Curfin Holding Company, Inc CFPB Complaints

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2000 Latest Complaints
Date Received Timely Response Product Issue State / Zip Submitted Via Tags
10/08/2020 Yes
  • Vehicle loan or lease
  • Loan
  • Struggling to pay your loan
  • Loan balance remaining after the vehicle is repossessed and sold
  • IL
  • 60540
Web
In XXXX when COVID hit, I lost my job. I contacted my lender and notified them that I couldn't make payments, but I would try. They allowed me an additional 30 days to try and come up with a payment and I couldn't. I lost my place of residency as well. They XXXX my vehicle because it was towed due to 2 flat tires I had and couldn't fix and XXXX police department towed it and they notified my lender. They went and retrieved it. I tried to call and get it back, but they said they already had out it up in an auction but if I wanted to purchase the vehicle outright, I can with the amount exceeding XXXX which I DEFINATLY do not have. I noticed a hard inquiry on my credit report yesterday and I contacted them thinking that someone tried to get a loan in my name, but come to find out that this lender ran my credit without my authorization and they said they sent me letter and did not get a response .. as I indicated to you I became XXXX and I did not receive these letters. They told me that I just ignored them and I did not. I am trying so hard to repair my credit to the best of my ability, and I asked her why did she run a hard inquiry. She told me she can do that and she plans on doing a hard inquiry once a month which I do not agree with. She told me that if and when I'm employed, she will have my wages garnished to pay the remainder of my vehicle. I am scared. I am still seekinf employment and I am a XXXX mother with XXXX boys XXXX and XXXX and all of us live seperstky due to the Covid and the entire situation. I write to u because they are going to ruin my credit more than it already is. The way they conducted towards me is in acceptable and I fear what's to come. I tried to reason with them and they want one lump sum payment of half of what I owe which is about 4000 and I have nowhere near this amount of money. I explained I am XXXX, I do not work and I can't do what she is asking me to. They wouldn't even consider monthly payments. XXXX refuse to work with them any longer. I needed to reach out to someone because if she runs a hard inquiry once a month, I will never be able to have some kind of living environment for me and my boys, let alone if and when I do find a job, she thretenws to take my wages. What do I do.?? I couldn't even sleep last night. I hurried a son XXXX rates ago and his anniversary is coming up.. I have to go to XXXX because if all these problems. Please help me
02/18/2021 Yes
  • Debt collection
  • Auto debt
  • Threatened to contact someone or share information improperly
  • Contacted your employer
  • IL
  • 60115
Web
Greater Chicago Finance Company I had spoke with them in XXXX XXXXPrevious to this they kept making hard credit marks on my credit score every 3-6months. I confirmed my place of work and my phone number and my address. I told them I was going to make small payments which I have been. I made small payments to them. When they called my job I answered the phone and I was told that if I did not pay them an amount of at least $ XXXX/Month they would garnish my wages and that they already had a lawyer and that I was going to have to pay for court fees and lawyer fees. I told them I wasn't hiding and that I could send them payments but I am a single mother and I have to pay other things. Since then I have send them payments and they already know all my information. Today XX/XX/2021 they called my job again and asked to Speak with my Supervisor by name. Later the owner called me and she let me know that they have been calling nonstop and that they have also send them paperwork regarding my debt. My employer was informed that I was not paying a debt to them and private information that I am unsure why Greater Chicago Finance has done this ; especially since I gave them all my information and I have been paying them and they had confirmed in XXXX that I do work where I say I work.
03/23/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Credit inquiries on your report that you don't recognize
  • IL
  • 60651
Web
Ive pulled my credit report & noticed a few unauthorized hard inquiries on my credit profile that wasnt to my knowledge nor do I have any business with these companies nor did I give any consent to these companies to run my credit. My assumption is someone had gotten my personal information and tried to apply for something against my consent & knowledge. The INQUIRIES IM REFERRING TO IS : Company : Date of Inquiry : 1. XXXX XXXX XXXX XX/XX/XXXX 2. XXXXXXXX XXXX XX/XX/2020 3. XX/XX/XXXX. XX/XX/2020 4. XX/XX/XXXXXX/XX/2020 ( I contacted these companies and they werent able to verify my information nor did they even have my information in their system and recommended me to contact the credit bureaus to remove these inquiries but as I contacted the credit bureaus they claimed that I need to file a police report to get the inquiries removed which I did and I do have the police report number if requested ( will be included in attachments )
05/01/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account information incorrect
  • IL
  • 60653
Web
Ive paid my loan for XXXX and XXXX on XX/XX/23 and my balance is not {$1900.00} my balance now is {$1300.00} plus my interest so its {$1300.00} so that balance on my credit report is incorrect also XXXX points was tooken from my credit because of this not being updated! Which was took from me after I made both payments!! I will like for this Lender to update my information! Immediately like he said he would when I went up there to pay my loan and take any remarks off my account because it is being paid!!!
04/05/2023 Yes
  • Vehicle loan or lease
  • Loan
  • Getting a loan or lease
  • Fraudulent loan
  • IL
  • 60653
Web
This whole contract is fraud and needed void! They violated my consumer rights.. also its alot of things they didnt disclose to me as a creditor greater Chicago finance company , also the car dealer XXXX XXXX XXXX they dealt with I will like this contract voided! I also have them in civil court for a lawsuit! Under all violation codes theyve committed!!
01/26/2023 Yes
  • Vehicle loan or lease
  • Loan
  • Getting a loan or lease
  • Fraudulent loan
  • IL
  • 60653
Web
I have a loan on a used XXXX XXXX XXXX that was fraudulent loan to me on XXXX XXXX with plenty of violations the dates on the loan is not matching to the date I did the loan with them also my signature was forged on some of the paperwork ..! also they have violated my consumer rights under the federal law US CODE S1605c
11/16/2019 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Credit inquiries on your report that you don't recognize
  • IL
  • 60619
Web
Greater chicago finance company in XXXX XXXX Illinois fraudulently accessed my credit report 4 times without my permission or acknowledgement. I did not authorize them to check my credit on no occasion after XX/XX/2015 Please investigate this abuse and remove the hard inquirys from my report
10/03/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • IL
  • 60827
Web