EMI Equity Mortgage, Inc. CFPB Complaints

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2000 Latest Complaints
Date Received Timely Response Product Issue State / Zip Submitted Via Tags
02/16/2023 Yes
  • Mortgage
  • VA mortgage
  • Trouble during payment process
  • PR
  • 00949
Web Older American, Servicemember
Equity Mortgage loan # XXXX is charging me hazard Insurance but I have hazard insurance on my home which I pay monthly insurance policy MPP - XXXX with XXXX XXXX XXXX XXXX. I just noticed that my escrow account is collecting this amount from my Mortgage payment every month. They have been charging me {$480.00} annually since 2014. I just notified them of the fact they seem to not accept their mistake. My Insurance company sent them a letter of verification providing proof that I have had hazard insurance on my home since 2014. Equity Mortgage has not return the excess amount charge to me. I have provided them with letters requesting a refund for their mistake.
10/16/2020 No
  • Mortgage
  • FHA mortgage
  • Applying for a mortgage or refinancing an existing mortgage
  • PR
  • 00682
Web
Applied for FHA mortgage in XXXX, 2020. Submitted all paperwork for complete application. Lender 's appraiser did a poor job and sent an appraisal with math errors in XXXX, 2020. Lender had all of our paperwork, including credit report, this entire time ( over 90 days ). When we pointed out the appraiser 's errors and asked for a correction, lender denied our mortgage based on credit reports which they had since XXXX. It was a retaliatory denial.
03/16/2023 Yes
  • Mortgage
  • FHA mortgage
  • Trouble during payment process
  • PR
  • 00985
Phone
06/20/2022 Yes
  • Mortgage
  • FHA mortgage
  • Trouble during payment process
  • PR
  • 00926
Web
01/25/2022 No
  • Mortgage
  • Other type of mortgage
  • Closing on a mortgage
  • PR
  • 00725
Web
11/04/2021 No
  • Mortgage
  • Conventional home mortgage
  • Struggling to pay mortgage
  • PR
  • 00754
Phone Older American
06/05/2020 Yes
  • Mortgage
  • VA mortgage
  • Closing on a mortgage
  • PR
  • 00725
Web Servicemember