| 08/26/2019 |
Yes |
- Debt collection
- Medical debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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Day Knight & Associates, a debt collection agency based in XXXX, MO, filed a collections account on my credit reports with XXXX and XXXX for a medical debt that I have no knowledge of, from a doctor 's office that I have not been to in many years. No party involved has ever sent me a bill or attempted to collect any debt from me, which means my best " evidence '' for my claim is the lack of having ever received any sort of bill/invoice. I have disputed this account at both credit reporting agencies. XXXX deleted it from my account in less than a month from my dispute. XXXX attests that Day Knight has " verified '' that this account belongs to me and has since refused to delete the invalid account from my report. I am now on my third dispute with XXXX, again for an account that I have no knowledge of and no company has attempted to collect from me, including the mentioned collection agency.
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| 04/03/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account status incorrect
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Web |
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I have made disputes with the credit reporting companies and the debt collectors, who dont even have accounts that are mine, just keep harassing me over small amounts that they split and renew so it never leaves my report.
Ive also been informed that my identity was stolen by my bank. They caught it early but there are 12 inquiries that I cant get removed.
The biggest problem is that credit reports are not easy to read for consumers and debt collectors are able to find loopholes like what I explained earlier. They have harassed me over a bill that belonged to a previous owner of a house I lived in 10 years ago! It started as {$68.00}. But its the principle. I looked at my credit report today and they were able to sa it was a new date as of XX/XX/2020. How is this legal?
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| 05/04/2018 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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I was sent a letter by XXXX XXXX for a bill. She emailed me XX/XX/2018 the bill related to the fact I was unable to be reached. I received the bill via email and paid the bill by check. The checked was cashed by my bank XX/XX/2018. XXXX XXXX XXXX XXXX has placed a collection on my credit and stating is currently open and the amount is owed to them. I have outreached them to make them aware that the debt was not in collection per XXXX XXXX from XXXX XXXX and the bill has been paid and it is not an open case as it shows on my credit they have placed on my credit report ( XXXX )
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| 12/10/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
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XXXX XXXX company repeatedly reported a debt I did not owe on my credit report. I called XXXX and they stated that I did not owe the XXXX debt and never owed it but they continue to report for several months. This caused my credit score to decrease by XXXX points each month for several months XXXXXX/XX/XXXX. After several disputes it was finally removed. I
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| 12/19/2021 |
Yes |
- Debt collection
- Medical debt
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- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
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Web |
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There is a bill owed for {$230.00}. Day Knight & Associates are attempting to collect the debt, however they are charging interest and treating to have the client file suit against me and have me to pay for court costs and fees. The interest thus far is {$10.00}.
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| 08/07/2017 |
Yes |
- Debt collection
- I do not know
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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Day Knight & Associataes Creditor Name : XXXX XXXX XXXX I have no knowledge of this account. Just recently pulled up credit repot and see it has been on my credit since XX/XX/2017. I will like to dispute this account do n't believe it belongs to me.
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| 03/01/2018 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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XXXX XXXXXXXX XXXX XXXX continued to call me and eventually caused me to loose two days work. I told them my debt with XXXX XXXX was paid. They continued to XXXX my phone. Many times multiple calls in one day.
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| 03/01/2018 |
No |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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XXXX XXXX XXXX XXXX continued to call me and eventually caused me to loose two days work. I told them my debt with XXXX XXXX was paid. They continued to bomb my phone. Many times multiple calls in one day.
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| 08/21/2019 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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Letter requesting verification of debt in accordance with Fair Debt Collection practices was sent XX/XX/2019. Creditor failed to supply all information requested to verify debt.
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| 11/28/2023 |
Yes |
- Debt collection
- Medical debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
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| 08/24/2022 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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| 08/23/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Improper use of your report
- Credit inquiries on your report that you don't recognize
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Web |
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| 08/19/2022 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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| 08/12/2022 |
Yes |
- Debt collection
- Medical debt
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- Written notification about debt
- Didn't receive enough information to verify debt
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Web |
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| 06/28/2022 |
Yes |
- Debt collection
- Medical debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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| 06/12/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
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Web |
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| 09/18/2016 |
No |
- Debt collection
- Other (i.e. phone, health club, etc.)
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- Cont'd attempts collect debt not owed
- Debt was paid
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Web |
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| 08/03/2016 |
No |
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- Disclosure verification of debt
- Not given enough info to verify debt
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Web |
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| 02/13/2015 |
Yes |
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- Disclosure verification of debt
- Not disclosed as an attempt to collect
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Web |
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| 02/03/2015 |
Yes |
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- Cont'd attempts collect debt not owed
- Debt is not mine
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Web |
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| 08/31/2014 |
Yes |
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- Cont'd attempts collect debt not owed
- Debt was paid
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Web |
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| 07/07/2014 |
Yes |
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- Cont'd attempts collect debt not owed
- Debt was discharged in bankruptcy
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Web |
Servicemember |
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