Credit Collections U.S.A., L.L.C. CFPB Complaints

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2000 Latest Complaints
Date Received Timely Response Product Issue State / Zip Submitted Via Tags
12/17/2017 No
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • FL
  • 34472
 Web Servicemember
Spring XXXX I paid a medical office a 6 month old balance that was due. I was never notified by the medical office that the account was in process of being sent to collections or was ever in collections. Paid the debt to the originator without any issue. A few days later, I received a highly abusive and manipulative letter from Credit Collections USA. It was written in all caps and sarcastic. It was threatening and insulting. Further the letter actually advised me to go to a bank, lie and take out a loan for " house repairs, student expenses, etc '' but to actually use it for the implied debt. Not only did I no longer owe the debt, I was astonished at the wording of the bill. Very disrespectful, abusive, and illegal. I contacted the doctors office, and they apologized profusely that the debt was newly sent or in process of being sold to collections, and the medical office then attempted to contact the debt collection company to notify them the debt is n't valid anymore ( as it was paid ), and cease their tactics. Credit Collections USA continues to harass me, and report on this debt in an effort to manipulate me to pay them off. The doctors office and I are n't sure why this company insists on reporting on a invalid debt. Unfortunately for months I have received nothing but threats and harmful actions from the collections company. They call me from blocked numbers, and different numbers demanding I pay them. Upon further review and investigation, I realized the debt they are attempting to collect is n't even mine, as the dates of delinquency and other details are severely inaccurate. They must have me confused with another, or someone is using my old information and debts to collect on- fraud. Credit collections USA is knowingly using an old, outdated, once valid debt owed that was paid to the Originator, and doctored/fudged the details to attempt to collect money from me. I 've tried to no avail to discuss this with them, but have received nothing less of serious verbal abuse and threats while they demand I pay them to have it removed. What they are reporting is grossly inaccurate. Even though their claim is entirely invalid as is their details on my credit report. They are XXXX mailing me. They have placed defaming notes and updates on my report when disputed, and ca n't be stopped from their damage. I have been a victim of IRS identity theft from XXXX and additionally am a victim of XXXX data breech. I have requested that they remove their inaccurate and invalid debt from XXXX as it is fraudulent. Credit Collections USA refuses to comply with FCRA laws, shows no integrity, no ethics, and has provided literally no legitimate, relevant, or recent proof to their claim of debt. This debt does n't exist. The type, information reported, and dates of delinquency are false. I 've never had an account with them, never owed any debt with the information Credit Collections USA are reporting. There was once a valid debt similar to the claim that Credit Collections USA is attempting to collect on, but that debt is paid in full to originator. Credit Collections USA has bought an old claim and fraudulently reporting on it in and attempt to collect. I want it removed immediately and blocked from my XXXX report, and I will continue to persist in holding this collections company legally responsible and accountable for their illegal harmful actions until it removed. I have all documents to support my case, including XXXX 's abusive letter. I have all records of any relevant or similar debt that XXXX has copied and used as black mail for payment. There is no ethical reason for this company to continue pursuing and fighting my efforts to have this removed- more than 14 disputes with Equifax XXXX Even though the debt is n't valid. XXXX has told me they will continue to update Equifax against me until I pay them money. CFPB should hold this company entirely accountable for their abusive and illegal actions.
09/09/2016 No
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • WV
  • XXXXX
 Web Older American
I had a XXXX ( XXXX ) performed at XXXX XXXX XXXX in XXXX, WV on XXXX/XXXX/XXXX. At that time, a XXXX was given the XXXX to interpret. That group XXXX XXXX XXXX subsequently charged my health insurance {$300.00} for that interpretation. My health insurance provider ( HIP ) subsequently paid {$200.00} of that cost after determining that this was the negotiated discount that XXXX was expected to accept as payment ( i.e., a discount of {$99.00} ). The {$200.00} was paid to them XXXX by a XXXX savings account XXXX in my name that my HIP funds to pay for medical costs that are not otherwise covered under the terms of my health insurance coverage. Subsequently, I began to receive bills from XXXX for {$99.00} that stated that I still owed them this amount. Upon contacting my HIP, I was told by them to ignore the invoice, since I did not owe them XXXX any money. Subsequently, XXXX contacted a debt collection agency, Credit Collections U.S.A. of XXXX, WV ( CC USA ), and ( apparently ) asked them to collect this amount from me. Upon receiving the first letter from XXXX and attempting to discuss with them over the phone the point that this debt was not owed, I subsequently ( after no resolution with CC USA ) contacted my HIP, who contacted XXXX and spoke with a company representative. My HIP then got back to me ( via a phone conversation ) stating that XXXX now understood that a mistake had been made and that the debt ( {$99.00} ) was not owed. They XXXX further stated that they would contact CC USA. and advise them that they no longer believed the amount was owed. However, I continued to receive phone calls from CC USA about this assumed debt. Note that I never answered the phone calls, because I knew they were calling ( Caller ID ) and that they probably would not listen to my side of the story. Eventually, I called my HIP to see if they had ever heard back from XXXX regarding resolution of this issue ( between XXXX and CC USA ). This was in early XXXX XXXX. At that time, I was told by my HIP that they had contacted XXXX and were told that XXXX contacted CC USA, but that they XXXX never obtained a response from them ( CC USA ). They XXXX were going to try again, but requested 15 days to get back to my HIP with any response that they received from CC USA. XXXX XXXX, XXXX would have been 15 days, and I had been told by my HIP that they had a " tickler '' in their system to contact me with any response. Upon waiting until XXXX XXXX, XXXX, and not hearing from my HIP, I called them back. After telling them ( HIP ) why I was calling and detailing the issue, I was told that they ( HIP ) would contact XXXX and get back to me within 15 days. I told them I had expected resolution by now, but was told that " this is the way the system works '' ( i.e., we ( HIP ) have to contact XXXX ( again ) and give them an adequate amount of time to respond to HIP. I will upload several supporting documents : ( XXXX ) Copy ( XXXX page ) of the XXXX Reimbursement Account detail ( from my HIP ) showing that the {$200.00} was paid. ( XXXX ) Copy ( XXXX pages XXXX of the claims summary from my HIP showing the settlement of the original claim. XXXX XXXX ) Copy ( XXXX pages ) of a letter XXXX dated ( XXXX/XXXX/XXXX ) ( I believe, the second letter that they sent me ) from CC XXXX requesting payment. ( XXXX ) Copy ( XXXX pages XXXX of a ( potentially harassing XXXX letter XXXX dated XXXX/XXXX/XXXX ) from CC XXXX. XXXX XXXX ) Copy ( XXXX XXXX ) of a letter from HIP to XXXX stating that I was not to be held responsible for the {$99.00}. Note that ( XXXX ), ( XXXX ), ( XXXX ), and ( XXXX ) will be uploaded as XXXX document.
09/21/2017 No
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • MD
  • 21502
 Web
UPDATE : XX/XX/XXXX XXXX -- - A representative of XXXX XXXX called Credit Collections USA with me on the line. We spoke with XXXX who verified the bill was sent to the wrong address. She then spoke with Supervisor XXXX and was told they sent it to the right address. We asked to speak with XXXX and she verified to us that Credit Collections USA sent the bill to the wrong address and did not have the correct phone number on file. She still refused to remove the derogatory report from my credit record. They should have a recorded conversation that will verify this report. ***************************YOUR ORIGINAL COMPLAINT*********************************** My Name : XXXX XXXX Debt : XXXX in the amount of {$6.00} Company having issues with : Credit Collections USA Address and phone of company : XXXX XXXX XXXX XXXX XXXX XXXX, WV XXXX ( XXXX ) XXXX ( XXXX ) XXXX XXXX Date of service : XX/XX/XXXX Date spoke with credit collections : XX/XX/XXXX I am having an issue with a credit collections company and wanted to ask you about my rights or what I can do to get this corrected. I lived in XXXX and moved to XXXX in XX/XX/XXXX of this year. In XX/XX/XXXX I had to go to the ER. I have insurance. They paid their part of the bill and I owed {$6.00}. With moving, I never received a bill and was unaware I owed this amount. My husband and I were starting the process to purchase a home and found out it had been sent to a credit collector. Credit Collections USA based in XXXX, WV to be specific. I called them right away to get this paid and taken off my credit report. The employees there stated that I can pay my bill but they will NOT remove it from my report. I explained to 3 different representatives that I did not receive a bill or a phone call about this bill. They assured me they sent a bill in the mail. I did not receive ANYTHING from them. They had the wrong phone number listed for me so if they did try to call, they could n't reach me. I explained that I just wanted to get this taken care of for them and they REFUSE to help me in any way. I then contacted the XXXX department and explained the situation to them. They called the collection agency and were told the same thing. They do not agree with this method either. What are my rights? What can I do? I feel like my credit is being held hostage because of {$6.00} I was unaware I owed. This is the only derogatory record on my credit report. Had I known I owed a VERY small amount of {$6.00} I would have paid it immediately. All of the other bills from the ER were paid and taken care of. I was unaware of this never received anything from the XXXX dept or the Credit Collector. How can they do this to someone. I have done nothing wrong here. I have worked very hard for years now to make sure my credit is in good standing. How can a company do this to us? I feel this is an unfair practice for them. Please help me or offer some guidance as to how I can get this corrected. Thank you, XXXX XXXX
07/22/2020 No
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 32905
 Web
XXXX, XXXX XXXX SOC SEC # XXXX DOB XX/XX/XXXX CURRENT ADDRESS XXXX XXXX XXXX XXXX, XXXX XXXX, FL XXXX Todays Date : XX/XX/XXXX CR COLL/USA XXXX Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report. I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft. ( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ). ( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity. A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information. The reference items are listed below please take this matter very serious CR COLL/USA XXXX I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re Portfolio Recovery Associates, LLC Telephone Consumer Protection Act Litigation, Case No. 11-MD-2295-JAH-BGS, in the U.S. District Court for the Southern District of California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX, XXXX XXXX SOC SEC # XXXX DOB XX/XX/XXXX CURRENT ADDRESS XXXX XXXX XXXX XXXX, XXXX XXXX, FL XXXX
03/26/2021 No
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • FL
  • 34471
 Web
XXXX, XXXX XXXX SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXX, XXXX, FL XXXX ATTENTION DISPUTE DEPARTMENT TODAYS DATE : XX/XX/XXXX CREDIT COLL/USA XXXX Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report. I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft. ( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ). ( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity. A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information. The reference items are listed below please take this matter very serious CREDIT COLL/USA XXXX I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX, XXXX Telephone Consumer Protection Act Litigation, Case No. 11-MD-2295-JAH-BGS, in the U.S. District Court for the Southern District of California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX, XXXX XXXX SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXX, XXXX, FL XXXX
09/20/2017 No
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • MD
  • 21502
 Web
My Name : XXXX XXXX Debt : XXXX in the amount of {$6.00} Company having issues with : Credit Collections USA Address and phone of company : XXXX XXXX XXXX XXXX, XXXX, WV XXXX ( XXXX ) XXXX ( XXXX ) XXXX XXXX Date of service : X/XX/17 Date spoke with credit collections : X/XX/17 I am having an issue with a credit collections company and wanted to ask you about my rights or what I can do to get this corrected. I lived in XXXX and moved to XXXX in XX/XX/XXXX of this year. In XX/XX/XXXX I had to go to the ER. I have insurance. They paid their part of the bill and I owed {$6.00}. With moving, I never received a bill and was unaware I owed this amount. My husband and I were starting the process to purchase a home and found out it had been sent to a credit collector. Credit Collections USA based in XXXX, WV to be specific. I called them right away to get this paid and taken off my credit report. The employees there stated that I can pay my bill but they will NOT remove it from my report. I explained to 3 different representatives that I did not receive a bill or a phone call about this bill. They assured me they sent a bill in the mail. I did not receive ANYTHING from them. They had the wrong phone number listed for me so if they did try to call, they could n't reach me. I explained that I just wanted to get this taken care of for them and they REFUSE to help me in any way. I then contacted the XXXX department and explained the situation to them. They called the collection agency and were told the same thing. They do not agree with this method either. What are my rights? What can I do? I feel like my credit is being held hostage because of {$6.00} I was unaware I owed. This is the only derogatory record on my credit report. Had I known I owed a VERY small amount of {$6.00} I would have paid it immediately. All of the other bills from the ER were paid and taken care of. I was unaware of this never received anything from the XXXX dept or the Credit Collector. How can they do this to someone. I have done nothing wrong here. I have worked very hard for years now to make sure my credit is in good standing. How can a company do this to us? I feel this is an unfair practice for them. Please help me or offer some guidance as to how I can get this corrected. Thank you, XXXX XXXX
06/17/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • FL
  • 34472
 Web
TODAYS DATE : XX/XX/XXXX CREDIT COLL/USA XXXX Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report. I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft. ( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ). ( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a XXXX of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity. A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information. The reference items are listed below please take this matter very serious CREDIT COLL/USA XXXX I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX XXXX XXXX Telephone Consumer Protection Act Litigation, Case No. XXXX in the U.S. District Court for the Southern District of California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX, XXXXXXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXXXXXX XXXX FL XXXX
07/14/2022 No
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • FL
  • 344XX
 Web Servicemember
On XXXX XXXX, I wsa notified by my XXXX XXXX app I ad a debt collection reported on my XXXX. Upon checking my credit report on XXXX, I noted a debt reported from XXXX XXXX XXXX. I XXXX that information and found it belong to XXXX XXXX XXXX XXXX XXXX XXXX. I called multiple times and on Wednesday XXXX XXXX I was able to speak with a collection manager there. She stated they sent a medical bill out multiple times to an address in XXXX XXXX, FL. I told her that is an old address, and that my most recent receipt of co-payment of {$5.00} on XXXX XXXX receipt # XXXX reflected my current XXXX, FL address, so I was confused as to why she would then send a bill in XX/XX/XXXX of XXXX to the wrong and old address in XXXX XXXX, FL. She was apologetic, and stated they turned it over in XXXX, XXXX less than XXXX later to a collection agency named " Credit collections USA '' and gave me there number. She wrote an email explaining the error of address to them as well. I called Credit Coll USA this morning XXXX XXXX, and initially they are refusing to delete the debt. I notified them I had not recieved correspondence of my consumer rights nor an itemized bill from them or the dental school as a result of the wrong address so the collections was incorrectly reported and Id like it removed. The collections company then stated I could pay in full the debt today and they will remove it 30 days later, but are refusing to provide me a written agreement of that. I reaced out to a lawyer who suggest I file HIPPA against XXXX XXXX XXXX, and write a consumer complaint against the collection agency for incorrectly reported debt, failure to provide me with a statement of consumer rights, failure to correctly contact about debt, HIPPA violation, failure to supply with itemized bill to prove debt is mine, and failure to provide written agreement and false promises to remove debt.
09/08/2018 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • FL
  • 33579
 Web
On XX/XX/XXXX I contacted XXXX XXXX to inquiry about a medical account XXXX for {$160.00} showing my credit report. They stated was from a medical account that I'm own. I asked them when they sent the original letter to me and specifically what address they sent it to letting me know that I had a debt with them and what phone number they had where they tried to contact you. They gave me an address that I didn't live since XXXX. I agreed to pay the full account because I was told that if I take care of the account they will remove the collection account from my credit report. This was stated on a recorded line. I took care of the debt and paid the complete full balance believing in their word that they were going to remove that account from my credit report. This account needs to be removed ASAP since I was told that will be removed from my credit report. I agreed with them to pay the complete amount no matter that I wasn't sure if that were my debt and feel this is an unfair because they never received anything until it was too late and hit my credit report and I feel this is abusive because it is causing me a financial hardship because I'm having a lot of issues tryin g to qualify to buy a home and if I were able to qualify I'm going to end up having to pay a higher interest rate on a mortgage and that you feel like it is a UDAPP violation. I feel cheated by this company just to collect the money for that debt. I.ve contacting the collection agency and dispute this 1on the credit report but I haven't been received any response or been successful in resolve this matter. I attached the proof that I made this payment in full on XX/XX/XXXX as I agreed with that company in our phone conversation.
01/26/2017 No
  • Debt collection
  • Medical
  • Communication tactics
  • Used obscene/profane/abusive language
  • FL
  • 33445
 Web
I disputed information with the company in XX/XX/XXXX due to services rendered I did not agree to have performed. This has been in dispute for awhile and has not negatively affected my credit in a long time and I have good credit. I was attempting to clear this up on XX/XX/XXXX when a lady answered. I asked them about sttling and they said no in a very angrily voice. They asked me for my current address which I did not feel comfortable giving out. They told me very rudely, you will never be able to get a loan or fix your credit with this on there and then they hung up on me. I was going to pay regardless, but the lady would n't even give me the time to do that. I called back and spoke to someone else who was nicer and she said the same things to me about this is going to negatively affect me and ill never be able to get a loan. They also said they tried sending me letters which I never received. I had my mail forwarded to my new address and did not receive anything. They never tried calling me either and I have the same number I 've had for years. They tried telling me about Florida law and mailing medical bills to which I continued to ask if I can just pay the bill already so I did n't have to be berated anymore. I paid the bill total of XXXX. I would like to make sure I receive something in writing stating my debt has been paid in full and the dispute status has been removed. I did not give them my address at the time due to all of this and they told me they could n't email me either. After all of this I started to second guess why I paid this as i felt my credit was threatened and things would not go the way they said.
06/24/2022 No
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • WV
  • XXXXX
 Web
XXXX XXXX XXXX XXXX Had a bill for a little less than XXXX $ never received any information about this. They turned it into collections and they were helpful and bill is paid. But then I had another bill for XXXX $ and they sent it to collections. Nobody every contacted me about this bill. I discovered it on XXXX XXXX I called credit col XXXX XXXX XXXX, XXXX wv XXXX ( XXXX ) XXXX on XX/XX/2022 at around XXXX or XXXX XXXX The lady was so rude and un helpful. Originally told me I couldn't make payments. I asked if they would settle the debt for another amount because i dont have the whole amount and she hung up on me. I understand if they want to full amount but I'll just need to make payments. No need to hang up on me and be very rude about my question. I tried to verify if the debt was mine. I don't have any recollection of this debt. I did set up a payment plan and I paying it off. When I went to make the payment they said card payments XXXX $ or check payment was free. I told her I didn't have checks but would go to the bank and get one. Then she was so rude and snapped at me and said I never said you had to send a check. If someone tells me to pay by check I have the understand that means to send a check to them. She said I just meant I need the account number and routing number. I never received anything about these bills and i was trying to settle them and was bullied and treated like trash because I was requesting a payment plan.
04/10/2018 No
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • WV
  • 255XX
 Web
This complaint is in regards to Credit Collections USA Account Number XXXX for {$30.00}, Acct Number XXXX for {$30.00}, and Account Number XXXX for {$280.00}. These are medical bills stemming from a car accident I was in sometime in XX/XX/2008 I believe it was where I was not at fault, at all. I received XXXX and XXXX therapy at XXXX XXXX - a facility in XXXX, OH and consultation with an alternative medicine practitioner in WV. All of the previous bills for this treatment were sent to the at fault party 's insurance company from that car accident who agreed to pay these bills and did pay all the previous bills resulting from this accident. I wasn't at fault in that wreck, I never agreed in writing or verbally to pay these bills nor ever did pay any bills stemming from this wreck and I'm not going to start now. I originally intended to include these medical bills in a bankruptcy I'd planned to file but upon learning that the major debt I had needed to file on was no longer held against me due to the statute of limitations I no longer need to file for bankruptcy and would like these medical bills removed from my credit immediately. If not immediately removed my next step will be to take legal action against the collection agencies for the harm they are now causing my credit. They need to go and bill the insurance company that paid all the other bills and get off the working man 's back.
10/20/2019 No
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 32259
 Web
In XXXX of 2018 I received a collection letter from Credit Collections USA claiming I owned {$80.00} to a XXXX XXXX SPC. I immediately responded by certified mail and informed them that this debt was not mine and requested validation. See Attached. Finally, in XXXX they responded with copies of a bill which had NONE of my correct personal info on it. They violated FCRA by not responding in a timely manner and failed to validate anything. On XX/XX/XXXX, I sent them a certified letter informing them they did not validate anything and that the debt as stated is not mine. I also reminded them taking 6 months to respond is WAY outside the normal time frame. I told them I consider this matter closed and that I do not know who this debt belongs to but it is not mine. I warned them further collection attempts or any derogatory information placed on my file would result in this complaint being filed. They put this debt, which is not mine on my credit bureaus causing my score to drop over 50 points. As a result an auto loan I recently obtained I was forced into a higher interest rate because of negative marks on my credit. This has created substantial injury to me and monetary damage to me. I intend to file a lawsuit against them and would like them sanctioned for violating FCRA. They should NOT be allowed to be in the business of collecting any debts.
05/26/2020 No
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was already discharged in bankruptcy and is no longer owed
  • FL
  • 32301
 Web
I checked my credit and saw an old bill for Credit Collections USA LLC from XXXX XXXX XXXX XXXX in XXXX, FL in the amount of {$130.00} and from XXXX XXXX XXXX for {$220.00}. I never received the original bill as there were a plethora of mail related issues. I called the number associated with the both doctors office ( XXXX and XXXX ) and spoke with billing. I explained that I would like to take care of my bill for the physician. The balance is on {$0.00} for XXXX XXXX XXXX and the billing rep stated the bill was really old and would have been written off by the end of the year. She also said it should not be reporting on my credit because its very old. The billing XXXX at XXXX XXXX ( XXXX XXXX ), XXXX, stated XXXX XXXX no longer worked there and his private practice was dismantled when he joined a new practice. She said all of the medical bills for the practice had been written off, and to disregard the bill because it was no longer valid. She also added they never notified patients in writing about disregarding the bills but if they called, they were notified over the phone and there was no credit reporting for balances owed. I called XXXX XXXX and spoke with the collections supervisor, XXXX. She told me they would not delete the trade lines that are being illegally reported because the debts are no longer valid is not owed.
04/20/2018 No
  • Debt collection
  • Medical debt
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • PA
  • XXXXX
 Web
Credit Collection USA is attempting to collect a debt in the amount of {$240.00} for services rendered by a podiatrist I had visited a few years ago. When I asked them for validation of the debt, I did not receive it. I asked them to then cease calling to collect the debt until they had sent a validation letter to my home address. They continued to call. I had blocked their number and was continuing on with my life until I received a call from my brother, who had begun getting collection calls for this bill in my name. We do not have similar first names or even the same last name and we do not live in the same area. This also happened with another account on my credit report, which I will also be disputing today. I never authorized anyone to speak with my brother, and he was told my name, my address, the debt and the reason for the debt. Because this is medical debt, I did not think that was allowed. I do not even allow doctors offices to provide my wife with information, let alone my brother who I barely speak with. He called me, angrily, to see if I had used his name for some reason, and if I was expecting him to pay the bill. It seems illegal for them to be contacting people this way!
11/03/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account information incorrect
  • FL
  • 32065
 Web Servicemember
Ive noticed multiple reporting every week for the same account from Credit Collections USA. I called to inquire debt on XX/XX/2021 and asked them to remove the reporting errors since they reported the same debt multiple times. They refused to remove the errors and I advised I would seek consultation. I attempted to contact again the same day in attempts to speak to someone else to resolve, and an agent hung up on me when I asked if their calls were recorded. I called again and they advised they could not speak to me, even though I have no legal representation. I again asked if their calls are recorded and they told me no. My issue is the reporting multiple times within the same month for a debt totaling {$160.00}. They are within violation of FDCPA in reporting the same debt multiple times on a weekly basis. I request intervention to investigate this issue and seek resolution in their error and for all reporting to be removed. It is a small debt I was unaware of and will certainly pay. However, it has hit my credit EVERY week causing far more damage. Kindly investigate this issue with Credit Collections USA. # XXXX
09/11/2019 No
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account status incorrect
  • FL
  • 32084
 Web Servicemember
On XX/XX/XXXX, A medical debt of {$54.00} was transferred from one of my doctors to Credit Collections USA. This debt was due to an indecision by The Department of Veterans Affairs XXXX VA XXXX and Social Security Disability ( SSD ) as to who was the responsible party for the bill. I was finally notified of the debt by Credit Collections USA ( C.C.USA ) in XX/XX/XXXX. After speaking with a representative at C.C.USA, I agreed to pay the debt ( which was later reimbursed by the VA XXXX and did so on XX/XX/XXXX. When I paid the debt, I was guaranteed that the debt would be removed from my credit report. XX/XX/XXXX I contacted C.C.USA with the concerns that this item had not been removed from my credit report. After several conversations with employees and supervisors, I was told that the representative that gave me the guarantee had not been authorized to do so and they would not be removing the debt from my credit report. Two years of negative credit posted by this company from the time it was submitted to the time I was made aware of a debt that I ( XXXX XXXX XXXX XXXX XXXX ) was not responsible for.
07/28/2021 No
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • FL
  • 344XX
 Web Servicemember
Credit Collections Co has recently started reporting on my XXXX Credit Report despite having successfully removed this item years ago with XXXX. Through dispute XXXX determined the debt was not Valid in 2017. I had provided proof through receipts that the debt was paid in XX/XX/2017 in full to the medical office and the debt was illegal to continue to try and collect on. Credit Collections Co was mad that the debt was paid prior to them receiving it and apparently was not notified. I am not sure- At that time years ago I was caught in the middle of everything between the provider and credit collection agency. The provider contacted the collection company during the DUNNING period to advise them that the account was paid to them during the aquisition process. Which through a few phone calls and disputes was verified by all of the credit bureaus as paid and illegal to report. This account just showed up again with XXXX. It is against FCRA to report and continue reporting an invalid debt collection attempt.
09/11/2018 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • FL
  • 32068
 Web Servicemember
On or about XX/XX/2018, I received a phone call from Credit Collections USA about a debt for XXXX. I requested information about the alleged debt and was told I needed to pay. I again requested information and their representative requested my social security number. I refused to provide that information. She stated they would mail me a statement, I never received one. Then I received an alert on my credit report and it was for Credit Collections USA. I called the telephone number listed and verbally requested information about the account, the representative again did not provide any information. I asked if I needed an attorney and she stated they could not talk to me since I had an attorney. On or about XX/XX/2018, I sent them a letter stating I had no attorney and would like information about this account. On or about XX/XX/2018, I sent them a letter requesting validation and did not receive anything. I again sent them a letter requesting validation and received a copy of a copy of a bill from company.
08/29/2019 No
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • XXXXX
 Web Servicemember
I received a phone call from this debt collector attempting to collect a debt from me. I am for certain that I do not owe your company any money. I have never done business with you. In fact, I had never heard of your company until having received a call. What I find strange is your attempt to collect the debt with me when I don't owe you any money in the first place! Please see this notice as me disputing this alleged debt with your company as well as requesting debt validation. Send me legal supporting documents bearing that I've done some type of business with you, hence owing you money. I do not have a signed contract nor any contract with CREDIT COLLECTIONS USA. I have never done business with this company. I am not liable for collection from this debt from CREDIT COLLECTIONS USA. I am not responsible for this debt with CREDIT COLLECTIONS USA. Also upon further review of my own this company is to furnish me with verification/valdiation of this debt.
06/13/2017 No
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • MD
  • 217XX
 Web
I started receiving credit alerts from credit reporting agencies on or abou t XXXX XXXX 2017 reg arding negative actions. Once I researched I found a collection agency 'parked ' a medical collection to all XXXX of the major credit reporting agencies. The debt was for {$94.00}. Prior to the alerts I never received calls or mail notices regarding this debt. The company did not give me an opportunity to dispute the debt before 'parking ' the debt to the credit bureaus. Since I did not want the negative information on my credit file I paid the debt. After I paid the debt on XXXX XXXX 2017 the company then sent me the notice of debt with the amount due and dispute language. The company violated regulations improperly reporting the debt to the credit bureaus before notifying me and giving me the opportunity to dispute the debt. The collection company wrongfully damaged my credit. The collection phone # 's are XXXX and XXXX .
11/30/2018 No
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • WV
  • 254XX
 Web
I did not know I owed these amounts until they hit my credit report. I called the company and paid them all in full so all the balances are XXXX. I have asked the company to remove them from my credit report as opposed to paid derogatory and they have not. When I called again to ask, they told me they could only mail receipts showing paid. When the representative read my address to me, it was not correct. They were still continuing to use an old address. I never received notice from them. Some of the amounts were as little as {$2.00}. I need these removed from my credit report. credit coll/usa. XX/XX/XXXXacct : XXXX. This was paid. Has not been deleted credit coll/usaXX/XX/XXXX acct : XXXX. This was paid. Has not been deleted credit coll/usa XX/XX/XXXX acct : XXXX. This was paid. Has not been deleted. credit coll/usa XXXX acct : XXXX. This was paid. Has not been deleted. cred coll/usa XXXX acct : XXXX. This was paid. Has not been deleted.
03/11/2021 No
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • PA
  • 150XX
 Web
Credit Collection/USA showing on credit report # XXXX I recently found out regarding this collection is still on my credit report. I disputed this account several months ago when I first saw it on my credit monitoring because I thought it was fraud, ID theft or another error on their part. I always pay my bills on time and I have good insurance so I assumed by disputing it that it was corrected but it is still reporting with all 3 credit bureaus. If I had received a bill I would have surely paid it easily which is why I thought it was fraud, ID theft or another error on their part-I NEVER received a bill. I always pay my bills on time which is reflective of my credit but I just applied for a mortgage and just found out that this debt is still showing on my credit. My lender notified me that this is impacting my ability to obtain a mortgage. Again If I would have received a bill or notice I would have gladly paid the {$83.00}
02/21/2017 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • PA
  • 153XX
 Web
I discovered that a bill that I had paid in XXXX of 2016 was still showing on my credit reports as active and uncollected with Credit Collections USA. I called the original creditor ( whom I had paid ) and they advised that they had conacted the collector to withdraw the collections. I filed a dispute with XXXX and the collector had affirmed the debt was still active. I then called the colector who hassled me until I started a XXXX way call with the original creditor. Duing this conversation, I requested that my credit reporting be retroactively updated to show that I had paid the account off over a year ago : CCU refused to do this and claims that they can not due this. CCU has ignored their client 's and my requests, and refuses to rectify the damage that they have caused to my credit. I am a young professional looking to purchase a vehicle soon, and I feel that CCU 's deliberate and damaging actions are holding me back.
03/02/2023 No
  • Debt collection
  • Other debt
  • False statements or representation
  • Attempted to collect wrong amount
  • FL
  • XXXXX
 Web
The apartment complex where we lived before our current address sold a debt to a collection agency related to the rental agreement for the apartment. This contract was in my name and my husband 's name. The amount is XXXX for alleged unproven damage to the apartment after the lease ended. The collection agency is attempting to collect the full amount of the debt {$1200.00} in double form. XXXX to my husband and XXXX to me. And reported this debt to all three credit bureaus as two separate accounts when it comes to a single lease signed by my husband and me. I have disputed this error in the three credit agencies without success, this debt remains in my credit history in the three agencies. My husband did too, XXXX removed the debt from his credit history, but the other two agencies XXXX and XXXX did not. The document that the collection agency sent to support the debt is only in my husband 's name.
04/25/2017 No
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • WV
  • 26301
 Web Servicemember
I checked my XXXX , XXXX , and XXXX credit reports and seen that I have collections from Credit Collections and I submitted a investigation on the accounts. I was sent itemized bills from the collections agency and it had what I got done on them. Showing the amounts and all but then I seen that they did not bill both my insurance or my husbands. I called them and ask them to look it up and they said they could not. I called both insurance company 's. My insurance is looking into it because the account is an old account and I no longer have insurance with them. I then called my husband insurance and they said they did not pay because they requested EOB from the hospital and they never sent it to them. I have paid a few of the accounts but it was before I looked into it further. I do n't know if I paid them what was really needed to be paid becuase of the mistakes I found on there part.
07/06/2015 No
  • Debt collection
  • Medical
  • False statements or representation
  • Indicated shouldn't respond to lawsuit
  • DC
  • 21703
 Web
The dental office gave me a quote before doing work for my son 's teeth - he was XXXX yrs. old. The quote was {$160.00} my out of pocket expense which I still have the quote. But then I got billed for {$760.00}. The work done is only filling for XXXX teeth. The explanation was insurance only cover XXXX filling not the XXXX they used. i dont ask what XXXX they used, i just assume they used what is allowed. i sent a payment of {$200.00} but they refused to take and further advise me to deal with the collection agency. They sent me to collection when the bill was only XXXX days overdue of which I was trying to depute. This is a fraud. I got misled. I sent the dentist a nice letter and also requested if i can discuss in person. Both I was not granted. I did ask for a discount, I was told by his billing that they can not even give me a {$10.00} discount.
09/23/2015 No
  • Debt collection
  • Medical
  • Disclosure verification of debt
  • Right to dispute notice not received
  • WV
  • 254XX
 Web Older American, Servicemember
Received credit report and noticed that an account was turned over to collections. I was shocked and appalled. Do not recognize this account. However I do recognized XXXX XXXX XXXX XXXX of XXXX. Services were provided in 2013. I never received any notices that bill was past due. I also felt that XXXX XXXX XXXX XXXX XXXX XXXX was to have filed a claim on my behalf in accordance with MEDICARE procedures. I checked with MEDICARE and was informed that they show no records of any claims in the amount of {$850.00}. XXXX stated that in order to process bill, I must completed the XXXX form and return along with the bill. No correspondence ever received stating that claim had been denied. Lead to believe that bill had been processed. Feels like I am getting the run around and am being penalized for the non-actions of others.
12/01/2015 No
  • Debt collection
  • Medical
  • False statements or representation
  • Indicated committed crime not paying
  • WV
  • 26505
 Web
Hello, I was contacted by CREDIT COLLECTIONS U.S.A. ( XXXX ) due to an unpaid bill from one of the clients they represent XXXX ). I do not have a signed contract with XXXX XXXX XXXX. They abusively performed dental services that I did not request and were not beneficial in any way to me. I contacted CREDIT COLLECTIONS U.S.A. and show them the contract that XXXX XXXX XXXX made me signed was improper photo copied contract and that was unreadable because the left edge of the contract was missing and a good part of the words were missing. CREDIT COLLECTIONS U.S.A. still wants to represent then and still wants me to pay the amount although I have no contract with XXXX XXXX XXXX. Please contact me if you have any further questions, XXXX XXXXXXXXXXXX
09/14/2022 No
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • PA
  • 15206
 Web
I received a notice of debt from XXXX XXXX, XXXX XXXX XXXX XXXX and XXXX XXXX, which indicated that I should make a payment to Credit Collections USA. They did not provide a clear reference number for my debt and after going to the website listed XXXX XXXX XXXX, the reference number was also not listed in the space the website said it should be ( upper right hand corner under my address ). Furthermore, they did not provide an account number of the original creditor, did not provide the full name of the original creditor, did not provide and itemization of the debt, and did not inform me of my rights to dispute the debt and ask for more information. I have sent a letter to them asking for the above information and am awaiting a reply back.
04/14/2021 No
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • KY
  • 411XX
 Web Servicemember
Upon review of my XXXX credit report, I noticed a collection account from Credit Collections Co., XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, WV XXXX. The amount was for {$150.00} from original creditor XXXXXXXX XXXX XXXX. As I did not recognize the account nor original creditor, I filed dispute with XXXX. XXXX XXXX dispute resolution was to add comment " Consumer Disputes This Account Information ''. I then wrote the Credit Collections Company directly stating I have received no information regarding the alleged debt nor did I recognize the alleged original creditor. Requested them to provide written documentation of the debt. It has been 35 days since contacting them and I have received no information yet this remains on my credit report.
02/02/2020 No
  • Debt collection
  • Medical debt
  • Communication tactics
  • Frequent or repeated calls
  • PA
  • 152XX
 Web
Collection account {$57.00} Collection account {$41.00} Collection Account {$460.00} Collection account {$90.00} Repeatedly calling every day for collection of debt harassing me. Collections disputed for lack of information. Incorrect information causing a negative effect on credit reports. Department of XXXX student loan accounts ( 2 ) have been settled closed and transferred to a different company. Reporting agencies will not remove from account even though the original date opened has been ten years. Ive tried to fix as many errors as possible and keep accounts in good standing as much as possible. I am currently XXXX from having a XXXX XXXX removed, and have become very frustrated with the tactics that have been used against me.
03/11/2021 No
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • GA
  • 317XX
 Web
I am a victim of identity theft. Due to the Corona Virus Pandemic, we are all facing which has me sitting still at home and I saw the recent news about the multiple XXXX Data breaches. I decided to look at my credit reports from the 3 major credit bureaus and found that someone had used my Identity. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I contacted the Credit Bureau and told me to file an Identity Theft Report which I am doing. I appreciate your effort in getting this matter resolved. Thank you. Please let me know if you need any other information from me to block this information from my credit report. Thank you.
03/19/2022 No
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • PA
  • 152XX
 Web
Credit report shows {$600.00} collections thats been on my report for three years I just noticed I called the original creditor and ask them to produce a bill for said perform services they said they couldnt find it because its in collections I disputed it with collections but they left no information to contact them I dispute it through XXXX XXXX and I didnt go anywhere I believe it is fraudulent they cant produce a bill with services on it with my signature How do they expect to prove that it is How do them for original creditor cant produce the information that has a collection agency supposed to produce the information especially when theyre not leaving any contact information for me to get a hold of them
05/03/2017 No
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • PA
  • 156XX
 Web
My Dr. Office XXXX XXXX XXXX , sent a bill in XXXX to my old address. I never received the bill. Credit Collections USA then tried collecting this debt from me. I immediately contacted my Dr. Office and paid my bill. My Dr. Office said they would contact Credit Collections USA to have them remove the deb t from my credit bureaus. Credit Collections USA is n ow refusing to remove it because they are saying I did not pay them directly. I have attached proof that XXXX as forced them off my credit report but now they are reporting to XXXX . This debt has a {$0.00} balance and is no longer mine. I have also attached the receipt/letter from my Dr. Office proving my debt is paid.
02/16/2021 No
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Notification didn't disclose it was an attempt to collect a debt
  • PA
  • XXXXX
 Web
My name is XXXX XXXX XXXX and on XX/XX/2021 I sent a dispute to the credit reporting agencies regarding this medical collection account listed on my credit report. I also reached out to the collection agency to request information that provides proof that this medical bill belongs to me. The collection agency CR COLL/USA for XXXX XXXX XXXX, MD. The account # XXXX. They said they sent validation but NEVER did. I was told that they will never take this medical bill off my credit report even if it was paid. I NEVER seen documentation because they refuse to send me validation information. I didn't sign any medical release form and I have ask to have this debt removed off my credit report.
12/16/2016 No
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • VA
  • 23703
 Web
This debt is not mine. I noticed this alleged account showing in collections on my credit report. I have NEVER received so much as a phone call from this company, nor have I received a letter in the mail from this company stating that a debt is owed. I have disputed this twice on my credit report this year, once in XXXX and once in XXXX and both times the credit bureau responded stating that they verified with the collection agency that the debt was valid, however they will not tell me HOW this debt is valid. Even after this alleged verification, I still have yet to receive a phone call or a letter in the mail regarding this debt.
07/19/2020 No
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 77339
 Web
Good evening, I am writing to ask for assistance regarding a debt that is appearing on my credit reports reported by credit collection USA on XXXX XXXX in XXXX West Virginia. I live in texas. They are reporting a debt of XXXX for Medical services for XXXX XXXX from date of service nearly 10 years ago. I have spoken to office manager twice and emailed correspondence to not only office staff, but listed manager on website. When I spoke with staff she claimed it would be transmitted for deletion XXXX nearly 5 months ago ). My final communication with them was XX/XX/2020. No resolution. Can you please assist me?
06/29/2020 No
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • FL
  • 344XX
 Web
I received a service from a medical facility whom did not bill my insurance correctly. The bill is {$1500.00}. I contacted the medical facility many times and they refused to resend the bill to the appropriate insurance for payment. When I last spoke with representatives form the company, they said it was too late to bill the insurance and have sent it to collections which is negatively reflecting on my credit and hindering me from purchasing a home. This account could have easily been paid in full if the medical staff/billing person would have completed the tasks properly to bill the correct insurance.
05/04/2018 No
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • WV
  • 265XX
 Web
I have disputed this account with each of the 3 credit bureaus and the only response I got was a statement added to the account stating that I disputed it. I have submitted a compliant to you in regards to this and the company responded that I disputed the claim with their office on XX/XX/XXXX which is true however to date I have no verification that this is my account. I have NEVER seen this physician and have contacted Credit Collections and the credit bureaus numerous times and am getting no where. This account needs to be removed from my record with all 3 credit reporting agencies.
03/28/2017 No
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt resulted from identity theft
  • CA
  • 94607
 Web Servicemember
Credit Collection XXXX is trying to collect a fraudulent debt on behalf of XXXX for {$600.00} I 've contected credit collection XXXX and disputed the charge with them as well as experian. The collection ceased for a couple months and has returned. I 've never lived at the address where these services were used and have credit fraud monitoring, a filed police report, and have never been a customer of comcast, however these services were still allowed and now CCXXXX is pinging my credit for a bad debt.
06/13/2017 No
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • FL
  • 32225
 Web
I tries calling this company to negociate the debt and was advised that if I dont pay the debt in full b y XX/XX/XXXX the debt will be reported to the credit, I tried to get a payment arrangement, and they told me that a payment arrangement will not stop the debt from hurting my credit, I think this is unfair because I am willing to negociate and make payments, I felt threatened by this. I spoke with supervis or XXXX XXXX on XXXX XXXX XXXX around XXXX XXXX EST.
09/20/2018 No
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • FL
  • 32068
 Web Servicemember
In XXXX, I sent Credit Collections USA verification/validation request and I received 2 letters back ( attached with complaint ) which did not provide any verification/validation information requested. On XX/XX/2018, I filed a complaint with CFPB and received a notice that Credit Collections USA response but with no more information. I contacted CFPB and was informed that Credit Collections USA did fail to provide any requested information and to file another complaint.
08/26/2020 No
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • WV
  • 264XX
 Web
I have made several attempts via USPS, for Consumer Collection USA to provide evidence that the account belongs to me. Requested that they show proof of signature or any Contractual obligation to Pay this company, to wit they have not responded to either letter I have sent. The first letter was sent on XX/XX/20 and was received by receptionist XX/XX/20 at approx. XXXX. The second letter was sent on XX/XX/20 and was received by receptionist on XX/XX/20 at approx. XXXX.
08/18/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • WV
  • 26003
 Web
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. Have insurance with maximum out of pocket of XXXX. Paid all XXXX have proof, actually sued in XXXX XXXX wv to other debt collectors for collecting on a debt that they now acknowledge paid I have never seen this debt. I paid this small charge because cheaper to protect my credit. But this needs removed. We are filling suit this Friday on Ohio magistrate court to remove and award damages for false reporting
02/17/2023 No
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • FL
  • 33805
 Web
I currently have a medical debt under {$500.00} with Credit Collection USA. I have disputed this debt with the XXXX, XXXX, and XXXX. However, they continue to respond that the debt is being " reported correctly. '' While this may be true, given the debt is under the {$500.00} the new guidelines warrant removable. Countless consumers have had their minor medical debts removed. Thus, I'm puzzled why this removal has been delayed after numerous requests to remove it.
04/25/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • PA
  • 19149
 Web
I am a protected consumer submitting this complaint on the record before possibly taking legal action. I have not been provided proof of any documentation proving I have given consent to release my medical or personal information to this company. Under the Health Insurance Portability and Accountability Act of 1996 ( HIPAA ). I reserve the right to protect the privacy of my personal information and medical records from all third party reporting agencies.
09/09/2018 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was already discharged in bankruptcy and is no longer owed
  • FL
  • XXXXX
 Web
I had a balanced due to a doctor the balanced was discharged with my bankruptcy which was filed in XX/XX/XXXX and discharged XX/XX/XXXX. The account was transferred to XXXX and XXXX XXXX XX/XX/XXXX. I advised the company it was discharged during bankruptcy procedure. XXXX and XXXX XXXX continue to pursue this payment and has posted it on my credit report. I have been disputing this company since XX/XX/XXXX with the credit reporting bureaus.
01/25/2018 No
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • WV
  • 265XX
 Web
There is an account from XXXX XXXX on my credit report and this account does NOT belong to me. I have NEVER been to the physician. I tried to dispute this through XXXX XXXX, XXXX and XXXX and all I got back was a response that stated the information is accurate and belonged to me. I requested verification from this physician where I actually signed agreeing to payment and/or being responsible for this account, I received no verification.
08/14/2017 No
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 33712
 Web Servicemember
I have asked over and over for verification of debt and all accuracies of it several times and i have yet to receive verifications ... this is reporting on all 3 credit bureaus and i Have askes for it to be removed months ago and its still there despite my multiple requests and complaints ... i have no knowledge of this collection i have written company certified also over month n half ago still no responses
01/21/2019 No
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • FL
  • 326XX
 Web
Credit Collections USA LLC, has placed a collection for {$83.00} on my credit report and according to the State of Florida license search they are not permitted to collect in this state. I am requesting that this debt be removed from all the Credit bureaus such as XXXX, XXXX, and XXXX speedily. The date that this collection was opened was XX/XX/2017 The Balace is {$83.00} The Reporting debt is {$83.00}
08/23/2017 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • WV
  • 26003
 Web
They 've been calling constantly all day long for weeks now. When I 've answered the phone, they either hang up or just breath into the phone. I had to block the number. I XXXX the number and saw that it 's Credit Collections U.S.A., who have ALOT of complaints against them. I have NO debts. If they 're calling about my ex wife, we 've been divorced over 15 years and I 'm not responsible.
08/14/2017 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • FL
  • 34472
 Web
I sent credit collections a letter asking them to verify 2 medical bills that were on my credit report on XXXX XXXX, 2017. As of today, I have not received anything back from them in reference to the debt. The two amounts are for XXXX dollars and the other is for XXXX dollars. I was not aware of these bills and do not have recollection of the days they claim I went to the doctor.
09/10/2020 No
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • FL
  • 32303
 Web
I checked my credit and saw a collection from credit collections USA for XXXX XXXX XXXX in the amount of {$430.00}. I never received any notice of dispute for this item, especially since I was homeless at the time of the service and made sure to make the clinic aware of no medical coverage. I have obtained a PT job and would like to pay {$200.00} to settle and delete this debt.
09/10/2015 No
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • FL
  • XXXXX
 Web Servicemember
credit reporting company " credit collections USA '' ruined my credit for a debt that i do not owe. i have written this collections company and they have failed to respond in the past 30 days and also the university. i have also threatened them with legal action but no answer at all from them. i want my credit entry erased or i will file suit.
08/11/2016 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • PA
  • 15010
 Web
I found out that National Hospital Collections had reported information to my credit file when they told me if it was paid then it would not go on my file. I was XXXX at the time and was on workers compensation. I had borrowed the money to protect my credit and believed them when they told me I would not receive a mark on my credit file.
02/14/2016 No
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • PA
  • 15010
 Web
I found out that National Hospital Collections had reported information to my credit file when they told me if it was paid then it would not go on my file. I was XXXX at the time and was on workers compensation. I had borrowed the money to protect my credit and believed them when they told me I would not receive a mark on my credit file.
05/01/2022 No
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • WV
  • 254XX
 Web
On XX/XX/2022, a request was sent to obtain validation of debt. No response. Amounts {$110.00}, {$33.00}, {$5.00}, {$40.00}, {$40.00}, {$69.00}, {$40.00}, {$29.00}, {$2.00}, {$40.00}, {$9.00}, {$29.00}, {$40.00}, {$11.00}, {$110.00}, {$33.00}, {$2.00}, {$2.00}, {$11.00}, {$4.00}, {$5.00}, {$40.00}, {$40.00}, {$84.00}, {$5.00}, {$10.00}
09/06/2017 No
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • WV
  • 265XX
 Web
There is a medical bill on my credit report ( s ) from XXXX XXXX XXXX XXXX in the amount of {$190.00}. I have NEVER been to this dentist nor had any work done by him. I am NOT responsible for this debt. I have NEVER entered into any contract with him and/or his office therefore this debt needs to be deleted from all 3 credit bureaus.
06/22/2015 No
  • Debt collection
  • Medical
  • False statements or representation
  • Attempted to collect wrong amount
  • PA
  • 15010
 Web Older American
i have a collection debt on my credit report that is not mine, the natl.hospital collection has sent to my credit report that i have a debt with them of XXXX dollars.i an XXXX years old and i have been on my wife insurance were she works for a period of 15years so i do not know were they got this from .please help thank you
05/06/2017 No
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • FL
  • 326XX
 Web
CREDIT COLLECTIONS USA ACCT NUMBER XXXX XXXX XXXX XXXX ORIGINAL CREDITOR XXXX XXXX XXXX I HAVE REPEATEDLY MADE REQUESTS FOR WHAT AND WHO IS THIS FOR. NO INFO AVAILABLE. XXXX 2012 ? DISPUTED THRU XXXX AND XXXX . STILL NO EXPLANATION. NO IDEA WHAT THIS IS. NO RESPONSE FROM ANYONE. WHAT THE XXXX ?
03/19/2016 No
  • Debt collection
  • Medical
  • Communication tactics
  • Frequent or repeated calls
  • PA
  • 161XX
 Web
I was sent to the ER after a XXXX because of XXXX and XXXX after attempts by XXXX. He told me to go there to get an XXXX incase XXXX. This bill is for that visit and I feel that since the XXXX place put me in that XXXX I should not have to pay for said visit. It should have been taken care of in their office.
12/29/2021 No
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • FL
  • 33712
 Web Servicemember
I have a collection reporting on my credit reports for a medical debt that been paided long time ago to the original debtor university XXXX XXXX ( faculty associates ) I reached out to them over 3 times and each time I was told the account would be removed from my credit but account is still showing
05/16/2018 No
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • FL
  • 342XX
 Web
I have disputed this outdated account listed on my credit file that is also unknown to me. I shouldn't owe any medical debt. I haven't received anything validating this. It shows on my credit file first reported in XX/XX/2012 after looking through all my records this is unknown Please help
10/08/2016 No
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • PA
  • 150XX
 Web
XXXX XXXX XXXX has for the second time sent a bill to collection and effected my credit report for a bill that is not mine. I never attended this facility on XX/XX/2016. My insurance is with XXXX and does not permit me to use this facilities unless I want to pay out of pocket for service.
10/21/2021 No
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • PA
  • 15401
 Web Servicemember
Disputed with the company. The company received my disputes, and the latest one mailed and it was sent certified mail and signed for. It has now been over 45 days and Ive yet to hear back from the company. The FCRA gives the company 30 days to respond, I have not gotten a response.
08/10/2017 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account status incorrect
  • TX
  • XXXXX
 Web
I was involved in an XXXX XXXX on XX/XX/XXXX. I treated for this injury from XX/XX/XXXX until early XX/XX/XXXX at XXXX XXXX and I was under a letter of Protection. I should not have been billed for these services but I have been continuously billed for them.
01/06/2016 No
  • Debt collection
  • Medical
  • Communication tactics
  • Threatened to take legal action
  • KS
  • 662XX
 Web
This account was previously deleted from all credit reports and was recently re-inserted. Credit Collections USA refused to verify the account belonged to me. This account is being re-aged. The changed the date of first delinquency which was originally XXXX
10/20/2022 No
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Credit monitoring or identity theft protection services
  • Billing dispute for services
  • VA
  • 241XX
 Web
I have two charges on my credit report for a single visit that is for {$77.00}. I only visited the dentist office once ( XXXX XXXX, XXXXXXXX XXXX ). I have tried contacting the collections agency and disputing it on my credit report without any success.
03/26/2017 No
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • FL
  • 320XX
 Web
I recently pulled my credit and discovered that this company has reported that I owe them a debt. To my knowledge I have never entered into a financial agreement with this company and neither have they ever provide me goods nor services.
10/15/2018 No
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • WV
  • 261XX
 Web
I was not properly notified of the debt until after it was turned into collections. I have since paid & satisfied the debt. I contacted the debt collector and they stated they will not remove the satisfied debt from my credit report!
12/08/2017 No
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • FL
  • 33435
 Web
I recently pulled a credit report and saw that Credit Collections USA is reporting to be collecting on an alleged debt. After research, according to the Florida office of XXXX Regulations, they are not licensed in the state Florida.
06/21/2019 No
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • WV
  • 254XX
 Web
DEBT IS STILL SHOWING AS AN ACTIVE COLLECTION ACCOUNT - SUBMITTED DISPUTE W/ CREDIT REPORT. CONTACT THE DEBT COLLECTOR WHO STATED THEY COULD NOT DO ANYTHING ELSE. - EVEN THOUGH VERIFIED DEBT IS PAID IN FULL. MONTHS AGO.
05/09/2017 No
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 320XX
 Web
I recently checked my credit report and discovered that this company reported that I owe them a debt and to my knowledge I have never done business with this company and nor have they provided me with goods or services
12/07/2017 No
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • OH
  • 457XX
 Web
I mailed a certified validation letter on XXXX XXXX, 2017. Letter was received by company, and I received no validation of debt. They still to the credit bureau, despite not validating the debt belongs to me.
06/14/2019 No
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was already discharged in bankruptcy and is no longer owed
  • FL
  • 326XX
 Web
The amount {$2500.00} Was taken on XX/XX/2015 The business in which was there before when a bank robbed and was supposed to drop the cost of debt but never did and are still trying to pursue the amount.
08/17/2018 No
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • FL
  • XXXXX
 Web
I have now filed two CFPB complaints, disputed and several times submitted validation request and nothing. No response at all. This item listed is violating my rights. Credit Collections USA XXXX
12/19/2017 No
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • FL
  • XXXXX
 Web Servicemember
Been attempting to get this debit verified and find out who this is I have no knowledge of debt. Have sent complaints and disputes along with certified letters to company also with no responses
10/11/2022 No
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • WV
  • 261XX
 Web
I received a notice from a debt collector saying I owed money to a XXXX service. There's no itemized list as to why I owe said money or any description of the service allegedly performed.
12/13/2016 No
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • PA
  • 183XX
 Web
I sent two debt verification letters to Credit Collections, USA, LLC and they failed to respond to me and have ignored all of my requests of validation.
03/23/2021 No
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • PA
  • 170XX
 Web
Contacted XXXX XXXX XXXX to get more information about the Dr. bill back in XXXX and we still have not received anything verifying the debt.
02/11/2019 No
  • Debt collection
  • Medical debt
  • False statements or representation
  • Told you not to respond to a lawsuit they filed against you
  • CO
  • 80817
 Web
Credit co did not Bill insurance Company XXXX take {$0.00} copay. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
04/28/2020 No
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • FL
  • 32905
 Web
Credit coll/ usa is reporting inaccurate information. Did not receive written documents in the mail to prove i owe this debt.
12/11/2017 No
  • Debt collection
  • Medical debt
  • False statements or representation
  • Impersonated attorney, law enforcement, or government official
  • FL
  • 344XX
 Web
This collection company is not licensed in my state also violates HIPAA
01/08/2019 No
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • WV
  • 263XX
 Web
Did receive about this
09/14/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • PA
  • 15001
 Web
03/20/2023 No
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account information incorrect
  • WV
  • 26505
 Web
03/18/2023 No
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • PA
  • 15003
 Web
02/03/2023 No
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • WV
  • 26554
 Phone
01/06/2023 No
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • FL
  • 32305
 Web
12/14/2022 No
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 32907
 Web
09/02/2022 No
  • Debt collection
  • Other debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • IL
  • 60646
 Web
04/04/2022 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was paid
  • FL
  • 34242
 Web
02/22/2022 No
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • WV
  • 254XX
 Web
01/21/2022 No
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • FL
  • 32222
 Web
08/10/2021 No
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • WV
  • 254XX
 Web
07/21/2021 No
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • AL
  • 36801
 Phone Older American
07/19/2021 No
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • WV
  • 254XX
 Web
06/29/2021 No
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 90503
 Web
04/28/2021 No
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 32207
 Web
04/21/2021 No
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 32207
 Web
03/28/2021 No
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • VA
  • 22602
 Web
10/15/2020 No
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • FL
  • 33401
 Web
09/01/2020 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • PA
  • 15236
 Web
08/06/2020 No
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • PA
  • 15644
 Postal mail
08/01/2020 No
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • PA
  • 15076
 Web
07/20/2020 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • PA
  • 15108
 Postal mail
07/08/2020 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • FL
  • 32244
 Web
06/15/2020 No
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • FL
  • 32726
 Postal mail
05/26/2020 No
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • FL
  • 34472
 Referral
03/18/2020 No
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • GA
  • 31750
 Postal mail
02/25/2020 No
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • MD
  • 21703
 Web
10/17/2019 No
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
Phone
08/21/2019 No
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • WV
  • 26101
 Web
06/24/2019 No
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account status incorrect
  • WV
  • 26301
 Web
05/15/2019 No
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • MD
  • 21702
 Web
05/09/2019 No
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • WV
  • 26003
 Web
02/25/2019 No
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account status incorrect
  • TX
  • 76112
 Web
01/10/2019 No
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • PA
  • 15219
 Web
01/09/2019 No
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 34461
 Web
12/10/2018 No
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account status incorrect
  • WV
  • 25801
 Web
12/04/2018 No
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • PA
  • 15219
 Web
11/26/2018 No
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • SC
  • 29617
 Web
10/10/2018 No
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • WV
  • 25702
 Web
09/14/2018 No
  • Debt collection
  • Medical debt
  • Threatened to contact someone or share information improperly
  • Contacted you after you asked them to stop
  • FL
  • 344XX
 Web
08/24/2018 No
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Investigation took more than 30 days
  • FL
  • 33139
 Web
07/31/2018 No
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • MD
  • 20866
 Web
07/18/2018 No
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • MD
  • 20874
 Web
07/18/2018 No
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • FL
  • 32607
 Referral Servicemember
07/17/2018 No
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • PA
  • 15202
 Web
07/03/2018 No
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • MD
  • 21074
 Web Servicemember
05/09/2018 No
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
Phone
05/03/2018 No
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
Phone
03/05/2018 No
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • PA
  • 15001
 Web Servicemember
02/08/2018 No
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • FL
  • 32696
 Web
02/07/2018 No
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • PA
  • 15205
 Web
02/06/2018 No
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • WV
  • 25411
 Web
02/01/2018 No
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was paid
  • FL
  • 32784
 Web Servicemember
01/02/2018 No
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account status incorrect
Phone
12/15/2017 No
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • MD
  • 20850
 Web
10/02/2017 No
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • FL
  • 32221
 Web
07/25/2017 No
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • MD
  • 21784
 Web
07/08/2017 No
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • MD
  • 21742
 Web Servicemember
06/12/2017 No
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • NC
  • 28210
 Postal mail
05/11/2017 No
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account information incorrect
  • AZ
  • 85043
 Web
04/19/2017 No
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • IL
  • 60302
 Web
02/14/2017 Yes
  • Debt collection
  • Medical
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • PA
  • 15237
 Web
01/06/2017 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • FL
  • 33063
 Web
12/10/2016 No
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • FL
  • 32136
 Phone
10/26/2016 No
  • Debt collection
  • Auto
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CT
  • 06105
 Web
08/10/2016 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • WV
  • 26149
 Web
06/25/2016 No
  • Debt collection
  • Medical
  • Disclosure verification of debt
  • Right to dispute notice not received
  • PA
  • 15210
 Web
01/25/2016 No
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • FL
  • 32218
 Phone
12/14/2015 No
  • Debt collection
  • Medical
  • Taking/threatening an illegal action
  • Attempted to/Collected exempt funds
  • NY
  • 11369
 Referral
08/20/2015 No
  • Debt collection
  • Medical
  • Communication tactics
  • Threatened to take legal action
  • FL
  • 32817
 Phone
08/16/2015 Yes
  • Debt collection
  • Medical
  • Disclosure verification of debt
  • Right to dispute notice not received
  • FL
  • 32065
 Web Servicemember
06/30/2015 No
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • MD
  • 21702
 Web
06/03/2015 No
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • PA
  • 15530
 Web
05/12/2015 No
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • GA
  • 30213
 Web
03/30/2015 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • FL
  • 34744
 Web
03/25/2015 No
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • FL
  • 33733
 Web
03/17/2015 Yes
  • Debt collection
  • Medical
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • WV
  • 26501
 Web
03/12/2015 No
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • FL
  • 34473
 Web Servicemember
02/26/2015 No
  • Debt collection
  • Medical
  • Disclosure verification of debt
  • Not disclosed as an attempt to collect
  • FL
  • 32233
 Web
02/23/2015 No
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • FL
  • 34481
 Web Older American
01/09/2015 No
  • Debt collection
  • I do not know
  • False statements or representation
  • Attempted to collect wrong amount
  • FL
  • 32084
 Web Older American
12/12/2014 No
  • Debt collection
  • I do not know
  • Taking/threatening an illegal action
  • Threatened to sue on too old debt
  • MD
  • 20852
 Web Older American