| 11/21/2022 |
Yes |
- Debt collection
- Other debt
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- Written notification about debt
- Didn't receive notice of right to dispute
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Web |
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The main issue is XXXX XXXX XXXX XXXX XXXX tried to charged us for an extra months rent and utilities when our lease ended XXXX, and we submitted to vacate 60 days prior. In XXXX XXXX, my two roommates and I signed a lease for a 3-bedroom, 2-bath apartment at the XXXX XXXX XXXX XXXX. XXXX XXXX XXXX was the company managing the property during that time and unfortunately, we did not have a great experience. We were lied to about our unit being renovated, it was dirty, and on the first day, our family had to make repairs to a leak in the bathroom. We filled out a list of damages and we told them that we didnt feel comfortable signing off on the apartment until repairs were made. So, one of us turned in the paper, and once we told them that we werent going to sign until they made repairs they backtracked. XXXX XXXX, the property manager at the time, nervously handed back the papers and told my roommate that she wasnt taking them and that we had to sign. My roommate at the time shared that the way she was reacting made her fear that we wouldnt have a place to stay so she signed off due to our lack of options.
From that day we dealt with issues with repairs, including XXXX inability to reach out to the electric company, XXXX since XXXX XXXX in regard to fixing our power meter. Which resulted in the risk of us almost losing power in our unit. With the addition of leaks, flooding, gaseous smells in the basement from the sewage drain, cricket, and spider infestations we were miserable. So, when XXXX reached out to tenants to inform us that the property would be switching hands they asked if we would like to renew our lease as it was ending on XXXX.
That if we planned on leaving that we needed to submit an intent to vacate 60 days prior to the end of our lease otherwise our lease would remain in effect. One of my roommates submitted theirs first due to moving out of state. XXXX reached out to her over the company's messaging system to ask if the rest of us would be leaving as well. She informed them that we all were leaving, and asked for confirmation if we needed to submit individually as well. We were told to submit our intent to vacate through the XXXX app from which we used to make payments. On XXXX XXXX XXXX I submitted my intent to vacate and prepared to move out of the property. On XXXX XXXX XXXX my roommates shared that they received an email from someone stating that our lease was in effect and that rent was due XXXX XXXX. I reached out to XXXX to ask for confirmation that by in effect they were referring to our current lease set to end on XXXX which meant they were saying that we were still, understandably, responsible for our last month of rent in XXXX
I was told that was correct, and that we set to move out. Now the last month of our lease we couldnt get ahold of anybody, and we didnt know who would be doing our final walk-through, if repairs that we had asked for months prior would be repaired, or what. On the day of my moveout XXXX, there wasnt anyone in the office the morning of and even when I left the property. In the hustle of moving all by myself, the one packet of information that I had that tied my name and my roommates to the apartment were packed away in a box at a friend's house. I didnt want to just drop the keys for no one to realize that they went to our unit. So, I decided to hold onto them to return to a person, hopefully, the next day XXXX. However, when I came by there still wasnt anybody in the office. There was even a sign that stated someone would return at XXXX. So I waited for as long as I could before I had to leave for work and recorded myself folding up the keys into some of our paperwork. I dropped it off in the rent box and left the property. We were so over dealing with that property that we let go of asking for our security deposits back if that meant we would never have to hear from someone about that property again. XXXX forward to XXXX XXXX XXXX, one of my roommates messaged in our group chat if we have received calls from a debt collector asking about not paying the last months rent or the last 16 days of utilities. She stated that the associate asked for me, and our other roommate, and she was wondering if it was a scam. Since the rest of us never received a call and we paid up on our last month's rent on XXXX XXXX XXXX and canceled all utilities that werent included in our monthly rent expenses (XXXXXXXX for rent, XXXX for water, XXXX for Sewer, and XXXX for trash) that totaled to XXXX. We split rent and additional utilities 3 ways till closer to the end 2 of us paid for rent 50/50. We made sure either way we paid our rent. So, I called the XXXX XXXX XXXX XXXX XXXX XXXX to only get their voicemail. My roommate that received the phone call had her dad call the number back and he heard the phone pick up, there was no answer till the woman said hello, and when he asked who she was and what she was calling about she hung up the phone. So, even despite us reasonably writing off the situation as a scam I still called back to the property and left a voicemail explaining that we were previous tenants, and I asked if they had experienced a leak of tenant information because if they had I felt that they should contact previous tenants so they didnt get tricked. Never received a phone call back so we interpreted their lack of response as confirmation that that was the case, and went on about our lives because we tried.
On XXXX I got a notification on my credit report that a new account had been opened. Now XXXX XXXX XXXX XXXX so I assumed that it was one of my loans. I still double-checked to make sure and unfortunately, I saw an account opened for XXXX for Consumer Collections with XXXX XXXX XXXX listed as the original creditor. Now I havent received any communication from the current management of the property or CCM prior to this being sent to collections of them claiming that we owed this or that we were overdue and that if we didnt pay that we would be sent to collections. This has also been the case for my roommate that also never received a written debt validation notice from the collector with information about the debt theyre trying to collect since the first contact on XXXX XXXX XXXX.
I went in on XXXXXXXX prepared with all previous communications, bank statements, and records because I was sure that this was just a simple mistake between the switching of management and they would just need proof that I paid. The associate grabbed the assistant manager, and they looked and asked for my information. I provided my name, and they asked me when I moved out. I stated that I moved out on XXXX, The assistant manager asked the associate who handled the move-out, and the associate said someone named XXXX in a tone that sounded disappointed. I took that as an implication that something was mishandled so I shared that I also had documentation proving that I moved out, and I was told by the assistant manager, that they didnt need it. That all that was needed was my phone number (since the one they had listed for me started with XXXX and that was not what I put in my lease) and that while they couldnt get to it today they could get it done by Friday XXXX. She did state that the day I visited that it was delinquency day so when Friday came and I didnt hear an answer I decided to give them a little more time as they do operate on Saturdays according to their website. So, I called on XXXX to see if they were able to make progress on the situation. The assistant manager told me that they hadnt yet, but that they were on it. I asked again for confirmation if they needed anything from me, and I was once again told no. That they had my phone number that I provided XXXX and that was all they needed to fix the situation on 11/16. I received a phone call from the assistant manager and she asked if I had a move-out email. I informed her that I didnt have an email since I was told, (and kept documentation) of the previous management telling us that we didnt have to and to submit the intent to vacate through the app we used to pay rent. I shared that I had an email dated XXXX that our lease would be ending XXXX, the screenshot of the message from XXXX telling us to submit through the app, the email stating that the app was deactivated after we submitted our last month of rent, our cancellation of utilities, and even XXXX sending us a survey asking how our move-out was. I asked if that was okay and was told that it was. I asked if I could get a follow-up email on their progress with the situation going forward. I even swung by the next morning to show my recorded move-out videos to prove in real time that I didnt edit the dates and that I was just having a hard time sending them from my phone due to their size. (Which is also the case on the CFPB Website- I was able to upload shorter videos of locking up and dropping off the keys. However, the rest (I.e: moveout videos, issues with infestations, lack of repairs, and damages) I am happy to show. as I even showed the assistant manager) As I shared with the assistant manager I would have liked this situation to have been taken care of by today. XXXX and she had confidence that they could get it done before. Then I received an email from the assistant manager informing me that she spoke with her manager and that she needed the actual email you sent stating that you were not renewing your lease. Again to my frustration, as I stated and provided documentation for, I didnt have one before due to the instructions given and the fact that the app was deactivated. So, I called the old management company XXXX asking if they could find the XXXX verification that I submitted. Thankfully they were able to find it, and I sent it over the same day (XXXX). I even swung by after I sent the XXXX verification to see if I could speak with the manager to confirm thats all they needed and see if they could take care of the situation that day since they had what they asked for. The assistant manager asked me if her manager asked me to come over. I explained why I was there and she informed me that her manager was on the phone, and I said that was fine and that I was willing to wait because I had hours before my next class, but to my surprise, I was told that her manager had to go through the ledgers. I was a bit confused by her reply because I understand they wanted verification that I submitted to move out. However, as I explained to them in my email on Friday, I'm having a hard time seeing how the email prevented the ledger search until now. The assistant manager seemed to be confused as to why I was still there and seemed curious as to if I would be leaving. So, I felt like I should go, but even before I fully left I turned around to ask if I could get an email and she headed towards the stairs. I thought I was speaking loud enough for her to hear me since there wasnt that much distance between us but it could happen. Now I asked the assistant manager if they could get this resolved before the XXXX (my next reporting cycle) and I was told yes. I sent an email out on Friday XXXX asking for updates, stated my frustrations with this apartment property, and how guidelines of the CFPB werent followed for the alleged debt. I told them that if the situation wasnt resolved by today I would be taking more formal means of remediation. I havent had contact with them since Friday. (XXXX) I told them that I feel like my good faith isnt being reciprocated, and its true I feel like Im not being taken seriously and taken advantage of. Even in transparency I managed to get access to my old email account and I managed to find the email stating that the Block as of XXXX was over the property, our lease was in effect (which was what I reached out to XXXX for confirmation on) and that rent was due XXXX XXXX, and to pay on the app we had been using, and that the app would be deactivated XXXX. I just found two automated emails from XXXX that XXXX rent is due, and an email about an autopay attachment. Somehow I am the only one to receive this email. There arent any follow up emails afterwards that I or my other roommates have received from Block in regards to being overdue on rent, or that if we didnt pay that we would be sent to collections. If we had received thorough follow through of communication early on then we would have taken care of this situation earlier on. The fact that none of us were contacted before this was sent to collections isnt on us. It is not our fault that in the shuffle of hands that our contact information was mishandled. This situation should have never gotten to this point. At this point were ready to release all recorded videos & even past & recent recorded conversations of damages, lack of repairs, and infestations to the XXXX XXXX XXXX and so on.
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| 05/15/2017 |
Yes |
- Debt collection
- Medical debt
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- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
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Web |
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I was initially contacted by Consumer Collection Management , XXXX . XXXX XXXX , XXXX XXXX XXXX , Missouri XXXX on XXXX XXXX at XXXX . On XXXX / XXXX / XXXX , I spoke with a very nice female agent. I explained that I had not received any bills from XXXX . I explained to her that I had found a collection listed on my XXXX credit report last XXXX and had filed a dispute as I had received no bill from XXXX and had proof of all my insurance claims and co-pay payments and found no indication on any of the stateI was initially contacted by Consumer Collection Management, XXXX . XXXX XXXX , XXXX XXXX , Missouri XXXX on XXXX XXXX at XXXX . On XXXX / XXXX / XXXX , I spoke with a very nice female agent. I explained that I had not received any bills from XXXX . I explained to her that I had found a collection listed on my XXXX credit report last XXXX and had filed a dispute as I had received no bill from XXXX and had proof of all my insurance claims and co-pay payments and found no indication on any of the statements I was provided, what the charges they claimed were owed, were from. She offered to mail me the detailed billing statements explaining where the charge originated. I thanked her for her understanding and agreed to look over the statements immediately upon receiving them. She was professional and my complaint is not related to her, My complaint is SOLELY f or the extremely rude, belligerent, insulting, and condescending male representative, XXXX XXXX . XXXX XXXX called me today, XXXX XXXX , XXXX at XXXX . He was EXTREMELY RUDE, condescending and very, very aggressive. He began the conversation insisting that he himself had gone through and mailed the statements to me on XXXX XXXX , XXXX . I explained that unfortunately, I had not yet received them. He said I was lying and began yelling that he did n't get them returned to him so I was responsible stating that once he put them in the mail the burden of responsibility lied solely with me. I calmly asked if he was absolutely certain that the statements were mailed on XXXX XXXX , XXXX because I truly had not yet received them. He again began yelling and claiming that he himself handled all my copies and mailed them out on XXXX XXXX , XXXX . I said that while I could n't offer an explanation as to why, I could n't review or discuss a debt with him for which I had no record of until I 'd received them. He again raised his voice that I was lying and began yelling over me while I was speaking. I told him that if he wanted to know for certain when I received them, he should send them certified. He laughed and in a loud, condescending, and aggressive manner stated that I had already cost them more than enough money and they were n't about to spend more money to make me pay what I owe. I explained that he did n't know for certain without my input and receipts whether I did or did n't owe them and then he again began yelling over me while I was speaking. His behavior was the most rude I have ever encountered. It absolutely fell within constituted harassment and violated numerous areas of the that I knew it was illegal. He laughed at me and said I had a couple of days until he began aggressively pursuing all the options he had and then yelled that he was ending the call and hung up on me. As luck would have it, I received the statements today with a postmark of XXXX / XXXX / XXXX from zip code XXXX with the following number XXXX . I have reviewed the information sent and. I said if you want to be certain of when I receive them maybe ments I was provided, what the charges they claimed were owed, were from. She offered to mail me the detailed billing statements explaining where the charge originated. I thanked her for her understanding and agreed to look over the statements immediately upon receiving them. She was professional and my complaint is not related to her, My complaint is SOLELY for the ex tremely rude, belligerent, insulting, and condescending male representative, XXXX XXXX . XXXX XXXX called me today, XXXX XXXX , XXXX at XXXX . He was EXTREMELY RUDE, condescending and very, very aggressive. He began the conversation insisting that he himself had gone through and mailed the statements to me on XXXX XXXX , XXXX . I explained that unfortunately, I had not yet received them. He said I was lying and began yelling that he did n't get them returned to him so I was responsible stating that once he put them in the mail the burden of responsibility lied solely with me. I calmly asked if he was absolutely certain that the statements were mailed on XXXX XXXX , XXXX because I truly had not yet received them. He again began yelling and claiming that he himself handled all my copies and mailed them out on XXXX XXXX , XXXX . I said that while I could n't offer an explanation as to why, I could n't review or discuss a debt with him for which I had no record of until I 'd received them. He again raised his voice that I was lying and began yelling over me while I was speaking. I told him that if he wanted to know for certain when I received them, he should send them certified. He laughed and in a loud, condescending, and aggressive manner stated that I had already cost them more than enough money and they were n't about to spend more money to make me pay what I already owe. I attempted to calmly explain that he did n't know for certain without my input, records, and receipts whether I did or did n't owe this {$200.00} and again, he began yelling over me while I was speaking. His behavior was the most rude I have EVER encountered and I told him that his behavior constituted harassment and were illegal under FDCPA. He laughed at me and said it was absolutely not harassment a stated that he was giving me a couple more days before he would be aggressively pursuing collections for what I owe and then yelled that he was ending the call and hung up on me. Like a gift from above, I received the statements today that XXXX XXXX claimed to have personally mailed on XXXX / XXXX / XXXX . The envelope with postmark shows a very clear postmark of XXXX / XXXX / XXXX from zip code XXXX with the following number XXXX on the USPS labe l. I have attached it below and have reviewed the statements that XXXX XXXX mailed and will be disputing the unallowable double charges for which your company is attempting to collect. They are not valid, not legal, to duplicate a co-pay charge that has been paid on the day of an office visit and then charged a second time at the time the billing agent was resubmitting a previously incorrect submission. The individual in the medical billing department made notations that the billing was done incorrectly. The statements show my co-pay amount was paid each time on the date of my office visit. They are attempting to collect a second, unallowable {$20.00} copay for each of the claims they were required to re-bill to my insurance company. I am only required to pay XXXX {$20.00} copay at the time of my office visit. I submitted my current insurance cards at each visit and always paid my {$20.00} copay. They are attempting to collect an additional {$20.00} copay on dates I was not seen but days they were resubmitting billing to my health insurance provider because they had billed them incorrectly initially. I am not responsible for fraudulent co-pay charges added to my account for dates I was not seen due to their billing errors. I have proof of all insurance coverage, doctor visits, co-pays made, and know that none of the billing statements presented to me, show a valid debt for which I am responsible. This debt should be removed as invalid and all debt collection activity should be immediately ceased by Consumer Collection Management , Inc. A ny information shared with any of the XXXX credit reporting agencies should be immediately deleted for this debt is invalid. I have proof I will gladly provide that this debt is invalid and not mine and any and all collection activities b y Consumer Collection Management or any other debt collector, related to these fraudulent charges should be immediately removed from any/all accounts bearing my name.
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| 11/19/2022 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt is not yours
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Web |
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In short, a real estate management company by the name of XXXX XXXX XXXX owns the apartment complex I last occupied, the XXXX XXXX The complex attempted to illegally evict me after receiving false, unverified complaints from a single tenant. They are now attempting to withhold my deposit and, through a debt collector, charge me an additional XXXX XXXX for the remaining months of rent, falsely claiming that I broke the lease.
The tenant I was in conflict with was an elderly woman living below me, who I suspect was experiencing some level of mental decline due to the absurdity of her claims and nature of the harassment I received.
I amicably agreed to leave the building due to a number of reasons. Foremost, this aforementioned tenant began regularly harassing me during the late hours of the night. This included threats on my life and safety as well as regular visits from law enforcement who had received false noise complaints from her. All of these interruptions occurred after midnight, when I had already been asleep. Hopefully any police reports filed will reflect the fact that the officers woke me when making contact. This escalated to a point where I was forced to make the decision to vacate the building until I could make arrangement for a new apartment, even though I was still leased at the location.
To be clear, though the eviction notice I received was unlawful and unsubstantiated, I was essentially forced to leave the building due to the volume of harassment and threats against my person I received from this other tenant. XXXX XXXX. XXXX offered no assistance in this regard. I attempted to contact them several times so that the conditions of this parting could be agreed upon, but, of course, I was ignored. I only received verbal confirmation, over a phone call, that this would not be considered an eviction on my record.
I understand the context of this scenario appears to be he said, she said circumstances, but there are a few points of evidence that I feel verify my position.
Firstly, XXXX XXXX. XXXX practically refused all communication with me, even before the situation escalated. I sent them 7 emails over the course of the conflict. It was not until I asked if they could confirm that they were receiving these messages that they responded. At this time, they simply answered yes, and did not address any of my other messages. I will attach these emails with the submitted complaint. At no point did they attempt to cooperate to any degree, hear my side, respond to simple questions, verify the complaints made, or elaborate on the nature of their unlawful demands.
Secondly, the primary complaint filed against me was that I was skulking outside the aforementioned tenants window twenty-four hours a day, regularly throwing rocks at her window in 15-minute intervals. This is recorded in the legal document the tenant submitted to acquire an order of protection against me. These claims were immediately dismissed in court. This document and the claims made within will be submitted along with this complaint. This claim should have been extremely easy to verify. If I were to be throwing rocks at her window all day every day, a video or photo of me doing so should be easily acquired, and I would hope that the degree of absurdity of these complaints would give anyone enough pause to ask for some degree of evidence. Yet, XXXX XXXX. XXXX made zero attempts to verify or question me about any of these claims and ignored all requests I made for assistance or understanding.
In brief, an either mentally ill or malicious person made absurd claims about me. XXXX XXXX. XXXX made zero effort to vet these claims or treat me with basic human decency. Instead, they took advantage of the opportunity to throw me out, steal my deposit, and attempt to charge me XXXX XXXX after the fact. I can not help but to feel that they saw this situation as an opportunity to make financial gain over my wellbeing.
The collections office I was sent to is Consumer Collection Management , Inc. So far this organization has not done anything unlawful or unethical, though I do not know how to handle them in this situation.
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| 01/12/2016 |
Yes |
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- Communication tactics
- Threatened to take legal action
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Web |
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This message is to serve as filing a formal Complaint in regards to an FDCPA violation that occurred on XXXX/XXXX/2016 by a XXXX XXXX, employed at the Consumer XXXX Management Inc. Location - XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX, MO XXXX. The telephone number in which the call was produced by shows as, XXXX/XXXX. The representative stated the company is called " Consumer Management XXXX XXXX ''.
I received a call from XXXX XXXX at my place of Employment today. Upon receipt of her call, I advised her that it was not okay to call me at my job and to instead call me on my cell phone. I asked her has she attempted to do so, as I have not received any calls from this place prior to today. XXXX XXXX became very rude and unprofessional. When asked for her to call me on my cell phone about the purpose for her call, she stated " I 'm not going to call you on any other phone, I am just going to push your account further into collections and let them handle you ''. She became very short and dismissive. She threatened me which violates the FDCPA - 806. Harassment or abuse [ 15 USC 1692d ], 807. False or misleading representations [ 15 USC 1692e ].
This employee verbally stated that " SHE was going to push my file into FURTHER collections '', as if it is up to her to make the call on my behalf and also denied me the ability to discuss my file/resolve it by refusing to call me on my cell phone, being that I told her that they are NOT to call my work number under any circumstances. I felt extremely offended and disrupted, causing disruption to my work performance.
Upon taking a break at work, I called their office back ( as I obtained the # from XXXX XXXX during her disrespectful call language ). I asked to speak with a Manager, after being on hold I was able to connect to a guy by the name of " XXXX XXXX '', he stated that he was the manager. Shortly into the call, he said that he was the " VP of the Company '', AFTER me asking him for the contact information for the President of company. XXXX XXXX seemed very disinterested in my concerns and the violation/threat received from his employee. He stated to me " we do n't get complaints here ''. I asked him if I can file a formal complaint and in return receive a written response with the outcome/resolution to this matter, ensuring that this will not happen again. He blatantly told me " NO! '' and that " they handle their complaints, internally ''. I continuously expressed my concerns of such a poor call received from his office and too letting him know how offended I felt because of it. I asked XXXX XXXX to listen to the call with his upper management team. He did state that he " would review the call '' but that basically, that is all that will be done and that I will not be acknowledged on the conclusion of such. So basically, he told me - it happened, deal with it! He refused to intake my verbal complaint and also refused to award me any type of resolution or even apology on behalf of HIS staff. He began to interrupt me and brush off my expressions of concern. He confirmed that my work phone number would be removed from their database but, I also told him that I do not authorize any automatic dialer calls being placed to my cell phone and to please call my cell phone manually when in attempts to contact me. I have never experienced such disrespectful behavior from a company that is " attempting to collect a debt ''. And even more so, from a VICE PRESIDENT.
I want this matter looked into, addressed, and resolved immediately as my FDCPA rights were violated by means of " threat '', the very pour display of professionalism and " Consumer Services '' by XXXX XXXX, and the dismissive practices and rejected desire for submitting a formal complaint, displayed by VICE PRESIDENT - XXXX XXXX.
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| 09/14/2021 |
Yes |
- Debt collection
- Other debt
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- Attempts to collect debt not owed
- Debt was paid
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Web |
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My lease ended with XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX, Kansas on XX/XX/2021. A prorated rent portion was paid at the beginning of XXXX and has since cleared my bank account. On XX/XX/XXXX, I received a final account statement from the apartment office showing that we had yet to pay rent for the month of XXXX, and also included past due payments for water bills, penalties for those late bills and pest control charges. On the same day I received the statement, I immediately contacted the property manager, XXXX XXXX, to notify him that the account statement was incorrect, as we had already paid the portions related to rent and pest control. I stated that we would pay the utility portions. I did not receive an updated account statement. Not even a month after moving out, I received a collections letter from Consumer Collection Management Inc. stating that they were attempting to collect {$1400.00} ( the same balance on the final account statement ) that had been owed to XXXX XXXX XXXX XXXX. Upon receipt of this notice in XXXX, I immediately contacted the collection agency and explained the situation to them. They stated that if I sent in an updated statement of account showing that we had in fact paid the rent and pest control then they would adjust the balance. Since I no longer live in XXXX, Kansas, let alone the same state, I can not physically go in to the office. The same day I received the collection notice, I attempted to call the office during regular business hours and no one answered the phone. I left a voicemail requesting that they call me back and never received a response. I continued to call multiple times a week and left multiple voicemails and never received a call back. On XX/XX/XXXX I received another collection notice in the mail and attempted to call XXXX XXXX ' office. No one ever answered or called back. On XX/XX/XXXX I called the office and spoke with XXXX XXXX, who confirmed that she could see we had paid the XXXX rent. I asked for an updated account statement to be emailed to me and she said she would work on resolving the issue. Later on XX/XX/XXXX, XXXX XXXX emailed me saying that they were going to contact their corporate office to try to resolve the issue. On XX/XX/XXXX I followed up with them since I had not yet received a response. On XX/XX/XXXX I followed up again since I still had not received a response, and the debt had now hit my credit report. I stated that I had made multiple attempts since XXXX of 2021 to try to resolve this issue and I have repeatedly asked for an updated account statement and they have failed to help resolve the issue. I stated that if the issue was not resolved by XX/XX/XXXX, that I would be seeking legal action against the company. On XX/XX/XXXX, XXXX responded saying there was nothing the company could do about the water bills and fees. I responded immediately and stated that I have never had an issue paying those amounts, but that I still needed an updated account statement since the rent and other fees had already been paid and those amounts make up over 50 % of the balance the collections agency has assessed to me. Over 50 % of this balance is due to errors on behalf of XXXX XXXX. In the same email on XX/XX/XXXX, I responded saying that if I did not receive an updated account statement by the end of the day, then I would be seeking legal action against the company. It is now the end of the day on XX/XX/XXXX, and I have received zero correspondence from XXXX or any of the other staff at XXXX XXXX. This issue could have been resolved three months ago but this office has refused to help rectify the situation -- of which, is almost entirely errors on their part.
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| 12/03/2022 |
Yes |
- Debt collection
- Other debt
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- Took or threatened to take negative or legal action
- Sued you without properly notifying you of lawsuit
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Web |
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XXXX XXXX illegally evicted me from an apartment I was leasing with them.
They falsified court documents to show I did not pay a judgement that was entered against me that was paid in full by ( XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( XXXX ). I received assistance through the Missouri XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) which paid the entire judgment amount and they signed documents/certifications agreeing to the following.
" As a Landlord participating in the XXXX Program through acceptance of rental payments ( forward or arrears ) XXXX Award on behalf of any applicable Tenant ( s ), Landlord understands and acknowledges that by accepting rental payments on behalf of any applicable Tenant ( s ) Households/units that I shall not be permitted to file for eviction against such household for the period of time I have received forward rent payment for any reason related to the non-payment of rent.
As a Landlord participating in the XXXX Program through acceptance of rental payments ( forward or arrears ) XXXX Award on behalf of any applicable Tenant ( s ) that I shall not file or continue with any eviction action against the Tenant ( s ) in the Household for non-payment of any arrears rental payments not within the time period covered by the XXXX Award and will enter into a separate plan with the Tenant ( s ) to forgive or collect any remaining arrears outside the XXXX Award, as applicable. Any court action for eviction resulting from rental arrears currently pending must be dismissed or otherwise resolved satisfactorily so that the Tenant ( s ) are not subject to duplicative payments of rent or eviction for any non-payment of rent during the period of time the XXXX Award covers. XXXX XXXX XXXX XXXX XXXX XXXX XXXX pursued the eviction even though they received payment.
They failed to report a ( satisfaction of judgment ).
They failed to dismiss the case as directed.
They submitted documents to the court requesting eviction for the amount that was paid in full.
XXXX XXXX XXXX XXXX went to the court to request eviction for a judgement that was satisfied.
XXXX XXXX evicted me from my home and caused me to lose all of my personal belonging and important documents.
Now XXXX XXXX XXXX has reported false amounts to the credit bureau stating I owe them {$4000.00} I am in the process of filing suit against City XXXX because of the hardship I faced from their illegal actions.
Beyond the amount of money that XXXX XXXX XXXX XXXX received from XXXX XXXX I owed them for 2 months of rent which is {$790.00} per month ( as noted in attached lease ) and a total of {$1500.00}, plus {$290.00} for the prorated month prior to me being illegally evicted. The total is {$1800.00} NOT {$2900.00} that they falsely reported.
They have reported I owe them {$2900.00} in base rent which is another fabrication.
They have reported I owe them XXXX dollars in damages and have failed to send me any documentation of damages.
XXXX XXXX has violated my rights by failing to report a satisfaction of judgment and providing false information to the stating the balance was not paid in full and pursuing eviction for a satisfied judgement.
XXXX XXXX XXXX has falsely reported rent amounts that do not coincide with the signed lease or dates I occupied the apartment.
I am requesting all collection practies be haulted immediately
|
| 10/17/2023 |
No |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XX/XX/2023 I contacted CCM and spoke with XXXX at XXXX in regards to an account that had been placed in their office by XXXX. At the time, XXXX XXXX told me that they ( CCM ) had sent correspondence to me at a XXXX address and a XXXX XXXX XXXX I have not had either addresses ) and the notices went unanswered. I informed her that I had never resided at the address she mentioned, thus making me unaware of the attempt to resolve the debt in question. When I asked about the dates of service, XXXX XXXX told me that I would have to speak with the attorney on the case who was based in XXXX XXXX. She provided me with the attorney 's name XXXX XXXX XXXX and stated he would be able to answer any questions I had. However, my attempt to speak with XXXX XXXX has been extremely unsuccessful. I was able to log onto XXXX XXXX and found the petition filed in XXXX XXXX ( not the county I live in ), but the petition filed lacked any exhibits or other information to identify the debt or validate that it belong to me. Again on XX/XX/2023 at XXXX XXXX I again attempted to reach out to CCM and spoke with XXXX XXXX who again informed me that several notices were mailed to me at the XXXX address and XXXX XXXX XXXX I again informed XXXX that the biggest problem is that they were attempting to contact me at addresses where I had never resided. I informed her that I wanted and was willing to resolve this matter if they could verify and validate the debt as belonging to me and provide me with the dates of service and amount ( XXXX ) due. XXXX refused acknowledge my statement and admit that notices went unanswered because of incorrect contact information. She also refused to tell me where the " bad '' contact information for me originated from. After putting me on hold for about XXXX to XXXX minutes, XXXX XXXX ( he informed me he was a supervisor ) entered the call and informed me that I would need to speak to XXXX XXXX and there was nothing additional he or his company would do to assist me. In short, do not call us any more as there is nothing we will do for you. I do not feel this response was appropriate of fair seeing that the attempts to contact me fell through solely on the part of CCM. Currently, the attorney on this case ( not sure if his office is in XXXX or XXXX ) has completely refused to provide me with documentation of the verification of the debt. There are not exhibits attached to the petition he filed in court ; he submitted nothing other than his filing sheet and petition. He has since filed with the XXXX courts a change of venue since I reside in the city of XXXX, yet nothing other than the petition is available.
|
| 10/29/2019 |
No |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
This company ( Consumer Collection MN ) ( Account # XXXX, XXXX ) which I hold No Contract with nor have received services from is a 3rd party agency who has no right to collect anything from the alleged debtor since there is no way they can prove they were on any original contract. 73 Amjur, 2nd, Section 90. You have no right to subrogate ( substitute ) yourself into a contract. Whether it be by purchase, assignment, transfer, or trade. If you bought the debt you did it on your own behalf. Not at the request of any alleged debtor, and therefore are a stranger to the transaction ( voluntary payee ). Reporting of this debt is a violation of the FCRA and the FDCPA.
Ive conducted some research on this company and in the state of Missouri this company is not Licensed, Bonded, and does not have a Certificate of Authority to collect in the state of Missouri. This is against the state and federal laws. According to the FDCPA : Under the Act, a debt collector communicating with persons other than the consumer for the purpose of acquiring location information about the consumer shall not : use any language or symbol on any envelope or in the contents of any communication effected by the mails or telegram that indicates that the debt collector is in the debt collection business or that the communication relates to the collection of a debt ; 28. The Missouri Division of Finance is statutorily charged with the licensing, supervision and regulation of state-chartered financial institutions and enterprises.
Rescission of Contract. Refused for a cause without dishonur. I hereby rescind my signature and do not consent to this contract with your corporate office.
Required Proof of Claim I would be happy to settle any financial obligation I might lawfully have to you, as soon as I have received proof by way of the following Documentation : against me, a Flesh and Blood Woman with my God Given name ( XXXX XXXX : House of XXXX XXXX.
1. Validation of the debt ( i.e. the actual accounting showing real losses, if any ) ; 2. Verification of your claim against me ( a Sworn affidavit or a hand signed invoice in accordance with The FDCPA, GAAP, and the FTC ) ; 3. A copy of the original contract signed by both parties and therefore binding both parties to the agreement.
They are in Breach of Contract by violating the Arbitration Clause. Once a company charges off the account and sends it to a collection company they are in breach of their own contract. This is against the FCRA.
|
| 10/30/2019 |
No |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
This company ( Consumer Collection MN ) ( Account # XXXX ) which I hold No Contract with nor have received services from is a 3rd party agency who has no right to collect anything from the alleged debtor since there is no way they can prove they were on any original contract. 73 Amjur, 2nd, Section 90. You have no right to subrogate ( substitute ) yourself into a contract. Whether it be by purchase, assignment, transfer, or trade. If you bought the debt you did it on your own behalf. Not at the request of any alleged debtor, and therefore are a stranger to the transaction ( voluntary payee ). Reporting of this debt is a violation of the FCRA and the FDCPA.
Ive conducted some research on this company and in the state of Missouri this company is not Licensed, Bonded, and does not have a Certificate of Authority to collect in the state of Missouri. This is against the state and federal laws. According to the FDCPA : Under the Act, a debt collector communicating with persons other than the consumer for the purpose of acquiring location information about the consumer shall not : use any language or symbol on any envelope or in the contents of any communication effected by the mails or telegram that indicates that the debt collector is in the debt collection business or that the communication relates to the collection of a debt ; 28. The Missouri Division of Finance is statutorily charged with the licensing, supervision and regulation of state-chartered financial institutions and enterprises.
Rescission of Contract. Refused for a cause without dishonur. I hereby rescind my signature and do not consent to this contract with your corporate office.
Required Proof of Claim I would be happy to settle any financial obligation I might lawfully have to you, as soon as I have received proof by way of the following Documentation : against me, a Flesh and Blood Woman with my God Given name ( XXXX XXXX : House of XXXX XXXX.
1. Validation of the debt ( i.e. the actual accounting showing real losses, if any ) ; 2. Verification of your claim against me ( a Sworn affidavit or a hand signed invoice in accordance with The FDCPA, GAAP, and the FTC ) ; XXXX. A copy of the original contract signed by both parties and therefore binding both parties to the agreement.
They are in Breach of Contract by violating the Arbitration Clause. Once a company charges off the account and sends it to a collection company they are in breach of their own contract. This is against the FCRA.
|
| 07/15/2016 |
No |
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I had payment agreement with a medical provider to pay bill at {$25.00} every other week which I started immediately. Provider then sent account to collection in spite of agreement and then stated they are no longer collecting the item. I have attached several docs showing that I made a {$25.00} payment and then a bill after that from the medical provider showing they transferred the account to collection company as a bad debt write off in the amount of {$750.00} despite the fact that I was making payments as agreed. The collection company, Consumer Collections Management Inc. then sent me a letter stating they are collecting the debt and the amount went up {$150.00} for a collection fee, of which they can not validate that I EVER agreed to this with the original provider. This is a clear FDCPA violation. Also, they sent me the letter saying I had 30 days to dispute the collection in XX/XX/XXXX ( also document attached ) to which I responded in writing by certified mail right away and far before the alloted 30 days. ( I have attached the proof ), however they reported it on credit immediately and despite my letter, ignoring the law. Also they did NOT respond in 30 days or less after I asked to prove or validate the debt. Consumer Collections did NOT validate the debt or that I owe them as requested. When I called today and spoke with XXXX XXXX and told her that they need to send the validation that they can charge a collection fee or I they were in violation of FDCPA, I was transfered to the supervisor who refused to give her name and then she said she would send something in writing but the collection charges still stand and then hung up on me claiming I was being rude, which I was not and have a recorded call to prove it. This company is clearly operating by collecting debts using illegal tactics and ploys all while charging illegal fees for collecting debts without the legal ability or agreement by consumer to pay the fees with orginal creditor/provider. Luckily, I know my rights. I have sent payment to the medical provider for the {$750.00} dollars to satisfy the debt in full. I do NOT owe the collection company and insist that they remove the collection immediately from my credit and NEVER contact me again. Please help enforce this and advocate my rights and protect and honest consumer or I will hire and pursue legal relief and remedy to the fullest extent of the law.
|
| 08/31/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
Prior to Move-Out- I called XXXX XXXX to ask about move out requirements. I submitted the required notice to move-out as per the lease. I was not given any standards to which the apartment should be cleaned nor were any listed in the lease. I was simply told i should clean the apartment and move out.
XXXX- My lease with XXXX XXXX ended. My keys were returned to the front office, and my apartment was cleaned.
XXXX- I recieved 3 letters from Consumer Collection Management Inc. attempting to collect on separate debts. One listed my name, two did not.
The letter listing my name cited a debt of ~XXXX dollars listed as " miscellanious '' from the original creditor XXXX XXXX. I had recieved no prior notice and was not contacted about any " miscellanious '' fees by XXXX XXXX prior to this letter from Consumer Collection Management Inc.
XXXX- I called Consumer Collection Management Inc. to dispute the validity of the debts, I was told It was n't neccessary for me to submit my dispute in writing but that I probably should. Of the 3 letters, only 1 had my name and the following 2 had names I do n't recognize as well as differing account numbers. While on the phone, I resolved the issues with the 2 letters that did n't match my name. I also immediately resolved an issue of another debt I was told by the representative was under my name. This debt aparently was from someone with a differing birth day than myself. At this point I 'm sincerely concerned about the handling of my information as well as my privacy, espcially regarding a debt that i dispute the validity of.
The representative informed me that the debt in the letter bearing my name consisted of " miscellanious '' fees, for not returning keys and for cleaning of the apartment. I disputued this debt based on the inaccuracy of the underlying claims, as the apartment was both clean and the keys returned to XXXX XXXX. I also question that the debt in question is mine, as I now have heard of 3 debts from CCM that were n't mine but contained some conscript of my personal information. This shows a mishandling of my personal information/breach of privacy by either or both CCM and XXXX XXXX. As well as a breach of privacy for those debtors whose letters were sent to me.
XXXX- I submitted my dispute of the validity of the debt that had my name attached to it.
XXXX- I 'm filing a formal complaint with the CFPB
|
| 12/17/2019 |
No |
- Debt collection
- I do not know
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
This consumer doesnt know you. Who are you and by which authority did you contact me? I require you to swear under penalty of perjury under the laws of the United States of America this debt is true within 5 days of this notice.
Take note, pursuant to Regulation Z 12 C.F.R. 15 U.S.C. 1635 Right of Rescission, I rescind my entire consumer transaction. In addition, criminal fraud, identity theft, and conversion of property have no statute of limitations and I will defend against and seek remedy for deprivation of any rights, privileges, or immunities secured by the FDCPA against any and all guilty parties.
I choose not to do business with you and your partner ( s ) any longer and CALL ALL AMOUNTS DUE IMMEDIATELY!
I also revoke, cancel, and make void ab initio all powers of attorneys, in fact, in presumption, or otherwise, signed either by me or anyone else, claiming to act on my behalf, with or without my consent, as such power of attorney pertains to me or any property owned by me, by, but not limited to, any and all quasi/colorable, public, governmental entities or corporations on the grounds of constructive fraud, concealment, and nondisclosure of pertinent facts. Please send me the 1099-INT form from the IRS.
According to the Federal Trade Commission : You must provide authority to collect on your behalf.
812. Furnishing certain deceptive forms ( a ) It is unlawful to design, compile, and furnish any form knowing that such form would be used to create the false belief in a consumer that a person other than the creditor of such consumer is participating in the collection of or in an attempt to collect a debt such consumer allegedly owes such creditor, when in fact such person is not so participating.
( b ) Any person who violates this section shall be liable to the same extent and in the same manner as a debt collector is liable under section 15 USC 1692k of this title for failure to comply with a provision of this subchapter.
( Pub. L. 90321, title VIII, 812, as added Pub. L. 95109, Sept. 20, 1977, 91 Stat. 880. ) I hearby affix my non-negotiable autograph with explicit reservation of all my unalienable rights and my specific common law right not to be bound by any contract or obligation which I have not entered into knowingly, willingly, voluntarily, and without misrepresentation, duress, or coercion.
|
| 11/07/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I lived at XXXX XXXXXXXX XXXX XXXXXXXX XXXX in XXXX, TN from XX/XX/2019 to XX/XX/2019. My lease was paid in full and I notified the management company when I was moving out. XXXX years later, I saw on my credit report that I was sent to collections that I owed {$2000.00}. I never received any communication that there were outstanding charges from when I lived here. I called the current management company of XXXX XXXXXXXX XXXX XXXXXXXX XXXX and all they were able to tell me is that I " broke my lease ''. I then asked them to send me a copy of the lease for me to review and they have been unable to provide that to me despite multiple requests. When I reached out again, that same management company then told me that a different management company was managing the property at the time I was living there and that if I needed any further information I would need to reach out to them. I then reached out the previous management company, XXXX XXXX XXXX, multiple times, received no response and no one is able to send me any documentation of the charges that I am supposedly delinquent on. I have no outstanding charges due to the XXXX XXXX XXXXXXXX XXXX nor to Consumer Collection MN where they sent me to collections. I also reached out to Consumer Collection MN as I never received any notification from them that I was sent to their collection agency. When I spoke to them they also had no documentation of what the charges consist of other than " I broke my lease ''. This process has been an absolute nightmare and all I've gotten is the run around from XXXX XXXX XXXX XXXXXXXX XXXX who is currently being managed by XXXX XXXX, XXXXXXXX XXXX XXXX who was the management company at the time I was living at XXXX XXXX XXXX XXXX XXXX and Consumer Collection MN. This collections has a negative effect on my credit score and I just don't understand how companies are able to do this to an individual. If someone owes money, the creditor should be able to provide sufficient documentation of the charges. I've tried disputing the collections via XXXX and it came back as " verified '' by Consumer Collections MN however they still can't seem to find any verification of the charges that they can send to me???? Somebody please make it make sense.
|
| 11/05/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I lived at The View at XXXX XXXX in XXXX, TN from XX/XX/2019 to XX/XX/2019. My lease was paid in full and I notified the management company when I was moving out.
Two years later, I saw on my credit report that I was sent to collections that I owed {$2000.00}. I never received any communication that there were outstanding charges from when I lived here. I called the current management company of XXXX XXXX at XXXX XXXX and all they were able to tell me is that I " broke my lease ''. I then asked them to send me a copy of the lease for me to review and they have been unable to provide that to me despite multiple requests.
When I reached out again, that same management company then told me that a different management company was managing the property at the time I was living there and that if I needed any further information I would need to reach out to them.
I then reached out the previous management company, XXXX XXXX XXXX, multiple times, received no response and no one is able to send me any documentation of the charges that I am supposedly delinquent on.
I have no outstanding charges due to the XXXX at XXXX XXXX nor to Consumer Collection MN where they sent me to collections.
I also reached out to Consumer Collection MN as I never received any notification from them that I was sent to their collection agency. When I spoke to them they also had no documentation of what the charges consist of other than " I broke my lease ''.
This process has been an absolute nightmare and all I've gotten is the run around from XXXX XXXX at XXXX XXXX who is currently being managed by XXXX XXXX, XXXX XXXX XXXX who was the management company at the time I was living at the XXXX at XXXX XXXX and Consumer Collection MN. This collections has a negative effect on my credit score and I just don't understand how companies are able to do this to an individual. If someone owes money, the creditor should be able to provide sufficient documentation of the charges.
I've tried disputing the collections via XXXX and it came back as " verified '' by Consumer Collections MN however they still can't seem to find any verification of the charges that they can send to me???? Somebody please make it make sense.
|
| 05/21/2020 |
No |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
This company which I have " NO CONTRACT '' with has no legal right to collect on this said debt. Reporting of the debt is a violation of the FCRA. Section 623 ( a ) ( 2 ), Section 623 ( a ) ( 1 ) ( B ), and Section 623 ( b ) ( 1 ) ( E ). Please provide me with a true and certified copy of the complete audit trail/Certified Final Forensic Internal Audit of said account. Furthermore, in order for this company to validate the debt, please provide verification through audit certification of debt entry in accordance with G.A.A.P., I.F.R.S., in accordance with basel 3 accord and U.N.C.I.T.R.A.L Conventions.
Notice Should you fail to provide Us with a copy of Our agreement and provide a persons name that We can communicate with then We will consider this matter at and end and notify you that any further demands for unsolicited goods and services will be regarded as claims for unjust enrichment in contravention of Fair Trading Act 1986, s21c and Unsolicited Goods and Services Act 1975, s4 and will be forwarded to Our solicitor for action. Your failure to respond, within 10 days of the receipt of this notice, and rebut with particularity, everything in this document with which you disagree is your lawful, legal and binding agreement with and admission to the fact that everything in this document is true, correct, legal, and lawful and binding upon you, in any court, anywhere in the United States of America, without your protest or objection or that of those who represent you. Your silence is your acquiescence. See : Connally v. General Construction Co., 269 U.S. 385, 391. Notification of legal responsibility is the first essential of due process law. Also, see U.S. v. Tweel, 550 F. 2d. 297. Silence can only be equated with fraud where there is a legal or moral duty to speak or where an inquiry left unanswered would be intentionally misleading. The recipient of this document is obligated to verify the record is correct or correct such record where a defect is found.
NOTICE TO AGENT IS NOTICE TO PRINCIPAL NOTICE TO PRINCIPAL IS NOTICE TO AGENT SILENCE IS ACQUIESCENCE
|
| 05/21/2020 |
No |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
This company which I have " NO CONTRACT '' with has no legal right to collect on this said debt. Reporting of the debt is a violation of the FCRA. Section 623 ( a ) ( 2 ), Section 623 ( a ) ( 1 ) ( B ), and Section 623 ( b ) ( 1 ) ( E ). Please provide me with a true and certified copy of the complete audit trail/Certified Final Forensic Internal Audit of said account. Furthermore, in order for this company to validate the debt, please provide verification through audit certification of debt entry in accordance with G.A.A.P., I.F.R.S., in accordance with basel 3 accord and U.N.C.I.T.R.A.L Conventions.
Notice Should you fail to provide Us with a copy of Our agreement and provide a persons name that We can communicate with then We will consider this matter at and end and notify you that any further demands for unsolicited goods and services will be regarded as claims for unjust enrichment in contravention of Fair Trading Act 1986, s21c and Unsolicited Goods and Services Act 1975, s4 and will be forwarded to Our solicitor for action. Your failure to respond, within 10 days of the receipt of this notice, and rebut with particularity, everything in this document with which you disagree is your lawful, legal and binding agreement with and admission to the fact that everything in this document is true, correct, legal, and lawful and binding upon you, in any court, anywhere in the United States of America, without your protest or objection or that of those who represent you. Your silence is your acquiescence. See : Connally v. General Construction Co., 269 U.S. 385, 391. Notification of legal responsibility is the first essential of due process law. Also, see U.S. v. Tweel, 550 F. 2d. 297. Silence can only be equated with fraud where there is a legal or moral duty to speak or where an inquiry left unanswered would be intentionally misleading. The recipient of this document is obligated to verify the record is correct or correct such record where a defect is found.
NOTICE TO AGENT IS NOTICE TO PRINCIPAL NOTICE TO PRINCIPAL IS NOTICE TO AGENT SILENCE IS ACQUIESCENCE
|
| 11/05/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Older American |
|
XXXX XXXX XXXX XXXX of XXXX, IL - Services were used on XX/XX/XXXX when I had an XXXX. Claim was submitted through my insurance, XXXX. Claim was paid via my health spending account provider 's website, XXXX XXXX. XXXX XXXX shows that payment cleared XXXX XXXX 's bank on XX/XX/XXXX.
I received a letter from a collection agency, Consumer Collection Management Inc., in XX/XX/XXXX. XXXX XXXX claimed that they never received payment for XX/XX/XXXX services. My health spending account provider, XXXX XXXX, shows payment cleared their bank on XX/XX/XXXX. Since XXXX, I've placed numerous calls to XXXX XXXX, Consumer Collection Management and XXXX XXXX trying to resolve the issue.
On XX/XX/XXXX, I had XXXX where XXXX XXXX 's services were used again. At this point, I am still working with them to resolve the issue with the payment I made in XX/XX/XXXX. XXXX XXXX has not 'found ' the payment. In XXXX they 'found ' the payment owed from XX/XX/XXXX but applied part of it to the XX/XX/XXXX claim and part to the XX/XX/XXXX claim.
By applying partial payment to the XX/XX/XXXX claim, this left me in collections for {$49.00}. When I called them about applying a XX/XX/XXXX payment to a XX/XX/XXXX claim, they admitted that they applied part of the XX/XX/XXXX payment to the XX/XX/XXXX service. This is quite interesting because a claim had not yet been submitted to XXXX for the XX/XX/XXXX charge. I wonder how they could possibly know how much to apply for the service when it had not gone through my insurance?
I received an invoice for {$49.00} for XX/XX/XXXX services, but yet the charges still had not been submitted to XXXX. When I called XXXX XXXX, I was told to ignore the invoice. In the meantime, I am still waiting for them to submit a claim to XXXX for XX/XX/XXXX services and I am still in collections for a claim that I paid within 30 days of the billing last year.
I know this is a rambling, confusing ordeal but beware of XXXX XXXX 's accounting practices. My credit rating has gone from Excellent credit to just Good.
|
| 01/31/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
I was first notified by phone on XX/XX/XXXX when Consumer Collection Management refused to give me any detail concerning the debt they were calling about. An attorney I spoke with said that as the creditor had turned this to a collector they would likely refer me to the collector. Since I could not get information from the collector I tried to call the creditor several times the following week and there was no answer no recording. I did not even know the amount being claimed until XX/XX/XXXX when it showed on my credit report.
On advice I filed a dispute with all three credit bureaus written the next day and mailed return receipt the following day. I have since received all three of the receipts. As I understood that collections would not continue to contact me during the dispute process I didnt take further action while waiting for the companys response to the dispute.
On XX/XX/XXXX I received a call that disconnected within seconds of my answer so I dialed the number back. When I realized it was Consumer Collection Management I turned on my recorder. I told her I had been disconnected and she informed me my file had been noted that I refused to cooperate and so the collector disconnected the call. I told her that there wasnt enough time for that to have transpired as the call was a few seconds in duration. I then stated my understanding that they should not be contacting me while this account was in dispute. She told me who they worked for and that the collections would continue regardless. She stated that they had been sending notices about this to an address on XXXX XXXX at which I have never lived. I told her this again as I had told them on previous occasions when they called and on their call of XX/XX/XXXX when they asked to verify my address. They knowingly continue sending notices to a place I have never lived and they keep telling me that will note my file that I refuse to cooperate. When I try to clarify they tell me they can not discuss the debt and hang up.
|
| 04/22/2020 |
Yes |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
This company which I have " NO CONTRACT '' with has no legal right to collect on this said debt. Reporting of the debt is a violation of the FCRA. Section 623 ( a ) ( 2 ), Section 623 ( a ) ( 1 ) ( B ), and Section 623 ( b ) ( 1 ) ( E ). Please provide me with a true and certified copy of the complete audit trail/Certified Final Forensic Internal Audit of said account. Furthermore, in order for this company to validate the debt, please provide verification through audit certification of debt entry in accordance with G.A.A.P., I.F.R.S., in accordance with basel 3 accord and U.N.C.I.T.R.A.L Conventions.
Notice Should you fail to provide Us with a copy of Our agreement and provide a persons name that We can communicate with then We will consider this matter at and end and notify you that any further demands for unsolicited goods and services will be regarded as claims for unjust enrichment in contravention of Fair Trading Act 1986, s21c and Unsolicited Goods and Services Act 1975, s4 and will be forwarded to Our solicitor for action. Your failure to respond, within 10 days of the receipt of this notice, and rebut with particularity, everything in this document with which you disagree is your lawful, legal and binding agreement with and admission to the fact that everything in this document is true, correct, legal, and lawful and binding upon you, in any court, anywhere in the United States of America, without your protest or objection or that of those who represent you. Your silence is your acquiescence. See : Connally v. General Construction Co., 269 U.S. 385, 391. Notification of legal responsibility is the first essential of due process law. Also, see U.S. v. Tweel, 550 F. 2d. 297. Silence can only be equated with fraud where there is a legal or moral duty to speak or where an inquiry left unanswered would be intentionally misleading. The recipient of this document is obligated to verify the record is correct or correct such record where a defect is found.
|
| 01/07/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Consumer collection management is reporting as of XX/XX/XXXX that I owe original creditor XXXX XXXX XXXX XXXX {$2000.00} I have not received any written notices from either XXXX XXXX XXXX nor Consumer Collection Management nor any phone calls about this supposed debt while living at XXXX XXXX XXXX I was verbally threatened by the property manager that she would have me evicted if i miss my rent payment by one day I received multiple written notices on my door on XX/XX/XXXX stating I had 3 days to pay my rent or legal action would be taken against me and I had reported to the property manager I had just lost my job due to Covid and the state of Indiana was working on helping me pay it till I was cleared to go back work but was told if I didnt have the money within 24 hours the sheriffs department will be serving me with an eviction notice that she had filed the same day I called to report that the date was going to assist in paying the rent while I was in the hospital after talking to the property manager my father went up to my apartment to find that the door lock had been broken and all my stuff piled in the living room of the apartment when I called about the incedent the property manager refused to take my call the next day my father went back up there and stuff that had been piled in the living room was found in the dumpster out front of the building so he took what was left back to his house and once I was released from the hospital my door locks had been changed and the property manager still refused to answer my call on XX/XX/XXXX I need to know if there is any help for me I cant get thru to village green apartments nor consumer collection management to find out what the debt is from because my rent was only {$750.00} a month
|
| 02/24/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
XXXX XXXX.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A section 2 : it states a consumer reporting agency can not furnish without my written instructions 15 U.S.C 1692C without the prior consent of the consumer given directly to the debt collector or the express permission of a court of competent jurisdiction, a debt collector may not communicate with a consumer in connection with the collection of any debt. 15 U.S. Code 1692g - Validation of debts ( b ) Disputed debts If the consumer notifies the debt collector in writing within the thirty-day period described in subsection ( a ) that the debt, or any portion thereof, is disputed, or that the consumer requests the name and address of the original creditor, the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt or a copy of a judgment, or the name and address of the original creditor, and a copy of such verification or judgment, or name and address of the original creditor, is mailed to the consumer by the debt collector. Collection activities and communications that do not otherwise violate this subchapter may continue during the 30-day period referred to in subsection ( a ) unless the consumer has notified the debt collector in writing that the debt, or any portion of the debt, is disputed or that the consumer requests the name and address of the original creditor. Any collection activities and communication during the 30-day period may not overshadow or be inconsistent with the disclosure of the consumers right to dispute the debt or request the name and address of the original creditor.
|
| 11/04/2018 |
No |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Consumer Collection MN is falsely reporting on my credit reports and its stopping me from obtaining credit. Account # XXXX / XXXX / XXXX in the amount of {$190.00}, {$90.00}, {$200.00}, {$100.00}, {$230.00}, {$70.00}, {$970.00}, {$180.00}, {$280.00}, {$110.00} * Were you named on the original contract with the original creditor?
* If not, do you have a contract between your company and me, signed by both parties?
* If not, produce the document authorizing the release of my information from the original creditor to you ( Power of Attorney ), signed by me. It is against the law for a creditor to share your information to any party other than the account holder without their authorization. Giving your information to a 3rd party without your knowledge or consent is perpetrating identity theft, * Do you have first hand knowledge about everything that has transpired with the alleged account, including when the account allegedly belonged to the original creditor and any other parties prior to your acquisition?
* Do you have written consent to collect information about me and to share information about me with the credit reporting agencies - in writing, signed by me?
Validation is the documentation backing up your testimony. One without the other is hearsay and inadmissible.
The Maxim of Law - Silence Equates to Acquiescence ( Agreement ) states that if you don't address even one item as requested, you agree that my statement of fact is true. It is part of my full disclosure to you that I require a response and lack of receiving what is requested or demanded from you proves I owe you nothing.
|
| 02/28/2016 |
No |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Older American |
|
1 ) I ordered TV service from XXXX XXXX in XX/XX/XXXX and switched to XXXX on XX/XX/XXXX. I never signed a contract with XXXX stating I must stay with them for two years. Their service man came, installed the equipment and I signed a paper to attest that I received the equipment. I returned all the equipment according to their request. XXXX XXXX started to send me invoice wanting me to pay them a termination fee of {$250.00} for the following one year and I refused to pay. They eventually turned it over to the collection agency ( XXXX XXXX XXXXXXXX XXXX ) 2 ) My family and I rented a XXXX BR apartment when we first returned to the US from XXXX in XX/XX/XXXX from XXXX XXXX XXXX at XXXX XXXX XXXX ( XXXX ), XXXX XXXX, MO. It was a 35 year old bldg. We bought a house and moved out XX/XX/XXXX. During our stay, the refrigerator door needed fixing, the kitchen sink backed up and blooding the kitchen and finally the ceiling over the bath tub fell down ( XXXX ) because the bath rm above us leaked water which collected on top of our collapsed ceiling. Our family consisted of me, my wife and an XXXX year old daughter. We did not have any pet and we we are very considerate professionals. When we moved out, the property management did not return our deposit of {$250.00}. Not only that, a month later, sent us a bill of {$800.00} for replacement of the carpet which had normal wear and tear. They never showed me any pictures of the carpet or asked me if I would pay for it. Six months later, I started getting letters from the collection agency ( Consumer Collection, MN XXXX )
|
| 06/07/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
XX/XX/2023 Subject : Request for Deletion of Collection with Forward Follow Agreement Consumer collection management I hope this letter finds you well. I am writing to formally request the deletion of my collection, as per the terms of the Forward Follow Agreement that was previously agreed upon between waterfront and Consumer collection management As outlined in the agreement, the purpose of the Forward Follow Agreement was to allow the collection of specific data for a predetermined period of time. However, the agreed-upon period has now come to an end, and I kindly request that you initiate the deletion process for the collection as specified in the agreement.
Please ensure that all data related to the collection is completely and irretrievably deleted from your systems and any associated storage devices. This includes any backups or duplicates of the data that may exist. I also request that you provide me with a written confirmation of the completion of the deletion process.
I understand that data privacy and protection are crucial, and I appreciate your attention to this matter. If you require any additional information or documentation from my end to facilitate the deletion process, please do not hesitate to let me know, and I will promptly provide the necessary details.
I kindly request that you carry out the deletion process within 3 business 3 to comply with the terms of the agreement.
Thank you for your cooperation in this matter. I look forward to receiving your confirmation of the deletion process.
|
| 12/06/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Took or threatened to take negative or legal action
- Sued you in a state where you do not live or did not sign for the debt
|
|
Web |
|
|
Consumer Collection XXXX XXXX XXXX XXXX This debt collector engaged in abusive, deceptive, and unfair threatening practices of the FDCPA which it prohibits. They furnished this account that we didnt agree upon and I didnt sign an agreement on. A legal contract is signed by two parties and I didnt participate in any of it. More so they did not follow the proper 5 step validation procedure which makes this unfair practices. According to the FDCPA I'm Entitled to {$1000.00} dollars per violation and clearly they violated my rights.
15 U.S. Code 1681b - Permissible purposes of consumer reports ( B ) the consumer reporting agency provides with the report, or has previously provided, a summary of the consumers rights under this subchapter, as prescribed by the Bureau under section 1681g ( c ) ( 3 ) [ 1 ] of this title.
( 2 ) Disclosure to consumer ( A ) In general Except as provided in subparagraph ( B ), a person may not procure a consumer report, or cause a consumer report to be procured, for employment purposes with respect to any consumer, unless ( i ) a clear and conspicuous disclosure has been made in writing to the consumer at any time before the report is procured or caused to be procured, in a document that consists solely of the disclosure, that a consumer report may be obtained for employment purposes; and ( ii ) the consumer has authorized in writing ( which authorization may be made on the document referred to in clause ( i ) ) the procurement of the report by that person.
{$4000.00}
|
| 10/22/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
The call came from this phone number : XXXX ( my XXXX said the location of that number is XXXX, TX ) and they claimed to be a debt collections agency called CONSUMER COLLECTIONS. They claimed that I had a XXXX XXXX done on XX/XX/2018 by XXXX XXXX and that XXXX sold my late bill to them. The bill was for {$480.00} and they said that there were late charges tacked on to it. They had an old address and claimed the bills had been going there. They also said they'd take {$100.00} off if I paid today, right now, otherwise the bill would be " sent in '' ( to where? ) and it would increase. They did not take credit cards, only debit cards.
I called XXXX XXXX and they said they did not have an open invoice, nor could they find the record for XX/XX/2018 of a service performed. I called CONSUMER COLLECTIONS back and they said that's because XXXX no longer owns my records CONSUMER COLLECTIONS does, and XXXX does not have my info because they no longer own the data.
I asked XXXX to share with me all of the debt collections agencies they've worked with since 2018 and none of them are CONSUMER COLLECTIONS.
When I called them back, they were very aggressive with me and said they'd send my debt to all of the credit agencies and send it in " for judgement ''. I have no idea what that means. I also asked them for their website, which they said they did not have because they're not required to, as they don't sell any product. They would not send me the bill in question until after I made my payment.
|
| 02/14/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I called Consumer Collection reguarding a letter I received to settle a debt on XX/XX/22. I spoke with someoneXXXXXXXX ( I think ) she explained to me that I have 3 accounts. I setup to pay the {$19.00} account on XX/XX/22 which I paid and stated I would pay {$270.00} on XX/XX/22. I asked for a settlement for the third account of {$450.00} and was informed that I would receive a call back with an update on if it was approved. I called back on XX/XX/22 and spoke to XXXX XXXX to inquire about settlement offer and that I was expecting to receive a phone call. I was informed that this agency doesn't call customers back and that she does see the previous note but not an update on if the offer was approved or not. I asked to settlement the third account again and was informed she will send the request in. I asked when I should call back and was informed on XX/XX/22. I received a call from a woman by the name of XXXX who states she was calling regarding my settlement offer and that it was approved for {$310.00} and that I had to pay it by the end of this month in order to get the offer and not have the account be put on my credit report. I stated I was not told this and she states all calls are recorded. I again state I was not told that I had to pay this by the end of the month and I hung up the phone.
|
| 01/02/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
Reference : XXXX ( XXXX Complaint regarding HIPPA/PHI ) XXXX filed a complaint w/CFPB regarding a clear violation of my PHI/HIPPA rights violated by XXXX XXXX XXXX along with CCM. CCM 's response was that 'they have a right to know b/c they do business with XXXX. ' Whether they do business with XXXX or XXXX 's office ; it is AGAINST the law for ANY of my XXXX to be disclosed to a COLLECTION COMPANY!
CFPB FAILED to enforce this LAW and closed the complaint AFTER the collection company sent a response FAILING to address the core of my complaint.
It seems that CFPB fails to do anything constructive aside from shuffling paper!
CFPB : Our core functions The CFPB was created to provide a single point of accountability for enforcing federal consumer financial laws and protecting consumers in the financial marketplace. Before, that responsibility was divided among several agencies. Today, its our primary focus.
Our work includes : Rooting out unfair, deceptive, or abusive acts or practices by writing rules, supervising companies, and enforcing the law Enforcing laws that outlaw discrimination in consumer finance Taking consumer complaints Enhancing financial education Researching the consumer experience of using financial products Monitoring financial markets for new risks to consumers
|
| 12/02/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
I received two letters in the mail today, XX/XX/XXXX, from Consumer Collection Management IncXXXX in XXXX XXXX, MO. One was addressed to me, XXXX XXXX, and the other to my son XXXX. I called the agency immediately because we have never been to the dentist that the agency is representing ( XXXX XXXX, XXXX XXXX, MI ). Furthermore, we have insurance through my husbands work so there is no possible way we could have an outstanding bill without receiving a letter from our insurance company or the dentist ( Our dentist is XXXX XXXX in XXXX XXXX ). When I called the collection agency to get information, I was told I was rude and was hung up on. I called again and I spoke with the manager named XXXX who laughed at me when I said I felt I was being scammed. He badgered me and spoke over me repeatedly. I dont find receiving a collection letter from a place Ive never been humorous nor something I should regard as no big deal. He dismissively said they could send me an itemized bill but couldnt tell me over the phone because of HIPPA. Its outrageous and I still think Im being scammed. I want immediate answers. When I XXXX XXXX XXXX, there is no location in XXXX XXXX, Mi which further adds to my suspicion.
|
| 03/07/2017 |
No |
|
- Incorrect information on credit report
- Information is not mine
|
|
Web |
|
|
I have filed numerous times to get these removed. They do get removed and then the Collection agency puts them right back on. What 's worse, this is an unlicensed collection agency. Evidently, XXXX does not require licensing, but in order to collect debt in the state of XXXX, a collection agency must first be licensed in XXXX. I believe this company to unscrupulous. Today while pouring over paperwork I realized the original debtor being claimed is wrong. The account we paid in full is being reported as completely different company in an effort to retrieve monies not owed to them.. I believe this to be fraud, or am I wrong? My husband and I paid this debt in full and the debtor listed with the collection agency is wrong. I have sent a legal request for documentation in writing, but I doubt I will receive a response. They can not produce what does not exist. I stand by my claim that this is fraudulent activity on the part of the collection agency and their client. Our agreement was with XXXX of XXXX, not XXXX. I 'm getting older and it 's hard to keep track of names after awhile, but I eventually I get there and remember.
|
| 02/13/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I wrote and sent a Certified Letter with Read Receipt for debt validation to Consumer Collection Management on XX/XX/2018 at Consumer Collection Mgmt. XXXX XXXX XXXX XXXX XXXX, MO XXXX. In conformance to my rights under the Fair Debt Collection Practices Act ( FDCPA ), I have requested that Consumer Collection Management provide me with complete documentation to verify that I owe said debt and have any legal obligation to pay them. I have not received a response within the 30 day period for Debt Validation. ( 15 USC 1692g Sec. 809 ( b ) ).
I asked for the following : 1 ) Agreement with the creditor that authorizes CCM to collect on the alleged debt.
2 ) The agreement bearing my signature stating that I have agreed to assume the debt.
3 ) Valid copies of the debt agreement stating the amount of the debt and interest charges.
4 ) Proof that the Statute of limitations has not expired.
5 ) Complete payment history on this account along with an accounting of all additional charges.
6 ) Show me that they are licensed to collect in my state ; and their license numbers and Registered Agent.
|
| 01/24/2022 |
No |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
XXXX*THIS IS NOT A DUPLICATE COMPLAINT. *** I AM THE CONSUMER AND I KNOW MY RIGHTS 12 USC 5511 ( c ) ( 2 ). The Consumer Financial Protection Bureau is to protect me from unfair deceptive or abusive practices from discrimination, 12 USC 5511 ( b ) And enforce actions of violations of Federal Consumer Financial Law. Consumer Collection Management Inc has violated the Gramm-Leach-Bliley Act.
I sent XXXX XXXX XXXX a letter on XX/XX/2021 exercising my right to opt out from them disclosing my nonpublic personal information ( personally identifiable financial information ) to any and all nonaffiliated third parties. I never received a response back from this company and they are still disclosing my personally identifiable financial information to nonaffiliated third parties, consumer reporting agencies and resellers. I have attached the letter I sent them including my drivers license and proof of address, even though I am aware proof of identity and proof of address are not required for me to opt out of my nonpublic personal information from being disclosed to nonaffiliated third parties.
|
| 03/12/2017 |
No |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
After renting a house in an economically challenged neighborhood, my wife and I were forced to remove ourselves from the property due to ongoing threats of extreme violence from the neighbors. In doing so, we had to make arrangements with the property owner, XXXX. Our agreement was a verbal one and we were to receive a written statement, I am not sure where it went as we moved in a hurry. The agreement included cash as well as all of our brand new appliances ( cash value was more than the debt ). We just need to get out. A year had passed when we first noticed a collection company reporting we owed someone we not aware of. We never received a written statement of this debt, just that it seemed to appear out of nowhere. Unfortunately, this debt gets removed and the replaced. Now the collection is still ongoing and still noting in writing from them, I have sent a register letter to acquire this information in writing. The ongoing effort to collect a debt that we do not owe is being done by a company that is not licensed to collect debts here in the of Florida!
|
| 09/29/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I was sent to collections by XXXX XXXX XXXX for a bill that was paid by me the same day that I received it in the mail ( XX/XX/2021 ), I drove to their office and paid via a personal check the final total due of {$240.00}.
On XX/XX/2021 I received a collection notice from CONSUMER COLLECTION MANAGEMENT for a total of {$340.00}. Not only did XXXX XXXX XXXX send me to collections for a bill already paid, they added a previously paid bill for pro-rated rent which was {$90.00}, and they didn't included the interest on my {$400.00} deposit of {$8.00}.
{$240.00} + {$90.00} + {$8.00} = {$340.00} ( which is what they sent me to collections for ) Attached are documents that prove this.
* Final Bill - Show 's total owed ( {$240.00} ), and the previously mentioned money order being accepted ( {$90.00} ), and the interest ( {$8.00} ) on the deposit they took for " additional charges '' * Bank account statement that shows the purchase of said money order, as well as them depositing the check from me.
* A photo of the money order made out to them.
|
| 03/21/2017 |
No |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
On XX/XX/2017 I sent a letter to Consumer Collection Management asking for this company to verify the alleged debt that is said I owe from a XXXX visit. I received a letter stating that the balance was confirmed, but I received no validation requested. I have already contacted the credit bureaus concerning this issue.. I did not give permission to any of my current or prior medical providers to release any of my medical information to a third party. I am aware that the HIPAA does allows the release of limited information about me but anything more is to only be revealed with the patient 's authorization. Therefore, my request is twofold -- validation of debt and HIPAA authorization. Requests made to this company were to : Please provide breakdown of fees including any collection costs and medical charges. Provide a copy of my signature with the provider of service to release my medical information to you. Cease any credit bureau reporting until the debt has been validated by me. Consumer Collection Management failed to comply.
|
| 03/21/2017 |
No |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
On XX/XX/2017 I sent a letter to Consumer Collection Management asking for this company to verify the debt that is said I owe from XXXX. I received a letter stating that the balance was confirmed, but I received no validation requested. I have already contacted the credit bureaus concerning this issue.. I did not give permission to any of my current or prior medical providers to release any of my medical information to a third party. I am aware that the HIPAA does allows the release of limited information about me but anything more is to only be revealed with the patient 's authorization. Therefore, my request is twofold -- validation of debt and HIPAA authorization. Requests made to this company were to : Please provide breakdown of fees including any collection costs and medical charges. Provide a copy of my signature with the provider of service to release my medical information to you. Cease any credit bureau reporting until the debt has been validated by me. Consumer Collection Management failed to comply.
|
| 10/16/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
In Accordance to the Fair Credit Reporting Act 15 U.S.C 1681 Fair Debt Collection Practices Act 15 U.S.C 1692 Consumer Collection MN XXXX & XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX5 U.S.C 1681 section 602 A. States I have the right to privacy.
15 U.S.C 1681 Section 604 A section 2 : it states a consumer reporting agency can not furnish without my written consent 15 U.S.C 1692C without the prior consent of the consumer given directly to the debt collector or the express permission of a court of competent jurisdiction, a debt collector may not communicate with a consumer in connection with the collection of any debt.at any unusual time or place or a time or place known or which should be known to be inconvenient to the consumer. a debt collector may not communicate, in connection with the collection of any debt 15 U.S.C 1692 806 ( 5 ) Causing a telephone to ring or engaging any person in telephone conversation repeatedly or continuously with intent to annoy, abuse, or harass any person at the called number.
|
| 07/21/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
This is pertaining to complaint XXXX-XXXX. All this information you provided in the previous response is irrelevant at this point. I am for one a SHE and not a HE. I am exercising my consumer rights and you HAVE NOT provided me with the correct validation documents requested. Please provide me with the requested validation documents in the attached letter below via mail. If this information is not provided i will have to take this to litigation and also file a complaint with FTC and my local attorney general 's office. I am keeping really good records of all my requests and documents and will use them if this has to be taking further. I would hope that you will honor my rights as a consumer as well not violate the FDCPA and provide the request information. If this can not be provided simply Remove it from my credit profile. A generic letter or itemized bill is NOT sufficient enough for validation. Please see attachment.
Thank you
|
| 01/23/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Received a debt collection notice from Consumer Collection Management , Inc in regards to a small medical bill which had already been paid. Sent a dispute letter to the collection agency indicating that I disputed the debt on the grounds that it was already paid.
Collection agency responded that the debt was still being actively collected. Agency furnished an undated statement of account which they allege was the result of their verification of debt performed pursuant to 151692g ( b ).
As the statement of account is undated, it can not be used as verification. Furthermore the statement contained numerous errors. Collection agency failed to perform a thorough review to identify these errors. As such, the agency did not in fact comply with 151692g ( b ).
The purpose of this complaint is to lodge grievance against Consumer Collection Management for failure to perform a reasonable verification of debt as required by 151692g ( b ).
|
| 07/09/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
account opened XX/XX/2022. Called them and asked for the contract/documents with my signature to verify the debt. Said I would be happy to pay ONCE it is verified that it is indeed accurate and valid. Nothing was ever emailed over and they record calls so all this is recorded. In the letter it states 'Call or write to us by XX/XX/2022, to dispute all or part of the debt ' 'If you write by XX/XX/2022, we must stop collection until we send you that information. ' This was not followed as I called prior to that date and all this is recorded. Since no letter or document was provided within the window I need this removed from my all 3 credit bureaus then an updated credit report mailed to me.
Account name CONSUMER COLLECTION MNGT Account number XXXX Account type Collection Responsibility Individual Date opened XX/XX/2022 Status Collection account. {$150.00} past due as of XX/XX/2022.
Status updated XX/XX/2022 XXXX
|
| 01/31/2023 |
Yes |
- Debt collection
- Mortgage debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
This collection is stemming from me living and renting from XXXX on XXXX at XXXX XXXX XXXX XXXX, XXXX, KY XXXX. This bill is for {$2700.00}. On XX/XX/XXXX, I emailed XXXX XXXX, XXXX to let her know I was moving out and gave her 30 day notice. At this time, I was living there month to month with no lease. Under Kentucky 's Uniform Residential Landlord and Tenant law, month-to-month leases must be terminated with a 30 day written notice of termination. She did email me back and advised it is still 60 days per the lease, I had no lease at this time.
I will agree, with the bill that I do owe some ancillary charges of cleaning, replacement of screen and blind, but certainly not for XX/XX/XXXX rent. I will pay {$390.00} to XXXXXXXX XXXX XXXX XXXXXXXX if this is taken out of collection, if not I will involve my lawyer.
Please respond to me, so that I may take care of this as soon as possible XXXX XXXX
|
| 05/02/2020 |
No |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Older American |
|
Consumer Collections sent me notification of medical debt from XXXX XXXX for {$1000.00}. I started to pay the amount on monthly basis. After four months of payments, they sent another debt collection notice with a different account number for a very substantial amount midway between the next due payment date. The following week or so, they sent a reminder where they had combined the new amount under the original agreement and did away with the new account number. I emailed them to question the validity of their being able to do this. They would not discuss it over email.
I will be XXXX years old, and while I was paying something on the bill to XXXX directly, it did not meet their required amount of $ 700-1000 per month, which I could do not. They charged off the debt and Consumer Collections picked it up.
Are they able to change amount once you start paying on the original notice
|
| 11/16/2020 |
Yes |
- Debt collection
- I do not know
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
I Have received repeated threatening, and harassing phone calls all day and night from Consumer Collections Management. As well as calling, and hanging up on me and my family. Consumer Collections Management claimed I owe XXXX that I do not owe from any Rental company I never rented with. The rental company that was Stated by Consumer Collections Management Collection agency was the XX/XX/XXXXat the Arboretum. I have no debt with this company.
I have no connections with or any financial obligations or business regarding any outstanding Debt with anyone or this company. Consumer Collections Management has also continued to threaten me, and my family saying if I don't pay this unknown debt collection amount they will place it in my credit report. This Debt is somehow connected with my name, and personal identity. I will not be paying this unknown debt.
|
| 06/17/2021 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
I am currently applying for an apartment and I was denied because of " a past due rental balance. '' When I requested the report, I see a " Collection Alert '' from Consumer Collection Management for a balance of XXXX dollars. The date placed is XX/XX/XXXX. I filed Chapter XXXX bankruptcy in XXXX and this debt was discharged. I am not seeing this debt on my credit report, but it is showing up my XXXX XXXX XXXX.
I contacted the company and after I gave them my information, the associate became very rude and said that she can not talk to me. She told me to talk to my lawyer. I tried to ask her why this was on my rental bureau when it was discharged with my bankruptcy, she told me she can not talk to me and hung up the phone.
Their phone number is XXXX
|
| 05/14/2022 |
No |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
Pursuant to 18USC 8, I owe no debt. This company is violating my consumer right to privacy pursuant to 15USC 1681b 2. Company also has NO permission to report ANYTHING using my info pursuant to 15USC 1681 4.
I have not supplied proof under the doctoring of the estoppel by silence. Engelhardt v. Graves ( mo ) XXXX XXXX XXXX, XXXX, I presume that no proof of the alleged debt, nor therefore any such debt in fact exists.
I have NO CONTRACT for goods and services with this company. I have not supplied proof under the doctoring of the estoppel by silence. Engelhardt v. Graves ( mo ) XXXX XXXX XXXX, XXXX, I presume that no proof of the alleged debt, nor therefore any such debt in fact exists. This is a violation of the FCRA according to 15 U.S.C. 16921692P
|
| 10/14/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
Upon recently viewing my credit report I saw a collection account from Consumer Collection Manangement. However, after reviewing my records, I was unable to nd any documentation of any contractual relationship between Consumer Collection Management and me which makes them a person entitled to enforce a commercial claim against me. On XXXX/XXXX/XXXX i mailed XXXX a letter advising them i had no knowledge of the account. This company responded providing me with account statements that had the dates whited out and deleted making it impossible for me to cross reference the dates and amounts owed against my records. I plan on filing a complaint with the Attorney general and Federal trade commission.
|
| 11/13/2017 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
This company, Consumer Collection Management- acct # XXXX is showing an delinquent account as of XX/XX/XXXX for {$2000.00}. I never received any mail notice regarding this debt nor have I done any business with this company. I have requested that the credit bureaus investigate this, via electronic disputesXX/XX/XXXX, XX/XX/XXXX and via a credit repair agency as of XX/XX/XXXXand XX/XX/XXXX. As of this date, the bureaus have refused to investigate this account or they state that it was an error with my request. In addition, whenever I request or attempt to have the account investigated, the company keeps changing how their name appears on my credit report.
|
| 09/26/2020 |
No |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
" consumer collection mana '' has placed and account for collections/chargeoff on my credit reports in the amount of {$200.00} for an original lender of " XXXX XXXX XXXX XXXX '' and the following information is listed as " NOT REPORTED '' amount past due, account type, credit limit, or any payment information. I have never heard of them before and have never received any written communication allowing me the opportunity to request a VOD. Is this mine, did I apply for credit somewhere?, if so was it properly billed? Send any and all supporting documents please, why was I never contacted in writing about this before it was a negative mark on my credit?
|
| 06/05/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
Medical debt from my husband was placed on my credit report. Our insurance delayed payment and the debt was sent to collections. Our insurance finally paid but the deductibles and copayments remained in collections ( amount owed updated on credit report ). We worked with Consumer Collection Management Inc. to pay off the medical debt. I received a letter from them on XXXX / XXXX / 2016 that all medical debt was paid and that it would be removed from my credit report. XXXX accounts remain on my XXXX report and are being reported as " open. '' I have disputed the items and also contacted the company however I have not received a resolution.
|
| 11/12/2020 |
Yes |
- Debt collection
- I do not know
|
- Threatened to contact someone or share information improperly
- Contacted you after you asked them to stop
|
|
Web |
Servicemember |
|
I Have received repeated threatening, and harassing phone calls all day and night from Consumer Collections Management. As well as calling, and hanging up on me and my family. The company Consumer Collections Management claimed I owe XXXX that I do not owe from any Rental company I never rented with. I have no connections with or any financial obligations or business regarding any outstanding Debt with anyone or this company. Consumer Collections Management has also continued to threaten me, and my family saying if I don't pay this unknown debt collection amount they will place it in my credit report. I will not be paying this unknown debt.
|
| 07/30/2019 |
No |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I received a judgment letter in regard to an old apartment complex citing I owed no funds. The same documents are also available on XXXX. Months later, the same complex has placed a {$3900.00} debt onto all three of my major credit reports. They unlawfully reported this balance to the credit bureaus without first notifying me of its existence and in doing so denied me the opportunity to pay the alleged debt before it negatively effected me. I was not properly notified of the existence of this alleged balance before it was reported. They are not XXXX accredited. The collection company is Consumer Collections Management of XXXX XXXX, MO.
|
| 11/16/2019 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I had a membership at XXXX XXXX for a couple months it wasn't working out that I had time to go so I went in and talked directly to the same manager that opened the membership and canceled the account that was taken directly from my checking account he said no problem and told me it was cancelled so I went on with life for a little over a year hearing nothing from them till I open my mailbox one day to a bill for 11 months of membership totaling XXXX dollars. And I call them and they said my membership was never canceled. And owed them for it. This is fraud. I canceled my membership by talking to the manager of the location!
|
| 04/19/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I was a victim of ID Theft. I sent a Dispute Letter to Consumer Collection MN on XX/XX/XXXX and another on XX/XX/XXXX of which they did not respond to my Dispute as it remain on my Credit Report. I enclosed a copy of the ID Theft Affidavit as well at the Dispute Letter sent to Consumer Collection MN. Note all of the fraudulent accounts have been removed from my Credit Reports EXCEPT Consumer Collection MN. I am also filing a Law Suit. Is Consumer Collection MN above the Law??? The FDCPA and FCRA!!! Please note that Account # XXXX is a fraudulent account and should be " Deleted '' from my Credit Reports.
|
| 01/27/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
After review of my credit reports I noticed a collection from Consumer Collection Management, account # XXXX in the amount of {$1500.00}. I sent Consumer collection management a certified letter requesting validation of debt. I received a letter from CCM which was a print out from XXXX XXXX stating I owe a debt with only the month of XX/XX/2016 provided.
Consumer Collection management placed this debt to my credit reports without providing me the initial 30 day notice of debt. I am unaware of this debt and I would like CCM to provide a contract with my signature stating I owe CCM the alleged debt.
|
| 09/10/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Consumer collection management IncXXXX located in XXXX XXXX Missouri has caused me to have to send in documentation for Medical bills that had been previously paid. They contacted me in XXXX Regarding a hospitalization In XXXX. XXXX XXXX XXXXXXXX XXXX releases these debts after I have already paid them so either XXXX XXXX XXXX in XXXX in XXXX Missouri Needs to get their billing account numbers and counter numbers straightened out because somehow this Debt Collection Agency gets some sort of notification that for some reason I did not pay when indeed I have and I have documentation to prove it
|
| 09/10/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
Consumer collection management IncXXXX located in XXXX XXXX XXXX has caused me to have to send in documentation for XXXXXXXX XXXX that had been previously paid. They contacted me in XXXX Regarding a hospitalization In XXXXXXXX XXXX XXXX XXXX XXXX releases these debts after I have already paid them so either XXXX XXXX XXXX in XXXX in XXXX XXXX Needs to get their billing account numbers and counter numbers straightened out because somehow this Debt Collection Agency gets some sort of notification that for some reason I did not pay when indeed I have and I have documentation to prove it
|
| 03/25/2023 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
On XXXX XX/XX/2023, I received a debt collection letter in the amount of {$41.00} from Consumer Collection Management , InXXXX, regarding a XXXX XXXX account for a bill from XXXX XXXX XXXX XXXX. I became aware of the bill on XXXX XX/XX/2023 and paid it within 30 days. The bill for {$41.00} was paid directly to XXXX XXXX thru their online payment platform on XXXX XX/XX/2023. XXXX XXXX acted careless when they failed to update my account status to show the bill was paid. Consumer Collection Management , Inc. is attempting to collect a debt for a hospital bill that was already paid.
|
| 07/17/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
On XX/XX/2021 a validation letter was sent to Con Col Management ( XXXX. XXXX XXXX ), this company never responded with validation. I am requesting complete validation or these items need to immediately be removed from my report. I need ALL DOCUMENTATION REQUESTED. I would like a complete breakdown of all charges and also signed XXXX release with my signature. If this can not be provided I would like this to be removed immediately. Attached is the original request for validation. On the letter shows for each account being requested as well.
Thank You
|
| 06/16/2020 |
No |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
Consumer Collection Management, Inc. | XXXX. XXXX XXXX XXXX XXXX XXXX, MO XXXX XXXX XXXX XXXX toll free : XXXX | XXXX Trying to collect more then owned to original debtor Acc # XXXX Original {$1400.00} They trying to collect {$1800.00} My XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX MO XXXX Phone : ( XXXX ) XXXX Send me to collection after they offered to increase my monthly payment from {$150.00} to more right after I got unemployed furloughed due to Covid -19 .And they sold me to collection for {$400.00} more Shameful
|
| 12/22/2017 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
The agency continues to call me 10 times a day. They have sent documentation of the medical procedure that i recieved without proper HIPAA release signature nor has the company provides the requested sign copy of proof as set by the FDCPA, FCRA acts. The agency and hospital clearly violated my right to privacy in accordance to OCR. Under the FDCPA I have the right to request validation which they submitted a copy of my procedure and medical record with out HIPAA release signature signed by me to give them the right to have my medical information.
|
| 01/05/2021 |
Yes |
- Debt collection
- Other debt
|
- Took or threatened to take negative or legal action
- Seized or attempted to seize your property
|
|
Web |
|
|
The Consumer management debt collection agency is the company. The representative XXXX XXXX told me on XX/XX/XXXX that she will ask to request an eviction. I ask to speak with her supervisor and was told he wasn't available. After calling for a week. With no return call. I think I would like for something to be done. I was put in a emotional state of mind because of the conversation and the timing of the year. I would like the recording audio to be reviewed and handed to the appropriate team to make sure this never happens again.
|
| 09/29/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
XX/XX/2022 - I attempted to get a copy of my record from this company. I am currently trying to get an apartment and my rental report shows I owe them money. This account was included in a XXXX XXXX bankruptcy, as confirmed by the representative I spoke to. She was unwilling to provide me a copy of my file. I am in need of this to show to the rental reporting companies so that I can clear my file. I asked multiple times and she refused, saying there are no files or records even though she was able to pull up an account.
|
| 06/19/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
XX/XX/XXXX I had XXXX XXXX perform a XXXX. weeks later I received a bill from the insurance company. XXXX made an error -- had ordered XXXX. after many calls to XXXX and much time spent then the bill was removed.
I now have received a collections bill in the amount of XXXX the bill is for a XXXX fee for the XXXX. the bill from XXXX was XXXX dollars. the collection agency charged XXXX to collect on this " debt ''. the fair debt collections practices act prohibits a fee being added to collect a debt.
|
| 08/17/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I had a unpaid medical debt show up on my personal credit report that is not something I owe. It was filed by Consumer Collection Management in the amount of ( {$570.00} ). In contacting Consumer Collection Management they say it is under another person 's name so they will not speak with me. This debt on my credit report has lowered my credit score substantially and cause me serious financial damage. It was put on my credit report starting XX/XX/2017 and I have already lost over $ 55K as a result.
|
| 11/12/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Older American |
|
My husband had medical debts that the collection agency had put in my name even though I was not on the medical bill. My husbands only income was social security and I was working so that is why they put his debt under my name. I do not think this was fair. My credit report is affected and I have repeatedly asked them to take my husband 's bills off of my account and they have not done so. He has since passed away and they still have his debt on my account. I need help. I do not know where to turn.
|
| 01/27/2016 |
No |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
To Whom it may concern : Consumer Collection Management lists on my credit report me owing to XXXX XXXX. I own XXXX XXXX nothing. When I asked for proof of debt this winter they sent me nothing showing that I owed XXXX XXXX anything. Since the information they are reporting is false I would like it removed from my credit report asap. I have included my request for debt validation, what they submitted and my response pointing out that they did not submit anything showing that I owed XXXX XXXX XXXX,
|
| 03/08/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Upon moving out of the XXXXXXXX XXXX, I was not notified about any outstanding charges or bills.
On XX/XX/2021 I received a collection bill from CCM for {$130.00} with an account # XXXX. I have no idea what is owed to XXXX XXXX since the account # CCM reports is # XXXX Is this collection attempt a mistake? I have disputed this supposed collection through the credit bureaus and a direct letter to CCM.
The bureaus responded it was verified, what was verified?
CCM never responded.
|
| 08/07/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Never heard of this debt collector. Never was aware there was a debt in my name out for collections. No voicemail or phone call from a legitimate phone number. Someone called a couple of months ago but it sounded like a scam call. Requested written bill with a breakdown of charges owed. Never seen anything in the mail and no follow up call from a local number. NOT AWARE UNTIL I CHECKED MY CREDIT REPORT! PLEASE HELP STOP THIS FROM HAPPENING TO OTHER PEOPLE. Thank you for any help.
|
| 07/04/2023 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I AM FILING THIS COMPLAINT against CONSUMER COLLECTIONS MN # XXXX I have never received any notification of an account in their office this is a violation of FDCPA as well as FCRA. There is an issue of 15 U.S. Code 1692e - False or misleading representations that still need to be addressed as well. The above-mentioned account has never been verified or validated. The account was filed and is in violation of the XXXX XXXX-compliant standards.
|
| 03/04/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
Consumer Collection Management has been removed from one credit report a few times, but it keeps coming back, after it gets investigated and then removed. They have also made slight changes each time they resubmit it to the 3 reporting bureaus. Each time we have asked for proof of the debt and all we have ever heard, is because we have a form?! Where is the proof? Without proof they get removed, but then they come right back.
|
| 09/10/2015 |
Yes |
|
- Improper contact or sharing of info
- Contacted employer after asked not to
|
|
Web |
|
|
Person contacted me on my cell phone- i asked her not to call me on my cell phone and ended the call- she then contacted my office phone and asked me to transfer her to HR - I can not do that since I work from home but gave her the number. She called HR and told them who she was and that she was trying to collect a debt that I refuse to pay.
I have payed this debt and have receipts but they continue to " collect '' on it.
|
| 11/16/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
A medical billing company mistakenly sent a debt of {$290.00} I did not owe to a debt collector. The sent a notice informing the debt collector that I do not owe the debt on XX/XX/2020. On XX/XX/2020, the debt collector sent me a notice for collection of this debt anyway. Tried to contact the debt collector, but they did not answer their phone or have a voice mail.
|
| 09/12/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
On XX/XX/2018 a cashier check in the amount of XXXX and notorized contract and rules written on check was sent to Consumer Collection Management via certified mail. On XX/XX/2018 the collection company signed for mail. On XX/XX/2018 Cashier check was cashed via bank contract violated not abided by because debt remains on XXXX credit report as of today XX/XX/18.
|
| 07/06/2021 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Contacted you after you asked them to stop
|
|
Web |
|
|
I had an arrangement with XXXX XXXX to make payment arrangements of {$25.00} bi weekly. I gave the gentleman my personal account information to where XXXX could take it out of my account, then weeks later I started receiving calls from collection agency I ask XXXX to not to contact me I worked arrangements out with the Hospital and she continue to call. I
|
| 06/14/2022 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
I moved out of XXXX XXXX XXXX on XX/XX/2022 with the renting property in great shape. Nothing was left inside or outside the property. We cleaned the place up as well and was never late on any form of rent. They are saying we owe {$2700.00} as of XX/XX/2022. We gave a months notice before we moved out. The {$400.00} security deposit was left behind.
|
| 07/12/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
These accounts are incorrect on many levels for one I do not have an contract with ( 1 ) Consumer Collections {$580.00}, or ( 2 ) XXXX XXXX {$240.00}. And secondly these accounts are obviously fraudulent because they definitely not mines and I'm demanding that they be removed immediately, or I will be filing suit for harassment.
|
| 09/08/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Personal information incorrect
|
|
Web |
|
|
I've tried to up date my address to XXXX XXXX XXXX XXXX XXXX XXXX M.O. they will not allow me I have sent disputes in from this address and there not accepting my dispute. There are several inaccurate unauthorized accounts and unverifiable accounts on my credit i filed a complaint before it was closed not resolved.
|
| 01/10/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
Contacted the original debtor which is XXXX XXXX and they stated I rented a house from them and that is not true. They said it was the month of XX/XX/2021 and the amount owed was XXXX. Again is not ture I have never lived outside of Michigan and at the time of this they didn't have my correct last name
|
| 12/20/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
CONSUMER COLLECTION MANAGEMENT continues to report derogatory information to my credit report on an account that has been paid in full with the original creditor. I have requested this company to stop their attempts however, they continue to report false information.
XXXX is the original creditor
|
| 10/17/2016 |
No |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
I was prescribed glasses and decided not get the glasses. So I never signed a contact stating that I would have to pay for the glasses once they are made, however they charge me for them anyone. Why should I pay for something that I do not have or need. Now it is on my credit report in XXXX.
|
| 12/06/2019 |
No |
- Debt collection
- I do not know
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
This company ( Consumer Collection Management , Inc ) which I have " NO Contract '' with is in violation of the FCRA. They have no legal right to collect the debt per the contract with the original company ( XXXX ). Reporting of the debt is a violation of the FCRA.
|
| 02/25/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
My medical debt was the result of a Work place injury, the collection agency even admitted they showed this as a XXXX case and had the information in their system. The creditor they were representing has been provided numerous times with the case information.
|
| 12/11/2019 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
Consumer Collections Management sent me notice for a collection that I do not owe. I have been trying to contact them to resolve the debt and they have been extremely rude and will not help me. I need this removed off my credit, I do not owe this.
|
| 04/09/2020 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I just revived a notice about a debt and I asked if I could question the debt and was told no you have to pay it. I dont believe this is a real debt and they just keep saying its from XXXX apartments but I have received nothing from them.
|
| 09/04/2017 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit repair services
|
- Confusing or misleading advertising or marketing
|
|
Web |
|
|
Hi I am with Credit repair and they removing negative Items off my report and the collection place put two of them back on the name of them are Cosumer collection management for XXXX and the other one is XXXX XXXX {$560.00} and {$550.00}
|
| 06/15/2020 |
No |
- Debt collection
- Medical debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
once i called and the woman on the phone threatened me and asked very personal and invasive questions.
then i received a letter with threatening language saying : it is our intention to settle this debt amicably, the choice is yours.
|
| 07/28/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
My Financial Assistance application was reviewed and accepted on XX/XX/22 This was with XXXX XXXX XXXX and XXXX XXXX. I make XXXX a year and the debt should have been discharged but they sent it to collections!!!!
|
| 07/15/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
Received a notification. From XXXX that 2 debt accounts have been added to my credit. One for {$220.00} and {$80.00} I have not received no information about debt. I do not have any collection on my accounts.
|
| 04/13/2020 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I was checking my credit report recently and noticed inaccurate information pertaining to my credit report. It's showing a collection for XXXX XXXX in the amount of a {$160.00} on XX/XX/2016.
|
| 08/30/2016 |
No |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
My medical bill was paid in full in XXXX 2015. The doctors office did not report it as paid and it is still being reported on my credit. I am fed up and want some sort of legal recourse.
|
| 07/24/2017 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
I paid the original creditor directly, the original creditor accepted my payment but yet the collection agency is trying to collect an amount that I do not owe!
|
| 01/31/2021 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
XXXX XXXX Of XXXX XXXX XXXX opened XXXX XXXX, 2018 for the amount of {$110.00}. Collection is not accurate, collection isnt mine.
|
| 08/24/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
Did not recieve validation letter from CONSUMER COLLECTION XXXX XXXX XXXX XXXX XXXXXXXX, MO XXXX. Via mail or electronically.
|
| 04/29/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I checked my credit report and seen some inaccurate information for a XXXX dollar medical bill.
|
| 06/14/2019 |
No |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
i told them this debt was because of identity theft and they will not respond to me.
|
| 08/30/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have no clue of this debt I have never agreed to this debt
|
| 02/02/2024 |
Yes |
- Debt collection
- Rental debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 01/28/2024 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 01/22/2024 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
|
|
|
| 12/18/2023 |
Yes |
- Debt collection
- Rental debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Phone |
|
|
|
| 10/10/2023 |
Yes |
- Debt collection
- Telecommunications debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 08/14/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 08/05/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 06/13/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 06/08/2023 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 06/08/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
|
| 05/15/2023 |
No |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 04/04/2023 |
No |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/27/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Referral |
|
|
|
| 03/20/2023 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/13/2023 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Phone |
|
|
|
| 12/29/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 12/08/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Improper use of your report
- Reporting company used your report improperly
|
|
Web |
|
|
|
| 11/30/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 11/25/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
|
| 11/18/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
|
| 11/17/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 10/11/2022 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Called before 8am or after 9pm
|
|
Web |
Servicemember |
|
|
| 10/07/2022 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
|
| 09/06/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 08/10/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/28/2022 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 07/06/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account information incorrect
|
|
Phone |
|
|
|
| 06/28/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
Servicemember |
|
|
| 06/24/2022 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 05/03/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 04/16/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Old information reappears or never goes away
|
|
Web |
|
|
|
| 04/13/2022 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 03/17/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
|
| 03/15/2022 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Postal mail |
|
|
|
| 03/06/2022 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
Servicemember |
|
|
| 02/03/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/21/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
|
| 11/11/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 09/20/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 07/20/2021 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
|
| 06/11/2021 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 05/26/2021 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 04/29/2021 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Used obscene, profane, or other abusive language
|
|
Web |
|
|
|
| 04/29/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 03/24/2021 |
No |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 01/12/2021 |
No |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 12/05/2020 |
No |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 11/24/2020 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 11/03/2020 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 10/15/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 09/23/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
|
| 08/28/2020 |
No |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/10/2020 |
No |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Phone |
|
|
|
| 07/16/2020 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was already discharged in bankruptcy and is no longer owed
|
|
Web |
|
|
|
| 06/22/2020 |
No |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 05/15/2020 |
No |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/05/2020 |
No |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 10/04/2019 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
Servicemember |
|
|
| 08/20/2019 |
No |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Referral |
|
|
|
| 06/27/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Problem with personal statement of dispute
|
|
Web |
|
|
|
| 02/13/2019 |
Yes |
- Debt collection
- Medical debt
|
- Threatened to contact someone or share information improperly
- Contacted your employer
|
|
Web |
|
|
|
| 01/14/2019 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Servicemember |
|
|
| 10/18/2018 |
Yes |
- Debt collection
- Other debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 10/04/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 10/04/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/02/2018 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/02/2018 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/07/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/07/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/07/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/07/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 06/07/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 05/27/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 04/15/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/29/2018 |
No |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/23/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/21/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 02/15/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/15/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 02/13/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/30/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 01/16/2018 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 12/14/2017 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 11/28/2017 |
Yes |
- Debt collection
- Other debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Postal mail |
|
|
|
| 11/10/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 10/26/2017 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Fax |
|
|
|
| 08/23/2017 |
Yes |
- Debt collection
- Other debt
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 06/02/2017 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 04/24/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/08/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 02/11/2017 |
No |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 05/09/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Older American |
|
|
| 04/11/2016 |
No |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Older American |
|
|
| 03/15/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Phone |
|
|
|
| 03/02/2016 |
No |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Taking/threatening an illegal action
- Threatened to sue on too old debt
|
|
Referral |
|
|
|
| 01/28/2016 |
No |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Servicemember |
|
|
| 01/28/2016 |
No |
- Debt collection
- I do not know
|
- Improper contact or sharing of info
- Contacted employer after asked not to
|
|
Web |
|
|
|
| 01/28/2016 |
No |
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
|
|
|
| 10/13/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 04/30/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 03/25/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Phone |
|
|
|
| 02/17/2015 |
No |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 02/17/2015 |
No |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not disclosed as an attempt to collect
|
|
Web |
Older American |
|
|
| 02/16/2015 |
No |
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
|
|
|
| 01/20/2015 |
No |
- Debt collection
- I do not know
|
- Communication tactics
- Used obscene/profane/abusive language
|
|
Web |
|
|
|
| 01/05/2015 |
No |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 12/26/2014 |
Yes |
- Debt collection
- I do not know
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
|
|
|
| 11/25/2014 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Taking/threatening an illegal action
- Threatened arrest/jail if do not pay
|
|
Web |
|
|
|
| 11/25/2014 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Taking/threatening an illegal action
- Threatened arrest/jail if do not pay
|
|
Web |
|
|
|
| 10/22/2014 |
No |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Taking/threatening an illegal action
- Sued w/o proper notification of suit
|
|
Web |
|
|
|
| 10/10/2014 |
No |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
Servicemember |
|
|
| 08/13/2014 |
No |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 08/10/2014 |
No |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 08/01/2014 |
No |
- Debt collection
- I do not know
|
- Communication tactics
- Frequent or repeated calls
|
|
Referral |
|
|
|
| 07/28/2014 |
No |
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 06/24/2014 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Improper contact or sharing of info
- Talked to a third party about my debt
|
|
Web |
|
|
|
| 05/02/2014 |
No |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
Servicemember |
|
|
| 04/29/2014 |
Yes |
|
- Communication tactics
- Frequent or repeated calls
|
|
Web |
|
|
|
| 03/31/2014 |
No |
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 02/11/2014 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Used obscene/profane/abusive language
|
|
Web |
|
|
|
| 01/21/2014 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 01/11/2014 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Postal mail |
|
|
|