Credit Corp Solutions Inc. CFPB Complaints

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2000 Latest Complaints
Date Received Timely Response Product Issue State / Zip Submitted Via Tags
07/13/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account information incorrect
  • SC
  • 297XX
Web
AFFIRMATIVE DEFENSES FDCPA Fair Debt Collection Practices Act FTC Federal Trade Commission CFPB Consumer Financial Protection Bureau Complaint On XX/XX/XXXX, I received a notification from XXXX Reporting Credit that Credit Corp Solutions added a new collection XXXXXXXX for Account Reference # XXXX # XXXX which is considered continued collection activity. I am disputing for all of the reasons listed below : 1. The XXXX is scheduled to expire on XXXX 2. I am in the middle of a mortgage closing process and CCS is suddenly using this XXXX as leverage to intimidate me to pay the outstanding balance. Parking this account will result in sub-prime rates and loan terms. ( FDCPA violation ) 3. I am currently a defendant in a frivolous debt lawsuit from CCS ( Plaintiff ) for another alleged debt. In that case, CCS has yet to dismiss the case or set a trial date during the legal process filed in XXXX. I have been to court hearings at least 6 times and will be attending a 7th date on XX/XX/XXXX with no resolution. The plaintiff has violated my due process rights throughout the entire legal process by not showing up at hearing dates and have never sent me official notifications for court dates. To date, CCS attorneys have neither dismissed the lawsuit or scheduled a trial date which is an indication that the suit is frivolous. I have spent over {$7000.00} in travel expenses since I no longer live in Illinois and am a resident of South Carolina. As part of my legal defense for a new suit against CCS, I will be using the claim that CCS is retaliating against me for the current debt lawsuit by adding a new negative XXXX to my credit reporting. 4. I will claim that CCS parked the account on my credit reports with malicious intent to cause financial harm to my credit due to : 1 ) The current mortgage loan approval process or 2 ) As retaliation for the current CCS debt lawsuit which I am defending. Either way, why would CCS choose now to submit a negative reporting ( collection account ) with only 4 months remaining on the XXXX for any reason other than malintent? 5. CCS has never properly validated this account. As part of debt validation, CCS provided a blank stock version of the Loan Agreement with blank details during validation as well as a fabricated account statement. The Truth In Lending Statement is only an ESTIMATE. ( See attachments ) 6. CCS reported a balance of {$1200.00}, a balance which has never been submitted to myself or validated by CCS. CCSs original claims was for {$960.00}. 7. CCS did not inherit the right to earn interest nor are they not allowed to collect interest on a charged off account. The original creditor stopped charging interest after Charge-off ( FDCPA Violation ) 8. And if even CCS were allowed to charge interest, they are required to provide a monthly periodic account statement outlining the charges. CCS has never provided such statements ( FDCPA Violation ) 9. The original debt sale affidavit only states a pool of charged accounts and does not provide any proof that my individual account was purchased from XXXX XXXX ( See Court Case CCS vs XXXX XXXX XXXX ) or does not prove any chain of assignment or any mention of this specific account 10. Given the above circumstances, I will not hesitate to see legal recourse and file suit against CCS for : a. Financial harm due to lower mortgage rates or sub-prime lending options as this is the only collection on my report b. Full amount for any difference due to sub-prime rates c. In addition to financial recourse, I will be seeking damages for any duress caused from my interactions with CCS . d. Consumer Financial Protection Bureau ( CFPB ) and the higher courts has set precedent for illegal debt collection practices by lawsuit mills and debt buyers in which CCS falls into this same category of debt collection practices ; i. CFPB vs XXXX XXXX XXXX XXXX ( Case No. XXXX ) ii. CFPB vs XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( Civil Action No. XXXX ) iii. CFPB vs XXXX XXXX XXXX XXXX CFPB vs XXXX XXXX XXXX 11. Refer to CCS vs XXXX XXXX XXXX ( OK Supreme Court Case XXXX XXXX/Lower Court Case XXXX : Photocopies of barely legible mass-produced documents arent enough to compel payment of a past-due debt. CCS failed to provide authenticated exhibits : o The appellate judges observed that in its petition for relief, Credit Corp Solutions states that XXXX, a XXXX industrial bank using the web-based platform XXXX XXXX XXXX , provided a loan to XXXX. o CCS wrote that it purchased XXXX loan from XXXX, and subsequently XXXX defaulted on the loan and thus became indebted to Credit Corp Solutions. o The court file contains a photocopy of an Original Debt Sale Affidavit signed by XXXX XXXX, XXXX of XXXX XXXX ; the letter is dated XXXX XXXX XXXX, and was typed in XXXX XXXX, California. In the notarized affidavit, XXXX states that on XXXX XXXX XXXX XXXX XXXXXXXX sold a pool of charged off accounts to CCS. o Credit Corp submitted seven exhibits that constituted the evidentiary basis for its alleged undisputed facts. XXXX attorney, XXXX, disputed them as inadmissible. Those exhibits did not qualify as business records because there was no accompanying affidavit or testimony as required by state law, she pointed out. o The Court of Civil Appeals concurred because CCS failed to authenticate its exhibits with written declarations. Inconsistent terms o The Civil Appeals court pointed to inconsistent contractual terms. For example, the loan agreement includes a principal balance between {$1000.00} and {$35000.00}, a loan term of either three or five years, and the truth-in-lending disclosure includes an interest rate of 21.69 % but the interest rate on the purported payment schedule includes an interest rate of 19.24 %. o A contract that is indefinite and uncertain in its terms can not be enforced and therefore is invalid, state courts ruled in a 1946 lawsuit. o CCS produced no admissible evidence proving it had obtained all rights to a valid contract from a person entitled to enforce it, XXXX insisted. o The length of the loan agreement necessitated that XXXX sign a contract, but none of the exhibits CCS submitted includes XXXX signature, the appellate judges noticed. o In this case there is no contract or verified evidence that XXXX alleged loan was purchased by Credit Corp, the Court of Civil Appeals wrote. Without evidentiary support showing it is the party in interest, Credit Corp does not have standing to bring this lawsuit. o Consequently, the trial judges summary judgment in favor of CCS was reversed. At this time, I will also inform you that CCS is reporting invalidated information to any of the three major credit bureaus ( XXXX, XXXX, XXXX XXXX ), this action constitutes fraud under both federal and state laws. Due to this fact, any negative mark found on any of my credit reports by CCS, I will not hesitate in bringing legal action against CCS for the following : Violation of the Fair Debt Collection Practices Act and Defamation of Character. I am sure CCS will agree that non-compliance with this request could put CCS in serious legal trouble with the CFPB, FTC and other state or federal agencies. Since CCS as not provided the proper documentation within my rights, I will require that CCS delete the reported account immediately. If CCS fails to delete the account, I will consult with my current legal counsel for suit as well as reaching to FTC and the offices of Attorney General within South Carolina. This includes any listing of any information to a credit-reporting repository that could be inaccurate or invalidated. All references to this account must be deleted and completely removed from my credit file and a copy of such deletion request shall be sent to me immediately. If CCS does not delete any negative XXXX reporting immediately, I will not hesitate to file a lawsuit for damages for both alleged debts ( Current lawsuit and negative XXXX reporting account ) First Affirmative Defense Alleged Debtor denies the balance owed due to a variance in Demand Letters and insufficient details from CCS ( FDCPA Violation/Dodd-Frank Act/FTC Act ) during the initial validation period a. On XX/XX/XXXX, Alleged debtor received the initial Demand Letter from CREDIT CORP SOLUTIONS ( CCS ) INC which stated : 1. all rights, title, and interest in the above listed debt have been assigned to CREDIT CORP SOLUTIONS INC 2. Because of interest, late charges and other charges that may vary from day to day, the amount due on the day you pay may be greater. 3. The CCS is not entitled to interest, late charges and fees since the original account is a Charged-Off balance. b. On XX/XX/XXXX, Alleged debtor requested the following documentation for Debt Validation which CCS failed to provide : 1. Agreement with the original creditor that authorized CCS to collect on the alleged debt 2. Complete Payment History on this account along with an accounting of all additional charges being assessed 3. CCS is licensed to collect in the State of Illinois 4. CCSs License Numbers and Registered Agent c. On XXXX CCS responded to initial request for Debt Validation which included : 1. Written statement on CREDIT CORP SOLUTIONS INC letterhead : we confirm that on XXXX XXXX XXXX all rights, title and interest in the above listed debt have been assigned to CCS. Therefore, no bill of sale agreement was provided. 2. CCS provided an account statement fabricated on CCSs letterhead with a starting balance as of XX/XX/XXXX. Since the CCS failed to provide a bill of sale agreement nor a complete account history from the original creditor, the start date and balance were ambiguous and confusing to the least sophisticated customer. d. On XX/XX/XXXX, Alleged debtor sent a 2nd request for the following documentation for Debt Validation which CCS failed to provide prior to Summons and Complaint : 1. Agreement between original creditor and CCS that authorizes CCS to collect on this alleged debt 2. Agreement bearing my signature stating that I agreed to assume the debt 3. CCS is licensed to collect in the state of Illinois 4. CCSs License Number and Registered Agent 5. Agreement that I entered into a binding contract with CCS ( also known as Repudiation ). 6. Explanation on how the CCS calculated the alleged debt e. On XXXX, CCS responded with Second Response to Dispute stating : We are of the firm view that our initial response is adequate to demonstrate how your liability has arisen in this matter and to confirm the accounts assignment to CCS. Should you have any genuine concerns with respect to the veracity of the accounts assignment to CCS, we invite you to confirm this directly with the original credit provider. As the appropriate documentation has now been provided to verify the debt, CCS has closed your dispute. Please note that further communication of the same nature may not be responded to. In the said letter, the CCS claimed that the Outstanding Balance Owed equals {$970.00}. In the said letter, CCS closed the Alleged debtors dispute and considered the matter closed. The CCS requested additional documentation such as Affidavits of Fraud and Police Reports to be provided by the Alleged debtor. Per FDCPA rules, it is the accountability of the CCS to provide accurate debt validation. fXXXX On XX/XX/XXXX, Alleged debtor sent 2nd request for debt validation g. CCS misstated a debt which may constitute a false statement in an attempt to collect a debt which is an FDCPA Violation with no tie back to any Account Summary : h. While it is typical for collection letters to state an amount due or an balance outstanding, it is not typical for a letter to state that the amount owed is as of a specific date as such language would imply the potential of a different balance on a different date. See XXXX XXXX XXXX XXXX XXXX XXXX U.S. Dist. XXXX XXXXXXXX ( " If a collection letter is ambiguous as to interest, then it violates 1692e. Alleged debtor recognizes that ambiguity can be indicative of a misleading or deceptive communication. But Alleged debtor compels the conclusion that any ambiguity as to post-dated accruals in a collection notice gives rise to a claim under the general prohibition of 1692e even if the ambiguity does no harm or even inures to the benefit of the debtor. '' Language such as the " Balance Outstanding '' is insufficient disclosure to a debtor that her balance is either dynamic or static. i. The FDCPA requires debt collectors, when notifying consumers of their account balance, to disclose that the balance may increase due to interest and fees ; failure to include such disclosures would harm consumers such as the Alleged debtor who may hold the reasonable but mistaken belief, that timely payment will satisfy their debts and it would abrogate the Congressional purpose of full and fair disclosure to consumers that is embodied in Section 1692e. j. Collection notices that state only the Balance Outstanding, but do not disclose that the balance might increase due to interest and fees, are misleading within the meaning of Section 1692e. k. The CCS violated 15 U.S.C. 1692e ( 2 ) ( A ) for misrepresenting the amount of the debt owed by the Defendent. l. 15 U.S.C. 1692e of the FDCPA provides : A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section : ( 2 ) The false representation of -- ( A ) the character, amount, or legal status of any debt; or ( 10 ) the use of any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer. m. CCSs demand letters are in violation of 15 U.S.C. 1692e, 1692e ( 2 ), and 1692e ( 10 ), for failing to clearly state the correct amount of the debt, which is due and owing, by implying that a payment sooner rather than later will be more economical for the consumer and by employing false, deceptive, and misleading representations in connection with the collection of a debt. n. Alleged debtor suffered injury in fact by being subjected to unfair and abusive practices of the CCS. o. Alleged debtor suffered actual harm by being the target of the CCSs misleading debt collection communications. p. CCS violated the Alleged debtors right not to be the target of misleading debt collection communications. q. CCS violated the Alleged debtors right to a truthful and fair debt collection process. r. CCSs communications ( via XXXX reporting ) were designed to cause the debtor to suffer a harmful disadvantage in charting a course of action in response to CCSs collection efforts. s. The FDCPA ensures that consumers are fully and truthfully apprised of the facts and of their rights, the act enables them to understand, make informed decisions about, and participate fully and meaningfully in the debt collection process. The purpose of the FDCPA is to provide information that helps consumers to choose intelligently. The CCSs false representations misled the Alleged debtor in a manner that deprived Alleged debtor of her right to enjoy these benefits and these materially misleading statements trigger liability under section 1692e of the Act. t. These deceptive communications additionally violated the FDCPA since they frustrate the Alleged debtors ability to intelligently choose her response. Second Affirmative Defense Affirmative Defense : Debt Buyer Can not State Prejudgment Interest Owed for Period After Debt Charged Off. While charging off a debt does not extinguish the consumers obligation, card issuers often have a voluntary policy of not charging interest on a debt for the period after a charge-off, in part because this may eliminate their obligation to continue sending out periodic statements. If the creditor has waived the right to such interest, a debt buyer assignee can not seek such interest either. ( 1 See National Consumer Law Center, Collection Actions 5.2.3.4 ( 3d ed. 2014 ), updated at XXXX 2 See XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( XXXX XXXX XXXX XXXX XXXX ). See also National Consumer Law Center, Collection Actions 5.2.3.5 ( 3d ed. XXXX ), updated at XXXX ) Debt Buyers Statement That Prejudgment Interest Owed Results in FDCPA Liability At least one debt buyer has sought to evade this prohibition by seeking not contract interest after the charge-off, but statutory prejudgment interest. The Sixth Circuit on XX/XX/XXXX has just ruled that filing a complaint stating that demanding prejudgment interest is owed in this context violates the FDCPA. ( XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX at *10 ( 6th Cir. XXXX XXXX XXXX ) Interpreting Kentuckys usury statute, the Sixth Circuit found that the original credit agreement had replaced the statutory prejudgment interest rate with the interest rate specified in the credit card contract. The court ruled that, under Kentucky law, the statutory prejudgment interest rate was not revived when the original creditor waived its right to collect interest at the contract rate, saying the creditor can not recover the right it bargained away simply because it later chose to waive the right for which it bargained. ( Ky. Rev. Stat. 360.010 ( 1 ). ) A debt buyer can not acquire a right to statutory interest that its assignor did not possess. While under Kentucky law prejudgment interest may be awarded by Kentucky courts in certain cases as a matter of equity, the Sixth Circuit distinguished the debt buyers complaintnoting that the debt buyer asserted its entitlement to prejudgment interest as a factual matter rather than including a request for interest in the prayer for relief. Holding that the FDCPA applies to claims made in a state court collection suit and that the content of the debt buyers complaint, like any alleged FDCPA violation, must be viewed from the standpoint of the least sophisticated consumer, the court found violations of 1692e ( 2 ) 5 and 1692f ( 1 ) 6 to be adequately alleged. Noting that the XXXX XXXX had previously concluded that complaints and other court filings may constitute threats under the FDCPA, the court also concluded that the least sophisticated consumer could take the debt buyers statement that it was entitled to prejudgment interest as a threat under 1692e ( 5 ). ( 15 U.S.C.A. 1692e ( 2 ) ( The false representation of ( A ) the character, amount, or legal status of any debt ) ; 15 U.S.C.A. 1692f ( 1 ) ( The collection of any amount ( including any interest, fee, charge, or expense incidental to the principal obligation ) unless such amount is expressly authorized by the agreement creating the debt or permitted by law. ) ; 15 U.S.C.A. 1692e ( 5 ) ( The threat to take any action that can not legally be taken or that is not intended to be taken. ). ) Third Affirmative Defense Language is confusing and vague in the initial validation notices for both CCS. Payment instructions are vague or non-existent in the initial validation notices for both CCS and CCSs Attorney. Initial Validation Notices do not specify a payment due date or address to send payment to for both CCS and CCSs Attorney. Balances Owed varies for each Demand Letter leading to ambiguity and confusion for the least sophisticated consumer. Fourth Affirmative Defense Affirmative Defense : CCS used verbatim Safe Harbor language in its dunning letter dated XX/XX/XXXX that violated the Fair Debt Collection Practices Act. On XX/XX/XXXX, Alleged debtor received the initial validation notice ( i.e., dunning letter ) from CCS which included XXXX XXXX language on a Charged-Off account. 1. Dunning Letter from CCS stated, As of the date of this letter, you owe {$960.00}. Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check, in which event we will inform you before depositing the check for collection. For further information, write the undersigned or call XXXX. 2. The CCS is not entitled to interest, late charges and fees since the original account is a Charged-Off balance. The U.S. Seventh Circuit Court of Appeals ( covering Illinois, Indiana and Wisconsin ) ruled that a debt collector who used the Seventh Circuits recommended safe harbor language in its dunning letter to a debtor violated the Fair Debt Collection Practices Act. In XXXX XXXX XXXX XXXX XXXX XXXX XXXX, the Court determined that the debt collectors use of the safe harbor language was deceptive when applied to the facts of the case. The dunning letter stated that the debtor might owe late charges and other charges when, in fact, the debt collector could not impose such charges. Therefore, the Court concluded that the debt collector was not entitled to safe harbor. In XXXX, the Seventh Circuit took the unusual step of drafting specific language for debt collectors to use in their dunning letters. This safe harbor language advises debtors that : As of the date of this letter, you owe $ [ the exact amount due ]. Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check, in which event we will inform you before depositing the check for collection. For further information, write the undersigned or call XXXX [ phone number ]. In XXXX, the Court that authored the safe harbor language has made it clear that the safe harbor is not completely safe. In that case, the debt collector used the Seventh Circuits safe harbor language thinking that by simply using the language it was immune from liability under the FDCPA. The Court disagreed, stating that a debt collector can not copy and paste the safe harbor language. The Court explained that use of the safe harbor language created by the Court is not the same thing as complying with the FDCPA. The language used must be tailored to the facts of the case. A debt collector is only entitled to safe harbor protection if the information he furnishes is accurate and he does not obscure it by adding confusing other information ( or misinformation ). Because the debt collector in the XXXX case used the safe harbor late charges and other charges language, despite the fact that late charges and other charges were not permitted by law, the Seventh Circuit determined that the debt collector failed to comply with the FDCPA. The debt collector must match the recommended language to the facts of the case and tailor the language accordingly. Failing to tailor the language when required by the facts, likewise, takes away the safe harbor and has failed to comply with the FDCPA.
11/05/2022 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • FL
  • 32824
Web
Thank You for looking at my efforts to resolve this situation with Credit Corp Solutions , Inc. I sent two debt validation letters, but Credit Corp Solutions , Inc failed to respond and send me ANY information to validate this debt. The company sent me papers in XX/XX/XXXX suing me in Court. Recently, I received a letter that I have a court date on XX/XX/XXXX. I believe that Credit Corp Solutions , Inc is in direct violation the FDCA and I wish to resolve this issue expedidoustly by them validating this debt. Look, I do not think you can trust this company. They have over a 163 complaints in your database. Here is the letter I sent to them. Debt Validation/Requesting Authorization & Validation of Any Debt You Say I Owe AFFIDAVIT OF TRUTH AND FACTS XX/XX/XXXX Credit Corp Solutions , Inc. needs to establish Validation/Ownership of Debt, establish your legal right to collect my information, & demand payment since youre reporting this debt on my Consumer Report. Credit Corp Solutions , Inc. needs to establish Validation/Ownership of the alleged debt you say I owe along with your legal right to collect this alleged debt and demand payment since youre reporting this debt on my Consumer Report. Credit Corp Solutions , Inc. understands all the laws regarding the FDCPA in accordance with 15 US 1692, the Fair Credit Billing Act, my states Fair Debt Collection Practice Act, the Fair Credit Reporting Act Section 623, Section 617, Box Section 605, 605A, and 608. Credit Corp Solutions , Inc. admits they have FIRSTHAND KNOWLEDGE that is in question the Original Creditors name and all general accepting account procedures and policies that require to COLLECT this debt. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Credit Corp Solutions , Inc. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Document : XXXX XXXX XXXX : XXXX XXXX Dated Filed : XX/XX/XXXXXXXX XXXX XXXX Status XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Dear XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX, and Credit Corp Solutions , Inc., I have never heard of you or your company. As a matter of fact, I have no idea who you are. Im not playing No Games! So let me get straight to the point and set the expectations up front because Ive never done any business with you, ( Credit Corp Solutions , Inc. ) Who are You! I dispute ANY DEBT you say I owe your company, any of your clients, customers, or whoever youre collecting for! Furthermore, I Dispute owing any Debt associated with you! Please note that this is not a refusal to pay off the amount, but a notice sent as per the Fair Debt Collection Practice Act ( FDCPA ) ,15 USC 1692 ( G ) Section 809 ( B ). This notice is NOT a request for verification of the account or proof of any mailing address, but a request for VALIDATION made pursuant to the FDCPA laws. I humbly request that your agency/office send me valid proof of the claim that I am legally obligated to pay you. As you know already, failure to comply with the FDCPA will put your company in a bad position with the FTC. Please provide me with the below mentioned items : *The amount of the debt. *The name of the creditor to whom the debt is owed. *A statement that unless the consumer, within thirty days after receipt of notice, disputes the Validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector. *A statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification of judgment will be mailed to the consumer by debt collector ; and *A statement that, upon the consumers written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different, from the current creditor. *An explanation showing me how you have computed the amount *Copies of any documents that prove I agreed to pay the alleged amount *The identity of all the original creditor *Copies of all letters sent to me from you and from the original creditor *How much did you buy the debt for *Copy of the application for credit as I need to see exactly what debt you are trying to collect *Copy of the cardholder agreement ( the contract ) and any amendments as this will show what the terms of the contract are so I can see if you are following this in the amount you are trying to collect from me *Monthly statements from when I had a XXXX balance up to the final statement because I need to see all the charges, payments, credits, etc. to compare this with the cardholder agreement and see if the amount you are claiming is correct. *What is your authority to collect this debt as I have never done business with you. If you claim to any debt, you claim I owe, give me the full purchase agreement so I can see if you really own this debt. *Every charge and what was purchased, fee, payment, credit, & interest *What fees/interest was tacked onto the debt *How were the fees determined/How you calculated what you claim I owe *Complete payment history ; the requirement of which has been establish by Spears v Brennan, 745 N.E.2d 862 ( XXXX ) XXXX XXXX. XXXX XXXX. Please provide verification by line item ( with the goods received, when were the goods received etc. ) for the entire amount you say I owe obtained directly from the Original Creditor. *Date of Last Activity *My full, complete and correct social number that may help to identify me as the correct person you are trying to collect from. *Agreement that bears the signature of the alleged debtor wherein he agreed to pay the original creditor. *The obligation between you and I that allows you to collect on the alleged debt and any transactions between your company that binds me to an agreement to pay your company any money that you claim I owe. Proof of photo identification ( i. e., drivers license, state identification card, or other government issued identification card ) that was presented to you at the time of incurring this debt. Proof that this debt has not been written off as tax liability. Any other intimate knowledge of the creation of the debt by you, the collection agency. *Was this Debt Purchased or Assigned? *Date of Original Delinquency ( You should have this ) I hereby demand that you produce for my inspection, an original contract that establishes the existence of a debt to which I am obligated to you or your principal. Please notify me of a time and place so both you and I for the above referenced inspection or you can send it in the mail. Please not a remnant of a Bill of Itemized Document DOESNT Constitute Validation and please provide proper documentation bearing my signature showing that I have a Legal Binding Contractual obligation to pay this alleged account. Also, send me a copy of the Letter of sale and Assignment from the original creditor to your company ( Agreement with your client that grants you the authority to collect this alleged debt ). Coppola v. Arrow Financial Service, XXXX, XXXX XXXX XXXX ( XXXX XXXX, XX/XX/XXXX ) -Information relating to the purchase of a bad debt is not proprietary or burdensome. In as much as this letter is in respond to a protractive claim on your part, any failure to satisfy this request within 30 days will be construed as your absolute Waive of any all claims against me, and your tacit agreement to compensate me for costs and attorney fees. Section 623 ( a ) ( l ( A ) of the FCRA requires that a furnisher shall not furnish any information relating to a consumer to any CRA ( Consumer Reporting Agency ) if the furnisher knows or has reasonable course to believe that the information is inaccurate. Furnishers have been known to report information with actual knowledge of errors when the information doesnt reflect whats in their system. I hope that doesnt speak of your character. Last, I will accept ONLY your written communication. Do not call me, my neighbors, family members, my job, etc. Your failure to honor this request may constitute a violation of 15 U. S. Code 1666 and may result in legal action against you. You may want to consult with a competent legal advisor before your next communication with me. You know & I know you dont have the right to Collect a debt from me! As a Third Party, Ive had No Contractual Agreement with you. Sending me anything otherwise is unacceptable. Also, where is the authorization from your company to act on behalf of the original creditor. The form is notarized and would be supplied by the original creditor ( XXXXXXXX XXXX XXXX stating they transferred the debt to your company along with all rights being transferred to you XXXX Credit Corp Solutions , Inc. ). I need the Notarized Statement! Now since you have reported this Invalidated Account Information to XXXX, then I believe its regarded as a fraudulent action under both federal and state statues. Therefore, if you have reported this debt without Validation, and now I have a negative item reported on my consumer report, then I will be compelled to take legal steps against you for the below mentioned reasons if you have violated this law : *Violation of the Fair Credit Reporting Act ( FCRA ) *Violation of the FDCPA *Defamation of Character FDCPA Violations Falsely representing the debt is valid without verification, amount, and saying balance is due immediately when its not! Failing to Validate the debt in question while continuing further collection activity. Each violation carries a fine of {$1000.00} per violation! Disputed debts If the consumer notifies the debt collector in writing within the thirty-day period described in subsection ( a ) that the debt, or any portion thereof, is disputed, or that the consumer requests the name and address of the original creditor, the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt or a copy of a judgment, or the name and address of the original creditor, and a copy of such verification or judgment, or name and address of the original creditor, is mailed to the consumer by the debt collector as per the Fair Debt Collection Practice Act ( FDCPA ) ,15 USC { 1692 ( G ) Section 809 ( B ). Moreover, the way I see it, you, ( Credit Corp Solutions , Inc. ) can give me all the items especially the contract Im asking for, delete this debt of my CRA, and we can go about our business. By the way, if ( Credit Corp Solutions , Inc. ) informs the consumer reporting agency that the alleged debt was verified when it wasnt, Im letting you know there will be consequences and I will speak with a consumer protection lawyer since youre clearly doing business in my state. Im sure you know under FDCPA Section 809 ( b ), you are NOT allowed to pursue collection activity until this debt is validated. You should be made aware that in Beatley v Diem Corporation. No. XXXX XXXXXXXX XXXX ( XXXX XXXX XX/XX/XXXX ) the court ruled that reporting a collection account is indeed considered collection activity. You should also note that this is not a request for Partial Validation but rather, a request for EVERYTHING listed here in order to constitute full and sufficient validation of this debt. While I prefer to not litigate, I will use the courts as needed to enforce my rights under the FDCPA and other statues. I look forward to an uneventful resolution of this matter. Since Ive never had a contract with you, then prove to me you own the debt. Moreover, I am REQUESTING a copy of a contract or the original account level documents/purchase agreement. The Contract or Purchase Agreement must between you, the original creditor, and signed by all parties involving. I also promptly request that Deletion of any and all reporting that was made to all consumer reporting agencies. This letter and all other evidence may be provided to the Consumer Finance Protection Bureau. CFPB is authorized to investigate this matter and receive any and all information pertaining to this matter. If you choose not to comply with my demand letter, I may turn this over to my state attorney generals office and a consumer protection lawyer. Please forward back the Affidavit notarized as it shouldnt be a problem for you to do so since you have Firsthand Knowledge of this debt. Respectfully, XXXX XXXXXXXX XXXX XXXX CFPB XXXX XXXX Communicated this dispute with the CFPB to follow up with ( Credit Corp Solutions , Inc ) dispute process to make ( Credit Corp Solutions , Inc. ) complies with my request since youre acting as a debt collector. Please note that ( Credit Corp Solutions , Inc. ) is currently in Violation of the FDCPA. SWORN/AFFIRMED BEFORE ME at ( city ) ___________________________________, XXXX on XXXX ___________________________________, _________________________________ Signature _________________________________ _______________________________ ( Seal ) A COMMISSIONER FOR OATHS IN AND FOR THE Collection Agency STATE of XXXX My XXXX XXXX XXXX _________________________________________
09/22/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • TX
  • 75052
Web
Be advised that your claim is disputed and validation and proof of claim of the disputed debt is requested in accordance with the Fair Debt Collection Practices Act, 15 USC 1692 and as amended by adding the following new Title 8 USC 802 et seq., and the Fair Credit Billing Act, 15 USC. 1666 et seq. All of which work in conjunction with each other, including the Truth In Lending Act ( TILA ) 15 USC 1601 et seq. It is not now, nor has it ever been, my intention to avoid paying any obligation that is lawfully owed by the Claimant. I refuse to pay this alleged debt until the proper validation of this debt is provided. Please cease and desist all collection activities until you can properly validate this alleged debt. 15 USC 1692c ( c ) Ceasing communication If a consumer notifies a debt collector in writing that the consumer refuses to pay a debt or that the consumer wishes the debt collector to cease further communication with the consumer, the debt collector shall not communicate further with the consumer with respect to such debt. If proper validation of this alleged debt is not provided within 30 calendar days of receiving this notice, I will assume this alleged debt to be invalid and you shall delete this account and stop all collection activities regarding this account. In order to make arrangements to pay an obligation which may be lawfully owed, please document and verify the debt by complying, in good faith, with this request for validation and return it to me, within thirty ( 30 ) days of receipt of this letter. This is NOT a request for verification or proof of Claimant mailing address, but a request for VALIDATION and PROOF OF CLAIM made pursuant to the above-named Titles and Sections. I respectfully request that your offices provide Claimant with competent evidence as per the attached Declaration and Proof of Claim that I have any legal obligation to pay you the unsubstantiated alleged debt. Provide under Rule 1002. Requirement of the Original An original writing, recording, or photograph is required in order to prove its content unless these rules or a federal statute provides otherwise. Furthermore, you shall cease all verbal communication. No phone calls, no text messages, no social media contact, no ringless voicemail contact, no email contact, the only communication must be through the UNITED STATES POST OFFICE, to the Claimant. Title 8 USC 809. Validation of debts [ 15 USC 1692g ] ( b ) If the consumer notifies the debt collector in writing within the thirty-day period described in subsection ( a ) that the debt, or any portion thereof, is disputed, or that the consumer requests the name and address of the original creditor, the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt or any copy of a judgment, or the name and address of the original creditor, and a copy of such verification or judgment, or name and address of the original creditor, is mailed to the consumer by the debt collector. BLACKS LAW DICTIONARY : VERIFICATION. Confirmation of correctness, truth, or authenticity, by affidavit, oath, or deposition. In conjunction with the above request, upon further investigation I did not receive All MY TRUTH IN LENDING DISCLOSURES. Provide me with my truth in lending disclosures 15 usc 1635 ( a ) The information and rescission forms required under this section together with a statement containing the material disclosures required under this subchapter. The creditor shall clearly and conspicuously disclose, in accordance with regulations of the Bureau, to any obligor in a transaction subject to this section the rights of the obligor under this section. The creditor shall also provide, in accordance with regulations of the Bureau, appropriate forms for the obligor to exercise his right to rescind any transaction subject to this section. Under 15 U.S. Code 6802 - Obligations with respect to disclosures of personal information You failed to prove me with the Required disclosures to OPT out of having my information reported. The law is very clear and before you reported my information to any nonaffiliated 3rd party ( Consumer Reporting Agencies ) you should have given me the following disclosures and you did not. Provide me with the following ; ( a ) Notice requirements Except as otherwise provided in this subchapter, a financial institution may not, directly or through any affiliate, disclose to a nonaffiliated third party any nonpublic personal information, unless such financial institution provides or has provided to the consumer a notice that complies with section 6803 of this title. ( b ) Opt out ( 1 ) In generalA financial institution may not disclose nonpublic personal information to a nonaffiliated third party unless ( A ) such financial institution clearly and conspicuously discloses to the consumer, in writing or in electronic form or other form permitted by the regulations prescribed under section 6804 of this title, that such information may be disclosed to such third party ; ( B ) the consumer is given the opportunity, before the time that such information is initially disclosed, to direct that such information not be disclosed to such third party ; and ( C ) the consumer is given an explanation of how the consumer can exercise that nondisclosure option. CREDITOR/DEBT COLLECTOR DECLARATION and PROOF OF CLAIM Please provide all of the following information and submit the appropriate forms and paperwork back to me along with an Affidavit signed In Accordance with 28 U.S.C. 1746 within 30 days from the date of your receipt of this request for validation and proof of claim. Alleged Name and Address of Creditor Name on File of Alleged Debtor : Alleged Account # : Amount of alleged debt : Date that this alleged debt became/becomes payable : Date of original charge off or delinquency : Amount paid if debt was purchased : Please attach a copy of any signed agreement alleged debtor/claimant has made with debt collector, or other verifiable proof that debtor/claimant has a contractual obligation to pay debt collector. Furnish a copy of the original promissory note/agreement redacting my social security number to prevent identity theft and state that your client named above is the holder in due course of the note agreement and will produce the original for my own and a judges inspection should there be a trial to contest these matters. Produce the account and general ledger statement showing the full accounting of the alleged obligation that you are now attempting to collect. Such as ; FR 2046 balance sheet ( XXXX # XXXX XXXX, XXXX, XXXX ), 1099 OID report, XXXX registration XXXX, XXXX prospectus, XXXX & XXXX call schedules Identify by name and address all persons, corporations, associations, or any other parties having an interest in legal proceedings regarding the alleged debt. Verified specifically, name ( s ) of person ( s ) assigned as Trustee to handle Corporations affairs and to be held accountable for the actions of the Corporation. Such as CFO and subordinates responsible for debt collections. Verify as a third-party debt collector, you have not purchased evidence of the alleged debt and are proceeding with collection activity in the name of the original maker of the note. Verify you know and understand that certain clauses in a contract of adhesion, such as a so-called forum selection clause, are unenforceable unless the party to whom the contract is extended could have rejected the clause without impunity. Provide verification from the stated creditor that you are authorized to act for them. Verify that you know and understand that contacting me again after receipt of this notice without providing procedurally proper validation of the debt constitutes the use of interstate communications in a scheme of fraud by advancing a writing, which you know is false with the intention that others rely on the written communication to their detriment a violation of United States Code TITLE 18 PART 1 CHAPTER 63 1341. Disputing the Debt,
11/15/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • RI
  • 02816
Web
I received a letter from Credit Corp Solutions re : an account they are collecting on from XXXX for {$81.00} for a transaction from XX/XX/2016. I haven't used my XXXX account in years and never made or tried to make a transaction on that date or for that amount. When I called CRedit Corp Solutions, the gentleman ; XXXX, gave me an email address that was associated with the XXXX account that was not mine and also stated that the bank account used was called XXXX XXXX, which is not my bank. The gentleman was insisted this is my account, but could not confirm my social security number, date of birth or any of my personal information that is associated with my XXXX account. Prior to calling the company, I went to my XXXX account and there is no mention of my account being owed money, there were no transactions in default or any for {$81.00}. I asked the gentleman I spoke with what was the transaction, he said he didn't know. He said all he had was an account they bought from XXXX with {$81.00} due and offered me a settlement of {$64.00}. I said no because I am pretty sure they have the wrong person. All the information they had that was correct was my address, which could be found anywhere in search engines. I started getting very suspicious as this person was avoiding some of my concerns and didn't have any answers to help me understand, this just all seemed like they were trying to contact anyone with the same name as me. He gave me an account number for this account and said if I wanted to make a payment to go online and enter my information and could make a payment or see the information they have. After I hung up, I contacted XXXX who verified my personal information and stated there were not outstanding debts on my account, nor anything from 2016 for {$81.00}. The woman at XXXX suggested I file a complaint as this may be a scam. I then tried using the website the gentleman said they have for payments. I entered the account number he gave me and it asked to confirm my date of birth or last 4 of my social security number. When I tried both, it kept saying my credentials do not match the account information. I tried contacting Credit Corp Solutions again to let them know what XXXX said and the issue with my credentials not matching the account they have and the gentleman I spoke with did not seem interested in all except to say I owe {$81.00} and asked how I would be paying, and I stated I wasn't, it was not my debt. I stated I was filing a complaint, he chuckled and said fine and hung up. The following is taken from the email that XXXX sent me after our conversation. Again, when trying to log into their website, it says my credentials do not match the account information they have. Dear XXXX XXXX, As discussed, you can now manage your account online anywhere, anytime. Simply login to your account at XXXX using your reference number XXXX. The online portal allows you to see available offers, make a payment or chat with us online. Yours faithfully, XXXX XXXX Customer Relationship Manager Credit Corp Solutions Inc . ( Also licensed in certain jurisdictions as Tasman Credit Corp and Tasman Credit ) Tel : XXXX XXXX XXXX Fax : XXXX XXXX XXXX Toll Free : XXXX XXXX XXXX You can now manage your account online anywhere, anytime. Simply log in to your account by clicking XXXX STATEMENT OF CONFIDENTIALITY The information contained in this electronic message and any attachments are protected by the Electronic Communications Privacy Act ( 18 USC 2510-2521 ) are intended for the exclusive use of the addressee ( s ) and may contain confidential or privileged information. No representation is made on the accuracy or completeness of the information contained in this electronic message. Certain assumptions may have been made in the preparation of this material as at this date, and are subject to change without notice. If you are not the intended recipient, you are hereby notified that any dissemination, distribution or copying of this e-mail and any attachment ( s ) is strictly prohibited. Please reply to the sender and destroy all copies of this message and any attachments from your system. THIS FIRM IS A DEBT COLLECTOR. WE ARE ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. We are required under state law to notify consumers of the following rights. This list does not contain a complete list of the rights consumers have under state and federal law. For California State Residents Only : As a California consumer you have the right under the California Consumer Protection Act ( CCPA ) to direct a business that sells Personal Information about you to third parties not to sell that Personal Information. This right may be referred to as the right to opt-out. Credit Corp does not sell Personal Information. You have other rights under the CCPA. These rights include : The right to know what Personal Information is collected, used, shared or sold, both as to the categories and specific pieces of Personal Information ; The right to request deletion of your Personal Information held by Credit Corp and its service providers ; The right to non-discrimination in terms of price or service when you exercise a privacy right. For more information on how we collect, use or disclose your Personal Information and our policy in relation to the CCPA go to XXXX-notice For Colorado State Residents Only : Colorado Manager , Inc. XXXX XXXX XXXX, XXXX XXXX XXXX, CO XXXX Phone : XXXX For Massachusetts State Residents Only : NOTICE OF IMPORTANT RIGHTS You have the right to make a written or oral request that telephone calls regarding your debt not be made to you at your place of employment. Any such oral request will be valid for only ten days unless you provide written confirmation of the request postmarked or delivered within seven days of such request. You may terminate this request by writing to the debt collector. For Minnesota State Residents Only : This collection agency is licensed by the Minnesota Department of Commerce. For New York City Residents Only : New York City Department of Consumer Affairs License Number : XXXX For North Carolina State Residents Only : North Carolina Permit Number : XXXX For Tennessee Residents Only : This collection agency is licensed by the Collection Service Board of the Department of Commerce and Insurance. For Washington State Residents Only : This collection agency is licensed in the State of Washington at the following address : Credit Corp Solutions Inc . XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, UT XXXX XXXX For Wisconsin State Residents Only : This collection agency is licensed by the Division of Banking in the Wisconsin Department of Financial Institutions, XXXX
09/10/2023 Yes
  • Debt collection
  • Payday loan debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • UT
  • 84721
Web
Credit Corp Solutions, located in XXXX, Utah, has placed a fraudulent and untrue collection on my credit report. It has a date opened of XX/XX/XXXX and an account update as of XX/XX/XXXX, stating that an original " editor named " ine of credit '' for the amount of {$7900.00}. Before this, I had no active collections on my account and excellent credit. Please go to the XXXX XXXX XXXX link for many similar complaints about this illegal Act. Here is the link- https : XXXX. This is a fraudulent, unethical, and illegal entry ( possibly violating the statute of limitations and re-aging law, but unsure due to lack of documentation provided by the creditor at my request ). I have asked Credit Corp Solutions to provide the contract and all documentation related to this addition to my credit report, and they did not provide the original documentation as requested. As you will see on the XXXX. link, this is a common practice of not providing backup documentation after harming a person 's credit. Credit Corp Solution, in XXXX, Utah, is directly violating the FCRA and will be held liable for actual damages and attorney fees. Suppose this potential legal action proves a willful failure to comply with FCRA requirements. In that case, Credit Corp Solutions of XXXX, Utah, will be accountable for all actual or statutory and punitive damages. I'm currently in a job search, and these bogus entries violate several FCRA rules and may harm my current application process. Credit Corp Solutions , Inc. is a debt buyer formed in Delaware in XXXX. Its business address is XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, UT XXXX. It also goes by the names XXXX Credit, Tasman Credit Corp, and Credit Corp Collections Agency. Credit Corp Solutions is in current violation of the following FCRA rules : a ) 1006.26 Collection of time-barred debts. THIS VERSION IS THE CURRENT REGULATION Regulation F ( a ) Definitions. For purposes of this section : ( 1 ) Statute of limitations means the period prescribed by applicable law to bring legal action against the consumer to collect a debt. ( 2 ) Time-barred debt means a debt for which the applicable statute of limitations has expired. ( b ) Legal actions and threats of legal actions prohibited. A debt collector must not bring or threaten to bring legal action against a consumer to collect a time-barred debt. This paragraph ( b ) does not apply to proofs of claim filed concerning a bankruptcy proceeding. b ) 30 ( b ) Prohibition on the sale, transfer for consideration, or placement for co '' lection of '' certain debts. 30 ( b ) ( 1 ) In general. 1. Transfer for consideration. Section 1006.30 ( b ) ( 1 ) prohibits, among other things, a debt collector from transferring for consideration a debt that has been paid, settled, or discharged in bankruptcy. A debt collector transfers a debt for consideration when the debt collector receives or expects to receive compensation for the transfer of the debt. A debt collector does not transfer a debt for consideration when the debt collector sends information about the debt, as opposed to the debt itself, to another party. For example, a debt collector does not transfer a debt for consideration ; a debt collector sends a file with data about the debt to another person for analytics, " scrubbing, '' or archiving. A debt collector also does not transfer a debt for consideration when the debt collector reports to a credit reporting agency information that a debt has been paid, settled, or discharged in bankruptcy. 2. Debts resulted from identity theft. Section 615 ( f ) ( 1 ) of the Fair Credit Reporting Act ( 15 U.S.C. 1681m ( f ) ( 1 ) ) states that no person shall sell, transfer for consideration, or place for collection a debt if such person has been notified under section 605B of the Fair Credit Reporting Act ( 15 U.S.C. 1681c-2 ) that the debt has resulted from identity theft. Nothing in 1006.30 ( b ) ( 1 ) alters a debt collector 's obligation to comply with the prohibition outlined in section 615 ( f ) ( 1 ) of the Fair Credit Reporting Act. 30 ( b ) ( 2 ) Exceptions. 30 ( b ) ( 2 ) ( i ) In general. Paragraph 30 ( b ) ( 2 ) ( i ) ( A ). 1. In general. Under 1006.30 ( b ) ( 2 ) ( i ) ( A ), a debt collector who is collecting a debt described in 1006.30 ( b ) ( 1 ) may transfer the debt to the debt 's owner. However, unless another exception under 1006.30 ( b ) ( 2 ) applies, the debt collector may not transfer the debt or the right to collect the debt to another entity on behalf of the debt owner c ) Comment for 1026.104 - Relation to Sta '' e Laws THIS VERSION IS THE CURRENT REGULATION Regulation F 1. State law disclosure requirements. The Act and the corresponding provisions of Regulation F do not annul, alter, affect, or exempt any person subject to these requirements from complying with a disclosure requirement under applicable State law that describes additional protections under State law that are not inconsistent with the Act and Regulation F. A disclosure required by State '' law is not inconsistent with the FDCPA or Regulation F if the disclosure describes protection that such law affords any consumer that is greater than the protection provided by the FDCPA or Regulation F. Lastly, re-aging is illegal due to FCRA Section 623 ( 5 ) ( A ). This law states : " In general. A person who furnishes information to a consumer reporting agency regarding a delinquent account being placed for collection, charged to profit or loss, or subjected to any similar action shall, not later than 90 days after furnishing the information, notify the agency of the date of delinquency on the account, which shall be the month and year of the commencement of the delinquency on the account that immediately preceded the action. '' For many reasons, re-aging is illegal under the FCRA ( Fair Credit Reporting Act ). In addition, this illegal re-aging allows a collection to remain on my credit reports in perpetuity, but it has recently destroyed my credit and potentially a new job. Under federal and state law, you ( creditor ) must report accurate information to credit bureaus. They have failed to do so in this matter. In closing, Credit Corp Solutions directly violates several FCRA laws.
07/10/2021 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • GA
  • 30067
Web
RE : Attentively review my formal writ composed declaration of not proven complaint misinformation that is all or in part : deficient of the adequate current status in the fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable, complaint obligatory, and regulatory requisite reporting thereby mandating your immediate actions to rectify and remedy and any infractions behavior ( s ) by retaining or returning to demonstrate TRUE, CORRECT, COMPLETE, and COMPLAINT METRO 2 data field formatted reporting!!! I am a victim of identity- theft, I am writing to request that you block all accounts disputed as fraudulent on my credit reports with XXXX XXXX XXXX , and XXXX This information does not relate to any transactions I have made. I did not give anyone authorization or consent to use my personal information. I hereby exercise my legal rights enacted by Congress and The Federal Trade Commission, which explicitly states when a victim of identity-theft dispute a fraudulent account on his/her credit report it shall be honored by all credit bureaus and all fraudulent information should be blocked within 4 days and proper notification shall be given to all data furnishers pursuant to section 605b of The Federal Fair Credit Reporting Act. Failure to comply shall lead to complaints being filed with The XXXX XXXX XXXX Consumer Financial Protection Bureau, and Attorney General stating your companys unlawful collection practices, misrepresentation of creditworthiness, defamation of character, and noncompliance to abide by laws enacted by Congress to protect victims of identity-theft who's credit been impacted by acts of fraud. Because I know my rights under THE FAIR CREDIT REPORTING ACT, CONSUMER CREDIT PROTECTION ACT ( CCPA ), and FAIR and ACCURATE CREDIT TRANSACTION ACT of 2003 ( FACTA ). I will be taking action. I also know my rights under this paragraph of Section 312 of the FACTA LAW : SEC.312. Procedures to enhance the accuracy and integrity of information furnished to consumer reporting agencies. ( b ) duty of furnishers to provide accurate information. -- Section 623 ( a ) ( 1 ) of THE FAIR CREDIT REPORTING ACT ( 15 U.S.C. 1681s-2 ( a ) ( 1 ) is amended ( 1 ) in subparagraph ( A ), by striking " knows or consciously avoids knowing the information is inaccurate '' and inserting " knows or has reasonable cause to believe that the information is inaccurate '', and ( 2 ) by adding at the end of the following : ( D ) DEFINITION -- For purposes of subparagraph ( A ), the term 'reasonable cause to believe that the information is inaccurate ' means having specific knowledge, other than solely allegations by the consumer, that would cause a reasonable person to have substantial doubts about the accuracy of information. Policy states. According to the Fair Credit Reporting Act FCRA 611 ( 15 U.S.C 1681 ), Procedure In Case of Disputed Accuracy. ( a ) Reinvestigation ( XXXX ) Reinvestigation ( a ) In general. Subject to Subsection ( f ), if the completeness or accuracy of any item of information contained in a consumers file at a consumer agency is disputed by the consumer and the consumer notifies the agency directly, or indirectly through a reseller, of such dispute, free of charge, conduct a reasonable reinvestigation to determine whether the disputed information is inaccurate and record the current status of the disputed information, or delete the item from the file in accordance with paragraph ( 5 ), before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller. Therefore, my position is being clearly stated, these accounts do not belong to me, meaning that you are reporting inaccurate account information within my credit file. The fact that these are inaccurate account information means that you, this credit-reporting agency, are reporting incorrect accounts. 1. XXXXXXXX XXXX XXXX bal. {$3000.00} I am well aware of my rights as a consumer. The Fair Credit Reporting Act requires that you, the credit-reporting agency report accurate and/or correct account information within my credit file. My credit issues are very specific, these accounts and/or items do not belong to me. This means that you are reporting incorrect account information within my credit report. It is this in mind that I request that these listed accounts and items be Blocked and Deleted. According to the Fair Credit Reporting Act FCRA, Section 1681c ( 2 ) Block of information resulting from identity theft. 1.Block. Except as otherwise provided in this section, a consumer reporting shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from alleged identity theft, not later than four ( 4 ) business days after the date receipt by such agency of 1. Appropriate proof of identity of the consumer ; 2. A copy of an identity theft report 3. The identification of such information by the consumer ; and 4. A statement by the consumer that the information relating to the transaction by the consumer. I have provided all of the above listed four ( 4 ) items within this package. Therefore, I expect these listed accounts to be deleted and blocked within ( 4 ) business days. This is clearly an identity theft issue. I am also entitled to receive a free copy of my credit report, so I am requesting a free credit report and that all of these accounts, public records items, and inquiries be permanently blocked and deleted. Enclosures : Identity Theft Report Proof of Identity Copy of Account Statement showing Fraudulent Items FTC Notice to Furnishers CC : Consumer Financial Protection Bureau XXXXXXXX XXXX XXXX XXXX XXXX, Iowa XXXX
09/29/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account information incorrect
  • TX
  • 75052
Web
I disputed acct. XXXX on XX/XX/XXXX through the CFPB and in response Credit Corp Solutions ( CCS ) presented documents related to an alleged debt I disputed. In review of the company response Im requesting CCS prove that they purchased the debt and that they still own it. I want the entire purchase agreement contract between XXXX XXXX XXXX XXXX XXXX pertaining to this disputed account. I want to review the terms of the agreement. I will not accept just a bill of sale document as Ill invoke my right to exercise the completeness doctrine. Also, in the response under credit listing the company stated we have reviewed your credit listing in response to your complaint. It is in our view that the listing is accurate and reported in line with our credit reporting policy and the law. How is that when the companys response states on or around XX/XX/XXXX for date opened? CCS doesnt know for sure the exact date especially stating around. The documents show signature dates of XX/XX/XXXX and CCS is reporting to my credit report XX/XX/XXXX for date opened. How is the account reported in line with the law when CCS is reporting installment loan under original creditor?? At the top of the response letter the company states XXXX XXXX is the original creditor. These are clear violations of the FCRA. 15 U.S. Code 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies a ) Duty of furnishers of information to provide accurate information ( 1 ) Prohibition ( A ) Reporting information with actual knowledge of errors A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. ( B ) Reporting information after notice and confirmation of errors A person shall not furnish information relating to a consumer to any consumer reporting agency if ( i ) the person has been notified by the consumer, at the address specified by the person for such notices, that specific information is inaccurate; and ( ii ) the information is, in fact, inaccurate. In further review of the companys response to my dispute CCS provides a privacy notice as apart of the contract. When I review the privacy notice by law Im suppose to get 3 disclosures under 15 U.S. Code 6802 - Obligations with respect to disclosures of personal information a ) Notice requirements Except as otherwise provided in this subchapter, a financial institution may not, directly or through any affiliate, disclose to a nonaffiliated third party any nonpublic personal information, unless such financial institution provides or has provided to the consumer a notice that complies with section 6803 of this title. ( b ) Opt out ( 1 ) In general A financial institution may not disclose nonpublic personal information to a nonaffiliated third party unless ( A ) such financial institution clearly and conspicuously discloses to the consumer, in writing or in electronic form or other form permitted by the regulations prescribed under section 6804 of this title, that such information may be disclosed to such third party ; ( B ) the consumer is given the opportunity, before the time that such information is initially disclosed, to direct that such information not be disclosed to such third party ; and ( C ) the consumer is given an explanation of how the consumer can exercise that nondisclosure option. XXXX is a non affiliated third party and this privacy notice states that the consumer can not limit ( opt out ) their information for being shared to a credit bureau ( XXXX ). This is breaks federal law and is fraudulent activity. For our everyday business purposes- such as to process your transactions, maintain your account ( s ), respond to court orders and legal investigations, or report to credit bureaus Does XXXX XXXX XXXX XXXX XXXX share? Yes Can you limit this sharing? No This privacy notice does not allow the consumer to fully exercise disclosure B under the law making this fraud and without proper consent that is identity theft. 18 U.S. Code 1028 - Fraud and related activity in connection with identification documents, authentication features, and information I demanding this account be deleted now as I start the process to hold Credit Corp Solution liable for breaking federal law and for multiple violations of the FCRA. I will submit this same dispute to XXXX as well as the XXXX and the state attorney general. I will also be submitting an identify theft report with the FTC against CCS. 15 U.S. Code 1681n - Civil liability for willful noncompliance a ) In general Any person who willfully fails to comply with any requirement imposed under this subchapter with respect to any consumer is liable to that consumer in an amount equal to the sum of ( 1 ) ( A ) any actual damages sustained by the consumer as a result of the failure or damages of not less than {$100.00} and not more than {$1000.00} ; or ( B ) in the case of liability of a natural person for obtaining a consumer report under false pretenses or knowingly without a permissible purpose, actual damages sustained by the consumer as a result of the failure or {$1000.00}, whichever is greater I will exhaust all legal remedies until this account is deleted from my XXXX consumer file.
12/11/2019 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • FL
  • 341XX
Web
( a ) XXXX. Except as otherwise provided in this section, a consumer reporting agency shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from an alleged identity theft, not later than XXXX business days after the date of receipt by such agency of ( XXXX ) appropriate proof of the identity of the consumer ; XXXX XXXX XXXX a copy of an identity theft report ; ( XXXX ) the identification of such information by the consumer ; and XXXX XXXX XXXX a statement by the consumer that the information is not information relating to any transaction by the consumer. XXXX b ) Notification. A consumer reporting agency shall promptly notify the furnisher of information identified by the consumer under subsection XXXX a ) of this section ( XXXX ) that the information XXXX be a result of identity theft ; ( XXXX ) that an identity theft report has been filed ; ( XXXX ) that a block has been requested under this section ; and ( XXXX ) of the effective dates of the block. XXXX c XXXX XXXX to decline or rescind. ( XXXX ) In general. A consumer reporting agency XXXX decline to block, or XXXX rescind any block, of information relating to a consumer under this section, if the consumer reporting agency reasonably determines that ( A ) the information was blocked in error or a block was requested by the consumer in error ; ( B ) the information was blocked, or a block was requested by the consumer, on the basis of a material misrepresentation of fact by the consumer relevant to the request to block ; or ( C ) the consumer obtained possession of goods, services, or money as a result of the blocked transaction or transactions. ( XXXX ) Notification to consumer. If a block of information is declined or rescinded under this subsection, the affected consumer shall be notified promptly, in the same manner as consumers are notified of the reinsertion of information under section XXXX ( a ) ( XXXX ) ( B ) of this title. ( XXXX ) Significance of block. For purposes of this subsection, if a consumer reporting agency rescinds a block, the presence of information in the file of a consumer prior to the blocking of such information is not evidence of whether the consumer knew or should have known that the consumer obtained possession of any goods, services, or money as a result of the block. ( d ) Exception for resellers. ( XXXX ) No reseller file. This section shall not apply to a consumer reporting agency, if the consumer reporting agency ( A ) is a reseller ; ( B ) is not, at the time of the request of the consumer under subsection ( a ) of this section, otherwise furnishing or reselling a consumer report concerning the information identified by the consumer ; and ( C ) informs the consumer, by any means, that the consumer XXXX report the identity theft to the XXXX to obtain consumer information regarding identity theft. ( XXXX ) Reseller with file. The sole obligation of the consumer reporting agency under this section, with regard to any request of a consumer under this section, shall be to block the consumer report maintained by the consumer reporting agency from any subsequent use, if XXXX XXXX XXXX the consumer, in accordance with the provisions of subsection ( a ) of this section, identifies, to a consumer reporting agency, information in the file of the consumer that resulted from identity theft ; and XXXX XXXX XXXX the consumer reporting agency is a reseller of the identified information. ( XXXX ) Notice. In carrying out its obligation under paragraph ( XXXX ), the reseller shall promptly provide a notice to the consumer of the decision to block the file. Such notice shall contain the name, address, and telephone number of each consumer reporting agency from which the consumer information was obtained for resale. XXXX XXXX XXXX XXXX for verification companies. The provisions of this section do not apply to a check services company, acting as such, which issues authorizations for the purpose of approving or processing negotiable instruments, electronic fund transfers, or similar methods of payments, except that, beginning XXXX business days after receipt of information described in paragraphs ( XXXX ) through ( XXXX ) of subsection ( a ) of this section, a check services company shall not report to a national consumer reporting agency described in section XXXX ( p ) of this title, any information identified in the subject identity theft report as resulting from identity theft. ( f ) Access to blocked information by law enforcement agencies. No provision of this section shall be construed as requiring a consumer reporting agency to prevent a XXXX, XXXX, or local law enforcement agency from accessing blocked information in a consumer file to which the agency could otherwise obtain access under this subchapter.
09/20/2023 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • TN
  • 37128
Web
Credit Corp Solutions CCS Doing Business As TASMAN CREDIT CORP TCC Address XXXX XXXX XXXX XXXX XXXX XXXX XXXX Email : XXXX TOLL : XXXX Sent a letter to me XXXX XXXX A Consumer stating a debt obligation was due {$730.00} TCC threaten they would submit negative information to credit reporting agencys if I did not pay them. TCC demanded that I contact them to make payment arrangements. TCC stated that I call them and provided me with a phone #. TCC stated they would work with me to resolve my account in a fair & practical way. TCC also stated This communication is from a debt collector. This is an attempt to collect a debt and any information obtain will be used for that purpose. Then said Yours Faithfully XXXX XXXX This is the second communication from this debt collector about this allege debt. Credit Corp Solutions & TASMAN CREDIT CORPORATION has violated the Fair Debt Collection Practice Act CCS & TCC has stated they were a debt collector & any information obtain would be use for that purpose. Pursuant to the Fair Debt Collection Practice Act their are certain laws and procedures debt collectors have to follow. The purpose of this ACT is to eliminate abusive debt collection practices by debt collectors, to insure that those debt collectors who refrain from using abusive debt collection practices are not competitively disadvantaged, and to promote consistent State action to protect consumers against debt collection abuses. CCS & TCC has NOT follow these laws & procedures. They have violated Title 15 u.s. Code 1692g ( a ) ( 3 ), Title 15 u.s. Code 1692g ( a ) ( 4 ), Title 15 u.s. Code 1692g ( a ) ( 5 ), Section 809a ( 3 ) of the FDCPA, Section 809a ( 4 ) of the FDCPA, Section 809a ( 5 ). Title 15 u.s. Code 1692g ( a ) States Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing CCS & TCC never provided me any written notices statements pursuant to Title 15 u.s. Code 1692g ( a ). No statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector ; No a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector. No a statement that, upon the consumers written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor. These are clear violations of the Fair Debt Collection Practice Act. Title 15 u.s Code 1692k states Except as otherwise provided by this section, any debt collector who fails to comply with any provision of this subchapter with respect to any person is liable to such person in an amount equal to the sum of ( 1 ) any actual damage sustained by such person as a result of such failure ; ( 2 ) ( A ) in the case of any action by an individual, such additional damages as the court may allow, but not exceeding {$1000.00} ; or CCS & TCC is liable for damages to me a consumer cause be them! Having to open mail and be frighten and threaten if you dont pay some alleged debt your character would be defame. That negative information would be provided to third parties and different agencies. This has cause emotional damage to me and my family. My fianc now thinks Im not good with money. Credit Corp Solutions & TASMAN CREDIT CORP has to answered for these damages & violations not following the Fair Debt Collection Practice Act laws and procedures The term debt collector means any person who uses any instrumentality of interstate commerce or the mails in any business the principal purpose of which is the collection of any debts, or who regularly collects or attempts to collect, directly or indirectly, debts owed or due or asserted to be owed or due another.
04/18/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • TX
  • 77015
Web
I have filed multiple disputes about my credit report with XXXX over the last 120 days, however they have yet to remove any of the inaccurate & erroneous information from my report. Furthermore, I believe they did not conduct a proper investigation under the US Code definition. They have violated and continue to violate several consumer protection & privacy laws governed by the FCRA, FDCPA, & and Truth in Lending Act. The accounts listed below have several inaccuracies and have been improperly and fraudulently investigated by the XXXX. XXXX and XXXX have removed the below accounts however XXXX refuses to do so which directly violates my right to have all 3 credit reports contain the same information across the board. 15 U.S.C. 1681 section 611 ( 5 ) Treatment of Inaccurate or Unverifiable Information ( A ) In general. If, after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer, an item of the information is found to be INACCURATE or INCOMPLETE or can not be verified, the consumer reporting agency shall ( i ) promptly delete that item of information from the file of the consumer, or modify that item of information, as appropriate, based on the results of the reinvestigation; and ( ii ) promptly notify the furnisher of that information that the information has been modified or deleted from the file of the consumer. 623 - 15 U.S.C. 1681s-2 Responsibilities of furnishers of information to consumer reporting agencies [ 15 U.S.C. 1681s-2 ] ( a ) Duty of Furnishers of Information to Provide Accurate Information ( 1 ) Prohibition ( A ) Reporting information with actual knowledge of errors. A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. ( B ) Reporting information after notice and confirmation of errors. A person shall not furnish information relating to a consumer to any consumer reporting agency if ( i ) the person has been notified by the consumer, at the address specified by the person for such notices, that specific information is inaccurate; and ( ii ) the information is, in fact, inaccurate. ( 2 ) Duty to correct and update information. A person who ( A ) regularly and in the ordinary course of business furnishes information to one or more consumer reporting agencies about the persons transactions or experiences with any consumer ; and ( B ) has furnished to a consumer reporting agency information that the person determines is not complete or accurate, shall promptly notify the consumer reporting agency of that determination and provide to the agency any corrections to that information, or any additional information, that is necessary to make the information provided by the person to the agency complete and accurate, and shall not thereafter furnish to the agency any of the information that remains not complete or accurate. XXXX XXXX Information displayed on the report is inconsistent across all 3 agencies. XXXX XXXX has been deleted from XXXX due an investigation that resulted in incorrect information being reported and as a result I am requesting that XXXX delete XXXX XXXX from my report to reflect consistency across all 3 CRAs. CREDIT CORP SOLUTIONS XXXX XXXX - Information displayed on the report is inconsistent across all 3 agencies. CREDIT CORP SOLUTIONS XXXX XXXX has been deleted from XXXX and XXXX due an investigation that resulted in incorrect information being reported and as a result I am requesting that XXXX delete CREDIT CORP SOLUTIONS XXXX XXXX from my report to reflect consistency across all 3 CRAs. DEPT OF EDUCATIONXXXX - Information displayed on the report is inconsistent across all 3 agencies. DEPT OF EDUCATIONXXXX has been deleted from XXXX due an investigation that resulted in incorrect information being reported as well as the Family Education Rights and Privacy Act of 1974 ( FERPA 1974 ) and as a result I am requesting that XXXX delete DEPT OF EDUCATIONXXXX as well from my report to reflect consistency across all 3 CRAs.
06/24/2023 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • MA
  • 01960
Web
I am writing to file a formal complaint against CREDIT CORP SOLUTIONS, INC regarding their debt collection practices. The details of the complaint are as follows : Creditor Information : Creditor Name : XXXX XXXX XXXX Account Number : XXXX Alleged Debt Amount : {$490.00} Debt Collectors Account Number : XXXX Issue Description : I received a communication from CREDIT CORP SOLUTIONS , INC on [ Date of Initial Communication ], claiming that I owed a debt to XXXXXXXX XXXX XXXX XXXX In response, I disputed the validity of the alleged debt and requested proper verification as per my rights under the Fair Debt Collection Practices Act ( FDCPA ). Violation of the Fair Debt Collection Practices Act ( FDCPA ) : CREDIT CORP SOLUTIONS , INC has violated several provisions of the FDCPA, including but not limited to the following : a. Failure to Provide Verification : Despite my explicit request for verification of the alleged debt, CREDIT CORP SOLUTIONS , INC has failed to provide any substantial evidence. They have neglected to furnish any documentation bearing my signature or other valid proof of the debt 's existence. b. False Representation : CREDIT CORP SOLUTIONS , INC falsely claimed to have sent me a verification of the debt, stating that it is a " Second Response to Dispute. '' However, I want to make it clear that I have never received any previous correspondence from CREDIT CORP SOLUTIONS , INC prior to their letter dated XX/XX/2023. Their claim of a " Second Response to Dispute '' is completely false and misleading. Unlawful Collection Attempts : CREDIT CORP SOLUTIONS , INC has engaged in unlawful collection practices by attempting to collect a debt without providing adequate evidence of its validity. They continue to assert their claim without any legal basis or proper documentation. Requested Actions : I request the following actions be taken in response to this complaint : a. Investigation : I urge the Consumer Financial Protection Bureau to initiate a thorough investigation into the debt collection practices of CREDIT CORP SOLUTIONS , INC, specifically regarding their failure to provide proper verification, their false representation, and their claim of a " Second Response to Dispute '' that I have never received. b. Cease and Desist : I request that CREDIT CORP SOLUTIONS , INC be ordered to immediately cease all collection activities related to the alleged debt and refrain from any further communication with me. c. Removal of Credit Reporting : I insist that CREDIT CORP SOLUTIONS , INC promptly request the deletion of any previously reported information concerning this alleged debt from the credit reporting agencies. d. Penalties and Legal Action : I urge the appropriate authorities to impose appropriate penalties and take legal action against CREDIT CORP SOLUTIONS , INC for their unlawful debt collection practices, as outlined in this complaint. Supporting Documentation : Enclosed with this complaint, please find copies of all relevant correspondence, including my dispute letter sent to XXXX and their false claim of a " Second Response to Dispute. '' I appreciate your attention to this matter and your assistance in resolving this dispute. I look forward to your prompt action in investigating and addressing the illegal practices employed by CREDIT CORP SOLUTIONS , INC. Should you require any further information or documentation, please do not hesitate to contact me. Thank you for your time and consideration. Sincerely,
11/15/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • GA
  • 30228
Web
XXXX XXXX XXXX XXXX XXXX XXXX GA XXXX XXXX : XXXX XXXX XXXX XXXX XXXX : Soft Inquiry Reported without verbal or written consent to a third-party organization. Credit Reported Address : XXXX XXXX XXXX XXXX XXXX XXXX, XXXX UT XXXX Subject : Adverse Action Notice - Request for Remedy Under ECOA, FCRA, and Social Security Act I am writing to address the recent unauthorized inquiry on my credit report, as indicated in the adverse action notice dated XX/XX/23 ( inquiry date ). I am deeply concerned about potential violations of the Equal Credit Opportunity Act ( ECOA ), the Fair Credit Reporting Act ( FCRA ), and the unauthorized use of my Social Security information, which may implicate provisions of the Social Security Act. Under the ECOA, discrimination in credit decisions based on certain factors is strictly prohibited. Furthermore, in accordance with 15 USC 1611 whoever willfully and knowingly gives false or inaccurate information shall be fined not more than {$5000.00} or imprisoned not more than one year or both. CREDIT CORP SOLUTIONS willfully and knowingly processed a credit inquiry on my credit profile without my direct written or verbal consent. I did not personally apply for credit with this company, nor do I have a current or past business relationship with them or their subsidiaries. The Credit Reporting Agency that reflected these inquires were XXXX I am particularly concerned about potential unauthorized credit pulls and false or misleading advertisements, which may implicate the Social Security Act. If my Social Security information was used without my permission or if false advertising practices were involved, I want to bring to your attention that this could be in violation of the Social Security Act. Considering the gravity of these potential violations, I am seeking a thorough investigation into the circumstances surrounding the unauthorized use of my Social Security information. If evidence of discrimination, unauthorized credit pulls, or false advertising is found, I expect appropriate action to be taken to rectify the situation and uphold fair lending practices. Please provide me with the necessary information to initiate this process and keep me informed of the steps taken to address my concerns. You may reach me the contact information provided to discuss this matter further. Violations-Obtaining my credit without my verbal or written consent. A creditor shall not make any oral or written statement, in advertising or otherwise, to applicants or prospective applicants that would discourage, on a prohibited basis, a reasonable person from making or pursuing an application. Resulted in a soft inquiry on my credit report ) I XXXX XXXX am seeking remedy for {$1000.00} for this violation. Violation-Solicitation to a 3rd party organization ( XXXX ) without verbal or written consent is prohibited regarding ANY aspect of a credit transaction. I XXXX XXXX am seeking remedy for {$1000.00} for this violation. Violation-Credit Inquiry reflected on my credit report as evidence of securities being received to CREDIT CORP SOLUTIONS IN on my behalf. I would like ALL inquires to be REMOVED from ALL credit reporting agencies listed with CFPB to be notified to remove and restore positivity to my credit profile. I XXXX XXXX and seeking remedy {$1000.00} for this violation. Sincerely, XXXX XXXX
02/03/2023 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • TX
  • XXXXX
Web
I have have contacted this company to request the verification of the negative items they are reporting. In pursuit to the Fair Debt Collections Practices Act, 15USC 1692 Sec.809 ( b ). You are required under the above named titled and section, to show your lawful authority to collected on an alleged debt claim ; I have requested " ALL '' of the following items : The name and address of the original creditor A copy of the original contract between myself and the original creditor. The original application for this account with my signature. A copy of the agreement authorizing your company to collected on their behalf of the original creditor. FULL detailed accounting history on the account and the calculations on how they reached the amount owe. Provide verification on any judgments connected to this account. Provide your license to collect in my state and your registered agent name with their address. Please show proof that the Statue of Limitations has not expired in my state for this account. Provide the date of the last payment on this account. They are listing the items in question to credit bureaus from : XXXX XXXX This company has `` FAILED '' to provide me with " ALL '' of the items requested above. They have also repeatedly harassed me by phone, mail, and have had individuals show up at my home in attempt to serve me with a lawsuit. I have never gone into a signed agreement or contract with this company and do not owe them for any debt. Additionally I am in complete distress due to them violating my right to privacy, and reporting the companies listed in this complaint without my written permission, written consent, or written instructions. I have not at any time provided this company, the credit bureaus or the banks/companies listed in this complaint with written permission, written consent or written instructions to report these items on my credit report. They are breaking the laws set in place by the Fair Credit Reporting Act. They have broken the following Fair Credit Reporting Act laws : 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions Their violations have caused me to be denied credit, denied the right to purchase a home, declined the right to lease an apartment, denied business loans, denied employment, and denied insurance. Their violations have also caused me distress and embarrassment. These violations must end now. I am requesting that they discontinue reporting and remove/delete all negative information that they have reported/are reporting to the credit bureaus in regard to the companies listed in this complaint, and for any other companies that they might have associated with my name and/or social security number. I'm also requesting that they stop all phone calls, texts, email, direct mail, social media direct messages, stop sending individuals to to my home and/or work to serve lawsuits and/or collect debt. I would like all forms of threats, and communication to stop immediately. Best, XXXX XXXX
08/27/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • GA
  • 30815
Web
XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Ga XXXX To whom it may concern : I RECENTLY received a copy of my CONSUMER REPORT and I noticed some late payments being posted on my CONSUMER REPORT! XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Your company is in CLEAR VIOLATION OF THE LAW! Under 15 U.S. Code 1681b - Permissible purposes of consumer reports. The LAW CLEARLY STATES a ) In general Subject to subsection ( c ), any consumer reporting agency may furnish a consumer report under the following circumstances and no other : 2 ) In accordance with the written instructions of the consumer to whom it relates. Did I GIVE ANY WRITTEN instructions to FURNISH THIS ( ACCOUNT ) on my CONSUMER REPORT! Now further more the FCRA 15 U.S. Code 1681a - Definitions ; rules of construction SO EXCLUSION from a CONSUMER REPORT, clearly states 2 ) Exclusions.Except as provided in paragraph ( 3 ), the term consumer report does not include A ) subject to section 1681s3 of this title, any ( i ) report containing information solely as to transactions or experiences between the consumer and the person making the report ; NOW THE TERM PERSON defined by Congress means person ( b ) The term person means any individual, partnership, corporation, trust, estate, cooperative, association, government or governmental subdivision or agency, or other entity. So therefore a LATE-PAYMENT is a TRANSACTIONAL experience between the CONSUMER. Which CONGRESS define consumer ( c ) The term consumer means an individual. Which is an INDIVIDUAL ( me ), and the person making the REPORT which is ( the company name ) So since its a TRANSACTION between the CONSUMER and the PERSON! Delete the above LATE-PAYMENT FROM MY CONSUMER REPORT! This AGENCY is in violation of 15 U.S. Code 1681. Now Im not telling you to delete the account! Im asking for you to delete the above LATE PAYMENTS which are in violation of being REPORTED and keep the account. Now FAILURE TO RESPOND! I will take LEGAL ACTION. Due to you being in VIOLATION OF THE LAW! The law SAYS under CIVIL LIABILITY. 15 U.S. Code 1681n - Civil liability for willful noncompliance a ) In general Any person who willfully fails to comply with any requirement imposed under this subchapter with respect to any consumer is liable to that consumer in an amount equal to the sum of ( 1 ) ( A ) any actual damages sustained by the consumer as a result of the failure or damages of not less than {$100.00} and not more than {$1000.00} ; or ( B ) in the case of liability of a natural person for obtaining a consumer report under false pretenses or knowingly without a permissible purpose, actual damages sustained by the consumer as a result of the failure or {$1000.00}, whichever is greater. Respectfully, XXXX XXXX
07/13/2023 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • MA
  • 01826
Web
Received e-mail in XXXX from Credit Corp Solutions Inc., a debt collection company. E-mail claimed that I owed XXXX the sum of {$1100.00}, claiming I withdrew funds from account before funds were paid out. To the best of my knowledge, I have not used any XXXX services in more than XXXX ( XXXX ) years, perhaps not before XX/XX/XXXX (? ). I contacted XXXX concerning the above, asking XXXX to verify the above statement and, according to XXXX, my account was in perfect order and I did not owe any funds to any person ( XXXX ), company or corporation. Last week of XX/XX/XXXX I attempted to log into my XXXX account and found my XXXX account locked out. I contacted XXXX and they referred me to Credit Corp Solutions Inc . I requested from XXXX as to why my account was locked and XXXX would not give me any information and told me to contact Credit Corp Solutions Inc . I contacted Credit Corp Solutions Inc. and Credit Corp Solutions Inc. told me that, according to XXXX, I removed all funds from my XXXX account before funds could be paid out to certain parties. I informed Credit Corp Solutions Inc. that something is wrong and I never purchased anything via XXXX. I only used XXXX to sell certain items and never purchased any items and that XXXX will not allow anyone to withdraw funds if money is owed. Credit Corp Solutions Inc. claimed they would look into the matter. Credit Corp Solutions Inc. would not identify any involved parties that I allegedly owed money to. Received letter from Credit Corp Solutions Inc., postmarked XXXX XX/XX/XXXX, stating that Credit Corp Solutions Inc. had acquired this alleged debt, in the amount of {$1100.00} from XXXX and that now I must pay this alleged debt to Credit Corp Solutions Inc . A total of four ( 4 ) items are listed, in various amounts. All four ( 4 ) items were made on the same day / year. These four ( 4 ) items are not mine, and are not identified by Credit Corp Solutions Inc. except for a date and dollar amount. Since XXXX refuses to discuss this matter with me in any form, and since Credit Corp Solutions Inc. refused to identify actual parties making these alleged claims of funds owed, I believe one of two ( 2 ) things are happening here : 1. Identify Theft being my XXXX account was hacked and this is a failure of XXXX to protect their account holders or 2. There is a collusion between Credit Corp Solutions Inc. and XXXX to make false claims to extort funds from account holders. I have reviewed Credit Corp Solutions Inc. ratings on the XXXX XXXX XXXX XXXX XXXX XXXX website and there are numerous filings with the BBB of complaints against Credit Corp Solutions Inc. for fraud, exactly as I have described my situation.
08/15/2023 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • FL
  • 32819
Web
Credit Corp Solutions filed a lawsuit against me for unpaid debt on what I strongly suspect is a fraudulent credit card account opened in my name. The debt amounts to a total of {$1600.00}, due over 2 years ago on XX/XX/XXXX, with a statement closing date of XX/XX/XXXX. The original issuer is XXXX XXXX XXXX XXXX is the attorney for the plaintiff, and the pretrial conference will be on XX/XX/XXXX at XXXXXXXX XXXX I logged into that Credit Corp account and checked the contact details ( I don't have access to the account details ). I discovered some key things : 1 ) The email listed on the Credit Corp account is not mine -- I recognized it immediately as my sister 's. This explains why I hadn't received any emails for the past ~3 years. Receiving the pretrial conference notice was a complete surprise to me. 2 ) That same email also appeared on my credit reports with XXXX, XXXX, and XXXX. 3 ) I never lived at the address mentioned in the trial notice, which I also recognize as my sister 's previous residence. That address appeared on my credit reports too. So I disputed both the address and email with all the 3 aforementioned credit bureaus. 4 ) Whoever opened the credit card account did so using my middle name, not my legal first name, so that's another mistake they made. ( I don't want to jump to the assumption that my sister was responsible for this, I don't know if she was framed or not ) 5 ) I don't recognize the charge that I owe the debt for, which is a " Promotional Purchase. '' I tried to look at those above transaction details to know more, but I came to a dead end because of these obstacles below : 1 ) XXXX account. I tried to check 1 ) the account details and 2 ) the transaction history, but I don't know the original account number besides the last 4 digits mentioned in the trial notice. I asked XXXX 's customer service for the Account ID I need to log in, but they just forwarded me to Credit Corp Solutions, so XXXX became a dead end. 2 ) XXXX XXXX XXXX account. My First Name is wrongly listed too, but I haven't found any other relevant information about the fraudulent credit card account. I think I've exhausted all my options for founding out more about this fraudulent account and what the transaction history looks like. My pretrial conference is in 3 weeks and I would like an investigation into this case. I hope to get an answer soon if at all possible and have enough time to prepare before the conference. Below I attached my credit reports ( disputes still pending ) which show that fraudulent address, as well as a screenshot of the contact detail on the Credit Corp account.
10/21/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • NY
  • 11530
Web
I ordered a vacuum from XXXX on XX/XX/XXXX totaling {$610.00}. I did not receive a shipping notification so I called the vendor multiple times but I did not receive a response. I called my credit card company, XXXX, and asked them to dispute the charge. They did and they found that I should have my funds returned to me. I received an email from XXXX on XX/XX/XXXX stating the funds would be returned. I then began receiving emails that I owed XXXX the amount of the funds returned to me {$610.00}. I tried to call XXXX many times but it only asked for an account number which I did not have and the reference number from the email did not work. I did not create a XXXX account. ( Later I found out it was an account created by the merchant to process the transaction ) On or about XX/XX/XXXX I received a letter from XXXX XXXX XXXX stating that I owed {$610.00} to XXXX. I called them and spoke with XXXX XXXX. He listened to my story and he said he would get more information. I spoke with him several times and he finally said he would send a letter to XXXX asking for the charge that was the cause of the collection account. About 6 weeks later I received a letter showing one transaction on XX/XX/XXXX. I then called XXXX XXXX and I explained to that my discover card billing systems show all the transactions and that their is a billing error on XXXX side. He the. Said he would look into it further and I did not hear back from him. My XXXX Transaction dates and amounts XX/XX/XXXX Charged : {$610.00} Credited {$610.00} XX/XX/XXXX Credited {$610.00} XX/XX/XXXX Credited {$610.00} XX/XX/XXXX Charged XXXX XX/XX/XXXX Charged XXXX In XXXX of XXXX I received a letter from credit Corp solutions. I was surprised because I through XXXX XXXX had resolved the issue. I called them on XX/XX/XXXX and spoke to XXXX XXXX who after hearing my story offered that I pay these fraudulent charges at a 30 % discount. I then asked To speak to a supervisor. He transferred me to XXXX XXXX. XXXX explained the same thing that it does not matter and the time has passed for me to question the validity of these charges. She said that I should have called pay pal. This website - gXXXX - was a fraudulent website to post a fake sale and steal money from hard working people. I never received the product and I am being harassed by these collection agencies even after explaining I do not owe these charge. I have offered multiple time to provide my statements showing that the money is not owned and each person I spoke to refused to look at them telling me it does not matter. Can you please help me in this matter.
04/14/2021 Yes
  • Debt collection
  • Other debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • AR
  • 72701
Web Servicemember
I received an Email from a co-worker on XX/XX/2021 stating that I needed to give a XXXX XXXX a call at XXXX Ext XXXX. I called the number back about an hour later, thinking it was related to work. Once transferred after I called, I spoke with XXXX XXXX and advised who I was and the name of my company. She then proceeded to try and ask me personal questions before she could let me know what the call was about. I would not give her information and asked " what is this call about, if not work related? '' She again, tried getting personal information from me and stated my last four of my social and asked me for my birthdate, which I would not give and home address. She was also at the time, repeating my phone number, of which I assume she was logging into the computer. She then went on to say, its a recorded call and its a debt from XXXX XXXX ( of which I do not owe ) ; and said Credit Corp had purchased this debt and that this was pre-legal. She was calling to see if she could get something worked out " Before they turn this information over to their lawyers '' and have something did, I did not understand her last sentence. I then said, I do not owe any money on this and further, DO NOT CALL my job giving information to my coworkers. My personal has nothing to do with this. She ignored that sentence and proceeded to tell me, " Yes, we have that information and threatened me that I would have my wages garnished because they have that information '' She also said, they had been trying to reach out to me ... I stated again to her, DO NOT CALL my work. Further, I said to her ... Turn it over to your legal and I will have my attorney definitely get back to them about this, because at this point, she has threatened me and I have never even spoken to these people nor have knowledge of this so called debt! I stated it to her twice and then proceeded to hang up the phone. Under FDCPA law, it is illegal for a debt collector to threaten you with garnishing your wages our property. She DID this! Therefore, I am officially reporting this negligent and unlawful act. Further, I have been told this company has called before and my coworker just did not give me the information because she could not verify who this person was or why the call. I called my work to indicate if they received another call from the number listed above to not take the call and tell them, they are not allowed to call me there. Someone from the company turned around after I STATED, " DO NOT CALL MY JOB '' and called again trying to gather information.
03/18/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • NV
  • 89141
Web
CREDIT CORP SOLUTIONS claimed to have completed a reasonable investigation with the furnisher of information and verified the account as reporting 100 % accurate. However, this account is still inaccurate and CREDIT CORP SOLUTIONS is still continuing to report errors on my credit file, violating my rights and damaging my credit score at the same time. Delete the account CREDIT CORP SOLUTIONS XXXXfor inaccuracy, because this account doesnt belong to me, the original creditor does not own this account, and the account was sold but still reports a balance. The account shows different creditor names. I never had an account with CREDIT CORP SOLUTIONS and you are in violation of my rights. Delete this account immediately. CREDIT CORP SOLUTIONS has violated my rights numerous times 15 U.S.C. 1681 section 602 A. states I have the right to privacy. 15 U.S.C. 1681 section 604 A Section 2 states a consumer reporting agency can not furnish a account without my written consent. 15 U.S.C. 1681s-2 ( a ) ( 1 ) states a person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. 15 U.S.C 1681c. ( a ) ( 5 ) Section which states no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years. 15 U.S.C 6802 ( a ) states a financial institution may not, directly or through any affiliate, disclose to a nonaffiliated third party any nonpublic personal information, unless such financial institution provides or has provided to the consumer a notice. 15 USC 1692 ( c ) ( a ) states Without the prior consent of the consumer given directly to the debt collector or the express permission of a court of competent jurisdiction, a debt collector may not communicate with a consumer in connection with the collection of any debt. 15 USC 1692 ( b ) ( 2 ) states Any debt collector communicating with any person other than the consumer shall not state that such consumer owes any debt. 15 U.S.C 6802 ( a ) ( b ) states a financial institution may not, directly or through any affiliate, disclose to a nonaffiliated third party any nonpublic personal information, unless such financial institution provides or has provided to the consumer a notice to opt out.
08/17/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • FL
  • 33018
Web
My name is XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX, FL. XXXX I learned about this debt under my name and social security last year when I was served with papers for a court hearing regarding the debt owed. After calling several locations because the account was sold to 3rd party collectors, I was informed this debt was for medical cosmetic XXXX in which I have never had any cosmetic XXXX done nor authorize such. They informed me that someone has been paying on this account, I immediately asked them where were the payment coming from and if there's any way tracing those payments. They also provided me with a different mailing address other than my home address that the invoices were being sent, I again asked them if they can trace this. I appeared in court XX/XX/XXXX in which and advised them this is not my debt and did not authorize this account to be open, never signed anything, do not know of this account until I was served at my residence place. The paper for the court hearing were sent to the correct address, however who ever used my identity was paying the balance from a different address and then stop paying which I know nothing of until I called and was provided with all this information. Credit Solution who is representing the company in which I do not even know their name indicated in court that they will look into this and contact me. Never heard back from them and received again a court hearing for XX/XX/XXXX in which I attended and finally spoke to to their representative and provided them with all my detail information, and an additional court date was set by the Judge for XX/XX/XXXX to give the Credit Collector time to investigate. They submitted a form by mail and I filled it out and sent it back. I recently receive a letter from them indicating that I do not qualify, not sure what this means. However I have court on XX/XX/XXXX and was not aware that I can file this ITR with the FTC so they can also further look into this, so I'm in hope that you can help me. If you can please further assist in this matter, so I can be prepared in court that I have tried to resolve this, since Credit Solution is not willing to understand that my Identity was stolen from me without authorization, I have provided them with all information that they were seeking and have attended every court hearing. I honestly feel that they did not further do they part in properly investigating this matter as the Judge gave them a time frame.
09/09/2023 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • NC
  • 28152
Web
My concern arises from XXXX 's false and misleading representation, as well as their use of unfair and unconscionable means to collect an alleged debt. It is clear that XXXX has mischaracterized this situation by referring to the alleged debt as an " account. '' The term " account '' has specific legal implications, as outlined in 15 U.S.C. 1693a ( 2 ), and XXXX 's misuse of this term is both misleading and unlawful.Furthermore, my complaint addresses a broader issue related to debt collectors ' practices. When a debt collector places a tradeline onto a consumer 's credit report and makes an inquiry or permissible pull under 15 U.S.C. 1681b ( a ) ( 3 ) ( 4 ), the definitions in 15 U.S.C. 1681a become applicable, including the definition of the word " account. '' Debt collectors often assert that they have a permissible purpose to obtain a consumer report and place a tradeline onto a consumer 's report because they claim that the consumer has an " account '' with them. However, as per the law and the specific definition of " account '' in 15 U.S.C. 1693a ( 2 ), no consumer has an " account '' with any debt collector.In accordance with 15 U.S.C. 1693a ( 2 ), the term " account '' is explicitly defined as follows : " The term 'account ' means a demand deposit, savings deposit, or other asset account ( other than an occasional or incidental credit balance in an open-end credit plan as defined in section 1602 ( i ) of this title ), as described in regulations of the Bureau, established primarily for personal, family, or household purposes, but such term does not include an account held by a financial institution pursuant to a bona fide trust agreement. " It is abundantly clear from this legal definition that no consumer has an " account '' with a debt collector by operation of law. Credit Corp Solutions Inc misrepresentation of the term " account '' in their collection attempts is not only deceptive but also in direct violation of the Fair Credit Reporting Act ( FCRA ) .I urge the Consumer Financial Protection Bureau to investigate this matter thoroughly and take appropriate action against Credit Corp Solutions Inc for their misleading and deceptive practices. Furthermore, I request that you provide guidance and oversight to ensure that debt collectors adhere to the accurate and legal use of terms, particularly the term " account, '' when attempting to collect alleged debts.
09/13/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 334XX
Web
XXXX, XXXX XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXX XXXX FL XXXX XXXX DATE:XXXX CREDIT CORP SOLUTIONS XXXX Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report. I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft. ( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ). ( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity. A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information. The reference items are listed below please take this matter very serious CREDIT CORP SOLUTIONS XXXX I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX, XXXX Telephone Consumer Protection Act Litigation, Case No. XXXX, in the U.S. District Court for the XXXX District of California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX, XXXX XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXXXXXX, FL XXXX
10/27/2018 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • NJ
  • 07644
Web
The attached collection never proved any right to collect a debt, which requires according to the Federal Trade Commission, Consumer Financial Protection Bureau and my rights under the Fair Debt Collection Practices Act not only a statement that the collection agency or debt buyer is trying to collect on a debt. but there must also be given to the consumer a sign off statement from the original showing documentation that the debt collector was assigned permission to collect a particular debt, but since the US Supreme Court decision on XXXX XXXX XXXX XXXX XXXX XXXX, there are hundreds of collection agencies now identifying themselves as debt buyers. This decision basically throws out my rights under the Fair Debt Collection Practices Act completely. There is a big problem with collection agencies now classifying themselves as debt buyers. The first problem is that almost all states are now requiring separate licensing for such a designation. Most debt collection agencies are avoiding that requirement nationwide. In addition, there must be a written statement from the original debtor showing proof of new ownership. A simple letters from a debt collector will not stand up in any state court. The attached collection/debt ownership is invalid based upon the fact that in most cases a collection agency can not show proof of assignment or new debt ownership. Almost all credit card ownership has been sold to securitized pooling agreements. This is factual which means one thing, how can the original procurer of a debt assign collections or new debt ownership without approval from the original securitized trust without buying the debt back itself. The simple math proves otherwise. This letter of the right to collect either on collection assigned rights or new debt ownership is invalid based upon the disconnect of rights. Accordingly, the collection is invalid and can not have validity unless its given back to the original debt procurer. I am not disputing the obligation of debt. The collection agencies have already abused the XXXX decision causing billions in financial damages to the American consumer. This collection is in essence invalid and my file should be purged and any reference to a collection on my credit bureaus must be deleted permanently.
06/26/2018 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 960XX
Web
A few weeks ago, I started to receive letters from Credit Corps Solutions XXXX XXXX XXXX, XXXX XXXX, XXXX, XXXX XXXX claiming that I owe them {$290.00}. According to their correspondence, on XX/XX/XXXX this debt was assigned to them.The original creditor was XXXX XXXX and according to them I had a XXXX that was applied for and immediately a purchase of {$140.00} was charged on it at XXXX on XX/XX/XXXX, on the same day and at the same time. The first week of XXXX, was the first time I ever heard of this situation. Not once did I receive any statements for a XXXX XXXX XXXX charge with XXXX XXXX. Additionally I never received an actual, physical credit XXXX XXXX XXXX. On XX/XX/XXXX,XX/XX/XXXX,XX/XX/XXXX,XX/XX/XXXX,XX/XX/XXXX,XX/XX/XXXX Credit Corps tried to contact me by phone, sometimes several times a day. I did not pick up at first because I thought it was a scam since they used local phone numbers, they also used a different phone number every time they called. On XX/XX/XXXX, I received 10 attachments via email : invoices I had never seen before. I requested a receipt for what was purchased, which I never received. I contacted XXXX XXXX on Friday XX/XX/XXXX in an attempt to clarify the situation.I was referred to XXXX XXXX and was given a XXXX XXXX XXXX XXXX XXXX to send requests to get my so-called application of XX/XX/XXXX. I also contacted Credit Corps today, XX/XX/XXXX in order to clarify the situation, I spoke to XXXX. If this debt were valid, I would have paid it the moment I got the first statement in the mail in the month following the purchase. I just received documents from Credit Corps today including an affidavit of fraud form, since this was recommended by the customer service agent of XXXX XXXX when I talked to them last Friday. It also includes terms and conditions of said credit card. On these it states '' We will not charge you any interest on purchases if you pay your entire balance by the due date of each month. '' " Each account holder will receive a card. '' Like I stated earlier, I didn't receive any statements at all, nor a card. Please note, if I were sent a statement, I would have paid the amount in full, immediately. I am not out of integrity here.
11/16/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Problem with a company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • IN
  • 46544
Web
Sent letter to company to validate alleged debt on XX/XX/XXXX. Company reported to credit bureau account was accurate dis regarding laws on XX/XX/XXXX I am filing a complaint regarding the verification process of a debt, noting apparent violations of the Fair Credit Reporting Act ( FCRA ) Section 611 and Section 623, along with the Fair and Accurate Credit Transactions Act ( FACTA ) Section 312. The verification of this debt seems to have disregarded FCRA regulations, and there have been clear violations in reporting inaccurate debt without proper verification as mandated by these sections. Under FCRA Section 611 ( 5 U.S.C 1681i ), I am entitled to a proper investigation into the accuracy of reported debts upon request, which, in this case, was not adequately fulfilled. Furthermore, FACTA Section 312 emphasizes the accuracy and integrity of information reported to credit bureaus, requiring diligent verification to prevent inaccurate reporting. This failure to provide requested information and validate the debt raises significant concerns about compliance with FCRA guidelines. Non-compliance could result in misleading and unjust repercussions on my credit standing. I urgently request immediate action to rectify this matter. I will attach the original documents I provided for your review. According to FCRA Section 611 ( a ) ( 7 ) and FACTA Section 312, inaccurate information must be promptly corrected or removed from the credit report, and any debt found to have violated verification requirements should be dissolved. I implore swift resolution in alignment with these FCRA and FACTA statutes to ensure fair and accurate credit reporting practices are followed. If you'`re unable to perform a reasonable investigation, or you're unable to locate the necessary documents to investigate my dispute ; then you are required by the FCRA to remove the negative information from my credit reports, which can also include complete removal of the account. Furthermore, per FCRA Mandates, it is required that this misinformation be forevermore blocked from re-reporting attempts, now or in the future by your company and/or any entity. Sent to Credit bureaus as well.
08/10/2023 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • NY
  • 11221
Web
I have been contacted by an employee of this company that has informed me that she will continue to call and harass me about an unknown alleged debt. I am aware that according to article 9, the assignment of a defaulted note is illegal. Both the assignee and the assigned are both liable for violations under 15 USC 1692 ( e ) ( 12 ). I am not validating any alleged debt with Credit Corp Solutions and my failure to dispute the validity of these alleged debts shall not be construed as an admission of liability. As of XX/XX/2023 I have not received any documentary evidence such as a trilateral contract giving Credit Corp Solutions any right to collect on this alleged debt. I have never received any documentation requesting validation from Credit Corp Solutions before they committed multiple violations under the FCRA & the FDCPA by furnishing this alleged debt to my consumer report including but not limited to 15 USC 1692 ( d ) ( 4 ) which the FTC defines as debt parking. If Credit Corp Solutions can not provide me with proof such as a tracking number that they attempted to lawfully validate this alleged debt with me, the consumer, prior to furnishing this on my consumer report, this has been a fraudulently furnished account with forethought and malice as an attempt to bring harm to me and my financial reputation. I am legally refusing to pay this alleged debt pursuant to 15 USC 1692 ( c ) ( c ). I am demanding a cease and desist of all illegal activities, any communication and collection activities of this and any alleged debt until Credit Corp Solutions can provide me with sufficient documentary evidence that I have any legal obligation to pay them. If this documentary evidence can not be produced and Credit Corp Solutions continues its collection efforts, I will file for litigation for actual damages caused and Credit Corp Solutions will be held criminally liable for aggravated identity theft pursuant to 18 USC 1028a, extortion, theft by deception, securities fraud and mail fraud. Upon receipt of the documents herein this notice, you are hereby notified pursuant UCC 1-202f. Your prompt attention and response are both requested and required.
08/12/2019 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Problem with personal statement of dispute
  • FL
  • 33511
Web
On, XX/XX/2019 at XXXX XXXX., I made a call to Credit Corp Solutions at XXXX and spoke with XXXX to obtain a settlement with an agreement to remove the credit line from my credit report. The manager, XXXX, agreed and stated that it would be removed in 30 days. I have contacted the company numerous times because they have not yet honored the agreement. I spoke with XXXX XXXX, Senior Manager at XXXX on XX/XX/2019 at XXXX XXXX., at which time, he stated that he will make sure that their Compliance Dept. will delete the item from the report. I spoke with several different representatives from XXXX 2019. Another call, I ended up speaking with a representative by the name of XXXX on XX/XX/2019 at XXXX XXXX. He assured me that he will look into the matter and make sure that it would be handled. I called the next day because I did not hear anything back as promised on XX/XX/2019 at XXXX XXXX. at XXXX ( ext. XXXX ) and spoke with XXXX again and he stated the exact same thing to me as the previous day, he would handle it. Several more calls were made to the point that XXXX no longer answered my calls. On XX/XX/2019 at XXXX XXXX., I spoke with XXXX, whom claimed to be an account manager, which she agreed that her records showed that they have deleted the item on their end. Someone by the name of XXXX jumped on the line at XXXX XXXX., and stated that he was working on my behalf to contact XXXX to see why they have not deleted being that they have submitted a request for deletion. I contacted XXXX, and the representative stated that they had no request to delete from Credit Corp Solution. I then proceeded to dispute the matter, which was done on XX/XX/2019. Only two days later on XX/XX/2019, I received an update to the dispute that the information was accurate. I contacted Credit Corp Solution on XX/XX/2019 at XXXX XXXX., and spoke with a representative by the name of XXXX and explained to her everything that had transpired. She stated that they have done everything on their end and has submitted a request to delete but could not give me a date of when it was submitted. This company has been giving me the run around since XXXX.
05/25/2023 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 752XX
Web
To Whom It May Concern, Under the doctrine of estoppel by silence, XXXX XXXX XXXX ( Mo ) XXXX XXXX XXXX, XXXX, I may presume that no proof of the alleged debt, nor therefore any such debt, in fact, exists. In a reasonable effort to resolve the matter amicably, I restate my demand for proof of the debt, specifically the alleged contract or other instrument bearing my signature, and proof of your authority in this matter. Absent such evidence, you must terminate this collection action and correct any erroneous reports of this debt as mine. For the record, I state again : As I have no account with you, nor am I your customer, nor have I ever entered a contract with you, I must ask you to provide the following information : Please evidence your authorization under 15 USC 1692 ( e ) and 15 USC 1692 ( f ) in this alleged matter. What is your authorization of law for your collection of information? What is your authorization of law for your collection of this alleged debt? Please evidence your authorization to do business or operate in this state. Please provide evidence of the alleged debt, including specifically the alleged contract or other instrument bearing my signature. You have fifteen ( 15 ) days from receipt of this notice to respond. Your failure to respond, on point, in writing, hand signed, and promptly will work as a waiver to any of your claims in this matter and will entitle me to presume that you placed this on my credit report ( s ) in error and that this matter is permanently closed. Your continued silence in this matter is unacceptable. Either provide the proof or correct the record and remove this invalid debt from all sources you have reported it to. For the purposes of 15 USC 1692 et seq., this Notice has the same effect as a dispute to the validity of the alleged debt and a dispute to the validity of your claims. This Notice is an attempt to correct your records, and any information received from you will be collected as evidence should further action be necessary. This is a request for information only and is not a statement, election, or waiver of status. Regards, XXXX XXXX
12/31/2018 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • OH
  • 43068
Web
I am filing a compliant against Credit Corp Solutions Inc with the CFPB, I am compelled to demand that you provide communication exclusively through printed letter on the status of ownership and how was the account assigned to your office. However, in my records I am STILL unable to locate documentation that Credit Corp Solutions Inc ARE IN COMPLIANCE WITH XXXX LAW 1319.12 Taking assignment of debts. I still do not have any records of OWNERSHIP from the unknown Third Party collections agency ( Credit Corp Solutions Inc ) Please contact me about this debt in writing, to me at home. If this reasonable request can not be met, this may indicate Credit Corp Solutions Inc. disregard for consumer protection statutes. The correspondence has no reference to the transfer of title of ownership ( Bill of receipt, lien, UCC-1, UCC-3 ) I request that you send me the proper proof that what you are reporting is true, or if you can not, to immediately remove it from my credit report. In the event that you can not verify the item pursuant to the FCRA, and you continue to list the disputed item on my credit report I will find it necessary to sue you for improper reporting of information to the credit bureaus regarding my credit history, actual defamation damages and declaratory relief under the FCRA. According to this regulation, I may sue you in any qualified state or federal court, including small claims court in my area. You have severely limited my ability to close on my home purchase.In addition, court case opinion XXXX. XXXX XXXX by the XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, the court ruled that the creditor has the responsibility to investigate and make sure that correct information is being reported to the bureaus, and that the consumer has a right to sue under the FCRA, should his or her rights be violated. While I prefer not to litigate, I will use the courts as needed to enforce my rights under the FCRA. I look forward to an uneventful resolution of this matter. I have attached a CREDITOR DISCLOSURE STATEMENT if you could file this out and return it
09/17/2021 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • Frequent or repeated calls
  • IL
  • 605XX
Web
Company is called Credit Corp Solutions. They are out of Utah. They keep calling me from local area codes ( same area code as my phone number ). The never leave any sort of message. The phone numbers, when searched, do not provide any details of the caller. Most people receive many spam calls, the calls from this company appear to be spam calls as the are 1. ) not from a " business-like '' phone number, e.g. phone number ending in XXXX or with repeating ending digits ; 2. ) they do not leave a voice message ; 3. ) phone calls keep coming from different numbers. I do not answer these calls as they appear to be spam. I contacted a number from a missed call 3-5 times. I asked who they were. They mumbled something inaudible or told me " they deal with personal business matters. '' I specifically asked over and over and over again if they are a collection company/agency, etc. They REFUSED to admit that they are a collection agency. " We handle a variety of personal business matters. '' Asked again if they are debt collector, got another deceptive response, asked again, and again. Last call to them, I asked about 6 times, got 6 different answers until they finally said that they are a debt collector. No one at any point said to me " this is an attempt to collect a debt, any information obtained may be used for that purpose. '' They repeatedly asked my name and tried to get me to tell them my name. I told them " I had a medical bill, and the only one who would be calling me would be someone collecting a medical bill, are you a debt collector? '' They responded by again asking my name and trying to get me to verify my name and telling me they handle many different personal matters. I think that their phone behavior in refusing to admit the name of the company, refusing to admit that they are a debt collector, refusing to disclose that they are trying to collect a debt, telling me on the phone on 5 separate calls that they handle " personal business matters, '' and repeatedly trying to verify my identity is deceptive.
01/31/2018 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • NY
  • 11552
Web
For the past month I have been in constant contact with XXXX from XXXX XXXX XXXX. I explained to XXXX as well as two of his managers that this debt was incorrect due to me paying it off. XXXX then proceeded to tell me I owed over {$2000.00}. I again explained that this debt was incorrect. I also told XXXX to stop calling me as well as sent a cease and desist letter to his company. He then threatened me with legal actions stating that their law department wouldn't be as nice as he was. XXXX then proceeded to call me three more times since then. On the third time,XX/XX/XXXX, I asked them to provide information that showed that this was my account, mainly a signature or some type of agreement. They lied and said they had that documentation and it was my account because they had everything. They proceeded to send me multiple bills all with my name along with the WRONG address. They never sent me the documents I requested and never did their due diligence of proving that they were indeed contacting the right person. I explained that this was not my address and I have not lived there in over 8 years so it was impossible for me to have opened that account ( this account was opened 3 years ago ). I continuously stood my ground while they took turns asking me questions like " why did you stop paying? '' " Did you lose your job? '' " Did you have a baby? '' Each time I explained that this was not my debt and that was not my address. They then asked me why I didn't update my account so they bank could get in contact with me. I'm not sure what was going on on their end but I have never been harassed so much by a company in my life. If the information is incorrect and I can show documentation of my address which will show that this is not my account, why not due research to see if maybe there was an error or maybe even identity theft? Either way this line of questioning continued for 30 minutes and it resulted in the manager threatening me with legal actions over an account thats not mine! Unbelievable!
02/10/2023 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • GA
  • 30094
Web Servicemember
In XX/XX/2022 I was served with court documents to answer to a debt with Credit Corp Solutions that they were trying to sue me for. I don't have any debts with this company. Due to the fact I have never been sued before I had contacted the company to ask what this was about and they just told me it was a debt that was owed to them. I never owed a debt to these people they can after me threatening a lawsuit against me. Originally the company that I reached ( XXXX XXXX ) XXXX XXXX told me that they sold my information to Credit Corp Solutions and that they had written it off. Also during that time I had my credit reports all shutdown because they were fraud being done under my name as well. I tried to work out something with them but they refuse and decided to persue trying to sue me after I have repeated to them numerous of times that I don't have anything to give them. I told them that I don't have any money and that I lost everything due to COVID but also I knew that there was a bill passed where If you had a certain amount of medical debt it would be wiped away but unfortunately this company still came for me for XXXX and then additional XXXX for court fees anyway. I tried to work out a lower amount with them and they refused so they told me I had to pay {$100.00} a month until its paid off. These people are scamming people out and something needs to be done about it I told them that I would try and pay that amount knowing that I don't have it just so I wouldn't go to XXXX. My parents as in the process of.helping me get a attorney because of how they mishandled this when situation. There are numerous complaints with the XXXX XXXX XXXX about this company doing illegal tactics and harassing people as well. All of the complaints are saying a lot about what I am saying too but now I seeking action against them soon for this I had no idea on how to properly handle the situation at the time I have attached all my supporting documents to why I should not be responsible to pay this company that
01/17/2023 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • VA
  • 220XX
Web Servicemember
A credit card was fraudulently opened in my name in XX/XX/XXXX with XXXX Bank. I did not notice the account on my credit report until the account was in default with a balance of approximately {$5000.00} in charges and fees. In XXXX XXXX or XX/XX/XXXX, I contacted the bank and they quickly acknowledged that the account was fraudulent and stopped reporting the account to the credit bureaus under my name/ssn in XX/XX/XXXX. In XXXX of XXXX, Credit Corp Solutions ( CCS ) acquired the debt. At some point in the fall of XXXX, I received correspondence from CCS regarding this debt. I emailed the contact on the letter, informing them that the debt was not mine and was a case of identity theft. When I continued to receive correspondence from CCS, in XX/XX/XXXX I sent them a letter via XXXX mail stating clearly that the debt was not mine. On XX/XX/XXXX, in response to my letter, CCS sent me a collection of statements for the account that show my name as the account holder, but which list an address in another state from the XXXX in which I live and is for a property that I had previously owned but had not lived in for more that 8 years and had sold 7 years prior to the fraudulent account being opened. Included in that correspondence from XXXX was a blank affidavit of fraud that CCS asked that I complete and return, should the account be fraudulent. I completed and signed the affidavit and emailed it back to them on XX/XX/XXXX. I received no response for the email I sent with the affidavit. Despite the fact that I have clearly communicated to CCS both via mail and email that the debt was opened fraudulently in my name, to include providing them with a signed affidavit stating such, on XX/XX/XXXX I received another letter from CCS in which they are now threatening legal action to collect he debt. Contact information that I have on the debt collector : Credit Corp Solutions Inc XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX, XXXX XXXX
01/16/2022 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 75093
Web
On XX/XX/2021, I received a letter from XXXX XXXX XXXX stating that my account was going to be sent to a pre-legal department. This is the first time I received communication from Credit Corp about this alleged debt. I replied back on the XXXX of XX/XX/2021 via certified mail ( USPS tracking number XXXX XXXX XXXX XXXX XXXX ) and it was delivered on the XXXX of XX/XX/2021. In the letter, I requested validation of the debt and also requested the company to Cease and Desist from reporting this debt to any Credit Reporting Agency as it was not validated. On XX/XX/2021, I received a letter back from Credit Corp Solutions. In their letter, they acknowledged the dispute and noted that they concluded their investigation and that the information reported to the credit agencies was accurate. They also sent a terms and conditions printout as well as statements outlining consumer purchases. On XX/XX/2021, I responded back to Credit Corp Solutions, advising that they had still not provided any proper validation for the alleged collection account and that they were violating my rights as a consumer for not providing this information. They had also not deleted the account from my Credit Report and the language used on the letter had violated several consumer laws. This letter was sent via certified mail ( USPS tracking number XXXX XXXX XXXX XXXX XXXX ) and a return receipt was also included. Per USPS site, the letter was delivered on the XXXX of XX/XX/2021 and the return receipt indicated the same. As of today, XX/XX/2021, I have not heard back from Credit Corp Solutions, and they are still reporting the collection account on my Credit Report. I gave them 14 days to act accordingly but have not responded. How am I supposed to pay an account that can not be properly validated? This could possibly be a fraudulent account that they can't even prove is mine. I asked for a signed contract, and nothing has been provided. Please assist me in obtaining a resolution, thanks.
03/09/2021 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • PA
  • 169XX
Web
I was served papers that I was being sued by Credit Corp Solutions Inc. on XX/XX/XXXX. The only papers that I received was that I was being sued. I had no idea who the original creditor was. On XX/XX/XXXX I went to court in XXXX, PA at the Magisterial level. I was confused and not sure of why I was being sued. After Credit Corp Solutions Inc. attorney showed up ( a woman, I am unsure of her name because it was supposed to be XXXX XXXX, or XXXX XXXX that was representing Credit Corp Solutions Inc, through XXXXXXXX XXXX XXXXXXXX ), she showed me that the debt was through Care-Credit, XXXXXXXX XXXX. I stated that I was positive that the debt was paid and was not sure the reason why I was being sued for the debt. The debt that the attorney showed me, {$2800.00}, was different than the highest amount of debt ever on my credit report for Care-Credit, {$2700.00}, I was not able to prove that the debt was paid off already because I did not know what I was being sued for, before going into the courtroom. The Judge found me guilty because I could not prove my case. I then went home and looked at and printed out my credit report. My credit report shows that my Care-Credit Card was reported stolen in XXXX, that the card was closed, and that there is no missed payments on that card. I filed an appeal as soon as I got all of that information together. I have been trying to contact someone in either Credit Corp Solutions inc. or XXXXXXXX XXXX XXXXXXXX to take the false information off of my PA docket information, willing to show proof of the card being paid and closed on my credit report, but they will not give me any information or papers to prove that the account was bought fraudulently on their end and that my account has been satisfied since XXXX. I am trying to buy a house and they are holding the entire process up, and there is a huge possibility I could lose the house because of these false records. Everything that they have about the account is incorrect.
05/15/2017 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • MN
  • 55105
Web Servicemember
Hello- I keep getting calls on my landline phone which is XXXX . They ask for a XXXX XXXX or something. Our last name is XXXX , the only reason I thought the caller might want us is because there was a " XXXX '' in the last name they were trying to reach. I asked who they were. They said it was a private matter and could only talk to him. I told them I had power of attorney and they could talk to me and asked them to identify themselves several times. She would would not, but she sounded legit ( not a weird accent nor any threats or poor XXXX ). Then the caller said she could tell me what the call was about if I told her my husband 's birth date. I told her I would not provide personal info over the phone. I kept asking the caller to identify themselves and she refused by saying it was a private matter. The call came from XXXX , When I tried to block the call ( using XXXX ) I received a message that, that phone number was invalid. I called the number XXXX and the message " Credit Corp Solutions ''. I called again and some one named " XXXX '' answered. We pay our bills on time and have good credit scores, perhaps there is a bill we missed however we have never received anything in the mail and the caller had our last name so wrong, almost unrecognizable. Honestly, there was no way I was going to give out my husbands birth date to someone who was not identifying themselves ( actually even then I would not give out that info over the phone to someone I do not know ). My husband is in XXXX ( XXXX XXXX w/ over 20 years ) until XXXX That is why I have power of attorney. In the mean time, I have contacted him about this matter. What I want to know is, what is the deal with " Credit Corp Solutions '' ( if it is them ) how come they ask for private, sensitive info over the phone, why wo n't they tell me who they are when calling MY phone number, and why do they use a number I can not block?
07/05/2023 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 33781
Web Servicemember
XX/XX/XXXX Credit Corp Solutions Inc located at XXXX XXXX XXXX XXXX, XXXX XXXX XXXX UT XXXX. Internal reference number DT XXXX. Contacted me via letter to inform me of a XXXX XXXX XXXX debt. Account:XXXX previously known as XXXX Opened on or around XX/XX/XXXX. Last Payment XX/XX/XXXX. Charged off XX/XX/XXXX, and been transferred to them from XXXX XXXX located at XXXX XXXX XXXX, XXXX XXXX, GA XXXX. I contacted them via telephone to inquire about a collection account on my credit report for this XXXXXXXX XXXX XXXX I had never requested or applied for. Upon speaking with the representative I learned the address used to apply for this credit card was one I had occupied in XXXX. I have lived in XXXX since XX/XX/XXXX. The only help offered by them was to send me a XXXX XXXX Fraud Investigation Form. I filled it out and submitted it back to them. I also filed a police report for ID theft with my local police department and submitted the name of the detective and gave my permission for them to communicate with the detective about my credit. Their " investigation '' consisted of a form letter with the same information I received in their initial correspondence informing me of the debt owed. I then disputed the debt owed and requested copies of proof I owed the debt, a copy of the original contract I signed with XXXX XXXX. I also requested that they remove this invalidated debt from my credit report. They never responded to any of my letters but they did remove the item from my credit report. The complaint is now they have knowingly transferred ( sold ) or hired another credit collection company that has been disputed and removed from my credit report. The company is XXXX XXXX PA, XXXX XXXX XXXX XXXX, XXXX, FL XXXX. I will submit copies of the letters sent to Credit Corp Inc as well as the tracking numbers for all correspondence I had with them in XXXX.
07/18/2020 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • IL
  • 60107
Web
I have XXXX XXXX that I monitor regularly and noticed that XXXX XXXX from XXXX is on my credit report which I never used or have a XXXX account. Dates go back on this account from XXXX. I got married in XXXX with my husband and we bought a house together in XXXX. I also received a letter in the mail from Credit Corp Solutions collection agency from Utah, demanding payment for {$1200.00} and that is dated XX/XX/XXXX. I called the number on the letter ( XXXX ) XXXX, and spoke with a representative stated that I don't have a XXXX account. I then told them the address that they had on file was XXXX XXXX XXXX in XXXX, which I lived there 20 years ago with ex-boyfriend. The collection agency sent me a large packet of paperwork with detailing the charges to my address with my maiden name. Every charge in the packet is detailed in the name " XXXX '' and multiple similar charges repeat over several dates, which I don't recognize. In this packet, they demand me to complete, notarize and return to them. They have my current address, social security number and date of birth. I filed a police report with XXXX police department and also spoke to the fraud department at the bank about this situation. Bank told me there is no money coming out of my account and debit card is fine, bank told me that they are fishing for someone to pay this bill. There is an investigation on this case and here is the police report number : XXXX. I was at work on XX/XX/XXXX and I got a call at XXXX XXXX, from an anonymous number, which I didn't answer, who did leave a message, which was Credit Corp Solutions calling me about returning the pack. I called them back to tell them to stop calling me on my work phone and I'm not returning the packet with my signature on paperwork. Thank you for reading what I had to say. I hope this helps everybody who is having the same issue as I am.
10/06/2023 Yes
  • Debt collection
  • Other debt
  • Communication tactics
  • Used obscene, profane, or other abusive language
  • IL
  • 612XX
Web Servicemember
I was contacted about this debt back in XX/XX/2023 where I requested information on how to dispute the debt in question as the debt they are discussing was a scam that my bank blocked and therefore I have to responsibility for. I never received a mailed in packet like I was told I would. I tried to follow up and was told I was also sent an email but they have the wrong email on file. Gave them new email address but was never provided with an email. We then moved out of state. When I was contacted again I explained I never received the information I requested and then gave them my updated information once more. Again, did not receive the information. On XX/XX/2023 I received another call. This time I was transferred to speak to a supervisor. This conversation lasted XXXX minutes. During which I explained again that the charge was a scam and I do not owe the debt. I had to ask multiple times, no less than XXXX, for them to send me the dispute information. This person repeatedly told me if I dispute the debt it would be a difficult process and I should just settle with the amount the disclosed. Me repeating myself several times did not deter this person from relentlessly expressing I just " needed to pay '', patronized me by suggesting my mom probably " help '' pay my finances, and ignored everything I said in regards to disputing. When I finally got him to send me the email while on the phone he agressively told me I needed to send him all the information I had back to him right there on the spot while still on the phone. He then said I needed to also have it notorized before sending it, which he knew was not possible. When I said that he laughed and said " exactly so we should just settle it ''. I am so disgusted with this XXXX minute phone call and the absolutely manipulative nature of trying to obtain money for something I have proof of a scam.
10/20/2021 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CO
  • 80241
Web
XX/XX/XXXX I noticed a charge on my XXXX XXXX XXXX checking account in the amount of {$1000.00} in the name of XXXX. I refuted the charge with my bank, they agreed this was a fradulent charge, they had seen it happen a number of times and were aware this was an issue with XXXX. Elevations changed my bank account numbers and requested the {$1000.00} back from XXXX as a case of Fraudulent transaction. XXXX returned the {$1000.00} and " Locked '' the XXXX account associated with my name, recognizing this was in fact a fraudulent transaction. 1 Year later ( XX/XX/XXXX ) I received a letter from a collections agency XXXX Credit Corp Solutions Inc located in XXXX, UT ) stating I owe {$1000.00} from a XXXX account they now owned. I contacted XXXX and they state that because the {$1000.00} was put on a prepaid debit card before my bank was able to contact them and report the fraudulent transaction, and because the bank requested a return of {$1000.00}, the XXXX account continued to reflect a - {$1000.00} balance. Although they acknowledged the transaction was fraudulent by locking the account, they still left the balance. No communication was sent to my email, or my phone ( both of which XXXX has on file to this day ) regarding the negative amount. Not at 30 days, not at 60 day, not at 90 days, not at 180 days ( which is the cutoff date for " reporting '' fraudulent activity ) although " locking '' the account was, for reasons unknown, not considered a " report ''. The only notice I received was from Credit Corp Solutions exactly a year later stating they now own the account and require payment. XXXX is unable to do anything because the account was sold. XXXX is also unable to remove any of my personal information ( they confirmed my address, email, phone, old bank account numbers and SSN were kept for history and/or record keeping ).
11/18/2021 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Used obscene, profane, or other abusive language
  • NY
  • 11580
Web
This is a factual statement of record made by a natural person, consumer, I am XXXX XXXX XXXX. I do not consent to XXXX verification. Upon receiving your unrequested notice dated XX/XX/2021through XX/XX/XXXXmail, as a natural person protected by federal law I noticed a number of direct violations to my consumer rights. Pursuant to XXXX XXXX XXXX ( XXXX ) the deceptive attempt to collect an alleged debt is a violation of federal law. A debt collector may not use unconscionable means to attempt to collect any debt. Using any language or symbol, other than the debt collectors address, on any envelope when communicating with a consumer by use of mails or by telegram. Your hideous logo is in violation of XXXX XXXX XXXX ( XXXX ). Furthermore, XXXX XXXX XXXX ( XX/XX/XXXX states you are not to contact a natural person without prior written consent or a court order. I gave you no authorization for you to contact me and you are in violation of federal law by doing so unless you are able to produce a judicial ruling for my inspection that gives XXXX XXXX XXXX XXXX XXXX XXXX XXXX permission to disregard federal law. In response to your negligence, pursuant to XXXX XXXX CODE XXXX - Civil liability ( XX/XX/XXXX ) amount of damages except as otherwise provided by this section, any debt collector who fails to comply with any provision of this subchapter with respect to any person is liable to such person in an amount equal to the sum of- ( XXXX ) any actual damages sustained by such person as a result of such failure ; ( XXXX ) (XX/XX/XXXX) in the case of any action by an individual, such additional damages as the court may allow, but not exceeding {XX/XX/1000}. Below is a list of your violations and attached is an itemized bill of particulars for immediate payment within XXXX days of receipt of this notice.
07/13/2021 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Attempted to collect wrong amount
  • MA
  • 01841
Web
I want to inform you that I have never done any type of business with this company that claims that I have any type of debts with them. I do not know and repudiate the action of this company that in the first place violates 15 USC 1692 e ( 9 ) by making a false representation that they have some type of business with me. 2. violate 15USC1692e ( 2 ) ( a ). Mentioning the legal status of an alleged debt. 3.Violation 15 USC 1692e A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section : 4.Violation 15 USC 1692e ( 6 ) The false representation or implication that a sale, referral, or other transfer of any interest in a debt shall cause the consumer. 5. Violation 15 USC 1692c ( a ) Without the prior consent of the consumer given directly to the debt collector or the express permission of a court of competent jurisdiction, a debt collector may not communicate with a consumer in connection with the collection of any debt. 6. Violation 15 USC 1692d ( 4 ) The advertisement for sale of any debt to coerce payment of the debt. 7. Violation 15 USC 1692c ( b ) Except as provided in section 1692b of this title, without the prior consent of the consumer given directly to the debt collector, or the express permission of a court of competent jurisdiction, or as reasonably necessary to effectuate a postjudgment judicial remedy, a debt collector may not communicate, in connection with the collection of any debt, with any person other than the consumer, his attorney, a consumer reporting agency if otherwise permitted by law, the creditor, the attorney of the creditor, or the attorney of the debt collector.
12/23/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • PA
  • 19122
Web
This notice hereby demands : CREDIT CORP SOLUTIONS INC to cease and desist from attempting to collect on any alleged debt from me, a federally protected consumer. You are also hereby notified to cease and desist all communication and harassments. I am disputing the validity of this alleged debt. I have not now nor have I ever been in contract with CREDIT CORP SOLUTIONS INC . This company is in violation of federal law. As a consumer, I have not now or ever extended my credit to them, they have not now or ever loaned me money. I received a letter in the mail from CREDIT CORP SOLUTIONS INC showing a " Total amount of debt now '' as : {$4.00}, XXXX. I am asking CREDIT CORP SOLUTIONS INC to provide an original contract with my signature, offer and acceptance. Copies will not suffice. I would also like to see the assignment of debt. I would also like CREDIT CORP SOLUTIONS INC to show they are registered/licensed in my state to even attempt to do business and collect on this alleged debt. This company is also in violation of 15 USC 1692e by making false and misleading representations. CREDIT CORP SOLUTIONS INC 's written communication to me also contained threatening and abusive language stating : " You are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations ''. This is in direct violation of the FDCPA. CREDIT CORP SOLUTIONS INC has also furnished a misleading and deceptive form using the verbiage : " we are trying to collect a debt that you owe '. Any continuance or disregard to this notice will be deemed as direct violation of federal law as I am a Federally protected consumer and will also file suit for defamation of character.
01/05/2020 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 770XX
Web
I would like to report violation to validate debt while keep calling and start engaging 3rd party collector for the same debt. What happen : Sometime XXXX XXXX, I have received later from debt collector " Credit Corp Solutions , Inc., XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, UT XXXX, XXXX Regarding alleged debt : Original Credit : XXXX Original Account : XXXX Current Creditor : Credit Corp Solutions Balance Outstanding : {$1200.00} Reference Number : XXXX Consumer responded to debt collector Pre-Legal Notice letter from XX/XX/XXXX in referenced to : XXXX with request to validate debt as of XX/XX/XXXX. Request for validation is sent via certified mail and as of XX/XX/XXXX, Credit Corp Solution have received my request. As of today, XX/XX/XXXX, I have not received validation of debt while collector started engaging XXXX part collector to represent them. Debt Collect ( Credit Corp Solutions ) employing another 3rd part collector ( XXXX XXXX XXXX XXXX ) to collect on Credit Corp Solution behalf while my original request for validation has never been answered. On XX/XX/XXXX, I received letter from XXXX XXXX XXXX XXXX stating that they represent Credit Corp Solutions Inc. in connection with the above stated account. I do not intent to engage with XXXX XXXX XXXX to discuss this matter while my original request for validation is not answers. While this case is been submitted I intent to contact the FTC, State 's attorney general and national XXXX and file complaint. Please see attached received latter and my request for validation. Pre-Legal Notice from Credit Corp Solutions Inc . Request for Validation Certified Mail Confirmation 3rd Party Collector Letter ( XXXX XXXX XXXX XXXX ) Thank you
05/14/2020 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • FL
  • 33913
Web
In 2014 (? ) I opened a XXXX XXXX XXXX for dental work. I was a recent widow and did not have dental insurance nor did I have a large bank account. Before I knew what was happening I was at the dentist every week and racking up a huge bill. When I realized I could not make a payment I called the company right away to let them know. I even wrote to them to work out a different payment plan until I found better employment. They would not work with me so they reported bad debt to the Credit Reporting agencies and sold my account to Credit Corp. At the same time they were still trying to collect from me. When I questioned that they told me since they sold it for less than what was owed they were permitted to do that. I worked out a payment plan that I could afford with Credit Corp and was making my monthly payments for over a year. In fact they would deduct it from my account. When I got laid off from my job due to the Coronavirus I called them to let them know that I would not be able to pay and that the checking account was also going to be closed. I would start making them again when I could. They told me I still needed to make them regardless. Now I am getting phone calls and mail regarding this. With all the payments I have made this is hardly impacted the dollar amount and it may have risen. Is there anyway to make these people cease harassing me until the pandemic is over? I have gone back to work but since it is commission based I am not earning a commission and don't see that happening the future. It's going to be a while before I can start paying again and I don't want them or XXXX XXXX to post negative remarks to my credit report again. Thank you for looking into this matter.
05/07/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • GA
  • 300XX
Web
Credit Corp Solutions reported to credit bureaus on my personal credit account that I owe {$470.00}. In 2017 this balance was approximately {$100.00} only. This was business purchase and had nothing to with my personal account. This is the factual detail : The XXXX XXXX XXXXXXXX Credit card was strictly received and used for my business in Hawaii. This is the business place, where I had invested my life savings and significant capital contribution. I was serving a niche market and had plan to grow. During the expansion process, I hired a licensed realtor, to sell my investment in 2017, so I can relocate my business in a different location and execute my expansion plan. During the sale process the realtor colluded with a group of people and fraudulently possessed all my investment, all inventory, everything next thing I had in my business premise. These group of people thrown me out of my work place and brought a sudden halt to my cash flow. This is when I became helpless and struggled to survive. The domino effect of this cruelty by the group of people caused a chain of negative impact in all areas of my life. I am still in the same situating, pushing and working hard to survive and hoping to get back in my business. This is when I will be back to do business with XXXX XXXX and all remaining line of business I dealt with. This is a sincere request to please " do not impact my personal credit, the charge of {$100.00} was strictly for business. And my business investment fraudulently possessed since 2017 '' Please remove this negative item from my credit. Your consideration is required and requested.
12/08/2021 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • MD
  • 206XX
Web
This complaint is to establish a written record of my communication with Credit Corp Solutions Inc. located at XXXX XXXX XXXX XXXX XXXX, XXXX, UT XXXX according to their written notice or XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, UT XXXX, according to their online address. Their email address is : XXXX and their phone number is listed as ( XXXX ) XXXX online and on the written notice. This debt collection company contacted me via standard mail on behalf of XXXX to resolve a fraudlent transaction that has resulted in either a legit or fraudulent a debt collection I spoke with a Credit Corp Solutions Inc specialist today after receiving a notification letter on behalf of XXXX regarding an outstanding payment in the amount of {$65.00}. Their representative informed me of the fraudlent account number XXXX and the associated email address XXXX. Neither this account nor the associated email belong to me. Furthermore, I have no payment activity with the aforementioned transaction amount. Their representative asked for my birth date and asked me to verify my childhood home address as part of their verification process. Also, their rep advised me to : -File a police report -Complete and notarize the fraud report paperwork that they said XXXX would send via email. At this writing, I am still waiting on the paperwork, which leads me to believe that this was a scam and attempt to retrieve personal information for future abuse. For your records, I have reported this fraudulent activity to XXXX and will file a police report. Thank you
08/05/2016 Yes
  • Debt collection
  • Credit card
  • Communication tactics
  • Threatened to take legal action
  • PA
  • 194XX
Web
I received a phone call from XXXX XXXX from Credit Corp Solutions Inc. ( Also licensed in certain jurisdictions as Tasman Credit Corp and Tasman Credit ) from XXXX Utah. XXXX said if I did n't pay the debt I owed he would refer me to their pre legal or legal department. Pasted below is the email Dear XXXX XXXX, Attached is the Validation Notice for the XXXX XXXX account which was mailed to you. I have also attached the statements we have received from XXXX XXXX. The account has an outstanding balance of {$3200.00} Due to non-payment this account has been reviewed and has been flagged to be forwarded to our Pre-Legal Department. I have a limited time to work with you to attempt to understand your capacity and intentions towards resolving this account before making a determination as to whether your account should be escalated to our Pre-Legal Department. As I had discussed with you earlier today your account has been flagged to move forward through the collections process. I have a short time to work with you to prevent this from moving further. Today I will be in the office until XXXX MST or XXXX EST. I can be reached directly at XXXX or toll free at : XXXX ext XXXX. Our website is www.creditcorpsolutionsinc.com. Yours faithfully, XXXX XXXX Customer Relationship Manager Credit Corp Solutions Inc . ( Also licensed in certain jurisdictions as Tasman Credit Corp and Tasman Credit ) Tel : XXXX DL : XXXX Fax : XXXX As you can see XXXX XXXX has threatened to refer me to his prelegal department in writing.
12/02/2021 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • FL
  • 34758
Web
In XX/XX/XXXX I received a notification from my bank ( XXXX XXXX XXXX XXXX ) of a debit from my account as I do for every transaction. When I looked at it, and saw the amount, and didn't recognize it, I immediately called XXXX to find out what it was. I was told it was a purchase from my account that I knew I did NOT make, nor authorize, and I notified XXXX that this was not initiated by me and had to be fraudulent. They gave me the information to the company that the goods were ordered and I also contacted them. They verified that the delivery address was not my address and I told them that I did not order the goods and they should not send them out. I advised them also that this was fraud. I then contacted my bank and put a stop payment on the order and closed my account as it had been compromised. I assumed that since I told them right away that this would be handled. I have not used that XXXX account again since then. I am now receiving a notice of assignment from a debt collector for XXXX for the amount of {$610.00} which I do not owe bc I did not order, authorize, nor receive goods from them or anyone else stemming from this fraudulent purchase. I contacted XXXX on XX/XX/XXXX to advise yet again that this debt is not mine and is in FACT fraud and they refuse to release me from it. I am requesting that it be removed from under my name and SSN immediately and not be reported to and agency causing defamation to my character. I would also like to exercise my consumer rights under Title 15 USC 1681m ( f ) ( 1 )
08/12/2022 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • GA
  • 314XX
Web
ON XX/XX/2022 I FOUND OUT I WAS A VICTIM OF IDENTITY THEFT. I REPORTED THIS TO MY LOCAL POLICE AND FILED A FTC AFFIDAVIT. I CONTACTED EACH COMPANY THAT HAD REPORTED FRAUD ACCOUNTS IN XXXX. EACH ACCONT HAS BEEN CORRECT BUT XXXX XXXX WHICH WAS PURCHASED BY CREDIT CORP SOLUTIONS. I AM NOW AWARE THAT THIS COMPANY IS IN TOTAL VIOLATION OF NUMEROUS OF MY RIGHTS UNDER THE FCRA AS WELL AS THE USC. FOR STARTER THIS COMPANY IS IN VIOLATION OF FCRA 615 ( F ) ( 15 USC 1681M. IT IS ILLEGAL TO PURCHASE OR TRANSFER A DEBT CAUSED BY IDENTITY THEFT. THIS COMPANY IS ALSO IN VIOLATION OF 15 USC 1692G ( A ). THIS COMPANY NEVER CONTACTED ME ABOUT THIS DEBT PRIOR TO PLACING THIS DEBT ON MY CREDIT. AS A CONSUMER, I HAVE THE RIGHT TO DISPUTE A DEBT PRIOR TO IT BEING PLACED ON MY CREDIT. THIS COMPANY HAS FAILED TO FOLLOW THE STANDARD GUIDELINES OF DEBT COLLECTION AND I AM NOW SEEKING REMEDY. AS STATED, I HAVE ATTEMPTED TO RESOLVE THIS ISSUE INXX/XX/2022. ACCORDING TO 15 USC 1681C ( 2 ) ANY COMPANY THAT FURNISHES INFORMATION TO ANY CONSUMER REPORTING AGENCY SHALL HAVE IN PLACE REASONABLE PROCEDURES TO RESPOND. THIS COMPANY HAS NOT RESPONDED TO ANYTHING. I HAVE REPORTED THIS COMPANY TO CONSUMERFINANCE.GOV AND I AM 100 % PREPARED TO SUE THIS COMPANY. UNDER 15 USC 1692K A ( 1 ) I AM ENTITLED TO ACTUAL DAMAGES SUSTAINED BY THIS COMPANY REPORTING THIS DEBT AS WELL AS ALL COURT AND LAWYER FEES. I AM AGAIN ASKING THIS COMPANY TO REMOVE THIS DEBT AND MY INFORMATION FROM THEIR DATABASE OR MYSELF AND ATTORNEY WILL PROCEED WITH COURT FILING.
12/18/2017 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was paid
  • NY
  • 117XX
Web
I made an arrangement with XXXX XXXX XXXX , XXXX to pay {$220.00} for settlement of debt to be paid by XXXX XXXX, XXXX. I call the company on XXXX XXXX, XXXX, and spoke to a XXXX . XXXX. I made the payment that same day using my debit card. XXXX XXXX sent by email the payment receipt dated XXXX XXXX, XXXX. I notice on my XXXX XXXX, XXXX, on my credit report for XXXX XXXX / XXXX account in the comment section that it was purchased by another lender. So I contacted XXXX and they told me that XXXX XXXX XXXX has this account. I asked why and told them that I had paid the account with XXXX XXXX XXXX. The representative told me that they did n't have any information concerning this company or payments and I would have to contact XXXX the lender. I contact XXXX XXXX and spoke to a XXXX XXXX concerning the issue. She told me to email to her the receipt of payment and she would get back to me. I received an email from her stating that the document I sent did n't show that the original creditor was XXXX that it was Credit Corp Solutions. She told me to contacted XXXX XXXX about the payment and Credit Corp Solutions. I told her I did and they advise me to call her company. I asked her if she could send something stating that this payment was received to XXXX Credit Bureau and XXXX XXXX / XXXX. She told me that they sent out this information to the credit bureau in XXXX XXXX and the company does n't do this anymore and she could n't help me. Therefore I should contact Credit Corp Solutions and XXXX XXXX again.
12/04/2018 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • OH
  • 43068
Web
To Whom It May Concern, The reason for my dispute is Credit Corp Solutions Inc. was required to notify me no later than 30 days after furnishing the negative information to credit bureau reports, in writing ... under such section 623, subsection ( 7 ) ( A ). However, in my records I am unable to locate documentation that they complied with this requirement, which is a violation of the FCRA & FDCPA. Also, Credit Corp Solutions Inc. failed to give me my " Mini-Miranda '' five days prior to placing this derogatory item on all of my credit reports, per Section 807 ( 11 ) & FDCPA 809, which is {$1000.00} per violation and the state of OHIO allows treble damages. Under 809. Validations of date and Mini-Mirandi under Section 807 ( 1 ) Credit Corp Solutions Inc failed to send me my initial communication before placing this alleged item on my credit reports further violating the FCRA, with {$1000.00} per violation. XXXX XXXX, XXXX is held liable as well for defamation and in the state of OHIO a creditor is who collects their on debt is considered a debt collector under 1319.12 Taking assignment of debts. FDCPA I fail to see where Credit Corp Solutions is in compliance with OHIO LAW. I also believe that this business is not registered to operate in the state of OHIO I expect this collection account to be removed from my credit report. Credit Corp Solutions Inc. has not even tried to contact me regarding this collection account. Please have them remove this collection account immediately. Thank you!
07/28/2022 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • CA
  • 93065
Web
I originally owed XXXX XXXX XXXX {$4000.00}, I attempted to work out a payment plan that I could afford once I became XXXX and could no longer work to bring in any extra income. I entered agreement with XXXX XXXX aka XXXX XXXX XXXX XXXX in good faith and have paid that program to date {$16000.00}, only to find that they did not settle this debt on my behalf in a favorable way. They offered this company almost {$7000.00} and began paying themselves first over the last few years - this is not a great negotiation. They program said that XXXX XXXX XXXX refused for 4 years any other offer during the time I participated in their program and they failed me. The debt program has been reported to the FTC. Now, I am applying for XXXX, I am unable to work but for 4 years I never missed one payment - only now I have XXXX left to live on in my savings and it is literally all I have. I offered that to this XXXX XXXX XXXX company directly. Again they refuse- they now took bill from XXXX to XXXX, XXXX with demand of payment {$2500.00} and 5 monthly payments- with interest to start accruing again which will never pay this debt off. Even during covid, no job, XXXX I tried since 2019 to get this company to settle, they refuse and now threats to go to court and legal fees. I simply do not have funds any longer and I feel that 4 years of trying to settle with this unreasonable creditor is much to much for me to bare and now I am having emotional hardships as well as financial hardships.
12/27/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 34471
Web
CFPB XXXX XXXX XXXX XXXX On a recent check of my credit reports I see there is a collection/charge off account from XXXX XXXX XXXX saying I owe a debt of {$1600.00} that I do not recognize. Pursuant to the Fair Debt Collection Practices Act ( FDCPA ), I hereby notify you that I am disputing this debt in its entirety, and you are required to provide me with validation of the debt by providing me all the following information : Copy of original contractual agreement bearing my signature A clause in the original signed contract authorizing a third party like yourself to collect on this debt. Statements from the original creditor and itemization of monies owed Copy of bill showing last default date Proof that the debt is valid and collectible and within the statute of limitations for this state Proof that you are licensed to collect in my state of residence Agreement between your company and the original creditor that authorizes you to collect on this debt I am requesting that you cease and desist from all collection activity pertaining to this account. *** You are only to contact me via the Consumer Financial Protection Bureau ( CFPB ) website so that we have documented proof. I am allowing you a period of 30 days or less to produce this information. If youre unable to validate the account, then you must remove the collection account from the credit reporting agencies. Enclosed with this CFPB complaint are : My drivers license that shows identity + mailing address This letter
09/20/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • TX
  • 75035
Web
I have disputed a collection from Credit Corp Solutions a total of four times to XXXX Credit Bureau stating this account does not belong to me. My 4th dispute sent via certified mail, XXXX received it on XXXX/XXXX/21 at XXXX. On XX/XX/XXXX2021 at XXXX XXXX notified me via email that my dispute was open. On XX/XX/XXXX21 at XXXX, just a few hours later I received an email stating my dispute results were ready to view. I reviewed my credit and my score dropped even more. Credit Corp Solutions reported to XXXX the beginning balance was {$8500.00} to {$8300.00} in the month of XXXX as if a payment had been made to them which is absolutely absurd. I have never made a payment to this company nor ever had an account with this company. There is not an inquiry on my credit report to support Credit Corp Solutions accusations. I submitted my credit report to show proof from other bureaus that my credit worthiness is outstanding and that there are no collections, {$0.00} balances on every account that I pay in full monthly and never late on my report. This collection has hurt my score tremendously. XXXX has failed me as a consumer. There absolutely was no investigation and XXXX Credit Bureau never verified this dispute that was submitted over 90 days ago. My dispute letters to XXXX are as follows : XX/XX/XXXX21... XXXX/XXXX/21... XXXX/XXXX/21... XXXX/XXXX/21. XXXX has 30-45 to verify but yet my disputes were closed in less than 30 days. No investigation nor verification by XXXX Credit Bureau.
04/24/2023 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • MI
  • 483XX
Web
Dear Sir/Madam, I am writing to dispute an account that is showing up on my credit report and is negatively impacting my XXXX XXXX. The account in question belongs to Credit Corp Solutions and has an outstanding balance of XXXX. However, I have no recollection of ever opening an account with this creditor, and I believe that this account has been erroneously reported to the credit bureaus. I suspect that this account may have been opened fraudulently or mistakenly assigned to me. As you may be aware, there was a recent data breach at XXXX, and my personal information may have been compromised. I have reason to believe that this account is a result of identity theft or fraud, and I request that the creditor provide proof of the account 's validity and my responsibility for it. Furthermore, I have not been contacted by the creditor or any collection agency regarding this account. As per the Fair Debt Collection Practices Act, I have a right to be informed of any debt collection attempts made against me, and failure to do so is a violation of my rights. Lastly, I request that this account be removed from my credit report immediately as it is negatively impacting my XXXX XXXX. This negative reporting is unjustified and unfair, and I have worked hard to maintain a good credit history. I respectfully request that you investigate this matter and take the necessary steps to rectify this error. Thank you for your attention to this matter. Sincerely, [ Your Name ]
04/05/2019 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 93312
Web
I first received a written notice from Credit Corp Solutions in XX/XX/2019, so I immediately contacted them and asked them about this account. They confirmed they were sending notices to an incorrect old address in a different city and I advised them of my New Address. On the phone they collector was extremely irritated and rude, and kept making reference to " legal action '' and being " sent to an attorney '' - I felt like they were jumping the gun here as I had never been given a proper notice allowing me to dispute this debt or resolve it prescribed by the FDCPA. I then receive a pre legal notice making more legal threats against me, so I called them again on XX/XX/2019 to attempt to resolve this. Again I was met with legal threats every other sentence. I felt like they were trying to intimidate me to the point of paying significantly more than what I truly owe on this account. They also kept stating that they have not added on any " fees '' after, but this is an extremely misleading statement. They are not even allowed to add on any more fees since the account has been charged off, so no interest or late fees are supposed to accumulate anyways. They are deceitful and misleading. I attempted to settle with them for a reasonable amount of {$2000.00}, and even raised my offer to {$2500.00} but was met with more legal threats and I frankly had to terminate the call before I began to say thing I might regret, that's how condescending this person was.
04/13/2018 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • GA
  • 31705
Web Servicemember
That account is fraudulent! XXXX XXXX XXXX is attacking me with vengeance, and revenge against me for threatening to file a complaint and letting other consumers know about their duplicitous business practice. This is unacceptable and unenforceable, and this is an unscrupulous attempt by XXXX XXXX XXXX against me. They are disturbed at me. They are only worrying about saving their brand, and not helping the consumer. My Social Security number, birth date, address, driver 's license information is in the hands of criminals, or by XXXX XXXX XXXX employees, this must be an inside job. This is precisely the category of data criminals can use to mimic victims to banks, credit card companies, insurance companies, and other businesses defenseless to deception. XXXX XXXX XXXX retaliated against me for saying I will file a complaint against them through the C.F.P.B. This retribution came instant within days after I mention it. As a Veteran who fought for his country, and a Gold Star Family Member. They dont care who they XXXX over to save their brand. I learned this the hard way after they were XXXX on destroying my credit so I can not get my V. A. loan They are creating havoc in my life. XXXX XXXX XXXX has a strong dislike toward Veterans. They are strongly aware that nothing will happen to them since they believe they are too big to fail. Sen. XXXX, please prove them wrong. Please help this Veteran and this Gold Star Family member. Please?
01/11/2022 Yes
  • Debt collection
  • Credit card debt
  • Communication tactics
  • Used obscene, profane, or other abusive language
  • CT
  • 064XX
Web
A company called Tasman Credit has called my office. I am a Realtor and my office number is for business only-not personal use. They called and let the receptionist know they were from a debt collection company and needed to speak with me urgently. When they transferred the call, it read on my Caller ID that it was my office calling. They were very abusive and told me to be responsible and pay my debt. I told them that I was not aware of this debt and the guy laughed at me and said I should be aware. He went on to say in a VERY SARCASTIC tone that " I'm sure you're soooo busy since you're a realtor and all but take some time and pay your bills. '' I was with a client at the time and was very frustrated with him and asked that they never call me at my office again. I also asked that they just mail me the information on my supposed debt and I will review it. I have NEVER received any information verifying this so-called debt. I have been called repeatedly by them on my cell phone and I have asked that they only mail any questions they may have. I even offered my email address. I asked that they not call my cell phone because I need the line open for my business. Tasman credit has interrupted several phone calls I have been on and are causing me a great deal of XXXX They won't give me proof that I owe them money but they are fine with calling my business and telling the administrators at my office that I owe them money.
07/13/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • FL
  • 33321
Web Older American
On XX/XX/22 I was sued by a company called Credit Corp solutions for the amount of XXXX on a XXXX account they claimed as mine. I explained to the courts and debt collector I have never opened a credit card account with XXXX. In court XXXX XXXX. Solutions had no verification of the debt or any proof the XXXX account was mine. The court ordered a continuance to be investigated for fraud and go back to court on XX/XX/22. I immediately ran my credit reports XXXX, XXXX and XXXX. I could not find the account they are claiming I owe. I also called Credit Corp solutions XX/XX/XXXX and they told me it was under fraud investigation and I needed to wait 30 days. I also asked for extra information on the account to be able to research the debt but was told is under fraud investigation. All I have is the last 4 digits of the credit card I'm missing the other XXXX digits. I still tried contacting XXXX directly and they have no record and could not help me without a full account number. I have contacted Credit Corp Solutions on XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX. They continue to tell me they don't know anything and that the account is under fraud investigation. After begin told it would only take 30 days to conclude the investigation. I feel my hands are tied I ran the credit reports as well as contacting XXXX and Credit Corp Solutions and have gotten no information on this account.
08/21/2023 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • HI
  • 96701
Web
RE : Credit Corp Solutions Around XXXX XXXX, I became aware that crucial information about my identity was stolen and used for fraudulent financial transactions, leading to a case of identity theft. The information included : - Full name - Social Security number - Current address ( at the time ) On XX/XX/XXXX, I was contacted by a representative of Credit Corp Solutions and informed of a fraudulent transaction via XXXX. I informed the agent about my identity theft case, and they let me know that I could send the police report and any additional information either by mail or via email to XXXX. Directly after this call, I sent an email to XXXX with the subject line Ref # : XXXX XXXX on XX/XX/XXXX, XXXX. Now, I have been contacted again in XX/XX/XXXX by another representative at Credit Corp Solutions, who explained they did not receive my information and the dispute was deemed invalid. This agent explained that Credit Corp Solutions has attempted to contact me 54 times for an invalid debt, despite my previous explanations and supporting evidence. No matter what information I tell or provide them, they are insistent on spamming me with calls, the agents are aggressively trying to get me to pay an invalid debt, and they do not listen to my explanations in good faith, resorting to hanging up or transferring me to other members when I explain my circumstance.
09/29/2022 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • VA
  • 230XX
Web
Warrants were taken XX/XX/2022 without ever contacting me concerning debt that was purchased by their client who also violated proper notification. I never received or new anything about this attorney. I'm now being told that a 3rd party purchased debt for a low cost and now suing me for large amount plus interest XXXX XXXX XXXX law firm failed to properly notify me on what they were doing or debt. I received no written notices, just 5 written warrant in debt letters. I immediately contacted them but it was too late. Even now I'm being served by the sheriff after requesting to go through the dispute process. I spoke to someone who said they sent 1 letter. In which I don't believe, because his story changed after I hammered them for violating the law. They are simply taking advantage of people in horrible times. Additionally credit corp solution sent me ONE debt notification only! in which I properly disputed in writing. They ignored my written dispute, gave it to an attorney. The attorney immediately obtained a warrant in debt that I had no idea they they had and sent me a dispute letter 2 days later from credit corp. What??? This is horrible... the two companies are working together to hurt people bad. This needs to stop. They are running around purchasing debt for pennies and suing for large amounts as of consumers brought from them.
08/09/2023 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • TX
  • 77089
Web
In XX/XX/XXXX, my loan officer requested my credit report. He sent me the report and there was a charge from a company called Credit Corp Solutions. I call them and They stated that I owed to them the amount of {$2500.00}, they said they were debt collectors from XXXX XXXX. At that time, I requested them documentation to support that debt. I told them that at my knowledge I did not have any debt with XXXX. I also contacted XXXX XXXX and they stated that I didn't have any debt with them. Credit Corp Solutions said that they were not allowed to provide any statement if I wouldn't give them my Social Security number. I denied that request and never was contacted again. On today 's date XX/XX/XXXX per my Loan Officer suggestion, I called the debt collectors again. They said that if I wouldn't pay them today, they will prosecute the debt. I did request the statements again, and they provided me with a charged off statement by XXXX and a letter from them, sent to one of my old addresses XXXX XXXX XXXX XXXX ; obviously I never got that letter, I moved from that address in XXXX. I never received an email from them either or a phone call. After I received their statements via email, I told them that I was going to revise that information and I will contact them back, they forced me to talk to a manager and I hanged up on them.
06/19/2015 Yes
  • Debt collection
  • Credit card
  • Improper contact or sharing of info
  • Talked to a third party about my debt
  • NC
  • 28012
Web
I have been receiving relentless phone calls from Credit Corp Solutions ( XXXX XXXX XXXX # XXXX, XXXX XXXX, CA XXXX, ( XXXX ) XXXX ) over a XXXX XXXX balance of approximately XXXX. Today they called my ex-husband trying to get information from him about me. we have been divorced since 2002! After I accumulated this debt, I was laid off from my job and took a loss of XXXX per year which significantly lowered my ability to pay as much on my bill as before. I continued to pay XXXX per month ( which is what I could afford at the time ) after my lay off and decrease in income. They started to continuously call me, up to 5 times per day, and tell me to pay more. I responded to their phone calls and told them that the most I could afford to pay on this bill was XXXX per month. They rejected this proposal and refused to negotiate. I then told them that I could not agree to pay more. I did research this type of situation and it is more harmful for me to make small payments without an agreement as it still was been reported to the credit bureaus even with the small payments I had been making all along. I do not want them to call me, my ex-husband or any of my family over this. I would still agree to the XXXX if they would agree to stop making reports to the credit bureaus but they refused to agree to what I could afford to pay.
09/27/2022 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Attempted to collect wrong amount
  • TN
  • 37129
Web
CREDIT CORP SOLUTIONS apparently purchased the alleged debt from XXXX XXXX, CREDIT CORP SOLUTIONS has continuously harassed and oppressed me for a year. using false representation of the character and amount of the alleged debt. sending me misleading and inaccurate statements. I have responded several times by sending certified debt verfication letters along with a cease and desist. CREDIT CORP SOLUTIONS only would come back with more false and misleading documents. a year passed then an alleged law firm by the name of XXXX XXXX XXXX got involved and started harassing me by sending me the same false and misleading documents. I responded everytime with a certified debt validation request and they would only send me back more inaccurate statements. dates of CREDIT CORP SOLUTION harassment dates started XXXX ... XXXX ... XXXX ... XXXX and XXXX XXXXXXXX XXXX XXXXXXXX continued the harassment XXXX also in XXXX when CREDIT CORP SOLUTIONS first contacted me and I responded. XXXXXXXX XXXX SENT ME A LETTER ALONG WITH A CHECK ( THAT IM SURE THE AMOUNT WAS INCORRECT, IM SURE THEY OWED ME MORE ) Admitting that the debt was inaccurate and charged me incorrect interest fees. THE CFPB ALSO BROUGHT A CLASS ACTION LAWSUIT AGAINST XXXX XXXX FOR CHARGING INCORRECT INTEREST FEES TO THEIR CUSTOMERS AND FOR DISCRIMINATING AS WELL.
04/03/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • NM
  • 877XX
Web
I received a letter dated XX/XX/XXXX informing me of a debt owed to " XXXX XXXX for {$25.00}. Around the time that I received the letter I contacted XXXX to confirm that this is not the case, and they did confirm that my account is active with no negative balances or collections on it. At that point I decided to just drop the issue. Today XX/XX/XXXX I was clearing out my filing cabinet when I discovered the letter and decided to follow up with the debt collection company to see what was going on. I contacted Credit Corp Solutions on XX/XX/XXXX and informed them that this debt is not valid, that I have contacted XXXX and they have informed me there is no debt owed to them, nor is there a debt in collections. The representative did not believe me and instead told me I can pay the current balance or complete a fraud form. I then contacted XXXX once again on XX/XX/XXXX to confirm I have no balance, I talked to about 4 representatives who all confirmed there is no negative balance on my account, nor is there any collections for my account. I would like to formally complain about Credit Corp Solutions obviously fraudulent business practices. If need be I will obtain a lawyer to follow suit against this company to hopefully expose and prevent the fraudulent business practices this company partakes in.
07/31/2019 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • TX
  • 79936
Web
I spoke to Credit Corp back on XX/XX/XXXX and asked to cease and desist Under the provisions of Public laws 95 109 and 99 361, known collectively as the Fair Debt Collections Practices Act ( FDCPA ) I formally notify you to cease all communications with me in regards to this debt, or any other debts that you allege I owe. Please be advised that if collection attempts continue after receipt of this notice, I will immediately file a complaint with the Federal Trade Commission and the Attorney Generals office. Additionally, if Im contacted again after receipt of this notice, I will pursue both criminal and civil claims against you and your company for violation of the FDCPA. Please be aware that going forward, after I have confirmed your receipt of this notice, any communications from your company may be recorded to be used as evidence for my claims against you. Also, be advised that any negative information appearing on my credit reports pertaining to this account will be handled with the full legal rights and remedies available to me with regards to current consumer protection laws. They stoped how ever on XX/XX/XXXX they continued. I will now fill a lawsuit against them for harassment and now demand XXXX per phone call made to me after asking them to cease and desist which is over 50 calls
02/27/2019 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • OH
  • 44135
Web
In XX/XX/XXXX, I filed a complaint with the CFPB regarding Credit Corp Solutions and their calling me at work after I had asked them not to, and their illegal threaten of legal action. In their response, they agreed to settle for {$1200.00}. Unfortunately, I had to put that money elsewhere, and I was also afraid to give them access to my bank account information due to the fact they had violated rules earlier and I could not trust them to keep their word. On XX/XX/XXXX, I received a letter from XXXX XXXX XXXX, dated XX/XX/XXXX stating they represented Credit Corp Solutions in the matter of a debt with XXXX XXXX in the amount of {$2400.00}. On the same day, XX/XX/XXXX, I contacted XXXX XXXX XXXX through their website and requested validation of the debt. I did not receive any validation or verification from XXXX XXXX XXXX, and therefore had no reason to believe they legitimately could collect this debt. On XX/XX/XXXX I was made aware that a complaint had been filed against me in this matter in my local court, despite the fact that I had requested validation from XXXX XXXX XXXX. Now I am being sued for this debt by a company, Credit Corp Solutions, who I had previously agreed to pay and had made an agreement with because they broke the rules and now their attorney has as well.
04/09/2022 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • PA
  • 19027
Web Servicemember
Required disclosure by the collector ( credit corp solutions ) did not include information informing me ( the consumer ) that additional information regarding consumer protections in debt collection is available on the bureau 's website at www. CFPB.gov/debt-collection. Did not disclose the specific link according to 86 FED. reg. 5766 at 5812 ( XX/XX/2021 ) on validation notice. ( 1006.34 ( c ) ( 3 ) ( iv ) The validation of debt was not provided as requested by law ( 15 USC 1692g ). The debt collectors mailing address is in question. The debt collector can only include one mailing address in the validation information. Two different addresses are listed on two of the verification notice for the same reference number XXXX. The debt collector failed to confirm my identity according to Reg f official interpretations. The collector must produce my name, first, middle and last name as provided by the original creditor. The debt collector omitted my full name and has not satisfied the requirement to provide the consumer 's name pursuant to ( Reg f ) 1006.34 ( c ) ( 2 ) ( iii ). The original account number/truncated version of the originating creditor ( not the debt collector ) is not correctly specified on the any of the validation notices provided by the debt collector 15 USC 1692g .
02/15/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 95242
Web Older American
On or about XX/XX/2022 I received a call from Credit Corp Solutions , Inc.. Their address on subsequent correspondence is XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, UT XXXX. XXXX. They informed me that this was regarding an unpaid debt from XXXX in the amount of {$310.00} and they were attempting to collect this from me. I informed them that I had no knowledge of this account and that it was obvious fraud. The email address that they said XXXX provided them was not mine, nor was the street address where XXXX had been sending statements, etc. Credit Corp Solutions said that they would mail me a fraud statement that I needed to fill out and send back. I received the " RESPONSE TO DISPUTE AND VERIFICATION NOTICE '', filled it out stating that I had no knowledge of these charges and that it was obvious fraud and mailed it back on XXXX XXXXXXXX XXXX On XXXX XXXX, XXXX I received another call from Credit Corp Solutions saying that they received my response but that it was not notarized. I informed them that I should not have to pay a notary for something that was not my debt or my responsibility to pay. I told them if they did their fraud investigation it would clearly show that this was not my account or charges. They refused to accept the statement as sent and referred me to FTC.gov.
09/18/2019 Yes
  • Debt collection
  • Credit card debt
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • AZ
  • 85044
Web Servicemember
Rec 'd call from a Mr.XXXX twice now XXXX - approx 1 min. Tuesday XX/XX/XXXX - XXXX - Asking me to verify my birthdate - I explained I don't give out personal information over the phone - contact me by email. Identified himself as Mr.XXXX ( sp? ) with Credit Corp Solutions. XXXX - 1 min. Wednesday XX/XX/XXXX XXXX - Asked for my name/Acknowledged " XXXX ''... once again identified himself with security services - asked me to verify my birthdate - told him yesterday I don't give out personal information over the phone - asked again who he was with - he said XXXX XXXX - I said don't call me again - I'll contact you. Again identified himself as Mr.XX/XX/XXXX with Credit Corp Solutions. After my call to XX/XX/XXXX ( they represent XX/XX/XXXXand recorded conversation ), they explained they would never contact me requesting this sort of information. I called to speak with the Fraud Dept. so they have record of this misrepresentation of their company and services by Credit Corp Solutions. I then researched and found this link, verifying there have been multiple violations by this company... and so, now I'm reporting it to you. XX/XX/XXXX I have since blocked those numbers on my cellphone. Thanks for your assistance and your important work. Best Regards, XXXX.
09/18/2022 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • NY
  • 11101
Web
Hi In the mail I received a letter called an Additional Notice to sue from credit Corp solutions in regards to synchrony bank When I went to check they filed this motion with civil court and I had no idea as to why this was done w no notice I have never heard of credit Corp solutions and have never been contacted by them. Also the XXXX XXXX credit card debt is 3 years in XXXX as the last XXXX account was charged off as I had not had the account since 2019 and I did speak to the original creditor Im letting credit Corp and XXXX know the following according to FCRA and FDCPA laws, I am not obligated to pay the collection agency or any 3rd party collectors. Under no circumstances does the collector other than the ORIGINAL CREDITOR have the rights to collect or furnish info to any of the credit bureaus. Also if the debt was written off by XXXX and my file was sold to a 3rd party collector, then legally credit corp solutions has now paid the debt on my behalf. I did not enter into agreement with the credit Corp solutions to pay the debt off, I didn't agree to pay them at all for paying the debt, and I also did not give the XXXX bank the rights to sell my information to a debt collector or 3rd party collection agency. if the debt belongs to me then please validate
11/09/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • GA
  • XXXXX
Web
I received a letter from Credit Corp Solutions on XX/XX/01. They are attempting to collect a debt on behalf of XXXX. Credit Corp phone number is XXXX. Their reference number is XXXX. They provided the last four digits of the XXXX account number as XXXX. The amount they are attempting to collect is {$38.00}. I called Credit Corp to inquire about this. I have never had a XXXX account. The letter had my name XXXX XXXX and my address XXXX XXXX XXXX XXXX GA XXXX on the letter. When I called they informed me that the email address attached to this account was XXXX. I informed them that this email address was not mine but my ex-wife 's. They told me I still had to pay or it would report on my credit report. They offered to settle for {$20.00}. I declined the offer because it isn't mine. I called XXXX and they have no record of the account. They have no accounts for me based on my name, email or SSN. I requested a letter from both Credit Corp and XXXX clearing this matter and both said there was nothing they could do. This is not mine and there is no evidence to the contrary. I do not want anything reported against me to the credit bureaus and I would like a letter from the creditors assuring me this has been cleared up and will not be an issue going forward.
10/15/2018 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • AZ
  • XXXXX
Web
This is a complaint from XXXX XXXX against Credit Corp for Credit Corps failure to provide requested information for the debt alleged. Credit Corp is reporting a dept that consumer does not recognize on consumers credit report. On XX/XX/18, consumer ( through legal counsel ) responded with a written request for documentation, including the following : a. Signed copy of the original contact ( s ) ; b. Any notice ( s ) of assignment or receipt of sale of the debt alleged ; c. Any notice ( s ) of delinquency ; d. Ledgers/spreadsheets/accounting statements showing how the debt alleged was accrued ( including any fees and interest charges added to this debt ) ; e. A copy of your debt collection rights license ; f. Proof that you are licensed to collect this debt in Arizona ; and g. Any other documentation which tends to show validity. It has been over 3 months since this request, and we have received no response. Creditor 's failure to respond to a consumer 's good faith request for documentation makes it impossible for the consumer to make an informed decision regarding the debt alleged. This is a violation of USC 1692, and other federal acts which require lenders and debt collectors to act in good faith and refrain from unfair deceptive or abusive acts.
06/12/2023 Yes
  • Debt collection
  • Other debt
  • Communication tactics
  • Used obscene, profane, or other abusive language
  • NC
  • 279XX
Web
Today XX/XX/2023 I was contact by a young lady at credit corp solutions. He woke me up at a little after XXXX XXXX. They immediately went into their debt spew and how I was to pay. I asked for a validation of debt and they agreed to send it in email. Once they said it was sent I never received said email to both my inbox or spam. I told him once I get the validation of debt and I can confirm the debt I would call him back ( same day ). I also explained to him that I was trying to wake up still and he wouldnt take no for an answer. He kept telling me no I was stay on the phone and go over the debt with him. He continued saying no I was to stay on the phone with him no less than 15 times. Once I finally told him I was just going to get off the phone he told me he would contact my place of employment ( no longer where I work ). So I kept looking for the email and finally he hung up and immediately called me back. I stayed quiet and he said ok we will contact your place of employment. Then I hung up on him. He immediately called me back and said fine I will call your place of employment. I have included a screenshot of the amount of times they have called. The first is a spoofed number of theres then the actual numbers belonging to them
10/06/2023 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • MD
  • 20715
Web
I had a severe case of Identity Theft which is now in the hands of Congressman XXXX XXXX of MD and Senator XXXX XXXX XXXX. This began in XXXX-present. I was living with my boyfriend and I am convinced that he stole my cards from XXXX to XXXX and XXXX XXXX XXXX. In XX/XX/XXXX after an XXXX XXXX XXXX that occurred on me, when I was XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. Things progressively got worse because when I was not home, they went through my things and stole a bunch of my property, including a laptop which they were able to get online and get onto my XXXX XXXX account my XXXX account, my XXXX, everything I had was gone in one day. The names of the perpetrators are : XXXX XXXX, XXXX XXXX, XXXX XXXX and XXXX XXXX. I was also forced out and was homeless after that and my company was still struggling with COVID REGULATIONS. I dont think I worked for three years. I lost everything its in the hands of Congress because Im trying to change my Social Security number. Its that bad. And these credit companies, one by one are suing me. Having been released without prejudice and due to MD CODE 305. I was relieved from the fraud case by a judge in civil court. And now I expect to have to do this again and again.
06/10/2021 Yes
  • Debt collection
  • Other debt
  • False statements or representation
  • Impersonated attorney, law enforcement, or government official
  • TN
  • 37814
Web
I was contacted on XX/XX/2021 by the phone number XXXX. I answered the first call at XXXX XXXX, but had a bad connection and couldn't hear the person on the other end. A quick XXXX search of the number brought up XXXX XXXX XXXX Attorney at Law. I quickly called back the number wondering why an attorney was calling me. The return call was made at XXXX XXXX. As soon as I called a lady answered the phone without stating whom I was calling. I quickly found out it was a collection agency called Tasman Credit Corp. I asked the lady why their number was tied to Mr. XXXXXXXX XXXX office and she responded with she didn't know why but they used a local number sometimes so the individual calling them back didn't accrue long distance charges. First of all it's XX/XX/XXXX, who doesn't have free long distance? She then gave me the phone number- XXXX ext. XXXX. She said she was attempting to collect a debt. I asked her to send me a validation letter and she emailed one instead of sending it by USPS. She was a little pushy saying that we needed to resolve this before it went to litigation. I politely told her I will get in touch with them once I do some research. Why is it ok for them to spoof a local attorney 's phone number?
05/23/2023 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • NC
  • 27610
Web
I am writing to file a formal complaint against Credit Corp Solutions for multiple Fair Debt Collection Practices Act ( FDCPA ) violations. Despite my attempts to address the issue directly with the agency, the following violations have remained unresolved : XXXX. Unauthorized Debt Acquisition : They acquired debt from the original creditor without obtaining my explicit consent. As per the FDCPA, it is illegal for a collection agency to acquire and pursue debts without the debtor 's consent. XXXX. Failure to Provide Verification of Debt : On XXXX XXXX XXXX, I sent a written request to Credit Corp Solutions requesting verification of the alleged debt they were pursuing against me. However, the agencies failed to provide any valid documentation or evidence supporting the existence and accuracy of the debt, as required by the FDCPA. XXXX. Ignoring Cease and Desist Instruction : In my previous correspondence with Credit Corp Solutions, I explicitly instructed them to cease communicating with me regarding the alleged debt until proper verification was provided. Despite this instruction, the agency continued collecting efforts, including phone calls and letters, disregarding my rights under the FDCPA.
07/28/2023 Yes
  • Debt collection
  • Credit card debt
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • GA
  • 31525
Web
The first call is to a number I do not have listed with any creditor. On XX/XX/2023 at XXXX, I received the first call from Credit Corp Solutions trying to get ahold of me from the number XXXX. I informed them that I would not be verifying any information and that they should communicate via mail only and that any attempts to contact me by any means would be a violation of the FDCPA. The caller then got aggressive trying to get me to identify myself and to find out if I knew the debtor. I informed him once again he is violating the FDCPA by continuing the call then I hung up. On XX/XX/2023, my mother received a phone call from ( XXXX ) XXXX at XXXX. The person on the phone refused to give their name and company then continued to badger her into giving them my information. I told her to hang up and I will call them back. At XXXX, after doing research, I called them back to see who called. I spoke with XXXX XXXX XXXX XXXX XXXX and informed her that her company has violated the FDCPA by continuing to make calls to others to get ahold of me in addition to harassing my family. I informed her that they only had my permission to communicate with me via mail only. She remained quiet so I hung up
06/13/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • GA
  • 30331
Web
My name is XXXX XXXX, a federally protected consumer and Im making this complaint against Credit Corp Solutions Inc. for committing identity theft. I have never given Credit Corp Solutions Inc , Inc. any permission to use any of my identifying information to commit mail fraud by contacting me about an alleged debt they claim I owe. I am legally refusing to pay this debt pursuant to 15 USC |1692c ( c ). I am demanding a cease and desist of all illegal activity, any communication and collection activity, of this and any alleged debts until Credit Corp Solutions Inc, Inc. can provide me with sufficient documentary evidence that I have any legal obligation to pay them. If this documentary evidence can not be produced and Credit Corp Solutions Inc. continues its collection efforts, I will file for litigation for actual damages caused and Credit Corp Solutions Inc, Inc. will be held criminally liable for aggravated identity theft pursuant to 18 USC 1028A, extortion, theft by deception, securities fraud, and mail fraud. Upon the receipt of the documents herein and of this notice, you are hereby notified Pursuant CC 1-202f. Your prompt attention and response are both requested and required.
08/29/2019 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account status incorrect
  • IL
  • 60056
Web
In XX/XX/XXXX, I paid off in full an alleged debt. The originating lender was XXXX XXXX. Depending on which credit bureau you look at, XXXX XXXX reported the alleged debt as a charge off in XXXX, XXXX, and XXXX, depending on the bureau. XXXX XXXX sold the alleged delinquent debt account to Credit Corp Solutions. In XX/XX/XXXX, I paid Credit Corp Solutions for the full amount that I allegedly owed : {$16000.00}. Both XXXX XXXX and Credit Corp Solutions assured me that they would update my credit report with the 3 bureaus to indicate my account was no longer delinquent. XXXX XXXX did not update the entry despite my providing written proof of payment and chain of custody. Furthermore, Credit Corp Solutions refuses to update XXXX XXXX with this information or forward them the letter proving that I paid off the account in full. I hereby demand that the account entry either be deleted from my credit reports entirely, or at a minimum, that you accurately report that the account is no longer listed as currently delinquent. Additionally, I demand an accurate reporting of chain of custody of the account and accurate charge off dates. You cant charge off the same alleged debt 3 times.
03/22/2022 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • NY
  • 11222
Web
Received a notice from Credit Corp Solutions that I owe {$300.00} to XXXX. I try to login to my account to review. I am locked out of my account. I call company. Company informs me I am locked out of my account. I ask repeatedly for the company to provide either an email or a letter showing what I owe and when. The company refuses and tells me I will get a letter from collections. I ask why are they writing off my debt to a third party? XXXX informs me this is from XXXX 's collection department. I find this incredulous because the collections letter is from Credit Corp Solutions Inc XXXX XXXX XXXX and not XXXX XXXX. XXXX can not send an email or letter showing what I owe. Further, what I find strange is that I paid outstanding balances in 2021. However, I can not dispute because I do not have access and the company will not provide proper notice. They did not notify me that they will be closing my account and sending it to collections and without my ability to properly review the account. How can I do business with a company with such business practices? Not being able to review the account in writing or electronically? This is not ethical. Please help, XXXX XXXX
07/07/2022 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • OR
  • 97223
Web
I received a collection email from XXXX saying I owed {$25.00} on an old XXXX account. The email said " Unless you notify this office within 30 days after receiving this notice that you dispute the validity of this debt, or any portion thereof, this office will assume this debt is valid. If you notify this office in writing within 30 days from receiving this notice that you dispute the validity of this debt or any portion thereof, this office will obtain verification of the debt or obtain a copy of a judgment and mail you a copy of such judgment or verification. '' I replied to the provided contact email and indicated I disputed the validity and wanted documentation. I do not remember this supposed debt, and the payment website required the type of info scammers typically want ( social security numbers and other sensitive personal data ). They never replied to my email or provided documentation. Months later, I received an unsettling phone call from this same company demanding payment for this debt. When I informed them that they had failed to provide documentation as required by regulation and that the call was illegal, the debt collector insisted on continuing the call.
06/09/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • FL
  • 33024
Web
I sent an Affidavit of Truth and an Invoice to Credit Control LLC, here is the tracking # XXXX. I also sent an Affidavit and an Invoice to XXXX XXXX XXXX XXXX XXXX XXXX tracking number $ XXXX and XXXX XXXX XXXX XXXX XXXX, tracking number # XXXX They have not paid out the invoices and had the negative items deleted from my credit report. These companies have violated 15 USC 1692. ( C ) ( A ). 15 USC 1692K, 15 USC 1692. ( B ) ( 2 )., 15 USC 1692. ( B ) ( 5 )., 15 USC 1692 ( D ) ( 2 )., 15 USC 1692 G ( A ), 15 USC 1692 ( B ) ( 4 ), 15 USC 1692 C ( 1 ), 15 USC 1692 ( E ) ( 1 ), 15 USC 1692 ( F ) ( 8 ) ( 8 ) 15 USC 1692 ( D ) ( 5 ). Based on these laws I can collect these damgages15 USC 1692K. Except as otherwise provided by this section, any debt collector who fails to comply with any provision of this subchapter with respect to any person is liable to such person in an amount equal to the sum of, any actual damage sustained by such person as a result of such failure : in the case of any action by an individual, such additional damages as the court may allow, but not exceeding {$1000.00}. Theses companies have reserves multiple invoices under the same tracking numbers.
07/27/2022 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • MI
  • 48092
Web
This is not a duplicate complaint, Credit corp is using this as a stall tactic. Credit Corp failed to respond to the issues raised in the previous complaint ( complaint numbers XXXX ) so I made a new complaint with a new letter and invoice attached for the violations under the FDCPA. The new complaint number was XXXX. In the first complaint Credit Corp stated they are sending correspondence to me via mail they did not send anything besides what they called there validation package including an affidavit they wanted me to complete ( there response attached ) they failed to provide the items requested by me. I am a consumer that has the right to say if the debt is alleged and because me stating its an alleged debt which is exercising my federally protected rights, Credit Corp threatened to put the tradeline on my consumer report, which is a definite violation of 15 U.S.C 1692 THE FDCPA. They have not mentioned a solution for there employees violating my federally protected rights. Attached is a letter and a invoice, If credit corp fail to rectify this issue the next steps will be legal matters. Only respond to me via cfpb. The invoice attachment is time sensitive.
05/03/2022 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • FL
  • 32073
Web
My name is XXXX XXXX, a federally protected consumer, and I am making this complaint against CREDIT CORP SOLUTIONS IN for committing identity theft. I have never given CREDIT CORP SOLUTIONS IN any permission to use any of my identifying information to commit mail fraud by contacting me about an alleged debt they claim I owe. I am legally refusing to pay this debt pursuant to 15 USC 1692c ( c ). I am demanding a cease and desist of all illegal activity, any communication and collection activity, of this and any alleged debts until CREDIT CORP SOLUTIONS IN can provide me with sufficient documentary evidence that I have any legal obligation to pay them. If this documentary evidence can not be produced and CREDIT CORP SOLUTIONS IN continues its collection efforts, I will file for litigation for actual damages caused and CREDIT CORP SOLUTIONS IN will be held criminally liable for aggravated identity theft pursuant to 18 USC 1028A, extortion, theft by deception, securities fraud and mail fraud. Upon the receipt of the documents herein and of this notice, you are hereby notified Pursuant UCC 1-202f. Your prompt attention and response are both requested and required.
01/22/2021 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • MA
  • 014XX
Web
Credit corp solutions keep calling me and threatening to take legal action on a debt that they have not provided verification for. I have asked in writing and over the phone multiple times for verification that they own the debt and have the right to collect the debt along with the original car holder agreement signed by me that binds me to the debt. However, they have not provided me with this and it has been months now. I sent them a letter dated XX/XX/XXXX requesting this information and still have not received it. This was sent certified mail so I know they received it. When I received mail from them they sent me a letter claiming that the cardholder agreement is in the package however it is not there just account statements. They can not provide me with documentation proving they own the debt either. Every time they call from different phone numbers making it impossible to know when it is them calling. They have also made comments about how this would affect my credit and asking if I have looked at my credit lately. Using scare tactics to try and get me to pay a debt that they can not validate. They make a claim that I owe them {$1600.00}.
08/24/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • TX
  • 77386
Web Servicemember
Lawful Notice of Dispute TO : XXXX XXXX XXXX RE : LAST XXXX DIGITS OF XXXX To Agents or Assigns at : XXXX XXXX XXXX XXXX XXXX in receipt of a computer-generated letter from your company dated on or about XX/XX/2023 unsigned, unverified, unvalidated statements alleging some kind of debt. It is my policy to pay all legitimate debts, but to also not be defrauded by clever schemes. Your claims are conditionally accepted provided you furnish me with a claim verified under penalty of perjury. Who are you? Do I have a contract with you? Please send me a certified copy of the contract that exists between XXXX XXXX and XXXX XXXX XXXX. Please verify your claim under pains and penalties that this is a true debt and not a collection scheme per the F.D.C.P.A at 15 U.S.C. 1692 e.g. Please send me a certified copy of your license to collect a debt in Texas. If you bought this as a debt collections device to make money as a debt collector, thank you for paying off the bill. NOTICE TO AGENT IS NOTICE TO PRINCIPAL NOTICE TO PRINCIPAL IS NOTICE TO AGENT SILENCE IS ACQUIESCENCE All Rights Reserved, XXXX XXXX XXXX XXXX XXXX XXXX. XXXX, TX XXXX
02/28/2023 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • TX
  • 77357
Web
Credit Corp Solutions Inc XX/XX/XXXX, amounts is {$3.00}, XXXX and the action taken by this debt collection company is by unlawful suing me nor have I never received a summons for being sued. How I knew I was XXXX sued I start receiving letters from all sorts of attorneys. Also, Credit Corp Solutions is associated with XXXX XXXX XXXX, XXXX. This Law Firm pulled a soft pull on my credit report that I didn't give permission to do so. By the Law Firm doing this, by pulling an inquiry on from my credit report without my permission, decided to buy this debt to take action to sue me. I have been attacked multiple ways, with being sued, text messages, phone calls and fake letters, such as an Affidavit, Citation issued to me personally with wrong identity described as me. I've never received any documents with the whole contract, my original signature. I alson asked for Credit Corp Solutions and XXXX XXXX XXXX, PC yo cease and desist on contacting me, but the continued even trying to sue me under XXXX XXXX XXXX debt buyer for XXXX XXXX. I have been attacked and threatened by XXXX XXXX XXXX, XXXX since year 2020 during Covid-19.
01/31/2022 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • XXXXX
Web
In XXXX of XXXX I received a collections letter from credit corp regarding a bill of {$840.00}. The collection was sent by XXXX, with charges from XX/XX/XXXX and XXXX XXXX. There were 8 different charges amounting to the {$840.00}. I've only used XXXX for small charges and money transfer between friends. I am able to provide a copy of all XXXX charges under my account. When I called the collection company they provided an email of XXXX used for the transactions and I have no idea who that is or how they got ahold of my account info. I've reported this to XXXX and they sent me forms to complete to identify the fraud However they responded that the charges were valid. I also reported this to the debt collectors and they are requiring I fill out paperwork as well as file a police report to send in. I am currently doing this process. I have also completed a submission with identitytheft.gov The transactions are as follows - XX/XX/XXXX for {$190.00} XX/XX/XXXX for {$250.00} XX/XX/XXXX for {$190.00} XX/XX/XXXX for {$250.00} XX/XX/XXXX for {$240.00} XX/XX/XXXX for {$240.00} XX/XX/XXXX for {$140.00} XX/XX/XXXX for {$140.00}
11/03/2020 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • AZ
  • 85202
Web
I received a letter from Credit Corp Solutions on XXXX XXXX, XXXX. It says they are writing to inform me of my account being referred to their pre-legal department. They have been unsuccessful in establishing a resolution to my account and have not received any significant payment from me to reduce my outstanding balance of {$2600.00}. Please note that your account meets our legal referral criteria and is eligible to be referred to an attorney. If payment is not received we will be sending your account to a law firm to be reviewed by an attorney for possible legal options. If you are unable to make the full payment or have any queries in relation to your account, you should contact our pre-legal department immediately working reference # # #. This communication is from a debt collector. This is an attempt to collect a set and any information obtained will be used for that purpose. I received a call in XXXX to settle this debt from XXXX XXXX. While I was on the phone with the credit collection agency, not sure if the same one, I set up a payment plan to pay off this debt. I believe I have already paid on this debt.
07/05/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • TX
  • 77450
Web
XXXX XXXX Account : XXXX has violated my rights under 15 U.S. Code 1681c-2 a consumer reporting agency shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from an alleged identity theft, not later than 4 business days after the date of receipt. It has been 30 days and vou are in VIOLATION of this law because I am a victim of identity theft!! Please delete these items IMMEDIATELY! These accounts should not be furnished on my consumer report as they are in VIOLATION!!! Under, 15 U.S Code 1681b - Permissible purposes of consumer reports ( a ) IN GENERAL Subject to subsection ( c ) any consumer reporting agency may furnish a consumer report under the following circumstances and no other : ( 2 ) In accordance with the WRITTEN INSTRUCTION of the consumer to whom it relates. I NEVER gave any consumer reporting agency WRITTEN CONSENT to report anything on my consumer report which violates my rights as a federal protected consumer. NO CONSENT IS IDENTITY THEFT. As a consumer I am demanding the deletion of the accounts listed IMMEDIATELY!
12/08/2023 Yes
  • Debt collection
  • Credit card debt
  • Communication tactics
  • Used obscene, profane, or other abusive language
  • NC
  • 275XX
Web
1. I refuse to pay any debt to CREDIT CORP SOLUTIONS account # : XXXX and I'm challenging its completeness and accuracy based on violations under the Fair Debt Collection Practices Act ( FDCPA ) and Fair Credit Reporting Act ( FCRA ). The relevant federal codes are 15 USC 1681a ( d ) ( 2 ) ( A ) ( i ) for false credit info, 15 U.S.C. sec. 1692e ( 8 ) for spreading false credit details, and 15 USC 1692d ( 1 ) & ( 2 ) for using threats and obscene language. There are also violations under 15 USC 1692F ( 7 ) & ( 8 ) for postcard communication and improper language/symbols. The breach of Metro2 compliance is under 15 USC 1681a ( d ) ( 2 ) ( A ) ( i ). I'm asking for immediate action, specifically deleting derogatory info from my consumer report. According to the FDCPA, I have the right to challenge false information, supported by proof of inappropriate language ( violating 15 U.S.C. 1692d ( 2 ) ) and deceptive debt collection tactics ( violating 15 U.S.C. 1692e ( 10 ) ). I want a quick resolution, and if not sorted within 20 days, I'll take it to the United States XXXX XXXX XXXX XXXX XXXX North Carolina.
11/18/2021 Yes
  • Debt collection
  • Other debt
  • False statements or representation
  • Attempted to collect wrong amount
  • MA
  • XXXXX
Web Older American
On XX/XX/XXXX, XX/XX/XXXX and XXXXCredit Corp. Solutions published potentially negative major derogatory information on my credit report. In XX/XX/XXXX I contacted them and requested a copy of the complete original agreement I completed in my own handwriting at the time of purchase. This information would include, my name, ADDRESS, telephone number, social security number. They responded by sending me a computer generated pricing addendum, credit card agreement and statements all with an ADDRESS that I had not lived at for XXXX years. I NEVER RECEIVED THEIR BILLING. I called them repeatedly and rewquested what I am requesting now and even spoke to them on the telephone several times and they refused my request. I even told them several times that I had sold that house in XX/XX/XXXX and that the county Resgistrar of Deeds can verify that fact. I also stated that I had been using my Post Office Box for my address since XX/XX/XXXX. Can you please assist me in obtaining the original handwritten document I completed at the time of my purchase in XX/XX/XXXX. Thank you for your time and courtesy.
12/08/2021 Yes
  • Debt collection
  • I do not know
  • Threatened to contact someone or share information improperly
  • Contacted you after you asked them to stop
  • CA
  • 92040
Web
I was contact by Credit Corp stating they are handling a debt owed to XXXX and the name on the account is XXXX XXXX. I have a XXXX account, but it is linked to my personal bank card as I have never applied for credit through XXXX. i contacted XXXX and they stated my account is good standing. I informed Credit Corp and I asked them to provide any information they have to substantiate who the debt belongs to. To date they have failed to provide any additional information regarding the debt. I have sent them two emails, one included an Affidavit of Fraud, I have called them twice to obtain additional information but they have not providing any documentation to substantiate the debt. I have requested they stop contacting me. I conducted a XXXX search and there are 49 individuals in California with the same name. I believe someone with a similar name opened the account or used may name to open the account. I have express this to Credit Corp but they do not seem to care. They are continuing to harass me everyday and have not provided any additional information. I want them to stop contacting me.
11/28/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • CA
  • 91740
Web
I filed a dispute with XXXX regarding the derogatory credit reporting from this creditor. Credit Corp Solutions responded to XXXX advising that the file was accurate and correct and no action will be taken. I respond back to Credit Corp Solutions in which I submitted a request for Verification of Debt which they received on XX/XX/XXXXXXXX ( I sent the letter via registered mailed through the USPS ). As of the date of this letter, Credit Corp Solutions has failed to respond back to my request. I re-disputed the case with XXXX once again as identify theft in which Credit Solutions Corp again just responded that the file was accurate and refused to remove the derogatory reporting. The failed to provide me nor XXXX any documentation to support their position and due to the failed to comply with the Request for Verification of Debt within the 30-days timeframe, the file must be removed. I filed a police report ( confirmation # XXXX ) with the XXXX Police Department on XX/XX/XXXX. I do not owe them, and they do not owe me anything. My request is simply to have this inaccurate file removed.
11/24/2020 Yes
  • Debt collection
  • Credit card debt
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • TX
  • 75231
Web
I believe it was the beginning of XX/XX/2020, I answered a phone call from Credit Corps Solutions trying to get ahold of my husband about a debt that they had acquired. I told them I would have to talk to my husband before I did any business with them. We checked both of our credit reports and the debt they were claiming he owed was not on any of his 3 reports. So after ignoring their phone calls for a while, on XX/XX/2020, I answered one of their calls, verified that the call was being recorded, and told them that they are in violation of the fair debt collections practices act and they need to send us a validation of debt letter. Stop calling and any further communication needs to be done in writing. Since that phone call, almost two months ago, I am still receiving 1 to 3 phone calls every day ( Monday - Friday ). It's harassment. I'm tired of it. And the phone calls aren't even for me! That is MY cell phone number. They have my husband 's number ( not that I want them harassing him either ). I want them to STOP CALLING ME and just send us letters in the mail like I asked them to.
05/09/2023 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 33936
Web
My XXXX best friend XXXX XXXX gave me a XXXX XXXX XXXX with my name from His account so that I could help him take care of his business as he became wheelchair bound, he said he put me on his account as an authorized user so i could help him, we were best friends for 20 years, he passed away in XX/XX/2022 and by XXXX I'm being notified by a collection agency that this is now MY debt! Afraid my credit would get ruined I pay the debt first payment on XXXX the XXXX on XXXX and XXXX on XXXX paid in full but know it's not MINE I contact original creditors and they open a fraud claim and later find me to be NOT RESPONSIBLE for the debt. The collection agency doesn't want to hear this they don't care they got my money and tell me I'm not going to get it back! They have come up with every excuse to not give me my money back, I've asked to speak to managers and still they won't give me my money back. The total paid is XXXX being on total XXXX myself I need my money. What's strange is the original creditors never tried to bill me for this so how does it end up in collection in My name??
12/06/2022 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • GA
  • 31405
Web
Credit Corp Solutions Inc. is in violation of my rights. Not only was I not notified of this debt before the company sued me, but they also are in violation of Fair Debt Collection Practice Act again as they are conveying False and Misleading Representations as a debt collector. Credit Corp solutions is not licensed in Georgia as a debt collector, neither do they hold any Georgia licenses as per the NMLS Consumer Access database. Furthermore, they are in violation of my rights under the law in regards to privacy, as I did not grant this company permission to have access to my nonpublic personal information. I have never done any business with this company nor do I have any contracts with my signature from this company. Lastly, this company is suing me for alleged debt but they can not declare under penalty of perjury that this debt even exists nor have they produced a valid copy of a contract with the so called creditor with my signature as verifiable proof of the alleged debt which is also a violation of my rights as according to FDCPA debt collectors must validate the debt.
08/08/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • WI
  • 53590
Web
Contacted by 2 separate numbers : XXXX and XXXX multiple times now. Some of the times I did not answer. I first answered on XX/XX/XXXX and a female tried to ask for identifying information and tried to refuse to tell me where she was calling from. I threatened to hang up and eventually she told me she was calling from a supposed " Credit Corp ''. She pretended they had sent me a mailing as well prior to the call which did not happen. I told her I did not owe any debt, to stop calling, and hung up and blocked the number. I called both my bank and XXXX and verified that I do not have any outstanding debts not anything showing in collections. In fact my credit score is Excellent. Today I received a call and again after much pressing they said they were calling from Credit Corp. I reminded them I had told them not to contact me and she pretended it was the first time they had ever called. After again stating I did not owe anything and would be contacting the authorities they became hostile and asked who my lawyer was. I disconnected again and blocked the additional number.
06/12/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • MD
  • 21244
Web
I am consumer, natural person and my federally protected consumer rights have been violated repeatedly by Credit Corp Solutions. I provided Credit Corp Solutions an signed notarized affidavit of truth & Cease & desist on XX/XX/2021 regarding the alleged debt and find that they are using abusive practices against me for this alleged debt which is a violation of 15 USC 1692 by continuing to contact me without my written consent Credit Corp Solutions is choosing not to follow federal law. Based on the definition and federal laws : Truth In Lending Act, 15 USC 1692 and 15 USC 1681. Credit Corp Solutions , Inc is a debt collector and here by fail under 15 USC 1692. Since loans dont exist and the alleged contract is a consumer credit transaction and I sold my credit to Credit Corp Solutions , Inc pursuant to 15 USC 1602 H, the alleged contract in question is fraud and thus null and void. I am in distress and is causing me grave concern that Credit Corp Solutions Inc continues to contact me although they were notified of the Cease & desist from me on XX/XX/2021.
12/13/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • KY
  • 427XX
Web
In accordance with the Fair Credit Reporting act. The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. Account name : XXXX XXXX XXXX XXXXXXXX account number ending in XXXX in the amount of {$990.00}, Reference number XXXX XXXXXXXX has violated my rights. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions 15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years. 15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.
07/02/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • MD
  • 20602
Web
On XX/XX/XXXX I attempted to retrieve information from a reporting company i have no knowledge of that reporting a charge off on my credit profile. The company updated my credit report which manipulates the statute of limitations as well as never produced the proof of this alleged debt. Thus violating 15 USC 1692 ( e ) false and misleading representation and 15 USC 1692 ( f ) Unfair practices. Credit Corp is the company that is violating my rights to privacy under the Privacy Act of 1974 due to not providing the evidence of myself and the company doing any business together and possibly acquiring my personal information illegally. Also, violating federal law 15 USC 1681 not reporting information that is 100 % accurate. Under the doctrine of estoppel by silence, Engelhardt v Gravens ( Mo ) 281 SW 715, 719, i can only presume that no proof of the alleged debt or any debt means no debt exists. Please remove this charge off from my credit report immediately because it is damaging myself and my families well being. Credit Corp charge off.
11/20/2022 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • CO
  • 813XX
Web
XX/XX/XXXX, an account was opened with XXXX XXXX which at that time was through XXXX money. We made regular payments on this until XX/XX/XXXX, after financial difficulties, and ceased contact with the company. In XX/XX/XXXX XXXX sold or changed their name to synchrony bank. XX/XX/XXXX {$5800.00} was sold to XXXX XXXX XXXX. We were served with a notice to file an answer by XXXX XXXX in Colorado regarding this debt. ( Colorado XXXX XXXX XXXX XXXX 8 years, this was included in the answer ). Pre trial conference was on XX/XX/XXXX, asked again if this could he dismissed but judge stated he had not reviewed the case and that could be done at the trial. Trial date was set for XX/XX/XXXX. Case number XXXX XXXX XXXX la XXXX XXXX colorado XXXX XXXX XXXX Attorney XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX Defendants XXXX XXXX and XXXX XXXX Additionally my husband is XXXX and can not handle the stress of going to court. I need your help to please stop this predatory attorney from harassing us through lawsuits.
05/28/2023 Yes
  • Debt collection
  • Other debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • MI
  • 48317
Web
Hello there, Please help me understand why would there be interest charges on a written off and closed loan account. I thought we were in the process of trying to settle this written off debt from years ago. Anyway, I tried multiple times to communicate/negotiate with XXXX XXXX years ago and Credit Corp Solutions prior to court filings. But, both parties were super aggressive failed to negotiate and both were biased towards me at that time. It would be impossible to payoff this written off debt currently due to living on a fixed and limited income. I was finally approved for SS XXXX after patiently waiting for over twenty-two months. This would be a huge financial burden and detrimental to health on anyone who is barely making ends meet which can lead to a possible life threatening illness. I do not know who gives the authority to these third-party, wicked collection agencies who buy junk debts pennies on the dollar and then abuse the less fortunate, low income individuals and families! Thank You, XXXX
09/05/2022 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 90068
Web
The options do not exactly fit my particular problem. I am trying to fit the best I can. XX/XX/2021 Credit Corp began to caustically engage me via the phone. I informed the caller that their attitude could be violating my rights and informed them I wanted the call recording preserved, further I followed up with written demand for preservation. Credit Corp filed suit and I have again demanded preservation of the evidence for the violation of the FDCPA - Credit Corp is claiming they are unable to produce the information. I have contacted the XXXX, FTC, CFPB regarding Credit Corp. A court action is pending as Credit Corp has filed a lawsuit, however they have claimed they have no foundational documents available for the suit - which is a violation of FDCPA. Further, I have made several demands afforded me to preserve recording/documents that prove violations of the FDCPA, the Credit Corp is now claiming that the evidence can not be located. Deceptive and bad faith actions clearly violate the FDCPA.
08/21/2023 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was paid
  • OK
  • 74137
Web
I opened a XXXX XXXX account in XXXX. This account was paid and terms met in XXXX. This company then sold my account to Credit Corp Solutions in attempt to get payment on a debt that was previously paid and closed. I am now being sued in XXXX for XXXX when my initial credit limit was XXXX. My credit report shows that this account is paid, closed, and in good standing. However I am being sued for money I dont owe. I have tried to speak with XXXX XXXX to attempt to get my account statements. They are refusing my requests and refusing me access to this old account. Credit corp solutions has now sued me to attempt to collect a debt that was paid. They have not sent me any validation of debt or statements from synchrony with my purchases or signatures opening this account. They only have sent me statements of debt from XXXX which is completely absurd as this account was closed in XXXX of XXXX. This is wrong! I have sent credit corp solutions proof of my credit report of this account in good standing.
05/15/2019 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • TX
  • XXXXX
Web
I have received several phone calls from what has appeared to be local numbers. No Caller ID was ever provided, and attempts to call back come back with disconnected numbers. At XXXX XXXX today, XX/XX/2019, I was finally able to answer a call live, and a representative from Credit Corp Solutions asked for a person other than myself. I repeatedly asked her to please remove my number, and she claimed that she did after basically arguing with me. At XXXX XXXX I received another call from a local number that I missed. At XXXX XXXX, i received yet another call from the SAME company. Credit Corp Solutions was advised to not contact a 3rd party ( myself ) again, and did so not once but twice. I spoke with a supervisor there - named XXXX, who assured me that my number was removed, but could not explain why I received two more calls. In reviewing your database of complaints, it appears that this company does this repeatedly to consumers. They have over 100 complaints filed against them.
04/02/2023 Yes
  • Debt collection
  • Payday loan debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • VA
  • 23666
Web
Dear XXXX XXXXt I am writing to bring to your attention that I have not received a Form 1099-C from your company for the cancelled debt that I owed to you. As per the IRS regulations, creditors are required to report cancelled debt of {$600.00} or more to both the debtor and the IRS by filing Form 1099-C. I am aware that you have written off the debt that I owed to your company, which makes me eligible to receive a 1099-C form for the tax year in which the debt was cancelled. However, I have not received any such form from your company, which puts me in a difficult situation with regards to my tax filing obligations. I would appreciate it if you could please send me a copy of the 1099-C form for the cancelled debt as soon as possible so that I can properly report it on my tax return. Failure to do so may result in penalties and fines imposed by the IRS. Thank you for your attention to this matter, and I look forward to receiving the necessary documentation from you soon.
11/30/2017 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • IL
  • 60432
Web
On XX/XX/17 I got a call from the collection agency at work. I had already told them not to call me at work to call my cellphone. I called XXXX back on my break. I explained that I was trying to get my financial situation stable that if I could give a payment in XXXX that tax season was already in XXXX and that I would be able to give a payment by then. She transferred me to her Supervisor. I explained myself to him and he proceeded to intimidate and threaten me stating if I didnt give him some kind of payment that day that he would put down that I refuse to pay this debt and make sure a suit was filed. At no moment did I say I would not pay this I know I owe this money but I went thru a hardship almost lost my house and fell behind with other debts. He said if I can pay my car note then I can give him a payment that day. He again said he would make write down that I refuse payment cause if I can pay my house and car then I can pay him. At that point I hung up the phone.
03/23/2020 Yes
  • Debt collection
  • Credit card debt
  • Communication tactics
  • Frequent or repeated calls
  • UT
  • 84040
Web
Credit Corp Solutions bought an account, that is supposedly mine, from XXXX XXXX back in XXXXvery early XX/XX/XXXX. I've been in frequent contact with Credit Corp Solutions. They sent me a letter. I've called them. They have called me. They have all my contact information and have had zero problem locating me. According to my notes I spoke with them on XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, and XX/XX/XXXX. On XX/XX/XXXX they called a family member, despite the fact that they have had zero problems contacting or talking to me. This is the key point : they could have reached me easily if they called me directly. I have no idea how they could have gotten the family member 's phone number. This particular family member has not been a part of any account that I've created in well over a decade. Given Credit Corp Solution called my family member despite of the fact that they could have easily reached me is a form of harassment.
07/08/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • GA
  • 301XX
Web
Upon receiving my credit report, I noticed some accounts that I didn't recognize. I immediately reached out to law enforcement and made a police report that's on file. These police reports have been mailed to the companies indicating that I am a victim of fraud and that the alleged account does not belong to me. The accounts are not mines and I totally dispute them. I have requested several times for the company to validate the debt and prove that I am indeed the correct person that opened and owes the debt. These letters were sent via USPS to the company ; I have not received anything that VALIDATES the debt as of today. I know my rights, and this is a direct violation of the FDCPA Guidelines. I want the items validated or removed immediately as this is causing me distress and it is interfering with my life goals to obtain a home for my daughter and I. Before contacting an attorney for legal advice, I wanted to contact your agency for guidance.
05/31/2023 Yes
  • Debt collection
  • Federal student loan debt
  • Communication tactics
  • Called before 8am or after 9pm
  • GA
  • 31061
Web
I spoke with a representative in regards to my recent payment. In which, I told him I could make payments this month. However, When I explained to him we would need to further discuss issues arising of me making future payments. Due to me going on maternity leave and I wouldnt have any money coming in. He got quiet and stated there wasnt anything he could do to assist me with that. I asked to speak with a supervisor or a higher superior to discuss this matter. He then placed me on hold without telling me to hold on! I stayed on hold for five minutes listening to company music and never heard back from the representative its like he left me on hold hoping I would hang up. He was rude and got disgruntled when I asked about any programs to assist me while I will be out of work. I dont know how a company can not understand you will not be receiving incoming money like usual. This is not the emotional stress a person need during this time.
11/06/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 95610
Web
XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX E-mail : XXXX RE : XXXX XXXX In reference to the above reference and in reply to your noticed received on XX/XX/2021 and to my telephone conversation with your office, this debt is fraud and does not belong to me, it was never opened by me, I've been a customer with XXXX for over XXXX years and my account is in good standing. I was a victim of credit fraud in the past since my car got stolen few years back and the thieves got access to my personal information from my car. Be advised this is not a refusal to pay, but a notice that your claim is disputed and validation is requested. Under the Fair Debt collection Practices Act ( FDCPA ), I have the right to request validation of the debt you say I owe you. I am requesting proof that I am indeed the party you are asking to pay this debt, and there is some contractual obligation that is binding on me to pay this debt.
03/10/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • PA
  • 19026
Web
I recently checked my credit report and noticed to inaccurate accounts. Account under the name of XXXX XXXX XXXX has been added to my credit report. I have never done any business with this company and I have asked them for evidence of when this account was opened. I did not receive anything and they have not given any details. The credit bureaus have investigated this account, it has been over 30 days, I did not receive anything. I see on my report that the account was added on XX/XX/XXXX. The amount reported on this account is XXXX. Account under name Credit Corp Solutions was added to my credit report. The balance reported is XXXX. The date for this account says it was XX/XX/XXXX. I have called them directly and asked evidence of how this account was opened. I have not received anything, I also asked the credit bureaus to investigate this account. It has been over 30 days and they have not provided any evidence.
12/19/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was paid
  • PA
  • 18704
Web
I made a settlement agreement with CREDIT CORP SOLUTIONS that if I paid {$300.00} of a {$490.00} balance for a debt owed that once the payment cleared they would contact the credit bureaus to have this debt removed and any history from my credit reports within 30 days. The payment cleared in their system on XX/XX/2021. Today is XX/XX/2021, I have called them about 3 times over the past 7 days. Only to be told that I still have to wait before they contact the credit bureaus because it takes 45 days which is not what I was told in the beginning. I called again on XX/XX/2021, and spoke with a rep. named XXXX, she tells me it takes 30 days and the 30 days have not started yet. It was reported to the credit bureaus that I owe a balance of {$190.00}, which is supposed to be cleared as per our agreement. I recently refinanced my vehicle and did not get the rate I deserved because this debt is still on my credit reports.
01/03/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • NY
  • 11207
Web
Hello This is a formal complaint that inaccurate credit information is being reported. I am very distressed that the information in my credit profile is damaging my good credit standing. As you are no doubt aware, credit reporting laws ensure that bureaus report only accurate credit information. No doubt the inclusion of this inaccurate information is a mistake on either your or the reporting creditor 's part. Because of the mistakes on my credit report, I have been wrongfully denied credit recently for a loan which was highly embarrassing and has negatively impacted my lifestyle. optional In accordance with XXXX5 U.S. Code 1681b, 15 U.S. Code 1681c, and 15 U.S. Code 1681c2 along with the proof I'm attaching to this letter, I'm sure you'll agree it needs to be removed ASAP. The following information, therefore, needs to be verified and deleted from the report as soon as possible : XXXX XXXX XXXX {$1300.00}
01/17/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • FL
  • 32164
Web
I was contacted by Credit Corp Solutions Inc ( CCSI ) via phone stating they acquired a debt from XXXX and I owe them {$53.00}. I never had a debt with XXXX for {$53.00}. I have also been a victim of identity theft, which continues to plague me. I spend countless hours dealing with this type of harassment and I'm fed up. CCSI has now mailed me an affidavit to fill out regarding the debt, which requires a notarization. I do not know a notary, nor do I feel I should be burdened with trying to obtain and pay for a notary for a debt that is not mine. I do not have the money to run around town looking for a notary and to pay for the service. I should be compensated for trying to fix a problem that is not mine and for the incompetency of a company who falsely issued a service/product in my name. Finally, I filed BK in 2020 and whatever debts that were and were not mine should be protected under the filing.
11/12/2021 Yes
  • Money transfer, virtual currency, or money service
  • Domestic (US) money transfer
  • Fraud or scam
  • PA
  • 18102
Web
Hi, i received a letter from Credit Corp Solutions Inc indicating that there alleged debt on my name which is no accurate and false information, i filled and reported XX/XX/2018 identity theft, i never use XXXX my entire life, i beleived somone use my name and address like happended XX/XX/2018 then i reported to Federal Trade Comissioner and Identity Theft, i'm request from this collection agency verify this alleged debt and disputed becuase i never used XXXX, they should investigate and mark this account as fruad activiity i reported this fraud and ID Stolen to Consumer financial protection bureau Federal Trade Commission PA state Attorney General Note : this alleged debt is fruadlent since i reported and recoreded by police report on XX/XX/2018 and has been already fraud on my credit report you don't supposed to contact me again by mail or phone or email this account must be disputed and fruadlent
10/30/2023 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • OH
  • 44130
Web Older American, Servicemember
I received a call today, XX/XX/XXXX, from XXXX ID # XXXX at Credit Corp Solutions call came from phone # XXXX at XXXX. XXXX stated I had {$27.00} outstanding balance that XXXX XXXX paid but couldnt tell me who they paid it to or what it was for, he gave me a date of XX/XX/XXXX that XXXX sent it to them for collection but couldnt tell me what date the {$27.00} was from, he gave me a XXXX reference # XXXX then XXXX transferred me to XXXX, she gave me the same statement but added they sent me a letter in XX/XX/XXXX to an address I havent lived at since XXXX, she told me its my responsibility to prove I didnt get the letter??? Makes no sense. I informed her I was contacting you, she informed me this will be put on my credit report and it will ruin my credit. I do not have a XXXX account and never did. I am also a victim of identity theft that started in XXXX and has to this day keeps going.
05/21/2019 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • SC
  • 29577
Web
Credit Corp Solutions is claiming I owe them {$830.00} from a debt they purchased from XXXX XXXX, which I am also currently disputing. I do not recognize this debt and they are unable to provide anything bearing my signature showing that I have any contractual obligation to pay them. I also noticed another illegal practice ... I'm receiving calls from XXXX which belongs to Credit Corp Solutions on a private line that no creditor has and it's not listed on my credit report. They do not have permission to call this number and they only possible method of them having this number is by phishing and reaching out to friends and family. I've contacted the company twice to fix this error and they are non-compliant. The first attempt, they received my dispute my certified mail on XX/XX/2019. The second attempt was again through certified mail, their receipt of my dispute showing XX/XX/2019.
05/14/2019 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • MA
  • 02703
Web
Credit Corp Solutions has broken numerous state and federal laws in attempt to collect a debt. First - I am a Massachusetts resident. Credit Corp is NOT licensed to collect a debt on a Massachusetts resident. Second - I have sent two requests for validation of debt ( XX/XX/2019 and XX/XX/2019 ). Under federal law they had 30 days from the date of receipt to provide validation. They failed to reply whatsoever within the federally mandated time frame. Third - In XX/XX/2019 I sent a 93A Demand notice informing them of their failure to obtain licensing, illegal reporting ( listing their own name on a MA consumer credit report in violation of 209 CMR 18.17 : Unfair Practices ( 11 ) and 940 CMR 7.07 : General Unfair or Deceptive Acts or Practices ( 15 ) and ( 21 ) ) and failure to provide validation of their claim. They ignored this notice, no reply or correspondence has been received.
10/18/2020 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • VA
  • 24018
Web Older American
I received notice of a Collection on my XXXX Credit Report from Credit Corp Solutions in 2016. I never received any contact from this company notifying me of the debt or that they were going to place this on my Credit Report. In addition, it is factually incorrect. Therefore, I disputed the debt online with XXXX the debt and I asked that I be provided with a Signed Contract and Verification and Validation of the Debt. I received nothing from either Credit Corp Solutions or XXXX, online or in the mail, simply a statement on my Credit Report saying that Credit Corp claims it is correct without providing any proof. I want to see a Signed Contract and receive Verification and Validation of this Debt, or have it removed from my XXXX Credit Report. I am XXXX years old, my only source of income is Social Security XXXX for XXXX XXXX and other Health Issues and this is harassment.
09/24/2020 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • VA
  • 231XX
Web
I currently have a pending warrant in debt with a company that is not listed on my credit at all. I have checked all three and nothing matches, not the account original holder, amounts or even the collection agency. I believe this to be deceptive. I do not even have an address for the collection agency. I currently have attorney information and a statement. Looking at my credit reports the original creditor is not even listed in any form. The amount of the debt listed on the warrent is XXXX. The attorney is listed as XXXX XXXX XXXX, XXXX. located at XXXX XXXX XXXX XXXX XXXX, VA XXXX stating under oath that i have an open/active account with Credit Corp Solutions INC . Breach of contract with XXXX, but nothing anywhere else.. How am I to obtain any information when none exists? How are they an owner of an account that is not being reported and I have no other information on?
11/22/2022 Yes
  • Debt collection
  • Private student loan debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • OK
  • 74012
Web
Credit Corp Solution in XXXX Utah called and verified my information and when I told them I would not pay for this debt as I can not afford it and the trucking company that was supposed to pay it screwed me over they told me that they would be sending this debt to their pre legal team I assume in hopes to get me to set up a payment arrangement. I disconnected the call looks up the laws regarding the threat of the pre legal team and contacted an attorney and was advised that was threating legal action. I can not afford to pay this debt as I am going thru a divorce and already have a child support garnishment on my pay check. This is not the added stress that I need from a debt collection company to try to get me to pay for something that I got screwed over on. One day if I have the money Id be more than happy to pay it but dont need to be threaded to make it happen.
09/12/2018 Yes
  • Debt collection
  • Credit card debt
  • Threatened to contact someone or share information improperly
  • Contacted you after you asked them to stop
  • OH
  • 44135
Web
Credit Corp Solutions has been attempting to contact me with spoofed local XXXX numbers. They began to contact my work number and on XX/XX/18 I sent them an email attempting to negotiate a settlement and also directed them not to contact me at my work number, as I am unable to receive these types of calls. I know they received that email because they contacted me on my personal number about it and I spoke to them about it on XX/XX/18 before deciding to try and speak to an attorney. Today, XX/XX/2018, I was called at work from a known number of theirs that theyve used to spoof before to contact me. I have asked them not to contact me at my workplace and they ignored that request. They have also threatened to send me to pre-legal which is not an actual legal action, and have threatened to damage my credit by reporting to the credit bureaus which they havent done yet.
06/15/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • SC
  • 29210
Web
I have disputed this debt with the credit reporting agencies. I did not sign a contract with Credit Cop solutions Inc. They are trying collect on a debt originated with XXXX XXXX XXXX XXXX XXXX I received a letter from them stating what the feel was debt validation. It including no documentation, just them giving dates to when they acquired the alleged debt. I sent them a letter via registered mail XX/XX/2022. Requesting validation documentation. Explicitly outlining my request and gave them a 30 day time frame to send the info. They in return sent me a envelope with copies of statements from the original creditor only. No proof they owned the debt. No contract from the original creditor. They even falsely stated this not time barred and they have they right to pursue this debt. Attached you will see the letter sent to them and what they sent in return.
08/29/2023 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 91306
Web
A few years ago someone used my XXXX account to purchase some XXXX products totalling around {$2500.00}. I immediately requested a chargeback from my bank, which was successful. I then enabled 2FA on my XXXX account and disconnected my bank account from it, and I thought it was taken care of. A few months ago a debt collector contacted my by phone and email claiming I owed several hundred dollars on a XXXX debt. There should never have been a debt because the money didn't transfer. Also, I was never even contacted by XXXX about a debt owed. I have since reopened that XXXX account and use it occasionally, and have never gotten any debt notifications. This is being reported on my credit as a debt owed and I'm not sure why or how I can remove it. It is being reported on my credit as a debt of {$640.00}, but their collection email said it was {$220.00}.
05/26/2022 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Attempted to collect wrong amount
  • WY
  • 825XX
Web
I entered into an agreement to pay Credit Corp Solutions {$2000.00} to fully and completely discharge a debt of {$2700.00} owed to XXXX credit. The agreement is dated XX/XX/2022. {$2000.00} was taken from my checking account by Credit Corp Solutions on XX/XX/2022. That amount was reported to XXXX on XX/XX/2022. However, Credit Corp Solutions, operating under a different name, purchased or re-reported the {$690.00} difference I did not pay in my settlement and has left it on my credit reports. This is clearly an attempt by Credit Corp Solutions to circumvent law and illegally attempt to collect a debt that was legally fully paid through a legally binding agreement by acting as a different company and using the credit rating system as a way to hold consumers hostage. I refuse to pay the {$690.00} and I want it removed from my credit reports immediately.
12/21/2020 Yes
  • Debt collection
  • Credit card debt
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • SC
  • 29730
Web
XX/XX/2020 on XXXX eastern Credit Corp Solution 's called my phone which was recorded and asked for X name. The person said on the phone what is the regarding. they explained a personal business matter- are you X - to which was replied i am not giving that information. the company credit corp solution 's then stated can i get your SSN. TO which was replied i am not giving you any information. CORP solution then said well i have XXXX as the last 4. The call then kept going to which they asked for the birthday- which was replied i am not giving you that information. Corp solution then gave out my full birthday. they then said this is for a XXXX credit card. So all in all they gave to an identified person on my phone my last 4 of my social- my full birthday, and that it was regarding my XXXX credit card ( which is obviously it is for debt collection. )
05/12/2022 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • CA
  • 91701
Web
Please help! I was served with legal papers about XXXX weeks ago. It just has XXXX dates stamped on it of ehen received by court (? ). No other info about what action sm i to take. I'm not sure if calling law firm would be ideal as the deliverer seemed aggressive. She was knocking very hard/loudly on my door and even talking/yelling through my open window. I couldn't get to the door due to XXXX XXXX XXXX. The woman left the openly visible papers ( no cover page or confidentiality ) on my doorstep for all neighbors to see ( apartment ) as they came in and out. This included an XXXX delivery person who took picture of the doorstep with delivered package. It was embarrassing. Please help with who I can contact with being lost, confused, and bullied. XXXX also has image of these legal papers in their data system as well due to picture of the doorstep.
10/17/2017 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • LA
  • 70403
Web
I have been receiving multiple phone calls, sometimes per day. Blocked numbers, spoofed numbers, etc. The agents are dismissive when I tell them that the debt was sent to them in error. I applied for and received a credit card but did n't end up using it for my dental work. I have the receipt for the cash payment. I 've tried calling XXXX XXXX - where the debt seemed to originate - but they say that once the debt has been sold they can not retrieve the information that would clear my name. The agents from this company, Credit Corp Solutions, have heard all of this information but do not seem interested at all in it. They repeatedly say that they only want to discuss how I can pay them. If I try to disengage the conversation because I am driving or my children need my attention, the agents will firmly try to keep my attention to their call.
06/03/2023 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • AL
  • 35244
Web
I keep getting a phone call from XXXX XXXX saying he's from Credit Corp Solutions. He has used illegal tactics, saying I need to pay this debt or he'll have no choice but to file legal actions against me. I complied and set up a {$100.00} payment, but then I was told by my uncle, who is a lawyer, that I shouldn't have until they sent me proof of debt ownership, which they did not. And they are not allowed by law to make a legal threat via phone, which he did. I have blocked this payment from being charged to my credit card. This company must be held accountable for using a scare tactic to pay this debt and not complying with the FDCPA. I want Consumer Financial Protection Bureau to have this company accountable for illegal debt collection practices. For any more threatening calls, my uncle is prepared to file a harassment suit against them.
06/01/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • AZ
  • 85132
Web
Per complaint filed XXXX I have had one and only one XXXX account which was opened almost 20 years ago. I have never had or held a negative balance with XXXX. Since filing the complaint, the company has called again. This time, the person on the other end refused to accept that I would not be talking or confirming anything with them and started screaming out Personally Identifying Information ( PII ) over the phone including a SSN. This is feeling more and more like a corrupt company trying to illegally attempt to collect a debt. I do not and will not ever conduct business over the phone as debt collectors will always claim that what was said was not said. Only in writing, and the writing you just filled out to this federal agency is very much so fraudulent. My XXXX account is in good standing and I've never had a negative balance.
06/02/2023 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • MI
  • 480XX
Web Servicemember
Credit Corp Solutions. contacted my work phone and a third party about this alleged debt and the contents and threatened them in order to try and get my contact information from them. I have never received a validation of this debt or any notice of debt from Consumer Credit Corp Solutions. nor have I ever heard of this debt collection company. I have never been provided any change to dispute this alleged debt due in the amount of {$730.00} which is a violation of my FCRA rights. I do not recognize this debt nor do I owe this debt. It is illegal to contact third parties about debt owed or to threaten people about an alleged debt if they don't give you someone's contact information. It is also fraudulent to put a collection on someone's credit report without any proper notice of debt or validation of allegedly owing said debt.
11/03/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • UT
  • 84020
Web Older American
On XX/XX/XXXX I received a letter from Credit Corps Solutions , Inc., XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, UT XXXX, phone # XXXX, claiming that they now owned a debt I had supposedly incurred for {$390.00} with XXXX. A XXXX representative has assured me that this is not so. I have mailed the letter suggested by CFPB to these folks disputing the debt ( thank you so much, CFPB ), but am in addition submitting this complaint in the hope that others can learn from my experience should they receive a letter such as the one I received. ( It was actually a pretty poor attempt on this outfit 's part, since if they actually had obtained rights to collect this nonexistent debt from someone, they would not have badly misspelled my name on the letter to me ; but there was enough correct in it to show that I was the intended recipient ).
07/13/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was paid
  • NJ
  • 07840
Web
I have debt on a XXXX XXXX credit account. It has gone to collections, and I have been paying the debt to XXXX XXXX XXXX, XXXX since XXXX, 2020. Another collection agency, Credit Corp Solutions has contacted me sporadically over the past year to try to collect the same debt. I have tried to contact them but they never answer or return messages or emails. Now, Credit Corp Solutions has hired an attorney ( XXXX XXXX XXXX , XXXX ) to sue me over this debt. The law firm has not returned my call either. I have record of trying to contact them both. Credit Corp Solutions also didnt start to send me letters until after I started the pay plan with XXXX XXXX XXXX, XXXX. Attached files show the collector I am paying, and the LAST contact from Credit Corp Solutions and the date of that, as well as their attorneys letter and the date
06/06/2023 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • NV
  • 89121
Web
This company has attempted to call me during work hours to attempt a debt in which they obtained illegally. It is against the law to buy a person 's information and I also do not have a written contract with them. When I ask them to remove this report from the bureaus, they said " they can not do anything unless I verify my personal information with them first '' This has turned predatorial and also releases me from the original contract. I did not reenter any written contract nor sign any paper work with this company. They are asking to pay them over XXXX which wasn't even the balance of the original contract either. Further I did not give any permission for this company to report anything to any credit bureau. They have did this without my acknowledgement. They have not been able to verify anything of this said account.
12/31/2022 Yes
  • Debt collection
  • Payday loan debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • OH
  • 442XX
Web Older American
Fraudulant Loan taken in my name around XXXX XXXX by fraudulant methods. At the same time our credit card was hacked but stopped. The loan was for the amt of {$20000.00} which I had no idea it had happened until a bill showed up in the mail. XXXXraud reports were filed with the local sheriffs dept as well as the sheriffs dept in XXXX XXXX Florida. Fraud alerts and reports were applied for at FTC.Gov, Identity theft.gov as well as with all XXXX, XXXX XXXX XXXX, XXXX and XXXX. I later realized I was part of the XXXX XXXX XXXX in XXXX. I have filed a complaint as well. I have been trying to work with XXXX to remove this loan but until now to no avail. Then XXXX sold this fraud loan to a collection agency Credit Corp Solutions without any resolution, and I am still providing information to XXXX. Please help
10/01/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • PA
  • 19139
Web
I am a consumer and protected by federal laws. Credit Corp solution is violating my consumer right under Title 15 USC. Under 15 USC 1692g credit corp did not validate any debt. I was contacted multiple times confirming that it was a debt collector and they attempt to collect a debt. Violation of 15 U.S. Code 1692c -a.1 I was harassed and abused by multiple people calling my phone and threatening me. Violation of 15 U.S. Code 1692d - Credit Corp employees falsely represented the corporation mentioning they are handling and personal and business matters to get in contact with such person. Violation of 15 U.S. Code 1692e. Credit Corp Solutions is in violation of 15 usc 1692 b. ( 5 ) Credit Corp Solutions is in violation of 15 usc 1692 b. ( 2 ) Credit Corp Solutions is in violation of 15 usc 1692 f. ( 8 )
03/08/2023 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was already discharged in bankruptcy and is no longer owed
  • GA
  • 30349
Web
privacy and confidentiality under 15 USC 1681. Account name : # XXXX, has violated my rights. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions 15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years. 15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.
10/19/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • NC
  • 28208
Web
Account Name CREDIT CORP SOLUTIONS IN Account Number XXXX Date Opened XX/XX/XXXX Status Collection account. {$670.00} past due as of XX/XX/XXXX. Status Updated XX/XX/XXXX Balance {$670.00} Collections is not from original creditor. I do not owe Credit Corp Solutions- ( account # XXXX ) {$670.00}. I never heard of Credit Corp Solutions. I never did a contract with them. Futhermore, I am in the state of NC and they can not legally collect in my state for a date that I did not owe for this company. NC is three years of statuatory limitation. Their also reporting inaccurate My understanding is that the Metro 2 Format is the industry standard for reporting, complete, and timely information and that " The data should be reported to the specified definitions in order to process credit information correctly.
07/26/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • NH
  • 038XX
Web
On or about 2019? -earlier? There was another XXXX? XXXX that had information posted to my report. I didnt realize any of this in till the Sheriff was gon na serve me papers from a collection company. However upon investigating, I was NOT the same person. The last item to have removed is being difficult. The personal loan has been bought and sold and transferred. Ive never received any information on loan it was just on my report. I reached out once to get a copy of paperwork that the claim was referring to. All I got was BLANK application, instructions etc. Now, why would I fill this out and return it? That would be giving them all information about me that they dont have.I would like to see : 1 ) APPLICATION 2 ) APPROVAL INFORMATION 3 ) PAYMENT TO BANK? CHECK? Ill do a police report if needed
08/24/2020 Yes
  • Debt collection
  • Credit card debt
  • Communication tactics
  • Frequent or repeated calls
  • ME
  • 041XX
Web Servicemember
The company, Credit Corp Solutions is calling me at my home multiple times per day even after I speak with them. I have told them multiple times Ive lost my job, I have nothing/no ability to pay them in every spare dollar I have are going to essential needs. I have explained the situation to them repeatedly and I understand that they will periodically want to call. But they have increased their calls as if to attempt to harass me and are now telling me causal stop if I Simply commit to an agreement with them. They are a collector and not a company I have engage with for business. They say they represent my credit card company but have provided me with no proof of that. They are increasing my XXXX my phone will not stop ringing with their calls and when I block the numbers they called from new numbers.
07/30/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 33487
Web
XXXX XXXX Account XXXX On XX/XX/2019, A company shown as CREDIT CORP SOLUTIONS was reported to my credit report per Credit Report. I have never signed an agreement with this company, and Nore have I ever heard of them. Upon further research, the debitor 's creditor did not verify this collection. Also, there was NO written form of communication/contract or written signature for this accused debt at ALL. A bill without a ( written ) signature does not validate the debt as anybody can send an invoice and say it's mine. According to FCRA, this company has violated my rights as a consumer. I'm looking into taking legal action to remove the fallacious account from my credit report immediately! I wanted to see if my dispute could be resolved by taking all necessary steps before taking drastic action.
07/30/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 33487
Web
XXXX XXXX Account XXXX. XXXX On XX/XX/2019, A company shown as XXXX XXXX XXXX was reported to my credit report per Credit Report. I have never signed an agreement with this company, and Nore have I ever heard of them. Upon further research, the debitor 's creditor did not verify this collection. Also, there was NO written form of communication/contract or written signature for this accused debt at ALL. A bill without a ( written ) signature does not validate the debt as anybody can send an invoice and say it's mine. According to FCRA, this company has violated my rights as a consumer. I'm looking into taking legal action to remove the fallacious account from my credit report immediately! I wanted to see if my dispute could be resolved by taking all necessary steps before taking drastic action.
01/11/2023 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 93727
Web Older American
On XXXX XXXX a check was issued and paid to Credit Corp Solutions to pay a old CC debt in the amount of {$5600.00} that originated from XXXX XXXX XXXX XXXX On that very same day Attorney XXXX XXXX XXXX XXXX. filed a law suite in XXXX XXXX XXXX XXXX on behalf of Credit Corp Solutions stating this debt had not been paid. I have made several contacts to XXXX XXXX XXXX without a reply for past XXXX weeks now included copy of the Check and Cleared Check from the Bank, including mail/email and Fax. XXXX & XXXX XXXX. appear to be on a quest to negatively ruin my reputation and cause me more financial burden with a illegal law suite with the XXXX XXXX of XXXX XXXX. The Debt has been paid there is no reason to continue with a law suite or further negative harassment from XXXX & XXXX XXXX.
03/31/2022 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • SC
  • 29801
Web
The company called my mother and told her that I was going to go to jail if I did not get in touch with Credit Corp Solutions. Also, and address was needed to serve my paperwork for court. She gave the company my address and told them a time that I would be home so the said company can serve me some type of paperwork. The address listed on the paperwork is mine however, it was received by a neighbor of my mother. After, knowing my address. The neighbor daughter gave me this information a week after someone gave it to her father. The information provided has inconsistencies and multiple addresses. The paperwork that was given did not come in an envelope with a return address. A letter about debt repayment options was mailed to my mother house as well after my address was given.
05/13/2023 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • IN
  • 46260
Web
CREDIT CORP SOLUTIONS , INC. has apparently filed suit against me, regarding a debt that I DO NOT owe them I have never applied for, agreed to, and/or signed for any form of credit with this company. I have been receiving solicitation letters from bankruptcy attorneys, offering their services to me, due to this unsubstantiated debt. I am being threatened with up to 25 % paycheck garnishment, and/or freezing of my bank account. II have never received a letter or any form of payment request ( in which i would have denied and disputed ), because I have NEVER received a loan, credit card or any other form of credit from this company. I will not be threatened and i do not appreciate this company 's attempt to EXTORT money from from me, directly nor through false legal filings.
07/07/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • GA
  • 30030
Web
XX/XX/XXXX - ( ATTACHED ) Letter received by Credit Corp Solutions titled ( Second Response to Dispute ) - FALSE & MISLEADING because it was the first and only letter, I received from them. This is a violation according to CFR 1006.18 ( FALSE, DECEPTIVE, OR MISLEADING REPRESENTATIONS OR MEANS. I demand for Credit Corp Solutions to DELETE the negative item from my credit file, immediately. XX/XX/XXXX - ( ATTACHED ) I responded to their false & deceptive letter, and I requested VALIDATIION pursuant to CFR 1006.34 XX/XX/XXXX - ( ATTACHED ) Proof by USPS delivered receipt proving Credit Corp Solutions received my letter requesting VALIDATION but they have not responded within 30 days. I demand this unvalidated negative item to be deleted from my credit file, immediately.
06/21/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • NJ
  • 07093
Web
Credit Corp sent correspondence to my residential address violating FDCPA after being told DO NOT CONTACT me. Credit Corp flagged my complaint ( XXXX ) as a duplicate complaint to complaint ( XXXX ). Complaint ( XXXX ) provided specific violations of Metro2 such as, reporting data on my credit report as a credit grantor when Credit Corp is a debt collector, providing credit limits, terms, payment, utilizing comments within credit report, credit history/ratings, original charge-off violations. FCRA violations, NO FCRA date, falsifying FCRA dates by not aligning with payment history and failure to report alleged debt as medical. PLEASE DO NOT delete this complaint and review the supporting documentation attached that specifically calls out all credit listing violations.
12/09/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • PA
  • 191XX
Web
Credit Crop is reporting I owe them a total amount of XXXX dollars. After numerous attempts to contact the agency and ask for debt verification and debt validation as well as a sign contract with this agency ( which they were unable to provide ) but instead sent a bill from XXXX. I have reached out to the credit agencies and I am not getting any responses to the discrepancies on my credit reports are reporting inaccurate information as I have never had an account or signed contract with this company. This account has come back verified but what actual proof did they verify because they still did not provide a contract I have specifically with this company. I reached out to this company over 30 days ago and have yet to receive a response from anyone.
10/13/2023 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Attempted to collect wrong amount
  • MI
  • 48910
Web Servicemember
I have disputed an account with a collection agency ; asking them to FULLY VERIFY AND VALIDATE this debt. This is my FOURTH letter from this collection agency; refusing to send all required and requested. I am entitled to the following documentation to fully validate a debt : 1 ) Original account number 2 ) Alleged amount owed 3 ) MY WRITTEN SIGNATURE with the original creditor 4 ) My written signature to have my account sold to a third party 5 ) Itemized copies of entire billing history of alleged debt The only information this debt collector will send is an itemized alleged billing history. There is no proof of ownership, nor proof that this company can collect debts in my state. There is no written signature by me with alleged creditor.
04/18/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • SC
  • 29708
Web
An unauthorized account was created with XXXX using my email address and another email address of an unknown party. I am unaware of when the account was created but I was contacted XX/XX/XXXX by letter from a collection agency who purchased the account from XXXX. The account has a {$310.00} negative balance. I do not now nor have I ever ( to my knowledge ) had a XXXX account. XXXX has denied my claim of fraud/identity theft stating ( according to the collection agency ) that in XXXX I provided them with proof of identity which I did not. This was in the form of a copy of my passport which I have never shared with anyone except customs agents at airports. Copies of what was used to " prove my identity '' in XXXX were not provided to me.
05/24/2022 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • NC
  • 28226
Web
credit corp solutions called me on XX/XX/24 at XXXX. They did not identify who was calling although I asked multiple times. They released my social security number with fully confirming it was me on the phone. I informed them that I needed to receive a letter and was falsely told that a letter had already been sent out. I repeated multiple times to them that I did not want to be called nor would I confirm information over the phone. They talked over me and continue to ask for verification information after I had already told them no and they had already spoken out my social security number. I have my mailed tracked through USPS informed delivery and can verify that no letter in the last month has been sent from this company.
11/07/2018 Yes
  • Debt collection
  • Credit card debt
  • Communication tactics
  • Frequent or repeated calls
  • MD
  • 21040
Web
i have been receiving at least 5 or more calls daily from different phone numbers last time i spoke with someone they were really aggressive threaten to sue if I did not resolve this balance. she called today and angry and hung up on me after i questioned her how did she get my work # that I never provided.At the beginning I did offer a payment arrangements and the first lady was like no, if you don't pay in full i'm fwd to the pre-legal dept. {$50.00} a month i was able to do. I did not provide my work number, they called my job looking for me. I advised her that she has my cell and email address to contact me. All i want them to either agree to the payment plan or proceed otherwise but don't threaten me or repeated calls.
01/14/2022 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • IA
  • 510XX
Web
XX/XX/21 Credit Corp Solutions sent me a letter stating they were pursuing debt payment of {$130.00} for a XXXX account in the name of XXXX XXXX. the notice doesn't say when the debt was incurred. I called them to explain that isn't my name and that I have an active XXXX account of my own with my correct name. They sent me a " Response to dispute and verification notice '' and wanted me to have it signed by a notary public but the paperwork is still addressed to XXXX XXXX, which is not me, XXXX XXXX. Credit Corp Solutions also believed this was probably a fraudulent attempt to collect money. Credit Corp did state that this fraudulent XXXX account was using my social security number but had a bogus email account tied to it.
12/10/2019 Yes
  • Debt collection
  • Credit card debt
  • Threatened to contact someone or share information improperly
  • Contacted you after you asked them to stop
  • PA
  • 15235
Web
My boyfriend and I bought furniture from XXXX with XXXX card through the store, they went out of business and XXXX changed the contract without an notice and over charged us and added kate fees when nothing was late. They sold the debt to credit corps solutions. Credit corps solutions then decided to call me multiple times a day threatening legal action and threatening to call my boyfriends job. I asked them to stop calling me after I explained I do not owe anything to them and I am unemployed and a XXXX. They call me multiple times a day even after I said no more contact. They then decided to go forward and call my boyfriends job. Sending me threatening emails and continue calling me with these threats or not speaking.
02/13/2023 Yes
  • Debt collection
  • Payday loan debt
  • Attempts to collect debt not owed
  • Debt was paid
  • TN
  • 371XX
Web
A company named Credit Corp Solutions XXXX Tasman Credit Corp is trying to collect an old installment line of credit that I previously settled in full with XXXX XXXX XXXX. I have an email from XXXX from XX/XX/XXXX stating the loan number and that the message serves to confirm the loan had been settled in full. In XX/XX/XXXX, I started receiving phone calls and mail from XXXXredit Corp Solutions XXXX Tasman Credit Corp stating that XXXX XXXX sold the account to them for collections for an amount of {$2600.00}. Even after providing them with the original email stating the account was settled in full, they continue to tell me I owe it. I am concerned that it will harm by credit score that I've worked hard to repair.
03/02/2023 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • FL
  • 324XX
Web Older American
Credit Corp Solutions violated The Florida Consumer Collection Practice Act by failing to provide meaningful disclosure by not notifying me within 30 days of assignment to collect debt commenced as well as engaged in harassment communications, and threatening communications. In addition, Credit Corp Solutions & XXXX XXXX XXXX, P.A XXXX XXXX XXXX, XXXX XXXX, Florida XXXX, XXXX XXXX Attorney for the Plaintiff XXXX XXXX XXXX, initiated a Small Claims lawsuit ; in The County Court and For XXXX XXXX FL, Case No. XXXX. by using " Sneaky and Deceitful Conduct, unscrupulous practices, overreaching, concealment, trickery and other unconscientious conduct which would be condemned by honest and reasonable people.
12/02/2016 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • PA
  • 15235
Web Older American
I joined a 12 week weight loss program for {$700.00} in 2009. Four weeks into the program, the company closed. XXXX XXXX wrote off acct, then sold it to XXXX, who began agressive collection. I paid/settled acct XX/XX/2012. About 6 months ago, I began getting calls from phone numbers with area codes from all over the country -- -all saying I owed over {$4600.00} and if I did not agree to a settlement and pay, I would be sued, arrested and could go to jail. I threatened to report the scam. It stopped for about 2 months, and has began again. Credit Solutions found my home & email address and is sending letters and threats over the internet. This company says they are collecting for XXXX XXXX.
09/27/2021 Yes
  • Debt collection
  • Credit card debt
  • Communication tactics
  • Frequent or repeated calls
  • TN
  • 38118
Web
I reached out to Credit Corp Solutions on XX/XX/XXXX after receiving correspondence via mail asking them not to contact me in any way regarding a debt that want mine. I explained and sent a copy of what I sent to the original creditor regarding the debt as well as a letter from the creditor stating theyre removing it. They keep calling called today XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XXXX, XXXX, and XXXX also explained to them I sent the original creditor a copy of my lease and a utility bill showing that the account was opened at an address doesnt match the address I currently reside at and also was residing at at the time The about was opened which also resulted in it being removed.
05/27/2021 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • TN
  • 37212
Web
On or about XX/XX/2021, I sent an email to Credit Corp Solutions asking them to : a ) cease and desist with any further phone calls and, b ) to provide verification of any alleged debt, I provided them with my mailing address through the end of XXXX, 2021. Since that time, they call at least three times a day from various numbers, purportedly local to XXXX. On Monday, I answered one call and the person on the other end insisted on getting me to divulge personally identifying information. When I refused, she told me they would continue calling. I received another phone call today, XX/XX/2021 at or about XXXX, CT. I should not have to make repeated requests for them to cease and desist.
09/14/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 75218
Web
I am in recepit of a letter dated on XX/XX/XXXX from Credit Corp Solutions. They have stated that they are the new creditor on an alleged debt and stating that I owe an alleged debt. While reviewing the letter, I came across many violations pertaining to my consumer rights. Under the FDCPA, Congress states that a debt may be sold from a credit, but not my private information. 15 USC 1692c ( a ) alone states " without prior consent of the consumer given directly to the debt collector ... a debt collector may not communicate with a consumer in connection with the collection of any debt. '' I have never consented to contract with Credit Corp Solutions and they have breached my privacy.
04/12/2021 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • MA
  • 024XX
Web Older American
On XX/XX/2021, I received a letter from Credit Corp Solutions , IncXXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, UT XXXX claiming that I owed {$990.00} in unpaid debt because a person named XXXX XXXX residing at XXXX XXXX XXXX, XXXX, MA XXXX failed to pay XXXX with a XXXX XXXX. credit card. I responded in writing with a certified letter that I am not this person, have never lived at said address and never had a XXXX credit card or had an account with XXXX. Credit Corp Solutions wants me to sign a document notarized indicating that this is fraud. They must determine fraud not me. My letter to them states as much. See letter attached. XXXX XXXX continues to send me demands for proof.
07/02/2021 Yes
  • Debt collection
  • Auto debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • FL
  • 330XX
Web Servicemember
Im XXXX, I purchased a XXXX vehicle that was stolen the insurance paid it off, also the gap insurance cover for the debt. Contacted XXXX several times and no response they said that I owed money even though I receive letters from XXXX credit and my insurance XXXX specifying it was paid off, they sold the so called debt to Credit Corp solutions all my information without my permission or authorization, they send out a post card on XX/XX/XXXX, I called them several times and they never answer my phone call, I just received a letter that i am being sued by them. How is this legit im retired and XXXX men, they got the money paid off, and now they trying to ruin my credit and my life.
02/03/2022 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • TX
  • 77040
Web
in XXXX an account was opened with the company XXXX XXXX XXXX a loan company, and a loan of $ XXXX was taken out using my name, social security number, and date of birth. I was unaware of this account until XXXX of XXXX and since then have tried to dispute the account with XXXX to no avail. I have also contacted the debt collection agency, ( CREDIT CORP SOLUTIONS, IN ) that is now in charge of the account and they have only offered to reduce the balance owed forcing me to pay off a fraudulent account in order to have it removed from my credit report. Contact info for CREDIT CORP SOLUTIONS, IN Phone number ( XXXX ) XXXX Address XXXX XXXX XXXX XXXX XXXX XXXX XXXX, UT XXXX
07/22/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • PA
  • 18042
Web Servicemember
Dear CFPB : Thank you for the opportunity to exercise my rights under the Fair Credit Reporting Act ( Section 609 ) to dispute erroneous items in my credit file. Hence, I am submitting a dispute for the fraudulent XXXX XXXX account on my XXXX Credit Report. Credit Corp Solutions is the collection agency attempting to collect this debt. REASON : The reported account in the amount of {$1200.00} is unverifiable and not mine. I have attempted to resolve this matter with the collection agency without success. I also placed this fraudulent account in Dispute with XXXX on XX/XX/2021 and XX/XX/2021. At that time, I requested a " fraud alert '' be placed on my credit file.
06/06/2022 Yes
  • Debt collection
  • I do not know
  • Threatened to contact someone or share information improperly
  • Contacted you after you asked them to stop
  • MI
  • 48092
Web
Credit Corp Solutions has violated my federally protected rights. Credit Corp Solutions Inc. has and continue to try to coerce me into paying an alleged debt. They contacted me after I asked them not to contact me again they even called a new number for me that they did not have my permission to call, they continued using obscene and propane language and threatened to put the account on my credit report if I did not make an payment or an arrangement which is an violation of the FDCPA. Credit Corp is in violation of the FDCPA and the TCPA and assume civilly liable. An invoice for the violations will be mailed to credit corp solutions principle place of business.
05/17/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 91342
Web
Credit Corp Solutions, a debt collector, contacted me about two credit card debts that were opened in my my name. They said the two accounts were business accounts. I explained that I don't do business in the US and have been working in the XXXX and XXXX since 2014. I explained this was a fraudulent account setup using my personal info. They said these accounts were under my name and thus, I was responsible. I explained again that these were fraudulent accounts setup using my PO Box and personal info. I explained I had done police reports and FTC reports along with credit freezes of my credit reports to protect my personal info against this type of fraud.
11/01/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • XXXXX
Web
I am a victim of identity theft and my information was compromised in XX/XX/XXXX. This included my social security number number and my former address. Several accounts have been opened in my name that I gave no authorization to. A previous XXXX account was opened in my name with a debt that I had written and attributed to identity theft, as I have not used XXXX in years. A letter was mailed to my parents residence with my name on it dated XX/XX/XXXX, from Credit Corps Solutions, stating a debt of over {$500.00}. I am an American citizen living in XXXX, and have not used XXXX in years. I am not responsible for this debt and it was opened fraudulently.
06/12/2023 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • CA
  • 94509
Web
ON XX/XX/XXXX, at XXXX ( PST ) a man served me with papers. Reading papers it was from XXXX XXXX. A bill from XXXX. Contacted XXXX to find out what bill this was since I never received any notification that a bill was in jeopardy. Was told account was sold to Creditcorp. They in turn stated the bill was OUTSOURCED and was unable to give any information and contact attorney that is doing, but the attorney is requesting by the court for me to locate documents proving I don't own this account. If I can't get original documents or charge off paperwork how can I prove anything? No communication from anyone by phone or mail has been received. XXXX XXXX
12/25/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • IL
  • 60634
Web
XXXX XXXX called me in XXXX XXXX to tell me that I had money in their bank. I told them that I did not have an account with them. They offered me to send information about it, by mail, to which I agreed. On XX/XX/XXXX, I received a letter from them, saying that the account XXXX ( I don't know the numbers ), was sold to Credit Corp Solutions for {$5200.00} ( I didn't understand what it was about, and I left it for later, because XXXX is very complicated ). Today, XX/XX/2022, I received a letter from Credit Corp Solutions saying that I have to pay them a debt of {$5200.00}! I do not owe that money nor have I borrowed it from anyone.
01/31/2020 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • Frequent or repeated calls
  • IL
  • 61109
Web
HR and our Operations Manager received a call from Credit Corp Solutions concerning myself. It looks poor on my company performance when they call Managers at the top level of our site and leave messages for myself. I thought collection agencies were not supposed to call others at your work ( especially not those 2 or more levels above me ). I do not have any loan with Credit Corp Solutions. As I do not have credit cards or loans ( except one just opened to refinance my car loan with my bank ), I can only assume that they may be calling about Medical bills. We are paying on our medical bills, but not at the amount the hospital wants.
11/21/2019 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • NM
  • 88203
Web
This complaint is in regards to account with XXXX XXXX XXXX which was charged off and sold to a debt collector in XXXX. The debt collector was Credit Corp Solutions, INC. I paid the balance in full and received a letter confirming that my account was closed/paid in full on XX/XX/XXXX ( attached ). I have filed a dispute with XXXX to update my account. XXXX only updated my account to show that it was placed in collection in XXXX of XXXX ( attached ), which makes matters worse. Additionally, XXXX will not update my account information ( attached ). I have made all attempts to resolve this matter and will need further assistance.
09/15/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • NJ
  • 074XX
Web
I have no recollection of this account from " Credit Corp Solutions '' that they are referencing. I believe it is fraudulent, and I have tried reporting this. XXXX also will not remove this off of my credit report. It has been removed from XXXX XXXX XXXX. XXXX is the only credit bureau that I am having trouble getting it resolved with. Please help. I have provide XXXX with evidence of it being resolved with both other bureaus and a letter form the IRS proving that I am a victim of identity theft. They keep referring me to the creditor who will not respond to me... It's an endless loop and I am requesting more help. Thanks.
10/02/2019 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • NJ
  • 081XX
Web
I recieved a notice in the mail dated XX/XX/2019 stating that an application for WAGE GARNISHMENT is being filed against me by XXXX XXXX XXXX XXXX on behalf of CREDIT CORP SOLUTIONS. I have no knowledge of what this is in reference to and I was never given notice to appear in court or that there was a judgement against me.This appears to be very shady and deceptive as the letter is dated XX/XX/2019 and I recieved it well after that date with notice that if I don't reply within 10 days of the date the court will issue a wage execution against me.There is no mention of what it's for, how much it's for, or no relevant information.
03/07/2021 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Used obscene, profane, or other abusive language
  • CT
  • 06511
Web
Credit Corp Solutions INC violated a couple laws under the Fair Credit Reporting Act. The first violation was 15 USC 1692c ( a ). I did NOT give credit corp consent to contact me through any mediums. Credit Corp Solutions INC Violated 15 USC 1692b ( 2 ) because sent me a letter stating that I owe an alleged debt and that's a clear violation under the Fair Debt Collection. Practice Act Credit Corp Solutions INC violation of bringing legal action for an alleged debt. Pursuant to 15 USC 1692i ( b ) congress states that " Nothing in this subchapter shall be construed to authorize the bringing of legal actions by debt collectors ''
07/19/2023 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • MS
  • 38654
Web
Credit Corp Solutions continues to I mailed certified letter XXXX XXXX XXXX XXXX XXXX dated XX/XX/XXXX letting them Credit Corp Solutions know that they are in direct violation for refusing to validate a debt. Credit Corp Solutions continues to sent out the exact copy of the same letter with updated dates each year. In the letter I sent to Credit Corp Solutions dated XX/XX/XXXX I advised them that failure to validate the debt would waive any and all claims against me and they would be responsible for paying me for their continued violations and harassments in a attempt to collect on a debt that they can not validate.
10/20/2021 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • TX
  • 775XX
Web
Im XX/XX/XXXX I was served papers declaring that I was being sued by Credit Corp Solutions Incorporated for the amount of {$1700.00}. In Texas, where I live and am being sued in, the statute of limitations against debt collection states that 4 years to the date of last payment made to the debt is the timeframe in which debt can be sued for. The last payment made to this debt was XX/XX/XXXX. The date this debt citation claim was filed was XX/XX/XXXX. This makes the time of last payment to the relevant debt until the debt citation claim being made a total of 4 years and approximately 2 months. This is time-barred debt.
12/02/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account status incorrect
  • TX
  • 76036
Web
This is inaccurately reporting on my credit report. I need this to cease and desist off my reports. This company has been trying to destroy my name. Places collection account debts on my social security number without my authorization or consent. The consumer consents to whats reported on their personal credit profile. I have never done business and have no signed contracts with this company. There is no collateral estoppel and promissory estoppel thats I have ever used or signed with this company. Please stop all reporting on all credit bureaus. This is the 2nd attempt for resolution prior to legal proceedings.
05/19/2021 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • AZ
  • 85255
Web
I received a total of 12 phone calls on XXXX XX/XX/2021 and the morning of XXXX XX/XX/2021 from Credit Corp Solutions. The company failed to cease calling me after I asked them to cease and desist any/all communication with me. On XXXX XX/XX/2021 they started calling me at XXXX, at which time I asked to speak to a manager at the call center. I spoke to XXXX XXXX and he informed me that they use an automated dialing system to call debtors and that they were looking for someone named XXXX, about whom I have no knowledge. I'd like for this company to stop harassing me, my family members, and anyone associated with me.
08/14/2019 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Attempted to collect wrong amount
  • FL
  • 33134
Web
XXXX XXXX after a few attempts to collect the debt sold my account for pennies of the dollars to Credit corporation solution with a balance of XXXX which includes XXXX of principal ... {$1100.00} ( Interest ) and {$360.00} in fees Which i think is a rip off ... so now Credit corporation solution Inc XXXX XXXX XXXX XXXX XXXX XXXX XXXX .UT XXXX XXXX XXXX I went trough a XXXX XXXX, Im able to pay XXXX XXXX directly but collection agencys are living and making profit from people which is abuse, its is a disgrace.Even if you decided to pay the collection agency that record stay for 7 years Hurting your credit score
06/21/2023 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • IL
  • 60452
Web
On XX/XX/2023 I pulled my credit report and see an account from XXXX XXXX my credit. I sent them a certified dispute letter with a return receipt. XXXX responded back to me on XX/XX/2023 letting me know my debt been sold to Credit Corp Solutions . I then sent out a debt validation letter to in fact VALIDATE the debt not verification of the debt via certified mail with a return receipt. Credit Corp Solutions only sent verification documents and failed to send me what I requested. I feel anyone can make up billing statements I need to see my wet signature and contract with me in agreement with this alleged debt.
05/13/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 91342
Web
The company said the information was obtained from a creditor whom had my personal information. I explained to the company that I do not live nor work in the US. I have been working in the XXXX since 2015. The address associated with my name is a PO Box and information pertaining to me had been used to fraudulently open and use those accounts ( XXXX XXXX XXXX XXXX ). The company in question said it's your name and thus, these are your account. I submitted my police report and verifiable information about my identity. Still, the company ignored the obvious and posted fraudulent information on my credit reports.
09/14/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • TX
  • 770XX
Web
CREDIT CORP SOLUTIONS ( Original Creditor : XXXX XXXX XXXX XXXX ) Account # XXXX Balance Owed : {$3000.00} Open : XX/XX/XXXX CREDIT CORP SOLUTIONS ( Original Creditor : XXXX XXXX XXXX ) Account # XXXX Balanced Owed : {$17000.00} Open : XX/XX/XXXX These accounts are on my credit report as collection accounts, this is a result of identity theft. I have filed identity theft reports with FTC and I have sent certified letters to CREDIT CORP SOLUTIONS dated XX/XX/XXXX ( when it first appeared on my credit report ). Receipt confirmation XX/XX/XXXX at XXXX. The company has not responded to my request.
03/17/2023 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • OH
  • 44310
Web
XX/XX/XXXX : Recieved a notice of Garnishment from local court from XXXXXXXX XXXX XXXX. I had not been previously contacted by them for possible legal action. XX/XX/ : Finalized repayment plan to avoid garnishment, {$75.00} bi-weekly. XX/XX/ : Notified that a garnishment was taken out of XXXX from my paycheck for XX/XX/. I also recieved a letter that same day stating XXXXXXXX XXXX XXXXXXXX was going to debit {$75.00} from my bank account. XX/XX/ : XXXXXXXX XXXX XXXXXXXX is refusing to apply the XXXX that was already taken via garnishment from my paycheck and refuses to refund me that money.
10/11/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • IL
  • 612XX
Web
An account under " XXXX XXXX XXXX '' appeared on my credit report. To my knowledge I have received no correspondance from this company. I'm unaware of any debt in this amount and have received no information regarding the supposed debt. I would like this removed from my report until I have been properly contacted and notified of the debt. No contract, bill, statement or any such " communication '' has been sent on behalf of this debtor what so ever. I would like this erroneous information removed from my report, as it's hindering to my purchasing power and future credit opportunities.
03/10/2022 Yes
  • Debt collection
  • Other debt
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • IL
  • 61832
Web
The company continues to call me after several statements telling them to stop calling me from a local number when they are not a local company. I previously explained that I would not talk to them because I could not verify they were with the company because the number did not search as belonging to them nor did they have an office in my area. They continued to call from the same number. They also continue to call my office after being told not to because I can not accept personal calls at my place of employment. Last call answered was XX/XX/2022 Calls to my employer have been daily.
05/19/2021 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • TX
  • 750XX
Web
On XX/XX/2021 I received a letter from Credit Corp Solutions demanding the payment of {$1700.00} for an unknown account # XXXX that they have not shown legal proof that this account belongs me, legal proof of contract to collect on this account, or any computation records including, but not limited to the original contract. I called their office and sent a letter requesting these documents on the same date. This company has failed to respond with any information. I want their demands and communications to cease for illegitimately trying to collect on this account which is harassment.
03/13/2023 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Attempted to collect wrong amount
  • FL
  • 33025
Web
On XX/XX/XXXX I sent off a debit validation letter to Credit Corp Solutions for a debit they claim I owed. I sent Credit Corp Solutions a certified letter tracking # XXXX in which was delivered on XX/XX/XXXX. I recently just received a letter from XXXX XXXX, PA claiming to be represented by Credit Corp SOLUTIONS on XX/XX/XXXX. Its been almost a full year for the information Ive asked from Credit Corp SOLUTIONS. They have violated my FDCPA 15 USC 1692g Sec.809. I will like examined on how was this account verified and what procedures was taking to prove this account is accurate.
03/14/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account information incorrect
  • SC
  • 291XX
Web Servicemember
Please see the attached letter regarding the account that is not mine due to identity theft. I have filed all of the necessary forms including the ftc online form and affidavit. This is all equivalent to a police report as well. This is my second request to you to remove these fraudulent accounts from all three of the credit bureaus before I take legal action. Send the validation of these accounts as well with your response back to this complaint. I want the account name, account balance, past due amount, date of last activity verified and provided to me as well.
02/04/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • TN
  • 37013
Web
I am a victim of identity theft. Several years ago my information was stolen from my office and several accounts were opened in my name. I filed a police report with the XXXX police department. I did not open this account with XXXX XXXX. Several accounts with this bank were opened at the same time and this is the last account that is still in collection status. I have attached copies of letters from XXXX XXXX XXXX, a collection firm that was handling the other accounts and did their own identity theft investigation, and removed the accounts from my credit report.
04/24/2023 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Sued you in a state where you do not live or did not sign for the debt
  • FL
  • 32244
Web Servicemember
XX/XX/XXXX a lady dropped off a summons to show up in court for a debt I have no idea about. I never received anything from this company before ( Credit Corp Solutions , INC ) I dont even know what the debt is for. All they said is I took a loan out in the amount of {$2900.00} back in XX/XX/XXXX with an electronic signature. I never took a loan out nor would I as I am a retired XXXX and am a housewife since XXXX. The court date is set for XX/XX/XXXX at XXXX XXXX. I dont know what to do as I dont know what this is for. Thank you kindly. Kind regards, XXXX XXXX
04/13/2023 Yes
  • Debt collection
  • Credit card debt
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • TX
  • 76543
Web
At XXXX on XX/XX/XXXX my father sent me a message to call XXXX X XXXX and ask for XXXX. When I called the gentlemen, he gave me the name of the company Credit Corp Solutions but couldn't tell me who the debt was for. He transferred me to XXXX and the moment i mentioned them calling my dad which is XXXX she didn't know what to say. No where in my file did, I ever add my dad 's cell phone number, we don't even live in the same house. She mentioned that they deleted it but for the fact they searched for a number of someone else is not right and especially his cell.
11/02/2021 Yes
  • Debt collection
  • I do not know
  • False statements or representation
  • Attempted to collect wrong amount
  • NE
  • 68022
Web Older American, Servicemember
Today XX/XX/2021, I received a notice from Credit Corp Solutions that I owe {$940.00}, reference XXXX. It indicates the original creditor is " XXXX ''. I only charge {$78.00} for payment by XXXX, and have automatic payment on balance due. Credit Corp Solutions is trying to scam from me, a senior citizen ( XXXX years old ) out of the {$940.00}. I have contacted XXXX. I have been unable to make contact with Credit Corp Solutions. I have file complaint with Nebraska Attorney General. Credit Corp Solutions , Inc. XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, UT XXXX XXXX
10/27/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • AL
  • 362XX
Web
My name is XXXX XXXX XXXX XXXX, and I am sending this request myself to address the inaccuracies on my Credit Reports. Regardless of the multiple written requests, the unverified account listed below is still reporting on my credit report in violation of Federal Law. They failed to comply with Fair Credit Reporting Act, 15 USC sections 1681i within the time declared by law and continued reporting of unconfirmed information which now, given all my attempts to address it directly with the creditor, as willful negligence and non-compliance with federal statutes.
09/13/2022 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • TX
  • 77375
Web
I have asked Credit Corp Solutions 3 to 4 times for them to stop calling me at work and I keep getting phones calls. I have asked them to stop calling me all together until they send me proof of the debt they are calling me about and I have et to receive this. I have sent a complaint 3 to 4 times to stop calling me at work and to stop calling me and have taken a screen shot of every time I have sent it. I asked them multiple times for them to send send me proof of my debt and they still have not sent me no proof of the debt they are harassing me about.
05/12/2023 Yes
  • Debt collection
  • Private student loan debt
  • Took or threatened to take negative or legal action
  • Threatened to arrest you or take you to jail if you do not pay
  • TX
  • 79423
Web
On XX/XX/2023, XXXX, I reached out to Credit Corp Solutions to attempt to arrange payments. I was forwarded to three departments, while each representatives stating that the account reached their law suits division and they were getting ready to take legal action against me. I had to okay an agreement in order to not face law enforcement taking action. Each representative did not try to work with me on the plans I had arrange that would be easy for me to pay. I had to agree to a plan that is out of my budget so they wouldnt press charges against me.
09/02/2021 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • VA
  • 22031
Web
I received a letter from a collection company, Credit Corp Solutions, issued on XX/XX/2021 for a debt of {$1400.00} whose original creditor is XXXX. I am positive that I do not owe that debt since I never made any purchase on XXXX credit and don't even have any bank account/credit card on my XXXX profile. And the XXXX account number shown on the collection letter doesn't match mine either. Just to make sure, I contacted XXXX and was told that I do not owe anything. So I suspect this is a case of stolen identity and don't know what to do.
10/10/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Problem with a company's investigation into an existing problem
  • Problem with personal statement of dispute
  • WV
  • 254XX
Web
I have medical bill on credit about XXXX never had XXXX on my XXXX or in years. When called credit Corp they contact original place. Credit Corp clles bck an told me it wasn't mine. It was a males a XXXX birthday day an my signature was not on papers. I never got request on papers showing me how I'm am suppose to pay for debt. Credit Corp never sent me anything tht I am reliable. I have a data breach letter that my info was hack. For a debt that isn't mine. I get to deal with all this extra with out provide documneta I'm ontitled to.
09/27/2023 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • NJ
  • 076XX
Web
XXXX, XXXX, & XXXX XXXX sent me a letter to try to collect a debt that I owe " XXXX XXXX XXXX, XXXX '' on behalf of XXXX XXXX account number ending in XXXX. I do not have a credit card ending in this number with XXXX XXXX. I do not have any active accounts with XXXX XXXX. I called XXXX XXXX and they confirmed this as well. XXXX, XXXX, & XXXX XXXX sent me a letter that " You are being Sued '' with a docket No. for the XXXX XXXX XXXX XXXX in XXXX XXXX I called XXXX and also confirmed that this synchrony bank account does not exist.
09/14/2021 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • XXXXX
Web
I received a notice from a collection agency by the name of credit Corp. solutions they stated that I owe the balance to XXXX in the amount of $ XXXX.I contacted XXXX directly they stated that they do not use the credit company and that I did not have a balance and then contacted the credit Corp. solutions and advise them that this was false information and that they were fishing they are vies me that this was an actual date and that I needed to make a payment but when I contacted the original creditor this was not a debt that I owe
03/30/2023 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 76016
Web
I have sent 3 separate verification letters to asking for documents that can verify the debt is owed by me, date of purchase with purchase agreement, contract that i signed with original creditor. they CAN NOT supply the requested information. they made a letter saying they bought this debt and added a screen shot of an old bill, an old bill screen shot is not verification. They are claiming I have 4 accounts with them and can con provide me with proper documentation. They are reporting on my credit report and hurting my good name.
05/09/2018 Yes
  • Debt collection
  • Credit card debt
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • NE
  • 68502
Web
On XX/XX/18, I received a call about a {$200.00} debt that I apparently owe. The details were not clear to me, and I never received a written notification about the debt. The man only identified himself as XXXX from XXXX XXXX. The next day, this same person called my father. He said he was with XXXX XXXX and implied I had a financial issue, leading my father to contact me. It was illegal for XXXX XXXX to contact my father as XXXX XXXX had already made contact with me. Additionally, I never received any sort of written notification.
08/14/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • TN
  • XXXXX
Web Servicemember
On XX/XX/XXXX, I received a phone call from ( XXXX ) XXXX from someone stating they were from Tasman Credit Corp and stated I owed a debt to XXXX. I asked the representative for more information and was told they represented Credit Corp Solutions. They then attempted to convince me that they allegedly sent a letter to a residence I haven't lived in since XX/XX/XXXX and that I was in danger of having the debt on my credit report if I didn't pay immediately. I do not owe XXXX. My XXXX balance shows XXXX. I believe this to be a scam.
05/22/2023 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was paid
  • FL
  • 32828
Web
An agreement with Credit Corp Solutions Inc Was done and paid for the amount of {$500.00}. XXXX XXXX. XXXX XXXX XXXX XXXX account received the agreement amount of {$500.00} paid in full on XX/XX/2023 file XXXX. Final documentation to close this case is not send and clear from Public record. I call them and they told me that I dont need to call them for anything to call my attorney representative. I would like them to finalize the process in a timely manner the same way I did make the payments with their rules to be in compliance.
07/28/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • GA
  • 30030
Web
In response to my debt validation letter dated XX/XX/XXXX to Credit Corp Solutions INC they are not complying with the law 12 CFR Part 1006.42 which requires them to send required disclosures with their response. Their only response to me was a " Response to Dispute '' letter dated XX/XX/XXXX ( ATTACHED ) In my Debt Validation letter dated XX/XX/XXXX ( ATTACHED # 1 ) I requested for Credit Corp Solutions LLC to abide by the law and send the required disclosures. I'm asking Credit Corp Solutions INC to abide by the law.
11/29/2023 Yes
  • Debt collection
  • Credit card debt
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • FL
  • 32765
Web
-They called me Tuesday XX/XX/XXXX on my work phone. I told them it was a work phone and to stop calling me. They told me they would remove the number. They called again on Monday XX/XX/XXXX on the same work phone. I repeated the information that it was a work phone and to stop calling me. They called me again on Wednesday XX/XX/XXXX on the same work phone number. -They block the number they are calling from and it is a fake number. When attempting to call the number back it simply reports it is not a working number.
11/24/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • NJ
  • 070XX
Web
credit corp solutions is attempting to collect an alleged debt for XXXX from 2015. my XXXX account has a zero balance and i am not aware of any outstanding balance. addtionally i have no knowledge of this debt nor have i recieved verification of debt owed form 2015. New Jersey has a statute of limitations of six years on all types of loans, including those from written contracts and credit cards. If a consumer 's debt is more than six years overdue, the lender can no longer take action in order to collect the debt.
03/07/2021 Yes
  • Debt collection
  • Credit card debt
  • Communication tactics
  • Used obscene, profane, or other abusive language
  • CT
  • 06511
Web
Credit Corp Solutions INC violated multiple laws under the Fair Debt Collection Practice Act. The first violation was 15 USC 1692c ( a ). They sent me mail which is very inconvenient to me. I didn't give Credit Corp consent to communicate with me through any mediums. That in fair is a violation. When Credit Corp communicated with me without my consent they stated in a letter multiple time that this debt was mine and that's a clear violation of 15 USC 1692b ( 2 ). They have no right to say that I owe a such debt.
10/21/2022 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Notification didn't disclose it was an attempt to collect a debt
  • TX
  • 76116
Web
There is NO verification of debt. Or that this debt even belongs to ME its reporting as collection on my credit report. This is causing me to no be approved for things its disturbing my lifestyle. I have reported this account several times as fraud. The constant phone calls, text messages, voicemails are completely out of hand every single day, all day LITERALLY. I have had ENOUGH. There are so many laws and violations that's happening I'm not going to sit back and keep letting this XXXX keep happening to me.
11/09/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • SD
  • 57103
Web
I received a notice from a collection agency on behalf of XXXX XXXX, which I've never used. I called them to dispute it. They had my address, minus the XXXX number and birth date, but email to create the XXXX XXXX was not mine and never heard of it. They offered me a discounted amount, which I refused because it's not my debt, so they told me to file a police report. They are opening a fraud case, but said XXXX XXXX already did and believe it's my bill. This is not my bill and I need help to get it resolved.
07/17/2023 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • FL
  • 33147
Web
I am writing to bring to your attention that my credit file contains a collection entry from your agency. However, I have never received any prior notification regarding this collection. Furthermore, I strongly believe that the debt being claimed is not accurate. According to the Fair Debt Collection Practices Act, I am entitled to request and receive validation of the debt. Therefore, I kindly request that you provide me with the necessary validation and take appropriate action to rectify this matter.
11/30/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • MN
  • 561XX
Web
In XXXX of 2019 a credit card with XXXX ( XXXX ) was opened in my name. This was disputed with all XXXX credit bureaus as fraud and it was removed from my credit report. I have proof of this. Just yesterday, I received a letter from Credit Corp Solutions ( a debt collector ) trying to collect on this fraud account. I would to file a complaint and pursue legal action again this company. I have spoken to my attorney and legal action will be started if I do not receive compensation within 45 days.
03/11/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • TN
  • 37013
Web
I am a victim of identity theft. An account with XXXX Bank for a store called XXXX XXXX XXXX was opened in my name several years ago. I notified XXXX Bank that this debt was not mine and was due to identity theft. After an investigation the account was deemed fraudulent and removed from my credit report. A debt collector named CREDIT CORP SOLUTIONS INC has attempted to collect this debt that was not mine even after the original creditor acknowledged that the account was not opened by me.
01/13/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • AL
  • 361XX
Web Servicemember
Debt collectors are trying to collect debt not owed by me I was a victim of identity theft in 2019 and several accounts were opened in my name and social I have been on a hard road to get it fixed but XXXX XXXX XXXX and XXXX are giving me a hard time I assume they do not think it was fraud and they just assume that which is because I can see in my credit that whoever opened these accounts made a few payments and then stopped so I guess that may be why they will not consider it fraud
06/18/2015 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • TX
  • 78260
Web
to whom it may concern I am receiving telephones to my place of employment for debts that are not even mine. I am requesting to press charges to full extent of the law. And demand they stop immediately the company name is credit corp. solution the rep name is XXXX XXXX the phone she gave me is XXXX ext XXXX. I will further more cc the Texas State Attorney General Office so they start investigating the company tactic and demand that this loan is removed from my credit report.
05/24/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • NY
  • 137XX
Web
This company claims i opened a account with them XX/XX/2022 i sent multiple letters asking to state proof which all they sent was an itemized printout of what they claim is my account or billing statement, which is that printout does not represent verification.i feel this company keep violating my rights. Please note that I am requesting validation ; that is competent evidence bearing my signature, showing that I have ( or ever had ) some contractual obligation to pay you.
07/31/2019 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • FL
  • 32958
Web
Everyday for the past 2 weeks I receive a call from a fake phone number with the same area code as me and they are looking for my daughter in law. Everyday I explain she can not be reached at this number and they continue to call everyday. They always say, ok, we will note it in the file clearly there is no noting going on. I am at work when they call and can not always take a msg. The number they gave me to give to my daughter in law is XXXX Credit Corp. Solutions
07/25/2022 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 936XX
Web
In XX/XX/2022 I received a letter from Credit Corp Solutions in regards to an debt owed. The amount they are claiming I owe is a lot more than the original amount. I asked them to verify the debt, to which they sent me back a letter with no documentation saying it was verified. I have another company trying to collect on the same debt, they gave me the proper documentation and the amount is correct. Credit Corp is trying to charge me double what is actually owed.
07/10/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Old information reappears or never goes away
  • NY
  • 11221
Web
Regarding an older collection debt {$850.00} from XXXX that had fell off my credit report. It has now reappeared in XX/XX/XXXX by a collection company called Credit Corp Solutions reporting that this account was opened in XX/XX/XXXX, so it looks like they have re-aged a fairly old debt without any communication with or from me that could actually re-age it. This is fraudulent behavior. I have not at any time been in contact with any agency regarding this account.
03/07/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • OH
  • 45231
Web
My personal information was stolen and compromise. I have file a police report. These account were open without my permission. This accounts are with the following collection agency : Credit Corp Solution XXXX XXXX {$1400.00}, XXXX XXXX {$2100.00}, XXXX {$1200.00}, XXXX XXXX {$1300.00} ), XXXX, XXXX, & XXXX (XX/XX/XXXX {$2200.00} ) XXXX XXXX XXXX {$960.00} ) XXXX ( XXXX XXXX {$770.00} XXXX XXXX ( {$590.00} ) XXXX XX/XX/XXXX ( {$1900.00} ) XX/XX/XXXX( {$240.00} )
03/07/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • OH
  • 45231
Web
My personal information was stolen and compromise. I have file a police report. These account were open without my permission. This accounts are with the following collection agency : Credit Corp Solution XXXX XXXX {$1400.00}, XXXX XXXX {$2100.00}, XXXX {$1200.00}, XXXX XXXX {$1300.00} ), XXXX, XXXX, & XXXX ( XXXX XXXX {$2200.00} ) XXXX XXXX XXXX {$960.00} ) XXXX ( XXXX XXXX {$770.00} XXXX XXXX ( {$590.00} ) XXXXXXXX XXXX ( {$1900.00} ) XXXX ( {$240.00} )
04/12/2022 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • NJ
  • 07508
Web
On this date XX/XX/2021 XXXX XXXX XXXX opened a collection. Account # XXXX {$340.00} that i owe I have never signed any written document saying that i owe this debt to the collector. They are violating my rights of the FCRA as a consumer. I do not know who they are and have not written consent from my end. Also, they have not verified that i owe this debt to this alleged company. Please have this removed from all three credit bureus. XXXX XXXX XXXX
11/01/2019 Yes
  • Debt collection
  • Credit card debt
  • Communication tactics
  • Frequent or repeated calls
  • CA
  • 92104
Web
The company called Credit Corp Solutions calls my number constantly. The phone rings twice and that is it. One day, I answered and there was no one there. No one leaves a message. If I block the phone number, I get a call with the next phone number in succession. If I block XXXX, I will start getting calls from XXXX. The company leaves no voicemail, doesn't answer if I do pick up, only lets the phone ring twice. This company calls every day 7 days a week.
08/06/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 321XX
Web Servicemember
I have received phone calls and correspondence from a collections company ( Credit Corp Solutions ) attempting to collect funds for an account associated with one of my emails. I never created or opened an account with the source company ( XXXX ) with that email and have confirmed that with XXXX. I have submitted a fraud affidavit and am taking needful alert steps on my credit report. It's a small amount. This entire situation doesn't seem to make sense.
06/24/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • MI
  • 480XX
Web
In accordance with the Fair Credit Reporting Act XXXX XXXX XXXX Account # XXXX, has violated my rights. 15 U.S.C. 1681 Section 602 A. states I have the right to privacy. 15 U.S.C. 1681 Section 604 A Section 2 : it also states a consumer reporting agency can not furnish an account without my written instructions. 15 U.S.C. 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose.
03/07/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • OH
  • 45231
Web
My personal information was stolen and compromise. I have file a police report. These account were open without my permission. This accounts are with the following collection agency : Credit Corp Solution XXXX XXXX {$1400.00}, XXXX XXXX {$2100.00}, XXXX {$1200.00}, XXXX XXXX {$1300.00} ) XXXX, XXXX, & XXXX ( XXXX XXXX {$2200.00} ) XXXX XXXX XXXX {$960.00} ) XXXX ( XXXX XXXX {$770.00} XXXX XXXX ( {$590.00} ) XXXX 's ( {$1900.00} ) XXXX ( {$240.00} )
09/27/2018 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • CA
  • 932XX
Web
This company calls my daughters cell phone several times a day asking/looking for me and I do not know why. At this time my number is in working order and the company is in violation of the FDCPA by calling my daughter and asking for me by name several times daily despite having a telephone number for myself. I have no idea why they are calling me nor have I ever acknowledged any debt with this company. The harassment of my daughter needs to stop.
03/16/2021 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • TX
  • 75068
Web Older American
Received summons to appear in court on XX/XX/2021. I called Credit Corp to find out what this was about and why I had not been notified of this earlier. Credit corp said I was served papers in XXXX last year. Claim I was served by placing on my door. I never received a phone call or letter till the XXXX summons to appear in court. I send a letter Credit Corp to verify my signature and have received no paperwork with signature. Been over 30 days.
01/20/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • IN
  • 46235
Web
XX/XX/2021. Amount is {$2400.00} I called the Debt collection company, so they asked for my information and I gave it to them so they said they don't have my information in their system that they know nothing about the debt in my record.. and she asked me to go and dispute through XXXX which I did but they reject the dispute. I don't receive any letter from them and no documents whatsoever from them or the company they are collecting debt for
01/19/2021 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • RI
  • 02910
Web
I received a letter on XX/XX/XXXX from Credit Corp Solutions , Inc regarding my request to validate the debt. I then sent a letter on XX/XX/XXXX to Credit Corp Solutions, Inc informing that they failed to validate. I then receive another notice from Credit Corp Solutions today XX/XX/XXXX in my second dispute asking for information. At this time they continue not to validate and I am requesting this debt to be deleted per my consumer rights.
08/27/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • IL
  • 60629
Web Servicemember
Ref ( a ) 12 CFR Part 1006 - Fair Debt Collection Practices Act ( Regulation F ) Ref ( b ) 15 USC 1681 Section 602 A Ref ( c ) 15 USC 1681 Section 604 A Section 2 Per ref a-c, the collection agency has engaged in false and misleading practices, violating FDCPA 807 and providing misleading forms violating FDCPA 812. and per 1006.34 Notice for validation of debts the agency has failed to provide any connection with me and this allege debt.
02/19/2022 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • PA
  • 19027
Web Servicemember
After the reviewing of my XXXX consumer report on XX/XX/2022. Credit Corp Solutions collection agency is listed as derogatory item. With a balance of {$990.00}. I have not received any letter in the mail or phone call in validation of this debt. I reside in the State of Pennsylvania which confirms that licensure is required to collect debt. Credit Corp Solutions does not have a license to conduct business in the state of Pennsylvania.
04/20/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • VA
  • 23228
Web
In accordance with the fair credit Reporting act XXXX Account # XXXX, has violated my rights. 15 USC 1681 Section 602 States I have the right to privacy. 15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. 15 USC 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for and purpose.
05/14/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • FL
  • 329XX
Web
I recently disputes this fraudulent account on my credit report and sent in my FTC Identity Theft Affidavit as well as a police report and this company failed to verify and remove this account from my credit reports. I want them to REMOVE these accounts immediately due to them not belonging to me. They can not show me a I.D . Or signature that belongs to me yet they are sending this back to the credit bureaus as verified.
01/04/2021 Yes
  • Debt collection
  • Credit card debt
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • IL
  • 61008
Web
at XXXX on Monday XX/XX/2021 I was contacted by a representative from Credit Corp Solutions. I told the gentleman I was not XXXX, he asked to verify XXXX 's b'day. I did. He then told me all the options XXXX had about resolving his debt. I am in no way on his debt nor is it any of my business. We are NOT yet married. This debt it none of my business. When informed of this he said he could tell me as I verified his b'day
08/24/2021 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • NJ
  • 088XX
Web
I recently received a collection notice from Credit Corp Solutions regarding their reference # XXXX for a balance due of {$140.00} This amount is fully disputed as being totally invalid, and I never used PayPal credit. Someone fraudulently used my name. PayPal shows a XXXX balance for me and has no record of me making any purchases using credit. Kindly report this matter as fraudulent and remove it from my record.
08/12/2022 Yes
  • Debt collection
  • Other debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • VA
  • 23434
Web
I got a loan with XXXX XXXX in XXXX and now it has been absorbed by XXXX Bank. I do not have any active accounts with XXXX Bank. The debt was purchased more than one time and now Credit Corp Solutions has filed a lawsuit against me. Credit Corp Solutions is a successor-in-interest and the lawsuit originated in Utah. It also states that the debt was acquired on XXXX XXXX. This account was not opened in XXXX of XXXX.
08/31/2019 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • FL
  • 32065
Web Servicemember
Multiple calls during the day from Credit Corp solutions inc saying they were collecting a debt. I do not answer the call anymore. I have never received anything Stating I owed a debt. I was notified by attorney advertisement that Credit Corp Solutions inc has a lawsuit against me through small claims court. I have not received anything from the courts. I also do not see this company on my credit report as a debt.
03/20/2017 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Communication tactics
  • Frequent or repeated calls
  • CA
  • 91766
Web
They will call me at odd hours of the days and when I ask this early? They said well it 's XXXX there isint it? Or they called me at my old job on my cell and tried to tell me I needed to talk to them at work. I told them I could n't I needed to call them back. I lost my job last month and I barely got a new one. A month later. They do n't care I believe I have already paid of the debt but the emails say I havent.
01/04/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was paid
  • CT
  • 066XX
Web
Credit Corp solutions a debt collection company sent a notice to I the consumer in regarding a debt allegegy owed to this corporation. XX/XX/2022 Credit Corp Solutions was sent via certified mail an Affidavit of Truth along with violations committed under the FDCPA and an invoice for remedy for the total damages they committed on their behalf Credit Corp Solutions allegegy states I owe their company {$5900.00}
03/25/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • NC
  • 28405
Web
A collection company, CREDIT CORP SOLUTIONS INC ( XXXX ) XXXX at XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX has placed a collection notice on my credit report. They state that it is a debt owed to XXXX. I do not owe any debt to XXXX. XXXX XXXX never contacted me about this debt. I filed a complaint with a credit bureau, and they reaffirmed the debt. I wrote a demand of proof letter, and they never responded.
11/04/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • NJ
  • 07410
Web
Contacted debt collector that this is not my debt. I do not have a XXXX account. I received no response.of this debt They claim the Balance Outstanding is {$28.00}. The reference Number given is XXXX I want to see a signed contract that I owe this debt and the last statement of the bill for this debt. Once again this is not my debt and Credit Corp Solutions need to stop attempting to collect money from me.
03/31/2021 Yes
  • Debt collection
  • Credit card debt
  • Communication tactics
  • Frequent or repeated calls
  • RI
  • 029XX
Web
Repeated, harassing calls from XXXX XXXX solutions from different numbers XXXX. When explaining to them why I can not pay the debt at this time, they were insistent I set up a future automatic payment and kept repeatedly asking me what the reason was I could not make payments. I asked them to stop calling me multiple times. At this point, this company is harassing me and causing XXXX on my XXXX XXXX as well.
02/27/2018 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • GA
  • 31705
Web Servicemember
I am tired of being threatened by these dishonest, and deceitful collection companies. They keep calling me and sending mail stating they have sold my accounts. I do not have an account with these companies. Please help! They have the wrong XXXX XXXX XXXX. Please help me. I am a Veteran, and XXXX XXXX XXXX XXXX. They have caused me to be disqualified with my V. A. Loan that I rightly deserve, please help.
09/10/2021 Yes
  • Debt collection
  • I do not know
  • Threatened to contact someone or share information improperly
  • Contacted you after you asked them to stop
  • UT
  • 843XX
Web
I started receiving calls from Credit Corp XX/XX/XXXX. Since I have never initiated contact I didn't answer the calls at first. They contacted me daily, occasionally twice a day. I finally called the number that called me, on XX/XX/XXXX to tell them they were violating privacy rights and to stop calling. I have received calls XXXX, XXXX, XXXX and today, XX/XX/XXXX. This is harassment and unacceptable.
07/14/2021 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • DE
  • 19702
Web Servicemember
I received a notice about a debt and they stated they were assigned the debt that I have no knowledge about. The letter was dated XX/XX/XXXX and that ai have 30 days to dispute this debt. I have tried contacting this company for the last 10 days without any way to reach them. I think that it is unfair to assume that this is my debt and to share my information with third parties as the letter stated
03/29/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • GA
  • 302XX
Web
Credit Corp Solutions is in violation of a plethora of consumer credit statutes ( FDCPA to be specific ). They have harrassed me with different mediums of communication for awhile now. Pursuant to 15 usc 1692c, I have informed them in writing that I will not pay anything towards this alleged debt and that I wish for them to cease all future communication unless they are distributing remedy to me.
08/08/2016 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • XXXXX
Web
On XXXX XXXX, 2016, I received a demand letter from Credit Corp. Solutions, Inc in the amount of {$6900.00}. I am disputing this demand letter of XXXX, because it does not belong to me. I want proof of this debt of identity of who opened this account. Also, the demand letter was written in XXXX I do not read, write, or speak XXXX. This letter should have been written and sent to me in XXXX.
07/07/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • NY
  • XXXXX
Web
I recently reviewed my credit report. A Company called credit corp solutions is reporting on my XXXX credit report. The account number is XXXX. The debt reporting is {$360.00}. I am not liable for this debt with XXXX. I do not have a contract with Credit Corp Solutions. They did not provide me with the original contract as requested. I demand this account be removed as it is not my account.
02/04/2020 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 95961
Web Older American, Servicemember
The company repeatlly call even after I ask them not to, I have explained that this is not my debt but they wont listen. during one phone conversation the gentleman said that I could borrow from the equity from my home to pay, I am XXXX years old on a small fixed income. On XX/XX/2020 I received a letter requesting my checking account number so they could take the money from my account.
01/05/2023 Yes
  • Debt collection
  • Other debt
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • MS
  • 395XX
Web Servicemember
Credit Corp Solutions called my XXXX year mother 's house today and threatened her. Asked if she had the she name as someone else. ( me ). I called them back and told them I only communicate through snail mail a d they are getting my mother 's number illegally and they said she is trying to find me because they can't find me. They have my address and sent me mail. I am disputing this.
06/03/2020 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • FL
  • 33811
Web
Credit Corps Solutions has been calling me for years. I have repeatably told them to take me off the list of calling me as I am not the person they are looking for and have never had any debt go to collections. I have owned this PHONE NUMBER SINCE XXXXThey called me on XX/XX/20 two times at XXXX XXXX. They say they take me off the list every time but I still receive calls from them.
04/09/2023 Yes
  • Debt collection
  • I do not know
  • False statements or representation
  • Indicated you were committing crime by not paying debt
  • FL
  • 33029
Web
I have been requesting for this company to send me validation of debt to clarify everything about this alleged debt but not only they have failed to send me information, but they are also reporting false information to the credit bureau which is damaging my character. My information may have gotten to the hands of the wrong people and this may be the result of such an incident.
02/20/2019 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • OH
  • 44137
Web
I received a notice from Credit Corp Solutions for collection on a debt. I am requesting full debt validation. Please send me copies of the last 12 months of statements and accounting on balance said owed. I also would like a copy of notice of assignment from the following creditors ( XXXX and XXXX XXXX XXXX XXXX ). I would like a address and contact information for them also.
04/25/2022 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • MN
  • 551XX
Web
I have received no verification of debt from the Credit Corp Solutions company. I have filed several disputes and requested several times that they complete a verification of the debt and mail the results to me. They have not responded to any of my requests but continue to report inaccurate information on an invalid debt and balance owed and increasing the debt balance daily.
10/14/2021 Yes
  • Debt collection
  • Payday loan debt
  • Attempts to collect debt not owed
  • Debt was already discharged in bankruptcy and is no longer owed
  • TN
  • 37167
Web
Credit Corp Solutions on behalf of XXXX XXXX dba XXXX XXXX is trying to collect on account number XXXX which was discharged in bankruptcy in XX/XX/2017. XXXX XXXX failed to file a claim in bankruptcy case number XXXX and are now trying to illegally collect on a debt that I am no longer legally obligated to pay as I have been relieved of it by the Bankruptcy Court of XXXX TN .
07/05/2023 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • NJ
  • 07740
Web Servicemember
I received this letter on XX/XX/23 stated credit reporting notice in the amount of XXXX the original creditor is XXXX XXXX and I didnt take out a loan for that amount with that bank. I called the toll free number that was provided and they told me I am a co borrower I asked for the documents and they refused. This is not my debt and I need help with getting this resolved.
11/21/2019 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • NY
  • 11561
Web
I went on to my credit monitoring site and noticed that there or some incorrect accounts on my credit report the accounts or convergent outsourcing in the amount of $ XXXX the date is XX/XX/XXXX that account is on my XXXX, XXXX and my XXXX as well then its another account that just on my XXXX and it is Credit corp solution in the amount of $ XXXX date opened XX/XX/XXXX
01/03/2018 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • AZ
  • 85296
Web
XXXX18 - received call from XXXX XXXX XXXX XXXX advising of past debt and stated they were pre-legal department and that if i did n't take care of the debt they were going to send to my states legal department. They continued to tell me this over and over and offered a lump payment to keep me out of legal trouble ... i declined and asvised them not to call me anymore.
08/10/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 34113
Web
CREDIT CORP SOLUTIONS is in violation of the FDCPA. Pursuant to 15 USC 1692c. ( c ) ( 2 ) - I am invoking my specified my specified remedy as a consumer, and the original creditor i am demanding all of the following : 1.Deletion of account from all consumer reports. 2. Pay the attached invoice and compensate me for every violation labeled in the attached exhibits.
01/07/2020 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • FL
  • 33028
Web Servicemember
This company received proper documentation that they have been submitting request for payment on a fraudulent account. Instead of ceasing and deceasing, they have engaged in very aggressive and harassing collection tactics. They even sold their fraudulent account to a collection company that ended up filing a bogus lawsuit, seeking a quick judgment trough cheating.
10/03/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 932XX
Web
Credit Corp Solutions purchased an account that had been opened using my information without my knowledge from a company named XXXX. The date the account was opened is XX/XX/2022. The amount for the account is {$370.00}. The account type says Debt Buyer. The status account says Collections Account. I have already filed a dispute for this account as it is a fraud.
01/31/2023 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • GA
  • 30022
Web
On XX/XX/XXXX, I was informed by letter that I had a XXXX XXXX period to respond to a final notice of debt collection before legal action was taken. Before that XXXX XXXX period was over, my case was remanded to a legal team. In response, I reached out to the company, in an attempt to verify my debt. They declined to do so and reported my account to collections.
03/12/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • NY
  • 11215
Web
I have received repeated phone calls from Credit Corp Solutions from various phone numbers, including : XXXX XXXX XXXX All claim to be contacting me about debt I owe. I owe NO debts or outstanding bills and never have -- my credit reports all confirm this. I have repeatedly told these callers this is the case and to immediately stop contacting me. They have not.
03/04/2019 Yes
  • Debt collection
  • Credit card debt
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • IL
  • 604XX
Web Servicemember
Credit Corp solutions-Contacted a number not listed on application of debt. I believe they are phishing and contacting people who may be associated with my name online as possible friends or family. Told the company to contact me directly via the contact provided to original debtor. Told them to stop phishing and searching the internet for contact related to me.
07/19/2021 Yes
  • Debt collection
  • Other debt
  • Communication tactics
  • Frequent or repeated calls
  • VA
  • 22191
Web
Credit Corp Solutions has called me EVERY DAY. I have a call from today at XXXX XXXX from them, Thursday they called me at XXXX, they call me multiple times during the day, they call me at night when im at work. They've been doing this for two weeks. They call from different numbers each time they call me and im constantly blocking different numbers every day
10/19/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Problem with a company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • PA
  • 161XX
Web
I filed a dispute via XXXX asking for credit Corp solutions account # starting with XXXX to provide the following information to verify the account pay off disclosure interest disclosure balance history payment history credit insurance date opened & current balance none of these items were provided & Id like this removed off my credit report immediately
10/24/2021 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • GA
  • 30071
Web
Credit Corp solutions inc is trying to collect {$5200.00} on a XXXX account that has been dormate for over 8 year 's this exceeds GA statue 's of limitations of over 6 year 's. I was unaware of this for the past 8 year 's and received no notice until now, I've checked my credit report over the past 8 year 's and nothing was posted on my credit account.
01/04/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • GA
  • 30004
Web
This attempt to collect this debt is illegal. I never opened this account with the original creditor. This collection attempt must be stopped immediately. I was a member of identity theft and my credit has been ruined. I have contacted the credit agencies already and they have done nothing. I am now trying to fight this this way. XX/XX/2020 {$3100.00}
07/13/2016 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Communication tactics
  • Frequent or repeated calls
  • NE
  • 684XX
Web
A debt collection agency has been repeatedly calling family and friends to contact me when I never gave out the info of those people that they call. I 'm willing to talk to the agency, however they never make attempts to call my phone. Instead they keep calling third parties that are in no way a part of the debt nor should the agency have their numbers.
04/09/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • NC
  • 28602
Web Servicemember
I am a XXXX veteran, who was scammed by a care provider. In viewing my credit file, Credit Corp Solutions showed up. I do not have knowledge of any debt with Credit Corp solutions. Being scammed, and having my credit ruined was a fine thank you for a veteran who took three grenades for America. I trust Credit Corp Solutions, will do the right thing.
11/05/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • KS
  • 66061
Web
I am XXXX XXXX XXXX and I am submitting this complaint myself and there is no third party involved. This was a corporate account and mistakenly reported on my profile. I believe there may be an error on the payment status, payment history, and the comment to verify this information, correct this if there are errors, or remove this ASAP.
05/09/2023 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Notification didn't disclose it was an attempt to collect a debt
  • CA
  • 90404
Web
Company XXXXXXXX XXXX XXXX XXXX XXXX I had credit with them over 4 years ago. It was written off and never attempted to collect the debt. It got removed from credit profile. Collector contacted via email that I owe them. As per California law, collector had 4 years to collect any debt. They did not try to reach out to me before.
07/13/2023 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • TN
  • 37128
Web
They are calling for someone else. I told them repeatedly that I was not the person they are trying to reach and collect a debt from. I told them not to call my phone and to be placed on the do not call list. They told me my number would be removed from the list but they are still calling my phone. Credit Corp Solution XXXX
11/01/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • NJ
  • 07407
Web
I was contacted by Credit Corp Solutions on the phone and via email. This debt is not owed by me and I would like for this company to stop contacting me. I even tried to verify this debt on their website with my DOB and last four of SSN and it says not found. Original account number is XXXX and balance is {$1600.00}.
10/04/2018 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • CA
  • 932XX
Web
I filed a complaint against this company for harassment of my daughter on her cell phone and the company used that opportunity and the CFPB response system inn order to attempt to verify this debt instead of using proper practices to do so. Using the complaint system as a way to verify possible debts with consumers.
07/06/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • TX
  • 756XX
Web Older American
I'm being sued by a company for a past due card debt that I'm unaware of and was impossible for me to have charged these fee 's. I moved to XXXX early XX/XX/XXXX now its XXXX. The charges was made in middle an end of XXXX. I'm asking for my name be removed from this debt due to fraudulent charges made with my name.
02/20/2023 Yes
  • Debt collection
  • I do not know
  • False statements or representation
  • Attempted to collect wrong amount
  • WV
  • 254XX
Web
I received a communication from XXXX XXXX XXXX XXXX with reference : XXXX. I submitted a letter on XX/XX/2023 questioning the validity of this debt. I sent this letter via certified USPS mail tracker number : XXXX on XX/XX/2023. I have received no correspondence in return from the debt collector as of this date.
09/25/2020 Yes
  • Debt collection
  • Credit card debt
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • FL
  • 32211
Web
I have had this company find ways to get in touch with relatives of mine they found phone numbers to relatives I did not give to them. They have threatened my relatives that I was going to jail if I didnt pay the debt, they have also told them my personal information that was suppose to be kept confidential.
10/28/2021 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was paid
  • TN
  • 37312
Web Servicemember
I received a letter from Credit Corp Solutions Inc Dba Tasman Credit Corp ; XXXX XXXX XXXX XXXX XXXX XXXX ; XXXX, XXXX regarding a XXXX account in the amount of XXXX. After numerous calls to Credit Corp and XXXX I was told by XXXX XXXX my account was paid in full and never turned to any collection agency.
08/19/2019 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • TX
  • 761XX
Web
The phone number that ‭+XXXX XXXX XXXX‬ AKA Credit Corp Solutions keep calling is not my number. They call from at odd times of the day and to the wrong number. My number is registered on the do not call list. I have no idea who credit Corp solutions is because I have not done business with this company.
09/16/2021 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • FL
  • 338XX
Web
CREDIT CORP SOLUTIONS INC has received several disputes from me in the mail, and they have failed to validate the account in any way. They have also continued to report a disputed debt. They are in violation of both the FDCPA and FCRA and I am trusting you to handle this case with extreme prejudice!
08/03/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • CA
  • 95076
Web Older American, Servicemember
On XX/XX/2022 I requested that XXXX remove three items on my credit report. Credit Corp Spolutions XXXX XXXX XXXX I stated to XXXX that these items are beyond the Statute of Limitations for the State of California. They in turn stated that all three items are accurate which they are not.
05/03/2023 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Used obscene, profane, or other abusive language
  • FL
  • 346XX
Web
Lady called and got me to verify my information by telling me the phone call was about a credit attached to my XXXX account. After verifying my XXXX she let me know it was actually to settle a debt. This was on speakerphone with my partner being able to hear. We are already having issues.
03/01/2019 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • VA
  • 22902
Web
I keep receiving phone calls from Credit Corp Solutions. They either hang up, or ask for " XXXX. '' The most recent phone calls were on Friday, XX/XX/2019, and Wednesday, XX/XX/2019. I have told them repeatedly to remove my phone number and to stop calling me, but this has not been done.
08/23/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account status incorrect
  • FL
  • 34471
Web
CFPB + XXXX + Credit Corp Solutions, Attached to this complaint are : drivers license social security card address complaint letter stating this collection has not been validated to be mine screen shots of where it shows on XXXX Please look into this new complaint as soon as possible
11/09/2021 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • MA
  • 010XX
Web
Received letter from credit corp solutions from a XXXX debt of XXXX. This was identity theft. Money was returned after investigation by cc company. I went on and cancelled cc cards with XXXX as requested by cc company. This debt was identify theft and already resolved a while back.
06/20/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account information incorrect
  • NC
  • 27403
Web
These reports are incorrect. I have requested that the credit companies remove them but they have not. The dates are wrong, the accounts are wrong altogether. I have sent validation letters to all XXXX bureaus. XX/XX/ I have disputed them multiple times, XXXX XXXX and XXXX
02/09/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was already discharged in bankruptcy and is no longer owed
  • VA
  • 20110
Web
XXXX XXXX XXXX, XXXX is stating that I owe a debt to XXXX XXXX XXXX in the amount of XXXX. I was originally threatened by XXXX XXXX to pay for a debt I later realized was not actually mine. XXXX XXXX removed this item from my credit and stopped collections on this account.
02/01/2023 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • MO
  • 64055
Web
Today, XX/XX/XXXX, I got a call from XXXX XXXX XXXX saying that I have a XXXX charge that I need to pay but it's under the name XXXX XXXX. My social sec card and driver lisrnce was stolen in XXXX and someone may be using my identity. I don't even own a XXXX account.
02/17/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 902XX
Web
I have been harass by a debt collector credit Corp solutions and also had my rights violated. They have sent collections bill to my address damaging my reputation and credit report. I sent them over documents asking them to remove my information from there records.
12/15/2022 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • FL
  • 34953
Web
Hello, I have disputed this collections account through the 3 credit bureaus and have requested a sign copy of the original contract to verify this debt in the amount of {$1100.00}. It has come back as verified several times with no physical evidence as requested.
08/08/2019 Yes
  • Debt collection
  • Credit card debt
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • UT
  • 84115
Web
Credit Corp Solutions called my mother, XXXX XXXX, on XX/XX/2019, disclossed that they were a debt collector & disclosed my name despite the agency already having my contact information including my number and address. The agents information : XXXX XXXX Ex XXXX
03/09/2023 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • AL
  • 35215
Web
Credit Corp Solutions are in violation of the CFPB 12 CFR 1006.6 They continue to report to credit reporting agencies and collect on an alleged debt. They have not validated this alleged debt. i have sent a cease and desist letter this is my second attempt.
07/06/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Was not notified of investigation status or results
  • CA
  • 92081
Web
I don't owe anything on this company and don't have any signed agreement. I am unfamiliar to this company. I already sent a request to the bureaus and to the company to have this investigated with the proof of documentation but never received any response.
11/01/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • LA
  • 70570
Web
Credit Corp Solutions sent me a letter stating that I owe a bill for {$120.00} to XXXX but never had a bill on XX/XX/XXXX XX/XX/XXXX and XX/XX/XXXX and also said its not on my credit report by asking me for information on myself which I didn't give to them
05/23/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 773XX
Web
CREDIT CORP SOLUTIONS attempting to collect debt not owed to company. I have attempted to contact this company numerous times via phone, letter and still refuse to remove debt from my credit reports. This company is stating I owe them {$940.00}.
08/11/2018 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • MI
  • 480XX
Web
I received a letter from credit corp solutions inc . Claiming that they own the rights of a debt from XXXX XXXX and demanding full payment. I need full validation of this debt. I haven't heard anything from XXXX XXXX regarding this matter.
08/16/2023 Yes
  • Debt collection
  • Credit card debt
  • Communication tactics
  • Frequent or repeated calls
  • MD
  • 21206
Web
I sent out a Debt verification letter to the collection agency and it was delivered on XX/XX/2023 but Im still receiving phone calls from this collection agency. I have not received a Debt verification letter yet from XXXX XXXX XXXX.
07/24/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • FL
  • 349XX
Web
I have sent several request to the credit bureau and have not received a response. This is not my debt. This is a credit error. Its affecting my credit and I have been denied a home loan. Please assist in removing this credit error
04/03/2023 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • IN
  • 46229
Web
I'm being sued by an Interloper that has violated my right to privacy by committing identity theft.I do not know this entity, I do not have a contract with them and I do not owe a debt to them.I sent them a Notice ... see attached.
02/08/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • AL
  • 354XX
Web
Per tracking, Its been 2-3 months. No information given. Accounts unknown. Ignored investigation. Violates 15 USC 1692efg and 1681a never authorized or given permission for accounts report. On Copy, XXXX, Attorney General and FTC
08/10/2023 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • PA
  • 165XX
Web
I'm not sure what company this is. All it says on my credit report is Credit Corp Solutions-Line of Credit for {$1700.00}. I have never heard of Credit Corp and I didn't borrow this dollar amount! So I'm disputing these charges!
05/25/2018 Yes
  • Debt collection
  • Other debt
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • FL
  • XXXXX
Web
XXXX was the first compliant I filed. The collector called my place of business asking for me. I returned the call and asked them to stop doing that. It continues. Today XXXX from Credit Corp called my business asking for me.
02/11/2017 Yes
  • Debt collection
  • Credit card
  • Communication tactics
  • Frequent or repeated calls
  • ME
  • 044XX
Web
I am being called from multiple XXXX numbersXXXX numbers, etc. I know they are credit corp solutions and they call XXXX times a day. I am also getting extremely ticked off that they have been calling me after XXXX at night
12/03/2019 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Impersonated attorney, law enforcement, or government official
  • OR
  • 974XX
Web
Credit Corp Solution has sued me IN THE NAME OF THE STATE OF OREGON to collect a charged-off alleged debt created by XXXX using the XXXX-XXXX account. This was not an authorized transaction. Read the attached documents.
11/29/2021 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • MI
  • 48906
Web
XX/XX/2021 Credit Solution Sent a notice that a notice was sent on XX/XX/2021 an attempt to collect a debt of {$190.00} they're third party debt collectors I do not owe this debt I don't have a contract with this company
10/06/2022 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 33897
Web
This company, CREDIT CORP SOLUTIONS, is reporting false and unverified information in my credit reports. I have never even got ta a single letter from this company and now they report on my credit reports illegally.
04/18/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • NY
  • 137XX
Web
I never once gave my information to XXXX XXXX XXXX so i dont know how can i owe a debt when I never signed a contracts with them. I also put on claim with them on XXXX XXXX nobody have still responded to my letter.
05/30/2015 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • CA
  • 92626
Web
Calls non-stop. Call work which can get me in trouble. Calls friends and relatives also with out any regard. Calls under many numbers with many names. Never leaves messages or any details. Possible fraud or scam.
04/12/2023 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • FL
  • 32712
Web
I never received any communication from Credit Corp Solutions Inc., which is a violation of 807 False or misleading representation and 809 Validation of debts. I knew nothing until I received a summons for court
11/05/2021 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • NC
  • 27587
Web
Received notification from credit file that collection account was listed on credit report. No information received, no information to validate this debt belongs to me. This creditor is in violation of the FCRA.
08/14/2023 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • MO
  • 630XX
Web
I recently checked my XXXX app and found that theres a collection on there for almost {$14000.00} and I did not know the original creditor or anybody involved in that transaction that debt is completely false.
05/04/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 33162
Web
I contacted the credit bureau all of them and they removed it now its back on my report also I report the issues about unknown phone numbers addresses jobs that not related to me and they want remove them
04/10/2023 No
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 77070
Web
Requests for Verification of debt sent to Credit Corp Solutions XXXX XXXX and XX/XX/XXXX via Mail. None of which have been able to be verified. Account still shows on my credit report and is a detriment.
06/17/2021 Yes
  • Debt collection
  • I do not know
  • False statements or representation
  • Indicated you were committing crime by not paying debt
  • FL
  • 34113
Web
i demand this collection account be removed from credit report ( CREDIT CORP SOLUTIONS IN XXXX ). Per law 15USC 1692g, as the original credito only i can validate this debt, i do not validate this debt
07/24/2023 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • PA
  • 19023
Web
THE COMPANY IS ATTEMPTING TO COLLECT DEBT I BELIEVE I DO NOT OWE. THEY'RE FURNISHING INFORMATION ON TO MY CONSUMER REPORT IDENTIFIED AS IDENTITY THEFT AND NOT RELATABLE TO ANY TRANSACTIONS MADE BY ME.
06/18/2021 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • CA
  • 95123
Web
Multiple phone calls to my husband, in-laws, myself, and my workplace between XXXX XXXX-current. One threatening letter. The accusation of debt is false and the account number is also false.
05/10/2021 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was paid
  • FL
  • 33321
Web
This debt was debt was settled and the company reported the same debt account to my credit house 4 times in an attempt to hurt my credit file on purpose. This is malicious and should be illegal.
12/10/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • NJ
  • 080XX
Web
Per the FCRA as a federally protected consumer I am now opting out of any and all authorization I may have given you written or unwritten, verbal or non verbal in accordance with 15 USC. 6802.
10/22/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was paid
  • PA
  • 151XX
Web
Prior to the collection agency purchasing my debt to XXXX XXXX XXXX paid my debt directly in 2017 and closed my account. I am still receiving communication. I have a balance of XXXX with XXXX.
04/01/2021 Yes
  • Credit card or prepaid card
  • General-purpose credit card or charge card
  • Getting a credit card
  • Card opened as result of identity theft or fraud
  • FL
  • 33619
Web
I was served for an account I have no knowledge about, this is fraud XXXX for amounts {$7200.00} Ive reached out to the company This account is not on my credit report! Credit Corp Solutions
11/01/2016 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • FL
  • 33484
Web
I am receiving calls from a company that asserts that I still owe money on an account that I paid off in XXXX 2013. This account shows " paid, closed '' on my credit report since XXXX 2013.
04/05/2016 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • MD
  • 20744
Web Older American
filed complaint XX/XX/XXXX # XXXX that this is debt is not mine.received letter dated XX/XX/XXXX offering discount settlement.never shopped at store listed. ss # listed on debt is not mine
10/18/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • FL
  • 32825
Web
I'm not liable for this debt with XXXX XXXX XXXX I don't have a contract with the collection agency trying to collect a debt they didn't provide me with the regional contact as requested
07/02/2023 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • NC
  • 28105
Web Older American
Credit Corp Solutions reported negative invalidate and inaccurate information to a consumer reporting agency without sending me a form 809 ( a ) which is a direct violation of the FDCPA
09/25/2019 Yes
  • Debt collection
  • Payday loan debt
  • Threatened to contact someone or share information improperly
  • Contacted your employer
  • MT
  • 598XX
Web
A woman named XXXX from this company called my employer and revealed she was a debt collector and embarrassed me in front of all my colleagues in addition to putting my job at risk.
09/23/2022 Yes
  • Credit card or prepaid card
  • General-purpose credit card or charge card
  • Getting a credit card
  • Card opened as result of identity theft or fraud
  • TN
  • 38128
Web Servicemember
I have been issued a paper to go to court, in reference to monies I owe on a credit card with Credit Corp Solution. Docket # XXXX at XXXX XXXX XXXX, in XXXX TN The amount is XXXX
02/22/2019 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • Frequent or repeated calls
  • TX
  • 752XX
Web
Multiple calls a day all from credit Corp solutions but each one has a different city and state that the number originated from. They ask for my date of birth and I just hang up.
10/25/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • NV
  • 89142
Web
This account recently appeared on my credit report. There is a collections amount of {$190.00} from XXXX XXXX that does not belong to me. The account number as shown is XXXX.
06/07/2023 Yes
  • Debt collection
  • Other debt
  • Communication tactics
  • Frequent or repeated calls
  • TN
  • 37069
Web
Got a call from XXXX asking to verify my XXXX. They had the last XXXX of my SSN. Asked to collect the debt for XXXX- was calling from Credit corp solutions. I have no debt.
11/07/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • PA
  • 19138
Web
The accounts I am speaking about today has failed to verify any alleged debt. They also furnished my credit report without my written consent. Pursuant to law 15 USC 1681.
03/17/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • NJ
  • 07205
Web
I have disputed multiple items on my credit report and they came back verified and I sent notice of only one Address and name and they also refused to remove the others
06/24/2021 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 95835
Web
I don't remember that I had an account with this collector/creditor. I've asked multiple times to send proof of ownership but you haven't complied with my request yet.
06/15/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • NJ
  • 07052
Web
This Debt was originally satisfied by a previous FTC report, in this regard the debt was sold to a collector and has now repaired under a different collections account
11/11/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 90703
Web Servicemember
I am not liable for this debt with XXXX. Furthermore, I do not have a contract with CREDIT CORP SOLUTIONS. They did not provide me with the original documents.
08/29/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • GA
  • 30062
Web
Over thirty days ago I wrote Credit Corp Solutions asking to validate the alleged debt and as of todays date, Credit corp has not responded to my dispute.
04/20/2022 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • TN
  • 37042
Web Servicemember
I have asked them to send me a letter, and they have yet to do so. They speak in a manner that is hostile, saying it is an urgent criminal legal matter.
02/10/2021 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Attempted to collect wrong amount
  • NV
  • 89120
Web
Received a letter from this company collecting on a debt that I requested validation on. Also they are attempting to collect the incorrect amount owed.
03/15/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • FL
  • 33068
Web
account was obtained by someone who used my identity, please remove this account from all credit reporting agencies and all negative remarks.
02/10/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • CA
  • 94533
Web Servicemember
CREDIT CORP SOLUTIONS IN reported a debt of {$5600.00} on my XXXX credit report. This is identity theft and does not belong to me.
03/16/2023 Yes
  • Credit card or prepaid card
  • General-purpose credit card or charge card
  • Getting a credit card
  • Card opened as result of identity theft or fraud
  • CA
  • 92119
Web
XXXX account with account number finish in XXXX, amount owed XXXX, I received a letter from collections Credit Corp Solutions INC
12/07/2021 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • GA
  • 30252
Web
XXXX has sold an alleged debt in my name to Credit Corp Solutions in attempt XXXX collect a debt they have already charged off.
09/22/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was paid
  • GA
  • 310XX
Web Servicemember
XXXXXXXX XXXX XXXX XXXX has sent my paid off closed account to, Credit Corp Solutions, this has damaged my credit
11/06/2021 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • DE
  • 19713
Web
Locked my credit in 2014 due to this situation. I don't know owe any debt from the company that your claiming.
07/17/2015 Yes
  • Debt collection
  • I do not know
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • NC
  • 27295
Web
Caller stated that they were from Credit Corp and would not give a mailing address or their License number.
03/25/2022 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • FL
  • 33055
Web
I received a letter from Credit Corp Solutions about an alleged debt without a notice to dispute the debt.
01/24/2017 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • TN
  • 37013
Web
I recently viewed my credit report and noticed that this company has report that I owe them a debt.
04/03/2016 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt was discharged in bankruptcy
  • CA
  • 92626
Web
Collection attempts still being made after chapter XXXX by this specific collection company.
03/16/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • GA
  • 30047
Web
I did not authorize this information that's on my report, It does not belong to me.
01/29/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 90047
Web
Sent a debt validation and verification letter to the XXXX main credit bureaus
03/06/2022 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • NY
  • 108XX
Web
I was not aware of these debts. Did not have anything to do with any of them.
05/21/2023 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • TX
  • 76140
Web
I did not open this account nor did I reap the benefits of this loan.
08/05/2022 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • VA
  • 23601
Web
company tried to collect an account that I believe it could be fraud
02/07/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was already discharged in bankruptcy and is no longer owed
  • NE
  • 693XX
Web Older American, Servicemember
they will not listen to me, dept was wrote off.
02/01/2024 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 77546
Web
01/29/2024 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • NY
  • 11218
Web
01/29/2024 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account information incorrect
  • DE
  • 19709
Web
01/27/2024 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • AL
  • 35806
Web
01/24/2024 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • PA
  • 18042
Web
01/24/2024 Yes
  • Debt collection
  • Other debt
  • False statements or representation
  • Attempted to collect wrong amount
  • MA
  • 02324
Web
01/18/2024 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 90006
Web
01/17/2024 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was paid
  • TX
  • 78230
Web
01/15/2024 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • PA
  • 19141
Web
01/10/2024 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 77384
Web
01/04/2024 Yes
  • Debt collection
  • Payday loan debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • MN
  • 55125
Web
01/02/2024 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • TX
  • 773XX
Web
01/01/2024 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • TX
  • 75501
Web
12/29/2023 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • AL
  • 35244
Web
12/29/2023 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened to arrest you or take you to jail if you do not pay
  • IN
  • 46835
Web Older American
12/29/2023 Yes
  • Debt collection
  • Auto debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • TX
  • 770XX
Web
12/27/2023 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • NJ
  • 076XX
Web
12/23/2023 Yes
  • Debt collection
  • I do not know
  • False statements or representation
  • Attempted to collect wrong amount
  • FL
  • 33617
Web
12/22/2023 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 75115
Web
12/21/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • DE
  • 19702
Web
12/20/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was already discharged in bankruptcy and is no longer owed
  • WA
  • 98122
Web
12/20/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • FL
  • 33311
Web
12/20/2023 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • IA
  • 503XX
Web
12/18/2023 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • OH
  • 44119
Web
12/16/2023 Yes
  • Debt collection
  • Credit card debt
  • Electronic communications
  • You told them to stop contacting you, but they keep trying
  • IN
  • 46268
Web
12/12/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Credit monitoring or identity theft protection services
  • Problem canceling credit monitoring or identify theft protection service
  • AL
  • 36108
Web
12/06/2023 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was paid
  • IL
  • 60430
Phone
12/05/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 77396
Web
12/04/2023 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • GA
  • 31308
Web Servicemember
11/28/2023 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 32218
Web
11/27/2023 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • VA
  • 22314
Web
11/21/2023 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • NY
  • 14615
Web
11/19/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Problem with a company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • CA
  • 93204
Web
11/18/2023 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 33436
Web
11/16/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • ND
  • 58104
Web
11/16/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 32804
Web
11/15/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was paid
  • NY
  • 11221
Web
11/08/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was paid
  • TX
  • 78247
Web
11/07/2023 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • VA
  • 24541
Web
10/31/2023 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • NC
  • 27858
Web
10/25/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • NY
  • 10040
Web
10/24/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • NY
  • 10027
Web
10/23/2023 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 90061
Web
10/20/2023 Yes
  • Debt collection
  • Other debt
  • Communication tactics
  • Frequent or repeated calls
  • VA
  • 22079
Web Servicemember
10/18/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • TN
  • 37406
Web
10/18/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • TN
  • 37406
Web
10/18/2023 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TN
  • 37080
Web
10/13/2023 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • FL
  • 33126
Web
10/11/2023 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TN
  • 37228
Web
10/09/2023 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • TN
  • 37080
Web
10/09/2023 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • FL
  • 33756
Web
09/25/2023 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • OH
  • 43620
Web
09/19/2023 Yes
  • Debt collection
  • Payday loan debt
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • MD
  • 21701
Referral
09/14/2023 Yes
  • Debt collection
  • Credit card debt
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • PA
  • 15544
Web
09/08/2023 Yes
  • Debt collection
  • Other debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • VA
  • 23464
Web Servicemember
09/05/2023 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • AL
  • 35749
Web
09/03/2023 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • FL
  • 33570
Web
08/30/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • TN
  • 38112
Web Servicemember
08/28/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 78245
Web
08/24/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 77043
Web
08/20/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 95833
Web
08/13/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • SC
  • 29061
Web
08/11/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Problem with personal statement of dispute
  • NY
  • 10039
Web
08/11/2023 Yes
  • Debt collection
  • Other debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • CA
  • 95822
Web
08/10/2023 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 90014
Web
08/09/2023 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • GA
  • 30314
Web
08/06/2023 Yes
  • Debt collection
  • Medical debt
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • TN
  • 37701
Web
08/05/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • MD
  • 21229
Web
08/04/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • VA
  • 23452
Web
08/03/2023 Yes
  • Debt collection
  • Private student loan debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • NY
  • 10010
Web
07/30/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • NJ
  • 08028
Web
07/28/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • NC
  • 27262
Web
07/26/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • AR
  • 72404
Web
07/24/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • SC
  • 29061
Web
07/23/2023 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was paid
  • DE
  • 19709
Web Servicemember
07/23/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • CA
  • 90043
Web
07/18/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 77020
Web
07/16/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 33060
Web
07/15/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • FL
  • 32424
Web
07/14/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • FL
  • 33024
Phone
07/12/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • MI
  • 48911
Web
07/07/2023 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 75227
Web
07/03/2023 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 94605
Web
06/27/2023 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Impersonated attorney, law enforcement, or government official
  • MO
  • 64501
Web
06/27/2023 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • LA
  • 70744
Phone Older American
06/26/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • FL
  • 32305
Web
06/22/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • FL
  • 33626
Web
06/21/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • CT
  • 06902
Web
06/19/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • TX
  • 75089
Web
06/19/2023 Yes
  • Debt collection
  • Other debt
  • Communication tactics
  • Frequent or repeated calls
  • AR
  • 72019
Web
06/18/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • FL
  • 32305
Web
06/18/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • NC
  • 28129
Web
06/12/2023 Yes
  • Debt collection
  • Other debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • AZ
  • 85712
Web
06/08/2023 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • TX
  • 77328
Web
06/08/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • AZ
  • 86403
Web Older American
06/07/2023 Yes
  • Credit card or prepaid card
  • General-purpose credit card or charge card
  • Getting a credit card
  • Card opened as result of identity theft or fraud
  • LA
  • 70584
Web
06/05/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Old information reappears or never goes away
  • VA
  • 23321
Web
06/01/2023 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • NJ
  • 08060
Web
05/31/2023 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • MD
  • 20748
Web
05/30/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was paid
  • IL
  • 60430
Web Servicemember
05/30/2023 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Used obscene, profane, or other abusive language
  • TX
  • 75071
Web
05/28/2023 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • GA
  • 30677
Web
05/27/2023 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 90041
Web
05/26/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • KS
  • 66216
Web
05/25/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • PA
  • 19145
Web
05/25/2023 Yes
  • Debt collection
  • I do not know
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • KY
  • 40229
Web
05/23/2023 Yes
  • Debt collection
  • I do not know
  • False statements or representation
  • Attempted to collect wrong amount
  • AZ
  • 85132
Web
05/16/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • NC
  • 27262
Web
05/15/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • VA
  • XXXXX
Web
05/03/2023 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 33014
Phone
04/27/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • NC
  • 27262
Web
04/17/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • GA
  • 30533
Web
04/17/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 33169
Web
04/13/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • FL
  • 33570
Web
04/10/2023 Yes
  • Debt collection
  • Private student loan debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • MS
  • 39730
Web
04/02/2023 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • MD
  • 20603
Web
03/31/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • MA
  • 02360
Web
03/28/2023 Yes
  • Debt collection
  • Other debt
  • Communication tactics
  • Used obscene, profane, or other abusive language
  • GA
  • 30345
Web
03/25/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 32224
Web
03/14/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • FL
  • 33161
Web
03/06/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • NY
  • 11769
Web
03/01/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • CA
  • 92557
Web
02/20/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • PA
  • 19139
Web
02/19/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • SC
  • 29340
Web
02/13/2023 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was paid
  • IL
  • 60614
Web
02/09/2023 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was already discharged in bankruptcy and is no longer owed
  • SC
  • 29910
Web
02/08/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • PA
  • 19124
Web Servicemember
02/07/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • MO
  • 63136
Web
02/05/2023 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • TX
  • 77530
Web
02/01/2023 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • SC
  • 29652
Web
01/30/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • AL
  • 36054
Web
01/25/2023 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • NJ
  • 07050
Web
01/24/2023 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • TX
  • 75001
Web
01/23/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 94560
Web
01/20/2023 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • AZ
  • 85379
Web
01/11/2023 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • TX
  • 79903
Web
12/24/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 92376
Web Servicemember
12/13/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • LA
  • 70501
Web
12/08/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 34119
Web
12/06/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • TN
  • 38501
Web
11/22/2022 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • TX
  • 75204
Web
11/09/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • MO
  • 64093
Web
11/07/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • SC
  • 29681
Web
11/03/2022 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • AL
  • 36107
Web
10/14/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • OR
  • 97128
Web
10/13/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • AL
  • 35147
Web
10/11/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • OR
  • 97005
Web
10/08/2022 Yes
  • Debt collection
  • Payday loan debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • GA
  • 31032
Web
10/01/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • WI
  • 53209
Web
09/27/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was paid
  • NY
  • 14215
Web
09/26/2022 Yes
  • Debt collection
  • Other debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • TX
  • 75010
Web
09/13/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • GA
  • 30281
Web
08/30/2022 Yes
  • Debt collection
  • Credit card debt
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • CA
  • 94904
Web
08/23/2022 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • IN
  • 46055
Web
08/19/2022 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • NY
  • 14218
Web
08/18/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • TX
  • 77084
Web
08/03/2022 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • VA
  • 24572
Web Servicemember
07/28/2022 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • FL
  • 33607
Web Servicemember
07/25/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was paid
  • MS
  • 38672
Web
07/12/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Difficulty submitting a dispute or getting information about a dispute over the phone
  • CA
  • 90712
Web
07/11/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • NY
  • 10001
Referral
07/07/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • GA
  • 30605
Web
07/03/2022 Yes
  • Debt collection
  • Payday loan debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • NY
  • 10467
Web
07/02/2022 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • IL
  • 60585
Web
06/23/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit repair services
  • Fraud or scam
  • CA
  • 92101
Web
06/20/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • MO
  • 63137
Web
06/16/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 75070
Web
06/15/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 95843
Web
06/12/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account status incorrect
  • NJ
  • 08873
Web
06/06/2022 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • OK
  • 74129
Web
06/05/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • IN
  • 46516
Web
06/03/2022 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Indicated you were committing crime by not paying debt
  • NC
  • 27809
Web
06/02/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 94710
Web
05/31/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • TX
  • 79912
Web
05/28/2022 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • MD
  • 21703
Web
05/24/2022 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • KS
  • 66215
Web
05/23/2022 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • NJ
  • 08873
Web
05/16/2022 Yes
  • Credit card or prepaid card
  • General-purpose credit card or charge card
  • Problem when making payments
  • You never received your bill or did not know a payment was due
  • AL
  • 35810
Phone
05/14/2022 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 32073
Web
05/04/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • KY
  • 40509
Referral
04/27/2022 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • FL
  • 33920
Referral
04/19/2022 Yes
  • Debt collection
  • I do not know
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • CA
  • 91730
Web
04/12/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • WY
  • 82901
Web Older American
04/11/2022 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • MI
  • 48186
Phone Older American, Servicemember
04/10/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • OH
  • 45206
Web
04/03/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • CA
  • 95242
Web
04/01/2022 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Attempted to collect wrong amount
  • AL
  • 35214
Web
03/28/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • TX
  • 78539
Web
03/24/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 91384
Web
03/24/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Investigation took more than 30 days
  • CA
  • 92376
Web
03/20/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • IL
  • 61107
Web
03/19/2022 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • CA
  • 95822
Web
03/17/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Investigation took more than 30 days
  • TX
  • 77493
Web
03/15/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 33404
Web
03/14/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Investigation took more than 30 days
  • CA
  • 92504
Web
03/11/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Investigation took more than 30 days
  • TX
  • 77546
Web
03/08/2022 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Attempted to collect wrong amount
  • NJ
  • 07647
Phone Older American, Servicemember
03/08/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • CA
  • 93930
Web
03/05/2022 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Attempted to collect wrong amount
  • NC
  • 27809
Web
03/02/2022 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • CA
  • 95843
Web
03/01/2022 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • OH
  • 43608
Web
03/01/2022 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 92253
Web
02/28/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 33441
Referral
02/23/2022 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Impersonated attorney, law enforcement, or government official
  • GA
  • 30188
Web
02/20/2022 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 95119
Web
02/18/2022 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • WA
  • 98499
Web
02/17/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • NJ
  • 07093
Web
02/16/2022 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • GA
  • 30041
Web Servicemember
02/16/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • AZ
  • 85713
Web
02/16/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • DC
  • 20017
Web
02/16/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 93309
Web
02/12/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account information incorrect
  • NC
  • 27809
Web
02/08/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • FL
  • 34288
Web
02/01/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was already discharged in bankruptcy and is no longer owed
  • GA
  • 30350
Web
01/31/2022 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 32828
Web
01/20/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • NY
  • 13209
Web Older American
01/17/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Investigation took more than 30 days
  • CA
  • 92376
Web
12/29/2021 Yes
  • Debt collection
  • Other debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • UT
  • 84020
Web
12/23/2021 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 78247
Phone
12/09/2021 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • OK
  • 73003
Web
12/08/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 32821
Web
12/07/2021 Yes
  • Debt collection
  • Payday loan debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • ID
  • 83646
Web
12/01/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • MT
  • 59105
Web Older American
11/17/2021 Yes
  • Debt collection
  • Other debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • AL
  • 35214
Web
11/16/2021 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • WV
  • 26501
Web
11/13/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • TX
  • 76014
Web
11/07/2021 Yes
  • Credit card or prepaid card
  • Store credit card
  • Getting a credit card
  • Card opened as result of identity theft or fraud
  • MN
  • 55118
Web Servicemember
11/02/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 94538
Web
11/02/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • SC
  • 29223
Web
11/01/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • MA
  • 01062
Web Older American, Servicemember
10/30/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • OR
  • 97527
Web
10/29/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • GA
  • 30060
Web
10/28/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • TX
  • 77449
Web
10/26/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Investigation took more than 30 days
  • TX
  • 77546
Web
10/24/2021 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • MA
  • 02703
Web
10/21/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • CA
  • 91606
Web
10/20/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 90813
Web
10/20/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • GA
  • 30338
Web
10/19/2021 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was paid
  • SC
  • 29229
Web
10/18/2021 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • OK
  • 73071
Web
09/17/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • MD
  • 20744
Web Older American
09/07/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 95757
Web
09/06/2021 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • MA
  • 02703
Web
09/03/2021 Yes
  • Debt collection
  • Auto debt
  • False statements or representation
  • Attempted to collect wrong amount
  • TX
  • 78218
Web
08/31/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 33064
Web
08/31/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • SC
  • 29909
Web
08/30/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • CA
  • 92571
Web
08/27/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 92570
Web
08/25/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • IN
  • 46774
Web
08/24/2021 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • VA
  • 22192
Web
08/23/2021 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Used obscene, profane, or other abusive language
  • IN
  • 47421
Web
08/19/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Was not notified of investigation status or results
  • TX
  • 78229
Web
08/19/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • NC
  • 27006
Web
08/14/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • NC
  • 27284
Web
08/12/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Investigation took more than 30 days
  • OH
  • 44137
Web
08/12/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account information incorrect
  • FL
  • 32822
Web
08/10/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • TX
  • 75203
Web
08/06/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was already discharged in bankruptcy and is no longer owed
  • OH
  • 45240
Web
08/05/2021 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • NY
  • 11226
Web
07/28/2021 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • OH
  • 44087
Web
07/21/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • FL
  • 32407
Web
07/19/2021 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • AZ
  • 85251
Web
07/19/2021 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 33713
Web
07/15/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • PA
  • 19104
Web
07/13/2021 Yes
  • Student loan
  • Private student loan
  • Dealing with your lender or servicer
  • Received bad information about your loan
  • NY
  • 10040
Web
07/08/2021 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • FL
  • 32810
Web
07/04/2021 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • NY
  • 11553
Web
07/03/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • TX
  • 78526
Web
07/01/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • CA
  • 91205
Web
07/01/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • TX
  • 78566
Web
06/30/2021 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • IL
  • 60169
Referral
06/28/2021 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • FL
  • 32803
Web
06/16/2021 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Attempted to collect wrong amount
  • LA
  • 71269
Web
06/04/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Difficulty submitting a dispute or getting information about a dispute over the phone
  • CA
  • 90017
Web
05/27/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • PA
  • 19136
Web
05/18/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account information incorrect
  • NJ
  • 07093
Web
05/06/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • CA
  • 91402
Web
05/06/2021 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • AZ
  • 85295
Web
05/03/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • GA
  • 30078
Web
04/27/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 95242
Web
04/21/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • GA
  • 30519
Web
03/31/2021 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • TX
  • 75859
Web Older American
03/26/2021 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • DE
  • 19709
Web
03/25/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 77073
Web
03/18/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • NJ
  • 08844
Web
03/16/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • GA
  • 30024
Web
03/12/2021 Yes
  • Debt collection
  • Credit card debt
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • MA
  • 01960
Web
02/17/2021 Yes
  • Debt collection
  • I do not know
  • False statements or representation
  • Impersonated attorney, law enforcement, or government official
  • CT
  • 06511
Web
02/15/2021 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • OH
  • 45696
Web
01/19/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • WA
  • 98373
Web
01/04/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • WA
  • 98373
Web
11/07/2020 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was paid
  • NY
  • 10026
Web
11/03/2020 Yes
  • Debt collection
  • I do not know
  • Threatened to contact someone or share information improperly
  • Contacted your employer
  • TX
  • 79382
Web
10/26/2020 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • MD
  • 21617
Web
10/16/2020 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • UT
  • 84107
Web Older American
10/09/2020 Yes
  • Debt collection
  • Other debt
  • Communication tactics
  • Frequent or repeated calls
  • CA
  • 91364
Phone Older American
08/28/2020 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • FL
  • 32333
Web
08/13/2020 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • VA
  • 23059
Referral
07/15/2020 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • OK
  • 73160
Web
07/01/2020 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 75231
Fax
05/20/2020 Yes
  • Debt collection
  • Credit card debt
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • GA
  • 30041
Web
04/23/2020 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 95301
Phone
03/29/2020 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 76177
Web
03/11/2020 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • PA
  • 15017
Web
03/10/2020 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was paid
  • WA
  • 98405
Referral
02/13/2020 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • OK
  • 74136
Web
02/05/2020 Yes
  • Debt collection
  • Other debt
  • Threatened to contact someone or share information improperly
  • Contacted your employer
  • TN
  • 38141
Web
02/03/2020 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • TX
  • 78664
Web
01/16/2020 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • NC
  • 28210
Web
11/18/2019 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • GA
  • 30349
Web
09/06/2019 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • GA
  • 30022
Phone Servicemember
07/03/2019 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • TX
  • 77084
Web
06/27/2019 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 33313
Web
06/07/2019 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • NM
  • 88011
Fax
04/26/2019 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Collected or attempted to collect exempt funds
  • TN
  • 38039
Referral
04/18/2019 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • GA
  • 30022
Phone Servicemember
04/11/2019 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 75207
Web
01/28/2019 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 78577
Web
10/29/2018 Yes
  • Debt collection
  • Other debt
  • Communication tactics
  • Frequent or repeated calls
  • TX
  • 78238
Web
10/23/2018 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • WA
  • 98632
Postal mail
10/19/2018 Yes
  • Debt collection
  • I do not know
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • CT
  • 06883
Referral
10/15/2018 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • NC
  • 28210
Web
09/24/2018 Yes
  • Debt collection
  • Credit card debt
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • MI
  • 48036
Web
09/06/2018 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • OH
  • 43204
Fax
09/06/2018 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • WA
  • 98632
Postal mail
09/05/2018 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account information incorrect
  • CA
  • 90059
Postal mail
08/17/2018 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Indicated you were committing crime by not paying debt
  • NY
  • 14170
Web
07/26/2018 Yes
  • Debt collection
  • Credit card debt
  • Threatened to contact someone or share information improperly
  • Contacted your employer
  • FL
  • 34772
Web
07/13/2018 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • MS
  • 38655
Web
07/13/2018 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • NY
  • 11233
Web
05/09/2018 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • TX
  • 79924
Web
04/25/2018 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • AL
  • 35080
Web
04/12/2018 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Notification didn't disclose it was an attempt to collect a debt
  • AZ
  • 85016
Web
04/09/2018 Yes
  • Debt collection
  • Credit card debt
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • PA
  • 18105
Web
04/07/2018 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • NY
  • 10031
Web Servicemember
03/15/2018 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • NH
  • 03253
Web Servicemember
03/15/2018 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was paid
  • MD
  • 20721
Web Older American
03/09/2018 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • WA
  • 98002
Web
01/25/2018 Yes
  • Debt collection
  • Other debt
  • False statements or representation
  • Attempted to collect wrong amount
  • GA
  • 30336
Referral
01/18/2018 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • NC
  • 28105
Web
11/14/2017 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account status incorrect
  • KY
  • 41048
Web Servicemember
11/08/2017 Yes
  • Debt collection
  • Other debt
  • False statements or representation
  • Impersonated attorney, law enforcement, or government official
  • FL
  • 33056
Web
07/09/2017 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • GA
  • 31093
Web
06/15/2017 Yes
  • Debt collection
  • Credit card debt
  • Threatened to contact someone or share information improperly
  • Contacted your employer
  • XXXXX
Web
05/04/2017 Yes
  • Debt collection
  • I do not know
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • VA
  • 23002
Web
03/31/2017 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • NY
  • 10009
Postal mail
03/22/2017 Yes
  • Debt collection
  • Credit card
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • NY
  • 11510
Postal mail
03/13/2017 Yes
  • Debt collection
  • Credit card
  • Improper contact or sharing of info
  • Contacted employer after asked not to
  • XXXXX
Web
01/18/2017 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • FL
  • 33322
Phone
11/16/2016 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • VA
  • 22303
Phone Older American
09/16/2016 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 92011
Fax Older American
01/25/2016 Yes
  • Credit card
  • Identity theft / Fraud / Embezzlement
  • VA
  • 23314
Web Servicemember
11/23/2015 Yes
  • Consumer Loan
  • Installment loan
  • Problems when you are unable to pay
  • DC
  • 20003
Web Older American
08/31/2015 No
  • Credit card
  • Other
  • MD
  • 20772
Web
08/25/2015 Yes
  • Consumer Loan
  • Installment loan
  • Problems when you are unable to pay
  • TX
  • 78244
Web Servicemember
07/20/2015 Yes
  • Debt collection
  • I do not know
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • NC
  • 27295
Web
06/25/2015 Yes
  • Debt collection
  • I do not know
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • GA
  • 30260
Referral
05/01/2015 Yes
  • Debt collection
  • I do not know
  • Taking/threatening an illegal action
  • Threatened arrest/jail if do not pay
  • TX
  • 77305
Web
02/20/2015 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • MI
  • 49799
Web
01/16/2015 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Improper contact or sharing of info
  • Talked to a third party about my debt
  • TX
  • 78653
Web
09/23/2014 Yes
  • Debt collection
  • Credit card
  • Taking/threatening an illegal action
  • Threatened to sue on too old debt
  • NC
  • 28115
Web
08/06/2014 Yes
  • Debt collection
  • Credit card
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • OH
  • 44149
Phone
07/27/2014 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • AR
  • 72034
Web
07/25/2014 Yes
  • Debt collection
  • Medical
  • Communication tactics
  • Frequent or repeated calls
  • TN
  • 37681
Web
06/20/2014 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • CA
  • 91709
Web
04/28/2014 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • MD
  • 20744
Web Older American
04/12/2014 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • NC
  • 27350
Web Servicemember
03/30/2014 Yes
  • Debt collection
  • Credit card
  • Improper contact or sharing of info
  • Contacted employer after asked not to
  • PA
  • 19608
Web
03/25/2014 Yes
  • Debt collection
  • Medical
  • Communication tactics
  • Used obscene/profane/abusive language
  • MI
  • 49004
Web
03/19/2014 Yes
  • Debt collection
  • Credit card
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • NY
  • 10026
Referral
03/17/2014 Yes
  • Debt collection
  • Credit card
  • Communication tactics
  • Frequent or repeated calls
  • AZ
  • 86021
Web
03/17/2014 Yes
  • Debt collection
  • Credit card
  • Communication tactics
  • Threatened to take legal action
  • AZ
  • 86021
Web
03/13/2014 Yes
  • Debt collection
  • Credit card
  • Improper contact or sharing of info
  • Talked to a third party about my debt
  • PA
  • 19608
Web
02/27/2014 Yes
  • Debt collection
  • Credit card
  • Improper contact or sharing of info
  • Talked to a third party about my debt
  • MN
  • 55112
Web
02/20/2014 Yes
  • Debt collection
  • Credit card
  • Communication tactics
  • Frequent or repeated calls
  • FL
  • 33002
Web
01/10/2014 Yes
  • Debt collection
  • Credit card
  • Communication tactics
  • Called after sent written cease of comm
  • NY
  • 13903
Web
01/10/2014 Yes
  • Debt collection
  • Credit card
  • Communication tactics
  • Threatened to take legal action
  • GA
  • 30085
Web
01/06/2014 Yes
  • Debt collection
  • Credit card
  • Improper contact or sharing of info
  • Talked to a third party about my debt
  • TN
  • 38068
Web
12/18/2013 Yes
  • Debt collection
  • Credit card
  • Communication tactics
  • Threatened to take legal action
  • NJ
  • 08003
Web
12/11/2013 Yes
  • Debt collection
  • Credit card
  • Communication tactics
  • Frequent or repeated calls
  • IL
  • 60432
Web
12/05/2013 Yes
  • Debt collection
  • Credit card
  • Communication tactics
  • Frequent or repeated calls
  • FL
  • 32909
Web
12/03/2013 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 91501
Web
11/21/2013 Yes
  • Debt collection
  • Credit card
  • Improper contact or sharing of info
  • Contacted me after I asked not to
  • CO
  • 80102
Web
11/05/2013 Yes
  • Debt collection
  • Credit card
  • Improper contact or sharing of info
  • Contacted employer after asked not to
  • FL
  • 32835
Web
10/29/2013 Yes
  • Debt collection
  • Credit card
  • Communication tactics
  • Called after sent written cease of comm
  • PA
  • 19320
Web
10/24/2013 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • NY
  • 12065
Web
10/23/2013 Yes
  • Debt collection
  • Credit card
  • Improper contact or sharing of info
  • Talked to a third party about my debt
  • IL
  • 61821
Web
10/23/2013 Yes
  • Debt collection
  • I do not know
  • Improper contact or sharing of info
  • Contacted employer after asked not to
  • NC
  • 28451
Web
10/15/2013 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Communication tactics
  • Called after sent written cease of comm
  • TX
  • 76240
Web
10/01/2013 Yes
  • Credit card
  • Billing disputes
  • OH
  • 44118
Web
09/24/2013 Yes
  • Debt collection
  • Credit card
  • Improper contact or sharing of info
  • Talked to a third party about my debt
  • MO
  • 63033
Web
09/18/2013 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Improper contact or sharing of info
  • Contacted me after I asked not to
  • TX
  • 78947
Web
09/13/2013 Yes
  • Debt collection
  • Medical
  • Communication tactics
  • Frequent or repeated calls
  • TX
  • 76086
Web