CRESCO CAPITAL INC. CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
11/30/2022	Yes	Vehicle loan or lease Lease	Struggling to pay your loan Lender trying to repossess or disable the vehicle	GA 315XX	Web	Servicemember
First off you XXXX XXXX XXXX XXXXXXXX because you never do XXXX and you won't do anything on this one either but the time is coming when I'm gon na be able to XXXX XXXX XXXX XXXX just like the XXXX this complaint is against. This case pertains to Lone Mountain in XXXX, XXXX relating to my semi truck of which I have not missed any payments nor have I been late. Lone Mountain has illegally repossessed my truck. In the month of XXXX I requested a deferment. Typically, deferments are 30 day or until the next payment date. I at first spoke with the rep via phone. The deferment was granted but then they informed me that the payment date was too close so they couldn't process it. I was then instructed to file a stop payment on it. It's documented. I informed the rep that I would resume payment on XX/XX/22 as this was the same day as the insurance payment that their sister company had sold me during this time period. I wanted them both taken out on the same day as I was informed that the billing company was the same. Thus, the deferment was only 20 days. The next thing I know prior to the XXXX I was being sent notices via email that they were repossessing the truck and cancelling the insurance.This is totally illegal, and I am demanding my truck back. The payment for both the truck and the insurance were in my account and I was fully prepared to make the payments as conveyed to the Lone Mt. reps. I will attach email correspondence which confirms the stop payment. By law they are not allowed to repossess my truck under such circumstances. Now they are proposing to auction my truck off. This is discriminating and violates federal and state regulations. There have been other patrons that have requested deferment without any issues. They have no grounds as my payment record will prove. I didn't even receive a mandatory by law 10 day notice prior to their taking it. The term termination letter was sent after they had already repossessed the truck. Moreover they had no grounds to terminate the lease nor repossess the truck. The court hearing is over and there have been no charges or storage. Below is the party that started XXXX XXXX That doesn't however include what they did from XXXX regarding the harness and hacking the computer. XXXX Account Manager Lone Mountain Truck Leasing XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXXXXXX XXXX XXXX
10/17/2023	Yes	Vehicle loan or lease Loan	Managing the loan or lease Billing problem	NE 681XX	Web
I bought a semi truck through XXXX XXXX XXXX XXXX, also afflicted with Cresco Capital , Inc. My hiring process with this vehicle took longer than expected. I was already 4 weeks waiting before actually leasing on with my company 's authority ( DOT ). I will leave their name out of it for any confusion. My first trip I needed repair, and my first payment was due in XXXX weeks. I knew I would not be paid enough on time but I covered my first payment which was 45 days after pickup. I called in, they stated using the extra payment form is not specified towards the monthly portion, however, calling in she could partition the funds to do so. Coming XX/XX/XXXX they still tried to charge me the first payment amount. They were able to reverse it after I followed up asking them if everything was alright and why this happened. Simultaneously, I'd spoken to customer service to switch my payment account to my new business checking. However, upon opening I had to buy checks and have not been home to pickup them up. Due to the nature of my work I am not able to. After mentioning wanting to switch accounts a woman named XXXX, without posting her last name, has emailed me XXXX times to date and I'd already received XXXX emails before this one. After the XX/XX/XXXX payment she followed up mentioning the missed payment. I'd already told her XXXX to XXXX times that I have not been home yet and will be in touch when I am able to do so but she continues to harass me on a weekly basis. I am on my way home at this time, and should be able to update. Here is her email mentioning the missed payment. " Good morning, I am following up with you regarding the ACH information we spoke about last week. I am needing this information as it looks like we have just had a payment return from the account we have on file. Please get this back to me as soon as possible. If you have any questions, please feel free to reach back out to me. '' Other fine points would be this XXXX XXXX company promising a XXXX year warranty on engine and aftertreatment from XXXX. I have a XXXX XXXX XXXX with an XXXX engine. When my fuel pump went out it wasn't covered under warranty and the dealer said no warranty even appeared in the system under that VIN number. I was at the XXXX XXXX, OR dealership. My VIN is XXXX. Thank you, XXXX XXXX
11/11/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	IL 60409	Web
Iam making a final goodwill will attempt to have you clear up this. Its my understanding that consumer financial protection bureau help enforce consumers right 's and stop bad reporting agencies from reporting inaccurate, incomplete errors on consumers credit report. Also be advised that this my third dispute letter, 120 days no response, this company is in violation of 15usc1681, no need for me to go into details and tell you the law your company know for a fact that you are required under the FCRA to have properly verified the accuracy of an account listed on my credit report with physical documents. Iam sure that you are aware current federal 1case law which states that consumer reporting agency bear grave responsibilities to ensure the accuracy of the account they report on their responsibility must consist of something more than merely parroting information received from other sources which means that if you can't send me proof of this unknown account from your this company it must be removed its that simple. Another note for Violation is section 1692g ( B ) Collector must cease collection effort until debt is validated. Section 1692g ( a ) ( 5 ) must provide name/address of original creditor if different from current creditor which i have np idea of. Section 1692a ( 8 ) failure to communicate that a debt is disputed to the other reporting agencies, this company has violated the laws, and have ignored my request to provide me with the documents thats in their file which i disputed months ago. Its obviously this company cant verify this account, and under section 611 ( 5 ) ( A ) of the FCRA you are required to promptly delete all information including the three major bureaus which can not be verified. Sounds like a civil liability, and i won't ever remedy that is granted to me for negligent noncompliance section 617 states if you fail to comply with this federal law, i can pursue litigation to enforce my right under the FCRA, i truly demand this account to be deleted immediately. Sincerely XXXX XXXX
11/08/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	IL 60409	Web
Hello there! Iam making a final goodwill attempt to have you clear up this matter. Its my understanding that consumer financial protection bureau help 's enforce consumers right 's, and stop bad reporting agency feom reporting inaccurate incomplete errors on consumer credit report. Also be advised that this is my third attempt, 120 days no response, is a automatic delection. This company is in violation of 15usc 1681, no need for me to go into detail, and tell you the law your company knows for a fact that you are required under the FCRA to have properly verified the accuracy of an account listed on my credit report, with physical documents. I am sure that uou are aware, current federal case law which states that consumer reporting agency bear grave responsibilities to ensure the accuracy of the account they report report on their responsibility must consist of something more than parroting information received from other sources which means i never received any proof of this account so it has to be removed required by law. 30 days validation note section 1692g ( B ) collector must provide name/ address of orignal creditor if different from current creditor. Section 1692e ( 8 ) failure to communicate that a debt is disputed to the other reporting agencies the list just continues. This company has ignored my request to provide me with the documents thats in their files months ago. Its obvious this company can't this account, and under section 611 ( 5 ) ( A ) of the fcra tou are required to promptly all information including the big three credit bureaus which can not be verified. Sounds like a civil liability thats granted to me for negligent noncompliance section 617 state 's if you fail to comply with the federal law, i can pursue litigation to my right under thr FCRA, i truly demand this account to be removed immediately Sincerely XXXX XXXX
12/08/2019	Yes	Vehicle loan or lease Lease	Struggling to pay your loan Lender trying to repossess or disable the vehicle	FL 32277	Web
On XX/XX/2019, my XXXX XXXX was repoed due to miscommunication. I've been leasing with Cresco capital since XX/XX/2019, never had any major issues with my case manager XXXX. In XX/XX/2019, my truck broke down with electrical issues. After the big breakdown, there was another case manager assigned to manage my case ( XXXX, XXXX ). Soon as I took the truck to the XXXX shop for repairs, I contacted her immediately to update her on the breakdown of the truck. Gathered all information on the cost of the repairs, which totaled out to {$3200.00}. She automatically assumed I couldn't afford the cost at the time and called the dealership to hold all repairs until money was payed up front. Due to the delay of her phone call, my truck has been down for 3 weeks ( almost a month ). I asked to speak with her supervisor in order to get to a solution with payment and the breakdown. She gave me a hard time for two weeks straight into speaking with someone of this matter. After I've paid the {$3200.00} in repairs, I kept calling trying to do a payment arrangement due to bank change information. I really wanted to speak with someone else in this time of need. All I wanted was to make my payment after a {$3200.00} fix on the truck plus {$220.00} for new brake drums. No one was willing to get in contact with me until the last minute ( emails but no calls ). No calls were made at the time to resolve any issues. Soon as I logged in to make payment on the truck XXXX locked me out of my account until the tow truck picked up the truck. She told me they will give me a call and still no calls were given.
05/12/2018	No	Vehicle loan or lease Lease	Struggling to pay your loan Loan balance remaining after the vehicle is repossessed and sold	AR 72301	Web
On XX/XX/2018 the tractor that I had leased with Cresco Capital broke down on XXXX, XXXX bound to XXXX , Tn. I had the truck towed to a local company there. ( XXXX XXXX XXXX of XXXX Tn ) however, after the diaqnosis, they found problems with the DEF system and mentioned to repair it would be {$14000.00} which they would need half upfront to start the job. therefore, I mentioned this to the lease company and they said I would be responsible for all repairs. Afterwards, I fronted {$7300.00} and as they started to do the work they found addtional problems which meant additional cost. after estimates came back to the tune of {$16000.00} I again reached out the lease company explaining that I was willing to front as much as {$15000.00} toward the repairs minus the initial cost and ask if they could assist me in any way, which they refused. So I contacted the repair shop and ask if they had any credit applications for in house financing for repairs and they said yes and before I could get the application back to the company, the truck had been repossessed and placed derogatively on my credit.
07/26/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 341XX	Web
The term " investigate consumer report* means a consumer report or portion thereof in which information on a consumer 's character, general reputation, personal characteristics, or mode of living is obtained through personal interviews with neighbors, friends, or associates of the consumer reported on or with others with whom he is acquainted or who may have knowledge concerning any such items of information, The did not do this, Also, they have violated my rights even more in accordance with the Fair Credit Reporting Everything has to be 100 % accurate on my credit report. The Credit bureaus stated my account was properly investigation but how is that possible if the open date is inaccurate, the date last active is inaccurate, and date last reported is not accurate. This ground for removal, They also violated the law because according to 15 U.S.C 1631 secton 602 A States I have the noht to orvacy 15 U.S.C 1631 Secton 604 A Section 2 : It also states a consumer reporting agency can not fumish a account without my written instructor. I didnt give anybody written instructions I
06/21/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	FL 341XX	Web
The term " investigate consumer report* means a consumer report or portion thereof in which information on a consumer 's character, general reputation, personal characteristics, or mode of living is obtained through personal interviews with neighbors, friends, or associates of the consumer reported on or with others with whom he is acquainted or who may have knowledge concerning any such items of information, The did not do this, Also, they have violated my rights even more in accordance with the Fair Credit Reporting Everything has to be 100 % accurate on my credit report. The Credit bureaus stated my account was properly investigation but how is that possible if the open date is inaccurate, the date last active is inaccurate, and date last reported is not accurate. This ground for removal, They also violated the law because according to 15 U.S.C 1631 secton 602 A States I have the noht to orvacy 15 U.S.C 1631 Secton 604 A Section 2 : It also states a consumer reporting agency can not fumish a account without my written instructor. I didnt give anybody written instructions
01/30/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	TX 751XX	Web
THIS COMPLAINT IS DUE TO XXXX NOT RESPONDING AFTER 8 MONTHS OF RECEIVING MY DISPUTE LETTER REGARDING AN INACCURATE ACCOUNT THAT THEY HAVE BEEN REPORTING ON MY ACCOUNT. I HAVE BEEN PATIENT FOR THE LAST FEW MONTHS, BUT IT HAS BEEN ENTIRELY TOO LONG AND I HAVE NOT RECEIVED AN UPDATE OR ANY DOCUMENTATION VALIDTATING HOW XXXX IS REPORTING THIS ACCOUNT AS SUCH. THEY ARE REPORTING CRESCO CAPITAL XXXX AS A REPOSSESION AS WELL AS A VOLUNTARY REPOSSESION. HOW DOES THIS MEET FCRA REGULATIONS? ALSO, THIS WAS NOT A REPOSESSION THE ACCOUNT WAS PAID SO I AM CONFUSED WHY XXXX HAS INCORRECT INFORMATION WHEN XXXX AND XXXX ARE REPORTING THE ACCOUNT AS CLOSED AND PAID. BEING THAT THIS HAS BEEN ONGOING FOR 8 MONTHS I AM DEMANDING THE DELETION OF THIS ACCOUNT OR FOR IT TO BE UPDATED TO PAID AND CLOSED. I WILL BE SEEKING LEGAK ACTION FOR THE MANY VIOLATIONS OF THE FCRA IF THIS IS NOT UPDATED ACCORDINGLY. I WILL ATTACH THE LETTER THAT WAS SENT 8 MONTHS AGO.
03/19/2017	Yes	Consumer Loan Vehicle lease	Managing the loan or lease	MD 20743	Web
I purchased a Tractor in XXXX 2016 and have been making monthly payments of {$1300.00} every since. I had an ez-pass that I did not know was n't working. As a result I incurred a lot of toll fees that were sent directly to my lender, Cresco. The lender, Cresco then sent those fees to me with an extra {$30.00} attached. Cresco said the {$30.00} fee was their fee for paying my tolls. On top of all that, just this month, I received more tolls ( {$900.00} plus ) which I paid directly thru ez-pass. Now Cresco is asking me to pay again. They said I have to pay them because they have to dispute my payments with ez-pass I explained to Cresco that these bills have already been paid and they are still asking for more money and will take this money directly out of my account. They could also repo my tractor if I do not pay, so I have paid everything and am looking to be refunded.
12/08/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL XXXXX	Web
There are unknown hard inquiries on my credit report. Im requested the verification of the inquiries and the method of verification. On XX/XX/2019, XXXX XXXX add a hard inquiry on my credit report per XXXX. On XX/XX/2019, CRESCO CAPITAL add a hard inquiry on my credit report per XXXX. On XX/XX/2019, XXXX/XXXX add a hard inquiry on my credit report per XXXX. But companies did not provide the following proof : Permissible Purpose My written authorization Proof that I personally initiated these inquiries. To my knowledge, I have not signed any documents authorizing your organization to view my credit history therefore, your inquiry into my credit report violates the Fair Credit Reporting Act, Section 1681b ( c ) : Transactions Not Initiated by Consumer.
04/22/2023	Yes	Vehicle loan or lease Lease	Problems at the end of the loan or lease Termination fees or other problem when ending the lease early	AR 72301	Web
On XX/XX/2017 I started a lease thru Lone Mountain with Cresco Capital being Leesor 7months into the lease the engine failed, I had it towed to XXXX XXXX in XXXX Tn XXXX for a diagnosis, upon the completion of the diagnosis, I was informed that it was going to cost {$14000.00} which I was prepared to pay, however, further diagnosis revealed an additional problem which amounted to {$1900.00} more than I was able to afford, After speaking with the receptionist XXXX XXXX XXXX she mentioned that I could finance the {$1900.00} but I had to fill out the credit application which I was willing to do however, upon my arrival I was told that the truck had been towed by Lone Mountain and terminated the lease
05/15/2022	Yes	Vehicle loan or lease Lease	Struggling to pay your loan Denied request to lower payments	FL 341XX	Web
CFPB Write up n accordance with the Fair Credit Reporting act XXXX Account # XXXX, has violated my rights. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions Cresco capital XXXX. XXXX XXXX {$59000.00} Late payment becouse the sold me a truck with many mechanic problem and they no help me with a payment plan and now the reporting XXXX Late payment in my credit report and it is affecting me and my family life XXXX XXXX XXXX XX/XX/2017 XXXX XXXX XXXX XXXX XXXX, ia XXXX Phone XXXX
01/11/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 33009	Web
There are unknown hard inquiries on my credit reports. Im requested the verification of the inquiries and the method of verification. On XX/XX/2019, CRESCO CAPITAL add a hard inquiry on my credit report. But companies did not provide the following proof : Permissible Purpose My written authorizatio n Proof that I personally initiated these inquiries. To my knowledge, I have not signed any documents authorizing your organization to view my credit history therefore, your inquiry into my credit report violates the Fair Credit Reporting Act, Section 1681b ( c ) : Transactions Not Initiated by Consumer.
08/29/2020	No	Credit reporting, credit repair services, or other personal consumer reports Other personal consumer report	Problem with a company's investigation into an existing issue Their investigation did not fix an error on your report	CA 90807	Web
XXXX XXXX is placed in my credit report and within there data base for the trucking industry there's been a report filed as an incident/accident however neither took place. Incident nor accident and if need be I might get a lawyer to pull the phone call from the day of that " incident ''. Another thing my credit hasn't been reported correctly paid off some things and was informed if I do so my scope would go up 23-25 pts for each however it went up by 5-6 points. I placed a freeze on all information and I would like to proceed with investigation of fraud.
06/09/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	FL 341XX	Web
The Credit Bereau stated my account was properly investigation but how is that possible if the open date is inaccurate, the date last active is inaccurate, and date last reported is not accurate. This ground for removal You also violated my rights under 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions Also the Credit bureaus took more than 30 days to complete my investigations
03/14/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Unable to get your credit report or credit score Other problem getting your report or credit score	IL 60653	Web
I was told my lease company XXXX XXXX ( cresco capital ) reports my business credit to paynet. I attempted to get a rental truck under my business and had to fill out an app for it ... I was told they use paynet. The app was decline due to not having credit history ... I asked for my paynet ... it shows no signs of XXXX XXXX or cresco capital ... i call XXXX XXXX ... I now find out that they are reporting in my first and last name ... all one word ... so basically this account will not be found unless u know its done this way ...
11/12/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 78410	Web	Servicemember
Status Date Reported XX/XX/XXXX Payment Status Repossession/Foreclosure Account Status Derogatory Account Details Bureau Name CRESCOCAP Account Number XXXX Account Type Lease Responsibility Individual Original Loan Amount {$57000.00} Date Account Opened XX/XX/XXXX Date Account Closed XX/XX/XXXX Payment Details Date of Last Payment XX/XX/XXXX Monthly Payment {$1100.00} Term 50 Months Payment Frequency Monthly ( every month ) Worst Pay StatusUnknown Lender Info XXXX XXXX XXXX XXXX XXXX XXXX XXXX , NE XXXX ( XXXX ) XXXX
11/27/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 32444	Web
On XXXX XXXX, 2020, XXXX add a hard inquiry on my credit report per XXXX. On XXXX 2020, CRESCO CAPITAL add a hard inquiry on my credit report per XXXX. On XXXX XXXX, 2020, XXXX XXXX XXXX add a hard inquiry on my credit report per XXXX. To my knowledge, I have not signed any documents authorizing your organization to view my credit history therefore, your inquiry into my credit report violates the Fair Credit Reporting Act, Section 1681b ( c ) : Transactions Not Initiated by Consumer.
03/16/2021	Yes	Vehicle loan or lease Lease	Problems at the end of the loan or lease Problem with paying off the loan	TX 75104	Web
XXXX payment made on XX/XX/XXXX. Totaled XXXX XXXX on XX/XX/XXXX. Refund due afterXX/XX/XXXX paid claim. XXXX XXXX refused to refund payment after admitting.Cresco Capital made a error when submitting the total pay out on XXXX XXXX to XXXX XXXX where I had a active account. They also tried to withdraw XXXX from my account on XX/XX/XXXX after they received a check fromXX/XX/XXXXthat paid the truck off. I want my {$35.00} back because I had to pay stop payment on my account
08/30/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 303XX	Web	Servicemember
Cresco Capital is reporting a balance of {$20000.00} for a debt that I DO NOT owe. It is possible that another family member could be responsible for this debt. I have been trying to dispute this with them and the 3 major credit bureaus for over a year now with zero success. This company is currently undergoing a class action lawsuit for violating Minnesota state laws and various other lawsuits for unethical and illegal practices.
08/25/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	TX XXXXX	Web
I have a loan with CRESCOCAP, XXXXXXXX XXXX, and ( Original Creditor : XXXX XXXX ). I have always made my payments on time. As you can see, I have always had a stellar payment record with this company. I tried contacting XXXX, XXXX XXXX CRESCOCAP, XXXX XXXX and ( Original Creditor : XXXX XXXX ) with no successful resolution. There was definitely an error on their part.
02/16/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL XXXXX	Web
There is an unknown hard inquiry on my credit reports. Im requested the verification of the inquiry and the method of verification. CRESCO CAPITAL Inquiry Date XX/XX/2019. For the first time no response came in 15 days company did not provide the following proof : Permissible Purpose My written authorization Proof that I personally initiated these inquiry.
06/02/2022	Yes	Vehicle loan or lease Lease	Struggling to pay your loan Denied request to lower payments	FL 341XX	Web
CFPB Write up n accordance with the Fair Credit Reporting act XXXX Account # XXXX, has violated my rights. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions
05/18/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Problem with personal statement of dispute	FL 341XX	Web
CFPB Write up n accordance with the Fair Credit Reporting act XXXX Account # XXXX, has violated my rights. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions
05/18/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	FL 341XX	Web
CFPB Write up n accordance with the Fair Credit Reporting act XXXX Account # XXXX, has violated my rights. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions
12/23/2021	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt was result of identity theft	TX 77346	Web
ELLO, MY NAME IS XXXX XXXX AND I AM A VICTIM OF ID THEFT. SOMEONE STOLE MY WALLET ALONG WITH MY PERSONAL INFORMATION AND OBTAINED CAR LOANS, HOMELOANS, MEDICAL AND ETC. THE FOLLOWING ACCOUNTS WERE FRAUDULENTLY OPENED IN MY NAME : XXXX XXXX OPENED : XX/XX/2019 XXXX. XXXX
07/05/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	IL 60503	Web

10/04/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	TN 37076	Web

09/28/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	GA 30038	Web

06/22/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	NY 11229	Web

03/30/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	IL 60089	Web

03/18/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NC 28278	Web

03/09/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	IL 60089	Web

02/17/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	FL 34787	Web

02/04/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	TX 77009	Web

02/04/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	FL 33556	Web

01/31/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	PA 19115	Web

11/18/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	NY 11375	Web

11/11/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	MS 38643	Web

10/22/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	NY 11230	Web

09/30/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	PA 18914	Web

09/09/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	NY 11230	Web

08/19/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	GA 30331	Web

08/03/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	IL 60056	Web

08/03/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	NY 11229	Web

05/18/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	NY 11374	Web

05/12/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	GA 30331	Web

03/29/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 90029	Web

03/17/2021	Yes	Vehicle loan or lease Lease	Struggling to pay your loan Loan balance remaining after the vehicle is repossessed and sold	MI 48244	Web

03/15/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	MI 48244	Web

01/20/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	OH 45140	Web

01/19/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 32444	Web

12/24/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	OH 45140	Web

12/15/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	SC 29906	Web

12/10/2020	Yes	Debt collection Auto debt	Written notification about debt Didn't receive notice of right to dispute	FL 33169	Web

12/01/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	FL 33025	Web

11/22/2020	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	PA 15017	Web

03/31/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 90025	Web

03/17/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	CA 94803	Web

10/08/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	AZ 85339	Web

10/04/2019	Yes	Vehicle loan or lease Lease	Managing the loan or lease Problem with fees charged	FL 33618	Web

05/22/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	MI 48174	Web

09/18/2018	Yes	Debt collection Auto debt	Written notification about debt Didn't receive enough information to verify debt	FL 34759	Referral

06/28/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NV 89113	Web

08/18/2017	Yes	Payday loan, title loan, or personal loan Installment loan	Charged fees or interest you didn't expect	CA 90680	Web