Fein, Such, Kahn & Shepard, P.C. CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
08/19/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 08618	Web	Older American
On XX/XX/XXXX, I received a letter from Fein, Such, Kahn & Shepard, PC, advising I owed a debt to XX/XX/XXXX for the original creditor named, XX/XX/XXXX. There was a judgement for $XX/XX/XXXX and the total due with fees is $XX/XX/XXXX. The letter advised to send a written request within 30 days if there was a dispute. I had never heard of this creditor.On XX/XX/XXXX, I sent a Validation of Debt letter to the address on the letter to XX/XX/XXXX, XX/XX/XXXX, NJ XX/XX/XXXX. To date I have never received a response.In the middle of XX/XX/XXXX, their document dated XX/XX/XXXX, advising they are going to garnish my wages. At this point, I felt this was a scam as I had never heard of XX/XX/XXXX and I XX/XX/XXXX the name to find out they went out of business in XX/XX/XXXX's. On XX/XX/XXXX, I received a letter from XX/XX/XXXX XX/XX/XXXX, Court Officer, XX/XX/XXXX, NJ XX/XX/XXXX, stating a judgement was filed against me on XX/XX/XXXX, for $XX/XX/XXXX. The document said execution is attached but there was no attachment. I live in XX/XX/XXXX County and am aware of the XX/XX/XXXX County Court house in XX/XX/XXXX, NJ but this came from XX/XX/XXXX, NJ with a PO Box. Again, I felt it was a scam as I had not received any notice to appear in court or any confirmation of the debt.On XX/XX/XXXX, my employer sent me an email advising my wages were going to be garnished starting with the XX/XX/XXXX paycheck. They sent me a copy of the document received from XX/XX/XXXX XX/XX/XXXX office. I asked if they had ever heard of him and was he legitimate and she advised he was and that they work out of different offices. She suggested I call the number on the document because the judgement is from XX/XX/XXXX and very old.I called XX/XX/XXXX XX/XX/XXXX office at XX/XX/XXXX on XX/XX/XXXX right after I spoke with our payroll department. I left a message that I was not aware of this debt and why was I not allowed to defend myself in court. I did not receive a call back.I called XX/XX/XXXX XX/XX/XXXX office again the next morning on XX/XX/XXXX, and he answered. I told him the document my payroll department sent me says the judgement is from XX/XX/XXXX. I was never served any documents to appear in court and have no idea what this is for. I did move in XX/XX/XXXX after a divorce and wanted to know what address the notifications were sent to and how do they know they have the correct XX/XX/XXXX XX/XX/XXXX, as it is a common name. I advised I had until Monday, XX/XX/XXXX to stop my paycheck from being garnished. He said he would call the attorneys.On XX/XX/XXXX, I did not hear anything from XX/XX/XXXXXX/XX/XXXX office and saw there was an email address on the document provided by my payroll department. I emailed him at XX/XX/XXXXm.On XX/XX/XXXX, I left a voicemail for Mr; XX/XX/XXXX asking if he heard from the attorney's. He did not call me back but answered my email advising he forwarded my email to the attorney's and is waiting for a response. On XX/XX/XXXX, I sent a follow up email to Mr. XX/XX/XXXX if he had heard a response from the attorney's as the garnishment was going to take place with my paycheck on XX/XX/XXXX and payroll needed to know if a hold would be placed by Monday, XX/XX/XXXX, while this was being contested. Mr. XX/XX/XXXX responded that he forwarded my email to the attorneys and have not heard back and there is nothing further he can do and suggested I contact them directly at XX/XX/XXXX.On XX/XX/XXXX, I left a voicemail message for XX/XX/XXXX at xXX/XX/XXXX, as stated in their letter. I also emailed Mr. XX/XX/XXXX outlining a timeline of what had happened since receiving the first letter from the attorney's until today. I attached the Validation of Debt letter I sent on XX/XX/XXXX, with no response and the past week which was wasted with the attorney's not even responding to him. The wage garnishment commenced with my XX/XX/XXXX paycheck. I called and left messages for XX/XX/XXXX at xXX/XX/XXXX, with Fein, Such, Kahn & Shepard, PC at XX/XX/XXXX on XX/XX/XXXX, XX/XX/2019 and XX/XX/XXXX, with no return call to date.This is an unfair business practice of this law firm, trying to collect a debt for a company that went out of business over decade ago. I was not properly notified of any judgement in XXXX and not properly notified in XX/XX/XXXX. No one can seem to produce any paperwork to validate the debt is mine, and what address it was sent too, not even the court officer. I am an upstanding citizen and have nothing like this on my record, this garnishment has ruined my reputation at work and I felt compelled to report it.
04/05/2022	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened to sue you for very old debt	NJ 08817	Web
XXXX XXXXXXXX XXXXXXXX Filing Fee XXXX Service Fee XXXX total XXXX You are requesting to garnish my pay and at this present moment I am facing a hardship. The statute of limitations is a law that limits how long debt collectors can legally sue consumers for unpaid debt. The statute of limitations on this debt has passed. [ XXXX XXXX XXXX ] [ XXXX XXXX XXXX XXXX ] [ XXXX ], [ NJ ] [ XXXX ] Unit XXXX [ XXXX, XXXX ] [ XXXX XXXX XXXX, XXXX XXXX XXXX, NJ XXXX ] To Whom It May Concern : This letter is being sent to you in response to notices sent to me from your company and more importantly, due to your erroneous reporting to the Credit Bureaus, the highly negative impact on my personal credit report. Please be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 ( b ) that your claim is disputed and validation is requested. This is NOT a request for a verification or proof of my mailing address, but a request for VALIDATION made pursuant to the above-named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you regarding the following account numbers : need an account number Please provide me with : 1. What the money you say I owe is for. 2. A detailed explanation of how you calculated what you say I owe. 3. Copies of any and all papers that prove I agreed to pay what you say I owe. 4. A verification or copy of any judgment, if applicable. 5. The identity, name, and address of the original creditor. 6. Proof that the Statute of Limitations has not expired on this account. 7. Proof that you are licensed to collect in my state. 8. Your license numbers and Registered Agent or Agent of Service. At this time, I will also inform you that if your offices have reported invalidated information to any of the 3 major Credit Bureaus ( XXXX, XXXX or XXXX ) this action might constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent, I will not hesitate to bring legal action against you for the following : 1. Violation of the Fair Credit Reporting Act 2. Violation of the Fair Debt Collection Practices Act XXXX. Defamation of Character If your offices can provide proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist. Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel for suit. This includes listing any information with a credit reporting repository that could be inaccurate or invalidated or verifying an account as accurate, when in fact there is no provided proof that it is accurate. If your company fails to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit report and a copy of such deletion ( to any/all of the 3 major credit reporting bureaus : XXXX, XXXX and XXXX ) request shall be sent to me immediately. I would also like to request, in writing, that no telephone contact be made by your company to my home or my place of employment. If your offices attempt telephone communication with me, including but not limited to computer generated calls and calls or correspondence sent to or with any third parties, it will be considered harassment and I will have no choice but to file suit. All future communications with me MUST be done in writing and sent to the address noted in this letter by USPS. It would be advisable that you assure your records are in order before I am forced to take legal action against your company and your client. This is an attempt to correct your records, any information obtained shall be used for that purpose. Best Regards, XXXX XXXX
10/23/2015	No	Mortgage Other mortgage	Loan modification,collection,foreclosure	NY 140XX	Web	Older American, Servicemember
After spending time studying financial matters, the law, and making inquiries of, and having discussions with, knowledgeable persons regarding the origination of the purported loan on the property ; I have discovered that there has been, what appears to be, a counterfeit copy of the Mortgage Note presented as proof of claim by a certain group of people, including, but not limited to, agents of the mortgage company XXXX attorneys working with them XXXX XXXX XXXXI believe there is a conspiracy to take my property unlawfully through foreclosure using counterfeit securities as evidence of a purported debt and believe there are multiple individuals involved in this crime. I have made demands that the individuals involved provide proof of their claim through the presentation, for my inspection, of the original documents signed at closing as evidence that they are, in fact, the holder in due course of the purported obligation. They have refused to do so and instead have only made a " copy '' of the documents allegedly signed at closing available none for inspection. These copies are, in fact, counterfeit securities as described under XXXX U.S.C. XXXX and in the documentation accompanying this letter, and multiple persons have been, or are currently, in possession of multiple copies of said counterfeit securities. I believe the " original '' wet ink signature documents XXXX securities ) have been bundled and sold for profit and are not able to be produced as required by law and this is fraud being committed to steal my property through the counterfeiting of securities.copy of the document that has been provided as proof in this matter. It is obvious it does not meet the requirements under XXXX U.S.C. XXXX as a " copy '' of a security and is therefore a counterfeit security presented as evidence to attempt to defraud me. I also believe that this activity has occurred through communications across state lines and I believe it falls under XXXX statute violations as a result.Accompanying this letter and attachment is much more comprehensive information with substantial legal citations of what appears to be happening in this case. It appears that this is not, by any means, an isolated situation. I believe it is your responsibility and duty to investigate this matter, immediately and completely, to identify those involved, gather evidence, and pursue whatever criminal charges may be appropriate against the individuals and entities named herein. I fully understand that any action that would need to be taken by me to make any claims for damages are a civil matter and would have to be litigated separately in court by me. This information is provided to you to make you aware of a crime in progress and give you a background as to what is happening so you may move forward in your investigation more rapidly.FEIN SUCH & CRANEs Fraudulent Foreclosure gets slammed by Judge XXXX XXXX in XXXX, NYFEIN SUCH & CRANE get slammed by Judge XXXX XXXX in XXXX, NYXXXX XXXXWell it was an unpublished Decision, until it hit the Internet that is LOL .... Can you imagine that, foreclosing in the name of an entity that did n't exist at the magic moment? As noted in today 's feature presentation it is law firms like XXXX Fein, Such & Kahn that are ruining this Country, along with the Judges who allow them to run amok. Well they might own a lot of the judges but they do n't own the internet and they certainly do n't own me. XXXX XXXX FEIN SUCH & CRANE get slammed by Judge XXXX XXXX in XXXX, NYA bunch of petty thieves who fabricate an assembly line of Foreclosure Fraud procured by obtaining Forged documents that knowingly and maliciously create a fictitious appearance of standing in order to sue.
11/03/2018	No	Debt collection Payday loan debt	Attempts to collect debt not owed Debt was paid	TX 75006	Web
On XX/XX/2018, I received an email from my HR payroll department that a wage garnishment was submitted for payment. I called the HR department and was told that they had no idea who the garnishment was coming from, just that it said XXXX County Sheriff 's office. I retrieved the number and made the call. A young woman answered the phone and when I mentioned what I was calling about, she said, " This is the sheriff 's office so why would you think that we would garnish you? '' And besides they had no record of who I was. After giving her some more information we were about to hung up, when she asked if it could be under another name. I gave her my ex married name from more than 10 years and there I was, she found me. At that time she told me to contact these people Fein, Such, Kahn and Shepard. The first time I called I spoke to XXXX, a nasty acting man over the phone. I asked who were they and why am I being garnished. In the beginning he did not want to give me any information, he stated if I would fax over information that it was paid they MIGHT stop it. I told this XXXX person that I did not owe anything and do not understand why they were garnishing me. He told me to contact the courts again, because he does not have any information and that he needed to get the jacket. He refused to tell me anything. I was so frustrated that I hung up the phone and called the courts again, only to be told that Fein, Such crew needs to tell me what the garnishment was for. Finally I called back and got another gentlemen and he thought he was helping me but all I heard was they were illegally garnishing me. I hung up from him and called the courts once more and got another woman on the phone. I thought finally someone is going to tell me what this garnishment was for and nothing. I then called back to Fein, Such people and got a woman. I then told her that I was going to contact the Attorney General 's office because this sounds like fraud or a scam to me. She suddenly told me that the garnishment was Page 3 of 3 for an old creditor. I say huh? She mentions the creditor 's name and I stated " That creditor was someone I had paid off a few years ago. '' She then said, they buy old loans and collect on those debts. I said to her " Even if they are dead loans? '' She said then show me proof. I said, you are guys are pulling off a scam. Who are you people and why are you stealing my money. Think about it. Here it is a company that shows up out of nowhere, uses a different name to send in the garnishment order, buy and add interest onto an old dead loan, garnish my pay for almost 400.00 dollars in the effort to get XXXX on a false claim, I am NOT served legally, NO paperwork at all so I can dispute it, and do not have a bond at all in the state of Texas to practice legal garnishment. What they are doing to me is illegal practices and have place me in a terrible living situation that is unimaginable. I did my research and checked online and there is XXXX, Superior Court of Connecticut, where there was a class action suit against them, the state of Illinois class action suits, tons of people stating they had either robbed them of hard working money or illegally getting them arrested for not paying. Stealing pensions, scamming the housing market, Illegally making up credit card debts and much more. There are even ex employees telling their stories on how they use to watch the company practice illegal consumer activities. Help.
09/29/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	NJ 07011	Web
On XX/XX/XXXX, XX/XX/XXXX and XX/XX/XXXX I sent a written notice of dispute requesting debt validation pursuant to 15 USC 1692g Sec. 809 ( b ) of the FDCPA via XXXX Certified Mail to FEIN SUCH KAHN & SHEPARD P.C. which has not been fulfilled. On XX/XX/XXXX and XX/XX/XXXX I sent a Cease and Desist Notice to cease any/all collection actions until the alleged debt was properly validated to FEIN SUCH KAHN & SHEPARD P.C . which has been ignored. On XX/XX/XXXX and XX/XX/XXXX I sent another Cease and Desist notice and written notice informing FEIN SUCH KAHN & SHEPARD P.C. that I'm a victim of identity theft and the fraudulent account does not belong to me which has been ignored. As of XX/XX/XXXX I have NOT been provided competent evidence of my legal obligation to pay FEIN SUCH KAHN & SHEPARD P.C. I requested the company to provide me with the following : Agreement with your client that grants you the authority to collect on this alleged debt. Agreement that bears the signature of the alleged debtor wherein he/she agreed to pay the creditor. Name and address of alleged creditor. Name on file of alleged debtor. Alleged account number. Address on file for alleged debtor. Amount of alleged debt. Show me that you are licensed to collect in my state ; and Provide me with your license numbers and Registered Agent. What the money you say the alleged debtor owes is for. Explain and show how you calculated the alleged debt. Provide me any documents that show proof I agreed to pay the alleged amount owed. Please provide the name and address of the bonding agent for FEIN SUCH KAHN & SHEPARD P.C. in case legal action becomes necessary. Your claim can not and WILL NOT be considered if any portion of the above is not completed and returned with copies of all requested documents. Please Note : A copy of the consumer credit contract and/or bill is not sufficient to validate the debt. Validation requires presentment of the account and general ledger statement signed and dated by the party responsible for maintaining the account. XXXX XXXX XXXX XXXX XXXXXXXX, XXXX XXXX. XXXX, XXXX XXXX XXXX ( XXXX ), XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX ( XXXX XXXX XXXX ), XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. XXXX, ( XXXX XXXX ), and XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX ( XXXX ). and XXXXXXXX XXXX XXXXXXXX, XXXX XXXX XXXX. XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX ( XXXX. XXXX ). Additionally, on XX/XX/XXXX XXXX XXXX XXXX XXXX sent a notice informing me that the fraudulent account resulting from Identity Theft has been blocked and removed and would no longer be subject to collection actions. Furthermore, pursuant to 12 CFR Part 1022 Subpart M 1022.120 1022.129, FEIN SUCH KAHN & SHEPARD P.C. is in violation by not responding to my notice of Identity Theft within 30 days.
12/14/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	NJ 07011	Web
This notice of Conditional XXXX is being sent in a good faith effort to settle the matter at hand. I sent this notice to XXXX XXXX XXXX of XXXX via email and XXXX XXXX mail on XX/XX/XXXX which was delivered on XX/XX/XXXX. I have not received a response as of XX/XX/XXXX. All of my notices of dispute and identity theft have been ignored by both XXXX XXXX and XXXX until I filed my complaints through the CFPB. Your assumption that my notices of dispute were generated from the internet are false and constitute deceptive and misleading statements which is a violation of the FDCPA. Regardless of how you felt my disputes appeared to you it does not negate the fact that you are required to properly investigate my claim and cease all collection activity until the alleged debt is verified in accordance with the FDCPA and said validation is sent to me. Any collection attempts against me without validating the alleged debt constitutes as harassment, defamation of character, creating a false public record by use of mails and wire communications, with intent to to obstruct lawfully communicated information, and are subject to to liability for damages, as well as statutory damages, including any and all legal costs, or fees incurred for each violation. Additionally, you have violated the GLBA by sharing my nonpublic personal information with third parties without my consent which has caused me mental and emotional distress. By this notice, debt collector and/or alleged creditor XXXX XXXX and XXXX XXXX '' including its/their principals, agents, assignees, employees, shall comply with the provisions of the Privacy Act of 1974, as lawfully amended at [ 12 U.S.C. 3401 ], the Right to Financial Privacy Act of 1978, as lawfully amended at [ 5 U.S.C. 552a ], and the Third Party Summons Act special procedures [ 26 U.S.C. 7609 ], for assisting me in keeping inviolate certain constitutionally protected privacy rights and guarantees, and from preventing encroachment thereon. I have not received any notice of dismissal and/or withdrawal of the lawsuit you filed unlawfully as of XX/XX/XXXX. I am in receipt of your mutual stipulation of dismissal and in my continued good faith efforts to settle this matter amicably, I conditionally accept your offer for mutual dismissal, without accepting liability, however I require the following conditions to be accepted : Compensation in the amount of {$2500.00} USD. Confidential settlement agreement under Federal Rule of Evidence 408. I am requesting a prompt response otherwise I will have to petition the court for a continuance of the trial date for me to retain counsel. If my demands are not met I will escalate this matter to Federal Complaint, report your violations to the FTC, NJ Attorney General, the ABA, the BAR, the Department of Justice and file RICO charges.
11/29/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NJ 07076	Web
Signed up for a class at the XXXX XXXX XXXX at XXXX XXXX. Paid {$1400.00} up front for a class I believe had been {$2000.00}, dropped the class after attending just XXXX classes. I had been told to notify the XXXX office, which I did but never received any paperwork to demonstrate my dropping of the class. This is from the summer of XXXX. There had been an alleged certified mail sent to me, XXXX XXXX, never received it. It shows I signed for it, the same day it had been sent out. That is not possible and it is not my signature. I have since had the law firm of Fein, Such , Kahn & Shepard put a levy on my checking account. I fear next they 'll attempt to repossess my car, the only thing I do have and would n't be able to get to work. I had spent the past 3 years on general assistance due to helping my mother who had been diagnosed with XXXX XXXX. Lost her in XXXX of XXXX and then lost my father, XXXX of XXXX. I now live in a home that my father did a reverse mortgage on, I have no heat or hot water as I could n't afford to pay the bills he left behind at the time of his death. I started working again a few months ago at the XXXX, this position required XXXX. Having gone through XXXX background check, XXXX, I have now been informed XXXX. I received an official letter from them this week, XXXX/XXXX/XXXX. I am not sure whether my compromised information is a result of what is happening and what this unscrupuous law firm is attempting to do to me. Pay a {$6000.00} debt, an alleged debt that when contacting XXXX XXXX, has no knowledge of. They can see I paid {$1400.00} of the class and nothing of me owing them any money whatsoever. The above mentioned law firm states they 're representing XXXX XXXX, as said, the school is not aware of any debt owed to them from XXXX or anytime after that. This is who I had spoke with at XXXX XXXX XXXX XXXX , Program Coordinator for XXXX. I can not afford to pay this alleged debt, I do not owe this allged debt, this law firm to using the law to collect what 's called zombie debt and using any means to collect that alleged debt for their own financial gain. I also suffer from XXXX XXXX XXXX and this added stress has been causing me issues with the disease. I am attempting to get back up on my feet, work, move to an apartment, pay legitimate debts I owe and can not endure what this law firm is attempting to do. When researching that law firm, first XXXX results are of ripoff report, XXXX complaints with their debt collecting tactics, being sued by another state 's court for robosigning mortgages and makes me wonder how they 're still able to operate? I can provide all required documentation, transcripts of my discussions with XXXX XXXX, XXXX official letter that my XXXX being on general assistance.
07/25/2023	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	NJ 077XX	Web
On XX/XX/XXXX, I agreed to a month trial of the services provided by XXXX for nutrition. They increased the price I paid since I was not agreeing to sign up for the full 6 month contract and I agreed. I was not advised that I was signing up for a recurring monthly charge that would require 30 days notice to cancel. Therefore, in order to sign up for one month I would need to advise that I was cancelling on the day that I signed up. After the month was completed and paid for, on XX/XX/XXXX I was charged for a second time {$490.00}. I tried multiple times to contact someone about this and would leave messages with the answering service as the business can not be reached directly. Finally, XXXX XXXX called me back days later and advised that it was a monthly recurring charge. I advised her I had no knowledge of that and she insisted I signed the agreement. I received an email from their " support '' team finally on XX/XX/XXXX advising that XX/XX/XXXX payment would be my final payment and my membership was valid for the next 30 days. Therefore, in theory I should only be responsible for 2 payments of {$490.00}. On XX/XX/XXXX, i received invoice number XXXX in the amount of {$2900.00}. This assumes 5 payments of {$490.00} and a 16 % chargeback fee and a collection fee. I again tried to contact support with no response. Apparently, my messages were received and I received a revised invoice with no explanation on XX/XX/XXXX in the amount of {$1100.00}. This assumes 2 payments of {$490.00}, a 16 % chargeback fee and a collection fee. This invoice continues to be incorrect because I already paid {$490.00} in XX/XX/XXXX and that charge was not disputed or declined. Instead of correcting their erroneous invoice or responding to my calls, they sent my file to collections with Fein, Such, Kahn & Shepard. This debt collector sent me a debt collection bill in the amount of {$2800.00} which is a wholly inaccurate amount since my account has been cancelled since XX/XX/XXXX. I was only a member for 2 months which is $ XXXX monthly. This debt collector did not verify the debt before contacting me or is trying to intimidate and harass me by including a larger completely inaccurate amount.
02/21/2023	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	TX 77489	Web
This letter is to put you and your firm on a notice of FDCPA Violation. According to 15USC 1692 15 U.S. Code 1692e - False or misleading representations A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section : ( 1 ) The false representation or implication that the debt collector is vouched for, bonded by, or affiliated with the United States or any State, including the use of any badge, uniform, or facsimile thereof. ( 2 ) The false representation of ( A ) the character, amount, or legal status of any debt; or ( B ) any services rendered or compensation which may be l awfully received by any debt collector for the collection of a debt. ( 3 ) The false representation or implication that any individual is an attorney or that any communication is from an attorney. ( 4 ) The representation or implication that nonpayment of any debt will result in the arrest or imprisonment of any person or the seizure, garnishment, attachment, or sale of any property or wages of any person unless such action is lawful and the debt collector or creditor intends to take such action. ( 5 ) The threat to take any action that can not legally be taken or that is not intended to be taken. ( 6 ) The false representation or implication that a sale, referral, or other transfer of any interest in a debt shall cause the consumer to ( A ) lose any claim or defense to payment of the debt; or ( B ) become subject to any practice prohibited by this subchapter. Further as per the case made in case of George W Heintz V. Darlene Jenkins, the provision of fair debt collection practices act applies to attorney who regularly engage in consumer-debt collection practices, even when that activity consist of litigation. There for as per the judgement mentioned herein, your firm is liable as a debt collector. Kindly provide proof that your client has a signed contract with me and validate the debt. This company is represented by XXXX XXXX XXXX Find attached the proof of the lawsuit filled against me
04/07/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	GA 30094	Web
A Law firm received a default judgment against me in 2006 in the state of New Jersey. They received this judgment by sending court documents to my childhood home in which I did not live anymore my ( grandmother 's house ). They were also sending mail to my moms vacant home in NJ in order to get a wage garnishment 17 years later. This attorney was able to get wage garnishments even though there was improper service of all documents. I was not given the chance to respond to any motions that were filed against me. The only way I found out about the garnishments was by emails via XXXX. This attorney also tried to XXXX money out of my bank account on the same day they are getting wages out of my pay. They have caused me great financial hardship as I have expressed to the courts multiple times without receiving any elief. The worse part is that I never had a credit account with the original creditors nor do I have any information regarding these accounts. The original creditors have closed down and I have been unable to contact anyone to ask about these accounts as they are fraudulent. This same company was charged by the SEC for fraud and sued by other consumers multiple times over the last 15 years. I have filed several documents for identity theft and mail fraud in the past which were overlooked. I have been to court 2 times about this and the last hearing was dismissed without prejudice meaning I have another chance to stop this attorney who is trying to ruin my life. This attorney is going after everything I own and is trying to get me to lose my job by obtaining multiple garnishments under the same terms default judgments sent to the wrong addresses 11 to 18 years ago. The second wage garnishment was done in retaliation which is unethical and inhumane. They are attempting to make me lose everything I have in order to support my children and myself over unverified debt they have added thousands of dollars of attorneys fees in order to increase the amount owed for their own personal gain. I'm in dire need of help in order to save my life.
07/25/2019	Yes	Mortgage FHA mortgage	Struggling to pay mortgage	NY XXXXX	Web	Servicemember
Fein Such and Crane continually disregard the Complaint and bring in other issues to distract what the Complaint really is. First they contend that I made no payments since XX/XX/XXXX that is inaccurate as stated in their response I entered in to modifications in which payments were made. There was a payment of {$94000.00} made that is not shown anywhere, Fein Such and Crane was a DEBT COLLECTOR I disputed the debt and the amount due to them repeatedly with NO RESPONSE That is a Violation of the Debt collector act ( WHICH FALLS UNDER CONSUMER FINANCE PROTECTION BUREAU ) I submitted copies to the Servicers received confirmation they received the copies yet no one would show where the payments went Second they failed to mention the Loss Mitigation that was submitted to XXXX 5 days before they filed for the Foreclosure Judgement. They claim that they stopped proceedings when they were informed there was a pending modification as the ATTORNEY it is their responsibility not to DUAL TRACK A LOAN which they did on 6 different occasions. This is also a violation that falls under Consumer Finance Protection Regulations and the Justice department for repeatedly violating the law. Third since the law firm and the servicers refused to show where my payments went and I did not want to lose my home I requested a payoff repeatedly so I could pay the mortgage before the sale Fein Such and Crane sent the payoff letter to me the day of the sale so I could not purchase the home. *My foreclosure was not because I could not pay the loan it was because the payments were repeatedly misapplied put in suspense accounts and the debt collectors refusal to show where the payments were applied. If no payments were received AS AGAIN STATED IN THEIR RESPONSE and affirmed in numerous court documents who got tthis money from payments SHOWN AS RECEIVED IN XXXX XXXX and XXXX on a print out from XXXX who also states they received no money YET IT IS SHOWN HERE
10/29/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NJ 070XX	Web
I filed a complaint # XXXX to dispute a collection on behalf " XXXX XXXX " of previous last month and the company responded : Fein, Such, Kahn & Shepard , PC ( hereinafter FSKS ) represents the Creditor/Plaintiff in regard to this matter. XXXX XXXX ( hereinafter Consumer ) filed this second CFPB complaint before FSKS has had an opportunity to respond to the initial CFPB complaint. The entire purpose of the Regulation F letter is to provide the Consumer with an opportunity to dispute the debt and request documentation to substantiate either the underlying debt or the judgment. It has come to light that there was a clerical error with the docket number and that the docket number was off by one-digit. There is a valid judgment in the Superior Court of New Jersey, XXXX XXXX, under docket number XXXX. However, as mentioned in the initial response to the Consumers first CFPB complaint, FSKS will not be proceeding with collection activity on the long-standing valid judgment but the Creditor will be within their right to proceed in the future if they deem appropriate at a later date. It still must be noted that this CFPB complaint substantively is a dispute under the FDCPA. There was no misconduct under the part of the Creditor or FSKS. This judgment was and is valid. I do not see any judgment valid on Data base NJ Courts XXXX XXXX ) they said it was an error on number DC they provided and nothing still in there. As per Section 623 ( a ) ( 1 ) ( B ). If a consumer notifies a furnisher that the consumer disputes the completeness or accuracy of any information reported by the furnisher, the furnisher may not subsequently report that information to a CRA without providing notice of the dispute. As result this should be write off and decease any activities.
07/31/2019	Yes	Mortgage FHA mortgage	Struggling to pay mortgage	NY XXXXX	Web	Servicemember
Fein Such & Crane filed Judgement and Complaints for my foreclosure failed to send required RPAPL FORMS after the Referee Sale which there is NO RECORD of it being printed in the newspaper. Alleges that they did not receive my disputes as to the balance of the balance due on the Mortgage. I have copies of the mailings showing that they did at their XXXX Office which is the address that was also on the legal documents. Dual Tracking occurred with XXXX XXXX XXXX XXXX and XXXX. Since they can only be considered to Dual track once per servicer it would be 4 times. They claim they were not made aware of any payments, yet they affirm the balance due as of XX/XX/XXXX and that is the same balance that is on the Judgement yet they admit their were modification payments. They claim it was the Servicers responsibility to notify them, and I never requested a payoff from them yet the letter they sent shows the payoff WITH A GOOD THROUGH DATE OF XX/XX/XXXX. Leading me to believe the sale was not held since the payoff is only good until it is sold. Their was no notifications of the sale date or postponements that even the Judge was unaware if the Sale occurred which was evident when he stated it was sold in XX/XX/XXXX and it wasn't then again in XXXX of XXXX Fein Such & Crane along with Judge XXXX ignored the LAW The 20 day, 30 day and 60 day requirements for the Order of Reference filing the Referee appointment the Referee hearing the Referee report were all years past the required date. They claim they only went by what the Servicer gave them and told them yet they AFFIRM TO ITS ACCURACY
03/19/2016	Yes	Mortgage Conventional adjustable mortgage (ARM)	Loan modification,collection,foreclosure	NY 11226	Web
Fein, Such & Crane LLP are debt collectors claiming to represent another debt collector XXXX XXXX XXXX XXXX as an alleged Trustee of a REMIC. The consumer is being terrorized civilly not only by the debt collectors named above, but by the Tribunal, Supreme Court of New York XXXX County. Fein & XXXX are maliciously and abusively prosecuting an illegal debt collection action styled as a Foreclosure in state court. The consumer has issued several Notices and Demands all under the FDCPA, federal consumer laws. Both debt collectors are ignoring each of those communications by the consumer and creditors and continue to violate the FDCPA. My consumer goods obtained for personal, family and household purposes, such as my private home is attempted to be illegal confiscated by these XXXX unknown debt collectors. The CFPB has made clear the rules and regulations, with clear interpretations to consumers regarding its use. Fein and XXXX are engaging in illegal, fraudulent, and abusive debt collection against this consumer. Fein and XXXX was ordered to " obtain verification '' ( sworn and under penalty of perjury ) and proper " validation '' from the alleged original creditor supported by Original Loan Level Documentation. If Fein and XXXX complies strictly with the FDCPA, it will obtain the verification of the Rescission, TILA and the fact that " no debt is owed. This of course is based on the fact that Fein and XXXX are enforcing a legitimate debt which originated from a legitimate transaction.
04/01/2020	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened to sue you for very old debt	NJ 08094	Web
hello, XXXX XXXX XXXX ( XXXX XXXX XXXX XXXX XXXX ) I disputed this debt last month but never heard anything. Since then the collection lawyer has sent my employer a wage execution, first this is embarrassing and second, i have tried numerous times to reach out to XXXX XXXX XXXX XXXX XXXX when i was first notified again last month. i called everyday leaving a detailed message and not one return call. the name of the debtor is XXXX XXXX XXXX, who i have no idea who this is. the paperwork, does not give me the name of the original debtor, original date or any documents to prove this is mine. they are also using my married name XXXX from XXXX and i was divorced in early XXXX. i have never ever used that name. I have also recently checked and cleaned up all 3 of the credit company and this debt is not on there any where. i even called and spoke to a customer service rep at XXXX XXXX and they couldn't find anything either. i already have my wages attached and i told them this via voice mail when i called and they still send a order to my employer. i am disputing this and they still are sending this to my employer. what am i supposed to do? i need proof this is mine, i need all harassment to stop while this is being disputed but they are not listening to me. i cant resolve something if i do not know what i am resolving. please help me. XXXX XXXX XXXX XXXX
10/06/2023	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	NJ 070XX	Web
The company Fein Such Kahn & Shepard, P.C XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX, NJ XXXX On XX/XX/XXXX mail me a debt collection representing XXXX XXXX and XXXX XXXX XXXX. To respond to a Judgment currently own by them that was filled against me for {$2400.00} as XX/XX/XXXX. ( XXXX + ) On XXXX this card was charged off form my credit report for {$1800.00} and XXXX XXXX XXXX XXXX Filed a judgment, never contacted me about a debt collection and put it on my credit report for {$2300.00}. After, while and no prove of debt to them this was out of my credit report. And not current. I never got any paper or supporting document from them. After CFPB had found this company violating the fair credit act multiple times. ( XXXX debt, collecting or suing on debt that was outside the statute of limitation, making representations about unsubstantiated debt and initiated thousands of legal actions against consumers when it lacked proper documentation about the debt ) .They are trying to collect from another way. I do not own this and I believe trying to take advantages of me. Company provide me 30 days to dispute. I had send a certify letter explaining them of being a victim of XXXX XXXX XXXX, Violation of the consumer rights. They state to also accept request to XXXX If you go online you do not find any place to send information on this to dispute on their website.
03/03/2020	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	NJ 08012	Web
I continue to receive collection letters from Fein, Such and Shepard PC. XXXX XXXX XXXX XXXX , XXXX is an infamous debt buyer, buying up portfolios of old debt. one- they do not tell you who the original debtor is, second if it is who I think it is the debt is from 2010 and is now 10 years old. according to the state of NJ statue of limitations the max year to collect a debt is 6 years. This company who was original XXXX 's XXXX who was sold by XXXX and so on. This was never on my credit report and even if it was the debt is now 10 years old and would now be eligible to be removed from my credit report. I have numerous times, sent different collection companies back a letter stating that this debt is old and to not contact me any longer. this has not stopped. I continue to get harrasing phone calls when I tell them to stop calling me and they call odd hours as well. now I am getting threating letters of a application for a wage garnishment at my JOB for a debt that is extremely old. when I call the courts they have no case on this yet I have a case #. is this just there way to scare me, which I don't appreciate it. especially with all the illness I got going on. this is an old and debt and I would like this to be removed. file # XXXX docket # XXXX thank you XXXX XXXX
11/09/2021	Yes	Mortgage Home equity loan or line of credit (HELOC)	Trouble during payment process	PA 19020	Web	Servicemember
Hello I opened a HELOC in XXXX. Paid on time every month. In XXXX the bank decided to sell our loan to another company. Before we knew this we were not late. We tried to make the payment and the account was close. No one had any info for me. Since that time I've opened other accounts and this issue never came up. In XX/XX/XXXX, I decided to try to put our home on the market, so I had a title search done, it was then that I found out that this other company had our loan. I called to confirm who they were after a couple hours and a call back I was informed that this company purchased my loan in XXXX from XXXX XXXX now known as XXXX. It was Purchased for {$58000.00} and they are saying we now owe {$87000.00} They issued a complaint for foreclosure. I never received a Act 91, I never received any info or documents on who to pay how much to pay, and when to pay. I feel this is predatory because they allowed the interest to accrue without the options to pay. Keep in mind when they sold the loan I wasn't on any payments because I had to options to pay, One was going into the account to pay directly the other was drifted from the bank that I was opened with the bank. I am soliciting you help in this matter so this dose not happen to anyone else. Thank you
01/16/2018	Yes	Debt collection Auto debt	False statements or representation Attempted to collect wrong amount	NY 14225	Web
XX/XX/XXXX- SUV Reposessed by XXXX XXXX XX/XX/XXXX- Judgment placed against me by Fein Such and Crane LLP on behalf of XXXX XXXX for Balance of Original loan less sold value, plus interest XX/XX/XXXX- XX/XX/XXXX Garnishment From wages to pay balance XX/XX/XXXX - Called Fein Such & Crane stating my credit report is only showing a {$300.00} Balance left, after all of the garnishment Ive paid. Fein Such and Crane stated I owe an additional {$2400.00} at 9 % interest, however my credit report is now showing the repossession has been paid in full since XX/XX/XXXX. Ive sent requests in writing to XXXX XXXX, and Fein Such and Crane for some sort of Ammortization schedule, or some sort of proof that there is still a balance. I also requested this information on the phone with XXXX XXXX who said I needed to speak with Fein Such and Crane on the matter. Fein Such and Crane could not provide me with an ammortization schedule or information as to why my credit report balance decreased every month after payments were applied from the garnishment. They did state however that they only applied {$98.00} from the {$340.00} a month that was garnished towards the principal balance. Since XX/XX/XXXX, they have taken almost {$600.00} in additional garnishment.
10/08/2019	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	NJ 08094	Web
I received a notice for wage garnishment from XXXX XXXX XXXX XXXX related to an old judgement from the Superior Court of New Jersey XXXX County. This is an old judgement with a different lawyer in XXXX payments were made through the site. I kept a record after each payment I was given a confirm payment number which I wrote down on the back of the agreement form. I completed the payment and was scheduled to receive a letter of completion in XXXX. They call to verify address to mail the letter, which I didnt received. On Saturday XX/XX/XXXX I received this wage garnishment intent. I call Fein, Kahn & Sheppard on XX/XX/XXXX and fax all the information I had of all the payments made dates and confirmation numbers. They said this was not good enough. This debt was paid off XX/XX/XXXX, I have reached out to the previous law firm XXXX XXXX XXXX XXXX XXXX. I also check my credit report, this debt is not on the report. The amount paid to XXXX, XXXX XXXX XXXX XXXX of {$3000.00} ( XXXX plus interest XXXX ) The new amount from Fein, Kahn & Sheppard {$3300.00}. Im just disgusted with these attorney behavior, this debt is paid up 6yrs now.
07/27/2018	Yes	Debt collection Credit card debt	False statements or representation Impersonated attorney, law enforcement, or government official	NJ XXXXX	Web
I have consulted an attorney and am in the process of filing a motion with the courts and possibly my own civil suit because I believe this company was wrong in their attempts to collect a debt from a company that has informed me they are not represented by them. I was never given a court appearance in regards to objecting to the execution of this judgement. To this point this company has collected more than 66 % of the judgement and I have been advised to have them voluntarily stop a wage garnishment execution in lieu of my own suit and recovery of lost wages. I feel this company has acted unlawfully in the execution and used unlawful practices. If they stop the wage execution immediately, i will consider this matter closed and over. If not, then I will continue with my motion which will include my own civil suit and investigation. I hope a resolution to this matter will end now before further actions are filed. I have also attached a copy of a certified letter receipt which i never responded to which means I was never formally notified in which the courts indicate I did and signed for.
06/01/2018	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	NJ 08724	Web
My job received a letter from XXXX County NJ courts to garnish XXXX from my wages. My employer funrnished me a copy, this was the first I heard of this alleged debt. I called XXXX XXXX XXXX who supposedly purchased the debt, from another collection agency. As far as they could tell the original debt is from 2003. I told her the practice to collect on such an old debt is at best unethical and at works illegal. I was informed that XXXX collect on credit card debt for 20 years which is a lie and illegal. Since she refused to help, I called the court house and they confirmed the original debt was from XXXX in 2003. The Statute of Limitations is for 6 years on a credit card debt. This is 15 yrs old. Furthermore I do not recognize the debt, I do not remember having a credit card from XXXX ever. Therefore here has been no payment on the account that could possibly renew the 15 yr old fraudulent debt. The law firm of Fein, Such , Kahn & Shepard is buying Zombie Debts and using unlawful practices to obtain money from people. Also the XXXX County Courthouse should have known better!
01/06/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	NJ XXXXX	Web
I requested the following information and it was not provided by the debt collector State the amount of the debt when you obtained it, and when that was. If there have been any additional interest, fees or charges added since the last billing statement from the original creditor, provide an itemization showing the dates and amount of each added amount. In addition, explain how the added interest, fees or other charges are expressly authorized by the agreement creating the debt or are permitted by law. If there have been any payments or other reductions since the last billing statement from the original creditor, provide an itemization showing the dates and amount of each of them. Tell me when the creditor claims this debt became due and when it became delinquent. Identify the date of the last payment made on this account. Have you made a determination that this debt is within the statute of limitations applicable to it? Tell me when you think the statute of limitations expires for this debt, and how you determined that.
05/28/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Taking/threatening an illegal action Seized/Attempted to seize property	NJ 07731	Web
I was paying Fein, Such, Kahn and Shepard a XXXX a month payment since XXXX/XXXX/XXXX. In XXXX XXXX I ran into financial issues and called them initially to stop the payments. A paralegal named XXXX stated that I needed to write a letter. I wrote a letter and stating I needed to stop payments until XXXX of this year. They claim they tried to contact me and sent me letters. I verified that they did receive my letter and they still seized y bank account in XXXX XXXX even though I had been paying them and wrote them a letter. After I spoke to XXXX he said I was in default when I did what he asked. They then tried to continue payments even after he told me I was in default and that they did n't accept my letter. When I called the court they told me the lawyer also re-filed against me for XXXX when the original debt was only XXXX and I had paid down XXXX of it. XXXX could not explain why an additional XXXX was added to the debt only blamed the court for filing it wrong.
07/24/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	NJ 078XX	Web
Supposedly there was an account that was opened XX/XX/XXXX under XXXX XXXX for XXXX acct # XXXX. Then there was a charge off done on XX/XX/XXXX in the amount of {$5300.00}. Then back on XXXX XXXX, XXXX there was a Judgment for {$5300.00} with court costs & attorney fees of {$120.00} for a total of {$5500.00}. Then on XX/XX/XXXX of XXXX that the company XXXX XXXX took my husbands severance pay in the amount of {$6100.00}. Now almost 10 years later XXXX XXXX is coming back again for the amount of {$5300.00} which now they want to Garnish my paycheck. Ive have never heard from them in all the years that Ive lived at the same address and have never moved. If they wanted this money so bad, why havent I heard from them until now My husband and I are living paycheck to paycheck and have more up to date bills that are more important than this bill!
12/29/2016	Yes	Debt collection Mortgage	Disclosure verification of debt Not given enough info to verify debt	NY 12603	Web
FEIN SUCH AND CRANE sought judgement and sale of my home when they have NO RIGHT TO DO SO. I have been fighting this for over 2 yrs. I was working on a loan modification with XXXX who was the servicer meanwhile XXXX who was no longer the servicer continued with the foreclosure with this firm I contacted this firm on numerous occasions stating that XXXX had no right to proceed with the foreclosure they then claimed they were working for XXXX then they claimed they were working for XXXX. Meanwhile I have letters from XXXX and XXXX stating they were not proceeding with foreclosure since they had no standing with the loan. I sent copies to this law firm they didnt care stated they had judgement and were proceeding with the sale even though THEY HAVE NO RIGHT NO INTEREST IN THE PROPERTY HOW CAN THEY DO THIS
07/04/2019	Yes	Debt collection Credit card debt	False statements or representation Impersonated attorney, law enforcement, or government official	NJ 08854	Web
FEIN SUCH KAHN & SHEPARD, P.C. put a Judgment # XXXX on me. I don't have any written or verbal contract with them, they never validate the Debt.FEIN SUCH KAHN & SHEPARD, P.C.are the original creditor and they violating Fair Debt Collection Act. Debt already been forgiven/paid internally. Original Bank for the credit card Debt never filed 1099 A or 1099 C to IRS so Debt been write off by the original Bank. Debt is been too old and there's no activity on that account for over 10 years. FEIN SUCH KAHN & SHEPARD, P.C. act is completely illegal and has to stop and investigated by AG NJ office. FEIN SUCH KAHN & SHEPARD, P.C. is in serious violation of Civil Rights and Common law and FDCPA violations.Alleged Debt is not owed any more because it passed age of limitation.
05/20/2022	Yes	Debt collection Private student loan debt	Written notification about debt Didn't receive enough information to verify debt	NJ 08901	Web
I have called the debt collector at least 100 times. If phone records nee to be provided please ask. They refuse to take my calls. I spoke to them early on in the process and asked for a detailed report of where the amount of the debt was coming from. I never received any documentation indicating why this debt was owed, or what exactly it was for. I received a call from my old address that there was a letter for me from the debt collector. I went to retrieve the letter and found that they had sued me, without taking my calls, allowing me to settle the debt, and/or providing me with the detailed list that indicating why exactly I owed the amount disputed. The debt collector is now screening my calls and leaving me in a position where I am unable to defend myself.
06/10/2019	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt is not yours	NJ 08205	Web
I found out the person who borrowed money for auto loan was not me. In the document, the address was not mine when the person who used my name and SSN. I am pretty sure the XXXXXXXX XXXX does not have a copy of my driver 's license. The address on the document was not mine. The XXXX XXXX must have a copy of the deiver 's license of the person who used my name and my SSN. Worstly, the vice president of operation in the XXXXXXXX XXXX, her name is XXXX, she did not check names ( on the driver 's license and SSN 's ) accurately and sighned on the paper. XXXX XXXX must send me the copy of driver 's license as a proof that the person is myself if they believe the person is myself. However, I am 100 % sure they do not have a copy of my driver 's license.
11/28/2022	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	NJ 08012	Web
The debt collector Fein, Such, Kahn & Shepard P.C. is collecting a debt from me for unpaid tuition. For almost a year they have not complied with my requests for an itemized statement of the debt. They have sued me to garnish my paychecks and I still dont have access to the amount I owe. They are charging late fees, interest, and other legal fees but have totally refused to tell me what the interest percentage is or show me a statement of the charges that have incurred since they acquired the debt. I have been compliant and make all of my payments on time and they continued to garnish my wages and charge late fees with no explanation and havent sent me a statement.
04/06/2018	Yes	Debt collection Mortgage debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	NY 125XX	Web
FEIN SUCH AND CRANE Attorney 's for XXXX have foreclosed on my home they provided No notice that they were debt collectors, no notice that I had a right to dispute the debt No copies of the requested details of the debt. They committed fraud upon the court by affirming that tall the information provided was true and it was not. They never served my ex husband who has not lived with me since 2003 they affirm the bank has the mortgage documents yet another Law Firm for XXXX " XXXX '' affirms that they lost the Note. This is just two instances of the numerous counts of fraud they have committed and affirmed to in documents to the Court
10/02/2017	Yes	Debt collection Mortgage debt	Took or threatened to take negative or legal action Collected or attempted to collect exempt funds	NY 13440	Web	Older American
In XX/XX/XXXX, Fein, Such and Crane, LLP began a Foreclosure on my property for XXXX. Records obtained from XXXX indicated that the loan was signed off on in XX/XX/XXXX. I believe that false documents are being used in court. I think that I am the victim of foreclosure fraud and robo-signing. Most court documents include sensitive information that has been blanked out. Fein, Such and Crane have been accused of committing foreclosure fraud and robo-signing documents. Fein, Such and Crane and XXXX have refused to validate my debt. Fein, Such and Crane, LLP has recently changed their name to XXXX XXXX XXXX XXXX.
01/11/2021	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Sued you in a state where you do not live or did not sign for the debt	CA 90057	Web
Sat XX/XX/XXXX I received a letter in the mail from a debt collector stating they were suing me to garnish my wages however, this debt is not mine AND furthermore this debt collector is located in NJ and I live in CA. Additionally, I have checked my credit reports dating back to XXXX ( I can provide copies of all years if necessary ) and can not find this creditor on any of my reports. It appears as though this debt collector is attempting to collect and garnish my wages for a debt that does not belong to me. PLEASE HELP!!
05/27/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	NJ 07071	Web
I am being sued by a towing company i have a rental space with. The amount of money is not correct, I have repeatedly attempted to contact this firm to resolve and no response received. I did file an answer with in the allotted time frame and have since been receiving letters from this attorney to contact them. When i do try to contact again un answered. They then file judgement summerys to place a judgement with a trial becuase they did not hear from me. This is very frustrating. Please hep.
11/13/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NJ XXXXX	Web
I received correspondence on XX/XX/2019 with regard to a debt owed to XXXX XXXX University. In response on XX/XX/2019 I sent a verification of debt letter. In response to my letter of XX/XX/2019 I received an envelope full of a contract with email correspondence. I then contacted them on XX/XX/2019 to advise that this debt is not owed as the contact I had with this school has been fulfilled enclosing proof of same. Instead I received a copy of a Summons and Complaint suing me.
02/27/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	NJ 075XX	Web
I called and was told there is a wage garnishment in place. I asked what I the debt can you provide original documents because I was a victim of identity theft. XXXX XXXX XXXX tried to collect this debt and was unable to provide proof of debt and did not serve me properly. Now Fein, Such, Kahn and Shepard now want to collect all they sent was a wage execution letter. I was not served with any notice prior to this.
06/06/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 08205	Web
XX/XX/2019 {$6200.00} including the post-judgement interest {$110.00} They sent me a letter saying the amount due on the day I pay may be greater. I saw the plaintiff name is " XXXX XXXX XXXX XXXX. '' I have never owned anything from the original creditor ( XXXX XXXX XXXX ). I searched and found out these company have same issues as mine. I can not understand why these scammers can keep their business.
07/24/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 070XX	Web	Older American
I was notified by a company that I previously worked for that the county sheriffs requested them to attach my wages. When I contacted the lawyer, I was told that it was a bebt from 2008, and that XXXX had a court order against me. I have no clue about what they are talking about! And why after 8 years are they are they bothering me. WHY HAVE NOT I HEARD ANYTHING FOR 8 YEARS
11/03/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 08742	Web
My job received a wage garnish for a debt they faxed me over a copy it has someone else 's social security number on it so I wrote a letter to the company requesting proof of debt in XXXX 2017 and still have not received anything but they sent another letter to my job today I did ask for all communication to be in writing and still they wo n't tell me what the debt is for
10/07/2023	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	NJ 070XX	Web
They said it is a judgement with a XXXX file number I went to look and there is no XXXX file on the court. This judgment its been withdraw and original company file without letting me. know. XXXX XXXX had found violations of the Fair credit practices. This company is trying to collect on their behalf. Fein Such Sheppard, LLC
10/20/2016	Yes	Debt collection Mortgage	False statements or representation Attempted to collect wrong amount	NY 125XX	Web
Fein Such and Crane debt collection attorneys are trying to foreclose on my home illegally. They have not provided any copies I have repeatedly requested over the past 6 going on 7 yrs they have filed papers foreclosing with XXXX XXXX XXXX as owning the note which they dont. They have failed to produce the note as requested
03/27/2017	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	NJ 07050	Web
The collection agency could/would not provide any documentation that I owed the debt nor could they verify that they had tried to contact me via mail or otherwise. The agency has filed a judgment on me in the amount of {$1200.00}. The name of the collection agency is : Fein Such Kahn & Shepherd P.C. XXXX, NJ XXXX
04/04/2019	Yes	Debt collection Private student loan debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	NJ 082XX	Web
I paid a debt with XXXX XXXX in XXXX. On XX/XX/XXXX I received a Notice of Application For Wage Execution on a debt that has been paid. I sent the documents to XXXX XXXX and their attorney, Fein, Such, Khan, & Shepard and they refuse to review the documents and release the money they have illegally taken from me.
07/19/2019	Yes	Mortgage FHA mortgage	Struggling to pay mortgage	NY 125XX	Web
Fein Such & Crane, XXXX, and XXXX all Violated the law by Dual tracking my loan while I was trying to work on a loan modification. They foreclosed while I was disputing the misapplied payments lost payments and money put in suspense. Fein Such & Crane Dual Tracked with EVERY SERvicer in violation of the LAW
08/08/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	NJ 08753	Web
my account was frozen, I tried to vacate the judgement but was not able to gather enough information about this account in question or the credit card that was past due. I learned that there was old addresses on file that they had, the firm claimed they sent certified letters to.
03/19/2021	Yes	Mortgage FHA mortgage	Applying for a mortgage or refinancing an existing mortgage	NY 125XX	Web
FEIN SUCH & CRANE proceeded with a foreclosure despite many errors in proceeding and entered judgement while modification was being processed which resulted in 2 cases of Dual Tracking
02/04/2018	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	NJ 07002	Web	Older American
Passed statue of limitation New Jersey Passed Credit Card Dept. Was Charged Off in 2010 Total Amount {$7100.00} Due to Devoice Proceedings
09/09/2019	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened to sue you for very old debt	NJ XXXXX	Web
this debt is over the time period. AND THE LOAN WAS LEVY AGAINST MY current MORTGAGE. Its seem like I being target for a debt I don't owe.
10/27/2017	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	NJ 070XX	Web
I have asked for proof of debt and have received nothing.
05/02/2023	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	NJ 07621	Web

01/12/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	NJ 07083	Web

05/03/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NJ 08205	Referral

01/03/2022	Yes	Debt collection Private student loan debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	MA 02142	Web

08/21/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	NJ 07010	Web

02/27/2021	Yes	Student loan Private student loan	Struggling to repay your loan Can't temporarily delay making payments	NJ 07111	Web

02/10/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 07446	Web

12/27/2020	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07650	Web

07/07/2020	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	NJ 08753	Web

02/18/2020	Yes	Mortgage Conventional home mortgage	Struggling to pay mortgage	NY 12550	Postal mail

02/18/2020	Yes	Mortgage Conventional home mortgage	Struggling to pay mortgage	NY 12550	Postal mail

12/16/2019	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened to arrest you or take you to jail if you do not pay	NJ 07628	Web

08/20/2019	Yes	Mortgage Conventional home mortgage	Struggling to pay mortgage	NY 11575	Postal mail

08/01/2019	Yes	Debt collection Private student loan debt	Written notification about debt Didn't receive enough information to verify debt	NJ 08094	Phone

06/04/2019	Yes	Debt collection Auto debt	Written notification about debt Didn't receive notice of right to dispute		Phone

05/23/2019	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	NJ 08753	Referral

04/29/2019	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Seized or attempted to seize your property	NJ 07456	Web

04/08/2019	Yes	Student loan Private student loan	Struggling to repay your loan Problem lowering your monthly payments	NJ 08260	Phone

11/29/2018	Yes	Debt collection Private student loan debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07013	Web

08/15/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt		Phone

06/30/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 08057	Web

04/05/2018	Yes	Mortgage Other type of mortgage	Trouble during payment process	NY 11764	Referral

02/02/2018	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	NJ 08852	Referral

11/29/2017	Yes	Mortgage Conventional home mortgage	Struggling to pay mortgage	NY 12122	Referral

09/12/2017	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	NJ 07064	Web	Older American

06/18/2017	No	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	NJ 08852	Web

04/10/2017	Yes	Mortgage Other mortgage	Loan modification,collection,foreclosure	PA 19475	Referral	Older American

02/22/2017	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	NJ 08840	Web

02/03/2017	Yes	Student loan Federal student loan servicing	Dealing with my lender or servicer Keep getting calls about my loan	NJ 07422	Web

10/18/2016	Yes	Mortgage Other mortgage	Loan modification,collection,foreclosure	NY 10901	Referral

09/27/2016	Yes	Debt collection Mortgage	Communication tactics Frequent or repeated calls	NY 11510	Referral

09/06/2016	Yes	Mortgage Other mortgage	Other	NY 12498	Referral

09/01/2016	Yes	Mortgage Conventional adjustable mortgage (ARM)	Loan modification,collection,foreclosure	NY 10705	Postal mail

08/29/2016	Yes	Mortgage Other mortgage	Other	NY 10528	Referral

07/28/2016	Yes	Mortgage Other mortgage	Loan servicing, payments, escrow account	NJ 08330	Referral

06/09/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	MP 07058	Web

06/02/2016	Yes	Debt collection Mortgage	False statements or representation Attempted to collect wrong amount	NY 10705	Web	Older American

03/22/2016	Yes	Debt collection I do not know	Taking/threatening an illegal action Threatened to sue on too old debt	NJ 07106	Referral

01/19/2016	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	NJ 07080	Referral

01/13/2016	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	PA 19102	Referral

12/01/2015	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	NJ 07055	Web

11/25/2015	Yes	Debt collection Mortgage	Communication tactics Threatened to take legal action	NJ 08330	Referral

11/19/2015	Yes	Debt collection Mortgage	Disclosure verification of debt Not given enough info to verify debt	NJ 08330	Postal mail

10/29/2015	Yes	Mortgage Other mortgage	Loan modification,collection,foreclosure	NY 12603	Referral

09/29/2015	Yes	Debt collection Credit card	Taking/threatening an illegal action Attempted to/Collected exempt funds	NJ 08075	Web

09/25/2015	Yes	Student loan Non-federal student loan	Can't repay my loan Can't get flexible payment options	AR 72113	Web

08/30/2015	Yes	Debt collection I do not know	Taking/threatening an illegal action Seized/Attempted to seize property	NY 12306	Web

08/21/2015	Yes	Debt collection Non-federal student loan	Cont'd attempts collect debt not owed Debt is not mine	NJ 07921	Postal mail

08/18/2015	Yes	Debt collection Mortgage	Disclosure verification of debt Not given enough info to verify debt	NJ 08016	Referral

04/20/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	NJ 07087	Phone

03/25/2015	Yes	Debt collection Mortgage	Disclosure verification of debt Not given enough info to verify debt	NY 10027	Referral

03/11/2015	Yes	Debt collection Credit card	Taking/threatening an illegal action Threatened to sue on too old debt	NJ 07305	Web

02/17/2015	Yes	Debt collection Medical	Taking/threatening an illegal action Sued where didn't live/sign for debt	NY 10913	Web

01/28/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	NY 11217	Postal mail

12/09/2014	Yes	Mortgage Other mortgage	Loan modification,collection,foreclosure	NY 11428	Referral

11/26/2014	Yes	Mortgage Other mortgage	Loan servicing, payments, escrow account		Referral

11/04/2014	Yes	Debt collection Credit card	Taking/threatening an illegal action Sued where didn't live/sign for debt	NJ 08034	Web

11/03/2014	Yes	Debt collection I do not know	Disclosure verification of debt Right to dispute notice not received	NJ 07109	Fax

10/26/2014	Yes	Debt collection Credit card	False statements or representation Attempted to collect wrong amount	NJ 08830	Web

10/15/2014	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	NJ 08066	Web

10/14/2014	No	Mortgage Other mortgage	Loan modification,collection,foreclosure	NJ 07626	Referral

08/25/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NJ 07022	Postal mail

08/12/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	MD 21218	Web	Servicemember

07/21/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	NY 10016	Web

06/21/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	NJ 07106	Web

06/01/2014	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NJ 07106	Web

05/05/2014	Yes	Debt collection I do not know	Taking/threatening an illegal action Sued w/o proper notification of suit	NJ 07036	Web

04/24/2014	Yes	Debt collection Credit card	False statements or representation Attempted to collect wrong amount	NJ 07103	Web

04/21/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Talked to a third party about my debt	NJ 07632	Web

02/19/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NJ 07754	Web

02/05/2014	Yes	Debt collection Mortgage	Cont'd attempts collect debt not owed Debt is not mine	NY 10309	Web

01/11/2014	Yes	Debt collection Credit card	Taking/threatening an illegal action Sued w/o proper notification of suit	NJ 07712	Web

01/02/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NJ 08861	Web	Older American

12/10/2013	Yes	Debt collection Mortgage	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	NY 14041	Referral

11/07/2013	Yes	Debt collection Credit card	Communication tactics Frequent or repeated calls	NJ 07093	Web