| 09/26/2017 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
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- Charged fees or interest you didn't expect
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Web |
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I took out several loans over a period of months due to needing to care for a family member after a severe accident ; I work full time as XXXX however did not have enough sick leave accrued to adequately pay all of my bills. The 4 loans all of which market/represent themselves from tribal lands-which has laws federal and state which are confusing and purposely deceptive or at minimum fine print as if its a commercial for a new medication however the side effects clearly out way the presenting problem. XXXX XXXX XXXX is where my problem exists. I entered credit counseling due to the situational stressors and burdens out of my control. All lenders accepted the proposals with suspending interest and paying off the principal with a monthly installment with the exception of XXXX. My loan for XXXX from XXXX XXXX, with two weeks of taking out the loan and me entering debt counseling services added a finance charge of {$4600.00} with a APR of 657.75 % which is percent for the entire year, taking over 4 years to pay off in counseling. I contacted a representive to rescind the ACH withdrawal as my consolidation agency would be disbursing payments. Upon contacting them, I was informed I could pay off the loan in its entirety over XXXX anytime. During this conservation which customer service was incredibly rude and condescending stated they had the right to do this now that I have entered a fixed program. Subsequently paying nearly XXXX dollars in finance charges from a XXXX loan. Per WA state, who has one of the strictest regulations regarding these lenders informed me to advocate to the company now that the principal and then some is paid off to find a resolution meaning I have met my obligation even though XXXX clearly doesnt not see it that way regardless of their horribly written contracts which were sent out multiple times and in fact the money was deposited into my account prior to all documents had been signed, but thats another issue. Nearly a year later, I contacted XXXX again once the principal was paid and engaged in a heated exchange with customer service who refused to let me speak to a supervisor and once I mentioned I wanted to handle this issue without filing a compliant I was told a supervisor would contact me the follow day, this was two weeks ago. I have contacted customer service twice since then, and have yet to have a supervisor contact me. In short, they are hiding behind representing themselves as not being required to follow state and federal laws regarding small loans. Im not a lawyer ; I have been given conflicting messages on both sides regarding how these lenders can be held accountable. That said, its a business, their should be a baseline foundation of transparency, assistance, respect and most importantly practices which are fair and equitable on both sides. Lastly, Im not paying XXXX in finances charges from a XXXX loan when it was misrepresented and immediately tacked on to the principal once I entered credit counseling. I want a resolution immediately ; Im not asking for compensation, Im requesting with respect to have resolution as my principal and more have been paid. I do not want anyone to use this lender until they change their practices, I will update if possible this complaint once I have a satisfactory resolution. Again, in my situation every other lender did not follow these horrible and possible illegal practices even though the other lenders claim to be federally protected. It appears that XXXX XXXX may be operating as an online tribal lender. XXXX XXXX is an instrumentality of the Crow Creek Sioux Tribe, and claims to be a Native American owned business operating within the interior boundaries of the XXXX XXXX XXXX XXXX located in South Dakota.XXXX XXXX is not licensed by the XXXX and is not registered to conduct business in Washington State by the Department of Licensing, the Department of Revenue, or the Secretary of State. http : //www.dfi.wa.govXXXX I did try to contact the company before filing a complaint with the specific intention of trying to resolve it one on one before filing a complaint.
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| 05/22/2018 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
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- Charged fees or interest you didn't expect
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Web |
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I applied for a payday loan XXXX from XXXX. They deposited XXXX on XXXX. On XX/XX/XXXX my first payment of XXXX dollars was supposed to come out. I saw on the morning of XXXX that a pending payment was on my account. On XXXX a payment was not debited from my account. I looked on my bank account again on XXXX and still did not see a payment of XXXX dollars. I called XXXX on XXXX after listening to a voicemail they left me on XXXX and spoke w/XXXX who informed me my first payment was declined on XXXX by my bank. By this time my loan was XXXX up from XXXX. She advised me i was two payments behind of XXXX dollars which would not go to the principal. I told her I would call back with my debit card and pay XXXX to get it down. I then went into my bank to see why the payments were declined. I was told they were not declined. I was told the payment on XXXX was reversed by XXXXXXXX and a payment on the XXXX was never attempted. I was told by my bank not to use my debit card. I decided to pay off the loan as soon as possible but was having a hard time coming up the the now XXXX. On my date of XXXX, I thought I could at least pay half but on XXXX it was now XXXX. I called the Indiana Dept of Financial institutions and spoke w/XXXX and let her know my situation, she told me XXXX and XXXX XXXX are not licensed in the state of Indiana and are not allowed to give me a loan. Further more they can't hide behind tribal lending laws. She advised me not to pay them with a debit card because they can use my first payment as a consent to debit my account again. I was also told that sometimes they let the finance charges build up then will ACH my account. I called my bank on XXXX and had a stop ACH on XXXX and XXXX XXXX which cost XXXX. I called XXXX and spoke w/XXXX on XXXX and asked for an explanation why they told me my bank declined the payment when it was them who reversed it. She said they did a preauthorization and my account didn't meet the criteria. I asked her what the criteria was and she said they don't have that information. I then asked for their license number to give out loans in the state of Indiana. At that point she transferred me to XXXX who told me I had missed four payments and did I want to make those payments today. I asked her to provide me with the reason my bank account didn't meet the requirements for the payments to be debited. She said she could not give me that. I asked her for the state license in Indiana, she said she didn't need a license in the state of Indiana, that I signed a paper online stating that I agree to the rules governed by XXXX XXXX outside of any state or laws. I advised her that I have never had any problems with payday loans in the past debiting my account. I also advised there were plenty of funds in my account on each day for the payment to be debited, in excess of XXXX. There is no reason why my account wouldn't meet the criteria. I advised her I would pay back the XXXX dollars but would not be paying the finance charges because I feel they should have called me immediately on the XXXX when my payment supposedly was declined. Why did they wait until the XXXX? I feel they are being predatory, I feel they should have to explain why my account didn't meet the criteria. By doing this and not contacting me immediately the finance charges have gotten out of hand and I will not be able to pay down this loan quick enough to get it paid off in a timely manor. I do believe they should receive the XXXX because I was able to borrow it, but I don't feel the finance charges are appropriate. XXXX did tell me she wasn't charging me fees for the missed debits because it wasn't my fault!!!???? So if she agrees it is not my fault, she is admitting they have not debited the payments correctly. Per the IDFS they can't sue me in the state of Indiana for the loan, but XXXX says they can. Please help me, I am very stressed out.
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| 09/27/2016 |
Yes |
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- Charged fees or interest I didn't expect
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Web |
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In deciding whether to categorize it as a payday loan or installment loan, the issues that best describe the problem falls under the payday loan category. The company claims to be an installment loan provider ( yeah, right ). The installment loan which is setup and works the same as a payday loan, high interest rate and requires payment of interest on each payday. They just have it setupover a longer period and the entire principal and interest is not due on paydays only the interest payment. It is a revolving payday loan, not an installment loan. The company is not licensed by the State of Florida as I am a Florida resident. I did n't realize this until after I took the loan out and tried to make settlement arrangements and was unsuccessful. The loan process was conducted over the internet not on the tribal reservation. I did not realize the high interest rate and terms of the loan was not in compliance with Florida regulation. After experiencing a financial hardship, I contacted all of my creditors to make payment arrangements on loans I owed, I was successful in getting settlements based on the amount of the loan not the high interest rate and all of them stop the interest rate or cancelled the interest except this company. I borrowed {$770.00} on XXXX XXXX, 2016 and made XXXX interest payment of {$230.00} on XXXX XXXX, 2016. I contacted them via phone on XXXX/XXXX/2016 spoke with XXXX, they informed me the following was the only arrangement they would accept and followed up via email as well. They told me my balance was {$4400.00} and they would settle for {$2200.00} and I would have to sign another ach authorization for them to debit payments. They claimed to have soverign immunity however I have immunity as well from tribal laws as I am not a member of the tribe, did not conduct business and never been on the tribe reservation. Therefore, I do not have to abide by tribal laws. I have tried on several attempts to settle the debt for the amount borrowed. They want a prearrange amount for the entire contract amount including interest through the duration of the loan period. This is a very illegal and unfair debt collection practice.
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| 03/28/2019 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
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- Received a loan you didn't apply for
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Web |
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For XXXX I foolishly took out a loan through web loan not knowing it was 328 % interest. Online you can apply and a third party shoes who would lend you . I wanted to find a lower interest rate. I realized non of these loans are low interest and was unpleased and stopped the process. I made arrangements to pay the loan with my tax return. In XXXX I also made arrangements to aggressively pay off a bill I was very late on. I made arrangements for a monthly withdrawal. I called this company to see if I was officially paid off. As I had 5 payments of XXXX taking out of my account resulting in the payoff balance. They said I had not paid because the money was not available and they stopped auto withdrawals. I immediately panicked and grabbed all of my statements. XXXX ( I thought the loan creditor ) turned out to be a payday loan. I never even heard of the company and did not accept or authorize any loan. I went through my back statements and saw in XX/XX/800 $ was deposited to my account. I had not noticed as my union was making retro payments for our new contract in about the same amount. I called the company and asked how they had access to my account? I didnt authorize, ask for etc. they said someone left a message saying congrats you got the loan ( my info must have been from seeking lower interest rate and not going with another such loan after researching them ). They said I also got an email which I found in spam. They said they had the right to sign my name even though I had no contact with this lender. I was extremely upset and told them to end the loan close it and put it in writing. They said I would need to file police reports on anyone who had access to my account. Which would be them. So here I am the loan I thought I was paying off didnt get paid, this company I have never heard of received XXXX $ of my money claim I owe XXXX $ more on this XXXX $ I never authorized. Is this legal. Im horrified, I feel stupid and my family is going to suffer for all of this lost money? Any help or advice would be appreciated I just can not believe it is legal without an approval?
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| 10/12/2017 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
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- Struggling to pay your loan
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Web |
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On approximatelyXX/XX/XXXXa loan was taken out with Myloansite for {$820.00}. Payments were to be submitted from my bank account every two weeks on payday until the loan was paid back. The first payment of {$240.00} was completed on my next registered pay day of XX/XX/XXXX with 19 payments of {$240.00} to be made every two weeks consecutively until the loan was paid in full. The total amount paid would be {$4900.00}. This loan has become difficult to pay back due to the high interest rate and fees.
Upon further review I discovered that the practice of Tribal loan companies dispersing loans consisting of interest rates above state legal limits are considered illegal. In the state of Michigan where I reside, the rates Myloansite applies to their loans ( annual percentage of 664.97 % ) do not meet state requirements .This was not explained to me prior before I accepted the loan. I am now fully aware that legally I am not obligated to pay this loan back. However I do intend on and wish to pay back only the principal amount of the loan, but not the interest and fees. I willingly borrowed {$820.00} and will pay it back via payment plan, minus the {$240.00} I have already paid, for a total of {$570.00} I have reached out to a loan consolidation agency to help me coordinate this as well, and to show in good faith the rest of the loan principal amount will be paid back.
At this time I also request that all communications Cease and Desist in regards to this debt. This is a notice that any phone calls from employees or registered agents of Myloansite to my place of employment, home phone, and references are to stop. My schedule makes it impossible to be available to receive phone calls during normal business hours. Be advised that any phone calls received in regards to this debt, will be recorded and by doing so after receiving this letter will be considered an acknowledgment of their agreement to being recorded.
Thank you, XXXX XXXX
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| 02/05/2017 |
Yes |
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- Charged fees or interest I didn't expect
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Web |
Older American |
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I applayed for Loan on internet the amount I applied was {$770.00} with My LoanSite.com phone # XXXX Lender XXXX XXXX XXXX SD XXXX At the time agreement and disclosure was not visible. I was not informed about APR that will be XXXX % and finance charge will cost me {$3800.00} and total amount I will pay after I have made all payment as scheduled will be $ XXXX feel that I am victim and this Loan company taken advantage of my needs by exposing me to procentige rate that is astronomicaly high.In my opinionthis practice used by the lender is unfair.I never receive any paperwork with details of the loan, no any email explaine the loan, no any phone contact. I believe that I am victim and loan company take advantage of my needs.The loan company widraw from my account every Friday {$230.00}. XX/XX/2017 my balance is {$1000.00} this amount I am paid them.I have no doubt that this Lender violated a FCP law or regulation. The Lender never explaine agreement, never contact me by email, by phone by mail I never review the agreement my family member found on internet information about this lender. I contact XX/XX/2017 by phone and spoke with representative XXXX. I request to speak with supervisor or XXXX she promise that supervisor will call me and I will have shance to resolve the problem with the loan. However untill now no any contact at this time. Amount given to me direcly is XXXX {$770.00} I am paid {$1000.00} ... but I am not agree to pay them {$4600.00} I need help and asistance and I am requestung this loan to be closed imediately, hope so that some XXXX will be loked into my problem and here will be solution and this loan company need to provide on time information about the loan, rate , %, term by mail, by email or by fax.
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| 05/22/2018 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
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- Struggling to pay your loan
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Web |
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This is a complaint against XXXX XXXX dba XXXX, whose mailing address is XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX.
In XX/XX/2016, XXXX XXXX dba XXXX issued me an online payday loan in the amount of {$750.00} with an annual percentage rate ( APR ) of approximately 662.68 % interest ; with repayment of {$230.00} every two weeks for 20 weeks. The terms of this loan which were laid out in fine print involved automatic renewal of the loan every few weeks, which made it virtually impossible for me to pay back the loan within a reasonable amount of time.
Therefore, I solicited assistance from XXXX XXXX XXXX and/or XXXX XXXX XXXX, a payday debt consolidation program. However, I withdrew from the program because the cost of their services increased my debt, there was no reduction in my debt and the timeframe in which they expected to settle the debt was not reasonable. I have revoked and hereby revoke XXXX XXXX XXXX XXXX XXXX XXXX power of attorney and they are no longer authorized to discuss this account on my behalf.
At the time the loan was issued I resided in the State of XXXX where I still reside for more than 30 years. It have been made aware that XXXX law requires all payday lenders including internet payday lenders that make loans to XXXX residents to comply with its provisions, including licensure provisions and rate caps. Pursuant to XXXX. Code Com. Law 12-101 et. Seq, payday lending in all forms, including online loans are prohibited ; and XXXX Law requires business and lenders be licensed in XXXX.
XXXX XXXX dba XXXX is not and has never been a licensed business or lender in the State of XXXX which makes the loan issued void and not legal or binding.
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| 04/22/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
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- Received a loan you didn't apply for
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Web |
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In XX/XX/2023 I was looking for a loan to pay off credit card bills. I submitted online applications through a website that provided a listing of loan providers with different rates and plans to compare. I went through a reputable company, and over the past four months have had my bank account hacked by fraud companies and did receive a loan amount for {$1200.00} in my checking account. I have contacted the company, Wahido Lending aka River Valley Loans to ask why they sent me the loan. They claim I applied for the loan. I asked for a copy of the application. They said they don't have it. I asked for a copy of the loan contract. My signature is typed in and my name is spelled wrong. They claim I signed the contract. I did not. They are charging 700 % interest on {$1200.00}, They also are taking {$320.00} from my bank account twice a month with out my giving them authorization. I revoked the ACH and requested they provide me with the application used to establish the loan. They claim they don ; t have it becasue it was sent online. The contract reads that becasue they are a Tribal sovernty they can not be sued and are not liable for any civil claims. They also claim they don't have to follow state or federal lending laws including 700 % interest rate. Now they are harrassing me with wage attachment and say they have legal rights to take payments from my debit card and will continue taking my money twice a month. I need help. They are very dishonest and commiting financial fraud. I told them I am filing a fraud complaint and they don't stop. What can be done about this?
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| 06/17/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
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- Charged fees or interest you didn't expect
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Web |
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In XXXX of 2023 I had a family emergency and needed a {$1000.00} loan. I was not able to acquire a regular loan because of my credit score. River Valley Loans ( tribal loan organization ) approved me for the {$1000.00} loan. I originally signed for bi-weekly payments of {$260.00}. On XX/XX/2023, I called to change the payment date because I started a new job and my pay cycle changed. I spoke with a male agent asking if I can change the payment date and he stated yes. The next payment was originally supposed to deduct from my checking account on XX/XX/2023 but the date was changed to XX/XX/2023, and bi-weekly from XX/XX/2023. I failed to realize I signed up for weekly deductions of {$130.00} which was not explained verbally to be. I asked for biweekly deductions of {$260.00}. A payment was deducted from my account on XX/XX/2023, for {$130.00} and I noticed another payment was deducted on XX/XX/2023 for {$130.00} which caused my account balance to go low. I tried to reach out to the company but could not get through because of the high call volume. After doing research I found out Maryland law states that a lender can only charge 2 to 3 % monthly interest or 33 % annual interest on payday loans. After looking over my contract they are charging me an annual interest rate of 651.46 %. So far I have paid them back a total of {$1800.00}. I do not feel like I am legally obligated to pay back the rest of the loan. They are stating I owe a total of {$3900.00} if I am not able to pay the loan off early. I have attached a copy of of the new loan agreement as of XX/XX/2023.
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| 04/07/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
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- Charged fees or interest you didn't expect
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|
Web |
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Complaint Regarding Predatory Interest Rate and Request for Loan Cancellation Dear Consumer Financial Protection Bureau, I am writing to express my profound concern and shock regarding the predatory and egregious interest rate that a lender attempted to charge me. The terms of the loan agreement were as follows : Annual Percentage Rate ( APR ) : 690 % Finance Charge : {$870.00} Amount Financed : {$200.00} Total of Payments : {$1000.00} I find these terms to be completely unacceptable, as they demonstrate a blatant disregard for the financial well-being of consumers. Such a high interest rate is not only unethical but also exploitative.
On XX/XX/XXXX, at approximately XXXX XXXX, the lender extended these terms to me. In response, I promptly sent them a request to cancel my loan at XXXX XXXX on the same date. As per their agreement terms, my loan should be canceled with no penalties since it has not been funded as of the time of my cancellation request.
I am filing this complaint with the CFPB to raise awareness of this lender 's predatory practices and to seek assistance in addressing the issue. I also request that the CFPB ensure the loan is canceled without any penalties, as specified in the lender 's agreement. It is crucial to protect other consumers from falling victim to such outrageous terms.
I look forward to your prompt response and guidance on how to proceed in this matter.
Concerned, Citizen~ XXXX
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| 08/10/2023 |
Yes |
- Debt collection
- Payday loan debt
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- False statements or representation
- Impersonated attorney, law enforcement, or government official
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Web |
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I received a phone call from XXXX from a man claiming to be XXXX XXXX. He stated he is an attorney and that he visited both mine and my parents addresses looking for me today and provided my full social security number. He then stated I owed money to XXXX XXXX for an outstanding loan and that I was being sued for attempt to defraud a financial institution. He went on to say that I can forgo legal action if I pay {$1300.00} by phone at the time of the call or else, I am due in court tomorrow. He was extremely demanding and hostile. The entire interaction was forceful and abusive in an attempt to collect the funds by phone. I repeatedly asked for the name of the business where he is employed, and he would not provide a business name. I later called back from a blocked number and was able to obtain a business name of XXXX XXXX XXXX. He proceeded to then call my mom with the same hostile, aggressive tone stating he was trying to reach me in regard to " my case '' and that he would be showing up to both of our houses and places of employment tomorrow.
After the call, I contacted the originating lender. I was advised that I do have an outstanding loan but that their company does not contact customers by phone. They advised that my account has been transferred to a third-party company, XXXX XXXX. Neither XXXX XXXX XXXX nor XXXX XXXX have any affiliation with XXXX XXXX XXXX.
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| 07/25/2022 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
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- Charged fees or interest you didn't expect
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Web |
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on XX/XX/XXXX I applied for a small loan with River Valley loans they approved me for {$680.00}. Doing the process they never mention the interest rate I didn't find out about the interest rate until I log on to my account and reviewed my loan documents. The annual percentage rate is 690.15 % with XXXX payments of {$91.00}. I was going to pay the loan off within a month but it seem impossible because I was still owe them money being that most of my payments would go towards interest. I called them XX/XX/XXXX to see could they do a calculation of how much over should I pay a week to get the loan paid off quicker the company act like they didn't understand what I was saying. So I explained to them if I were to pay the {$680.00} next week how much would I still owe you all with the interest rate. They lady who I spoke to over the phone said I would still owe them {$700.00} which is ridiculous. On XX/XX/XXXX my loan went from {$680.00} to {$690.00} then on the XXXX it has went up to {$730.00}. I made another phone call XX/XX/XXXX to see if I could lower my interest rate she said they will give me a follow up on the XXXX about lowering my payments. My problem is the interest rate is to high for a small loan amount and I wouldn't get the loan payed off quicker.
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| 07/27/2018 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
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- Charged fees or interest you didn't expect
|
|
Web |
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My husband and I were out of town without money and I looked up online a site that helps you find a loan right for you. When I came across this site it was one that was chosen. I do not remember the site that helped in finding this one. We got approved for XXXX right away and the money was deposited. It asked for my husband 's information including bank account so we assumed it would be taken out on the specific dates. They never have taken out a payment and we didn't realize that it was a 466 % apr! I have never heard of a company being able to do that! Needless to say we are heartbroken we have now a loan that we owe for {$1900.00} for a {$1200.00} loan. We are already struggling and then this happened. There is no where to pay it off online and my husband works the hours that he needs to call. When I called they said they could not speak to me and he has to call. while waiting on the phone the recording said to pay off online go to XXXX. but when someone answered, she said that he could not pay it off online but others can? Very confusing. And now we are going to be out of money by paying hundreds more! I'm worried that this is going to affect our credit and our hard earned money is going to a bunch of scammers! I cant even find an acct number.
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| 06/14/2019 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
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- Struggling to pay your loan
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Web |
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YOUR COMPLAINT I applied for this installment loan on XX/XX/XXXX2019 for the amount of {$800.00}. This amount was deposited on that date. If not paid in full at any given time the APR is 646.25 %.
I was not able to pay in full. The following payments have been taken out of the XXXX checking account I had at the time. {$240.00} on XXXX/XXXX/19, & XXXX/XXXX/19. A total of {$480.00} I closed this checking account because I had taken out several of these in the middle of a gambling spree. I had no money left and no way to continue to pay these outrageous fees!!
I have since acknowledged that I have a XXXX problem and am in XXXX and XXXX XXXX. I am getting help for this problem.
I have contacted MyLoanSite and asked for a settlement. They will not accept less than {$1100.00}. Making me pay a total of {$1500.00} for a {$800.00} loan. I was told that I could pay {$180.00} per month for 5 months and a final payment of {$170.00}. I am asking for a more reasonable settlement or lower monthly payments as I can not afford to pay {$170.00} per month.
These companies prey on people like me who look to this as a solution in complete insanity and desperation! These companies should not be able to get away with these outrageous fees!!
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| 12/21/2022 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Problem with the payoff process at the end of the loan
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Web |
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This organization is owned by the Wahido XXXX XXXX located in XXXX XXXX and is listed as Wahido Lending DBA River Valley Loans. This organization needs to be closed down due to the unreasonably high interest rate charged for these loans.
I took the loan out and have been paying up to XXXX x the loan amount since it was an urgent situation I take a short term loan.
I took this loan out on XX/XX/22 in the amount they transferred into my account {$1200.00} Since then - a payment of {$320.00} has been paid XXXX XXXX XXXX XXXX for a total of {$2500.00} has been paid toward this predator loan company. On XX/XX/XXXX I negotiated a settlement amount of {$970.00} to be paid on XX/XX/22 in which this was agreed upon to stop this group from taking any more funds from my bank account.
I asked for a final payout to stop there pulling the payback amount from my bank account. We did a settlement, and this was paid in full on XX/XX/22 in the amount of {$970.00}.
Today I received an email from Wahido Lending DBA River Valley Loans with a Notice of Delinquent Account. I responded back saying this has been paid in full.
This XXXX XXXX predator loan group needs to be closed down so other people will not be taken advantage of.
|
| 04/14/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Web |
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On XXXX XX/XX/2023 Contacted river valley loan..
.
https : //rivervalleyloans.com/ Mon, XXXX XXXX, XXXX was approved for {$970.00} usd..
Rep said would be made in 16 payments of XXXXabsurd but was in a tight situation for RENT and said i could call 3 days before due date to avoid interest.and pay the amount of XXXX usd aprox '' to close the loan*****i agreed **. after i got the approval and money was sent i got a new email approx. XXXX XXXX, 2023, XXXX but this had 32 payments!!! not 16 i called today on a recorded line and explained this was not explained, agent XXXX '' apologized and said the other rep misspoke!??? how do you confuse 16 payments with 16 months 32 payments??? this is criminal i said i can pay the loan back XXXX or so***today and avoid the XXXX interest charge on the XXXX of XXXX he said the money was already in process???? but the poly said i can call 3 days before..
this is absurd and Blatant Fraudulent Activity, i regret every calling them. i've had loans payday loans before '' uwallet '' and others and all have been paid 100 % % with no issues this company is a FRAUD ive never regretted anything more..
XXXX XXXX XXXX XXXX
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| 01/03/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
|
- Charged fees or interest you didn't expect
|
|
Web |
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I applied for a personal loan of {$1200.00} on XX/XX/2022 to help pay with bills and child care. I was unemployed for some time and fell behind on my bills. I am a single mom and I found myself in a tight financial situation. I made my first payment towards my loan on XX/XX/2022 in the amount of {$160.00} and weekly ever since. I was under the impression that the interest on my loan would cap out at 35 % since that is the legal cap out in the state of California. I was not aware that this is a XXXX loan since I did online. I have already made 19 payment totally to {$3000.00}. I called customer service to see if I can resolve this issue. The customer service representative XXXX XXXX said I would have to pay {$1200.00} today on top of the {$3000.00} I have already paid. I find that completely ridiculous. Being a single mom I can not pay {$1200.00} right now. {$160.00} every week is just too much money. I feel like someone should have called me to let me know the full extent of what I was getting myself into. I dont want to take legal action I am hoping that I can just be forgiven for this loan considering I have already paid {$3000.00}.
|
| 10/30/2017 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
I am aware of how much they deduct from me Until I start noticing why my balance is still the same amount like it goes in circles, never ending payments. After I pay {$440.00} something dollars on due date, after a week before the next due date my balance is going up again the same from the last time I paid. The interest is so high so I did call a toll free number to verify if this company licensed, and to my surprise an agent said the company is not licensed at all. I am from California, the amount I borrowed was {$500.00}, at first the pay back amount was {$170.00} dollars every two weeks, 20 times, as it was stated on the agreement. Then after I paid my very first payment, there 's an option ontheir website called " loan up '', where u can borrow again but less than to what u first borrowed, and did that few times until the agreement change from {$170.00} to {$440.00}. My main concern is is this legal In California? The interest is so ridiculous high. And it is not licensed. I dobtk ow what to do anymore.
|
| 05/28/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Personal line of credit
|
- Problem with additional add-on products or services
|
|
Web |
Older American |
|
Months ago I was searching how to get a loan ran across Rivervalley I filled out application mymistake I did not look at feed back I believe if I got the loan they would send a message and loan amount the loan was for about a XXXX never received loan information money removed from my acount later receive contract I call them Friday requesting a statement I have a law group helping me pay off credit cards. I looked at the app there was a contract with a direct acount number not understand I opend it up there I saw my name as I agreed to a loan. No agreement ever they are planning to take from me again I have not received money from them I did put a stop pay on the first lone never approved by me Monday I will close my checking acount I did not put my name on anything they did when I gave information. I revived a email approved a second loan what can I do I did send a email back cancel I did not ask or approvel this or the other lone Help they are stealing from me. With two loans
|
| 07/08/2017 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
I was approved for a {$600.00} loan on XXXX XXXX , 2017 . The {$600.00} was deposited into my checking account on XXXX XXXX . The first payment of {$180.00} was withdrawn from my account on XXXX XXXX . The 2nd p ayment of {$180.00} was withdrawn from my account on XXXX XXXX , 2017 . The 3rd payment was withdrawn from my account on XXXX XXXX . On XXXX XXXX I also called XXXX to make sure my loan would be paid in full after the 4th payment. I was then informed that my payoff balance was {$590.00}. I asked how that could be and I wa s told I was paying mostly interest. On XXXX XXXX , 2017 I paid {$590.00} in addition to the 4th payment of {$180.00}. They would not let me pay {$590 .00} ( my payoff balance ) only. I expected a high interest rate for the loan but their interest rate is approximately 600 %. I ended up paying {$1300.00} in total for a {$600.00} loan that was repaid in approximately 7 week s time.
|
| 11/16/2023 |
Yes |
- Payday loan, title loan, personal loan, or advance loan
- Installment loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
I borrowed a loan XXXX XXXX from XXXX XXXX XXXX Loans for {$2000.00}. My payments started XXXX XXXX for {$400.00}, XXXX XXXX for {$400.00}, XXXX XXXX for {$400.00} and XXXX XXXX for {$400.00}. I began to feel very concerned about how much I was being charged and for how long the term was going to be. I called Consumer Affairs about it and they suggested that I call XXXX XXXX XXXX to have my rate & fees adjusted to a lower fee. River Valley loans did adjust my rate & fees to a lower payment by starting my loan over. I paid every XXXX weeks Beginning XXXX XXXX I started paying {$210.00}. I have paid them {$4400.00} so far. I want credit for what I have paid already. I want to be treated fairly. Is this Legal to charge this much for a {$2000.00} loan? River Valley Loans said that I still owe them over {$4000.00} and something more! Thats over {$8000.00} for a {$2000.00} loan. This has to be illegal! Isnt this loansharking???
|
| 01/24/2017 |
Yes |
|
- Charged fees or interest I didn't expect
|
|
Web |
|
|
I subscribed to a website that directed me to some lenders and this lender, Myloansite.com, sent me an email stating they approved my payday loan request. I logged in and i was directed to sign electronically some contracts online. I made a mistake and did n't read the little details on the contract such as interest rate which is around 650 % and it 's a rip off. This company operates like a XXXX and I read online that they 're not even licensed. Now, the amount is around {$1700.00} since XX/XX/XXXX and I told them I will never pay this amount to them. They can send me to collections all they want. This is scam and rip off. Please make sure such companies will not abuse consumers like me and advise how I can make payment to this company at a reasonable account to disappear from my record completely. Such companies use vulnerability of consumers like me and abuse with huge interest rate. They 're XXXX of loan industry.
|
| 07/02/2018 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
I just recently ( XX/XX/2018 ) found information about " payday '' loans, or short-term loans on the Office of the Commissioner of Financial Regulation for Maryland that the interest rate that is allowable under law on the first {$1000.00} of a loan of {$2000.00} or less to be 2.75 percent per month or an annual interest rate of 33 percent.
During a period of when my husband was not working ( nearly a year ) following XXXX XXXX XXXX, we fell into some disparate times and I was forced to take some short-term loans. In doing so I realized that I was being charged nearly 4 times the amount borrowed back with an interest rate of 534.26 % yearly. At this rate, I will never get out of debt.
For {$500.00} borrowed @ this 534.26 % annually, I am paying back {$2500.00}. These people are taking advantage of people because we don't know the law, or we are not searching the law to know that we as consumers have rights too.
|
| 02/19/2017 |
Yes |
|
- Charged fees or interest I didn't expect
|
|
Web |
Servicemember |
|
I borrowed {$1200.00}. to help with funeral expenses for my mother. I was not informed of the 600 % plus interest rate on the loan. To date they have deducted {$2100.00} from my account and seek a repayment amount of {$7200.00} on a {$1200.00} loan. I was unable to view the " Truth in Lending '' disclosure until after the loan had been processed and funds delivered to my account. I was emailed a disclosure to sign and that my signature would transfer to the loan agreement upon signing. I was able view the agreement with my signature after the funds were in my acct. I 've attempted to pay the full balance but was quoted an even larger immediate payoff than discussed. I later discovered that Myloansite.com is an affiliate of Dakota which operates its website at [ myloansite.com ]. Dakota 's lists its contact information as : MyLoanSite.com XXXX XXXX XXXX XXXX XXXX, SD XXXX Phone : XXXX Email : XXXX XXXXXXXXXXXX XXXX
|
| 07/27/2018 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
I applied for a loan online, the only way to proceed with the loan is to talk to a representative. The interest rate was never disclosed to me over the phone only the amount that will be deducted from my bank account. My loan amount was for {$680.00}, I checked the status of my loan thinking I should have paid this loan off already, only to find out I still have a balance of {$540.00}. I finally saw the details of my loan and was shocked to see an interest rate of 664.58 %. I have paid this company {$2600.00} for a {$680.00} loan. From my experience, payday loans with small amounts never exceed 6 months. I contacted the Arizona attorney general and our state laws on payday loans and found out AZDFI no longer licenses payday lenders as of XX/XX/2010 and the percentage rate above 36 % is illegal as of XX/XX/2010 and Arizona prohibits payday loans. A consumer complaint has been made.
|
| 10/05/2023 |
Yes |
- Payday loan, title loan, personal loan, or advance loan
- Installment loan
|
- Problem with the payoff process at the end of the loan
|
|
Web |
|
|
I'm trying to gain access to a loan I took out with River Valley loan. I've tried multiple times to log online to my account including resetting the password and trying from another browser. When I reach out via phone to them they said they reset my login and suggested I try again. I did and again nothing happened. At that time I tried to reset my password, I also tried using my social security number nothing happened and using another browsers. I'm trying to under my loan agreement, including how many payments, how to pay off early and why I'm being paying {$2000.00} for a {$400.00} loan. So when I asked for a copy of my loan agreement they said that they are unable to send me a copy, apparently they only provide you access at the initial loan set-up that is it.
At the time of my call with them the first gentleman was named XXXX XXXX I spoke to next was XXXX XXXX.
|
| 09/06/2022 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
I applied for the personal loan on XX/XX/XXXX to XXXX in the amount of {$900.00}. I was lead to believe that I would be able to pay off early without penalty meaning if I paid it in the first month it would be paid in full. No interest or fees charged.
The paperwork that I received gave me an interest rate of 767.26 %. I did not understand what this meant until I spoke with family.
There was no clear information or an explanation of detail from river valley loans.
I called them today, XX/XX/XXXX and requested a payoff. They only gave a verbal quote of {$1000.00}. I have made one payment of {$240.00}. this loan of {$900.00} cost me {$420.00} for two weeks. This should be against the law and I hope that this type of predatory lending can be stopped.
I am attaching the loan agreement for reference.
People who have XXXX are targeted and should be stopped.
|
| 09/29/2023 |
Yes |
- Payday loan, title loan, personal loan, or advance loan
- Installment loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
I took out a loan for {$500.00}, and their paperwork said XXXX payments of {$140.00} or until the loan is paid off. I assumed after XXXX payments of {$140.00} that I would have more than paid back the loan. When called, they told me I only paid off {$6.00} from the {$500.00} and the rest of the {$570.00} went to their interest and fees. This is insane and was NOT explained to me clearly at the point of sale.
This is a deceptive business, and they provided zero recourse except to pay it off. So to get a short term loan of {$500.00}, in total I am ending up paying {$1000.00} to them after having to pay {$490.00} to close this account.
Their paperwork clearly stated 10 days OR until the loan is paid off, and did not clearly list out the interest fees. If I would have known this was their setup, I would have never signed in the first place.
|
| 02/23/2022 |
No |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
I got a {$700.00} loan from this company thinking it would be over once they got {$700.00} with some interest back for it. Apparently their idea was to keep billing me {$180.00} for the next given period of time amounting close to {$4000.00} dollars! I already paid {$740.00} and now its showing that my pay off as of today is {$930.00}. I called them some odd weeks back to ask them if they would close out my account because after I did some research I realized they never told me about my right to rescind after one of their representatives called me to pressure me/ rushed me to docu-signing the agreement electronically did I get the information regarding the contract. I had already been duped into signing the agreement in so many ways ( basically me not knowing they were locking me into a predatory loan with super high interest rates ).
|
| 09/01/2023 |
Yes |
- Payday loan, title loan, personal loan, or advance loan
- Personal line of credit
|
- Problem with the payoff process at the end of the loan
|
|
Web |
Servicemember |
|
On XX/XX/2022 i had an problem with some kittens at a vet. The vet told me about XXXX XXXX I went home and applied for the amount i needed for the vet. It was XXXX .Git it in my account the next day it stated that i could pay off the loan early. I made the payments of XXXX was drafted out my account twice a month on my pay period. I paid it off and they kept drafted my account after it was paid off. I took a closer look at the contract and it was different from when i first applied. I have to make 20 payments for two years. This shocked me because at the end i will pay over XXXX for just XXXX. I work at XXXX and my hours are being cut right now because business is slow. This draft is making my check short. I know you have to pay interest but this is too much. I need help to end this. They have made plenty of money off this loan now.
|
| 05/05/2017 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
We would like to submit a reoccurring complaint for close complaint # XXXX . Although we appreciate the office from MyLoanSite.com there are still XXXX facts that are n't addressed in their resolution offer : # 1 - Dakota Lending ( dba MyLoanSite.com ) is not a licensed financial institution in the state of NH and therefore can not legally loan money to residents of the State of NH. # 2 - The highest legal loan percentage that a registered financial institution can charge in the state of NH is 36 %. Lastly, in full disclosure, I have also contacted the New Hampshire Banking Department and New Hampshire State Attorney Generals office and have filed complaints with these agencies as well. I am more than happy to remove these complaints should we move towards an acceptable closure.
|
| 10/17/2017 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Struggling to pay your loan
|
|
Web |
|
|
I took out a loan out of desperation - I was advised on the site that this was not a cheap way to borrow money but I was led to believe that I could make payments and pay it off over a short period of time - this was not the case. I called them and let them know I was having difficulty but they were still withdrawing money. I then tried contacting a negotiator - in XXXX my balance was XXXX - they kept adding exorbitant interest and in XXXX said I owed XXXX - but they would accept XXXX - the best they would accept I have continued to make payments but found out that in Pennsylvania it is illegal for this kind of interest. and that my state is going after these companies that try to avoid regulation by saying they only listen to tribal law.
|
| 07/27/2023 |
No |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
I applied for the level up funding loan on XXXX XXXX for the amount of {$400.00}. The company has taken out an amount of {$54.00} each week since then totaling an amount of about {$600.00}. The agent did not mention that I would have to pay almost triple the amount of the loan back to XXXX XXXX XXXX. I have an option to complete the loan payment in full for a total of {$430.00} on XXXX XXXX. If I dont pay that amount on the next installment I will continue to pay {$54.00} each week until XXXX XXXX. Which means I have {$1400.00} left to pay. This does not make any sense to me as I only took out a {$400.00} loan and have to pay back more than {$2000.00} dollars.
Thank you, XXXX XXXX
|
| 09/13/2023 |
Yes |
- Payday loan, title loan, personal loan, or advance loan
- Payday loan
|
- Struggling to pay your loan
|
|
Web |
|
|
It was a loan arrangement online that the terms were very unclear. It is a {$750.00} loan with a payback amount of {$3500.00}. With the amount being taken out every single week and I would not have signed for that cause it is too much of a financial hardship. Tribal nations can no longer claim financial sovereignty due to Supreme Court decision XX/XX/XXXX and I believe this loan was in very bad faith, I was rushed through the process, and was not even the original company I contacted for the loan. I never would have signed these terms and the state of Maine gives me a week to contest the loan. This is definitely aggregious and have filed multiple complaints both state and federal.
|
| 07/05/2017 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Struggling to pay your loan
|
|
Web |
|
|
I had a loan with myloansite.com. I had issues paying the amount of interest and made an arrangement back in XXXX to pay {$100.00} mo. I have since paid over {$500.00} owed. The original amount borrowed was {$1200.00}. I made an arrangement to pay over 2800 as that was the best that they would do. This month due to the holiday my pay was in XXXX as opposed to the end of XXXX. I told them to take the money out on XXXX XXXX. They say I was to call again. So now they are saying I am in default, that I owe {$300.00} every two weeks and that I owe almost {$5000.00} and climbing. I can not do this! They will not assist and want more, almost 4 times what I borrowed.
|
| 10/26/2018 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Web |
Servicemember |
|
I borrowed {$1000.00} from XXXX in XXXX. I have paid over {$2000.00} so far at every other week payments of over {$340.00}. They also made the payments due before paydays and refused to change it after sending in paystubs. They also would not let me pay off early. The interest charged would have cost me over {$6900.00} to complete. They are not licensed in the state of Colorado and the interest rate is outrageous. I closed my bank account and told them I am done paying as I feel paying over {$1000.00} in interest is sufficient. They are threatening to sue me and ruin my credit by putting it into collections on all three agencies. Thank you!
|
| 09/07/2023 |
Yes |
- Payday loan, title loan, personal loan, or advance loan
- Installment loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
On XXXX I took out a {$750.00} loan with River Valley Loans ( aka Wahido Loans ) because I was struggling to survive as a young adult. When I initially took out the loan, I was not given terms that agreed to the absurd amount of interest they charged me ( 676.9 % ). If I was given these terms, I would not have agreed to take the loan at the time. After this, I made every single payment with no late payments. I paid this loan off on XXXX I began to wonder why my checking account has been so low, and reviewed to find out that I repaid River Valley Loans over {$4000.00} for a {$750.00} loan taken out less than a year prior.
|
| 04/24/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
I was try to apply for a loan for {$1200.00} And the online document was ask me to sign And I sign it, and its wasnt showing approved at first.
So I research other loan company.
And check my email.
I suddenly find out the loan of {$1200.00} was approved and gon na send me the money on next day.
But the interest rate is at 653.44 % If I know the rate is this high I wont even try to apply with them ; and I cant even afford this amount.
My loan amount is only {$1200.00} The pay off amount is {$6900.00} Is this 653.44 % interest rate is illegal in California?
Can I sue them?
Please help me. Im really hopeless
|
| 04/05/2022 |
No |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Can't contact lender or servicer
|
|
Web |
|
|
I signed the loan agreement yesterday - the loan was for {$1500.00}.
I decided today that I wanted to pay a portion the loan off because of the high interest and have been trying to get a hold of someone. When I call the number XXXX, I am told I can make a payment online but there is nowhere to do that. If I press any number, I get immediately disconnected. I also get disconnected when I ask about paying off my loan ( after being told it is possible ). I am getting increasingly more afraid that this was a scam. I also tried sending an email and the reply just said to call in .... which does not work.
|
| 07/30/2022 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
THIS HAS BEEN A TOTAL NIGHTMARE! I used a loan app because I lost my job and needed to pay rent so I took out a {$2500.00} loan. Ive made 12 payments of {$230.00} and only about {$1.00} has went to principle!!!!! When I called to get a payoff quote I found out that I was getting hit with almost 500 % interest and now owed them {$2700.00}!!!! Ive already paid back the amount that I received and when I call to make a settlement they deny it unless I give them {$2000.00} more dollars on the same day. I understand interest but this is downright unethical. There was no disclosure on the loans interest.
|
| 01/29/2018 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Can't contact lender or servicer
|
|
Web |
|
|
I have been trying to contact XXXX ( XXXX XXXX XXXX ) regarding a payday loan I took out with them in XXXX of 2017 for months. Every time I call ( which is tough since I work the same time they operate ), I get a busy signal or the line hangs up while I'm on hold. I have also lost the ability to see my loan status on the site as well. I decided to do some research and found that some other people where having the same issue. I checked with the XXXX XXXX XXXX XXXX XXXX and discovered that payday loans are prohibited in state and that XXXX XXXX is not even licensed in my state.
|
| 05/25/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Struggling to pay your loan
|
|
Web |
|
|
On XX/XX/XXXX, I was short on money and had received an eviction notice. I was desparate for money and was not approved for rental assistance from my state.
I took out a loan from River Valley Loans for {$1200.00} at 690 % interest. I have paid {$640.00} toward this loan and the balance has gone down by {$7.00}.
I take full responsibility for this loan and will pay it off completely when I can make a large enough payment. But these interest rates should not be allowed. This company is a predator and shouldn't be allowed to take advantage of vulnerable people like me.
|
| 11/30/2017 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
I received a loan for {$670.00} and have paid them XXXX for the past 5 months and when I spoke to them today they told me that I still had 5 more payments to make of XXXX. By the time the loan would have been paid off I would have paid {$4000.00} on a {$670.00} loan. After speaking with a lawyer he stated that the company is not licensed in the stated of VA and you could n't find any real information on the company when he searched and that the company had numerous complaints and is part of scam that gets around the law by using tribal or native American laws.
|
| 07/05/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Web |
Older American |
|
I borrowed {$320.00} to fix my car because I recently had to get on XXXX. I cant make these payments! They told me the interest rate is over 1000 % Please help me XXXX cant even buy food now at the end of the month.
XX/XX/XXXX. {$40.00} due XX/XX/XXXX. {$190.00} due XX/XX/XXXX. {$190.00} due XX/XX/XXXX. {$190.00} due XX/XX/XXXX. $ XXXX XX/XX/XXXX {$190.00} due XX/XX/XXXX. {$190.00} due XX/XX/XXXX. {$190.00} due XX/XX/XXXX. {$190.00} due I literally will not be able to eat and pay my electric bills and water. Please help me how can this be legal?
|
| 11/18/2022 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
I applied for a short term pay day loan but the payment amount and the schedule of payments were not available for viewing until after I signed the documents and saw that {$500.00} dollars would be taken from my account every 2 weeks. I tried to call the company and email them but I am put on hold for over an hour each time. Every time I try to log into my account I have to request a password change. I can't continue with the payment and want to see if I can change the amount being withdrawn. I can not pay over {$1000.00} every month.
|
| 07/06/2022 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
I got a loan for {$840.00} from River Valley Loans on XX/XX/2022. Since then I have paid 7 biweekly {$150.00} payments, a total amount of XXXX. I contacted River valley surprised that I was still being charged, thinking I had paid it off. Just to be told that I only paid {$8.00} of my principal. How is that even legal? The payments are very high for a small loan and way too high of interest charges. I contacted them again and the only thing they would do is slightly reduce the payments. But would not reduce the principal I owe.
|
| 12/26/2022 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
I borrowed {$700.00} in last XXXX. I was charged {$93.00} each week paying a total of {$1700.00} and also had 4 overdrafts fees in my bank. Rivervalley wanted more money from me and had an interest of 750 %. I stopped paying them in XXXX and they wanted more money and put me in collections. They are a tribal loan company and they have very bad reviews. I noticed when you look for their address you cant find it at all or even if you reverse phone number search. Also noticed I couldnt even find their license on XXXX search
|
| 11/04/2016 |
Yes |
|
- Charged fees or interest I didn't expect
|
|
Web |
|
|
I borrowed XXXX on XX/XX/XXXX and XXXX on XX/XX/2016.
I have repaid XXXX dollars on this loan. It came to my attention on the XXXX Department of Banking that these types of Loans are illegal in XXXX.. I have paid Dakota Lending dba MyLoanSite.com XXXX. XXXX XXXX XXXX XXXX, XXXX, XXXX I have paid this company {$1700.00} plus the Original loan amount as of XX/XX/2016.
They have gotten their money back I do not want any money back. They are fooling the common person in XXXX where they should not be lending money at all.
|
| 10/18/2016 |
No |
- Debt collection
- Payday loan
|
- Improper contact or sharing of info
- Contacted employer after asked not to
|
|
Web |
|
|
I have XXXX advocate representing me and they called and sent out XXXX & via us mail to stop calling me & then they started not only calling me but also my work which then XXXX sent them another XXXX & also phoned them to cease but my work got another call from them today I am a home care provider I 'm out in the field I 'm not aloud to receive person calls & such I can lose my job over this and I told them this and yet they still continue. Please help me with this situation, I need my job. Thank you!!
|
| 10/21/2022 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
I took inquired about a loan for {$1000.00} and was approved and sent the funds before any information was given on the actual amount due for repayment. I was unable to login on their website until the day repayment was due. This is where I finally was able to see how much they would deduct biweekly and finally able to see the interest rate charged. The interest rate they charged is 689.99 % for {$1000.00} loan. I was completely blindsided and never thought charging so much was even possible or legal.
|
| 09/11/2023 |
Yes |
- Payday loan, title loan, personal loan, or advance loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
I was approved for a loan of {$940.00} on XX/XX/2023. Since then, I have paid amounts of {$270.00} every two weeks starting on XX/XX/2023-XX/XX/2023 ( a total of 9 payments equaling {$2400.00} ). At this point, I will never be able to pay off the less than {$1000.00} that I borrowed due to the extremely high interest. I feel as if I am being robbed all for {$940.00} that I needed to quickly put a first, last, security depodit, and broker 's fee for housing. I need this to stop.
|
| 01/31/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
On XX/XX/XXXX I got a loan for {$500.00}. I've paid {$96.00} the first pay back XXXX week after I got loan, and {$66.00} every week since I got the loan. Today 's date is XX/XX/XXXX, I've done paid the {$500.00}. plus interest and they are saying I owe still owe them {$2500.00}. That's crazy!! I would've never signed up for that. It was a pay back of almost {$700.00}. is what I agreed to or thought I agreed to. I can not afford to continue to pay these amounts of money.
|
| 11/13/2023 |
No |
- Payday loan, title loan, personal loan, or advance loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
I needed a loan to help cover a bill for XX/XX/XXXX so on XX/XX/XXXX I put in for a loan. I was directed over to XXXX XXXX where they gave me a loan for {$1000.00}. The called me before signing just to let me know when my first payment would come out but I did not receive payment schedule or disclosures until after. I looked at them and realized it says my interest rate is 670.99 % which i would have never agreed to and no one disclosed ahead of time.
|
| 07/21/2017 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Struggling to pay your loan
|
|
Web |
Older American |
|
Received an online payday loan and have been placed on medical leave with XXXX XXXX Now only receiving XXXX of my income on XXXX I am in Nebraska I am afraid to contact the online company and they keep charging XXXX a month fees So I borrowed XXXX now it is up to owing over XXXX I want to contact a debt relief company to help me deal with this Wanting to know can this company charge these fees and interest in Nebraska for an online Payday loan Thanks
|
| 03/22/2018 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
I borrowed XXXX dollars. Website said click here, funds in account next day. It said click to continue. I did. Then i called and asked about how many payments i must make. I was told XXXX for 5 payments. I said ok and clicked on button to agree. I made 5 payments and called them. They said i must make 20 payments all together and only XXXX dollars from the XXXX went to my principal. This is almost 100 percent interest which is illegal in new jersey
|
| 07/03/2018 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
I agreed to a loan from this company, only to find out that they are not a legal lender in my state ( XXXX ).
After repaying the principal amount, as well as a significant amount of interest, I advised this company that the borrowed principal was paid back and that I was revoking ACH authorization and requesting acknowledgement that the account was paid in full.
As of this date, this request has not yet been satisfied.
|
| 05/16/2018 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
A couple months back I took out a {$1100.00} loan from XXXX. Since then, over {$3000.00} in payments have been made to the company. I know have a balance of {$1800.00} due to 2 returned payments and their interest rate of over 700 %. I called to see if a settlement on the loan can be made, although I paid beyond the principal balance and they are an illegal entity. They denied any option of a settlement.
- XXXX XXXX
|
| 07/21/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
I applied for a {$1200.00} loan on XX/XX/23 and recieved the funds the next day.
Upon looking at the loan agreement, the interest rate is XXXX %. Absolutely predatory. For 40 weekly payments of {$160.00} for a total amount of {$6400.00}.
I can't even pay off the loan online, I have to call them to make any additional payments. They say there is no penalty for paying early, but they sure make it hard to do it.
|
| 04/19/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
|
- Charged fees or interest you didn't expect
|
|
Web |
Servicemember |
|
I was sent an email stating that I was pre qualified for a business loan, I only needed {$1200.00}. I submitted tha pplication and it was approved, I do not recall seeing the APR, because if I had I would not have agreed. The APR is 664.68 %, I should have this loan paid off with the amount of payments I have made. I dont know if it makes a difference but I am also a member of the XXXX XXXX XXXX XXXX XXXX
|
| 11/15/2023 |
Yes |
- Payday loan, title loan, personal loan, or advance loan
- Installment loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
This company did not disclose that the APR for this {$1200.00} loan was 653.25 %, meaning that I would have to pay back over {$6000.00} through 20 bi-weekly payments. I made payments for months and ultimately ended up having to pay {$1200.00} to pay the loan off early in full. They did not allow me to pay in full online, instead I had to call and they schedule the payment for 1-2 days from today.
|
| 02/25/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Personal line of credit
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
I applied for a loan of {$1000.00}. I was desperate to get money quickly and didn't read all of the fees. I read the next day and immediately did the website chat to tell the company to cancel the loan. The said they would and didn't. I got the loan amount in my account. The fees and charges are so high, I've been paying {$320.00} twice a month for 2 months and still owe {$600.00}.
|
| 11/17/2023 |
Yes |
- Payday loan, title loan, personal loan, or advance loan
- Installment loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
Loan was set up for 16 WEEKLY payments, and after these were paid the lender is still trying collect additional payments out of my bank account. When I called the lender 's customer service department, they said my loan was set up for 16 months. the loan amount {$2100.00} and the payments were to be {$190.00}, which after 16 weeks is XXXX repaid. That was the agreed amount.
|
| 06/28/2019 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
I got a payday loan then realized the percentage. I got a XXXX loan and have paid 4 payments of XXXX. My loan balance is more now than when I started and I already paid {$1000.00}. I calledvthen and they told me I have 10 months. That's XXXX for a XXXX loan. I can't think of how it would be paid off. When I calledvthen said I had ineterest and daily interest.
|
| 01/03/2018 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
I received a loan from XXXX and believe that this loan violates state and federal usury laws. I financed XXXX and have to date repaid XXXX and still owe over 2,000 to pay it off. I am no longer able to repay this loan and have been forced to close my checking account to stop automatic debits from occurring in the amount of over {$450.00} biweekly.
|
| 05/24/2022 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
The expected interest rate of the loan was to be expected at 23 %. The company sent me the loan terms after they deposited the funds into my account and had the interest rate set at 767.5 %, and they are now trying to withdraw about {$530.00} per month from my checking account for 21 months totalling {$5300.00} repayment on a {$1000.00} note.
|
| 10/03/2018 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
Interrest rates are too high origainal loan {$1700.00}. The loan is up to {$2100.00}. I have been paying on this loan for 4 months now. {$440.00} every 2 weeks. I called XXXX XXXX site they told me only {$8.00} a pay went towards the principle the rest was all interest. So now I am going to just pay the whole loan off with my next pay.
|
| 06/30/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Can't contact lender or servicer
|
|
Web |
|
|
I tried to payoff the loan early to save on interest. The website does not have a payment option. I tried calling customer service on several occasions and was always left waiting. The online chat mode would not let me make any additional payments. The amount of interest charged keeps accruing despite my attempts to pay the loan.
|
| 11/26/2023 |
Yes |
- Payday loan, title loan, personal loan, or advance loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Web |
Servicemember |
|
I applied for a loan for some emergency assistance due to assisting my partner with legal issues. The loan was for XXXX $ for an 12 month term. I was under the impression it was being repaid in an affordable once a month payment of XXXX $ and each week XXXX $ is being taken from my account. Making it to where I cant afford rent.
|
| 05/17/2022 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Can't stop withdrawals from your bank account
|
|
Web |
|
|
On XX/XX/2022 I sent a Revocation of Authority to Initiate Electronic Funds Transactions to Buffalo Lake Lending. Since then, Buffalo Lake Lending has debited my account multiple times using XXXX. These transactions are unauthorized according to Regulation E.
{$81.00} on XX/XX/2022 {$81.00} on XXXX/XXXX/2022
|
| 05/05/2022 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Problem with the payoff process at the end of the loan
|
|
Web |
|
|
Took a loan out for {$1000.00}. Made six payments of {$260.00}. Called today XXXX to pay the loan off and was told the pay off amount was {$1100.00} because of interest. What interest I'm paying off the principal. I fear they will continue to charge and try to bleed money out of me and others if not stopped.
|
| 04/09/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
Hello, I have taken out several of these loans and finally had to request them not to take money from my account via ACH because I was constantly over drafting my account.
They have honored that and it will eventually go to collections for me to start paying.
But these interest rates are way too high.
|
| 02/15/2017 |
Yes |
|
- Charged fees or interest I didn't expect
|
|
Web |
|
|
Despite paying {$1000.00} in interest between XXXX and XXXX, Dakota Lending still wants to charge an additional {$340.00} in interest on top of previous {$1000.00} I have already paid on a {$1100.00} loan. I offered to pay the loan in full, but they insisted on me paying the additional interest charge.
|
| 04/06/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Struggling to pay your loan
|
|
Web |
|
|
I borrowed {$2200.00} and theyre trying to charge me % XXXX just in interest alone skyrocketing the amount I owe to XXXX. I tried calling them to discuss paying off my loan in full with minimum interest but they didnt give a option or even a 3 month repayment plan at all.
|
| 01/11/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
I took out a loan for {$1200.00} and have made payments now {$3800.00} and the principal on the loan is still higher than the original amount borrowed. The current payoff amount for the loans after all the payments that have been made so far is {$1200.00}
|
| 09/30/2016 |
Yes |
|
- Charged fees or interest I didn't expect
|
|
Web |
|
|
They charged me 643.01 % to pay this loan off, this is very upsetting to me .. When I talk to theses people back in XXXX, the lady told me just look over the loan, and then sign .. I am very confused and angry about this ... Thank you for your help ..
|
| 06/27/2017 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Struggling to pay your loan
|
|
Web |
Servicemember |
|
Applies for payday loan for XXXX They take XXXX every 2 weeks. So far they took 7 payments out totaling XXXX! I guess I still have 13 more payments to go with this loan. Is this legal with such a high interest rate? A friend told me to look into this
|
| 07/06/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
Borrowed {$450.00} for an unexpected bill and was unaware of 664.67 % interest for this small amount of money. Will end up repaying over 2 grand. This company is a scam and stealing peoples money for a tiny amount borrowed.
|
| 05/04/2019 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Web |
Older American, Servicemember |
|
I took out a loan to pay electric which was shut off. The loan was {$820.00} I went on the site to see when payment be due and found they are charging 646.10 % interest. That is ridiculous. I would pay back over {$4000.00}!
|
| 04/19/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
Applied for {$1600.00} XX/XX/2023 did not see the crazy interest they are charging me every week and i can not stop the payment in my bank.
Tried to talk to them to change frequency of payment and they wont help...
|
| 02/02/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Can't stop withdrawals from your bank account
|
|
Web |
|
|
On XX/XX/XXXX I contacted River Valley Loans to stop withdrawing money from my account cause I was unemployed and was not able to pay the recurring weekly amount of XXXX off of a XXXX loan with 500 % interest.
|
| 12/14/2016 |
Yes |
|
- Charged fees or interest I didn't expect
|
|
Web |
|
|
The amount that it says I borrowed, XXXX, was not the amount deposited to me. And I was not aware of the finance charge of {$5000.00}. Was not present when borrowing the money. Appeared after.
|
| 04/03/2018 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Can't stop withdrawals from your bank account
|
|
Web |
|
|
I applied for a XXXX loan in XX/XX/XXXX and can't seem to ever pay this off and, it is now XX/XX/XXXX and I still have seen no decrease in my pat back interest is at like 800 %!!
|
| 06/28/2022 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
Borrowed XXXX from XXXX XXXX. Lady on the phone did not explain the interest rate would be XXXX after paid off on a weekly basis
|
| 01/17/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Can't stop withdrawals from your bank account
|
|
Web |
|
|
I got scammed by the loan company gave me a loan for XXXX and they will slowly take more than that up to XXXX from my account
|
| 07/02/2022 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
|
- Struggling to pay your loan
|
|
Web |
|
|
I think one of my family stole my information n log in and took the money out my account for they financial issues
|
| 07/19/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
They approved me for a XXXX loan with a 665.17 % interest. Illinois has a 36 % cap on interest.
|
| 05/23/2018 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
have a payday loan and interest rates are higher than what the law states
|
| 09/24/2023 |
Yes |
- Payday loan, title loan, personal loan, or advance loan
- Installment loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
This company is charging an outrageous and impossible APR of 565.65 %
|
| 09/15/2022 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
They are charging me 624 % interest,
|
| 09/12/2023 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Never heard of this company
|
| 01/18/2024 |
Yes |
- Payday loan, title loan, personal loan, or advance loan
- Installment loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
|
| 01/14/2024 |
Yes |
- Payday loan, title loan, personal loan, or advance loan
- Installment loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
|
| 01/08/2024 |
Yes |
- Payday loan, title loan, personal loan, or advance loan
- Payday loan
|
- Struggling to pay your loan
|
|
Web |
|
|
|
| 01/04/2024 |
Yes |
- Payday loan, title loan, personal loan, or advance loan
- Payday loan
|
- Struggling to pay your loan
|
|
Web |
|
|
|
| 01/04/2024 |
Yes |
- Payday loan, title loan, personal loan, or advance loan
- Installment loan
|
- Struggling to pay your loan
|
|
Web |
|
|
|
| 12/30/2023 |
Yes |
- Payday loan, title loan, personal loan, or advance loan
- Payday loan
|
- Can't contact lender or servicer
|
|
Web |
|
|
|
| 12/29/2023 |
Yes |
- Payday loan, title loan, personal loan, or advance loan
- Installment loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
|
| 12/22/2023 |
Yes |
- Payday loan, title loan, personal loan, or advance loan
- Payday loan
|
- Struggling to pay your loan
|
|
Web |
|
|
|
| 12/18/2023 |
Yes |
- Payday loan, title loan, personal loan, or advance loan
- Payday loan
|
- Problem with the payoff process at the end of the loan
|
|
Web |
|
|
|
| 12/15/2023 |
Yes |
- Payday loan, title loan, personal loan, or advance loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
|
| 12/01/2023 |
Yes |
- Payday loan, title loan, personal loan, or advance loan
- Installment loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
|
| 11/16/2023 |
Yes |
- Payday loan, title loan, personal loan, or advance loan
- Payday loan
|
- Problem with the payoff process at the end of the loan
|
|
Web |
|
|
|
| 11/05/2023 |
Yes |
- Payday loan, title loan, personal loan, or advance loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
|
| 10/13/2023 |
No |
- Payday loan, title loan, personal loan, or advance loan
- Installment loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
|
| 10/08/2023 |
Yes |
- Payday loan, title loan, personal loan, or advance loan
- Personal line of credit
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
|
| 10/05/2023 |
No |
- Payday loan, title loan, personal loan, or advance loan
- Personal line of credit
|
- Charged fees or interest you didn't expect
|
|
Phone |
|
|
|
| 09/06/2023 |
Yes |
- Payday loan, title loan, personal loan, or advance loan
- Payday loan
|
- Struggling to pay your loan
|
|
Web |
|
|
|
| 08/13/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
|
| 08/10/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
|
- Charged fees or interest you didn't expect
|
|
Web Referral |
|
|
|
| 07/21/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Received a loan you didn't apply for
|
|
Phone |
|
|
|
| 06/28/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
|
- Charged fees or interest you didn't expect
|
|
Postal mail |
|
|
|
| 05/04/2023 |
No |
- Debt collection
- Payday loan debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/23/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
|
- Struggling to pay your loan
|
|
Web |
|
|
|
| 02/06/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
|
| 01/29/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Struggling to pay your loan
|
|
Web |
|
|
|
| 06/13/2022 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
|
| 06/05/2022 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
|
| 05/04/2022 |
Yes |
- Debt collection
- Payday loan debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 12/12/2021 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Received a loan you didn't apply for
|
|
Web |
|
|
|
| 12/18/2020 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
|
|
|
Referral |
Older American |
|
|
| 03/10/2020 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
|
| 11/15/2019 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
|
- Charged fees or interest you didn't expect
|
|
Referral |
|
|
|
| 09/19/2019 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Incorrect information on your report
- Account status incorrect
|
|
Referral |
|
|
|
| 04/09/2019 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
|
- Charged fees or interest you didn't expect
|
|
Postal mail |
|
|
|
| 10/02/2018 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Struggling to pay your loan
|
|
Phone |
|
|
|
| 07/09/2018 |
Yes |
- Payday loan, title loan, or personal loan
- Personal line of credit
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
|
| 05/23/2018 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
|
- Charged fees or interest you didn't expect
|
|
Referral |
|
|
|
| 05/01/2018 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Struggling to pay your loan
|
|
Web |
|
|
|
| 03/19/2018 |
Yes |
- Payday loan, title loan, or personal loan
- Installment loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
|
| 02/09/2018 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Struggling to pay your loan
|
|
Web |
Servicemember |
|
|
| 01/18/2018 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Struggling to pay your loan
|
|
Web |
|
|
|
| 01/08/2018 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Postal mail |
Servicemember |
|
|
| 12/15/2017 |
No |
- Payday loan, title loan, or personal loan
- Installment loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
|
| 12/13/2017 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Referral |
|
|
|
| 10/31/2017 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
|
| 10/18/2017 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Web |
Older American |
|
|
| 08/25/2017 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Phone |
|
|
|
| 08/25/2017 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Received a loan you didn't apply for
|
|
Web |
|
|
|
| 08/07/2017 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Can't stop withdrawals from your bank account
|
|
Referral |
|
|
|
| 06/02/2017 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Postal mail |
|
|
|
| 05/15/2017 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
|
- Charged fees or interest you didn't expect
|
|
Web |
|
|
|
| 04/19/2017 |
Yes |
|
- Charged fees or interest I didn't expect
|
|
Referral |
|
|
|
| 04/18/2017 |
Yes |
|
- Charged fees or interest I didn't expect
|
|
Web |
|
|
|
| 03/16/2017 |
No |
- Consumer Loan
- Personal line of credit
|
- Managing the line of credit
|
|
Referral |
|
|
|
| 08/25/2016 |
Yes |
|
- Charged fees or interest I didn't expect
|
|
Web |
|
|
|