Dynamic Recovery Solutions, LLC CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
09/02/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	OK 73008	Web
XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, OK XXXX Social Security # XXXX DOB : XX/XX/XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX, XXXX, Texas XXXX XXXX XXXX XXXX XXXX, XXXX XXXX. XXXX XXXX, XXXX, GA XXXX XXXX XXXX XXXX, XXXX XXXX. XXXX XXXX, XXXX, PA XXXX MEDICAL DEBT COLLECTIONS DISPUTE BASED UPON STATE MANDATES ON CREDIT REPORTING DISCLOSURE : THIS IS NOT AN IDENTITY THEFT DISPUTE, PLEASE REFRAIN FROM TAKING ANY POSITION OF IDENTITY THEFT EITHER WITH ANY CREDIT REPORTING AGENCY OR ANY SUBSCRIBERE THAT PARTAKES IN THE PRIVLIDGES ON REPORTING CONSUMERS PAYMENT HISTORY, IT IS A DISPUTE ON GROUNDS OF VALIDATION PURPOSES ONLY. LEGAL DISPUTE REQUESTING FULL DISCLOSURE OF TRUE TIMELINES PERTAINING TO TRADELINE PROCUREMENT, IN ADDITION TO ACTUAL PAYMENT HISTORY PROVING ACTUAL INITIAL DATE OF FIRST 30-DAY LATE PAYMENT HISTORY, THUS TRIGGERING THE 7-YEAR RULE THAT RELATES TO ERRONEOUS OR OBSOLETE INFORMATION. 605. Requirements relating to information contained in consumer reports [ 15 U.S.C. 1681c ] ( a ) Information excluded from consumer reports. Except as authorized under subsection ( b ) of this section, no consumer reporting agency may make any consumer report containing any of the following items of information : ( 1 ) Cases under title 11 [ United States Code ] or under the Bankruptcy Act that, from the date of entry of the order for relief or the date of adjudication, as the case may be, antedate the report by more than 10 years. ( 2 ) Civil suits, civil judgments, and records of arrest that from date of entry, antedate the report by more than seven years or until the governing statute of limitations has expired, whichever is the longer period. ( 3 ) Paid tax liens which, from date of payment, antedate the report by more than seven years. ( 4 ) Accounts placed for collection or charged to profit and loss which antedate the report by more than seven years. ( 1 ) ( 5 ) Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years.1 ( b ) Exempted cases. The provisions of subsection ( a ) of this section are not applicable in the case of any consumer credit report to be used in connection with ( 1 ) a credit transaction involving, or which may reasonably be expected to involve, a principal amount of {$150000.00} or more ; ( 2 ) the underwriting of life insurance involving, or which may reasonably be expected to involve, a face amount of {$150000.00} or more ; or ( 3 ) the employment of any individual at an annual salary which equals, or which may reasonably be expected to equal {$75000.00}, or more. ( c ) Running of reporting period. ( 1 ) In general. The 7-year period referred to in paragraphs ( 4 ) and ( 6 ) ** of subsection ( a ) shall begin, with respect to any delinquent account that is placed for collection ( internally or by referral to a third party, whichever is earlier ), charged to profit and loss, or subjected to any similar action, upon the expiration of the 180-day period beginning on the date of the commencement of the delinquency which immediately preceded the collection activity, charge to profit and loss, or similar action. DYNAMIC RECOVERY XXXX XXXX XXXX. XXXX, SC XXXX XXXX XXXX XXXX XXXX ACCOUNT # XXXX Several states such as Texas and Oklahoma have recently passed state legislation on the reporting of medical debts. There are restrictions either dealing with the reporting of medical debts in general, or if a pre-determined good faith estimate was issued before services were performed or after emergency services. Accordingly, I live in such a state where my right are protected from aggressive medical debt collections and their longstanding abusive effects. Oklahoma SenatePasses Medical Collection Bill. The Oklahoma Senate has passed a bill that would prohibit healthcare providers from reporting unpaid debts to a credit reporting agency or placing them with a collection agency unless the patient was provided with a good faith estimate of the cost of the services prior to them being rendered. The bill, SB548, was approved in the state Senate by a vote of 38-9. It has now moved to the states House XXXX Representatives for its consideration. The bill was originally introduced by state XXXX XXXX XXXX, a XXXX. She is using the statistic that 50 % of personal bankruptcies are caused by medical debts and that patients should know before receiving treatment how much it is likely to cost so they are not hit with surprise medical bills afterwards. If you plan to report medical debt to a credit bureau, garnish wages or use the services of a collection agency against somebody who has received health care, then you are going to need to provide them a good-faith estimate of that care before that care is rendered, she said in a published report. In the event a patient is not able to be provided with a good faith estimate prior to being treated such as in the case of an emergency, the healthcare provider would not be allowed to charge more than 165 % of the Medicare rates for the services that are provided. Your agency must delete all references to medical debt collections effective immediately. DELETE THE AFOREMENTIONED MEDICAL DEBTS COLLECTION FROM ALL CREDIT BUREAUS!!! Thank you for your full consideration in this matter. Sincerely, XXXX XXXX
03/09/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 756XX	Web
This complaint is being filed against collection agency Dynamic Recovery Solutions. XX/XX/2023 I checked my consumer report and found this unknown collection company was reporting on my XXXX consumer report. I then sent this collection agency a certified validation request on XX/XX/2023 at the address specified on my consumer file Dynamic Recovery Solutions, XXXX XXXX XXXX XXXX XXXX, XXXX, SC XXXX tracking # XXXX and Dynamic Recovery received my letter on XX/XX/2023. I have even sent my first initial dispute for this unknown account with the XXXX on XX/XX/2023 putting them on notice that I have never signed a hipaa release form with this alleged creditor. I am aware of Hipaa laws and understand that these Hipaa laws help protect consumers medical information from being used without the consumers consent. XX/XX/2023 XXXX generated me with results report # XXXX and the outcome was Remains and that the company has certified to XXXX that the information is accurate. XX/XX/2023 I then sent XXXX my 2nd dispute letter explaining how is it possible for XXXX to get a response from the collection agency before I have and I sent the company my validation request 3 days before I even sent the first initial dispute to XXXX. I also notated the new amendment that started this year XXXX in regards to medical collection tradelines less than {$500.00} will no longer be reported on consumer reports and my request was for a deletion. XX/XX/2023 XXXX generated me with my 2nd results report # XXXX and again the results outcome was Remains and that the company has certified to XXXX that the information is accurate. in addition to my results. I noticed that there was NO NAME attached to these results and that there was NO attached report to view for the details in the 9 pages that was included with these results for me to view. This has to be some kind of violation that XXXX generated a consumer report without the consumers name attached. How could XXXX verify a account in regards to a unknown consumer? Finally I sent my 3rd dispute to XXXX just recently XX/XX/2023 tracking XXXX and this time I requested a description of the procedures used to determine the accuracy and completeness of XXXX certified as accurate results 1681i ( a ) ( 7 ) because I want to know how XXXX verified the account with this collection company when I have not gotten a response from Dynamic Recovery in regards to my direct letter sent to them. XXXX has yet to receive my letter but the tracking says my letter should be delivered by XX/XX/2023. In conclusion, It has been past 30 days since this collection agency received my request and I have gotten no response and under the FDCPA the account must be deleted for failing to respond and provide proper evidence within 30 business days 1692g ( b ). This collection agency has not provided me with any information regarding this alleged debt therefore, According to the FDCPA 1692c ( c ) I have full right o refuse to pay a alleged debt without proper legal validation and I stand by my legal protective right to do so. I feel as tho Dynamic Recovery is in clear violation of the FDCPA and making me and other creditors feel as tho coerce payment is necessary on this unvalidated debt because of the advertisement Dynamic is displaying on my consumer reports, I feel as tho I am being harassed and attacked to pay a alleged debt with a unknown collection agency without legal documentation that shows this collection agency is the legal owner of the alleged debt, when I legally am not obligated to pay them without proof 1692d ( 4 ). I am not asking for verification this collection agency has my name and mailing address such information is not proper and legal validation that I owe this alleged collection agency anything. Maybe this complaint will get there attention to get them to respond to me instead of blindly certifing the accuracy and completeness with XXXX on this alleged account.
03/31/2022	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	GA 30122	Web
This complaint is a electronic notice to the CFPB to inform them of the actions by XXXX XXXX XXXX XXXX XXXX who is a debt collector pursuant to ( 15 USC 1692a ( 6 ) ) who has failed to comply with 15 USC 1692 and 15 USC 1681 is now civilly liable under 15 USC 1692k and 15 USC 1681n. pursuant to 12 CFR 1006.6 ( d ) ( 1 ). XXXX XXXX XXXX XXXX XXXX must not communicate, in connection with the collection of any debt, with any person other than, myself the consumer, the creditor of said account and their lawyer and the debt collector 's lawyer. XXXX XXXX XXXX XXXX XXXX failed to comply with the requirements under this regulation and is in violation by communicating with the third-party credit reporting agencies not permitted by law and without consent in connection with their attempt to collect an alleged debt. A collection account was furnished to my consumer report, XXXX XXXX XXXX XXXX XXXX is in violation of 15 U.S. Code 1692j ( a ) by designing, compiling and furnishing a collection account to my consumer report that is being used to create false belief in I the consumer and that a person other than the creditor is participating in the collection of an attempt to collect a debt when in fact the creditor is not participating. XXXX XXXX XXXX XXXX XXXX is in violation 15 U.S. Code 1692f ( 1 ) by using unfair and unconscionable means prohibited under this subchapter to attempt to collect an alleged debt that was not authorized by an agreement creating the alleged debt or permitted by law. I the affiant am aware that there was never an agreement made between myself and XXXX XXXX XXXX XXXX XXXX that was authorized the creation of the alleged debt. XXXX XXXX XXXX XXXX XXXX is in violation of 15 U.S. Code 1692d ( 1 ) by using violence and criminal means to harm my consumer reputation. They used means prohibited by this subchapter to communicate their attempt to collect an alleged debt to the third-party credit reporting agencies resulting in the furnishing of a collection account to my consumer report. I am aware that the furnishing of this negative account to my consumer report dropped my score and has harmed my reputation it is now harder for me to obtain credit because my credit worthiness and reputation is now harmed and this has caused me financial hardship due to the difficulty obtaining new credit and this is directly affecting interstate commerce. XXXX XXXX XXXX XXXX XXXX is in violation of 15 U.S. Code 1692c ( b ) by failing to comply with the provisions in this subchapter, XXXX XXXX XXXX XXXX XXXX communicated with third parties such as XXXX in connection to their attempt to collect an alleged debt and told them that I alleged owed a debt which is prohibited by law pursuant to 15 U.S. Code 1692c ( b ). XXXX XXXX XXXX XXXX XXXX is in violation of 15 U.S. Code 1681q by willfully and knowingly obtaining my location information from a consumer reporting agency under false pretenses and is now liable to be fined under Title 18 of the United States Code, imprisoned for not more than more than 2 years or both. XXXX XXXX XXXX XXXX XXXX is in violation of 15 U.S. Code 1692e 2 ( a ) by using false, deceptive, misleading representation and means prohibited under this subchapter in connection with the collection of an alleged debt. XXXX XXXX XXXX XXXX XXXX sent me a statement via the US mails including the subject matter of an attempt to collect an alleged debt for file number XXXX. The amount, character and legal status of this alleged debt is falsely represented. The alleged XXXX balance is shown in a positive balance, if a balance was in fact owed it would show in the negative. I have reason to believe and do believe that XXXX XXXX XXXX XXXX XXXX is in violation of 18 U.S. Code 1341 by knowingly participating in fraud through the US mail.
11/25/2020	Yes	Student loan Private student loan	Getting a loan Fraudulent loan	FL 349XX	Web
I would like to report a scam, fraud and bad business practice against XXXX XXXX XXXX XXXX, XXXX, now supposedly known as XXXX XXXX XXXX XXXX XXXX XXXX XXXX, for fraudulent demands and claims of unpaid school loan. On XX/XX/XXXX, I received a letter from a collection agency, Dynamic Recovery Solutions, with an address of XXXX XXXX XXXX, XXXX, SC XXXX, attempting to collect a debt on behalf of XXXX XXXX XXXX XXXX, XXXX, ( original creditor ), and showed the current creditor as XXXX XXXX XXXX XXXX XXXX XXXX, and unpaid balance due of {$3000.00}, and an offer for me to pay {$1500.00} to immediately resolve the issue and to settle the claim in full. I have never, ever heard of this creditor ; I have never taken any loan out with or borrowed money from this creditor, I have never signed any promissory note or application with this creditor, I have never made any payment to this creditor, nor received any funds from this creditor, ever. I responded to the collection agency by calling. I asked for further documentation of what they were talking about. I was told that this debt represented an unpaid school loan. The collection agency sent me a copy of a promissory note and application, which they claim was electronically signed. Again, I never electronically or otherwise signed any forms with this credit. I never signed any application for a school loan from this entity, nor any promissory note, I had no private loan, ever. I did have a parent-plus federal loan, XXXX/Department of Education, opened on XX/XX/XXXX and paid off in full and closed in XX/XX/XXXX ; refinanced by a XXXX/XXXX loan opened in XX/XX/XXXX, and paid off in full and closed in XX/XX/XXXX, as reported to all credit bureaus, which verify that both of those accounts show that there was NEVER one late payment, and that every payment made by me was more than the actual amount due. This creditor has NEVER appeared on any credit report of mine on any of the credit bureaus during the entire credit reporting time. again, I have never signed an application or promissory note with this company. In addition thereto, the credit collection agency, on its initial collection letter to me, states that the law limits how long I can be sued on a debt ; and that the creditor may report or continue to report it to the credit reporting agencies for so long as it is unpaid ; and goes on to inform me that even if the statute of limitations has expired, that I may choose to make the payments on the debt ; and to beware if I do make a payment on the debt, that the statute of limitations begins to run again. This collection agency has reported a negative, derogatory filing with the credit bureaus against me. The creditor is stating that I borrowed the sum of {$25000.00}, with a remaining balance due of {$3000.00} ; I have reviewed my bank statements back to the date, as I have the same account ; there is not one deposit of such monies, not one payment to this organization, nor any monies withdrawn from my account. THIS IS A TOTAL SCAM, verifiable by reviewing my credit report and my bank records ; additionally, I demand some sort of proof of payment and deposit of the loan amount into my account, which does not exist. Redacted copies of the demand letter from the collection agency, and copies of the electronically signed application and promissory note are attached.
05/26/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	OH 452XX	Web
Hi, I have started receiving a letter from Dynamic Recovery Solutions indicating the current creditor is " XXXX XXXX XXXX XXXX XXXX '', the current account no. is XXXX, and the original creditor is " XXXX XXXX. '' This credit agency is trying to collect almost {$350.00} from me on a very old XXXX XXXX account that I had nearly 15 years ago! I recall paying this account. I have contacted both XXXX XXXX XXXX XXXX XXXX and XXXX XXXX now for months and I am getting no where with either XXXX of these companies. When I contact XXXX XXXX XXXX XXXX XXXX they can not provide me with my " original '' account number, and when I call XXXX XXXX they tell me to contact XXXX XXXX XXXX, and XXXX XXXX is unable to pull-up my account with my social security number. I have a good credit score and I do not want this going on my credit report, but I recall paying this, and also due to how long ago I even had this account, I feel the statute of limitations has run out. Please help me! I am getting no where with either XXXX of these companies and as I mentioned XXXX XXXX can not even locate my account. I feel as if my cell phone record with the company has been purged due to how long ago I even had a cell phone with XXXX XXXX. I have disputed this charge with the credit collection agency ( e.g. Dynamic Recovery SolutionsXXXX ), and now they are sending me a letter stating that I have 60 days to prove I paid this account. I have no bank statements indicating I paid this account because I have not banked with anyone in the state of Alabama since XXXX, and I believe this account was closed in XXXX or XXXX. I now reside in Ohio. The contact information for the crediting agency that is trying to collect on this old account is : Dynamic Recovery Solutions XXXX. XXXX XXXX XXXX, SC XXXX Phone number : XXXX XXXX However, it also states on the letter that " XXXX XXXX XXXX XXXX XXXX '' is now the current owner. The customer service phone number for XXXX XXXX XXXX is XXXX XXXX XXXX XXXX, and a website listed on their letter is XXXX Please help me with this. I recall paying this XXXX XXXX account in full, but XXXX XXXX is unable to pull-up my account because the account is so old, nearly 15 years ago is when I had a cell phone with XXXX XXXX. Both companies are not communicating well with me at all. Since XXXX XXXX can not pull up my account, I have no way of showing that I did pay this bill. I have no bank records because I have not banked with an Alabama bank since XXXX. I am now living in Ohio. Again, I feel that this account is too old for anyone to try and start collecting on it. Has n't the statue of limitations ran out? And even if I did n't pay this bill it would have winded-up on my credit report and dropped off by now. Can someone legally put something back on my credit report once it was on there previously for seven years and then dropped off? But again, I remember paying this bill in full. I 'm just trying to think of all scenarios possible. Thank you very much for your assistance. Sincerely,
08/10/2020	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	NY 11414	Web
Originally disputed this fraudulent account back earlier around XXXX and was able to remove it from my credit report. I then now fast forward to XXXX on XX/XX/XXXX received a call from this debt collector around XXXX XXXX to my personal cell claiming to have an account which I owed debt to. I argued and insisted that the debt wasn't mine and wasn't legal or binding as it was a result of identity fraud which I had already spoken with the original creditor XXXX XXXX XXXX to remove and close the fraudlent account that was opened without my permission and authorization as I was legally not able to enter any binding contract and lenders like the bank and debt collectors couldn't collect upaid debt for this credit card as the account opened at the time was a result of identity theft and the fact I was under the legal age of 18. The account was opened 5 years ago prior to when I could of entered into a binding contract with lenders which was this account was illegal and fraudlent account being opened as I had no method of paying back any debt as I had no independent ability to pay any payments for any form of debt. Under the Credit Card Act this law states 226.51 ( b ) ( 1 ), credit card issuers can not open a credit card account for consumers under age 21 unless the applicant submits a written application as well as having finanical information that the applicant must have the independent ability to make minimum payments for the credit extended. Both of which I never had first given any written signed application to the lender and second being able to financially pay for this debt. XXXX XXXX XXXX has since then removed the fraudlent account from my report but however I got this call with a lady speaking on the phone claiming this is a valid account ( which I also have a recording of the call ), trying to convince me that this is a valid debt as if I didn't know any better and provided information such as my DOB being incorrect and stated herself the account was opened in XXXX and threated to damage my credit which I had just started building upon recently. I've reached out to the collection agency regarding this account as it shows it's from XXXX back when I was merely XX/XX/XXXX and unable to have opened any line of credit under my name yet they refuse to acknowledge this and continue pressuring me through letters and automated phone calls. I provided proof of my ID as well as filed and attached the FTC Identity theft report to provid valid proof and information that this account was opened under fraudulent methods and the repeated calls and letters being sent that they are doing are illegal yet no action from them has been taken to stop this. I'm already thinking of filing a police report if that to help me but at this point this is hurting me for something that I have no idea on what money they're trying to viciously collect from me. At this point I'm considering reaching out to a lwayer ot the state attorney general.
10/17/2019	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	KY 41017	Web
The debt collector in question - Dynamic Recovery Solutions - took recovery of a " debt '' originally held by XXXX , XXXX that occurred due to credit card fraud that was reported at the time. The credit bureaus expunged the debt and credit card account from my history as - at the time - XXXX XXXX and XXXX XXXX - where the fraud occurred - was working with me to build a fraud case against the individual. XXXX XXXX and XXXX dropped the fraud investigation and sent the debt to collection at XXXX , XXXX, when I stated that I could not pay the fraudulent charges. I communicated this information to XXXX , XXXX several times, challenging the debt, but they persisted for years. Recently - in mid XX/XX/XXXX, I received a letter from Dynamic Recovery Solutions that was trying to collect on the debt, but admitted in the letter that the debt was no longer recoverable or actionable unless claimed/admitted to the debt, paid the debt, promised to pay, waived the statute of limitations or asked for verification. As I was not wanting to deal with this, I ignored this letter, as they admit themselves that the debt is past the statute of limitations and is not actionable. Today, XX/XX/2019, at approximately XXXX XXXX EST, I was called by someone who stated their name and asked for someone with my name. I asked who they were, they restated their name and asked if I was the named individual. I said that I was, at which point they committed a potential crime, of which I am reporting here. Note, this individual did not immediately state who they were calling on behalf of when asked, did NOT state that she was with Dynamic Recovery Solutions or that she was a debt collector. What I am reporting now is the potential crime and violation of the FDCPA : once I stated that I shared the name of the named individual, the caller began stating the social security number over the phone - completely without any prompt or question, as well as in violation of Federal law in accordance with the FDCPA. I was shocked and flabbergasted, so I told them not to call me again and I hung up. I called their corporate number to bring this up to their manager, who promptly stated that this is standard procedure, and then tried to collect on the false, fraudulent debt. At that time, I stated that I am not calling about any debt, but to give them notice that what they were doing was unethical, dangerous and potentially illegal. The person kept trying to get me to admit any claim or verification, at which time I reiterated I was not answering any of their questions, that I was calling regarding their severely dangerous, unethical and potentially unethical practices, and not to call again. I researched this issue, as I was and am still quite upset that someone would start telling someone another individual 's social security number over the phone, only to find that this was indeed illegal.
10/26/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NY 10016	Web
On XXXX/XXXX/2016 I contacted the XXXX to help me obtain a letter from Dynamic Recovery Solutions to have an inquiry on my XXXX credit report removed. When I contacted Dynamic recovery solution they would not allow me to have any information involving the account because the social security numbers do not match, therefore how is the account mine if I can not access it due to the social security numbers not being a match. I have not owed any outstanding debts involving my credit in over 7 years, therefore Dynamic recovery solution had no grounds to access my credit information and it should be removed. Although this matter on my credit report is somewhat resolved, I would like the proof ( who the client is ) that hired DRS to perform the inquiry. Again, I have not had any outstanding debts over the past 7 years and according and to Section 213 ( 2 ) of the CPLR it states that the statute of limitations to commence an action upon a contractual obligation or liability, express or implied, except for residential rent overcharge, certain transactions described in the Uniform Commercial Code, or warranties on new homes, must be brought within 6 years after the cause of action accrued. This statute of limitations includes all " consumer credit transactions, '' such as credit cards, and is calculated to run from the date of the last transaction ( either the last credit purchase, or the last payment made, whichever occurs last in time ). The purpose of contacting CFPB on this matter is to reveal how Dynamic Recovery Solutions did not abide by Section 213 ( 2 ) of the CPLR, in which DRS should be very familiar with considering the nature of the business. Furthermore, DRS still has not provided any proof as to whom hired them to inquire about my consumer credit report to the XXXX. And on the letter they emailed me, it clearly has the wrong social security numbers. I hope CFPB requires DRS to produce the proof leading them to obtain my consumer credit report, which is the whole purpose of this complaint. DRS is a company that could get anyone 's information at their fingertips, and should be investigated for not following guidelines. I pray that CFPB thoroughly investigates this matter and is able to help in aid to put DRS in some type of violation of code due to this kind of intrusion of my personal information. Federal law strictly regulates who can obtain a copy of your credit report. The Fair Credit Reporting Act ( FCRA ) lists the " permissible purposes '' for obtaining a person 's credit report and I believe DRS did not rightfully have one. Regards, XXXX XXXX XXXX
06/11/2021	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	KS 67501	Web
On XX/XX/2021 at XXXX, I was contacted by Dynamic Recovery Solutions from the number XXXX. I could not understand the representative when she stated the company name because she was speaking so fast and asked her to repeat the name. This happened two or three times before I told her I was hanging up because of her attitude. She wanted me to verify my name without knowing the company name and was rude and talking quickly. It felt like a deceptive tactic. I just went through my call history for the last two months and found four different numbers that have called and all four are Dynamic Recovery Solutions. The calls are as follows- The number mentioned above XXXX has called three times. XX/XX/XXXX at XXXX for the 47second call where the woman wouldn't speak slower. XX/XX/XXXX at XXXX for a 5second call where I said " hello '' and noone said anything. Calls from the same number on XX/XX/XXXX XXXX and XX/XX/XXXX at XXXX were not answered because the number isnt saved into my phone. Dynamic has been calling and when I answer, noone says anything. It is dead silence and I hang up thinking its a spam call until I realized today that its been DYNAMIC calling from multiple numbers. The earliest calls on my log are from the number XXXX. XX/XX/XXXX XXXX. I didnt answer. XX/XX/XXXX XXXX. I didn't answer. XX/XX/XXXX XXXX. 8seconds- silence. XX/XX/XXXX XXXX. 6seconds- silence. XX/XX/XXXX XXXX. I didnt answer. XX/XX/XXXX XXXX I called the number back and discovered that it is Dynamic Recovery Solutions. I asked to be transfered to a supervisor and the representative stated she couldn't do that without getting my information. I told her that yes she can do that and to transfer me. The supervisor got on the line and I gave him my first and last name and told him that the first gal to contact me was rude and spoke too fast and that I have MULTIPLE calls from representatives or whoever calling and not saying anything when I answer. I advised him of harrassment and told him not to contact me. The other number that I have for Dynamic is XXXX XX/XX/XXXX. XXXX. 17 seconds XX/XX/XXXX. XXXX. 14 seconds XX/XX/XXXX. XXXX. I did not answer I don't recall if I got a reply from anyone when I answered these calls or not. I think I did and hung up when they stated they were Dynamic Recovery Solutions but I'm not sure. The last number is XXXX XX/XX/XXXX. XXXX. 10sec XX/XX/XXXX. XXXX. XXXX XX/XX/XXXX. XXXX. 6 sec. I'm pretty sure these three were three more calls where noone said anything when I answered the phone.
08/14/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 30060	Web
XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, GA XXXX XX/XX/2021 Dynamic Recovery Solutions Original Creditor : XXXX XXXX XXXX XXXX XXXX XXXX UNIT, XXXX, SC XXXX ( XXXX ) XXXX Dear Sir or Madam : I am writing to dispute the following information in my credit report file. I have circled The items I dispute on the attached copy of the report I received.The information on Dynamic Recovery Solutions Original Creditor : XXXX XXXX XXXX Original Creditor : XXXX XXXX XXXX account number XXXX with a balance of {$680.00} which is inaccurate because I've been contacted by your company about a debt you allege I owe several times. I am instructing you not to contact me any further in connection with this debt. Under the Fair Debt Collection Practices Act, a federal law, you may not contact me further once I have notified you not to do so. I am requesting that the item be removed immediately. Please reinvestigate this matter to have them delete the disputed item [ s ] as soon as possible. I am writing to dispute the following information in my credit report file. I have listed above the items I disputed, the information on identifying disputed items, creditors name and whether it is a credit account, court judgment, etc. it is inaccurate. This rule revises Regulation F, 12 CFR part 1006, which implements the Fair Debt Collection Practices Act ( FDCPA ), to prescribe Federal rules governing the activities of debt collectors, as that term is defined in the FDCPA. The final rule addresses, among other things, communications in connection with debt collection and prohibitions on harassment or abuse, false or misleading representations, and unfair practices in debt collection. The Bureau of Consumer Financial Protection ( Bureau ) is issuing this final rule to revise Regulation F, which implements the Fair Debt Collection Practices Act ( FDCPA ) and currently contains the procedures for State application for exemption from the provisions of the FDCPA. The Bureau is finalizing Federal rules governing the activities of debt collectors, as that term is defined in the FDCPA. The Bureau 's final rule addresses, among other things, communications in connection with debt collection and prohibitions on harassment or abuse, false or misleading representations, and unfair practices in debt collection. This rule is effective XX/XX/2021. Please reinvestigate this matter and delete the disputed item as soon as possible. Sincerely, XXXX XXXX XXXX, Thank you
11/24/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TN 371XX	Web
1.I have never had an account with this company DYNAMIC RECOVERY SOLUT XXXX, REMOVE from all credit agencies from reporting. 2.consumer means any natural person obligated or allegedly obligated to pay any debt. According to 15 U.S. Code 1692a ( 3 ) 3.This letter is in pursuing 15 U.S. Code 1692c ( c ) Ceasing communication 4.I am the consumer mentioned in 15 U.S. code 1692a ( 3 ) You are DYNAMIC RECOVERY SOLUT the debt collector 15 U.S. Code1692a ( 5 ) I am invoking specified remedies under use 15 U.S. code 1692c ( c ) ( 2 ) as a creditor I am demanding you to terminate all farther efforts pursing to 15 U.S. Code 1692c ( c ) ( 1 ) 5.I am the executor under the 15 U.S. Code 1692c ( d ) pursing to 15 U.S. Code 1692d A debt collector may not engage in any conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section : ( 1 ) ( 2 ) and ( 4 ) 6.According to 15 U.S. Code 1962e ( 8 ) Communicating or threatening to communicate to any person credit information which is known, or which should be known to be false, including the failure to communicate that a disputed debt is disputed. 7.15 U.S. Code 1692e ( 12 ) The false representation or implication that accounts have been turned over to innocent purchasers for value. 8.As mentioned in the 15 U.S. Code 692f Unfair practices ( 8 ) 9.While pursuing to 1692g ( b ) while the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt. 10.15 U.S. Code 1692k Civil Liability ( a ) Amount of damages Except as otherwise provided by this section, any debt collector who fails to comply with any provision of this subchapter with respect to any person is liable to such person in an amount equal to the sum of ( 1 ) ( 2 ) ( A ) ( B ) ( 3 ) 11. Mentioned in 15 U.S. Code 1681a ( 3 ) ( 3 ) Restriction on sharing of medical information. Except for information or any communication of information disclosed as provided in section 1681b ( g ) ( 3 ) of this title, the exclusions in paragraph ( 2 ) shall not apply with respect to information disclosed to any person related by common ownership or affiliated by corporate control, if the information is ( A ) ( B ) ( C ) Ive pointed out many violations your company is in pertaining to the U.S. Code 1692 and 1681.
07/24/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	OH 43204	Web
Notice for Proof of Claim Account : DRS ( DYNAMIC RECOVERY SOLUTIONS ) XXXX Whom it may Concern : This is a this complaint is submitted Under OHIO LAW U.C.C 1319.12 Taking assignment of debts States ( C ) No collection agency shall commence litigation for the collection of an assigned account, bill, or other evidence of indebtedness unless it has taken the assignment in accordance with all of the following requirements : Credit contracts are non-assignable even if the contract has a clause for assign ability because it violates contract Law. Where there is no fair valuable consideration given, the contract or agreement is void ab inito. The debt is non-transferable. If it is a contract for credit or goes to the character of the parties, it can not be transferred or assigned. No state can make a law impairing contracts, Under OHIO LAW U.C.C 1319.12 Taking assignment of debts ( 3 ) The assignment was manifested by a written agreement separate from and in addition to any document intended for the purpose of listing the account, bill, or other evidence of indebtedness with the collection agency. The written agreement shall state the effective date of the assignment and the consideration paid or given, if any, for the assignment and shall expressly authorize the collection agency to refer the assigned account, bill, or other evidence of indebtedness to an attorney admitted to the practice of law in this state for the commencement of litigation. The written agreement also shall disclose that the collection agency may consolidate, for purposes of filing an action, the assigned account, bill, or other evidence of indebtedness with those of other creditors against an individual debtor or co-debtors. Dartmouth College v. Woodward 4 Wheat 518 : White v. Hart, 13 Id 646. Once the Creditor writes off a debt, it can not be assigned or Collected. Since this is an error I demand that you send me the following proofs. As you are obligated to do in accordance with the Fair Debt Collection Practice Act. Section 1692 ( g ) : Under the Law, FDCPA, Section 1692 ( g ), you have 30 days to supply these proofs, if more time is needed please contact me by certified mail and I will extend you 15 extra days. I also request to see a certified copy of any contract or agreement between you and the original creditor that gave you the right to collect this debt.
01/23/2023	Yes	Debt collection Other debt	Communication tactics Used obscene, profane, or other abusive language	CA 95204	Web	Servicemember
On XX/XX/XXXX, I received a phone call from a debt collector called Dynamic Recovery Solutions in XXXX, South Carolina. The debt collector failed to identify themselves as a debt collector when I answered the phone call, the debt collector said " hello is this ...? '' " I said yes, what is this regarding ''. She said she is calling about a very important matter and did not identify herself as a debt collector. She then asked me to verify my social security number and date of birth. I said no, I do not feel comfortable with giving that information over the phone. The debt collector then read off my social security number, date of birth and address without confirming my identity and without identifying herself as a debt collector. After I said that is my address, she identified herself as a debt collector collecting a debt from XXXX. I have long disputed the debt in question and I refuse to pay as I believe it to be an incorrect debt. I expressed this to the woman, named XXXX, and further expressed my anger with giving out my social security number, DOB, and address without confirming my identity due to the sensitive nature of this information and the fact that I could have been anyone and now my information is compromised. The woman said on the phone that it is their practice to use social security information to identify the people the call for debt. I am not filing a complaint about the debt, I am filing a complaint about the non-disclosure of the debt collection call and most importantly the release of my social security information, address, and date of birth without knowing who I am. With the information the collector gave out on the phone, someone could have easily stolen my identity and committed fraud. It is my understanding that debt collectors must identify themselves when calling and can not use my social security information without my permission in my state of California. I am especially worried that they are calling my previous phone numbers and giving out this information to whoever has my previous phone numbers. I would like this company to stop giving out my SSN, DOB, and address immediately. They could be doing this to every person on their list. When contacting this business about my complaint, please note, they have my maiden name on file, not my current last name.
04/10/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt resulted from identity theft	CA 94583	Web
My identity was stolen in XXXX, and several debts were incurred in my name. For XXXX of these debts I am still receiving debt collection notices, from different companies. It appears that the debt has been transferred or sold by these companies, despite knowing that the debt was based on identity theft, and not collectible. The account is a credit card that was opened in my name with XXXX XXXX XXXX XXXX, with a balance of {$460.00}. I first learned about the account on XXXX XXXX, XXXX by phone call from XXXX XXXX, who worked for XXXX XXXX XXXX, and said she represented XXXX. I faxed her a copy of the police report to fax # XXXX. I also sent a letter to XXXX, with a copy of the police report. On XXXX XXXX, XXXX I received a demand letter from XXXX XXXX XXXX, attempting to collect {$540.00} on the same fraudulent account, current owner XXXX XXXX, XXXX. I sent a letter to XXXX XXXX XXXX the same day, with a copy of the police report. On XXXX XXXX, XXXX I disputed the account with XXXX. On XXXX XXXX, XXXX the account was removed from my XXXX file. During the month of XXXX, XXXX, I received phone calls from XXXX with XXXX XXXX in Florida ( at XXXX, or XXXX XXXX ). He told me the current owner was Credit Card Resellers, and the balance was {$450.00}. I do not know why the balance was lower, as I had not made a payment on this account. I emailed XXXXXXXXXXXX the police report, the XXXX letter stating the account was removed from my file, and a reminder not to try to sell my account to someone else. On XXXX XXXX, XXXX I noticed a charge for {$450.00} on my XXXX XXXX business credit card. I spoke with my office manager, who told me someone from XXXX had called the office and demanded payment for a past due debt, upon which she had given them the office credit card number. I contacted XXXX XXXX to reverse the charge, which they did on XXXX XXXX, XXXX. I could not believe XXXX XXXX was trying to collect on this account behind my back, knowing full well it was a fraudulent account. Last month I received a demand letter from Dynamic Recovery Solutions referencing the same XXXX account, with a current balance of XXXX, current owner International Collection Services. I am mailing them a cease and desist letter, a copy of the police report, and a copy of the XXXX XXXX, XXXX letter from XXXX.
04/07/2020	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL XXXXX	Web	Servicemember
I received a letter dated XX/XX/XXXX from Dynamic Recovery Solutions in an attempt to collect a debt in the amount of {$5700.00}. The letter clearly stated " Unless you notify this office within 30 days after receiving this notice that you dispute the validity of the debt or any portion thereof, the office will assume this debt is valid ''. This clearly means that prior to that 30 days, the office should not assume that the debt is valid yet on XX/XX/XXXX, I received a credit monitoring alert that I had a new collection account before I even received the letter from Dynamic Recovery Solutions. This was reported by the company unlawfully and to make matters worse ; the item is showing as a collection item under the name XXXX XXXX XXXX ( a company I have NEVER had communication with nor has an attempt been made to contact me ) and falsely reporting that the account was opened on XX/XX/XXXX. The letter further states that " If you notify this office in writing within 30 days from receiving this notice, that the debt or any portion thereof is disputed, this office will obtain verification of the debt or obtain a copy of a judgment and mail a copy of such judgement or verification ''. Please be advised I have requested VALIDATION { not verification } ( Notarized and Emailed on XX/XX/XXXX -- Still Within The 30 Days of XX/XX/XXXX ) of an item sold to Dynamic Recovery Solutions by the original creditor/collection agency. I have received a response that clearly violates my rights. According to the Fair Credit Reporting Act, Section 609 ( a ) ( 1 ) ( A ), you are required by federal law to verify - through the physical verification of the original signed consumer contract - any and all accounts you post on a credit report. Otherwise, anyone paying for your reporting services could fax, mail or email in a fraudulent account. I demand to see Verifiable Proof ( an original Consumer Contract with my Signature on it ) you have on file of the accounts listed below. Your failure to positively verify these accounts has hurt my ability to obtain credit. Under the FCRA, unverified accounts must be removed and if you are unable to provide me a copy of verifiable proof, you must remove the above mentioned accounts.
06/28/2019	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	MN 55406	Web
I received a call on Tuesday, XX/XX/XXXX from a debt collection agency called Dynamic Recovery Solutions ( " DRS '' ) claiming that I owed several hundred dollars in credit card debt for a card open under XXXX XXXX. I explained that I have never opened a card with this bank and that the charges were fraudulent. This was the first time I had ever heard of these charges from any party, yet a debt collection agency was now attempting to make me pay for fraudulent charges that I had never been given a chance to collect. After the call with DRS, I immediately called XXXX to file a fraud alert on my credit score with the three major credit rating entities ( I was told that once one of them is informed of a fraud alert, the others are also informed ). I then called XXXX XXXX to inquire about the charges. They stated I had no account open with them and no outstanding balance. I called DRS back to obtain more information, and then sent me a series of documents, including correspondence sent to an address that I have not lived at since XX/XX/XXXX, which is likely why I was just hearing about these charges for the first time. I also learned that the charges were actually through a XXXX XXXX XXXX issued in some kind of partnership with XXXX XXXX. On this second call, DRS stated that I should send them any documents related to my contesting of the charges. So, I then called XXXX XXXX XXXX XXXX services, followed directions related to the nature of this issue, and received automated instructions to send my dispute in writing to a specific XXXX XXXX XXXX XXXX, FL ( the letter is attached to this complain ). Accordingly, that same day, I mailed a letter describing the nature of my dispute of the charges ( they are clearly fraudulent because I did not incur them ). On my second phone call with them, DRS also stated that I should send them any documents related to charges or filings with any authorities. That is why I am reaching out to the appropriate government agency. I did not incur these charges -- clearly someone illegally obtained my information and used it to incur these charges and I should not have to pay for them.
04/07/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	GA 30096	Web
In accordance with the Fair Credit Reporting Act 15 U.S.C 1681 & Fair Debt Collection Practices Act 15 U.S.C 1692 DYNAMIC RECOVERY SOLUT # XXXX, has violated my rights. DYNAMIC RECOVERY SOLUTIONS has gone as far as to " Park Debt '' onto my Consumer report without ANY PRIOR contact with me to verify or validate that this is accurate.This Tactic is knowingly Illegal as seen the FTC 's case against XXXX XXXX XXXX XXXX, Case No. XXXX. This is a complete violation to my consumer rights and punishable by {$1000.00} damages per 15 U.S. Code 1681. DYNAMIC RECOVERY SOLUTIONS have also committed violations : 806. Harassment and abuse 807. False or misleading representations 808. Unfair practices 809. Validation of debts Punishable each by {$1000.00} in damages. I Have sent a debt validation letter to request for proper validation of this alleged debt to be done. Notice I NEVER said debt VERIFICATION I Said DEBT VALIDATION. Do not send me a bill, copy of a statement, a letter with the debt only on it, or any other of the scare tactics debt collectors try to use. If what you sent isn't in correspondence to 12 CFR part 1006.34 Regulation F, then do not even send It and delete the account. You must also be aware I am disputing this alleged debt and that until you validate this debt, you can neither continue collection activities nor report this information on my credit report. As stated in Regulation F part 1006.34 ( c ) ( 3 ) SO as the LAW states you must NOW CEASE ALL collection attempts and remove this ALLEGED DEBT from all my consumer reports until you VALIDATE that this debt is indeed mine. Or I will file for litigation for monetary damages. And we both know would lose sole based off the fact that you have no evidence of PRIOR COMMUNICATION with me either electronically, orally, or through mail as stated by the FCRA before you decided to park invalidated and inaccurate debt on my consumer reports. I will not be sending 5 - 10 letters back and forth with this company I'm only sending 2, and if you decide to be willfully non complaint I will add that to the $ XXXX punitive damages.
08/27/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IN 46324	Web
I received a phone call from XXXX, by the representative XXXX XXXX from XXXX XXXX XXXX. I asked her did she have permission to call me including documentation with my signature and revoked any rights immediately and that any further correspondence should be done by mail. She replied that the debt by was from XXXX. I informed her that I would not be taking any ownership of any debt or refusing to pay because she can not verify that the debt is mine. She answered saying that she did have permission and that her office just received the account through skip tracing and that she will place a cease and desist on the account to prevent further calling. She informed there a debt owed for the {$210.00} and asked me how I would be making my payments. She attempted to collect the debt many times asking which insurance I had and informing me her office had the right to collect a debt in the state of Indiana because the statues of limitation allows 6-10 years to collect a debt and that leaves them one more year to collect the debt. Dynamic Recovery Solutions has committed several violations of the FDCPA and Indiana Fair Debt Collections Act. Indiana fair debt collection laws state An action upon promissory notes, bills of exchange, or other written contracts for the payment of money executed after XX/XX/XXXX, must be commenced within six ( 6 ) years after the cause of action accrues. This means if the alleged debt accrued in XXXX and this being XXXX ( XXXX marks 6th year ), that this debt was illegally attempted to be collected on. Another violation is that the representative did not inform Me of my rights regarding a time-barred debt. The representative did not tell me that if I paid or agreed to pay the alleged debt, I could reset the statute of limitations on the debt, subjecting myself to further liability. The representative also failed to tell me that Dynamic Recovery Solutions could not sue me for the debt due to the account being time-barred. Not disclosing such pertinent information displays willful noncompliance and deceptive credit reporting practices.
07/27/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	MO 63108	Web
On XXXX XXXX, 2015, I received an original notice from XXXX XXXX XXXX ( XXXX ) that it was seeking to collect a debt on behalf of XXXX ( XXXX ). XXXX alleges the original creditor was XXXX XXXX ( XXXX ). The amount sought by XXXX was {$13000.00}, and the XXXX account number was XXXX ( see attached ). In response I sent a certified letter to XXXX advising that I do not recall owing such a debt, there was no validation of debt received, furthermore, any statute of limitations, if owed, would have expired ( see attachment for further explanation ). XXXX did respond advising that it would not seek further recovery and returned the matter to XXXX. I thought that was the end of an alleged debt where no supporting information was received, or where it had been proven that the statute of limitations had not expired. Now, not even a month later, I received another demand for payment, of the same alleged debt, from DYNAMIC RECOVERY SOLUTIONS ( DYNAMIC ). DYNAMIC alleges its client is XXXX, and it is seeking {$13000.00} under account XXXX. It is also alleged that XXXX is the original creditor. I allege I do not owe a debt to XXXX, and that XXXX and DYNAMIC have no right to seek collection from me. If at any point I did have a XXXX credit card it would have been approximately 10 years ago, while living in California, which means any statute of limitations is long expired. I have not had a credit card, with any sort of large spending limit in years. Furthermore, DYNAMIC chose not to send any sort of information backing its position including when the alleged debt was incurred with XXXX or XXXX, there was no validation of debt. It appears XXXX, XXXX, and DYNAMIC are basically conspiring to collect an alleged old debt, that I believe is not owed. It appears XXXX and DYNAMIC are " Zombie Debt Collectors ''. As indicated above, this can be confirmed by the fact another company, XXXX, just tried to collect the same just months ago. Finally, I believe Dynamic is attempting to harass me as I had reported DYNAMIC to the CFPB previously.
02/19/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	OH 454XX	Web
I had paid a debt that was owed after my " incident '' about a year after i received a call from a collection agency stating that i had still owed money. They had already put a hit on my credit. They offered to lower it just a little if i had paid the full amount so i did even though i was frustrated because i had already paid the full amount a year prior. Fast forward to now 2018, With no prior contact through phone first i got a letter in the mail stating that i still owed the same amount that i had paid three + years ago. The second time i had paid them was because i had no proof of payment because there was no way to go back in my billing statements for that long. Now that i am getting another letter i have the same issue. I had never received a letter or anything from them that i had paid. THEY DONT SEND LETTERS AT ALL even though they are supposed to. This is the reason they are trying to collect the same amount because they know that they never sent a letter to me stating that i have paid this. I did not know they were suppose to do this since i have never dealt with collection agencies before. This incident happened almost 7 years ago, which in the state of Ohio there is a statue of limitations of 6 years. Why are they still trying to collect money, because they know they cant technically sue me for this but, still trying to collect more money that is not due without even validating the debt. They should owe me money for paying twice. They have not showed any proof that i even owe both times. Trying to get in touch with the creditor who sent this to a collection agency to see if they were even paid through them in the first place. This debt is invalid since their was no " confirmation '' or written letter thereafter. i believe this collection agency is not following its guidelines according to the Federal Fair Debt Collection Practices and Act. As of XX/XX/2018 there have been 460 complaints on the XXXX for Dynamic Recovery Solutions. This agency has many unfair practices in obtaining to collecting debts.
03/29/2019	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NY 140XX	Web	Servicemember
I started contacting companies on my credit a couple of years ago to fix my credit when I got out if the military. Consumer Adjustment was one of those company 's. I asked what debt I owed as I was unaware and the young man I spoke to was unsure. I asked if they would take a settlement for the XXXX original balance on the account he informed me that was not possible because that was what the debt had been bought for. I informed him I was currently in the process of applying for my VA XXXX and would apricate it if the company could please send me any type of paper work they had showing where the debt had came from. The company never sent me anything. I contacted the company again six months ago to ask if I could get the validation paperwork and they said that it had been sent to their legal department that the only thing I could do was pay off the debt, which I could not do because I live off my VA XXXX. I heard nothing Two months ago I began working with a XXXX XXXX to help resolve the last few credit issues remain after my divorce. This is when I again heard from someone at Consumer Adjustment. A woman Called me XX/XX/XXXX Asking me to identify myself when I asked who was speaking she insisted I confirm whom she was speaking to and that I was at my address. I informed her that if she was a debt collector she need to say so now or contact me via postal mail, She let me know that she was in deed with Consumer Adjustment and that if I did not pay my debt it would be reported to my debt. I then informed her that it had been reporting to my credit for several years and I would apricate it if she could tell me where the debt originated from. She, like the man I spoke to before, was unsure. I asked to be sent some sort of validation of debt as I had yet to receive any and was uncomfortable paying a debt I have no recollection of owing. She agreed to do so after doing so she tried to convince me it would be better for me to simply pay them XXXX dollars instead. I still have received no validation of this debt.
01/22/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 95630	Web	Older American, Servicemember
I get continuous calls and emails from a debt collection company, even though I have perfect credit and have no collections. Here 's the phone numbers and links to show this is a scam. I was called from XXXX - XXXX, CA and left a voicemail to call ( XXXX ) XXXX which is Dynamic Recovery Solutions. I never saw so many names, family members, and addresses connected with one phone number, that was NOT a business line. There is no reason for me to get a call from this type of company. XXXX And XXXX From the XXXX : This company is trying to collect on a debt that was settled by legal arbitration in XX/XX/XXXX. The statute of limitations on the original debt expired in XX/XX/XXXX, yet they continue to report an outstanding balance to the credit reporting services. This is harassment, pure and simple, and companies like DRS are little more than predators who make a living by intimidation and blackmail, even though they have no legal recourse or standing to enforce the " debt '' they seek to collect. This should be illegal, though as we all know, money buys justice, today more than ever. This customer had a NEGATIVE experience with this business. This customer WOULD NOT recommend the business to a friend, family member, neighbor or colleague. By XXXX On XX/XX/XXXXXX/XX/XXXX Just want to let all of you know how Dynamic Recovery Solutions , LLC sent me a letter home trying to collect apparently a debt from XXXX. I do n't know where they are getting personal mailing addresses, but they are. I call them and they are such a scam, they tried to go around just to get personal information. I interrogated the operator and the supervisor and we 're not specific as to where they where they were able to obtain my mailing address, their excuse was how many person had my same name, how can they believe they are contacting the right person. Do not fall for this. These are a few of the many complaints.
07/24/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MA 02301	Web
Hello XXXX Hospital /DYNAMIC RECOVERY SOLUTIO , Im shocked, surprised, stressed out both physically and mentally to find this medical collection in my credit without proper notice or even allow me to contest it. Its not mine! - Don't waste my time by partially responding to this demand. Therefore, I am demanding under my consumer rights that you send me ALL the following documents to me. Because if not now, then you will be forced to produce them to my attorney in the discovery phase of the lawsuit. So, to save yourself potentially paying my legal fees ( Which are ridiculously expensive ), I will just go ahead and order them now, so I can turn it over to him. Please provide me with the following : A signed and Notarized copy of the HIPPA release that allows you to access this alleged medical record What the money you say I owe is for Explain and show me how you calculated what you say I owe Provide me with copies of any papers that show I agreed to pay what you say I owe Provide a verification or copy of any judgment if applicable Identify the original creditor Prove the Statute of Limitations has not expired on this account Show me the you are licensed to collect in my state Provide me with your license numbers and Registered Agent or Agent of Service If your offices are able to provide real documentation as requested in the following Declaration, I will allow at least 15-days to investigate this information and during such time all collection activity must cease and desist. Also, during this validation time, if any action is taken which could be considered harmful to any of my credit reports, I will consult with my legal counsel for suit. This includes listing any information with a credit reporting agency that could be inaccurate or invalidated or verifying an account as accurate, when in fact there is no provided proof that it is accurate.
11/16/2017	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	AR 716XX	Web
Dynamic Recovery Solutions has called me from a XXXX, AR number XXXX approximately 4 times today on XX/XX/2017 last phone call being XXXX XXXX. I 've owned this number XXXX for roughly 3 years and have received MANY phone calls over the course of those years from them asking for a man in which I have repeatedly told them to take my number off, this number is not associated with them. They have continued to harass me calling at all hours after being told to remove my number I am not associated with him. Today I received multiple phone calls with no one saying anything on the other line. I called back and an XXXX XXXX man answered ( call should be recorded ). I told him they have called me 4 times today ( that call being the 4th ) and I have told them over the last several years to remove my number and stop calling me that I do no know or have any associations with the man they are looking for. I told him that they are harassing me and the man became irate and said " do not use the word harass, I 've never called you this is the first time I 've called you. '' I proceeded to tell him multiple agents have called me and I 've repeatedly told them not to call and remove my number. I have a witness to the conversation and could hear him raising his voice and talking so much over me I had to ask him to stop talking over me. I finally had to hang up on him he was being loud and disrespectful. I 've been harassed by this company so many times and yet they will not understand the fact that this man is no longer associated with my number and will not stop calling me at all hours of the day when I have work and a family to be with. PLEASE NOTE : I do not have an account or any affiliation with this company. They are seeking payment from the individual they are trying to which which also has no affiliation with me or my family. We do not know this person.
10/18/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	IL 60608	Web
XXXX XXXX from Dynamic Recovery Solutions contact me XXXX/XXXX/XXXX XXXX from XXXX he said i owe {$1000.00} from original creditor XXXX XXXX original accout # XXXX, he said he had mailed out a settlement letter in XXXX or XXXX to a different address he gave me. XXXX said i could settle the accout for {$700.00}. I told him i believe that account was paid back in XXXX, i asked if i could have the telephone number associated at this time and he did not want to provided it, he asked if i had a checking account or credit card i can give him to pay for this account. I continued to get calls for 3 days 3 times a day i refuse to pick up the phone, on the last day they called his supervisor was on the phone and i was not aware of this, and this rude lady just came on the phone and annonced she was XXXX the supervisor and that she wanted to settle this account today, she was offering me a settlement offer of {$730.00} that i had to give her my back information. Then XXXX said the offer had expired because it was in XXXX, then he changed it to {$530.00} i told her i needed a copy of the original letter that was sent from XXXX XXXX to their company and the balance that they claim i owe. They do n't want to provide any information to me about the original creditor. I told them to send me to my email a bill from XXXX and they only emailed me a collection bill. I called back to XXXX get more information and have got no where. I contacted XXXX today and without the phone number they are unable to find me informaiton they did a name search and ss # number search and nothing comes up with my name. I check my credit report their is not collection on their from XXXX, i called XXXX and they said its not showing anything from anyone but a medical bill that is all. On XXXX and XXXX nothing shows up in collections, only that medical bill.
05/15/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MA 02301	Web
Hello, Im shocked, surprised, stressed out both physically and mentally to find this medical collection in my credit without proper notice or even allow me to contest it. Its not mine! - Don't waste my time by partially responding to this demand. Therefore, I am demanding under my consumer rights that you send me ALL the following documents to me. Because if not now, then you will be forced to produce them to my attorney in the discovery phase of the lawsuit. So, to save yourself potentially paying my legal fees ( Which are ridiculously expensive ), I will just go ahead and order them now, so I can turn it over to him. Please provide me with the following : A signed and Notarized copy of the HIPPA release that allows you to access this alleged medical record What the money you say I owe is for Explain and show me how you calculated what you say I owe Provide me with copies of any papers that show I agreed to pay what you say I owe Provide a verification or copy of any judgment if applicable Identify the original creditor Prove the Statute of Limitations has not expired on this account Show me the you are licensed to collect in my state Provide me with your license numbers and Registered Agent or Agent of Service If your offices are able to provide real documentation as requested in the following Declaration, I will allow at least 15-days to investigate this information and during such time all collection activity must cease and desist. Also, during this validation time, if any action is taken which could be considered harmful to any of my credit reports, I will consult with my legal counsel for suit. This includes listing any information with a credit reporting agency that could be inaccurate or invalidated or verifying an account as accurate, when in fact there is no provided proof that it is accurate.
02/13/2017	Yes	Debt collection Medical	Communication tactics Called after sent written cease of comm	GA 30533	Web
I received a phone call from Dynamic Recovery Solutions saying I owed a debt on a medical bill from 2010. I informed who I was talking to that I did n't believe I owed this debt. A manager got on the phone and was very rude and told me that I did owe the debt. I live in the state of GA and this debt is past then statute of limitations. Also, I called the company XXXX on XXXX and spoke with XXXX and told him that I did n't believe I owed this debt and it was passed the SOL he said he would note that I was disputing this. I also told him that I was going to send a cease and assist letter. He told me no need to that he would note it in the system for me not be contacted. I received a letter in th mail that was written on XXXX from the above company that they had noted my account was disputed and would cease collection efforts on this debt. However, today XXXX I received a call from this company using the number XXXX. I did not answer this number but upon calling back it was Dynamic Recovery Solutions. I have received three letters in the mail and also calls after I had asked them to stop and I disputed the debt. The letter also stated they " may '' report it to a credit agency. This debt is past the SOL and I 'm am disputing the fact I even owe it. I feel like this company has violated the Fair Debt Collections Practice by threats and calling after dispute was received. Upon research I have found that this company has done this to many others as well. I also fee the threat to report this on my credit is a violation of The Fair Credit Reporting Act. I will be writing a cease and assist although it was verbally given and confirmed at the above date. This company I feel violates consumer 's right by harsssing phone calls and threatening letters.
10/09/2015	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	TX 76116	Web
The original creditor did not submit bill to payment to the right insurance company, and were unable to locate the bill so payment could be sent to them. I referred all of the credit collection agencies to contact my insurance company for payment which they did not do. I have paid my co-pay that was required by my insurance company. XXXX credit collection companies have sent delinquent status letters and put this debt on my credit. I have a notice showing that I do not owe anything, but they continue to harass me. XXXX XXXX, XXXX has several companies that are repeating these tactics and have had to remove the debt even knowing that the debt is not under collection. The following collection companies and owned by XXXX is XXXX, XXXX XXXX XXXX XXXX XXXX, and now Dynamic Recovery Solutions. These companies have been shown proof and now are just harassing me now and I do not know what to do to get them from doing this on each company that XXXX XXXX owns. How is this legal? I have notified you concerning this problem and was told that I did not enough information to open a case. Please take care of these people from doing the same to them to. I am on XXXX and have good credit but XXXX is causing me in trying to get a decent interest rate on a auto loan, and a refinance on our home. I have proof of the bill showing XXXX on the bill, that each of these companies have received to them and contacted all of the credit agencies to get these items off my credit report. This is harassment especially when I have sent proof of evidence. You are my last hope in helping me get this resolved and prevent this company from doing this to someone else. Thank you for taking the time and hope we can get resolution to my problem.
03/09/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NY 145XX	Web
Approximately 1 year ago my personal computer at home was hacked when I was trying to set up a new XXXX printer. The person that i was speaking with tried to sell me some security software for over XXXX. I declined. He did assist in setting up the printer -as soon as I tried to set up the printer a number poped up on my screen and said to call for further assistance. I called the number- he did assist by taking over my computer and I thought it was XXXX ... .during the call he offered me t his software for over XXXX I declined. several days later my back account at XXXX XXXX XXXX XXXX was hacked for several hundred dollars. I was able to close that account and did get my money back. Several months later I received a letter from a collection agency ( I no longer have the letter XXXX stating that I owed XXXX XXXX. I contacted XXXX via email as they don't have a contact number. I was told that someone purchased something for XXXX and when they tried to collect that money from me- my checking account had been cancelled. So they sent me to a collection agency for XXXX they advised me to contact the company where the fraud person purchased something- I tried to locate that company and that was Fraud also. I contacted the Credit Agency and the gentleman was very nice said I am going to send this back to XXXX and tell them it is fraud. So I figured it was taken care of. Now I have received another letter from a collection agency called Dynamic Recovery Solutoins XXXX XXXX XXXX. XXXX, SC for the same XXXX XXXX debt. I contacted them and they told me I had to file a police report which I did today. This is fraud. I do not use XXXX anymore and I never purchased anyting for XXXX from them
05/06/2021	Yes	Debt collection Federal student loan debt	Attempts to collect debt not owed Debt is not yours	CA 90745	Web
On XX/XX/2021 I got an alert on my XXXX credit report saying I had collection accounts effecting my credit score. There were 3 accounts with a total of about XXXX. So I did some investigating and found the company Dynamic Recovery Solution as the collection company. There is no original lender listed and there is no company listed as the entity that sold these false accounts to Dynamic Recovery Solution. So I disputed this info directly on the XXXX website ( am waiting results ). I reached out to Dynamic and requested the original loan docs for the 3 accounts that they were reporting for me, and they have failed to provide any type of proper documentation to show proof that the acts were mine. No loan docs, no promissory note, or any type of paperwork showing my signature or date. I am not even able to contact the original lender because there is not one listed!! I explained this to XXXX and am hoping they can remove these accounts asap, but I wanted to make a formal complaint with the CFPB to make this issue known on a larger scale. How are these companies able to reflect false information on my credit report while the " reporting agencies '' willingly accept the info without proper documentation? If proper documentation is not available to show proof that I own these accounts then they should not be on my credit report. PLEASE HELP!! The accounts in question that are falsely reported on my XXXX Credit Report are listed below. No original loan docs have been supplied and the Original Lender listed as Educational Loans is not a company at all. Please advise. 4 accounts totaling {$110000.00} All accounts start with the following number sequence. Account number XXXX
03/12/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Unable to get your credit report or credit score Other problem getting your report or credit score	FL 32117	Web
I have been receiving several collection notices from companies that do not list an original creditor. I'm also receiving alerts from my subscription service through XXXX and ProtectID that these " collections '' are only hitting the XXXX XXXX. The best I can tell these debts are 2018 and they are large amounts I do not recognize nor has any one previously contacted me about them. These written notices should be required to provide all pertinent information from day one. According to XXXX reviews, some of these companies are listed as fraudulent. They do not populate anywhere else. I have tried to reset password on XXXX to dispute these items and it keeps telling me DOB and SSN are not a match. I've tried calling the toll free customer service line and it's limited options to who can speak to a live agent. Instead, I tried through XXXX to troubleshoot access, update information and initiate disputes but they sent me back to the call center on Friday. They have limited hours XXXX XXXX XXXXXXXX CST which is a direct conflict with my work schedule. You also can not opt to speak with a live person! I certainly don't know the " trick '' or work around to get to a live agent. I can not miss work and continue to spin my wheels to get this resolved. These credit reporting agencies have too much power over our livelihoods! " Thanks for that information. Unfortunately, I am unable to locate an account with the information provided. Is it possible that we may have other details on file for you? Can you provide a screenshot of an email that we may have sent to you in the past? XXXX XXXX This is an example of the back and forth back and forth all day Friday!
02/16/2017	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	TX 77082	Web
Today I answered a call from a local telephone number. The man identified himself as XXXX ( without a company name ), and advised me my call could be recorded. He then asked me to verify personal information over the phone in order to discuss a " debt '' which he would not disclose the creditor information. I refused to acknowledge or verify any personal information and asked him to kindly send any pertaining documents to the address he claimed to have on file. He became extremely aggressive and told me that he had my entire social security number in front of him. I politely asked him not to disclose personal information to me since I would not verify I was the person they were calling for. He kept me on the phone for several minutes with a threatening demeanor trying to get me to verify my information, when I continued to decline he indicated that the matter could be settled in court without my cooperation. I asked him the name of his company and he replied " Dynamic Recovery Solutions '', I again asked him to send the information on the supposed debt to the home address on file and he snapped that they already had and I was " ignoring '' them. He asked me for an email address to send the information to and I again refused. He accused me of being " counterproductive ''. I told him I was following the advice of my attorney and not releasing or acknowledging personal facts over the phone and thanked him and told him to have a nice day. I checked my credit report and I do not have a collections account with this company. I believe they were trying to scam me based off an old debt that has either been settled or removed from my credit report.
01/10/2018	Yes	Debt collection I do not know	Communication tactics Used obscene, profane, or other abusive language	FL 34787	Web
I received a phone call from ( XXXX ) XXXX. I answered the phone and a male voice answered. He asked for XXXX XXXX and I said yes. He then began to say that he had information regarding a financial matter but needed to verify my identity before he could proceed. He then asked for the last 4 digits of my social security number. I asked what it was in regards to, because I was not comfortable giving out that information over the phone to a stranger. He responded again that it was for a financial matter but he could not yet tell me without confirming my identity. He then stated that he had my full social security number on file in front of him and then recited the last 4 digits asking me to confirm. He then proceeded to recite my entire mailing address. I asked if he was so unsure of my identity that he could not tell me why he was calling, why did he feel that it was okay to give out my social security number and mailing address over the phone. He responded that it was their policy to confirm identity that way, and told me that nobody could do anything with just the last 4 of my social security but agreed that my mailing address should be private. I asked for the name of the company and he responded Dynamic Recovery Solutions. I got very angry and told him that he should not be giving out my personal information over the phone, what if it was not me then they would have my information, and I told him that I would not be continuing the call and that I would be filing a formal complaint. I find it very discomforting that a company with access to sensitive information has a policy in place where it can be so readily shared over the phone.
12/19/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL 32114	Web	Older American
Breach Of Contract, Many Businesses who have made Fraud misrepresentations, and false statements made false assertion Fraud debt. They're Intentionally used this method as tortious act to infliction of emotional distress. They are stealing my personal information, creating accounts through their system. Present i am grossly, affected by the Data Breach. and Fraudsters, using my personal information and is being passed on deception through Identity theft and XXXX Data Breach files are being created in my names. Today received letter from Dynamic Recovery Solutions LLC. Referencing XXXX XXXX XXXX, XXXX and referencing XXXX XXXX requesting {$1200.00}. Deliberate interference violated by the intentional torts of assault by calling repeatedly. I have never authorized this debt. My rights are being infringe upon. Over Two years ago, I am being taken to Court by XXXX XXXX XXXX, although, prevailed, in case they received a Judgement for this account in the amount of {$1900.00} on XX/XX/XXXX. Now they want more, I and being invaded by Debt collectors Data Base. I have been harassers ever since. I am being invaded by Debt collectors Someone attempting to collect a debt constantly calling phone calls on my cell phone. Constantly being taking to court by XXXX XXXX, XXXX XXXX XXXX XXXX and XXXX XXXX XXXX. Two days ago, received a box of XXXX XXXX with multiple transactions from multiple accounts that most are not mine file from XXXX ( stating I am requesting information ), which I didn't. Many Cases constantly being filed in court. Every day, I am being contacted for more money they say is owed in my name. What can I do? I do not own money.
11/16/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	IL 60201	Web
I received a mailing from a debt collection company called Dynamic Recovery Solutions dated XX/XX/XXXX. It claimed that I owed the original creditor, XXXX, the telecom company, {$370.00}. The letter also indicated that the debt was purchased from another collection company called XXXX XXXX XXXX. I had never heard of the original debt. Upon calling Dynamic Recovery Solutions, I learned that the supposed debt was from XX/XX/XXXX - 13 years old - and that it was not reportable to credit reporting agencies because of its age. I explained to the representative that this debt was not mine, that I had never heard of it, and that it is unscrupulous and illegal for a company to make up a debt in a consumer 's name and offer to negotiate that debt down, especially a supposed debt of such age. I threatened legal action and an FTC complaint if any further steps to collect this fraudulent debt were taken by the company. They claim to have filed a " request for dismissal '' of the debt back to XXXX XXXX XXXX - the original debt collector - but never emailed me the paperwork confirming that this request had been made. I believe this company may be operating a scam, namely calling former XXXX customers from years past and claiming that these consumers owed XXXX some nominal amount that could be resolved for some fraction of the original " debt '' amount. As a result of the age of the " debt '', consumers ' lack of memory of debt from decades prior, and consumers ' fear of harming their credit scores, consumers may pay the {$100.00} or so dollars to have the issue resolved, even if there was no " debt '' owed in the first place. Thank you.
10/23/2020	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	NY 10037	Web
Recently I have been called in reference to a h s n account as well as haband account. Immediately after coming from the doctor I called each comments XXXX XXXX and notified that I m XXXX and have XXXX XXXX. No longer will I be able to afford these accounts. My account was XXXX. I still was asked to make payments. In other words, I was XXXX and receiving social security XXXX. I explained I m due a refund and instead my account balances were sold as well as charged off. The name of the company that keeps calling me is dynamic recovery solutions. Trying to blood from a stone. Even with XXXX XXXX XXXX I still have to repeat how unfair it is to keep harassing me for more money when I didnt even have it. Try going to XXXX XXXX XXXX for an XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, XXXX XXXX and god knows what else by now, because even in Covid vitamin XXXX has been added to the list, most are not covered even co-pays are due or no medicine, I dont rhink XXXX XXXX XXXX understands that the reference numbers XXXX and XXXX are just a way to annoy me and agitate my condition. I gues acting as an Agent for dynamic recovery solutions LLc located at XXXX XXXX , XXXX, XXXX, SC XXXX doesnt understand. Ive been given a cust service number is XXXX as well as XXXX or XXXX. I cant breathe but yet they keeps calling me. But when I receive the bill at XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX its some kind of a misunderstand-ing. I even used my breathe in between using the XXXX and XXXX I dont have it! O -m-g. It just doesnt stop. They take turns. I gave them the social XXXX and even was honest I m sick.
02/17/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 34608	Web
On XXXX of XXXX, Dynamic Recovery Solutions reported a debt to my credit report for {$350.00} from XXXX Hospital. I was never a patient aXXXX XXXX Hospital, nor have I ever stepped foot into XXXX Hospital, so I disputed the debt through XXXX as not my debt. XXXX came back and stated the debt collector stated it was mine through a bill, so they were not going to remove the debt. On XXXX I mailed a debt validation letter through certified mail ( XXXX tracking # XXXX ) to Dynamic Recovery Solutions and they received the certified letter on XXXX. After XXXX days of no response from Dynamic Recovery Solutions, I mailed a second debt validation letter through certified mail on XXXX ( XXXX tracking # XXXX ) and they received it on XXXX. Still with receiving no response from Dynamic Recovery Solutions, I contacted them via phone on XXXX. After speaking with a representative of their company, they advised me they did not have the documents to validate the debt and that they were waiting on the documents from XXXX Hospital. I asked them to remove the debt from my credit report because they did not validate the debt within XXXX days of the first letter I sent, which they stated they did receive and the representative stated they would not and theyre waiting on the documents from XXXX Hospital . At this time they have no validation of me being at XXXX Hospital, they do not have any documents with my signature on them accepting or approving treatment, and they have nothing stating I agreed to pay any bill with XXXX Hospital. Any help will be greatly appreciated.
12/01/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	FL 33406	Web
Hello! My name is XXXX XXXX XXXX and I am a US citizen. I am making a complaint about the company DYNAMIC RECOVERY SOLUTIONS because it has withdrawn money from my bank account on several occasions in order to collect a medical debt from more than 7 years ago. Here I tell the story : This debt originated from some medical procedures on my XXXX that I underwent. Willing to pay later. On XX/XX/2016, I had a work accident which left me unable to work for several years. I also had to undergo urgent surgeries on the XXXX XXXX XXXX and XXXX. After this I have been going through a difficult financial period. I called them several times in order to work out a split payment agreement for monthly payments and they never agreed. They wanted me to pay off the debt completely in one payment which was impossible for me. On many occasions they threatened to affect my credit, sue me, take me to court and take money from my bank account ( which they did ). On many occasions that I spoke with them, they did not have anyone to speak XXXX or to translate for me to be able to communicate properly, for which I felt greatly discriminated against. Right now they just took money out of my account ( {$490.00} ) with a processing fee of {$120.00} which was part of my money to pay my rent. The previous year they also withdrew a similar amount from my bank account. They did not even send a notice about the withdrawal of the money. I am the head of the family : wife and XXXX children ( XXXX and XXXX XXXX XXXX ) who have been affected due to this withdrawal of money.
03/25/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	OH 458XX	Web
I began receiving letters regarding an old debt from nearly 20 years ago that I was certain I had paid. We had a flood, and I had no documentation to prove it, so when I got the phone calls, I told the agent that I would look into it before paying. He said, " Well, go ahead and pay now and if you find that you already paid, we will refund your money. '' I told him no, but that I would look into it. It was for a XXXX bill of XXXX. I called XXXX today ( XXXX ). They said I do not owe them the bill. They also would not have allowed me to start my cellular service with them in XXXX had I had a past due amount with them. They ran a credit check on me in XXXX. Today they checked again using my social security number and maiden name and have no record of me owing them at this time. I was sure I had paid it, and settled for around 400 when I did. I called Dynamic Recovery Solutions today, spoke to a supervisor and told her what happened, that her employee tried to have me pay before checking things out, and that the bill is not even legitimate. She said I needed to dispute it. I told her that they did n't get my information from XXXX, and I contacted them directly, and that I am not engaging in this. Especially with a company that may not even be legitimate, and trying to get people to pay when they should n't. She also told me they fired that employee, XXXX, which was a lie, because he called me today at XXXX from the number XXXX and left me a voicemail stating that we had spoken before and that I need to call him back as fast as humanly possible.
03/04/2019	Yes	Debt collection Private student loan debt	Attempts to collect debt not owed Debt is not yours	TX 78748	Web
The Company who contacted me today, XX/XX/XXXX, had all of my personal information, address, social, date of birth, and mobile phone number. They rang me from a number that was local to my area code and state. The number they called from is : XXXX. The name of company is : XXXX XXXX XXXX. They claim that I owe a private student loan through them for XXXX from XX/XX/XXXX. They list a college that I did not attend, XXXX University, and a client they represent under the name XXXX XXXX XXXX. I have never been a client of that company. Until today, XX/XX/XXXX. I had never heard of this company, have received no notices or bills demanding a payment. They claim to have received my name and contact information in their office on XX/XX/XXXX and they demanded that I settle the debt, and mentioned that " the account is too old for them to sue me, but I can settle it now for a lessor amount. '' I do not owe this bill. I reiterate that I have never attended XXXX University. I asked that they send me the copy of any signed agreement or promissory note for verification purposes. They claim that they do not have the contract in their files and it would be sent via their client, XXXX XXXX XXXX. I do not want this debt to appear on my credit report. All of my private student loans are consolidated through another legitimate company. I have since contacted my debtors to find out if they have either name on my accounts or a debt for that amount. They report no such findings. Please help. I wish to file this complaint with your office. This is clearly FRAUD.
06/28/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	OR 97140	Web
The so called " DYNAMIC RECOVERY SOLUTIONS '' Claims to be a debt collector, and claimed that I owe XXXX XXXX an unpaid amount of {$570.00}. This was a major surprise because I only purchase prepaid services from XXXX. Therefore I called the " Dynamic recovery solution '' and asked them about the statement I got from them. They claimed that the debt was for an unpaid bill dated 2010, and that a XXXX service was connected to an address and the final bill was not paid so the amount accumulated to what it is now. When I asked about the particular address to which XXXX service was connected the response was that they will provide a report in a month time which will show the address. It 's been four months by now and no report have been sent so far. On the phone I explained to them that I did n't have any physical address at all in 2010, and that I only purchase prepaid services from XXXX. After my explanation they asked for police report. But I also took their debt claim to XXXX of the XXXX retailers, and their first response was that that is a hoax. A XXXX representative, XXXX XXXX, found out that the account that the debt collector claimed to be mine did not even exist. Therefore, given the facts about this case and the debt collectors persistence to pursue this debt it should be clear that the debt collector is a scam and no more than that. Please take legal action against them to put them out of business for good because when I XXXX their name there were many other people that identified them with a scam. Thank you for your time.
08/18/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	TN 37174	Web	Servicemember
This debtor has previously been told that this is not a valid debt. It was previously listed on my credit report as " XXXX XXXX XXXX '' or " DRS ''. These are medical debts that have previously been removed from my report and marked as identity theft -- The original creditor, " XXXX XXXX XXXX XXXX XXXX '', was informed and subsequently removed the accounts from my report. However, the debt was sold ( again XXXX and now the new debt collection agency ( DRS ) listed the items on the credit report. When attempting to dispute the items Equifax correctly removed the debts, as did Transunion and Experian. In my dispute I CLEARLY asked for proof of debt as per section 609 of the Fair Credit Reporting Act-a creditor or collector must provide you with a copy of the original, signed consumer contract, sales agreement, or other initiating documentation XXXX financial responsibility agreement for medical bills ) once it is demanded by a consumer. Not only did XXXX not provide this documentation -- they put this information back on my credit report a second time. They are also still sending me collection letters. This is also a potential HIPAA violation. Providing requested documentation would be a direct HIPAA violation- as it would disclose medical diagnoses and test performed to whomever the actual owner is! This is NOT my debt. I have exhausted all means necessary to stop collections. The company still sends me letters and calls, even after it was removed from the credit reporting agencies and identify theft documentation was provided.
09/11/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 79912	Web
Multiple collection companies harassed me via phone calls and letters attempting to collect a debt that had been settled in the past. The debt had been settled for the amount of {$360.00} ( settled with XXXX XXXX XXXX on behalf of the original owners of the debt ) on XX/XX/XXXX. I informed the collections agencies on multiple occasions that debt had been paid but they would not stop trying to contact me over the same matter. After settling the debt, I was contacted by XXXX XXXX, which prompted me to meet with an attorney. My attorney 's office sent out a certified letter to the collection company on XX/XX/XXXX with the following documents : 1 ) Proof that debt had been settled already. 2 ) A letter asking the collection company to provide written verification that the information had been removed within 30 days and that all collections efforts have ceased on their end ; the same letter included a request that they not contact me again Then a letter was sent to me on XX/XX/XXXX by Dynamic Recovery Solutions, and they began to harass me again with phone calls. The letter was demanding payment for the same debt ( stating that the current balance was {$240.00} ). My attorney 's office once again sent out a letter via certified mail on XX/XX/XXXX to inform them to cease and desist further efforts to collect the settled debt. Another letter was sent to me on XX/XX/XXXX from the same collections agency ( Dynamic Recovery Solutions ), requesting payment for the settled debt. This time they offered multiple payment options.
06/23/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	OH 439XX	Web
I received a letter in the mail to collect a debt from a collection agency ( Dynamic Recovery Solutions ) dated XX/XX/XXXX, however, I did not receive it until XX/XX/XXXX. The debt is from XXXX XXXX XXXX, XXXX for {$2000.00}. I never once received a medical bill from XXXX XXXX XXXX XXXXXXXX regarding said debt nor do I recall visiting a facility that is in connection with XXXX XXXX XXXX XXXX. When I contacted the collection agency ( Dynamic Recovery Solutions ) on XX/XX/XXXX, I advised them to send me an itemized statement showing me what the debt was for and which XXXX XXXX XXXX XXXX XXXX XXXX sent the bill to collections. There are multiple XXXX XXXX XXXX, LLPs. I received a response from the collection agency on XX/XX/XXXX. The collection agency could not provide me with any of the requested information. Instead, they just told me that it was from service on XX/XX/XXXX. This also doesn't make sense as to why I NEVER once received a bill from service on XX/XX/XXXX from XXXX XXXX XXXX XXXX and why I would just now, 4 years later be receiving a collections notice regarding a bill that I never once received or knew existed. I am refusing to pay said debt considering I never once received a medical bill from XXXX XXXX XXXXXXXX for the service date of XX/XX/XXXX. Not to mention, even if this was an actual medical bill I had received, there is no way my insurance wouldn't have covered a vast majority of the cost. I have never had a medical bill over {$500.00}. So please, I am requested to not pay this debt. Thank you!
06/13/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 77449	Web
I am in receipt of Dynamic Recovery Solutions letter informing me that they are handling the collection of the account # XXXX for {$730.00}. However, after reviewing my records, I am unable to find any documentation of any contractual relationship between Dynamic Recovery Solutions & me, legally listing you/your company as a person/company entitled to enforce a commercial claim against me. I mailed & faxed a letter demanding verification and validation. This was a demand for proof of contract to substantiate Dynamic Recovery Solutions claim. I legally demanded you/your company to provide me with a certified copy of an original contract, BEARING MY WET SIGNATURE, specifically naming the above company as a person entitled to enforce a commercial claim against me. My legally demanded requested information was ignored and Dynamic Recovery Solutions continues to report this fraudulent and unverifiable item on my XXXX, XXXX and XXXX reports. Furthermore, as stated in Dynamic Recovery Solutions letter, this is a " medical account ''. Therefore, this is a violation of my HIPPA. Dynamic Recovery Solutions has NOT provided a underlying credit agreement, no proof of ownership and provided no legal basis to report " late payments '' or any information to consumer reporting agencies. As a ramification due to this fraudulent account, I was discriminated against & denied my right to be extended credit. Nevertheless, I have suffered emotional and mental stress because of this false and negative credit bureau reporting.
05/12/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	VA 23608	Web
On XX/XX/XXXX my wife received a call from the following phone number : XXXX. The woman on the phone identified herself as XXXX XXXX with Dynamic Recovery Solutions. She asked to speak to me, but called my wifes cell phone number. My wife asked what the call was in reference to and XXXX XXXX became frustrated, stated she would call back at another time, and proceeded to hang up. My wife called the number back and XXXX XXXX answered. She informed XXXX XXXX that she was my wife and wanted information regarding the previous phone call. XXXX XXXX stated that my wife needed to verify my current address or last 4-digits of my social security number, in order for her to provide any information. My wife did provide our current mailing address. XXXX XXXX stated the call was in reference to a {$10000.00} balance for an unpaid debt that I had supposedly incurred many years ago and had been settled, therefore a lawsuit would not be pursued. She then asked if my wife was ready to make a payment towards the balance or set up a reoccurring payment. My wife informed XXXX XXXX that she would need to send written verification regarding this matter. XXXX XXXX proceeded to inform my wife that her credit could also be in jeopardy, since we are married. My wife concluded the conversation by again telling XXXX XXXX that she would need to provide us with written verification. Upon checking my credit report, I see absolutely no reports for debt collection. Therefore, we believe this must be a scam or con-artist.
12/08/2016	Yes	Debt collection I do not know	Improper contact or sharing of info Contacted me after I asked not to	IL 60622	Web
I am being HARASSED by Dynamic Recovery Solutions. On XX/XX/2016 I filed a complaint with the Consumer Financial Protection Bureau ( Case number : XXXX ). In the complaint, I stated that Dynamic Recovery Solutions was in violation of the Fair Debt Collection Practices Act ( FDCPA ) ; namely, they failed to provide a written notice regarding an alleged debt. On XX/XX/2016 Dynamic Recovery Solutions responded ( via the CFPB ) to notify me that my relief would be the following " THERE WILL NO FURTHER CONTACT FROM DYNAMIC RECOVERY SOLUTIONS. '' However, not two months later, Dynamic Recovery Solutions has resumed calling me and leaving voicemail messages. I received the first call on XX/XX/2016 at XXXX CST from telephone number XXXX ; a voicemail was left. I received the second call on XX/XX/2016 at XXXX CST from telephone number XXXX. Another voicemail was left and stated : " Hi I am reaching out to you today from Dynamic Recovery Solutions, a debt collector. Please give me a call back when you receive this message. My number is XXXX. I would appreciate a callback today if possible. Again our toll free number is XXXX. I appreciate your cooperation. As you can see, Dynamic Recovery Solutions did not honor their word ; they are still contacting me. What is the point of having laws and this bureau if debt collectors, such as Dynamic Recovery Solutions, do what they want? I want all communication to cease and desist effective immediately or I will have to take more serious action.
02/14/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	PA 154XX	Web
I was first notified by a telephone call in XXXX from a woman who told me she was coming to my home to have me arrested and seize my property because I owed a debt to XXXX financial. I hung up and called XXXX, they had no record of any debt ever in my name. I had purchased a XXXX laptop and paid cash at XXXX. I contacted the store manager and he said it was a scam and to disregard it. So, I called the federal trade commission the same day and reported the number. Since the summer XXXX XXXX, the debt collectors then called my senior parents and told them I owed money and if they didn't pay I would be arrested. After that I continued to get mail for this debt. I've called the company and told them I do not have any record of a debt with that company. And that it was never on my credit report. I contacted the company they are collecting for and they have no record of me owning money. But the calls and letters continue. Today I received another bill. I called again and asked them to stop. I have NEVER had a debt, credit card, loan, or payment plan with XXXX XXXX. I have no idea what this even is. I have pulled copies of my credit report for years. It's never showed up. I asked for a loan document with my signature, no one has given me anything. I don't know if this was sold to a debt collector as a scam or if it is identity theft but I don't have a debt with these people. And they have continued to harass me, my parents and the ones before them, harassed me as well!
09/01/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 76502	Web
Dynamic Recovery Solutions is attempting to collect a debt on the behalf of another 3rd party ( XXXX XXXX XXXX ) while the original creditor is XXXX XXXX XXXX XXXX, which I don't think exist anymore. In 2015, I was an inpatient in XXXX at XXXX Hospital in XXXX XXXX, TX. I provided my XXXX health insurance at the time of service. All facility charges were billed to XXXX and all went well. However, the physicians that read a report, saw me in the hospital or whatever never billed XXXX. I never received a bill and then 3rd party collections have been involved on and off ever since. I know how medical billing works. I was a patient accounting rep for almost 14 years. If the professional billing office failed to bill XXXX within timely filing, they CAN NOT bill the patient. I had XXXX for a reason at that time. I've been very XXXX since this. I am now in the XXXX XXXX XXXX XXXX XXXX and awaiting a XXXX at XXXX. I don't need this. It's insane how relentless these people are. Even the hospital billing manager tried to get involved because it's wrong what they did but this company doesn't even exist anymore and no longer contracted with this hospital. I know these companies are just getting these accounts for pennies to collect. However, the original creditor was negligent, failed to file the claim with insurance and legally you cant bill a medicaid patient for that failure! So many years have past, they need to accept accountability and let it go for goodness sake!
05/04/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	CA 90745	Web
On XX/XX/XXXX I got an alert on my XXXX credit report saying I had collection accounts effecting my credit score. There were 3 accounts with a total of about XXXX. So I did some investigating and found the company Dynamic Recovery Solution as the collection company. There is no original lender listed and there is no company listed as the entity that sold these false accounts to Dynamic Recovery Solution. So I disputed this info directly on the XXXX website ( am waiting results ). I reached out to Dynamic and requested the original loan docs for the 3 accounts that they were reporting for me, and they have failed to provide any type of proper documentation to show proof that the acts were mine. No loan docs, no promissory note, or any type of paperwork showing my signature or date. I am not even able to contact the original lender because there is not one listed!! I explained this to XXXX and am hoping they can remove these accounts asap, but I wanted to make a formal complaint with the CFPB to make this issue known on a larger scale. How are these companies able to reflect false information on my credit report while the " reporting agencies '' willingly accept the info without proper documentation? If proper documentation is not available to show proof that I own these accounts then they should not be on my credit report. PLEASE HELP!! As this is not the first time I've had to report false collection accounts on the CFPB, the same issue arouse in XX/XX/XXXX.
02/15/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	AZ 85338	Web
Hello : I received a letter dated, XX/XX/XXXX from Dynamic Recovery Solutions : XXXX XXXX XXXX, XXXX, SC XXXX. They state that I have from the original creditor of XXXX XXXX XXXX, DRS Reference # XXXX, current creditor : XXXX XXXX XXXX XXXXReference # XXXX, current balance {$6200.00}. In this letter they only office different repayment plans. Back in XXXX My wages were garnished for a year for this same amount but from a different recovery solutions and it was paid in full. This took place when I worked for XXXX XXXX in XXXX, XXXX. In XX/XX/XXXX, I paid all my student loans off. Then now I receive this letter that I have some other student loan out there that was never paid off. I attended to colleges for my XXXX XXXX XXXX, they are : XXXX XXXX XXXX, in XXXX, XXXX and XXXX in XXXX, XXXX. I never took a loan out through XXXX XXXX XXXX and I have never received any letters, notices or calls from XXXX or other affiliates in regards to this amount, until I received this letter. I did call Dynamic Recovery Solutions and told them, I feel this is a fraud letter and that I want proof from their end that I took out this loan, that they have a right to collect on this loan and the entity claim what I owe is the proper amount due. I was told they would look into this but this is my debt and I need to repay it. I can be reached by cell : ( XXXX ) XXXX or email : ( XXXX ) or home address : XXXX XXXX XXXX XXXX, XXXX , XXXX XXXX. Thank you, XXXX XXXX
12/31/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	NJ 08540	Web
XX/XX/XXXX, a property in XXXX, XXXX was purchased using my credentials. When I learned of this, I immediately discovered all pertinent information about and had a police report taken in my township of XXXX XXXX, XXXX. Local police forwarded the matter to the FBI in XXXX and then they forwarded that to the White Collar Division of the FBI in XXXX. Many debts appeared from this fraudulent address of XXXX XXXX XXXX, XXXX, XXXX and all other matters were discharged ( I even sued a bank and credit reporting agency successfully since XXXX bank sold mortgage to a XXXX bank after I disputed the transaction ). Also, other debts using a false XXXX State Driver 's license were also undertaken, but all were successfully mitigated. Now, I 'm still getting harassed every few years over a XXXX XXXX for the same address. Dynamic Recovery Solutions calls me continually on my work cell phone ( a State of XXXX owned phone number for the record ) and my home phone number. I sent them a cease and desist letter on XX/XX/XXXX which USPS says was delivered to them on XX/XX/XXXX. I have received 2 calls since that time. Make them stop or I will sue. Since this debt is obviously over 10 years old, they have to stop also. I sent them in a letter to " XXXX '' my name and the phrase " Identity Theft '' to see that this was well published in many newspapers ( I even made the front page of XXXX XXXX ). I was also interview by XXXX XXXX and my situation was seen on XXXX nationally.
06/07/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33060	Web
I have disputes this debt numerous times with XXXX credit bureaus, and also have sent numerous notarized letters to this company, I have never receive a response back, and before I get to the point that I can't no longer dispute on the bureau anymore and contacting this company is very frustrating, they have three addresses listed and I've sent numerous notarized letters to all three addresses to let them know that I am disputing this debt because it does not belongs to me, but I never receive a reply from the company. I don't know this company and I have never done any business with them. I have never receive any letters or email or phone calls from this company that mess up my perfect credit I have been keeping up with over the years with credit cards and loans with their fraud collection, I called the hospital they put cause I have not been there, they said they have nothing on me, try to contact the collection agencies, I have put everything on hold to get this resolves but no action is taking place on this company part to remove this. They need to remove this ASAP. Thank you They also provide two account number, one is XXXX and the other is XXXX, The addresses that I sent to is Dynamic Recovery Solutions , LLC XXXX XXXX XXXX XXXX XXXX XXXX, SC XXXX Dynamic Recovery Solutions , LLC XXXX XXXX XXXX XXXX, SC XXXX phone : ( XXXX ) XXXX Dynamic Recovery Solutions , LLC XXXX XXXX XXXX XXXX, SC XXXX So yes I'm pretty sure they receive the disputes
10/01/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 91007	Web
Dispute Over Inquiries on XXXX Credit Report- Unauthorized AccessI contend that all of the inquiries made by DYNAMIC RECOVER SOLUTIONS, XXXX XXXX XXXX, XXXX SC XXXX, on XX/XX/XXXX, on my XXXX Credit Report are unauthorized and must be removed. The Credit reporting is inaccurate, incomplete and unauthorized. I did not give my consent to access my credit report. Background Identification BreachOn or about XX/XX/XXXX, I had my gym bag and contents in a locker stolen and compromised. At the time I believed that my identification had been in my purse in my car, however, this was not the case. From that date on I obtained replacement identification without knowing that I had a right to file the information with the credit reporting entities. Since XX/XX/XXXX, up through and including XX/XX/XXXX, I find that an individual in XXXX XXXX XXXX, California, may be compromising my identity. During these times I have found that my internet email has been inordinately littered with requests for credit card loan and merchant credit card offerings, which may or may not be normal these days, but seem unusual and suspect. Any internet inquiries into my credit, if any, were unauthorized by me. Demand to Remove Unauthorized InquiriesMy review of a recent XXXX credit report indicates that items, from XX/XX/XXXX, up through and including XX/XX/XXXX, stated above, constitute unauthorized and unlawfully accessed information in violation of state and federal law.
09/06/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	MI 49444	Web
Dynamic Recovery Solutions is attempting to furnish an account in my name by contacting by mail in reference to a charged off debt from a finance institution. According to U.S. code they have no right to furnish any account without my approval rendering any 3rd party collector ineffective. I intend to file a cease and desist along with reciept ( according to U.S. code ) of transaction by registered mail. 15 U.S. C 1681 section 602 a. States I have the right to privacy 15 U.S. C 1681 Section 604 a. Section 2 : It also states a consumer reporting agency can not furnish an account without written instructions 15 U.S. Code 1692c Communication in connection with debt collectors ( c ) ceasing communication If a consumer notifies a debt collector in writing that the consumer refuses to pay a debt or that the consumer wishes the debt collector to cease further communication with the consumer, the debt collector shall not communicate further with the consumer with respect to such debt, except 1 to advise the consumer that the debt collectors further efforts are being terminated ; 2 to notify the consumer that the debt collector or creditor may invoke specified remedies which are ordinarily invoked by such debt collector or creditor ; or 3 where applicable, to notify the consumer that the debt collector or creditor intends to invoke a specified remedy. IF SUCH NOTICE FROM THE CONSUMER IS MADE BY MAIL, NOTIFICATION SHALL BE COMPLETE UPON RECEIPT.
11/19/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	PA 19335	Web
on XX/XX/XXXX I received a phone call from " Dynamic Recovery Solutions '' stating that they are trying to collect on a debt that they just received, but was apparently from XXXX. XXXX was the represented that I spoke to and she stated that the debt was from the XXXX XXXX and/or a University. ( This University I attended in XXXX but no outstanding debt ) Previously I had received a call from them in the summer and requested that they send proof of the debt as they wanted me to verify my information over the phone, which I did not. I informed XXXX that I did not receive a verification of the debt and she said that they have it all online and gave me a website and password to access. I stated that I do not want my personal information online and that they did not have the authority to do that. She claimed that it is secure. During the phone call she kept insisting that I make payment arrangements and that this has been reported negatively to the credit bureaus, they have also been making harassing phone calls to my children 's cell phones. XXXX stated that she pulled and reviewed my credit report and started discussing my credit history, I did not authorize or was even made aware that this company pulled my credit report. All of which are violations of Fair Debt Collections Practicing Act and the Federal Trade Commission by violating my privacy and security by putting information online on their website. ( XXXX )
10/08/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	AL 357XX	Web	Older American, Servicemember
I called and Dynamic Recovery Solutions ( hereinafter DRS ) and DRS would not provide any evidence of the claimed owed {$380.00} andwhich claimed debt they inserted in my credit file. I called the asserted provider Florida XXXX XXXX Department to verify that I had a " 0 '' balance and they confirmed a " 0 '' balance but XXXX would not accept the information but offered to send me a " packet of forms to fill out '' which XXXX was intended to extend the adverse credit reporting to XX/XX/XXXX and on information and belief other credit reporting businesses. I never received any forms to fill out and their agents were abusive. I contend that they engaged and committed a " tort of outrage '' using their business position to effectively cause an inability to obtain other shelter should I lose my present shelter and intentionally damaging my credit using their business position. It is my understanding that this is their business practice. I claim that the emotional distress and time associated with their trying to reverse their actions of committing a tort of outrage caused me extensive monetary damages and due to my medical condition threatened my life. Upon information and belief XXXX has committed like acts againts thousands if not 10 's of thousands of consumers like myself to force collection of invalid debt claims delaying removal of negative reporting to further harm persons like myself intentionally.
03/09/2016	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	CA 95205	Web
I received a letter a week ago from a debt collecting company ( Dynamic Recovery Solutions ) declaring a debt verification for the amount of {$11000.00} that I have to respond within 30 days from the date of the letter before they decide to make it a valid debt. The date of the letter was made on XXXX XXXX, XXXX ( 30 days makes it by XXXX XXXX, XXXX ) and it stipulated that the date of the account of the debt was from XXXX XXXX, XXXX. Before and after receiving this letter, I did not receive any calls nor any other letter from this company or companies regarding this matter. I called office number that they provided in the letter and requested to speak with a representative that speaks XXXX because my English is not that great. When I was transferred, the call gets immediately sent to voicemail and it also said that it was full so I am unable to leave a message. I had my son try to speak with them in English but they wanted me to speak with them directly which causes a problem because I have trouble understanding. They did not leave enough time for me to defend or to make a claim. I know this debt is false because recently, I had a credit report done on XXXX XXXX, XXXX and while looking through my past information, I have no information from this company nor from any debt collecting agency that is tied to the account from which they are trying to collect from.
01/13/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MA 02302	Web
Dear DYNAMIC RECOVERY SOLUTION ; XXXX XXXX XXXX ( Account # XXXX ) I have disputed this item with the credit reporting agency and they reported you confirmed the account as valid. I honestly do not believe to ever have any relationship with this collection agency or original creditor. Also there are several inaccuracies with this account the way it's reporting and that's a total violation of FCRA and FDCPA laws and regulations. In a good faith effort to resolve the matter amicably, I must demand proof of this debt, specifically the alleged contract or other instrument bearing my signature, as well as proof of your authority in this matter. Absent such proof, you must correct any erroneous reports of this past debt as mine. I am writing to request that you please provide the following information : 1. Please evidence your authorization under 15 USC 1692 ( e ) and 15 USC 1692 ( f ) in this alleged matter. 2. What is your authorization of law for your collection of information? 3. What is your authorization of law for your collection of this alleged debt? 4. Please evidence your authorization to do business or operate in this state. 5. Please evidence proof of the alleged debt, including the alleged contract or other instrument bearing my signature. 6. Please provide a complete account history, including any charges added for collection activity.
08/17/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	GA 30350	Web	Servicemember
I got a letter from Dynamic Recovery Solution LLC, the same collection agency that been harassing me for the last 9 years about a debt I do not owe. They have tried to put this on my credit report and I had it removed because of identity theft report I report my wallet stolen twice in Texas with other credit cards in them at the time. I started getting calls from this collection agency with threats in the morning at XXXX throughout the entire week and a significant amount of mail without my permission for last four years. I ask to be put on the do not contact list from this agency but they keep up persistently with the same attempts to collect a debt not owed. My account was closed by myself with XXXX XXXX XXXX 8 years ago and everything was paid off according to the account clerk in the bank but they some how keep selling my information which I did not authorized. I do not have a contract with the credit agency, XXXX XXXX XXXX, or the Dynamic Recovery Solution which has my social security number I gave them over the phone to find out if I owed the debt. They have been using my social illegally and I want this company to stop sending me mail and any further contact. Dynamic Solution does not have a contract with nor does the XXXX XXXX XXXX XXXX because the account was closed by myself not the creditor because of fraud and identity theft.
11/08/2017	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	PA 150XX	Web
Not given any insight into this debt. XX/XX/XXXX - received a request for payment from " Dynamic Recovery Solutions '' XX/XX/XXXX - i responded with a debt validation letter to confirm i have a legal obligation to pay them. XX/XX/XXXX - XXXX received an anonymous phone call from a 3rd party shipping company to sign documents. was told to call " XXXX XXXX '' AKA " XXXX XXXX '' @ XXXX that only they can arrange another shipping time. XXXX 1st phone conversation @ XXXX, the representative refused to provide an address to send a debt verification letter to dispute their claim. When i advised that the time they chose to deliver the documents is inconvenient, i was told it will be more inconvenient when they take me to court. I asked if he could provide documents of the debt. The XXXX XXXX responded that i will see the documents in court. XX/XX/XXXX - XXXX received a 3rd party mail service package. contents are from " Dynamic Recovery Solutions '' requesting payment. I called XXXX as directed in the documents. Representative " XXXX XXXX '' from " Dynamic Recovery Solutions '' advised that they have owned this account since XX/XX/XXXX and no one else. XX/XX/XXXX - XXXX called back " XXXX XXXX '' and advised of the package received. representative advised they they own the chain of title and they will see me in court.
03/25/2018	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	NY 10314	Web
Received a letter dated XX/XX/XXXX from Dynamic Recovery Solutions,XXXX XXXX XXXX XXXX , SC XXXX who represents XXXX XXXX XXXX XXXX XXXX XXXX regarding a XXXX XXXX credit card debt I had no knowledge of and that was expired since it was, according to their letter, from XX/XX/XXXX. The letter indicated that " this is an attempt to collect a debit by a debt collector and any information obtained would be used for that purpose ''. I responded as indicated I must do within 30 days to dispute the validity of the debt. Today, I've ordered my free credit reports to see if they have impacted my credit. They also indicated that even if the statute of limitation for suing me to collect the debt may have expired if " the creditor sues you to collect on this debt, you may be able to prevent the creditor from obtaining a judgment against you ''. This is a scare tactic by this company to try to force me into the payment plan they offered in the letter and, to admit that this debt is my debt so they can reset the timing for the debt in the CREDITOR 's favor and continue their deceptive collection procedures. This is a violation of the Fair Debt Collection Practices Act,15 U.S.C. and these types of collection companies that buy junk debt and threaten the public should be banned from being in operation in the U.S.A.
07/17/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	FL 328XX	Web
On XX/XX/2023 i received an email notice that my credit score dropped for XXXX so i went into the app and sure enough it had decreased XXXX points!!!!. I was furious and went to see why and it says there was a collections added so i checked it out and it was for a hospital ive never been to or knew existed. i immediately called the collection agency and for 20 minutes they could not find my account so i called XXXX and then submited a dispute online and now theyre telling me the information is verified. I am clearly stating i have never been to that hospital on that collection and that is not my debt. and if someone did use my name and social I DID NOT AUTHORIZE IT AND THAT IS LITERALLY FRAUD, which they were NOT able to verify my name OR social because they didnt even have it they kept asking me for it. Its ridiculous because fraud is literally stealing someones identity so i thought it would be obvious that if it does come to see they have my info then obviously its fraud because i told them 5 ways that i never been to that hospital. the distance in itself would be too far. So i am begging for help because they have DRASTICALLY decreased my credit by XXXX points and i work in the XXXX XXXX XXXX and most of my deals rely on my credit score for our loans PLEASE HELP.They didnt do anything to help me.
03/06/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 94103	Web
Please see the attached letter I received in the mail Friday XX/XX/XXXX. This letter was sent by dynamic recovery solutions on behalf of national credit adjusters. In the letter it says that I owe original creditor XXXX XXXX. But on a previous claim I filed with the cfpb national credit adjusters responded that I owe money allegedly to Rise. National credit adjusters did not confirm that I owe the money to the original creditor allegedly called XXXX XXXX. Now I have this letter from dynamic recovery solutions telling me that I owe the money in the letter itself please see that it stated national credit adjusters will not report this to any credit reporting agency. But I checked my credit report in this debt alleged debt that I owe is on my credit report why am I being collected on a debt that I do not owe secondly I do not have any or have received any notice of proof that I owe this money to the original creditor called XXXX XXXX. More importantly this communication dated XX/XX/2021 from dynamic recovery solutions clearly states the because of the age of your debt national credit adjusters will not sue you for it and national credit adjusters will not report it to any credit reporting agency. Why is this debt this alleged debt on my credit report then? Please remove this debt from a credit report.
07/07/2020	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	CA 95076	Web
I have been contacted by ; DYNAMIC RECOVERY SOLUTIONS They state the Current Creditor is : XXXX XXXX XXXX. They do not have a full original account number and only show four digits for a presumed account. They state the Total Outstanding Balance : {$17000.00} I received the last letter from them dated : XX/XX/2020 They have been consistently calling my home phone at all hours of the day and night trying to hassle me into agree to owing said amount. I have hung up and now do not wait for the call to connect before hanging up. I have requested they no longer contact me at the number they have. I do not owe this amount to DYNAMIC RECOVERY SOLUTIONS. My credit is good and I have no interest in their presumed offer to resolve said debt. Any previously owed money has passed the law of limitations and I can no longer be sued nor can it be reported. This has been many, many years ago. They state that " the law limits how long I can be sued on a debt. Because of the age of my debt, XXXX XXXX XXXX will not sue me for it, and XXXX XXXX will not report it to any credit reporting agency ''. I wish for this company to cease and desist contacting me for presumed debit or any other reason. Thank you for your help in this matter as I have been unsuccessful in getting this company to stop contacting me.
02/22/2022	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	AR 720XX	Web
I was contacted by XXXX XXXX XXXX XXXX ) who states that her supervisor is XXXX XXXX from Dynamic Recovery Solution. XXXX called me from XXXX. She stated " is this XXXX XXXX? '' to which I said " yes ''. She then asked if she could " verify either my address or my last 4 or the social '' to which I said " sure ''. My expectation was that I would provide my PII ( Personally Identifiable Information ) to her, however, she began rattling off my old addresses without confirming who I was. According to https : //www.consumerfinance.gov/ they are allowed to " ask '' for this information but I see nothing that states that they can start " providing '' my PII to an individual who is not validated. In this case, I am one of two XXXX XXXX ( s ) who could be receiving this call, as my father, retired XXXX XXXX XXXX XXXX ASP is also a XXXX XXXX XXXX I asked to speak with a supervisor but was told they " were busy '' and was not given the chance to discuss this further. The company is listed at toll free XXXX. The agent verified that the call was being recorded from her end. My PII was put at risk because this company is not following standard procedures for protecting consumer information. My associate XXXX XXXX was here to witness this interaction by speakerphone if you need any follow up statements.
03/24/2017	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	CA 920XX	Web	Older American
This company was removed from my credit report and now there is a new Collection of debt .. This is an old debt from XXXX from XX/XX/XXXX and I believe I stop paying into XX/XX/XXXX. I was paying XXXX but they would not help me with a new plan that I could afford. I was receiving a operations and with this XXXX was unable to pay my bills. I negotiated with all my creditors. XXXX decided to sell my loan to this company a few years ago.I believe the debt is past its limitations. I had not heard from them the last few years and two weeks ago a new that Collector has contacted me. I told her this was an old debt and XXXX should not have sold this to them. I did my research and XXXX was being held responsible for selling loans they should n't sold. I was more than willing to work with XXXX and I have letters to prove my struggle with XXXX. I have always had a high credit score before needing a operations. I even was able to work with ( XXXX XXXX ) which I understand is one of the hardest companies to negotiate. I do not feel responsible to pay this debt. It says that the debt was removed but it shows up on my account again as in Collection as a new collection. XXXX Account Removed From Report Between XX/XX/XXXX and XX/XX/XXXX, your account with XXXX was removed from your credit report.
04/22/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	FL 33703	Web
This company is attempting to collect on a FRAUDULENT debt! They have been making unauthorized inquiries on my credit reports. First, IF those debts are actually mine, they are outside of the Statute of Limitation for legality of debts. Also, Dynamic Recovery Services would be able to provide actual PROOF of the legitimacy of the debt. They have DENIED this! Secondly, I DO NOT OWE THE DEBT THEY ARE CLAIMING I OWE! I attempted to call them to inform them that I am aware of the numerous complaints for fraudulent activity against their company, and they were to cease and desist immediately. One of their " representatives '' told me that he was ending the conversation because I was being " unprofessional ''. I was not being unprofessional. I was being TRUTHFUL in telling them that they have been caught in an ILLEGAL LIE! They are attempting to do the same thing to my husband, XXXX XXXX, for approximately the same amounts. These " debts '' are supposedly for " medical services that my husband and I have never received. Also, per the Fair Credit Consumer Act, those " debts '' are to include the actual date of service. However, NOTHING that Dynamic Recovery Solutions has provided, shows that information. Therefore, they are trying to illegally collect on a phantom or fraudulent debt.
07/17/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	LA 70127	Web
I was in the process of purchasing my first home and an inquiry was made on my credit score on XX/XX/XXXX. On the credit report there was a debt in the amount of {$850.00} for XXXX XXXX that I received at XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX in XXXX XXXX, Louisiana on XX/XX/XXXX. I never received a bill for the hospital visit on this date and the debt went to two collection agencies. The first collection agency was the XXXX XXXX XXXX which closed the account on XX/XX/XXXX, and sold it to Dynamic Recovery Solutions. I contacted the hospital 's billing department and spoke to a representative to get the matter resolved. According to the representative that I spoke to, who specifically stated that I did not owe the debt and that it was invalid due to a billing error. I received documentation in the mail from the hospital proving that I did not owe the debt and I sent it to both collection agencies. The collection agency ( Dynamic Recovery Solutions ) that currently holds the debt, refused to discharge it despite the evidence. I filed a dispute of the debt on XX/XX/XXXX. A representative from the collection agency told me that the dispute would be concluded within 60 days. The deadline has passed, and the account is still in dispute with no specific date when it will conclude.
02/21/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	SC 29650	Web
I received a voicemail from a Mr. XXXX / XXXX on XX/XX/2019 to call him back, however, he did not leave his name on that call only a number. I did return is his call to a number XXXX ( which I recorded the phone call ), the return call was to see if this was a legitimate call or not. However, Mr. XXXX/ XXXX was only interested in gathering personal information which is a violation of the Gramm-Leach-Bliley Act. I have received no written communications from his so-called " business '' and I do not have any bad debts. I asked Mr. XXXX/ XXXX several times on what this was concerning, however, all intentions were to gain personal information from me. Mr. XXXX/ XXXX using my full name as well as not giving me any details of the nature of the call or so-called " debt ''. Mr. XXXX/ XXXX only seemed in trying to gather personal information from me. As you will hear on the recording he said : " I speak clear English '' in order to gain my trust in giving him personal information. Just because he " speaks clear English '' does not automatically mean he is not violating my rights ( he is using deceptive tactics to try to deceive me ). Luckly I did not fall for it. After I called him out on being a scam he ended the call. I have attached the recording of the call in the next section.
11/27/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	VA 201XX	Web
On XX/XX/2020 I filed two complaints against XXXX XXXX , XXXX. Complaints XXXX, and XXXX. Complaint XXXX was closed as a duplicate. Complaint XXXX was resolved with the attached response. The response details information and timelines on the debt that I will neither confirm nor deny at this time. However, more importantly, in this response, XXXX XXXX , XXXX states that " due to the repeated complaints filed by the consumer XXXX XXXX , XXXX is opting to close both accounts out as a refusal to pay. XXXX XXXX , XXXX has recalled both accounts and placed them in a status that will prevent them from being reassigned or resold. '' However, on XX/XX/2020, nearly 6 months later, I received the attached two letters from DYNAMIC RECOVERY SOLUTIONS attempting to collect the accounts that XXXX XXXX , XXXX should have " closed out '', per the previous agreement. Note that XXXX XXXX , XXXX is named as the debt holder on both letters. According to the attached call recording, XXXX XXXX , XXXX had no intention on following through with this statement as the DYNAMIC RECOVERY SOLUTIONS agent had no idea what I was talking about when I brought this to their attention. The account had been reassigned to DYNAMIC RECOVERY SOLUTIONS despite the agreement made through the CFPB via complaint XXXX.
01/27/2019	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	CA 90004	Web
Dynamic Recovery Solutions and XXXX XXXX XXXX, XXXX are threatening to file a lawsuit against me over what must be an extremely old debt that I most certainly do not remember. Dynamic Recovery Solutions is a company in XXXX, SC and I have no idea why I must be harassed with letters of a suit ( even on behalf of XXXX XXXX XXXX, XXXX ) when in California, the statute of limitations is 4 years. I don't have any debts with this company nor the company in which they say they are working for. All the unpaid debts on my credit report were paid off by me. Any other debts had to have been so old that they fell off ; therefore, out of the State of California statute of limitations. Please ask these two companies to stop sending me letters threatening suits and contacting me over a debt I'm not even familiar or not within California 's statute of limitations. At the bottom of Dynamic Recovery 's and XXXX XXXX XXXX, XXXX 's collection letter ( which I will upload with this complain ), they admit that by California Law that they can not file a suit or report this ( again, I guess ) to a collection agency. Then they say, if I don't respond, they'll do exactly that. These types of letters make it difficult to strive to make my life better. And I do not appreciate it. Thank you.
11/18/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	WA 983XX	Web	Servicemember
Debt was paid by Veteran Affairs. Since that payment made this debt has been turned over to XXXX different Collection Companies, XXXX ( XXXX ), XXXX XXXX XXXX XXXX XXXX ( XXXX ), and XXXX XXXX XXXX, XXXX. It was turned over to XXXX XXXX XXXX. It took XXXX letters informing them that the bill had been paid by the VA had paid the bill. With both letter I enclosed the letter the VA had send to me, stating that the bill had been paid in accordance with Fee regulations, that the amount was payment in full, and that they could not seek additional payment from me. The last letter was sent to XXXX in XXXX 2014. When I got my credit report in XXXX 2014 I noticed that in XXXX XXXX had reported a delinquent account to the Credit Bureaus. So I sent a letter to them along with a copy of the VA letter. Now I have got a notice from Dynamic Recovery Solutions. They state that there client XXXX XXXX XXXX, XXXX is now trying to collect on this debt. I have sent a letter to Dynamic Recovery Solutions and a letter to XXXX XXXX XXXX, XXXX. again informing that this debt was paid by the VA. I have also enclosed a copy of the VA letter. What can be done to stop this harassment, each time this is turned over to a new collection company they report to the credit bureaus a delinquent account.
07/07/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TX 75217	Web
Dynamic Recovery Solutions LLC. used an automated dialer to call me on my cell phone several times without my express consent, in an attempt to collect a debt from a XXXX XXXX, violating the TCPA. On XX/XX/2015 I called Dynamic and asked to speak with their compliance department but the representatives kept asking me if I knew or if I could get a message to XXXX XXXX, repeatedly, over and over again, vilolating FDCPA 1692b ( 3 ). One representative passed me on to another representative who attempted to acquisit ( acquisition ) location information from me, more than once. On XX/XX/2015 I called Dynamic and the same thing happened all over again, violating 1692b ( 3 ). I finally talked with representative XXXX XXXX who said he would send my information over to their compliance department. Since my first call to them I told them I am XXXX and not XXXX XXXX. It has been impossible to speak to someone in the compliance department, when all I get are other debt collector representatives who continue to violate the FDCPA. Common sense, if my area code is not in the same area code, or State for that matter, the third-party debt collector should investigate a little better before attempting to collect from the consumer. See the XXXX v. Enhanced Recovery order.
12/08/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MD 206XX	Web
Around XX/XX/XXXX I received a letter from Dynamic Recovery Solutions dated XX/XX/XXXX. The letter states there client XXXX XXXX XXXX has purchased my debt from XXXX XX/XX/XXXXand they are attempting to collect it for them. The debt amount is for {$1000.00}. On XX/XX/XXXX I responded with a letter requesting more information about this debt including receipts that where already paid towards the debt. The tracking shows this was received by Dynamic Recovery on XX/XX/XXXX. USPS # XXXX. On letter dated XX/XX/XXXX Dynamic Recovery responded with a XXXX document showing amount owed and no proof of any previous payments. On XX/XX/XXXX I responded to Dynamic recovery with a copy of the receipt to XXXX XX/XX/XXXX showing account was paid in full on XX/XX/XXXX. I requested Dynamic recovery to notify all parties that this debt is paid in full and requested to end all communication with myself. USPS # XXXX. On letter dated XX/XX/XXXX, Dynamic Recovery sent another letter. This letter was similar to the original letter. Dynamic Recovery never acknowledges receiving the copy of the receipt showing paid in full. Dynamic Recovery is again currently trying to say if I don't acknowledge this debt within 30 days of the date then they assume its valid.
04/01/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	GA 310XX	Web
Last year received a multitude of phone calls regarding an alleged debt. Company was asked to not contact by phone but to send a letter via snail mail with detailed billing information from alleged originator of debt - which was more than 10 years old. Never received, continued to received phone calls, family members received same, asked them to stop again and send me the detailed info as asked. Continued harassment. Got a letter today stating if I paid the debt by certain days they would offer payment options. Tired of harassment, know that the original debt was partial paid and forgiven ( sent documention ) more than eight years ago, and didn't wnat anyone else bother. I paid online the first option. So sick and tired of companies like this ( and there are three involved ) getting away with bullying, harrasment, skip tracing and all sorts of stuff. I would understand if I was someone avoiding paying my debts, but I have never hidden from anyone. Times are hard all around and I am sorry for any debts I owe or have owed and have been late paying etc, but whenone has been partially paid and forgiven and there have been circumstances .. and to try and collect a decade later and be sneaky about it ... Shaking head, shameful.
12/10/2020	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MD 206XX	Web
Around XX/XX/XXXX I received a letter from Dynamic Recovery Solutions dated XX/XX/XXXX. The letter states there client XXXX XXXX XXXX has purchased my debt from XXXX XXXX and they are attempting to collect it for them. The debt amount is for {$1000.00}. On XX/XX/XXXX I responded with a letter requesting more information about this debt including receipts that where already paid towards the debt. The tracking shows this was received by Dynamic Recovery on XX/XX/XXXX. USPS # XXXX. On letter dated XX/XX/XXXX Dynamic Recovery responded with a Word document showing amount owed and no proof of any previous payments. On XX/XX/XXXX I responded to Dynamic recovery with a copy of the receipt to XXXX XXXX showing account was paid in full on XX/XX/XXXX. I requested Dynamic recovery to notify all parties that this debt is paid in full and requested to end all communication with myself. USPS # XXXX. On letter dated XX/XX/XXXX, Dynamic Recovery sent another letter. This letter was similar to the original letter. Dynamic Recovery never acknowledges receiving the copy of the receipt showing paid in full. Dynamic Recovery is again currently trying to say if I don't acknowledge this debt within 30 days of the date then they assume its valid.
05/04/2016	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	TX 75287	Web
On XXXX XXXX, 2016 at XXXX, I received a voicemail message from Dynamic Recovery Solutions from phone number ( XXXX ) XXXX stating that there was a " matter to discuss in our office ''. The message asked me to call back a phone number XXXX. I promptly called back the number requested on the message. I spoke to a representative who refused to give me any information without disclosing my social security number. I refused to disclose my social security number since I did not know who they were and how they obtained my information. I requested that any debt collection information should be sent to me in writing. I did not receive a dunning letter from Dynamic Recovery Solutions until XXXX/XXXX/2016 with a letter dated XXXX/XXXX/16. This is in violation of the Federal Debt Collection Practices act that requires a written or verbal notice within 5 days of intitial contact containing : 1.The amount of the debt 2.The name of the creditor 3.A statement noting the debt will be considered valid unless disputed within 30 days 4.Notice that the debt collector will send a verification and validation of the debt if the request is made within 30 days. I did not receive this notice until well after the five days of initial contact.
05/17/2018	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	NH 03054	Web
Calls started on XX/XX/XXXX. I stated that I did not want to be contacted. This is a utility bill that was placed in my name by a family member in XX/XX/XXXX. I have stated multiple times that I can not pay it and I can not file charges against my family member. They left the property in XX/XX/XXXX but, they never cancelled services and the landlord did not change it until XX/XX/XXXX. I tried to dispute this with the original debtor and they refused to work with me and stated that I would just have to deal with it. This new debt collections company has begun calling me again and demanding payment. I asked the first gentleman to stop calling me and hung up. Ever since, I have received missed calls on both my work cell phone and my personal cell phone. I have answered and received dead noise or another person on the line. I have again repeated and asked them to stop contacting me. I have since emailed them with copies of the missed calls as well as my call records and asked them to stop contacting me. They have never sent me anything in the mail. They have never confirmed any debts and have been unable to provide me with any sort of break down of the charges. Only continue to tell me that I am responsible.
12/27/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NY 11720	Web
Recently, I received a copy of my credit report and found several inaccurate information and fraudulent accounts on my credit report that were not opened by me ( See attached FTC Report ). I don't have any knowledge of these accounts being open, any contract bearing my WET signature is fraudulent and was not signed by me. I communicated with the alleged debtors and requested proof of claim and to validate the debt within 30 days ( See attached Debt Validation Letter ), and so such debt was validated.. I understand that under federal law, ( Sec.602 ( a ) ( b ) of the Fair Credit Reporting Act. ) unauthorized inquiries, and fraudulent accounts shall not be allowed to be placed on my file unless I have approved it. The presence of these fraudulent accounts and inquiries on my credit report constitutes inaccurate information, which must be removed under the ( Sec.602 ( a ) ( b ) ) Fair Credit Reporting Act. Respondent, please have the following accounts removed from my credit file immediately because I did not authorize them, these creditors do not possess my signature, on any documentation, conveying my authorization to inquiry for a loan, a line of credit or for to procure goods and services.
09/15/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	CT 06109	Web	Servicemember
On Tuesday XX/XX/2020 I received a notification from XXXXn about a change to my credit account. When I logged in I saw 7 negative collections accounts on my credit report, all for private student loans taken out between XXXX. There has been no payment activity on these for 10+ years. Around the time when I was looking to purchase my house XXXX years ago the same thing occurred. I can't recall if it was the same company but they attempted to add collections accounts to my credit report which I disputed and put in a complaint with the cfpb. They subsequently removed all credit reporting, acknowledging that the debt was well past the statute of limitations. Seeing as that was nearly 3 years ago now the status of the debt has not changed and no additional payment activity has occurred that would have reset the clock. I am attempting to dispute the accounts through the various credit agencies but I would also like to file this formal complaint in the hopes that their illegal reporting of old debt might be investigated at a future date. The collection agency 's information is as follows : Dynamic Recovery Solutions , LLC XXXX XXXX XXXX XXXX, SC XXXX phone : ( XXXX ) XXXX email : XXXX XXXX
09/10/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	VA 23505	Web
The afternoon of XX/XX/XXXX I received a call from a debt collector saying they where collecting a XXXX XXXX acct from XX/XX/XXXX the girl on the phone said the acct was reporting on my credit report on and it was n't she did n't inform me that she was a debt collector and that she was attempting to collect a debt then the girl stopped talking then her supervisor can on the line and said that the girl was new and it was OK then he said the acct was n't on my XXXX and said that she was looking right at it and when I told her it it is not on XXXX she stopped talking and her supervisor came on the phone and said the girl was new reporting then said this was n't a reporting issue I let him know it was because she mislead me to think it was on my credit report so she could try to scare me into paying on this acct then His manager came on the line and said he was going to hang up on me because I was n't being professional then he put me on mute to wait for me to hang up came back to the line and was tell me to pay the acct when I started talking about how his company did n't follow the fdcpa he said he was ending the call. The company on XXXX in XXXX nc and the caller I 'd said va.
05/09/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA XXXXX	Web
I was exposed to chemicals at work XXXX XXXX XXXX XXXX I was taken from work to the hospital by my employer and spent two months in the hospital. I had part of my XXXXXXXX XXXX as a result of the inhalation of chemicals. It is illegal for a physician or medical facility to bill an injured worker if they know the injury is work related-related. this law is found in California labor Code section 3751 ( b ). This dept is for a work related injury and there is a current and open workers comp claim. I will attach the documentation that shows that there is a current and open worker comp claim and they are absolutely aware of the fact that there is and I have provided this information to The Hospital as well as this Dept Collector. This Hospital Bill is the sole responsibility of the Workers Compensation insurance company, and I am not legally responsible for any medical services rendered. This Company is Harassing me for a Fraudulent Dept collection that was never my responsibility, nor will it ever be my responsibility and it is completely fraudulent and unethical to be billing me for anything regarding having part of my XXXX XXXX due to being exposed to toxic chemicals at work.
05/09/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA XXXXX	Web
I was exposed to chemicals at work and my XXXXXXXX XXXX I was taken from work to the hospital by my employer and spent two months in the hospital. I had part of my XXXX XXXX as a result of the inhalation of chemicals. It is illegal for a physician or medical facility to bill an injured worker if they know the injury is work related-related. this law is found in California labor Code section 3751 ( b ). This dept is for a work related injury and there is a current and open workers comp claim. I will attach the documentation that shows that there is a current and open worker comp claim and they are absolutely aware of the fact that there is and I have provided this information to The Hospital as well as this Dept Collector. This Hospital Bill is the sole responsibility of the Workers Compensation insurance company, and I am not legally responsible for any medical services rendered. This Company is Harassing me for a Fraudulent Dept collection that was never my responsibility, nor will it ever be my responsibility and it is completely fraudulent and unethical to be billing me for anything regarding having part of my XXXX XXXX due to being exposed to toxic chemicals at work.
03/24/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	VA 23462	Web
I received a letter from Dynamic Recovery Solutions stating that I owed them money for a bill and they gave me a choice of making payment arrangements. I checked my credit report annually and pay all of my bills, so I knew that I didn't owe anyone. I found the receipt of the bill that they claimed I owed in which was paid almost 4 years ago. I called and told the representative that I had already paid the bill and I had the receipt and wanted to know how did they get my information. We spoke for several minutes and she said that she would put in a depute for me. Called collection agency that I paid and they no longer handled account, she told me to give them the information on receipt. I called back to give them information on my receipt and they said that they could not take it. A couple of weeks later, I receive another letter stating that I have a balance and they had my personal information on it. So, I called them back again and the representative refused to speak with me because I would not give her my personal information in which I didn't have to before and she was very rude. I called back again and someone hung the phone up without even saying anything.
05/12/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt was paid	VA 23503	Web	Servicemember
In XXXX or XXXX I had a XXXX XXXX XXXX Account ( Not sure if it was credit or checking honestly ) that was charged up by an ex. That debt was paid off in XXXX. Today, XXXX/XXXX/XXXX, I got a call about that debt of XXXX something dollars from Dynamic Recovery Solutions who claimed to be representing XXXX. This is probably the XXXX call I 've received from somebody claiming to own that debt even though I paid it 12 years ago. The harassment over a paid off debt has gotten to the point that I can expect someone else claiming to own it to come up every 6 months or so. I 'm constantly having to dispute it on my credit reports, which is a pain in the rear. I ca n't keep doing this, I ca n't keep having to re-provide the same information over and over again. I do not know where " XXXX '' got this phony debt.. .nor do I know how Dynamic Recovery Solutions XXXX XXXX South Carolina got it, but someone needs to put an end to these kind of practices. Trying to collect on a debt that has been paid and reporting it to credit bureaus way past the statute of limitations should be illegal. I 'm sure it probably is, but it is n't stopping these companies from acting on it.
08/10/2021	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	FL 336XX	Web
XX/XX/2021 Company called from phone number ending XXXX. Refused to tell me this was an attempt to collect a debt, after confirming identity. The rep Interrupted me when I attempted to say if this is an attempted to collect a debt discontinue calling me and to only contact me by mail. Spoke over me and Continued to say that it was a personal business matter. Wanted me to confirm personal information. I asked several time what does your company do and what the personal business matter was concerning. Ended call by saying if this is attempt to collect a debt discontinue calling me and to only contact me by mail. XX/XX/2021 Called from phone number ending in XXXX. rep refused to give his name or address of the company he represented after I confirmed my identity. Rep wanted me to confirm personal information. I refused several times, as I am not required by law. I asked 3 times if this is an attempt to collect a debt discontinue calling and to only contact by mail. The rep hung up during my 3rd request to discontinue calling. Company has refused to comply with my request. This complaint is to serve as official documentation of harassment by the company.
06/23/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	IL 604XX	Web
Twice when I applied for a refinance on my home I was contacted by a debt collector about some emergency balance supposedly from 8 years ago in a city I do not live anymore and it went to credit bureaus delaying my mortgage process. When I asked for for detail of charges I was provided a name like XXXX XXXX XXXX XXXX, I checked on line it does not exist. There was a lot of back and forth. I disputed and finally it got off my credit report. Couple months ago I had to apply for a mortgage as I was moving due to job change, another debt collector reached out with the same thing, same story they did not know where the debt was originated, they got it from previous collector. It went to my credit report I disputed it got off After couple more months third time same thing this time from dynamic recovery solutions as soon as I bought my new house. This time I did not bother with disputing etc.. just settled and paid some money I supposedly owed to a doctor I have not seen, in a city I was not 9 years ago. I hope that is the end of the story but I also hope you can do something about it so no one has to go through same thing
09/04/2018	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	AL 352XX	Web
I have received a letter from Dynamic Recovery Solutions, XXXX XXXX XXXX, XXXX, SC, XXXX, attempting to collect on an account for XXXX XXXX, XXXX that has been deemed closed through the investigation by a previous debt collector. The original collection account number has been changed to create, what appears to be a fraudulent collection account number, different from the original, however the said original account number of the supposed debtor remains the same. I disputed the debt in 2016 with a previous collector, who investigated the account and found the debtor account to be closed and " discontinued collection activity. '' At that time several collection agencies were attempting to collect on the same account claiming to represent XXXX XXXX, XXXX, with different collection account numbers. In disputing the debt, in writing, one of the agency 's zipcode was found not to exist by the U. S. Postal Service. Dynamic Recovery Solutions purports to represent XXXX XXXX and 12 other members of the " XXXX XXXX. '' I hold the letter from the agency that performed the investigation stating the results.
07/14/2015	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt was paid	KY 42301	Web
I have continuously been getting call regarding a debt I owe to XXXX in XXXX, KY. They are harassing phone calls. At first I was worried, so I called XXXX XXXX and asked them because I was confused. Stated that I thought I had paid my balance in full. I have worked with this comany for a few payday loans at this point and was almost 100 % my balance was XXXX. After calling them, they confirmed my account balance has been paid in full and they do not know why I would be getting these calls unless it was a scam. I have recently received a letter stating that I owe {$480.00} dollars almost a XXXX months later after their last call. I still do not owe this according to XXXX XXXX, and now I am scared this will affect my credit. I do not wish for a debt I owe to affect my credit, but am unsure where to turn. So here I am reporting what I believe to be fraud and so does XXXX XXXX. One of my biggest clues this was fraud was when the person on the end of the phone call called me a " good for nothing XXXX '' after I refused to pay the debt I did not owe or give them anymore information. This has to be stopped.
03/08/2016	Yes	Debt collection Payday loan	Improper contact or sharing of info Contacted me instead of my attorney	OH 45211	Web
For the past year I have been working with a debt management law firm, XXXX XXXX XXXX. They have been negotiating with several lenders including XXXX XXXX. I know they have reached out and spoken with XXXX XXXX yet I am still being harassed by them. Most recently they obtained my former address and have been calling and mailing letters to this address. I know longer live at that address nor was I even living there at the time the loan was taken. I believe this violates my privacy. Also I have been receiving emails. I received 3 within two hours today. These emails claim that Dynamic Recovery Solutions acknowledges my promise to pay them $ XXXX amount of money. I have never talked to Dynamic Recovery. I send all there correspondence to my lawyers. They do not even have my bank account information and if they do then it was illegally obtained because I never gave Dynamic Recovery any of my information. I believe this to be fraud and shady business practices. In their email they are trying to be deceptive in getting me to sign an authorization form because they know they are not acting in good faith.
08/19/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	MD 20707	Web
I opened a XXXX Mastercard by XXXX XXXX on XX/XX/XXXX.The account was closed by XXXX XXXX in XX/XX/XXXX sinceI started in a debt relief program : XXXX XXXX XXXX XXXX. I remembered I paid in full my account ; however I received a debt collector letter from Dynamic Recovery Solutions , LLC : XXXX XXXX XXXX, XXXX SC, XXXX. This collection DRS Reference Number was XXXX.The outstanding amount is {$7300.00}. I am trying to get the information that I paid in full the XXXX Master Card so I searched my credit report to verify when this credit card was closed but I do not see any information of this credit card opened with a balance or closed. I had called XXXX Mastercard to get information twice ( XXXX ) regarding this credit card and they said that the account was closed and paid in full but they do not give any letter verifying this information so I can send it to Dynamic Recovery Solutions , LLC and closed this debt collection. I am submitting this dispute to be able to find out why is this XXXX Master Card appearing has a debt collection when it was already paid in full in XX/XX/XXXX.
03/11/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	TX 775XX	Web
In XXXX, I found a negative account for XXXX XXXX on my credit report in XXXX. I never authorized anyone to use my name and social security number to open a wireless account. I made a report to the police department for identity theft. Afterwards, I contacted XXXX XXXX and informed them of the identity theft. In XXXX, I received a phone call from a collection agency and I informed them of the identity theft. The phone calls stopped. I sent XXXX XXXX a copy of the police report this year and no one contacted me to follow up. I contacted XXXX XXXX and XXXX of the agents said the account was flagged fraud and it will be removed from credit report in 6 weeks. He also sent me an email and said " Its good that the person who stole your identity did not use your address too. '' I saw XXXX XXXX Services on my credit report for XXXX XXXX. I contacted XXXX XXXX and they told me to contact Dynamic Recovery Solutions because they handle all of their debt collections. I faxed a copy of my credit report to Dynamic and they did not clarify if this debt collection will be removed from my credit report.
06/20/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	TX 77351	Web
First I received a alert through XXXX XXXX XXXX stating a debt collection. By the name of Dynamic Recovery Solutions never hear of it. So I called the number that XXXX had listed in the alert, mind you I didn't have to type the phone number in. It was a linked number in the report, the number sent me to an employee XXXX help line. I told them what was going on and that this was the number provided as a linked number. They told me to call XXXX I did and it explained it to them, they looked into my credit history and was able to find supposedly the origin of the debt collection. A company called XXXX XXXX called the number provided by XXXX. They immediately started asking for personal information, I explained I wouldn't give them anything until they first confirmed their address provided by the XXXX alert. They gave me a completely different address, then when I explained how I called the number that is linked in the XXXX alert and it went to the employee XXXX help line, the lady hung up. So I called XXXX back and let them know this is definitely a fraud case.
10/01/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	OH 44107	Web	Older American
I received a collection notice dated XX/XX/2020 from Dynamic Recovery Solutions , LLC attempting to collect {$580.00} I supposedly owed to a company named XXXX XXXX XXXX. I didn't recognize the third party creditor Dynamic Recovery Solutions , LLC was collecting for so I wrote them a letter stating I had no record of owing money to an organization named XXXX XXXX XXXX. I sent my letter to Dynamic Recovery disputing the debt discussed in the collection notice and requesting the the name and address of the original creditor. I sent my letter to registered mail with a return receipt requested. I received a return receipt via the United States Postal service indicating my dispute letter had been successfully delivered to Dynamic Recovery. Instead of receiving the information about XXXX XXXX XXXX who is supposed to be the original creditor I received another collection notice dated XX/XX/2020. I think the Fair Debt Collection Practices Acts states Dynamic Recovery should not continue collection efforts until they have sent me the documentation I asked for.
10/25/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NJ 07202	Web
The company Dynamic Recovery Solutions added a {$330.00} debt to my credit report on XX/XX/2021 from XXXX i don't have any back up to where this came from, how they got my social and my information. never gotten phone calls or bills for this. i contacted the medical provider ( XXXX XXXX XXXX XXXX ) that " supposedly '' had sent this debt to collections and they told me i didn't owe them or that they didn't send anything to collection because my account was at XXXX and also that they do not deal with this collection agency. i tried to contact the collection agency at XXXX, their address XXXX XXXX XXXX XXXX XXXX, sc XXXX i left a review on their company as well, they are very rude unprofessional and i was hung on up multiple times. i would also like to know how they got my social security because i never got phone calls, letter or anything regarding this company or bill. my next step is to go to the police department and file a police report because to me these people stole my information and are trying to pin a bill on me that DOES NOT BELONG TO ME.
06/08/2020	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	VA 239XX	Web
This is my son 's account. Notified the original creditor, XXXX XXXX , XXXX account # XXXX in the amount of {$180.00}, that my son is incarcerated and would be there for an extended period of time. This debt, in turn, was passed on to another creditor, by the name of XXXX XXXX XXXX XXXX reference # XXXX. They were given the exact same information that the original creditor was given. Then, the current creditor, Dynamic Recovery Solutions , LLC, or DRS for short, address : XXXX XXXX XXXX. XXXX, SC XXXX reference # XXXX has just mailed me a collection letter dated XX/XX/2020 expecting payment in the amount of {$180.00}. I have not called the current collector as of yet since I just received this particular communication this morning. The facts are as follows : I am not a co-signer on this bill. This bill is in the name of my son, Mr. XXXX XXXX ONLY, and I had and have absolutely NOTHING to do with this at all! You have the names of three ( 3 ) creditors now, but this has been going on off-and-on for at least five ( 5 ) years, and I want it to stop!
09/30/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	HI 96818	Web	Servicemember
I receive phone calls from Dynamic recovery solutions LLC daily on both my home phone and my cell phone. When I have answered the phone and interacted with them they have told me they are a debt collection agency attempting to collect a debt. I track my credit report closely and monitor it due to being in the military and having a clearance. Every time I have talked to them they have tried to tell me they are attempting to collect a debt for a credit card that I never had for an exuberant amount. Most recently they told me that I owed XXXX dollars on a XXXX XXXX XXXX credit card that was opened in XX/XX/XXXX. The earliest XXXX XXXX XXXX card I ever opened was in XX/XX/XXXX and I just closed the card last month paid on time and satisfactory. Dynamic Recovery Solutions refuses to remove me from their phone list and when I tell them they are violating Federal Collection laws, they hang up on me. The phone number I have recently been receiving the calls from is a California area code, even though their company address shows in North Carolina. XXXX
05/07/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	WA 98107	Web
Dynamic Recovery Solutions working on behalf of XXXX XXXX XXXX, XXXX sent a dunning letter on behalf of an original creditor, XXXX XXXX XXXX regarding a debt of {$770.00}. I do not owe this debt and know the company is violating my rights according to the Fair Debt Collection Practices Act, and the Fair Credit Reporting Act. After completing research on the company, I learned the XXXX XXXX XXXX reported 670 closed Dynamic Recovery Solutions complaints over the previous three years, including 128 closed complaints over the previous 12 months. The XXXX gave Dynamic Recovery Solutions a B rating. Additionally, XXXX listed 23 DRS complaints filed in federal court in the previous year alleging violations of the Fair Debt Collection Practices Act, and one alleging violations of the Fair Credit Reporting Act. Moreover, the Consumer Financial Protection Bureau ( CFPB ) listed 174 closed complaints for 2016. In the meantime, I will file with the XXXX XXXX XXXX and consult with an attorney regarding the issue with Dynamic Recovery Solutions.
12/06/2018	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	AZ XXXXX	Web	Older American, Servicemember
Dynamic Recovery Solutions is contacting me about a XXXX Account they bought from a different collection agency called XXXX XXXX about a debt they said I owed from 2010 to XXXX XXXX. I requested them to cease communication and they threatened to sue me when I do not know of this account and also the beyond the statue of limitations. Dynamic Recovery stated that they can still contact me as they said this is their first contact, I however and not aware of any XXXX Account from 2010, or any other year. I requested them to stop contacting me and was told they do not have to. This is a formal complaint against both XXXX XXXX XXXX and Dynamic Recovery solutions. they have clearly violated the FDCPA. the number they called me on is a number they could have only gotten from my credit file and is a very new number. as they stated this account is from 2010, and can not validate this debt with XXXX, I am requesting a thorough investigation into both of these companies. I have never received any written communication about this debt.
03/11/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	FL 32218	Web
In XXXX XXXX, I paid this debt in full in the amount of {$940.00} to the original creditor XXXX XXXX. As a result, the debt was also removed from my credit file and XXXX XXXX presented a XXXX dollar balance. On XXXX XXXX, XXXX, I received communication from Dynamics recovery attempting to solicit monies in the amount of {$1000.00}, which is even more than the original paid debt. The collection letter states they are working on behalf of a company called XXXX not the actual original creditor XXXX. The letter states XXXX owns the alleged debt. I 've never received communication from either company prior to this date. This appears to be a recycling of previous debts and fraudulent activity as I do not owe the alleged debt to Dynamic Recovery or XXXX. After receipt of the letter, I contacted XXXX XXXX who was able to confirm that I do not owe any money. I want this company to cease from any further communications or collection attempts on a debt I do not owe to them. Please stop selling my information to obtain financial gain.
07/15/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	WA 982XX	Web	Servicemember
I was seen at XXXX Hospital in XXXX, WA XXXX XXXX 2009. The visit was paid by XXXX. ( workmans compenstion XXXX XXXX XXXX XXXX also billed me for this visit and was giving the XXXX insurance information. Today I received a bill from Dynamic Recovery SolutionsXXXX XXXX XXXX XXXX, SC XXXX for $ XXXXfor the XXXX XXXX, 2009 visit. XXXX from Dynamic Recovery Solutions said it was for XXXX Hospital even though it says XXXX XXXX XXXX. on their bill to me. Original Account Number XXXX Account No : XXXX called XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX and they said they do n't have this bill anymore, and that it was a XXXX claim. They also said they do not work with Dynamic Recovery SolutionsI believe this is a scam to scare me into paying a bill that has already been paid. Since XXXX XXXX, 2009 is more than 6 years ago they might think I will pay this having no records of it myself. I do not owe the {$420.00} and this hospital visit in XXXX XXXX 2009 was covered by and paid for by XXXX. Thank XXXX XXXX XXXX XXXXXXXXXXXX XXXX XXXX
05/13/2021	Yes	Debt collection Credit card debt	Communication tactics Used obscene, profane, or other abusive language	MA 01108	Web
I received a letter about an alleged debt for the amount of {$960.00} dated XX/XX/2021. I then began to receive phone calls about the alleged debt. The phone calls were rude they used obscene and profane language, the people I spoke to were combative didn't allow me to finish my sentences, they talked over me, didn't answer my questions, they asked me to confirm information they had about me that I didn't give them permission to have. at this point I felt harassed so after they called the second time I called them back and told them they no longer have permission to contact me by phone and all communication must be made through mail. I examined the letter and found a bunch of violations according to the fair debt collection practices act. I responded to the letter I received with an affidavit within that affidavit I listed all the violations I found with labeled exhibits. I had my documents notarized and sent them XX/XX/2021 via mail. it has been over 30 days and I haven't received a response to my affidavit or invoice.
02/13/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30909	Web	Servicemember
In XXXX or XXXX a company by the name of Dynamic recovery solutions add a collection account to my credit report. The amount of the collection is XXXX. I had no idea the debt existed and I have never received any communication from the original holder of the account or the collection agency prior to the hit on my credit report. Upon receiving the negative hit i reached out to the number that is listed on my credit report but i have yet to receive any communication from the debt collection agency. XXXX XXXX percent sure this debt is a result of fraud. A few years ago my information was stolen and as a result of that theft Ive suffered some identity theft as well. Just a little back ground information, someone bought a house in Texas in my name, bought three cars, maxed out XXXX credit card, and attended Dr offices in my name. Rectifying this issue has proven to be stressful and mind boggling. I have filed numerous police reports and filed a report with the FTC. Also, i have disputed this account as fraud several times
10/11/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	MD 21060	Web
I received a call from a company calling themselves Dynamic Recovery Solutions. They provided me a phone number of XXXX. My wireless phone identified the number they called from as phone number XXXX XXXX XXXX XXXX. These people informed me that I have an outstanding medical debt of over {$300.00}. They have been hired to collect this debt in full or make arrangements with me to pay in installments or they will offer me a settlement. They requested for a credit card to pay this off. This company had my name and my wireless number and the last XXXX digits of my social security number and my previous address. They requested me to confirm my social security number and my previous address and provide my new one. I would not give them any information because I believe they are a SCAM. I have health insurance which covers most of my health insurance, therefore I DO-NOT any outstanding medical bills. I do not know HOW they got my personal information. I look forward to your investigation of this matter. Thank you!!
07/27/2019	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	WA 98271	Web
XX/XX/XXXX DRS mailed me a notice regarding an old debt I received it on XX/XX/XXXX stating I owed XXXX and last payment received was XX/XX/XXXX.After several calls from me to the junk debt buyer explaining this was originally a predatory loan that is expired beyond the statute of limitations according to rcw 4.16.040 on collecting a debt, also filing a complaint with CFDP. I wrote and sent via certified mail with signature from the debt buyers admin. a cease and desist letter on XX/XX/XXXX the debt collector answered my complaint with CFDP and agreed to cease and desist. Albeit this debt collector has continued to harass me with letters over and over ever since they agreed to cease and desist. I'm very very upset this debt collector is continuing with the harassment against me. The debt collector mailed notices on XX/XX/XXXX/ XX/XX/XXXX/ XX/XX/XXXX/XX/XX/XXXX and XX/XX/XXXX demanding I pay or face judgement. I'm unable to load images on this laptop but assure you I have the paper trail to back up my statement.
08/09/2019	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	MN 55075	Web
I have received numerous calls for years " attempting to collect a debt '', from DYNAMIC RECOVERY SOLUTIONS. I believe it is for a student loan of a former co-worker of mine. I have told them numerous times I am not that person. I even provided them her number, years ago when I still had it. I have not been in contact with the person they are looking for, for at least 6 years. I have told them nicely and more forcefully to stop calling me. They reply, in a very rude tone, that they have worked with me before. They obviously think I am trying to get out of paying. I have blocked the number, but they call from another one. I have left them voicemails and as of today, I emailed them. Their website they provide on their voicemail, when I called them is GOTODRS.COM. I will call them again tomorrow and demand a person that is higher in the ranks, in hopes they will listen to me. At this point, it has gone way beyond what is acceptable. This is outright harassment. I'm hoping you can help me with this matter.
02/10/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 92562	Web
I had been getting calls from Dynamic Recovery Solutions every few months requesting payment on a debt owed. Each time I am contacted, I request a statement to be sent to me showing the original debt and charges that are on the bill but never receive anything on paper showing what exactly the debt is for. I received a call on XX/XX/XXXX from Dynamic Recovery Solutions again regarding a debt owed for medical bills incurred in XXXX, totalling XXXX. The representative said that it is for a remaining balance that is owed after the insurance coverage and since it has been more than XXXX years from the date of the bill, my only option is to make a payment plan. I requested a statement to be sent again and he said that XXXX XXXX sent on XX/XX/XXXX. I told him that I have not received it yet again and will not make a payment plan until I receive proof of what the bill is for. The collection has now shown up on my credit report and I have still not received anything proving what the bill includes.
05/10/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt resulted from identity theft	FL 333XX	Web
On XXXX XXXX, 2016 at XXXX. XXXX I received a voicemail from Dynamic Recovery Solutions from XXXX. I called them back at XXXX. XXXX. I requested the name, address, and phone number of who they were calling. He kept asking if I was XXXX XXXX. I finally confirmed I was XXXX XXXX and he took a very long time to finally give me the contact information that follows : Dynamic Recovery Solutions XXXX, SC XXXX XXXX At this point, I requested to know the name and address they had on file for me. He provided an address that was added to my credit report during an incident of identity theft. I asked who they were collecting on behalf of and he asked if I would validate the last XXXX digits of my social security number and then read them too me. I refused to verify this information and he refused to tell me who the collection was for. My understanding is they should not be handing out even the last XXXX digits of my SSN to anyone, ever. I suspect they are n't a valid debt collector.
09/23/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 76502	Web
I just made a complaint about this company on XX/XX/XXXX, they replied to it on XX/XX/XXXX, stating they apologized, they will no longer make contact or attempts to collect this debt. I also have their original letter dated XX/XX/XXXX that states : TEXAS RESIDENTS : THE LAW LIMITS HOW LONG YOU CAN BE SUED ON A DEBT. BECAUSE OF THE AGE OF YOUR DEBT, WE WILL NOT SUE YOU FOR IT, AND WE WILL NOT REPORT IT TO ANY CREDIT REPORTING AGENCY. THIS NOTICE IS REQUIRED BY LAW. Well, after I disputed with them, filed complaint with CFPB and they said they would no longer attempt to collect, they put 3 amounts of debt on my credit report!! I was notified of this today. This is unethical and needs to be deleted from my report immediately. I do not have any negative items on reports until now with this bogus debt that was not my fault. I gave insurance to hospital, they billed and got paid. The physicians billing failed to do so. They have broken so many laws at this point.
04/19/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	SC 29651	Web	Older American, Servicemember
On XXXX/XXXX/XXXX I received a letter fromDynamic Recovery Solutions, XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX stating I owed {$360.00} to XXXX XXXX with no date of services. Account # XXXX. I called the XXXX XXXX number on the number and spoke to XXXX. He demanded money and I had to actually shout at him to get him to stop so I could ask him some questions about this debt. He finally told me that this was from a hospital in XXXX, XXXX.and it was prior to XX/XX/XXXX. I have never been to XXXX, XXXX prior to my cross country trip in XX/XX/XXXX. I was never hospitalized in any hospital in XXXX. When I pressed him for details and a formal billing, he would not provide that, not even a date of service. But he proceeded to demand money. I am not paying for a bill which I have no idea of it 's validity. When asked if they could contact me, I told them not to call. only correspond by mail. Please get them to cease and desist as this is nothing more than a scam.
03/04/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Threatened to take legal action	TX 77063	Web
A debtor called me from Dynamic Recovery Solutions by the name of XXXX XXXX, and threatened me about a debt from XX/XX/XXXX. He stated my last payment was XX/XX/XXXX, and when I stated that I became unemployed shortly after that, and currently pay too much in student loans to handle any additional payments, he began revealing personal information. He literally threatened my credit and adding it to my credit history as he said " I see you have good credit right now, you have a couple of student loans, and it seems like you would n't want this held against you, but I can see you just do n't want to settle your debt. You are still being held responsible for this debt. '' I explained that I know my rights and it has been over seven years and he can not sue me or threaten my credit as it is past the statute of limitations, at which point he backtracked and continued to make back handed comments and insinuate that they would damage my current credit.
08/29/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	NY 140XX	Web	Servicemember
received a debt collection letter XX/XX/XXXX from dynamic recovery solutions re a debt owed to XXXX. I currently have an acct with them but the acct number on the letter is not my acct number for do I have a balance with them. I called XXXX on XX/XX/XXXX to confirm no debt was owed and referred to their fraud dept where again no debt is owed. I called dynamic recovery solutions on XX/XX/XXXX to tell them I do have an acct with XXXX but there is no balance as confirmed by XXXX as well. I asked for the original contract with a signature, creditor information, payment history on the acct and proof of ownership. The man I was speaking with said they don't have that information. I proceeded to notify him they have 30 days to provide requested information. After researching this company it seems they are a scam of a debt collection agency trying to defraud people of debts they don't owe or debts that have expired under the statute of limitations.
07/28/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CO XXXXX	Web
My wife was in a rear-ended in a traffic accident on XXXX XX/XX/XXXX and was taken to hospital via ambulance. We finally received a bill for the ambulance service XXXX XXXX XXXX XXXX XXXX early XXXX for the amount of {$980.00}. This was submitted to insurance and paid XXXX directly on XXXX XX/XX/XXXX. On XXXX XX/XX/XXXX we received a debt collection notice from XXXX XXXX XXXX XXXX XXXX on behalf of XXXX XXXX XXXX XXXX XXXX for the paid debt. A reply was sent to XXXX XXXX on the same day notifying the debt had already been paid to XXXX. On XXXX XX/XX/XXXX we received a debt collection notice from Dynamic Recovery Solutions LLC ( on behalf of XXXX XXXX XXXX XXXX XXXX for the paid debt. A reply was sent to Dynamic Recovery on XXXX XX/XX/XXXX notifying the debt had already been paid to XXXX. On XXXX XX/XX/XXXX we received a debt collection notice from Dynamic Recovery Solutions LLC ( on behalf of XXXX XXXX XXXX XXXX XXXX for the paid debt.
08/18/2015	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	TX 770XX	Web
This collector is attempting to collect on a debt that is time barred and past the statute of limitations. I have n't been known by that last name in over 7 years. The account is no longer reported on my credit profile and is considered time barred. No validation and or authorization to contact me has been provided. TIME-BARRED DEBTSA new practice has arisen in the debt collection industry. Old, charged off debt is packaged and sold to other financial entities for as little as a penny or less for a dollar of old debt. These debts are old and often barred by the statute of limitations which limits the period of time during which a lawsuit may be filed to collect the debt. Thus, a time-barred debt is XXXX which can no longer be collected by legal means due to the passage of time, e.g. - - lawsuits, wage garnishment, liens on real estate, etc. These buyers of old debts are " debt collectors '' covered by the Fair Debt Collection Practices Act.
08/10/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TX 768XX	Web
I received this call on XXXX/XXXX/16. The message left stated that I had an unpaid debt and that it I had to call to discuss the matter. I was told to call XXXX, which is strange because my caller ID displayed the number XXXX. This leads me to believe that this is a spoofed number. I looked the numbers up online and discovered that this is a debt collector known for fraudulently attempting to collect zombie and/or non-existent debts. I have and have never had any debt. I do not owe anyone any money. I will not be sending this company any money. I have checked my credit reports and there is nothing about this alleged debt on any of my reports. I have put a fraud alert on all of my credit reports as a precaution. In addition, I have never received anything in the mail regarding this alleged debt, which leads me to believe that this company does not have my contact information and is phishing for the purposes of committing a fraud.
02/28/2019	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	TX 77004	Web
I had defaulted on a XXXX XXXX XXXX Credit Card sometime between XXXX. I was contacted by the XXXX XXXX XXXX XXXX XXXX in XXXX XXXX in XXXX. I made monthly payments for over 2 years. I can't remember when they started and I can only access XX/XX/XXXX to present statements on my account. In XX/XX/XXXX the auto draft did not hit my bank account. I called a the office and they told me I was paid in full. I asked her to send me a letter. This is right about the time my father died so I'm not sure if I got the letter or if I misplaced it. I have had several collection agencies contact me since then to collect. The Law Office phone number is no longer active. I just received another letter for collection, Dynamic Recovery Solutions XXXX. I was able to get bank statements as far back as XX/XX/XXXX - XX/XX/XXXX which show the monthly payments. If needed, I can ask my bank for more statements. Can you help me with how to proceed?
06/18/2019	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	AZ 850XX	Web	Servicemember
according to 1681o. Civil liability for negligent noncompliance and 1692d. Harassment or abuse under federal law, Dynamic Recovery Solutions is engaging in said violations of latter federal statutes. Dynamic Recovery Solutions is trying to associate me with an account that is over 15 years old that I do not owe. Number one the statute of limitations on a debt is 6 years, and number 2 this is not my account and I have no knowledge of this account. I served in the military and my social has been fraudulently been used over the last 20 years illegally, and I have repeatedly filed police reports to back that up. I do not owe any money to this alleged account, as I do not and have never had a XXXX XXXX account in which I owe any past due monies. Thus, I hereby refute the validity of this collection attempt, as null and void. This company needs to cease and desist and not communicate with me again on a debt I do not owe.
11/16/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	LA 712XX	Web	Servicemember
Dynamic recovery solutions Account # XXXX I received an alert on my credit profile saying I owed XXXX for a doctor bill. I never received a bill but on the collection it was said to be submitted XX/XX/2021 the inquiry came around XX/XX/2021 XXXX I also called about the debt and told them I was in a car wreck my lawyer took care of all of it. I also asked why I never received a letter about the debt in which the worker said they dont have to send a letter I already knew of the debt. That should b on file because she said everything is recorded for customer assurance purposes. I also have medical insurance which I had every since my car wreck, so I know in fact that was a bill for my car wreck. After I sent them a letter a week later they responding by offering me a settlement price or to pay it over time. That was the first letter they sent to me. XXXX law firm of XXXX Louisiana handled my car accident.
01/04/2017	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	GA 31069	Web
I began receiving phone calls from several different numbers and each time a message is left there is no mention of name as to whom the message is intended. The message only identifies as being from a debt collector demanding a return call to Dynamic Recovery Solutions at XXXX. Each time I receive a phone call it is from a number in Georgia with the most recent being from numbers listed as cell phones. I do not owe any debt to this company nor have I received any written communication as to what this pertains, nor am I past due on ANY of my accounts and have n't been in more than seven years. After checking the internet for information regarding this company I have learned they contact consumers on debts that either do not belong to them, false debts, or on debts that are beyond the statute of limitations and attempt to " restart the clock '' on old ( passed the statute of limitations for collections ).
07/03/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Indicated committed crime not paying	NV 89104	Web	Older American
A man knocked on my door and told me his name and told me that the home security company if have was merging with his company and they were going to up grade my system as a part of the merging of company 's. As they were changing the key pads, my security company called me, I asked if they were merging with this other company. They told me no and I was still under contract with them. I told the guy who was trying to replace my key pad, to put every thing back the way it was. He did that and left. A couple of months go by and I get this bill from Dynamic Recovery Solutions stating that I owe then, if I pay now {$230.00}. Dynamic told me that, the Security company, sold them my contract, and that, they were to collect my dept. Dynamic wanted me to go to my bank and for my bank to, send them a e-check. Which I did n't do The security System company wanted {$690.00} from me and that was n't going to happen.
06/09/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	PA 19146	Web
This company sent me a debt collection notice about 4-5 years ago. I responded back in 30 days and told them I did nt owe the debt, as I have no knowledge of a account with the company in question. After that, I didn't hear from them for about a year, until they sent another debt collection notice. I again sent them a letter of dispute, from which I heard no reply. Last year, I received yet another debt collection notice. I once again responded with a letter claiming I dispute this debt, as I have no knowledge of this account. This time they sent a verification letter of the debt, but also stated they can not legally sue me or put the debt on my credit report. I took that into consideration along with the fact that the debt is not mine, and responded with a letter asking them to not contact me any more. Now, today I received yet another debt collection letter. At what point does this become harassment?
12/15/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	MO XXXXX	Web
I received a letter dated for XXXX XXXX XXXX from XXXX XXXX XXXX, for a medical account from the, " Current Creditor '' XXXX XXXX, XXXX. Prior to making the call today to XXXX XXXX XXXX XXXX on XXXX/XXXX/XXXX, I reached out directly to Dynamic Recovery Solutions to find out about paying the debt in exchange for it being removed from my credit in writing. This negotiation was not solidified and so I advised I would not speak to them about the debt and hung the phone up. On today, XXXX/XXXX/XXXX, I reached out to XXXX XXXX XXXX XXXX, who is also indicated on the letter to find out if I had an account with them and they stated the last time I was with them was in XXXX & did not have any balance owed, nor anything sent to collections. After this conclusion and trying to call XXXX XXXX XXXX @ XXXX & receiving no response, I decided to reach out to XXXX XXXX or some other group to assist with the matter.
04/11/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 92672	Web
A debt collection company called " Dynamic Recovery Solutions '' has been harassing me non-stop daily for about 6 months now. They are calling about a debt that is years past the statue of limitation. They are trying to trick and bully me into making a payment to reset the SOL. I have asked them repeatedly to stop calling me and to take my number out of their robocalling system. They have ignored me even though I have stated the debt is not valid and I am on the do not call registry and do not give them permission to call me. I would like to take legal action against this company for harassing me almost daily with robocalls. I am now starting to keep a log of these daily calls to sue them. In the past they have called around 30 times so far. They call at all times of the day and night, weekends as well. They are relentless and these calls are giving me mental and physical stress. Please help.
02/25/2017	Yes	Debt collection Auto	Cont'd attempts collect debt not owed Debt resulted from identity theft	MI 48213	Web
Hello, When I just come from XXXX, I had XXXX years old, much everyting seems to be new and different to me. I start working, but I did n't know that there were people that was planning to make me feel sick and XXXX by bringing me to problems that they sure n't can involugrate me on, i were not inform of much and they violate my trust and laws of respect, dignity and identity, and now I have been harassed by collections agencies, for example this one that I just find in my mail today from : Dynamic recovery solutions original creditor : XXXX original account number XXXX current Creditor : XXXX DRS Account No : XXXX Current Balance : {$10000.00} I feel they just have been disturbing my patience, and they try to charge something that I dont have, something that I did n't purchase. I hope some one can help me to stop the corruption and harassment they have been planning against me and good people.
08/15/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	OH 456XX	Web
The name of the collection Company is Dynamic Recovery Solut. The amount stated is XXXX ; opened XX/XX/2022 ; reported XX/XX/2022. There was no response within the 30 day window however it's still on my credit report I've sent letters to dynamic recovery solut and also XXXX. According to the fair credit reporting act this account is a breach of Hippa guidelines and regulations ; yet, The erroneous information remains on my report. The company has not responded at all however XXXX sent me an online notification even though in my letter I specifically stated that all correspondence should be sent by Mail as I'm keeping a detailed record of when I sent the letters in order to hold them accountable. They have not responded by mail and it has been past the 30 days. The company has not responded either I sent them a letter stating that they were breaching my consumer rights ; I.e., HIPAA violation.
01/28/2022	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt is not yours	FL 33179	Web
I was contacted by mail by Dynamic Recovery Solutions on XX/XX/2021 about a debt which the original creditor is XXXX XXXX XXXX XXXX for XXXX and reference number:XXXX, and the current creditor mentioned is XXXX XXXX XXXX. They have received a mail from me requesting the validation of the debt on XX/XX/XXXX, but failed to provide to me the information requested which is considered as a violation of my rights because it has been more than 30 days since they got my letter. Not only they failed to respond to my request that I gave them 30 days to reply to and to delete the debt if they can not validate it, but also the amount and the status mentioned in the letter are not the same as what is in my credit report. They did not even change the status of the debt as under a dispute. I am now requesting a deletion of this debt since it can not be validated and some information dont match. Thank you!
03/02/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	PA 15108	Web
I call them and this account XXXX Dynamic recovery. This is my friend XXXX and XXXX dont want to pay and at the time did not had the credit and I had a bill on XXXX that they could not give me the cell phone at all. Unless is goes in my friends name as a main account holder and all. I was telling them about this and should not be taken to the ground because he dont want to pay. It was not my problem that we had a fight and he cant pay this. I dont want this on my credit report and its not right. Also she was a smart XXXX. Well I can file for bankruptcy and I had fight get a manger on and than wait like 10 minutes. Than hang up and so I though do this other wise nothing will change. This is the worse collection people that I XXXX with and keep calling me but dont leave a message. I hope this fix there smart XXXX. I want that women to be fired and that manger tp let people do this
07/03/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	UT 840XX	Web	Servicemember
Today I received a letter from Dynamic Recovery Solutions claiming that we owed a debt from a company we have never heard of. It claims to have been from a medical group in Arizona. We haven't lived in Arizona in years and the entire time we were there we had Medicaid insurance through the state that covered 100 % of our medical bills. It is impossible that we could have had a medical debt while there. We have never once had a bill sent to us or any attempts at communications with us to deal with any supposed debt. The supposed original creditor has countless complaints filed against them for sending bills to collections agencies rather than to insurance companies. This debt does not belong to us, and we will be sending a cease and desist letter to them. We will also be pursuing any and all legal options if this company continues to threaten our credit reports with false debts.
07/29/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	TN 38104	Web	Servicemember
I 've received several calls from some who did not disclose their name, nor did they advise me the basis of their contact, but attempted to coerce vital and private information from me. All they seemed to have was my name, phone number, last XXXX of my social and an incorrect address that I 've never heard of. But when I attempted to ask what was the reason for the call, they refused. Because they refused, I requested that they not call me anymore, but they still insist upon calling. I 'm pretty sure that there should be no bill collectors calling me since I filed for in XXXX XXXX and received discharge of bankruptcy in XXXX XXXX. I 've since reverse dialed the number and it answers as Dynamic Recovery Solutions. My other major concern is identity theft. Is there anything that I can do to prevent the continued calls as well as find out if there is someone using my identity.
08/04/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	NJ 08873	Web
I resolved some medical debt with other creditors with the help of XXXX XXXX XXXX XXXX : XXXX XXXX XXXX XXXX. I received notification that the debt was discharged and removed from the credit report and now I am receiving harassing phone calls from Dynamic Recover Solutions requesting payment of {$720.00} for account number XXXX and {$170.00} for account XXXX and XXXX XXXX XXXX XXXX for {$430.00} for account number XXXX. The original creditor with whom this was resolved is XXXX XXXX XXXX XXXX. I have advised both of these agencies these matters have been resolved and still they continue to call and harass me. I have requested that they send the validation of debt and they refuse to do this and say that they will not send more than what they have sent in the mail which does not state anything regarding any new debt and only lists debts which have already been resolved.
06/03/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MI 495XX	Web
The called me about an inexistent debt which is dated seven years back. According to a collection agency demand, in XX/XX/XXXX and XX/XX/XXXX, I provided all the necessary docs that prove that this is not a correct claim and they stopped calling. I also notified all credit agencies and the credit scoring services and the note was removed from my credit score after the documents were reviewed. Now I'm receiving calls again from other people saying that they are a different agency called Dynamic Recovery Solutions and started harrasing again. I got a call Saturday evening around XXXX, and two calls on Monday morning XXXX. I explained to them that I have sent or relveant information already to the previous callers and the credit agancies but they ignored me. They kept asking me to verify my address telling that there is a pending unpaid debt. When is this going to stop?
02/01/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX XXXXX	Web
Dynamic Recovery Solutions is attempting to recover a debt of {$790.00} that is not mine. I have never had a contract or account with them. Thy even state in their letter that they are not the original account holder and that it was XXXX XXXX XXXX XXXX XXXX. I'm not familiar with them either. If I have no written contract with Dynamic Recovery why are they trying to collect a debt from me for another company? I request validation of this account with original documents showing itemized charges. Not photocopies, but originals with wet ink signatures on it. I doubt that they can produce these documents. And if they do have them and they are not a licenced medical facility but a collection agency then that is a clear case of a HIPAA violation and possibly FDCPA violation. I have sent a letter directly to Dynamic disputing these charges and account a week ago.
11/16/2019	Yes	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	NJ 08755	Web
Dynamic Recovery Solutions this is the 2nd bill I got from 2011. I made a deal with them for the first one I was on the phone with these people and she never once said I had another medical bill from 2011. I have been on disibility for 9ansd half years and this is the first time getting these bills. I was never informed of dispirited or never received a letter from them this crazy. Iam XXXX I dont care who lives in the XXXX White House he pushing my buttons and XXXX XXXX is too. If u cant help me send me to someone that can. Also I just made my first payment last week and that is it I will be asking them to remove my debit card. Then she threw in that its going on my credit report as a paid not in full 7 years I thought that was the rule I guess XXXXXXXX XXXX XXXX the XXXX its different in America. These bills are way over 7 years if I have to wait 10 I will.
08/18/2016	Yes	Debt collection Credit card	Disclosure verification of debt Right to dispute notice not received	FL 34655	Web
I contacted Dynamic Recovery Solutions who is collecting on behalf of XXXX XXXX XXXX. I spoke to a XXXX XXXX. Upon I asking for proof of debt, proof that they are licensed and bonded in my state she began to get annoyed and very nasty to the point that when I asked to allow to state that I was requesting certain documents for the record she stated that she does't have listen to me and hung up. AT no point was she able to tell me the date of first delinquency, license number, she basically only wanted to collect money. She never informed me that I can dispute this information. I then was upset and called back and spoke to customer service supervisor XXXX XXXX. I explained the situation and that I wanted her to correct XXXX XXXX conduct and how she violated my right under the FCRA. I also informed her that I was going to file a compliant with the FTC and CFBP.
04/06/2018	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	OH 44135	Web
Contacted me multiple times for a debt I settled with a previous collection agency. Also contacted my mother more than once without her permission to contact her after the first time. They were sending mail to the wrong address due to a typo on their end so now other individuals have access to my information. After making sure this was a debt I took care of I called back to question why myself and my mother have been receiving calls from them on something settled and they wanted me to confirm my social security number. Knowing of all the scams that take place with this kind of stuff I was uncomfortable confirming my information. I told them that was not needed they just needed to stop contacting me and especially my mother because she did not give them permission and that was against the FCRA. The lady on the phone hung up on me after I said that.
04/18/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	AR 727XX	Web
I had a XXXX XXXX in XX/XX/XXXX that was taken to the emergency room by her grandmother. My name was used for some unknown reason, I was out of the state at that time on vacation. Arkansas DHS is the responsible party. The bill was and has been turned over to them, and by their statements to me resolved. XXXX XXXX XXXX is the original debt holder {$280.00}. XXXX took the account # XXXX {$280.00} dated XXXX. I disputed the claim and they sent a copy of a bill with handwritten modifications dated XXXX. I have made several disputes of this bill. XXXX XXXX XXXX now has account # XXXX for {$420.00} dated XXXX. I have disputed this. Dynamic Recovery Solutions account # XXXX {$420.00} is acting for XXXX XXXX XXXX dated XX/XX/XXXX. today I talked with XXXX XXXX at Dynamic Recovery Solutions XXXX, she said I would receive media. I do n't understand that.
12/04/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	TX 78610	Web
Approximately XX/XX/XXXX, I hired a law firm to dispute a fraudulent debt that showed up on my credit report with Dynamic Recovery Solutions in the amount of {$4800.00}. We sent them a fraud packet and advised them the debt was fraudulent. I understand the original debt was from XXXX XXXX and Dynamic was responsible to forward my dispute to them as well. A response to the dispute was never received. I assumed it had been resolved. Later, I realized the debt was still showing up on my credit so I had another dispute sent it again in XX/XX/XXXX/XX/XX/XXXX. When we followed up with Dynamic Recovery they advised the debt had been sold to XXXX XXXX XXXX. This debt should not have been sold because it was identity theft. I contact the number for XXXX XXXX and it appears to be a bogus number. I have attempted to dispute this with the credit bureaus.
10/11/2021	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX 76502	Web
This is my 3rd time disputing this! Per their letter which is also attached, it states : TEXAS RESIDENTS : by law we can not sue you nor will we report to your credit report due to age of debt. They replied to complaint XX/XX/XXXX they would cease contact and notify creditor of dispute then they STILL put it on my credit on XX/XX/XXXX, I filed another complaint and they just copy/paste their previous response. THIS NEEDS TO BE REMOVED FROM MY CREDIT REPORT. YOUR PRACTICE HAS BEEN UNETHICAL IN THIS EXPERIENCE, NOT ABIDING BY THE LAWS IN PLACE. I DONT OWE YOUR CREDITOR ANYTHING. Almost 7 YEARS AGO THEY FAILED TO BILL XXXX FOR THE PHYSCIANS BILLING. The hospital billed and got paid. YOU CAN NOT BILL A XXXX PATIENT BECAUSE YOU FAILED TO BILL IN TIMELY MANNER. You all have damaged my credit and it needs to be REMOVED immediately! This is insane!!
01/26/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL XXXXX	Web	Older American
I received a letter from Dynamic Recovery Solutions a LLC address XXXX XXXX XXXX, XXXX SC XXXX, Phone number XXXX, Email XXXX. Their Claim for {$710.00} dollars is a Fraud. They say they represent XXXX XXXX XXXX XXXX and Current creditor XXXX XXXX XXXX XXXX, XXXX. They gave me a Reference Number : XXXX. This matter is over 6 to 8 years old. I brought a suit against XXXX XXXX XXXX XXXX XXXX XXXX XXXX and retained an attorney in XXXX Florida to represent me in the State Court in Tampa FL about 6 to 8 years ago. This case was discharged and settled. Why is it these people are trying to collect on a matter that was closed? I have received many calls from these people demanding to pay {$700.00}. In their last letter they stated if I paid them {$170.00} they would close the case. I stated again this is a Fraud Case. Please investigate.
01/27/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	WI 53590	Web
dynamic recovery solution 's calls me every couple of months asking for XXXX XXXX XXXX XXXX. last 2 calls XX/XX/2019 at XXXX XXXX and XX/XX/2019 at XXXX XXXX. this is after asking them to stop calling me, I have no debt, why are they calling me? I contacted dynamic recovery solutions, they said they would remove my name. right away I get another call. and they continue to harass me, why is this company getting away with harassing people? and why are they calling people with no debt and harassing them? they call with no caller id and no phone number, they leave a message saying that by listing to this message I'm confirming that I am XXXX XXXX XXXX XXXX. I have recorded phone calls & messages saved from dynamic recovery solutions that documents there harassing calls and texts. something really needs to be done here. thank you XXXX
01/12/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	FL 33470	Web
I received a call that addressed me by first name and stated that she needed to verify information for an application that I had submitted which I thought was odd and addressed me by my first name and repeated my last XXXX of my social once she verified that she stated it was to collect information for a debt which she was not upfront and tell me that in the first place, then she proceeded to inform me that she was calling from Dynamic Recovery for a debt they had placed in her office XXXX/XXXX/2015, I asked her for information as to the account and the debt, her information and company information and she proceeded to tell me I was not cooperating with her. I reminded her the conversation was being recorded and she then placed me on hold and I was in silence for several minutes forcing me to hang up because she did not respond to me.
06/27/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	PA 18966	Web
Dynamic Recovery Solutions somehow has gotten my phone number and proceeded to call me and even texting me- a feature I NEVER opted into - in order to collect a debt my deceased father owes. They must have somehow gotten notification of his death in XXXX and have decided it's appropriate to harass me in the months following his death over a debt because I haven't received these texts prior. It's also important to note I was not on my dad 's phone plan for years so them obtaining my number doesn't seem legal either. My father had no estate and I am not obligated to pay this debt. How they got my number, which is also on the national do not call list, and then have proceeded to opt me into communications with them all while I'm still grieving the loss of my only parent is horrendously disgusting and, based on what I've read, not legal.
06/11/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NJ 070XX	Web
First, I started receiving phone calls from XXXX company in a XXXX of XXXX claiming I owe money for the phone bill. I informed company that I never had XXXX account and I have been XXXX XXXX XXXX customer since XXXX and never changed company. I asked for information they have on file, such as social security #, account #, phone # account was connected to. Caller refused to provide me this information. I went to police department and filed police report as possible identity theft. After that, I never heard from them again until 5 years later in XXXX of XXXX when I received a letter from Dynamic Recovery solutions claiming I owe money to XXXX XXXX XXXX . They still did n't provide me any supporting information. I 'm sick and tired of this harassment! I never had XXXX XXXX account and never dealt with them!
08/21/2015	Yes	Credit card	Closing/Cancelling account	CA 92373	Web
This ( {$90000.00} ) XXXX XXXX XXXX Credit card ( ending in XXXX ) debt of more than ( 6+ ) years having no dialogue and or activity has been passed on over and over to numerous collection agencies and has now been passed onto the most recent collection company by the name DYNAMIC RECOVERY SOLUTIONS ( their account # XXXX ) located at XXXX, XXXX. XXXX ( XXXX ) XXXX. Conclusion : Because of the expiration of the statute of limitations to legally collect in XXXX ( 4 years ), I 'm asking Dynamic Recovery Solutions to remove this debt from my XXXX credit reporting agency and or other agencies and issue me documentation on my behalf that this time barred statue can not be legally collected any longer because of the non activity of over ( 6+ ) years and because of the expiration of the statue of limitations for the ability to collect.
10/04/2021	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 337XX	Web
I am XXXX XXXX and I'm submitting this complaint myself and there is NO Third Party Involved. DYNAMIC RECOVERY SOLUTIONS is violating my consumer rights under 15 U.S. Code Chapter 41 - SUBCHAPTER VDEBT COLLECTION PRACTICES. DYNAMIC RECOVERY SOLUTIONS have used abusive, deceptive, and unfair debt collection practices. DYNAMIC RECOVERY SOLUTIONS have violated my consumer right to privacy, I NEVER gave them any my information directly and DYNAMIC RECOVERY SOLUTIONS has committed the crime of IDENTITY THEFT. I am a consumer and natural person of the United States of America and my consumer rights have been violated and I demand a quick and proper resolution. I am holding the DYNAMIC RECOVERY SOLUTIONS civilly liable for their gross negligence. Attached is an affidavit of fact that includes the FDCPA violations and resolution.
07/29/2019	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	NY 11793	Web
I received a letter from a company called Dynamic Recovery Solution stating that I owed {$480.00} for a balance on a XXXX XXXX credit card ending in XXXX. I have two XXXX XXXX credit cards neither end in that number and both have zero balances. I went to XXXX XXXX and they have no record of it other than my two credit cards ending in different numbers. I have never received a past due notice nor has anything ever been on any of my three credit reports. I have had the same address for about ten years and same phone number and I have never heard anything from XXXX XXXX XXXX. I tried to contact Dynamic and not only were they rude but they informed me that they would obtain a judgement and I would have to pay more and that it would be better if I just paid the debt. XXXX XXXX advised me to not do that and to file a formal complaint.
11/06/2017	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	TX 77067	Web
The agent of this companny called DINAMIC RECOVERY SOLUTIONS, have called repeadetly fron a phone number from a individual person not associated to this companny and using a name of XXXX XXXX, have called many times even though after many times they have promissed to delete my number because of a mistake they did. This agent associated my last name with the one of another person and since they don`t have form of contact them is trying to get to them throu me, even after many times I have told them I don`t know such person they keep calling and promissing to delete my number. If you dont resolve this matter I think will be time to involve the courts since they are just abusing and don`t want to understand I have nothing to do with them and keep associating my name with a delincuent account that don`t correspond and I don`t have.
07/29/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	MD 21214	Web
I received a collection document from Dynamic Recovery Solutions regarding a deliquent debt with XXXX XXXX XXXX. I currently hold good standing accounts with XXXX XXXX XXXX. XXXX XXXX XXXX has confirmed with their debt recovery unit that I have no delinquent debt. The account which is listed on the document has been confirmed with XXXX XXXX XXXX as not being any that I 've ever held with them. I 've requested proof of the original debt from the personnel at Dynamic Recovery Solutions and was told it would take 30 - 45 days. I 've been threatened with action being taken in 2 weeks. The current owner of the debt is XXXX. According to the information I 've received from DRS, the account is as old as 2006. This sounds fraudulent or like a phishing scam. Please investigate and let me know what action I can take. Thank you!
07/21/2017	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	CA 90038	Web	Servicemember
I have two collection accounts with XXXX XXXX XXXX, XXXX, however I got a letter from XXXX XXXX XXXX XXXX ( for one of the accounts ) requesting payment for it. I 've recently called XXXX XXXX, XXXX to have them verify it but they said they had no record of it and to contact XXXX. I contacted XXXX both online and over the phone. Their website and woman I spoke with said that they could n't collect payment and I 'd have to talk to XXXX ( she gave me their number and website ). I do n't understand, I was never contacted about the change in companies, and it still is showing XXXX XXXX owns the debt on my report. However this is not the case and they wo n't take payment ... Can more than one company own the debt? And am I not supposed to be notified of the change? I have no contract with any of these companies
03/21/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	IL 60641	Web
To whom it may concern, Dynamic Recovery Solutions asserts that I owe a debt to XXXX XXXX when I never held an account with this telecom giant. They further assert that I owe {$2500.00}. I kindly asked them to stop harrassing me and to follow federal rules in this regard. They continue to ignore the rules. Prior to Dynamic Recovery Solutions, the alleged debt was being claimed by XXXX XXXX XXXX. I disputed the matter with all three credit reporting bureaus. However, rather than being taken off my credit reports as an erroneous matter, the issue was either sold or transferred to Dynamic Recovery Solutions. They list their mailing address as : XXXX XXXX XXXX, XXXX, SC XXXX. This erroneous claim is damaging and unfair to this consumer. I kindly request CFPB help resolve the matter, as the claim is false.
09/02/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	GA 31907	Web
I have been disputing this account with the credit bureaus for sometime now. Each time they would say that DYNAMIC RECOVERY would verify the debt. So I took it upon myself to ask DYNAMIC RECOVERY for validation of the debt. Are they legally able to collect on the debt? How did they calculate the amount they claim I owe? How do they know I am the owner of the debt? Im curious because I have never done business with them or the original creditor. Well, it has been more than 30 days and I still have not received anything proving the debt is mine. They received my letter on XX/XX/2021. Here is the tracking XXXX XXXX XXXX XXXX XXXX. I was under the impression that if they didn't respond it would automatically deleted from my credit reports. Silence is being in agreeance. I am sure there is a law that proves it.
02/26/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	WA 98271	Web
I received a letter from a 3rd party debt collector who was attempting to collect a debt of XXXX. on or around XX/XX/XXXX. I wrote a response and mailed it XX/XX/XXXX certified mail asking for more information about the debt before further collection attempt be made. the letter from the debt collector showed the last date a payment was made on this account was on XX/XX/XXXX. In Washington state the Statute of limitations to collect is 6 years per ( RCW XXXX ) I stated in my letter if in fact this debt was mine it would be to old to collect by law. The Debt collector didn't provide any information that I requested via my response letter sent certified mail, and in turn sold the junk debt to another collection agency. this should be a direct violation of the law per FDCPA. Thank you for reading my complaint.
09/05/2018	Yes	Debt collection I do not know	Communication tactics Called before 8am or after 9pm	CA 91103	Web	Older American, Servicemember
XXXX, XXXX, XXXX, XXXX, XXXX, XXXX, Dynamic Recovery Solutions has been unlawfully harassing me every day Monday through Friday since XX/XX/2018 through today, XX/XX/2018 about a debt that does not belong to me outside of legally allowable phone call hours and they have continued to call despite my having repeatedly advised them that they have the wrong number - they refuse to state the name of the person they are calling for and keep demanding that I provide my social security number which I refuse to do since they have no legal authorization to contact me and keep ringing my phone outside of legal hours if they actually had a valid claim which they do not. This firm has a documented online history of unlawfully harassing and physically threatening persons who do not owe monies to them or anyone else.
01/11/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA XXXXX	Web
I received a correspondence from Dynamic Recovery Solutions dated XX/XX/XXXX, attempting to collect an alleged debt on behalf of XXXX XXXX XXXX. I responded promptly once receiving this correspondence completely rejecting, rebutting and rebuking such a false claim and advised that I owe no such debt and have no contract or obligation whatsoever with XXXX XXXX XXXX. I advised them to correct their records and respond in writing that their records are corrected and reflect that no debt is in fact owed and all collection attempts and activities will cease, as of XX/XX/XXXX, I have received no such correspondence. I advised that I would file this complaint with the CFPB and afterwards move forward with litigation if this unsolicited activity and harassment continues. I have attached my correspondence below.
12/23/2020	Yes	Debt collection Credit card debt	False statements or representation Impersonated attorney, law enforcement, or government official	CA 92083	Web
I had received a letter from Dynamic recovery solutions regarding a credit/ debit bank account that was supposedly opened under my previous name XXXX XXXX XXXX XXXX a bank in Nevada which I in fact NEVER had opened. I called the bank explaining the collection letter I received, they had searched high and low using my social security number my married name and my maiden name all which could not be found anywhere in their system..what I was told was to contact the XXXX and explain my situation and how these letters are trying to impersonate a company by saying they had an account when In Fact no such account has been opened and they are asking for the customers to repay the banks back giving discounts if we could pay back the money by a certain date.. I have not not will I pay anything to these scammers
05/11/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	NV 89103	Web	Older American
1-On XX/XX/XXXX, I received a debt collection claim from Dynamic Recovery Solutions XXXX XXXX XXXX, XXXX, SC XXXX requesting the payment of {$1100.00} in behalf of account number ending in XXXX. 2-On XX/XX/XXXX I replied via certified mail that I disputed the validity of the debt due to the statute of limitation. 3-Although Dynamic was supposed to reply, I never receive a reply to my letter of XXXX/XXXX/2013. 4-On XX/XX/XXXX Dynamic Recovery Solutions XXXX XXXX XXXX, XXXX, SC XXXX sent me a new letter requesting me to pay {$670.00} in behalf of the same account ending in XXXX. 5-On XX/XX/XXXX I replied via certified mail that I disputed the validity of the debt due to the statute of limitation. 6-Although Dynamic is supposed to reply, I have not received a reply to my letter of XX/XX/XXXX.
04/16/2020	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CA 90012	Web
I've sent numerous certified mailed letters asking for debt verification and never received a response. I just received a letter from the company stating I owed {$130.00}. I tried to log onto the website listed on the letter to verify account information and it appears the account has a balance of {$0.00}. I don't understand why they don't remove this and stop reporting it. I was able to get this taken care of with XXXX credit and they successfully removed this from my credit report. I don't understand why XXXX and XXXX have failed to do so. It is my understanding that if I mail a certified letter they have only a certain amount of time to reply. If they don't, then the debt is invalid. Again, XXXX gladly adhered to this and went above and beyond to assist me and correct the issue.
11/21/2020	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	TX 75024	Web
I, the consumer, disputed this debt in XX/XX/2020 with XXXX , XXXX After an investigation, the credit bureau concluded that this account was incorrect, and sent notification to XXXX XXXX XXXX to cease reporting and trying to collect the erroneous account information. Despite notification and removal of the errors by XX/XX/XXXX, XXXX, XXXX, and by extension Dynamic Recovery Solutions has continued to report the erroneous information to other credit bureaus, attempted to collect, and has continued to operate in violation of the Fair Credit Reporting Act, ss611.5Ai. I have submitted this evidence to Dynamic Recovery Solutions to verify the results of the credit bureaus investigation, in addition to the Consumer Finance Protection Bureau. The account in question is Reference Number : XXXX
02/19/2020	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	NY 146XX	Web
There have been multiple dates that i can not remember but the last one was on XX/XX/2020. A company named Dynamic Recovery Solutions with the phone number XXXX has contacted me several times asking to verify my personal information regarding personal business related questions but refuses to discuss what the matter is about. They did not even say are attempting to collect a debt or what company they represent. I called the number back to find out what the company name is. With all the phone scamming and spamming out there i refuse to give any personal information out. Also, i checked my credit report and i do not have a Dynamic recovery solutions on the report so i have no idea who this company is and if they actually have any right to contact me about a debt or any other reasons.
02/06/2019	Yes	Debt collection I do not know	Communication tactics Used obscene, profane, or other abusive language	FL 33801	Web
A man called demanding to speak with me. He rattled off my entire name ( including maiden and married ), address and last 4 of my social. When i asked who was calling he again rattled off the information and stated that if i wasnt going to confirm the information was correct he wasnt going to tell me who he was. I informed him i would not be confirming or denying anything until he told me who he was and what company he represented. He then he responded with " this is XXXX XXXX XXXX. I have an important matter to discuss regarding the debt owed to us now confirm the information! '' When i again refused and asked for him to tell me his name and which creditor he represented he said " i already told you. When you get your XXXX together and are ready to cooperate call us back XXXX. ''
10/29/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NJ 083XX	Web
Original creditor : XXXX XXXX XXXX XXXX XXXX XXXX This is from XX/XX/XXXX I have repeatedly tried to straighten this out with them but they just keep sending the bill through collection agencies. Total amount of bill is XXXX When we went to ER I gave them BOTH insurance cards. The emergency XXXX XXXX XXXX XXXX XXXX did not process the ins properly and therefore I recieved this bill in XXXX. I've talked to them on the phone numerous times. Last time was about 1 year ago I thought this was taken care of but no .... today I recieved another invoice from a different collection agency asking to make a deal and pay {$320.00} by XX/XX/XXXX to resolve a matter that isn't my making. This should have gone through our insurance that we had at the time. It's also messed up my credit.
10/22/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IL 60543	Web	Older American
Dynamic Recovery Solutions is the 5th collection agency attempting to collect this debt. Please find attached documents showing that the previous collection agencies had my credit files showing that my files were deleted. The debt was never verified, Dynamic Recovering Solutions never sent me a letter, giving me a 30 day period to dispute this debt, Under Federal Law Collection agencies must send you a letter in writing detailing the debt and giving you a 30 day period to dispute.. I have XXXX XXXX and that is how I find out that they were trying to collect. I am disputing this amount just like the previous collection efforts, the amount was never verified. Please find attached the original collection efforts and where they have all deleted this from my credit files.
12/14/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	TX 76014	Web	Servicemember
I received a letter regarding a debt I do n't owe. I have been a victim of identity theft so I keep accurate records of my credit report and know exactly whats on my report. But I called the company DYNAMIC RECOVERY SOLUTIONS any way. The person on the phone said it was a debt from before 2003 and I have the burden of proof to provide them information that I do n't owe the debt. Then I received a letter from them saying the same thing. I have never had a XXXX credit card. I have only XXXX credit card. Their saying I have the burden of proof from something over 12 years ago is Preposterous even if I did have a card. I XXXX this company and they are trying to pull this scam all over the place and they need to be brought to justice. Someone needs to shut this place down
03/09/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NE 68506	Web	Servicemember
my wife and I had a cell phone with XXXX XXXX in 2004, or prior ; the only statement I have kept is from XXXX, 2004. XXXX was bought out by XXXX, which has since been bought out by XXXX. I was charged an early termination fee, despite my explanation that we had fulfilled our contract. Obviously, I refused to pay it, and I 've had to dispute it with XXXX, repeatedly, as well as at least 1/2 dozen subsequent collection companies. I called Dynamic Recovery Solutions today, and explained this and will forward add'l documentation to them. I understand the the current owner is XXXX XXXX XXXX XXXX XXXX ; So I will name them in this complaint. The documentation that I attach will illustrate how wrongfully we have been harassed about this obligation for more than 10 years.
08/12/2019	Yes	Payday loan, title loan, or personal loan Installment loan	Struggling to pay your loan	DE 19808	Web
Original loan was with XXXX. It was sold 14 times. Ended up in collections. Collection company XXXX XXXX. We went to court on XX/XX/XXXX and the case was dismissed WITH PREJUDICE. Account was beyond statute of limitations. See attached. In XX/XX/XXXX I began receiving phone calls and letters from Dynamic Recover Solutions attempting to collect this debt. I've ignored phone calls. XX/XX/XXXX I received a letter attached. I told them the debt was dismissed and they wanted proof. After providing a copy of said dismissal, they sent me to XXXX XXXX XXXX, who in turn reiterated I was to begin making payment arrangements. I refused to speak with a representative from their company. How do I make this stop, as it is causing high anxiety and health issues.
07/15/2019	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	NC 27707	Web
I tried to contact this collection collection, Dynamic Recovery Solutions in reference to XXXX XXXX XXXX asking them to send me Vertifiable Proof ( Original Consumer Contract with my signature on it ) stating the debt of {$42000.00} is mine. They have failed to vertify this account which has hurt my ability to obtain credit. This collection company has only sent 1 collection letter and I have sent them 4 dispute letters and have never received an response from them. This account doesn't belong to me. Under the FCRA, unverified accounts must be deleted if the company is unable to provide me a copy of vertifiable proof and this company is refusing to do so. Please assist in having this account remove from my XXXX, XXXX and XXXX Credit Report.
05/05/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	CA 93277	Web
I received a phone call from XXXX Solutions who was trying to collect a credit card debt from XXXX XXXX Bank XXXX {$1400.00} that they claim the principle balance is {$490.00} from XX/XX/2001, and the last payment was in XXXX XX/XX/2001. I told them this is over XXXX years ago and I am not familiar with this debt, and have no memory of the debt. In addition the name on the account was not accurate. The collector acknowledged the statute of limitations had expired, and that they do not report to the credit bureau, or file legal action, however, the debt is owed. I explained I have no recollection of the debt and do not contact me any further. They also were trying to initially collect on a duplicate bill, yet, admitted it was a duplicate bill.
07/18/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	AZ 85132	Web
I'm receiving texts every 1 to 4 days about a debt that was never sent by any of the origination companies, and that isn't showing on my credit report. Upon further investigation, this looks like a common problem with this company. This is one of the texts and it didn't make sense. Why would they return my account to anyone? That's not how debt collection has ever worked, in my experience. We have limited time to work with you before we must return your XXXX XXXX XXXX XXXX XXXX XXXX XXXX acct to our client. See your options at XXXX or call XXXX. This text is from Dynamic Recovery, a debt collector. Reply STOP to opt-out I haven't clicked on anything or replied to anything, but this number belongs to the company listed, I did check that.
07/03/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	WA 98002	Web
Out of the blue, I received a letter from DYNAMIC RECOVERY SOLUTION stating : I owe the Original Creditor : XXXX XXXX ( i never heard of ) Current Creditor : XXXX XXXX XXXX ( FIRST TIME I HEARD ) DRS ACCOUNT NO : XXXX ( NEVER HEARD OF ) CURRENT BALANCE : {$8000.00} I am surprised and worried that if my personal info has been hacked and now somebody has been using my ss no. I owe nobody and I have given nobody any consent or verbal written to do any transaction on my behalf neither I have done myself. I have been notified to dispute the balance in writing within 30 days after receiving this notice. I do n't know what to do? The company who sends me the notice is as follows : DYNAMIC RECOVERY SOLUTIONS XXXX XXXX XXXX XXXX XXXX, SC XXXX
11/19/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	IL 626XX	Web
This is like the 5th time this " debt '' has been added to my credit report. Each time they list it as new debt. 1 time I spoke to someone they said it was for a cell phone bill, but I have used the same cell phone company for 10 yrs so I knew that wasn't true. Then I have to fight it with the credit burrows for 2 or 3 months then it magically goes away. I know of no debts that are unpaid or in collections. Nor can I get any proof of when this debt was originally incurred or for what. I am to my wits end with this company and shouldn't have to fight the credit burrows over it 3 times a year over a debt that apparently isn't legal or mine. Dynamic Recovery Solutions is just playing with my credit like a toy with no proof of legal debt.
12/29/2017	Yes	Debt collection Credit card debt	Communication tactics Frequent or repeated calls	CA 92801	Web
Dynamic Recovery solutions spoke to me about a debt I attempted to get the representative to email me information to make payments online, she refused this was on XX/XX/XXXX at XXXX. She wanted me to give her my cc or bank # to set it up automatically I told her I can go ahead and pay myself online she got upset and said collection activity will continue and to call her back when I was ready to give my information over the phone. I received another call the same day at XXXX from my understanding if they spoke to me and I requested information in writing that should be sufficient in a day. I feel harassed and disrespected at the fact that im willing to make my own payments and they wont allow me to unless they get my bank information
07/12/2015	Yes	Debt collection Credit card	False statements or representation Attempted to collect wrong amount	NV 891XX	Web
XXXX Collection agency ( Dynamic Recovery Solutions ) has called me while I was at work, on my work phone, which I understand is a violation of the FDCRA. This is very inconvenient and inappropriate, and my employer does not allow such personal calls. They are attempting to collect on a debt that has passed the statute of limitations in both my state and the state that I previously lived in. They are falsely claiming that I made a payment in 2010 in order to re-age my account, which I understand is also a violation. There have been no payments on this account ; enough time has passed to allow this account to drop off my credit report. It is not currently being reported on my credit reports to my knowledge, but I fear that they will.
01/24/2018	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	CA 93619	Web
On XXXX XXXX, XXXX at XXXX XXXX, I received A phone call on my cellular phone from a local number that said XXXX, it was area code XXXX. When I answered the phone, a debt collector from a company called dynamic recovery solutions was on the line. They said their phone number was actually XXXX or XXXX. The person was named XXXX XXXX. She said her companys headquarters is in XXXX, South Carolina. This company engaged in Call Spoofing which is ILLEGAL by federal law. Please review the attached picture for reference to federal law. I am requesting that dynamic recovery solutions ceased and desist all communications with me, and that they are FINED to the fullest extent of the law. Thank you and have a great day. XXXX bless.
07/22/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL 32839	Web	Servicemember
I am a natural person, a living human being, and I have rights under 15 USC 1681. XXXX is governed by 15 USC 1681. And they violated my rights numerous times. I demand the accounts listed below to be removed because According to 15 USC 1681 : I have the right to privacy and I did not give XXXX written permission to furnish these accounts Accounts- DYNAMIC RECOVERY SOLUTIONS, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX XXXX XXXX am not liable for any debt with DYNAMIC RECOVERY SOLUTIONS, XXXX XXXX I do not have a contract with them, they not provide me with the original contract as requested, I demand that these accounts be removed from my credit report.
01/31/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 331XX	Web	Older American
Dynamic Recovery Solutions is a SCAM company and XXXX XXXX is a SCAMMER! Collection agency SCAM! In XXXX of 2021 XXXX a collection agency reported a collection account on my credit report. After requesting proof, I owed this debt they deleted the account from my credit report. Now Dynamic Recovery Solutions has sent me a letter trying to collect the alleged debt. This is a SCAM, and this action is an attempt to intimidate me. If XXXX had no right to collect this debt, why now does Dynamic Recovery Solutions state on this collection letter that they have a right to collect this debt. This is a XXXX and a form of intimidation to ruin my credit. Dynamic Recovery Solutions is a SCAM company and XXXX XXXX is a SCAMMER!
07/29/2021	Yes	Debt collection I do not know	Communication tactics Used obscene, profane, or other abusive language	FL 34238	Web
Dynamic recovery solutions has threatened me multiple times & states that I owe them XXXX $ for a XXXX account that was opened in 2017 which I have no knowledge of, they threatened me saying if I dont pay they will sue me and take all my assets. They call me any hour of the day, sometimes at XXXX XXXX XXXX XXXX XXXX. Ive requested MULTIPLE TIMES for a hard copy of what I owe sent to my home address and they claim they have sent it but I have never received any documentation or paperwork from dynamic recovery solutions & they threatened me saying they will escalate my account to a higher price and amount due if I do not pay in full. I have no knowledge of this account and I believe this is a scam company
11/19/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	MA 01830	Web
On XX/XX/2018, I received a letter dated XX/XX/2018, alerting me that I owed a debt to " XXXX XXXX XXXX XXXX XXXX. ", a company I had never heard of before. At the top of the page was an original creditor and debt description, for an old XXXX account that had been paid in full at least a month ago- long enough for my XXXX report to mark it as paid. This debt collection agency, Dynamic Recovery Solutions, sent me this collection notice with nothing but a XXXX XXXX address on the outside of the letter, and a XXXX XXXX address in the letter. I worry it may actually be fraudulent. This debt was settled, paid in full, to the original creditor directly. I should not still be receiving debt collection notices.
05/30/2015	Yes	Debt collection Credit card	Taking/threatening an illegal action Threatened to sue on too old debt	FL 32812	Web	Servicemember
I 've received repeated phone calls from Dymamic Recovery Solutions regarding a debt I owed over XXXX years ago when I was married and going under a different name. All phone messages indicated that if I did n't call them, I would be served with papers either at my place of employment or at my place of residence. This time-barred debt has since appeared on my credit report with an account open date of XX/XX/XXXX ; I did not open any new credit under my current name or under my former married name at that time. This account was originally opened under my married last name ; however, I have not gone by that name nor have I opened any credit accounts in that name since prior to my divorce in XX/XX/XXXX.
05/15/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CT 06820	Web
This company has been calling my residence every day around noon to inform me of a bogus civil filing against me. They want me to call their number to pay. I told them to stop calling me with this nonsense. That if in fact there is a civil filing and law suit to send me the civil filing and I will have my attorney address the matter. I have not received anything in the mail other than harassing calls and unethical letters saying there is a debt but no proof of where this is from. I do not owe anyone or any company money. My credit cards are to date with their payments along with all my bills. I have also filled a complaint with the Federal Trade Commission and Consumer Protection Services and the XXXX
05/27/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	NC 28210	Web
The Company DYNAMIC RS is reporting information on my credit that is not correct from what they are telling me that are the date of services that is showing on my credit is different than that of what they are telling me verbally. I was not notified by this company in writing before they put this information on my credit. Also this information that they are saying that I owed was removed off my credit reports from all the major credit bureaus but since they put different dates of services this is how they were able to get this put back on my credit. I ask them to remove this from my credit and they stated thAT THEY WILL REMOVE IT ... .I HAVE PHONE RECORDING OF THIS BUT NOTHING HAS HAPPENED AS OF YET.
01/26/2023	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	FL 33781	Web	Servicemember
Dynamic Recovery Solutions contacted me on XX/XX/XXXX regarding a medical debt from XXXX XXXX XXXX from XXXX of XXXX in the amount of over {$1400.00}. According to the statute of limitations of in the state of Florida in regards to medical debt, the limit is 5 years to recover the debt. As I informed the agent of the Florida statute of limitations, the agent claimed that this is not correct and there is no statue of limitations on this debt. She then proceeded to explain that I would be taken to court regarding this debt if I am unable to set up a payment plan with her. I advised her that I will not be setting up a payment plan for a debt that was 3 years past the state statute and ended the call.
01/10/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	MI 48152	Web
Dynamic Recovery keeps contacting and harassing me. They are a 3rd party debt collection agency. One debt is for XXXX and the other debt is XXXX. I do not owe them any money. I filed an Identity theft report and locked my credit report years ago. This debt was with XXXX and shouldve been removed form my credit report. when I checked its not on there. What gives them the right to come to me 15 years later and say I owe them money. I dont want them contacting me again the debts are not mine and not theirs to collect on. This is wrong and not fair to me. So before they go lying Im filing this complaint. I ve filed with them online letting them know I dont owe them any money Thank you XXXX XXXX
12/18/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	DE 19713	Web
I received many calls and letters from Dynamic recovery solutions in the past month of XXXX and XX/XX/XXXX about a hospital visit in XX/XX/XXXX XXXX yrs ago even if if I did visit hospital I have no documentation to prove I would have destroyed those receipts a long time ago I also have been the victim of identity theft in the past and besides that I know that the statue of limitations has expired after XXXX years if I did pay this bill in the past I don't have any receipts Dynamic recovery solutions XXXX South Carolina XXXXthey are calling everyone that has my name and giving out my personal information by telling me the last XXXX of my social and telling me my present and past address
08/24/2018	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	IN 465XX	Web
Mid XX/XX/XXXX, my husband received a call from Dynamic Recovery Solution stating that we owed on from XXXX. The account they are referencing has been settled and paid and isn't even showing on my credit report. I can provide documentation that the debt was in fact paid and they continue to call and send messages. They then sent me a letter with the same information on XX/XX/XXXX. I contacted them and inquired about this. They again referenced the same account that we had paid. They stated it was past the statutes of limitations. I asked for them to send me documentation of said account and they said they could " put in a request to their manager '' to have that information sent to me.
06/13/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	FL 34787	Web	Servicemember
On XX/XX/2020 I checked my XXXX credit report and noticed a collection from XXXX XXXX XXXX was placed on my credit profile for a XXXX debt of {$400.00}. I proceeded to call the company but no answer due to the weekend. I did use the automated system that then told me the alleged debt was transferred to another company Dynamic Recovery Solution. If the supposed debt was with XXXX XXXX, then why does their automated system tell me it was transferred. How can XXXX XXXX report on my credit profile something they dont own? I also did not receive any notification of the alleged debt from either company giving me 30 days to dispute the information and request verification of alleged debt owed.
05/05/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	FL 32308	Web
To whom this may concern : I XXXX XXXX checked my credit report and notice a debt.. that I never seen nor heard about! I never received a letter or a phone call about this debt and I would like for this debt to be removed.. because I never verify this debt! I dont think its fair to mess up someone credit, because you can! Im seriously upset about this. Because I never got a chances to verify the debt and my score dropped over XXXX points.. It will be nice if someone could remove this and send me a letter and give me a chances to verify the debt!! Ive leave in the same place for 5 years with the same number.. and no letter from this debt company! Please remove please and thank you!
07/23/2015	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt was paid	CA 94403	Web
I received a notice to attempt to collect a debt from some XXXX+ years ago in which I know I would have never gone without paying, however, I do not keep my bank records past that far to prove it. Dynamic Recovery Solutions response to that is " oh well '' this company says you owe them. How is it possible that a company can come to me after XXXX+ years and just say I owe them, when I have not received a single call or letter, statement, bill of any kind in all these years. Not too mention numerous occasions in which I have applied for credit and had credit reports pulled with no history of this " so called debt ''. I am supposed to just take their word for it and pay them??
04/26/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 93619	Web
Received a XX/XX/18 call to collect a debt not owed by me or any person at my telephone numbers ; XXXX and XXXX and XXXX during the past 5 ( first two numbers ) and 10 years ( last #, XXXX ). Unwanted Company/caller was Dynamic REcovery Solution, XXXX XXXX XXXX XXXX XXXX XXXX SC XXXX and mailing address XXXX XXXX XXXX XXXX SC XXXX. They have the wrong numbers for whomever they seek and they were simply lazy and slothful in conducting their business by failing to check their telephone lists, choosing instead to make calls and interrupt my day with their call and further time needed to attempt to have them stop calling my numbers by filing this complaint and talking with them.
12/22/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	WA 98117	Web
I have received several " robo calls '' from a company calling itself Dynamic Recovery Solutions, a debt collection agency. The calls come from various numbers. In his vague recorded messages, the caller asks me to call him about " important matters. '' I have not called him back, as I have no outstanding debt and it seems clear this is a scam. I do n't want to provide any more personal information than they already appear to have. The XXXX of complaints about Dynamic Recovery Solutions on the Internet also indicate that this is a scam. They have called me several times, and it appears harassment is their business. Can you please make these XXXX stop bothering people? Thanks.
10/27/2021	Yes	Debt collection I do not know	Communication tactics Used obscene, profane, or other abusive language	TX 77095	Web
I received a letter dated XX/XX/2021 regarding an alleged debt in the amount of {$2000.00}. I do not believe that I owe this, and I dispute it. In accordance with the Fair Debt Collection Practices Act formally known as and codified under 15 USCA 1692 ( a-p ), I am asking for, and you are required to provide me with the following information : a ) Why do I owe the money? b ) How this amount has been calculated in a way I can understand. c ) Copies of the papers where I agreed to pay what you say I owe. d ) A copy of the judgment, if applicable. e ) Name of the original creditor. f ) Demonstrate that you are licensed in my state, and provide this license number to me.
06/17/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	FL 34785	Web
I received a telephone call in XXXX of XXXX from Dynamic Recovery Solutions concerning a debt from XXXX that I had no knowledge of. They sent me a letter that I had a " XXXX XXXX XXXX XXXX XXXX' account ending in XXXX, last statement dated XX/XX/XXXX showing a balance of {$9200.00}. I have no knowledge of this account and have in fact never even been in a XXXX XXXX XXXX, I had to XXXX it to find out what it was. I will attach their letter and the letter I am sending the collections agency in response. The alleged debt also clearly exceeds the statute of limitations on debt collection based on the Federal Fair Debt Collection Practices Act 15 U.S.C. ss. 1962 et seq.
04/14/2015	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	MO 63108	Web
Received telephone calls from Dynamic Recovery Solutions ( Dynamic ) alleging XXXX very old debts are owed, and it is attempting to collect payment. It is alleged I obtained XXXX XXXX from/amount/date:1. XXXX, {$160.00}, XX/XX/XXXX ; 2. XXXX XXXX XXXX XXXX XXXX, {$320.00}, XX/XX/XXXX ; XXXX. XXXX, {$290.00}, XX/XX/XXXX. I advised XXXX XXXX from Dynamic that I do not recall receiving verification of any of these very old alleged debts. Obviously nothing within the statute of limitations. She advised that the statute of limitations means nothing and they can still attempt to collect a debt. The calls are harassing, especially since the statute would have expired,
12/08/2017	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	TX 77584	Web
I am getting numerous phone calls from XXXX - Dynamic Recovery, who leaves messages to call them. Today I picked up the call and a lady continued to harass me over a debt by their client ( Do not know the name of the client ) that is from 2006. I do not have any debt and said this to her, however, she continued to harass and then became threatening in her tone of voice. I stated that she can not call me for a debt that that I do not owe plus it is over 11 years old. She stated that she can continue to contact me because the debt is due. I asked her to stop calling/communicating with me and that I will be reporting her to CFPB immediately. She then hung up on me.
07/05/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	GA 304XX	Web	Servicemember
I am XXXX XXXX military, I was XXXX overseas on military orders. I completed my XXXX and provided orders in order to terminate contract and avoid debt. An early termination fee was applied to outstanding bill ( bill that generated after I provided proof of orders for termination ). This debt is originated in XXXX, the Statute of Limitations in XXXX is 3 years for this type of debt. I received confirmation of installment cancellation through the originating creditor in XXXX of XXXX. I later received notification of debt collection on my Credit Report in XXXX of XXXX. This debt is no longer pursuable in accordance with the original creditors laws and their XXXX.
10/22/2018	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	CA 92504	Web	Servicemember
We are retired senior citizens whom do not owe this collection agency or any other collection agency not one dime. We live in southern California and every morning around XXXX our sleep is interrupted by these unwanted telephone calls. My telephone recorded the message on Monday, XX/XX/2018, " Hi, this is Dynamic Recovery Solutions, we are a collection agency, call XXXX, about a debt owed. We are sick and tired of our telephone ringing all day long with unwanted calls. They are the unwanted phone calls that do not leave a message on the voice mail recorded. I called back Dynamic Recovery Solutions on the same above date and told them to stop calling my number.
05/11/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NV XXXXX	Web	Older American
Updated info : Customer provided phone number receiving debt collection calls : XXXX. Updated info : I have not had any debts since I paid my mortgage in XX/XX/1993 so the debt is not mine and I have also received letters in the name of XXXX XXXX. I sent the letters back saying that person was not at this address. Receiving repeated calls from Dynamic Solutions Recovery Solutions, LLC Phone : ( XXXX ) XXXX Fax : ( XXXX ) XXXX XXXX XXXX XXXX. XXXX XXXX, XXXX, XXXX. They finally left a message today after calling many times over the past several days. I have no debts, unpaid or otherwise and just wish they would stop harassing me for somebody else 's debt.
07/17/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 328XX	Web
InXX/XX/XXXX i received notice through my XXXX app tht my credit score was decreased XXXX points due to a collection and i was furious.i looked at my app and it said ther was a collection from dynamic solutions and i called them to verify the debt and they could not. they said they could not find me in their system on a recorded line. i then said so its safe to say you guys dont have me in there because thats not my debt and the information is incorrect and they said yes. So i called XXXX and disputed it. ALSO NOONE EVER CALLED ME TO TELL ME I HAD A SUPPOSED DEBT OR SEND ME A LETTER ABOUT IT OR TELL ME HOW TO GET RID OF IT EXCEPT THAT THEY WILL HANDLE IT.
03/16/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MI 486XX	Web	Older American
I got a collection letter from Dynamic Recovery Solutions from an original creditor XXXX. The amount they said I owed was XXXX, but they would settle for XXXX by XX/XX/XXXX. I called this collection agency and was told the debt was from 2008. I called XXXX immediately after telling the agent I did not owe this debt. He argued so I told him I was going to call XXXX and then report them to you. XXXX confirmed that I had no back due balance, that my acct was paid in full. There is no collection against my credit. I just checked. I don't want this to hurt my credit. Their info is Phone : XXXX. Address XXXX XXXX XXXX, XXXX, NC XXXX. Thank you, please help me.
03/28/2019	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 90038	Web
This company has continued to contact me for an unknown, unverified and no validated account. The harassment is causing defamation of my character and reflects negative toward s my financial capabilities as an adult. I can not move forward and create stability for my growing family. I want this bill that does not apply to me to be removed from my name and credit report due to me having no knowledge of it. I don't think that it is fair for it to cause harm to me when I have never had any relationship with this company. Please remove the account with no verification and no validation from my information due to the Fair Credit Reporting Act 15 U.S.C.168Ag.
09/17/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	PA 19013	Web
Dynamics Recovery Solutions calls me with a debt claiming to be XXXX XXXX XXXX in which I never heard of or no of. My next issue when they call they ask me did I want to settle the debt with a credit card number. The person on the phone could not provide me with no notice in the mail nor have they mailed me nothing. When I ask them can they provide a contract and who sign the said they did not have one. After that I told them that I was filing a complaint with the US Attorney office of consumer complaints and the CFPB. I called back 15 minutes later they claim it belong to some one else over the phone. Then call me back trying to explain there mistake.
10/13/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TX 77662	Web	Servicemember
I received a Letter on XXXX from Dynamic Recovery Solutions requesting payment from " XXXX XXXX XXXX XXXX ''. I have never heard of this company nor had any type of college funding. I went to Dynamic 's website for more information, but there was none to be found. I am disputing this because I believe this is not not debt and this is a false claim. I recently received my credit report in an attempt to buy a house, and this was not listed on any credit bureaus. I want this company to be reported and make sure this does not go on my credit. I have attached the letter sent to me and also a screen shot from their website ( missing some of my information ).
03/09/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	FL 32305	Web
After reviewing my consumer report there is an account being reported as debt owed. This account is showing deliquent on my account and its affecting my credit worthiness. I contacted the company that the debt collectors are saying there are trying to collect for and recieved proof from the company that the account can not be verified because the have no information on me. I belevive that this account was apart of be identity being stolen and used which is why I have a fraud alert on my account from a previous address. I woill like for this account to removed immediately from my consumer file because it is not accurate and not validated to be mines.
08/24/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	TN 37363	Web
I received a letter dated XXXX XXXX, XXXX from a company called Dynamic Recovery Solutions. They claim to represent XXXX XXXX XXXX XXXX. They list an original creditor as XXXX and an account ending in XXXX. They say I owe {$740.00}. I feel that this is incorrect as I have no Creditor known as XXXX. This does not appear on any of my current credit reports as an account. If this is my account I am sure it is old and past the statute of limitations in the state of Tennessee or perhaps it was an old account included in a bankruptcy I filed in XXXX. To summarize I feel that this is a non-collectable debt and I deny any and all responsibility for it.
11/30/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 77095	Web
Dynamic Recovery Solutions is 1 of 4 other companies trying to collect a debt not owed, It isn't mine and I have requested documentation from them and still haven't received anything from original collector from Dynamic with my ID or signature. I have sent the Letter showing XXXX balance owed to XXXX sent to XXXX XXXX which is one of the other companies trying to collect this debt. I do not owe anything and the original collect has closed and placed a XXXX balance to the account. I want this closed from Dynamic and their partner XXXX XXXX XXXX XXXX XXXX. XXXX was the original collector and I have attched a XXXX balance letter from them.
06/09/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 796XX	Web	Servicemember
Date of service was XX/XX/2011. Amount owed is XXXX. The actions that i have taken is calling the original entity XXXX/XXXX XXXX XXXX HOSP XXXX. I called and explained to them that I was not present nor was I the patient for this bill. I believe that my ex-wife brought our daughter to the hospital for care. I also believe that the amount owed was not paid by our insurance company due to the hospital and the doctor fees being billed seperately. They may have gotten my social security number from XXXX, my insurance company. I have called XXXX/XXXX XXXX XXXX HOSP XXXX and theynhave said in the past that there is no balance due to them.
07/26/2018	Yes	Debt collection I do not know	False statements or representation Indicated you were committing crime by not paying debt	CA 94561	Web
I am being repeatedly called in an autodialer system and harassed for a 8 yo fraudulent XXXX loan. The XXXX lender was not legally permitted to operate financial lending services in my state of residence, therefore negating the loan. Additionally, the statute of limitations has passed on this debt in my state. The collection agency involved is practicing illegal collection tactics. They call me almost five times a day and do not identify their company or for what matter they are calling about. In my most recent call, I was told I was fraudulent in some manner. I told her she was contacting me unlawfully and hung up the phone.
08/20/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TX XXXXX	Web	Older American, Servicemember
Repeated cold robocalls from an out-of-state debt collector that uses different company names and phone numbers from day to day. For example see my previous complaint to you, your case number XXXX. They do not give the name of the person they are calling or the name of the person calling, nor any other details. I do not have any new or old debts, so these calls are fake. There are many complaints posted on the Internet by people who have received these calls for years now. The volume of complaints indicates they are making thousands of such calls all over the U.S. in attempts to scare people into paying for debts they do not owe.
11/12/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89183	Web
My name is XXXX XXXX, and I am sending this request myself to address the inaccuracies on my Credit Reports. Upon reviewing my updates, incorrect information was found in my reports. This company, DYNAMIC RECOVERY SOLUT, has not complied with the Fair Credit Reporting Act, 15 USC Sections 1681i, and continued reporting as unverified information without any proof provided, within the time allowed by law, is not authorized. Below are the accounts that are reporting on my Credit Reports : DYNAMIC RECOVERY SOLUT XXXX Date opened XX/XX/2021 Balance : {$66.00} ; DYNAMIC RECOVERY SOLUT XXXX Date opened XX/XX/2021 Balance : {$810.00}
02/19/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	TN 37363	Web	Servicemember
After reviewing credit report I noticed a collection account contacted the agency they sent out a validation letter I responded within 30 days in writing requesting all information regarding this account received a call one week later from one of the callers I once again asked for account information and was told they did not possess any original contracts documents or proper information about the account and they would request it from the original creditors 7 months later still no proof and its still being reported to the credit reporting agencies I do believe that they are reporting in error and are violations of the FCRA
05/23/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	FL 34787	Web
On Thursday XX/XX/18. I received a notification from my XXXX credit report that there was a collection filed against me by dynamic recovery solutions for the amount of {$800.00}. I have no knowledge of the debt nor have I received any paperwork stating owed the debt prior to the collection being posted on my credit report. I had reached out to dynamic recovery solutions in an attempt to verify what the debt was for. The company was supposed to get back to me 48 hours later with proof of the debt. However, I have not seen any communication on the debt. They did not produce the documents to support that I had owed the debt.
03/16/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	NY 11104	Web
I received a letter from DYNAMIC RECOVERY SOLUTIONS XXXX XXXX XXXX. XXXX, SC XXXX a collector 's company claiming that I owned over {$600000.00} dollars and this is from a credit card from XXXX. I remember over 15 years ago my credit card was stolen or the number and there was a large amount but I not so sure. I think this was in XXXX XXXX since I was traveling to XXXX. I don't see anything on my credit report from XXXX I just received this to my mail address. I don't have any bills pending, if this is the case why is not on my credit report. Thank you so much and please advice what to do next. Warm regards, XXXX XXXX
02/02/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	AL 351XX	Web
I am having a identity theft issue that I am not able to resolve directly with the credit reporting agencies or the companies. I have decided to file complaint for myself in hopes that the back and forth ends here. I have already open a case with the US Federal Courts to assist me with the suffering this has caused. I had to do my own research into the matter and I find that the credit reporting agencies reporting fraudulent accounts to my credit file without my permission is a consumer law violation per 15 USC 1681 ( b ). XXXX XXXX XXXX, XXXX, and XXXX XXXX are accounts opened by someone who stole my identity.
02/15/2021	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	CO XXXXX	Web
Dynamic Recovery Solutions , LLC XXXX XXXX XXXX, XXXX. XXXX XXXX SC XXXX This company call on a different phone number every day and I have blocked Them and they call between XXXX XXXX and XXXX XXXX. The reason I do not want to speak with their rep. is that they repeat the persons personal information over the phone when they are not to before when they are in formed beforehand that the person had a identity theft of personal info. The telephone not secured, anyone can listen in on the conversation and use it later. This company needs to respect other peoples request when doing business Over the telephone.
06/22/2020	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	MN 55417	Web	Servicemember
I am a victim of identity theft and I am receiving phone calls of harassment, profane, injurious and abuse language, death threats and threats of being arrested and sent jail and prison from Dynamic Recovery Solutions Representatives for a debt and credit card account from XXXX XXXX XXXX for {$960.00}. The account and debt is a fraudulent account and debt, and not my account or debt. The account or debt dont belong to me. Its a fraudulent account and debt. Dynamic Recovery Solutions in is infringement and complete violation of the Fair Debt Collection Practices Act ( FDCPA ) under Federal and Minnesota law.
02/05/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 75067	Web
To CFPB I woke up to a surprise today from a company called Dynamic Recovery Solutions, apparently this is a company hired by XXXX XXXX XXXX XXXX , XXXX to attempt to collect a fraudulent debt that I do not owe. It appears to be some one 's old XXXX account that they want to throw off on my. Just for the record, I have been an XXXX XXXX XXXX customer for the past 30 years when XXXX XXXX XXXX was just a long distance company, I have been with them ever since. I hereby request CFPB to look into this non since fraud and fine Dynamic with a fine totaling {$75000.00} XXXX dollars for their fraudulent activity.
04/16/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	CA 90602	Web
This old account was closed in XXXX XXXX XXXX agreed to close it & they sent me to a debt collector. I paid {$140.00} of money i don't have i lost my wife in XXXX to covid 19 i am struggling to survive i want my {$140.00} back they had optioned # 1 so i paid {$140.00} money i don't have i don't deserve to be hassled by old debt collectors that still want my money from an account that was closed back XXXX i want my money back {$140.00} & take it off my credit report i paid it leave me alone stop sending me these letters I paid the optioned # 1 it was the only amount i can pay to get these people off my back
08/18/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	CA 95842	Web
They have called me many times saying I paid on a visa card from XX/XX/XXXX-XX/XX/XXXX from XXXX XXXX XXXX which XXXX XXXX XXXX bought. This has never been on my credit report and im not sure how they got my information, but I know for a fact this is not me because I was minor XX/XX/XXXX and I got my first credit card XX/XX/XXXX. They are very rude and telling me " I guess you are refusing to pay your debt '' and that I owe XXXX but they will settle for XXXX. This is not right!!! They call me daily ... this is not my debt. I have had identity theft before but not in XX/XX/XXXX. I was stil in high school.
02/15/2022	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	MO 63137	Web
This company which I have " NO CONTRACT '' with has no legal right to collect on this said debt. Reporting of the debt is a violation of the FCRA. Section 623 ( a ) ( 2 ), Section 623 ( a ) ( 1 ) ( B ), and Section 623 ( b ) ( 1 ) ( E ). Please provide me with a true and certified copy of the complete audit trail/Certified Final Forensic Internal Audit of said account. Furthermore, in order for this company to validate the debt, please provide verification through audit certification of debt entry in accordance with G.A.A.P., I.F.R.S., in accordance with basel 3 accord and U.N.C.I.T.R.A.L Conventions.
06/07/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	NY 130XX	Web
I have received numerous calls from a company called Dynamic Recovery Solutions. Their phone # 's are : XXXX, XXXX,XXXX,XXXX. They say I owe a debt and they want to talk to me. I have NO debt. I believe they are calling on something from a XX/XX/XXXX/XXXX chapter XXXX bankruptcy. I have no idea why now they are calling me now. Everything went through the US Bankruptcy Court as a chapter XXXX, paid to a trustee over a 3 year period. We received a discharge from the court XX/XX/XXXX. I am thinking the debts were sold to a collection company to try to collect them. I really need them to STOP calling me.
08/11/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 32162	Web
In the last three days I have received two text messages from Dynamic Recovery Solutions stating that this is an attempt to collect a debt I have with XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX They asked for my contact information ( really?? ) and the last four digits of my Social Security No. I have no idea what they are talking about. I will not contact this company because I believe they are up to doing something illegal. I need to know how I can stop them from possibly ruining my credit. I have checked them out on line and this type of action seems to be their company mission statement.
02/12/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	MI 486XX	Web	Servicemember
Dynamic XXXX Solutions calls our home is not specific who they want to speak with or what debt they are referencing. They have not sent anything in writing to our address related to any debt of any of our household members. We have been be very attentive toward any debts we do have, so we found this very disturbing. After some on line searching we appeared to be just another victim of a company with long history of questionable activity. They call from a Michigan cell number XXXX and want to call XXXX, not saying who they are calling why they are calling, or to what debt this could possible relate.
06/09/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	FL 33614	Web
Upon reviewing my credit file, I discovered a concerning item that has raised significant concerns. My credit report shows a collection from your agency, and I want to express my deep distress as I was never notified about this matter. Additionally, I strongly believe that this debt is inaccurate. I have taken the time to familiarize myself with US laws, specifically the Fair Debt Collection Practices Act ( FDCPA ), which grants me the right to request and receive debt validation. In accordance with this law, I am formally requesting that you provide me with the necessary validation for this debt.
09/16/2017	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX 752XX	Web
This company, Dynamic Recovery Solutions, repeatedly robo calls my phone number and after multiple attempts on telling them to not call me, that I do not owe any debt to them ( nor have they ever properly verified or identified such ), tried hurting my excellent credit score ( which the reporting credit agencies finally removed ). I want them to stop and I will also sue them if they continue to harass me. I 'm hoping you can help. Do any type search of this company and you will find thousands of people harassed by them and them performing illegal activities. They use phone numbers XXXX and others.
05/11/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	LA 70127	Web
XXXX XXXX XXXX purchased an account from XXXX XXXX and has Dynamic Recovery Solutions trying to collect on an account that is from XXXX that I paid to XXXX. XXXX XXXX XXXX is reporting this account on my Credit reports with the XXXX Credit Reporting Agencies and told me to contact Dynamic Recovery Solutions who told me that the account was sold to XXXX XXXX XXXX on XXXX/XXXX/XXXX. XXXX is reporting that this account was opened on XXXX/XXXX/XXXX which is not true and a violation of the FCRA. I was never notified as required by the FCRA, FCDPA before this account was reported on my credit reports.
04/10/2015	Yes	Debt collection I do not know	Improper contact or sharing of info Talked to a third party about my debt	TX 77471	Web
I was notified by a family friend that this person called him and said that it was important that I get in touch with them. When I called it was Dynamic Recovery Solutions and I have NEVER received any call letter or any direct communication from this company regarding a debt that supposedly owe to them. I think they are using embarrassing tactics to get people to call them by calling friends and family members, really? this is invasion of privacy. In, addition to the fact that they have not sent me any communication notifying of my rights regarding this supposed debt that I know nothing about.
04/17/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	FL 322XX	Web
From XXXX 2015 to the present, I have been contacted, repeatedly, by " XXXX XXXX '' to collect on a debt that was previously paid to another debt collection agency. After reading BBB reviews and online complaints, DRS has engaged in multiple violations of the FDCPA and FCRA, XXXX. This debt collection agency is operating via extortion and fraud and identity theft. In addition, DRS continues to collect on past statutes of limitations, and in some cases, " phantom debts. '' And, after XXXX complaints in the last 3 months, I would hope that the CFPB took notice and opened an investigation.
12/01/2017	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	FL 32712	Web
I spoke to Dynamic collection agency on XXXX XXXX XXXX. I called the previous collection agency to obtain Dynamic collections information due to not receiving any notification that they had obtained my debt. Once I had their information I called them to settle my account. They would not accept my settlement, however, they proceeded to treat me very poorly including commenting on ability to pay in a disparaging way. I was over talked for much of the conversation along with the rude remarks that were made. I tried to explain that I had not received any communication in written form.
03/13/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CT 063XX	Web
Dynamic Recovery Solutions, XXXX XXXX XXXX XXXX XXXX, XXXX, SC. XXXX. XXXX ID XXXX has called XXXX for a person who has not been assigned this number for three years! We, at the above phone number, do not know, nor have ever known, the individual Dynamic Recovery Solutions is searching for. We do not have personal or business debt of any kind. When contacted ; Dynamic Recovery Solutions states our number will be removed from their calling list. However, within weeks, Dynamic Recovery Solutions resumes calling in search of someone not associated with our number or residence.
04/22/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Threatened to take legal action	TX 75010	Web
My cell phone listed this number as the caller. A lady by the name of XXXX XXXX state that there were documents under my name ( she used my full legal maiden name ) and social brought to her attention that I am probably not aware of. She said it is very urgent I call her back by XXXX eastern. She told me to call her back at XXXX and use a reference number that included XXXX digits. This is n't the number she called me from. I looked the XXXX up and this seems to be a common message associated with this number. The woman never stated what company or office she was calling from.
07/05/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	PA 17055	Web
On XX/XX/2019, I received a letter from Dynamic Recovery Solutions, regarding a supposed debt from XXXX XXXX XXXX XXXX, which was sent originally to XXXX XXXX XXXX, XXXX, and there was never any sort of contact received about this alleged debt. When I called, the person at DRS refused to give me the information of a contact person at the supposed original Creditor, in order to dispute the validity of this claim. I am sending a cease contact letter to DRS but wanted to report unfair debt reporting and contact- as the original debt is allegedly from XXXX more than 9 years ago.
08/21/2016	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	AZ 85281	Web
Dynamic Recovery Solutions continues to call both private cell numbers and business numbers to collect a debt that is illegitimate and is not owed. They have been told to stop, and yet they have stepped up the calls rather than stopping them. They are looking for someone that is not at any of these numbers, and bullying the people who answer for information. They are using illegal tactics to collect this debt. They are calling late at night, they are calling on weekends, they are calling early in the morning. Everything this company does as far as debt collection is ILLEGAL.
06/22/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 75044	Web
I get a call at XXXX from Dynamic Recovery Solutions. They hang up, I call them back. Get the automated voice saying that they are Dynamic Recovery Solutions and to hold for the next available agent. Before they had time to say much of anything I informed them it was 8am ( work nights ) in the morning and that I'm reporting them. They asked what the last 4 digits of my SS # are, I hung up. Their number is XXXX. I don't have any debt now. I have an excellent credit score and there are numerous complaints about this company 's tactics. This has to stop. This is harrassment.
10/20/2023	Yes	Debt collection Telecommunications debt	False statements or representation Attempted to collect wrong amount	VA XXXXX	Web
I received notice that I owed XXXX XXXX XXXX {$650.00} for a past due XXXX account. On the XX/XX/XXXX XXXX credit file I have of the account shows a partial acct of XXXX date opened XX/XX/XXXX, reported since XX/XX/XXXX. On the XX/XX/XXXX XXXX XXXX credit file I have of the account shows a partial acct of XXXX placed for collection XX/XX/XXXX. Both reports show the account as being disputed and with estimated removal dat of XX/XX/XXXX. I attempted to fax the creditor a Letter for Debt Settlement on XX/XX/XXXX but neither attempt was successful, copies will be included.
02/16/2018	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	PA 19131	Web
On XX/XX/XXXX Dynamic Recovery Solution sent me a collections letter about a credit card XXXX XXXX. This card was a part of my bankruptcy in XX/XX/XXXX. Over 23 years ago. The bankruptcy has since been deleted off of all 3 credit bureaus. Dynamic Recovery Solution recently brought this collection from another collection agency XXXX XXXX XXXX. I no longer have a debt and in collection for this credit card. It was resolved in bankruptcy court, and statue of limitation was over in XX/XX/XXXX ( 10 years ago ) This seems to be illegal on the part of Dynamic Recovery Solution.
12/11/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	SC 295XX	Web	Servicemember
No Debt Validation letter. This company has filed a collection on my credit report, yet I was never notified of this debt by Dynamic Recovery Solutions. I was never given a chance to dispute the debt or ask for validation. I had no idea they had a debt owed to them by me. They Haven't even told me what the debt was related to nor provided any documentation to me. I was never given a written notice, so I could formally dispute the debt. This business never provided me with any evidence that I have any legal obligation to pay them, yet they reported it to credit bureaus.
02/20/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Contacted me after I asked not to	KS 67501	Web
The XXXX bill is out of statue of limitations. They keep selling my debt after I sent them a cease and desist letter. I sent certified mail on XXXX XXXX, 2014. It was signed by them I have all proof told her it out of statute of limitations she wanted to argue with me. Refused to tell me last time I paid on that bill keeps selling it off. It 's way over 10 years old she still wanted to argue with me. I told her you never mailed me a letter still wanted to argue told them over the phone to cease all communication with me. Told me the wrong address for the company.
02/20/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Contacted me after I asked not to	KS 67501	Web
The XXXX bill is out of statue of limitations. They keep selling my debt after I sent them a cease and desist letter. I sent certified mail on XXXX XXXX, 2014. It was signed by them I have all proof told her it out of statute of limitations she wanted to argue with me. Refused to tell me last time I paid on that bill keeps selling it off. It 's way over 10 years old she still wanted to argue with me. I told her you never mailed me a letter still wanted to argue told them over the phone to cease all communication with me. Told me the wrong address for the company.
12/23/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	LA 70118	Web
A company Dynamic Recovery ( XXXX ) XXXX contacted me for the first time today saying they want {$600.00} dollars for a debt and was very rude with me stating that they have emailed me many times notifying me of this debt at XXXX and I told them that wasn't my email and then she said she never sent anything to that address that was just a sample. I was never contacted about a debt before and the representative clearly stated that she has been emailing personal information to the wrong email. And Dynamics Recovery repeatedly harassing with multiple phone calls
06/28/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	PA 19132	Web
My name is XXXX XXXX and I am sending this request myself to address the inaccuracies on my Credit Reports. I have been patiently waiting on their response to the written requests I sent. However, any modes of response or coordination were not taken on their end. They have not complied with the Fair Credit Reporting Act, 15 USC Sections 1681i within the time allowed by law and continued reporting as unverified information which now, given all my attempts to address it directly with the creditor, as willful negligence and non-compliance with federal statutes.
02/16/2018	Yes	Debt collection Medical debt	Communication tactics Called before 8am or after 9pm	CA 91016	Web
XXXX XXXX called my cell at XXXX XXXX on XX/XX/XXXX. I did not answer the call nor did they leave a message. On XX/XX/XXXX they called again, this time at XXXX XXXX. At this time I asked them to never call me again at this time of the morning. I let the representative know I live in California and they were calling me too early. On XX/XX/XXXX I received another call, again at XXXX XXXX. I told the representative that I was reporting them as I have a right to a quiet morning. Also, the debt in question is over 8 years old and I'm not certain it is mine debt.
08/28/2017	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	TX 786XX	Web
These people keep calling my mobile number and do not leave a message. They are using various XXXX area code numbers which is my area code. They are in South Carolina. I called the number to see what the name of the company is. I have no idea who they are or why they are calling and have never received anything in writing from them. Any debt I previously owed is over XXXX years old and past the Statute Of Limitations in Texas ( 4 years ) and not showing up on my credit report or has been charged off. I do not want to receive calls from this company again.
04/07/2015	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	LA XXXXX	Web
Was contacted by Dynamic Recovery Solutions in regards to a debt from XX/XX/XXXX. I asked to be mailed a statement of debt and received a statement by mail on XXXX/XXXX/XX/XX/XXXX Current Creditor XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX on XXXX/XXXXXX/XX/XXXX and spoke to their billing department and was told that all there was no open account and they did not send anything to collections. I have no debts on my credit score and Dynamic Recovery Solutions " helpfully '' informed me that if I paid them then nothing would go on my credit history.
03/09/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NE 68506	Web	Servicemember
I cancelled a cell phone agreement after the contract was up, and was charged a cancellation fee. I cancelled the phone in 2004, and was willing to find the collection companies because I knew my contract was up. I have a file with all the demands from XXXX, as well as all of my response letters. I have written in response to at least XXXX different collection companies and have never received a response or verification of a contract or any debt owed. I have been getting these demand letters for the past ten years. Enough is enough. this is harassment.
08/11/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NY 11236	Web
I am in receipt of a notice dated XX/XX/2019 from Dynamic Recovery Solutions on behalf of XXXX XXXX XXXX , XXXX to collect a debt of an outstanding balance is {$580.00}. Dynamic Recovery Solutions has stated I can settle for {$140.00} or for {$170.00} in 3 payments of {$58.00}. They have also suggested if I do not pay this debt ; it will be reported to the credit reporting agencies. As I have stated in previous complaints with CFPB ; I do not recall having medical services to which I owe this debt. I dispute the validity of this entire debt.
07/13/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	IL 60641	Web
I received XXXX mailed statements from Dynamic Recovery Solutions ( XXXX XXXX XXXX, XXXX, SC XXXX ) for collection of a debt to a company I 've never heard of with a made up account number. I 've searched all XXXX companies listed ( sender, original creditor and current owner ) and finding nothing but scam-related information. The other companies listed/involved are XXXX XXXX and XXXX XXXX XXXX, XXXX. Their statement shows them as being accredited though the XXXX, XXXX and being XXXX compliant, and I was n't able to find a XXXX listing anywhere.
11/12/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	IL 605XX	Web
I received a letter from a debt collecting agency named Dynamic Recovery Solutions XXXX. XXXX XXXX XXXX, SC XXXX saying that I owe a debt of XXXX and would settle for XXXX. I reached out to the named creditor on the letter and they informed me that there is no such debt. I am also receiving unknown calls from local number that I have not answered but know that they have been calling constantly. I am very concerned that my information has be phished by this corporation and an act of fraud is being attempted in order to receive funds from me.
03/12/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	NV 89011	Web
On XX/XX/XXXX, I received a letter attempting to collect for a hospital visit on XX/XX/XXXX. The only information provided was that the amount is {$420.00}. I do not owe on any hospital bills, nor did I go to a XXXX XXXX XXXX hospital on that date. Also of concern is that Nevada Statute of Limitations does not permit collection on debt that is 10 years old, let alone debt that is not verified or owed. The company is falsely representing that I owe money and did not verify any necessary information, and is not adhering to Nevada FDCP.
08/18/2015	Yes	Debt collection I do not know	Taking/threatening an illegal action Threatened to sue on too old debt	GA XXXXX	Web
my son defaulted on a loan with XXXX bank in XX/XX/XXXX. I had co signed for the loan and attempted to pay to stop repo, but they repo after I caught it up. They didnt write off XX/XX/XXXX, but have resold the debt to Dynamic Recovery Solutions who sent a letter telling me they were planning to send me papers of the pending judgement. (? ) I am pretty sure it 's illegal for them to send this to me. I would appreciate any help or advise. I live in Ga and statue is XXXX years. Please investigate for me, this seems like a shady company.
06/02/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 326XX	Web
We recently added land line service to our home. We got a phone number, roughly 3 months ago. Apparently, the previous owner of the phone number, who we do not know or have any idea who they are, owes de bt. One particu lar agency calls everyday. Both myself and my husband have returned the call to tell them we only just got the number. And no idea who they are trying to reach. They say they will remove number but continue to call. They leave message to call XXXX right away, but caller ID shows number as XXXX and unknown name.
05/07/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt resulted from identity theft	AZ 85730	Web	Older American
Briefly, a nightmare involving Identity Theft dating back to XX/XX/XXXX when someone open a credit card using my personal information. SEE ATTACHED COMPLAINT LETTER dated XXXX XXXX. This was supposedly resolved with XXXX XXXX in XXXX. A company named Dynamic Recovery Solutions appears to be abusively recycling this old XXXX account even though they were responded to in XX/XX/XXXX and it appears that they may be doing this with XXXX 's help. A total nightmare going back over 20 years that should simply never be allowed to happen.
12/09/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	UT 84041	Web
I have been in prison for to years i just got out XXXX XXXX XXXX i just recieved a letter from Dynamac Recovery Solutions saying that i have a current balance of {$990.00} they say i may resolve my account for {$690.00} if the payment is received by XXXX XXXX XXXX i have been locked up for 2 years and have no idea what this collection is for or why they are sending this to me late if you can please help me dispute this and just get it off my credit please i jist dont want to be bothered by this especially not knowing what it is for
10/29/2015	Yes	Debt collection Credit card	Taking/threatening an illegal action Threatened to sue on too old debt	CA 90291	Web
A woman named XXXX XXXX from Dynamic Recovery Solutions called my husband looking for payment on a charged off credit card in my name from 2004. He informed her that the statue of limitation had run its course and she threatened to ruin his credit if he did not give her my direct phone number. I then called the company myself and spoke to a different collector who then told me they would sue me if I did not pay the account in full despite me reciting the statute of limitations and my rights under the FCRA. He then hung up on me.
04/25/2018	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	TX 78006	Web
I've told this company in the past to stop calling, they were calling for the previous owner of the number. I've owned this number for four years now. That person used to get alot of calls. I'm starting to get them again for the past 2 days and have blocked two different last four digit phone numbers. Both are robocalls. I don't have the previous information any longer, however, the last two days : XX/XX/2018 at XXXX XXXX XX/XX/2018 at XXXX XXXX I know for a fact, since I check my credit, that I do not owe anything outstanding.
04/27/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NV 89121	Web
This company " Dynamic Recovery Sollutions, LLC '' from XXXX, SC XXXX, is been calling my personal cell phone # from different and also unreachable phone numbers trying to claim that I owe a balance to bogus accounts and to companies like XXXX that I have never contracted any type of services with. They have also sent me letters in the mail stating the same false information regarding a current balance on my name and attempting to settle that balance with me for a less amount of money that what they 're saying I allegedly owe.
08/09/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	FL 32809	Web
I received an automated text ( no call ) about medical debt requesting me to give them information about my debt. The debt amount was NOT listed nor did they tell me I could dispute this. I also sent formal letters to multiple debt collectors beforehand informing them about being on the FTC do not call list and asking them to cease all contact with me and this MIGHT be one of them, but they still contacted me anyways despite my formal do not contact request. They contacted me from : XXXX They gave me a reference number : XXXX
03/11/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	VA 22030	Web
I settled XXXX accounts with this company and I was told this was going to be taken off and reflected on my credit in XXXX and it is still on my credit. I spoke to XXXX on XX/XX/21 and XX/XX/21 about these accounts. The confirmation # XXXX is for the account # XXXX. The confirmation # XXXX is for account # XXXX. These were both settled for {$150.00}. This negatively impacts my credit and needs to be resolved. It is stated on XXXX XXXX that this meets FCRA requirements. It is under dispute with XXXX and XXXX to be taken off.
03/24/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TX XXXXX	Web
This company continues to report on my credit report after I sent them a letter telling them that this account was not mine and I have no idea what it is or who it belongs to! I asked for proof of a signed contract, I asked for a license to collect in my state, I asked for copies of all information referenced for this debt and still to date, I have not received anything but harassment from this company! THIS IS NOT MY DEBT! I WANT THIS ACCOUNT REMOVED FROM MY CREDIT REPORT AND THIS COMPANY TO STOP CALLING ME IMMEDIATELY!
03/20/2019	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	CA 92618	Web
Dynamic Recovery Solutions, XXXX XXXX XXXX, XXXX, SC XXXX has attempted to collect a credit card from 10 years past in the amount of {$1300.00}. The credit card debt was paid in full to the creditor. The creditor agreed to accept a " reduction '' in a debt in the amount of {$1300.00}. It appears XXXX XXXX has access to this information and is attempting to collect something not owed to them. Dynamic has suggested to " settle '' the {$1300.00} for {$270.00}. Company keeps calling and sending letters to collect a debt not owed.
11/04/2018	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 95667	Web
Recieved a call from XXXX. The man stated he was from dynamic recovery solutions and was collecting a medical debt from XX/XX/2011. He wanted an updated physical address and payment. He stated that there was a new law that he could attach my taxes and this would negatively affect my credit. He stated he would give me a 50 % discount which equaled around {$650.00}. He gave me a number to call back and stated I had until Tuesday and he would hunt me down if I didnt. He stated his name was XXXX XXXX and callback number of XXXX.
03/15/2022	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to arrest you or take you to jail if you do not pay	NY 11101	Web
XXXX Bank purchased my credit card debt from XXXX. XXXX told me that a sheriff was going to come to my home and work to arrest me for my debt in 2019. I did not know that they were not allowed to do this so I am reporting it now. My debt was settled in 2019 however XXXX sold my debt to Dynamic Recovery Solutions and now Dynamic Recovery Solutions is calling my brother for window processing? This open account is also on my XXXX credit report. This account has been closed for 3 years this is affecting my credit score.
04/28/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NY 10036	Web
Dynamic Recovery Solutions is repeatedly charging me for the same debt that I have paid years ago. The current creditor is XXXX XXXX XXXX XXXX XXXX. I have repeatedly asked them to stop recharging me for the same debt over and over again. The debt appeared on my credit report in 2007 after I paid the debt in full and it was settled. Dynamic Recovery Solutions waits a year or two and then mails me the same debt and that it is in collections. This is clearly harassment and at this point I'm feeling threatened and extorted.
08/10/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	NH 03038	Web	Older American, Servicemember
Hi, This is a different collection company but the same debt that I disputed years ago on CFPB. I contacted all companies concerned last time before contacting cfpb. It disappeared from credit reports back then and hasn't reappeared, yet. Amount : {$890.00} Collection Company : Dynamic Recovery Solutions LLC ( XXXX ) XXXX XXXX XXXX. XXXX, SC XXXX XXXX XXXX Reference # : XXXX Original Creditor : XXXX XXXX Current Creditor : XXXX XXXX XXXX XXXX Please let me know if you need anything else. Thanks for your help.
04/06/2020	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Contacted you after you asked them to stop	NH 03301	Web	Older American
They call and I have told them I do not owe them any money and to stop calling me. They are also blocked on my end to stop them. They change their number over and over again and keep calling with the same message : Hi I'm reaching out to you today from Dynamic Recovery Solutions a debt collector. Please give me a call back when you do receive this message. My number is XXXX I would appreciate a call back today if possible. Again our toll free number is XXXX. I do appreciate your cooperation you have a great day.
11/06/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 32703	Web
On XX/XX/2021 I reached out to Dynamic Recovery Solutions , LLC and requested they provide documentation that proves I willingly entered into a contract with them and to display the signatures of both parties involved. This company did not do that. Nor did they cease collection activities and reporting as federal law states until the requested proof can be provided. This company is harassing me and as mentioned in my first letter, I would seek assistance from CFPB & State Attorney should they continue to do so.
03/19/2015	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	TX 76131	Web
I received a letter from Dynamic Recovery today concerning a debt with XXXX XXXX, I have not had ANY business with XXXX XXXX, Its over 10 years since I did business with XXXX. I would like verification that this is valid and stop all communication from this Collection Agency. These agencies are buying old accounts and expecting that consumers just take their hard earn money to pay, because of the credit systems, families are being destroyed, agencies like this is ruining households with these types of letters.
09/17/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MA 01902	Web
Received phone call from Dynamic Recvy XXXX, stating that I owed a debt to XXXX for XXXX They had my current address and the supposed date of when I opened my account with XXXX. I explained I dont owe anything to XXXX XXXX Man on the phone started getting upset with me when I told him this. Said I was basically lying and running from my debt. That I should just pay the debt. I said no, I will not pay anything that I do not owe. He said I could go on a website to pay and it doesnt have to be over the phone.
12/03/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	VA 229XX	Web	Servicemember
DYNAMIC RECOVERY SOLUTIONS ( DRS ) CONTACTED ME ABOUT AN EMERGENCY ROOM BILL THAT I DO NOT OWE. THEY SAY I OWE {$920.00} FROM AN ER VISIT IN 2014. I WAS AN XXXX XXXX IN THE XXXX AND ALL MEDICAL EXPENSES ARE PAID. THIS COMPANY IS A FRAUD AND IS HARASSING ME FOR A DEBT THAT I DON'T OWE. I RECIEVED A LETTER TODAY, XXXX XXXX, AND THE DRS REFERENCE NUMBER IS XXXX. DRS PHONE NUMBER IS XXXX. DRS IS WORKING WITH ANOTHER FRAUD AGENCY NAMED XXXX XXXX XXXX XXXX, XXXX. REFERNCE NUMBER : XXXX. PHONE NUMBER XXXX.
03/11/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CT XXXXX	Web	Servicemember
I received a letter from Dynamic Recovery Solutions regarding a debt owed to XXXX XXXX XXXXXXXX XXXX XXXXXXXX, XXXX. The letter stated that they have tried to contact me via letter before, which is untrue. I have never been to this place. I looked them up online and the business was a rental car agency. Several other people have left reviews about being scammed or having a false debt sent to collections by this company. I tried to reach the company using the number listed in the letter. There was no answer.
07/07/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	FL 33177	Web
I am writing to bring to your attention that my credit file contains a collection entry from your agency. However, I have never received any prior notification regarding this collection. Furthermore, I strongly believe that the debt being claimed is not accurate. According to the Fair Debt Collection Practices Act, I am entitled to request and receive validation of the debt. Therefore, I kindly request that you provide me with the necessary validation and take appropriate action to rectify this matter.
10/12/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	FL 337XX	Web	Older American
On XX/XX/XXXX I received a call from XXXX XXXX from Dynamic Recovery Solutions regarding a debt I had never heard of. When asked he said it was from XXXX XXXX? a company i do not know. I asked him how old this debt was and he said it was from XXXX, thus clearly barred. He said he was from XXXX, SC and his phone number was XXXX. He told me it was a valid debt and I had to pay it. He indicated he was working for some finance company who had obviously bought worthless debt and he was pursuing it. Beware!!
06/13/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	TX 75150	Web	Older American
on XX/XX/XXXX I received a letter from Dynamic RecoverySolutions whom I have never heard of saying that I owe XXXX XXXX XXXX $ XXXXXXXX.and wanting me to make arrangements to pay them. The date of service was suppose to be XX/XX/XXXX. I was not in the hospital at XXXX in and at no time. they are saying I better make arrangements to pay ASAP. I have good credit and my credit is monitored threw an agency to and this is not and never has been on my record. people like this need to quit scamming people.
02/27/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	WI 537XX	Web
I received a mailing saying that I owed money and the debt had been sent to a debt collector. According to the letter, the original creditor was XXXXXXXX XXXX. I have never heard of or had any dealings with this bank. The two debt collection companies listed, Dynamic Recovery Solutions , LLC and XXXX XXXX XXXX XXXX are flagged as being fraudulent on the internet. This is a fraudulent attempt to intimidate and extort money. I hope there is something the government can do to put a stop to this.
07/24/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	NY 14226	Web
A rep called ... Did not identify herself aggressively asking to speak to me. I said this was me and asked who it was. She said I am being recorded and am attempting to collect a debt. Confirm the last 4 of your social. I said I do not know you do I will not just give you my Ssn. So she said well I will just tell you what I have. Then asked for my address and when I said what is this about she never stated. Then claimed I was not cooperating and she would end the call. I told her to that then.
03/10/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	MD 21045	Web	Servicemember
I received a collection notice from 2 businesses XXXX XXXX XXXX and Dynamic Recovery Solutions. Both claim rights to collect the debt for XXXX XXXX. I received notice from XXXX XXXX XXXX first and signed a Debt Settlement Agreement with them on XX/XX/2021 then I received a notice from Dynamic Recovery Solutions on XX/XX/2021 both were for XXXX XXXX. I how do I know who has the current account. How do I verify who can collect the debt. Who is the ligitiment collector of the debt, please help!
07/15/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	GA 30132	Web
I have already written to this company about a year ago asking that they cease from contacting me about an alleged debt for medical that took place in 1998. I was only XXXX and not responsible for my own health care at the time therefore this ca n't belong to me. Also, I do n't understand why they are attempting to collect from me again when I sent in written request for proof and verification that this account belonged to me. I did n't receive anything and now I am receiving another letter.
02/23/2019	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	IA 502XX	Web
In XX/XX/XXXX I pulled all 3 credit reports. I noticed Dynamic Recovery Solutions on my report as a collection account. I disputed with all 3 credit bureaus in XX/XX/XXXX. In XX/XX/XXXX it came back as verified. I sent a certified letter to Dynamic Recovery Solutions demanding validation on XX/XX/XXXX. No response. Prior to my letter, I did not receive a dunning notice. I was also not notified within 30 days of placing negative information into my credit file. Delete any and all claims.
04/22/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	OH 45237	Web
Dynamic recovery solutions contact me telling I owe {$830.00} on a 12 year old debt I have never had or hear about with a cable company I try to dispute it telling then I never had service with such a company and they threatening to report it as a bad debt on my credit report and the company they told me I owe I never heard of or never had such services I am very very angry to think a collection company can push a debt on me I never never had and threatening me and bullying me not right
10/07/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	AZ 85014	Web
I am getting phone calls from Dynamic Recovery Solutions. They call on my work phone from XXXX or XXXX but have a call back number of XXXX. I checked my credit report and there is no outstanding debt. I have a credit freeze on my account and notification services if there is a change in my credit score or rating. I am very suspicious of this company posing as a debt collector and not sure how to prevent fraudulent calls posing as debt collectors when I do not have any unpaid debts.
02/13/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	WA 984XX	Web
Someone completely fabricated a debt and sold it to a collection agency who in turn hired an attorney who filed and received a judgement that is still in the court records and on my credit reports = The debt was said to originate from medical bills due to XXXX XXXX XXXX - XXXX XXXX, I called both agency ; s billing departments and they said I have no debt with them and they never turned over any debt to a collection agency = This debt is COMPLETELY fabricated and is harming my credit.
07/20/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	GA 30252	Web	Servicemember
I received an email on XX/XX/05 from Dynamic Recovery Solutions regarding a debt that DOESN'T belong to me nor have I ever heard of. I do not owe this debt at all. I have never heard of them, nor the creditor. I don't appreciate them emailing me or contacting me trying collect on a debt that DOESN'T belong to me or anyone in my household. I am a victim of fraud and have been for over 10 years. I typically keep my police report up to date and I have fraud alerts all over my reports.
04/04/2019	Yes	Debt collection Credit card debt	Communication tactics Frequent or repeated calls	NJ 074XX	Web
On XX/XX/XXXX a company by the name of Dynamic Recovery Solutions contacted my HUSBAND and informed him they were calling about an {$8000.00} debt from XXXX for me from XXXX XXXX. have not received a call from them. I have no proof of this debt, nothing was mailed to me. I also currently have 4 accounts with XXXX XXXX. If I owed them money in the past why would they have approved me for new accounts? My debts, if this is even a valid debt should be discussed with no one but me.
03/26/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL 32708	Web
I got a letter on XXXX/XXXX/16 from Dynamic Recovery Solutions for a XXXX account that I 've never had. They say I owe {$410.00}. I checked my credit report a month ago and figured if I owed a debt, that this would be on there, but it was n't. Also, there is no information about this account other than it 's XXXX and the amount owed. There is no dates or information about the account, and the reviews about this company are n't too good - they 've apparently been scamming people.
12/14/2017	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	MI 48105	Web
Dynamic Recovery Solutions has called me repeatedly for more than a year. They have recently increased the frequency of their calls and the intensity of their messages. My response has been the same with each phone call : " I am not the 'XXXX ' you are looking for. Please delete my number from your records. '' They agree each time to remove my number and then another person calls the next day. I have repeatedly blocked their number and they just call from different numbers.
12/30/2016	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	AR 72756	Web
Lady from Dynamic Recovery Solutions left a message to call her at the XXXX # concerning the debt collection against me. I do not have any collections against me. I have an " excellent " credit score which I checked 1 day ago. I did not nor ever will call back. They do not ask for anyone by name. In the past, I have gotten a very similar message, but I can not verify if it was the same #. Because of the nature of the call, I believe they were trying to sell something, or lying.
05/17/2021	Yes	Debt collection Credit card debt	Communication tactics Frequent or repeated calls	NC 28105	Web	Servicemember
The credit card company is constantly switching numbers to call me. I block one call it comes through with another number. Today I got a call from : XXXX When I looked up the number in question via XXXX. It came back at this company : XXXX XXXX XXXX The name of the original collection group : Dynamic Recovery Solutions LLC XXXX XXXX XXXX, XXXX XXXX XXXX, SC XXXX they use an email address : XXXX I am getting emails from them as well as constant calls. Please make it stop
05/23/2022	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	OR 97526	Web
Debit collection company is Dynamic Recovery Solutions. They called 4 times back to back at XXXX. I called back and spoke to someone and stated they can not call me repeatedly. The collector became loud, talked over me, which is abusive and began screaming " here comes the manager ''. I told them do not call me again, cease and desist. The line was then disconnected. They continue to call me and have tried to call me 6 times today Before XXXX. This is ynlawful harassment.
01/10/2020	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	OH 43204	Web
This company keeps calling and harassing me. I have absolutely no valid outstanding debt ( s ) within the past seven ( 7 ) years that has not been paid or disputed and deleted on my credit profile ( s ). When this company calls, they are rude, will not advise why they're calling or who they represent. I ask that this company seize all communication attempts to me. They have called me six ( 6 ) times in the past 30 days and they have no valid reason to be contacting me.
08/30/2022	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	IL 60005	Web
They call me once or twice a day from various different phone numbers with KY area codes/the same area code as my own number. It has been happening for weeks. They've also tried texting me repeatedly. I'm a full time XXXX XXXX and part time worker with XXXX and various other XXXX XXXX XXXX. They call me over and over when I'm trying to focus and get my work done which is hard enough on its own just due to my XXXX and other issues. It's really becoming an issue.
02/01/2022	Yes	Debt collection Auto debt	False statements or representation Attempted to collect wrong amount	NE 68107	Web	Older American, Servicemember
on XX/XX/22 I received a letter from Dynamic Recovery Solutions tel # XXXX. reference # XXXX. The original creditor is XXXX XXXX XXXX Current Creditor is XXXX XXXX XXXX XXXX The letter states that this debt has exceeded the statue of limitations and can not be reported negatively on my credit. I called to demand that a verbal cease and desist be placed on this file. I just want the CFPB to notify the collection agency that they need to honor my request. thank you
03/12/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Frequent or repeated calls	TX 781XX	Web
Dynamic Recover Solutions is frequently calling my phone from different phone numbers, they do not disclose they are a debt collector. They ask for me by name, then ask my address, my date of birth. They reply with there name when I ask where they are calling from. I have sent a written dispute notifying them the debt they are attempting to collect has been paid off to another debt collector last year and my credit report is currently reporting that information.
05/17/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NH 030XX	Web
XXXX/XXXX/XXXX received debt collection notice from Dynamic Recovery Solutions. I responded on XXXX/XXXX/XXXX asking them to validate the debt because I have never had a creditor by the name they indicate and I have never owed a debt in the amount indicated by Dynamic. I never received any response. Then on XXXX/XXXX/XXXX they sent another collection letter. I still have not been provided the information I requested and I have advised that this is not my debt.
03/28/2018	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	CA 93063	Web
I received a phone call from XXXX at XXXX pacific time, they asked for a person with my same last name but had my first name pernounced incorrectly so I told them they had the wrong number. I called the number back out of curiosity and it states XXXX XXXX XXXX Knowing I had registered my number with the US government to do not call I have no idea why this number would of called me. I blocked that number and I want it to stop whoever it is plain and simple.
08/27/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	IN 47201	Web
My wife left me a couple of months ago. Just recently I started getting notices from debt collection agencies over fraudulent debt that she took out in name over the last couple of years. She currently has me around {$30000.00} in debt. I have frozen my credit and tried to file a police report for identity theft, and contacted the prosecuting attorneys office, but they both told me that since we are still legally married that I can't do anything about it.
06/18/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 91405	Web
I got a debt collection notice in the mail from Dynamic Recovery Solutions in connection with several other debt collection agencies known as " XXXX XXXX XXXX ''. I don't know what this means I find it misleading as a consumer. Regardless, they are trying to collect on a debt from a company I have never done business with. I am requesting that they please prove that this debt even belongs to me and consider this my request for validation and verification.
11/25/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CT XXXXX	Web
Dynamic Recovery Solutions claims I owe XXXX to XXXX XXXX, this account was paid prior however the balance was significantly lower. The account was paid via money order, it was mailed years ago and it appears it was lost in the mail or applied to wrong account. The balance of XXXX is ridiculously high, it appears additional bogus fees were applied by Dynamic Recovery Solutions which I refuse to pay along with any supposed balance they claim I owe.
10/22/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	MD 20721	Web
XXXX for my daughter on XXXX XXXX, XXXX. My health Insurance provider paid this medical bill in full in XX/XX/XXXX for the visit and the physicians. XXXX XXXX XXXX has sold this debt to XXXX different collection agencies. Those collection agencies were provided the proof that this medical bill has been paid in full by the health insurance provider XX/XX/XXXX, XX/XX/XXXX, and XX/XX/XXXX. Once again, I am being harassed by another collection agency.
10/27/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX XXXXX	Web
Dynamic Recovery Solutions reported a collections account to my file on XX/XX/XXXX. I do not recognize the name XXXX, the creditor listed. I sent a debt validation letter on XX/XX/XXXX, via certified mail, which was received on XX/XX/XXXX. USPS Tracking : XXXX Today is XX/XX/XXXX, and I have received no response. I am requesting that this item be removed from reporting to the credit bureaus, as I have received no proof that this debt is mine.
09/05/2018	Yes	Debt collection I do not know	Communication tactics Used obscene, profane, or other abusive language	LA 705XX	Web
This company has repeated called my phone. When I spoke to them, the gentleman gave information that was false. He mentioned accounts that I do not have and then mentioned I have products that I never have had. I explained to him the information was inaccurate and that he has not provided me anything that I recognize. He then gets loud with me and yells " stop stealing! Stop defrauding people! '' This is a false claim and slanderous. Terrible.
08/27/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92411	Web
I received this letter on XX/XX/2019, I never went to XXXX Hosp XXXX XXXX, I always have XXXX, I have Medical with XXXX so I don't pay anything for medical or hospitals. I explain to the collector, this is the first time I received any communication from this agency, never received any communication with XXXX Hosp XXXX XXXX, I have all my insurance and medical that I could provide, But I never gone to this hopital. My contact number is XXXX.
02/17/2016	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	CA 94806	Web
I had incurred a pay day loan 15 years ago in 2001 and I have n't had a debt since. I filed bankruptcy and this debt was covered in the bankruptcy. However, this debt collector continues to send me letters and places numerous phone calls to my phone and I 've asked them to seize. Firstly, the debt was over 15 years ago, and secondly they are not authorized to collect on this debt and thirdly this was dismissed in bankruptcy over 13 years ago.
02/21/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	PA 17104	Web
I called the company to dispute the validity of the debt and was advised by the representative that while it may take up to 90 days validate the debt, I could take advantage of the discount period in order to settle the debt. I advised that I received notices from two different companies and that was the reason I was in contact with this company. The attempting to collect occur twice before I was told they would send me something in writing.
09/19/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 762XX	Web
dynamic recovery solutions shows I owe {$4500.00} suddenly " opened on XX/XX/2021 '' ( with no dates of service, billing, first delinquency or payment history??? ) from XXXX XXXX XXXX. I disputed this amount with XXXX because I have not had any anesthesia services. XXXX " resolved '' the dispute saying " was confirmed and made no changes to my credit ''. This is impossible since I have not been to XXXX ... All my doctor bills are paid..?
11/24/2020	No	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 32304	Web
I sent out a Debt Validation letter to Dynamic Recovery Solutions for a medical collection on XX/XX/XXXX. After I sent out the Debt Validation letter I then received a letter on XX/XX/XXXX from Dynamic Recovery Solutions which failed to validate my debt. Instead they send a list of my medical records which I know is a direct violation of HIPPA regulations. I never signed a HIPPA form authorizing them to have access to this information.
01/13/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	WA XXXXX	Web
On XX/XX/20, {$140.00} was debited from my checking account and sent to Dynamic Recovery Solutions, a subcontractor of XXXX XXXX. On XX/XX/20 I received a confirmation letter in the mail that the debt was NOW settled. Well, today I called to see when they were to be removed from my credit report, and they denied that payment ever happened! My bank confirms that the transfer went through. Someone is a liar. Money doesn't just disappear.
08/08/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NV 890XX	Web
i received a phone under caller id XXXX collection and i called the number listed XXXX XXXX XXXX and certain dynamic solution looking for my name XXXX XXXX then i called XXXX credit XXXX XXXX XXXX XXXX and was told that there was someone fraudulently used their name as caller id and as far as im concern my credit is in good standing would like to report some fraudulent activities about the concern company using others caller id to scam
10/10/2017	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	FL 33155	Web
I have recently been contacted by this debt collector over 15 times. This debt was charged off over 10 years ago. It is already way over the Status of Limitation for debt collection. I have informed them many times that they can not collect on this debt and they continue to harass me call me at all times of the day and sending me messages. Despite me telling them they are NOT allowed to collect on this debt they continue to do so.
09/16/2021	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	TX 75069	Web
I have repeatedly asked this company to stop contacting me. They are seeking to collect debt for someone named " XXXX ''. XXXX has never used my phone number. I have maintained ownership of the # for years now. After requesting Do Not Call they have continued to call me in violation of the National Telemarketing Rules. I am seeking punitive damages and legal remedies against this organization for violating federal laws on DNC.
02/21/2017	Yes	Debt collection I do not know	Disclosure verification of debt Right to dispute notice not received	NM 87505	Web
I received a phone call that was from this company telling me to call them. They used a type of technology to spoof a number so as to make the call appear to come from someone else. The caller ID said XXXX XXXX, The message told me to call a company named Dynamic Recovery Solutions. I do not return phone calls like this and all communication must be done in writing via USPS. Not making a written claim is a violation of the FDCPA.
01/24/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	VA 23832	Web	Servicemember
This debt collector engaged in abusive, deceptive, and unfair practices of the FDCPA which it prohibits. They furnished this account that we didnt agree upon and I didnt sign any agreement on. Also being reported numerous time on my credit report. A legal contract is signed by XXXX parties and I did not participate in any of it. More so they didnt follow the proper XXXX step validation procedure which make this unfair practices.
05/27/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TX 78233	Web	Servicemember
I, have been getting notices from Dynamic Recorvery Solutions, LLC saying that I owe XXXX XXXX Dollars. Aparently when I have spoken to this company back in XX/XX/XXXX, This was a loan amount from XX/XX/XXXX. However, I never used XXXX for a loans. I have asked this company to stop contacting me on this matter, and I have spoken to XXXX. And was told by XXXX that this matter have been resolved. I spoke to XXXX Regional Offices.
05/27/2015	Yes	Debt collection Credit card	Improper contact or sharing of info Contacted me after I asked not to	CA 95820	Web
Third party debt collector, calling for XXXX XXXX which is also another debt collector that purchased an old debt that the statute of limitiation has expired. I called them and told them to stop calling. The individual was very rude and argued with me that the debt was still good. Also stated that they would continue to contact and call me. The debt that XXXX purchased has been added as a derogatory debt on my credit report.
01/24/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	VA 23225	Web
XXXX XXXX XXXX XXXX has been selling and sending out my medical information to debt collectors for over seven years now. This is illegal and against my HIPAA laws. I did not authorize them to send this out to a third-party Dynamic Recovery. I also had insurance at the time. They also keep falsely reporting to my credit report to other debt collectors. Its also been seven years and this debt is supposed to be dropped by law.
02/15/2019	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	MA 010XX	Web
Dynamic Recovery Solutions of XX/XX/XXXX, SC has been attempting to collect a debt from me since XX/XX/XXXX. I disputed the debt in XX/XX/XXXX, and shortly thereafter requested that they cease contact with me. They resumed near daily contact win XX/XX/XXXX. I again requested that they not contact me. This week I have received a mailing and two phone calls from Dynamic Recovery Solutions. I do not wish to be contacted again.
08/12/2016	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	LA 70123	Web
I have previous dealt with this back in 2014 for different companies trying to collect a debt for XXXX credit card, which I have never had one. I have a letter from XXXX stating that I have never had an account with them, but these companies will still not leave me alone. Attached please find all my previous dispute letters, letter from XXXX stating that I have no account with them and the newest demand and dispute letter.
11/27/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	AZ XXXXX	Web
I received a letter in the mail from Dynamic recovery solutions for a outstanding debt for XXXX credit card. I actually settled in 2015 and I called XXXX directly and spoke with XXXX in collections and he told me I do not have nor owe a outstanding balance. I tried calling Dynamic recovery systems but they just want my information my full social security number not happening you get my name and last XXXX and that's it.
06/15/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 30501	Web
I had 100 % financial assistance for XXXX XXXX. I have spoken to a lady at Dynamic Recovery Solutions who told me it's not their problem and wants me to pay it. I offered to send her the letter I got from the hospital proving this debt was not owed but she just kept arguing with me telling me she could set up a payment plan. I don't want a payment plan for a debt that isn't owed. I want it off my credit report.
03/28/2018	Yes	Debt collection Credit card debt	Communication tactics Frequent or repeated calls	CO 80012	Web
I have been receiving repeated phone calls from this debt collector attempting to collect on a credit card debt from a company that I resolved the issue with over 10 years ago. I have advised them verbally on recording from them and myself and in writing ( delivered certified mail and signed for XX/XX/2018 at the front desk to cease and desist and to validate the debt. I have continued to receive phone calls.
03/20/2019	Yes	Debt collection Auto debt	Communication tactics Frequent or repeated calls	TX XXXXX	Web
Company is using a " spoofer '' to simulate calls from my area code. I get continuous calls at home and AT WORK from local, spoofed numbers. I DO NOT have business with this company, have NEVER contracted with this company and have NEVER agreed to any conditions of payment, contract or otherwise. I've told them to stop calling. I can't block the number because they call from a different call back every time.
03/15/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	WA 98032	Web
I received a collection correspondence from Dynamic Recovery Solutions indicating I owed {$2200.00} to them on behalf of XXXX XXXX XXXX from XXXX its states XXXX XXXX XXXX XXXX XXXX XXXX the current creditor. The current account # is XXXX, I dont know where this information is coming from, am unfamiliar with the debt and its not on my credit report, I 'm a federal employee whos information has been breached.
02/18/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NY 11553	Web
I received a letter from Dynamic Recovery Solutions stating that owed {$3000.00} to XXXX XXXX XXXX XXXX XXXX and that the original owner is XXXX XXXX. I do not owed any money to XXXX XXXX or XXXX XXXX Services. I wrote a letter to Dynamic Recovery Solutions disputing this debt and requested proof that both the debt and the creditor are valid. This is a scam and I do not want this to affect my credit report.
05/12/2021	Yes	Debt collection Other debt	Threatened to contact someone or share information improperly Contacted you instead of your attorney	PA 150XX	Web	Older American, Servicemember
was called from XXXX XXXX XXXX XXXX was told to call them back that it would be in our best interest to do so. we are currently trying to get out of a time share with XXXX XXXX XXXX. this has been on going with the XXXX XXXX resort for 2 years. The collection agency has been told to contact our lawyers. the law firm we are using has also told these people not to call us. To no avail they just keep calling
10/23/2019	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt was paid	CA 92557	Web
I received a letter in the mail on XX/XX/19 stating I had an auto loan debt which was now in their office for collection. It stated I owed {$11000.00} and gave me 3 different options to settle the amount. This is an account that has already been paid therefore I called them to tell them that and they hung up on me as soon as I said I wasnt paying because the account was paid for and they were doing fraud.
11/17/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	VA 22043	Web
Dynamic Recovery Solutions of XXXX, South Carolina calls my office number asking for a former employee. I have told them numerous times to remove me from their list as they are clearly a spam site and the employee no longer works here. They asked for her contact information. I told them that I was under no obligation to provide that information to them and asked to be removed from their phone list again.
05/28/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NY 121XX	Web	Older American
XXXX OF XXXX XXXX XXXX date of servicedid not bill insurance company evertried to collect from XXXX XXXX XX/XX/XXXX after sold to XXXX XXXX systems. XXXX was insurer of record and verified coverage and that XXXX has no obligation to pay. Now " debt '' sold to another entity XXXX XXXX XXXX XXXXand Dynamic Recovery Solutions is now billing XXXX XXXX for same {$630.00} which he is not obligated to pay.
06/09/2016	Yes	Student loan Non-federal student loan	Dealing with my lender or servicer Trouble with how payments are handled	MN 55117	Web
I paid off a XXXX XXXX loan in 2010. I have all the paper work showing it has been paid off. However, every year I have a different company contact me about this debt. I have continued to forward the paper work ( including : bank statements, letters and account numbers, etc. ) all showing it has been paid. How do I get these companies to quit contacting me, when I have already settled the debt.
03/19/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 94550	Web
I received 2 phone calls today from a Robo-dialer and returned the call to a company called Dynamic Recovery Solutions. They claimed I owed a debt of {$130.00} from account XXXX which was opened in XX/XX/XXXX and payments were made until XX/XX/XXXX. Firstly, I never had an account with XXXX or the wireless companies they acquired. Secondly, this debt is far outside the statute of limitations.
08/11/2017	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	CA 953XX	Web
i was called about a {$60.00} credit card dept and was told i need to pay {$1000.00} i told them i dont owe your company anything my dept is with XXXX XXXX XXXX she then gave me addtiuted and would not let me talk and was hurassing me to pay the debt now or futher action would be required and she kept asking for my personal information i told her no she got even more threatning with additude
12/22/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	WV 254XX	Web	Servicemember
Dynamic Recovery Solutions has contacted me regarding 1996 debt ( {$610.00} ) that 's not mind. They have my SSN, address. The first name does not match nor does the DOB. I requested proof of debt which was declined. DRS states that the original bills were probably destroyed since the bill is so old. I 'm concerned about my credit and they have some of my personal information. What can I do?
12/21/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	VA 23225	Web
In accordance with the Fair Credit Reporting Act Dynamic Recovery Solutions Account # XXXX, has violated my rights. 15 U.S.C 1681 section 602 A. states I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions. I would like to have the account removed from my credit report.
12/21/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	VA 23225	Web
In accordance with the Fair Credit Reporting Act Dynamic Recovery Solutions Account # XXXX, has violated my rights. 15 U.S.C 1681 section 602 A. states I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions. I would like to have the account removed from my credit report.
01/14/2020	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	CA 91761	Web
A woman named XXXX called and said she represented her client XXXX and XXXX they would sue me if I didn't pay. I said they should have never sold my debt to her office that this debt is old. She said who sold debt and threatened to report it again to the credit bureaus. I hung up because she was raising her voice to me and I told her she called and woke me up it was around 8 this morning.
09/24/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TX 76132	Web
I am receiving a generic phone call from a computer telling me to call them back. When I researched the company, they are not a legit company, they are fishing for information. I do not own any debt with them. The phone number is XXXX The company is called Dynamic Recovery Solutions. I knew not to call them back, since it was a computer. I am on the do not call list. Please stop them.
04/07/2022	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	CA 91915	Web	Servicemember
I am a consumer and natural person. I have sent out a Cease and Desist to Dynamic Recovery Solutions LLC XX/XX/2022, they received this correspondence XX/XX/2022. They have not acknowledged nor sent me any information to validate this alleged debt. They have continued to call me without my consent, after receiving said correspondence in attempt to illegally collect this alleged debt.
02/13/2020	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	IL 60649	Web
I called the collection agency and explained that XXXX XXXX Hospital made a mistake in billing me. I gave them my receipient medical ID number and my Medicaid card.The debt is over 10 years old and several collection agencies had this debt. The billing information was also forwarded to the Department of Human Services and XXXX XXXX Hospital has erroneous information I never received.
12/07/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	CA 90630	Web
I called Dynamic Recovery Solutions XXXX on XX/XX/2021 at XXXX and informed them that I dispute the validity of this debt because I never applied for these credit cards and never owned them and that someone has stolen my identity. I also mailed a written letter to them on XX/XX/2021. Ref # XXXX, XXXX these are the two letters I received in the mail from Dynamic Recovery Solutions.
04/22/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	PA 19116	Web
This is the XXXX attempt by Dynamic Recovery Solutions to attempt to collect a debt that is not mine. In XXXX 2013, I received similar communication from this company on an account that I have never owned. I have never had a XXXX collection account on my name or against me. Now, XXXX years later, I have received similar communication from this company regarding a debt I do not owe.
04/21/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NV 89147	Web
I was sent a letter from Dynamic recovery solutions dated XXXX XXXX 2015 for a debt I never made. current owner is XXXX XXXX XXXX and the, original creditor is XXXX the debt is for {$1400.00} the letter states they will settle for {$370.00} before XXXX, {$440.00} in XXXXpayments or {$510.00} in XXXX payments I am not going to respond to this letter because I do-not owe this debt.
03/23/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	SC 290XX	Web
I did not owe this bill. I had health insurance, XXXX XXXX XXXX XXXX, at the time of service. this was just never billed to insurance and then put on my credit reports without my permission or knowledge. no one notified me of owing this. i did not give my permission to anyone other than the medical facility to give out my medcial records nor bills thus breaking my HIPAA rights.
08/02/2016	Yes	Debt collection Credit card	False statements or representation Attempted to collect wrong amount	CA 92107	Web
Debt has been resolved and has fallen off credit report. Original debt is over 7 years. Last payment made over 7 years ago. Rep is trying to collect on behalf of XXXX XXXX and disclosed I made a recent payment while account was in collection, complete false. XXXX XXXX can not verify debt and has wrongful been making account seem current in order to gain momentum on collecting.
11/17/2020	Yes	Debt collection Private student loan debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	TX 78253	Web	Servicemember
The account trying to collect a debt from me was involved in litigation and filed for bankruptcy under Chapter XXXX. I never took out a private loan with Career Point college or Under XXXX XXXX XXXX!! This has already previously been removed from my credit in the past but has somehow managed to pop up on my report again and has negatively impacted my hard earned credit score.
09/29/2015	Yes	Debt collection Credit card	False statements or representation Attempted to collect wrong amount	TX 76179	Web
I live in TX and according to my research ( XXXX ) collectors have up to 4 years to contact me about a debt. XXXX XXXX XXXX XXXX is contacting me about a debt that was charged off in approximatley 2003. And Dynamic Recovery Solutions is also contacting me about a debt that was charged off approximately 2003. I believe these tactics are very decptive and I wish them to stop.
02/09/2021	No	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	FL 32507	Web	Older American, Servicemember
Received notice of amount owed to XXXX credit card from 2015 that I did not have. I was given a reference number and the four last numbers of credit card and name of collection company and outstanding balance owed. I called the collection company and asked for more information, to which I have not received. The amount asked for is {$4700.00}. The credit card is XXXX, XXXX.
03/25/2018	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	NY 11229	Web
just received a collection debt from Dyanmic recovery solutions on XX/XX/18 for an amount of XXXX. The collection agency is stating in the letter/bill that I owe a debt which I know is not mine and do not owe. I also checked with all three major credit bureau 's and the debt does not exsist on my credit reports. I would like the harassing letters to stop being sent to me.
01/06/2017	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TX 75062	Web
I received a call claiming they were a debt collector and I owed a debt of some kind. They never provided a name, specifically who sent them, or what it was for ( they left a voicemail ). I called back and they asked for somebody completely different than myself and somebody who I do not know. Also, a XXXX search of the number pulls up that they are a " spam robo call ''.
12/16/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL 32810	Web
on XX/XX/2022 i file a dispute with DYNAMIC RECOVERY SOLUTIONS several times actually because this account is not mines and it wasn't me who open this account. Member denied all my disputes i filed. I also called them to explained to them that my identity was stolen and several different accounts was open with my name and they told me i would still have to pay this debt.
04/13/2019	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	NY 11221	Web
On XX/XX/19 I started paying to Dynamic Recovery Solutions my debt with XXXX XXXX. They offered me a settlement to pay 4 statements of {$100.00} dollars. I was told that after finishing the 4 payments my debt would be considered payed in full and removed from collections. I finished paying the 4th and last statement on XX/XX/XXXX and the debt still shows on collections.
11/08/2016	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	WA 98012	Web
I recieved a call from a debt collections Agency called Dynamic Recovery Solutions. I am very careful with my bills and mobey owed and I know for a fact I have NO DEBTS needing collections, especially any that I would n't have information on. I read online the kinds of threatening tactics they use towards other people and do not wish to be threatened over nothing myself.
08/15/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	CA XXXXX	Web
Debt has beet settled or written off, it has been many many years since it, s closure. This company still trying to collect even after they have been notified and are aware of the situation, dates, info. etc. Excessive calls at all times of the day even late nights, early mornings and weekends, I want this to stop calling and to update their system and information.
06/30/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	FL 33178	Web
I received treatment in XXXX XXXX back in XX/XX/XXXX and now, XXXX takes care of myself. I always pay my bills on time. NOW, Dynamic recovery solutions is trying to collect XXXX XXXX from a debt they bought from XXXX XXXX XXXX dated XX/XX/XXXX and I do not have any record about it. So, I consider this could be a fraud attempt to collect money from former XXXX patients
05/10/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	IA 52404	Web
A number called me XXXX telling me I owed XXXX {$500.00} some and they were a debt collection agency. I proceeded to tell her thats false I owe them no money and she began arguing with me, asking am I just going to not pay something I owe. I called XXXX and theyve never heard of this and confirmed I dont owe them money. I also checked my credit report and its clear.
11/13/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	MA 02360	Web
Dynamic Recovery Solutions called my home and sent a letter here for a debt owed by XXXX XXXX. I do not know an XXXX XXXX and this person has never lived here or used this phone number. This harassment has been going on for over a year by this company. I have filed complaints, received an apology from the company, and the harassment starts again after a few months.
04/22/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	FL 33435	Web
In accordance with the Fair Credit Report Act XXXX, Account : XXXX, Creditor : Dynamic Recovery Solution, has violated my rights. 15 U.S.C 1681 Section 602 A, States I have the right to privacy. 15 U.S.C 1681 Section 604 A, Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. I don't owe this company.
07/13/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 91752	Web
received collection notice from Dynamic Recovery Solutions XXXX XXXX XXXX XXXX, SC XXXX i dont owe the debet they claim as well looked them up online and noticed many consumer complaints regarding this company in which they were eith phishing for data, collecting old debet, and debet not reconised by the consumers as well pulling up credit reports without concent.
04/14/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Taking/threatening an illegal action Threatened to sue on too old debt	NE 685XX	Web
They have called several times from local numbers but are out of XXXX sc. They called about a debt from XXXX yrs ago that has since been taken care of, threatening to put a refusal to pay on my credit report. I googled their name and found thousands of complaints, about how they tried to scam thousands of others. Please shut them down before I become XXXX of them.
09/13/2018	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	TX 78109	Web
I have been disputing the alleged debt with Dynamic Recovery Solutions since XX/XX/XXXX. I have asked on three separate occasions ( XX/XX/XXXX,XX/XX/XXXX, and XX/XX/XXXX ) for them to validate the debt and they respond by sending me a bill. Not once have they provided me with validation, yet they continue to send me settlement offers and call demanding payment.
04/24/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	CA 924XX	Web	Servicemember
I received a letter from DYNAMIC RECOVERY SOLUTIONS stating I owe {$440.00} to XXXX/XXXX XXXX XXXX XXXX and the current creditor is XXXX XXXX XXXX. I had a financial consultant repair my credit a few years ago. This was debt was not there. I paid all my debt in full. I don't know where this bill came from. I called the lady said it was a bill from XX/XX/2007.
10/28/2018	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	UT 84070	Web
On XX/XX/2018 I received a debt collection letter on a XXXX account which is currently paid and in good standing. This claim says I owe nearly {$400.00} on a paid account which is {$20.00} +- per month. They even have the last for of the paid account number. Most of their ratings call them out as fraud so I'm wondering how they are still operating ... XXXX
08/14/2015	Yes	Credit card	Unsolicited issuance of credit card	TX 77494	Web
Wrong credit claim from XXXX XXXX XXXX owner : XXXX XXXX LLCCurrent Account No : XXXXCurrent Balance : $ XXXXThis is fraud claim by XXXX XXXX. The current debe collector is Dynamic Recovery Soltuons, XXXX XXXX XXXX, XXXX, SC XXXX. I file compalint in FTC ( XXXX,XXXX ) they vanish and again come back after few years. This has been going for the last many years.
03/18/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	MN 55122	Web
I talked to Dynamic Recovert Solutions about this and they told me to contact you about. First of all the address I live at has no apt number. The address for the account has an apt number. The debt was made in XXXX of 2011 in the amount of $ XXXX. I am just now getting notified about this. I have received letters in the mail asking me to send money for this.
04/15/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	OH 449XX	Web
Repeated calls from a XXXX XXXX Indiana number that says " Hi i am calling from Dynamic Recovery Solutions, a debt collector. I wanted to discuss a matter with you today. Please give me a call back at XXXX. Again that number is toll free and it is XXXX. I look forward to hearing from you ''. I have no debt that I know of, no idea how they got my phone number.
06/04/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 336XX	Web
In accordance with the Fair Credit Reporting Act, DYNAMIC RECOVERY SOLUT. has violated my rights. 15 U.S.C 1681 section 602 A. States I have the right to privacy. The collection company : Is only on my XXXX account. This is fraudulent situation. Please investigate this account. The account XXXX date open XXXX XXXX. It just shown up on my XXXX account only.
07/02/2018	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	TN 385XX	Web	Servicemember
Dynamic recovery solutions has repeatedly sent bills and invoices and has refused to send verification of debt. When informed that I know I have the right to validation they argued saying that they could not send any further information. They began offering to settle the debt for smaller amounts and still stated they couldnt send information in writing.
07/15/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	LA 703XX	Web
In accordance with a fair credit reporting act [ XXXX XXXX # XXXX, XXXX XXXX XXXX XXXX XXXX, DYNAMIC RECOVERY SOLUT # XXXX ] has violated my rights. Under 15 USC 1681 section 602 states I have the right to privacy. 15 USC 1681 section 604A Section 2 it also states a consumer reporting agency can not furnish an account without my written instructions.
01/23/2021	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt was paid	CO 808XX	Web
I received a letter from Dynamic Recovery Solutions stating that I owe them a debt of {$2200.00} and that I had 3 options for resolving this debt. They are stating that if I do not resolve this now I will not have another chance. However, I have no debt related to the company that they are stating and there is no association with me and this company.
04/20/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	NY 145XX	Web
Debt is past New York State Statute of limitations last payment made XX/XX/2006 And is stated on letter received after collection agency called I had to request letter did not send a head of phone call. Collector did not up date file for address or phone number at time of call there for had info and did not send initial demand letter prior to calling
12/05/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	AL 35758	Web
Dynamic Recovery Solutions LLC placed an inaccurate collection from XXXX XXXX on my XXXX credit report. I do not have an account with XXXX XXXX. I never opened an account with XXXX XXXX on XX/XX/2021. Neither company can give me an explanation on the collection. This inaccurate information needs to be removed immediately. This is not my collection.
01/26/2018	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	OH XXXXX	Web
Repeated phone calls at home and work, for a debt that I do not owe. Threatening to sue me. I have researched this company, and they have numerous complaints from other people. I believe this company is committing fraud and should be investigated. I am demanding that they cease all attempts to contact me, or else I may have to pursure legal action.
12/22/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	KS 662XX	Web
On XX/XX/2020 I received 2 letters from XXXX XXXX XXXX asking me for money to pay a debt I do not own. They said that the creditor is XXXX XXXX XXXX. I'm very worry because they have my personal information. And all my debts are payed. They said that the balances are {$2.00}, XXXX and {$6.00}, XXXX. I tried to call them but never answered.
03/06/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 33484	Web	Older American
I have received a letter from Dynamic Recovery Solution regarding a past payment due to a medical bill from XXXX XXXX XXXX. My XXXX ID # is XXXX and supplemental health insurance XXXX XXXX XXXX Policy # XXXX should completely cover the costs of my medical treatments and hospitals. If you have any questions please contact me at XXXX XXXX XXXX
08/25/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	FL 320XX	Web
THE DEBT THAT IS OWED IS NOT MINE. AT THE TIME OF SERVICES THEY ARE STATING I NOT ONLY HAD INSURANCE ( MEDICAID ) BUT I WAS NOT THERE I HAVE CONTACTED THE COMPANY AND THE HOSPITAL AND THEY SAID THEY WOULD LOOK INTO IT AND I ASKED FOR PROOF THAT THE SERVICES WAS MINE BY ANY PROOF A SIGNATURE OR A PHOTO ID AND THEY HAVE YET TO GIVE ME ANY PROOF
06/23/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 91709	Web	Servicemember
Received email from debt collector on XX/XX/XXXX regarding a XXXX bill in the amount of {$200.00} and they are willing to settle for {$110.00}. The email contained the name of the creditor and DBA, account number, amount owed, and name and address of debtor. I am not this person, but familiar with whom he is. He passed away in XXXX of XXXX.
10/07/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	OH 446XX	Web
Some 5 to 7 years ago I received a telephone bill from XXXX for {$370.00}. I paid the bill in full. Years later I received a collection notice that I owed XXXX {$370.00}. Not wanting to ruin my credit rating, I paid the bill AGAIN! Now I have received another collection notice from a different collection agency, stating I owe XXXX {$370.00}.
02/17/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	WI 53916	Web
Dynamic Recovery says I owe XXXX XXXX XXXX Hospital {$760.00} dollar for a medical bill. I called XXXX the Collections agaent at XXXX XXXX XXXX Hospital and I do not owe them any money, and she stated they have never used Dynamic Recovery to collect a past owed debt. Further research online on the XXXX website flags them as a fraud company.
12/01/2016	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	OR 97008	Web
I have received repeated calls from multiple phone numbers from a company representing themselves as dynamic recovery solutions. they always call at obscure times and I get a call every day of the week and its always from a different number and they call my cell phone. they never state my name in the message which makes it very suspicious.
12/17/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 77471	Web
I paid this debt for {$110.00} for a bill owed for XX/XX/XXXX to credit management control ( XXXX XXXX XXXX, XXXX ) on XX/XX/XXXX. Now dynamic recovery solution has put this debt on my credit report as still owed. I reach out to XXXX and they said they just trying to collect a debt, they don't have anything to do with the other company.
04/20/2015	No	Debt collection Auto	Cont'd attempts collect debt not owed Debt was paid	MI 481XX	Web
I owed Original Creditor : XXXX XXXX, approximately, {$890.00}, however, that was in 2001. I received a letter yesterday, attempting to Collect on this " Over '' 10year, debt.This debt doen not even appear on my XXXX Credit report. Would you please " look '' into the Validity of this Nature, please. Thank-you, sincerely, XXXX XXXX XXXX.
03/16/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	GA 30350	Web
Unauthorized inquiry to my consumer report demand {$1000.00} per violation. Invoice payment and letter attached. I have not authorized this company to obtain my credit report. You are in violation of The Fair Credit Reporting Act. 15 USC 1681, 15 USC 1681b ( f ), 15 USC 1693a ( 2 ), 15 USC 1681n ( a ), USC 1681 ( e ), 15 USC 57 ( b )
01/05/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	FL 349XX	Web	Older American
This has been going on for over six years. I successfully get this removed from my credit report. Then 5,6 or 7 months later it returns. A practice I have learned is known as rebirthing. It appears with a new date as well have the biggest impact on my credit report. Dynamic Recovery Solutions is the current perpetrator of this scam.
06/13/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	CO 813XX	Web
I received a call from Dynamic Recovery Solutions regarding a debt that never existed, that they possibly made up or are useing a stolen identity. They some how knew my Social security. The debt was from XXXX XXXX XXXX, I have never had a XXXX XXXX card and my Credit score is actually very good. Also read online that this is a scam.
09/23/2019	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	FL 349XX	Web
I HAVE NO CONTRACT AND NO CONTRACTUAL OBLIGATIONS TO THIS COMPANY AND THEY ARE HARASSING ME CLAIMING THAT I HAVE A NEGATIVE ACCOUNT WITH THEM WHICH I DO NOT! REMOVE THESE COLLECTIONS FROM MY CREDIT REPORT IMMEDIATELY AND PERMANENTLY AND CEASE ALL COMMUNICATION VIA PHONE AND MAIL. THEY ARE IN VIOLATION OF MY HIPPA AND CIVIL RIGHTS!
04/13/2015	Yes	Debt collection I do not know	Disclosure verification of debt Not disclosed as an attempt to collect	FL 33414	Web
A man called and said he was with Dynamic Recovery Solutions ( he called my cellular telephone ) did not identify himself 'only that we wasnted to discuss a personal issue. I did not call back -after I read Ripoff report and all of the other compliants on line. They did not even say who they were calling for. Seems like a scam
08/02/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	TX 77056	Web
Debt does not belong to me. Privacy and consumer right violated. Company has sent deceptive forms and threatening letters. Notice has been sent to company. Ftc has been filed. See attached Evidence and documents. No constitutional proof or permissible purpose or consent given to stated company. Rights have been directly violated.
07/22/2017	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	TX 78665	Web
Received a call about a debt from 2007. The company threatened to place negative information on my credit reports unless I pay them. This debt was settled with the creditor ( XXXX XXXX ) years ago. Under Tennessee and Texas statutes of limitations on debt collection Dynamic Recovery Solutions does not have the right to collect.
08/04/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	OK 749XX	Web
I settled a debt owed to XXXX/XXXX through a third party collection agency dynamic recovery solutions on XX/XX/2020. I have disputed this with the credit bureau and webank/fingerhut still shows this account as being owed. I have contacted both companies and I need this settled in full trade line removed from my credit report
11/24/2015	Yes	Debt collection I do not know	Improper contact or sharing of info Talked to a third party about my debt	MA 02346	Web	Older American
called several times without asking for a certain person stating that he is collecting a debt. Turns out he was calling about a man 's debt that I did not know. He gave me the name of the guy he was chasing and I never heard of him and I asked him to stop calling my number. Also I have this person on tape answering machine.
12/20/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NC 27030	Web
I asked the company in writing to provide documentation that I provided them with a HIPAA release to access medical information associated with this debt. The company refused to respond to the original letter or a follow up letter sent 45 days after. Creditor refused to remove from report after failing to verify the debt.
10/25/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Talked to a third party about my debt	VA 20165	Web
Collecting agents keep calling my aunt instead of my personal phone number, and keep talking to them about my debt and I do n't know how they got her phone number the worst part is that she has a XXXX old baby and they keep calling at night asking for a payment. They said they have send letters which they have n't at all.
12/19/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 95828	Web
Hello, I got an email today on XX/XX/2021 stating there was debt that needed to be collected ; total of {$710.00} and from Dynamic Recovery Solutions , LLC. The original creditor is XXXX and current creditor is XXXX XXXX XXXX. I have never used XXXX or XXXX funding and I find it odd that the email is dated on XX/XX/2021.
11/16/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	MI 486XX	Web
Received a letter from Dynamic Recovery Solutions for a debt. I do NOT know who the Original debit is from. I do NOT owe this debit. Past STATUE OF LIMITATION! Have NO clue where this debit come from. This is a 3rd Party who bought this for XXXX 's on the dollar to collect a old debit that is PAST STATUE OF LIMITATION!
09/25/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 95210	Web
XX/XX/2020 - A call at XXXX am was received from phone number XXXX -- was claiming to have my social security number and was attempting to get more information from me and I told him I don't owe any debts and I told them to stop calling me and hung up. The same person called using UNKNOWN and other out of state numbers.
10/12/2017	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	CA 92399	Web
Received debt notice for account that was last posted on credit report XXXX 2013 with XXXX balance.i believe at the time account was reported I specified I did n't know who XXXX XXXX was or what account was for. It has been off credit report for a few years now.dynamic recovery solutions is showing a balance of XXXX
02/17/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	PA 190XX	Web
3rd Party collection company is attempting to collect a debt, that was not mine nor authorized by me, additionally, this debt they are attempting to collect is beyond 6years the statute of limitation in Pa where I reside, the holder of this debt is also a collection agency, XXXX the original debtor removed the debt
06/08/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NC 28208	Web
I received the attached letter on XX/XX/2020 from the said company ( Dynamic Recovery Solutions ) stating that I have a debt that I have no knowledge of. The letter states that I have an outstanding balance of {$1200.00} with XXXX XXXX as the Original Creditor and the Current Creditor as XXXX XXXX XXXX XXXX XXXX.
10/12/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TX 75904	Web
Keep getting a phone call from an area code that is local to the number I have. They say that they have to talk to me about collecting I debt. I have no debts that would be calling this way. I have done research and this particular company is known to be shady, putting things on your credit and stealing money.
05/11/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33321	Web
Last year I was contacted by a collections company for a presumed debt at a medical facility. I informed them that the debt was not me and they said they would investigate the situation. Instead of doing so the debt was sold to another collections company this year who has now reported me to my credit houses
03/31/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	GA 30305	Web
I recieved a letter stating that I oww {$340.00} to Dynamic Recovery Solutions because of an original creditor XXXX. I have never owned a sprint account. I checked my credit report and nothing is on there from a XXXX or any other negitivie items. I never gave out my information or had this so called account.
04/12/2018	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	MI 48316	Web
Called 7 times at XXXX every day since XX/XX/18. They do not leave a message. They are a company who buys 10+year debts. I have not received anything in the mail concerning this debt. The statue of limitations in the state of Michigan ( in which I am a resident and this business is located ) is 6 years.
12/13/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 93003	Web
I had previously blocked and reported as SPAM this number on my cell phone, but I got a voice mail anyway. The name of the company ( apparently ) is Dynamic Recovery Solutions. There was a toll free number to call back in the voice mail, but I didn't write it down, because I don't owe anyone any money.
10/01/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	LA 701XX	Web
XXXX Acct # XXXX I have no knowledge of this debt, dates or services rendered. I looked at my credit report and I noticed this agency on my report. I have written two verification letters ( receipt of notice ) attached. Company ignored my request and continued to report this alleged debt on my report.
03/14/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	CA 90015	Web	Servicemember
THIS COMPANY IS WELL KNOW FOR SCAMMING PEOPLE. THEY ARE REQUESTING {$3700.00} FOR XXXX XXXX XXXX. I HAVEN'T BEEN INVOLVED WITH XXXX FOR MORE THAN 20 YEARS AND NEVER EVER HAD BAD DEBT WITH THEM. DYNAMIC RECOVERY SOLUTIONS IS A HORRIBLE SCAMMER, PULL THEIR INFORMATION FROM XXXX XXXX XXXX, AT LEAST TRY.
10/08/2015	Yes	Debt collection Credit card	False statements or representation Impersonated an attorney or official	GA 30188	Web
Dynamic Recovery Solutions has been pretending to be a law office and harassing myself and my family by calling our cell phones and leaving threatening voice mails on a regular basis. They insist that I call them back over a complaint that has been filed against me or that they will serve me at work.
09/01/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 33710	Web	Older American
For many years my phone number has been associated with a debtor. Each company eventually sells the debt and then that collection agency starts calling me looking for someone named XXXX XXXX XXXX spelling )? I have tried unsuccessfully to get each company to remove my phone number, but they wo n't.
05/22/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	NY 10463	Web
I received a call from Dynamic Recovery Solutions ( XXXX, SC ). I was informed that I owe a debt that dates from 1989. I informed them that I did not recall said debt. In addition, I informed them of NYS law regarding statue of limitations ( 6 years ). I received mail attempting to collect debt.
03/31/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	GA 30180	Web
In accordance with the Fair Credit Reporting act, XXXX XXXX XXXX has violated my rights 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions
12/16/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 759XX	Web
I sent a letter on XX/XX/2022 requesting documentation that I authorize anyone to share my information with a third party company.. I requested things like my signature saying it was okay for them to share my health information but I didnt receive proof and so these accounts need to be deleted
08/19/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 33309	Web
I was made aware of this debt that's on my credit report that is not mine. They gave me the wrong address where I was supposedly living at and then they gave me my parents address. Dynamic recovery solutions account number. XXXX two claims for two different amounts. Of {$600.00} and {$7600.00}
03/25/2019	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	AZ 859XX	Web	Older American
This company won't stop sending me letters about a debt I do not owe. I have paid all of my debts in a timely manner for longer than any statute of limitations that may apply. I don't recognize this debt, and if it were ever mine, it is way beyond any statue of limitations and is time-barred.
02/17/2017	Yes	Debt collection I do not know	Improper contact or sharing of info Contacted me after I asked not to	OH 44111	Web	Servicemember
I am not sure if this company is legit or not. Could be a scam trying to pry personal information from you for criminal reasons. I do n't owe anyone any money so no reason for a collection agency to contact me that is why I am suspicious. Phone # they contacted me from is XXXX XXXX XXXX XXXX
10/27/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 07106	Web
Dynamic Recovery Solutions they continue to call my personal cell phone. I have no outstanding debt for whatever it is calling about. I didn't go into conversation. I only have one outstanding debt with a student loan which it in forebearance and not negative at this time because I am XXXX.
04/19/2021	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	CA 91945	Web
I have sent a letter to dynamic recovery solutions twice to stop contacting me. I have spoken to the rep : XXXX XXXX who works for Dynamic Recovery Solutions and told him to stop calling me but they keep calling me. I have blocked the number and still continue to get multiple calls a day
10/23/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Other personal consumer report	Improper use of your report Reporting company used your report improperly	OK 73071	Web
I just checked my XXXX credit report and Dynamic Recovery Solutions has accessed my credit file 3 times on XX/XX/XXXX, XX/XX/XXXX, and XX/XX/XXXX. I do not have any collections with this company, I have not been contacted by them about any debts, thus they are illegally pulling my credit.
05/06/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 33027	Web
Dynamic Solutions has been calling my house # and once even called my cell. These people called my house using local phone numbers such as XXXX, XXXX and XXXX. The calls come in at any time and they even leave voice messages asking me to return the calls at XXXX ( of course I never did ).
08/22/2019	Yes	Debt collection Private student loan debt	Attempts to collect debt not owed Debt was paid	GA 30045	Web
I have a private student loan with XXXX XXXX XXXX XXXX XXXX formerly called XXXX. ( Now called XXXX XXXX XXXX XXXX XXXX. According to XXXX XXXXXXXX the originator XXXX XXXX XXXX keeps saying I still owe money that I dont. I receive these every year saying I owe money I dont owe anymore.
03/05/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	WA 985XX	Web
I have fines owed to XXXX county and they were turned over to Dynamic collections and now my wages are being dramatically garnished with no care that I am a single father with XXXX children. I received no notice and only recieved a document of who was garnishing my wages 3-5 days later
07/16/2015	Yes	Debt collection Credit card	Communication tactics Called after sent written cease of comm	WA 984XX	Web	Servicemember
This debt it 10+ years old and they will not provide proof of the original debt. We mailed the cease of communication notice in XXXX 2015, it has been received by Dynamic Recovery Solutions and they are still contacting us by mail and phone. The latest letter I have is XXXX XXXX, 2015.
04/27/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	CA 91911	Web
Dynamic Recovery Solutions XXXX XXXX XXXX SC XXXX attempting to collect paid pff debt from XXXX. This is not legal! FCRA states no collections of any kind may be made after XXXX years! The letters from them are false claims from XXXX years ago. These scumbags need to be put in prison.
09/17/2015	No	Debt collection Credit card	Improper contact or sharing of info Contacted employer after asked not to	MN 55448	Web	Servicemember
Dynamic Recovery Solutions has called my employer multiple times, even after being told to not call again. First call was about 3-4 months ago, and again today XXXX/XXXX/2015. Phone number of XXXX was left. I have checked my credit report and there is nothing on there that is unpaid.
07/21/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	LA 70816	Web
Dynamic Recovery Solution XXXX XXXX XXXX, XXXX, SC XXXX, XXXX XXXX XXXX XXXX sent me a notice in the mail trying to collect on a supposed debt. They said the original creditor was XXXX XXXX XXXX, and that I owed from a credit card back in 2002. I have never had a XXXX XXXX XXXX card!
02/19/2019	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	PA 183XX	Web
dynamic recover solutions.calling me all time of the day even on week ends.threat me a bout taking me to court.this is not my DEB.SOME ONE OPENING UP A ACT IN MY NAME WITH XXXX XXXX PHONE IM MY NAMEI INFORMED THEME THIS IS NOT MY ACT IN 2014 5 YEARS A GO BUT THEY KEEP THREATING ME.
11/11/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	LA 70607	Web
I have already filed a dispute on the incorrect fraudulent accounts, inquiries and public records on my credit report with the credit reporting agencies and it has been very much over 30 days and I have not received any investigation results. This is unacceptable! Please fix this.
03/30/2018	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened to arrest you or take you to jail if you do not pay	LA 70403	Web
XXXX XXXX XXXX XXXX XXXX XXXX both of these numbers have called myself and my family members asking about my whereabouts about money I owe, acting to be collection agencies but give a different name and call from different numbers then threaten to have me arrested if I do not pay.
03/25/2018	Yes	Debt collection Payday loan debt	Written notification about debt Didn't receive enough information to verify debt	NY 10039	Web
Dynamic Recovery Solutions , LLC, the company says that i own XXXX dollar when in reality, i paid all my bills and have a good credit scored, they keep sending threatened letter about money that they want from me.The company is a scam, the name is Dynamic Recovery Solutions , LLC
12/19/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	CT 06704	Web
XX/XX/2020 {$120.00} Also another amount of {$1700.00} company name : Dynamic Recovery Solutions The fraud being reported on my credit report FDCPA Section 807 Violation misleading false reporting this account is inaccurate and I'm seeking litigation. please delete it at once.
06/16/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	AR 72701	Web
I went to XXXX XXXX for XXXX in XXXX, Arkansas emergency room. I have XXXX XXXX XXXX XXXX. I have no deductible or co pay yet they did not apply my insurance thought I handed it directly to staff. It was implanted into the system. Now, I have a collection on my credit report.
09/05/2021	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	NJ 07601	Web
I received a letter dated XX/XX/XXXX from Dynamic Recovery Solution LLC on behalf of XXXX XXXX XXXX seeking {$610.00} for a XXXX XXXX account closed in XXXX and paid in XXXX in full. This debt was paid in full in XXXX since I was seeking a job from the financial company XXXX.
06/12/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Collected or attempted to collect exempt funds	TX 78411	Web
I received 1 or more letter according to dynamic recovery solutions, that I owe a amount of XXXX I believe I have been scammed of money by the original collector XXXX XXXX XXXX XXXX XXXX I have had problems with financial situations like this one and I do not owe this money
08/15/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	TX 751XX	Web
On XX/XX/2021 & XX/XX/2021 Dynamic Recovery Solutions Llc Illegally obtained a copy of my credit report without my consent. I have also endured numerous harassing calls and threats from this company. I did not authorize any of this and I also demanded a cease and desist.
06/19/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	PA 17050	Web
I am being repeated contacted to pay a debt that is invalid. Dynamic recovery solutions is claiming I have an outstanding debt that is over 9 years old and completely invalid. They can provide no documentation that I have incurred this debt, but continue to harass me.
07/26/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	NV XXXXX	Web
This company placed a collection on my credit report, I have never received anything notifying me of any debts with this company. This company has violated the federal debt collection laws. My next step will be to file a complaint with the Federal Trade Commission.
03/17/2020	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Contacted your employer	FL 325XX	Web
Dynamics recovery solutions keeps calling my employer and my office asking other employees and my employer about me. My employer and myself have asked them several times not to call and they continue to call. This is against the law and I'd like something to be done.
03/24/2015	Yes	Debt collection Medical	Improper contact or sharing of info Contacted me after I asked not to	TX 78242	Web
Called business cell phone, asked to be removed from list did not do so. Continued calls to business cell phone. Debt that is trying to be collected is debt that has been sold to XXXX or XXXX seperate collection agencys all of wich are trying to collect the debt.
03/25/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 92234	Web
This company is trying to collect a debt from 13 years ago.These is acrooked company trying to make me contact them to revalidate the debt. They are calling me on the phone and sending me letters like the one attached below. This has to stop because it is illegal
02/19/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	GA 30044	Web	Servicemember
I sent in a dispute letter on XX/XX/XXXX to verify my medical debt and received no word back on if the debt was actually validated sent another letter today again to get some more information, but it has been well over 30 days and I have had absolutely no word.
03/31/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	FL 32210	Web
They use a robo phone to contact me and threaten mme with a XXXX year old debt that 's not even mine. They harass me all day and will not provide any documentation as to what the debt is XXXX on a Visa card??? That 's what they say I owe. That 's fraudulent
01/27/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	OH 448XX	Web
The man who contacted me would not let me dispute the bill. He would not tell me how to dispute it. He was very rude and every time I would talk he would tell me to stop. I asked for information about the bill and he would not give it to me. XXXX XXXX XXXX
10/20/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 91423	Web
This debt is from XXXX, 13 years ago. I absolutely do not remember this at all and it is a XXXX cell phone bill. There is a statue of limitations on this type of thing and they are threatening to put me in collections from a XXXX debt I dont remember.
07/25/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	GA 30022	Web
I keep getting harassing phone calls on my cell phone from Dynamics Recovery Solutions. I do not owe any debt yet they keep calling me despite being told that I am not the person they are trying to contact!!. Now they are even calling my cell phone!
12/18/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TN 37072	Web
XXXX XXXX, 2015 at approx. XXXX I got a robocall from an alleged debt collector from Dynamic Recovery Solutions. I 've never heard of this company nor do I have any debts. The robocall asked me to call XXXX. Suspecting a scam, I did not call back.
06/24/2022	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt was paid	VA 23060	Web	Servicemember
Received a letter today from Dynamic Recovery Solutions for an outstanding debt that was paid off years ago. I believe this company called family members and were very harassing. They reached out to family members and released personal information.
04/29/2020	Yes	Debt collection Credit card debt	Communication tactics Frequent or repeated calls	PA 159XX	Web	Older American
Statue of limitations have passed : called the credit card company have no idea of what I was talking about. Not on my credit report. I advised them not to touch my bank account or that will be a theft, no idea what they were taking about from 2006
08/23/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TX 75070	Web
Company called Dynamic Recovery Solutions trying to collect a debt behalf of XXXX XXXX XXXX for the amount of {$6900.00} which is n't mine. I believe this is a fraud. Current Creditor : XXXX XXXX XXXX Current account No : XXXX Balance : {$6900.00}
04/07/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	MD 21207	Web
A debt recovery agency has continuously called by home inquiring about a XXXX XXXX. This person does n't reside in my household and I 've been at my residence since 2008 ( moved from another zip code which dictated receiving a new phone number ).
08/13/2020	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	CA 92807	Web
I do not have a XXXX account. I never had one. I do not know how this happened or why? I did not or have not applied for a XXXX credit card. I received a letter from Dynamic Recovery Solutions Reference number XXXX Claiming I owe {$230.00}
05/15/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	LA 706XX	Web
Was called many times and threatened that they were going to call my employer and take me to Court if I did resolve this matter over the phone. That went on for five months, now they have sent me a letter Saying I have XXXX days to respond.
10/07/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	OH 435XX	Web
Monday XX/XX/XXXX I Talked to 3 people in this company who gave me little to 0 information and just asked for money. They said I had a balance of XXXX and would settle for less. Looked up company and it is a XXXX XXXX in XXXX Ohio.
05/08/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	OH 43605	Web
I Have Never Signed a HIPAA Release Form For This Company Dynamic Recovery solutions HIPAA Laws Protect My Personal Information From Being Used without My Consent and I am aware of these Practices your Doing Clearly HIPAA Violations
05/07/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Other personal consumer report	Improper use of your report Reporting company used your report improperly	OH 43605	Web
I Have Never Signed a HIPAA Release Form For This Company Dynamic Recovery solutions HIPAA Laws Protect My Personal Information From Being Used without My Consent and I am aware of these Practices your Doing Clearly HIPAA Violations
07/26/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TX 76016	Web
I have sent the letter to XXXX and was informed that I don't owe any money. This company continues to send me a letter stating that I owe them money from 2011. I have never received any documents from paypal regarding owing a debt.
02/17/2016	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	PA 190XX	Web
This debt is from a former deceased relative that I had removed from credit bureau, its now being attempted to be collected 10 years, its a account from 2006, later by a XXXX collection agency, none of which are the original debtor
08/15/2018	Yes	Debt collection Credit card debt	Communication tactics You told them to stop contacting you, but they keep trying	GA 317XX	Web
Debt collector keep calling asking me to verify home address and last four digits of social security number. Debt is over 15 years old and not even on my credit report. Have told them numerous times to not contact me any further!
03/08/2019	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	TX 75160	Web	Servicemember
This debt collection agency continues to call and harass me all hours and send notifications by mail. This " debt '' is over 7 years old. Resolved. I have asked repeatedly to quit calling and mainly how did they get my number.
12/16/2016	Yes	Debt collection I do not know	Communication tactics Called outside of 8am-9pm	CO 80247	Web
I received a phone call from Dynamic Recovery Solutions at XXXX. After calling me, they called my mother in another state. They told my mother should can pay the debt for me. No debt exists. All debts I owe have been paid.
09/27/2017	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	MA 023XX	Web
This is the 3rd time I have had to file a complaint against XXXX XXXX XXXX. They continue to send me letters demanding money that I do not owe. I feel they have broken the law and this company needs to be reported or fined.
07/28/2021	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Contacted your employer	IL 60090	Web
XX/XX/2021 : Dynamic Recovery Solutions XXXX called my employer and harassed me about a debt that I do not have knowledge of. I have asked them not to contact me previously, and now they are calling my workplace directly.
04/23/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CO 80537	Web
Dynamic Recovery Solutions is contacting myself and my husband daily, with very threaning attitudes. I have received a letter in the mail also. This is not my debt, I do not owe this money and they will not leave us alone.
07/07/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL 62901	Web
I received a call from Dynamic Recovery Solutions. The companys URL is XXXX XXXX XXXX and their phone number is XXXX XXXX XXXX XXXX. I dont have any hospital, collections, or past due student debt. Can you help with this?
06/20/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 751XX	Web
Continually call from different local numbers, refuse to mail notice of debt or any confirmation of said debt, harrasing tones, direspectful staff, will not stop calling even after attempting to block their numbers.
10/06/2015	No	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	NY 10029	Web
Well, this collections company sent me a letter in the mail recently stating that I owe a debt in the amount of {$2200.00}. However, it is passed the statue of limitation because the debt was all the way from 2002.
11/17/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	VA 238XX	Web	Servicemember
The balance keeps getting sold and reopened as a fresh account the account is so old that regardless to anything the information shouldnt even be on my credit report. The origination date keeps getting reaged.
07/05/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 92040	Web
Received one missed call with a voice mail from dynamic recovery solutions and then received a document in the mail claiming I owe them. I monitor my credit report and do not see the account in mention listed
02/08/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	KS 66212	Web
On the last week of XX/XX/2022 I received a letter regarding a debt that isn't mine. In the past I tried to explain them that it wasn't mine and asked to stop sending me letters but they are doing it again.
07/24/2019	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	FL 324XX	Web
I had a credit card with XXXX XXXX. I paid it off in 2018. It was sent to collections and will not accept the information I have sent numerous times proving it was paid off. It remains on my credit reports.
03/19/2018	Yes	Debt collection Credit card debt	Communication tactics You told them to stop contacting you, but they keep trying	OR 97520	Web
XXXX XXXX XXXX contacted me by phone last week about a debt that is nearly 20 years old, at which time I requested to be removed from their call list. They agreed, but contacted me via postal mail instead.
03/30/2015	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	TX 78729	Web
Keep getting a call from this number, before it was XXXX XXXX XXXX, I had it blocked and now they have changed XXXX number to call me. I see other complaints online from this number and the XXXX. Can I sue?
11/13/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 95350	Web
Dynamic Recovery Solutions , LLC has been attempting to collect an unknown debt from me in the name of a XXXX XXXX XXXX. Dynamic Recovery Solutions is not licensed to operate in California under sec SB908.
09/23/2019	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	TX 76208	Web
Repeated calls multiple times daily, including after hours calls. Informed them to please stop calling as I am on the do not call list and rep stated that is for telemarketers only ... .sorry ... NOT TRUE.
11/04/2015	Yes	Debt collection I do not know	Improper contact or sharing of info Contacted employer after asked not to	NJ 076XX	Web
I am a XXXX worker, employed through a staffing agency. My supervisor at the client company received a debt collection call. She said she 's received several calls before and gave me the telephone number.
03/02/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Threatened to take legal action	OH 442XX	Web
Collector called cell phone while at work after Statute of Limitations expired. Dynamic Recovery - XXXX - XXXX - XXXX I informed SOL expired, Called cellphone while at work, informed to not call again.
05/02/2018	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	CA 90703	Web
company nameed " dynamic recovery solutions '' in XXXX, sc keeps calling and mailing saying to recover a debt that i dont owe. does not show on any of my credit reports. customer service number : XXXX
11/12/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 336XX	Web
DYNAMIC RECOVERY SOLUTIONS IS ATEMPTING TO COLLECT ON A DEBIT THAT IS NOT MINE/INACCURATE. DELETE, REMOVE AND DO NOT REPORT, RE-POST OR SELL. SEND PROOF OF CONTRACT BETWEEN ME AND COLLECTION COMPANY.
01/29/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	NY 117XX	Web
On XXXX I was notified by my bank that I received derogatory credit reporting from Dynamic Recovery Solutions. I have never received correspondence and I am not familiar with this company otherwise.
10/23/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	NY 11901	Web
im trying to work on this when i moved alot mine and my daughters stuff was stolen shes only XXXX yrs and are unware of this debt and how could be here shes under age im very worried about this now
03/30/2016	Yes	Debt collection I do not know	Improper contact or sharing of info Talked to a third party about my debt	CA 92807	Web
I got a call from my father a few weeks ago about this collection agency trying collect a debt from me that was 10+ years old. They told my father what I owed on the debt and that I was in trouble.
03/22/2016	Yes	Payday loan	Can't contact lender	FL 33334	Web
I keep receiving calls at my work cell ( never gave this number ) and my personal number during working hours about some debt that was already settled back in 2015. They keep calling and harrasing
11/16/2020	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	GA 30316	Web
Dynamic Recovery Solutions contacted me on XX/XX/XXXX for a capital one credit card account that was closed in XXXX. This debt has not been validated and it is passed the statute of limitations.
09/28/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Contacted me after I asked not to	CA 92532	Web
dynamic recovery solutions keeps calling me about a debt that I know longer owe. I wrote them a letter to ask the to stop all communications about the debt but the continue to call me even more.
12/13/2020	Yes	Debt collection Credit card debt	Communication tactics You told them to stop contacting you, but they keep trying	TX 75134	Web
I have informed Dynamic Recovery to stop contacting me during hours after XXXX and beforeXXXX XXXX. I have received at lease 20 called even after I told them on the phone to stop contacting me.
04/25/2016	Yes	Credit card	Billing disputes	TX 750XX	Web	Older American
i got a letter from a collections agency today saying i owe a master card from XX/XX/XXXX and in stayed ion collections until XX/XX/XXXX and wants me to pay it now i do n't owe it what can i do
03/10/2020	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	FL 33033	Web
On XX/XX/XXXX Dynamic recovery solution send me a letter saying that I'm in collection with them with a credit card that is not in my credit report anymore because it was payoff long time ago.
03/22/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	WV 256XX	Web
Dynamic Recovery Solutions Alleged amount owed : {$610.00} Date : Year 2015 I called the hospital that is on this fake debt collection and they have no record of me ever being in their care.
12/19/2016	Yes	Debt collection Medical	Communication tactics Used obscene/profane/abusive language	TX 76182	Web
The creditor told me they have a snap shot of my credit and it looks pretty good, that they 'd hate to damage it, then told me I had a bad attitude and he would n't speak to me and hung up.
09/04/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	IL 60510	Web	Servicemember
Received a call from phone number XXXX stating that they were Dynamic Recovery Solutions and I needed to call them at XXXX, I have no debt that is not up to date. I did not return his call.
10/02/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	FL 33166	Web
This company reported a debt on my credit report that does not belong to me. I have never heard of these people before. Company has tons of complaint of bogus accounts and illegal tactics.
05/24/2019	Yes	Debt collection Auto debt	Threatened to contact someone or share information improperly Contacted your employer	GA 30067	Web
I received a letter from a debt collector at my work. The debt is over 10 years old and they sent it to my place of employment. I have sent them notification to cease all contact with me.
08/22/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 787XX	Web
They told me that I could not receive my date of service so that I could verify that the debt has not been paid. They then said they could request it, but only if I paid the full amount.
05/16/2016	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	GA 301XX	Web
I recently received a phone call from this company attempting to collect a debt that is past the statue of limitations. Today I received a letter in the mail concerning that same debt.
06/02/2016	Yes	Debt collection Credit card	Communication tactics Frequent or repeated calls	NY 148XX	Web
I 'm not accepting calls from creditors. I am unemployed. I have no real property and we are seeking a Chapter XXXX bankruptcy. I want these calls to stop on my personal cell phone.
10/31/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	NC 27703	Web
This debt collector has called me stating I owe money from an incident in XXXX XXXX. The debt collector called me in XXXX XXXX about this. My concern is statute of limitations.
08/18/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	PA 17042	Web
I received in the mail a letter to collect {$690.00} in debt. Does not explain where the debt is coming from and I've had no other warnings or idea about this debt prior.
01/03/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	OK 74820	Web	Servicemember
Dynamic Recovery Solutions keeps sending me a bill that I do not owe. I have contacted them and told them that I do NOT owe the bill, but I keep getting billls from them.
03/29/2022	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	AL 36301	Web
Repeated calls when asked to call back after I was off work. Attempted to end conversations politely, as I was at work and can not take personal calls except emergencies.
02/24/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA XXXXX	Web	Servicemember
I have checked my credit and do not show any balances in this amount, and do not know of any accounts that are past due with this amount. I have no Idea of what this is.
10/18/2017	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	OR 97401	Web
Called every single day, sometimes multiple times a day to collect on a debt that was barred by the statute of limitations. Called from several different phone numbers.
01/27/2016	Yes	Debt collection I do not know	Improper contact or sharing of info Contacted me after I asked not to	CA XXXXX	Web
I am not familiar with this company and do not understand why they are on my credit. These inquires effect my credit in a negative way. I would like them to be removed.
07/27/2018	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	IL 60005	Web	Servicemember
I was contacted regarding a debt that was settled over 10 years ago. The company refuses to provide information regarding this debt. They continue to call before XXXX.
03/28/2021	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt is not yours	TX 77377	Web
Received letter dated XX/XX/2021 Stating that I owe a debt of {$980.00} to a credit agency. I do not have a contractional agreement to pay Dynamic Recovery Solutions.
05/11/2020	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	CA XXXXX	Web
Weekly calls to my number for someone else. When asked " Can you stop calling me? '' the answer is " I didn't call you, we have a diah-ler '' and then they hang up.
11/25/2016	Yes	Debt collection I do not know	Communication tactics Called after sent written cease of comm	CA 93436	Web
Dynamic recovery solutions keeps calling me after they have said they 'd cease all communications. I do not owe dynamic recovery solutions or anyone else any money.
07/29/2019	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	CA XXXXX	Web
I received a letter by mail in order to collect a debt that is not valid or incorrect. The letter is from Dynamic Recovery Solutions. XXXX XXXX XXXX. XXXX SC XXXX
01/13/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA XXXXX	Web
They keep calling me looking for an ex-employee from years ago. I have responded and requested they remove my phone number ; said they would but continue to call.
10/03/2020	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	TN 37601	Web
The company keeps calling me, I do not know who this company is. I told them to stop calling a month ago. This is harassment and I want it to cease immediately!
03/14/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	OH 43613	Web
I have filed a dispute in regards to the incorrect items on my credit report. It has been well over 30 days and I haven't received any investigation results.
10/07/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	VA 23669	Web	Older American, Servicemember
Phone call harassment all hours of the day, will not stop calling. I do not owe anybody any money, never missed a payment in my life and am a XXXX veteran
12/11/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	UT 84103	Web	Older American
Getting repeated calls from Dynamic Recovery Services on my cell and landline ( unlisted, unpublished number ). I owe no debts except a current mortgage.
03/27/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	FL 33317	Web
XX/XX/2019, {$610.00} I disputed this fraudulent account from another collection agency and they turn around sold this account to this new company.
07/27/2023	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	FL 328XX	Web
THIS COMPANY IS NOT LICENSED IN FLORIDA FOR COLLECTIONS AND IS TRYING TO COLLECT A FALSE MEDICAL DEBT FROM ME THEY ARE NOT LICENSED IN FLORIDA.
12/20/2017	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	CA 94806	Web
I keep on getting letters from a company called XXXX XXXX XXXX, in regards a debt I do n't even remember, it most likely be over past 9 years.
09/13/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX XXXXX	Web
This debt was sold once again after O have taken it off my credit report through the dispute process. Now they are trying to collect again.
12/29/2019	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	TX 75061	Web
I have received a statement in the amount of {$700.00} on a time barred account from Dynamic Recovery Solutions. I do not owe this debt.
04/06/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	GA 31093	Web
I found a ding on my credit report from this company and have NEVER received a bill or any other communication from this debt collector.
08/28/2020	Yes	Debt collection Credit card debt	Threatened to contact someone or share information improperly Contacted your employer	MD 207XX	Web
Dynamic Recovery Solutions LLC of XXXX, SC is sending debt collection notices to my employer for a debt that is long since resolved.
10/13/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NJ 08096	Web	Older American
I get a call or a letter from dynamics recovery, saying I owe a dept, i don, t owe this dept, talk to my bank they agree its a scam.
03/02/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CA 92008	Web
Debt was already to XXXX and account was satisfied by company paid Dynamic recovery has bought old credit report from third party.
03/27/2020	Yes	Debt collection Auto debt	Communication tactics You told them to stop contacting you, but they keep trying	TX 766XX	Web
Dynamic Recocery Solutions started contacting me during the national pandemic to collect a 16 year old debt from XXXX XXXX XXXX.
08/12/2016	Yes	Debt collection Auto	Cont'd attempts collect debt not owed Debt is not mine	TX 78023	Web
Debt was written off by original creditor in XXXX. This debt passed Texas statute of limitations in XXXX. This debt is not valid.
01/05/2016	Yes	Payday loan	Charged fees or interest I didn't expect	TX 75023	Web	Older American
This PayDay Loan was paid multiple times with increased fees and interest. I refused to pay the last balance and will not pay it.
08/16/2017	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	MA 023XX	Web
They keep on call me at my place of work and cell phone. I have told them to stop and sent in a letter. I do not owe this debit.
09/04/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 751XX	Web	Servicemember
Dynamic Recovery Solution is correspondence and claiming that I owe for an account for XXXX XXXX and XXXX XXXX XXXX not owed.
11/18/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TN 37660	Web
They are sending debt collection letter and I responded with a letter to not contact me again. I do not owe the debt stated.
11/09/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	WV 257XX	Web
XXXX XXXX {$6900.00} DYNAMIC RECOVERY SOLUT XXXX {$1400.00} DYNAMIC RECOVERY SOLUT XXXX {$880.00} XXXX XXXX XXXX {$1000.00}
03/23/2016	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	CA 949XX	Web
XXXX XXXX They call repeatedly and say they have an important debt-related issue to discuss with me. I have no debt issues.
10/15/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL 336XX	Web	Servicemember
I have never received any money from this lender or have even heard of this company. I believe it to be a fraudulent case.
10/18/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL 62025	Web
Repeated calls from Dynamic Recovery Solutions on XX/XX/2019 and XX/XX/2019 regarding debt collection. ( I have no debt ).
05/09/2015	Yes	Debt collection Credit card	False statements or representation Indicated shouldn't respond to lawsuit	FL 33024	Web
this is the third party is call me threatening me if i do n't pay will take me to jail./or they reported to credit bureau.
03/11/2016	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	CA 92110	Web
I have received multiple letters requesting payment for a debt I settled a long time ago with a different debt collector.
02/05/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	AZ 85303	Web
We have told this collection agency that the person they are looking for is not at our home but they continue to call us.
04/13/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	TX 75219	Web
This information had been successfully removed but the previous company of this alleged debt sold this to a new company.
03/16/2017	Yes	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	VA 20109	Web
Got letter stating my account was purchased by Dynamic Recovery solutions from another hospital in violation of my hippa
04/04/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IL 60651	Web
Dynamic recovery solutions. I have a medical collection that is not mind. This is ruining my credit score and history.
08/31/2021	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	IN 462XX	Web
I was sent a fraudulent letter in the mail asking for credit card information to collect a debt I don't have.
07/06/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NY XXXXX	Web
When I call the number it brings me to a XXXX XXXX and never new anything about this not sure whats going on
09/16/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TN 37115	Web
I have previously disputed this with credit with credit bureau and have not received validation of debt
07/13/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 761XX	Web	Servicemember
Dynamic recovery solutions sent me a letter XX/XX/2019. Attempting to collect a debt that is not mine.
08/03/2022	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	PA 19138	Web
Dynamic Recovery solutions is harrasssing and calling me when they were asked repeatedly not to
07/24/2015	Yes	Debt collection Credit card	Disclosure verification of debt Right to dispute notice not received	FL 33436	Web
Got a call stating I owe XX/XX/XXXX from back in XX/XX/XXXX but debt is not listed on my report
01/30/2020	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	ME 040XX	Web	Servicemember
Received letter about said debt. The amount is incorrect as adjustments were made long ago.
01/06/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MA 02703	Web
I got a call from a Dynamic Recovery Solutions. I do not have any delinquent debt ...
09/19/2017	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	IL 60629	Web
I do not have a contract with Dynamic Recovery Solutions, I do not owe them anything.
08/12/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	FL 33176	Web
Debt was granted a discharge under section XXXX ( a ) of title XXXX back in 2000.
07/24/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA XXXXX	Web
I do not know where this debt comes from. I have not been in the US for 7 years.
01/03/2017	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	FL 349XX	Web
Receive calls all the times and asked I be remove from the do not contact list
02/18/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 79602	Web
The debt In amount of {$1400.00} was paid to XXXX XXXX on XXXX Paid in full.
08/19/2023	Yes	Debt collection I do not know	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	WV 268XX	Web
I got a collection notice from XXXX that I have no idea what it is about.
04/18/2019	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	NY 140XX	Web
Wrong Amount On My Credit Report They Got XXXX But Thats The Wrong Amount
06/12/2018	Yes	Debt collection Credit card debt	Communication tactics Frequent or repeated calls	FL 33634	Web
Incessant calls and rude operators trying to sound like official entities
07/14/2015	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt is not mine	ID XXXXX	Web
I did not incur this debt and when does the statue of limitation ends?
12/09/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt resulted from identity theft	SC 293XX	Web
My social security number was stolen to open accounts under my name.
01/08/2022	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	TX 77038	Web
ON XX/XX/2021 DYNAMIC FLAGGED MY ACCOUNT DUE TO A SUSPECIOUS REASON
03/31/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IL 60651	Web
Dynamic Recovery Solution. I have this account that is not mind.
02/24/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	PA 19141	Web
XXXX XX/XX/XXXX dont owe never open a XXXX account Fraud
03/03/2017	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	CA 94806	Web
Debt was paid - satisfaction of jmt filed XX/XX/2015.
02/18/2019	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	OK 74063	Web
I have nothing within the collection time limit.
06/29/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL 60120	Web
One company claims I owe them money I do not
09/03/2021	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	CA 91789	Web	Older American
Repeated calls after being notified to stop
06/16/2016	Yes	Debt collection I do not know	Taking/threatening an illegal action Threatened arrest/jail if do not pay	FL 346XX	Web
Threaten arrest and law suit
09/26/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 95008	Web	Servicemember
Keeps calling my phone
06/16/2020	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	FL 34668	Web
repeated phone calls
12/22/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 94577	Web

12/21/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CO 80120	Web

08/16/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	FL 32507	Web

08/12/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 94118	Web	Older American

08/04/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	AZ 85138	Web

07/27/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	VA 23294	Web

07/26/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	NJ 08083	Web

07/21/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Other personal consumer report	Improper use of your report Reporting company used your report improperly	GA 30006	Web

07/13/2023	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	FL 32828	Web

07/10/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33168	Web

07/04/2023	Yes	Debt collection Credit card debt	Communication tactics Used obscene, profane, or other abusive language	FL 33125	Web

06/30/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	PA 15201	Web

06/21/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	GA 30013	Web

06/20/2023	Yes	Debt collection Medical debt	Communication tactics Called before 8am or after 9pm	VA 24148	Web

06/02/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	TX 77044	Web	Servicemember

06/02/2023	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	AZ 85194	Web

05/26/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 33126	Web

05/23/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	VA 24361	Web	Servicemember

04/14/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	FL 33056	Web

04/10/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 33178	Web

03/15/2023	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	CO 80130	Web

03/11/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 32724	Web	Older American, Servicemember

03/06/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	GA 31907	Web

02/28/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	CA 92223	Web

02/19/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	MD 21015	Web	Servicemember

02/10/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	GA 30180	Web

02/01/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	GA 30809	Web

01/31/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 30078	Web

01/31/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	OH 44142	Web

01/30/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	TX 77025	Phone	Older American

01/17/2023	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	NY 11096	Web

01/09/2023	Yes	Debt collection Credit card debt	Communication tactics Used obscene, profane, or other abusive language	CA 92102	Web	Older American

12/13/2022	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	FL 33068	Web

10/31/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	FL 32118	Phone	Older American

10/13/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	GA 30116	Web

09/21/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	FL 33809	Phone

09/14/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	FL 33705	Web

09/11/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	LA 70043	Web

09/08/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 32456	Web

08/25/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	OK 73110	Web

08/24/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MA 01845	Web

08/23/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 33615	Web

08/15/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	IA 50135	Web

07/19/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	SC 29720	Web

07/19/2022	Yes	Credit card or prepaid card General-purpose credit card or charge card	Problem with a purchase shown on your statement Card was charged for something you did not purchase with the card	RI 02895	Web

07/18/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	LA 70785	Web

07/18/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	PA 18064	Web

07/18/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	PA 18064	Web

07/14/2022	Yes	Debt collection Credit card debt	Communication tactics You told them to stop contacting you, but they keep trying	AZ 85323	Web

07/07/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	OK 73120	Web

06/30/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	FL 32224	Phone	Older American

06/21/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33060	Web

06/11/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 33592	Web

06/06/2022	Yes	Debt collection Payday loan debt	Communication tactics Used obscene, profane, or other abusive language	AL 36613	Web

06/02/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	LA 70582	Web

06/02/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	CA 90401	Web

05/27/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL 60614	Web

05/27/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	OH 45238	Phone

05/25/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	GA 30045	Web

05/24/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	CO 80203	Web

05/10/2022	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	MO 64133	Phone

05/02/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NV 89141	Referral

04/28/2022	Yes	Debt collection Payday loan debt	Written notification about debt Didn't receive notice of right to dispute	FL 341XX	Web

04/26/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	PA 19352	Web

04/20/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	CA 94513	Phone

04/14/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	FL 33063	Web

04/12/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	FL 32712	Web

04/12/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	FL 32819	Web

04/11/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	LA 70510	Web

04/10/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	FL 32765	Web

04/05/2022	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	NM 87123	Web

04/02/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	CA 95242	Web

03/27/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NY 10009	Web

03/24/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	VA 20148	Web

03/24/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	VA 230XX	Web

03/19/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IN 47401	Web

03/14/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Was not notified of investigation status or results	AL 35160	Web

03/11/2022	Yes	Debt collection Credit card debt	Communication tactics Used obscene, profane, or other abusive language	FL 32826	Web

03/09/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	MA 02125	Web

03/04/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NC 28337	Web

02/25/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	MI 48195	Web

02/11/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 33534	Web

02/01/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	UT 84109	Web

01/21/2022	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	TN 37857	Web

01/20/2022	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	GA 30815	Web

01/17/2022	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	PA 18603	Referral

01/16/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	GA 30044	Web

01/14/2022	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	FL 34286	Web

01/14/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	GA 30238	Web

01/11/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	LA 70084	Web

12/31/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	GA 30345	Web

12/27/2021	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	RI 02906	Web

12/10/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 79107	Web

12/08/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	TX 75935	Web

12/07/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	LA 70584	Web

12/06/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	OH 43211	Web

11/30/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	AL 36092	Phone	Older American

11/29/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	MI 49504	Web

11/16/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Was not notified of investigation status or results	AL 35160	Web

11/15/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	VA 23060	Web

11/11/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	MD 20782	Web	Servicemember

11/05/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	FL 33853	Web

10/29/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	FL 33404	Web

10/12/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	AZ 85282	Web

10/11/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	SC 29732	Web

10/06/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	IA 51501	Web	Servicemember

10/02/2021	Yes	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	PA 15236	Web

09/30/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	FL 33023	Web

09/29/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AL 36702	Web

09/29/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	CA 90265	Web

09/19/2021	Yes	Debt collection Credit card debt	Communication tactics Frequent or repeated calls	MD 21202	Web

09/17/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NY 11361	Referral

09/16/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	TX 78613	Referral

09/09/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	WI 53045	Web

09/07/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	AL 36067	Web

09/06/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	FL 33165	Web

09/05/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	NJ 07052	Web

09/02/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	TX 77340	Web

08/31/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 95132	Phone

08/28/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 75043	Web

08/22/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 32303	Web

08/12/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 33426	Web

07/31/2021	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	KY 40218	Web

07/27/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	IA 51501	Web	Servicemember

07/26/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 33702	Web

07/26/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	NY 11520	Phone

07/18/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	NY 10065	Web

07/03/2021	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	CA 90302	Web

06/28/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MA 02536	Web

06/21/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	CA 91411	Phone	Older American

06/17/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA 92660	Phone	Older American

06/15/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 07111	Web

06/10/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IA 51501	Web	Servicemember

05/24/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	MA 02302	Web

05/23/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	MD 21136	Web

05/07/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 32822	Web

05/05/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	GA 31220	Web

04/26/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 77069	Phone	Older American

04/13/2021	Yes	Debt collection Credit card debt	Communication tactics You told them to stop contacting you, but they keep trying	NY 10065	Web

03/29/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	IN 47712	Web

03/29/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	GA 30518	Web

03/23/2021	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	WA 98388	Web	Servicemember

03/18/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CO 81301	Referral

03/06/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TN 37211	Web

03/03/2021	Yes	Debt collection I do not know	Communication tactics Used obscene, profane, or other abusive language	FL 32780	Web

02/24/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 34471	Web

02/20/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	FL 32725	Web

02/16/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 34772	Web

02/12/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	ME 04785	Phone	Older American

02/11/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	MD 21234	Web

02/05/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	FL 32725	Web

02/01/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	FL 32771	Web

01/29/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 92782	Phone

01/21/2021	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	PA 15701	Phone

01/18/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 75074	Web

12/29/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NH 03103	Web	Servicemember

12/21/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	FL 33614	Phone

12/17/2020	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls		Phone	Older American, Servicemember

12/14/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 30281	Web

12/14/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CT 06112	Phone	Older American

12/11/2020	Yes	Credit card or prepaid card General-purpose credit card or charge card	Problem with a purchase shown on your statement Credit card company isn't resolving a dispute about a purchase on your statement	PA 19115	Web

12/09/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 33467	Web

12/05/2020	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	CA 90404	Web

12/04/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute		Phone

12/03/2020	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	SC 29681	Web

11/16/2020	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	OH 43201	Postal mail	Servicemember

11/13/2020	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	TN 37037	Web

11/09/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	FL 33417	Phone	Older American, Servicemember

11/06/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 92880	Web

11/05/2020	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	MA 01040	Web

11/05/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	PR 00912	Fax

10/26/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	PA 15644	Postal mail

10/17/2020	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	LA 70633	Web	Servicemember

10/08/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NY 11368	Postal mail

09/02/2020	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Collected or attempted to collect exempt funds	NY 11022	Postal mail

08/17/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MI 49958	Web

08/12/2020	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	VA 23323	Web

08/07/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NV 89074	Web

07/22/2020	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	ID 83616	Web

07/10/2020	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	NM 87105	Web

06/29/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 95684	Postal mail

06/23/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	FL 34711	Web

06/10/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NY 13219	Web

06/01/2020	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	NY 11758	Web

05/26/2020	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	NY 11758	Web

05/16/2020	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	ME 04401	Web

05/01/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 75216	Referral

04/29/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NJ 07052	Web

04/10/2020	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	FL 34786	Web

03/19/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	PR 00926	Postal mail

03/19/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours		Phone

03/19/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 95624	Phone

03/18/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NY 10452	Phone

03/11/2020	Yes	Debt collection Credit card debt	Threatened to contact someone or share information improperly Contacted you after you asked them to stop	TX 79119	Web

03/04/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours		Phone

02/27/2020	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	NY 10035	Web

02/19/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33409	Phone

01/26/2020	Yes	Debt collection Federal student loan debt	False statements or representation Attempted to collect wrong amount	PA 19403	Web

01/18/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NY 11501	Web

01/16/2020	Yes	Debt collection Credit card debt	Communication tactics Frequent or repeated calls	AL 36352	Phone

01/13/2020	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	PA 18405	Phone

12/16/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	ME 04103	Phone	Servicemember

12/16/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	PA 18015	Web

12/07/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33065	Web

12/04/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	AR 72764	Web

11/21/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NY 11212	Referral

11/20/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 96032	Postal mail

11/18/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt		Phone

10/31/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours		Phone

10/25/2019	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	OR 97239	Phone

10/23/2019	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	FL 33607	Phone	Older American

10/21/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	GA 31201	Web	Servicemember

10/08/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	ID 83607	Web

10/07/2019	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	FL 32907	Web

09/12/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	FL 32641	Referral

09/10/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	PA 17356	Web

09/09/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 33065	Web

08/07/2019	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	NH 03071	Web

07/30/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	PA 17349	Web

07/30/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NY 12918	Phone	Older American, Servicemember

07/23/2019	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	NJ 08873	Web

07/12/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 93110	Web

06/29/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NV 89523	Referral

06/22/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	CA 92655	Web

06/10/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	TX 75491	Phone	Older American

06/07/2019	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	TX 76262	Web

06/06/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt		Phone	Servicemember

06/05/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	FL 33065	Fax

05/31/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	GA 30331	Web	Servicemember

05/29/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	OH 44070	Phone

05/23/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CO 80126	Referral

05/15/2019	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours		Phone

05/14/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	MD 20746	Phone

05/13/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	FL 32320	Referral

05/06/2019	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	CA 94803	Web

04/29/2019	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	CO 80130	Web

04/25/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NY 10301	Postal mail

04/15/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NJ 07055	Referral

04/12/2019	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	OK 74145	Web

04/05/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	FL 33947	Referral

03/22/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MA 02050	Web

03/21/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CA 91423	Web

03/13/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	MA 01089	Web

03/13/2019	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	CA 93631	Web

03/07/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TX 76112	Referral

03/07/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TX 76112	Referral

02/26/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NY 11374	Referral

02/22/2019	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	MA 01720	Web

02/14/2019	Yes	Debt collection Medical debt	Communication tactics Called before 8am or after 9pm	FL 34997	Web	Servicemember

02/11/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	VA 22079	Web

02/01/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	TX 75007	Web

01/29/2019	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	IL 60619	Web

01/26/2019	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	IL 60453	Web

01/08/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	PA 16059	Postal mail

12/15/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	GA 30281	Web

12/13/2018	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	IL 62031	Web

12/12/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 78216	Web

11/28/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MD 20878	Web

11/27/2018	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	IA 50315	Web

11/06/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NJ 07016	Referral

10/26/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IN 46143	Web

10/22/2018	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	NY 11372	Referral

10/15/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MD 20746	Web

10/10/2018	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt is not yours		Phone

09/10/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 90505	Phone

08/30/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	AZ 85732	Phone

08/14/2018	Yes	Debt collection Credit card debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	OH 45202	Web

08/14/2018	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	ME 043XX	Web

08/01/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	DE 19709	Phone

07/25/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours		Phone

07/11/2018	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	IL 62025	Web

06/26/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TX 75472	Postal mail

06/25/2018	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	PA 18507	Web

06/11/2018	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	CA 95966	Phone

06/06/2018	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	SC XXXXX	Web

06/01/2018	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls		Phone

05/30/2018	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	WA 99206	Web	Servicemember

05/24/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 95624	Fax

05/02/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07719	Web

04/26/2018	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	TX 78665	Web

04/25/2018	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	TX 79928	Web	Servicemember

04/25/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	KY 40067	Web

04/18/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TX 78504	Postal mail

04/12/2018	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	VA 23831	Web

04/10/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours		Phone

03/30/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	FL 33445	Postal mail

03/28/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours		Phone

03/27/2018	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	FL 34748	Web	Older American

02/14/2018	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	CA 92705	Web

02/14/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	TX 75904	Web

02/02/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NE 68776	Web

01/31/2018	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls		Phone

01/27/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MA 01604	Web

01/25/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MD 21237	Web

01/24/2018	Yes	Debt collection Credit card debt	Communication tactics Frequent or repeated calls	TX 75491	Web

01/24/2018	Yes	Debt collection Credit card debt	Communication tactics Frequent or repeated calls	TX 75491	Web

01/17/2018	Yes	Debt collection Private student loan debt	Attempts to collect debt not owed Debt was paid	VA 22938	Web

01/03/2018	Yes	Checking or savings account Checking account	Problem caused by your funds being low Overdrafts and overdraft fees	NV 89408	Web

01/02/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 33309	Web

12/28/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	MO 64138	Web	Servicemember

11/30/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	WV 25314	Fax

11/28/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	MI 49452	Web	Servicemember

11/21/2017	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	GA 30350	Web

11/09/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	AZ 85032	Web

10/31/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 78505	Web

10/20/2017	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt was paid	MN 56442	Web

10/17/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	LA 70006	Web

10/13/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 78537	Web

10/10/2017	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	AZ 85310	Web

10/05/2017	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	VA 22193	Web

08/13/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 34758	Web

08/10/2017	Yes	Debt collection Credit card debt	Communication tactics Frequent or repeated calls	MI 48075	Postal mail

07/18/2017	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	NC 28269	Web

06/09/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	AZ 85204	Phone

05/26/2017	Yes	Debt collection I do not know	Communication tactics Called before 8am or after 9pm	FL 34741	Web

05/26/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 90008	Web	Servicemember

05/11/2017	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	GA 30906	Web

04/18/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NJ 07080	Web

03/30/2017	Yes	Credit reporting	Improper use of my credit report Report improperly shared by CRC	MA 02660	Web

03/27/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NY 11581	Postal mail

03/21/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NV 89103	Web

03/14/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	DE 19938	Referral

02/28/2017	Yes	Credit reporting	Incorrect information on credit report Information is not mine	MI 49441	Web

02/28/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	ID 83714	Web	Servicemember

02/25/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	MD 21206	Web	Older American

02/23/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	MA 01863	Web	Older American

02/17/2017	Yes	Consumer Loan Vehicle loan	Problems when you are unable to pay	PA 17325	Web

02/07/2017	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	WA 98273	Postal mail

01/21/2017	Yes	Debt collection Credit card	Disclosure verification of debt Right to dispute notice not received	FL 33714	Web	Older American, Servicemember

12/30/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	NY 10305	Web

12/28/2016	Yes	Debt collection Medical	Improper contact or sharing of info Contacted me after I asked not to	MD 21901	Phone

12/23/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not disclosed as an attempt to collect	TX 78232	Web

12/16/2016	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	MD 21117	Web

12/07/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NJ 07446	Web	Servicemember

12/07/2016	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	AZ 85630	Web

12/01/2016	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	CA 94611	Referral

12/01/2016	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	CA 94611	Referral

11/17/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NY 11230	Referral

11/17/2016	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	TX 75042	Web

11/16/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	VA 23805	Web

11/12/2016	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	FL 34677	Web

10/26/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	UT 84780	Referral

10/20/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Frequent or repeated calls		Phone

10/07/2016	Yes	Debt collection Credit card	Improper contact or sharing of info Talked to a third party about my debt	CA 92881	Web

10/06/2016	Yes	Debt collection I do not know	Improper contact or sharing of info Contacted me after I asked not to	FL 34134	Web

09/27/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CT 06790	Web

09/27/2016	Yes	Debt collection I do not know	Communication tactics Threatened to take legal action	TX 76209	Web

09/23/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	GA 30546	Web

09/23/2016	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	CA 95444	Phone

09/15/2016	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	SC 29730	Referral

09/12/2016	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt resulted from identity theft	TX 77005	Web

08/25/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	MA 01012	Web	Older American, Servicemember

08/24/2016	Yes	Debt collection I do not know	Disclosure verification of debt Right to dispute notice not received	IL 60622	Web

08/23/2016	Yes	Consumer Loan Vehicle loan	Problems when you are unable to pay	TX 75137	Web

08/17/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Called after sent written cease of comm	TN 37664	Postal mail

08/16/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Frequent or repeated calls	TX 77901	Web

08/12/2016	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	PA 15210	Web

08/02/2016	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	TX 75979	Web	Older American

07/28/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 94709	Web

07/28/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NM 87043	Phone	Older American

07/22/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	IL 60634	Web

07/22/2016	Yes	Consumer Loan Installment loan	Problems when you are unable to pay	DE 19711	Web

07/22/2016	Yes	Debt collection Credit card	Communication tactics Called after sent written cease of comm	PA 19464	Web

07/20/2016	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	WI 53930	Web

07/18/2016	Yes	Credit card	Billing disputes	TX 75474	Web

07/17/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	VA 22153	Web	Servicemember

07/16/2016	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	MN 55005	Web

07/15/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	TN 37210	Phone

07/10/2016	Yes	Debt collection Mortgage	Cont'd attempts collect debt not owed Debt is not mine	WA 98684	Web

07/08/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	HI 96737	Postal mail

06/22/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NV 89109	Phone

06/21/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Frequent or repeated calls	FL 33872	Web	Older American

06/20/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	TX 78727	Phone

06/19/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	MD 20910	Web

06/16/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 92103	Web	Older American

06/13/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 32948	Phone

06/13/2016	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	FL 33040	Phone	Older American

06/10/2016	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt resulted from identity theft	UT 84129	Web

06/10/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	PA 19140	Phone

06/09/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	IL 60630	Phone

06/09/2016	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	FL 32839	Phone	Servicemember

06/06/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	CA 90014	Referral

05/20/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	TX 77070	Web

05/19/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Used obscene/profane/abusive language	TX 78041	Referral

05/16/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	FL 33782	Postal mail	Older American

05/13/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	PA 18301	Phone

05/02/2016	Yes	Debt collection Medical	Communication tactics Threatened to take legal action	FL 34667	Fax

05/02/2016	Yes	Debt collection Medical	Communication tactics Threatened to take legal action	FL 34667	Fax

05/02/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	WA 98012	Postal mail

05/02/2016	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	MO 63967	Phone

04/28/2016	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	FL 34135	Phone	Older American, Servicemember

04/27/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 33025	Phone

04/26/2016	Yes	Debt collection Auto	Cont'd attempts collect debt not owed Debt was paid	IA 51106	Phone	Servicemember

04/20/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	AZ 85233	Web	Older American

04/19/2016	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	TX 77338	Web

04/19/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	TN 37127	Web

04/19/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	TX 75214	Phone

04/18/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	PA 19111	Phone

04/12/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	KY 40108	Phone

04/07/2016	Yes	Debt collection Credit card	Communication tactics Threatened to take legal action	TX 77632	Phone

03/30/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Frequent or repeated calls	WA 98682	Referral

03/25/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	WA 98580	Web	Servicemember

03/24/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	FL 34610	Referral

03/18/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NM 87111	Web	Servicemember

03/16/2016	Yes	Debt collection Medical	Communication tactics Called after sent written cease of comm	FL 33875	Postal mail	Servicemember

03/11/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NJ 07083	Referral

03/09/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NM 88001	Web

03/08/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 91740	Phone

03/07/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NY 10927	Web

03/02/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Frequent or repeated calls	FL 33511	Referral

03/02/2016	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	NM 87004	Web

03/02/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	WA 98374	Referral

02/29/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	WA 98029	Web

02/26/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	LA 70115	Web

02/23/2016	Yes	Credit card	Identity theft / Fraud / Embezzlement	IL 60601	Web

02/19/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TX 75229	Web

02/17/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 33707	Referral

02/12/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	FL 32958	Phone	Older American, Servicemember

02/06/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TX 77571	Web

02/03/2016	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	WI 53090	Web

02/03/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CO 80538	Web	Servicemember

02/03/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Frequent or repeated calls	KY 41011	Postal mail

02/02/2016	Yes	Debt collection Credit card	False statements or representation Indicated committed crime not paying	IL 60657	Web

01/28/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 33809	Referral

01/28/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	MA 01026	Phone	Older American

01/28/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Frequent or repeated calls	FL 33435	Referral

01/27/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CO 80917	Phone	Servicemember

01/26/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NH 03466	Web

01/22/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	VA 20190	Web

01/20/2016	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	NY 10040	Phone

01/12/2016	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt resulted from identity theft	OH 44212	Phone

01/06/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	TX 78247	Referral

01/02/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 32218	Web	Servicemember

12/23/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	IA 50317	Web	Older American, Servicemember

12/21/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	FL 33040	Web

12/08/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	FL 33135	Referral	Older American

12/08/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CO 80126	Web

12/04/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 90302	Postal mail	Older American

12/04/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	FL 34746	Phone

12/03/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Used obscene/profane/abusive language	FL 34476	Referral

12/03/2015	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	FL 34266	Referral

11/30/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	AK 99709	Web

11/27/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	OH 44720	Web

11/27/2015	No	Bank account or service Other bank product/service	Account opening, closing, or management	MT 59859	Phone	Older American

11/24/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	GA 31313	Fax	Older American

11/20/2015	Yes	Other financial service Debt settlement	Advertising and marketing	FL 33040	Referral

11/18/2015	No	Debt collection Credit card	Taking/threatening an illegal action Threatened to sue on too old debt	MD 20715	Web

11/17/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 34786	Web

11/16/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	GA 31313	Fax

11/13/2015	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	NY 10128	Web

11/13/2015	Yes	Debt collection Credit card	Communication tactics Frequent or repeated calls	PA 18466	Web	Servicemember

11/12/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	TX 79424	Phone

11/10/2015	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	FL 32765	Web	Servicemember

11/06/2015	Yes	Debt collection Credit card	Taking/threatening an illegal action Threatened to sue on too old debt	TX 76039	Web

11/01/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	IL 60461	Web

10/30/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NJ 08801	Phone

10/30/2015	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	WV 26807	Phone

10/26/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt resulted from identity theft	AL 35611	Web

10/20/2015	Yes	Credit card	Other	FL 33862	Web

10/19/2015	No	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	SC 29576	Web

10/16/2015	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	NJ 07080	Referral

10/15/2015	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	FL 33187	Phone

10/12/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NJ 08801	Web

10/06/2015	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	NV 89436	Web

10/05/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Talked to a third party about my debt	CA 90277	Web

10/01/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL 33434	Referral

10/01/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine		Referral

09/30/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Frequent or repeated calls		Referral

09/29/2015	Yes	Debt collection I do not know	Taking/threatening an illegal action Threatened to sue on too old debt	NY 11434	Phone	Servicemember

09/24/2015	No	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	GA 30062	Web	Servicemember

09/23/2015	Yes	Debt collection Credit card	Communication tactics Threatened to take legal action	AL 36207	Postal mail

09/21/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NY 12118	Web

09/18/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 33914	Web	Older American

09/18/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NY 10312	Web

09/17/2015	No	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	TX 77429	Referral

09/16/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	FL 10013	Web

09/15/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 33914	Web	Older American

09/11/2015	Yes	Debt collection Auto	False statements or representation Attempted to collect wrong amount	WA 98589	Web	Older American

09/10/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	PA 17702	Web

09/08/2015	No	Debt collection I do not know	Communication tactics Frequent or repeated calls	CT 06070	Web

09/03/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL 33169	Referral

09/03/2015	No	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt is not mine	FL 32124	Referral

08/27/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	FL 33157	Referral

08/25/2015	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt is not mine	MN 55426	Web

08/21/2015	Yes	Credit card	Closing/Cancelling account	MI 48302	Web

07/30/2015	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt is not mine	TX 78426	Referral

07/28/2015	Yes	Debt collection I do not know	Communication tactics Threatened to take legal action	OH 45449	Web	Servicemember

07/27/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NY 14606	Referral

07/27/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	TX 76021	Phone

07/24/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	FL 32792	Web	Older American

07/24/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	SC 29902	Phone

07/23/2015	Yes	Debt collection Payday loan	False statements or representation Attempted to collect wrong amount	TX 76502	Web

07/22/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NY 11207	Phone

07/16/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	PA 19342	Referral

07/14/2015	No	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	OK 74008	Web

07/14/2015	Yes	Debt collection Payday loan	Disclosure verification of debt Right to dispute notice not received	OH 44129	Web

07/13/2015	Yes	Payday loan	Received a loan I didn't apply for	LA 70791	Web

07/11/2015	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt is not mine	TX 77901	Web

07/11/2015	Yes	Debt collection I do not know	Communication tactics Called after sent written cease of comm	FL 33596	Web	Older American, Servicemember

07/07/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	MN 55311	Phone

07/06/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	MD 58102	Referral

07/06/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	NY 11010	Postal mail	Older American

07/01/2015	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	TX 79416	Web

06/25/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	MD 21228	Referral

06/24/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	OR 97281	Web

06/20/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL 34677	Web	Older American

06/20/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CA 93436	Web

06/19/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	NY 14070	Postal mail

06/17/2015	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	WA 98406	Phone

06/11/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Frequent or repeated calls	MD 20908	Referral

06/09/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	FL 32174	Web	Older American

06/09/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Frequent or repeated calls	FL 32909	Phone

06/09/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	AZ 85246	Postal mail

06/08/2015	Yes	Debt collection Medical	Disclosure verification of debt Not disclosed as an attempt to collect	SC 29210	Web

06/04/2015	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	FL 33160	Postal mail	Older American

05/30/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	AL 36277	Web

05/29/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NC 28027	Web

05/26/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt was paid	CA 92614	Referral

05/26/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	CA 92651	Referral

05/26/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL 33914	Referral

05/22/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	TN 38107	Phone

05/21/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	AZ 85037	Postal mail	Older American

05/14/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	VA 23228	Web	Servicemember

05/11/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	FL 33155	Web

05/08/2015	Yes	Debt collection Payday loan	Communication tactics Called after sent written cease of comm	OK 73080	Web

05/07/2015	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	IN 47712	Web

05/06/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CT 06457	Phone

05/05/2015	Yes	Debt collection Payday loan	False statements or representation Attempted to collect wrong amount	PA 18702	Web

05/02/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt resulted from identity theft	SC 29646	Web

04/30/2015	Yes	Debt collection Credit card	Taking/threatening an illegal action Threatened to sue on too old debt	CA 91722	Postal mail	Older American

04/29/2015	Yes	Debt collection Credit card	Improper contact or sharing of info Contacted me after I asked not to	TN 37221	Web	Servicemember

04/28/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 94114	Web

04/23/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt was paid	CA 90245	Web	Older American

04/21/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt resulted from identity theft	TX 77327	Web

04/16/2015	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt resulted from identity theft	TX 76137	Web	Older American

04/15/2015	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	NJ 08758	Phone

04/13/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	WA 98926	Postal mail	Older American

04/11/2015	Yes	Debt collection I do not know	Taking/threatening an illegal action Threatened arrest/jail if do not pay	FL 33020	Web

04/10/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	PA 17302	Web

04/10/2015	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	VA 24319	Phone	Older American, Servicemember

04/09/2015	Yes	Debt collection Credit card	Taking/threatening an illegal action Threatened to sue on too old debt	CA 91020	Web

04/08/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 91402	Web

04/08/2015	Yes	Debt collection Credit card	Communication tactics Used obscene/profane/abusive language	PA 19460	Web

04/03/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	MN 55414	Phone

04/02/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	VA 22015	Web

04/01/2015	Yes	Debt collection I do not know	Communication tactics Used obscene/profane/abusive language	GA 30260	Referral

04/01/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 91221	Web

03/31/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	OH 44319	Web	Older American

03/30/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	CA 93702	Postal mail

03/30/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	WA 98584	Web

03/27/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt was paid	MD 20794	Web

03/27/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt was paid	MD 20794	Web

03/27/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NJ 08062	Web

03/26/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	AZ 85328	Phone

03/21/2015	Yes	Debt collection I do not know	Taking/threatening an illegal action Threatened to sue on too old debt	TX 76040	Web

03/19/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	IN 47711	Web	Older American

03/19/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	AZ 85087	Referral

03/18/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CA 92008	Web

03/18/2015	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt was paid	CA 92008	Web

03/17/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	TX 78410	Web

03/16/2015	Yes	Debt collection Credit card	Communication tactics Frequent or repeated calls	FL 33584	Web

03/13/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	VA 22102	Web

03/11/2015	Yes	Debt collection I do not know	Disclosure verification of debt Not disclosed as an attempt to collect	NJ 08043	Web

03/10/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	PA 19057	Web

03/10/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	MI 48047	Web

03/10/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	PA 15202	Web

03/09/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	KY 40508	Phone	Servicemember

03/09/2015	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	KY 40014	Web	Older American

03/08/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	UT 84118	Web

03/06/2015	Yes	Debt collection Payday loan	False statements or representation Attempted to collect wrong amount	VA 23235	Web

03/04/2015	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	MD 20871	Web

03/03/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	AZ 85345	Web

03/02/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	MI 49116	Web

02/27/2015	No	Debt collection Non-federal student loan	Cont'd attempts collect debt not owed Debt is not mine	CO 80534	Web

02/26/2015	Yes	Debt collection Credit card	False statements or representation Attempted to collect wrong amount	GA 30721	Referral

02/25/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	NJ 07002	Web

02/24/2015	Yes	Debt collection I do not know	False statements or representation Impersonated an attorney or official	AZ 85212	Web

02/23/2015	Yes	Debt collection Credit card	Taking/threatening an illegal action Threatened to sue on too old debt	PA 15090	Web	Older American

02/20/2015	Yes	Debt collection Payday loan	Improper contact or sharing of info Talked to a third party about my debt	VA 23224	Web

02/20/2015	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt is not mine	FL 32607	Web

02/20/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TX 77006	Web

02/19/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	VA 23413	Web

02/19/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	NC 27330	Web	Servicemember

02/19/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 33304	Web

02/18/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 94901	Web

02/18/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	PA 17078	Referral

02/18/2015	Yes	Consumer Loan Installment loan	Problems when you are unable to pay	CA 94608	Web

02/18/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 32937	Web

02/16/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	WA 98126	Web

02/16/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	KS 66223	Web

02/15/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	OR 97504	Web

02/12/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	CA 93728	Web

02/12/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NY 11215	Web	Older American, Servicemember

02/12/2015	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	TX 78108	Referral

02/11/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NC 28168	Phone	Servicemember

02/10/2015	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	FL 33309	Web

02/10/2015	Yes	Debt collection Credit card	Taking/threatening an illegal action Threatened to sue on too old debt	CA 92377	Web

02/10/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	RI 02859	Web

02/09/2015	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	PA 19151	Postal mail

02/07/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	TX 76262	Web

02/06/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	NY 11704	Web

02/06/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL 34711	Web

02/06/2015	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt was paid	CA 92398	Phone

02/03/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	SC 29673	Web

02/03/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	UT 84066	Phone

02/02/2015	Yes	Debt collection Payday loan	Communication tactics Frequent or repeated calls	FL 33067	Web

01/31/2015	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	NY 12189	Web	Servicemember

01/30/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	OH 45040	Web

01/29/2015	Yes	Debt collection I do not know	Communication tactics Called outside of 8am-9pm	SC 29644	Web

01/28/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	CA 92656	Phone

01/27/2015	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt is not mine	FL 32222	Web

01/27/2015	Yes	Debt collection Auto	Cont'd attempts collect debt not owed Debt was paid	ID 83405	Web	Servicemember

01/26/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	NJ 08854	Web

01/26/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	MN 55106	Web

01/25/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	LA 70047	Web

01/23/2015	Yes	Debt collection I do not know	Communication tactics Called outside of 8am-9pm	TX 77066	Web

01/22/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	OR 97504	Web	Servicemember

01/21/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	VA 23059	Web

01/16/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NY 13167	Web	Servicemember

12/30/2014	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	OR 97756	Web

12/23/2014	Yes	Debt collection I do not know	Taking/threatening an illegal action Threatened arrest/jail if do not pay	TN 37862	Web

12/22/2014	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	TX 75106	Web

12/19/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	CA 95348	Web

12/19/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NY 11411	Phone

12/18/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	TX 75103	Web

12/17/2014	Yes	Debt collection I do not know	Disclosure verification of debt Right to dispute notice not received	IL 60657	Web

12/16/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	CA 92336	Web	Older American

12/13/2014	Yes	Credit card	Delinquent account	NY 11358	Web

12/13/2014	Yes	Debt collection Credit card	Communication tactics Frequent or repeated calls	SC 29642	Web

12/12/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CO 81001	Phone	Servicemember

12/10/2014	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt is not mine	NJ 07747	Referral

12/08/2014	Yes	Debt collection I do not know	False statements or representation Impersonated an attorney or official	NC 27106	Phone

11/24/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	GA 30705	Referral

11/24/2014	Yes	Debt collection I do not know	Communication tactics Threatened to take legal action	TX 77449	Web

11/18/2014	Yes	Debt collection Credit card	Improper contact or sharing of info Contacted employer after asked not to	TX 77011	Web

11/15/2014	Yes	Debt collection Credit card	Improper contact or sharing of info Talked to a third party about my debt	OK 73054	Web	Servicemember

11/12/2014	Yes	Debt collection Medical	Taking/threatening an illegal action Threatened to sue on too old debt	TX 75149	Web

11/06/2014	Yes	Debt collection I do not know	Improper contact or sharing of info Contacted me after I asked not to	FL 33460	Web

11/05/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	TX 79930	Web

10/30/2014	Yes	Consumer Loan Vehicle loan	Problems when you are unable to pay	MO 63138	Web

10/29/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	FL 33973	Web

10/26/2014	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	NY 12065	Web

10/24/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt resulted from identity theft	PA 15668	Web

10/22/2014	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	FL 33426	Web

10/17/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NV 89148	Web

10/16/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	PA 19067	Web

10/15/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CT 06897	Referral

10/14/2014	Yes	Debt collection Credit card	Improper contact or sharing of info Contacted employer after asked not to	CA 91702	Web

10/13/2014	Yes	Bank account or service Other bank product/service	Deposits and withdrawals	FL 33020	Web

10/10/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	MI 49002	Web

10/08/2014	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt was paid	OH 44120	Web

10/07/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	MI 48312	Web

10/07/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	MO 63026	Web

10/06/2014	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	GA 30316	Web

10/02/2014	Yes	Debt collection I do not know	False statements or representation Indicated committed crime not paying	CA 95402	Web

10/01/2014	Yes	Debt collection I do not know	Communication tactics Called after sent written cease of comm	NY 11229	Web

09/30/2014	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	TX 75006	Web

09/29/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	NY 11236	Phone

09/27/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	WI 54140	Web

09/26/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 34685	Web

09/23/2014	Yes	Debt collection I do not know	False statements or representation Impersonated an attorney or official	TX 75167	Web	Older American, Servicemember

09/22/2014	Yes	Debt collection Medical	Improper contact or sharing of info Contacted employer after asked not to	NJ 08753	Web

09/21/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	TX 77619	Web

09/21/2014	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	PA 17608	Web

09/19/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 92503	Web

09/18/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	VA 24016	Web

09/15/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 91360	Web

09/15/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	KS 42719	Phone	Older American

09/13/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	TX 78040	Web

09/13/2014	Yes	Debt collection I do not know	Communication tactics Used obscene/profane/abusive language	NJ 07666	Web

09/12/2014	Yes	Debt collection I do not know	Communication tactics Used obscene/profane/abusive language	AZ 85266	Phone	Servicemember

09/10/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 95472	Web

09/09/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	MD 21001	Web

09/09/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	PA 19141	Phone

09/04/2014	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	TX 78239	Web

09/04/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	FL 34668	Phone

09/03/2014	Yes	Debt collection I do not know	Communication tactics Threatened to take legal action	NY 13027	Web

09/03/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 92008	Web

09/02/2014	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	PA 15044	Web

08/30/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	OK 73106	Web

08/30/2014	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt is not mine	NC 27106	Web

08/29/2014	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	FL 32326	Web

08/28/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	NY 12564	Web

08/28/2014	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	PA 17057	Web

08/27/2014	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	OH 44313	Web

08/27/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL 34695	Web	Older American

08/26/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL 34451	Phone

08/25/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	PA 19148	Phone

08/24/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	GA 30813	Web

08/21/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 95946	Web

08/21/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NC 28651	Web

08/21/2014	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	CA 93446	Web

08/21/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	RI 02920	Referral

08/20/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	TN 37160	Web	Older American

08/19/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	OR 97457	Web

08/19/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 92021	Web

08/18/2014	Yes	Consumer Loan Installment loan	Managing the loan or lease	VA 24502	Web

08/16/2014	Yes	Debt collection Credit card	Improper contact or sharing of info Talked to a third party about my debt	CA 95336	Web

08/15/2014	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	AL 35986	Phone

08/15/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	TX 75050	Web

08/15/2014	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	IN 47404	Web

08/15/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 91754	Phone

08/14/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	FL 34758	Phone	Older American

08/13/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	ID 83714	Web

08/13/2014	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt is not mine	OH 44286	Web	Older American

08/13/2014	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	VA 23832	Web

08/13/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	WY 82644	Phone	Older American, Servicemember

08/13/2014	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt is not mine	WA 98310	Web	Servicemember

08/12/2014	Yes	Bank account or service Checking account	Deposits and withdrawals	OH 44132	Web	Older American

08/12/2014	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	HI 96821	Web

08/12/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	CA 95969	Web

08/12/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	MI 48505	Phone

08/12/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	CA 94602	Web

08/11/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	MI 48174	Phone

08/08/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NJ 07059	Web

08/07/2014	Yes	Debt collection I do not know	Communication tactics Called outside of 8am-9pm	FL 34761	Web

08/07/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NJ 08322	Web	Older American

08/05/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	CA 90292	Web

07/30/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	KS 66207	Web

07/28/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	GA 31069	Phone

07/25/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	NJ 08087	Web	Older American, Servicemember

07/25/2014	Yes	Debt collection Payday loan	Disclosure verification of debt Right to dispute notice not received	MI 48076	Referral

07/23/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Contacted me after I asked not to	FL 33615	Web	Servicemember

07/23/2014	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	CA 91607	Postal mail

07/22/2014	Yes	Debt collection I do not know	Improper contact or sharing of info Contacted employer after asked not to	NY 14228	Web

07/21/2014	Yes	Debt collection I do not know	Communication tactics Called outside of 8am-9pm	PA 19075	Web

07/16/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt resulted from identity theft	TN 37043	Web

07/16/2014	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt is not mine	CO 80020	Web	Older American

07/16/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	CA 91701	Web

07/15/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NH 03249	Postal mail

07/09/2014	Yes	Debt collection I do not know	Taking/threatening an illegal action Threatened to sue on too old debt	DE 19702	Web

07/08/2014	Yes	Debt collection Credit card	Communication tactics Frequent or repeated calls	PR 00693	Web

07/08/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CA 92860	Web

07/07/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt was paid	CA 90018	Postal mail

07/07/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Frequent or repeated calls	OR 97006	Referral

07/03/2014	Yes	Debt collection Credit card	False statements or representation Attempted to collect wrong amount	CA 95608	Web

07/02/2014	Yes	Debt collection Credit card	Communication tactics Threatened to take legal action	SC 29033	Web

06/30/2014	No	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	KY 40243	Web	Servicemember

06/26/2014	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	AL 35603	Web

06/25/2014	Yes	Debt collection Credit card	Disclosure verification of debt Right to dispute notice not received	NH 03842	Web

06/25/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	WA 98909	Referral

06/24/2014	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt is not mine	MO 64012	Web	Servicemember

06/23/2014	Yes	Debt collection Payday loan	False statements or representation Attempted to collect wrong amount	LA 70037	Web	Servicemember

06/19/2014	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt was paid	CA 91384	Web

06/19/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NY 10461	Referral

06/19/2014	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	TX 76123	Referral

06/19/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	VA 24501	Referral

06/19/2014	Yes	Debt collection Auto	Cont'd attempts collect debt not owed Debt is not mine	NJ 08088	Phone

06/19/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	DC 20017	Web

06/18/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	PR 00682	Phone

06/18/2014	Yes	Debt collection Auto	Cont'd attempts collect debt not owed Debt resulted from identity theft	TX 77355	Referral

06/18/2014	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	TX 77320	Referral

06/17/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NY 10472	Phone

06/17/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	WA 98232	Web

06/17/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	AZ 86325	Web	Older American

06/16/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	PA 17872	Web

06/16/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt resulted from identity theft	DC 20011	Web	Servicemember

06/15/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 93004	Web

06/13/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TN 37618	Phone

06/13/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 94132	Phone	Servicemember

06/13/2014	Yes	Debt collection Auto	Disclosure verification of debt Right to dispute notice not received	CA 92336	Web

06/13/2014	Yes	Debt collection Auto	Disclosure verification of debt Right to dispute notice not received	CA 92336	Web

06/12/2014	Yes	Debt collection Auto	Disclosure verification of debt Not given enough info to verify debt	AL 36312	Phone

06/12/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TX 77064	Referral

06/12/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 91030	Referral

06/12/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	CA 95376	Referral

06/12/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	TX 76692	Referral

06/12/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	FL 32835	Referral

06/12/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	GA 30305	Referral

06/12/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	AL 35121	Referral

06/10/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NJ 08755	Web

06/08/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	FL 34601	Web

06/07/2014	Yes	Debt collection I do not know	Communication tactics Called outside of 8am-9pm	UT 84043	Web

06/07/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NJ 08046	Web

06/07/2014	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	FL 33017	Web

06/06/2014	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	NY 13365	Web	Servicemember

06/06/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	LA 71465	Referral

06/06/2014	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	TX 76028	Web

06/05/2014	Yes	Debt collection Credit card	Communication tactics Called after sent written cease of comm	TX 78254	Web	Older American

06/04/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	PA 19145	Web

06/04/2014	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	NY 11415	Web

06/04/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	OR 97008	Referral

06/03/2014	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	TX 78223	Web	Older American, Servicemember

05/30/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	TX 78748	Web

05/29/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Frequent or repeated calls	VT 05819	Phone	Older American

05/29/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	MA 02149	Web

05/29/2014	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	FL 33417	Web

05/29/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	PA 16001	Postal mail	Servicemember

05/25/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	NY 12804	Web	Servicemember

05/22/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	MN 55102	Phone

05/21/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	CA 91308	Web

05/21/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	WA 98223	Web

05/21/2014	Yes	Debt collection Medical	False statements or representation Impersonated an attorney or official	VA 23438	Web	Older American

05/21/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 91752	Web

05/21/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	WA 98034	Web	Servicemember

05/21/2014	Yes	Debt collection I do not know	Improper contact or sharing of info Talked to a third party about my debt	NY 14304	Web

05/19/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	VA 23225	Phone

05/19/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	MD 21740	Web

05/19/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 94530	Phone	Older American, Servicemember

05/19/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	CA 95747	Web

05/19/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	PA 19145	Phone	Older American

05/18/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	GA 30338	Web

05/17/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	MD 21222	Web	Servicemember

05/16/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	MD 20619	Web	Servicemember

05/16/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	KS 66212	Web

05/16/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	DE 19975	Phone	Older American

05/16/2014	Yes	Debt collection Auto	Cont'd attempts collect debt not owed Debt was paid	AZ 86401	Web

05/16/2014	Yes	Debt collection I do not know	Improper contact or sharing of info Contacted me after I asked not to	FL 33511	Web

05/15/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	GA 30328	Web	Servicemember

05/15/2014	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	SC 29160	Web	Servicemember

05/14/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	CA 92503	Web

05/14/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 94580	Web

05/14/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	PA 19139	Web

05/14/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	CA 91308	Web

05/13/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL 32724	Web	Older American

05/13/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	AZ 85122	Postal mail

05/13/2014	Yes	Debt collection Auto	Taking/threatening an illegal action Threatened to sue on too old debt	TX 79045	Phone

05/13/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 91768	Web

05/13/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	AZ 85711	Web

05/13/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	NV 89081	Web	Servicemember

05/13/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TX 75208	Web

05/12/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	OH 44319	Web	Older American

05/12/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Taking/threatening an illegal action Threatened to sue on too old debt	FL 34613	Web	Older American

05/12/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	PA 16502	Phone

05/12/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	CT 06902	Phone

05/12/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	MA 02155	Web

05/10/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	FL 33023	Web

05/09/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CO 80227	Web

05/09/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	MT 59711	Web	Older American, Servicemember

05/08/2014	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	FL 32738	Web

05/08/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Taking/threatening an illegal action Threatened to sue on too old debt	NY 11427	Web

05/08/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	VT 05101	Referral

05/07/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	NJ 08030	Referral

05/07/2014	Yes	Debt collection Federal student loan	Cont'd attempts collect debt not owed Debt is not mine	AL 36590	Phone

05/07/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NV 89048	Referral

05/07/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	PA 19132	Referral

05/07/2014	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	TX 78003	Referral

05/07/2014	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	MI 48044	Referral

05/06/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	MA 02128	Web

05/06/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 92040	Referral

05/05/2014	Yes	Debt collection I do not know	Communication tactics Called after sent written cease of comm	MD 21811	Web	Servicemember

05/03/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	SC 29341	Web	Older American

05/02/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 33541	Web	Servicemember

05/02/2014	Yes	Debt collection Credit card	Improper contact or sharing of info Talked to a third party about my debt	SC 29407	Web	Older American, Servicemember

05/02/2014	Yes	Debt collection Credit card	Improper contact or sharing of info Talked to a third party about my debt	SC 29407	Web	Older American, Servicemember

05/01/2014	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	MN 55112	Web

04/30/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 91902	Referral

04/30/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	TN 38134	Referral	Older American

04/29/2014	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	DC 20012	Referral

04/29/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	FL 34715	Referral

04/28/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	TX 78599	Web	Older American

04/28/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NY 14709	Web

04/28/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	TX 78729	Referral

04/27/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	TX 75454	Web	Older American, Servicemember

04/25/2014	Yes	Debt collection Auto	Communication tactics Threatened to take legal action	OK 74955	Phone

04/25/2014	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	OR 97070	Web	Older American, Servicemember

04/24/2014	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	WI 54401	Referral

04/24/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 94605	Web	Older American

04/24/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	WA 98227	Web

04/24/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	VA 23455	Web

04/22/2014	Yes	Debt collection Credit card	Communication tactics Frequent or repeated calls	MO 65014	Phone

04/22/2014	Yes	Debt collection I do not know	Taking/threatening an illegal action Threatened arrest/jail if do not pay	TX 77365	Web	Servicemember

04/22/2014	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	GA 30680	Web

04/21/2014	No	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	VA 22153	Web

04/21/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Taking/threatening an illegal action Threatened to sue on too old debt	NC 28425	Phone

04/21/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	OR 97322	Web	Servicemember

04/19/2014	Yes	Debt collection Credit card	Communication tactics Frequent or repeated calls	TX 77339	Web	Servicemember

04/19/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	TX 78261	Web

04/18/2014	Yes	Debt collection Payday loan	Disclosure verification of debt Not given enough info to verify debt	MO 64138	Referral

04/18/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NJ 07016	Referral

04/17/2014	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	GA 31206	Postal mail

04/17/2014	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 33169	Phone

04/17/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Frequent or repeated calls	MA 02128	Web

04/17/2014	Yes	Debt collection Payday loan	Disclosure verification of debt Not given enough info to verify debt	TX 78109	Web

04/17/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	AZ 85086	Referral

04/16/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TX 75224	Web

04/16/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	CA 94043	Web

04/15/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 90020	Web

04/15/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	ID 83706	Web

04/15/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	NJ 19137	Web	Servicemember

04/15/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	TX 77450	Phone

04/15/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NY 11231	Web

04/14/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NJ 07012	Web

04/14/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NY 14221	Web	Older American, Servicemember

04/14/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	GA 30813	Phone	Servicemember

04/14/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	MA 02571	Web	Older American, Servicemember

04/14/2014	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	CA 94559	Web

04/11/2014	Yes	Debt collection Credit card	Taking/threatening an illegal action Seized/Attempted to seize property	TX 77379	Web

04/11/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	TX 78539	Referral

04/11/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt resulted from identity theft	MN 55127	Web	Older American

04/11/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	VA 20187	Web

04/11/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 33130	Web

04/11/2014	Yes	Debt collection Medical	False statements or representation Impersonated an attorney or official	FL 33603	Web

04/11/2014	Yes	Debt collection I do not know	Improper contact or sharing of info Contacted me instead of my attorney	TN 37174	Web

04/10/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	MN 56065	Referral

04/10/2014	Yes	Debt collection Credit card	Taking/threatening an illegal action Threatened to sue on too old debt	IA 52322	Web

04/10/2014	Yes	Debt collection I do not know	Communication tactics Threatened to take legal action		Phone	Older American

04/10/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NY 11951	Web

04/10/2014	No	Debt collection Other (i.e. phone, health club, etc.)	Taking/threatening an illegal action Attempted to/Collected exempt funds	AZ 85050	Referral

04/10/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt was paid	CA 91381	Web	Older American, Servicemember

04/09/2014	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	OH 44108	Phone	Older American

04/09/2014	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	WA 98038	Web	Servicemember

04/09/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	CA 93536	Web	Older American

04/09/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 90020	Web

04/08/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	HI 96707	Web	Servicemember

04/08/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	TN 37388	Web	Servicemember

04/08/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	AZ 85021	Web

04/08/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	IN 46222	Web

04/08/2014	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	AK 99901	Web	Older American

04/08/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	MN 55439	Web

04/07/2014	Yes	Debt collection Credit card	Communication tactics Threatened to take legal action	TX 76544	Web

04/07/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	CA 93390	Web

04/07/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	MD 21223	Web

04/05/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	CA 95829	Web

04/03/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	TX 78028	Referral

04/03/2014	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt is not mine	IA 52001	Referral

04/02/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	NJ 08904	Web	Older American

04/02/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 92692	Web

04/02/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NY 10927	Web

04/01/2014	Yes	Debt collection I do not know	Improper contact or sharing of info Talked to a third party about my debt	NV 89815	Web

03/31/2014	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	FL 33635	Phone

03/31/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	NY 10022	Web

03/31/2014	Yes	Debt collection Credit card	False statements or representation Indicated committed crime not paying	TX 76309	Web

03/31/2014	Yes	Debt collection Credit card	Taking/threatening an illegal action Threatened to sue on too old debt	HI 96766	Phone

03/27/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	MA 02132	Referral

03/27/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	NY 11212	Phone

03/27/2014	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt is not mine	MD 20710	Phone	Older American

03/27/2014	Yes	Debt collection I do not know	Communication tactics Called outside of 8am-9pm	AZ 85178	Web

03/26/2014	Yes	Debt collection Medical	False statements or representation Impersonated an attorney or official	FL 32773	Web

03/26/2014	Yes	Debt collection Payday loan	Disclosure verification of debt Right to dispute notice not received	OH 43527	Referral

03/25/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	OK 74014	Web

03/25/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL 32952	Web

03/25/2014	Yes	Debt collection Payday loan	Improper contact or sharing of info Contacted me after I asked not to	CA 94538	Web

03/25/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	VA 24060	Referral

03/24/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	GA 30083	Phone

03/22/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	PA 19006	Web

03/21/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 94105	Web

03/20/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 33309	Web

03/20/2014	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	TN 37122	Web	Servicemember

03/20/2014	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt was paid	OR 97230	Web

03/20/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NY 11419	Web	Servicemember

03/20/2014	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt is not mine	CA 94538	Web

03/19/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	NY 11434	Web

03/18/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TX 75142	Web

03/18/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CA 93110	Phone	Older American

03/17/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NM 87513	Web	Older American

03/16/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	CA 94565	Web

03/16/2014	Yes	Debt collection Credit card	Taking/threatening an illegal action Threatened to sue on too old debt	NY 10314	Web

03/15/2014	Yes	Debt collection Credit card	Taking/threatening an illegal action Threatened to sue on too old debt	VA 22405	Web

03/15/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	VA 23464	Web

03/14/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	IN 46391	Web

03/14/2014	Yes	Debt collection Medical	Taking/threatening an illegal action Seized/Attempted to seize property	FL 32217	Web

03/14/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt resulted from identity theft	TX 75416	Referral

03/14/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	SC 29033	Phone	Older American, Servicemember

03/14/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 91403	Phone

03/13/2014	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt was paid	MD 21224	Web

03/13/2014	Yes	Credit reporting	Incorrect information on credit report Information is not mine	PA 18201	Web

03/13/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	SC 29414	Web	Servicemember

03/12/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TX 79603	Web

03/12/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NY 10039	Web

03/12/2014	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	NY 10037	Web

03/12/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	PA 19320	Web

03/11/2014	Yes	Debt collection Payday loan	Disclosure verification of debt Not given enough info to verify debt	WA 98409	Web	Servicemember

03/11/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 33418	Web	Servicemember

03/11/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 32326	Web

03/11/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	NY 10035	Phone	Older American

03/10/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 90275	Web

03/07/2014	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	GA 30327	Referral

03/07/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	NV 89129	Referral

03/07/2014	Yes	Debt collection Auto	Cont'd attempts collect debt not owed Debt is not mine	OH 43016	Web

03/06/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 92029	Web	Servicemember

03/06/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	WA 98270	Referral

03/06/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	OH 44126	Phone	Older American

03/06/2014	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	GA 30263	Referral

03/05/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	PA 19147	Web	Older American

03/04/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 92104	Web

03/04/2014	Yes	Debt collection Credit card	False statements or representation Attempted to collect wrong amount	TX 77379	Phone

03/04/2014	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	NV 89110	Web

03/03/2014	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt is not mine	FL 32309	Fax

03/03/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	VA 23009	Web

03/01/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	NY 14560	Postal mail	Older American

02/28/2014	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt is not mine	CA 95823	Referral

02/28/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	GA 30571	Referral

02/27/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TX 75093	Web	Older American

02/26/2014	Yes	Debt collection Credit card	Communication tactics Frequent or repeated calls	MS 39213	Postal mail

02/26/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	VT 05829	Web

02/25/2014	Yes	Debt collection Credit card	False statements or representation Attempted to collect wrong amount	TX 77090	Web

02/25/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt resulted from identity theft	CA 95148	Web

02/25/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	MI 48133	Fax

02/24/2014	Yes	Debt collection Credit card	False statements or representation Indicated committed crime not paying	AZ 85281	Web	Older American

02/24/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	FL 33990	Phone	Older American

02/24/2014	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	NY 11434	Web

02/24/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TX 77008	Web

02/23/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 91950	Web	Servicemember

02/23/2014	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	CA 93924	Web

02/21/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	LA 70714	Web	Servicemember

02/21/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	CA 92399	Web

02/21/2014	Yes	Debt collection Auto	Cont'd attempts collect debt not owed Debt is not mine	GA 31313	Web	Servicemember

02/21/2014	Yes	Debt collection Payday loan	False statements or representation Attempted to collect wrong amount	GA 30076	Web

02/20/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	GA 30134	Web

02/20/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 33756	Web

02/20/2014	Yes	Debt collection I do not know	Communication tactics Threatened to take legal action	MA 02767	Web

02/20/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Taking/threatening an illegal action Sued where didn't live/sign for debt	CO 80634	Web

02/20/2014	Yes	Debt collection I do not know	Communication tactics Used obscene/profane/abusive language	TX 78616	Web

02/20/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	AZ 85308	Web

02/20/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	NY 14620	Web

02/20/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	SC 29405	Web	Servicemember

02/20/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CA 90631	Web

02/19/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	TX 77479	Referral

02/19/2014	Yes	Debt collection Auto	False statements or representation Attempted to collect wrong amount	TX 78745	Web	Servicemember

02/19/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NV 89509	Web	Servicemember

02/18/2014	Yes	Debt collection Credit card	Communication tactics Threatened to take legal action	FL 32571	Web

02/18/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt resulted from identity theft	CT 06441	Web

02/17/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	MO 64128	Web	Older American

02/17/2014	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt was paid	PA 15301	Web

02/16/2014	Yes	Debt collection Credit card	Disclosure verification of debt Not disclosed as an attempt to collect	OR 97267	Web

02/15/2014	Yes	Debt collection Credit card	False statements or representation Impersonated an attorney or official	CA 90808	Web

02/15/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 92021	Web	Older American

02/14/2014	Yes	Debt collection Payday loan	Taking/threatening an illegal action Threatened arrest/jail if do not pay	FL 32907	Web

02/14/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TX 77386	Web

02/13/2014	Yes	Debt collection Auto	Taking/threatening an illegal action Threatened to sue on too old debt	NY 11216	Web

02/13/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	WA 98007	Web

02/13/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	AZ 85021	Web

02/13/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Taking/threatening an illegal action Attempted to/Collected exempt funds	NY 12561	Referral

02/13/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	CA 92886	Web

02/13/2014	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	CO 80238	Referral

02/13/2014	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	CA 90250	Referral

02/13/2014	Yes	Debt collection Credit card	Communication tactics Threatened to take legal action	RI 02904	Web

02/13/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	TX 77084	Web

02/12/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	MI 49453	Web

02/12/2014	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	NY 11755	Phone

02/12/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	CA 91342	Web	Older American

02/11/2014	Yes	Debt collection I do not know	Communication tactics Threatened to take legal action	NJ 07307	Web

02/11/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	FL 33445	Web

02/10/2014	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt is not mine	VA 22192	Referral

02/10/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	WV 25508	Phone

02/10/2014	Yes	Debt collection Auto	Taking/threatening an illegal action Threatened to sue on too old debt	TX 78245	Web

02/07/2014	Yes	Debt collection Credit card	False statements or representation Impersonated an attorney or official	LA 70805	Web

02/07/2014	Yes	Debt collection Credit card	Disclosure verification of debt Not disclosed as an attempt to collect	IL 60033	Web	Older American

02/06/2014	Yes	Debt collection I do not know	Communication tactics Threatened to take legal action	MO 64116	Web

02/06/2014	Yes	Debt collection I do not know	False statements or representation Indicated committed crime not paying	AZ 85251	Web

02/06/2014	Yes	Debt collection I do not know	Disclosure verification of debt Right to dispute notice not received	MO 63110	Referral

02/05/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	MA 01606	Web

02/05/2014	Yes	Debt collection Mortgage	Disclosure verification of debt Not given enough info to verify debt	OH 44140	Referral

02/05/2014	Yes	Credit reporting	Credit monitoring or identity protection Receiving unwanted marketing/advertising	VA 23602	Web

02/04/2014	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	CA 95954	Web

02/03/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	CA 90056	Web

02/03/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 32258	Web

02/03/2014	Yes	Debt collection Credit card	Disclosure verification of debt Not disclosed as an attempt to collect	DE 19943	Web

02/02/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	CA 91789	Web

01/31/2014	Yes	Debt collection I do not know	Improper contact or sharing of info Contacted me after I asked not to	FL 32796	Web

01/31/2014	Yes	Debt collection Payday loan	Disclosure verification of debt Right to dispute notice not received	AZ 85009	Phone	Servicemember

01/30/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 34286	Web

01/28/2014	Yes	Debt collection Credit card	Communication tactics Frequent or repeated calls	NH 03054	Web	Servicemember

01/28/2014	Yes	Debt collection I do not know	False statements or representation Impersonated an attorney or official	FL 34684	Web

01/28/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	GA 30067	Phone

01/28/2014	Yes	Debt collection Credit card	Taking/threatening an illegal action Threatened to sue on too old debt	FL 34209	Web

01/27/2014	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	OH 44092	Phone

01/27/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NY 10465	Web

01/27/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt resulted from identity theft	SC 29483	Web

01/27/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	WA 98122	Web

01/26/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	AZ 85205	Web

01/24/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	MT 59801	Web

01/24/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	LA 70466	Phone

01/23/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TN 37388	Phone

01/23/2014	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	KS 66414	Phone

01/23/2014	Yes	Debt collection Payday loan	Communication tactics Used obscene/profane/abusive language	WI 53220	Web

01/22/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt resulted from identity theft	FL 33064	Web

01/22/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TX 77429	Referral

01/18/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	TX 77433	Web

01/17/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Frequent or repeated calls	FL 34655	Web

01/16/2014	Yes	Debt collection Credit card	Improper contact or sharing of info Talked to a third party about my debt	KY 42240	Web	Servicemember

01/16/2014	Yes	Debt collection I do not know	Disclosure verification of debt Right to dispute notice not received	MD 21113	Web	Servicemember

01/16/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL 33873	Web

01/15/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 92867	Web

01/15/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL 32940	Web

01/15/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt was paid	CO 80301	Web

01/15/2014	Yes	Debt collection Credit card	Improper contact or sharing of info Talked to a third party about my debt	TX 76544	Web	Servicemember

01/15/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	OR 97111	Web

01/14/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	LA 70122	Web

01/13/2014	Yes	Debt collection I do not know	Taking/threatening an illegal action Threatened to sue on too old debt	FL 32714	Web	Servicemember

01/13/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NH 03076	Phone

01/13/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NV 89521	Web

01/11/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	AK 99504	Fax

01/11/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	MO 63049	Web	Servicemember

01/10/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	VA 20175	Web	Servicemember

01/10/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	VA 22192	Web	Servicemember

01/09/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Taking/threatening an illegal action Threatened to sue on too old debt	WA 98512	Web

01/09/2014	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	CA 90296	Web

01/07/2014	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	CA 91910	Web

01/06/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 91761	Phone

01/04/2014	Yes	Debt collection Credit card	Taking/threatening an illegal action Threatened to sue on too old debt	TX 78734	Web

01/03/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Frequent or repeated calls	NY 11801	Referral

01/02/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 94403	Web

12/31/2013	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NY 10603	Web

12/29/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL 32132	Web	Older American, Servicemember

12/27/2013	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 92705	Web

12/27/2013	Yes	Debt collection Credit card	Disclosure verification of debt Right to dispute notice not received	KS 66044	Web

12/26/2013	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	TN 37380	Referral

12/26/2013	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TX 78230	Referral

12/24/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Frequent or repeated calls	IN 46107	Phone

12/23/2013	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 32960	Web

12/23/2013	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt was paid	TX 75244	Web

12/21/2013	Yes	Debt collection Credit card	False statements or representation Indicated committed crime not paying	FL 34786	Web

12/20/2013	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	FL 32174	Phone	Older American, Servicemember

12/20/2013	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	CA 93304	Web

12/19/2013	Yes	Debt collection Credit card	False statements or representation Attempted to collect wrong amount	TX 78209	Postal mail	Older American

12/19/2013	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt is not mine	KY 42261	Phone

12/19/2013	Yes	Debt collection I do not know	Improper contact or sharing of info Contacted me after I asked not to	CT 06026	Web

12/18/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NY 10038	Web

12/17/2013	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	PA 15656	Web

12/14/2013	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	NJ 07734	Web

12/13/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Talked to a third party about my debt	AZ 85122	Web

12/13/2013	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	CA 91786	Web

12/12/2013	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 32608	Web

12/10/2013	Yes	Debt collection I do not know	Improper contact or sharing of info Contacted me instead of my attorney	MD 21226	Web	Older American, Servicemember

12/02/2013	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	CA 93725	Phone	Servicemember

11/26/2013	Yes	Debt collection I do not know	Taking/threatening an illegal action Threatened to sue on too old debt	MA 01069	Web

11/26/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL 33311	Web

11/26/2013	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	CA 95677	Web

11/26/2013	Yes	Debt collection I do not know	Communication tactics Called after sent written cease of comm	FL 33324	Web

11/22/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	FL 33981	Web	Older American

11/22/2013	Yes	Debt collection Payday loan	Communication tactics Frequent or repeated calls	GA 30241	Postal mail

11/21/2013	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	UT 84020	Web

11/20/2013	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	LA 70461	Phone	Older American, Servicemember

11/19/2013	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	MI 48124	Referral

11/15/2013	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NM 87114	Web

11/15/2013	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	VA 23139	Web	Older American

11/15/2013	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	NY 11209	Phone

11/09/2013	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	FL 32141	Web

11/08/2013	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	OH 45307	Phone

11/07/2013	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NY 11941	Web

11/06/2013	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	MD 20906	Web	Older American

11/06/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	WA 99219	Web

11/06/2013	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	TN 37620	Web	Older American

11/06/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL 33406	Phone

11/04/2013	Yes	Debt collection Auto	Improper contact or sharing of info Talked to a third party about my debt	TX 77059	Web	Older American

11/04/2013	Yes	Debt collection Credit card	Taking/threatening an illegal action Threatened to sue on too old debt	FL 34229	Postal mail	Older American

11/04/2013	Yes	Debt collection I do not know	Improper contact or sharing of info Talked to a third party about my debt	TX 77339	Web

11/01/2013	Yes	Debt collection I do not know	Improper contact or sharing of info Contacted me after I asked not to	AZ 85224	Web	Older American, Servicemember

10/31/2013	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	OK 74136	Web

10/31/2013	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	GA 30321	Web

10/28/2013	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	NY 12304	Web

10/28/2013	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	NY 12189	Phone

10/28/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Taking/threatening an illegal action Threatened to sue on too old debt	CA 94595	Web

10/27/2013	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	OR 97303	Web	Older American, Servicemember

10/26/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	MI 48858	Web	Older American, Servicemember

10/24/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	TX 77082	Web

10/24/2013	Yes	Debt collection I do not know	Communication tactics Threatened to take legal action	NY 14719	Phone

10/23/2013	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt resulted from identity theft	AZ 85260	Web	Older American

10/22/2013	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	LA 70791	Postal mail

10/22/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	MD 20740	Web

10/22/2013	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 94545	Web

10/18/2013	No	Debt collection Medical	Communication tactics Used obscene/profane/abusive language	SC 29349	Web

10/17/2013	Yes	Debt collection Auto	Cont'd attempts collect debt not owed Debt was paid	FL 32311	Web	Older American

10/17/2013	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	PA 17055	Web	Servicemember

10/17/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	WA 98277	Web	Servicemember

10/07/2013	Yes	Debt collection I do not know	Communication tactics Threatened to take legal action	TX 75217	Web

09/29/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	CA 94518	Web

09/29/2013	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	CA 94002	Postal mail

09/27/2013	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	CA 93001	Referral

09/26/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	TX 78426	Web

09/26/2013	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	PA 15317	Web

09/24/2013	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt resulted from identity theft	FL 33634	Web

09/23/2013	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 93933	Web

09/23/2013	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	KY 42223	Web

09/20/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Taking/threatening an illegal action Sued w/o proper notification of suit	CA 93240	Web

09/19/2013	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	DC 20001	Web

09/18/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	IL 60020	Referral

09/18/2013	Yes	Mortgage Other mortgage	Loan servicing, payments, escrow account	PA 16365	Referral

09/17/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Taking/threatening an illegal action Threatened arrest/jail if do not pay	TX 77084	Web	Servicemember

09/16/2013	Yes	Debt collection Mortgage	Cont'd attempts collect debt not owed Debt is not mine	PA 19111	Phone

09/13/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	KY 40503	Web

09/11/2013	Yes	Debt collection Credit card	Communication tactics Frequent or repeated calls	CA 92210	Phone	Older American

09/11/2013	Yes	Debt collection Credit card	Improper contact or sharing of info Contacted me after I asked not to	MT 59937	Web

09/10/2013	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	WA 98031	Web

09/07/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Frequent or repeated calls	TX 77581	Web

09/06/2013	Yes	Debt collection Credit card	Communication tactics Threatened to take legal action	MO 64110	Phone

09/06/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NJ 07631	Postal mail

09/05/2013	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	TX 77080	Referral

09/04/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	GA 31005	Phone	Servicemember

08/28/2013	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	PA 19107	Referral

08/28/2013	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt resulted from identity theft	FL 33411	Referral

08/27/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	FL 33161	Phone	Servicemember

08/27/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	TX 77328	Phone

08/27/2013	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	OH 45432	Web	Older American, Servicemember

08/26/2013	Yes	Debt collection Auto	Cont'd attempts collect debt not owed Debt is not mine	FL 32208	Web	Servicemember

08/23/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Frequent or repeated calls	MD 21211	Referral

08/23/2013	Yes	Debt collection I do not know	Disclosure verification of debt Not disclosed as an attempt to collect	OK 74467	Phone

08/20/2013	Yes	Debt collection Credit card	Disclosure verification of debt Not disclosed as an attempt to collect	TX 78380	Phone	Older American

08/19/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Threatened to take legal action	KY 40071	Postal mail	Older American

08/12/2013	Yes	Debt collection Credit card	Disclosure verification of debt Right to dispute notice not received	LA 70094	Web

08/10/2013	No	Credit reporting	Improper use of my credit report Report improperly shared by CRC	TX 75062	Fax

08/10/2013	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	NY 13502	Referral

08/06/2013	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt resulted from identity theft	FL 33015	Web

08/05/2013	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	CA 91702	Phone	Servicemember

08/05/2013	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	FL 34653	Phone	Older American

08/02/2013	No	Debt collection I do not know	Disclosure verification of debt Right to dispute notice not received	CA 90803	Web

07/31/2013	Yes	Debt collection Credit card	Communication tactics Used obscene/profane/abusive language	FL 32822	Web

07/30/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	GA 31419	Web

07/28/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	FL 34950	Web

07/28/2013	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt resulted from identity theft	TX 78225	Web

07/26/2013	Yes	Debt collection Credit card	Communication tactics Called outside of 8am-9pm	GA 34340	Phone

07/26/2013	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NY 11434	Web

07/23/2013	Yes	Debt collection I do not know	Taking/threatening an illegal action Threatened to sue on too old debt	OH 43701	Web

07/22/2013	Yes	Debt collection Credit card	Improper contact or sharing of info Contacted me after I asked not to	TN 38128	Web

07/18/2013	Yes	Debt collection Mortgage	Disclosure verification of debt Not given enough info to verify debt	NY 10710	Referral

07/16/2013	Yes	Debt collection Credit card	Improper contact or sharing of info Talked to a third party about my debt	TX 76103	Web	Older American, Servicemember

07/11/2013	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	AL 35222	Web

07/11/2013	Yes	Debt collection Credit card	Taking/threatening an illegal action Seized/Attempted to seize property	MI 48911	Web	Servicemember

07/09/2013	Yes	Credit reporting	Incorrect information on credit report Account terms	TX 77845	Web