Data Check of America LLC CFPB Complaints

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2000 Latest Complaints
Date Received Timely Response Product Issue State / Zip Submitted Via Tags
06/20/2016 No
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • AL
  • 35226
Web
A company named Data Check contacted me XXXX times over the last two weeks from an Alabama number I did not know leaving first no message, then automated messages about " insufficient funds '' and that they had been in contact with my bank. This seemed like a scam since I have no bounced checks on my account, nor does my bank have my current cell phone number on file. Finally, I answered and a real person was on the line. She asked for me by my maiden name. She told me she was calling about a bounced check to XXXX XXXX. I was concerned maybe someone found an old checkbook in the trash and was bouncing checks. However, after the XXXX time that I asked for the date on the check, she admitted it was XXXX XXXX, XXXX. She also said she was reading information off my check, which was written for XXXX, and she read me my parent 's old address, where they lived until XXXX. She said they were not a collections agency but a company that works for XXXX XXXX. She never said she was recording anything and responded very unprofessionally to all my questions. She said she had copies of XXXX letters written to that address in XX/XX/XXXX. I asked her how many in XX/XX/XXXX, and she said she did n't have that information. I told her I would be happy to pay XXXX XXXX the amount of the check and the XXXX insufficient fund fees that she said were listed, but that I would not pay over {$100.00}. She did not offer to fax or mail me copies of her forms, and was reluctant to give me the business address. She wanted me to give her my credit card number to pay the {$100.00}, and I refused. She said they do not accept checks or money orders because there are " lots of scams. '' I asked her for suggestion on how I should pay, and she said I could try to go to XXXX and get a cash card. She asked me when ( this was on a Friday ) and I said that Monday would be my first chance, at which she said it was very close to being sent to collections. I said I would take that chance. She gave me this number to call with my XXXX cash card information. XXXX ext XXXX. Then I googled all that information she gave me and found that this company had a lot of complaints on file at the Attorney General 's office in XXXX XXXX Alabama and has contacted many people about bounced XXXX XXXX checks from the XXXX and XXXX, many whom have not even had bounced checks ever. On Monday ( today ) I received an automated call saying they had sent my information to XXXX or something like that as a bad check writer. XXXX called an hour later asking me about payment and I told her I got a call saying they had already reported me. She said they must not have read the note. I said since I have read questionable things at the Attorney General 's office. that I would not be paying them {$100.00} ( as I can not confirm they are an actual company working for XXXX XXXX or that bought the debt ... for all I know they purchased bins of paper files of old bank statements and are looking at GOOD checks and trying to scam me. I did not close that account that the check was written upon until XX/XX/XXXX and worked a job the entire time, so I think even a collection agency would have had ample time to track me down. I also left forwarding addresses from each place I have lived. I also found out today that they had called my MOTHER ( who now lives in her childhood home, not the same place on the check ) trying to find me ( she probably gave them my correct phone number, even though she says she did n't ). As far as I know I did NOT have any outstanding NSF checks at the time I closed my account in XX/XX/XXXX. I requested today that DataCheck not contact me again ( and they just called again 5 minutes ago ), and they said then they would go ahead and " mess with my credit. '' So what is this company? Are they debt collectors? Debt reporters? Bad check reporters? I believe those are XXXX different things.
08/26/2016 No
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Communication tactics
  • Threatened to take legal action
  • CA
  • 93726
Web Servicemember
I have received several calls from Data Check of America and from a law office ( XXXX XXXX, I believe ) regarding a check I apparently wrote to California XXXX University, XXXX XXXX in XXXX. The total amount they say I owe, including their fee, is {$170.00}, approximately. They are threatening to take legal action if I do not pay. I have called XXXX XXXX XXXX at XXXX XXXX on the matter and they told me that they are not pursuing any debt from me, that they can not pursue any debt more than XXXX XXXX XXXX, and that they would not take anyone to court over a debt so small. XXXX XXXX does not refer debts to Data Check. They are currently using Credit consulting Services. In the past they went through XXXX XXXX until that company disbanded and apparently disappeared. XXXX XXXX has received ten similar phone calls and believes there may be more unreported. I have no supporting documentation, despite the fact that Data Check says they have sent me several letters over the years. In a phone call today, XXXX/XXXX/XXXX, They gave me a last chance to resolve the debt before starting paperwork to take me to court. In a previous call they wanted me to set a court date. When I asked them today to tell Data Check to send me some documentation, they told me they were " not going to play this game anymore. See you in court. '' The phone calls have not been abusive, but threatening ( I would consider talk of legal action " threatening ).
07/15/2016 No
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Communication tactics
  • Threatened to take legal action
  • AL
  • 35023
Web
Data Check of America has contacted me about a bad check I wrote to XXXX XXXX. I asked for something in writing to be mailed. Never got anything in the mail. They asked me to view a check on the website I did looked like a check I wrote. This is a check from 2001 and I no longer bank with that company. I pay my bills and if they would simply mail me notice I will work some type of settlement if I in fact owe it. Then I get a call from the " attorney '' XXXX XXXX XXXX from GA but I ca n't find anything on them. I spoke to a XXXX XXXX XXXX told her also to mail me something and she told me that was a stall tactic and she would not fall for my SCAM???? She said they were going to take to to court and starting yelling because I told her to simply mail me something over and over she continued to act unprofessional so I hung up. I looked on the XXXX under datacheck of america and the address this number listed above falls under them. I also tried to look up the law office referenced and could not find anything. I just wanted something in writing I will never pay something over the phone. She had my SS # address and name. There is nothing on my credit report I have checked. Please help me.
07/15/2019 No
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Personal information incorrect
  • OH
  • 43231
Web
XXXX XXXX XXXX XXXX XXXX XXXX XXXX OH XXXX SS XXXX DOB XXXX I have several fraudulent addresses on my credit report that do not belong to me on my credit report. It is possible they belong to another XXXX XXXX that live in the XXXX Area. I have filed a compliant with FTC ID theft and XXXX Police dept. My only address is XXXX XXXX XXXX XXXX XXXX OH XXXX. I have been having issues with Companies trying to garnish my wages for someone else information appearing on my credit report. Please remove the following addresses they are not mine!! XXXX XXXX XXXX XXXX, XXXX, OH XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX, XXXX, OH XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX , XXXX, OH XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, OH XXXX XX/XX/XXXX XXXX XXXX XXXX, XXXX, OH XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX, XXXX, OH XXXX XX/XX/XXXX XXXX XXXX CT, XXXX, OH XXXX XX/XX/XXXX XXXX XXXX XXXX , XXXX XXXX, OH XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, OH XXXX XX/XX/XXXX XXXX XXXX XXXX, XXXX, OH XXXX
08/24/2016 No
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Taking/threatening an illegal action
  • Threatened to sue on too old debt
  • AL
  • 350XX
Web
They have identified themselves as DataCheck on occasion.They call constantly ( upwards of 4-5 calls per day ) stating that they are going to garnish my wages within 24 hours. They claim this is for a returned check dated XXXX 1998. I have repeatedly asked that they stop calling and informed them that it is past the statute of limitations. At that point, the agent gets rude and some have started yelling at me and talking over me, and stating that there is no statute of limitations. They have provided several reasons why the statute of limitations does not apply. The last agent that called today stated that I was stupid for advising about the statute of limitations. I have blocked more than 10 different numbers from this caller.
06/20/2016 No
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Communication tactics
  • Frequent or repeated calls
  • AL
  • 350XX
Web
This company is repeatedly calling me about a check I wrote 18 years ago that was supposedly returned. If it was, I resolved any returned checks I had at that time. They refuse to send me anything by mail and keep calling both my cell phone and my house phone. They have spoofed multiple numbers but have called from the XXXX number the most. They are extremely rude and hang up on you if you ask them to send you information in writing. If you search the number they are doing the same thing to many other people. I would not pay a debt without information in writing or knowing anything about it. They know my name, my phone number, my date of birth, and the last XXXX digits of my social!!! That is scary!
06/28/2016 No
  • Debt collection
  • I do not know
  • Taking/threatening an illegal action
  • Threatened to sue on too old debt
  • GA
  • 318XX
Web
Datacheckofamerica.com has made repeated calls to my phone. About 7 or 8 calls per day. When I answer, they say it 's on a check I wrote back in the 1990 's, a debt that may be close to 20 years old. However, they can not provide me the verification of debt nor any other relevant information except the credit union I banked with at the time. Furthermore, the recording says they are issuing a wage garnishment if I do not pay something even though they have not provided me with any information or any verification of debt and even though according to them it 's a very old debt.
08/15/2016 No
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Taking/threatening an illegal action
  • Threatened to sue on too old debt
  • FL
  • 33624
Web
A company called Data Check Services contacted me regarding a supposedly returned check from XX/XX/1995 in the amount of {$10.00}. To my knowledge I was never contacted by the bank to collect any insufficient funds. The bank is no longer in business. I 've advised Data Check this is a time-barred debt from 20+ years ago and to cease calling. They continue calling and have recently threatened a lawsuit and wage garnishment.
08/16/2016 No
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • False statements or representation
  • Impersonated an attorney or official
  • AL
  • 350XX
Web
After much research and many phone calls, Data Check of America has been repeatedly calling both my home and my cell for a supposed NSF check from 1998. They refuse to mail me anything, give me their address, or a professional license number. When I start asking questions, they hang up on me.
09/27/2016 No
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Communication tactics
  • Threatened to take legal action
  • CA
  • 93727
Web Older American
09/23/2016 No
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Disclosure verification of debt
  • Not given enough info to verify debt
Referral
09/06/2016 No
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • AL
  • 36054
Referral
08/31/2016 No
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt resulted from identity theft
  • AL
  • 35120
Referral
08/23/2016 No
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • GA
  • 30656
Web
08/16/2016 No
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Taking/threatening an illegal action
  • Threatened to sue on too old debt
  • CA
  • 93312
Web
08/01/2016 No
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • MS
  • 39740
Phone
07/18/2016 No
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • GA
  • 30157
Phone
07/12/2016 No
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Taking/threatening an illegal action
  • Threatened to sue on too old debt
  • GA
  • 30628
Web
06/28/2016 No
  • Bank account or service
  • Checking account
  • Making/receiving payments, sending money
  • MS
  • 38654
Web
06/24/2016 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Communication tactics
  • Threatened to take legal action
  • FL
  • 32563
Referral
06/23/2016 No
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Communication tactics
  • Frequent or repeated calls
  • GA
  • 31904
Phone Servicemember
06/14/2016 No
  • Other financial service
  • Check cashing
  • Fraud or scam
  • AL
  • 36866
Phone
06/14/2016 No
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • MO
  • 65301
Web Servicemember
05/31/2016 No
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • MD
  • 20619
Phone Servicemember