| 05/02/2020 |
Yes |
- Debt collection
- Medical debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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On XX/XX/2020, I received a notice from a debt collector ( Economic Recovery Consultants ) that I was being charged in the amount of {$1600.00}. I reached out to them and asked where this debt originated from and that informed me that it was a medical bill from several years prior, and they received it and was pursuing its collection. The debt originated from XXXX XXXX XXXX, so I reached out to them, and they had no valid documentation of the debt, nor could they provide me with any proof that it existed, basically it was not in their system. I then reached out to the debt collector, and they stated it was valid, and that payments could be made, and that it has been placed on my credit reports as delinquent. Now, according to Arkansas law, there is a statue of limitations on all medical debt of 2 years, and if this is correct, then this debt should be removed from my credit report, as this has caused significant damage to my credit report already.
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| 05/12/2018 |
Yes |
- Debt collection
- Credit card debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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ERCI has violated 15 USC 1692 by continuing collection activity after a cease and desist and 15 USC 1681 by failing to report complete and accurate information to credit reporting bureaus.
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| 01/08/2017 |
Yes |
- Debt collection
- I do not know
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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