| 03/11/2020 |
Yes |
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- Applying for a mortgage or refinancing an existing mortgage
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Web |
Servicemember |
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I applied for a loan from F & B Financial Group, XXXX XXXX XXXX XXXX, XXXX XXXX, Mo. XXXX, XXXX. This was for a Home Loan using my VA entitlement. I complied with all the necessary paperwork to XXXX XXXX, Senior Mortgage Advisor. I was approved for {$220000.00}. This approval letter was also e-mailed to a Real Estate Agent that I was NOT under contract with. I felt that that was very illegal to do without my permission. Between this Real Estate Agent & XXXX XXXX of F & B Financial there were deliberate actions to disqualify me from purchasing many homes.After contacting VA I found out that I can purchase an " as-is '', foreclosure or Auction home. During this time I lost 2 homes that I was interested in because of the actions of F & B. I believe there is an underlying reason for these roadblocks. It is either that my Wife is XXXX or of my age of XXXX. I have e-mailed XXXX XXXX firing him with " no response '' I have called F & B many times leaving voicemail messages with no response to my requests. 24 hours ago I left such a message to the President of F & B, XXXX XXXX, requesting an appointment to meet with him in person to discuss the above problems. NO RESPONSE as usual.
UPDATE : Today XX/XX/2020 I went in person with my Wife as a witness to F & B Financial Group at XXXX XXXX. I requested from the receptionist an " original '' copy of my Loan Amount Approval Letter. The receptionist, then returned stating that since I had fired XXXX XXXX another Loan Officer would have to be assigned to my Loan for review.
I told her that that was not acceptable. Then, another person approached me saying that she was a Manager, but did not state her name. Later I found out that her name XXXX. XXXX then left & returned with my request.
This time my Pre-approval was dated for today, XX/XX/2020 for the amount of {$200000.00}.
NOT the ORIGINAL dated XX/XX/2020 for {$220000.00}. Bait and Switch. Highly ILLEGAL.
I have attached the e-mail to XXXX XXXX requesting that he e-mail the ORIGINAL Loan Approval to me. Which he did not!
I have also attached the ORIGINAL Loan Approval Document dated XX/XX/2020 and the DOCTORED Loan Approval Document dated XX/XX/2020.
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| 03/10/2020 |
Yes |
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- Applying for a mortgage or refinancing an existing mortgage
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|
Web |
Servicemember |
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I applied for a loan from F & B Financial Group, XXXX XXXX XXXX XXXX, XXXX XXXX, Mo. XXXX, XXXX. This was for a Home Loan using my VA entitlement.
I complied with all the necessary paperwork to XXXX XXXX, Senior Mortgage Advisor.
I was approved for {$220000.00}. This approval letter was also e-mailed to a Real Estate Agent that I was NOT under contract with. I felt that that was very illegal to do without my permission.
Between this Real Estate Agent & XXXX XXXX of F & B Financial there were deliberate actions to disqualify me from purchasing many homes.After contacting VA I found out that I can purchase an " as-is '', foreclosure or Auction home. During this time I lost 2 homes that I was interested in because of the actions of F & B. I believe there is an underlying reason for these roadblocks. It is either that my Wife is XXXX or of my age of XXXX.
I have e-mailed XXXX XXXX firing him with " no response '' I have called F & B many times leaving voicemail messages with no response to my requests. 24 hours ago I left such a message to the President of F & B, XXXX XXXX, requesting an appointment to meet with him in person to discuss the above problems. NO RESPONSE as usual.
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