EGL US, LLC CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
01/20/2024	No	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	SC 29229	Web
Due to me purchasing a home, I reviewed my credit report. I found many discrepancies. First listed on account was a charged off from XXXX XXXX ( XXXX ) The amount listed was for XXXX dollars because it was charged off. I was never informed that the account was sold to XXXX XXXX XXXX. For the amount of {$2300.00} I received a phone call with this information and advised that all collection efforts needs to cease and to provide the following documentation ( disputed account ) : ( 1 ). Proof that you either own or were assigned the debt from the creditor. ( 2 ). Proof that you have the right to collect this debt in my state. ( 3 ). Proof that your company carries a bond. ( 4 ). Proof of how your company assessed the outstanding debt. ( 5 ). Payment history from the original creditor. ( 6 ). Name and address from the original creditor. ( 7 ). Copy of the original contract bearing my signature. ( 8 ). Chain of title on this debt. ( 9 ). Proof that you can collect this debt from me. ( 10 ). Do you own it or is this debt assigned? ( 11 ). Copies of all letters sent to me from you and from the original creditor. ( 12 ). How much did you buy the debt for? ( 13 ). When was the last date a payment was made on this debt? ( 14 ). What fees/interest was tacked onto the debt? ( 15 ). How were the fees determined? To date I have not received any of the requested documents. XXXX XXXX failed to notify me that the debt was brought and allow me time to dispute. XXXX XXXX Failed to send notification via mail to formally dispute account. My rights as a consumer has been violated due to failure to notify and for reporting inaccurate information. Also, There is an additional account reporting from BMG loans at work LLC with an amount of {$2300.00}. BMG Money, XXXX XXXX and BMG loansatwork are duplicating allege debt amount and hurting my credit profile. This a clear violation of FCRA laws for failing to : -notify every credit reporting agency involved that you dispute the debt -submit corrected information to the credit reporting agency subsequent to investigating your dispute -refrain from continuing to submit information that it knows ( or should know ) is incorrect -conduct an internal investigation of your dispute within 30 days BMG is double dipping by charging off the account as a loss, selling the alleged debt and reporting an owed balance under a different companys name. I also dont recall giving BMG Money authorization to contact me via email.
07/01/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	TX 76011	Web
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Re : Account # XXXX \| SSN : XXXX Dear Sir/Maam, I am writing you this letter regarding payments that were marked late by your company for the following accounts on the following date ( XXXX ) : XXXX XXXX XXXX XXXX It is my understanding that per 15 USC 1681 ( a ) ( 2 ) ( A ) ( i ), my consumer report should not contain information solely as to transactions or experiences between the consumer ( me ) and the person ( you ) making the report. Payment history and the late payments associated with payment history negative documentation impact my consumer report and are considered as part of my transactions and experiences between your company and me. Furthermore, I am requesting that you provide me with, in writing, the reasonable procedures ( according to 15 USC 1666 ( b ) ) that you have adopted to ensure that each periodic statement is mailed to me ( the consumer ) not later than XXXX days before the payment due date. Include also, all the information required by Section 1637 ( b ) of Title 15. You have XXXX days from the date that you receive this letter to provide me with the information that i am requesting. If you do not provide this information in the expressive time given, then it will be assumed that you can not verify the late payments on the dates specified above ( lacking reasonable procedures to ensure the accuracy of my account ) and I would demand that you remove the late payments from my account and consumer report with the following consumer reporting agencies ( XXXX, XXXX XXXX XXXX or all that apply ) and update the accounts to positive. Please forward any changes to my account to the address below. Thank you for your attention and understanding in this matter. I look forward to hearing back with the positive adjustments made to correct payment history by removing everything negative inflicted on my reputation as a upstanding consumer. Regards, XXXX XXXX XXXX : CFPB FTC XXXX Attorney General
05/26/2023	Yes	Payday loan, title loan, or personal loan Payday loan	Can't contact lender or servicer	MI 48228	Web
As a consumer pursuant to 15 USC 1692a ( 3 ) I was denied for a loan by BMGmoney and their representatives on XX/XX/2023 due to them stating that I did not meet an alleged income requirement that is not stated in their eligibility requirements. Those requirements are If you have been employed for at least one year, are over 18 years of age, are not active in the military and are not in bankruptcy, you may be eligible. Also you must be employed by one of the employers we work with. Pursuant to 12 USC 4502 ( 6 ) I receive compensation in relation to employment and not income. The actions of BMGmoney are deprivation of rights under color of law pursuant to 18 USC 242 and it is knowingly and willful intentional discrimination against me as a consumer with the capacity to be an applicant pursuant to15 USC 1691 ( a 1-3 ). BMGmoney representatives must provide legal proof of the loan income requirement with the supporting federal laws. I am demanding that BMGmoney provide documentary evidence that I receive income in relation to employment with the supporting federal laws. The emails attached are documentary evidence that I was knowingly and willfully discriminated against even after notifying BMGmoney of their illegal discriminatory actions, in which they proceeded to continue. Pursuant to 15 USC 1691e ( a ) and 15 USC 1691e ( 2 ) I have suffered damages due to the actions of BMGmoney and their representatives they are liable for me being an aggrieved applicant in which I am entitled to and am demanding damages in the amount of {$5000.00}. To remedy this matter I am demanding BMGmoney to immediately approve the loan that I applied for or issue me a check for the damages they created in the amount of {$5000.00}. They have deprived me an extention of my credit knowingly with willful intent. This complaint is made in good faith, peacefully, and respectfully.
06/05/2023	Yes	Payday loan, title loan, or personal loan Payday loan	Improper use of your report Reporting company used your report improperly	FL 33161	Web
I am writing to bring to your attention a serious violation of my consumer rights by BMG MONEY INC. I have recently discovered that BMG MONEY INC have reported a late payment on the above account number to the consumer report without my consent. This has had a negative impact on my credit score and has caused me great inconvenience. This is a clear violation of several laws that protect my privacy and financial information, including 15 USC 6802, 15 USC 6802A, 15 USC 6801, 15 USC 1681 and Privacy Act. Under these laws, financial institutions are required to obtain explicit consent from their customers before sharing any personal or financial information with third parties, such as credit reporting agencies. By reporting a late payment on my consumer report without my consent, your institution has violated my right to privacy and control over my personal information. Furthermore, I have reason to believe that BMG MONEY INC has also violated my privacy rights by reporting my personal information to third-party credit reporting agencies such as XXXX, XXXX, and XXXX without my explicit consent. As a customer of BMG MONEY INC, I have the right to be notified of any negative information that is being reported to credit reporting agencies. I also have the right to control the dissemination of my personal information and to ensure that it is only shared with authorized parties. I demand that BMG MONEY INC rectify this issue immediately by removing the alleged late payment from my consumer report within 5 days upon receipt of this notice and providing me with a written explanation of the steps you have taken to address this issue. I urge you to take immediate action to rectify this issue and ensure that your institution follows all applicable laws and regulations. Thank you for your attention to this matter.
07/06/2023	Yes	Payday loan, title loan, or personal loan Installment loan	Problem when making payments	GA 30344	Web
On XX/XX/2023, I signed a consumer credit contract with BMG LOANS AT WORK. The signing of the contract means that it was endorsed. This contract is subject to the Truth IN Lending Act. This contract has false and misleading statements that violate the CFPB RULES and U.S Codes. BMG required that I set up preauthorized electronic funds transfers as a condition for an extension of credit. This requirement violated 15 USC 1693, compulsory use of electronic fund transfers. This requirement was false and misleading and has caused me great harm. On XX/XX/2023, I mailed off a billing error according to 15 USC 1666. BMG has failed to respond to the billing error as required by law but continues to attempt to collect alleged debt violating 15 USC 1666a. BMG threatens to send late payment to credit reporting agencies, although they have not sent the required disclosures under 15 USC 1666b, timing of payments. Section 1637b of title 15 has over 11 requirements to be disclosed in connection to a payment and I have not received one. Without such disclosures no payment should be treated as late, and to communicate such misleading information is a violation of 15 USC 1692e. BMG LOANS AT WORK is stating that there is a positive balance on the account. 15 USC 1666d explains how treatment of credit balances should be handled in a consumer credit transaction. BMG LOANS AT WORK is requiring that I pay the balance although the law states otherwise. Demanding I pay the positive credit balances is false and misleading practice BMG LOANS AT WORK has given false and inaccurate information and failed to provide information which creditor is required to disclose and is criminally liable under 15 U.S, C 1611 and failing to meet the requirements hold the creditor civilly liable under 15 U.S.C 1640
12/21/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 75150	Web
I sent a certified letter to BMG Money that included, a police report, a identity theft affidavit and identification documents to verify my identity. BMG money has reported an account to my credit report that is a result of Identity theft. This report is affecting my credit, which has took me some years to restore due to someone using my identification. I'm still baffled as to how this account was opened. I don't show any inquiries on my report reflecting this company, and if they would have actually done a credit check, they would have seen that my report is frozen due to this. My report also clearly states to contact me at a specific number which is listed on my report prior to issuing any goods or services. Someone from BMG sent me an email stating the the money was deposited into a bank acct which bares my name on it. I then proceeded to send over the police report to show this company that someone also had an acct at two different banks in my name, which I found out about last year and filed a report and the banks have since then closed those accts which were created online. BMG has not responded, they have not produced any forms or applications which bare my signature. I don't even know what employment was used to verify my information with this company. This account is clearly fraudulent and this company which should be ashamed for tarnishing my credit is clearly violating my rights. I did not make or authorize any new accounts. Another clear red flag, is I researched this company and it said it provides loan for federal employees. I work for a XXXX XXXX XXXX I am not a federal employee. So I know without a doubt they didn't verify the correct information.
09/04/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	FL 34761	Web
In accordance with the fair credit act this creditor violated my rights under XXXX XXXX XXXX XXXX a I have the right to privacy. After careful review of my credit report I noticed several inaccurate information and also saw accounts I have no knowledge of I did submit disputes on all accounts that I viewed as being fraudulent and requested they be removed Because of the mistakes on my credit report I have been wrongfully denied credit and also denied for apartment rental screenings which was extremely embarrassing and negatively impacted my lifestyle. I asked these credits to provide me with written consent from me with my signature and address which I never got back from them all I saw on the report was my dispute was denied and deemed accurate which is not the case there are addresses and places Ive never lived on these reports. Report # XXXX Acct XXXX Creditor BMG money INC This account is listed as being late more than 90 days I account does not belong to me. Report # XXXX Address ID XXXX XXXX XXXX XXXX XXXX This account is listed as being more than 90 days late this account does not belong to me. XXXX XXXX bank Acct # XXXX This account is listed as being more than 90 days late this account does not belong to me.
01/02/2024	No	Payday loan, title loan, personal loan, or advance loan Installment loan	Getting the loan	AL 361XX	Web
About a week ago, I was eligible to refinance my loan, I had additional questions for the manager of the lending company underwriting staff contacted me and told me that she would have the manager to call me when he gets in. The manager never contacted me to date. When a representative contacts me from BMG Money, it is never the manager. It is always someone from the underwriting department. Also, the company failed to communicate clearly new policy changes as it relates to the net pay amount in order to be eligible for refinance. Each time that I am eligible for a refinance, it appears to be a change in policy. This has happened twice, always during refinance, or coupled with their multiple attempts to deter me from speaking to the manager of the company. When I do receive a phone call, it is at closing and never the manager. The last four months it has been very difficult making contact with the company and manager regarding serious concerns or matters pertaining to my loan. My most serious concern is that I never know that there is a change in policy until it is time for me to refinance. That is a red flag.
07/27/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	LA 705XX	Web
On XX/XX/2023 I XXXX XXXX contacted BMG money about an account thats currently reporting charge office in XXXX of 2023 but the company received a payment from me which I agree and so does the rep that called me back, besides this i dealt with a ugly representative who were beyond unprofessional in his customer service career. well after letting them know how i was treated with the customer service representative of course they escalated my call and someone by the name of XXXX called me back, after speaking with him and repeating myself for the 3rd time he gets all my information and calls me back again, instantly i can here in XXXX voice how hes upset im not sure if its was pertaining to the calls he had to go listen to or maybe it was a friend of his that took my call, But XXXX stated you talking to me not them, I said so youre upset because you find the finding of how your representative spoke to me, he said no thats not the reason. I do hope XXXX and the other Gentleman i spoke to is not treating all customers this way if so i suggest something be done about it
09/16/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	TX 75010	Web
XXXX XXXX XXXX A DEBT BUYER, HAS VIOLATED MY FEDERALLY PROTECTED CONSUMER RIGHTS TO PRIVACY AND CONFIDENTIALITY UNDER 15 U.S.C 1681. ABSOLUTE RESOLUTIONS INVESTMENT WAS SOLD MY PERSONAL INFORMATION BY THE THE ORIGINAL CREDITOR XXXX XXXX XXXX XXXX XXXX 15 U.S.C 1681 SECTION 604 A SECTION 2 : IT ALSO STATES A CONSUMER REPORTING AGENCY CAN NOT FURNISH AN ACCOUNT WITHOUT WRITTEN INSTRUCTIONS. 15 U.S.C 6802 1 ( a ) ( b ) A financial institution may not disclose nonpublic personal information to a nonaffiliated third party unless ( A ) such financial institution clearly and conspicuously discloses to the consumer, in writing or in electronic form or other form permitted by the regulations prescribed under section 6804 of this title, that such information may be disclosed to such third party ; ( B ) the consumer is given the opportunity, before the time that such information is initially disclosed, to direct that such information not be disclosed to such third party.
09/16/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	TX 75010	Web
XXXX XXXX XXXX A DEBT BUYER, HAS VIOLATED MY FEDERALLY PROTECTED CONSUMER RIGHTS TO PRIVACY AND CONFIDENTIALITY UNDER 15 U.S.C 1681. XXXX XXXX XXXX WAS SOLD MY PERSONAL INFORMATION BY THE THE ORIGINAL CREDITOR BMG LOANS AT WORK LLC. 1 5 U.S.C 1681 SECTION 604 A SECTION 2 : IT ALSO STATES A CONSUMER REPORTING AGENCY CAN NOT FURNISH AN ACCOUNT WITHOUT WRITTEN INSTRUCTIONS. 15 U.S.C 6802 1 ( a ) ( b ) A financial institution may not disclose nonpublic personal information to a nonaffiliated third party unless ( A ) such fin ancial institution clearly and conspicuously discloses to the consumer, in writing or in electronic form or other form permitted by the regulations prescribed under section 6804 of this title, that such information may be disclosed to such third party ; ( B ) the consumer is given the opportunity, before the time that such information is initially disclosed, to direct that such information not be disclosed to such third party.
09/14/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	MI 48227	Web
BMG loans at work LLC and XXXX XXXX XXXX are reporting a debt to my report without my my consent. they are doing this without my written instruction. they continue to violate my privacy rights. Niether of these companies have certificate of authority to transact business in Michigan. They are not showing me any contract that shows i owe anything and if they did it would be an admission of violating multitudes of state and federal law without penalties and liabilities well over XXXX dollars. this violates the XXXX, FDCPA, GLBA, FACTA, Post Office Act. Wire Fraud Act. that's just the start. there's also multitudes of state law and public policy in violation. In addition The Fair Credit Reporting Act states multiple times the importance due diligence, accuracy and the grave responsibility of reporting agencies. this information is inaccurate illegal and must be removed promptly in accordance with the law.
08/03/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 77449	Web
I Sent a Identity theft alfadavit form to XXXX, XXXX, and XXXX on XX/XX/2023. Listing the following accounts as identity theft : XXXX XXXX XXXX XXXX XXXX BMG Money Account # XXXXXXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX This now my second time sending in a identity theft alfadavit disputing these accounts There is an attachment for XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX showing they were ceasing the collection for the debt and removing it from all bureaus and have not yet. I have also seperately online disputed these accounts as well with XXXX and XXXX and XXXX but they keep coming back fromt the creditor as verifed.
12/03/2022	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	MI 48203	Web
Dear Bmg money I am writing you to request an investigation of the following on my credit report. Dispute XXXX As of XX/XX/2022 my balance owed went from {$5300.00} to {$6000.00}. With this loan status showing as current. I also have XXXX closed accounts on my credit report from Bmg money. I am requesting that you please provide me with documented proof, that I was aware of an updated amount and up charge on this loan. If you can not provide me with legal proof of my authorization. Then I am demanding you contact the CRA, S and request them to remove this from my credit report immediately.your failure to comply with my request within 30 business days will be my evidence of your willful compliance. Fcra 616, 15 usc Thank you for your attention to this matter. Sincerely XXXX XXXX
09/05/2023	Yes	Debt collection Payday loan debt	Communication tactics Frequent or repeated calls	MD 20705	Web	Servicemember
On XXXX I was contacted multiple times by BMG money after telling that that I was at work at would call them back. XXXX-I was waiting for a XXXX meeting to start and sent the call to voicemail ( they did not leave a voice mail ) XXXXStill waiting for a Zoom meeting to start, took the call and advised XXXX I would call back and that was at work XXXXCalled by an autodialer, placed on hold for 3 minutes, connected to XXXX who I told I was at work, and asked why they called after I told them I was at work. XXXX advised that it was an auto-dialer that called me. I responded their auto-dialer is not my problem and should be able to abide by the FDCPA and honor my request to not call me at work. I find multiple phone call days to be harassing
10/25/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Problem with a company's investigation into an existing problem Their investigation did not fix an error on your report	TX 751XX	Web
There is a collection agency by the name of XXXX XXXX XXXX who is reporting a debt to my credit reporting stating you as the original creditor. I don't remember ever having an account with BMG with the balance reporting. My information was compromised in a data breach so please submit documentation of the agreement between your company and myself. Please send the correspondence sent to me notifying me that I had an account that was being sold to XXXX XXXX XXXX. Also, include the price that the debt collector purchased the debt. If you are unable to provide the requested information, please have the collection agency remove this account immediately. Failure to comply and/or provide validation is a violation of the FDCPA and FCRA
07/28/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	LA 705XX	Web
On XXXX XXXX i spoke with XXXX who is my account manager, who also stated that my account shouldnt be a charge off and i made a payment on XX/XX/XXXX so where did my money go? I will keep reaching until i get to highest authority because this is not right for this company to be putting inaccurate information on peoples credit reports, look in yall record i made a payment in XXXX of XXXX so why is my account charged off but yet yall still collecting money from me? I need this to go to the highest authority. I advise nobody to do business with them, so where is this payment for XXXX? then you guys update my payment history back in XXXX as late for 150 days. This is definitely retaliation
10/30/2023	No	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	TX 751XX	Web
I, XXXX XXXX, am requesting the deletion of account XXXX XXXX XXXX XXXXXXXX from my credit report as this account was sold and now reporting as ABSOLUTE RESOLUTIONS I ( Original Creditor : XXXX XXXX XXXX ). You are also reporting different balances when this is the same account. Please remove both accounts due to double jeopardy and incorrect reporting. Account XXXX was written off XXXX, and account XXXX was opened XX/XX/23 making this the same account obviously just sold and yet you are reporting different balances. How does this meet FCRA/FDCPA? I will take all parties to small claims court for negligence and violations of consumer laws if this account is not removed immediately.
03/18/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 770XX	Web
PLEASE SEE ATTACHED THESE ACCOUNTS : XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX TO ENTER THE REQUIRED NOTICE OF DISPUTE INTO COMMENTS SECTION. DATE LAST ACTIVE DIFFERENT DATES AND YEARS AS WELL AS PROOF OF RE-AGING. CHARGE OFF ACTIVITY AFTER THE CLOSE DATE ( OR ( XXXX ) XXXX XXXX ( COLLECTION ) WITH BALANCE {$14000.00}. DATE LAST ACTIVE XX/XX/XXXX ( XXXX ) DATE LAST ACTIVE XX/XX/XXXX ( XXXX ) XXXX SHOWING DATE LAST ACTIVE XX/XX/XXXX ( XXXX ) DATE LAST ACTIVE XX/XX/XXXX ONE BUREAU SHOWS YOU WERE PAID ON TIME BUT ANOTHER SHOWS YOU WERE 30 DAYS LATE THERE SHOULD NOT BE LATE PAYMENTS OR CHARGEOFFS ONCE THE ACCOUNT IS CLOSED. HOW DOES THAT MAKE SENSE?
06/14/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TN 38018	Web
BMG money claims that I have set up payment allotments with my bank!!! I have asked them for the paperwork regarding this bank, they have yet to give me that information. My identity was stolen in 2022 and I have paperwork to show that it was stolen. They have yet to delete this loan off my credit. I have got my lawyer involved and its becoming very frustrating. I have heard so many bad things about this company putting items on people credit that dont belong but I will not allow them to get away with this! I am demanding proper paperwork and also for them to delete this off my credit because it doesnt belong to me!
12/12/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	OH 43613	Web
BMG Money is reporting inaccurate information to the credit bureaus. I have ONE loan with them, and my report shoes TWO active/open loans, which is increasing my debt to income ratio on my reports. I've contacted them several times. In XX/XX/2022 they asked me to email screenshots of the discrepancies, I did. 5 months later in XX/XX/2022, the same loans are being reported! I called and talked to a XXXX named XXXX, she hung up on me, and never called back. It's extremely disappointing they are not interested in addressing this. This is negatively affecting my credit, and I need it taken care of expeditiously.
11/19/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 75150	Web
I received an alert from the credit bureau that a new account was added to my report. The company name is XXXX.It shows on my report this acct was opened in XXXX however it was just reported to my credit report. I immediately tried to contact the company, however I was unsuccessful. I then proceeded to file a police report to report this account which is an account that was not opened up by me. I am a victim of identity theft and fraud and I do have an extended alert on my report. The report does state to contact me at the number provided to verify my identity before any credit is extended.
12/24/2023	Yes	Debt collection Payday loan debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	FL 34759	Web
These are additional issues the attorney XXXX XXXX should have addressed before this claim was filed in the lower court : BMG was sent a billing error notice, 1099-c and requested they send me a copy of the 1099-c and 1099-a also a true bill, they refused. BMG fraudulently made several loan accounts under my name. when i notified them and questioned BMG about this finding they fraudulently reported to the IRS for a tax write off and sold the debt to Absolute solutions investment, XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX, XXXX who, then turn around and is now Sueing under fraud.
10/23/2023	Yes	Payday loan, title loan, personal loan, or advance loan Personal line of credit	Problem with additional add-on products or services	FL 33032	Web
I APPLIED FOR A LOAN WITH BMG MONEY BECAUSE I HAD AN EMERGENCY. THE LOAN WAS APPROVED, AND THE MONEY WAS MISTAKENLY DEPOSITED INTO SOMEONE ELSE 'S BANK ACCOUNT, THAT PERSON CALLED THE BANK AND SAID THAT THE MONEY DID NOT BELONG TO THEM, THE BANK RETURNED THE MONEY TO BMG MONEY ( TRACE ID XXXX ). I HAVE CALLED BMG MONEY MANY MANY MANY TIMES EXPLAINING WHAT HAPPENED AND THEY DO NOT GIVE ME THE MONEY. YESTERDAY I PERSONALLY WENT TO THE BMG MONEY OFFICES IN XXXX XXXX I EXPLAINED THE PROBLEM I AND THEY DO NOT GIVE ME A SOLUTION TO MY PROBLEM. PLEASE I NEED HELP.
07/19/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	PA 19143	Web
Hello. I have XXXX loans reporting with BMG Money on my credit report ( I can only have XXXX ) .Ive paid XXXX in full more than XXXX ago. Ive disputed this with the credit bureau XXXX and BMG responded with the XXXX accounts are accurate. Ive called BMG multiple times and each time I was told it would report correctly on the XXXX of the month. I disputed on XX/XX/2021 with Paid in full documents Just recently and still came back from BMG as being accurate. I need for this account to report correctly. Its holding up my home buying process. Thank you
10/19/2023	Yes	Payday loan, title loan, personal loan, or advance loan Payday loan	Problem with the payoff process at the end of the loan	MS 392XX	Web
I have been paying on my loans for over a year now. Although I refinanced more than once it some as if my loan amount hasn't decreased. My interest rate is XXXX plus percent and seem like I will never be able to pay off this loan. XXXX is being charged on my account bi weekly but still I am not seeing any results of the loan amount decreasing. Major the payment is going towards the interest not the principal. After 2 years of payment it says I only paid XXXX of my loan. The interest rate has also increased over time
10/21/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	FL 33166	Web
I am XXXX XXXX XXXX XXXX and I am submitting this complaint myself and there is no third party involved. This company BMG MONEY INC is currently showing 30 days late for the month of XX/XX/2020. I have read enough to understand my rights. You are attempting to violate this clear understanding. Investigate and update the current status to reflect accurately. BMG MONEY INC ***** Opened XXXX XXXX, 2020 Balance {$0.00} Late closed ( XXXX ) BMG MONEYXXXX Opened XXXX XXXX, 2020 Balance {$0.00} Late closed XXXX XXXX XXXX
08/26/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	PA 19139	Web
This just proves that XXXX Credit Bureau is lack proper record keeping. Now, this account is reporting to be late, yet it is closed and the balance is XXXX. Lets correct this immediately. The Bureau is required to verify for themselves but I will go ahead and remind you that this account was paid, closed, and no longer active and should have reflected the status of PAID. Provide documentation that the Bureau has not abrogated my rights by reporting false information, otherwise remove this account immediately.
05/02/2023	No	Credit reporting, credit repair services, or other personal consumer reports Other personal consumer report	Incorrect information on your report Old information reappears or never goes away	IL XXXXX	Web	Older American
I applied for the Appartmment at XXXX XXXX XXXX and the XXXXXXXX XXXX XXXX did a background check on me and a whole lot of inaccurate information popped up on my report, I applied on XX/XX/. The information that populated was BMG money inaccurate, XXXX XXXX inaccurate XXXX XXXX inaccurate, XXXX XXXX-Inaccurate -- XXXX XXXX XXXX XXXX -- fraud -- Inaccurate, I have inaccurate information being reported more than once over and over again, XXXX XXXX XXXX- should not be on my credit report XXXX XXXX owe nothing
10/13/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	PA 19131	Web
I am XXXX XXXX XXXX and I am submitting this complaint myself and there is no third party involved. This account is reporting late as reported in my 3 Credit Bureaus. Lets correct this immediately. The Bureaus are required to verify for themselves, but they failed to neither verify nor update me about these complaints. XXXX XXXX XXXX-Balance $ XXXX-Date Opened : XX/XX/2020 XXXX XXXX XXXX-Balance $ XXXX-Date Opened : XX/XX/2020 XXXX XXXXBalance $ XXXXDate Opened : XX/XX/2020 XXXX
10/06/2023	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 322XX	Web	Servicemember
XX/XX/XXXX, XXXX XXXX XXXXXXXX XXXX placed a collection on my credit report to all three bureau 's. A total of XXXX saying that I owe it to BMG money. Who has been listed as a charge off. Since XXXX. When in reality it was XXXX. Come XX/XX/XXXX. Absolute resolution ( debt buyer ) listed XXXX for BMG money. This is double reporting as I only had one loan with Bmg money and haven't heard from them since XXXX. This is creating a lot of damage to my credit as I am trying to rebuild.
12/05/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	TX 770XX	Web	Servicemember
This complaint is in reference to # XXXX. This loan was paid in full however, this is showing an active loan status with a balance. This information is incorrect. Please correct this information immediately. I've tried several times to have this address to no avail. I am being told I have XXXX accounts with BMG on my credit report. Please address this issue. The previous loan that was paid off, happened in XX/XX/2023. That was more than 4 months ago!!!
08/09/2023	Yes	Payday loan, title loan, or personal loan Installment loan	Problem when making payments	LA 705XX	Web	Servicemember
BMG MONEY REFUSE TO UPDATE MY CREDIT REPORT I BEEN MAKING PAYMENT ON TIME AND THEY WILL NOT UPDATE. I STARTED WITH THIS COMPANY ON XXXX XXXX NOW 4 MONTH LATER I M STILL OLD THEM XXXX. SO THEY ARE TAKING MY ALLOTMENT XXXX BUT NOT APPLY TO CREDIT REPORTING AGENCY. I PULL THESE DUCUMENT FROM THERE WEBSITE WHERE THE PAYMENT ARE APPLY ON THERE WEBSITE BUT NOT TO THE CREDIT REPORT AGENCY. MY BALANCE WENT UP XXXX DOLLARS LIKE I M NOT MAKING PAYMENT.
01/27/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MI 48185	Web
I am filing this complaint because BMG MONEY have ignored my request to provide me with the documents that their company has on file that was used to verify the accounts I disputed. Being that they have gone past the 30 day mark and can not verify these accounts under Section 611 ( 5 ) ( A ) of the FCRA- they are required to. Promptly delete all information which can not be verified. Please resolve this manner as soon as possible thank you.
09/10/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	PA 19139	Web
In accordance with the Fair Credit Reporting act XXXX Account # XXXX, has vioated my rights. 5 U.S.C 1681 section 602 A. States i have the right to privacy. 5 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions 5 U.S.C 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose
12/04/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	GA 30344	Web
In accordance with the fair credit Reporting act XXXX Account # XXXX, has violated my rights. 15 USC 1681 Section 602 States I have the right to privacy. 15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions. 15 USC 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for purpose.
12/03/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	LA 70094	Web
In accordance with the fair credit Reporting act XXXX Account # XXXX, has violated my rights. 15 USC 1681 Section 602 States I have the right to privacy. 15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. 15 USC 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for purpose.
12/04/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	FL 33179	Web
In accordance with the fair credit Reporting act XXXX Account # XXXX, has violated my rights. 15 USC 1681 Section 602 States I have the right to privacy. 15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency c furnish a account without my written instructions. + 15 USC 1666B : A creditor may not treat a payment on a credit card account unde, dit open end consumer credit plan as late for purpose.
10/03/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	OH 440XX	Web
In accordance with the Fair Credit Reporting Act XXXX XXXX XXXX has violated my rights. 15 USC 1681 Section 602 states I ave the right to privacy. 15 usc 1681 Section 604 A section 2 state a consumer reporting agency can not furnish an account without my written instructions. 15 usc 1666b states a creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose.
12/14/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Received unsolicited financial product or insurance offers after opting out	MI 48331	Web
On XXXX i sent BMG Money a notice to opt of out any and ALL authorizations i may have previously given allowing them to share any of my information with any 3rd party companies. They are still reporting to the credit reporting agencies. Therefore, not honoring my request! Per 15 USC 6801- 15 USC 6805, 16 CFR 313.7, privacy act of 1974 i have rights as a consumer that i chose to exercise.
11/18/2023	No	Debt collection Other debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	GA 310XX	Web	Servicemember
In XX/XX/XXXX, I filed for bankruptcy, and BMG was one of the creditors listed with an outstanding amount of {$6600.00}. Fast forward to XX/XX/XXXX, when I tried to refinance my mortgage, I was informed that BMG still had the account marked as in collections. This persistent problem involves the company reporting my account as in collections, even though it had been discharged.
08/28/2022	Yes	Payday loan, title loan, or personal loan Payday loan	Struggling to pay your loan	IL 60402	Web
I took out a loan in XX/XX/2022 a company called BMG LOAN its for federal workers, Im no longer working for United States Postal Service which took place in XX/XX/2022. Im XXXX momentarily and Im not able to make my bi-weekly payments at this, I contacted BMG LOAN to inform them of my job loss they closed the account and now its reporting as late payment on my credit report.
06/15/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TN 38018	Web
MY IDENTITY WAS STOLEN!!! APPARENTLY BMG money isnt reading what Im adding on these complaints. I have submitted this 4 times. I have requested paperwork regarding the bank that they claim which theyre lying stating I added a bank to receive money!!!! Give me the information Im requesting. My phone number is XXXX. Email XXXX I need all information to give to my lawyer now.
10/31/2023	No	Debt collection Payday loan debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	OH 43206	Web
There was a Debt on my credit report in which i reported & it was removed. Since i have been Getting calls back-to-back Threats of me getting sued of the inaccurate debt. Now the debt is once back on my credit. To my understanding once a debt has been removed it shall not be once added back to my report, please look into this & remove this debt once for good. Thank you.
07/27/2023	Yes	Credit card or prepaid card General-purpose credit card or charge card	Problem with a purchase shown on your statement Card was charged for something you did not purchase with the card	GA 30236	Web	Older American, Servicemember
Victim of ID theft XX/XX/2023, via electronic device contacted the company and tried to work out the issue. They did a charge off for the amount of XXXX which was show on my credit report. The company is BMG loans at work with account number ending in XXXX. I received a notice from a collection agency named XXXX XXXX XXXX XXXX phone number XXXX dated XX/XX/2023.
05/02/2023	No	Payday loan, title loan, or personal loan Installment loan	Problem with the payoff process at the end of the loan	CA 94544	Web	Servicemember
I have been trying to reach BMG by email and phone for 10 day. I have been constantly on hold 5 plus hours no one picks and also no response to my emails. I sent duplicate check first one canceled because it was not endorsed and I received a second check mailed to them. I was trying to relay the information and also receive proper payoff.Chat doesnt work.
11/04/2022	Yes	Payday loan, title loan, or personal loan Installment loan	Getting the loan	VA 22193	Web
I had a loan with this company and was paid off through allotment. Tried to get a second loan and was told there was hard coding on my file that someone would have to look at in order for me to reapply. No one ever would reach back out. Was told that manager that was reviewing no longer works there. And noone knows when I can get my new lona.
04/22/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	TX 77038	Web
BMG MONEY IS REPORTING INACCURATE INFORMATION ON MY CREDIT REPORT XXXX SHOWS 5 LATE PAYMENT AND XXXX IS SHOWING 4, DUE TO THE FAIR CREDIT REPORTING AGENCY IT IS IMPORTANT TO REPORT ACCURATE INFORMATION, HOWEVER XXXX IS NOT REPORTING ANY PAYMENTS THAT I MADE IN 2023 PLEASE UPDATE THIS INFORMATION AS TO IT BEING CORRECT AND NOT BEING FALSE
04/22/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Was not notified of investigation status or results	TX 77038	Web
ON XX/XX/XXXX SPOKE WITH A REP FROM BMG MONEY ABOUT MY LATE PAYMENTS FORGIVENESS DUE TO COVID AND THE REP ADVISED ME THAT THESE LATE PAYMENTS WOULD BE DELETED AS OF XX/XX/XXXX THE COMPANY IS NOW SHOWING 5 LATE PAYMENTS XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX AND XX/XX/XXXX WHICH IN XXXX THIS PAYMENT WAS NEVER LATE
04/21/2023	No	Payday loan, title loan, or personal loan Installment loan	Problem with the payoff process at the end of the loan	FL XXXXX	Web	Servicemember
I called the company last month to let them know I cant refinance my loan and the said they knew its a problem with the banking system and they I. T. was working on it. Then I tried it again last week same thing but every two weeks they still manage to take money out of my account. So the banking is not that mess up.
01/16/2023	Yes	Debt collection Payday loan debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX 77038	Web
I HAVE CONTACTED BMG MONEY SEVERAL TIMES TO LET THEM THE KNOW ABOUT THE LATE PAYMENT THAT IS REPORTING ON MY ACCOUNT DUE TO A HARDSHIP AND ME BEING IN THE HOSPITAL WITH XXXX XXXX XXXX XXXX. I hav asked several times that the late payment be removed form my credit report this is affecting me Badley at this time.
01/29/2024	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	FL 33014	Web
Account was discharged through Bankruptcy filing in 2018. Balance is still current and has ballooned up to XXXX from XXXX that I originally owed. I have called, emailed, and sent letters requesting this to be removed and they won't bulge. They are violating the bankrupcty laws and FDCPA.
11/22/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	GA 30236	Web
I have filed a dispute on the incorrect fraudulent accounts, inquiries and public records on my credit report with the credit reporting agencies and it has been very much over 30 days and I have not received any investigation results. I want an answer immediately.
12/24/2023	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt was paid	FL 34759	Web
XXXX XXXX XXXX XXXX ] BMG MONEY, INC. DBA BMG LOANSATWORK , LLC ] XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ] XXXX XXXX ] XXXX XXXX XXXX ] XXXX XXXX XXXX ( XXXX XXXX XXXX ] XXXX XXXX ] involved parties that violated my consumer rights. please see attachment
02/22/2022	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt was paid	DE 198XX	Web	Servicemember
XX/XX/2021 I was told that I would receive a paid in full letter and that debt would be settled. The full amount is still displayed on my credit. And XXXX denied dispute stating creditor claims debt as current and accurate.
07/29/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	LA 705XX	Web
The company is still not acknowledging they fault i need to get this complaint to the highest level of employee there, they are still reporting 2 open loans which thats not accurate, and a charge off but payments were made
12/06/2022	Yes	Payday loan, title loan, or personal loan Payday loan	Struggling to pay your loan	PA 19124	Web
This company is calling and texting multiple times in a matter of XXXX minutes. After they call 4 or 5 times they send about 3 to 4 text messages back to back. It's starting to feel like harassment.
05/31/2023	Yes	Payday loan, title loan, or personal loan Personal line of credit	Charged fees or interest you didn't expect	MI 48203	Web
I have not supplied proof under the doctrine of estoppel by silence englehardt v. Gardens 281 sw 715-719. I presume that no proof of the alleged debit, nor therefore any such debit exist
12/12/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	MI 48224	Web
Contacted the company in regards to the account the company could not give me any information in regards to when the account was established or what address is connected to the account
10/11/2023	Yes	Payday loan, title loan, personal loan, or advance loan Installment loan	Problem when making payments	MD 20705	Web	Servicemember
My loan payment schedule clearly states that my payment is due on XX/XX/XXXX. Today XX/XX/XXXX BMG Money took a payment of {$150.00} causing my checking account to overdraw
01/22/2024	No	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	IL XXXXX	Web
Bmg money if reporting an account as delinquent even thought its been paid in full. Please DELETE account. Do not update. I have the promissory note stamped paid in full
02/18/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	GA 30013	Web
I filed a dispute regarding the incorrect items on my credit report it has been well over 30 days and I not received any investigation results.
02/18/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	GA 30013	Web
I filed a dispute in regards to the item on my credit report it has been we'll over 30 days and I have not received any investigation results.
10/17/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 94565	Web
BMG MONEY INC Is falsely reporting on my credit that {$7400.00} is owed to them. I have never done business with this company
04/10/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	TX 77038	Web
BMG MONEY REPORTING WRONG BALANCE ON MY CREDIT REPORT, BALNACE IS NOT XXXX TRIED NUMEROUS TIMES TO GET THIS MATTER RESOLVE
12/06/2023	Yes	Payday loan, title loan, personal loan, or advance loan Payday loan	Loan payment wasn't credited to your account	CA 90221	Web
There was a loan made in my name that wasnt me apparently it was opened in XXXX fraud never even heard of this company.
04/15/2022	Yes	Payday loan, title loan, or personal loan Payday loan	Incorrect information on your report Information belongs to someone else	PA 18951	Web
BMG MONEY XXXX XXXX AMOUNT OWED XXXX
01/29/2024	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	TN 37022	Web

01/23/2024	No	Payday loan, title loan, personal loan, or advance loan Installment loan	Getting the loan	FL 32506	Web

01/20/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	MD 21216	Web

01/02/2024	No	Debt collection Payday loan debt	Attempts to collect debt not owed Debt was paid	TX 75036	Web

12/07/2023	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	FL 33610	Web

11/30/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 30093	Web

11/25/2023	No	Debt collection Payday loan debt	Attempts to collect debt not owed Debt was result of identity theft	FL 32860	Web	Servicemember

11/24/2023	No	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 77047	Web

11/12/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	FL 32807	Web

11/01/2023	No	Debt collection Payday loan debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 90249	Web

10/05/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Problem with a company's investigation into an existing problem Investigation took more than 30 days	FL 33025	Web

09/22/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	CA 90712	Web	Servicemember

08/21/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	TX 78599	Web	Servicemember

08/07/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	FL 32119	Web

08/03/2023	No	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	SC 29078	Web

07/23/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	IL 60623	Web

07/04/2023	Yes	Payday loan, title loan, or personal loan Personal line of credit	Problem when making payments	FL 32119	Web

06/14/2023	Yes	Payday loan, title loan, or personal loan Payday loan	Can't contact lender or servicer	DC 20020	Web

06/11/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TN 38018	Web

06/06/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 07018	Web

06/06/2023	Yes	Payday loan, title loan, or personal loan Payday loan	Improper use of your report Reporting company used your report improperly	FL 33161	Web

05/29/2023	Yes	Credit card or prepaid card General-purpose credit card or charge card	Other features, terms, or problems Privacy issues	GA 30344	Web

05/24/2023	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	OH 44113	Web

05/14/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TN 38107	Web

05/11/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TN 38107	Web

05/07/2023	No	Payday loan, title loan, or personal loan Installment loan	Charged fees or interest you didn't expect	MD 20602	Web

04/24/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	FL 33073	Web

04/11/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	DC 20020	Web

03/31/2023	No	Payday loan, title loan, or personal loan Installment loan	Incorrect information on your report Account information incorrect	FL 33137	Web

03/27/2023	Yes	Payday loan, title loan, or personal loan Installment loan	Improper use of your report Reporting company used your report improperly	CA 93292	Web

03/06/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	IL 60624	Web

01/20/2023	Yes	Payday loan, title loan, or personal loan Installment loan	Charged fees or interest you didn't expect	FL 32503	Web

01/10/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	FL 33034	Web

12/15/2022	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	MI 48203	Web

12/15/2022	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	MA 02338	Web

12/13/2022	Yes	Payday loan, title loan, or personal loan Personal line of credit	Getting a line of credit	NC 27342	Phone

12/03/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	GA 30054	Web

11/25/2022	Yes	Payday loan, title loan, or personal loan Payday loan	Charged fees or interest you didn't expect	MI 48203	Web

11/02/2022	Yes	Payday loan, title loan, or personal loan Installment loan	Charged fees or interest you didn't expect	NM 88310	Web

10/28/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	KY 40203	Web

10/10/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	AL 35215	Web	Servicemember

10/05/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	PA 19120	Web

10/03/2022	Yes	Payday loan, title loan, or personal loan Installment loan	Problem when making payments	CA 90804	Web

10/01/2022	Yes	Payday loan, title loan, or personal loan Payday loan	Improper use of your report Reporting company used your report improperly	CA 90804	Web

09/30/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 30043	Web

09/20/2022	Yes	Payday loan, title loan, or personal loan Installment loan	Improper use of your report Reporting company used your report improperly	TX 77044	Web

09/11/2022	Yes	Payday loan, title loan, or personal loan Installment loan	Struggling to pay your loan	CA 90804	Web

09/08/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Other personal consumer report	Improper use of your report Reporting company used your report improperly	IL 62040	Web

08/04/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	OH 44106	Web

08/03/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	TN 38125	Web

07/31/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information is missing that should be on the report	FL 33167	Web

07/06/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	OH 44106	Web

06/28/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	OH 44113	Web

06/25/2022	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	OH 44113	Web

05/31/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	AL 35244	Web	Servicemember

05/19/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 92505	Web

05/06/2022	Yes	Payday loan, title loan, or personal loan Installment loan	Getting the loan	FL 33603	Web Referral

05/02/2022	No	Payday loan, title loan, or personal loan Installment loan	Incorrect information on your report Information belongs to someone else	MI 48089	Web

04/18/2022	Yes	Payday loan, title loan, or personal loan Installment loan	Problem with the payoff process at the end of the loan	TX 76011	Web

04/15/2022	Yes	Payday loan, title loan, or personal loan Personal line of credit	Getting a line of credit	FL 33603	Web

03/31/2022	Yes	Payday loan, title loan, or personal loan Installment loan	Incorrect information on your report Account status incorrect	TX 76011	Web

02/09/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	MD 20772	Web	Servicemember

01/25/2022	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	MI 48377	Web

11/24/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	FL 326XX	Web

11/08/2021	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt was result of identity theft	TX 77407	Web

10/20/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	TX 77339	Web

08/20/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	MI 48228	Web

08/14/2021	Yes	Credit card or prepaid card General-purpose credit card or charge card	Problem when making payments You never received your bill or did not know a payment was due	GA 39817	Web

07/16/2021	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30457	Web

06/29/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	FL 33319	Web

05/18/2021	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30457	Web

05/03/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TX 77090	Web

04/19/2021	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30457	Web