| 05/08/2017 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
Concentric Receivable managmenet is attempting to collect illegally, reporting to the bureaus illegally, in violation of FDCPA, FACTA, FCRA and noncompliance to credit reporting laws. I mailed the following letter and they refuse to provide ALL docs to legally collect and report an account. THE CEASE AND DESIST HAS BEEN IGNORED AND INCLUDES CALLS< EMAILS> REPORTING TO BUREAUS AND LETTERS.
HIPPAA VIOLATION~!!!!! No account for medical can be collected or reported legally without PROVIDING THE CONSUMER the agreement between creditor and collector and PROOF of what information was shared. IT IS HIPPAA violation to even state ANYTHING on a bureau. My medical info has now been shared illegally by this collection WITH ALL XXXX BUREAUS!! LAWSUIT FOR CLINIC AND THIS AGENCY NOW BEING FILED!!!!!!
CONCERNING THE ALLEGED ACCOUNT (Contentric receivable / XXXX XXXX XXXX XXXX )
I am writing this letter in response to the phone call I received from a collector representing your agency last week. Your collector informed me that I owed YOU an alleged debt (see enclosed).
When I questioned the collector regarding your rights to pursue this, I was curtly informed that YOUR FIRM'S policy DID NOT permit any validation of the information regarding this alleged debt and it was your firms policy to NOT provide detailed account records to ANY debtor. When I demanded to speak with a supervisor, your collector informed me that a supervisor was unavailable and I could pay the debt or face being sued by your firm. When I informed YOUR collector that I was starting to record the conversation your collector hung up.
After being threatened with DIRE legal actions by your employee, I contacted the United States CONSUMER FINANCIAL PROTECTION BUREAU; I spoke with a representative who forwarded me to a supervisor who clearly pointed OUT that YOUR Firm IS REQUIRED BY THE FDCPA and the Credit Reporting Bureau Settlement agreement to PROVIDE all of the FOLLOWING information to any debtor that your firm is pursuing. Additionally, my family attorney has confirmed that your FIRM is compelled by TORT law precedent to provide this information or face a lawsuit : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) .
Please supply the following information in complete detail:
>> Why you think I owe the debt, and to whom I owe it, including:
>> The name and address of the creditor to whom the debt is currently owed, the account number used by that creditor, and the amount owed.
>> If this debt started with a different creditor, provide the name and address of the original creditor, the account number used by that creditor, and the amount owed to that creditor at the time it was transferred. When you identify the original creditor, please provide any other name by which I might know them, if that is different from the official name. In addition, tell me when the current creditor obtained the debt and who the current creditor obtained it from.
>> Provide verification and documentation (retail installment contract etc.) that there is a valid basis for claiming that I am required to pay the debt to the current creditor.
>> If you are asking that I pay a debt that somebody else is or was required to pay, identify that person. Provide verification and documentation about why this is a debt that I am required to pay.
The amount and age of the debt, specifically:
>> A copy of the last billing statement sent to me by the original creditor.
>> State the amount of the debt when you obtained it, and when that was.
>> If there have been any additional interest, fees, or charges added since the last billing statement from the original creditor, provide an itemization showing the dates and amount of each added amount. In addition, explain how the added interest, fees or other charges are expressly authorized by the agreement creating the debt or are permitted by law.
Please indulge me with the mandated presentations of your requisite actions to authenticate and avow corporeally to the absolute genuineness,
accurateness, allness, accordance, and adherence to every single one even each any and or all of the federally composed legislative documents as related
to the now officially challenged allegations of account and or adverse notations therein of such claims. You nor any entity is permitted to keep any non-compliant
information,particularly upon it being challenged so DELETE TODAY even right NOW or unequivocally avouch physically to every single one even each any
or all of the excerpts,dated assignments,ledger balances,audited enumerations,documents of identification,each of the 426-character format fielded
P6 statements,pay status codes,alpha-/ numeric-/ and or alphanumeric source codes.Further certificate affirmly every single one even each any and or all of
the minimal five (5) portioned personal identifiers,and even the unabbreviated 386 pieces of confirmation to collect.
>> If there have been any payments or other reductions since the last billing statement from the original creditor, provide an itemization showing the dates and amount of each of them.
>> If there have been any other changes or adjustments since the last billing statement from the original creditor, please provide full verification and documentation of the amount you are trying to collect. Explain how that amount was calculated. In addition, explain how the other changes or adjustments are expressly authorized by the agreement creating the debt or permitted by law.
>> Identify the date of the last payment made on this account.
>> Have you made a determination that this debt is within the statute of limitations applicable to it? Tell me when you think the statute of limitations expires for this debt, and how you determined that.
Due Diligence and Rights to Collect:
>> If you fail to provide any of the information or documentation I have asked for, please say why. If you do not provide it, and do not adequately explain why, I will understand that you are unable to confirm or document your claims.
>> I would like more information about your firm before I discuss the debt with you. Does your firm have a debt collection license from my state? If not, say why not. If so, provide the date of the license, the name on the license, the license number, and the name, address and telephone number of the state agency issuing the license.
>> If you are contacting me from a place outside my state, does your firm have a debt collection license from that place? If so, provide the date of the license, the name on the license, the license number, and the name, address and telephone number of the state agency issuing the license.
Regulatory Compliance:
>> Is your firm aware of (Complying with the Credit Bureau Settlement Agreement)?
>> When precisely (exact date) did your firm obtain or commence collection activities on this debt?
>> Does your firm participate or utilize any type of ACDV (Automated Credit Dispute Verification) software or system?
>> Does your firm outsource data entry for your collection process (if so please provide the legal name and address of that data entry firm)?
>> Is your firm currently Metro 2 compliant in its credit bureau reporting procedures (if not pleaser provide a signed declaration and waiver memorandum you have filed with the credit bureau or credit bureau reporting service that details the full process and steps your firm is under taking to become Metro2 compliant)?
>> As a requirement of the Credit Bureau and the CFPB debt validation requirement, please detail your firms process of verification and validation for each disputed credit item (also include the name, title, and License number for the reviewing officer)?
>> In addition, please provide a COMPLETE (beit Metro 1 or beit Metro 2) snapshot of the debt report you have provided to the CRAs (including a full P-segment trailing segment of the report)?
>> Provide a SIGNED notice of Compliance with regulatory measures as required by both the CFPB and the Credit Bureau Settlement Agreement (signed by your compliance officer, validating this DEBT and including the the name, title, and License number for the reviewing officer)?
I was also INFORMED by the CFPB supervisor that YOUR Firm has 30 days to PRODUCE ALL of the ABOVE noted information. If your firm CANNOT produce ALL of the above noted documentation in the allotted time frame, I will accept a written NOTIFICATION stipulating that your firm CANNOT COMPLY with the FDCPA and formally withdrawing your claim to this alleged debt is demanded. If you choose to ignore this demand, I will pursue a direct course offered under the SETTLEMENT AGREEMENT entered into by the Credit Reporting Agencies with the ATTORNEY GENERAL OF THE STATE OF TEXAS BUREAU
OF CONSUMER FRAUDS & PROTECTION and OCC and 37 other states that specifically EMPOWERS a working group to remediate and hold
accountable and sanction data furnishers who fail to meet the requirements of the FDCPA and CFPBs compliance guidance for Professional Debt Collection Practices. FEDERAL AND MY STATE LAWS DICTATE THAT ALL CLAIMS BE PHYSICALLY PROVEN TO ITS 100% TRUTH, 100%
CORRECTNESS, 100% COMPLETENESS,100% TIMELINESS,AND 100% COMPLIANCE ELSE WISE TO EVERY SINGLE ONE EVEN EACH ANY AND OR ALL OF THE RELATED REGULATIONS,MENTIONED OR NOT.BEING THAT THIS ITEM AS REPORTED IS CHALLENGED AS ITS LEGAL REPORTABILITY, I DEMAND,AS IS MY RIGHTS TO DO SO, THAT YOU MANDATE AND THEREAFTER ENFORCE THE DATA FURNISHER DEMONSTRATE IN UNABRIDGED SUFFICIENCY THE FACTS EXACTLY AS COMPOSED AND RELAYED TO YOU.THIS INCLUDES
SUBSTANTIAL DISPLAY OF ALL LAW REQUISITES SUCH AS PROOF OF DOCUMENTED IDENTITY OF THE INDIVIDUAL ALLEGED AS BEING WITH OWNERSHIP OF THE RESPONSIBILITY OF THE STILL UNFOUNDED CLAIMS EVEN EVERY DATE,TOTAL,ENUMERATION,PAY STATUS CODES,A.N. CODES OF THE SOURCE,PERSONAL IDENTIFIERS, COLLECTION CONFIRMATION
PIECES REQUIRED,AS WELL AS ANY DICTUM THAT MIGHT BE, KNOWN OR NOT.DELETE PROMPTLY IF IN DEFICIENCY TO DO SUCH IN A FEDERALLY DEFINED TIMELY MANNER .
If your firm chooses not to respond to this VALIDATION demand and its conditions I will NOT hesitate to FILE suit and SEEK my own payday against your firm for malicious collection activities-see XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
|
| 03/18/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
Servicemember |
|
I have filed multiple disputes with XXXX concerning an unauthorized hard inquiry ( XXXX XXXX/XXXX XXXX Acct # XXXX ) and an unauthorized collection account ( Concentric receivables Acct # XXXX ) {$1100.00} on my credit report. On XX/XX/XXXX, I sent my second round of disputes and the collection came back verified. On XX/XX/XXXX, I sent my third round of disputes and on XX/XX/XXXX, I received partial investigation results from XXXX that the hard inquiry and collection account was verified. This is a lie because on XX/XX/XXXX, XXXX XXXX sent me a letter and also sent a letter to XXXX saying " After review of the XXXX XXXX XXXX claim, we have concluded that you are not responsible for the disputed account. '' Also, the letter stated that they submitted a request to XXXX to remove this off my credit report. This is evidence from the creditor stating that the account isn't mine, so how does XXXX continue to say the hard inquiry is verified? That's a lie! Additionally, since XXXX would not remove the collection account off my credit report, I filed a XXXX complaint on XX/XX/XXXX on Concentric Receivables for having an unauthorized account on my XXXX credit report and on XX/XX/XXXX Concentric Receivables responded to the XXXX complaint stating, " We have no record of any disputes or communications with such complaint. However, today we submitted a deletion request to the credit bureau. '' This is evidence that the collection account needs to be deleted immediately. If the creditor has no record of three rounds of disputes, this lets me know that XXXX is not sending my dispute letters to each creditor and just annotating " verified '' on the investigation results when it wasn't verified. This is really starting to irritate me. I am also a victim of the XXXX data breach. This hard inquiry and collection need to be removed from my XXXX credit report today!
|
| 07/30/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
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I received a notification on Saturday XXXX XXXX that my XXXX credit score dropped 70 points because of a medical collection was added to my XXXX credit report. The collection was from Concentric Receivables Management for the amount of {$300.00}. The original creditor was XXXX XXXX XXXX XXXX XXXX. I contacted Concentric Receivables by phone on monday XX/XX/2019 morning at XXXX XXXX CST and spoke to XXXX XXXX. I made her aware that the collection was not valid and that debt had already been paid to XXXX XXXX XXXX XXXX. XXXX XXXX told me that indeed were in contact with the hospital and were aware the debt had been paid and that they would be sending a Deletion Letter to all the credit bureaus informing them to remove the collection off of my credit reports. This has still not been done. Concentric still has not sent the deletion letter, and they will not return my emails or phone calls. I than called XXXX and they told me there was notning they could do but wait 7 to 10 business days to remove the collection even though I had a deletion letter in hand proving it was wrong. I spoke to XXXX at XXXX, his employee number is XXXX. I told him I needed it removed immediately because it violated my FCRA rights and he again told me he could not do anything. These actions by both XXXX and Concentric Receivables are in direct violation of my rights protected under the FCRA laws. This collection needs to be removed from all of my credit reports immediately.
|
| 05/16/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I have reached out to Concentric Receivables about an alleged medical bill that does not belong to me. I am a victim of identity theft and have asked this company to provide proof that this debt does belong to me yet that have failed to do so. I do believe that this debt is a result of identity theft. I also know that I am allowed under the Health Insurance Portability and Accountability Act ( HIPAA ) to protect my privacy and medical records from third parties. I do not recall giving permission to any provider for them to release my medical information to a third party. I am aware that the HIPAA does allow for limited information about me but anything more is to only be revealed with the patients authorization so I am confused as to how and why this company would have anything about me anyway. I am more than sure that I have never had an obligation to pay Concentric Receivables any monies. I also do know that any reporting of this debt to the credit bureaus prior to allowing me to validate it may be a violation of the Fair Credit Reporting Act, which can allow me to seek damages from a collection agent. this company failed to even allow me to validate this account that I am more than sure is an account that is a direct result of identity theft.
|
| 10/21/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
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Web |
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I had XXXX XXXX that I paid cash for the service. I paid the doctor and the facility in full at the time of the service. Over a year later, I see a derogatory mark on my credit. I called the company and they said I received a medical device and that I hadnt paid for it.
I explained I never received the device and so I should not be responsible. They said you still owe us for it. I think this company is a scam and demand it be removed from my XXXX report. XXXX has already removed this from my credit.
The company is XXXX XXXX XXXX XXXX XXXX XXXX XXXX Information ( This section includes accounts that have been placed for collection with a collection agency. ) CONCENTRIC RECEIVABLES XXXX XXXX XXXX XXXX XXXX TX XXXX : ( XXXX ) XXXX Account Number XXXX Status Date Date Reported Date Assigned XX/XX/2022 XX/XX/2022 Date of XXXX Delinquency Creditor Class XXXX XXXX Balance Date Balance Amount Page 3 of 26 Client Name CONCENTRIC RECEIVABLES MGMT Last Payment Date Whose Account Original Amount {$2900.00} ( Continued On Next Page ) XXXX XXXX
|
| 01/31/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
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Web |
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I've sent multiple letters to this agency about this not being my account. After being advised by identitytheft.gov, I've completed and sent a fraud affidavit via certified mail. I can see they received it, but nothing has changed. See supporting documents. Even the USPS tracking.My official complaint is against XXXX XXXX XXXX. My information was used to obtain an apartment, cell phone, and an auto loan with my ex-partner. I am a victim of identity theft and have put this off for too long. I've completed the proper steps, 1. notify creditors 2. police report 3. informed the state of Texas. The individual I've suspected for this theft is now deceased, and the police department said to contact the federal trade commission to seek relief. These companies disregard laws and dont care whos credit or lives they impact.
i have a toal of 13 collections showing. This company took advantage of me and I want these collections removed from my credit report
|
| 01/02/2022 |
Yes |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
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Web |
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CONCENTRIC RECEIVABLES M was advised to investigate a few things that I believe are inaccurate and their response came back as " verified ''. They never responded to any of my letters. I asked for a a copy of the contract that I signed ( which is my right to do so ), a full account history of this debt, every payment that was made and all interest that was applied. Those were MY specific request. It appears obvious to me that they are abusing their power under the FCRA to escape a complete investigation. I have been requesting, since since XX/XX/2021 verification of this alleged debt that they claim I owe to this company company and which they are reporting on my credit files. However, this company has failed to obtain and send me legal verification as mandated by the law
|
| 06/21/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
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Web |
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I am a victim of identity theft. Due to the Corona Virus Pandemic, we are all facing which has me sitting still at home and I saw the recent news about the multiple XXXX XXXX breaches. I decided to look at my credit reports from the 3 major credit bureaus and found that someone had used my Identity. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I contacted the Credit Bureau and told me to file an Identity Theft Report which I am doing. I appreciate your effort in getting this matter resolved. Thank you. Please let me know if you need any other information from me to block this information from my credit report. Thank you.
|
| 01/08/2022 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
Over the last 13 months, I have sent three certified letters to CONCENTRIC RECEIVABLES MGMT with a detailed request for debt verification information, proof I agreed to pay the debt, Proof that the debt was transferable, proof that they have the right to collect in Texas, and other information. To date my three, certified, signature required, verified received requests have gone ignored and unanswered. Instead I have disputed this debt several times and they keep putting it on my credit report pushing the date the account was opened sooner and sooner so that the debt looks new causing damage to my credit score
|
| 10/24/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
Servicemember |
|
XX/XX/XXXX I was informed there were medical collections on my credit report.I have contact XXXX XXXX XX/XX/XXXX at XXXX and informed the collection agency I receive medicaid/medicare benefits this is not correct. On XX/XX/XXXX I have spoken with XXXX and informed her I receive medicaid/medicare benefits. XXXX informed me the last time a statement was mailed on XX/XX/XXXX. I didnt receive a statement I have mentioned and XXXX gave me a number to contact XXXX XXXX at XXXX which is a wrong number and an acct # XXXX. XXXX was very rude to me and informed me that I need to handle my business better.
|
| 04/20/2017 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
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Web |
|
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I 've tried disputing a fraudulent collection account on my credit report. I 've sent letters to the agency and have gotten little response. My official complaint is against??? for reporting credit information to the credit reporting agencies that was a result of Identity Theft I 've asked in my letter that the negative reporting ceases and the information be removed from my credit report. I want the negative credit reporting to cease and for the collection account to be deleted from my credit report
|
| 11/04/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
I sent a debt validation letter to Concentric Receivables Management .I was sent copies of my personal health information and medical records which I know is a direct violation of HIPPA regulations. I never signed a HIPPA form authorizing them ( Concentric Receivables Management ) ) to have this information.
I am attaching documents I sent Concentric Receivables Management and the documents I got in the mail today from them via certified mail # XXXX XXXX XXXX XXXX XXXX.
Thank you XXXX XXXX
|
| 01/07/2017 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt resulted from identity theft
|
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Web |
|
|
I was a victim of identity theft and noticed a collection from Concentric Receivable I 've attempted to dispute multiple times however no response on their end. Not sure what else to do. Police department told me to contact the federal trade commision which I wrote a formal complaint against Concentric Receivable in regards to this matter. The FTC also instructed me to complete a id theft affidavit through identity theft.gov. Attached is my document. Thank you
|
| 03/09/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
XX/XX/XXXX - I sent notification of dispute by mail to collection agency - Concentric Receivables regarding the debt being reported on my credit. I never received a response. ( I will include a copy of the signed receipt of the certified letter. ) XX/XX/XXXX - I sent a second dispute letter by mail and again, received no response.
XX/XX/XXXX - The item remains on my credit report and to date, I have never received any response to either of my disputes.
|
| 05/09/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
I 've tried disputing a fraudulent collection account on my credit report. I 've sent letters to the agency and have gotten little response. My official complaint is against??? for reporting credit information to the credit reporting agencies that was a result of Identity Theft Ive asked in my letter that the negative reporting ceases and the information be removed from my credit report.
|
| 11/09/2018 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
Servicemember |
|
I have spoken with XXXX on XX/XX/2018 and informed this account was processed by medicaid/medicare for the amount of {$300.00}. XXXX have informed me she don't have information on the account. XXXX rudely informed me I need to handle my medical business better. I have medicaid/medicare and I am also a XXXX veteran XXXX XXXX. Please help get this information removed from acct.
|
| 10/16/2015 |
Yes |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
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Cocentric Recievables has been reporting a negative account that does not belong to me. I sent in a dispute to them and asked them to investigate this, and delete it from my credit file. They never responded. They also never changed the status of this account to " in dispute '' with the credit bureaus. This was almost 5 months ago! This is unprofessional and unfair!
|
| 07/24/2018 |
Yes |
- Debt collection
- Other debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have on my credit report bill from XXXX XXXX in the amount of XXXX at XXXX XXXX on the date of XX/XX/XXXX and on the date of XX/XX/XXXX Emergency room from concentric receivable I have had Medicaid since I was a baby was a XXXX XXXX XXXX XXXX and have had Medicaid my while like and a new law had past that medical bills should not show up on my
|
| 12/06/2020 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
We reached out to Concentric Receivable in attempt to get the accounts verified and get proof of verification but I have yet to receive any type of response. We sent a letter for verification of debt for two accounts on XX/XX/20.
|
| 10/21/2015 |
Yes |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
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Web |
|
|
Request validation of this debt. I do not believe I owe this creditor. Initial bill sent to wrong address due to their error. Conflicting amounts allegedly owed.
|
| 09/02/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
Paid Late by Insurance Company
|
| 05/20/2020 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Information belongs to someone else
|
|
Web |
|
|
all ftc violations
|
| 01/27/2023 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
Servicemember |
|
|
| 01/05/2023 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Notification didn't disclose it was an attempt to collect a debt
|
|
Web |
|
|
|
| 10/28/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was result of identity theft
|
|
Web |
|
|
|
| 05/14/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit repair services
|
|
|
Web |
|
|
|
| 01/26/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 01/06/2022 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/30/2021 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Incorrect information on your report
- Account status incorrect
|
|
Web |
|
|
|
| 09/17/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 08/09/2021 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 05/25/2021 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 05/19/2021 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 06/30/2020 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Fax |
|
|
|
| 05/08/2020 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 11/22/2019 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 09/30/2019 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 08/31/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 08/31/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 07/27/2019 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 05/23/2019 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
|
| 04/10/2019 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
|
|
|
| 04/01/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
|
- Problem with a credit reporting company's investigation into an existing problem
- Their investigation did not fix an error on your report
|
|
Web |
|
|
|
| 01/09/2019 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 01/07/2019 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 11/27/2018 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 11/27/2018 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 11/26/2018 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 11/26/2018 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 11/26/2018 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 10/10/2018 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 07/10/2018 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 07/09/2018 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 05/31/2018 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 05/31/2018 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 04/05/2018 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
|
| 03/08/2018 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 12/19/2017 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 11/18/2017 |
No |
- Debt collection
- I do not know
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
Older American |
|
|
| 05/19/2017 |
Yes |
- Debt collection
- Medical debt
|
- Written notification about debt
- Didn't receive notice of right to dispute
|
|
Web |
Servicemember |
|
|
| 05/08/2017 |
Yes |
- Debt collection
- Medical debt
|
- Communication tactics
- You told them to stop contacting you, but they keep trying
|
|
Web |
|
|
|
| 05/06/2017 |
Yes |
- Debt collection
- Medical debt
|
- False statements or representation
- Attempted to collect wrong amount
|
|
Web |
|
|
|
| 04/06/2017 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 01/09/2017 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 12/13/2016 |
Yes |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 12/01/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Referral |
|
|
|
| 11/30/2016 |
Yes |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 11/30/2016 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 11/10/2016 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 11/01/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 06/27/2016 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 04/14/2016 |
No |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 10/17/2015 |
No |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 02/20/2015 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 12/28/2014 |
Yes |
- Debt collection
- I do not know
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Web |
|
|
|
| 12/10/2014 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 11/21/2014 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Web |
|
|
|
| 10/10/2014 |
Yes |
|
- Disclosure verification of debt
- Not disclosed as an attempt to collect
|
|
Web |
|
|
|
| 09/18/2014 |
Yes |
|
- Disclosure verification of debt
- Right to dispute notice not received
|
|
Web |
|
|
|
| 08/22/2014 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt was paid
|
|
Postal mail |
|
|
|
| 06/25/2014 |
Yes |
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Web |
|
|
|
| 06/12/2014 |
Yes |
|
- Disclosure verification of debt
- Not disclosed as an attempt to collect
|
|
Web |
|
|
|
| 04/30/2014 |
Yes |
- Debt collection
- I do not know
|
- Cont'd attempts collect debt not owed
- Debt is not mine
|
|
Postal mail |
|
|
|