| 01/31/2018 |
No |
- Debt collection
- Credit card debt
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- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
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Web |
Servicemember |
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CHRONOLOGY OF EVENTS REGARDING ERIN CAPITAL MANAGEMENT 1. In XX/XX/XXXX I returned to the United States after living in XXXX for approximately 3 years. To the best of my knowledge and belief, all my Credit Card balances had been paid prior to my departure to XXXX in XX/XX/XXXX.
2. During ( month ) XX/XX/XXXX I purchased a XXXX XXXX and financed the vehicle through XXXX XXXX.
3. During ( month ) XX/XX/XXXX, my storage unit in XXXX, CA was ransacked and burglarized. A report was filed with the XXXX Police Dept. and is on record there. I now believe that I am a victim of identity theft as a result of this.
4. During XX/XX/XXXX Erin Capital management ( ECM ), a collection agency of which I had never heard, contacted me by phone alleging that I had an outstanding debt of approximately {$9000.00}. All subsequent communication that took place with them was over the telephone.
5. When I asked the Erin Capital Management 's telephone representative to provide me with copy of the charges to examine, they completely refused and instead stated that if I requested a copy of the charges they would have to initiate a lawsuit. I believe this to be in violation of my rights under state and federal law.
6. When my partner XXXX spoke to ECM 's representative, a woman named XXXX then harassed her for insisting that they provide proof - details of purchases comprising the alleged debt - my partner was told that a lawsuit would follow. The only written document we ever received from ECM prior to notice of the XX/XX/XXXX subpoena was a very rough draft ink impression of a computer printout on cheap paper ( not even stationery ) that was very difficult to read. It honestly did not even look like it was coming from a lawyer 's office, but rather was a mass-produced letter.
7. My attempts to seek counsel have been hampered by the fact that I am currently unemployed and therefore living on an extremely restricted budget. On the occasion that I was able to speak to an attorney through the lawyer referral service in XXXX XXXX County, the attorney requested {$1300.00} to file all " required motions '', but I was not able to afford his fee. Therefore, ECM has somehow been able to get a Default Judgment against me. The default motion has now brought the charges up to {$14000.00}.
8. My partner and I have repeatedly requested proof of the charges, but have been denied in every instance. I therefore have been unable to examine these so-called credit card charges allegedly attributed to me.
9. The subpoena filed demands that I provide a copy of my cars ' financial purchase agreement with XXXX. I fail to see how this relates to an alleged credit card debt, and am concerned that they wish to place a lien on my car. Can they do this or even worse take my car? Can I sell my car prior to them taking the vehicle?
10. I may file a formal complaint with the California Attorney General for ECM 's harassment.
11. Today XX/XX/XXXX, ECM is garnishing my wages and levied my bank account for {$7000.00}.
12. I just checked my Credit Report and notice that there was NO public filling related to the legal actions that ECM has filed in California.
13. I came to find out that ECM has been doing this Nationally to other people. See Below : 1, Report # XXXX XX/XX/XXXX XXXX XXXX Erin Capital Management No notice wage garnishment. I don't know who they are. They say I owe Over {$7000.00} + additional {$6.00}, ooo in interest XXXX XXXX XXXX Unusual Rip-Off : Erin Capital Management Author : XXXX, XXXX XXXX XXXX XXXX, Report # XXXX XX/XX/XXXX XXXX XXXX Erin Capital Management , LLC XXXX XXXX , XXXX XXXX Suing for {$700.00} plus interest {$7100.00} total {$14000.00} XXXX XXXX New York Unusual Rip-Off : Erin Capital Management , LLC Author : XXXX XXXX, California XXXX XXXX, New York 3, Report # XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX - Erin Capital Management ripoff phone harrassment of innocent people, screaming, belligerent, insulting and abusive HUGE LIARS!!! NEXT CARD SCAM XXXX XXXX New York Corrupt Companies : XXXX XXXX XXXX XXXX Author : XXXX, Illinois XXXX XXXX, New York 4, Report # XXXX XX/XX/XXXX XXXX XXXX Erin Capital Management XXXX XXXX XXXX XXXX apparent bad faith evasion of notice requirements in suing on alleged assignment of purchased credit card debt XXXX XXXX California Collection Agency 's : Erin Capital Management LLC & XXXX, XXXX XXXX XXXX Author : XXXX, California XXXX XXXX, California 5, Report # XXXX XX/XX/XXXX XXXX XXXX XXXX XXXXERIN CAPITAL MANAGEMENTXXXX XXXX XXXX XXXX XXXX XXXX i WAS CONTACT BY XXXX XXXX BY PHONE AND MAIL THA I HAVE TO PAY MY XXXX XXXX ACCOUNT. THAT ERIN CAPITAL MANAGEMENT SENT THE ACCOUNT TO HIS LAW OFFICE TO COLLECT THE MONEY. WE THEN SET UP PAYMENT PLANS.I FINISHED MY PAYMENTS. NEVER GOT A LETTER FROM HIM STATING IT WAS FINISHED. XXXX XXXX, New York Collection Agency 's : XXXX XXXX XXXX XXXX XXXX XXXX Author : XXXX , Pennsylvania XXXX XXXX ,, New York 6, Report # XXXX XX/XX/XXXX XXXX XXXX XXXX , XXXX XXXX XXXX XXXX - ERIN CAPITAL MANAGEMENT LLC COURT JUDGEMENT FOR WAGE GARNISHMENT XXXX XXXX California Court Judges : XXXX, XXXX XXXX XXXX XXXX - ERIN CAPITAL MANAGEMENT LLC Author : XXXX , California XXXX XXXX , California 7, Report # XXXX XX/XX/XXXX XXXX XXXX XXXX , XXXX XXXX XXXX , XXXX XXXX XXXX , Erin Capital Fraudulant Bank Account XXXX , Judgement and Credit Bureau Reporting . XXXX XXXX New York Attorney Generals : XXXX, XXXX XXXX XXXX, XXXX XXXX Author : XXXX, New York XXXX XXXX, New York 8, Report # XXXX XX/XX/XXXX XXXX XXXX XXXX, XXXX And XXXX With ERIN CAPITAL MANAGEMENT OF XXXX XXXX, NY AND XXXX XXXX, CA XXXX, XXXX XXXX XXXX with ERIN CAPITAL MANAGEMENT Files lawsuits against consumers on old charged-off credit cards to obtain default judgments at your previous address listed on your credit report. XXXX XXXX New York Credit & Debt Services : XXXX, XXXX XXXX XXXX With ERIN Capital Management Author : XXXX XXXX, California XXXX XXXX, New York 9, Report # XXXX XX/XX/XXXX XXXX XXXX Erin Capital Management Llc - Unfair Collection Practices! Changing file no. and lack of validation XXXX XXXX New York Collection Agency 's : Erin Capital Management Llc Author : XXXX, Florida XXXX XXXX, New York 10, Report # XXXX XX/XX/XXXX XXXX XXXX XXXX, XXXX XXXX XXXX - Erin Capital Management collection agency threatened to garnish wages over debt that was already satisfied. XXXX XXXX New York Collection Agency 's : XXXX, XXXX XXXX XXXX Author : XXXX, New York XXXX XXXX, New York 11, Report # XXXX XX/XX/XXXX XXXX XXXX XXXX, XXXX XXXX XXXX - Erin Capital Management Debit Collectors Same Location they froze my bank account, i started paying them back and account is still frozen since XX/XX/XXXX ripoff XXXX XXXX New York Credit & Debt Services : XXXX, XXXX XXXX Author : XXXX Ny, XXXX XXXX New York, New York 12, Report # XXXX XX/XX/XXXX XXXX XXXX Erin Capital Management - XXXX XXXX XXXX XXXX XXXX XXXX judgment 5 years agoRestrained Bank Account on 11 year old debt SCAM Ripoff XXXX XXXX New York Collection Agency 's : Erin Capital Management - XXXX XXXX XXXX XXXX Author : XXXX, Maryland XXXX XXXX, New York 13, Report # XXXX XX/XX/XXXX XXXX XXXX Erin Capital Management Won't validate debt, keeps harrassing me! XXXX XXXX New York Collection Agency 's : Erin Capital Management Author : XXXX, New York XXXX XXXX, New York 14, Report # XXXX XX/XX/XXXX XXXX XXXX Erin Capital Management - XXXX XXXX XXXX suing me for a debt that isn't mine ripoff XXXX XXXX XXXX New York Collection Agency 's : Erin Capital Management - XXXX XXXX XXXX Author : XXXX, New York XXXX XXXX, New York 15, Report # XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX - Erin Capital Management - XXXX XXXX XXXX XXXX RIPOFF, Fraudulent Charges, Frozen Bank Accounts, Harrassment ripoff XXXX XXXX, New York Corrupt Companies : XXXX XXXX XXXX XXXX - XXXX XXXX - Erin Capital Management Author : XXXX, California XXXX XXXX, New York 16, Report # XXXX XX/XX/XXXX XXXX XXXX Erin Capital Management ripoff - they tried to sue me but backed off XXXX XXXX New York Corrupt Companies : Erin Capital Management Author : XXXX XXXX, Massachusetts XXXX XXXX XXXX, New York Approximately 16 Reports Found Showing 1-25 | Showing Page 1 of 1
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| 06/24/2018 |
No |
- Debt collection
- Credit card debt
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- Took or threatened to take negative or legal action
- Sued you without properly notifying you of lawsuit
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Web |
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Erin Capital Managment attemted to collect on a 15 year old judgment that I have no knowlege of on XX/XX/XXXX, my son bank acount was over drawn, so when we called the bank we were told that his account was levied due to the joint holder received a levy to be place on account for dept, so Iam angry upset he upset because I had no knowledge of this judgment never heard of Erin Managment, never reived any mail from them and I have been living here for over 20 years and never got mail from them. I have updated credit reports look through old credit report and still coudnt find any information reagrding this Judgment, so I was given a phone number from the bank to contack the superior court officer. I called the officer he told me this was a judment from 2003, gave me the number to contact Erin Capital Mangment so I tried to the phone number was suspended so im getting morre angry because what kind of business phone is suspended.I called the officer back and informed him that the phone number is suspended he paused and said let me try so he did and got the same message I gotten, so told me to call the court house and speak with XXXX the court clerk, and gave me a Dc number. I hung up mad angry. Before I called the court house I tried to look up the judgment on line searched and searched nothing comes up. next I contacted the court house gave her the DC number she put in system she couldnt locate who the original credirtor was, she said its to old to find and told me the same information regarding Erin Capital Managment brought this old dept and gave me the phone number I called same thing suspended, like no information no court no nothing just pay the amount they say I owe from 2003. no way is this legal. I have contact my lawyer and will be sueing them as well.
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| 07/25/2020 |
No |
- Debt collection
- Credit card debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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To whom it may concern In XXXX i moved to XXXX from US. Beetween XXXX I live in XXXX. I only came to US for vacation. And i didnt receive any document from collector or Court. Our bank account was frozen on XX/XX/XXXX. ( with my husband ) My husband called the XXXX and XXXX company. The company emailed us a paper to release the account. And they never told us that we could defend ourselves. I signed the paper on the XXXX of the month and approved it from the notary. I sent the company by email. Our accounts were released at XX/XX/XXXX and {$6700.00} was withdrawn from my account for debt. On the XXXX of the XXXX, I received letters from the company and my bank separately. It is written in 2 separate letters that I can appeal. These letters were mailed to me on XX/XX/XXXX, when they guaranteed to get the money from me.
The letters also say that if " my income is unemployment benefit '' they can not withdraw money. Even so, they withdrew the money. XX/XX/XXXX I went to the court concerned to vacated a judgment. XX/XX/XXXX was the result, Judge declined. Because my prove is to complicated. I will do clearly with my old passport. As a reason, I wrote that I was not in the US at the time, on the court date, and that my unemployment benefit was confiscated. Despite this, I was rejected.
I complain about this company because they didn't tell me about my defense rights. What can I do legally, please help me.
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| 09/09/2021 |
No |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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I have been trying for weeks to contact Erin Capital Management LLC, to try to resolve the issues of an alleged debt that I have never incurred, I have never XXXX credit cards in this country, I do not even have credit, I have never applied for anything that has to do with credit and this company sent me a document that I have an alleged debt of which I asked them if at least they had a signature and they have nothing, they did a procedure that I never knew had happened, I found out all this because I said Debt collector contacted my employer and started me taking {$60.00} a week out of my check for an alleged debt that I never had. I don't even have credit. I need this company to stop charging me, and pay me all the money they have taken from my checks.
DOCKET NUMBER : XXXX Please validate this information with these companies and provide me with copies of any documentation associated with these accounts bearing my signature, authorizing an inquiry. In the absence of any such documentation bearing my signature, I formally request that these fraudulent inquiries be immediately deleted from the credit file that you maintain under my Social Security number.
Please note that you have 10 days to complete this investigation, as per the Fair Credit Reporting Act section 611.
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| 08/10/2016 |
Yes |
- Debt collection
- I do not know
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- Taking/threatening an illegal action
- Sued w/o proper notification of suit
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Web |
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I received the attached ( to this complaint ), notice form the XXXX New Jersey on XXXX XXXX, 2016. It states that a judgement was made against me for {$13000.00} in favor of Erin Capital Management.
This case was settled without my knowledge. I have never received any summons nor was I served any papers giving me opportunity to defend against Erin Capital Management 's claim.
Regarding Erin Capital Management : I have no knowledge of who they are, any purchase they may have made of a debt of mine, from whom, or what they paid for said debt.
The notice from XXXX XXXX XXXX, court officer, also states that a copy of the writ of execution was attached. No such copy of a writ of execution was attached to his notice. This notice came in regular first class mail.
I believe that Erin Capital Management is in violation of the Fair Debt Collections Practices Act ; and, improperly used the XXXX XXXX XXXX New Jersey.
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| 09/17/2019 |
No |
- Debt collection
- Credit card debt
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- Took or threatened to take negative or legal action
- Sued you in a state where you do not live or did not sign for the debt
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Web |
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In XXXX my first year in college I got a credit card. I didnt use it properly resulting in a charge off ( {$3000.00} ). In XXXX I find out Im being garnished for {$9100.00}. I reached out to the company attempting to collect a debt Erin Capital Management LLC. I informed Erin Capital Management I could settle for {$3000.00}. However they refused my offer. I would like to pay the amount that I owe. If Erin Capital Management is attempting to collect a debt they should at least be fair about their debt collection practices. They are garnishing 25 % of my wages. Im homeless!
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| 10/31/2019 |
No |
- Debt collection
- Credit card debt
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- Took or threatened to take negative or legal action
- Collected or attempted to collect exempt funds
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Web |
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| 02/10/2018 |
No |
- Debt collection
- Credit card debt
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- False statements or representation
- Impersonated attorney, law enforcement, or government official
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Web |
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| 10/18/2017 |
Yes |
- Debt collection
- Credit card debt
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- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
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Web |
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| 10/18/2017 |
No |
- Debt collection
- Credit card debt
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- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
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Web |
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| 05/03/2017 |
Yes |
- Debt collection
- Credit card debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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| 06/14/2016 |
Yes |
- Debt collection
- Credit card
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- Cont'd attempts collect debt not owed
- Debt was paid
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Web |
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| 06/09/2016 |
Yes |
- Debt collection
- Credit card
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- Disclosure verification of debt
- Right to dispute notice not received
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Web |
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| 07/21/2014 |
Yes |
- Debt collection
- Credit card
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- Communication tactics
- Threatened to take legal action
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Web |
Older American |
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| 10/21/2013 |
Yes |
- Debt collection
- Credit card
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- Disclosure verification of debt
- Right to dispute notice not received
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Web |
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| 10/20/2013 |
Yes |
- Debt collection
- I do not know
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- Disclosure verification of debt
- Not given enough info to verify debt
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Web |
Servicemember |
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