D&A Services, LLC CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
06/12/2020	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Talked to a third-party about your debt	VA 23059	Web
Collection Company : D & A Services , LLC ( Dynia & Associates , LLC ) Phone : ( XXXX ) XXXX Address : XXXX XXXX XXXX XXXX, XXXX XXXX, IL XXXX & XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IL XXXX Complaint : -- -- -- -- -- -- -- -- -- -- -- -- -- -- I am requesting a formal escalation to the FTC to include a full investigation into the unlawful and deceptive business practices of D & A Services , LLC ( Dynia & Associates , LLC ), its executive management team, in house collection team and any affiliated collection service companies. Currently I ( and members of my family are being attacked regarding a debt tied to my SSN ) via harassment by D & A Services , LLC ( Dynia & Associates , LLC ) regarding a debt they currently hold under my SSN. Each of my creditors, on every account that is going unpaid due to my inability to pay approximately {$480000.00} dollars in debts to various creditors and the IRS. Each creditor was notified in writing that I will be filing for bankruptcy as soon as I have enough money to secure an affordable attorney and cover my filing fees. For each company I submitted and verified that they received my request for a cease and desist for no contact - with additional directions to require them to mark the account in a manner that if the debt was outsourced for collection that they would see the account notated for no contact as well. D & A Services , LLC ( Dynia & Associates , LLC ) has willfully engaged in a complete disregard for my request despite them receiving a SECONDARY cease and desist request with notice of intent to file bankruptcy delivered to : XXXX XXXX XXXX XXXX, XXXX XXXX, IL XXXX & XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, IL XXXX Their company consistently operates outside of federal protections regarding debt collection and following their unsuccessful attempts to bully and harass me into paying a debt that I can not pay they have begun their persistent aggravated contact attempts to my family members and roommates including an onslaught of daily phone calls to my father ( same name ), who lives in a different time zone and they call him daily between the hours of XXXX and XXXX XXXX his local time. I have secured his phone records validating the time of contact and all the numbers can be traced back to D & A Services , LLC ( Dynia & Associates , LLC ). The voicemails left identifying their company and the debt confirm the call tracing. D & A Services , LLC ( Dynia & Associates , LLC ) is further advised for immediate notice in this escalation complaint addressed to the CFPB and FTC to cease and desist any and all communications with me, my employers ( past, present, future ) and to discontinue their harassment, intimidation, and contact with my relatives/roommates/associates. As well as to black list my social security number and bar any accounts past, present, or future from any kind of contact. I feel I am under extreme duress from their relentless refusal to cease their harassment and communications to 3rd parties disclosing my debt. D & A Services , LLC ( Dynia & Associates , LLC ) had received the separate notice advising that I am having to file a bankruptcy and Im getting together my filing fees. I dont have the funds at this time and although there are several legal firms who have offered to take up my harassment case against D & A Services , LLC ( Dynia & Associates , LLC ) in a class action claim at no cost upfront ; my bankruptcy filing is a different issue it takes time to get together the funding for that with my family providing assistance when they can. There is no confusion regarding my clear communication to D & A Services , LLC ( Dynia & Associates , LLC ). In order to fraudulently obtain a default court judgement in their favor, they are consciously falsifying their contact records and will deny any receipt of my correspondence and continue to aggressively collect on a debt held by their offices. I am certain they have falsified their records. In the process of their aggressive collection efforts even after receiving my cease and desist requests with notification of bankruptcy intent ; they have exposed my private financial issues to multiple 3rd parties. Their actions have put an agonizing amount of stress on me and ruined my mental health state. I have also escalated a formal complaint including documentation to the Virginia State Attorney Generals office for investigation into the business dealings of D & A Services , LLC ( Dynia & Associates , LLC ) in my state. Regarding my concerns, I am requesting a further investigation into D & A Services , LLC ( Dynia & Associates , LLC ) including a full review of their business practices and detailed audit of other consumer complaints like mine against their company. They can not be allowed to continue operating beyond the scope of required business practices for a debt collection agency. After consulting with a legal advocate attorney who is handling other complaints against D & A Services , LLC ( Dynia & Associates , LLC ), I intend to seek all options through class action or individual suit including any compensation available to me based on the array of evidence ; and their intimidation and blatant disregard for the protective laws in place by flat out refusing to abide by my cease and desist requests for no contact along with an additional refusal even after receiving notice of my intent to file bankruptcy. This notice of complaint to be filed with the CFPB and FTC as well as the Virginia State Attorney Generals office serves as notice of my grievances with this collection company.
06/01/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	TX 76063	Web
XX/XX/2021 To whom it may concern : I would like to file a complaint against XXXX D & A Services , LLC. I just received the attached collection letter from this collection agency for a debt that I have already disputed against, XXXX XXXX Bank, because I do not owe XXXX Bank the {$710.00} that they continue to send to different collection agencies claiming that I owe these funds to them. Each time that I have disputed this fraudulent charge that XXXX XXXX Bank has run up themselves with their usury fees, and charges. XXXX XXXX continues to pass on this debt that they know full well that I do not owe, to collection agency, after collection agency. And the collection agencies have been placing these fraudulent charges onto my credit files without first even verifying the debt, just as XXXX XXXX XXXX has done. Just as the attached collection letter that I have sent to you shows, XXXX D & A Services , LLC, is claiming that XXXX XXXX XXXX, a collection agency, is the current owner of this bogus collection debt, the same debt that XXXX XXXX XXXX, did not verify first, prior to slandering my credit, the same debt that I have already disputed, they are now passing on to another collection agency. I have already disputed this {$710.00} debt, along with two others against XXXX XXXX XXXX that they had claimed to have acquired from XXXX Bank. I do not owe the debts that XXXX Bank is trying to charge me for, as well as XXXX XXXX XXXX, and now this new collection agency, XXXX XXXX D & A Services LLC. And although I have disputed the collections that XXXX XXXX XXXX has unlawfully placed onto my credit files, collection accounts that they know that they never prior verified. Both XXXX XXXX XXXX, and XXXX Bank are now trying to pass on these collection accounts onto this XXXX D & A Services LLC, knowing full well that I did not charge up the false balances that they are destroying my credit with. XXXX XXXX XXXX knows full well, that they placed collection accounts onto my credit files maliciously, and wrongfully without verifying the debts, and this is unlawful. Since last year after I learned about them, I have disputed these false collection accounts that XXXX XXXX XXXX has wrongfully placed onto my credit files, collection accounts that they never did prior verification of debts on. I requested copies of my credit reports from the credit bureaus, and this is how I had found out about the collections, and that both XXXX Bank, as well as this XXXX XXXX XXXX, were both listed on my credit files, destroying my credit twice. My credit files are being dinged twice, for each of the accounts that XXXX has wrongfully ran up, and is falsely claiming that I owe. Both XXXX Bank, and this XXXX XXXX XXXX, have doctored up status dates onto my credit files, making it to look as though I have had dealings with both XXXX Bank, and this XXXX XXXX XXXX, as recent as present XXXX, and that is a lie. I have had no dealings with XXXX Bank going on two years, and as previously stated, I do not owe those balances. But yet, both companies are making sure that the credit bureaus wrongfully destroy my credit rating, by placing those balances that XXXX Bank knows that I do not owe. As previously stated, I have just received the attached collection letter from this collection agency XXXX D & A Services , LLC, a collection in the amount of {$710.00}, and I am disputing this debt, because I do not owe it. I neither owe this {$710.00} debt to XXXX XXXX Bank, nor do I owe this {$710.00} debt to XXXX XXXX XXXX This same debt that XXXX XXXX XXXX never prior verified, prior to slandering my credit, they are now illegally passing this collection account on to this XXXX D & A Services , LLC to unlawfully collect this debt, even though I disputed this debt against XXXX XXXX XXXX after I found out it was on my credit files last year. The attached letter from XXXX D & A Services , LLC Is dated XX/XX/2021, and as stated I just recently received it, and although this collection agency has not even verified this debt, they too have begun to harass me. I have received calls on my cell phone from this collection agency, and there is a XXXX XXXX from D & A Services that has been making calls to me. She has left voicemails stating to call her at this number XXXX XXXX XXXX XXXX ext. XXXX. And in my call records it shows that she is also calling from a XXXX XXXX XXXX XXXX leaving voicemails. I received a voicemail on XX/XX/2021 at XXXX XXXX from what sounds like a recorded mechanical voice threatening me with legal action.
09/26/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX XXXXX	Web
D & A services left a VOICEMAIL message that said, " We have an important message from D & A Services. This is a debt collector. Please call this number. Thank you. '' Now, this was the first initial communication between myself and D & A Services LLC., by FDCPA rules, they had to disclose the mini Miranda. Specifically,15 U.S.C. 1692. *Case Law : XXXX v. XXXX XXXX XXXX XXXX " We need not look any further than the statutory language of the FDCPA to decide that the voicemail is a communication. XXXX XXXX 's first voicemail to XXXX falls squarely within the FDCPA 's broad definition of communication. The voicemail, although short, conveyed information directly to XXXXby letting her know that a debt collector sought to speak with her and by providing her with instructions and contact information to return the call. The voicemail also indicated that a debt collector was seeking to speak to her as a part of its efforts to collect a debt. '' It further went on to say that, " The voicemail left by XXXX XXXX falls squarely within the FDCPA 's definition of a communication. And because it was XXXX XXXX 's initial communication with XXXX, XXXX XXXX 's failure to make the required disclosures was a violation of 1692e ( 11 ). '' Now, with that being said, the voicemail about the alleged debt was left on my phone on XX/XX/XXXX, at XXXXXX/XX/XXXX SINCE I HAVE NEVER SPOKEN TO D & A SERVICES LLC, I WILL CONSIDER THAT AS THE FIRST INITIAL COMMUNICATION. By FDCPA rules, 807. False or misleading representations : ( 11 ) The failure to disclose in the initial written communication with the consumer and, in addition, if the initial communication with the consumer is oral, in that initial oral communication, that the debt collector is attempting to collect a debt and that any information obtained will be used for that purpose, and the failure to disclose in subsequent communications that the communication is from a debt collector, except that this paragraph shall not apply to a formal pleading made in connection with a legal action. FUTHERMORE, UNDER 809. Validation of debts : ( a ) Notice of debt ; contents Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing : ( 1 ) the amount of the debt ; ( 2 ) the name of the creditor to whom the debt is owed ; ( 3 ) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector ; ( 4 ) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector ; and ( 5 ) a statement that, upon the consumer 's written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor. D & A SERVICES , LLC. NEVER PROVIDED ME WITH ANY OF THE FOREGOING INFORMATION THAT'S LISTED ABOVE HEREIN. THEIR FAILURE TO DO SO, CONSTITUTES THEIR BLANTANT DISREGUARD TO ABIDE BY THE FDCPA RULES AND REGULATIONS. FURTHERMORE, I MOVE TO BAN D & A SERVICES LLC FROM COLLECTING DEBTS EVER AGAIN. THEY HAVE HAD 140 OTHER COMPLAINTS AGAINST THEM, BESIDES MINE, FOR THE SAME EXACT THING.
09/19/2016	Yes	Credit card	Billing disputes	GA 30021	Web
My Claim : Credit Card Account that has been settled. Previously I opened a Consumer Complaint XXXX disputing XXXX XXXX XXXX Credit Card billing. As it turned out, XXXX stated I agreed to on-line bill statement presentment. I dispute that claim. I did not ask for on-line statement presentment and I did not confirm a change to my account for on-line statements. See this summary below which is posted in Complaint XXXX : The XXXX response of XXXX XXXX, XXXX makes the claim that I enrolled in electronic statements on XXXX XXXX, XXXX and this was why I did not receive any paper statements for the XXXX item, a printer costing {$100.00}, that was purchased on XXXX XXXX, XXXX. Following the purchase in XXXX XXXX, there were 7 months of electronic statements ( XXXX thru XXXX ) in which XXXX charged my account for late payment fees and interest running up the account to a total {$370.00}, roughly {$270.00} of fees and interest. There were no other purchases during this time. This XXXX XXXX account was opened in XXXX and the email address that XXXX references sending electronic statements has not been active. The XXXX information was not up to date because I had no intention of using electronic statements and was never asked to update the information. All of my credit card accounts are set for paper statements. I dispute enrolling in electronic statements for the XXXX XXXX card. Typically if there is a change to an account, there would be a " confirmation '' email saying that there was an account change and asking for my confirmation that I wanted electronic statements. I deny that I received any notice of the change to electronic statements to my account and I deny confirming that I wanted such a change to my account. I am willing to pay for the printer, but I deny the late payment fees and interest charged for 7 months with absolutely no written notification of past due payment. On XXXX XXXX, XXXX, I sent the attached letter to XXXX XXXX, XXXX, XXXX XXXX XXXX and D & A Services. I included a check for {$100.00} for the printer in the letter to D & A Services. I have had no response from D & A Services. I am out of town until late XXXX XXXX. XXXX Since I have had no response from D & A Services to my letter of XXXX XXXX, XXXX, I believe that they accepted my check for the amount of the printer. They have not returned my check stating otherwise. It has been more than 90 days without a response from D & A Services. XXXX Now I have received a letter from XXXX XXXX XXXX claiming that they have bought my account from XXXX XXXX XXXX. However on XXXX XXXX D & A Services sent a letter claiming that they had bought my account from XXXX XXXX XXXX. So XXXX XXXX XXXX has sold my account twice once to D & S Services and once to XXXX XXXX XXXX. I dispute the selling of my account to XXXX different debt collectors. I believe D & A Services has accepted my check for the resolution of the disputed amount because they have not responded within 90 days. I am sending a copy of this complaint to the following entities via certified mail. XXXX XXXX Credit Services, XXXX XXXX XXXX XXXX, XXXX XXXX XXXX , D & A Services and XXXX XXXX XXXX.
05/16/2015	Yes	Debt collection Credit card	False statements or representation Attempted to collect wrong amount	NE XXXXX	Web
The debt collection agency D & A Services, XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX, IL XXXX sent a 'dunning ' letter to consumer dated XXXX XXXX, 2015. The envelope was postmarked XXXX XXXX, 2015 and consumer received it XXXX XXXX 2015 which violates the thirty ( 30 ) day timeline consumer is allowed to respond to dunning letter. This is a practice synonymous with 'false, deceptive, misleading misrepresentation ' as it violates the Fair Debt Collection Practices Act ( " FDCPA '' ), 15 U.S.C. Section 1692e. Many debt collectors are adopting this practice as a way to cause consumer a lack-in-time to respond within 30 days and utilizing the timely manner set out by the FDCPA. Not all consumer 's have access to a fax machine. This Consumer takes issue with other factors of the 'dunning ' letter in regards to the fact consumer does not owe D & A Service ( or any entity acting on behalf of D & A Services ) a debt. Consumer disputes owing D & A Services a debt based on the FACT : Consumer has no fiduciary, contractual obligation to pay D & A Services anything. There is no payment history, nor products, or services that have been rendered to D & A Services, because these elements do not exist ; there is a failure of consideration and no valid agreement, contract or fiduciary obligation under federal law that requires payment to third-party debt collectors. Furthermore, Consumer 's sole ( permanent ) income is Social Security XXXX income which is federally protected income under Section 207 [ 42 U.S.C. 407 ] ( a ) of the Social Security Act ; ( SSA ). Consumer is head-of-household and possesses NO property of value. Consumer 's federally protected income presents a 'genuine issue of material fact '', which will result in a frivolous lawsuit if pursued. Consumer filed this complaint as a means of formal documentation that consumer will " tender '' as evidence in a court proceeding if D & A Services chooses to adopt their own agenda and pursue this matter further. Consumer wishes all communication ( mail/telephone/attempted collection ) cease upon notification of this debt dispute reported in this venue. Consumer has added a complaint lodged by another consumer who experienced 'unjust enrichment and extortion ' levied against them when interacting with D & A Services. Consumer of this complaint will not engage in contact with D & A Services based on violations of the FDCPA, false misleading contact by D & A Services. If D & A Services makes any attempt to contact consumer on ANY level consumer will file a federal and state lawsuit against D & A Services and present documentation to support consumer 's position in this matter. Consumer thanks CFPB for having this venue as documentation. It is greatly appreciated!
08/03/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	AZ 85234	Web
On XX/XX/XXXX, D & A Services sent me a letter stating a XXXX XXXX XXXX account had been placed with their company for collections. The debt listed in the letter was for the amount of {$3000.00}. I have never before applied for my own XXXX XXXX XXXX credit card and therefore believe this debt to be invalid. On XX/XX/XXXX, I sent D & A Services a certified letter asking for additional information about the account and to provide verification and documentation that there is a valid basis for claiming that I am required to pay the debt. I specifically asked them to provide a copy of the written agreement that created my original requirement to pay as well as a copy of the billing statement sent to me by the original creditor. I also asked them to provide details about their authority to collect this debt such as their debt collection license information. On XX/XX/XXXX I received a response from D & A services. They included a photocopy of what they claim to be billing statements sent to me from XXXX XXXX XXXX between XX/XX/XXXX to XX/XX/XXXX. These statements have my name and address on them, but I never once received them. In addition, the statements show payments were made on XX/XX/XXXX ( {$160.00} ), XX/XX/XXXX ( {$350.00} ), and XX/XX/XXXX ( {$150.00} ). I would like to know who made these payments and what account they came from because it was not from my bank account. Also, these statements do not have one single charge on them toward the original debt in question. It only shows the debt amount and the monthly fees & interest charged throughout the year which have now increased the debt from {$2600.00} in XX/XX/XXXX to the {$3000.00} that is said to be owed today. I don't understand how they can claim I owe this debt without showing me a single one of the charges they claim are past due. They also failed to include a copy of the original written agreement showing it was indeed me who opened the card and that I agreed to the terms and conditions and my requirement to pay. Finally, D & A Services did not provide any information regarding their license and their authority to collect this debt. It is of my opinion the credit card statements they provided are falsified to look as if they were originally sent to me. Each statement provided is a copy and double sided, however, on some of the statements, the dates do not match what is on the front versus the back. For example, one statement is dated on the front as XX/XX/XXXX - XX/XX/XXXX, but on the back of the page the date is listed as XX/XX/XXXX - XX/XX/XXXX. On another one of the statements, the front is dated XX/XX/XXXX - XX/XX/XXXX while the back is dated XX/XX/XXXX - XX/XX/XXXX.
01/20/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	MA 023XX	Web
Hi XXXX XXXX XXXX XXXX XXXX ; Happy New Year! I was shocked when I reviewed my credit report this week and I found multiple inaccuracies on my credit report from the 3 major credit bureaus from a collection company that I never have dealt with before. I've attempted several times to ratify the issue with the original creditors and credit bureaus and they still reporting inaccurate, unverifiable information. I have disputed this item with the credit reporting agency and they reported you confirmed the account as valid. I honestly do not believe to ever have any relationship with this collection agency or original creditor. Also there are several inaccuracies with this account the way it's reporting and that's a total violation of FCRA and FDCPA laws and regulations. In a good faith effort to resolve the matter amicably, I must demand proof of this debt, specifically the alleged contract or other instrument bearing my signature, as well as proof of your authority in this matter. Absent such proof, you must correct any erroneous reports of this past debt as mine. I am writing to request that you please provide the following information : 1. Please evidence your authorization under 15 USC 1692 ( e ) and 15 USC 1692 ( f ) in this alleged matter. 2. What is your authorization of law for your collection of information? 3. What is your authorization of law for your collection of this alleged debt? 4. Please evidence your authorization to do business or operate in this state. 5. Please evidence proof of the alleged debt, including the alleged contract or other instrument bearing my signature. 6. Please provide a complete account history, including any charges added for collection activity. You have 30 days upon receipt of this letter to provide strict proof of contract. In the event you can not provide strict proof of contract, you must cease and desist any and all collection efforts and immediately remove any derogatory information reported to the consumer reporting agencies. In addition, you will need to provide me your agreement, in writing, that you are closing your file, ceasing collecting activity, and deleting all information related to this reference number from any and all credit reports youve furnished the information to. In the event you transfer this account to an attorney without providing proof of contract, and proving your claim, he/she will be immediate reported to the XXXX XXXX XXXX and XXXX XXXX XXXX for code of ethics violations.
07/07/2020	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	CA 90802	Web	Servicemember
I was contacted by D & A Services , LLC via letter dated XX/XX/XXXX. They informed me they were representing XXXX XXXX XXXX XXXX XXXX XXXX XXXX to collect a debt amount of {$800.00} which they purchased from XXXX XXXX. I responded within the 30 days asking them to validate the debt which they did. I sent a D & A Services a debt settlement letter. Agreed to pay the original amount of {$620.00}. I also informed them because Covid-19, I would pay this in 4 installment payments of {$150.00} on the XXXX of each month. I sent this letter on XX/XX/XXXX. I waited for a response. I received a letter dated XX/XX/XXXX saying I didn't respond to their letter. They reduced to debt from from {$800.00} to {$680.00}. I replied to D & A Services LLC on a letter dated XX/XX/XXXX their letter was incorrect. I did respond. They received and signed for my certified debt settlement on XX/XX/XXXX @ XXXX XXXX according to the USPS website. I provided the tracking number printed out a receipt from USPS. I re-iterated my previous settlement offer of {$620.00}. This letter was mailed out on XX/XX/XXXX. I received a phone call from D & A Services LLC on XX/XX/XXXX @ XXXX XXXX. A woman left a voicemail. I called back and informed female rep who I was. This call lasted 5 mins and 36 seconds. I was on hold for 5 of those minutes. I informed her to please contact me via letters as we have doing. Don't call me. She advised she would relay my message. They received my certified letter at morning. I'm in California so I'm 2 hours. They received and signed for my certified letter and then called me promptly. I'm still waiting to hear from them. My issues with them are : 1. They lied about that fact I didn't respond to their correspondences. 2. They lied about not receiving me letters because I sent all correspondences by certified letter via USPS. I have receipts. 3. They've inflated my original debt amount.
06/22/2015	Yes	Debt collection Credit card	Communication tactics Called after sent written cease of comm	NE XXXXX	Web
The debt collection agency listed below continues to contact consumer after being told to 'cease ' contact : D & A Services , LLC . XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, IL XXXXToll Free : XXXXXXXXFax : XXXXXXXXE-mail : XXXXXXXXCollections : XXXXXXXXSales Contact : XXXXXXXXSales Email : XXXXXXXXComplaint Resolution : XXXXXXXXXXXX XXXX, TXToll Free : XXXXXXXXEmail : XXXXXXXXThe debt collection agency continues to contact consumer ( acct # : XXXX - XXXX XXXX XXXX ) who disputes owing the collection agency a debt. The consumer continues to receive letters from the aforementioned debt collection agency after notifying the agency ( in writing ) to cease and desist contact. Consumer wishes D & A Services to 'cease ' all contact with consumer by mail and/or telephone after receipt of this dispute notification. Consumer does not owe a dept to D & A Services. Consumer has no fiduciary, contractual obligation to pay D & A Services anything. There is no payment history, nor products, or services that has been rendered to D & A Services because these elements do not exist ; there is a failure of consideration and no valid agreement, contract or fiduciary obligation under federal law that requires payment to XXXX-party debt collectors. Furthermore, consumer 's sole income is Social Security XXXX income which is federally protected income under Section 207 [ 42 U.S.C. 407 ] ( a ) of the Social Security Act, ( SSA ). Consumer is head-of-household and possesses no property of value. Consumer refuses to be a victim of 'unjust enrichment, fraud or extortion '. Consumer wishes to thank the Consumer Financial Protection Bureau ( cfpb ) for providing a venue of mediation, documentation and governorship over debt collection agencies that are under the jurisdiction of the Federal Trades Commission ( FTC ) and the Fair Debt Collection Practices Act ( " FDCPA '' ). Again, thank you.
10/13/2023	Yes	Debt collection I do not know	Electronic communications You told them to stop contacting you, but they keep trying	FL 33619	Web
The following statement below was sent to D & A Services , LLC of IL Be advised this is a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g stating your claim is disputed and validation is requested. This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to the above-named Title and Section. I respectfully request your offices provide me with competent evidence that I have any legal obligation to pay you. At this time, I will also inform you that if your offices have reported invalidated information to any of the 3 major credit bureaus ( XXXX, XXXX or XXXX ) this action may constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company that you represent, I will not hesitate in bringing legal action against you and your client for the following : Violation of the Fair Credit Reporting Act, Violation of the Fair Debt Collection Practices Act, and Defamation of Character. If your offices are able to provide the proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information, during which time all collection activity must cease and desist. Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel for suit. This includes any listing of any information to a credit reporting repository that could be inaccurate or invalidated. If your office fails to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file, and a copy of such deletion request shall be sent to me immediately.
12/15/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	FL 33437	Web	Older American, Servicemember
In XX/XX/XXXX I received a call about a debt they said that I owed to XXXX in the amount of {$6100.00}. I told them that I did not owe any money to XXXX and that the last time I had dealt with XXXX was inXX/XX/XXXXwhen I closed my credit card account with a balance of XXXX. When they tried to push this again, I tolad them that they either had the wrong person or a fraudulent account. It told them to stop harassing me as the debt was not mine. I never heard from them again. Last month a different company contacted me about the same debt. The caught my attention because my credit score dropped by XXXX points. Again I told them that the account was not mine and filed a complaint with the CREDIT Bureau. After researching it as little as they did, the credit bureau said that the complaint was real. I asked the collection company to show me proof that I opened this account.. They said that they would. In the meantime, I contacted XXXX and they had no record of my having a delinquent account. This time the collection company sent copies of two statements looking like a XXXX statement. The first one had several problems. Number one was that my first name was misspelled. Number two it showed that supposedly I made a payment to them in the amount of {$110.00} on XX/XX/XXXX. I took that information to my bank and asked for a copy of my bank statement from XX/XX/XXXX through XX/XX/XXXX There was no payment made to anyone for that amount, and no payments of any kind to XXXX. During this time I received a copy of my credit report and there was no XXXX account reported open in the credit report after XXXX. I have reported this as fraud to the collection company they are now labeling this as a possible fraud account.
07/08/2019	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	IL 61265	Web
On XX/XX/2019, D & A Services sent a letter stating that XXXX XXXX was their client for a debt balance {$3300.00}. D & A Services stated they were authorized to accept {$1000.00} on behalf of their client, due XX/XX/2019 as settlement in full. I sent {$1000.00} to D & A Services to settle this account in full and XXXX confirmed my payment was delivered to D & A Services located at XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX, IL, XXXX XX/XX/2019 at XXXX Central and signed by XXXX . On XX/XX/2019, D & A Services contacted me by phone and said I owed a balance of {$2300.00}. I explained that I received a letter from their office XX/XX/2019 outlining the settlement in full. The agent said I was short {$44.00} and therefore owed the remaining balance. I asked, " why would they send a letter stating {$1000.00} was settlement in full, if I supposedly owed more than that amount? Also, I paid {$1000.00} toward this final payment. '' The agent said the letter I received from their office was not valid. I asked, " how is that possible? It is on your company letterhead and sent from your company? '' He did not have an answer and continued to deny that my letter was valid. Also, I never received a letter from D & A Services to verify this new amount due of {$2300.00}. I checked my three credit reports and XXXX XXXX has listed a balance in collections {$2300.00} as outstanding. I am disputing that a balance {$2300.00} is past due with XXXX since this was settled in full per the terms outlined in the letter sent by D & A Services XX/XX/2019.
02/10/2016	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	KS 66030	Web
There is a phone number that keeps calling me repeatedly and asking me to call back. It always starts with a man whistling a short tune and then, in a threatening tone, the man always follows the whistle with a message that says " this is a debt collector, call back immediately. '' In one message, the man asked for my social security number to be ready and available when I call back. He never addresses me by name, and never leaves any additional details. I know for a fact that I do not have any debts that have went unpaid. I am in college and still live at home with my parents and I have no bills. I did live in an apartment for a short while, but I was never behind in my payments and immediately received my deposit back when I moved back home. I also cancelled my internet services and confirmed the cancellation with the workers in the local office several times to be sure. All of my school loans have been deferred until I complete school and I receive statements for those every month -- they are from the government and state that I currently owe nothing. I have another full year of school to go. There is nothing else out that that I have ever had a bill for. This company calls me EVERY DAY and leaves vague, creepy messages. I would like for it to stop. Based on research that I have done online, they appear to do this to several individuals, many of whom suspect that it is a scam. I have looked up the supposed agency that it is linked to according to the internet, but I can not find information on the agency anywhere.
09/06/2022	Yes	Debt collection Credit card debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	MI 481XX	Web
On Thursday, XX/XX/XXXX my son received a call, on HIS cell phone, from D & A Collection Services. They asked for my son and then stated they needed to speak to me. My son asked who they were and they refused to give any of their information. Only saying it was regarding a debt I owed. I had NOT received ANY written or oral communication from this company at this time. I still have NO clue what debt they claim I owe. In XXXX this company called my cell phone was very rude and demanded to speak to me FYI Could not even say my last name and only has a part of my info. They stated they needed information from me regarding a debt. I asked what debt and this is where things turned even more nasty. We ended in a screaming match and me informing them to NOT contact me OR anyone on my behalf again. If they would like to address a debt they should follow the rules and send a letter. On XX/XX/XXXX @ XXXX XXXX I received a terrible call from some very rude person from this company. The phone call immediately deteriorated into a screaming match with this guy taunting me. I did contact an attorney after the call to my son and that was where I learned of the scrub lists. This man was out of line rude yelling taunting me over my birthday. He kept screaming he sent me letters. They never have, I even checked the USPS delivery notifications to see if maybe it got lost before it got to my home. IT was NEVER sent to me. They were told NOT to call me or anyone else again. SEND A LETTER.
03/14/2022	Yes	Debt collection Credit card debt	Communication tactics You told them to stop contacting you, but they keep trying	PA 191XX	Web
I recently submitted a cease desist to D & A Services. Stating in my demands that I am refusing to pay the alleged debt and to stop communicating with me through all mediums. D & A services are still contacting me without the prior consent per federal law states 15 USC 1692c ( a ). D & A services are damaging my reputation. D & A sent me false and deceptive forms. In that deceptive form they used obscane and profane language. They are coercing me to pay this alleged debt that I stated in my documentation that I am refusing to pay. In that file I also stated to cease communication with me and to answer questions and return it back to me. This company is operating under a different name pursuant to 15 USC 1692e ( 14 ). They sent me a false and deceptive form stating that Bureaus investment group XXXX XXXX XXXX is the current creditor so who is D & A Services? This is identity theft the original creditor never stated in the contract that they were doing business with D & A Services. Now this debt collector have my private information and my location abode without my permission. I recently was in the hospital XXXX XXXXXXXX XXXX due to these creditors selling my private information without my consent. I am out of work due to my XXXX XXXX. I can't even apply to jobs because this information comes in a public data. D & A services are civilly liable for willful non compliance with the federal law pursuant to 15 USC 1692k and 15 USC 1611. Please see attachment.
06/15/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	AZ 85016	Web
This is a complaint from XXXX XXXX against D & A Services for D & A 's failure to provide requested information for the debt alleged. On XXXX XXXX, 2016, consumer, XXXX XXXX, received a demand letter from creditor, D & A Services. On XXXX XXXX, 2016, consumer ( through legal counsel ) responded with a written request for documentation, including the following : a. Signed copy of the original contact ( s ) ; b. Any notice ( s ) of assignment or receipt of sale of the debt alleged ; c. Any notice ( s ) of delinquency ; d. Ledgers/spreadsheets/accounting statements showing how the debt alleged was accrued ( including any fees and interest charges added to this debt ) ; e. A copy of your debt collection rights license ; f. Proof that you are licensed to collect this debt in Arizona ; and g. Any other documentation which tends to show validity. It has been over 3 months since this request, and we have received no response. Creditor 's failure to respond to a consumer 's good faith request for documentation makes it impossible for the consumer to make an informed decision regarding the debt alleged. This is a violation of XXXX XXXX, and other federal acts which require lenders and debt collectors to act in good faith and refrain from unfair deceptive or abusive acts.
08/22/2018	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	AL 368XX	Web	Servicemember
Contact was made by D and A Services on XX/XX/2018 @ XXXX eastern time stating personal information such as address, date of birth and SSN the women proceeded to state this information was needed to be verified by me before they could sue on the behalf of another collection agency, neither agency has validated with a contractual agreement of my owing any money to them, so my response was to go ahead and sue, documentation is required in court. On XX/XX/2018 I received a collection letter not a subpoena. Unless this debt that has been validated ( with a contract ) not just verifying by general information or copies of documents without a signature, I owe nothing. According to the FTC, FDCA 1692 ( c ), ( d ), ( e ), and ( g ) threats to collect is an illegal practice, another illegal practice was contacting me by use of my cellular phone under the Telephone Consumer Protection Act 47 USC sec 227 ) without my written consent. A letter of validation of a contractual agreement has been mailed to D & A services, I am waiting on the returned receipt, upon receipt I will be able to provide the information. I have returned receipt of documents mailed to the other agencies, it can be provided by fax or mail.
12/03/2020	Yes	Debt collection Credit card debt	Communication tactics Frequent or repeated calls	OR 97214	Web	Older American
I had a biz CC ( XXXX XXXX debt that I believe was written off by XXXX after we went to court in 2018. Lately the collection company D & A LLC has been calling me on my cell phone at various times of the day, usually before XXXX. I advised them that as this was a business debt they should call me at my store after XXXX PST. The call calls continued. I don't mind them calling as long as the hour is not too early according to my schedule XXXX not theirs ) and to my business phone number, not my cell number. I finally called them back, told them I thought the debt had been written off by XXXX and figured D & A was fishing. XXXX has never tried to contact me by mail or phoe during the 2 years.I was turned over to XXXX XXXX. She (? ) was pleasant and cooperative and promised to resolve the phone number issue, etc. However, I still believe the debt was written off by XXXX, I paid taxes on the paid off amount, and believed the matter was settled, especially after 2 years. I'm not sure I should start paying this collector. Thanks for any assistance you can offer in resolving this matter.
02/16/2017	Yes	Debt collection Credit card	Improper contact or sharing of info Talked to a third party about my debt	OH 44067	Web	Servicemember
A debt collection company has called repeatedly leaving messages with family/friends saying that they are calling from D and A Services ( or DNA? ) to collect a debt and information to return the call. I, as well as family/friends, contacted the company and requested that they stop calling. They have not. Also, they do not always state who they are attempting to contact regarding this alleged debt, I believe intentionally, in order to have my family member ( s ) return the call. They have also given out private information such as my name, the amount of the alleged debt, and also ask for my contact information. This has been very annoying, frustrating, embarrassing, not to mention illegal. They are just flat out completely ignoring all requests to stop the calls. I do not know what else to do other than file a complaint and talk to an attorney. It is apparently a useless waste of time to continue requesting that they stop calling so I am hoping that this complaint will help. Thank you for taking the time to read my message and for any assistance you can provide.
06/20/2020	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	IN 461XX	Web	Servicemember
XXXX provided XXXX that it guarantee fraud protections with its cards to prevent theft. Charges start to appear on account that ws suppose to be closed. I had asked for proper documentation to dispute debt. But in XX/XX/2019 FTC filed complaint about it fraud protection and other practices that are illegal in federal court Case 1:19-cv-05727-ELR. I have the complaint form to this document I will provide. I had informed the company these charges are not mine and I am disputing them. No form ever arrived or with various communications with the company XXXX nothing ever arrive. I am party in the lawsuit being a client the company XXXX has sent this account collections D & A Services LLC, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Il XXXX. Violating court order while proceeding are on going. No attempt shall be made to collect any debts until settlement is determine in the case filings. But yet I still receiving such letters even provided the complaint to agency tell them to stop harassing behavior and I infomed them next step is lawsuit
09/26/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	HI 96740	Web
We were jacked ( ripped off ) when we moved. We had to put moving costs onto a XXXX XXXX / XXXX XXXX XXXX card. We had just purchased a home ( no mortgage ) and with 800 plus credit scores, we assumed we could grab a HELOC and pay off credit cards within a couple months. We were subjected to a third party consumer information service that had bad outdated information ( XXXX ) This prevented us from obtaining a HELOC from XXXX XXXX XXXX and XXXX XXXX XXXX. This took 17 months to work through, and did secure a HELOC with XXXX XXXX XXXX XXXX. As we were declined for credit ( with credit scores of XXXX, interest and penalties accumulated. Escrow completed, and the credit union sent checks out. XXXX XXXX / XXXX XXXX XXXX received payment before XXXX XXXX, next day XXXX XXXX XXXX charged off the account and sent to collections. D and A Services XXXX XXXX IL. Two days later, the cashed the check and now I have to deal with collections for the full amount plus even more fees. XXXX XXXX XXXX got paid and retain these funds ~ $ XXXX.
03/01/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	IL 62959	Web
I came home tonight and had a message on my prepaid cell phone, which is using up my minutes, from some debt collector called D & A calling from XXXX and telling me to contact them at XXXX ext XXXX and I have NO IDEA who they are, have never been sent any letters to verify any debt whatsoever, so they have broken the FDCPA just like another collection agency I just reported to your office a week ago doing the same!! I want all of these calls stopped now and both companies held accountable by the law, fined and shut down and I am also reporting all to the IL Attorney General XXXX XXXX and several others, including President Trump since his new XXXX is NOT doing the job he is PAID to do which is to enforce the laws!!!!! I do NOT want to be contacted by this company or the other one that just pulled the same XXXX again, this is my official " Do not contact '' letter through your office to both of them!!!! I am not paying them any money, they are only trying to take advantage of a widowed mother!!!! Enforce the laws on them!!!!
03/23/2023	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt is not yours	KS 676XX	Web
Thank you for your recent contact dated : XX/XX/XXXX. I would be happy to settle any financial obligation I might lawfully owe, as soon as I have received the following documentation from you : 1. Validation of the alleged debt ( the actual accounting showing a loss ) ; 2. Verification of your claim against me ( either a sworn affidavit or a hand-signed invoice in accordance with The Bills of Exchange Act 1908, Section 23 ) ; 3. A copy of the contract signed by both parties and therefore binding both parties. 4. Please also provide me with a true and certified copy ( NOT photocopy ) of the Original Note ( Credit Agreement ), under penalty of perjury and with unlimited liability and confirm that this Note, has never been sold. Please also confirm the name of the individual who is the duly authorized representative from your company, who has carried out due diligence under the Anti-Money Laundering and Countering Financing of Terrorism Act 2009 and what actions s/he has taken in relation to this account.
05/10/2018	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	MO 64052	Web
After several intimidating calls from D & A Services to collect a debt for XXXX XXXX XXXX, I made a payment in ignorance to them on XX/XX/XXXX in the amount of {$100.00}. After I called XXXX XXXX XXXX to inquire about the account, I was told it was discharged and closed. Therefore D & A Services falsely impersonate themselves to collect this debt for XXXX XXXX XXXXXXXX. I requested D & A Services to provide me a legal binding signed agreement between them and XXXX XXXX XXXX to collect this debt for them. They sent me copies of old statements. I sent a certified letter on XX/XX/XXXX asking them not to withdraw from my bank account until they are able to verify their legal binding to collect the said debt. They were not able to provide me with this information. On XX/XX/XXXX they withdrew the amount of {$270.00} from my bank account without my consent and still have not furnished the information requested. I called and requested a refund of ever dime they ever took from my bank account.
11/21/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 32548	Web
DNA has called my cell phone saying I have a debt, and to please contact them. I called to be told by a recording, this is attempt to collect a debt. I later heard from a representative asking if it is okay to continue on. I agreed to hear what they were talking about, and the process begin. I was asked all my personal information to find out they were harassing the wrong person, I did not want to disclose my personal information over the phone. After they told me they had the wrong person and the name given was my mother. I asked them to disclose the debt since they had asked me, my personal information, I was told I was n't on the account could not disclose her personal information without her consent. I did not give my mother my consent to be a credit reference. I 'm highly upset, there should be a law against putting a person on a loan for credit reference without their consent when applying for a loan.Also stop debt collectors from perusing non applicant ( credit references ).
03/19/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	GA 303XX	Web
My original debt was with XXXX, who sold the collection to XXXX XXXX XXXX. In XX/XX/XXXX XXXX contacted me with a settlement offer, which I accepted and paid in the amount of {$3400.00}. The item was listed on my credit as paid and I thought this was over. One year later, I got a letter by mail from D & A Services stating that I owe them {$2300.00}. I called the company numerous times and sent in all verification that was asked, yet they have refused to correct this item, and are advising me to contact XXXX, although D & A is the company that has listed a new debt on my credit. I do not know where else to go with this, this company has ruined my credit at a time where I am in the process of trying to purchase a home, and refuses to correct their actions. This item was paid since XXXX of XXXX, is listed on my credit as paid, and here they come with a new collection attempt. This is very deceptive and a practice that I wanted to bring to the attention of the Federal Government.
05/11/2021	Yes	Credit card or prepaid card General-purpose credit card or charge card	Closing your account Company closed your account	KY 408XX	Web
D & A Services, XXXX XXXX, Illinois sent us a collection notice for {$3500.00}. I tried telling her we paid this in a credit consolidation in 2017. She continued to insist we owed it so I made the mistake of giving in to her because we do not want to be sued. She insisted that I provide her with my bank account routing number, account number and said she was post dating the check for an amount of {$1500.00}. I am stopping payment on this check tomorrow and hopefully its not already been processed, but this was illegal for her to request this information per the laws Ive been reading up on. We have paid this years ago, I have XXXX and XXXX and have trouble trying to remember the name of the agency we went through. I am XXXX and so is my husband and we are on a very limited income and can not afford to pay this twice. Would you please help us get this matter reserved? Our number is XXXX. The D & A # for them is XXXX and reference # XXXX. Thank you. XXXX and XXXX XXXX
07/03/2017	Yes	Debt collection Credit card debt	Communication tactics You told them to stop contacting you, but they keep trying	WY 822XX	Web
Caller called at XXXX XXXX XXXX 2017 and refused to identify self despite repeated requests. Caller was informed that she was calling a business phone and told to make no further telephone calls. Caller called agai n at XXXX on XXXX XXXX , 2017 and would not properly identify self and was reminded that this call was in violation of the Fair Debt Collections Practices Act. I finally requested to speak with a superviso r and informed supervisor of facts previously stated. Supervisor still insisted in trying to discuss this matter on the phone despite being informed that all communication must be in writing due to the number called being a business phone. Supervisor then threatened legal action without providing information on alleged debt in writing as I had stated must be received. I was then forced to once again remind the caller/supervisor that she was violating several subsections of th e Fair Debt Collections Practices Act .
04/09/2020	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	MT 593XX	Web
I have a company that is calling me several times a day, on the few times they leave a voice message the say " XXXX XXXX ''. I do not know who XXXX XXXX is? Now, they are calling my Nephew looking for me and they have called him several times. I do not know how they would have his phone number, I never put his number down on anything. I don't know how they would associate me with him. My last name is XXXX and my Nephews last name is XXXX. The last time they left a message with my Nephew they gave this phone number XXXX. You could not understand the Gentleman 's name that called. I attached a copy of the voice message transcript from my Nephews phone. The first XXXX number on the message is a phone number to a XXXX talk line. I am not happy about that at all. The easy way to reach me is by text or email. Thank you. XXXX XXXX XXXX XXXX XXXX XXXX MT XXXX XXXX XXXX
03/09/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	FL 33569	Web
Hi, I am a Federally Protected Consumer. The Fair Debt Collection Practice Act is intended to secure my right to privacy and is intended to protect consumers against abusive, and deceptive debt collection practices, and I have been abused and deceived by D & A Services , LLC of IL. D & A Services , LLC of IL has knowingly and willfully violated the Truth in Lending Act ( TILA ). The Truth in Lending Act ( TILA ) was enacted by Congress to promote the informed use of consumer credit and I have been uninformed so be it. I have previously sent a Debt Validation Letter and Affidavit of Truth to D & A Services , LLC of IL. They received it certified mail and signed off at XXXX XXXX, on XX/XX/2021. As they have violated me as a Federally Protected Consumer. Within that document, it outlines their violations towards me and a way to rectify the matter. Please see the attached.
08/27/2015	Yes	Credit card	Closing/Cancelling account	CA 92373	Web
Hi, this is in regards to a XXXX credit card ending in ( # XXXX ) in the amount of {$28000.00} held by collection agency " D & A Service '' that has had no activity and or payment history in more than ( 6+ ) years making it time barred from persuing legal remedies to collect since the statue of limitations has expired. I would like you to contact " D & A Service '' to have them remove this negative and time barred debt from my XXXX, XXXX & XXXX credit report since all my efforts have been exhausted and or failed. In addition, if possible, have them write a letter on my behalf confirming this debt indeed has exceeded the ( 6+ years ) time to collect. COLLECTION AGENCY : D & A Service ( their account # XXXX ) Address : XXXX XXXX XXXX XXXX, XXXX XXXX. XXXX XXXX, IL. XXXX : ( XXXX ) XXXX last XXXX digits of my social security if needed is ( # XXXX )
03/09/2023	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	VA 22485	Web	Older American, Servicemember
I paid the debt for XXXX XXXX XX/XX/2020 received a call this morning from XXXX a phone number registered in XXXX XXXX, VA to call XXXX regarding a complaint # XXXX. I called XXXX and this number is no longer in business. I called XXXX and was threatened with a law suit from Berkowitz & Associates XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX CA XXXX. First he said he mailed a letter to my current address on XX/XX/XXXX. Then he said he mailed a letter to my old address from the XXXX 's. He said I will be sued in court. I called Berkowitz & Associates and they said they do not have a location at XXXX XXXX XXXX XXXX. I called XXXX XXXX credit card and they no longer have a credit card for me and it is showing as paid. The Supervisor said this is a scam and to report the caller. I have records of my paid receipt.
06/18/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	GA 30087	Web
D & A services is trying to collect a debt I have no knowledge of. They have violated section 809 15 U.S.C. 1692g- Validation of Debts. They have yet to validate this debt. I have not received any contact between them and I that I owe them this debt. I have not also received any signed contract bearing my signature. They have not sent me any document showing they have a legal right to collect this debt or collect in my state. I have ask them to cease and desist all communication. They are still reporting this account to my consumer report, which per court case TWYLA BOATLEY, Plaintiff, vs. DIEM CORPORATION, No. CIV 03-0762 UNITED STATES DISTRICT COURT FOR THE DISTRICT OF ARIZONA, 2004, the courts ruled that reporting a collection account on a credit report indeed is considered collection activity.
11/14/2020	Yes	Debt collection Credit card debt	Communication tactics You told them to stop contacting you, but they keep trying	PA 19320	Web
I have been making monthly payments faithfully to D & A services LLC. I have asked them to stop harassing me a payment will be made by the XXXX of each month. Each month they call and still leave voice messages This a old debt from XXXX credit card in 2014. 6 yrs later I am harassed monthly. There is a panademic and I still pay monthly. I asked them to stop calling n leaving messages and they continue to call. As long as they get there payment by the XXXX of the month on a old 2014 credit debit why harass me about it. It was said I owed {$1500.00} in 2014. I have made payments monthly and now I owe {$220.00}. I do not understand why all the phone calls daily till the end of the month. 1st call for the month of XXXX came in today XXXX at XXXX XXXX.
09/06/2022	Yes	Debt collection Credit card debt	Communication tactics Frequent or repeated calls	GA 30349	Web
I have received repeated calls and mail from D & A Services to collect an alleged debt from XXXX XXXX XXXXXXXX. The company has made numerous calls before giving me a chance to dispute the debt. I have written to them by certified mail to inform them to communicate with me via US Postal Services ONLY. I have requested all related XXXX XXXX XXXXXXXX documents to review the alleged debt that D & A Services is trying to collect. These actions are causing me severe mental distress. Previously to receiving communications from D & A Services, XXXX XXXX XXXXXXXX made several phones per day to harass and cause mental distress. They intentionally contacted people who they thought knew me. All of these actions by both companies are mental terrorism.
04/21/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NC 27587	Web	Servicemember
Repeated phone calls looking for someone by another name. I have had this phone number for over three years. Most recent harassment is from D & A Services, LLC., but they will sell the information to then next set of thugs to continue the harassment. When confronted with the wrong number, they claim " we do n't have this number in the system. '' This is a fraudulent claim, since they had called less than XXXX seconds before and hung up before I could get requisite information to formalize a complaint with their organization. If this were an incidental wrong number, this would not be an issue, but this is a concerted effort to harass by so-called debt collectors who keep selling this bad number and refusing to remove it from the database.
04/09/2016	Yes	Debt collection Credit card	Disclosure verification of debt Not disclosed as an attempt to collect	AZ 85203	Web
I received a VM from D & A Services stating that the call was regarding a debt and to call back. The collectors ' name was XXXX XXXX and phone # was XXXX. I then called him back. I got in touch with XXXX XXXX. He asked for my name, which I gave him, then preceded to tell me about the debt. Only after that did he give the mini Miranda and then asked me to verify my identity. I asked for a manager, who he transferred me to. While explaining to the manager ( cant remember his name, sorry ) the situation, he kept interrupting me simply to say that I have every right to file a complaint, but if I was to resolve " properly '' to give him a call. he " informed '' me that nothing was incorrect about the way the collector handled the call.
07/11/2018	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	MO 631XX	Web
The file is with the bureaus. Their number is XXXX XXXX XXXX. I called them today and they stated that they no longer had the file # XXXX and they they sent it to a collection agency called D & A services. They transferred me to D & A services and I spoke with the manager XXXX XXXX, she stated that they do not have the file that they say I owed. I asked her well why is it being reported to my credit report, she told me to contact the bureaus agency again. I did and they insist that they did not have the file either. Please have this removed from my credit report asap because they are reporting a file and debt that they do not have record of. XXXX is the only bureau that has taken this off my report..
11/08/2018	Yes	Debt collection Credit card debt	Communication tactics You told them to stop contacting you, but they keep trying	PA 186XX	Web
D & A Services , LLC has been contacting me about a debt I owe. There is a huge issue with their tactics, they are calling my wife 's cell phone number and not my own. She has never given them permission to call her phone in any way shape or form for this debt and I feel they are in violation of the TCPA Act. Also, when 1st called about the debt they contacted her and became predatory about collecting the debt by making her call me while I was at work to ok a auto debit from my account each month which does not sound right in any way shape or form. As a result of this I will stop all communication and also will be notifying my bank to not allow them to pull anymore money out.
10/12/2021	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Contacted your employer	NY 14223	Web
Someone from XXXX keeps contacting my employer and asking for me by full name, making threats, being rude and scary, insulting me to my coworkers and telling them I owe money, in general being disrespectful to people in the office- and they're calling on a toll free number so my employer is paying for the harassment. No attempts were made to reach me directly before they started doing this and it keeps happening despite the supervisors telling them to stop calling. I have no idea who these people are, they would not identify themselves when I called to ask them unless I provided confidential information such as my social security number, which of course I would not do.
06/08/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	AL 359XX	Web
On XX/XX/21I sent a leter regarding inaccurate and unknown things on my credit report to this day over 60 days later I have not received a response yet. I feel like Im being taken advantage of and being ignored of my disputes. Section 611 ( a ). It is plainly stated that a failure to investigate these items within 30 days gives a reason to immediately remove those items from my credit report I has been over 60 days so they should be deleted promptly. I demand these accounts be deleted immediately or I will file for ligation due to the stress you caused me. My information was also impacted by the XX/XX/XXXX data breach and may have got into the hands of the wrong person.
05/14/2019	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	NY 109XX	Web
D & A services keeps calling me and sending me letters for some " XXXX XXXX XXXX '' debt I've never had - {$1100.00}. I wrote a letter and answered the phone one time stating such and to please stop contacting me about this. Additionally, that being on SSDI I couldn't even afford to pay this just to get it off my credit report and move forward. Suffice to say, I never received a reply and when I answered the phone the one time and said that I was hung up on. This particular company has a lot of negative complaints about it on XXXX on various forums and web sites. I only want this to stop and have it removed from my credit report. Any help would be greatly appreciated.
10/25/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	NY 12603	Web
I received several emails ( on XX/XX/22 ) from XXXX XXXX XXXX stating I am late with my payment. I physically went into our local XXXX XXXX XXXX and let them know I do not have an account with XXXX XXXX XXXX. Now I have received a letter from a collection agency ( on XX/XX/22 ) stating that I owe {$15000.00} I reached out to them and told them that was not me. I would not give them my social, but I explained that whoever is doing this has my address, email, and spelling of my name, fortunately, the middle initial is wrong. I reached out to XXXX XXXX XXXX, who can only give me limited information while I filed the fraud case with them. Please help me resolve this.
03/30/2017	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NC 27909	Web
XXXX from D and A Services called me asked me to verify my personal information. I basically told him that I do not give out me personal information to strangers and to send whatever he needed to contact me about in writing. He began yelling at me about refusing to pay my debts or verifying myself. He told me that if he want to commit any type of fraud or identity theft he already had enough information to do so. He continued to talk after I told him to send the information in the mail. He also tried to get me to verify personal information and gave me some one else 's Social Security Number. I told him it was not my information and hung up.
11/11/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	KY 422XX	Web	Servicemember
Call from D and A Services XXXX about a personal matter. They are a debt collection service trying to satisfy a debt and the call was recorded. I do n't owe such a debt. Left a message for me to return a call to XXXX. Asked me to verify my last four of SS number and dated of birth. I told them I do n't give out personal information to anyone I do n't know, especially over the phone. Then she attempted to verify my identity by giving me a bogus address. I told them that was n't me or my address and she asked for my address. I told them not to call me anymore. They said they would remove my name from their call list. This was a phishing scam.
09/10/2018	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	MD 21804	Web
I had two accounts with XXXX XXXX ( XXXX, XXXX XXXX ). Due to unemployed these tow bills when into collections. The first collection agency was XXXX XXXX XXXX XXXX XXXX, I sent them a letter stating that their company did not have license to collect a debts in the state of Maryland. So in XX/XX/XXXX I received letters stating that my accounts had been sold to D & A Services. I sent them a letter stating that they did not have license to collect in Maryland, the letters was sent XX/XX/18 and XX/XX/18.In the letter I asked them to remove the two accounts from all 3 credit reports. I have not yet to get a response from their company.
03/08/2018	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	ID 83404	Web
Last fall ( XX/XX/XXXX ), D & A Services LLC began contacting me to collect a strangers debt. After several phone calls clarifying that I am not the individual in question and asking for the attempted collections to stop, they took a break from calling me. They contacted me again today ( XX/XX/XXXX ) to pursue collections of the stranger 's debt through me. Unfortunately, due to a data breach at XXXX, all the call records prior to XX/XX/XXXX have been lost and I can not provide the dates the contacted me priorly. I will not pay for a strangers debt and D & A Services refuse to acknowledge this. Please help me.
10/23/2017	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	FL 33064	Web
We have caller ID at work. A call came in to my work place which is against the law to do. Especially calling a total of XXXX times today. Other co-workers answered it and patched the call to me thinking it was one of my clients. The girl called herself XXXX XXXX and said my phone is being recorded and bluntly said my social security number which is very scary and just wrong. The call came in on XX/XX/XXXX-XXXX times that day. They should not be in business harassing people at their work and collecting a debt not even saying what the debit is for just screaming out my social security number. XXXX XXXX
11/24/2020	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	AZ XXXXX	Web
XXXX XXXX XXXX has repeatedly tried to collect a debt that came from identity theft. Each time I ask for proof of debt using the forms that the Federal Trade Commission supplied and each time the response is to show credit statements with charges that have already been reported as identity theft ( FTC Report Number XXXX ). I even supplied names of the suspected identity thieves but rather than pursue that it is easier to just sell the debt again to another company so they can continue to harass me and violate the Fair Credit Reporting Act and the Fair Debt Collection Act. It needs to stop!
02/11/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	MD 21207	Web
On XX/XX/2022 a company had sent me a letter at my new address that stated they are debt collector. I had certified mailed D & A Services a NOTICE AND DEMAND TO CEASE AND DESIST COLLECTION ACTIVITIES PRIOR TO VALIDATION OF PURPORTED DEBT. When D & A Services had received the my letter I was sent statements about an alleged debt. I didnt ask for statements. I had asked for a contract between D & A Services and myself. I didnt make a copy of my notarize letter to D & A SERVICES instead I have provide a copy of what I had used. Below is information that will help with the investigation.
08/04/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	GA 30512	Web	Older American, Servicemember
D & A Services, XXXX XXXX XXXX XXXX, XXXX . XXXX, XXXX XXXX, IL XXXX - Trying to collect on a debt that was completed in 2006 from returned damaged merchandise. The damaged merchandise was picked up in 2006 by delivery men of an XXXX store and XXXX sold the old debt to D & A Services. A XXXX XXXX, Manager, completed the return of the damaged merchandise. This was all done in 2006 and very old. We are not in possession of the damaged merchandise. I have notified D & A Services of the above and do not want them to continue with contacting me.
09/29/2017	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	VA 238XX	Web
I was contacted on XXXX XXXX, 2017 at work by someone named XXXX XXXX who said he was with D & A Services, a debt collection agency. He said I owed a debt that actually was paid many years ago. He said he sent me information in the past but I did n't respond to it. I never received any information from this company in any form. I do not owe any debt to the company he was referring to. He was very persistent. After looking up information on this company, I 'm afraid they will use my information for some scamming or fraudulent activity.
03/16/2016	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	MI 484XX	Web
The action of the debt collector is on a expired statute of limitation greater than XXXX XXXX XXXX. The debt collector acts as fourth party to collect debt, originally XXXX, then XXXX XXXX ( acquired XXXX 2011 ), then indicates current creditor is XXXX XXXX XXXX XXXX XXXX ( debt collector under Federal law is not : A creditor ), and fourth party debt collector D & A Services seeks to collect on the " Re-Aged '' debt. The debt is not owed and the debt collector can not act as " Creditor '', violating Fair Debt Collection Act
04/18/2018	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	WY XXXXX	Web	Servicemember
D & A Services has continued to call my employer when my employer has told them more than once that I am not in the country and not permitted to receive these types of calls at work. I have no knowledge of what this could be about. To the best of my knowledge I have no outstanding debts. When they first called I returned their call and left two messages ; neither were returned. Their continued harassment of my employer is jeopardizing my job. I am receiving these calls from a man who states his name as XXXX XXXX from XXXX
08/28/2018	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	IL 60115	Web
On Tuesday,XX/XX/2018 at XXXX I was contacted by D & A Services on behalf of XXXX XXXX , I was threatened with a lawsuit if I did not make a promise to pay to debt. I was repeatedly told the call was recorded. I asked her to please stop threatening me with a lawsuit she did not stop the scare tactic. Also on a previous call, they informed me that they had checked my credit to see that I had been settling other accounts and told me I need to settle with them or they would take to me court and garnish my wages.
02/27/2016	Yes	Debt collection I do not know	Disclosure verification of debt Right to dispute notice not received	VA 23322	Web
The company claims I owe a debt to someone and I have no clue as to what it is for. I have never had any dealings with the original creditor and I have looked through old bills and files and have nothing from them either. The debt collector also claims I was sent a notice 35 days ago but I have received no letter from them previously and this first notice I received also did not include anything about dispute. The creditor should use certified mail if they even sent a first notice to make sure I received it.
10/12/2018	Yes	Debt collection Credit card debt	Communication tactics Frequent or repeated calls	RI 02840	Web
D and A Services is trying to collect a debt for XXXX XXXX that is disputed because XXXX XXXX has done to me what they did to other consumers ( Something CFPB knows about since they filed a lawsuit in XX/XX/2015 and received {>= $1,000,000} from XXXX XXXX ). The debt is in dispute and is not substantiated by anything other than XXXX 's dubious word ( again we know it is dubious because the XXXX CFPB filed a suit against XXXX XXXX in XX/XX/2015 and received {>= $1,000,000} from them ).
11/14/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	IN 473XX	Web
Received XXXX calls from D & A Services LLC with messages to call regarding a debt. I called, thinking this may have to do with an identity theft issue that I suffered in XXXX. However, after calling and providing my cell number ( which was the number the collection agency called ) the agent asked if I was XXXX XXXX. I advised that I was not and they obviously had the wrong telephone number on file if that was the individual they were looking for.
09/21/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 95340	Web
I received a letter from D & A Services , LLC for a debt that is not mine. The amount of {$2800.00} from the original creditor XXXX XXXX XXXX XXXX and current creditor XXXX XXXX XXXX XXXX XXXX, XXXX are banks I have never worked with or received loans from. The D & A account number is # XXXX and the address is XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX, IL XXXX. Either they have the wrong person or someone else used my information.
01/14/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	NY 10473	Web
D & A Services trying to summons money for a debt that was paid. I paid XXXX XXXX XXXX dollars for XXXX XXXX. XXXX XXXX has not updated their records. This debt was paid over two years ago. I tried to call D & A Services today and was hung up on after I explained the above .This company is offering a settlement of XXXX of XXXX. This is fraudulent because I paid the bill
02/18/2023	Yes	Debt collection Credit card debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	IA 515XX	Web
On XX/XX/2023 I received a text message from a family member stating that I needed to call XXXX XXXX at XXXX. This number is associated with D & A Services, a debt collection agency out of XXXX XXXX, IL. D & A Services is in violation of the Federal Fair Debt Collection Practices Act ( FDCPA ) for contacting someone other than myself regarding a debt I allegedly owe.
05/19/2023	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	FL 32763	Web	Servicemember
I received a letter from D & A Services LLC of IL stating that they are trying to collect a debt that belongs to the current creditor XXXX XXXX XXXX XXXX. 1. There is no debt validation & verification showing that I am responsible for said debt. 2. Both D & A Services LLC of IL and XXXX XXXX XXXX XXXX are not licensed in the state of Florida to collect a debt.
02/20/2023	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	OR 974XX	Web
This wasn't a frequent call, it was more that they called me at XXXX XXXX to get me to give them information on my XXXX XXXX XXXX step-son who has not lived with me or even lived in the same state as me in nearly 20 years. My step-son has never shared a phone account with me not do we have similar numbers. We don't share any financial anything together.
02/06/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Taking/threatening an illegal action Threatened to sue on too old debt	MA 015XX	Web
I received a letter from IL D & A Services saying they were going to get a judgement against me for XXXX XXXX XXXX, XXXX for an original debt to XXXX XXXX. I do n't believe I ever owed a bank by that name and if I did it was many years ago. I believe I have paid off my old debts and this does not appear on my credit report so I suspect it is a fraud.
08/02/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	CA 900XX	Web
on XX/XX/2021 your company was sent a cease of desist letter plus a validation of debt, which wasn't answered you company communicated back with trying to settle the debt which Is a violation of FDCPA 15 USC 1692.on XX/XX/2021 im sending your company another cease of desist letter.plus violations that your company have committed against me.
04/07/2020	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	WA 986XX	Web
On XX/XX/2020 XXXX from D & A LLC called my cell phone looking for XXXX XXXX which is my XXXXyear old daughter. When I asked what this is regarding, XXXX was insistent on speaking with my minor daughter. When I asked what her company specializes in, she refused to answer my question and repeated with I can only discuss this with XXXX XXXX.
03/09/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30096	Web
I'm struggling with identity theft. I really didn't expect this to happen to me. As a result, they are suffering financially and psychologically. It's very scary and terrifying to see someone use a card that I haven't used yet. I sincerely hope that you will promptly correct the incorrect information and show the correct information.
03/29/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt resulted from identity theft	OK 740XX	Web
I received a letter from D & A Services dated XXXX XXXX, 2016 on XXXX XXXX stating I woes {$350.00} to them to which I have let them know via telephone calls it is not a valid debt and I am the victim of Identity Theft. The collection attempts continue, they also informed that the debt is beyond statute of limitations.
05/26/2015	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	PA 19083	Web
This number calls my home every morning at exactly XXXX The caller id does not ID them and then they hang up. Research on the internet determined they are id scammers who call to collect very old and often non existent debt. Other than hang up phone calls I have had no other contact attempts made to me by them.
05/14/2015	Yes	Debt collection Credit card	Disclosure verification of debt Right to dispute notice not received	KS 66102	Web
Wanted to receive information verifying that they had rights to my debt and they refused to send me a mailing. They told me they sent out XXXX mailings and XXXX was before I moved to my new address. They promised that they will no longer be calling me but taking it straight to legal action as well.
11/23/2020	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	LA 70068	Web
On XX/XX/2020 I wrote an affidavit to the company D & A Services , LLC regarding a credit collection in the amount of {$630.00}. In the affidavit I listed the violations that the company had committed in the amount of {$2000.00} also I included a invoice for the company to pay.
11/23/2020	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	LA 70068	Web
On XX/XX/2020 I wrote an affidavit to the company D & A Services , LLC regarding a credit collection in the amount of {$630.00}. In the affidavit I listed the violations that the company had committed in the amount of {$2000.00} also I included a invoice for the company to pay.
07/14/2017	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Contacted your employer	PA 19002	Web
XX/XX/XXXX Attempted contact via employer XX/XX/XXXX Call and informed not to contact at work that it is not permitted by employer to receive personal and other non-work related calls XX/XX/XXXX Attempted contact via employer despite instruction not to contact me at work
08/08/2017	Yes	Debt collection Credit card debt	Threatened to contact someone or share information improperly Contacted your employer	TX 77429	Web
On X/X/17 I received a voicemail from D & A services on my work phone number. They stated they were a debt collector on the voicemail. This number is assigned to me at work but recordings can be accessed by my employer. In my opinion this is a violation of the FDCPA.
07/17/2018	Yes	Debt collection Credit card debt	Communication tactics You told them to stop contacting you, but they keep trying	CA 95128	Web	Older American
The company is D & A Services LLC. They're a debt collector. They called repeatedly and would leave voicemails. I called them and told them not to call me about this debt anymore, but they continued to call. I just received another call at XXXX. today, XX/XX/2018.
07/12/2022	Yes	Debt collection Credit card debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	WA 985XX	Web
On XX/XX/2022 I was left a message on my cellphone by DA Services XXXX XXXX XXXX regarding an alleged debt. I have never been notified of this debt ; this company is not licensed in XXXX to collect a debt. I have been harassed about a debt I know nothing about.
06/13/2018	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	CA 92373	Web
Credit card balance was paid in full on XX/XX/2017 in amount of {$57000.00}. Company name was XXXX XXXX XXXX XXXX, which is shown on my credit reports. The company name now is D & A Services. I have contacted them to remove negative information but could not.
06/19/2019	Yes	Debt collection Credit card debt	Threatened to contact someone or share information improperly Contacted your employer	TX 75040	Web
This company continues to call my employer. In the past they contacted members of my family as well. I have asked that they only contact me directly on my PERSONAL number, but they keep contacting other people regarding a personal matter.
04/21/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	FL 33309	Web
I disputed accounts on my credit report that was not validated or 100 % accurate and this company did it properly investigate the items reporting I also filed a complaint with XXXX XXXX XXXX I am filing this complaint on my own behalf
12/22/2019	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	MI 490XX	Web	Servicemember
We pay monthly on debts accumulated from a family member that has since passed. Regardless we pay on the outstanding debt ( s ). We have told each creditor that we will pay monthly. The calls keep coming. We have caller ID.
07/19/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	NY 10032	Web
On or about XX/XX/2022 D & A Service LLC, of IL sent me a letter requesting & XXXX on behalf of their client XXXX XXXX I, XXXX. I requested information from them on or about XX/XX/2022 but they have not responded at all.
01/18/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	LA 712XX	Web
I paid a debt that was owed for a hospital visit for my child on XX/XX/2014. I paid {$150.00}. I just received a letter in the mail from another debt collector wanting me to pay the remaining amount of the balance.
06/13/2018	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	CA 92373	Web
On XX/XX/2017 I paid off {$49000.00} to D & A Services and promised they would remove all negative information from all my credit reports, they did not do it! Previously this debt belong to XXXX XXXX XXXX XXXX.
04/24/2015	Yes	Debt collection Medical	Taking/threatening an illegal action Threatened to sue on too old debt	FL 346XX	Web
I was called by someone at XXXX who claims I still owe money for a XXXX account that was paid over 6 years ago. The man I spoke with was forceful and threatening that his client might sue. It was shady at best.
03/03/2016	Yes	Debt collection I do not know	Communication tactics Called after sent written cease of comm	PA 188XX	Web
This collection agency claims that they sent me a letter. I have never received anything. Secondly they are calling my main work phone number after being told that they can not.
06/15/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	TX 77042	Web
Contacted my ex-spouse, have been divorced over 15 years. Never heard of this company and the nerve to contact an ex or even a current relative is unacceptable.
11/02/2016	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	IL 60409	Web
Third party debt collector is committing mail fraud and extortion by not providing verified and validated information with collections activities.
02/24/2022	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	NY 122XX	Web
Repeated phone calls from D & A Services LLC on XX/XX/XXXX, XX/XX/XXXX on a medical/dental bill from XX/XX/XXXX! Balance : {$990.00}
05/17/2016	Yes	Debt collection Credit card	False statements or representation Indicated shouldn't respond to lawsuit	IN 46342	Web
d & a services are trying to collect amount that is in ch XXXX XXXX original credit lowes this is 4 time differ collection service.
05/17/2016	Yes	Debt collection Credit card	False statements or representation Indicated shouldn't respond to lawsuit	IN 46342	Web
d & a services are trying to collect amount that is in ch XXXX XXXX original credit XXXX this is 4 time differ collection service.
04/14/2022	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	CO 804XX	Web
I was told by the agent that they hold my debt But the agent could not produce any information to verify my debt.
12/05/2022	Yes	Debt collection Credit card debt	Communication tactics Frequent or repeated calls	NY 11105	Web
They send me a letter with a collection debt, I can not afford to pay that amount, and they keep calling me.
09/21/2021	Yes	Debt collection Credit card debt	Communication tactics Frequent or repeated calls	MA 02124	Web
D & A Collector Company calling at work. They are not allow to called my work for personal matter.
08/13/2018	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	MA 01821	Web	Servicemember
I told XXXXXXXX XXXX XXXX XXXX XXXXXXXX, that this is not my debt.
07/07/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX XXXXX	Web
sent out a letter and just got a bill no proof of signature.
01/26/2017	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 92103	Web	Older American
I received a phone from XXXX for a debt that I is not MINES!
12/10/2015	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	FL 34952	Web	Older American
recording asked for XXXX almost daily
02/06/2024	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	FL 34773	Web

01/24/2024	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	IL 60409	Web

11/15/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	TX 78736	Phone	Older American

11/13/2023	Yes	Debt collection Payday loan debt	Written notification about debt Didn't receive enough information to verify debt	FL 33619	Web

11/13/2023	Yes	Debt collection Payday loan debt	Written notification about debt Didn't receive enough information to verify debt	FL 33619	Web

11/06/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 33604	Web

09/27/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	CA 91762	Web

09/21/2023	Yes	Debt collection Credit card debt	Threatened to contact someone or share information improperly Contacted your employer	NC 27215	Web

08/22/2023	Yes	Debt collection Credit card debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	VA 22556	Web

08/21/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	AL 35810	Web

08/18/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	SC 29061	Web

08/18/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	SC 29061	Web

08/18/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	SC 29061	Web

07/16/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	CA 90047	Web

03/24/2023	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	CT 06877	Web

02/01/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	GA 30809	Web

01/06/2023	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	CT 06877	Web

11/16/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	VA 22201	Web

10/07/2022	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	PA 18954	Web

08/26/2022	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	GA 30096	Web	Servicemember

05/11/2022	Yes	Debt collection Credit card debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	MA 02122	Phone	Older American, Servicemember

05/03/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	MA 02790	Web

04/04/2022	Yes	Debt collection Credit card debt	Communication tactics You told them to stop contacting you, but they keep trying	OH 44646	Web

02/08/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	MI 49766	Phone

01/31/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IN 46807	Web

01/01/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	FL 33437	Web	Older American, Servicemember

09/23/2021	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	FL 33317	Web

09/01/2021	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	FL 34951	Web

06/21/2021	No	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30096	Web

04/30/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	PA 19134	Web

04/29/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30518	Web

04/20/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30004	Web

04/19/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft		Phone	Older American

04/09/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	LA 70810	Web

03/31/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30518	Web

03/31/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CA 95355	Web

03/27/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30022	Web

03/26/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	CO 80124	Web

03/19/2021	Yes	Debt collection Credit card debt	False statements or representation Impersonated attorney, law enforcement, or government official	CO 80124	Web

02/17/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30519	Web

02/10/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30096	Web

01/28/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30096	Web

01/04/2021	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Collected or attempted to collect exempt funds	MI 48642	Web	Servicemember

10/02/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 77640	Phone	Older American, Servicemember

09/29/2020	Yes	Checking or savings account Checking account	Managing an account Problem using a debit or ATM card	FL 32092	Postal mail	Older American

06/19/2020	Yes	Debt collection Credit card debt	Communication tactics Frequent or repeated calls	IN 46234	Web

05/29/2020	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	VA 23235	Web

02/05/2020	Yes	Debt collection Credit card debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	XXXXX	Web

01/13/2020	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	CA 93307	Phone

09/30/2019	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	NJ 07050	Phone

09/20/2019	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	MD 21769	Web	Servicemember

08/26/2019	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	FL 34655	Postal mail

08/12/2019	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	GA 30907	Web

06/19/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	CA 92507	Postal mail

04/20/2019	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	MA 01970	Web

02/22/2019	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	CO 80118	Web

01/31/2019	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89135	Web	Servicemember

11/19/2018	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	VA 22182	Web

09/24/2018	Yes	Credit card or prepaid card General-purpose credit card or charge card	Problem with a purchase shown on your statement Credit card company isn't resolving a dispute about a purchase on your statement	OH 43162	Web

09/12/2018	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	VA 24504	Web

08/30/2018	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount		Phone

08/27/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	IL 60195	Web

07/24/2018	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	OH 44024	Web

07/06/2018	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	TN 37840	Web

06/14/2018	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	NJ 08527	Web

06/07/2018	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	TN 37840	Web

06/01/2018	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	CA 91306	Web	Servicemember

05/21/2018	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	VA 24504	Web

05/17/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL 61107	Web

02/27/2018	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	NC 27409	Referral

11/08/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	VA 23669	Web	Servicemember

09/14/2017	Yes	Debt collection Payday loan debt	False statements or representation Attempted to collect wrong amount	NJ 08854	Web

08/31/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TX 77511	Referral

08/08/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	HI 96783	Referral

03/08/2017	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt resulted from identity theft	FL 33414	Fax

02/06/2017	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 33437	Web

01/31/2017	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	TN 37153	Postal mail

11/21/2016	Yes	Debt collection Credit card	Communication tactics Threatened to take legal action	CA 90028	Web

11/02/2016	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	OH 44057	Web

10/24/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	TX 78108	Postal mail

10/17/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	IL 60649	Fax

10/11/2016	Yes	Debt collection Credit card	Communication tactics Called after sent written cease of comm	PA 18840	Web

09/15/2016	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	IN 46052	Web

09/06/2016	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	NY 11106	Phone

08/26/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NC 28411	Web

08/23/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	UT 84745	Referral

06/02/2016	Yes	Debt collection Credit card	Taking/threatening an illegal action Attempted to/Collected exempt funds	MD 20716	Fax

06/01/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	VA 23464	Postal mail

05/23/2016	Yes	Debt collection Credit card	Improper contact or sharing of info Contacted me after I asked not to	IL 60640	Web

05/05/2016	Yes	Debt collection I do not know	False statements or representation Indicated committed crime not paying	AZ 85281	Web

04/07/2016	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	IN 47355	Referral

04/07/2016	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	IN 47355	Referral

02/23/2016	Yes	Debt collection Credit card	Communication tactics Called after sent written cease of comm	MA 02780	Web

02/18/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	AR 72650	Referral

02/16/2016	Yes	Debt collection I do not know	Communication tactics Called after sent written cease of comm	MN 55901	Postal mail

02/01/2016	Yes	Student loan Non-federal student loan	Dealing with my lender or servicer Trouble with how payments are handled	NC 28678	Web

01/28/2016	Yes	Debt collection Credit card	Communication tactics Frequent or repeated calls	VA 24073	Postal mail

01/20/2016	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	FL 33434	Web

01/12/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NJ 08816	Postal mail

01/07/2016	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	KS 66762	Postal mail	Older American

12/14/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	MN 55449	Postal mail

11/20/2015	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	ID 83252	Referral

09/14/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Threatened to take legal action	NJ 07901	Fax	Older American

08/20/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TX 77375	Web

08/10/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	OH 44654	Postal mail

07/30/2015	Yes	Debt collection Credit card	Taking/threatening an illegal action Threatened to sue on too old debt	MN 55987	Phone

07/02/2015	Yes	Debt collection Auto	Improper contact or sharing of info Contacted me after I asked not to	DC 20002	Web	Older American

06/16/2015	Yes	Debt collection I do not know	Disclosure verification of debt Right to dispute notice not received	VA 23192	Phone

06/09/2015	Yes	Debt collection Credit card	Improper contact or sharing of info Contacted me after I asked not to	MD 21776	Web

05/22/2015	Yes	Debt collection Credit card	Communication tactics Frequent or repeated calls	TX 75230	Phone

05/14/2015	Yes	Debt collection Credit card	Communication tactics Frequent or repeated calls	LA 71457	Postal mail	Older American

04/17/2015	Yes	Debt collection I do not know	Improper contact or sharing of info Contacted me after I asked not to	CA 91750	Web	Older American

03/04/2015	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	NE 68973	Web

03/02/2015	Yes	Debt collection Credit card	Communication tactics Threatened to take legal action	ID 83709	Phone

02/25/2015	Yes	Debt collection Credit card	Communication tactics Threatened to take legal action	NJ 08010	Web

02/20/2015	Yes	Debt collection Credit card	Improper contact or sharing of info Talked to a third party about my debt	AZ 85648	Phone	Older American

02/13/2015	No	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	MD 20770	Web	Servicemember

02/06/2015	No	Debt collection Credit card	Disclosure verification of debt Not disclosed as an attempt to collect	CA 95842	Web

02/05/2015	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	AZ 85308	Web	Servicemember

01/27/2015	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	IA 50314	Web

01/27/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Frequent or repeated calls	NY 10017	Referral

01/24/2015	No	Debt collection I do not know	Communication tactics Frequent or repeated calls	FL 33596	Web

01/14/2015	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	TX 76106	Web

01/05/2015	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt resulted from identity theft	PA 15005	Phone

12/26/2014	No	Debt collection Credit card	Communication tactics Frequent or repeated calls	OH 45065	Web	Older American

12/13/2014	No	Debt collection Credit card	Communication tactics Threatened to take legal action	GA 30474	Web

12/12/2014	No	Debt collection Credit card	Communication tactics Called after sent written cease of comm	PA 19075	Web

11/25/2014	No	Debt collection Credit card	Improper contact or sharing of info Talked to a third party about my debt	ND 58601	Web

11/25/2014	No	Debt collection Credit card	Improper contact or sharing of info Talked to a third party about my debt	GA 30546	Web	Servicemember

11/14/2014	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	WA 98237	Web

11/04/2014	No	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	CO 80027	Web

10/15/2014	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	AR 72602	Web	Older American

09/23/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	SC 29572	Web

09/03/2014	No	Debt collection Medical	Taking/threatening an illegal action Attempted to/Collected exempt funds	MO 63383	Web

08/28/2014	Yes	Debt collection Credit card	Communication tactics Frequent or repeated calls	OH 43420	Web

08/27/2014	No	Debt collection Credit card	Communication tactics Frequent or repeated calls	NJ 07050	Postal mail

08/04/2014	Yes	Debt collection Credit card	Improper contact or sharing of info Talked to a third party about my debt	MA 02766	Web

07/08/2014	Yes	Credit card	Billing statement	TX 76135	Postal mail

06/26/2014	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NY 10031	Referral

06/18/2014	No	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	NY 10307	Web

06/04/2014	Yes	Debt collection Credit card	Improper contact or sharing of info Contacted employer after asked not to	TX 77053	Web

05/23/2014	No	Debt collection Credit card	Improper contact or sharing of info Contacted employer after asked not to	MD 20706	Web

05/09/2014	No	Debt collection Credit card	False statements or representation Attempted to collect wrong amount	CA 95123	Fax	Older American

04/22/2014	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	OR 97426	Postal mail	Older American

04/16/2014	No	Debt collection Credit card	Communication tactics Frequent or repeated calls	CA 94541	Web

04/05/2014	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	OH 45424	Web

02/26/2014	Yes	Debt collection Credit card	Improper contact or sharing of info Talked to a third party about my debt	NH 03867	Web

02/21/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TX 78613	Web

01/18/2014	Yes	Debt collection Credit card	Communication tactics Frequent or repeated calls	NY 10037	Web

11/22/2013	Yes	Debt collection Credit card	Disclosure verification of debt Right to dispute notice not received	IL 60133	Web

10/22/2013	Yes	Debt collection I do not know	Improper contact or sharing of info Talked to a third party about my debt	NY 13069	Web

10/14/2013	Yes	Debt collection Credit card	False statements or representation Impersonated an attorney or official	MS 39211	Web

10/02/2013	Yes	Debt collection Credit card	Disclosure verification of debt Not given enough info to verify debt	NM 87120	Referral

09/27/2013	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	CA 91302	Postal mail

08/23/2013	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	AZ 86406	Web