| 09/05/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Problem with a company's investigation into an existing problem
- Problem with personal statement of dispute
|
|
Web |
|
|
VIOLATION of BREACH OF CONTRACT and FALSE AND INACCURRATE REPORTING TO CREDIT BREAU They are in violation of the contract dated XX/XX/2021 named TEXAS XXXX XXXX XXXX XXXX XXXX XXXX. Specifically, you have violated the following of the contract : The statute of limitations for breach of contract in Texas is XXXX years from the date of the breach.
To Debt Co LLC, current contract holder and As stated and in compliance with the Texas XXXX XXXX XXXX XXXX XXXX XXXX and INSURANCE CODE TITLE 13. REGULATION OF PROFESSIONALS SUBTITLE C. ADJUSTERS CHAPTER 4102. PUBLIC INSURANCE ADJUSTERS SUBCHAPTER A. GENERAL PROVISIONS Sec. 4102.102. COMPLIANCE WITH INSURANCE CONTRACT. A license holder shall prepare each claim for an insured represented by the license holder in accordance with the terms and conditions of the contract of insurance under which recovery is sought.
( a ) XXXX XXXX XXXX failed to provide reports to the insurance company in a timely manner.
( b ) XXXX XXXX XXXX failed to re-open the claim dated XX/XX/2021 and did not have any part in getting the claim re-opened.
Per XXXX XXXX : XX/XX/2021 Loss Date : XX/XX/2021 In order for payment to be issued for the damages, the amount of the loss must exceed the amount of your deductible. Since the amount of estimated damages is less than your deductible, no payments can be issued at this time and we are closing our claim file. This determination was based on the estimate you submitted for our review or one we created on your behalf. If we prepared the estimate, it has been included with this correspondence.
THIS ACCOUNT WAS CLOSED BY XXXX ON XX/XX/2021 ( c ) On XX/XX/2021 via email from XXXX XXXX XXXX ; " I am emailing you today to inform you that we at XXXX XXXX XXXX XXXX have exhausted all options available to us to negotiate a fair settlement of your claim. At this time, we recommend that you talk to a first party property attorney about the details of pursing litigation for your claim ; XXXX XXXX XXXX XXXX have exhausted all options available to us to negotiate a fair settlement of your claim. '' I RECEIVED A EMAIL STATING THEY EXHAUSETED ALL OF THEIR OPTIONS ON XX/XX/2021 ( f ) On the Contract ; Stated per XXXX XXXX XXXX XXXX ; " Mess will bill you accordingly for services rendered '' Upon repeated request, there was no outline of services rendered provided to XXXX XXXX.
To Debt Co LLC, current contract holder and As stated and in compliance with the Texas XXXX XXXX XXXX XXXX XXXX XXXX and the INSURANCE CODE TITLE 13. REGULATION OF PROFESSIONALS SUBTITLE C. ADJUSTERS CHAPTER 4102. PUBLIC INSURANCE ADJUSTERS SUBCHAPTER A. GENERAL PROVISIONS Sec. 4102.104. COMMISSIONS.
XXXX XXXX XXXX DID NOT RE-OPEN the case. Another professional had to be hired.
XXXX XXXX XXXX was paid {$720.00} out of a GOOD FAITH PAYMENT ; I stll payed them even though nothing they did helped my insurance claim. I HAD TO HIRE SOMEONE ELSE.
( g ) XXXX XXXX XXXX requested payment on services not rendered and work not completed by them after stating " they have exhausted all options available. '' ( h ) Mess will bill you accordingly for services rendered. XXXX XXXX XXXX did not provide repeated request for documentation for services rendered to XXXX XXXX.
To Debt Co LLC, current contract holder and As stated and in compliance with the Texas XXXX XXXX XXXX XXXX XXXX XXXX and the INSURANCE CODE TITLE 13. REGULATION OF PROFESSIONALS SUBTITLE C. ADJUSTERS CHAPTER 4102. PUBLIC INSURANCE ADJUSTERS SUBCHAPTER A. GENERAL PROVISIONS Sec. 4102.110. RECORD MAINTENANCE.
I, XXXX XXXX emailed XXXX XXXX XXXX XXXX XXXX XXXX XXXX from the insurance company to XXXX XXXX XXXX, an outline of services rendered in accordance with the Texas Insurance XXXX XXXX ; Upon repeated request this documentation was not provided to XXXX XXXX ( XXXX ) Asked for them to provide documentation of correspondence between XXXX XXXX XXXX and the insurance company during the entire claims process ; Upon repeated request this documentation was not provided to XXXX XXXX ( XXXX ) As stated in the contract, XXXX XXXX XXXX keep the insurance company apprised regarding the status of the construction and repairs performed on The Property and communicated to the insurance company regarding who the contractor ( XXXX ) was and what the status was on the work being performed to The Property. Upon repeated request this documentation was not provided to XXXX XXXX.
I have made the following attempt to resolve the issue : Terms of the contracted that state : XXXX. ALLOW XXXX XXXX XXXX XXXX TO DEPOSIT THE INSURANCE CHECK, REMOVE ONLY OUR 10 % FEE, AND ISSUE YOU THE REMAINING INSURANCE FUNDS. IF YOU AGREE TO THIS YOU MUST READ, UNDERSTAND, AND SIGN OUR AUTHORIZATION TO DEPOSIT CHECKS FORM This portion of the contract was honored by XXXX XXXX. Even after receiving payment, XXXX XXXX XXXX XXXX did not provide the requested information as stated above of evidence of services rendered as outlined in the contract. I, XXXX XXXX, has requested, by email, for documentation of services rendered by XXXX XXXX XXXX as stated in their contract. XXXX XXXX XXXX has never provided the requested documentation, as per their service contract.
This was a contract for Debt Co LLC, current contract holder and XXXX XXXX XXXX to provide and render service to a client, XXXX XXXX, in accordance with Texas XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX. A breach of contract claim is a civil action in Texas. The court clarifies the XXXX required elements of a breach of contract claim : existence of a valid contract ; plaintiff performed or tendered performance ; defendant breached the contract ( did not perform his or her agreement in the contract ) ; Accept payments already received for services rendered. All parties must abide and adhere to the contract.
XXXX XXXX XXXX XXXX has charged off/sold this paid account to Debt Co LLC XXXX knowingly of them not providing the requested documentation and not providing services or satisfying terms outlined in their own contract. Both parties are to adhere to the contract. XXXX XXXX XXXX XXXX did not follow all the right procedures and provided all the necessary information and documentation to get paid. in th did not satisfy its own terms of the contract. Debt Co LLC, current contract holder and XXXX XXXX XXXX XXXX is seeking payment from services not rendered as outline in this notice. a past due amount on a service contract but has not provided any documentation of said services. Under the common laws of all states, there are case law supporting affirmative defenses that a consumer if he or she can demonstrate that he or she did not receive services that they are being charged for do not have to pay for them. A breach of contract claim is a civil action in Texas. The court clarifies the XXXX required elements of a breach of contract claim : existence of a valid contract ; plaintiff performed or tendered performance ; defendant breached the contract ( did not perform his or her agreement in the contract ) ; You have a legal obligation to maintain and preserve any and all documents, materials, and information, in any form whatsoever, that may be potentially relevant to the subject matter, or discoverable in any potential action arising from, this breach.
This is a breach of contract and services need to be proven. My next steps is to sue for the maximum allowed amount for each violation and damages. I have kept all records, including text messages, security video footage and recordings.
|
| 11/05/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I am writing to dispute the account referenced above. I have disputed this account information as inaccurate with the company and the credit bureaus, and they have come back to me and stated they were able to verify this debt. How is this possible? Under the laws of the FDCPA, I have contacted the collection agency myself and have been unable to get them to verify that this is indeed my debt. Incorrect, inaccurate information can not be reported to the credit bureau agencies and the information provided to you is incorrect. Due to the erroneous information, per FCRA 609, we request and ask please that this collection be removed from our credit reports.
Collection companies also can not report collection accounts when they themselves can not verify they debt when we asked for validation. The move-in sheet was never signed and is required to be signed no later than 5 days within move in in the state of Kansas, and the document they provided showing this was completed, and the carpet life was 60 months, and in the State of Kansas they can only charge actual value- depreciate value and it had 11 months of life remaining, and again, the move in inventory that is required by the state of Kansas by the Landlord to be completed never was per the documents the collection company sent and are reporting a substantial balance due that is not our responsibility. A landlord is to notify a tenant of charges and fees NOT to exceed 30 days, we vacated the property left it immaculate, and they provided this list for carpet replacement that is not our responsibility there was never inventory made, and this document was created AFTER 30 days from our move out. The company also noted that we did not give property notice of 60 days, and that we gave one day notice, when we gave them XXXX XXXX months notice. The information is errneous, falsly reported and ruiningour ability to purchase a home, to purchase a car or have any other livlihood financially and is against all credit report laws, and kansas tenant landlord laws that we in fact have a case against them for XXXX XXXX times our deposit vs. they having a case against us.
I enclose copies that XX/XX/2020 the company verified I had a XXXX balance. We moved out of this property XX/XX/2020. A company XXXX has called saying they are XXXX XXXX management trying to collect monies noting we are owed, that we in fact do not, per the message we received XX/XX/2020. This is ruining our credit and will seek legal remedy if this is not removed from our accounts immediately. It is horrible that people are taking advantage of others in the world we are in and misleading individuals who they are, falsifying information, etc.
We are requesting this be deleted immediately from our credit reports. While we do not owe this balance, I want to bring to your attention in the State of Kansas per the Kansas Tenant and Landlord laws, a landlord must notify a tenant of an itemized list of offsets for our security deposit and that was never completed, nor sent to us. We disputed previously, and continue to dispute to no avail. Our credit is being ruined and if this is not removed we will seek legal remedy through an attorney..
Per XXXX XXXX, A landlord must conduct a move-in inspection no later than 5 days after a tenant moves in, such inspection should be signed and dated by both landlord and tenants. This was not completed per the move-in inventory sheet provided.
Per XXXX XXXX a Landlord must provide tenant intent of itemized deductions of security deposit, and not exceed 30 days. Per documents provided, the collection placement denotes notice date of XX/XX/2020, we vacated the property XX/XX/2020 and the property was immaculate. The message we received XX/XX/2020, the letter included, as of the date of that email, we owed XXXX dollars. And then 10 months later, mysteriously this collection was on our account. We never received a single document form this DebtCo company only a phone call stating that they were XXXX management, falsifying who they were and why they were calling, also against Fair Credit Reporting Act. We asked in early 2020 for confirmation of our balances due and again, we were told a XXXX balance. This is affecting our livelihood and ability to find a home, and is completely wrong, and illegal The FCRA requires you to verify the validity of the item within 30 days. If the validity can not be verified, you are obligated by law to remove the item. There is a clear case of unverified debt here, and I urge you to remove this item before I am forced to take legal action.
In the event that you can not verify the item pursuant to the FCRA, and you continue to list the disputed item on my credit report I will find it necessary to sue you for actual damages and declaratory relief under the FCRA. According to this regulation, I may sue you in any qualified state or federal court, including small claims court in my area.
While I prefer not to litigate, I will use the courts as needed to enforce my rights under the FCRA.
I look forward to an uneventful resolution of this matter.
Sincerely, XXXX XXXX attachments
|
| 04/17/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have not supplied proof under the doctrine of estoppel by silence, Engelhardt v Gravens ( Mo ) 281 SW 715, 719, I may presume that no proof of the alleged debt, nor therefore any such debt, in fact exists.
In a good faith effort to resolve this matter amicably, I demand for proof of the debt, specifically the alleged contract or other instrument bearing my signature in wet ink, as well as proof of your authority in this matter. Absent such proof, you must terminate this collection action and correct any erroneous reports of this debt as mine.
For the record, I state again that as I have no account with you, nor am I your customer, nor have I entered into a contract with you, I must ask for the following information : 1 ) Please evidence your authorization under 15 USC 1692 ( e ) 15 USC 1692 ( f ) and USC 1692 ( g ) in this alleged matter.
2 ) What is your authorization of law for your collection of information?
3 ) What is your authorization of law for your collection of this alleged debt?
4 ) Please evidence your authorization to do business or operate in the state.
5 ) Please provide proof of the alleged debt, including specifically the alleged contract or other instrument bearing my wet signature.
You have 7 days of this notice to respond. Your failure to respond, on point, in writing, hand signed, and in a timely manner, will work as a waiver to any and all of your claims in this matter, and will entitle me to presume that you sent your letter ( s ) in error, and that this matter is permanently closed.
Your continued silence is unacceptable. Either provide the proof or correct the record to remove the invalid debt from my credit files with the three-primary credit-reporting agencies. You are currently in violation of the Fair Credit Reporting Act and the Fair Debt Collection Act. I can't obtain housing or employment due to the violations on my credit file.
Failure to respond within 7 days of this letter will begin my small claims action against your company. I will be seeking {$5000.00} in damages for the following : 1 ) Defamation 2 ) Negligent Enablement of Identity Fraud 3 ) Violation of the Fair Credit Reporting Act After obtaining the judgment against your company, I will obtain a Writ of Execution from the Sheriffs office in your county and I will begin the process of attaching property or funds to satisfy the judgment.
For the purposes of 15 USC 1692 et seq and 15 USC 1692e this notice has the same effect as a dispute to the validity of the alleged debt and a dispute to the validity of your claims. This Notice is an attempt to correct your records, and any information received from you will be collected as evidence should any further action be necessary. This is a request for information only, and is not a statement, election, or waiver of status.
As a consumer by law this account on this letter must be deleted immediately or I will seek monetary damages in small claims court in my city and state. Also we already involved and sent this letter to the Consumer Financial Protection Bureau, XXXX XXXX Assistant Director of Enforcement Consumer Financial Protection BureauXXXX XXXX XXXX XXXX XXXX, XXXX. 2055, Law Firm XXXXXXXX XXXX XXXX XXXX XXXX XXXX, Attorney Generals Office, XXXX XXXX XXXX State Senate, Federal Deposit Insurance Corporation, Comptroller Of The Currency, Federal Reserve System Credit and insurance, Federal Trade Commission, State Regulatory agency,
|
| 12/27/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
To Whom it may concern, I have been trying to dispute Account # XXXX with Debt Co Coll. This account was reporting on XXXX and XXXX but it was removed on XXXX. And it should be removed on XXXX as well. I contacted XXXX XXXX on multiple occasions indicating the laws that were broken for reporting this account ; with my most recent letter stating this account was reported on my report without any permissible purpose 15 USC 1681g- Disclosures to consumers subsection ( a ) Information on file. Also, I asked them to validate this debt by showing me the original contract with my signature on it and the actual accounting. I was not sent anything that showed this debt has been properly validated. This is a violation of 15 USC 1681i- Procedure in case of disputed accuracy. It says if the information is found to be inaccurate or incomplete the consumer reporting agency shall remove this account. This account has been removed from XXXX but XXXX. You can see the below screenshots account # XXXX is reporting on XX/XX/2021. The other photo shows my report on XX/XX/2021 and the account was removed and you can see there is only one collection account on my report Credit reporting agencies are supposed to report the same thing to each agency. So if an account is removed on one it needs to be removed on all including XXXX XXXX XXXX. If both accounts are not removed that is a violation of 15 USC 1681n- Civil liability for willful noncompliance.
|
| 01/19/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I was never notified of my balance owed to the apartment complex ( XXXX XXXX XXXX Apartments ) I moved away from. In the statement they provided the debt collector, false information was included.
XXXX alleged that I did not provide proper notice nor a forwarding address, which is false. Pictures attached of my conversation with the XXXX at XXXX providing notice of my move in XXXX, 2022 as well as my forwarding address are attached.
At no time did XXXX send me a statement showing I owed them a debt. My account was sent to collections without even knowing I owed a debt to begin with.
Additionally, the holdover fee mentioned in the paperwork was unable to be paid as the XXXX XXXX did not update XXXX to reflect this amount was due. I attempted to pay this, the system would not let me as it was more than the amount I owed in the system. I asked for help on how to pay and never received a response. Those pictures are attached.
I disputed the debt with the debt collector ; however, they did not followed up with the status in a timely manner and it has negatively impacted my credit report. I should not even owe this debt to begin with, given I never received a statement that I owed anything prior to being sent to collections and XXXX had my address.
|
| 09/19/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Web |
|
|
I have disputed 3 accounts that are currently being listed by Debt CO XXXX. I have disputed the accuracy of the information both with Debt CO XXXX, XXXX and XXXX. I have disputed the accuracy of the accounts as they report an account open date of XX/XX/XXXX. When in reality the accounts were opened on in XX/XX/XXXX. After the initial dispute, XXXX stated that the information being reported to them was accurate. When I spoke with the original creditor ( XXXX XXXX XXXX ) they stated the account was opened on XX/XX/XXXX. When I asked for files pertaining to the account they stated they did not have them as they were forwarded to debt collections company ( Debt CO XXXX ). I contacted Debt CO XXXX to get the information on the debt ( validation of debt ) and they stated they would have to submit to submit my request for information to see whether or not I could get that information. The agent then stated if I wanted to go ahead and pay the full amount, they could do a pay for deletion. I asked for the documents validating the debt and I was informed again that they were submitting to see if my request would be approved. I asked how long it would take and they stated it could take anywhere from days to weeks.
|
| 05/07/2023 |
Yes |
- Student loan
- Private student loan
|
- Getting a loan
- Qualified for a better loan than the one offered
|
|
Web |
|
|
XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX, SC XXXX XXXX 15 U.S. Code $ 1681c-2 a consumer reporting agency shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from an alleged identity theft, not later than 4 business days after the date of receipt.
It has been 30 days and you are in VIOLATION of this law because I am a victim of identity theft!! Please delete these items IMMEDIATELY!
These accounts should not be furnished on my consumer report as they are in VIOLATION!!!
Under, 15 U.S Code 1681b - Permissible purposes of consumer reports ( a ) IN GENERAL Subject to subsection ( c ) any consumer reporting agency may furnish a consumer report under the following circumstances and no other : ( 2 ) In accordance with the WRITTEN INSTRUCTION of the consumer to whom it relates. I NEVER gave any consumer reporting agency WRITTEN CONSENT to report anything on my consumer report which violates my rights as a federal protected consumer. NO CONSENT IS IDENTITY THEFT. As a consumer I am demanding the deletion of the accounts listed IMMEDIATELY!
|
| 07/07/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Debt co llc has repeatedly called me since XXXX and left voicemails that are threatening and frightening. They say I need to contact them immediately as they have something filed against me. They first reported a debt from XXXX XXXX XXXX that I have never heard of nor could find online nor did they send anything in writing or notify me prior and it hurt my credit score. I filed a dispute with the credit bureaus in XXXX and they removed it from my reports. The calls stopped for awhile but have started again. They sent a letter in the mail in XXXX and I responded back in writing that I felt threatened by their repeated calls and aggressive voicemails and that they are trying to collect a debt I don't owe. The calls stopped for awhile and they have now started calling and leaving voicemails since XX/XX/XXXX or so. I usually ignore the calls but today XX/XX/23 I answered and let them know I felt threatened by their calls and I'd like them to stop. They immediately called me again.
|
| 08/09/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
Explained to XXXX through several disputes online and by mail, last sent XX/XX/2022 that many derogatory accounts such as chare-offs can not be reported if the Original Creditor charged off the debt but I did not receive a 1099c to recoup any finances. Thus indicating their removal from my profile. Also indicated that neither XXXX nor XXXX XXXX XXXX, Debt Co LLC, and XXXX XXXX which all identify as charge-off accounts. XXXX was also notified about the fraudulent use of my name in various ways, addresses that I have never lived, and other fraudulent use of my profile in which they furnished without my consent and verified without my consent. XXXX has fraudulently assumed the role in my trust and personal identity against my will and acknowledgement and still continues to furnish such derogatory information against my written, oral, and otherwise requests to delete such information which has been a hindrance on my life.
|
| 06/30/2023 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
Older American |
|
XX/XX/XXXX I received a scam letter about some fake debt in the amount of XXXX.
The " company '' is listed on the envelope as : Debt Co LLC XXXX XXXX XXXX XXXX MO XXXXXXXX XXXX XXXX XXXX XXXX They said the date of the fake debt was XXXX XXXX, XXXX I called the number and told them I had no familiarity with " XXXX XXXX '' the owner of the supposed debt. They told me I filled out an online application. They had my bank and social sec. number which is alarming.
The email that the lending company gave me - XXXX and the address connected to the email XXXX XXXX XXXX XXXX XXXX XXXX ( I have no connection to that email and I doubt the address exists. Having lived in XXXX for over three decades, I've never heard of it.
Please help shut down these scammers. Thank you.
|
| 04/20/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Debt Co XXXX has placed a collections account on my XXXX and XXXX credit reports as a collection account, This company is not licensed in TN as a collection agency, I was not notified by this company that I had an account with them, or given the opportunity to dispute this debt prior to it being added to my credit report, This Account was listed as a New debt with incomplete information on account payment history and date of delinquent payment Debt Co XXXX Address : XXXX XXXX XXXX XXXX, XXXX, MO XXXX Phone : ( XXXX ) XXXX Appointments : XXXX
|
| 06/12/2023 |
Yes |
- Debt collection
- Federal student loan debt
|
- Communication tactics
- Called before 8am or after 9pm
|
|
Web |
|
|
Debt Co LLC phone number XXXX has called me before XXXX XXXX on several occasions. On XX/XX/2023 they called me at XXXX XXXX & again at XXXX. On XX/XX/2023 they called me at XXXX XXXX & XXXX XXXX. I informed them of the time locally & warned they called before the legal time. Today, on XX/XX/XXXX, they called me at XXXX XXXX and XXXX XXXX
|
| 06/11/2022 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Collected or attempted to collect exempt funds
|
|
Web |
Older American, Servicemember |
|
XXXX 2022 email from debt collection informed they were trying to collect funds owed to XXXX is a certified agent of the veterans XXXX and cant attempt to collect from veterans who have received awards for XXXX.
|
| 12/17/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
I have a debt on my account of {$9100.00}, it just listed on my account with no other information than the agency name, the date assigned, the original balance, current balance ( which are the same )
|
| 09/23/2022 |
Yes |
- Debt collection
- Payday loan debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
The Company calls every with different people i started for them to stop calling me and they would call back an hour later.
This is second company that called me regarding this loan
|
| 08/29/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
15 usc 1681a2 stating you Dislike didn't give written permission to have those accounts furnished on your report
|
| 08/24/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
THIS IS NOT MY ACCOUNT AND WAS OPEN UNDER FRAUD I ADVISE THE COMPANY OF THIS YEARS AGO.
|
| 07/14/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
May be a victim of identity theft. My accounts have been frozen for years.
|
| 09/20/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Identity Theft and Fraud, FDCPA, FCRA and PRIVACY violations.
|
| 08/07/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/15/2023 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 05/01/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Phone |
|
|
|
| 03/06/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 02/21/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/19/2023 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 01/03/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/21/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 09/15/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 07/21/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Phone |
|
|
|
| 06/17/2022 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 06/17/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 06/09/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 03/23/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/27/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 12/15/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|