Credit Management Control, Inc. CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
12/07/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	TX 75025	Web
RE : Attentively review my formal writ composed declaration of not proven complaint misinformation that is all or in part : deficient of the adequate current status in the fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable, complaint obligatory, and regulatory requisite reporting thereby mandating your immediate actions to rectify and remedy and any infractions behavior ( s ) by retaining or returning to demonstrate TRUE, CORRECT, COMPLETE, and COMPLAINT XXXX XXXX data field formatted reporting!!! I am a victim of identity- theft, I am writing to request that you block all accounts disputed as fraudulent on my credit reports with XXXX XXXX XXXX XXXX and XXXX. This information does not relate to any transactions I have made. I did not give anyone authorization or consent to use my personal information. I hereby exercise my legal rights enacted by Congress and The Federal Trade Commission, which explicitly states when a victim of identity-theft dispute a fraudulent account on his/her credit report it shall be honored by all credit bureaus and all fraudulent information should be blocked within 4 days and proper notification shall be given to all data furnishers pursuant to section XXXX05b of The Federal Fair Credit Reporting Act. Failure to comply shall lead to complaints being filed with XXXX XXXX XXXX XXXX, Consumer Financial Protection Bureau, and Attorney General stating your companys unlawful collection practices, misrepresentation of creditworthiness, defamation of character, and noncompliance to abide by laws enacted by Congress to protect victims of identity-theft who's credit been impacted by acts of fraud. Because I know my rights under THE FAIR CREDIT REPORTING ACT, CONSUMER CREDIT PROTECTION ACT ( CCPA ), and FAIR and ACCURATE CREDIT TRANSACTION ACT of 2003 ( FACTA ). I will be taking action. I also know my rights under this paragraph of Section 312 of the FACTA LAW : SEC.312. Procedures to enhance the accuracy and integrity of information furnished to consumer reporting agencies. ( b ) duty of furnishers to provide accurate information. -- Section 623 ( a ) ( 1 ) of THE FAIR CREDIT REPORTING ACT ( 15 U.S.C . 1681s-2 ( a ) ( 1 ) is amended ( 1 ) in subparagraph ( A ), by striking " knows or consciously avoids knowing the information is inaccurate '' and inserting " knows or has reasonable cause to believe that the information is inaccurate '', and ( 2 ) by adding at the end of the following : ( D ) DEFINITION -- For purposes of subparagraph ( A ), the term 'reasonable cause to believe that the information is inaccurate ' means having specific knowledge, other than solely allegations by the consumer, that would cause a reasonable person to have substantial doubts about the accuracy of information. Policy states. According to the Fair Credit Reporting Act FCRA 611 ( 15 U.S.C 1681 ), Procedure In Case of Disputed Accuracy. ( a ) Reinvestigation ( 1 ) Reinvestigation ( a ) In general. Subject to Subsection ( f ), if the completeness or accuracy of any item of information contained in a consumers file at a consumer agency is disputed by the consumer and the consumer notifies the agency directly, or indirectly through a reseller, of such dispute, free of charge, conduct a reasonable reinvestigation to determine whether the disputed information is inaccurate and record the current status of the disputed information, or delete the item from the file in accordance with paragraph ( 5 ), before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller. Therefore, my position is being clearly stated, these accounts do not belong to me, meaning that you are reporting inaccurate account information within my credit file. The fact that these are inaccurate account information means that you, this credit-reporting agency, are reporting incorrect accounts. XXXXXXXX XXXX XXXX XXXX XXXX {$640.00} I am well aware of my rights as a consumer. The Fair Credit Reporting Act requires that you, the credit-reporting agency report accurate and/or correct account information within my credit file. My credit issues are very specific, these accounts and/or items do not belong to me. This means that you are reporting incorrect account information within my credit report. It is this in mind that I request that these listed accounts and items be Blocked and Deleted. According to the Fair Credit Reporting Act FCRA, Section 1681c ( 2 ) Block of information resulting from identity theft. 1.Block. Except as otherwise provided in this section, a consumer reporting shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from alleged identity theft, not later than four ( 4 ) business days after the date receipt by such agency of 1. Appropriate proof of identity of the consumer ; 2. A copy of an identity theft report 3. The identification of such information by the consumer ; and 4. A statement by the consumer that the information relating to the transaction by the consumer. I have provided all of the above listed four ( 4 ) items within this package. Therefore, I expect these listed accounts to be deleted and blocked within ( 4 ) business days. This is clearly an identity theft issue. I am also entitled to receive a free copy of my credit report, so I am requesting a free credit report and that all of these accounts, public records items, and inquiries be permanently blocked and deleted. Enclosures : Identity Theft Report Proof of Identity Copy of Account Statement showing Fraudulent Items FTC Notice to Furnishers CC : Consumer Financial Protection Bureau XXXX XXXX XXXX XXXX XXXX, Iowa XXXX
11/30/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	TX 75216	Web
RE : Attentively review my formal writ composed declaration of not proven complaint misinformation that is all or in part : deficient of the adequate current status in the fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable, complaint obligatory, and regulatory requisite reporting thereby mandating your immediate actions to rectify and remedy and any infractions behavior ( s ) by retaining or returning to demonstrate TRUE, CORRECT, COMPLETE, and COMPLAINT XXXX XXXX data field formatted reporting!!! I am a victim of identity- theft, I am writing to request that you block all accounts disputed as fraudulent on my credit reports with XXXX XXXX XXXX XXXX and XXXX. This information does not relate to any transactions I have made. I did not give anyone authorization or consent to use my personal information. I hereby exercise my legal rights enacted by Congress and The Federal Trade Commission, which explicitly states when a victim of identity-theft dispute a fraudulent account on his/her credit report it shall be honored by all credit bureaus and all fraudulent information should be blocked within 4 days and proper notification shall be given to all data furnishers pursuant to section 605b of The Federal Fair Credit Reporting Act. Failure to comply shall lead to complaints being filed with XXXX XXXX XXXX XXXX, Consumer Financial Protection Bureau, and Attorney General stating your companys unlawful collection practices, misrepresentation of creditworthiness, defamation of character, and noncompliance to abide by laws enacted by Congress to protect victims of identity-theft who's credit been impacted by acts of fraud. Because I know my rights under THE FAIR CREDIT REPORTING ACT, CONSUMER CREDIT PROTECTION ACT ( CCPA ), and FAIR and ACCURATE CREDIT TRANSACTION ACT of 2003 ( FACTA ). I will be taking action. I also know my rights under this paragraph of Section 312 of the FACTA LAW : SEC.312. Procedures to enhance the accuracy and integrity of information furnished to consumer reporting agencies. ( b ) duty of furnishers to provide accurate information. -- Section 623 ( a ) ( 1 ) of THE FAIR CREDIT REPORTING ACT ( 15 U.S.C . 1681s-2 ( a ) ( 1 ) is amended ( 1 ) in subparagraph ( A ), by striking " knows or consciously avoids knowing the information is inaccurate '' and inserting " knows or has reasonable cause to believe that the information is inaccurate '', and ( 2 ) by adding at the end of the following : ( D ) DEFINITION -- For purposes of subparagraph ( A ), the term 'reasonable cause to believe that the information is inaccurate ' means having specific knowledge, other than solely allegations by the consumer, that would cause a reasonable person to have substantial doubts about the accuracy of information. Policy states. According to the Fair Credit Reporting Act FCRA 611 ( 15 U.S.C 1681 ), Procedure In Case of Disputed Accuracy. ( a ) Reinvestigation ( 1 ) Reinvestigation ( a ) In general. Subject to Subsection ( f ), if the completeness or accuracy of any item of information contained in a consumers file at a consumer agency is disputed by the consumer and the consumer notifies the agency directly, or indirectly through a reseller, of such dispute, free of charge, conduct a reasonable reinvestigation to determine whether the disputed information is inaccurate and record the current status of the disputed information, or delete the item from the file in accordance with paragraph ( 5 ), before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller. Therefore, my position is being clearly stated, these accounts do not belong to me, meaning that you are reporting inaccurate account information within my credit file. The fact that these are inaccurate account information means that you, this credit-reporting agency, are reporting incorrect accounts. 1. CREDMGMTCNTL bal. {$1100.00} I am well aware of my rights as a consumer. The Fair Credit Reporting Act requires that you, the credit-reporting agency report accurate and/or correct account information within my credit file. My credit issues are very specific, these accounts and/or items do not belong to me. This means that you are reporting incorrect account information within my credit report. It is this in mind that I request that these listed accounts and items be Blocked and Deleted. According to the Fair Credit Reporting Act FCRA, Section 1681c ( 2 ) Block of information resulting from identity theft. 1.Block. Except as otherwise provided in this section, a consumer reporting shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from alleged identity theft, not later than four ( 4 ) business days after the date receipt by such agency of 1. Appropriate proof of identity of the consumer ; 2. A copy of an identity theft report 3. The identification of such information by the consumer ; and 4. A statement by the consumer that the information relating to the transaction by the consumer. I have provided all of the above listed four ( 4 ) items within this package. Therefore, I expect these listed accounts to be deleted and blocked within ( 4 ) business days. This is clearly an identity theft issue. I am also entitled to receive a free copy of my credit report, so I am requesting a free credit report and that all of these accounts, public records items, and inquiries be permanently blocked and deleted. Enclosures : Identity Theft Report Proof of Identity Copy of Account Statement showing Fraudulent Items FTC Notice to Furnishers CC : Consumer Financial Protection Bureau XXXX XXXX XXXX XXXX XXXXXXXX, Iowa XXXX
12/24/2021	Yes	Debt collection Credit card debt	False statements or representation Attempted to collect wrong amount	TX 77066	Web
RE : Attentively review my formal writ composed declaration of not proven complaint misinformation that is all or in part : deficient of the adequate current status in the fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable, complaint obligatory, and regulatory requisite reporting thereby mandating your immediate actions to rectify and remedy and any infractions behavior ( s ) by retaining or returning to demonstrate TRUE, CORRECT, COMPLETE, and COMPLAINT XXXX XXXX data field formatted reporting!!! I am a victim of identity- theft, I am writing to request that you block all accounts disputed as fraudulent on my credit reports with XXXX XXXX XXXX XXXX and XXXX. This information does not relate to any transactions I have made. I did not give anyone authorization or consent to use my personal information. I hereby exercise my legal rights enacted by Congress and The Federal Trade Commission, which explicitly states when a victim of identity-theft dispute a fraudulent account on his/her credit report it shall be honored by all credit bureaus and all fraudulent information should be blocked within 4 days and proper notification shall be given to all data furnishers pursuant to section 605b of The Federal Fair Credit Reporting Act. Failure to comply shall lead to complaints being filed with The XXXX XXXX XXXX Consumer Financial Protection Bureau, and Attorney General stating your companys unlawful collection practices, misrepresentation of creditworthiness, defamation of character, and noncompliance to abide by laws enacted by Congress to protect victims of identity-theft who's credit been impacted by acts of fraud. Because I know my rights under THE FAIR CREDIT REPORTING ACT, CONSUMER CREDIT PROTECTION ACT ( CCPA ), and FAIR and ACCURATE CREDIT TRANSACTION ACT of 2003 ( FACTA ). I will be taking action. I also know my rights under this paragraph of Section 312 of the FACTA LAW : SEC.312. Procedures to enhance the accuracy and integrity of information furnished to consumer reporting agencies. ( b ) duty of furnishers to provide accurate information. -- Section 623 ( a ) ( 1 ) of THE FAIR CREDIT REPORTING ACT ( 15 U.S.C . 1681s-2 ( a ) ( 1 ) is amended ( 1 ) in subparagraph ( A ), by striking " knows or consciously avoids knowing the information is inaccurate '' and inserting " knows or has reasonable cause to believe that the information is inaccurate '', and ( 2 ) by adding at the end of the following : ( D ) DEFINITION -- For purposes of subparagraph ( A ), the term 'reasonable cause to believe that the information is inaccurate ' means having specific knowledge, other than solely allegations by the consumer, that would cause a reasonable person to have substantial doubts about the accuracy of information. Policy states. According to the Fair Credit Reporting Act FCRA 611 ( 15 U.S.C 1681 ), Procedure In Case of Disputed Accuracy. ( a ) Reinvestigation ( 1 ) Reinvestigation ( a ) In general. Subject to Subsection ( f ), if the completeness or accuracy of any item of information contained in a consumers file at a consumer agency is disputed by the consumer and the consumer notifies the agency directly, or indirectly through a reseller, of such dispute, free of charge, conduct a reasonable reinvestigation to determine whether the disputed information is inaccurate and record the current status of the disputed information, or delete the item from the file in accordance with paragraph ( 5 ), before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller. Therefore, my position is being clearly stated, these accounts do not belong to me, meaning that you are reporting inaccurate account information within my credit file. The fact that these are inaccurate account information means that you, this credit-reporting agency, are reporting incorrect accounts. 1. CREDMGMTCNTL bal. {$460.00} I am well aware of my rights as a consumer. The Fair Credit Reporting Act requires that you, the credit-reporting agency report accurate and/or correct account information within my credit file. My credit issues are very specific, these accounts and/or items do not belong to me. This means that you are reporting incorrect account information within my credit report. It is this in mind that I request that these listed accounts and items be Blocked and Deleted. According to the Fair Credit Reporting Act FCRA, Section 1681c ( 2 ) Block of information resulting from identity theft. 1.Block. Except as otherwise provided in this section, a consumer reporting shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from alleged identity theft, not later than four ( 4 ) business days after the date receipt by such agency of 1. Appropriate proof of identity of the consumer ; 2. A copy of an identity theft report 3. The identification of such information by the consumer ; and 4. A statement by the consumer that the information relating to the transaction by the consumer. I have provided all of the above listed four ( 4 ) items within this package. Therefore, I expect these listed accounts to be deleted and blocked within ( 4 ) business days. This is clearly an identity theft issue. I am also entitled to receive a free copy of my credit report, so I am requesting a free credit report and that all of these accounts, public records items, and inquiries be permanently blocked and deleted. Enclosures : Identity Theft Report Proof of Identity Copy of Account Statement showing Fraudulent Items FTC Notice to Furnishers CC : Consumer Financial Protection Bureau po box 4503 Iowa City, Iowa 52244
02/09/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 76033	Web
I had XXXX XXXX as my energy provider at XXXX XXXX XXXX XXXX, TX XXXX on a 3 year contract which I honored and my payments were 100 % on time throughout the entire contract. Several months before my 3 year contract was to end, I received a call from XXXX that said 'since you have been such a wonderful customer, we want to send you a new XXXX Thermostat that could lower your electricity bills ' ... ..so I said " SURE, WHY NOT? '' I received the XXXX Thermostat in the mail a week or so later but I never even took it out of the box ( frankly didn't know how to install it ) so it was put up on a shelf in its original box and I forgot about it. Months later at the end of my 3 year contract, I found out that XXXX XXXX was going to increase my rates by over 3Xs so I had no choice but to NOT renew my electricity contract with them and so I moved to another energy provider at the end of my contract with XXXX. When I received my final XXXX bill in XX/XX/XXXX ... .I was SHOCKED when I saw that they charged {$500.00} for the XXXX Thermostat they had insisted they send me!! I was furious so I called them this was wrong and they told me to simply mail it back and it would be taken off my bill. I mailed it back to the address THEY provided to me ( SEE ATTACHED CERTIFIED MAIL & DELIVERY CONFIRMATION ) and I assumed it would have been taken off the final bill. Later I learned that XXXX had sent me to collections ( Credit Management Control -CMC ) due to this {$520.00} charge for that same XXXX thermostat that I no longer had! This dispute with XXXX XXXX revolves entirely around the CHARGE OF THE EQUIPMENT that I never WANTED ... ..never ASKED for ... or ever USED ... .and THAT I ALREADY RETURNED TO THEM!! XXXX SEE THE ATTACHED - XXXX XXXX XXXX with XXXX Charge on it - says " Equipment Debit XX/XX/XXXX '' for {$500.00} ( plus {$25.00} in fees ) = {$520.00} ) I paid my final electric bill balance of {$350.00} on XX/XX/XXXX - ( SEE THE ATTACHED - Showing I paid my XXXX XXXX Bill but not the {$520.00} thermostat charge since I already returned it to them per their request ) Since it was still showing as a collections on my credit report in XX/XX/XXXX, I sent a Debt Validation Letter to CMS on XX/XX/XXXX asking for PROOF as to WHY they say I still owed this debt to XXXX XXXX SEE ATTACHED LETTER XXXX. They never responded to my request. I asked XXXX XXXX to supply me with information as to WHY they still think I still owe it and I never heard back from anyone. I did not sign a contract with XXXX or XXXX stating I would pay for the thermostat ( again ... .it was presented to me as a " gift '' for being a good customer! ) They never sent me any proof as to WHY they think I still owed this debt so I assumed it was taken off my credit report and so I moved on. I thought it was fixed since I never heard back from anyone! Now.many months later.I just applied a residential loan to and was DENIED shockingly because of THIS INACCURATE AND DEROGATORY ITEM that this is still reporting as a COLLECTION!! This is truly hurting my ability to obtain credit or a loan! I have disputed this charge with XXXX XXXX, with XXXX, the CMC, and with all 3 credit reporting agencies..yet it IS STILL ON MY CREDIT REPORT!!! WHY???! I DO NOT OWE THIS!!! As a consumer, I have done MY due diligence and I have no choice to retain an attorney and sue XXXX XXXX over this matter unless this {$520.00} charge is IMMEDIATELY taken COMPLETELY OFF all 3 of my credit reporting agencies! I dont just want it to show disputed or shown as a paid XXXX balance.. but I want this invalidated debt OFF OF MY CREDIT REPORT COMPLETELY! This information is INACCURATE and it is MISLEADING and you have the ability to remove it immediately so I can reapply for my home loan and that is what I expect to happen.
02/06/2020	Yes	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	WA 98002	Web
To Whom it May Concern. Yesterday, XX/XX/2020 I contacted Credit Management Control ( CMC ) at XXXX and had a very unpleasant experience with several people in the office including two managers, one of which is listed as co-owner on the website. The first two agents by the names of XXXX and XXXX hung up on me without hesitation. My conversation with XXXX was much like my conversation with XXXX. I called in to ask a general question and both them refused the information saying they were violating a law without knowing which account my question was specific to. XXXX hung up on me when I asked for the company name and to be transferred to her supervisor. My questions were not account specific, more policy specific. I gave client specific name to XXXX found on the clients credit report. She said there were several clients with the same name in their system, Emergency Ohio and couldnt narrow it down based on that information. I asked her how this would affect a credit report and if they would be willing to settle and how it would report once paid and/or settled. She said she couldnt give me that information as she was violating the law without an account. Again, was asking a very general question and she refused to give me the information saying I was being difficult. At that point I asked for her supervisor. A man by the name of XXXX took the call. I told him about the representatives and he seemed unconcerned and even seemed to defended the position of the two representatives, both of which violated several FDCPA violations. Neither told me the call was being recorded and neither stated the mini XXXX. I asked him the same questions as above. He too acted as though the general questions I had, needed an account to be pulled up. He hung up on me when I asked the companies name. In short, I told him I would do the research and call back with what I found out. I asked him for his direct line to reach him and he stated he didnt have one and just to call this number back and I would get him. At that time, I contacted the XXXX and they were able to give me the name of the client, XXXX XXXX XXXX. I called back and asked for XXXX, the supervisor, to give them the information I researched. The person on the phone transferred my call to a man by the name of XXXX. I then inquired about who I was talking to on the phone prior. At that time I found out that the person hanging up on me after refusing to answer general questions that were not account specific, including the collection agency name, was the President and Co-Owner, XXXX XXXX and I was now talking to XXXX XXXX who is listed as the Collection Manager. I also found a direct contact for XXXX XXXX at XXXX. He was deceitful about that as well. How can trust anything they say, and this is the President giving this information or lack thereof. XXXX XXXX at least told me it report as paid because that is agency specific. I have been in the industry too many years. He was the most helpful, but still pretended they needed an account pulled up. If this is the case, they are being discriminatory and that I do not like at all based on my questions. They need to be audited immediately to make sure they are practicing legally. Especially when you have the President of the company breaking FDCPA violations.
08/21/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TX 76135	Web
I would like to address that a file being placed on XXXX/XXXX/XXXX is incorrect. They stated the sent notice as well on XXXX/XXXX/XXXX which is also incorrect. I have went ahead and have filed civil suit against Credit Management Control in XXXX XXXX, TX for violating FDCPA laws and FCRA. All items that were requested in my previous statement to the CFPB is request for full validation. I would like to remind this collector that by not completely sending all items requested constitutes invalidation of an account. Texas Attorney General also states that items if requested must be provided in its entirety. Also if this collection agency is not bonded in Texas to collect alleged debts, they are in violation of Texas statutes. Letter of bonding from the Texas Secretary of State dated before XXXX/XXXX/XXXX is also hereby requested with other documents requested. If this can not be provided than any alleged debt is considered invalid and damages will be claimed against collection agency. Alleged debtor never resided at any address associated with XXXX XXXX XXXX XXXX XXXX XXXX. The FDCPA and FCRA laws are very specific in which they state providing itemized bills/state meets are not valid proof of debt. Also matching information is also not valid proof ofor debt. Please send all 15 items requested in previous complaint. Also federal law does provide that request filed via mail, fax or government regulated portals such as the CFPB complaint portal are indeed appropriate request. No further request are needed. If this account is sold, transferred or reinserted on credit file with any of the credit bureaus, that will constitute fraud. Be very clear, at no time did CMC try to validate or give me the right to dispute. Therefore, the law was broken. They can not after the fact come to try and rectify this issue or do what the law required them to do in the first place. My desired resolution still stands and is non-negotiable. I will print CMC response to my complaint to be included in my petition for suit. If this account reappears with any credit bureau on XXXX/XXXX/XXXX or at anytime, I will then contact the attorney general and OCCC office to file complaint in which relief will be requested from CMC bonding agent. What this agency has done, is doing currently, and threaten to do is illegal and violates Texas and federal laws set in place to protect consumers. Furthermore, in addition to one account they have placed 2 accounts on my credit reports. No notice was sent for the first account about them re-inserting ( rebucketing ) the account back on my credit report. The second account, they neither sent notice dispute validity nor did they send notice of collection. CMC has not proved proof of validation they used to determine these debts are mine which the law requires them to do.
02/09/2022	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	WI 53227	Web
XXXX XXXX XXXX XXXX XXXX reported a medical bill on my credit report. I called this company at XXXX on XX/XX/22 at XXXX XXXX to resolve this issue. As soon as you call you automatically get placed on a hold. I was on hold for 4 minutes and never spoke to anyone and then the phone automatically hung up on me. I then called again at XXXX XXXX and again was placed on an automatic hold for 5 minutes and again their phone automatically hung up on me again without ever speaking to anyone. I called again at XXXX was on a brief hold this time and finally got through to a representative whose name is XXXX XXXX I then proceed to explain the reason for my call to XXXX which was to resolve the medical bill with them and asked if they could do a complete deletion once I settled the debt with them. XXXX told me that it was illegal to ask for a complete deletion and that they couldn't do that. I told him it's not illegal for me to ask and not illegal for their company to do. He then proceeded to continue to provide me with inaccurate information about the deletion I asked about. I told him that I am trying to resolve the issue with them but would like them to consider a complete deletion. He then told me that he was going to put in my file a note that said refusal to pay and hung up on me. His service was completely disrespectful and rude for no reason. I called back again at XXXX XXXX and asked to speak with a supervisor. I was able to speak with XXXX, a supervisor. I told her about my interaction with XXXX and how he hung up on me when I was not finished discussing the matter and how he told me that at complete deletion is illegal to ask for. XXXX said that the term illegal was inaccurate and that XXXX shouldn't have used that terminology. She stated that their company does not do complete deletions which doesn't make any sense to me because other credit collection agencies do them. It just seemed like XXXX didn't know what she was talking about either. My experience with this company was horrible. An agency should have better communication methods especially when they have the power over your credit report. It should not have taken me 3 phone calls to finally speak with someone about my account and the personal needs to be more informed and professional with their services. I would even like my account moved to a different creditor other than them due to their unprofessionalism and inaccurate statements about debt collection.
01/21/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	TX 76115	Web
I was shocked when I reviewed my credit report this week and I found multiple inaccuracies on my credit report from the XXXX major credit bureaus from a collection company that I never have dealt with before. I've attempted several times to ratify the issue with the original creditors and credit bureaus and they still reporting inaccurate, unverifiable information. I have disputed this item with the credit reporting agency and they reported you confirmed the account as valid. I honestly do not believe to ever have any relationship with this collection agency or original creditor. Also there are several inaccuracies with this account the way it's reporting and that's a total violation of FCRA and FDCPA laws and regulations. In a good faith effort to resolve the matter amicably, I must demand proof of this debt, specifically the alleged contract or other instrument bearing my signature, as well as proof of your authority in this matter. Absent such proof, you must correct any erroneous reports of this past debt as mine. I am writing to request that you please provide the following information : XXXX. Please evidence your authorization under XXXX XXXX XXXX XXXX XXXX XXXX and XXXX XXXX XXXX ( f ) in this alleged matter. XXXX. What is your authorization of law for your collection of information? XXXX. What is your authorization of law for your collection of this alleged debt? XXXX. Please evidence your authorization to do business or operate in this state. XXXX. Please evidence proof of the alleged debt, including the alleged contract or other instrument bearing my signature. XXXX. Please provide a complete account history, including any charges added for collection activity. You have 30 days upon receipt of this letter to provide strict proof of contract. In the event you can not provide strict proof of contract, you must cease and desist any and all collection efforts and immediately remove any derogatory information reported to the consumer reporting agencies. In addition, you will need to provide me your agreement, in writing, that you are closing your file, ceasing collecting activity, and deleting all information related to this reference number from any and all credit reports youve furnished the information to. In the event you transfer this account to an attorney without providing proof of contract, and proving your claim, he/she will be immediate reported to the XXXX XXXX XXXX and XXXX XXXX XXXX for code of ethics violations.
07/20/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	MN 559XX	Web
My credit report reflects a balance of XXXX owed to credit management cntrl. This balance is from a company called XXXX XXXX which I previously rented from. I attempted to dispute this with XXXX XXXX and they would not return my call. It then went to collections. I spoke with XXXX once in XXXX requesting an itemized list of what damages they were claiming. I never received said list and allowed it to go to court so I could dispute the charges there. The initial amount that went to court was in the XXXX dollar range. I apologize I don't have the exact amount in front of me, but even with the court costs it was under XXXX even with the court fees. I was able to get XXXX XXXX to correct the amount owed in court to what I actually owe which is XXXX ; we settled in court and set up a payment plan of XXXX per month beginning on XX/XX/XXXX. I contacted Credit Management Control today at XXXX and spoke with XXXX again. I requested she adjust my credit report to the correct amount. She is refusing to do this. She is intentially leaving the incorrect amount of XXXX on my credit report even though she has received the court documents showing the amount owned is XXXX. ( She read these documents to me over the phone, so she clearly has them. ) I requested to know who to file a complaint with and she initially stated she did not know just that they were governed by the federal government. I asked to speak with her supervisor and she stated her supervisor is the owner and refused to give any contact information for her supervisor. She stated she would give him a message. I asked if I would receive a call back and she stated she really did not know. I told her I would continue to call back daily until I spoke to a supervisor. She laughed and stated she didn't care how many times I called back, she would be certain I am always dealing with her. After continuing to argue with her she finally informed me I could try to file a complaint with CRPB. What are my rights as a consumer. I exercised my right to take this to court, was able to settle the debt for what should have been the initial amount in the beginning, but the credit reporting agency is refusing to correct my account. I am fine if they want to leave the balance on my credit until the debt is paid, but is should most certainly be the correct balance which this XXXX clearly has in front of her. Please advise what I can do to get my credit report corrected.
06/11/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL 344XX	Web
XXXX, XXXX M SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXX, XXXX, FL XXXX ATTENTION DISPUTE DEPARTMENT TODAYS DATE : XX/XX/XXXX CREDMGMTCNTL XXXX Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report. I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft. ( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ). ( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity. A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information. The reference items are listed below please take this matter very serious CREDMGMTCNTL XXXX I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX, LLC Telephone Consumer Protection Act Litigation, Case No. XXXX, in the U.S. District Court for the Southern District of California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX, XXXX XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXX, XXXX, FL XXXX
12/18/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TX 77075	Web
In XX/XX/XXXX, I open an account with XXXX XXXX a light company. In XX/XX/XXXX i was aware that my contract was over, so i switch light company because to my knowledge I was done with them, and i need something to cheaper. My husband and i were working at the time, my husband was just going to start his new job. So anyways after i switch light company thinking my contract was over. I never got a called, nor a later from them ever again. But now is XX/XX/XXXX and the last week of XXXX i received a called from Credit Management control company. Saying that i owe money, but i wasnt sure if it was my account because this had my old last name. The rep said she would look into and call me back, but i NEVER got a called back. Just recently i notice the put this on my credit as a collection, so as soon as i saw that i gave them a called. Ive spoke to a rep, that was completely rude after i ask if i get a deletion letter if i paid them off. Which if is my account Ill take full responsibility and pay for it, but i NEED this delete it off my credit. I ask to speak to a manager, same thing he was rude and disrespectful. Would not help ONE bit.. i called again and same thing spoke to a supervisor and again he was rude and even threaten to hang up on me. Was giving me false information that is up to the credit bureaus to delete this account after i pay it, which is a lie. I know is up to them to delete it, because they are the ones reporting. This company is very unfair and treats people very rudely. Ill take full responsibility and pay for the account if is mines. But all i ask if for them to get deleted of my credit. The way the spoke to me was very wrong. It can really mess with someones mental health, the way the abuse their power is very wrong, and it should not be permitted for a company to talk to anyone the way this company does.. and another thing they said they have send me letters so i can know about this matter and is a lie because even if they send it to my old address, i have not gottten anything because i had all my mail forward to my new address and i get everything else to my new adress BUT this. How come? Because they have send me anything. They just lie.. its not fair to us..
03/13/2020	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	RI 028XX	Web	Servicemember
I have received repeated missed calls from this phone number. I was able to call them back but they wouldn't tell me anything yet only give me a name that is similar to mine. They will not tell me what or who the debt is from to verify they are a real company or not. I specified that they need to send me something in the mail because of fraud these days. I am not willing to provide any personal information to someone I do not know what it is in regards to simply for them to tell me it's the correct info and save it to use it. I specified that it is my right by federal law to request that they send me something in the mail because I have not received anything in the mail that I owe I haven't paid and check my credit daily and have no debts in collections. The supervisor refused to cooperate in communicating whether or not they would send communication out to whatever address they have on file and refused to give me any information to prove this was legitimate. I looked up the company which they said was credit management control and the supervisors name was XXXX. I spoke with him twice as I specified that if I do not receive proper assistance according to the Fair Debt Collection Practices Act and that, if necessary I would file a complaint of them not being compliant in providing me with proper information for my safety. I was told to do whatever I felt I needed to do so, here I am. My credit report does not reflect any collections nor do I allow things to get that far as I am employed and so is my husband. I told them this doesn't sound right and they refused assistance.
06/13/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX XXXXX	Web
This is a second complaint for the same debt added to my credit report XX/XX/XXXX for a debt supposedly from an emergency hospital visit in XX/XX/XXXX reported by XXXX XXXX XXXX XXXX XXXX XXXX It was then reported a second time as two separate debts on my credit report after I disputed it with XXXX and could not verify the debt with the original company XXXX that the debt apparently originated from. After submitting a complaint the company admitted that they needed time to research and verify the debt and that they would mail the information to me. They mailed a bill from a XXXX XXXX XXXX. XXXX in XXXX XXXX rather than the Texas location where the bill should have originated. The XXXX XXXX is permanently closed and the website to make online payments on the bill that XXXX mailed me is inactive. Additionally, the bill describes services as an evaluation during my emergency room visit at XXXX XXXX of XXXX. I set-up a payment plan with medical city and paid the {$850.00} balance early. Why would I have not paid {$100.00} debt if received? I research the XXXX XXXX included on the bill and found no office and only an affiliation with XXXX and XXXX. Furthermore, when searching for any signs of a business website and affiliation to the permanently closed location in XXXX for the XXXX XXXX, NV po box address I only find XXXX complaints similar to mine regarding outstanding debts that can not be verified, being reported to the credit bureaus, and no answer or response from XXXX XXXX.
01/16/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	TX 77407	Web
When I signed up with XXXX XXXX through XXXX XXXX, I was told I could exit the contract at any time without early termination fee since I am a XXXX 's XXXX member. I was not satisfied with the service and I call XXXX XXXX to inform them and told them that I was going to cancel my service. 1. On XX/XX/XXXX, the amount of {$610.00} was debited from my account. 2. I called XXXX XXXX XXXX to complained about the exit fee that was not supposed to be included in the amount due. 3. On XX/XX/XXXX, the amount of {$610.00} was credited back to my account. 4. After investigations, XXXX XXXX XXXX determined the charge was legitimate and asked me to call the creditor solve my request 5. On XX/XX/XXXX, the amount of {$610.00} was debited from my account. 6. I called XXXX XXXX several times to request the reimbursement of the exit fee without success. Not receiving any positive feedback from XXXX XXXX, I called XXXX XXXX to complain about the situation. 7. On XX/XX/XXXX, amount of {$180.00} was credited to my account by XXXX XXXX. I am surprised that Unilaterally and without any contact with me in that regard, XXXX XXXX sent my account to collection through Credit Management control. This action damaged my credit score and consequently my reputation. XXXX XXXX XXXX closed two of my credit cards as a result of my new low credit score I request your help to solve this situation as soon as possible with the repair of my reputation.
04/18/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	IL 60659	Web
In XXXX someone with the same name opened utility account and their account went to collections. They reached out to me and I was threatened into paying off the debt at the risk of ruining my perfect credit. They did not inform me of my right to dispute the account and forced me to give them my credit card information. I paid off the debt on XX/XX/XXXX. Earlier this year I was made aware of my right to challenge the validity of any debt so I sent this company a certified letter on XX/XX/XXXX, they received this letter on XX/XX/XXXX. The letter sent to them was a request they validate this debt. They sent me back a contract with absolutely no information belonging to me except the name that states " XXXX XXXX ( XXXX XXXX ) '', I have no knowledge of a XXXX XXXX in my family, sibling or relative. I have never lived at the address on the report they provided me, the phone number on the report has never been a number of mine, every signature on the report they provided me is not of my name, in fact the signature on the report belongs to a XXXX XXXX. They have failed to validate this debt and need to delete it from my reports. The only information they have that ties me to this account is my credit card information they got from me at the time of the collection to pay off this debt. I used my own money to pay for someone else 's debt.
02/18/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	TX 77044	Web
Due to the fact that my situation is not properly available on this site as a choice to select above I have been violated by Credit Management Control. Credit Management Control does n't have the rights to collect debt in the State of Texas? They are not abiding by the Law accordingly to the State of Texas and they should remove themselves from my credit report by sending a letter stating to the Credit Reporting Agencies that they need to be removed. Now that I have made them aware of this by sending the a Creditors Validation Letter to respond back to me and show proof they are in perfect standing with the State of Texas Debt Collection Law. So, I checked the Secretary of State Texas Debt Collections Division website and found out that Credit Management Control is breaking : " Texas Finance Code section 392.101 which prohibits a third-part or credit bureau from engaging in debt collection in Texas unless the third party debt collector has obtain a surety bond and file a copy of the bond with the Office of the Secretary of State. Also, you can not operate in the state of Texas with a P.O. Box '' I am in need of another XXXX to remove them from my credit report please. Also, they are reporting that this debt was open in XX/XX/XXXX in which the account was open XX/XX/XXXX they are re-aging this debt which is against the FDCPA XXXX.
03/28/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	TX 752XX	Web
On XX/XX/2017, this debt for { {$100.00} } appeared on my credit report. I have no knowledge of this debt. I am requesting a signed confirmation with my signature that I opened this account. Under the Fair Credit Reporting Act, 15 U.S.C. 1681g I have the right to demand that you disclose to me all of the documents that you have recorded and retained in your file at the time of this request concerning the accounts that you are reporting on my credit report. Please do n't respond to my request by saying that this account has been verified. Send me copies of the documents that you have in your files that were used to verify this account. If you do not have any documentation in your files to verify the accuracy of this disputed account then please delete them immediately as required under Section 611 ( a ) ( 5 ) ( A ) ( i ). By publishing these inaccurate and unverified items on my credit report and distributing them to 3rd parties you are damaging my reputation and credit worthiness. Under the FCRA 15 U.S.C. 1681i, all unverified accounts must be promptly deleted. Therefore, if you are unable to provide me with a copy of the verifiable proof that you have on file for the account listed within 15 days of receipt of this then you must remove the account from my credit report.
03/15/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	WI 53045	Web
I have not received any bill in the mail or a phone call or email from XXXX XXXX XXXX XXXX regarding any debt whatsoever. I have received suspicious phone calls from various numbers that I assumed were spam because the only message that was left was a robo-voice saying " at your earliest convenience, thank you ''. Nothing regarding what it was about, etc. I received these robo-messages on XX/XX/XXXX, XX/XX/XXXX, and XX/XX/XXXX of XXXX. Then I got an email ( XX/XX/XXXX ) regarding my credit score saying that I have an outstanding debt that is bringing my score down. I went to check and it says that I owe XXXX XXXX XXXX XXXX {$300.00} and they are sending Credit Management Control ( debt collectors ) after me for it. This is the first I am hearing about any owed payment to them. I have not been to XXXX XXXX XXXX XXXX since XX/XX/XXXX. The last message I have from them is from XX/XX/XXXX reminding me of that upcoming appointment. I have not once received any bill in the mail or had them call me about an outstanding bill. Furthermore, I had insurance that should have covered the services. But yet again, I was not contacted by them to sort out the situation. The fact that the first I am hearing about this is through checking my credit score is ludacris.
05/11/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	WI 541XX	Web
XX/XX/XXXX was the 1st email to the collection company to pay the medical debt. Last email was XX/XX/XXXX. In-between those dates my wages were garnished for the judgment of {$3800.00}. We never were contacted by phone or mail. The amount due on the judgment that was filed was paid in full from garnishing my wages. The collection company won't sign a Satisfaction of Judgment. I was garnished {$7800.00} double what I owed on the judgment & the collection company still says I owe over {$1700.00}. There is nothing in court filed that I owed any more than {$3800.00}. I have 3 years of emails with different reasons & different totals. They garnished more than what the judgment was for. At one point they told me the interested goes back to the medical clinic from where the bill came from. I have an e-mail from the medical clinic on XX/XX/XXXX stating they do not get any interest/principle payments. Our medical bill was paid for far beyond what was owed & the collection company still claiming we owe more. One e-mail even said from the collection agency the client would settle for less than what is owed, but yet we still paid double of the medical bill to the collection agency & the collection agency is still trying to collect more.
03/22/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	WI 541XX	Web
I was being garnished for a total of {$6300.00}. That amount has been paid in full. I am still being garnished per Credit Management Control. They told me I had unpaid interest. Interest was already included in the {$6300.00}. I asked for documentaion to support the new amount of {$1800.00} they say I owe. They sent me the same Case # document but now have different numbers. I asked Credit Management Control back in XX/XX/XXXX they said our balance was {$2800.00} & in XX/XX/2018 they said our balance was {$1600.00}. I have exceeded that amount to date XXXX. There was never any indication or documents that there was more interest they wanted to garnish. I have months of e-mails with XXXX XXXX at Credit Management trying to settle this bill since I have paid way more than the {$6300.00} that was owed on the garnishment. To date I have been garnished {$7800.00}. I paid {$1400.00} over the amount I was to be garnished- {$6300.00}. XXXX XXXX-Credit Management Control said I owed {$1800.00}. XXXX XXXX-Credit Management Control said the balance is {$1700.00}. I don't know how I'm still being garnished & why there is never documentation that supports all these different balances Credit Management Control keeps sending me.
11/28/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NJ 07110	Web
After resolving many earlier fraudulent accounts that were opened under my identity, a new fraudulent account appeared on my credit report from the collections agency, Credit Management Control. This collections agency took over this account from the Original Creditor, XXXX XXXX XXXX ( XXXX ). XXXX, XXXX, XX/XX/2022 at XXXX XXXX., I contacted Credit Management Control to file a dispute and spoke with their agent, XXXX. I informed her that I have been dealing with Identity Theft for the past months and let her know that I have lived in New Jersey all of my life and have no affiliation with Texas, which is the state the identity thief had opened this utility account under and prior utility accounts. Two addresses and a phone number were added under my credit report that are associated with this identity thief. Those addresses are XXXX XXXX XXXX, XXXX, Texas XXXX and XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, Texas XXXX. The phone number is ( XXXX ) XXXX, which is a number I have no association with.These are addresses and a phone number that need to be removed from my credit record. In addition, I have contacted XXXX to file a dispute about this collection since this credit bureau informed me about this collection by mail.
03/12/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	GA 30126	Web
Credit Management Control Inc has placed a collection account on my credit report via XXXX in XXXX of 2022. Upon learning about this collection account via XXXX XXXX ( based on alerts I subscribe to ) I contacted Credit Management Control Inc. to request validation of the alleged debt, which does not belong to me. I also disputed this company 's collection account with XXXX on XX/XX/ 2022 ( XXXX confirmation # XXXX and on XX/XX/ 2022, XXXX responded to say " this account has been verified and will remain on my credit report. '' I provided a copy of a recent Identity Theft police report filed by me, as there were multiple accounts listed on all three credit bureaus which did not belong to me. I have mailed to Credit Management Control Inc a written request for the validation of this alleged debt the company is saying belongs to me. I have been unsuccessful receiving a response. I mailed the request on XX/XX/2022. To date, no response has been received from Credit Management Control Inc to validate the debt. Additionally, I never, ever received an notice of this debt from Credit Management Control Inc prior to the company submitting the alleged collection to my credit report.
03/21/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	NJ 07740	Web
My name is XXXX XXXX a federally protected consumer, and I am making this complaint against Credit Management Cntrl. for committing identity theft. I have never given Credit Management Cntrl. any permission to use any of my identifying information to commit mail fraud by contacting me about an alleged debt they claim I owe. I am legally refusing to pay this debt pursuant to 15 USC \|1692c ( c ). I am demanding a cease and desist of all illegal activity, any communication and collecting activity, of this and any alleged debts until Credit Management Cntrl can provide me with sufficient documentary evidence that I have any legal obligation to pay them. If this documentary evidence can not be produced and Credit Management Cntrl. continues its collection efforts, I will file for litigation for actual damages caused by Credit Management Cntrl. will be held criminally liable for aggravated identity theft pursuant to 18 UCS 1028A, extortion, theft by deception, securities fraud, and mail fraud. Upon this receipt of the documents herein and of this notice, you are hereby notified pursuant UCC 1-202f. Your prompt attention and response are both requested and required.
06/27/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	TX 752XX	Web
I heard from XXXX at " Credit Management Control '' this morning about a " XXXX XXXX '' account. She stated that there was NOTHING she could do to assist the problem ; she ca n't even provide a contract with my signature on it. I proceeded to call " XXXX XXXX '' directly and spoke with a Customer Service Rep. named XXXX. She stated that she also could not help me because there is no signature on a contract. She stated that someone called in and set up service over the phone. I reminded her that she had just informed me that ALL calls are recorded. I demanded a copy of the recorded phone call were someone called in and said they were me. She said she could not provide this. How is it " XXXX '' wants me to prove that I did n't make the call but " XXXX '' WO N'T prove that I did? I am filing a police report for identity theft TODAY, Monday, XXXX XXXX, 2016. XXXX said she would follow up with a call to me on Wednesday, XXXX XXXX, 2016. If I do not hear from her by XXXX, I am turning this whole matter over to an attorney and filing for damages and time lost from work. This has gone on for far too long and it is a complete violation of my rights.
06/21/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	MN 562XX	Web
Today, XX/XX/2021, I received a letter in the mail from Credit Management Control the letter stated a letter origination date of XX/XX/2021, my name and address, the original company owed, and the amount but no other pertinent information regarding this debt. Then the letter says exactly Dear XXXX XXXX, We have received authorization from our client to refer the above referenced account ( s ) to an attorney for legal action. If you wish to avoid the action and the possibility of added expenses, please contact our office to set up an arrangement to pay or pay the above balance in full within 10 days. Please be advised any signed check received by Credit Management Control May be processed as an electronic payment. Sincerely, Credit Management Control , Inc . Nowhere in the letter does it inform me I have the right to dispute this debt, nor does it actually have an attorney retained for the collection of this debt. It is merely a threat to take legal action against me. Also, I live in Minnesota and it only says at the bottom that they are licensed by the division of banking in the Wisconsin department of financial institutions.
04/18/2019	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	WI 53045	Web
I moved out of a apartment complex in XXXX of 2013, giving the manager there a 60 day notice. The apartment complex had numerous managers in the short time I lived there, so I have no idea if the manager at the time got my notice or if it was the same manager 2 months later. I moved out in the begining of XX/XX/2013. My girlfriend and I cleaned the apartment very well, in fact while I was waiting at the new apartment for people to come with our things, she finished up cleaning and vacuuming and made sure the apartment was in good shape. Five months later I get contacted by collection agency that I owe {$2700.00} for unpaid rent and cleanup of old apartment. I was floored. Talked to both the real estate company and collection agency to no avail. Thought by now they would give up. A couple of things here. One, this debt is untrue and so old that I have no idea why it is still be sought by them. Secondly, since this time I am on Social Security XXXX and can not work. There is no way I can ever pay this amount even in small payments I can hardly make it as it is.
12/10/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	TX 75134	Web
CREDIT MANAGEMENT CNTRL has failed to validate that this account is reporting maximum possible accuracy per the FCRA. I have initiated several attempts through the credit bureaus and collection agencies to have this account validated and has not received a response and I have reason to believe that reasonable procedures were not conducted on these accounts due to the current violations I have found as if relates to my credit profile and unverified accounts on my report also XXXX reporting last date of activity is XX/XX/2021 and XXXX is reporting XX/XX/2021 It is a violation to re-age a collection account. This information is reporting inaccurately and does not match my records. 605 ( c ) running if the period has also been violated as the date of last activity on this account is reporting. When it should reflect the last date a payment was made. ( letters attached to show when I disputed account below ) This company has continuously failed to validate this collection account further violating FDCPA 809b per the FTC opinion
03/09/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	LA 701XX	Web
COLLECTIONS Account Details Last Reported XX/XX/XXXX Collection Agency XXXX XXXX Original Creditor XXXX XXXX Status Open Opened Date XX/XX/XXXX Closed Date -- Responsibility Individual Account. Balance {$0.00} High Balance {$96.00} Remarks -- Creditor Contact Details XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, UT XXXX Account Details Last Reported XX/XX/XXXX Collection Agency CREDIT MANAGEMENT CONTROL Original Creditor XXXX XXXX Status Closed Opened Date XX/XX/XXXX Closed Date -- Responsibility Individual Account. Balance {$0.00} High Balance {$43.00} Remarks Account paid for less than full balance Account Details Last Reported XX/XX/XXXX Collection Agency CREDIT MANAGEMENT CONTROL Original Creditor XXXX XXXX Status Closed Opened Date XX/XX/XXXX Closed Date -- Responsibility Individual Account. Balance {$0.00} High Balance {$77.00} Remarks Account paid for less than full balance Creditor Contact Details CREDIT MANAGEMENT CO XXXX XXXX XXXX XXXX XXXX, WI XXXX ( XXXX ) XXXX
11/22/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	FL 32609	Web
I know CFPB is getting tired of me but until this stops I have no choice. I have submitted two complaints to CFPB concerning a medical bill that is not mines that had been reported by XXXX Case Number XXXX & XXXX. It was proven that they had been lying about this file and kept reporting this even though the file had been proven to not be mines and lying to CFPB about them deleting this file. Notice after I proved that they were lying they never responded back. The reason they never responded back was because they were to busy finding another collection agency to report the false file. XXXX sold the file to Credit Management Control and they have reported this in both XXXX and XXXX reports. This is really getting out of hand and I am about ready to take legal action against these people. This medical bill is not mines and it had been proven with XXXX. Why is this file jumping from XXXX collection agency to the next after being proven false?
08/30/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NC 27302	Web
On XX/XX/21, I called Credit Management Co. regarding a {$54.00} collection on my XXXX report. I had to search for their contact information, as the telephone number and address that they have listed on the report is incorrect. I spoke with an agent XXXX, and then a supervisor XXXX. XXXX advised me that on XX/XX/21, Credit Management had sent requests to XXXX and XXXX to remove the collection from my reports. However, only XXXX removed it. I contacted XXXX on multiple occasions over several months and it was not removed, so I decided to call Credit Management and request that they submit another request. XXXX stated that they could NOT submit another request, and that I would have to contact XXXX. When I told him that's what I had done for almost 5 months, he told me that he couldn't help me unless I filed a police report??? I'm not exactly sure who I would file against, and XXXX couldn't tell me.
08/12/2021	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Seized or attempted to seize your property	MO 63121	Web
I have been fightimg a fraud case and the rivht that i hold to the fcra and the fair debt act. I have been violated on so many ways and wish for this matter to stop ... this is not my name my Name is XXXX XXXX this is not my debt i see the address on both the papers that were harrassee to me AFTER I SEEN THIS FRAUDULENT ACT ON MY REPORT WITH WRONG NAMES AND ADDRESSES they begak this act. Never in my life have they ever contacted me .. So now im really understanding this is fraud by the company also they sold the debt to a company it was never mine to begin with and the adresses ok the paper dont even exist. The name on the paper does not exist as well. PLEASE REMOVE IMMEDIATELY OR IM SUEING I HAVE A PICTURE OF THE PAPERS OF HARRASESMENT BUT THE COMPANY TOLD ME TO FILE A POLICE REPORT I WILL NOT THIS IS NOT MY NAME OR ADRESS OR CASE AND ITS BEEN SOLD THEY SAY THEY ARE SEEKING MY TAXES THAT IS A CRIME.
07/22/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 75032	Web
I mailed a letter to the credit bureaus on XX/XX/2021 asking them to validate suspicious accounts i noticed on my credit report due to my identity being compromised. They have failed to even investigate or send me correspondence back indicating they did an investigation and what the out come was. I have no knowledge of these accounts XXXX XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX ) XXXX ... CREDMGMTCNTL ( Original Creditor : XXXX XXXX XXXX ) XXXX ... XXXX XXXX ( Original Creditor : XXXX XXXX XXXX ) XXXX that listed on my credit report. Further more, this account can not be 100 % accurate as there are open dates they have listed on my credit report varies between the 3 bureaus. How can one account be opened on different days? I want there alleged accounts in question to be removed from my credit report immediately.
09/30/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	DC 20009	Web
Credit Management Control, XXXX XXXX XXXX, XXXX, WI XXXX attempted to collect a charge for a missed medical appointment that I proved to the collection agency that I called the doctor 's office 2 days prior to the appointment to cancel. The clerk at the doctor 's office clearly did not cancel the appointment on their calendar. Credit Management Control communicated with me and stated that they would no longer attempt to collect the debt. However, they continue to refuse to remove the collection account from my credit report. I filed a dispute with the credit bureau but Credit Management Control now claims that they verified the debt. I am requesting that this collection account be removed from all XXXX credit reporting agencies because this is a fraudulent collection account as I do not owe the funds. Thanks.
11/20/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	FL 344XX	Web
Collection agencies are reporting accounts as if they are new collections, when in fact the original date of delinquency should be 6 or 7 years old. ( medical bills. stemming from a car accident ). 1 ) XXXX XXXX Opened XX/XX/2019 {$380.00} Original creditor : XXXX XXXX XXXX 2 ) XXXX XXXX XXXX Opened XX/XX/2019 {$820.00} Original creditor : XXXX XXXX XXXX XXXX 3 ) XXXX XXXX Opened XX/XX/2019 {$4100.00} Original creditor : XXXX XXXX XXXX 4 ) XXXX Opened XX/XX/2019 {$1100.00} Original creditor : XXXX XXXX XXXX XXXX 5 ) XXXX XXXX Opened XX/XX/2019 {$820.00} Original creditor : XXXX XXXX XXXX XXXX 6 ) XXXX XXXX Reported :XX/XX/2019 {$460.00} 7 ) XXXX XXXX Opened XX/XX/2019 {$1200.00} Original creditor : XXXX XXXX XXXX XXXX 8 ) XXXX XXXX XXXX Opened XX/XX/2019 {$1300.00} Original creditor : XXXX XXXX XXXX
03/09/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 760XX	Web
Upon receiving my recent Credit report, I have found information regarding debt that is being claimed against me. I've been working diligently to improve my credit, despite having difficulties with collection agencies in the past. I've done my research on debt collection practices and how to manage my personal finances better. I've been saving for quite some time to pay off my accounts and finally did. This was difficult as the collectors were unwilling to work with me at times. That said I was able to pay off the accounts by starting with a new slate on my credit. The collection agencies in question have not removed the accounts from my credit report yet the rest being damaged because of it. They informed me that they would stop reporting the accounts but haven't.
06/14/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	OH 435XX	Web
On XX/XX/2020 I got a notification from XXXX that I had a new account in collections. It's from a 'Credit Management Cntrl ' for {$1600.00}. The reporting company seems to be management company of an apartment I used to live at with my parents and brother. I had moved out of this apartment over a year prior, and was taken off the lease. Whatever this money is owed for, it is not my responsibility, as again, I had not lived there in over a year when it was added to my credit report. I've disputed this with XXXX multiple times, and I've tried contacting the company with no response. Neither my parents nor my brother, who were on the lease at the time, received any information from anyone about owing any money and have no collections accounts on their credit reports.
12/21/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	TX 78596	Web	Older American, Servicemember
I was hospitalized for a life threatening condition. When I checked into the hospital I provided my VA information and VA card. When I checked out 8 days later I again provided my VA card and information. All bills were to be submitted to the VA within 90 days of discharge. XXXX XXXX XXXX failed to do so and instead waited until late XXXX to submit the bill to the VA. As the VA Voucher was closed after 90 days the VA rejected the bill and informed me that, due to XXXX failure to exercise due diligence in their billing practice neither the VA nor I were liable for the bill. I am a XXXX vet ( service connected ) and live on my Social Security. I have no means to pay a bill that should have been submitted properly to receive payment from the VA.
08/04/2016	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	WI 541XX	Web
Credit Management Control , INC. is reporting a debt that is older than 7 years and they are not reporting the proper amount owed to Equifax. I received a letter from your Credit Management Control, INC. on XXXX/XXXX/2016 about a debt. On page XXXX of the letter Credit Management Control sent me on XXXX/XXXX/2016, the top of the page lists the date when this account was established as XXXX/XXXX/XXXX. Credit Management Control 's letter states on page XXXX that {$11.00} is allegedly owed, the amount furnished on my Equifax credit report is {$12.00}. The original amount furnished to my credit report by Credit Management Control was {$200.00}, the total amount calculated by adding the self-balance on page XXXX of the letter is {$200.00}.
08/12/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	MO 631XX	Web
I have reached out to the company to let them know this is not mines, I have asked the credit bureaus to investigate this account as well because i was not living in XXXX in or around the time this account was used. Credit Management Cntrl XXXX { {$770.00} } i even reached out the the data miners at XXXX as well after the company, I also havent recieved apiece of mail to state the truth or why it wont remove. Theres no wet signiture on me and its been in collection without replying with the reason why after i stated this doesnt belong to me that it is reporting. PLEASE REMOVE IMMIDEATLY IF THE PROOF IS NOT SENT IN MAIL IN THE NEXT 15 DAYS ITS WELL OVER 120 PLUS DAYS. i WILL SEEK THE MAX PENALTIES NEXT IF MY FCRA CONTINUES TO BE VIOLATED.
09/30/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 770XX	Web
I have been disputing this account for some time now with CREDIT MANAGEMENT CONTROL. I sent an initial dispute letter asking for verification of this account because I am not familiar with this account and they have not responded. Are they legally able to collect on the debt? How did they calculate the amount they claim I owe? How do they know I am the owner of the debt? Im curious because I have never done business with them or the original creditor. My letter was delivered on XX/XX/XXXX, and here is the tracking number XXXX XXXX XXXX XXXX XXXX. I was under the impression that if they didn't respond it would automatically deleted from my credit reports. Silence is being in agreeance. I am sure there is a law that proves it.
05/06/2020	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX 77581	Web
Received XXXX XXXX from XXXX XXXX which I did not open but was charged for upon my termination of my services with them. Received letter stating I could avoid Exit Fees by returning XXXX XXXX in original box in a method that provides proof of delivery to Attn : Returns XXXX XXXX XXXX XXXX, XXXX. I mailed the merchandise to the above address XX/XX/2019 per XXXX. It was delivered to the above address XX/XX/2019. I have receipts with tracking number and receipt of delivery. The account has since been sold to collection agency who is reporting on my credit reports. I attempted to speak with collection agency representative about dispute, but they were argumentative, rude, and generally, non- helpful in resolving this matter.
05/07/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	VA 231XX	Web
Submitted complaint to XXXX on XX/XX/XXXX Received follow-up report on XX/XX/XXXX Concerned with debt collection from Credit Management Control on behalf of XXXX XXXX. They claim this belongs to me. I have NEVER lived in Texas where these charges stem from. Credit Management Control has been contacted. Now they are sending the past-due bills to my home in Virginia. I have lived in Virginia full time since XXXX. I have provided CMC proof of my identity and my residence for the past three years even though these bills only go back two years. They have assurred me they are removing it from my report, but the information I received from XXXX is that they are not going to remove it.
08/20/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	OK 749XX	Web
Credit management control {$290.00} was from XXXX at XXXX hospital my insurance at time ask for 3 different amounts for different doctors my employer paid off there credit card up front. I have receipts still and I have given to 2 other collection company when I disputed in past. They took off and put all 5 accounts back on credit under difficulty companies names. Then credit tanks. Other amounts for credit management control are {$300.00} and {$540.00}. They were paid by employer for same XXXX. Had to pay up front paused in full. And with XXXX XXXX XXXX same insurance requires co-pay had to pay before seen a doctor {$10.00} and {$13.00}. Paid in full at time of service.
01/15/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	TX 77090	Web
No information given regarding account. Violates federal 15 USC 1692gf and 15 USC Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting. its been 2 months and no information given. No medical release to collect on this debt either No information given regarding account. Violates federal 15 USC 1692gf and 15 USC Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting. its been 2 months and no information given. No medical release to collect on this debt either
08/12/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	TX 76006	Web
No information given regarding account. Violates federal 15 USC 1692gf and 15 USC Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting. its been 2 months and no information given. No medical release to collect on this debt either No information given regarding account. Violates federal 15 USC 1692gf and 15 USC Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting. its been 2 months and no information given. No medical release to collect on this debt either
10/10/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	NM 88101	Web
I got alot of different Medical debt that keeps showing up on my report under new postings despite some if it is 5-7 years old Also got a bank reporting and its been 12-15 years since i've had an account with them CREDIT MANAGEMENT CNTRL Last reported : XX/XX/2018 {$1600.00} Needs Attention XXXX XXXX Last reported : XX/XX/2018 {$1000.00} Needs Attention XXXX XXXX XXXX XXXX Last reported : XX/XX/2018 {$1000.00} Needs Attention XXXX XXXX Last reported : XX/XX/2018 {$710.00} Needs Attention XXXX XXXX Last reported : XX/XX/2018 {$340.00} Needs Attention XXXX XXXX XXXX XXXX Last reported : XX/XX/2018 These are just to bring a few.
06/10/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX XXXXX	Web
This debt was placed on my credit out of nowhere one day. I submitted a complaint about it being connected with identity theft, they told me it would not be acknowledged until I sent the proper paperwork. I sent them a copy of the old police report request as well as a new request which shows the apartment this electric account is connected to resulted from identity theft. They still have not removed this account even after receipt of necessary paperwork from the detective that worked my case. By law if identity theft is involved and recorded they have to remove it after receipt of proper paperwork.
09/08/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 325XX	Web
I am being billed and rebilled for a Debt at a Hospital that is not mine. It started in XX/XX/XXXX for XXXX plus. I went to XXXX XXXX XXXX XXXX XXXX XXXX and disputed this in person in XX/XX/XXXX and was told to disregard this bill. Now I am getting this reported anew on Credit Agencies as derogatory information in collections As of XX/XX/XXXX now at XXXX. The new Collection letter states this bill was generated on XX/XX/XXXX. I had disputed this at XXXX and it partially went away and now its being reported as a new Collection and is in fact the same from XX/XX/XXXX
11/17/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL 33032	Web
This is XXXX XXXX XXXX XXXX, who is submitting this CFPB complaint myself and to inform you that there is no third party involve in the process. The XXXX Credit Bureau is reporting inaccurate information on CREDIT MANAGEMENT CONTROL ( XXXX XXXX XXXX ). Per FCRA, reporting must be 100 % accurate or the information must be deleted. Evaluate this reporting by making a revision of the information provided. Modify and perform any corrections or withdraw this from my personal file. CREDIT MANAGEMENT CONTROL ( XXXX XXXX XXXX ) ***** Opened XX/XX/2021 Balance {$1000.00}
02/02/2017	Yes	Debt collection Auto	Cont'd attempts collect debt not owed Debt was paid	MD 20707	Web
i disputed this debt on my credit report and this company validated debt. Original creditor advised that this would be removed and sent me a letter stating such. This company mailed me specific medical information about my medical treatment as well as a XXXX XXXX XXXX 's surgical information as well both in violation of HIPPA and State Privacy laws. And lastly, upon clearing up the matter with my doctor and insurance company, CMC INC validated the debt with XXXX and XXXX and continued to report erroneous information which prevented me from obtaining insurance.
01/04/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TX 77082	Web
Credit Management Co. has placed an illegal erroneous account in the amount of {$410.00} on my credit reports. It is not mine and this company is causing me immense complications and frustrations because of it. I am seeking to have it removed fro my XXXX, XXXX, and XXXX credit reports immediately. I have never had any business, ordered service, or had correspondence ( to or from ) with this company, nor the company they say they represent ( XXXX XXXX ). All my attempts to validate this debt has went without response by Credit Management Co.
01/30/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	TX 76135	Web
On XX/XX/2016, this debt for {$98.00} appeared on my credit report. I have no knowledge of this debt and why they frivolously put this item on my credit. This item is unverified and has not been validated by me or my consumer rights attorney. This company did not send notice that item would be placed on my credit before letting me have the opportunity to verify that this item is even mine or belongs on my credit.I have never even heard of the original creditor to which is listed. I will sue if this item is not removed.
01/27/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	VA 22030	Web
I disputed the same accounts before. The result was to remove the negative information from my files, and yes it got removed. However, it opens the same debt amount under another name, making my credit score to go down. Im working very hard to have with my credit report and I do not appreciate for this company to make look bad when I working hard to have my record in good standing. Please help, these collection companies play with peoples life by doing/reporting whatever they want without knowing the consequences.
03/04/2022	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	IL 60443	Web
I never order service my XXXX XXXX XXXX saw on XXXX that XXXX XXXX was giving away free tablets to any one who order it and she order it I contact XXXX XXXX a few days afterci got thevletter saying welcome to XXXX XXXX. I called the company they said the order never fully went through and it was cancel so credit management control send le a letter threatning to send to bill collections. I called the number and explained the whole situation The rep asked XXXX how would I be paying I called XXXX XXXX XXXX
08/29/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	TX XXXXX	Web
I have a loan with XXXX XXXX, XXXX ( Original Creditor : XXXX XXXX XXXX XXXX XXXX ), and CREDMGMTCNTL ( Original Creditor : XXXX JXXXX XXXX XXXX ). I have always made my payments on time. As you can see, I have always had a stellar payment record with this company. I tried contacting XXXX, XXXX, XXXX, XXXX XXXX, XXXX ( Original Creditor : XXXX XXXX XXXX XXXX XXXX ), and CREDMGMTCNTL ( Original Creditor : XXXX XXXX XXXX XXXX ) with no successful resolution. There was definitely an error on their part.
04/23/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	WI 54303	Web
I recieved notifications stating I owed on some past due medical bills from Credit Management Control , Inc on XX/XX/22. From information I gathered I believe they are breaking the law by trying to charge me interest on these past due medical bills in which they are not the original debtor? For example one bill is {$870.00}, and they added " unposted interest " in the amount of {$110.00}, and claims I now owe them {$990.00}. They are charging interest on four separate bills totaling {$330.00}!
12/18/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 77471	Web
I paid this {$110.00} debt on XX/XX/XXXX to credit management control ( XXXX XXXX XXXXXXXX XXXX ) for a bill I owed for XX/XX/XXXX. However upon checking my credit report I noticed that XXXX XXXX XXXX has listed a derogatory debt for the same amount from this above creditor. I spoke with XXXX and they stated that they just trying to collect the debt, they don't have anything to do with the other company. I have never received any communication from XXXX in regards to this debt.
03/25/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA XXXXX	Web
I filed a complaint with the XXXX about XXXX, formerly XXXX XXXX. This is a gas procurement service that is billed through my utility XXXX XXXX XXXX. It is impossible that there is any debt, and I feel that they sent me to collections as retribution for filing a XXXX complaint against them. My account with XXXX XXXX XXXX is current and paid. However, I received a collections notice that looks legitimate. I also received a phone call from a different collections company.
04/25/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	TX 78542	Web
I contacted the debt collector credit management control to notify them that debt did not belong to me and also that I didn't recognize it. They gave me further information of who was the owner of the account and what it was. It was a light company and they also gave the apartment address. I notify them that I never lived in that address and the debt didn't belong to me. Apparently, it was all done through the phone and without my consent. I been a victim of fraud.
05/10/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 95608	Web
For the past several months I have been trying to get these accounts resolved. Credit Management Control request that I send them proof of address in which I have. I have yet to get a written response from them and it has been more than 30 days. This account is fraud and needs to be deleted asap. I have attached an ID Theft affidavit, my ID and proof of address ( XXXX XXXX XXXX statements from XXXX ; which was requested by Credit Management control ).
05/02/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	WI 54303	Web
I had filed a complaint ( XXXX ) in regard to the interest they were charging me on 4 separate medical bills. The say statue XXXX allows for 5 % annum charge, which I still say shouldn't in regard to medical bills. However even if it was acceptable they are charging me over twice that amount for each bill! For example one bill is for {$870.00}, they are charging {$110.00} or almost TRIPLE. Five percent of {$870.00} is {$43.00}.
06/28/2016	Yes	Debt collection I do not know	Improper contact or sharing of info Talked to a third party about my debt	TX 75070	Web
received call from " Credit Management Control '' who left a voicemail for someone other than myself. As you can see from the contents, the information provided violates federal law. " Hi, we have a message from Credit Management Control. This is a call from a debt collector. Please call XXXX between the office hours of XXXX and XXXX Monday through Wednesday and XXXX to XXXX Thursday and Friday. Thank you. ''
03/25/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	CA 95608	Web
I HAVE BEEN TRYING TO DISPUTE WITHTHE COLLECTION AGENCY " CREDIT MANAGEMENT CONTROL '' & " XXXX '' TO GET FRAUDULENT ACCOUNTS DELETED FROM MY CREDIT. THEY HAVE FAILED TO RESPOND AND FIX THE ISSUE. I HAVE ATTACHED A COPY OF AN ID THEFT AFFIDAVIT AND POLICE REPORT. CREDIT MANAGEMENT CONTROL HOLDS 3 COLLECTION ACCOUNTS AS FAR AS I SEE ON MY CREDIT. XXXX WITH ONE ACCOUNT ON MY CREDIT. ALL MUST BE DELETED ASAP.
06/10/2018	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	FL 321XX	Web
XXXX XXXX ( XXXX ) was told for 2 months we had different cable provider And to shut t this off and didn't letting The bill run up on XXXX XXXX I've told them I only used Ambulance service once it's billed twice each just less than 10 dollars each XXXX especially has been not willing to do much I want it Itimizsd bills or them to be removed they messed up double billing I'm sure priced are wrong also
08/09/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	AL 36575	Web
I received my most recent XXXX XXXX report and noted a collection on the report which is not correct. The debt appears to be in collections with Credit Management Co. for unpaid debt of {$260.00} to XXXX XXXX. I have not not lived in or have any associated in Texas. The recently happened to me with another collection agency and XXXX XXXX in the same state. This appears to be identify theft/fraud.
10/10/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TX 77091	Web
I sent credit management control a debt validation letter. I ask them for exactly what I wanted from them and they failed to provide me with the paperwork I needed. They didn't provide me with the original contract I signed. All they provide was a statement which is not enough proof. I ask that you delete this account. As a consumer, only I can validate a debt and this is not my debt.
07/17/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 77477	Web
I am requesting from Credit Management Control the original amount of {$68.00} debt from XXXX XXXX XXXX of the debt, unpaid balance, and Sign Agreement With XXXX XXXX Signature down loaded to CFPB to view as proof FCRA Law require That the information be available on request are remove it from the consumer File are Stop reporting the information.
12/17/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	TX 77471	Web
I paid this debt for {$110.00} for a bill owed for XX/XX/XXXX to credit management control ( XXXX XXXX XXXX, XXXX ) on XX/XX/XXXX. Now XXXX XXXX XXXX has put this debt on my credit report as still owed. I reach out to XXXX and they said they just trying to collect a debt, they don't have anything to do with the other company.
05/21/2021	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	PA 19050	Web
Credit Management Control has been reporting an account on my credit forever. I have been disputing the account and after many attempts they finally sent me something. They mailed private, medical billing information, to my old address!!! They have violated my rights in accordance with HIPPA! PLEASE HELP ME!
02/04/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NC 28216	Web	Servicemember
I seen this company on my credit report CredMgmtCntl and I've asked several times for verification and validation of the debt and haven't received anything. I do hereby request that your office provide me with complete documentation to verify that I owe the said debt and have any legal obligation to pay you.
07/15/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	TX 77090	Web
No information given regarding account. Violates federal 15 USC 1692gf also no medical release given and eligible to collect on debt per Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting
11/03/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Credit monitoring or identity theft protection services Billing dispute for services	TX 75020	Web
My hasband and i moved from a property we allowed my sister to take over the property i called the electric to have it turn off at the old property and turned on at the new. My sister called them back saying she was me and had them turn the power back on at the old property without my knowledge
01/17/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not disclosed as an attempt to collect	IL 60630	Web
I had no idea I had an outstanding debt with XXXX. I did not once receive a call or email in regards to this debt. I believe this is a debt collector from XXXX, in which they ( XXXX ) has always kept my up-to-date contact information. Therefore, I would like to respectfully dispute this claim.
03/13/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MO 63121	Web
The company continues to violate my hippa right along with the violations of the fcra! they have dailed to reach me in 30 but as well as up to 90 days without contact thats 3 repoeting cicles! with no mailed wet signitures or proof of this debt. So please contact them in this regard.
01/12/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 77054	Web
I contacted credit management stating that I never had XXXX XXXX the time they stated I was living with a relative so it was impossible.. the amounts are {$450.00} and {$280.00} in XX/XX/2019.. I moved into my own place the end of XX/XX/2019and been having XXXX XXXX ever since
03/05/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TX 761XX	Web
I have sent this company certified letters, documentation requests, and have not received the proper validation paperwork. This company is stating I owe charges that I am unaware of. I have noticed that this company is also reporting inaccurate amounts to credit bureaus.
01/17/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TN 38018	Web
I have reached out to the company to let them know this is not mines, I have asked the credit bureaus to investigate this account as well because i was not living in XXXX in or around the time this account was used. Credit Management Cntrl XXXX {$480.00}
01/21/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	TX 752XX	Web
I have no clue about whose account this is! I am clearly sure that I do not own this specific record! I've requested that the leasers send me signed reports that prove I really own this erroneous account but as of now I still havent received any reply.
04/15/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 77042	Web
Keep calling in an attempt to get this paid and corrected but can not get in touch with company. Keep getting busy call back messages. They reported this debt on my credit and Im trying to reach them to pay this off and get it off my credit.
03/19/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	TX 760XX	Web
I have accounts on my credit report that have been paid and the company agreed to remove them off my report but they still appear on the report. I have notified the credit reporting agencies and they are still on my report.
02/22/2021	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	TX 77044	Web
The company was contacted via mail and informed to cease communication after not property validating a purported debt. The company received the notice and still contacted me attempting to collect.
08/17/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 77014	Web
this company is reporting a account on my credit report when I never had a account with them. My identity has been stolen and this company is using my identity for their personal gain.
12/31/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 752XX	Web
I never had this account! Ive already made previous requests to the creditors to send me documents that prove the ownership of this account but they still have not responded yet.
12/28/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	IL 60608	Web
I sent numerous letters to have this company to be removed. Original amount : {$530.00} Alleged past due : XXXX Theyve been hurting my credit report. As of now and then.
11/27/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	TX 77021	Web
I contacted the company stating that Im a victim of identity theft, I even issued a police report.. they refused to follow the law and delete the fraudulent account.
06/21/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	WI 537XX	Web
This was paid for by XXXX. I received a phone call from the city of XXXX saying they would remove it from my credit. It is not removed.
07/24/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TX 75181	Web
A spreadsheet provided as validation is not validation, this is an error I do not owe, remove this mistake
07/28/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Report provided to employer without your written authorization	TX 78148	Web
Keep revolving throughout different collection agencies with harassing and threatening calls!
01/22/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 77573	Web
This debt is being reported inaccurately. I do now owe any money to this company.
04/07/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 93552	Web
i am on ssi and had medical coverage when the bill of service was processed.
09/13/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	TX 75150	Web
I demand you agency to remove this incorrect report as soon as posible.
04/18/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 76053	Web
This company is attempting to collect on a debt that is not owed.
12/15/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Problem with personal statement of dispute	MI 49962	Web

11/16/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	WI 54937	Web	Servicemember

11/01/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	WI 53209	Web

09/12/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TX 77075	Web

09/11/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	TX 76116	Web

07/27/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	AZ 85004	Web

07/19/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	TX 77099	Web

07/19/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	TX 77099	Web

06/13/2022	Yes	Debt collection Other debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	WI 54302	Web	Older American, Servicemember

06/10/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	WI 54494	Phone

04/29/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	TX 76017	Web

04/13/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 77373	Web

04/04/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	MI 49090	Web

03/19/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	MD 20876	Web

03/01/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	TX 75701	Web

02/17/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	IL 60624	Web

01/13/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 75115	Postal mail

01/06/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	WI 54235	Web

01/06/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	AZ 85746	Web

01/05/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 75224	Web

12/10/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 77091	Web

12/09/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 76036	Web

12/05/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 77091	Web

11/15/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	TX 76112	Web

10/28/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 31030	Web

10/14/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	WI 54301	Web

09/23/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information is missing that should be on the report	TX 78575	Web

08/27/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 76133	Web

08/26/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	WI 53045	Web

08/11/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	TX 76137	Web

08/09/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 77075	Web

07/23/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 31210	Web

07/23/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	MI 48221	Web	Servicemember

07/19/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 77066	Web

07/14/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	TX 75702	Web

07/13/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 77021	Web

07/03/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	TX 78566	Web

06/23/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	GA 31027	Web

06/12/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 77073	Web

06/08/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	WI 53224	Web

06/03/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 75089	Web

05/21/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 75287	Web

04/28/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	TX 75287	Web

04/16/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 90503	Web

04/07/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TX 77047	Web

03/23/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	TX 77014	Web

01/25/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 76115	Web

01/25/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	TX 77047	Web

01/23/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 75703	Web

12/08/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	MN 55412	Web

12/07/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	MN 55412	Web

12/02/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TX 78415	Web

11/14/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	TX 77336	Web

11/10/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	WI 53219	Fax

09/30/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 77515	Web

07/29/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 78415	Web

07/23/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 78504	Web

05/27/2020	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX 75180	Web

05/12/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	WA 98104	Phone

05/01/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 75243	Web

04/27/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	GA 30349	Web

04/16/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 77375	Web

03/27/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 77545	Web	Servicemember

03/23/2020	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Sued you in a state where you do not live or did not sign for the debt	NC 28203	Web

03/17/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 77060	Web

03/05/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	LA 70363	Web

03/05/2020	Yes	Debt collection I do not know	Threatened to contact someone or share information improperly Talked to a third-party about your debt	WI 54915	Web

01/06/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	WI 53072	Web

08/24/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 77477	Web	Older American

08/02/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	TX 75038	Web	Servicemember

07/10/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	WI 54126	Web

06/19/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 76542	Web	Servicemember

06/19/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 77429	Web

05/13/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	FL 32643	Web

05/12/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 77011	Web

04/15/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	WI 53405	Web

01/23/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 32821	Postal mail

01/19/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 77055	Web

01/04/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 77382	Web

11/20/2018	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	DE 19709	Web

09/24/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid		Phone

09/21/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	TX 78664	Web	Servicemember

07/20/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	TX 75181	Web

07/16/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	WI 53149	Web

07/08/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	TX 77067	Web

07/03/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	AL 36608	Referral

06/29/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 75212	Web

06/20/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	TX 77069	Web	Servicemember

05/15/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was paid	TX 77067	Web

05/11/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	WI 53151	Phone

04/10/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 76134	Web

03/14/2018	Yes	Debt collection Other debt	Communication tactics Used obscene, profane, or other abusive language	TX 75050	Web

03/01/2018	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	TX 75050	Web

01/04/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	WI 53213	Web

10/13/2017	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	WI 54301	Referral

09/29/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 90712	Fax

09/05/2017	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	MO 63118	Web

07/12/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 77705	Web

06/13/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	MD 20747	Web	Servicemember

06/12/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	MD 20747	Web	Servicemember

04/19/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	ID 83616	Fax

04/14/2017	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CT 06451	Web

04/06/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	TX 75210	Web

04/05/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	MD 20747	Web	Servicemember

03/29/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NC 28314	Web	Servicemember

03/24/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	FL 34472	Web

03/21/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	IL 60661	Referral

03/20/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NC 28314	Web	Servicemember

03/14/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	FL 32125	Referral

01/20/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	IL 60137	Phone	Older American

01/11/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	TX 75249	Web

10/11/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NY 145XX	Web

09/19/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	TX 76123	Web	Servicemember

07/28/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	TX 77504	Web

07/05/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	TX 75203	Web

06/29/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not disclosed as an attempt to collect	TX 78840	Phone	Servicemember

06/07/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	TX 75203	Web	Older American

04/30/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	TX 75203	Web

02/26/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	MN 55430	Web

01/18/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CT 06704	Web

12/22/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	WI 54935	Phone

11/14/2015	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	CA 94560	Web

11/09/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NJ 07111	Web

08/25/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	WI 53209	Web

07/19/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	TX 76643	Web

06/30/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	WI 54174	Web	Older American, Servicemember

03/19/2015	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	VA 22101	Web

03/14/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	GA 30349	Web

03/07/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	IL 60440	Web

01/29/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	WI 53211	Web

12/19/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TX 77082	Web

11/06/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	IA 50613	Web

11/02/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	TX 76116	Web

10/09/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	TX 76116	Web

09/18/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NJ 07631	Web	Servicemember

07/23/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	WI 54914	Web	Servicemember

03/28/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NY 13027	Fax

03/04/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	TX 75068	Web

07/22/2013	No	Debt collection Medical	Disclosure verification of debt Not disclosed as an attempt to collect	WI 53186	Web