Elevate Recoveries, LLC CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
01/30/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	FL 32506	Web
RE : Attentively review my formal writ composed declaration of not proven complaint misinformation that is all or in part : deficient of the adequate current status in the fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable, complaint obligatory, and regulatory requisite reporting thereby mandating your immediate actions to rectify and remedy and any infractions behavior ( XXXX ) by retaining or returning to demonstrate TRUE, CORRECT, COMPLETE, and COMPLAINT XXXX XXXX data field formatted reporting!!! I am a victim of identity- theft, I am writing to request that you block all accounts disputed as fraudulent on my credit reports with XXXX XXXX XXXX XXXX and XXXX. This information does not relate to any transactions I have made. I did not give anyone authorization or consent to use my personal information. I hereby exercise my legal rights enacted by Congress and The Federal Trade Commission, which explicitly states when a victim of identity-theft dispute a fraudulent account on his/her credit report it shall be honored by all credit bureaus and all fraudulent information should be blocked within 4 days and proper notification shall be given to all data furnishers pursuant to section 605b of The Federal Fair Credit Reporting Act. Failure to comply shall lead to complaints being filed with XXXX XXXX XXXX XXXX, Consumer Financial Protection Bureau, and Attorney General stating your companys unlawful collection practices, misrepresentation of creditworthiness, defamation of character, and noncompliance to abide by laws enacted by Congress to protect victims of identity-theft who's credit been impacted by acts of fraud. Because I know my rights under THE FAIR CREDIT REPORTING ACT, CONSUMER CREDIT PROTECTION ACT ( CCPA ), and FAIR and ACCURATE CREDIT TRANSACTION ACT of 2003 ( FACTA ). I will be taking action. I also know my rights under this paragraph of Section 312 of the FACTA LAW : SEC.312. Procedures to enhance the accuracy and integrity of information furnished to consumer reporting agencies. ( b ) duty of furnishers to provide accurate information. -- Section 623 ( a ) ( 1 ) of THE FAIR CREDIT REPORTING ACT ( 15 U.S.C . 1681s-2 ( a ) ( 1 ) is amended ( 1 ) in subparagraph ( A ), by striking " knows or consciously avoids knowing the information is inaccurate '' and inserting " knows or has reasonable cause to believe that the information is inaccurate '', and ( 2 ) by adding at the end of the following : ( D ) DEFINITION -- For purposes of subparagraph ( A ), the term 'reasonable cause to believe that the information is inaccurate ' means having specific knowledge, other than solely allegations by the consumer, that would cause a reasonable person to have substantial doubts about the accuracy of information. Policy states. According to the Fair Credit Reporting Act FCRA 611 ( 15 U.S.C 1681 ), Procedure In Case of Disputed Accuracy. ( a ) Reinvestigation ( 1 ) Reinvestigation ( a ) In general. Subject to Subsection ( f ), if the completeness or accuracy of any item of information contained in a consumers file at a consumer agency is disputed by the consumer and the consumer notifies the agency directly, or indirectly through a reseller, of such dispute, free of charge, conduct a reasonable reinvestigation to determine whether the disputed information is inaccurate and record the current status of the disputed information, or delete the item from the file in accordance with paragraph ( 5 ), before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller. Therefore, my position is being clearly stated, these accounts do not belong to me, meaning that you are reporting inaccurate account information within my credit file. The fact that these are inaccurate account information means that you, this credit-reporting agency, are reporting incorrect accounts. 1. ELEVATE RECO bal. {$930.00} I am well aware of my rights as a consumer. The Fair Credit Reporting Act requires that you, the credit-reporting agency report accurate and/or correct account information within my credit file. My credit issues are very specific, these accounts and/or items do not belong to me. This means that you are reporting incorrect account information within my credit report. It is this in mind that I request that these listed accounts and items be Blocked and Deleted. According to the Fair Credit Reporting Act FCRA, Section 1681c ( 2 ) Block of information resulting from identity theft. 1.Block. Except as otherwise provided in this section, a consumer reporting shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from alleged identity theft, not later than four ( 4 ) business days after the date receipt by such agency of 1. Appropriate proof of identity of the consumer ; 2. A copy of an identity theft report 3. The identification of such information by the consumer ; and 4. A statement by the consumer that the information relating to the transaction by the consumer. I have provided all of the above listed four ( 4 ) items within this package. Therefore, I expect these listed accounts to be deleted and blocked within ( 4 ) business days. This is clearly an identity theft issue. I am also entitled to receive a free copy of my credit report, so I am requesting a free credit report and that all of these accounts, public records items, and inquiries be permanently blocked and deleted. Enclosures : Identity Theft Report Proof of Identity Copy of Account Statement showing Fraudulent Items FTC Notice to Furnishers CC : Consumer Financial Protection Bureau po box 4503 Iowa City, Iowa 52244
02/06/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Public record information inaccurate	PA 170XX	Web
I was in the process of getting a mortgage when it was brought to my attention that XXXX XXXX had on my report that there was an uncollected medical debt. I was completely unaware of such a debt. I called XXXX XX/XX/XXXX or XX/XX/XXXX and spoke to the first person, I told them this is the first time I am aware of this debt. They said it was from a visit at a hospital in XXXX in XXXX of XXXX. I was at a hospital during this time so I asked what for contact information they had on me, the person stated that they had an address in XXXX, XXXX and that is all they had. I gave them my current email address and phone number. I asked how did they try to reach out to me to resolve this alleged bill. She stated they sent several notices to the address they had on file. While I was asking for more information the person hung up on me. I immediately called back and spoke to a different person. I explained what happen and asked them how their company made attempts to reach out to me. She said according to what she saw no attempts were made to reach out to me. I asked how could her company hit my credit if they hadn't even reached out to me to notify me of this collection. She said that they would give me a discount if I settled the debt that day, I told them I was not going to settle anything without seeing a copy of this alleged bill. I gave the person my proper mailing address to send me a copy. She then told me she could email it to me if I prefered and that it would take XXXX to XXXX hours to receive the email. I told her if she could email it to me it would be great. On XX/XX/XXXX I received the email and all it was was a settlement letter and had no copy of the actual bill. I called XXXX XXXX and explained to the person what had happened previously and stated that there was no bill in the email I received only a settlement letter. They told me that the actual bill was being emailed to me. I could see on the settlement letter that the bill was from a XXXX XXXX XXXX of XXXX so I asked the person if they happened to have the doctors name. They gave me the name of a XXXX XXXX XXXX. As we were going over this informantion she said that something didn't look right on my account and was going to talk to her supervisor, she placed me on hold and I was disconnected. I didn't call back because I figured I would wait to see if I would actually receive a copy of this bill. While I was waiting for the bill, I reached out to the hospital and asked if they had sent anything to collections from my visit because I had paid the hospital bill that was sent to me. They stated that they did not sent anything to collections and that my account was paid off. I asked if they had a record of who seen me that day they said it was their XXXX radiology department and the XXXX was a XXXX XXXX. None of which is who XXXX said the bill was from. On XX/XX/XXXX I still had not received a copy of this alleged bill and called the company. I asked the person if I could speak with a supervisor. They asked what it was in regards to and I explained the situation and they connected me to a supervisor. I told her that I still had not received a copy of the alleged bill and further explained that there must have been some sort of mistake and don't beleve the bill is for me. She told me that it takes up to XXXX days to receive a bill request and that they sent the request on XX/XX/XXXX so obviously the XXXX person didn't send the request. Then she said I requested them send a settlement letter, which I clarified that I didn't request a settlement letter but requested a copy of the bill. I asked her how did their company try to reach out to me she mentioned they tried calling. I asked how could they have called me when they didn't have a phone number on file until I gave it to them the first time. She also stated that she did try to call me after my third phone call to the company when I was disconnected. I asked if she left a message she said she did not. At this point I told her I would give their company a week and if I didn't receive a copy of this alleged bill I would call back to have this removed from my credit. Then she changed her story to it takes XXXX to XXXX days to get the bill. At which point I told her I was going to file a complaint. This company has done nothing but not provide requested information and give me a different story every time I talk to someone. I don't beleive this is a legitiment bill and that they should never have put this on my credit without first getting a hold of me.
08/30/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	MI 48204	Web
I received a letter from ELEVATE RECOVERIES LLC In attempt to collect a debt on behalf of XXXX XXXX XXXX XXXX XXXX ; in which I responded asking for them to provide me with the 5 things that constitutes validating a debt, and even thats not validation but nonetheless an allegation unless I agree, pursuant to 15 U.S. Code 1692g - Validation of debt ; I continued to respond by Denying all allegations and to cease all contact with me. ELEVATE RECOVERIES LLC contacted me on several Occasions after telling to cease all contact with me, in which was all on a recorded line, A debt collector for the company ELEVATE RECOVERIES LLC by the name of XXXX admitted to fraud by telling me that 1. this was an attempt to collect a debt and 2. that she received my information from someone who I did NOT give permission to give my information to anybody which is a violation of 15 U.S. Code 1692c - Communication in connection with debt collection. ( b ) Communication with third parties Except as provided in section 1692b of this title, without the prior consent of the consumer given directly to the debt collector, a debt collector may not communicate, in connection with the collection of any debt, with any person other than the consumer. I proceeded to ask XXXX if there was a senior executive that I could speak with but I was told that I was speaking with the only person who could help me and that she's not aware of these federal laws stated and that if this alleged debt wasn't paid then an attorney would get involved which resulted in a negative furnished to my consumer credit file and fines ; which is a violation pursuant to 1692e. False or misleading representations A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. ( 1 ) The false representation or implication that the debt collector is vouched for, bonded by, or affiliated with the United States or any State, including the use of any badge, uniform, or facsimile thereof. ELEVATE RECOVERIES LLC contacted me again at very inconvenient times that I explained to them I was headed to a funeral, which is a violation of 15 U.S. Code 1692c - Communication in connection with debt collection " ( a ) Communication with the consumer generally Without the prior consent of the consumer given directly to the debt collector. a debt collector may not communicate with a consumer in connection with the collection of any debt ( 1 ) at any unusual time or place or a time or place known or which should be known to be inconvenient to the consumer. Pursuant to 15 U.S. Code 1692k - Civil liability. ( a ) Amount of damages Except as otherwise provided by this section, any debt collector who fails to comply with any provision of this subchapter with respect to any person is liable to such person in an amount equal to the sum of such additional damages but not exceeding {$1000.00} per violation. I XXXX XXXX Natural Person, Consumer And Original Creditor ; demand that you remove any negative items furnished to my consumer report without my consent, as soon as 15 days no later than 30 days. I also demand that you send me a check of XXXX for injuries and damages pursuant to 15 usc 1692k " Civil Liability '' Sincerely XXXX XXXX
08/01/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX 751XX	Web	Servicemember
On XX/XX/XXXX I received a notification from my credit tracker indicating that I had a new trade line opened. After further researching it wasn't a new trade line rather a collection reporting made by Elevate Recoveries , LLC. I was shocked because I had never heard of the company nor had I received a validation of debt. I researched the company and located the toll free number online. I contacted the company the same day to inquire about the validation of debt. The representative indicated that they mailed out a validation of debt notice on XX/XX/XXXX. I asked why had the debt been reported if I hadn't been contacted or had the opportunity to dispute the debt and the collector indicated they had attempted to reach me and my voicemail was full and the account had been on their system since XXXX. I disputed the fact that any calls had been made or contact had been established and wanted to understand how the credit reporting took place without sending a validation of debt or establishing contact. The collector indicated they were not in violation of FDCPA which I disagreed and advised I would be filing a complaint. She indicated she would transfer me to a supervisor and ultimately XXXX transferred me back into the collection queue. Additionally, the IVR nor the collector provided the mini-miranda when I called nor during the phone call. The next day XX/XX/XXXX I received a settlement offer/validation of debt that was mailed to my parents address. The letter was dated XX/XX/XXXX and provided me with the opportunity to settle the debt in addition to validate it at the same time. The validation of debt notice was not clear and conspicuous, referring me to the back of the notice for all consumer related information. The notice did not include a tear-off form to send back to the debt collector to dispute the debt or take other actions, nor did the creditor wait a reasonable amount of time prior to submitting negative information to the credit bureau XXXX The reporting to the credit bureau, not only negatively impacted my score, decreasing it by XXXX points, the reporting also impacted my ability to move forward with a transaction that I was currently in the process of finalizing. The company acted reckless and not only provided me with false information when I called, they also are proceeding with credit reporting without allowing consumers the opportunity to dispute the debt in addition not providing a fully compliant validation of debt notice. The company did not provide an itemization of the debt owed, just a full amount and doesn't list what services were provided. My credit is damaged because of this reporting and I would like it removed immediately and will be reaching out to my attorney for information on how to file suit against the company and collector for failing to provide the mini-miranda and disclosing that their collect efforts were met because they attempted to contact me and my voicemail was full and never made established contact.
08/14/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 30060	Web
XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, GA XXXX XX/XX/XXXX ELEVATE RECOVERIES LLC Original Creditor : ELEVATE RECOVERIES OR XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, TX XXXX NO CONTACT NUMBER LISTED Dear Sir or Madam : I am writing to dispute the following information in my credit report file. I have circled The items I dispute on the attached copy of the report I received.The information on ELEVATE RECOVERIES LLC Original Creditor : ELEVATE RECOVERIES OR XXXX XXXX XXXX account number ISNT DISPLAYED with a balance of {$250.00} which is inaccurate because I've been contacted by your company about a debt you allege I owe several times. I am instructing you not to contact me any further in connection with this debt. Under the Fair Debt Collection Practices Act, a federal law, you may not contact me further once I have notified you not to do so. I am requesting that the item be removed immediately. Please reinvestigate this matter to have them delete the disputed item [ s ] as soon as possible. I am writing to dispute the following information in my credit report file. I have listed above the items I disputed, the information on identifying disputed items, creditors name and whether it is a credit account, court judgment, etc. it is inaccurate. This rule revises Regulation F, 12 CFR part 1006, which implements the Fair Debt Collection Practices Act ( FDCPA ), to prescribe Federal rules governing the activities of debt collectors, as that term is defined in the FDCPA. The final rule addresses, among other things, communications in connection with debt collection and prohibitions on harassment or abuse, false or misleading representations, and unfair practices in debt collection. The Bureau of Consumer Financial Protection ( Bureau ) is issuing this final rule to revise Regulation F, which implements the Fair Debt Collection Practices Act ( FDCPA ) and currently contains the procedures for State application for exemption from the provisions of the FDCPA. The Bureau is finalizing Federal rules governing the activities of debt collectors, as that term is defined in the FDCPA. The Bureau 's final rule addresses, among other things, communications in connection with debt collection and prohibitions on harassment or abuse, false or misleading representations, and unfair practices in debt collection. This rule is effective XX/XX/XXXX. Please reinvestigate this matter and delete the disputed item as soon as possible. Sincerely, XXXX XXXX XXXX, Thank you
11/18/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TN 38301	Web
1.I have never had an account with this company ELEVATE RECO XXXX, REMOVE from all credit agencies from reporting. 2.consumer means any natural person obligated or allegedly obligated to pay any debt. According to 15 U.S. Code 1692a ( 3 ) 3.This letter is in pursuing 15 U.S. Code 1692c ( c ) Ceasing communication 4.I am the consumer mentioned in 15 U.S. code 1692a ( 3 ) You are ELEVATE RECOVERIES LLC the debt collector 15 U.S. Code1692a ( 5 ) I am invoking specified remedies under use 15 U.S. code 1692c ( c ) ( 2 ) as a creditor I am demanding you to terminate all farther efforts pursing to 15 U.S. Code 1692c ( c ) ( 1 ) 5.I am the executor under the 15 U.S. Code 1692c ( d ) pursing to 15 U.S. Code 1692d A debt collector may not engage in any conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section : ( 1 ) ( 2 ) and ( 4 ) 6.According to 15 U.S. Code 1962e ( 8 ) Communicating or threatening to communicate to any person credit information which is known, or which should be known to be false, including the failure to communicate that a disputed debt is disputed. 7.15 U.S. Code 1692e ( 12 ) The false representation or implication that accounts have been turned over to innocent purchasers for value. 8.As mentioned in the 15 U.S. Code 692f Unfair practices ( 8 ) 9.While pursuing to 1692g ( b ) while the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt. 10.15 U.S. Code 1692k Civil Liability ( a ) Amount of damages Except as otherwise provided by this section, any debt collector who fails to comply with any provision of this subchapter with respect to any person is liable to such person in an amount equal to the sum of ( 1 ) ( 2 ) ( A ) ( B ) ( 3 ) 11. Mentioned in 15 U.S. Code 1681a ( 3 ) ( 3 ) Restriction on sharing of medical information. Except for information or any communication of information disclosed as provided in section 1681b ( g ) ( 3 ) of this title, the exclusions in paragraph ( 2 ) shall not apply with respect to information disclosed to any person related by common ownership or affiliated by corporate control, if the information is ( A ) ( B ) ( C ) Ive pointed out many violations your company is in pertaining to the U.S. Code 1692 and 1681.
03/29/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL 33417	Web
XXXX, XXXX XXXX XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, FL XXXX ATTENTION DISPUTE DEPARTMENT TODAYS DATE : XX/XX/XXXX ELEVATE RECO XXXX Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report. I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft. ( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ). ( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity. A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information. The reference items are listed below please take this matter very serious ELEVATE RECO XXXX I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX, XXXX Telephone Consumer Protection Act Litigation, Case No. 11-MD-2295-JAH-BGS, in the U.S. District Court for the Southern District of California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX, XXXX XXXX XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, FL XXXX
03/30/2022	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Contacted you after you asked them to stop	TN 37209	Web
Truthfully, I wasnt sure which box to check because this company has stooped to almost every single one of them. 1 ) They have communicated after my asking them to stop via verified letter. 2 ) They have made false statements and misrepresented themselves 3 ) They sent a letter to my parents address thus improperly sharing my information 4 ) They have attempted to collect a debt not owed as I have no record of this bill and they said that they had closed the account due to an inability to verify it I submitted a complaint against XXXX for the same matter earlier this week. While their response was satisfactory, it is clear that it was not true as I continue to be contacted by Elevate Collections for the same alleged debt that XXXX attempted to collect and then subsequently discharged according to their response to CFPB complaint number XXXX. XXXX initially mailed a statement to my parent 's address in XX/XX/XXXX. When asked, the representative at Elevate said that they mailed a letter on the same date as XXXX despite me having no record of a second separate letter. Upon hearing this, I realized that Elevate and XXXX must be part of the same group and that he was talking about the same letter, but your representative assured me that that is not the case and that he has never heard of XXXX. When pressed further, your representative said that the debt no longer belonged to the original medical group he had initially said that it did and that XXXX XXXX XXXX XXXX was the new owner of the debt. On XX/XX/XXXX, I called XXXX myself and asked the representative what their relationship to XXXX and Elevate was. She candidly said " Oh- that's us! We're all the same! '' Knowing this, it is clear that XXXX XXXX, Elevate, and XXXX are all engaging in deceitful and fraudulent collections practices. XXXX assured me that the debt had been written off as of XX/XX/XXXX and that they would no longer contact me in large part because they could not produce sufficient proof to verify the debt, but it is clear that XXXX XXXX/Elevate have resumed their contact albeit under a different name and that they have escalated to lying about their practices. Should these deceitful tactics continue, I will have no choice but to escalate the issue further.
03/29/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	OH 45040	Web	Servicemember
I had gone to an ER for treatment on XX/XX/XXXX. I was billed twice for this visit. One came from the hospital to my current address and I paid my portion after they submitted it to my insurance company. The other came from the doctor/ER and that was sent to an address I hadn't resided for over 10 years. I didn't learn about this other bill until I checked my credit report in XX/XX/XXXX and discovered it had been sent to a collections agency ( Elevate Recoveries LLC ). After speaking to the agent, she said they tried to contact me ( at the old address/phone number and I had no knowledge anyone was trying to contact me ). I tried to explain the hospital made an error and should have sent that bill to my insurance company instead of billing me directly. The hospital never went through my insurance company. Again, I tried to explain that I knew nothing about this and the agent said it was too late to dispute this and I had to pay the amount of {$1000.00}. Although, she did add they would settle it if I paid less ( around {$700.00} ). Since I wasn't getting anywhere with this agent, I contacted the company that sent the bill to collections ( XXXX XXXX XXXX XXXX ). I explained to them that they did not submit the bill through my insurance company as they should have. Since this was billed in XXXX, the woman helping me wasn't able to do much anything else. I contacted my insurance company and explained all of this to them. That same day ( XX/XX/XXXX ), my insurance company sent a Certificate of Coverage to XXXX XXXXXXXX XXXX XXXX. XXXX XXXX XXXX XXXX confirmed they received it on XX/XX/XXXX and sent notification to Elevate Recoveries LLC that it was being handled by my insurance company. Elevate Recoveries LLC still has the collection amount of {$1000.00} listed on my credit report. I have tried talking to them on several occasions but they keep transferring me to the same agent assigned to my case. I tried explaining this to her but all she would say is that I had to pay it and it was too late to do anything else. She would not let me speak to a supervisor when I requested to do so. I feel that I can not reason with them so I am reaching out to you for your assistance in clearing up this matter.
06/01/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	HI 96786	Web	Servicemember
XXXX XXXX XXXX XXXX XXXX XXXX, hi XXXX I recently obtained a copy of my credit report and you are currently reporting debt to my credit report and as allowed under the Fair Debt Collection Practices Act, I am requesting that you allow me to validate the alleged debt. Please provide me with a breakdown of all charges, dates of service and procedures given including fees associated. Additionally, I am allowed under the HIPAA law ( Health Insurance Portability and Accountability Act of 1996 ), to protect my privacy and medical records from third parties. I do not recall giving permission for XXXX XXXX XXXX XXXX XXXX XXXX PA XXXX release my medical information to a third party I am aware that the HIPAA does allow for limited information about me but anything more is to only be revealed with the patients authorization, therefore my request is twofold and as follows ; Validation of Debt and HIPPA Authorization - Please provide a breakdown of fees including any collection costs and medical charges - Provide a copy of my signature with the provider of service to release my medical information to you - Cease any credit bureau reporting until debt has been validated by me Please send this information to my mailing address listed above and accept this letter as my formal debt validation request, which I am allowed under the FDCPA. Please note that withholding the information you received from any medical provider in an attempt to be HIPAA compliant can be a violation of the FDCPA because you will be deceiving me after my written request. I request full documentation of what you received from the provider of service in connection with this alleged debt. Additionally, and reporting of this debt to the credit bureaus prior to allowing me to validate it may be a violation of the Fair Credit Reporting Act, which can allow me to seek damages from your collection agency. I will await your reply with the above requested proof. Per the standard, you have 30 days in which to respond to this request, or this debt will be considered invalid, and removal from the credit bureaus expected or damages will be sought after. All accounts in dispute listed below : Account number : XXXX Elevate recoveries llc
02/24/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AL 365XX	Web
on XX/XX/XXXX i sent a letter to ELEVATE RECOVERIES LLC ELEVATE RECOVERIES LLC ATTN : XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX USPS CERTIFIED MAIL # XXXX XXXX XXXX XXXX XXXX Re : Alleged Original Creditor : XXXX XXXX XXXX Alleged Original Creditor Account Number : XXXX XXXX XXXX Account Number : XX/XX/XXXX Alleged Debt Amount or Balance : {$91.00} Dear ELEVATE RECOVERIES LLC : I recently received communication from you attempting to collect the above-listed alleged debt. Your initial communication to me in attempt to collect the alleged debt was within 30 days ago. Please be advised that I hereby dispute the validity of the alleged debt listed above in its entirety. I request verification of the alleged debt. Specifically, I request the following items for verification : ( XXXX ) a copy of a contract or agreement signed by me and the alleged original creditor that expressly authorized my legal obligation to pay the amount that you are now attempting to collect from me ; ( XXXX ) proof that you are authorized to collect the debt on behalf of the original creditor or as owner, which may include a debt collection contract, if a debt collector, or bill of sale, if a debt buyer ; and ( XXXX ) ( Audit Trail ) evidence and itemization of the amount due on the alleged debt, which may include proof of payment and receipt by me of any funds loaned or proof of charges for funds advanced for me. You are illegally attempting to collect the subject alleged debt because I do not owe that amount. Cease and desist all collection activity, including all reporting to consumer reporting agencies. Promptly request deletion of any and all prior reporting made to any consumer reporting agencies. If you comply with my deletion request within 14 days, then you are excused from verification. Send me a letter confirming your requests to CRAs to delete your reporting of the alleged debt. This letter and evidence may be provided to the Consumer Financial Protection Bureau ( CFPB ). The CFPB is authorized to investigate this fully matter and receive any related information herein. Be advised, if you fail to comply with this demand letter, I may turn the matter over to an attorney.
07/28/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	TX 75034	Web	Servicemember
I spoke with Elevate Recoveries XXXX XXXX XXXX phone number XXXX - I want to report that this debt was originally on my report from a XXXX XXXX and when I reached out to the company and also reported them to the XXXX the debt is now showing up under this different company that I mentioned before. This company has not validated or verified the validity of the debt. They did not have any correct info on file regarding the debt. they only had my name and date of birth. they had an incorrect phone number and address. I want this debt removed from my credit report until documents are provided validating and verifying this debt that I am contracted to pay Elevate Recoveries and or XXXX XXXX XXXX. I do not have any business with these companies I did not contract with them or receive any services from them therefore they should not be on my credit report. In speaking to XXXX I was not able to get too far as she only wanted to talk over me and place me on mute then she hung up on me. When I adv her they should not be on my credit report without validating and verifying the debt she states they don't have to they can put whatever they want on my credit report with incorrect information. She also states that nationwide recovery is not their company yet the info appears on my report along with theirs. I feel that I am being violated. the accts are as follows. XXXX ACCT NUMBER XXXX Original acct number XXXX DATE OF SERVICE Elevate Recoveries , LLC XXXX XXXX XXXX, XXXX, TX XXXX XXXX XXXX XXXX ) XXXX If you have any questions or concerns, please contact the XXXX assigned to your complaint : XXXX Serving XXXX XXXX Texas XXXX XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX Email this XXXX ( XXXX ) XXXX Privacy - Terms XXXX XXXX XXXX XX/XX/XXXX, XXXX XXXX File Complaint against Elevate Recoveries , LLC \| XXXX XXXX XXXX https : XXXX XXXX XX/XX/XXXX XXXX {$700.00} XXXX - XXXX XXXX XXXX XXXX XXXX XXXX ADDRESS XXXX XXXX XXXX XXXX XXXX XXXX XXXX * **XXXX ACCT NUMBER - XXXX ORIGINAL ACCT NUMBER XXXX amount {$980.00} date of service - XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Location XXXX XXXX XXXX XXXX Lastly info appearing on my rpt is conflt.
09/18/2023	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 333XX	Web
Good evening. I am reaching out for help because of the unresolved medical collections that continue to remain on my credit report in the amount of {$2000.00} in spite of me disputing having no knowledge of these companies or services rendered with all 3 credit bureaus in XXXX of XXXX and XXXX, and {$940.00} medical reported today. I also disputed unsuccessfully the loan balance appearing for {$4100.00} which should be XXXX balance. I contacted the bank and was told they reported my XXXX balance in XX/XX/XXXX to all 3 credit bureaus. There is also a repo reported as a charge off for XXXX XXXX on XXXX but does not appear on XXXX, this was disputed in XX/XX/XXXX and XXXX as incorrect but has not been corrected. These unresolved items is attributing to a lowered credit score impacting my ability to attain proper housing and a wheelchair vehicle to transport my XXXX mother. Additionally, In accord with law 15 U.S.C which is the FDCPA section 1692c ( b ) please help remove any and all negative items reported by all three credit bureaus as these reportings are a violation of law. No prior written consent was ever given to any debt collector to communicate any debt. 15 U.S. Code 1692c Communication in connection with debt collection ( b ) Communications With Third Parties- Except as provided in section 1692b of this title, without the prior consent of the consumer given directly to the debt collector, or the express permission of a court of competent jurisdiction, or as reasonably necessary to effectuate a post judgment judicial remedy, a debt collector may not communicate, in connection with the collection of any debt, with any person other than the consumer, his attorney, a consumer reporting agency if otherwise permitted by law, the creditor, the attorney of the creditor, or the attorney of the debt collector.
08/06/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	OH 43609	Web
I hope this letter finds you well. I am writing to raise an important issue that pertains to the Fair Credit Reporting Act ( FCRA ). Under the provisions of the FCRA, specifically 15 USC 1681 section 602 a, there exists a crucial need to ensure that consumer reporting agencies, such as XXXX and XXXX, fulfill their obligations with utmost fairness, impartiality, and respect for consumers ' right to privacy. However, it has come to my attention that certain actions undertaken by these consumer reporting agencies may be in violation of the aforementioned principles. This is deeply concerning and raises questions about their commitment to upholding the rights of consumers. Given the importance of consumer reporting agencies in maintaining accurate credit information and protecting individuals ' privacy, it is crucial that appropriate measures are taken to address any potential breaches or misconduct. I kindly request that you thoroughly investigate the practices of XXXX and XXXX to ensure compliance with the FCRA. It is imperative that these companies fulfill their responsibilities in a manner that prioritizes the rights and interests of consumers. I appreciate your attention to this matter and your efforts in holding consumer reporting agencies accountable. I trust that you will take the necessary steps to address these concerns and maintain the integrity of the credit reporting system. I am writing to bring to your attention a matter of utmost concern, which involves a violation of the law. As per the provisions of the Fair Credit Reporting Act ( FCRA ), specifically 15 U.S. Code 1681s2 ( A ) ( 1 ), it is unlawful for any person to provide inaccurate information about a consumer to any consumer reporting agency, if they have
04/08/2019	No	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX 75019	Web
TODAY : XX/XX/19 I RECEIVED A THREATENING PHONE CALL ABOUT A MEDICAL DEBT THAT OWE FROM A REPRESENTATIVE AT ELEVATE RECOVERIES. I HAD NO IDEA THAT THE DEBT WAS EVER OWED DUE TO THE FACT THAT I MEDICAL INSURANCE COVERAGE AND HAD NEVER BEEN CONTACTED ABOUT THE DEBT IN THE PAST. I ADVISE THE REPRESENTATIVE THAT ONCE SHE SENDS THE STATEMENT TO ME IN THE MAIL I CAN PROCEED TO LOOKING OVER MY FINANCES TO SEE IF THIS IS SOMETHING THAT I CAN AFFORD TO PAYOFF OR MAKE PAYMENTS ON. SHE BEGAN TO BADGE ME OFFERING SETTLEMENTS, ADVISING THAT THE ACCOUNT WOULD IMPACT MY CREDIT, AND JUST REFUSED TO ACCEPT THE FACT THAT I WAS NOT ABLE TO PAY ON THE ACCOUNT AND I HAVE NO KNOWLEDGE OF EVER OWING FOR THIS DEBT. I ASKED THAT SHE REMOVES MY *CELL PHONE NUMBER* FROM THEIR DATABASE, SHE PROCEEDED TO BEING VERY CONDESENDING, PRACTICING DECEPTIVE COLLECTING ON MY ACCOUNT, SPEAKING OVER ME AND TELLING ME THAT SHE WOULD CONTINUE CALLING ME ABOUT THIS ACCOUNT BECAUSE I OWE THE DEBT. SHE WAS RUDE, YELLING, AND KEPT REMINDING ME THAT I OWED THE DEBT AND BECAUSE I PROVIDED MY CELL PHONE SHE WOULD CONTINUE TO USE IT. WHEN I ASKED FOR A SUPERVISOR SHE SAID THAT NO ONE WAS AVAILABLE AND EVENTUALLY JUST HUNG UP ON ME. I CALLED BACK SPOKE WITH A SUPERVISOR AND HE TOO KEPT BADGERING ME ABOUT PAYING OFF THE DEBT. HE OPENLY ADMITTED THAT ELEVATE RECOVERIES DOES NOT REPORT TO CREDIT BUREUAS ; I ASKED IF YOU DO NOT REPORT TO CBR ; WHY ARE YOU ALL USING THAT AS A REBUTTAL TO SCARE P [ PEOPLE INTO PAYING THESE DEBTS? HE SAID THAT WE JUST HAVE TO MAKE CUSTOMERS AWARE. I TOLD THE SUPERVISOR, IF YOU ALL ARE NOT THE ONES TO DO ANY REPORTING THEN THREATENING ME TO PAY BECAUSE ITS IMPACTING MY CREDIT IS A DECEPTIVE COLLECTION PRACTICE.
08/28/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	FL 33142	Web
I received my credit report and noticed Elevate Recoveries , LLC placed an open collection on my report in the amount {$2200.00}. First, I do not have a legal contract with this company. Secondly, Elevate Recoveries is in violation of consumer law code 15 USC 1681a Section 3. Per 15 USC 1681a Section 3 Restriction on sharing of medical information.Except for information or any communication of information disclosed as provided in section 1681b ( g ) ( 3 ) of this title, the exclusions in paragraph ( 2 ) shall not apply with respect to information disclosed to any person related by common ownership or affiliated by corporate control, if the information is ( A ) medical information ; ( B ) an individualized list or description based on the payment transactions of the consumer for medical products or services ; or ( C ) an aggregate list of identified consumers based on payment transactions for medical products or services. This company has also violated H.R.2537 - Consumer Protection for Medical Debt Collections Act per Congress.gov. that states This bill restricts the inclusion of medical debt on a consumer credit report. A consumer reporting agency is prohibited from including on a consumer credit report, and a person is prohibited from reporting to such agency ( 1 ) medical debt arising from a medically necessary procedure, or ( 2 ) other medical debt less than a year old. Lastly, the Elevate Recoveries violated the HIPPA law. The HIPAA law protects patient privacy, including third-party debt collectors accessing your information. I never provided a HIPAA release form.
04/28/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 33032	Web
This debt had previously been removed by another company. I received a notice from elevate stating I owed a debt for a bill that was previously disputed and removed with another company. Letter stated I had 30 days to dispute the transaction. I sent elevate the following by certified mail in USPS. " XXXX XXXX XXXX, FL XX/XX/XXXX Elevate Recoveries , LLC XXXX XXXX XXXX Re : XXXX Dear Elevate Recoveries LLC, I am responding to your contact about collecting a debt. You contacted me by mail, on XX/XX/XXXX and identified a debt. I do not have any responsibility for the debt youre trying to collect and has previously been reported to Consumer Financial Protection Bureau. If you have good reason to believe that I am responsible for this debt, send me debt verification via mail with the documents that make you believe that. Stop all other communication with me and with this address, and record that I dispute having any obligation for this debt. If you stop your collection of this debt, and forward or return it to another company, please indicate to them that it is disputed. If you have reported it to a credit bureau report that the debt is disputed. Thank you for your cooperation. Sincerely, XXXX XXXX " Elevate failed to provide information to verify this date and did not respond but instead reported negative collection agency. I disputed the collection on my XXXX report however elevate state it was a valid debt.
04/14/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 75007	Web
I have previously submitted a XXXX Complaint to XXXX XXXX XXXX XXXX XXXX back a few years ago for a medical bill which I accepted the resolution on the XXXX website and resolved my debt with them. However, XXXX XXXX unexpectedly went out of business and instead of reconciling the debt, they sold my debt to XXXX XXXX and then XXXX sold my debt to Elevate Recoveries. I explained the situation to XXXX years and they left me alone. Now 2-3 years later, I now have Elevate harassing me about a debt that I don't owe and now placing the debt on my credit report. Ive explained this to numerous Elevate associates and asked repeatedly if this issue was on my credit. They said no. I have at least requested that Elevate provide me a debt validation letter on 2 separate occasions that I remember, because I do not owe this amount. They have not complied and only have provided me with their invoice stating that I owe them an amount. There is no breakdown of services rendered, dates services occurred, what the insurance paid, what I paid, nor what XXXX XXXX agreed to and resolved prior to going out of business. Elevate Recoveries is reporting inaccuracies to my credit report. Your responsibility as a recovery agency is to provide me with the proof that I have requested on previous calls with your company. This is a violation of FCRA and FDCPA. This seems like a scam and the ongoing harassment needs to stop.
12/18/2022	No	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	TX 75052	Web
My former insurance carrier ( via my parents ) was not billed for services when I received medical treatment at XXXX XXXX in XXXX, Texas ( XXXX ). Instead, the facility listed me as self-pay when my valid insurance information was provided. The former insurance XXXX, XXXX XXXX XXXX ( XXXX ), refuses to take calls or correspondence regarding prior coverage, although they were the active carrier at the time services were rendered. XXXX is also known for not changing emergency visits to in-network to avoid paying valid medical expenses, since when seen in urgent or emergency care, you have no control over the network a physician uses for billing. My parents have also had difficulty with XXXX not paying bills or taking calls, since my mother 's employer chose another carrier, but, in this case, I have no record that they were ever billed. Elevate Recoveries placed a collection on my credit report, listing a different creditor than the facility that I visited, but for the same bill amount. I also deserve to be treated fairly by Elevate Recoveries, XXXX and XXXX-XXXX, and should only be responsible for any remaining balance after my insurance pays based on my family 's coverage at the time of service. Additionally, XXXX-XXXX did not advise me that I would be billed a premium totaling approximately 20 % more ( {$210.00} ) for visiting the 24-hour facility late at night.
05/03/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 33064	Web
Elevate Recoveries contacted me as early as XX/XX/XXXX. When they called, they didn't disclose who they were and the purpose of their call. The young lady on the phone began asking me for personal information such as my name, address, the last digits of my social security number. And when I didn't give the information and asked who they were and the purpose of the call. The lady was very rude and obnoxious. Over a period of 3 months I continued to get phone calls from Elevate Recoveries. I noticed from a credit card statement that my credit dropped from XXXX to XXXX. I contacted XXXX to find out why. XXXX mailed me out paperwork to show me what was on my credit report. I received the report and I seen that XXXX Recoveries submitted a claim of {$1800.00} for XXXX XXXX XXXX against my credit. Damaging my credit. I contacted XXXX XXXX XXXX XXXX Department. Come to find out, the bill from XX/XX/XXXX from XXXX XXXX XXXX was already paid in full. The paid in full letter is dated XX/XX/XXXX. Elevate Recoveries claim they didn't know the debt was a workmans compensation claim. Which is not an excuse. Because the bill was already paid in full at the time Elevate Recoveries tried collecting for this bill. Yet Elevate Recoveries immediately placed a claim against my credit without first having the correct information.
10/16/2020	No	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	MD 21117	Web
Company called me stated I owed a medical debt. They wanted me to pay over the phone so it would not go on my credit report. I was contacted by this company on XXXX XXXX which I was informed I had 45 days to pay in order it being reporting to credit report regarding a medical debt. They wanted payment over the phone without any written verification showing a detailed information over the debt owed. I told them no, not until I get something in writing. I asked them to email a letter to my email address the rep stated that was unable to email or provide any documents by mail. By law I told them I would need some type off documentation showing the debt is owed and the payment being provided is accurate. I asked the rep if I make a payment will they be able to provide proof. They said they cant even send proof of payment out to me. They said they dont send letters or emails out. I have called this company numerous time to get the issue resolved. Well, on XXXX XXXX I called and spoke to XXXX representative of this company. This individual has no idea about collection laws. She basically, told me to pay the balance to avoid any other issues I may occur with credit reporting. From my understanding I was thinking the bill was paid in full by insurance company XXXX and XXXX since this was apart of an accident.
02/09/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 77066	Web
I never received any notices from Elevate Recoveries. I only became aware of this fraudulently attempt to collect the amount of {$660.00} after it appeared negatively on credit report. The collection notice states the original debt is from XXXX XXXX XXXX, which has been closed for almost a year. I called Elevate Recoveries and the several weeks ago and was emailed the statement, that I will later upload in this compliant later. Elevate Recoveries has placed this collection on my credit report and has caused my credit score to drop down more than XXXX points. I have been in communication with XXXX, my insurance provider at the time, and was giving the following information. On XX/XX/XXXX, Claim # XXXX, services provided was for {$1400.00}, {$660.00} Contracted amount was for {$250.00} XXXX paid {$83.00} and my co-pay was for {$170.00}, which I paid. Please not that on XX/XX/XXXX, Claim # XXXX, services was for the amount {$660.00} and was from XXXX XXXX XXXX OF XXXX XXXX, and not ( XXXX XXXX XXXX ). Contracted amount was for {$81.00}, XXXX paid {$81.00}, leaving my co-pay at {$0.00}. I would like to have this collection removed from my credit report immediately.
04/21/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	AL 365XX	Web
I went to the hospital in XXXX and received 3 different bills as expected. I had paid all the bills and was making payments on 1. I made the payments as required and when it was all done I received a refund of XXXX for over payment. In XXXX this account was filed on my credit report, to which I filed a dispute, proved my payments, and it was removed. This same account is now back on my credit report from a different collection agency. On XX/XX/XXXX I received a phone call from Elevate recoveries LLC saying I owed XXXX, I said that can not be true and I have confirmation numbers of payments. They said confirmation numbers do not help them because it was not their numbers. They can not give me any information that I ask and have no idea who what when or where, they just know I must pay them. I said I would like a copy of everything they had and to send it to my new address. She said she would not do that and that she could send me a statement but with no payments or anything accounted for. Within 15 days they put it on my credit report without sending me anything. I called them was put on hold and no one ever picked up.
07/30/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 33426	Web
A {$500.00} collection account from Elevate Recoveries LLC showed up on my credit report out of nowhere. It says XXXX XXXX XXXX I keep track of all of my bills and receipts whether I have the money or not, and I dont have an invoice, bill or open balance from any person, business or healthcare provider for the amount of {$500.00} dollars. I havent had health insurance in a long time so I know that every appointment, prescription, service I get I need to pay for OR I go through the billing dept and always qualify for low income. Not sure why this company is reporting on me. All reports go to my lawyer and Ive brought this up when it first came up and also provided information. I tried getting removed through XXXX XXXX back then ( mistake apparently ) and nothing happened, they said no. Also, if this is a medical/healthcare provider invoice or bill, isnt it against HIPPA law to report this, especially as a collection account? I would hate if my medical records were put out in the public for financial gains. I would like this investigated and removed from my credit collection reports.
12/30/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	OR XXXXX	Web
This letter is to dispute a debt byELEVATE RECOVERIES LLC which is now on my XXXX Credit Report. On XX/XX/ I was notified by a credit tracking program that a new debt was added to my credit report. The debt is the same listed from XXXX XXXX XXXX ( see attachment ) date from XX/XX/XXXXby Original Creditor : XX/XX/XXXXXXXX XXXX XXXX. Acct # XXXX Creditor Account # XXXX Amount owed : {$790.00}. As of today, I have never received any communicationfrom Elevate Recoveries LLC regardingthis matter. In addition, this is the same complaint and old debt that was closed in XX/XX/. The last new creditor listed was XXXX XXXX XXXXXX/XX/XXXX.I completed this complaint with CFPB on XX/XX/XXXXwas notifiedit was referred to the Federal Trade Commission. I am not sure why the debt that has been closed is being sold over and over again to multipledebt collectors. This does not seem lawful especiallywithout any communicationto the consumer that this takes place or giving me a chance to request information regarding this debt which was not provided to myself or my lawyer.
09/18/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AZ 85374	Web
This company is engaging in the illegal practice of DEBT PARKING. I was never notified of this debt and I have not lived in Texas for over 7 years. This is a junk debt buyer and they have not provided validation of the debt to me. They also continue to illegally validate the debt to the credit bureaus and this has detrimentally affected my credit scores. They are violating the Fair Debt Collection Practices as I was never notified of this fraudulent debt in writing before placing on my credit file. I could not dispute the validity of the debt within 30 days. I had no medical debt when XXXX Texas XXXXXXXX XXXX XXXX years ago and I was not notified of any purported debt during my residency there. I called and the customer service representative threatened me over the phone if I did not pay them the {$140.00}, which I do not owe. They refused to send me evidence of this fraudulent debt. I have disputed this with the credit bureau and this company continues to validate the debt with them. No one will send any paperwork to me about this debt.
02/18/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Credit monitoring or identity theft protection services Billing dispute for services	CA 92108	Web	Servicemember
XXXX XXXX XXXX is the medical company stating I owe them but they closed during the pandemic. There was no phone number, email, social media account or way to contact them. I was on a payment plan and could not get an updated bill. I have reported them with the XXXX ( if you look you can see so have many other people ) and event at the state level in Texas where it was located. XX/XX/XXXX XXXX XXXX XXXX XXXX sent me a collection bill. Within days I sent a dispute letter certified mail. I then saw on my credit report had a collection listed for XXXX from XX/XX/XXXX. So they had reported me to the credit bureau before validating the debt within but it is under a different company called Elevate Recovery XXXX LLC which I have not received communication from before. XXXX did not respond within 30 days to my letter. XXXX just now ( XX/XX/XXXX ) sent me the first correspondence not addressing my letter but a bill statement amount different than the credit reporting amount.
09/14/2018	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	TX 79605	Web
Today XX/XX/18 at XXXX XXXX I received a call from elevate recoveries agent XXXX XXXX she started the call by talking about my son and his birthday and the age he is not introducing her self or the company she worked for. This made me uncomfortable when I asked what I could do for her she only then informed me that she was attempting to collect a debt after informing her I am not working and just had another child she began to ask who watches my kids where they are watched, how I pay for diapers and wipes and formula when I told her that was none of her concern she began to tell me if I had money for that then I had money coming in from somewhere I informed her my children were of none of her concern and she just started all over again with the invasive questions. I ended the call and called back and spoke to supervisor who only condoned her behavior this agency has my phone number address and my childrens names I am genuinely concerned for the safety of my children.
12/07/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 752XX	Web
FCRA Violation student loans not mine U S DEPT OF XXXX U S DEPT OF ED/XXXX U S DEPT OF EDXXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX FCRA Violation inquiries not XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
12/04/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 75126	Web
I had a XXXX debt added to my credit report that I have never received any communication about and was not allowed the opportunity to dispute the item or ask for information to verify. I moved recently and have attempted to communicate with company through email about disputing the item but never received a response or call. I believe the company is not following laws by not sending communication to me and allowing me to respond to it, instead they reported it to the credit buries dropping my near perfect XXXX XXXX down due to a small debt. If the item would have been verified and I received the documentation necessary showing it was owed, I would have worked with the company. Again, I believe the medical debt is incorrect and I do not owe a balance. I ask it is immediately deleted from my credit and the company sends the required documentation and allowed me to dispute the item without punishing me.
01/08/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	TX 75149	Web
Dear collection agent, I noticed a negative reporting on my credit report and as allowed under the Fair Debt Collection Practices Act ( FDCPA ), I am requesting that you allow me to validate the alleged debt. I am aware that there is a debt from Elevate Recoveries LLC, but I am unaware of the amount due and your crediting reporting does not include a breakdown of any fees. Additionally, I am allowed under the Health Insurance Portability and Accountability Act ( HIPAA ) to protect my privacy and medical records from third parties. I do not recall giving permission to XXXXXXXX XXXX Hospital and/or give them authority to release my medical information to a third party. I am aware that the HIPAA does allow for limited information about me but anything more is to only be revealed with the patients authorization. Therefore my request is twofoldvalidation of debt and HIPAA authorization.
04/28/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TN 38141	Web
I mailed a letter to the credit bureaus on XX/XX/2021 asking them to validate suspicious accounts i noticed on my credit report due to my identity being compromised. They have failed to even investigate or send me correspondence back indicating they did an investigation and what the out come was. I have no knowledge of these accounts XXXX XXXX XXXX XXXX XXXX Original Creditor : XXXX XXXX XXXX ) XXXX ... XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX XXXX XXXX ) XXXX ... ELEVATE RECO ( Original Creditor : XXXX XXXX XXXX XXXX XXXX XXXX ) XXXX that listed on my credit report. Further more, this account can not be 100 % accurate as there are open dates they have listed on my credit report varies between the 3 bureaus. How can one account be opened on different days? I want there alleged accounts in question to be removed from my credit report immediately.
06/13/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX XXXXX	Web	Servicemember
This letter is being sent to you in response to notices sent to me from your company and more importantly, due to your erroneous reporting to the Credit Bureaus, the highly negative impact on my personal credit report. Please be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 ( b ) that your claim is disputed and validation is requested. I have contacted the original creditor to try clear this matter up they they reporting I owe them nothing and the account had been sold to a company that is not yours I have provided a copy of the identity theft report I filed 2 years ago about this debt that keep popping up on my credit if you do not remove this debt immediately from my consume report or I will be force to pursue legal actions for compensation do to false reporting
03/10/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TN 38109	Web
I mailed a letter to the credit bureaus on XX/XX/2021 asking them to validate suspicious accounts i noticed on my credit report due to my identity being compromised. They have failed to even investigate or send me correspondence back indicating they did an investigation and what the out come was. I have no knowledge of these accounts XXXX XXXX XXXX ELEVATE RECO ( Original Creditor : XXXX XXXXXXXX XXXX ) XXXX ... XXXX ( Original Creditor : XXXX XXXX XXXX XXXX XXXX ) XXXX ... XXXX ( Original Creditor : XXXX XXXX XXXX XXXX that listed on my credit report. Further more, this account can not be 100 % accurate as there are open dates they have listed on my credit report varies between the 3 bureaus. How can one account be opened on different days? I want there alleged accounts in question to be removed from my credit report immediately.
04/28/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TN 38141	Web
I mailed a letter to the credit bureaus on XX/XX/2021 asking them to validate suspicious accounts i noticed on my credit report due to my identity being compromised. They have failed to even investigate or send me correspondence back indicating they did an investigation and what the out come was. I have no knowledge of these accounts XXXX XXXX XXXX ELEVATE RECO ( Original Creditor : XXXX XXXX XXXX ) XXXX ... XXXX ( Original Creditor : XXXX XXXX XXXX XXXX ) XXXX ... XXXX XXXX ( Original Creditor : XXXX XXXX ) XXXX that listed on my credit report. Further more, this account can not be 100 % accurate as there are open dates they have listed on my credit report varies between the 3 bureaus. How can one account be opened on different days? I want there alleged accounts in question to be removed from my credit report immediately.
07/28/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX 75227	Web
On my XXXX credit report, XXXX Texas XXXX XXXX XXXX Texas, which I have no knowledge of, reported an amount with the Credit Reporting Agency XXXX that I owe XXXXthe name listed as the original creditor as XXXX Texas XXXX XXXX and Elevate Recoveries as the debt collector. I have no contract, agreement, spoken, nor spoken verbal agreement with this entity listed as Elevate Recoveries LLC. I spoke with XXXX from XXXX Fraudulent department advising I have no account or business with this entity. He, XXXX, submitted the dispute as I advised this is fraudulent and that this business is closed. I researched the business and it is not in operation. Elevate Recoveries LLC has been sued constantly and lost cases for fraudulently creating false claims of debts owed. Per the XXXX website, each case they lost.
05/21/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	VA 23059	Web
Received a bill on XX/XX/XXXX from Elevate Recoveries , LLC collecting for their client XXXX, XXXX with the original Creditor XXXX XXXX XXXX XXXX, XXXX. XXXX has tried with 7 different Collections agencies trying to collect on this debt. I have requested on 6 other occasions to validate this debt with the Original bill, signed Hippa document along with a copy of my driver licenses. Each time documents have never been sent to validate this date. I spoke with XXXX at ext XXXX on XX/XX/XXXX requesting that the debt be validate with the bill, signed hippa form and a copy of my drivers license, XXXX stated that they only had to send the bill and she would request this information from XXXX. I spoke with XXXX XXXX XXXX XXXX and they informed me to request this information from the Collection company.
07/29/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Was not notified of investigation status or results	TX 761XX	Web
Elevate Recoveries fraudulently reported a debt from XXXX XXXX XXXX, amount {$650.00}. I contacted Elevate Recoveries today - XXXX - to inquire about this account. They stated that they sent out 1 letter on XXXX. When I informed Elevate that I had not received this letter, they informed me that it went to the wrong address. When I asked why they would then report it to XXXX on XXXX, the representative claimed that they do not report to the credit bureaus. I told her that I had contacted XXXX, who informed me that this was reported by Elevate. She still claimed that they do not report to the bureaus ; so I asked her if they didn't report it and XXXX did not, how did it get on my credit report. Her response was that I should file a police report and immediately disconnected the call.
08/26/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	GA 30134	Web
I am writing about a collection account that was added to my credit report on XXXX XXXX XXXX I did not receive a account number to associate with this account and I have enclosed a copy of my most recent credit report with this account highlighted. I was not contacted by ELEVATE RECOVERIES LLC prior to this account being added to my credit report which is a violation of FDCPA. This account is currently under dispute with XXXX and I am awaiting those results. As my rights under FDCPA have been violated by ELEVATE RECOVERIES LLC, I am filing a formal complaint. As FDCPA guidelines were not followed, I am requesting this tradeline be removed from my credit reports. I appreciate your time and attention to this matter and look forward to a resolution. Thank you in advance, XXXX
12/28/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 32309	Web
A collections account was filed on my credit report from a creditor named Elevate, LCC. The original creditor was XXXX XXXX XXXX, XXXX. I had no knowledge of this bill until it was reported on my credit report. I called the collections agency and got the date my daughter visited the ER. It was XXXX. I called the insurance company and no bill was submitted to them for payment from the original creditor. Ive tried to find information for contacting the original creditor. I have found no contact info and the collections company refused to give me any contact information and told me to look it up on my own. I have no documentation to submit because the only contact theyve had with me was on the phone on XXXX. Ive never even recieved a bill in the mail from the original creditor.
02/01/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	FL 323XX	Web
On XX/XX/XXXX I reached out to Elevate Recoveries XXXX XXXX XXXX XXXXXXXX XXXX, TX XXXX XXXX about 2 bills being reported on my credit report. I asked them to validate the debt the collected and they refused to do so. I was rudely spoken to as well as the phone hung up in my face once I ask for the debt to be violated. The services are listed as they were via my credit report : XX/XX/XXXX XXXX XXXX XXXX {$1500.00} XX/XX/XXXX XXXX XXXX XXXX XXXX I would like the delinquent account that could not be proven as mine to be deleted from my credit report or else I'm filing a lawsuit for not only the 4th amendment violation, but reporting of unverifiable information being reported on my credit report. I am giving 30 days from today before I take action against them
08/24/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Unable to get your credit report or credit score Problem getting your free annual credit report	FL 32211	Web
To whom may concern, I'm writing to dispute the following information ELEVATE RECOVERIES LLC reported a New Account to your XXXX credit file. Source : XXXX XXXX XXXX : ELEVATE RECOVERIES LLC Address : XXXX XXXX XXXX XXXX, XXXX, TX XXXX Business Type : YC Balance : {$1300.00} supplied BY XXXX XXXX currently reported. I do not owe this bill. XXXX XXXX denied access to my personal information from me. XXXX XXXX will not allow me to get my FREE CREDIT REPORT, DENIED ACCESS TO DISPUTE ANY FAULTS DEBT. They are holding me back from accessing and disputing charges that affect my reputation as a debtor of my creditworthiness. They are retaliating against me for prior complaints to CFPB.
02/11/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	TX 751XX	Web
ELEVATE RECO has failed to validate that this account is reporting maximum possible accuracy per the FCRA. I have initiated several attempts through the credit bureaus and collection agencies to have this account validated and has not received a response and I have reason to believe that reasonable procedures were not conducted on these accounts due to the current violations I have found as if relates to my credit profile and unverified accounts on my report. This company has violated FCRA 623 ( a ) b ) by failing to mark this disputed account as disputed This company has continuously failed to validate this collection account further violating FDCPA 809b per the FTC opinion
12/13/2022	No	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	GA 30906	Web
XX/XX/22 A female agent called to discuss a collection that I have. I told her that I can't make any payments until after the 1st of the year. She offered a settlement option and I told her again I don't have any extra funds until after the 1st of the year. Then she began harassing me and continuing to question why I can't make a payment, that I've owed the amount for over a year. I told her I didn't care about that I'm not making any more payments until I can afford to. She begin to mock me, be very disrespectful and unprofessional. I called back and got the same type of response from a different employee. I can't believe people like that represent a collection company.
10/03/2022	Yes	Debt collection I do not know	Communication tactics Used obscene, profane, or other abusive language	NJ 080XX	Web	Servicemember
This company has called me a few times. In an attempt to verify identity, they volunteer full name, birthdate, address and even the last XXXX digits of a social security number without me ever confirming that I am the person they are looking for. I can't believe that this isn't illegal and that they can continue to do business in this manner... Today, I spoke with the XXXX, XXXX. She did not have a single care about my concerns for someone's identity privacy. With their harassing tactics, I don't feel comfortable with this company 's possession of anyone 's personal information. When confronted about this issue, they simply hang up on me.
03/24/2022	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	TX 75115	Web
I received a call from ELEVATE RECOVERY. The call was today XX/XX/24 at XXXX to XXXX. When the phone rang there was a pause which led me to believe it may be an automated dialer. I asked the rep if that was the case, and if so, please remove my number from the automated dialer system. She then advised, " ok so you don't want to pay your bills. '' I'm not sure who the company is, nor did I EVER identify myself as the right party contact. I believe this to be a violation of the FDCPA due to the fact the rep advised that there was a debt owed without establishing or confirming who she had made contact with.
04/21/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 30349	Web	Servicemember
Elevate Recoveries LLC XXXX XXXX XXXX XXXX. XXXX TX. XXXX Placed a fraudulent medical collection debt on my XXXX Credit Report. I have never been notified by the accuser that I am obligated to render service to any debt as is required by Federal Law. If I had been, I would have promptly disputed the debt as is my legal right and demanded full " Validation '' of the debt in question. Attention not to confuse legal " Validation '' with mere " Verification '' under the law as the demand of the former outweighs the latter. This alleged debt was never bought to my attention because it is invalid.
02/01/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	TX 76543	Web
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX : {$300.00} Acct Opened : XX/XX/2022 In accordance to the Fair Credit Reporting Act, this creditor has violated my rights. Under 15 USC 1681 section 602, it specifically states that I have a right to privacy and my information shall not be shared without consent. Also, 15 USC 1681 Section 604a states that a consumer reporting agency can not furnish my account without my written instructions under 15 USC 166b. A creditor may not treat a payment on a credit card as an open end consumer credit plan as late for any payment.
09/28/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	TX 76137	Web
I requested validation twice. No validation is provided within 30 days. Rep said the email probably went to spam. I never agreed to have email as an acceptable form of communication. They should have had the chance to refuse this form of contact. Delete immediately not only have they exceeded the 30 ay validation request to prove i owe the debt to XXXX XXXX directly, i was never given the ability to properly dispute this form of initial contact. They responded by saying that the email was probably in my spam folder. That is not acceptable. Please delete it immediately.
05/09/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	SC 291XX	Web	Servicemember
Please see the attached letter regarding the account that is not mine due to identity theft. I have filed all of the necessary forms including the FTC online form and affidavit. This is all equivalent to a police report as well. This is my second request to you to remove these fraudulent accounts from all three of the credit bureaus before I take legal action. Send the validation of these accounts as well with your response back to this complaint. I want the account name, account balance, past due amount, and date of last activity verified and provided to me as well.
04/26/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	SC 29016	Web	Servicemember
Please see the attached letter regarding the account that is not mine due to identity theft. I have filed all of the necessary forms including the FTC online form and affidavit. This is all equivalent to a police report as well. This is my second request to you to remove these fraudulent accounts from all three of the credit bureaus before I take legal action. Send the validation of these accounts as well with your response back to this complaint. I want the account name, account balance, past due amount, and date of last activity verified and provided to me as well.
02/03/2023	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	NY XXXXX	Web
I have received calls from phone number XXXX from a woman calling herself " XXXX. '' I have asked her not to call my number because she has the wrong person. The phone number was spoofed because the call did not go through after trying to call the number back. All of their listed numbers are fake. She was rude, continued trying to get personal information, and stated that she was calling from Elevate Recovery. She called again at XXXX pm on Friday, XX/XX/2023. I asked her never to call this number again, to no avail. I want all communication and harassment stopped.
01/14/2021	Yes	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	FL 33313	Web
This company I never heard of never been to this place put a collections balance onto my account I called XXXX XXXX and did a dispute the company that put the collections on my account called me today on XX/XX/2021 and stated asked to confirm for my information I said no they hung up on me I then called back and said that I reported them to IRS they hung up on me again I know this company is a fraudulent company I need someone to contact me about this. The collection amount was {$630.00} and the date of that collections was not stated
10/15/2020	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	VA 23434	Web
On XX/XX/XXXX My XXXX sent this company a letter stated that this account is not mines its has been over 30 days and the fair credit report act states by law that you have 30 days to respond to my letter i have also contacted this company and told them my self that the debt is not mines if this issue doesn't get resolve i have no choice but to use legal actions my XXXX and i are giving you a fair Waring please contact the main credit bureaus and tell them to remove this from my credit report ASAP
04/21/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 320XX	Web
This complaint is regarding a collection/charge off reported on my XXXX XXXX credit report XXXX acct # XXXX for XXXX XXXX XXXX it is a collection/charge off for {$1200.00}. Who is a company they are trying to collect a debt for, however this information is inaccurate, and this debt does not belong to me. I have tried to reach out to the company several times for an explanation/investigation but have been unsuccessful, and i would like the collection completely removed off of my credit report.
01/01/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Was not notified of investigation status or results	TX 75025	Web
I paid Elvate Recoverie XX/XX/2021, I settled the account for {$390.00}. This was a medical bill. The representative informed me the credit account would be removed from my credit report. I contacted the company and was informed the same information regarding the account would be removed from my credit report. Please contact this company and investigate their policy and procedures for possible consumer deception. The account is currently reporting on my credit report.
05/21/2021	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX 77642	Web
This company has no contract with me or my written consent to furnish anything on my consumer report nor have i gave ANYONE CONSENT to any alleged creditor and thats Identity theft!!!, statements from a 3rd party is a right to privacy USC 1681 ( a ) ( 4 ), I have not received any validation or verfication of any alleged debt. i have sent through USPS certified mail # XXXX XXXX XXXX XXXX XXXX a request for removal from my consumer report to the company involved
11/29/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	TX 78613	Web
This debt engaged in abusive, deceptive and unfair practices of the FDCPA which prohibits. They furnished this account that we didnt agree upon and I didnt sign an agreement on. A legal contract is signed by two parties and I did not participate in any of it. More so they didnt follow the proper 5 step validation procedure which make this unfair practices. According to the FDCPA Im entitled to XXXX dollars per violation and clearly they violated my rights.
11/18/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	VA 23059	Web
I received an Alert from XXXX that an new account was added to my report. Elevate Recovery, LLC. I have never heard of this company. I have never received a letter and when I called the number XXXX the representative was rude and said that there was no account in my name and then hung up. If this account is with XXXX XXXX or any other affiliate of XXXX XXXX, this is not my account. I have never received a bill or any other documentation from this company.
03/17/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit repair services	Confusing or missing disclosures	PA 185XX	Web
I never received any letters about my debt for a medical bill. I reached out to the collection company on XX/XX/2022 that was showing up on my credit report and it said I owed XXXX and we ended up settling for XXXX. Company said they would close it on my credit report and never did. I tried to dispute is 2 times already and they are denying it. They said they would send me emails of the receipt and showing that it was closed and I never got one.
07/13/2022	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	TX 77005	Web
I asked Elevate Recovery to stop calling me, yet they ignored my request and tried calling at least two more times, which I was able to document : XX/XX/2022 and XX/XX/2022. Furthermore, a letter dated XX/XX/2022, was mailed to me with the alleged debt. However, I was not given the opportunity to dispute as I was alerted on XX/XX/2022 that this account had been reported to my XXXX credit report. I was not provided sufficient time to respond.
03/09/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	OH 435XX	Web
THEY BREACHED HIPPA! I received an account on my report through Elevate Recoveries LLC with no written notice, phone call, or anything about the account. Not only this, they have information that I never gave permission to have released through HIPPA. This is unacceptable, not only was there a failure to file a written notice they breached my write to privacy through healthcare. If the account isnt removed I will take further action.
09/23/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	GA 30165	Web
The company involves XXXX XXXX XXXX XXXX XXXX. Georgia . I have paid there bills through numerous collection agencies and they seem to be repeating themselves. I have not been to an emergency room in a year. They're recent collection agency is : Elevate Collections XXXX XXXX XXXX XXXX XXXX, TX XXXX It's beginning to feel like extortion! Every time my credit score seems to improve I get a collection notice from XXXX XXXX XXXX.
04/15/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NC 28112	Web	Servicemember
Elevate Recoveries, Removed this medical collections off my XXXX ( only ) credit report on XX/XX/2021 and then put the collections right back on my XXXX ( only ) credit report on XX/XX/2021. I have sent several letters to this collection agencies to verify this debt belongs to me and they have failed to respond to any of my letters proving the debt. Under HIPPA laws they have failed to prove that this debt belongs to me
12/04/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	FL 323XX	Web
In accordance with the fair credit Reporting act XXXX XXXX, has violated my rights. 15 USC 1681 Section 602 States I have the right to privacy. 15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. 15 USC 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for purpose.
02/24/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	AL 360XX	Web
Elevated recoveries are non professional when it comes to collections. They did not have my address or phone correct. I have never received any bills and argued me down about that I owed something from 5 years ago ... .... And the bill they referring to that I supposedly owe was paid by medicaid and all bills were sent to my lawyer and settled. No lingering bills with XXXX XXXX XXXX. My lawyer verified that.
01/02/2021	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TN 38134	Web
I have sent several letters demanding removal of this medical collection in which I was never seen for medical service company NOR have I signed any HIPAA forms for service. Furthermore I know my rights, I am allowed under the HIPAA law to protect my privacy and medical records from 3rd parties. I do not recall giving permission for XXXX XXXX XXXX to release my medical records to elevate recovery.
09/04/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 32177	Web
First off the company began calling me so much it felt like harassment and on every call I would let the rep know this was not a debt I owed and to please stop contacting or to send detailed info of the account to my address and I have yet to receive but the company had reported it on my credit. They stated a date of 2014 when I had not been to any doctor visit I was actually off in college that year
07/04/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 77087	Web	Older American, Servicemember
this collector has been calling everyday, i was told my medical bill was paid for by my XXXX insurance should have paid for it, but later, they submitted 2 derogatory remarks on credit report. So, i paid XXXX for settlement, but i was told the medical insurance paid for it. but i dont need any of this on my credit report. i would really like for them to refund me my XXXX if my insurance paid for it.
03/01/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	TX XXXXX	Web	Servicemember
I requested that this company remove the fraud account from my credit report. They have reply by staying they have no knowledge of the account I have enclosed a copy of my credit report. I Have enclosed a copy of my Credit report identity theft report the letter I sent to this copy certified back in XXXX asking them to remove this account and the certified mail receipt staying they got it.
05/01/2023	Yes	Debt collection I do not know	False statements or representation Indicated you were committing crime by not paying debt	FL 33023	Web
I have been requesting for this company to send me validation of debt to clarify everything about this alleged debt but not only they have failed to send me information, but they are also reporting false information to the credit bureau which is damaging my character. My information may have gotten to the hands of the wrong people and this may be the result of such an incident
10/03/2020	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	VA 238XX	Web
i have recently contacted this company and inform the that the debt that they say i owe is not mines i also have sent letters out saying this debt is not mines i need this debt remove from my credit report ASAP if this continue i will have to use legal action and i dont want this to go that far please contact all credit bureaus and like them know the debt is not mines
09/19/2019	No	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	FL 33312	Web
E VLEVATE RECOVERIES Llc MADE GAVE ME FALSE INFORMATION ABOUT A MEDICAL DEBT. THEY WERE A SCAM THEY NEVER SENT ANY VERIFICATION OF THE DEBT. THEY NEVER SEND ME THE VERICATION NEVER SENT ME A RECIPEPT FOR PAYMENT THEN AFTER I HAD MADE 2 PAYMENTS TO ELEVATE RECOVERY THEN A NEW COMPANY REPORTED THE A NEW SAME INFORMATION ON MY CREDIT REPORT WITH OUT CONTACTING ME
02/28/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	TN 38141	Web
Elevate Recoveries , LLC reported a mark on my credit file regarding a debt. They reported false statements on their letter stating they are licensed in Tennessee. This mark should be removed. They have misrepresented the Tennessee Collection Service Board of the Department of Commerce and Insurance. They are violating State licensing requirements.
12/16/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	TX 77373	Web	Servicemember
I have requested that this company remove this improper use of my account information. I am a XXXX vet and I have tried disputing this information several times. Reporting of this account violates 15 USC 1681g ( 3 ) and the VA missions act 2018. It also violates my rights as a consumer to furnish my information without my consent.
01/27/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	VA 23185	Web
Attempting to make contact about a bill from 2016 by phone only. Despite email being on file they have failed to send any information about this supposed debt that is almost outside of its 7 year statute of limitations. Was added to credit report just from contact by phone without first mailing anything to consumers.
01/07/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Collected or attempted to collect exempt funds	TX 77503	Web
XXXX XXXX XXXX XXXX, XXXX XXXX texas. XX/XX/2016 I went there and got treated, XXXX paid there part, I just received a letter stating I owe {$6200.00} for the visit, I NEVER received any thing up until now. It went to collections and now its on my credit report, what can be done about this rip off.
03/22/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	MD 20783	Web
I sent a debt verification letter via certified mail on or about XX/XX/XXXX. Elevate Recoveries received and acknowledged said letter on XX/XX/XXXX. It has been 30 days and I have not received and communication in regard to the debt being verified. I would like to request a debt deletion letter.
07/13/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	GA 304XX	Web
No information given regarding account. Violates federal 15 USC 1692gf also no medical release given and eligible to collect on debt per Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting
08/23/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 78628	Web	Servicemember
Received a notification about this hitting my credit report, when I have no idea who they are, it says a medical debt, but I am a XXXX XXXX XXXXXXXX veteran and have been under Va care since 2010. ALL my medical is covered by the VA, so not sure how they're saying I owe them anything.
10/03/2020	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 30297	Web
On XX/XX/2020 i checked my credit report and realized there is a collection agency trying to collect a debt that i have no knowledge of i never signed any agreement with this company nor have i and contract with them and any of thete affiliates
04/11/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	TX 77047	Web
The debt was sold. I had the same debt with another debt collector, and it was deleted and was sold to this collector. This is also against HIPAA violation of confidentiality by this being a medical debt collection.
08/02/2023	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	FL 33407	Web
I would like to know why I have a collection on my report cause I dont buy nothing from nobody just let me know what types of debt I have or I need a lawyer, so you see my credit report Im never miss any payments
04/16/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TN 38115	Web
I done paid this bill off almost a year ago and i don't know why this is back on my account So delete this because elevate recovery bought it and they are debt buyers and this is the violation of my HIPAA rights
12/02/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	LA 70068	Web
On XX/XX/2020 I contacted Elevate Recoveries LLC via certified mail regarding two violations they have made. The bill was in the amount of {$730.00}, therefor I sent them a invoice in the amount of {$2000.00}.
04/08/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL XXXXX	Web
I received a notification from my credit monitoring service that a debt appeared on my credit report on XX/XX/ from XXXX XXXX XXXX for {$2000.00}. I have never delt with this company or have this debt.
06/02/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 32303	Web
XXXX XXXX XXXX XXXX is reporting accounts that don't belong to me on my XXXX credit report. Account # XXXX ELEVATE RECO is reporting an account to my XXXX credit report that does not belong to me.
09/29/2023	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	OK 748XX	Web
I have asked elevate recoveries llc to stop contacting me while Im at work several times and they refuse. They call on different numbers each time and claim they never received any request to stop
09/20/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	CA 92173	Web
This date was disputed and removed from my credit report when it was held by XXXX XXXX XXXX. And then they sold the debt after removing it from my credit report. To elevate LLC
03/23/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	TX 77545	Web
I have filed a dispute in regards to incorrect items on my credit report. It has been well over 30 days and I haven't received any investigation results.
05/05/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	TN 38109	Web
I got a copy of my credit report and I saw several accounts that do not belong to me XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Elevate Reco
02/28/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	TX XXXXX	Web	Servicemember
I have reached out to the company several time I sent in a copy of my identity thief report this account is still being reported on my credit
03/17/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 304XX	Web
. My identity has been compromised by somebody that I do not know. Please feel free to give me a call if you have any questions or concerns.
04/12/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 30052	Web
I never did business with these companies. These are medical accounts I've never had, they are not mine. I do not owe these amounts!
03/02/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL 32218	Web
I have a fraudulent account on my credit report that I have never heard of.
02/26/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL 32218	Web
I have a fraudulent account on my credit report that I have never heard of.
02/04/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 77038	Web
ON XX/XX/2022 ELEVATE FLAG MY ACCOUNT FOR A DEBT THAT I DO NOT OWE
10/05/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 78724	Web
I took an ambulance that didn't accept my insurance at the time
07/28/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Collected or attempted to collect exempt funds	TX 78148	Web
Trying to collect a debt that my health care provider pays for!
02/07/2024	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	FL 33756	Web

01/29/2024	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL 33147	Web

01/20/2024	Yes	Debt collection Medical debt	Electronic communications Contacted before 8am or after 9pm	FL 33617	Web

01/16/2024	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KS 66216	Phone

01/09/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Problem with a company's investigation into an existing problem Their investigation did not fix an error on your report	TX 77049	Web

01/05/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	TX 79108	Web

01/04/2024	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	TX 78621	Web

12/16/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MI 489XX	Web

12/11/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NC 28314	Web

11/09/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TN 38016	Web

11/05/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	FL 32210	Web

10/10/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	AL 36526	Web

09/04/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	FL 33319	Web	Older American, Servicemember

08/29/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 33425	Web

08/23/2023	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	AR 72734	Web

08/10/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 30248	Web	Servicemember

08/05/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	AL 35054	Web

06/20/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	FL 33403	Web

06/18/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 33837	Web

06/04/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	LA 70127	Web

06/01/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	GA 31098	Web

05/17/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	TX 78626	Web

04/07/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 32336	Web	Servicemember

03/30/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	TX 77388	Web

03/03/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NJ 07017	Web

02/24/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	VA 23234	Web

01/24/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 32159	Web

12/30/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33150	Web

12/22/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 32301	Web

11/21/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	MI 48238	Web	Servicemember

10/17/2022	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	GA 30606	Web

10/17/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 32303	Web

10/11/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	TX 76548	Web

09/30/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 30043	Web

09/27/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 32352	Web

09/23/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	VA 23234	Web

09/12/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	FL 32164	Web

09/02/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	FL 32301	Web

09/01/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	VA 23234	Web

08/25/2022	Yes	Debt collection Federal student loan debt	Attempts to collect debt not owed Debt is not yours	FL 33133	Web

07/27/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 77063	Web

06/24/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	VA 23832	Web

06/13/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MO 65536	Web

05/30/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	CA 92102	Web

05/30/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 32839	Web

05/20/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX 77433	Web

05/02/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 34744	Web

04/26/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 77093	Web

04/19/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	FL 32779	Web

04/13/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33067	Web

03/30/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IA 50310	Web

03/28/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 78610	Web

03/11/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 77450	Referral

03/09/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 75640	Web

02/04/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 77386	Web

12/16/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 30127	Web

12/09/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	TX 78664	Web

12/06/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	TX 75126	Web

11/25/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 32244	Web

11/24/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	AL 36877	Web

11/12/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	TN 38016	Web

11/10/2021	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	AR 72734	Web

11/09/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	GA 30281	Web

10/04/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MI 48141	Web

10/04/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	MI 48141	Web

09/28/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	GA 30904	Web

08/31/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NC 27537	Web

08/26/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	NC 28054	Web

08/20/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	MO 63034	Web	Older American

08/10/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	GA 30906	Phone	Older American

08/02/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	SC 29223	Web

07/30/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	SC 29016	Web

07/28/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 77449	Web

07/24/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Was not notified of investigation status or results	TN 38141	Web

07/21/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	GA 30060	Web

07/15/2021	Yes	Debt collection Medical debt	False statements or representation Impersonated attorney, law enforcement, or government official	ID 83501	Web

07/15/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NC 27801	Web

07/13/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 33426	Web

07/01/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	TN 38106	Web

06/24/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 31005	Web

06/07/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	GA 31088	Web

05/04/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	VA 23878	Web

05/04/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 77489	Web

05/04/2021	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	PA 19124	Phone

04/14/2021	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	FL 32352	Web

03/10/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	VA 23060	Phone	Older American

03/07/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	FL 33025	Web

03/04/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 33312	Web

03/02/2021	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	VA 23060	Web	Older American

02/27/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IN 46614	Web

02/09/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	GA 31028	Web

02/05/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	OH 43015	Web	Servicemember

01/16/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 32901	Web

01/05/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NC 27577	Web

12/25/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TN 38018	Web

07/24/2020	No	Debt collection Medical debt	Communication tactics Frequent or repeated calls	FL 34946	Web

04/08/2020	No	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 34231	Web

04/20/2019	No	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	FL 32738	Referral

03/06/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	FL 32113	Web