Duane Morris LLP CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
02/10/2018	Yes	Mortgage Conventional home mortgage	Struggling to pay mortgage	PA 184XX	Web	Older American, Servicemember
CFPB was supposed to guarantee that such filthy Law Firm that abused illegal and fraudulent my property when they cover up abuses and frauds organized by XXXX a company that beside frauds theft criminal activity and using forge documents in order to temporary foreclosed on a property for which I do not have any financial obligation, no mortgage just because those lairs consider they are above law. Well they are not above law and soon they will be for a big surprised since I will never stop, never ever never stop. My property is and will permanent be XXXX XXXX XXXX, XXXX XXXX XXXX. I will guarantee that this case will be more publicized that XXXX collision and we will be in criminal courts too for the next 50 years. This filthy law firm will not make money representing XXXX since they will be accused for covering up for them and will be on the same stand like this pirate mortgage service ng company. They will be directly involved if they continue to lie as they did so far. I will never be intimidated never. XXXX stole all my private property for which no Financial Institution was ever involved. I expect CFPB to force this Law Firm to reply before a massive penalty will fallow. This Law Firm disrespect CFPB as well as many families. How many more criminal activity needs this Law Firm to do before we can close permanently their filthy activity of lying, deceiving, degrading people. Why we spend a lot of money fighting XXXX when we have them doing more criminal activity inside the country against American families. Why is so privilege such a filthy company that abuse people? I filed 287 complaints against them and I will continue to write complains against them until I win my legal case. Next week I will go to the Supreme Court and I WILL NEVER EVER STOP until their filthy lying lawyer will no longer have license to lie inside the courts. I will never stop NEVER until this filthy company is out of business and the layers involved in defrauding my property for which I do not have any mortgage will go to prison. As for the forge documents used by XXXX want to clarify the fact that the documents sent to foreclose on my property are forge document. Each document has an XXXX address and I sent this forge document to see from where this XXXX address came from so I can file criminal charges to that XXXX address user tooWhat is the difference between a mortgage and a Promissory Note? Homebuyers sometimes think of the mortgage ( or deed of trust ) as the contract they are signing with the bank to borrow money to purchase a house, but it is the promissory note that contains the promise to repay the amount borrowed. A mortgage note ( also known as a real estate lien note, borrower 's note ) is a promissory note secured by a specified mortgage loan. Mortgage notes are a written promise to repay a specified sum of money plus interest at a specified rate and length of time to fulfill the promise. The mortgage note states the amount of debt and the rate of interest, and obligates the borrower, who signs the note, personally responsible for repayment. Without a promissory note, a foreclosing plaintiff can not show a legal injury, i.e., does not have standing to sue. Without standing, the action before the court does not qualify as a " case or controversy '' under Article III of the constitution. Courts can only make rulings on " cases or controversies ; '' advisory opinions are a legal nullity. Consequently, a court that purports to enter a " judgment '' where it has no subject matter jurisdiction has in fact entered a legal nullity on its docket ; that " judgment '' is void as a matter of law. As such, any such " judgment '' entered where the plaintiff had no standing is open to collateral attack in any subsequent proceeding. What is more, subject matter jurisdiction can not be waived ; were that the case, parties could falsely induce courts to make binding rulings -- obviously non-sensical. In essence, the ruling upheld that those who had purchased foreclosure properties that had been illegally foreclosed upon did not in fact have title to those properties. As mention many times soon I will get back my property and soon will start my criminal case against XXXX XXXX for defrauded my property and must pay {$260000.00} very fast CFPB specifically mention that all clients must get a response from any organization doing business in USA. CFPB is an US Gov. Organization designed to help and protect people from criminal organization specialize in defrauding customers Also CFPB specifically mention that will a client get a response from any organization doing business in USA. CFPB is an US Gov. Organization designed to help and protect people from criminal organization specialize in defrauding customers. XXXX XXXX defrauded my family, took tall my private property from my house for which I do not have any mortgage or financial obligation and all this done in a criminal and fraudulent way and against Act 6/91 PA Foreclosure law. Is the responsibility of CFPB to protect consumer from criminal and top secret close door activity done by Law Firms that consider themselves as being above law and they can defraud family without any consequences. CFPB must do all they can to severely penalize this Law Firm and help me to take them out of USA Business since ( I will do this for the next 50 years ) beside their top secret close door action they do illegal and fraudulent foreclosures by lying to Courts as is the case with my family. I contacted Dep of Justice, Ethic Committee, all Governors and Attorney Generals in all states they do business, Department of Commerce, The Department that issue their License to operate, The Banking Division, all the Supreme Courts in each states plus Department of Judiciary of the House of Representatives and lately even the White House and I will never, never, never, never stop until this Law Firm is out of business and the abusive lawyers will lose their licenses to defraud people. As CFPB notice this Law Firm shows total disrespect for your organization the same as they did too my family by ignoring you totally. As of today this horrible and lying Law Firm beside their illegal and fraudulent top secret close door action they ignore everybody and is time to close their doors permanently. I do not have any mortgage on my name that is not also in any Mortgage Note and this company used an evil lawyer to deceive the Court and the Local Sheriff office in order to put in a fraudulent way my family on streets. How many lies this horrible lying law firm is doing since they never reply to me and CFPB that specifically mention that this lying Law Firm must respond. The specialty of the lying law firm is top secret close door action as they try to defraud my property. XXXX XXXX XXXX , XXXX XXXX miss-represented the lender in a top secret close door foreclosure on the premises at XXXX XXXX XXXX, XXXX XXXX, PA. My property was sold temporary illegal, abusive and in a top secret close door action at Sheriff 's sale on XX/XX/XXXX. The consumer currently has an appeal to the Pennsylvania Superior Court docketed at XXXX XXXX XX/XX/XXXX. We will go all the way to the Supreme Court of USA if necessary. After this for the next 50 years I will have legal cases against XXXX count on it. In XX/XX/XXXX this Law Firm help again defrauding my family by helping the theft totaling now {$260000.00} and this criminal activity will bring a lot of criminal cases after I win back my property. Threats of criminal prosecution and " never stopping '' by the consumer are real and we will see it in the Court if law not in criminal behavior that Law Firm is doing to my property for which I do not have any mortgage and my name is not on any mortgage note. CFPB must remained that this Law Firm must compensate all victims they defrauded for so long. CFPB must force this Law Firm to pay hundreds of millions compensation for double and triple charges *as they have a lot of legal cases for exact this reason ) as well as defrauding families so they must also lose their license too. Pa. CFPB must help me and people like me defrauded by XXXX to get the operating license of this deriving company expert in lying, defrauding and foreclosed on a top secret close door against act 6/91 Foreclosure Act. This company for family like my family is more dangerous due to their fraudulent tactics than any criminal organization on this planet. American families are losing their property in top secret close door act and this is more criminal than any theorist criminal act. I am not on any mortgage note and the mortgage on my property is a fraud and XXXX is a Plaintiff that organized the vandalize the fraud the looting do not have any mortgage on my name that is not also in any Mortgage Note and this company used an evil lawyer to deceive the Court and the Local Sheriff office in order to put in a fraudulent way my family on streets. How many lies this horrible lying law firm is doing CFPB must be aware that Law Firm Duane Morris use a lawyer to deceive people and lie to people, His name is XXXX XXXX XXXX a very confused a disturb individual that is asking for a document when a hooligan sent by XXXX XXXX inside my property. He then lie by stating that this is not the case. Was this lair inside the pants of the hooligan that XXXX inside my property? Please see below my official letter sent to XXXX so he got a document so he can stop lying. XXXX used forge documents to foreclose on my property and this case is now with NYS Department of Finance as well as Department of Justice and with the Ethic comity so tin the near future this confused lawyer will no longer lie to people. I field against this confused and deceiving lawyer 150 complaints including the Ethic comity as well as Disciplinary since lying is not the way to defraud people. Slice lies and encourage criminals to defraud peoples property so they can foreclosed easily. How many more criminal activity needs XXXX to do before we can close permanently their filthy activity of lying, deceiving, degrading people. Why we spend a lot of money fighting XXXX when we have XXXX and Law Firm Duane Morris defending this criminal activity. How many lies you need to go on? Those company are doing more criminal activity inside the country against American families with their lies in foreclosure. Procedure. This company for family like my family is more dangerous due to their fraudulent tactics than any criminal organization on this planet. American families are losing their property due to lies, fraud and deceiving information and this is more criminal than any theorist criminal act. Is the responsibility of CFPB to protect consumer from criminal and top secret close door activity done XXXX that consider themselves as being above law and they can defraud family without any consequences. CFPB must do all they can to severely penalize this XXXX and help me to take them out of USA Business since ( I will do this for the next 50 years ) beside their top secret close door action they do illegal and fraudulent foreclosures by lying to Courts as is the case with my family. Because of the lying activity of XXXX XXXX I contacted Dep of Justice, Ethic Committee, all Governors and Attorney Generals in all states they do business, so this lair will be exposed, I contacted Department of Commerce, The Department that issue their License to operate, The Banking Division, all the Supreme Courts in each states plus Department of Judiciary of the House of Representatives and lately even the White House and I will never, never, never, never stop until this Law Firm is out of business and the abusive lawyers will lose their licenses to defraud people. As CFPB notice this XXXX shows total disrespect for your organization the same as they did too my family by ignoring it totally. As of today this horrible and lying XXXX beside their illegal and fraudulent top secret close door action they ignore everybody and is time to close their doors permanently. I do not have any mortgage on my name that is not also in any Mortgage Note and this company used an evil lying lawyer XXXX to deceive your office in order to put in a fraudulent way my family on streets. How many lies this horrible lying Duane Morris Law Firm is doing?. Duane Morris Law Firm specifically mention that XXXX responded to my letters but this is a very big lie. XXXX NEVER EVER responded to any of my letter. They used lying Law Firm to intimidate but I will never be intimidated period. For the next 50 years I will have legal cases against XXXX count on it. CFPB must force XXXX AND XXXX XXXX XXXX to pay hundreds of millions compensation for lying to people in order to defraud them. Please see how many legal cases only in the last few years against the criminal activity of this horrible pirate mortgage company. Consumer Class Action Lawsuit Against XXXX INCLUDING litigating a class action on behalf of property owners who entered into a mortgage loan transaction that was then transferred or sold to, or for which the servicing rights were acquired by, XXXX THIS COMPANY MUST CLOSE SOON.
01/21/2018	Yes	Mortgage Conventional home mortgage	Struggling to pay mortgage	NY XXXXX	Web	Older American, Servicemember
CFPB must be aware that Law Firm Duane Morris use a lawyer to deceive people and lie to people, His name is XXXX XXXX XXXX a very confused a disturb individual that is asking for a document when a hooligan sent by XXXX XXXX inside my property. He then lie by stating that this is not the case. Was this lair inside the pants of the hooligan that XXXX inside my property? Please see below my official letter sent to XXXX so he got a document so he can stop lying. XXXX used forge documents to foreclose on my property and this case is now with NYS Department of Finance as well as Department of Justice and with the Ethic comity so tin the near future this confused lawyer will no longer lie to people. I field against this confused and deceiving lawyer 150 complaints including the Ethic comity as well as Disciplinary since lying is not the way to defraud people. Slice lies and encourage criminals to defraud peoples property so they can foreclosed easily. How many more criminal activity needs XXXX to do before we can close permanently their filthy activity of lying, deceiving, degrading people. Why we spend a lot of money fighting XXXX when we have XXXX and Law Firm Duane Morris defending this criminal activity. How many lies you need to go on? Those company are doing more criminal activity inside the country against American families with their lies in foreclosure. Procedure. This company for family like my family is more dangerous due to their fraudulent tactics than any criminal organization on this planet. American families are losing their property due to lies, fraud and deceiving information and this is more criminal than any theorist criminal act. Is the responsibility of CFPB to protect consumer from criminal and top secret close door activity done XXXX that consider themselves as being above law and they can defraud family without any consequences. CFPB must do all they can to severely penalize this XXXX and help me to take them out of USA Business since ( I will do this for the next 50 years ) beside their top secret close door action they do illegal and fraudulent foreclosures by lying to Courts as is the case with my family. Because of the lying activity of Duane Moris I contacted Dep of Justice, Ethic Committee, all Governors and Attorney Generals in all states they do business, so this lair will be exposed, I contacted Department of Commerce, The Department that issue their License to operate, The Banking Division, all the Supreme Courts in each states plus Department of Judiciary of the House of Representatives and lately even the White House and I will never, never, never, never stop until this Law Firm is out of business and the abusive lawyers will lose their licenses to defraud people. As CFPB notice this XXXX shows total disrespect for your organization the same as they did too my family by ignoring it totally. As of today this horrible and lying XXXX beside their illegal and fraudulent top secret close door action they ignore everybody and is time to close their doors permanently. I do not have any mortgage on my name that is not also in any Mortgage Note and this company used an evil lying lawyer XXXX to deceive your office in order to put in a fraudulent way my family on streets. How many lies this horrible lying Duane Morris Law Firm is doing?. Duane Morris Law Firm specifically mention that XXXX responded to my letters but this is a very big lie. XXXX NEVER EVER responded to any of my letter. They used lying Law Firm to intimidate but I will never be intimidated period. For the next 50 years I will have legal cases against XXXX count on it. CFPB must force XXXX AND Duane Law Firm to pay hundreds of millions compensation for lying to people in order to defraud them. Please see how many legal cases only in the last few years against the criminal activity of this horrible pirate mortgage company. Consumer Class Action Lawsuit Against XXXX INCLUDING litigating a class action on behalf of property owners who entered into a mortgage loan transaction that was then transferred or sold to, or for which the servicing rights were acquired by, XXXX THIS COMPANY MUST CLOSE SOON. XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX, Fl. XXXX Office of Consumer Ombudsman XXXX XXXX XXXX Florida XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CEO President XX/XX/XXXX Dear XXXX XXXX XXXX XXXX CEO President It is time to stop abusing my property. I will never be intimidate and I will protect my property until all is clear from this massive fraud. I WILL NEVER, NEVER, NEVER STOP UNTIL JUSTICE IS DONE!! My name is XXXX XXXX and I am the sole owner of XXXX XXXX XXXX XXXX XXXX NY XXXX. Why are you abusing my property by sending criminals under false pretest to XXXX inside my property? Why??? How long can you abuse my property? Your Institution sent a hooligan to XXXX inside my property. Fraud is fraud and you are directly responsible. How many criminals you intend to send to my property. 3 days ado a neighbor inform me that XXXX sent a criminal that after taking photo he XXXX at the garbage aria and after he finish he put a filthy carpet and kneeled in front of it. The Police was called, the FBI, the bomb squad and your name now is all over those lists. Now Dept. of Finance will investigate against your abusive company so stop vandalizing my property STOP, Again and Again XXXX XXXX you ignore me and continue to send abuser to take picture and XXXX on my neighbors properties. Why are you doing this and for how long. The next abuser I find inside my property I will guarantee will be arrested. Your Company continue to ignore all my letters. Please reply since I will never stop never. Do you feel any shame doing this? HOW LONG ARE YOU CONTINUE TO INGNORE ME?? My wife is a victim of banking fraud but for this there are Courts that can look into it. Her Ref : Account # XXXX. UNDER FALSE PRETEST THAT THIS HOOLIGAN IS MAKING AN INSPECTION BUT IS NOT CLEAR IF THE INSPECTION WAS TO THE PROPERTY OR HOW THE GROUND CAN RESIST TO HIS XXXX!!! I reported this case to the Office of Attorney General as well As OTHER IMPORTANT Departments so in the future if you intend to send such hooligans again we can file criminal charges against you as well as those people. I pray that your family will face a similar barbaric situation and I will be curious to see your reaction. I was told that 3 neighbors complained about you personally to the State Department and we are going to see what will be next so STOP abusing my property STOP. As mention on my previous letter ignored by you intentionally ( but not for long ) I find another abuser sent by your company taking picture of my property and all the houses around. You sent before a hooligans to XXXX on my property WHY? Why are you allowing this? My neighbor asked me if this is a criminal taking picture so he can burglar later on our house so I told them to make an official complain to the local Police and State Department Why such hooligans are sent to private property and confuse it with your Institution toilet? How do you feel if in your private property there is a similar incident? Attached you will find a photo of this hooligan with showing off his XXXX XXXX to my neighbor a diplomat that sent it to State Department asking them for clarification. Again I do not have any mortgage with your Institution or any Institution in this planet.. I asked him why is he doing this and he told me very arrogant Occupancy photo!!! Is this a new sick joke or is another form of abuse order by you? I was just informed by my neighbors that one of your Representative came at my property XXXX behind a big tree and acting very strange not knowing if he was under narcotic influence or alcoholic. He was extremely rude when he was asked what he was doing and he jump in a car and left very fast once people start coming in the street. He took picture of my property as well as other property and after it he start picking through the windows of my neighbors. Is the policy of XXXX picking through the Window of a Diplomat house? The Diplomat file an official protest to the Secretary of State so such rude individuals will never come to visit our property again. We inform the police that your Institution INTENTIONALY terrorize my family and neighbors. I was told that the only reason he did not try to come inside my property was due to the fact that the Gardner was there. I expect this abuse to be the last one since is uncivilized to send such rude people to a property so he can defraud other property. Your Institution lied to me, abuse me and allow my property to be defrauded. As mention before XXXX will be investigated by the office of Attorney General of Florida too and by the similar office from Georgia and by The House of Representatives which started the investigation as well as Department of Justice. FDIC, SEC CFPB, Fed Reserve and a few others too. You must find a real Law Firm that can help you not abuses your trust in order to collect as much money from you as possible for doing nothing. I am also preparing my legal case against your abusive and deceiving institution as well as the one against the family of XXXX XXXX too. I prefer to SETTEL the account so we can close IT. Thank you, XXXX XXXX
10/25/2020	No	Debt collection Mortgage debt	False statements or representation Attempted to collect wrong amount	TX 76543	Web
The following parties have each acted in the capacity of a debt collector for a refinance mortgage loan that my late husband ( XXXX XXXX ) and I executed on XX/XX/XXXX in favor of XXXX XXXX XXXX XXXX ( " XXXX XXXX XXXX '' ) as lender : ( 1 ) XXXX XXXX ( " XXXX XXXX '' ) ; ( 2 ) XXXX XXXX XXXX ( " XXXX '' ) ; ( 3 ) XXXX XXXX XXXX XXXX ( " XXXX '' ) ; ( 4 ) Duane Morris LLP ( " Duane Morris '' ) ; and ( 5 ) XXXX XXXX XXXX ( " XXXX '' ). By debt collection communication dated XX/XX/XXXX, a copy of which is enclosed hereto as Exhibit " A '', XXXX XXXX XXXX, declared that my mortgage loan has been in default since XX/XX/XXXX and the last full payment applied to my mortgage loan was for the installment due XX/XX/XXXX. By debt collection communication dated XX/XX/XXXX, a copy of which is enclosed hereto as Exhibit " B '', Duane Morris on behalf of XXXX as the successor to XXXX, declared that my mortgage loan has been in default since XX/XX/XXXX. By complaint filed in the Superior Court of New Jersey on XX/XX/XXXX by XXXX, prosecuted by Duane Morris, and maintained to present date by XXXX through XXXX, the foregoing debt collectors declared and continue to declare under penalty of perjury that I defaulted on my mortgage loan as of XX/XX/XXXX. A true and correct copy of the XX/XX/XXXX foreclosure complaint commenced, prosecuted and / or maintained in the Superior Court of New Jersey under Docket No. : XXXX is annexed hereto as Exhibit " C ''. The foregoing statements of default made by the aforementioned debt collectors are false and deceptive upon omitting and concealing : ( 1 ) ten checks, copies of which are enclosed here as Exhibit " D '', totaling {$15000.00} that were paid to and cashed by XXXX 's predecessor and affiliate, XXXX XXXX XXXX XXXX ( " XXXX ), for XX/XX/XXXX ; XX/XX/XXXX ; XX/XX/XXXX ; XX/XX/XXXX ; XX/XX/XXXX ; XX/XX/XXXX ; XX/XX/XXXX ; XX/XX/XXXX ; XX/XX/XXXX ; and XX/XX/XXXX without any credit to the subject account ; and ( 2 ) three checks totaling {$5100.00} that were paid for XX/XX/XXXX ; XX/XX/XXXX ; XX/XX/XXXX and returned by XXXX without any legitimate reason and / or explanation, as displayed within the correspondences enclosed hereto as Exhibit " E ''. Furthermore, the statements and implications made within the XX/XX/XXXX and XX/XX/XXXX debt collection communications by Debt Collectors XXXX, XXXX and DM that the last payment made towards and / or applied to the subject account was for XX/XX/XXXX, are false because I did not make any payments for the months starting XX/XX/XXXX through XX/XX/XXXX upon following the instructions given to my late husband and I by Debt Collector XXXX ( for whom Debt Collector XXXX is the successor ) in order to qualify for a modification, and Debt Collector XXXX declared under penalty of perjury within its complaint filed on XX/XX/XXXX in the Superior Court of New Jersey under Docket No. : XXXX ( the same day my husband died ) that a default under the subject account number occurred as of XX/XX/XXXX upon my failure to pay on XX/XX/XXXX. A true and correct copy of the XX/XX/XXXX foreclosure debt collection complaint filed by XXXX 's predecessor / affiliate XXXX in the Superior Court of New Jersey under Docket No. : XXXX, and voluntary dismissal by XXXX on XX/XX/XXXX is enclosed hereto as Exhibit " F ''. Lastly, despite and in violation of 12 CFR 1026.41 et seq., XXXX and Duane Morris refuse to provide me a monthly mortgage statement for the payment declared due as of XX/XX/XXXX.
04/26/2017	Yes	Debt collection Mortgage debt	False statements or representation Attempted to collect wrong amount	TX 76543	Web
On XXXX XXXX , XXXX , the same day my late husband XXXX XXXX XXXX died, XXXX XXXX XXXX , XXXX ( " XXXX ' ' ) commenced a foreclosure debt collection action in the Superior Court of New Jersey ( D ocket No. : XXXX ) claiming a default and acceleration of a mortgage loan as of XXXX XXXX , XXXX . In XXXX of XXXX , after XXXX XXXX XXXX , XXXX ( " XXXX ' ' ) acq uired XXXX from XXXX XXXX , third-party debt collector XXXX XXXX XXXX , XXXX . ( " XXXX '' ) of New Jersey, became substituting counsel in Docket No. : XXXX . In XXXX of XXXX , while still prosecuting the aforementioned case, XXXX through third-party debt collectors Udren used the U.S. Ma il to forward me a " Notice of Intention to Foreclose '' in the name of XXXX XXXX , XXXX . as Trustee for XXXX XXXX XXXX , asserting a date of default as of XXXX XXXX , XXXX , while still prosecuting XXXX XXXX . : XXXX in the name of XXXX XXXX XXXX , XXXX . as Trustee for XXXX XXXX XXXX and claiming the date of default as of XXXX XXXX , XXXX . Furthermore, from XXXX of XXXX throughout XXXX of XXXX , I paid and XXXX cashed {$21000.00} worth of payments. In or around XXXX XXXX , XXXX through third-party debt collector XXXX dismissed Docket No . : XXXX . XXXX XXXX , XXXX marked the six year anniversary from the XXXX XXXX , XXXX date of default and acceleration wherein XXXX no longer wanted installment payments towards my mortgage loan in dispute, and N.J.S.A. 2A:50-56.1 ( a ) prohibits commencement of a foreclosure on a mortgage after six years from the date of maturity wherein XXXX XXXX , XXXX became the date of maturity by way of acceleration as cited in XXXX XXXX . : XXXX . In XXXX of XXXX , XXXX through third-party debt collectors XXXX commenced an illegal foreclosure debt collection action on a time barred mortgage transaction ( Docket No. ; XXXX ), and misrepresented to th e Superior Court of Ne w Jersey the date of default and acceleration as XXXX XXXX , XXXX , contradicting the XXXX XXXX , XXXX date set forth in Docket No. : XXXX , and concealing from the court {$21000.00} in payments that I made to XXXX from XXXX of XXXX throughout XXXX of XXXX . XXXX has retained the services of both XXXX , an d Duane Morris, LP ( " Duane Morris '' ) as third-party d ebt collectors to assist with the illegal foreclosure debt collection action commenced in th e Superior Court of New Jersey in XXXX of XXXX wherein the date of default and acceleration has been altered from the foreclosure debt collection action commenced on XXXX XXXX , XXXX , the recent action is time barred, and the debt collectors are concealing {$21000.00} worth of payments made by me from XXXX of XXXX throughout XXXX of XXXX . In XXXX of XXXX , I received by U.S. Mail from third-party debt collectors XXXX a Notice of Entry of Final Judgment wherein they are continuing to misrepresent XXXX XXXX , XXXX as the date of default, they are attempting to get a final judgment on a time barred mortgage, and they are concealing {$21000.00} worth of payments that I made from XXXX of XXXX throughout XXXX of XXXX .
09/16/2020	Yes	Debt collection Mortgage debt	False statements or representation Attempted to collect wrong amount	TX 76543	Web
XXXX Mortgage XXXX XXXX XXXX Mortgage XXXX ( " XXXX '' ) by and through Duane Morris LP ( " Attorneys DM '' ) and the latter 's employee XXXX XXXX ( " Attorney XXXX '' ) caused a false response to be forwarded to the Consumer Financial Protection Bureau ( " CFPB '' ) by use of wires in violation of 18 U.S.C. section 1343 that is enclosed hereto as Exhibit A, by falsely stating that I defaulted upon the subject mortgage loan as of XX/XX/XXXX, contradicts the XX/XX/XXXX date of default declared under penalty of perjury by XXXX 's predecessor XXXX XXXX XXXX XXXX ( " XXXX '' ) to the Superior Court of New Jersey by foreclosure debt collection complaint filed XX/XX/XXXX under Docket No. : XXXX, a true and correct copy of which is enclosed hereto as Exhibit B. Within the XX/XX/XXXX response to the CFPB enclosed hereto as Exhibit A, XXXX by and through Attorneys DM and Attorney XXXX are concealing approximately {$21000.00} in monthly payments that I made towards the subject account from XX/XX/XXXX through XX/XX/XXXX, of which approximately {$16000.00} was cashed by XXXX 's predecessor and / or affiliate XXXX XXXX XXXX XXXX ( " XXXX '' ) and never credited towards the subject account. I hereby ( submit ) again to the CFPB as Exhibit C checks totaling {$15000.00} that I made, XXXX predecessor XXXX cashed and failed to credit my account for the monthly payments of principal, interest, taxes and insurance declared due towards the subject mortgage loan for XX/XX/XXXX ; XX/XX/XXXX ; XX/XX/XXXX ; XX/XX/XXXX ; XX/XX/XXXX ; XX/XX/XXXX ; XX/XX/XXXX ; XX/XX/XXXX ; XX/XX/XXXX ; and XX/XX/XXXX. I further submit ( again ) to the CFPB as Exhibit D checks totaling {$5100.00} that I made, XXXX predecessor XXXX received and rejected without good cause for the monthly payments of principal, interest, taxes and insurance declared due towards the subject mortgage loan for XX/XX/XXXX ; XX/XX/XXXX ; and XX/XX/XXXX. I further object to and reject the false statement made within the response electronically submitted to the CFPB by XXXX through Attorneys DM and Attorney XXXX, that XXXX has provided me with all the information that I have been requesting since XXXX of XXXX to present date by way of debt validation letters, qualified written request, and presentation of transferable record pursuant to applicable federal laws, for which they have responded with : ( 1 ) incomplete responses ; ( 2 ) no responses at all ; and / or ( 3 ) contradictory and / or forged evidence. Essentially, XXXX as the successor of XXXX has stolen at least {$15000.00} from upon taking and cashing the payments that I made to XXXX Loan for the months of XX/XX/XXXX through XX/XX/XXXX without crediting the subject account. Attorneys DM and Attorney XXXX are, essentially, aiding and abetting said theft of my monies and attempted theft of my property by XXXX as the success of XXXX upon falsely stating to the CFPB on XX/XX/XXXX that I defaulted as of XX/XX/XXXX XXXX See Exhibit A ) when the evidence that I have enclosed hereto as Exhibit B ; Exhibit C ; and Exhibit D demonstrates otherwise.
10/15/2020	Yes	Debt collection Mortgage debt	False statements or representation Attempted to collect wrong amount	TX 76543	Web
By debt collection letter dated XX/XX/XXXX and annexed hereto as Exhibit " A '', Duane Morris LLP ( " Debt Collector DM '' ) by and through the latter 's employee / partner ( XXXX XXXX XXXX ) ( " Debt Collector XXXX '' ), on behalf of XXXX XXXX XXXX ( " Debt Collector XXXX '' ), refused to provide me with the monthly mortgage statement for XX/XX/XXXX by declaring, in relevant part, that : ( 1 ) I was not entitled said statement because I did not sign the note associated with said statement ; and ( 2 ) the statement for XX/XX/XXXX was provided and is sufficient enough. Hence, the foregoing recital of the statements made by Debt Collector XXXX by and through Debt Collector DM and Debt Collector XXXX within the XX/XX/XXXX communication displays their blatant and willful violation of federal law under 12 CFR 1026.41 et seq. wherein the latter requires that I receive a monthly mortgage statement and the foregoing offenders refuse to provide me with the statement for XX/XX/XXXX when I signed the security instrument associated with the transaction in dispute as a " co-borrower '' and wife of the late XXXX XXXX who was the sole obligor under a certain note dated XX/XX/XXXX. Additionally, as displayed within the foregoing communication from Debt Collector XXXX by and through Debt Collector DM and Debt Collector XXXX, the latter falsely stated that I defaulted upon the subject transaction as of XXXX XXXX when, at all relevant times : ( XXXX ) said statement contradicts the XX/XX/XXXX date of default declared under penalty of perjury by Debt Collector XXXX 's predecessor XXXX XXXX XXXX XXXX ( " XXXX '' ) to the Superior Court of New Jersey by way of foreclosure debt collection complaint filed on XX/XX/XXXX ( the same day my husband died ) under Docket No. : XXXX ( See Exhibit " B '' ) ; and ( ii ) is both false and deceptive because you are continuing to omit and conceal ten ( 10 ) checks totaling {$15000.00} that were paid to and cashed by XXXX for XX/XX/XXXX ; XX/XX/XXXX ; XX/XX/XXXX ; XX/XX/XXXX ; XX/XX/XXXX ; XX/XX/XXXX ; XX/XX/XXXX ; XX/XX/XXXX ; XX/XX/XXXX ; and XX/XX/XXXX ( See Exhibit " C '' ), without Debt Collector XXXX predecessor XXXX crediting said payments to the subject account. ; and ( 2 ) Debt Collector XXXX, Debt Collector DM and Debt Collector XXXX continue to omit and conceal three ( 3 ) checks totaling {$5100.00} that were paid for XX/XX/XXXX ; XX/XX/XXXX ; XX/XX/XXXX ( See Exhibit " D '' ) and returned by Debt Collector XXXX predecessor XXXX without any legitimate reasons or explanation. Additionally, Debt Collector XXXX by and through Debt Collector DM and Debt Collector XXXX continue to ignore my response to produce payments made for XX/XX/XXXX through XX/XX/XXXX prior to the falsely declared XX/XX/XXXX date of default set forth within their XX/XX/XXXX communication enclosed hereto as Exhibit " A ''.
07/25/2020	Yes	Debt collection Mortgage debt	False statements or representation Attempted to collect wrong amount	TX 76543	Web
Separate and aside from criminal conduct as set forth and explained within the correspondence annexed hereto as Exhibit " A '', Duane Morris LLP ( " Attorneys XXXX XXXX '' ), the latter 's employee XXXX XXXX XXXX XXXX " Attorney XXXX '' ) in conspiracy with XXXX XXXX ( " XXXX '' ), XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX ( " XXXX '' ), XXXX XXXX XXXX ( " Attorneys XXXX '' ) and others, are evading my demands and request made pursuant to the Fair Debt Collection Practices Act ( FDCPA ) ( 15 U.S.C. 1962 ( g ) ) ; N.J.S.A. 12A:3-308 ; the Real Estate Settlement Procedures Act ( RESPA ) ( 12 U.S.C. 2605 ( e ) ) and the Truth in Lending Act ( TILA ) ( 15 U.S.C. 1601 et seq. ) ; and 15 U.S.C. 7021 ( f ). Furthermore, as set forth within my communication to be forwarded to the foregoing parties that is annexed hereto as Exhibit " A '', along with Exhibits B through I that are also enclosed hereto and explained within my communication submitted herein as Exhibit " A '', Attorneys XXXX XXXX and the latter 's employee Attorney XXXX on behalf of XXXX and XXXX submitted false - forged evidence to the CFPB on XX/XX/XXXX constituting violations of 18 U.S.C. sections 1001 and 1343. Specifically, the foregoing parties continue to misrepresent that I defaulted on my mortgage loan as of XX/XX/XXXX, while omitting and concealing the first foreclosure action set forth default as of XX/XX/XXXX with no payments made thereafter through XXXX XXXX, and I tendered approximately $ XXXX in payments with approximately $ XXXX being cashed, non of which I am being given credit for as explained within my communication annexed hereto as Exhibit " A '' and displayed within Exhibit " G ''. In closing, the conduct set forth above, explained within Exhibit " A '' and displayed throughout Exhibits " B '' through " I '' that are also enclosed hereto, constitutes continued engagement in unfair, deceptive, and unlawful practices by the foregoing parties in violation of consent judgments entered in the U.S. District Court for the District of Columbia on XX/XX/XXXX in Case No. XXXX and Case No. XXXX on XX/XX/XXXX.
12/22/2023	Yes	Debt collection Mortgage debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	NJ 08046	Web	Older American

09/21/2018	Yes	Mortgage Other type of mortgage	Trouble during payment process	VT 05495	Referral

03/10/2017	Yes	Debt collection Mortgage	Disclosure verification of debt Not given enough info to verify debt	MD 20721	Referral

08/15/2016	Yes	Mortgage Other mortgage	Other	MD 21216	Referral