| 02/18/2019 |
Yes |
- Debt collection
- I do not know
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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This company repeatedly calls me from different numbers. They call at all hours throughout the day, daily. The guy I just spoke with, who I believe was named XXXX, told me that I needed to put cease and desist in writing as I have previously told them to cease and desist calling me at least 3 times. I am not aware this has to be in writing if you instruct a collection agency to stop calling you. He proceeded to advise me of a legal action that had against me for a debt that is either old ( pass the statute of limitations in Texas ) or not mine. This company continues to harass me daily.
Now this debt which is passed the statute of limitations in the state of Texas is sold to this company who is now harassing me regarding this debt and has threatened to place it on my credit reports for all 3 bureaus and take legal action. They continue to call and hang up on my phone while I am at work. They call from different numbers stating they need have documents or issues. One day I believe they even called me before XXXX XXXX. They call 4 times a day on my cell at least daily. I have not given them permission to call me or my cell. They dont leave messages. I feel threatened as this man just told me they have a legal action against me. I advised im I didnt have to and to stop calling my phone and that I was filing a complaint. It seemed like he laughed on the phone and told me that had not received anything in writing to stop calling me. I am being harassed day and night.
The statute of limitations in the state of Texas is 4 years. I do not have any recent debt nor does any company stating they are with or representing XXXX XXXX XXXX or XXXX something have any debt that is within this statute of limitation. This company which continues to threaten some sort of legal action is telling me that have a legal complaint of some sort against me. I am tired and not working right under. I am under doctors care for a medical condition and this company continues to call and put stress on me and this is causing my medical issue to worsen.
This company does not have a surety bond in the state of Texas to collect, which is required. Yet, they continue to attempt to collect and violate Texas law. I filed a complaint against this company with the Texas attorney generals office. I am also seeking a class action lawsuit with my attorney due to the mental, emotional and medical stress and distress this is causing me as a XXXX XXXX XXXX awaiting XXXX. Texas Surety bond information as required by Sec. 392.101 - my original signature on the application from the creditor - my original signature on an application with your office consenting to any service. Please note XXXX, XXXX, and XXXX are bonded in the state of Texas and are required to comply with Texas Finance Code. If a debt collector has failed to respond to your debt validation request, then they have essentially admitted, per Texas Finance Code 392.202 ( b ) ( 2 ), that the debt in question is inaccurate.
Per this requirement you must delete this trade line or not place it on my report altogether if you do not have sufficient time to complete an investigation to validate this debt in 30 days according to Sec. 392.202 ( d ) ( 1 ) Also per Texas Finance Code 392.202 Correction of third -party debt collectors or credit bureaus files.
I request immediate notification by mail if this alleged debt is sold or transferred per Sec. 392.301 ( a ) ( 4 ). Please reply with your response via US MAIL. Do not contact me by phone as it is inconvenient. Do not contact my family, acquaintances, or employer in any manner. Please note I am fully prepared to pursue my rights for the harm this inaccuracy has done to me. Sec. 392.403. CIVIL REMEDIES. ( a ) A person may sue for : ( 1 ) injunctive relief to prevent or restrain a violation of this chapter ; and ( 2 ) actual damages sustained as a result of a violation of this chapter. Please also note Texas BCC17. I demand that you will not sell, transfer, or assign this debt per Sec. 392.301 ( a ) ( 4 ) Regards
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| 05/03/2018 |
Yes |
- Debt collection
- I do not know
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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XX/XX/XXXX@ XXXX at my job XXXX ( couldn't understand his last name ) from ERS called stating he was calling about a returned item from my Bank ( I work at XXXX XXXX XXXX XXXX ) that requires my immediate attention. Please return my call at XXXX. I returned the call 2 days later when I was back in the office and he said oh this wasn't for you.
XX/XX/XXXX@ XXXX at my job Robo call from ERS about a notice that was sent to my address or listed as my home residence today we haven't received notification from you about this important matter.
XX/XX/XXXX/ @ XXXX at my job Robo call with the same message above XX/XX/XXXX @ XXXX XXXX I called them back, from my job, asking what this was about. He said was I XXXX, I said yes, he said is your address, XXXX XXXX XXXX XXXX PA, I said yes, he said we are calling about a notification that we mailed to your home address onXX/XX/XXXX. I said I don't know what you are talking about as I didn't receive any notification and it is alreadyXX/XX/XXXX, so I don't know what you are talking about. Gave me vague information about whatever debt they are referring to and stated that they would be taking this to court and I would have legal fees to deal with along with ruining my credit. We can do monthly payments or we can take a payment amount lower than the outstanding debt of {$2000.00}. Told them they were calling my job and he said sorry about that. I said I would call him back when I'm not at work that this was my job. He said well you didn't tell me what you are doing about this, are you making a payment ( Yelling at me ) so I hung up.
XX/XX/XXXX @ XXXX at my job Robo rom ERS with the same message XX/XX/XXXX @ XXXX at my job XXXX from ERS saying , I'm calling back again from the Pre-Legal Dept from ERS please call me back at XXXX XX/XX/XXXX@ XXXX XXXX on my cell number saying this is XXXX calling back with the Pre-Legal Dept of ERS I had spoken to you on the XXXX and I still have not had a response from you and the client is requesting a decision be made on your behalf by close of business tomorrow so I would like to speak with you before verification is faxed. If you can contact me back immediately my office number is XXXX.
These are all the ones that I have documented. They constantly change the number they are calling from. Some of the numbers look like local numbers so I'll answer and others look like out of area, so then I don't answer. I haven't acknowledged anything and I'm really tired of being harassed at my job over and over again. I have a job to do and it isn't being harassed by ERS.
Thank you very much!
XXXX.
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| 01/03/2017 |
Yes |
- Debt collection
- Credit card
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- Communication tactics
- Threatened to take legal action
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Web |
Servicemember |
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On XX/XX/XXXX at XXXX I received a call from Endpoint Resolution Services located at XXXX XXXX XXXX, XXXX XXXX, XXXX, New York XXXX from the number XX/XX/XXXX I spoke with XXXX. XXXX represented himself as a law firm stating that I was going to be sued for an undisclosed amount owed for a XXXX account, he stated that their company only takes on accounts in which the debtor has assets that have been verified ( I own nothing, have been unemployed for 3 years, and homeless in the last year with XXXX children ). He stated that " You WILL be going back to work, you WILL have wage garnishment '' and that I would be served by a process server in the next 3 days who will come with a security team and that I should be prepared, at which point he was specifically warned that this is a second amendment residence, and that I did not appreciate his threat or comments for the need of a security team.
I was immediately irate because he spoke to me in a condescending manner, represented himself as a law-firm and threatened me with a lawsuit and made comments about a security team coming to my home, he was rude and mumbled through our conversation. He did not state the company name, did not mini Miranda me, and told me that I will be paying up!
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| 04/23/2021 |
Yes |
- Debt collection
- Payday loan debt
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- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
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Web |
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EndPoint Resolution Servcies, LLC located in XXXX, New York is allegedly attempting to collect very old debt that is time-barred in the State of California. They have not provided any written verification of said debt, but have continued to make phone calls to me, my place of employment, family and friends. This company, through various " civil processing department '' representatives, indicates that I will be receiving court summons in the next 24 hours unless I contact the debt collection company to resolve the matter. They call using various robot phone numbers and their threatening voice mails have been retained. I have asked the company to cease all debt collection and abide by the laws of the Fair Debt Collection Practices Act, which they continue to ignore. Most recently, they called me, my family and friends on XXXX leaving threatening messages as well. Despite their threats of court summons the past few weeks, no one ( as of yet ) has provided such summons. I have blocked their number ( s ) going forward and sent the email attached. This seems like an elaborate scam and attempt to extort money. Phone # s they have used are : XXXX, XXXX. XXXX, XXXX.
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| 05/21/2019 |
Yes |
- Debt collection
- Credit card debt
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- Communication tactics
- You told them to stop contacting you, but they keep trying
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Web |
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ERS in XXXX New York collection agency calls my parents home everyday. They ask them to quit calling everyday and they continue to call. They told mother it was a legal issue. She was recovering from a XXXX XXXX and they continued harrasing her every day. She had another XXXX XXXX and passed away last month. They still continue to call and harass my sick father now. Every day they tell them I am XXXX years old and don't live there. My father even gave them my number and they still call them. I called them today and they told me it is not illegal to contact them repeadetly after asking not to call.
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| 06/03/2017 |
Yes |
- Debt collection
- Payday loan debt
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- Communication tactics
- You told them to stop contacting you, but they keep trying
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Web |
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They have called my work phone and have left messages on my VM when I had contacted them and advised them several times not to call my work place. The last call was XX/XX/XXXX - called my work extension and left a message telling me they will come to my work place it home w papers. They call in via a blocked number but I am able to retrieve number. I called and advised them again on XX/XX/XXXX , however, they refused to confirm they called and denied it telling me someone else has my file and refused to provide that information on who has my file.
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| 05/06/2019 |
Yes |
- Debt collection
- Payday loan debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Endpoint Resolutions at phone number XXXX has been calling my parents house, my ex husband, and now ex sister in law repeatedly leaving messages for me to call them regarding some payday loan which I have no knowledge of. I have no payday loans nor have I had payday loans in the past. I dont have all the dates of the phone calls but I know one was today, XX/XX/2019. The thing is they call everyone but me because I have no calls from them and theyve never mailed me documents either. I want the illegal and harassing phone calls to stop, immediately.
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| 10/22/2018 |
Yes |
- Debt collection
- Credit card debt
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- Communication tactics
- You told them to stop contacting you, but they keep trying
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Web |
Older American |
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On XXXX complaint XXXX I filed a complaint with the cfpb about endpoint how they called and spoke to my brother and daughter. In their response dated XXXX the same response they gave the bbb they would stop trying to contact with me. NOT only have they not stopped they are now contacting my ex wife on her house phone and her husband on his work phone. I have been divorced for 26 years. I will be filing a lawsuit if this does not stopped. They put in writing they would stop and they have not! They are in violation of the FDCPA.
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| 11/03/2016 |
Yes |
- Debt collection
- Credit card
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- Taking/threatening an illegal action
- Threatened to sue on too old debt
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Web |
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I received a Phone Call from Endpoint resolution stating that they are representing for XXXX, And that I had to Pay them immediately! I have tried to have them to send Me a letter to verify if they are legitimate. I have been getting repeated harassing Phone Calls from various locations. And Today when I called to ask For a Letter, The person who has Been calling me threaten me and was very Rude, had said if I did n't Pay by XXXX Friday XX/XX/2016 they were going to take me to Small Claims Court.
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| 08/30/2018 |
Yes |
- Debt collection
- I do not know
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- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
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Web |
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This Company did a background check on me and contacted my landlord, my mother and my job telling them they are trying to get a hold regarding this debt, I have no idea what this debt is for because they have not informed me via mail, they just keep calling me. They preformed a background check on me without my consent and bothering innocent people about this " debt ''
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| 10/05/2018 |
Yes |
- Debt collection
- Credit card debt
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- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
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Web |
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I asked Endpoint Resolution XXXX to please stop calling and they continued, they called continually. They told my brother and daughter about the debt owed
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| 04/11/2019 |
Yes |
- Debt collection
- I do not know
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- Communication tactics
- Frequent or repeated calls
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Web |
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| 02/06/2019 |
Yes |
- Debt collection
- I do not know
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- Written notification about debt
- Didn't receive enough information to verify debt
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Referral |
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| 12/20/2018 |
Yes |
- Debt collection
- Credit card debt
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- Communication tactics
- Frequent or repeated calls
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Web |
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| 11/12/2018 |
Yes |
- Debt collection
- Other debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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| 07/16/2018 |
Yes |
- Debt collection
- I do not know
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- Communication tactics
- Frequent or repeated calls
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Web |
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| 10/18/2017 |
Yes |
- Debt collection
- I do not know
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- False statements or representation
- Impersonated attorney, law enforcement, or government official
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Web |
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| 06/12/2017 |
Yes |
- Debt collection
- Credit card debt
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- Threatened to contact someone or share information improperly
- Talked to a third-party about your debt
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Phone |
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| 03/30/2017 |
Yes |
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- Charged fees or interest I didn't expect
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Web |
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| 12/28/2015 |
Yes |
- Debt collection
- I do not know
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- Communication tactics
- Frequent or repeated calls
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Web |
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