Credit Bureau of Carbon County CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
04/28/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CO 80521	Web
On XX/XX/XXXX I apparently received a paper statement from the XXXX XXXX XXXX XXXX indicating I had a final balance due of {$430.00}. I did not know this at the time because I was in upstate NY doing doing some work for the feds. I had been paying XXXX a month on the account after a XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX on XX/XX/XXXX. Because we were isolated away in upstate NY due to Covid-19, and because my credit card information had been stolen, I did not realize the last XXXX due had not been paid because the card was cancelled. I logged onto the XXXX XXXX XXXX website to check on my balance in XX/XX/XXXX, and saw the XXXX was a few months past due. I decided to pay the full amount the next day and when I logged on, to my surprise, an additional {$1100.00} had been added to my account overnight without explanation. I called the billing department and was told that my insurance company had been giving XXXX problems with my bill from XX/XX/XXXX and they had finally resolved the issue and that's what was reflected on my account. I was told that it took almost 1 year from the date of my XXXX to correct the final total due and that it was my health insurance company 's fault. This is a lie. I have spoken to my health insurance company numerous times trying to resolve this issue. It was the billing department for the XXXX XXXX XXXX XXXX that failed to bill for almost 1 year for this XXXX. This figure had never been made known to me, was not part of my payment plan, and never showed up on any billing statement. So I demanded answers about how and why it took the billing department 11 months to add the figure to my payment. They had no other explanation other than it was the insurance company 's fault. On XX/XX/XXXX I received another almost identical letter, but this time with the XXXX dollars attached to the XXXX remaining balance. The billing department claimed they had been trying to reach me about the XXXX, and lied and said in writing that they had " sent several statements and tried to contact me regarding this bill ''. This is a lie and I have screen shots of my account to prove it and the letter from XX/XX/XXXX indicates there were no other outstanding balances due on my account for the XXXX. The XX/XX/XXXX letter indicates that the previous balance was XXXX, that the current amount due was XXXX and that there was no new activity on the account. But wouldn't you know it, in XX/XX/XXXX, less than 24 hours after the billing department added XXXX without explanation and acted like they had been sending me statements about this account for months on end, they lumped it in with the XXXX dollars due and claimed that the XXXX dollars now owed, added to my account overnight without explanation, totaled XXXX dollars and the billing department made it look like I had ignored the total amount due for 91-120 days and sent it that very week to a debt collector who is now suing me in court, and has added XXXX more dollars to the account for court fees. This is a clear abuse of consumer rights, fair debt collection practices and fradulent conveyence of a debt due that may not even be applicable due to the fact I had met my deductible for the year in XX/XX/XXXX. The billing department held the XXXX for all of about 24 hours in XX/XX/XXXX before they turned it over for debt collection and I'm fairly certain this is not a fair or legitimate legal practice. They did not hold it for 30 days, or 60 days or 90-120 days. They held it for 24 hours before they turned it over to collections. I will be contacting the CEO of XXXX and the law firm and I dare the billing department to try and pretend that they were in constant contact with me about this bill. The first time I heard of the XXXX dollars added to my bill in XXXX of XXXX, was in XX/XX/XXXX, at which point they held the alleged debt for approx., 24 hours before turing it over to XXXX XXXX XXXX XXXX for debt collection because they claimed they had been trying to get me to pay it for months on end and it was 91-120 days overdue. This is a blatant lie and I have the documents to prove it. This is an illegal act in violation of the fair debt collection practices act. Period. To make matters worse, the billing office just tried to charge me an additional XXXX dollars for another XXXX I had on XX/XX/XXXX, by submitting a bill for the surgery to my insurance company on XX/XX/XXXX. Almost 6 months after-the-fact. When I spoke with my surgeon 's office today, I was assured that I would not be paying for anything on this erroneous bill and that they hear constant complaints about the billing department for the XXXX XXXX XXXX XXXX. Constant complaints. The billing department for XXXX is full of liars and frauds willing to alter medical bills, so basically medical records, in order to make themselves look like they are not inept. But I assure you, they are 100 % inept, apathetic fools who are breaking the law.
09/07/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CO 80521	Web
I 've already tried to resolve this issue in the past few days but the CFPB had my personal information intertwined with my husband 's information. My name is XXXX XXXX. Not XXXX XXXX. Please see CFPB complaint # 's XXXX and XXXX that were both filed on or around XX/XX/XXXX as it concerns XXXX XXXX XXXX and XXXX XXXX XXXX, and the fact that they have refused to verify a debt from a date of service of XX/XX/XXXX, and responded poorly, if not criminally to the 2 complaints held by the CFPB these past few days. I have communicated in writing by mail with XXXX XXXX XXXX and XXXX XXXX XXXX, and have sent them payment via check as well, and they still refuse to verify the debt amount due for XXXX of XX/XX/XXXX or send an outstanding bill due. Since XX/XX/XXXX. They were both able to trick the CFPB in the past 24-48 hours by claiming they have never heard of me due to the fact that the CFPB had my email linked to my husband 's email. This complaint is for XXXX XXXX XXXX. Not XXXX XXXX. And that information should have been easily identified and discerned by XXXX XXXX XXXX and XXXX XXXX XXXX because the last 4 digits of my SS # were attached to the complaints as well as my full address and full name. XXXX XXXX 's name was never mentioned on these complaints made on XX/XX/XXXX. The CFPB closed the 2 complaints mentioned above in # 's XXXX and XXXX as early as yesterday because these shady companies were acting like they have never heard of XXXX XXXX. This is not about XXXX XXXX. This is about letters and mailings and checks that have been sent to the companies as it concerns XXXX XXXX and I have been assured by the CFPB as of today, XX/XX/XXXX, that the error on the CFPB 's end has been resolved and that I needed to re-submit my complaints about XXXX XXXX XXXX and XXXX XXXX XXXX and that the CFPB would make sure they were following up on these accounts and the lack of communication form XXXX XXXX XXXX and XXXX XXXX XXXX as it concerns XXXX XXXX, not XXXX XXXX. The CFPB will be in receipt of hard copies of these documents tomorrow. XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX and the XXXX XXXX XXXX XXXX were mailed the same materials on XX/XX/XXXX, which was the same day I field these complaints against these entities. The CFPB should really be concerned that these entities thought they could get away with responding to XXXX XXXX and not XXXX XXXX due to the fact I have been trying to engage with them for almost 6 months now and there is no way in XXXX they did n't know who and what these complaints were from or about. These are shady tactics of shady companies that need to feel the heat from the feds even though we all know they already are as it concerns other acts undertaken by these same companies as it concerns accounts connected to XXXX XXXX and the money laundering though her medical issues from XX/XX/XXXX-present day. Nice try XXXX XXXX XXXX and XXXX XXXX XXXX. You may have gotten away with a reprieve for the day but it wo n't last. As a matter of fact, it makes you more of a moving target for all those accounts you ca n't get straight and the fact you tried to dismiss this today by acting like you had never heard of my concerns and tried to make them about XXXX XXXX. What a joke. This is about XXXX XXXX and the fact you have ignored me and my request for months and months on end. You are violating my rights as a consumer and probably the fair debt practices act in the process. Get it together.
09/01/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CO 80521	Web
On XX/XX/XXXX, I sent a letter to 5 entities associated with a medical debt for a date of service of XX/XX/XXXX, regarding the fact that after my last payment to 2 associated debt collector/s in XX/XX/XXXX, for the date of service of XX/XX/XXXX, and payments made to each, that no single entity had responded to my letter dated XX/XX/XXXX, or sent any additional information about the remaining amount of the debt owed for the date of service on XX/XX/XXXX. It 's been several months since those checks were cashed and I 've heard nothing from any of them since XX/XX/XXXX, about the remaining balance ( s ) due. It 's been over 30 days since I sent letters to the 5 entities associated with the remaining debt for the date of service associated with XX/XX/XXXX, and I need answers. I need to know who holds the remaining debt. I need paper statements and each have refused to cooperate or work with me on these matters. Probably because each of the 5 entities are directly or indirectly connected to another situation I believe is under scrutiny/investigation by the Securities and Exchange Commission Office of the Whistleblower, the Department of Justice, the F.B.I. and the Consumer Financial Protection Bureau for money laundering issues that have nothing to do with the date of service of XX/XX/XXXX. That 's not my problem. That 's their problem. I owe an amount due for a date of service of XX/XX/XXXX. Period. The other debt related issues held with these entities will be resolved by federal law enforcement. Not by me and not by them. " They '' need to separate the 2 issues and have the balls to send me a statement with a balance due for XX/XX/XXXX All the other " debt '' they claim to hold outside the DOS of XX/XX/XXXX, is wrapped up in a money laundering scandal that I tried warning each about via a court proceeding and they failed to listen, and quite frankly I could give a XXXX 's XXXX. Send me a bill for the remaining balance due for the DOS of XX/XX/XXXX. That 's the issue front and center right now. The other issues will be dealt with by lawyers and federal law enforcement. They are separate issues and should be treated as such. I do n't want to be contacted over the phone about any of the debts under investigation. I do n't want to be contacted over the phone about the DOS of XX/XX/XXXX ; I want paper copies of balances due from whomever the debt holder ( s ) currently are and an explanation as to why no one has sent me a bill for the XX/XX/XXXX DOS since XX/XX/XXXX, and since they cashed those checks associated with those accounts since XX/XX/XXXX. I also do n't want any of these entities trying to pursue " debt '' they know is under federal investigation as it concerns anything but the DOS of XX/XX/XXXX. Period.
06/27/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	WY XXXXX	Web	Servicemember
My new husband has a couple older debts he was never billed for due to old address info nobody at the collection agency would update, and that the debts were from out of state. He knew this company had several accounts under his name and tried to contact them to make payments, but was always given the run around and multiple excuses before being told they would send him a bill. They never once sent him notice of the collection accounts they had for him, nor attempted any form of payment arrangement with him. They still refuse to remove an improper debt that was verified to be invalid with the original company, but they bought it years ago and want their money so keep it on my credit. They held them for a year or two, then sued for garnishment with an additional {$4000.00} in fees in 2013. They were awarded garnishment but never sent it to his employer, his bank, or him. Years later they seized his entire paycheck and bank account, forcing cancellation of insurance and other things for no payment. A judge told them they could not do this and ordered a new process to accommodate this specific debt, which they completely ignored.They froze his account again 4 months later, but only gave the bank notice. I sent a letter to the judge and went back to court, where the agency phoned in and said oops, we didn't mean to send that one. The next day, a process server shows up at my apartment, where I live alone with my daughter, holding a folded up paper that had my husband 's name and my address on it. He is not on the lease or any forms of correspondence. I do not receive any mail there, and that address is not listed anywhere publicly as I have only been there a few months. We have had a XXXX XXXX for years but they would never document it. He told me he had a bill from a doctor in town, gave the name, and said he tried to take it to his grandparents house but it was refused. I also said he does not live with me, only stays the night sometimes. He said if I don't take the papers from him, he will take it back downtown and then have a Sheriff deputy come and give it to me. I took this to mean I had no legal option but to take it. How is it allowed that they can threaten him, then violate my privacy by looking up my name and info and forcing me to take court papers that are not mine? He said it was a bill from the doctor, not a summons from this collection agency. I am sick of them harassing and stalking us, especially while I am fighting a XXXX XXXX. They have cost us hundreds in fees for their actions, yet have not credited a single penny on any debts they are trying to collect.
10/05/2017	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	CO XXXXX	Web
This collection agency XXXX XXXX XXXX employees were harassing me by phone and were following me at my place or work, waiting around my home since XX/XX/XXXX. the harassment was unbearable to the point where I had to do a private investigation. this is where I found that those harassments were coming from XXXX XXXX XXXX XXXX in Wy. they have 2 office in Colorado at the address of XXXX XXXX XXXX XXXX co XXXX and XXXX XXXX XXXX XXXX XXXX co XXXX. As soon as I got those information from my investigation I sent them a cease and desist letter by certify letter with return receipt on XX/XX/XXXX. up to today they never respond to me which is a proof that they were the hiding company harassing me. today XX/XX/XXXX I sent them another cease and desist letter by certify mail with return receipt through my investigation I found that they claim that I owe them some debts XXXX $ + $ XXXX. I do not recall doing business with them neither or had a contract and agreement with them. therefore I requested on my previous letter to sent me a copy with my signature on it of the contract or agreement that I had with them which give them the right to collect any debt from me, they never responded. I also requested a copy of any contract or agreement that they have with the original creditor of those debts which entitle them to collect them. they never responded as well. but the harassments continues. again XX/XX/XXXX I sent them the same cease and desist letter with the same contract requests. by law I have the right to remain free from those unlawful tactics of this companies used. they constitute harassments, stalking and etc. also under the FDCPa section 805 ( c ) it is my right to request them to case any so ever contacts. those requests was sent to their XXXX XXXX XXXX WY XXXX address. but since they know they do not have the right to collect any debts from me they still do n't respond to me neither stop follow me around or calling me. Reason why I am filing my complaint. this company have 2 offices in colorado one in XXXX XXXXXXXX and XXXX and they are a threat to the lifes of civilians in public
01/18/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	IL 60073	Web
Early XX/XX/XXXX i was taken to an emergency room in colorado via ambulance. At the time i was uninsured but was told i could be retroactively covered via colorados healthcare/XXXX. I applied and was accepted to the program within the time frame. It later went to collections and i was served with a summons to XXXX County Court in XXXX, Colorado by the collectors in XX/XX/XXXX. I filed a response and a motion for trial was set for XX/XX/XXXX. During that period i provided the plaintiff ( the collection agency and their representatives ) with a load letter officially stating i was covered for the costs incurred in XX/XX/XXXX. A motion for continuance was requested as they billed medicaid. On XX/XX/XXXX the case was dropped as the situation was resolved. In XX/XX/XXXX i checked my credit report via XXXX and noticed i had a collections appearing. This was part of the collection that was solved and should not have appeared. On XX/XX/XXXX at XXXX MST i submitted a dispute with the credit agency XXXX including the letter saying my medicaid covered it, the official case dismissed paper signed by a judge, and the original summons complaint. On XX/XX/XXXX i was told the dispute was unsuccesful. " The company that reported the information has certified to XXXX that the information is accurate. This item was not changed as a result of our processing of your dispute. Please review your report for the details. '' Because the collection agency still said i owed. I did not. Today, 1 year later from the end of the litigation the account still sits on my experian report. I called the agency and then they said " oh yeah it should be closed '' todays date is XX/XX/XXXX. I have been hurt severely due to this unjust appearance on my report. Seeing this false report lenders are rightfully skeptical of lending to me, and even if they do it is at astronomically high rates.
11/07/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CO 80915	Web
I would like to file a complaint about COLLECTION CENTER-WYOMING XXXX XXXX XXXX, XXXX, WY XXXX I had 2 bills from XXXX Hospital XXXX XXXX from XX/XX/XXXX. The bill of {$1700.00} was refereed to collection. However both bill ( {$1700.00} and {$600.00} ) were later on paid Workers compensation insurance ( since I acquired them through a work related injury ). Several months after Worker 's comp paid the hospital, the collection bureau was still showing balance of {$1700.00}. I contacted the original creditor XXXX Hospital and asked them to forward information that the bills were paid. The hospital informed me, they already did that and the collection agency shouldn't be reporting it. As of XXXX my balance with them is XXXX. I contacted the collection agency again and they said that " it still shows in their system ''. Then I contacted XXXX and filed a dispute. Several weeks after that the balance on my collection account dropped to XXXX, but stayed on my credit report. I contacted XXXX again last month ( XX/XX/XXXX ) to remove the collection from my credit report since the balance is {$0.00}. I guess the XXXX interfered. After that, the collection agency added unpaid balance of {$540.00} to my credit report. I have no clue where did it come from, since I did not receive any additional bills from XXXX Hospital. I called XXXX Hospital again, and was told I don't have any outstanding balance with them. AGAIN, the collection agency shouldn't be reporting any balance. I believe the collection agency is very well aware the bills were paid and I own nothing to XXXX hospital and definitely nothing to to them and they continue fraudulently reporting already paid balance, hurting my credit and financials. I consider this a form of harassment and attempt to extort money I DO NOT own. What are neither good, neither legal business practices. Thank you
11/16/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	CO 80113	Web
I had a credit card with XXXX XXXX XXXX It ended up in collections. I was not able to pay the debt at the time. I was served with court papers through the mail regarding this debt. The Court Date was set for XX/XX/2021 I was not able to make it. I found out XX/XX/2021 that my bank account was being garnished for the amount of the Judgement which was {$740.00}. in the court writ of garnishment. 1- Original amount of judgement entered on XX/XX/2021 for original amount of {$620.00} 2- Plus Any interest due on judgement ( currently 8 % per annum ) in the amount of {$9.00} 3- taxable costs ( including estimated costs of service of the Writ ) in the amount of {$100.00} 4- Less any amount paid or adjustments in the amount of {$0.00} 5- Principal balance/Total amount Due and Owing in the total balance of {$740.00} The Canvas Credit Union released the money to the collection agency XX/XX/2021 in the amount of {$740.00} As of today XX/XX/2021 they HAVE NOT reported it to the Credit Bureau I called them to ask why this debt has not been reported paid and they told me that it wasn't paid there was still a balance of {$11.00} in interest that was accrued. when asked why there was still a balance of {$11.00} in interest when the Credit union released the money XX/XX/XXXX, XXXXthe could not tell me why. I spoke to the and she couldn't tell me there was interest accrued that I had to pay the amount of {$11.00} for the debt to be settled. I asked why I was not called or informed of this extra amount. They could not tell me. I have the Court Document And I should not have to pay anything more than what was in that court document. I paid the amount but do not believe I owed them any more that the {$740.00} on XX/XX/2021 2021
09/08/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CO 80227	Web
My claim is in regards to a medical collection listed by a company named CB Carbon Collection center of Wyoming ( debt buyer ) attempting to collect on an account which is disputed by myself under general principles as outlined in the FCRA. I have disputed this account with XXXX, XXXX and XXXX, and the company stamps the dispute as having been deemed accurate with no investigation, no documents, nothing but the false statement that they have met the guidelines for accuracy in disputing as presented in the FCRA. CB/Carbon Collection Center of Wyoming has violated my rights in this regard, and I wish for this agency to intervene and assist me in forcing the matter of transparency from this debt buyer, which has bought a debt that is not mine and insists on keeping it on my report. Also, according to the new laws on reporting medical information, this account, whoever 's it is, should not be listed at all. As it violates HIPAA. I simply do not understand how a person 's information can be grafted onto another 's credit report with impunity and would very much appreciate this agency 's assistance in investigating this consumer complaint on my behalf. I authorize this agency to review all my credit bureaus, to verify the claims outlined, where multiple disputes have been presented, including date and time, and when they have been returned as accurate without any investigation, and especially none in the 30 day time line outlined in the dispute guidelines of the Fair Credit Reporting Act. I need assistance from this agency in this regard and thank you for your time.
02/19/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CO 80233	Web
I pulled all 3 of my credit reports to find out what was showing on them, as I hadn't done it in a long time. I was shocked to see accounts that I do not recognize, including companies I've never done business with. One of these was : CXXXX XXXX XXXX XXXX The address LISTED ON the credit report is : XXXX XXXX XXXX XXXX XXXX WY XXXX. I was advised by my attorney to send a " Validation '' Letter to them to validate the debt under the FDCPA and FCRA. Please note that before sending the validation letter to this company, I also sent a dispute letter to all 3 credit bureaus ( XXXX, XXXX, and XXXX ) and XXXX XXXX XXXX XXXX has NOT removed this account from my credit reports, or have sent me any kind of actual validation under the FDCPA. I request for this company to remove this account from my credit reports immediately, as they have not followed the law, have reported inaccurate information on my credit reports, including FDCPA Section 809 ( b ), which carries a {$1000.00} fine for not validating the debt and still continuing to report it on my credit reports. I have no idea who this company is, and not only were they NOT able to furnish a signed contract of my doing business with them in any way, they have now violated my HIPAA rights as well by sending me a patient report containing my medical information from some other company, but NOT sending any copy of a HIPAA release form. Now they've violated my FCRA, FDCPA, AND HIPAA rights. I've attached that document they sent me. Thank you for helping me resolve this matter.
01/27/2022	No	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	WY XXXXX	Web
I was alerted to a possible fraud due to a collections report on my XXXX credit report in XXXX of 2021. I contacted XXXX XXXXXXXX on XX/XX/2021 to inquire as to why they were and why they were reporting a collections that they had never made any attempt to collect. They told me the debt was from XXXX XXXX of XXXX XXXX. I informed them that as of XX/XX/2021 I had a zero balance with the hospital and the hospital had never told me they were sending anything to collections. XXXX XXXX said they would verify with the hospital. On XX/XX/2021 I sent XXXX XXXX a letter via first class mail requesting verification of the debt and offering to work with them on a settlement should the debt be valid. On XX/XX/XXXX XXXX XXXX sent me a copy of a consent for services from the hospital, but could not validate that the hospital asked them to collect any debt on their behalf. XXXX XXXX also could not prove they ever contacted me in an attempt to collect a debt prior to reporting to the credit bureaus. I sent XXXX XXXXXXXX a certified letter on XX/XX/2021 pointing out the discrepancies that remained and made an offer to settle in exchange for removing the negative information from my credit report. XXXX XXXX did not respond. I disputed the negative information on my credit report with XXXX twice. Each time supplying the information to date. XXXX stated the debt had been verified, but would not share how it was done or what information was reviewed.
03/02/2016	No	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	WY 82009	Web
I was contacted by phone by the Collection Center of Wyoming regarding accounts that were not mine that they were claiming were. These accounts were in the name of XXXX XXXX, and were medical bills in XXXX Wyoming and a cable bill in the same name at the same location. These accounts were old and I have never been contacted about them before now. I was an XXXX but divorced and changed my name in 2001 ; I have also never been to XXXX. I called the hospital that reported the debts ; these accounts do not match my social security number, middle name, or date of birth. The hospital called to remove this from my record. The collection agency also removed the cable bill. This collection agency did report XXXX medical bills to the credit bureaus before they contacted me about them. I was told that these were corrected but today are still showing on my reports. As I am planning to purchase a car this weekend, I again contacted them. They said they could write a letter that I can give to the dealership but it has to be approved by several people before they can get it to me and it could take several days. They should have verified that all information on the debts matched mine before this was ever reported to the credit bureaus. I should have also been contacted long before it was reported if they believed it to be me. I have never received any written communication regarding these debts.
01/14/2021	No	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	WY 822XX	Web
Collection Center, Inc. XXXX XXXX XXXX XXXX Wyoming XXXX. On XX/XX/2020 I called the mentioned company and spoke to XXXX XXXX. I called to pay off debt that was on my credit report. I asked XXXX for proof of debt due to the amounts she said I owed did not sound correct. XXXX explained the medical accounts had interest added on, not once was I told I was paying court cost or attorney fees. I paid {$1700.00} I never received proof of debt as agreed. I was then told I had another medical account for the amount of {$480.00} I told XXXX that I have no knowledge of this account and I need proof I owe this debt. I never received proof and XXXX lied to me saying it was just a clinic visit. On XX/XX/XXXX I called and spoke to XXXX and paid off the account {$480.00}. On XXXX XXXX I received payment transaction history ( not proof of debt ). On the transaction history I found that I was taken advantage of, not only did I pay medical accounts, I was charged for the principal, interest, COURT COST, ATTORNEY FEES. I never received/ served a summons and complaint, and I did not have a judgment entered against me. I have confirmed with the courthouse no action has been taken against me. I will list the amounts : Payment made : XXXX Principal : XXXX Interest : XXXX Court cost : XXXX Attorney Fees : XXXX This company charged me for fraudulent cost.
10/27/2017	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	TX 79936	Web
These people whoni have no contract with continue to call and They have failed to produce the following : Agreement with your client that grants you the authority to collect on this alleged debt. Agreement that bears the signature of the alleged debtor wherein he/she agreed to pay the creditor. Any insurance claims been made by any creditor regarding this account. Any Judgments obtained by any creditor regarding this account. Name and address of alleged creditor. Name on file of alleged debtor. Alleged account number. Address on file for alleged debtor. Amount of alleged debt. Date this alleged debt became payable. Date of original charge off or delinquency. Verification that this debt was assigned or sold to collector. Complete accounting of alleged debt. Commission for debt collector if collection efforts are successful. Please provide the name and address of the bonding agent for COLLECTIONAGENCY in case legal action becomes necessary. Your claim can not and WILL NOT be considered if any portion of the above is not completed and returned with copies of all requested documents. This is a request for validation made pursuant to the Fair Debt Collection Practices Act.
10/04/2017	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	CO 81001	Web
I 've gotten several calls on my cell phone from these people ( XXXX XXXX XXXX at XXXX and XXXX am ; XXXX XXXX XXXX at XXXX and XXXX am ; XXXX XXXX at XXXX and XXXX am ) and as I do n't know their number, I do n't answer. What leads me to believe this is a scam is that I 've never given my cell phone number out to anyone other than family and friends, nor has this company ( internet searches of their phone number show them to be " XXXX XXXX, XXXX '' ) sent me any written correspondence like a reputable or real collection agency would. When I called them today to find out who they are, they refused to identify themselves or the nature of their business. I told them to remove my name from their list and they demanded my name, address, and SSN to make sure I was not the person on their account. This is a clever way to get my personal information, and they refused to remove my name without receiving all my info first. Needless to say they got no information off me, but they 're still out there trying to scam people.
04/17/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CO 80631	Web
I recently had a medical collection put on my report that i never even received a bill for. I was never contacted by the hospital that anything was due or the collection company or i would've paid it. I only noticed it when i went into get a home loan and saw the collection on my credit report.I immediately paid in and explained to the company that this was a mistake and needed to be removed since i never received a bill for it. It is costing me huge emotional and financial distress over not getting approved for a home at the best interest rates. They agreed on the phone that they would remove it but 60 days later i have disputed it with the company as well as the 3 credit bureaus and it has not been removed. Please help me to fix this issue as this was even put on my report thru mistakes made by others who had my wrong address or phone number written down and never received a bill so i shouldn't be the one that has to suffer especially since i paid it immediately after finding out.
07/19/2017	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	WY 82601	Web
When Collection Center Inc. was trying to collect this debt for XXXX XXXX XXXX bills. They called me in XXXX of 2017 and asked me where best to serve me. I told them I lived at XXXX XXXX XXXX XXXX XXXX , Wyoming XXXX but I would be moving shortly after graduation. I moved out of my residence on XXXX XXXX 2017. They served papers to my former roommate XXXX XXXX on XXXX XXXX 2017. He did not inform nor was he required to. I would not be made aware of this until I received a forwarded letter from XXXX XXXX XXXX , Circuit Court saying that Collection Center Inc. had won a judgement against me because I failed to appear. I was n't afforded my right to defend myself because I was n't served papers in the county where I resided. This is a illegal judgement because federal law requires that they inform me they are attempting to collect this debt.
11/02/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	CO 80915	Web
Collection Center Inc of Wyoming took possession of a debt from XXXX XXXX XXXX on XX/XX/2019 in the amount of {$6600.00} dollars. This account was approved for charity care and recalled by the original creditor with a XXXX dollar balance on XX/XX/2019. Collection center has verified they received this request from XXXX XXXX. A dispute was opened with XXXX and Collection center inc. falsely verified the balance of {$6600.00} to be correct on XX/XX/2019, when they had documented evidence the account was XXXX dollars and recalled on XX/XX/XXXX. This false information continues to negatively effect my credit score. As collection center inc has proof that this account was recalled on XX/XX/2019, I demand that this incorrect information is removed from my XXXX report immediately, or I will have no choice but to escalate to a higher authority.
10/11/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CO XXXXX	Web	Servicemember
I submitted a dispute on XXXX with certified mail tracking numbers requesting a company called collection center of WY remove a claim for a collection action on my report on XX/XX/19. I had mailed a certified letter tracking number XXXX which collection center of WY had received by never responded to my request. Within 10 minutes the collection center of WY was removed from my credit score. On XXXX collection center of WY refiled the collection notice. I disputed again because I have not received ANY PROOF OF DEBT. XXXX investigated the dispute and claimed they recieved proof of debt. I called XXXX and XXXX refuses to show me proof of debt. I feel this is fraud and a scam on the collection center of WY and XXXX because there has be NO PROOF sent to me to verify the debt and I request help in having XXXX remove this from my credit score.
07/27/2016	Yes	Debt collection Medical	Communication tactics Threatened to take legal action	WY 822XX	Web
I have been paying off a hospital bill for almost a year. The agreement was that I would pay {$150.00} a month. Which I have been doing. I have not missed a payment. The original amount owed was {$1300.00}. I owe {$130.00}, which I plan to pay next month, per the agreement. I have been receiving phone calls about every two weeks and they are threatening a civil lawsuit. I know they have no grounds, since I have been paying the debt. They called today, after I had paid this month. I emailed them and told them to stop the harassment. I have also blocked the number so they ca n't call me anymore. I also talked to an attorney. I am on XXXX for XXXX XXXX and I work part time. I have tried explaining this to them. I pay them when I either get a paycheck or when I receive my XXXX check. Again, I have not missed any payments.
09/02/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	VA 201XX	Web
Collection Cente Inc -Wyoming agreed to remove my account from my Credit Reports on XX/XX/2019 on a recorded line. I agreed to the terms and made a payment of {$940.00}. However, upon checking my credit reports, this account was not removed. Instead they showed the balance at XXXX dollars and the account closed. I called back and the customer service representative said that " they don't remove accounts. '' However, that was not the terms I had agreed to. This was a fraudulent debt that this agency continued to harass me about and when I agreed to make the payment in full, provided they delete this account from my credit reports, they refused to do what they said. This is illegal and unethical and this company should be held accountable.
02/14/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	CO 80601	Web
On XXXX I submitted a complaint to Collection Center Inc of Wyoming XXXX Their response " XXXX XXXX, thank you for contacting Collection Center Inc. to allow us the opportunity to address your concerns. When we received your correspondence, we immediately ceased all collection activity and began our investigation. We have closed your account in our office. As a courtesy, we have also requested that the credit reporting agency delete this account from your tradeline. Should you have further questions, you may contact us at XXXX during normal business hours and an associate will be glad to assist you. '' This is per CFPB Case XXXX. The account still shows on my transition record.
11/11/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	CO 80226	Web
This collection account was already disputed and taken off my account over a year ago. I was forced into an ambulance against my will and had sent 2 letters of dispute for this balance to the hospital. I the. disputed this with the previous creditor who owned this debt starting XX/XX/XXXX ( XXXX ) and it was taken off my record for being a wrongful debt. Now this company is claiming this debt and restarting the statue of limitations claiming XXXX, with whom this account was closed already, sold the debt and it is within their rights to restart the statue of limitations. This account has been closed for about a year already and needs to be taken off my credit history.
06/29/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CO XXXXX	Web	Servicemember
Disputed a collection account being reported on my XXXX and XXXX credit reports from Collection Center, Inc. of Wyoming. Sent dispute letters via U.S. Mail on XXXX, XX/XX/XXXX and XX/XX/XXXX. XXXX and XXXX claimed that this debt was verified all four times, but was offered no proof that this debt was indeed mine. Since no proof was offered that this debt was mine, I demanded that this account be removed from my report. As of the writing of this complaint the account has not been removed. I also contacted the collection agency and they also have been unable to prove that the debt is mine nor have they removed the account from my XXXX credit report.
06/11/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	VA 201XX	Web
I have disputed COLLECTION CENTER-WYOMIN charge ( which was posted as a collections account on XX/XX/2019 ) on my report for XXXX with XXXX and XXXX. With XXXX on XX/XX/2019, XX/XX/2019, and XX/XX/2019 and they have refused to help me remove a fradulent debt account on my report. I informed that I did not receive the services for this hospital visit and the charges are not correct, I have tried to work with the merchant but the merchant has refused to accept the dispute and report it to credit agency. the account was closed and this debt is not valid, thus it should be removed from my credit report.
06/21/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	TX 755XX	Web
XXXX XXXX XXXX never gave me the 6 months window before sending to the first collection agency. This took place in XX/XX/XXXXand they were reporting it in XX/XX/XXXX, who then took a medical bill and reported it to my credit bureau inside that 6 months as well. I have had this debt removed already because of this over steping their boundaries and not giving me enough time to submit to insurance and make sure all debt is mine. they keep selling it to new collection agencies who re-report debt to my credit bureaus. I have removed this debt at least once maybe twice.
11/09/2016	Yes	Debt collection Medical	Communication tactics Threatened to take legal action	CO 80501	Web
I am being sued by a company called CollectionCenter out of Wyoming. When I try to call them to discuss and see what can be done, as we already paid the bill through insurance, they never answer the phone. I leave messages day after day. The voice recording asking to leave a message states someone will call back within 24 hours, but this never happens. This is unethical and is not right as I am trying to make an effort to communicate but no one wants to call back. If you cant call me back, how am I supposed to figure all this out and get it handled.
07/11/2016	Yes	Debt collection Medical	Communication tactics Threatened to take legal action	WY 829XX	Web
I was delivered a fake civil case file for money owed to Doctors. The information on the page did not have a case number or a Judge stamp. It was simply filed and delivered to my home on a Sunday by a message delivery person, not a sheriff or signature needing person. While it states it is from the Civil court its signature is from the collection attorney. This is the Second notification threat that we have received on bills that we are paying on. One of the bills has verbally been requested to be verified and they have failed to send that verification.
06/22/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CO 80211	Web
I had to go to the emergency room in XXXX. After which I recieved a bill from XXXX XXXX for XXXX. I did not owe the debt because I was covered by XXXX and have been since XXXX. The debt went into collections with COLLECTION CENTER-WY Address XXXX XXXX XXXX XXXX XXXX XXXXXXXX Phone number ( XXXX ) XXXX I have disputed the charges and provided the needed documentation from XXXX to show ibdo not owe the debt. XXXX XXXX has verified I do not owe the debt and has taken it out of there system. COLLECTION venter of WY however has basically refused to do so.
10/16/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 76262	Web
Collection Center-Wyoming is attempting to collect a Debt on behalf of XXXX XXXX XXXX on two separate balances. The first was opened/posted XX/XX/XXXX for the amount of {$200.00} and the second was opened/posted XX/XX/XXXX in the amount of {$140.00}. I am contesting these charges because I believe these to be fraudulent, between XX/XX/XXXX and XX/XX/XXXX I had not lived or visited Colorado for any amount of time. I have attempted to contact the company in question, but they stated that I would need to pay the debt in full and provide documentation.
05/10/2018	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CO 80537	Web
I had a debt of XXXX. I paid the hospital directly ( late ) on XX/XX/XXXX. On XX/XX/XXXX my garnishment started. To date I have paid in a total of XXXX. I received a refund check for XXXX for over payment. I called and talked to a customer service rep and a supervisor. They are telling me charges have been added on since the garnishment took place. I didn't realize they could keep adding on to the bill. I would love to find out who to request an audit of this company. I have looked up reviews and they are not good.
03/02/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	CO 80226	Web
XXXX XX/XX/2022 I submitted a CFPB complaint about XXXX XXXX XXXX XXXX I sent them a debt validation letter to prove that the alleged debt they say I owe belongs to me and they send me back a bill demanding me to pay and I dont recall any services with this company and Im not even sure how they obtain my medical information without my consent Which is infringement on my consumer report to privacy as well as a consumer violation and a HIPAA violation Which is damaging my reputation as a consumer
04/04/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	CO 80011	Web
Creditor called me about a medical bill that i was NOT responsible for. I then contacted my insurance and was told they would take care of it. The medical bill was my insurance responsibility. I was unaware of the negative report on my credit till recently. The negative mark on my report was place after insurance failed to pay my medical bill. I wasn't aware of the bill as they had been sending it to the wrong address. I have contacted both parties and gave them all information needed.
06/08/2016	Yes	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	CO 80229	Web	Servicemember
I was sent summons information about someone else from a collection company. They filed incorrect information regarding someone else 's debt in my case and Certified that I had been served while providing Name and Address of entirely different person. They additionally sent critical court date and appearance information to an old address, despite that all other correspondence addressed to current address. They are suing me even though I am paying on a debt that I have disputed.
01/24/2018	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CO 80537	Web
I had my wages garnished for medical bills and the garnishment was complete and paid in full. I received a letter stating my garnishment was fulfilled and there was another two bills that came in and were added on for XXXX. I called the company to make payment arrangements and they have now added on XXXX court costs and XXXX court costs. I cant afford to pay these outrageous fees added on. They are also telling me I have to pay XXXX a month until it is paid in full
10/03/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CO 80917	Web
Received a debt collection for a medical bill that was sent to XXXX XXXX. They then got a Law firm to sue us and a jugement was granted. With attorney fees and all it totalled {$6500.00}, they have garnished a pay and have taken over {$7200.00}, claiming its for more fees but will not give us a breakdown of these new fees and it is way beyond the judgement amount.
10/07/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	UT 84119	Web
" NEW ISSUE '' XXXX and COLLECTION CENTER, WY continue to report an account that was opened in my name without my permission. Additionally this was a result of fraud and identify theft. I have disputed this account to be removed. Police report is your responsibility to retrieve and investigate. Continue to report this account is a major violation.
07/24/2019	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	CO 80112	Web
Repeated calls/voicemails from ‭+1 XXXX XXXX‬ posing as debt collection company “Collection Center Inc” asking to call back at XXXX in regards to a collections. I don’t have any collections, and appears to be a scam, I’m also on the National Do Not Call registry, so I shouldn’t be getting sales calls if that’s what this is either.
02/25/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CO 809XX	Web
I've been XXXX for the times and dates of these derogatory claims and fraudulent activities on my record. I'm a victim of identity theft and fraudulent activity please look into this situation for me. I apologize for the inconvenience and unfortunate opportunity but this isn't a reflection of the person I am trying to be.
12/01/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	UT 84119	Web
" NEW ISSUE '' STOP MARKING COMPLAINTS AS DUPLICATES. DOCUMENTS ARE BEING ATTACHED AND YOUR NOT RETRIEVING THEM. THIS IS AGAINST THE LAW. PLEASE DOWNLOAD THE ATTACHED DOCUMENTS. I HAVE UPLOADED THEM HERE AT THE CFPB BECAUSE YOUR COMPANY SEEMS TO FOLLOW PARTS OF THE LAW YOU CHOOSE RATHER THEN FOLLOW THE LAW 100 %.
05/23/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CO 80020	Web
Company : Collectioncenter, INC XXXX WY, The collections company refuses to send me a written payment agreement. I offered to pay the debt in full, with one lump sum, but they refuse to send me an agreement letter with the full amount. I think this company is trying to scam people with medical bills.
12/12/2017	Yes	Debt collection Medical debt	Communication tactics You told them to stop contacting you, but they keep trying	TX 79936	Web
I have constantly tell these people to stop contacting, very unprofessional and abusive. I 'm giving them 24 hrs to cease and desist. I do n't want these people to ever contact me again final warning. My fee schelude is as fallows XXXX per call XXXX per min must book more than 5 mins. Final warning.
07/27/2016	Yes	Debt collection Medical	Communication tactics Threatened to take legal action	TX 785XX	Web
I owed XXXX dollars. I was told I needed to make a minimum payment of XXXX in order for her not to take legal action. I felt intimidated so I payed the XXXX, then I started to give what I could afford. Since then I have n't received any letters till this day, on how to resolve this debt.
11/21/2017	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	CO 80521	Web
I RECEIVED A CALL YESTERDAY FROM A RANDOM COLLECTION AGENCY WHOM LEFT A MESSAGE ON MY VOICEMAIL. WHEN I RETURNED THE CALL THEY ASKED FOR MY PHONE NUMBER AND NAME AND THEN STATED THEY HAD DIALED MY NUMBER BY MISTAKE. ON XXXX IT STATES THEY ARE HIGH RISK FOR SCAM AND OR FRAUD.
07/23/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CO 80016	Web
I recently had my credit pulled and found out that I have a collections account reporting that I have a past-due bill. I sent the company a validation request on XX/XX/XXXX. As of today, I have not heard anything back from them. I don't believe this debt is mine
08/06/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CO 80011	Web
Received a debt collection letter from " Collection Center Inc '' XXXX XXXX XXXX XXXX, WY XXXX address to : XXXXXXXX XXXX XXXX XXXX XXXX XXXX WY XXXX with a reference number of : XXXX I think this is a SCam going out to random people?
01/15/2022	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CO 80525	Web
I do not owe anything to XXXX and I paid all dues in time. Yet I have received this collection notice and they also reported it to the credit agency. This effected my credit history and its totally unethical.
09/14/2020	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CO 80020	Web
There is a remark on my credit from this creditor for the amount of {$360.00}. I do not recognize this creditor and do not owe this debt, however - this is negatively impacting me as an open debt account.
12/28/2020	No	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CO 80233	Web
as XX/XX/2020 I spoke to the collection agency try to come to a Seattle amount. They deny, and gave me a higher amount when clearly my collection is {$550.00}. when they trying to collet {$1200.00}.
01/22/2023	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CO 80601	Web
I have no clue what this collection is for. Where the amount came from or even if I owe the collection.
07/01/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	IN 46268	Web

07/23/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	WY 82601	Web

04/24/2022	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	WY 82435	Web

03/23/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CO 80104	Web

02/24/2022	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	WY 82009	Phone

04/19/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CO 80205	Web

03/22/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CO 80031	Phone

01/21/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	OH 45424	Web

12/08/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	OK 74730	Web

11/19/2020	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CO 80010	Web

09/08/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 90026	Postal mail

09/02/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	UT 84321	Web

05/13/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	WY 82718	Web

01/17/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	WY 82007	Web	Servicemember

10/01/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	CO 80524	Web

09/27/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	WY 82001	Web	Servicemember

09/03/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	AZ 85303	Web	Servicemember

07/16/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	WY 82922	Web	Servicemember

06/21/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	CO 80504	Web

05/14/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CO 80113	Phone

05/09/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	WY 83110	Phone

05/05/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Sued you in a state where you do not live or did not sign for the debt	WY 82007	Web

04/04/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount		Phone

03/25/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	WY 82604	Web

03/25/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CO 80223	Web

02/17/2019	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt is not yours	CO 80129	Web

02/09/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	CO 80204	Web

12/15/2018	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	CO 80521	Web

12/12/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	WY 82443	Web	Servicemember

11/07/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	PA 17547	Web

07/31/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	WY 82801	Web	Servicemember

04/04/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 79761	Web

01/10/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CO 80302	Web	Servicemember

10/10/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours		Phone

10/06/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	WY 82070	Web

08/22/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Was not notified of investigation status or results	CA 93711	Web	Servicemember

05/09/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CO 80226	Postal mail

03/24/2017	Yes	Debt collection Medical	Improper contact or sharing of info Contacted employer after asked not to	WY 82633	Web

06/21/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	WY 82001	Web

04/30/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CO 80751	Web

11/12/2015	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	CO 80831	Web

11/08/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CO 80016	Web

10/30/2015	No	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	CO 80538	Web

10/22/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Threatened to take legal action	WY 826XX	Web	Older American

03/03/2015	Yes	Debt collection I do not know	Disclosure verification of debt Right to dispute notice not received	WY 82801	Web	Servicemember

09/02/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	WY 82001	Web	Servicemember

08/23/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	WY 82601	Web

07/04/2014	No	Debt collection I do not know	Disclosure verification of debt Right to dispute notice not received	WY 82601	Web

03/03/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	CO 80516	Web

02/27/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	WY 82072	Web