Convergence Acquisitions, LLC CFPB Complaints

Back to Dashboard
2000 Latest Complaints
Date Received Timely Response Product Issue State / Zip Submitted Via Tags
03/12/2020 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Public record information inaccurate
  • OH
  • 44512
 Web
XX/XX/XXXX I received court papers from XXXX County Ohio XXXX XXXX courts stating a complaint was filed by Convergence Acquisitions LLC with Attorney XXXX XXXX XXXX with XXXX XXXX XXXX. This was for a XXXX XXXX account. XX/XX/XXXX I was contacted by XXXX XXXX and payments where set up and automatically withdrawn from my account on the following dates :XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX and XX/XX/XXXX. This was to settle the XXXX XXXX account that Convergence Acquisitions LLC filed the complaint with the courts. XX/XX/XXXX Around this time the above account was removed from my credit report and lifted from XXXX. Also received a letter from the court stating the case was dismissed. XX/XX/XXXX I received court papers from XXXX County XXXX Court stating a complaint was filed by Convergence Acquisitions LLC with Attorney XXXX XXXX with XXXX XXXX XXXX. This was in regards to the same account. XX/XX/XXXX I called the office of XXXX XXXX XXXX weekly and left messages with XXXX XXXX with no calls returned. XX/XX/XXXX I finally got through and talked to a real person at XXXX XXXX XXXX named XXXX who advised me to fax him the letter from XXXX XXXX that states the account was paid in full. The fax was sent and received. XX/XX/XXXX I started the process to get a mortgage. In my report its listed that their is a judgement against me. XX/XX/XXXX I called the law office of XXXX XXXX XXXX only yo find out they were no longer in business. I then called XXXX XXXX only to find out that they were also no longer in business. I then contacted Convergence Acquisitions LLC. I spoke with a man named XXXX XXXX and he stated that they knew nothing about the XXXX Judgement against me and the only one they seen on their system was the one filed in XXXX that was dismissed. He asked for me to fax over the XXXX court papers and the letter stating that the account was paid off. XX/XX/XXXX I faxed over all the paperwork I had regarding this. XX/XX/XXXX I called Convergence Acquisitions LLC and spoke with XXXX XXXX. He told me that the account number listed on my paid in full letter did not match the account number they had listed. He also stated they have never heard of XXXX XXXX. He told me that I am responsible for paying this judgment or they will take action against me to receive payment. XX/XX/XXXX I filed a complaint with this company through the XXXX XXXX XXXX XX/XX/XXXX I received an email from the XXXX XXXX XXXX stating that the complaint was sent to Convergence Acquisitions LLC and was returned as undeliverable or no longer in business. I feel this company is fraudulently trying to get money off of me twice! Seems a little suspicious that these companies are becoming out of business
07/09/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • IA
  • 511XX
 Web
well my Identity was Stolen back in 2009, this company over the years has garnished my checks and now they have a levy on my bank account they were sold to different companies over the years and they took the amount owed multiple times for a debt that I don't even owe because I don't have an account with this company the company that started this was asset acception or something like that then convergence receivables and now they go by XXXX XXXX XXXX they took over the years at least {$4500.00} from me and are still collecting a debt that I never owed them in the first place because my Identity was Stolen and I have letters and documentation stating this I even have a Letter from the IRS stating my Identity was Stolen and they will not leave me alone and this debt has been paid even though it wasn't mine they garnished wages and have my bank account locked and just want them stopped this has gone on for way too long and I feel they need to repay what they stole from me on this matter and unlock my bank account
07/12/2018 No
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • OH
  • 452XX
 Web
XX/XX/2018 I decided to get on the XXXX county clerk of courts website to check on a landlord i wanted to rent from after I checked there file i decided to check my information and I found XXXX XXXX, XXXX suing me in the amount of {$1100.00}. Case Number XXXX .I fell this company violated my rights they never once contacted me one time about this so called Bill i owe. I don't know who XXXX XXXX, XXXX is. And to make matters worse i acknowledged they sent the summons to my old address on purpose to get a default judgement against me. I can't get any information about this case a court date who and what this case is about. I did send them a quick letter that I didn't really have enough time to make sure the letter was written correctly.
12/30/2019 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • MI
  • 48075
 Web
I spoke to XXXX XXXX and advised of identity theft-fraud on this account in writing years ago. Also spoke to Convergence Receivable LLC and advise of identity theft in writing as well..I advised the other Law office this is not my debt. Now I am being garnished by XXXX XXXX XXXX XXXX XXXX XXXX for debt that is not mine. I did speak to the representative at XXXX XXXX XXXX, XXXXand advise him this was not my debt. He responded by advising me that my information was not the same information listed on the account. Attach is a copy of the FTC identity theft affidavit. Please cease all legal action and close this account.
05/02/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account information incorrect
  • IA
  • 52241
 Web
I reached out to the company " XXXX XXXX XXXX '' for information regarding a vehicle loan for the XXXX XXXX XXXX that is reporting on my credit report as charged-off. XXXX advised that they could not provide any information, that I would need to contact the company collecting on the debt, which is XXXX XXXX, however, this debt is still reporting under " XXXX XXXX XXXX. '' I reached out to XXXX Acquisitions multiple times to request verification documents for the debt and was told I was not listed as the owner of this debt, but the primary applicant of the car loan was.
12/14/2020 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • IA
  • 51001
 Web
08/03/2020 No
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • OH
  • 45071
 Web
02/14/2020 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • MI
  • 48075
 Web