Credit Center, LLC CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
02/15/2021	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CT 064XX	Web	Older American
XX/XX/XXXX : - I opened two ( 2 ) medical debt collection notices I received from Credit Center , LLC ( aka XXXX ). - The first billing notice ( Account # XXXX ) was for a total of {$100.00} for the following charges, and dates of service ( which I later verified with the XXXX representative ) : o {$100.00} on XX/XX/XXXX o {$30.00} on XX/XX/XXXX - The 2nd billing notice ( Account # XXXX ) was for a total of {$80.00} for the following charges : o {$20.00} on XX/XX/XXXX o {$30.00} on XX/XX/XXXX o {$30.00} on XX/XX/XXXX - I then called their listed local contact number ( XXXX ) and spoke to one of their representatives. - After verifying the dates of service, I agreed to pay the amount in full, which I did, using my VISA ( bank ) debit card, but asked that they be paid separately in order to receive confirmation from them that I had paid EACH notice in full, to which their representative agreed. - After completing the transaction, the representative agree to send an email to me with confirmation that each billing notice was paid in full. We then pleasantly ended the call. XX/XX/XXXX : - I noticed that I hadnt received the email from XXXX - Before calling, I checked to see if the payments had been processed through my bank account. - I found that I had been charged 6 times by XXXX on behalf of XXXX ( the medical billing office ) for a total of {$200.00} -- {$20.00} more than I was supposed to have been charged. The charges to my bank account ( in their listed order ) are as follows : o {$79.00} o {$30.00} o {$30.00} o {$20.00} o {$30.00} o {$20.00} - I called XXXX at approximately XXXX, and spoke to the same representative as she indicated to me, UNPROMPTED. I asked her if she could tell by the number from which I was calling and she said, No. Because I remember your name and that you wanted me to charge the two payments separately., or words to that effect. - I immediately agreed that my bank statement confirmed that to b true, but that XXXX also charged me an additional {$20.00}, for a total of {$200.00}, instead of the {$180.00}, I was supposed to have been charged. - She then said Let me check the system. while she continued chatting about what might have happened. After offering a variety of explanations ( while still checking ) she offered that, Yes. It was paid in full. I then asked whether it showed that I had overpaid by {$20.00}, since the amount take by them from my bank account had to be somewhere. She then ( eventually ) said something like, Oh, yes. It is showing that you paid an extra {$20.00}, but it hasnt been applied to your account. Or words to that effect. I then asked where the {$20.00} had been applied and she implied that it was there, but it was just not applied to my account. I then inquired, confused, why there would be a record that I had been overcharged, but that it hadn't been applied to my account. She replied that she didn't understand but that was what their system was showing. I then asked her to confirm that XXXX owed my {$20.00}, to which she said something like this is very confusing. Let me check something. Then put me on hold. She came back a couple of minutes later and made some explanations that were nonsensical to me including one that implied that I still owed the {$180.00}. I replied that was definitely NOT the case and that XXXX owed me {$20.00} AND that the bill was paid in full and that she had already told me that it had been paid. She then apologized, and said she had to talk to the person who inputs the payments and put me on hold again. I was on hold for 10-15 minutes. During that time I kept hearing a clicking sound over the music playing, like someone was typing. Then, for about 10-15 seconds, I heard a high-pitched screeching noise that would have been unbearable in my ear if I hadnt been using the hands-free option on my phone. By this time, it was almost XXXX and she came back on the phone to say that I was going to have to send XXXX a letter, along with a copy of my bank statement, requesting to be reimbursed for any overpayment. I said I was not going to do that. That I had called because it was clear that I had overpaid, that my bank statement verified it, she confirmed it over the phone, despite XXXX never having sent a confirmation that it was paid. I told her that I wanted to speak to whomever was responsible for inputting the payment and sending the confirmation letter, and although she had just come back from supposedly talking to whoever was responsible, she said they had already left for the day. She said then said I would need to talk to the Manager, and put me on hold. She came back and said, He must have left for the day, hes not answering. She then tried to get me to agree to send the letter and bank statement as a request for reimbursement of the overpayment. I CALMLY said, No. This is how its going to happen. You are going to have someone from XXXX call me back tomorrow, no later than XXXX, with a full explanation why I was overcharged by {$20.00}, and also have a solution for reimbursing me for that amount immediately. Or words to that effect. However, Im not sure how much of that she heard, because when I finished there was silence at the other end. And said, Hello? Hello?. The call had been disconnected. I then checked their stated hours and saw that their office closed at XXXX. Thats when I went to this website to find out how I could report what appears to be some sort of shell game relating to this apparent SURREPTITIOUS overdraft of my bank account WITHOUT MY PERMISSION and without explanation of that overdraft of my account not even an admission that it may have been and inadvertent error on their part.
04/07/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 90068	Web
My son had an XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX The team 's medic called for an ambulance and he was taken to XXXX XXXXXXXX XXXX ER XXXX XXXX XXXX XXXX There were XXXX separate bills for that event : The ambulance, ER visit, doctor, and XXXX. I had private insurance ( primary ) and I was told to file a claim with the school 's insurance company ( secondary, ) which I did. As I got the bills I called the hospital and was told to wait until both insurance companies paid, and that then I would get my bill for the remainder. I paid the ambulance in full and put the other bills on a payment plan. During the time I was paying off the balance, XXXX Hospital changed companies in charge of payment/billing and that's when mistakes started to happen. Payments that I was making to one account got credited to the wrong account. The hospital 's bills to me didn't reflect the secondary insurance payments which were made -- and I had confirmation numbers from the secondary insurance company to prove it -- but they only noted the primary insurance company 's payments. I was in touch with both insurance companies and the hospital during this time trying to correct the records. I finally confirmed with all parties that the bills were paid in full and filed away my records and copious notes. Thankfully I kept all of them because in XXXX I got a notification from my credit-monitoring service that I had a new negative report on my XXXX credit report from a collections agency in XXXX XXXX ( CCI. ) I had no idea what this was for. ( My credit score is over XXXX. I have no late payments on any of my credit reports from all 3 agencies. ) I was told the collection was for XXXX XXXX. Here is where the action was improper : I had no communication from either XXXX XXXX or CCI that this bill was due or that it was going on my credit report. In fact, if I didn't pay for a credit monitoring system, I would not have know this was on XXXX. I talked to the manager at CCI countless times, emailed him proof that the hospitals billing company had not entered the secondary insurance payments, and he admitted that I should've been notified before this went to XXXX. He said as a " courtesy '' he would take the stain off my record, to which I replied, " it's not a courtesy, it's your obligation, and you harmed me in an unlawful way. '' To make matters worse, I just got another bill from CCI for over {$200.00} for the XXXX Hospital bill. It isn't itemized, it's just a demand that I make a random payment. After everything I've been through with them I don't trust nor believe them.
10/04/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CT XXXXX	Web	Older American
I had a XXXX performed at XXXX XXXX on XX/XX/XXXX with a short office visit prior to receive prep instructions.. To date I have received the following bills from XXXX XXXX for it : 1 ) {$67.00} dated XX/XX/XXXX : This is now 74 days past due and the hospital was notified in writing that I was delaying payment while the amount was under appeal with Medicare. 2. {$120.00} dated XX/XX/XXXX which contained 2 charges : the {$67.00} mentioned above and a new charge of {$54.00}- which I PAID by a check that cleared XX/XX/XXXX, but to date this is not reflected in the online bill pay portal. I have repeatedly messaged the Hospital to correct the amount in the bill pay portal but they have not done so, making it impossible for me to pay the amount actually due via the portal without incurring double payment. 3. {$180.00} on XX/XX/XXXX- which consists of : the {$120.00} above, of which {$54.00} was already paid, i.e. this amount is incorrect. {$66.00} in newly billed charges which are not yet overdue I am unable to make payment of the amount I actually owe ( $ XXXX {$54.00} = {$130.00} ) because the online bill portal will accept only {$180.00}. I am out of the US at this time so the online portal is the only means through which I can remit payment. I have repeatedly communicated this to Nuvance to no avail and with no response. Meanwhile, despite the fact that no charge is 90 days overdue, the hospital turned this over to a collection agency, Credit Center. Further, they turned over not just the {$67.00} which is overdue, but the amount already paid and the amount just billed on XX/XX/XXXX. From the amount in the collection agency letter it appears there are other charges as well for which I have not yet even been billed. According to the Hospital 's Financial Policy Credit And Collection : " it is the Networks policy that accounts not paid within ninety ( 90 ) days will be reviewed for appropriate collection action. This amount, and the amounts below, were not overdue 90 days. '' My complaint is three fold ( your menu made me select just one ) : - Unjustified initiation of a collection action in clear violation of the company 's own policy, with attendant negative consequences to my credit rating. This is my main concern -Double billing for an amount already paid - Failure to adjust the amount in the online bill pay portal to reflect payment already made, making it impossible for me to use that channel for the amounts actually due, despite repeated requests and being informed that I am overseas so can't mail a check, have to use the portal.
08/25/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TX 78634	Web
I personally sent a Debt Verification Letter via Certified Mail and First Class to CREDIT CENTER LLC on XX/XX/XXXX. This letter was delivered on XX/XX/XXXXXXXX XXXX XXXXXXXX pm as reported by USPS. In addition, I have emailed CREDIT CENTER LLC requesting verification on XX/XX/XXXX. I received an email back stating " Your message has been received, is in the process of being reviewed, and will be responded to within 24 hours. '' However, I was never responded to via email, mail, or phone. I also followed up on this with the same response but was once again never contacted. Prior to sending any Debt Verification Requests to CREDIT CENTER LLC, I had not ever heard of this debt. I never received a letter via USPS or otherwise. I also did not receive any phone calls. I contacted the original creditor and was told that there was no information on my file regarding collections or CREDIT CENTER LLC. CREDIT CENTER LLC reported collections in my name to all three credit bureaus. I do not recognize this debt in any capacity, but I also noticed that Credit Center LLC reported this collection account as " past due ''. With that said, per my legal counsel I have been advised that a collections account is past due by default therefore they have failed to list this accurately. This is a violation of the FCRA and is also in violation of requisite XXXX XXXX Compliant reporting standards. By the provisions of the Fair Credit Reporting Act and per the standards of reporting compliance implemented with the CRSA enacted CDIA XXXX XXXX COMPLIANCE regulations, I have the right to a fair and accurate credit report, and XXXX is required to remove any information that is not true, accurate, compliant, and verifiable. Additionally, I am allowed under the HIPAA law ( Health Insurance Portability and Accountability Act of 1996 ), to protect my privacy and medical records from third parties. I do not recall granting XXXX XXXX XXXX XXXX permission to release my medical information to a third party.
11/11/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	CT 06902	Web
I, XXXX XXXX, am that I am, the consumer in fact pursuant to 12 CFR 1006.2 ( e ), 12 CFR 1016.3 ( e ) ( 1 ) and 16 CFR 433.1 ( b ) /// I did not knowingly consent to enter into any consumer credit transaction with Those reporting agencies./// Without my direct written consent those reporting agencies have used my social security number for their own benefits, without having any authority for such use, which is an unauthorized use under 12 CFR 1026.12 ( b ) ( 1 ) and identity theft pursuant to 12 CFR 1022.3 ( h ) ./// I did not authorize, nor aware the opening of these account on my behalf./// Those reporting agencies based on false and misleading representation with undisclosed material facts, which constitutes an unfair and deceptive practice pursuant to 12 CFR 1006.22 ( b ) a misleading collection to ruin my consumer credit report, which is an action that can not legally be taken pursuant to 12 CFR 1006.18 ( c ) ( 1 ) and 15 USC 1692e ( 5 ) .///// Those reporting agencies are harming my reputation , by reporting invalidated debts to my consumer credit report which violates 12 CFR 1006.14 ( c ) .///// Pursuant to 15 USC 1681 ( a ) ( 4 ) Those reporting agencies need to exercise their grave responsibilities with fairness, impartiality and respect for the consumers right to privacy. My consumer right to privacy has been breached in multiple counts, for multiple accounts by Those reporting agencies./// Pursuant to 15 USC 1681b ( a ) ( 2 ) Those reporting agencies may not furnish negative information to my consumer report without with my written instruction. No consent is identity theft//// THEY NEED TO REMOVE AND DELETE THESE ACCOUNTS IMMEDIATELY from my consumer credit report
06/22/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	FL 344XX	Web
Credit Center , XXXX is reporting a delinquent medical collection account to the credit bureaus under my name. I have sent multiple debt validation letters to Credit Center , XXXX. I sent the original request for debt validation letter on XX/XX/21 via USPS mail. I sent a second validation letter on XX/XX/21 via USPS Certified Mail. ( See attached receipt ) I did not receive correspondence from Credit Center XXXX after my first validation letter was sent out. They waited for me to file a complaint with the Consumer Financial Protection Bureau at which point they still did not provide CFPB or myself with sufficient validation of this alleged debt, instead they attached an XXXX spreadsheet with a manually typed " timeline '' and a notation that states they'd be happy to validate this debt if I contacted their office. I went ahead and sent out a second validation letter on XX/XX/21 via USPS Certified Mail. ( See attached receipt. ) This company responded to my Certified letter but failed to legally validate this alleged debt. Instead, they sent me copies of sensitive, protected, private information from my medical records including specific medical tests and procedures that were performed as well as prescriptions that were prescribed. This is a direct VIOLATION of HIPAA regulations. I did not sign nor did they provide me with a HIPAA release form authorizing them to have access to this information. Credit Center , XXXX has violated my HIPAA rights. Please terminate this account and cease all collection activities or I will be forced to take legal action in response to this violation. I have attached the forms that were sent to me for your review.
08/23/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	MD 21144	Web
XXXX XXXX XXXX XXXX XXXX XXXX, XXXXXXXX MD XXXX XX/XX/XXXX XXXX XXXX XXXX ; Credit Center , LLC XXXX XXXX XXXX XXXX CT XXXX Re : XXXX Dear Credit Center , LLC, I am responding to your contact about collecting a debt. You contacted me by mail, on XX/XX/XXXX and identified the debt as {$270.00} for XXXX XXXX XXXX that my father, XXXX XXXX utilized while ill with XXXX. He has since passed as of XX/XX/XXXX See attached death certificate. I do not have any responsibility for the debt you are trying to collect. If you have good reason to believe that I am responsible for this debt, mail me the documents that make you believe that. Stop all other communication with me and with this address, and record that I dispute having any obligation for this debt. If you stop your collection of this debt, and forward or return it to another company, please indicate to them that it is disputed. If you report it to a credit bureau ( or have already done so ), also report that the debt is disputed. Thank you for your cooperation. Sincerely, XXXX XXXX
08/19/2023	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	TX 78641	Web
This is related to my debt collection from XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX which was sold to some other company at the end of my XXXX .. All the bills were paid until then. But since the company was changing they were not able to collect anymore and i was told that I will get bills to my home.. This never happened, instead it directly went to Debt collection.. The debt collection agency ( Credit Center LLC ) reached out to with a higher amount which was not matching my insurance records.. I asked for entire statement since start including billed codes to the insurance.. which was sent to me till date by the debt collection agency.. They created 2 accounts for the debt collection and reported 2 late payment, which is unethical.. Reasons : Incorrect/higher amount requested, no attempt made by hospital to collect in the initial stages, information requested with additional billing proofs never provided Regards, XXXX.
07/02/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CT 06360	Web
I received a letter from " XXXX '' of XXXX stating that I owed {$20.00} due to an unpaid medical bill from " XXXX XXXX XXXX XXXX. '' After calling and speaking with them and making it clear that I have never visited a place called " XXXX XXXX XXXX XXXX '' she said " Well, we have your name, your birth date, how else would we get it? '' I made it clear that I was not paying until I found out if this was legitimate. She gave me the date of service but said she " had no other information. '' I called my doctors office, confirmed that I had visited on that date, paid on that date ( as per my credit card statement ) and that I had no balance due. I believe this company is simply attempting to collect money from anyone who will give it to them, regardless of whether debt is owed or not. The letter I received from them states that there will be a delinquency on my credit report if this is not paid.
02/14/2018	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 331XX	Web
I received notification through a credit monitoring service that I had a past due balance of {$70.00} for a medical appointment several months prior. At no point in time did I receive notification ( written or verbal ) from either the medical office involved or the collections agency. The debt collector fraudulently reported the total amount owed as 4 separate past due balances totaling {$70.00} to the credit bureau, seriously affecting my creditmoreso than one derogatory mark. Since I first discovered the debt through my credit monitoring service, I should not be expected to have paid earlier, nor penalized with derogatory marks. Upon discovering it, I did verify it, and paid it as soon as possible. The CFPB needs to step in here to prevent this company from fraudulently and viciously trashing my credit, and reach out to XXXX to remove these marks ASAP.
07/08/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CT 06877	Web	Older American
Credit Center XXXX XXXX XXXX XXXX XXXX, CT XXXX This company is the debt collector for XXXX XXXX aka XXXX XXXX XXXX XXXX. Credit Center XXXX ( XXXX ) sent me a collection notice for the above Medical group. I advised Credit Center that the bill was paid. XXXX investigated and confirmed that my original payment had been applied to an incorrect account. XXXX confirmed that they would get the matter resolved. Another month, XXXX send me that same bill. XXXX did not correct the mistake and continues to send me bills and now telephone calls. I can not deal with these incompetent persons at XXXX. Bill paid, confirmed applied to wrong account, never corrected and constantly harassment from this debt collector. I have filed a complaint with the Dept of Banking for the State of Connecticut, the agency that handles " debt collectors. ''
05/18/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CT 069XX	Web	Older American
My ex-wife XXXX XXXX XXXX incurred a medical bill with XXXX XXXX for a XXXX XXXX for XXXX XXXX.. The bill was filed by XXXX XXXX XXXX XXXX XXXX correctly to XXXX XXXX at XXXX XXXX XXXX, XXXX NY XXXX. By Court Order, the mother is required to pay the bill and submit the balance to me. The motehr recognizes that the bill should be sent to her and has tried to correct the error. The agency changed the billing to me then back to XXXX then back to me when there was no payment. The mother has not paid any portion of the bill. My credit score decreased for XXXX to XXXX. Total amount due is {$2000.00}. I have no agreement with XXXX XXXX. I have sent two certified letters to the Credit Center at XXXX XXXX XXXX, XXXX CT XXXX and registered a dispute with all three credit agencies : XXXX, XXXX and XXXX but have been unable to correct this error.
06/25/2023	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CT XXXXX	Web
On XXXX XXXX my husband got a phone call from XXXX XXXX with Credit Center LLC. She stated there were several outstanding balances for him and XXXX of our children with XXXX XXXX. He asked if she could send documentation and her response was weve already sent out bills, were not sending them again. She asked for a credit card to pay the balance of f almost {$200.00}. My husband told her he would speak to me to see if these bills had been paid. I then called and spoke to XXXX XXXX. I also asked her to send documentation and was told the same thing. I asked her if she was familiar with FDCPA and asked for a supervisor. Her supervisor, XXXX was unavailable, but she would ask her to call me. I am still waiting for that return phone call. I have not received any bills or documentation from either Credit center LLC or XXXX XXXX.
07/28/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CT 061XX	Web
XXXX XXXX XXXX XXXX XXXX CT XXXX XXXX sent XXXX SEPERATE bills to collection office of about XXXX $ XXXX $ EACH BILL for same appointment. I was not notified of these XXXX XXXX medical bills and actually had paid a payment plan to this same doctors office prior to this that I had paid. To Have XXXX individual bills of XXXX $ from the same doctors office is INCORRECT and FRAUD to send to a collection agency. I am in the middle of buying a house and lost it because this caused my credit score to suddenly crash over XXXX points in the middle of me applying for a mortgage for the house I was looking at! This has got to be illegal abuse of the doctors office to send XXXX bills of XXXX $ each to a collection agency without even notifying me that this was owed. I would have easy paid that amount if I had known.
05/18/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NY 114XX	Web
I am XXXX XXXX XXXX . This collection agency has put XXXX XXXX and XXXX dollar charges into collections under XXXX different accounts. The first time I ever checked my credit report, I see XXXX XXXX and XXXX dollar charges. I have never received a bill from a medical facility. If at any point I did owe, it would be under my parents. The time that this collection agency got the account I was just XXXX . In order for anything to go into collections, it had to be delinquent for some time. I could n't have delinquency as a minor. I have never received a bill, a call, email nothing. I am requesting assistance in getting this removed from my credit file and having this company disciplined for erroneously reporting collections on my credit file.
06/03/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 344XX	Web
Credit Center , Inc is attempting to collect a debt that does not belong to me. Credit Center , Inc. is reporting a delinquent collection account to XXXX XXXX XXXX XXXX that does not belong to me and is reporting incorrectly as if it does. It's hurting my credit score and I need this removed immediately. I've attempted to resolve this by contacting the company asking for validation of this alleged debt. I sent out correspondence ( debt validation letter ) via USPS mail on XX/XX/2021. I have yet to receive any form of sufficient validation of this debt, or any correspondence at all from Credit Center, Inc. I am requesting legal action to terminate this account immediately and have it deleted from all major credit bureaus. Thank you.
01/29/2024	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CT 068XX	Web
I have repeatedly my registered mail requested debt verification from this company " Credit center , llc ''. They have never responded to me and I have followed up informing them that they in fact failed to respond and again received no response. I have US Postal receipts that all communications were received by them and I have never received anything in return either verifying the debt or explaining why they have failed to. original request for debt validation signed for by credit center Inc XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX Failure to respond notice Signed for by credit center Inc XXXX XXXX XXXX XXXX XXXX XXXX XXXX Most recent XXXX XXXXo respond notice sent XX/XX/XXXX
06/04/2023	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CT 06851	Web
I have medical debt from various collections agencies. I called to talk to someone at the same agency ( XXXX XXXX XXXX ). I spoke to three people who gave me three different prices. I will be starting law school in the fall and wanted to take care of my medical debt so that I have good credit for my student loans and get an apartment. Although I recently set up a payment plan, I am confused about my amount and frustrated by getting three different total amounts owed from three representatives. Additionally, I mentioned that amounts that were below {$500.00} should be removed and they told me that wasn't true/had n't been passed yet.
11/24/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	NY 105XX	Web
Credit Center of XXXX XXXX XXXX, XXXX CT XXXX are claiming that I owe XXXX to an company named XXXX XXXX. I have requested that the verify the amount of the debt and the name of the creditor. They have not provided me with any information and have continued to send notices to my address demanding payment. The third letter is dated XXXX XXXX, 2016 and yet have never provided any verification that the debt is truly owed by me. The first letter from them is dated XXXX XXXX, 2016 and my response letter was dated XXXX, 2016. Subsequent to this I have received two additional notices demanding payment.
10/07/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	SC 29203	Web
I'm XXXX XXXX, I need your Help in contacting this company. I made an effort to contact them to find out who had opened an account in my name and why. I'm disappointed that this serious problem is now affecting my credit score. I don't allow anybody to use my name, birthdate, or any other details since it also violates data privacy. They need to identify the person who opened the account in my name and give them the data rather than me. Kindly help me in resolving this.
10/05/2015	No	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	CT 062XX	Web
I never received a notice that I owed any debt. Checked my credit reports and found negative accounts. Sent out debt verification letters and cease and desist stating only to communicate by mail. They called me on XXXX/XXXX/2015 after receiving my letter sent out on XXXX/XXXX/2015 and I never received any letter or coerrespondance at all about the verification of debts. They have not removed the negative marks from my credit reports.
04/21/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	NY 11226	Web
Pursuant to 15 USC 1692g Credit center is stating that me a consumer owes a debt. This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to the above-named Title and Section. I respectfully request credit center offices to provide me with competent evidence that I have any legal obligation to pay them
02/15/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NJ 07306	Web
I contacted credit center in regards to a medical account I recently noticed in my credit report, Working with a financial counselor we mailed out a debt validation letter on XX/XX/2021. It has been over 45 days since I reached out to them and they have yet to validate this debt I don't recognize, A direct violation of the fair credit reporting act..
05/07/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	FL 33141	Web
I arrange a payment be done with my Visa for a carpet cleaning debt with XXXX from 2008 They have not charged my card but dealing with an XXXX XXXX XXXX This company with band XXXX XXXX from XXXX keeps calling and harassing my mother, stepfather, my brother, my brother wife and discussing this debt
07/18/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CT 06776	Web
Credit Center Inc. based in XXXX Connecticut has placed two {$250.00} claims on my credit report without contacting me to request payment. Both claims are on behalf of XXXX XXXX XXXX XXXX. I contacted both companies but have not received a response to my inquiry.
04/07/2015	Yes	Debt collection Medical	Communication tactics Threatened to take legal action	NY 125XX	Web
Credit Center Inc has threatened me with legal action if a debt, that has been proven unverified by the bureaus, is not paid. It states I have 14 days to make payment or reach an agreement or the account will be forwarded to an attorney for legal action
11/22/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NC 286XX	Web
The Credit Center Inc misrepresents the amount owed consistently. I see the amount on my credit reports, however, when I contact them regarding the debt, they state I owe a different, larger, amount.
06/10/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CT 069XX	Web	Older American
COMPLAINT ID XXXX previously submitted details
01/24/2024	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CT 06854	Web

09/19/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	AL 35005	Web

08/21/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CT 06810	Web

04/10/2023	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NY 11561	Web

10/17/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL 33314	Web

09/23/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	CT 06810	Web

09/21/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	CT 06810	Web

05/26/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CT 06706	Referral

05/16/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CT 06111	Web

05/04/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CT 06418	Phone

03/18/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	SC 29108	Web

03/02/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CT 06510	Web

03/02/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CT 06510	Web

03/02/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NY 11758	Web

03/02/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NY 11758	Web

02/01/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CT 06850	Phone

01/24/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	FL 33837	Web

11/28/2021	Yes	Debt collection Other debt	Communication tactics Used obscene, profane, or other abusive language	CT 06615	Web	Servicemember

10/27/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NJ 07055	Web

09/17/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	CT 06850	Web

07/22/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	TX 78748	Web

05/03/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CT 06896	Web

02/15/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	CT 06482	Web

12/10/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CT 06415	Phone	Older American

12/08/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NJ 07631	Web

11/17/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CT 06615	Fax

10/14/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CT 06810	Web

06/23/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CT 06877	Web

05/20/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	OR 97355	Web

01/09/2020	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NY 10590	Web

11/19/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CT 06107	Postal mail

08/01/2019	No	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CT 06902	Web

04/11/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	CT 06484	Web

02/19/2019	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CT 06811	Web

12/06/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NY 11230	Web

12/06/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	TX 78229	Web

10/30/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NJ 08854	Referral

04/04/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NY 12601	Web

03/15/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	AZ 85383	Postal mail

07/24/2016	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	CT 06896	Web

05/18/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	CT 06801	Phone

04/28/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	CT 06518	Web

04/13/2016	Yes	Debt collection Auto	Cont'd attempts collect debt not owed Debt is not mine	CT 06776	Web

04/24/2015	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NY 10701	Postal mail	Older American