DCI Credit Services, Inc. CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
11/06/2023	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	ND 584XX	Web
On XX/XX/XXXX i received a letter from DCI Credit, headquartered in XXXX ND. The letter was a notification of garnishment of wages. this initiated an email chain between myself and a XXXX XXXX, an employee of DCI Credit. I have attached the email chain in its entirety between myself and XXXX XXXX. While they have provided very little information, even the attachment that XXXX XXXX said that she sent me which was said contain an itemized list of my 'accounts '. Although the email said there was an attachment - there was no file that i oould open. The email chain details all that I was able to learn from XXXX XXXX, based on what I learned from her this is what i was able to uncover on my own. InXX/XX/XXXX a default judgement was given to me saying that I owed DCI Credit more than {$1000.00}. From XXXX until XX/XX/XXXX I did not have a permanent residence though I did stay in the XXXX area with various friends and family, and i was no longer living the place I had through XX/XX/XXXXXXXX. This was due to the fact that in XX/XX/XXXX I fell victim to the downsizing the company for which I was working was going through. In XX/XX/XXXXXXXX I initially got hired by XXXX who had taken over a local hospital. Before I could sign any documents to proceed with employment, a family emergency had forced to me move back to XXXX as my parents were recently given temporary custody of the daughter of a girl with which I was previously involved. My parents are elderly and I did this to alleviate some of the work a pre-teen girl would be for them. I did this as I did not want to see her end up in XXXX XXXX. While I was inbetween places to stay I had my mail held at the post office where I would pick it up. So there was no place of employment, nor physical address where the papers notifying me of court could be given to me, and I was given a default judgement that said I was liable for the more than {$1000.00} DCI Credit said that I owed. Then in XX/XX/XXXX, a second case was heard where DCI claimed I owed them in excess of {$3000.00}. I was now living in XXXX with the court date set to occur in XXXX XXXX, and I was located in XXXX XXXX. So again it was impossible for me to be given papers saying that I had a court date to where I could respond to this claim. According to the North Dakota courts website, something interesting happened in XX/XX/XXXX. The first case against me was closed citing payment of the more than {$1000.00}. I asked XXXX XXXX for proof of this as I was stil unemployed at the time, so the payment could not have been made by myself. XXXX XXXX informed me, as mentioned in the email chain, that the debt was satisfied by garnishing the wages of my employer XXXX, a company that let me go 11 prior, and 4 months prior to the default judgement being given. So, it is obvious that the debt was not paid by garnishing my wages, I have asked XXXX XXXX if there is anything else she would like to add, or clarify, she replied no, the judgements are valid and I need to contact her as soon as possible to settle the debt and stop interest from accruing on it. It is now over {$6000.00} DCI claims that I owe them, and nothing was done with either case after the first one was updated to a status of closed. I did ask XXXX XXXX why 2 cases so close together, and if one was supposedly satisfied by wage garnishments why didn't they submit the second one right away instead of waiting 9 years to notifiy me of wage garnishments that they say have been submitted to a company i have not been employed with since XXXX. This is only speculation, but I am confident that corraborating evidence can be discvovered by a search of all court cases DCI credit has where multiple cases have been filed against a single individual, I can't believe that I was their guinnea pig in this endeavor. I am relatively easy to contact, a simple XXXX search of my name would show a XXXX profile in which my contact information could be retrieved, at the time I also had a XXXX account where i disclosed my relocation to XXXX. This would have been very easy for DCI Credit to uncover, as my XXXX and XXXX pages were publicly visible to anybody. When DCI Credit became aware that I was no longer in the area, I am unsure as to the validity of the more than {$1000.00} debt, but I am confident the more than {$3000.00} in debt was fabricated by DCI Credit knowing they would easily get another default judgement and I would be completely unaware more than 100 miles away. In XX/XX/XXXXXXXX the default judgement was handed down to me in absentia. In XX/XX/XXXX DCI Credit closed the first case as a way of providing proof that they were in contact with me and because of my inaction acknowledge that was indeed responsible for the {$3000.00} debt. The second case lie inactive, with no updates made to it for almost 10 years, and with just over 1 year to go before it would have faded into obscurity, I receive a letter at my place of residence in XXXX notifying me of the intent to garnish my wages from my employer, and now because of the passage of time the debt has increased to over {$6000.00}. I wonder how many lives are left in ruin by DCI Credit, strong arming those that are too poor to properly defend themselves and unaware of the assistance that is available.
05/23/2023	Yes	Debt collection Medical debt	False statements or representation Impersonated attorney, law enforcement, or government official	ND 582XX	Web
A few months ago, I was sent a letter from DCI Credit Services stating that they were going to be taking me to court due to an unpaid debt. Immediately upon receiving the letter I called DCI. I informed them that this was the very first time I was hearing anything about this debt. I told them I was not against paying the debt but requested verification of the debt. They said they were unable to send an itemized list of the debt because it was illegal. I then responded that I wanted whatever verification they usually send me ( Ive worked with them in the past for other medical debt and have always worked with them to get it paid off ). I was under the impression that they would be sending it to me, so I was waiting to receive it before paying anything on the debt. On Saturday XX/XX/2023, a police officer came to my door and gave me a summons. The summons stated I had 21 days to respond to the court. That following Monday ( XX/XX/XXXX ), I called DCI again to tell them I had yet to received anything to verify the debt, and reinformed them that I had not received anything prior on this debt prior to the letter stating they would take me to court. She stated she would email me a link to log in to view the debt, once I received this, I confirmed the debt was mine and called her back to discuss payment options. I offered to pay them XXXX dollars a month ( as I had been able to do previously with other debts ), But they said they needed more than that. They wanted more than I could afford, as Im not currently working as Im a XXXX XXXX Her response was I should go out and get a job then. I then made a {$300.00} payment with her. She stated I did not need to respond to the court, since I responded to DCI. On XX/XX/XXXX, I made a {$400.00} payment. On XX/XX/XXXX I called DCI to ask them since I had paid more than half off if we could stop court proceedings. I believe she said something about not being able to do that as it hadnt been paid off yet. I told her I would be making another payment the following day and the rest on XX/XX/XXXX. She said she would note that in my file and they would not continue with proceedings once paid in full. On XX/XX/XXXX I paid {$400.00}. Then I paid off the remaining balance on XX/XX/XXXX with a payment of {$230.00} Then on XX/XX/XXXX, I received another notice of right to apply for default judgement, even though it was paid in full at that point. On XX/XX/XXXX, I called the court where this was supposedly filed with, and they didnt have any record of these letters I had been getting. There was also not a case number on these legal documents that had been sent to me previously. After this, still on XX/XX/XXXX, I called DCI to inquire why I was getting this letter since my bill had been previously paid in full. Their response was that the letter had been printed a couple hours prior to me making my final payment. However, that cant be true as my final payment was made on XX/XX/XXXX, and the notice to apply for default judgement letter is dated on XX/XX/XXXX, several days AFTER my last payment. Anyway, they stated that nothing would happen as they would not be filing anything against me. However, I was under the impression that they had already filed against me which is why the police showed up to my door with the summons and having received the legal documents prior. I now believe they faked these legal documents to use as a scare tactic. I also found it odd that every time I called the number for the attorney they had listed on the legal document, it would go straight to XXXX at DCI.
04/28/2022	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	CO 80220	Web
Coming from a XXXX situation, these people offered to help me and my husband. We were told we didnt have to pay rent until XXXX started working for them and could generate income. We signed a lease in XXXX, XXXX with a dollar amount of {$750.00} when we had absolutely no income, and was told we could live rent free until we had income. This was a lie as there was a dollar amount on our paperwork. We owed money to them as soon as we were supposedly being helped until we got on our feet. I was in their debt immediately with their handout of help as they said. I also requested that a felon with a background of violent crimes does not be allowed to be on the lease as a lease holder. Knowing this person wasnt responsible ( XXXX XXXX ) and having had issues prior with him and my bills, they refused and made XXXX people be on the lease. ( Just like I knew it would, XXXX caused me problems with my credit and rental history, purposely. He is also my abuser. ) I was continually harassed by the owners. They made a false report to XXXX of XXXX XXXX XXXX of XXXX, made false reports to local police during XXXX & XXXX. ( I was being harassed. The owners were being lied to by my husband, the abuser, and they were acting out against me because of what was falsely being stated about me. I was XXXX and did not have heat in the second unit during the entire winter months. I contacted the local HUD office to make a complaint about the heat, soon after the heat was fixed. She gave us XXXX space heater to use for a XXXX bedroom apartment. The repairs were not compeleted until the following year of XXXX. Due to all of the harassment and the problems I was experiencing living here, I filed a protection order and decided to remove myself from the property and the situation as I was not safe at all. I was discriminated against as a woman, and now Im being retaliated against against my credit history with XXXX bills that have charges against me that I should not owe. These people wont leave me alone, and will not stop try to find out information about me to use against me in a harassing manner. The creditor has taken a wage garnishment from me during transition of employment. Im having trouble paying rent due to being XXXX and I can not catch up since XXXX restrictions happened. If anything this company can charge me for the month I was leaving and the next month per North Dakota Laws with protection orders. Im being retaliated against for excesising my rights to removed from this lease. My personal information is getting found out from these people and then they are using it to harass me. Im about to get a restraining order against the persons running this company because they will NOT leave me alone.
03/23/2017	Yes	Debt collection Medical	Improper contact or sharing of info Contacted employer after asked not to	MN 55433	Web
On XX/XX/XXXX DCI credit services was recovered a Judgement against me for collections. I had paid {$180.00} at that time. I was then XXXX from XXXX in various XXXX, XXXX and XXXX until my release in XX/XX/XXXX. During that time I had no real income or contact from DCI credit services nor have I received any contact from them prior to the wage garnishment. I have been living in XXXX since my release and attending college and during the off time have been filing for deferment on my college loans. I have not received any contact from DCI credit Services until I received the letter stating that my checks will be garnished in the amount of XXXX % to pay off a remaining balance of {$3600.00} for debts owed to XXXX College and XXXX in XXXX XXXX. Student loans are not in collection or in repayment while in school or is under a deferment which I have been consistently registered and attending XXXX College and XXXX College, the times I was not enrolled I was under deferment. DCI Credit Services did not contact me at any time between XXXX and the time of the Garnishment. They said they sent XXXX letter out in XXXX ( never specified which ) in which I did not receive. The supposed debt form XXXX care show up as closed in my credit history report as of XXXX of XXXX. Yet they are trying to collect on a closed debt. I had no contact from XXXX until the present garnishment was put into place. I had contacted DCI credit services to see about having the percentage lowered from the max of XXXX % per paycheck and was told they can and will not lower it.
05/13/2019	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Contacted your employer	ND 58503	Web
on the date of XX/XX/2016 my boss was talking to me about something, and it was payday ... i looked at my check stub and i noticed a garnishment in the amount of {$200.00} taken from my check, i had to call payroll and ask them what this was about regarding the garnishment, i asked why i never received any documentation. was never told why i never received any documentation, i was never notified, so they talked to someone about my debt, threatened them with arrest or something. i was also at my bank on the date of XXXX and saw someone talk with a bank teller asking about my information, she told him that she cant give him any information like that, he threatened to have her arrested. also on the date of XXXX at my previous employer XXXX XXXX, a debt collector came in to my job and asked for imformation about me, which she never gave, he again threatened to have my boss arrested, also on the date of XXXX, my current employer received a call from the debt collector, later in the day they informed me that they were just " verifying something '', i asked " verifying what ''? i was never told or notified of anything, the debt collectors are : DCI credit services INC, XXXX XXXX XXXX XXXX XXXX, ND XXXX XXXX XXXX XXXX XXXX XXXX XXXX, ND XXXX XXXX XXXX XXXX XXXX XXXX XXXX, ND XXXX XXXX
08/05/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	OK 741XX	Web
On X/X/2017, A new collection account appeared on my XXXX credit report. Reported by agency Diversified Consultants Inc. ( DCI ) in the amount of {$88.00}. Original Creditor was XXXX. I did have an account with XXXX, but was paid in full when i closed the account and switched providers. I never received any bill, call, email or any notification that I still owed XXXX anything. On X/X/2017, I contacted DCI by telephone and was informed that I owed for an unpaid amount. I asked why I was never notified of this debt by either agency, and was informed they didnt know, and that I should have definitely been billed or contacted. I was also informed that XXXX had given DCI the contact phone number I had originally provided when I signed up for their services, which has not changed, so I know that had they wanted to, they could have easily contacted me. Had I known they wanted more money, Id likely have paid them immediately as I have been working on my credit. No attempts in any format were made by XXXX or DCI to contact me and inform me of any outstanding balance. My phone number has not changed, and I am rather easy to contact. Fair notice was not given to me by either company before this mark was added to my credit report.
06/10/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	MN 567XX	Web
I am writing for your help in addressing the problems I am having with DCI Credit Services , IncXXXX ( XXXX XXXX XXXX XXXX ND XXXX XXXX ) On three separate occasions they have taken money paid on a debt and misapplied the payment to incorrect accounts. For all my payments I have instructed in person ( via phone ) their office how to apply each payment. I was given confirmation numbers and assurances that the money was being applied correctly only to find out the next month that the payments were made to the wrong accounts. They continually blame their posting department and failed to make the necessary corrections. I have no record from them of what my total debt was and how much i have paid or where my payments were applied. I am asking your department to conduct an investigation into this company and protect me from further fraudulent misplaced payments. At this time I have no idea what I owe and what has been paid or where it has been paid to. I have not received any satisfactory explanation from the company. I have no clear records of what has been paid and to where my payments have been applied. Thank you, XXXX XXXX XXXX XXXX
10/25/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	ND 58554	Web	Servicemember
I was contacted by DCI credit services at XXXX on XX/XX/2022. They were inquiring about an emergency room bill from a hospital. I informed them that all my hospital bills are on a payment plan with the creditor, and I would like the account number they are referencing so I could confirm the allegation. They refused to provide this information. I asked for a physical copy of the notice of the debt collection. They stated that they sent it in XXXX and will not send another one. I explained there is an issue with my local post office due to two people of the same name living in the same locale, and it may have gotten delivered to the wrong person. She said that they will not send another notice, and I am to immediately pay the debt. After multiple attempts to explain I never received the original notice, they stated that they refuse to send another one. At this point I fully believe the debt is illegitimate. I tell them that until I receive a physical copy via certified mail, I will not be paying this debt. They state they are not required to mail any notices of debt, and I need to pay the bill immediately.
02/11/2019	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	ND 588XX	Web
XX/XX/2012 I called about the validity of the debt after being served with summons. I had insurance at the time thought it was a billing issue. Requested information from the DCI regarding the bill. Dates and type of service. I never received any. I've not heard from them since XX/XX/2012, I thought this was a billing issue and it was resolved. I received a garnishment in the mail last week and called dci to figure out what was going on. She insisted that they had been working the case but stated the last time they tried to contact me was XX/XX/2012. I called the hospital but the record is so old they cant access it anymore. I called back to dci after calling the insurance company to verify the billing which was never provided in XX/XX/2012 as requested. She would not take 2 payments of {$350.00} to satisfy the judgement, even offered to give her my card number to run on two paydays. I called the attorney listed on the paperwork to resolve the issue but they transferred me back to dci. This seems like a complete violation, even their log states that I requested documentation of the unpaid bill.
08/02/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	ND 58501	Web
I sent a Verification letter on XX/XX/2023 and have Not received anything back from them. I was served a letter without a case number so I can not put an Answer in to the court because nothing is on file as I was told. I had to look up their lawyers number on the paperwork against me because they had their own number printed ; Got in contact with their lawyer on XX/XX/2023 and XX/XX/2023 and he had No information for me but noted we spoke and said my call counted as an Appearance?? I just got a letter stating they are going to file a Default judgement against me but did Not responded to my Verification letter. Also they added another collection to my credit report in the time they have not verified so a total of 2 account on my credit report from them but No Verification letter. I feel like this cant be right in their part.
08/01/2023	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	MN 554XX	Web
My job got a wage garnishment summons in early XXXX. I did not see the original complaint against me, nor was any court documents sent to me to defend myself. But be as it may, my job honored the summons and {$1200.00} was garnished from my paycheck in XXXX XXXX. I just got another garnishment decision being submitted to my bank for a sum of {$520.00}. I called DCI Credit Services , INC ( in North Dakota ) upon receiving this notice. I spoke to someone on the phone requesting the initial decision amount and I was told it was $ XXXX. I am even skeptical of this amount, as I never got any garnishment notice or court decision prior to XXXX. And even if the original amount is correct, how did ( $ XXXX - {$1200.00} ) become {$520.00}. I believe DCI Credit is collecting a debt that has been collected in the past.
07/09/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	MT 592XX	Web
XXXX reported to my lender that I have an uncollected debt on my credit report placed there by DCI Credit Services in XXXX North Dakota, regarding a XXXX dollar debt 3 years ago originating at XXXX XXXX. I filed a dispute with XXXX, having no recollection of this debt or any collection attempts. DCI asserted to XXXX that the reported debt was valid and my dispute was closed. Today I spoke to XXXX XXXX clinic. They said I did indeed pay the bill and they recalled it from DCI, however DCI continues to report it as unpaid. I am filing this complaint now to establish that DCI is a negligent and irresponsible company who should not be allowed to meddle with people 's credit report. Attached is a screenshot of my credit report showing DCI continually reporting a debt that was paid years ago.
07/03/2021	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	LA 70058	Web
In regards to previous complaint against DCI Credit Services , Inc. Company responded on XX/XX/2021 to CFPB complaint stating : RESPONSE TYPE Closed with explanation Company 's Response DCI Credit Services , Inc.- a North Dakota based debt collection agency has not sent any notices or attempted to collect any accounts/debts on this Consumer. This complaint was made against the wrong company as we do not have any accounts here under the Consumer information provided. On XXXX XXXX DCI Credit Services, Inc pursued further attempts. They continue to break and violate Federal Law 1 ) Claiming that no such debt nor consumer existed in their records 2 ) Continued to violate 15 USC 1692 by submitting Notice on XXXX XXXX XXXX ) Lying to the CFPB in regards to avoid investigation of the matter
05/04/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	HI 96734	Web
I have asked DCI Credit Services to validate a collection they are reporting on my credit reports on XXXX/XXXX/XXXX, XXXX/XXXX/XXXX, XXXX/XXXX/XXXX, XXXX/XXXX/XXXX, XXXX/XXXX/XXXX, XXXX/XXXX/XXXX and they have failed to provide anything that would support the fact that they are attempting to collect interest on a debt without an agreement or contract. Nor have they supplied anything other than a statement on one of the collections. I told them that I would be reporting them to you but they obviously do n't fear you because they failed to delete themselves or answer questions about the debt ( s ) that they are using to damage me financially. Its damaging my credit and it is important to me.
09/15/2023	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	ND 58501	Web
I am about to sue DCI credit services in North Dakota because Ive been disputing a debt and told they didnt have to give me verification. Now I am receiving paperwork for the same debt with a revised amount but still No verification. Also it has been on my credit report since XX/XX/2023 but they are trying to change the amount now and already threatened to sue me about the past amount which is changed now so how is that legal? You put something that is false on my credit report to hinder me? Thats legal?? I dont think so. I will taking action and need my credit report cleared up from this nonsense. They are clearly breaking laws and that needs to be dealt with.
01/17/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	ID 836XX	Web
I pulled my credit XX/XX/XXXX and seen that there was a collection placed in XX/XX/XXXX for a medical debt in the amount of {$770.00} from XXXX that I am unaware of. I have disputed it several times, XX/XX/XXXX and again in XX/XX/XXXX asking to verify that this account is in face mine or delete this as it is holding my credit at a stand still and I have received nothing from anyone. I looked the company up and they do n't seem to be able to collect in the state of Idaho which I currently live in and have the past 2.5 years and they may be in violation of my HIPAA rights by having access to this account which may be why I have received nothing.
06/21/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	ND 58503	Web
My husband had a medical bill and I thought it was paid when we sold our home with the closing costs. DCI of North Dakota hired an attorney and they cleared out my whole bank account yesterday. I tried to speak with them but she would not listen to me. She told me it was my problem not hers. I drive 500 miles a week for work and that was the living money they took. Now we do not have a dime to our names. She was very rude and I do not know what to do. I am to the point of selling everything we have to get to the next payday since my husband is laid off and we do not know if he will get unemployment yet.
06/20/2016	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	MT 593XX	Web
DCI credit in XXXX XXXX told me the hospital was charging me all the interest on my medical bills. NOT THEM. They said My payments went to " legal stuff '', " other accounts '', " interest ''. I have asked for statements and they just send confusing print outs. They wo n't send statements or letters. The website says you can see open and closed accounts - send email. This is NOT true. XX/XX/XXXX I owed XXXX. Made payment of XXXX. I then owed XXXX in XX/XX/XXXX. I was told my payment went toward interest and yes I now owe more.
12/19/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	MT 59105	Web
I was called on a debt that was owed back in XX/XX/XXXX on XX/XX/XXXX for XXXX dollars. They said they mailed one notice out to a address that I havent live at since XX/XX/XXXX. I kindly asked them to mail another notice out so I can pay it. They refused and said they dont have too. I said Id pay it over the phone. Then they refused to use my debit card and said I can only pay with a checking account. They finally took my debit card after Arguing with them. They wouldnt even mail me a proof of payment.
12/07/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	MN 567XX	Web
Ok DCI removed a bunch of collections from medical bill. Then the added a bunch more for XXXX {$3.00} {$2.00} XXXX Their trying to collect interest on old debt. Then if I pay it to remove it they start all over again. The debt is over XXXX XXXX XXXX. I dont want to contact them I have never talked to them or enter into any type of agreement with them. They r sabotaging my credit an its.not ok Im need to be able to at least buy a house an a automobile to live
03/27/2017	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	MN 55303	Web
They called me once asking if XXXX worked here, I told them no. They called back a second time and asked if XXXX worked here. I told them no. They called back and left a message on the voicemail next, to which I replied in a voicemail that this was a place of business and they needed to contact their customers on their personal lines, not to call anymore. They called again today and I let her know I had already asked the calls to cease.
05/10/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	MN XXXXX	Web
This third party collection agency reporting this debt to credit bureaus, and incurring interest claiming that if I dont pay them it prevents me from borrowing money from other lenders, and competing in the global economy which is extortion and racketeering and has rendered me to being XXXX with no way to climb out of this debt, and failed to provide me with the legal statues proving that they can legally charge interest on a medical debt.
04/13/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Collected or attempted to collect exempt funds	ND 582XX	Web
I have a bank account in XXXX ND. DCI froze my account and took 100 % of funds in that account. I am on SSDI every dollar I have was from SSDI. I have another very old federal bank they did not touch. But I have no available branch. So I transfer to my local bank for better access, I called DCI, they basically said too bad so said and took 100 % of available funds, and have my account frozen. This is not legal!
10/18/2017	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	MT 593XX	Web
I contacted the business as soon as I found out about the check being dishonored. The amount was XXXX and we paid the business XXXX the business and I agreed to. We have now been contacted by DCI credit services of XXXX north dakota to pay the XXXX and a XXXX dollar fee. When I contacted them to tell them we paid the company they told me it did n't matter we still had yo pay the fee after we already paid one.
07/23/2023	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	ND 582XX	Web
I had pain for years and they kept having me do different testing and said it wasn't XXXX XXXX. One Dr I had to go out of town for instantly found them, I had XXXX and they're gone. Also my husband left and isn't with me anymore, I need details of which bills are mine or his. He's supposed to according to court orders pay his kid 's bills
04/11/2018	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	ND 582XX	Web
DCI Credit Services , Inc. has violated x 15 USC 1692 by continuing collection activity after a cease and desist and 15 USC 1681 by failing to report complete and accurate information to credit reporting bureaus.
08/07/2021	No	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	ND 58201	Web	Servicemember
Received a notice prior to garnishment for a debt that is the wrong amount. Much of the debt that they are attempting to collect on using garnishment, is past the statute of limitations for collection.
05/24/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	LA 70058	Web
XX/XX/21 3 invoices sent by DCI to recover an alleged debt. DCI committed 27 Federally Protected Consumers Rights violations under 15 USC 1692
04/10/2023	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	ND 585XX	Web

03/28/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	ND 58487	Web

03/24/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	ND 58504	Web

02/13/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	OR 97345	Phone	Servicemember

01/23/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	ND 58201	Web

01/05/2023	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Contacted your employer	ND 58201	Web

04/13/2022	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Contacted your employer	ND 58203	Phone

12/08/2021	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	ND 58203	Web

04/19/2021	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	MT 59105	Phone

02/26/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	MT 59330	Postal mail

01/10/2020	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	KY 40475	Web	Older American

10/26/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	ND 58503	Web

07/17/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount		Phone

03/14/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	TX 79765	Web

03/13/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	ND 58703	Web

01/22/2018	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	NE 68164	Referral

07/11/2017	Yes	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	MT 59270	Web

04/28/2017	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 77494	Web

04/26/2017	No	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	MA 01075	Web

03/07/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	MT 59270	Web

02/07/2017	No	Debt collection I do not know	Communication tactics Frequent or repeated calls	NC 27948	Web	Servicemember

01/27/2016	Yes	Credit reporting	Credit reporting company's investigation Problem with statement of dispute	CO 81652	Web