CREDIT BUREAU OF FARMINGTON, INC CFPB Complaints

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2000 Latest Complaints
Date Received Timely Response Product Issue State / Zip Submitted Via Tags
03/03/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account status incorrect
  • NM
  • 874XX
Web
Credit Bureau of Farmington is reporting an erroneous debt on my credit file and it must be removed. I recently checked my credit and noticed this debt was reporting on my credit file. I have never received any phone calls or any collection letters or notices about this debt and this violates my 30 day right to dispute. Since I was not granted that right and it is now reporting on my credit I ask that they remove this collection from my credit report. Under the FDCPA I have to right to request validation of this debt. I am requesting proof that I am the party you are asking to pay this debt and that there is some contractual obligation that is binding on me to pay this debt. This is NOT a request for verification or proof of my mailing address but a request for validation. I ask that your offices provide me with competent evidence that I have any legal obligation to pay you. At this time, I will also inform your offices that if you continue to report invalidated information to any of the three major credit bureaus this action might constitute fraud under both federal and state laws. If any negative mark is found or continues to report on any of my credit reports by your company I will not hesitate to bring legal action against you for Violation of the Fair Debt Collection Practices act and Defamation of character. I am also aware that while this account is under investigation you must cease all collection activity. IF you fail to respond to this validation request within 30 days from the day received all references to this account must be deleted and removed from my credit file and a copy of such deletion request shall be sent to me immediately.
11/04/2020 Yes
  • Debt collection
  • I do not know
  • False statements or representation
  • Attempted to collect wrong amount
  • NM
  • 87107
Web
XX/XX/XXXX I Left my apartment located at XXXX XXXX XXXX XXXX XXXX XXXX, XXXX NM XXXX when i received the charges from leaving the apartment I noticed the amount owed was completely incorrect. I was being wrongfully charged, so i decided to reach out & dispute with the original company ( XXXX AKA the XXXX XXXX ) about the incorrect balance owed. On multiple occasions & even calling them but no response was ever submitted back to me. Once This in-accurate debt started posting on my credit report through CBF SERVICES I made multiple attempts to reach out to CBF SERVICES & told them " I am requesting validation, made pursuant to the Fair Debt Collection Practices Act and the Fair Credit Reporting Act, along with the corresponding local state laws. Please note that I am requesting " validation '' ; that is competent evidence bearing my signature, showing that I have ( or ever had ) some contractual obligation to pay you. Please also be aware that any negative mark found on my credit reports ( including XXXX, XXXX and XXXX ) from your company or any company that you represent, for a debt that I don't owe, is a violation of the FCRA & FDCPA ; therefore if you can not validate the debt, you must request that all credit reporting agencies delete the entry. '' no proper evidence was ever sent to me providing my signature showing that I owed, or was in debt, or ever have been in debt with CBF SERVICES. Dates attempted to reach XXXX AKA the XXXX XXXX XX/XX/XXXX XXXX XXXX & XX/XX/XXXX XXXX XXXX ( Via email ) Dates attempted to reach CBF SERVICES ( Via certified mail ) XX/XX/XXXX & XX/XX/XXXX CBF SERVICES Acct # XXXX
06/23/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account status incorrect
  • NM
  • 874XX
Web
CBF Services is reporting collection accounts on my credit file that need to be removed. I recently took a look at my credit and noticed a few collections reporting on my file. I however, never received any calls or notices about this debt. This violates my 30 day right to dispute under both the FCRA and the FDCPA. Since it is now reporting on my credit regardless, I ask that they provide validation. This is not a request for verification of the debt but validation that I have any legal obligation to pay CBF Services. Reporting invalidated debt to any of the three major credit bureaus can constitute fraud under both federal and state laws. If any negative mark continues to report on my credit I will not hesitate in bringing legal action for violation of the FDCPA. During this validation period all credit reporting should cease and desist. If validation can not be made within 30 days, all references to accounts must be completely removed from my credit file.
07/31/2020 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 75013
Web
CBF Services ; The Debt Collection Agency ; XXXX XXXX XXXX ; XXXX, XXXX sent me a collection letter on XX/XX/2019 ( the Letter ). I disputed the alleged debt mentioned in the Letter in full in a letter dated XX/XX/2019 sent via certified mail return receipt request # XXXX XXXX XXXX XXXX XXXX, which signed for by a XXXX XXXX on XX/XX/2019, which is within 30 days of the date of the Letter. CBF Services provided nether a proper nor timely written verification of the alleged debt that it is attempting to collect in accordance with the Fair Debt Collection Practices Act. CBF Services is, therefore, barred from any collection activity. C BF services has wrongly engaged in collection activity by placing derogatory information on my credit report ( s ) for XXXX, XXXX, and/or XXXX. I hereby respectfully request the CFPBs assistance in removing any and all of said derogatory information.
06/04/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account status incorrect
  • NM
  • 874XX
Web
CBF Services is reporting a collection on my credit file that needs to be removed. I have been disputing the account with them and the bureaus and this has not been removed. I was not aware about this debt and as soon as I was I paid it off immediately. I only found out because it was on my credit, I never received a 30 day right to dispute notice. This is a violation under the FCRA and for that I ask this collection be removed.
09/21/2020 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • GA
  • 30281
Web
These accounts were opened through methods of fraud and i have no knowledge of these accounts i would like all relevent documents sent to me personally as i am not under contract with any of these companies nor was i notified of any debt collection attempts all rights granted to me under the FDCA and FDCPA are in violation right now and i would like all of these companies to stop reporting to credit profiles asap
12/29/2018 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 91733
Web Servicemember
Collections : CBF/XXXX Creditors Address:XXXX XXXX XXXX XXXX , NM XXXX Account Type : Collection Agency/Attorney Creditor Type ; Rental/Leasing Placed in collections:2013-XXXX Amount Owed : {$2500.00} Account Rating : Collection account This Debt was result of identity theft!! Please help me, I can't solve the problem, I am troubled.
06/19/2020 Yes
  • Debt collection
  • Other debt
  • Communication tactics
  • Frequent or repeated calls
  • NM
  • 871XX
Web
Credit bureau of Farmington has been calling me repeatedly from auto dialer with the automated message. this incident has occurred several times four times in the month of XXXX alone XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX I have already filed a police report for harassment
07/01/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • NM
  • 874XX
Web
I previously submitted a CFPB complaint regarding CBF Services. They said they could not give a response for not having specific information. I will go ahead and attach the letter I have sent multiple times with all the information needed. Provide with results this time.
06/14/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • NM
  • 87112
Web
09/22/2020 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • FL
  • 32712
Fax
11/24/2018 No
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • NM
  • 88001
Web
07/09/2015 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • OK
  • 74074
Postal mail