Commercial Recovery Systems CFPB Complaints

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2000 Latest Complaints
Date Received Timely Response Product Issue State / Zip Submitted Via Tags
06/02/2017 No
  • Payday loan, title loan, or personal loan
  • Payday loan
  • Received a loan you didn't apply for
  • CA
  • 90068
 Web
On XXXX XXXX XXXX I received a called on my cellphone at XXXX XXXX from the following number, which appeared on my cellphone as XXXX XXXX XXXX XXXX . I was asleep and did n't answer, but a guy going by the name of XXXX XXXX left me a message asking me to call him back ASAP regarding a failed banking transaction at XXXX XXXX XXXX XXXX Ext XXXX and ended by saying, " You have been notified. '' I did n't have time to call, but received another phone call ( same number ) from XXXX XXXX on XXXX XXXX XXXX @ XXXX XXXX again. This time he stated that he 'd called me the other day regarding a failed banking transaction and that this would be the last time he 'd call before his clients move forward with verification of my employment and legal notification will be sent to my address. Again he ended the phone call with " You have been notified. ". I called back around XXXX XXXX and was told XXXX XXXX was in a meeting, but spoke with a guy ( name unknown ) who told me that a failed banking transaction in the amount of {$1000.00} from XXXX XXXX XXXX , which was opened on XX/XX/XXXX had been deposited into my account at XX/XX/XXXX and that I withdrew the money and had it transferred to my debit card. He went on to say I made one payment on the loan and then all of a sudden stopped paying on the loan. I told the guy that I 'd never heard of XX/XX/XXXX , never took out a loan, and I did n't bank with XX/XX/XXXX . He became very aggressive and said that someone took this money perhaps a family member or someone who has access to your information. When I asked what and how was this loan done? The guy responded in an aggressive tone and I quote : You are XX/XX/XXXX are n't you?, I said yes, then provided me with the last 4 digits of my social security number, my address, and my last known employment, which I had n't worked at since XXXX , and stated that my email was XXXX . I responded by telling him that some of the information was correct, but if the loan was done in XXXX , I would n't have given my last place of employment when trying to get a loan. I kept insisted that I knew nothing about this loan and that it was n't mine. That 's when he said and I quote, " IT DOES N'T MATTER, WE 'RE JUST CONTACT THE BANK AND HAVE THEM VERIFY WHO CAME IN AND TOOK THE MONEY. '' It was almost as if he though I would get scared or something and admit to the loan, but instead told him to go ahead and do it, because it was n't me. He then threaten me by saying the client was going to get verification of my employment and legal notification would be sent to my address and then rudely said, " Have a nice day and hung up in my face. '' I called back to speak to XXXX XXXX himself and got the same treatment. After telling him that I took no such loan he offered me no solution nor did he state to me what it was they wanted me to do. They just kept accusing me of taking this loan and went as far as to say, that they believe the loan was mine because the money was given to me and one payment was made towards to loan. I 'm not sure if they were trying to get me to admit or say it could be mine, but even after giving me this information I still had no ideal what they were talking about. I kept telling them this is fraud, fraud, fraud, and all XXXX XXXX could do was ask what do I want to do? As if he wanted me to set up some kind of payment plan or something. I told him I did n't want to do anything because I was n't paying for something that was n't mine. He became very irate and very hostile towards me and was like, " FINE!!!! I CONTACT THE CLIENT AND TELL THEM YOURE UNWILLING TO WORK WITH US AND MOVE FORWARD WITH VERICATION OF YOUR EMPLOYMENT. YOU 'RE RECEIVE LEGAL NOTIFICATION IN THE MAIL!!!! HAVE A NICE DAY!!! '' and hanging up on me! I contacted XXXX XXXX XXXX who informed me that no such account in my name was in their system and that the only account they saw was a checking account I opened in XXXX and closed in XXXX and during that time no amount of money in that amount had ever been placed in the account. I was also instructed not to agree to any payment or information these people are requesting and was told to ask for verification of this failed banking transactions that was supposedly placed in an account that does n't exist from XXXX . The young lady at XXXX told me that this could be a scam and not to give these people any information about myself. On XX/XX/XXXX I checked my landline phone to see if any such notification from any company called XXXX XXXX was on my phone and found a called which they did placed to me on XX/XX/XXXX and the call came in @ XXXX XXXX ., however when I dialed the number I simply got a voice mail saying and I quote : Press 9 to be placed on a do not call list. I also called the number XXXX XXXX asked me to call him at and kept getting a message stating that nobody was available to leave a message and someone would call me back. I decided to call the number that appeared on my cell-phone and load and behold they answered. I told the guy who answered the phone that I needed to speak to someone regarding this failed banking transaction after our conversation yesterday. They asked who 'd called me and when I gave them ext. XXXX XXXX XXXX answered the phone. He was like, very loud with me and direct saying, " Is this XXXX ? '' I replied yes and told XXXX XXXX that I 'd spoken with an attorney and was told to ask him to request proof of the debt in question. XXXX XXXX was like fine I 'd send it to your e-mail and started to say the fake email address he had on file, but I demanded that it be send to my place of resident. I told him I was not giving him any information on me. He said he 'd send out a POD as soon as possible.
03/17/2016 No
  • Debt collection
  • Credit card
  • Taking/threatening an illegal action
  • Threatened to sue on too old debt
  • NC
  • 27330
 Web
I believe that I have been targeted by debt collection scam by a firm named CRS purporting to be a law firm and threatening suit on a stale account in addition to not identifying themselves as a debt collector. Today I received a voicemail from their computerized pre-recorded auto-dialer that stated the following message : " This message is intended for [ my name ], we have been instructed to obtain a statement from [ my name ] prior to filing in your jurisdiction you can provide your statement directly to XXXX. '' I later called the number and the call was answered as " CRS '' by someone identifying themselves as XXXX who reluctantly said was a receptionist after extended questioning. I asked her why they called and she said that it was regarding a debt I owed. I asked where they were based out of and she said they are out of New York. I asked her if they were a debt collector and she said that they were not a debt collector, but a " pre-litigation '' ( her words ) company. I asked what that was and if this was a law firm, she stated again that they are a pre-litigation company and work with a group of attorneys. At no time did she explicitly state that the call was for debt collection purposes, despite stating the call was regarding a debt I owed. She confirmed my name and the county my address is in. She said that she would transfer my call to the paralegal handling my case after verifying my information which I gave to her. She transferred me to someone identifying themselves as XXXX who said that they were calling on behalf of XXXX XXXX XXXX who I failed to repay a debt to. I told her I do not recall having any current XXXX XXXX XXXX debts and she said that I opened the account in XXXX and stopped paying it in XXXX. I asked her if she was threatening me with a lawsuit on a time barred debt and she stated that it was illegal not pay them back. I told her failing to pay debts was not illegal and asked again if they were trying to sue me on a debt outside of the statute of limitations. She became very loud, abusive and insulting, which made me angry and I yelled back and she hung up on me. I called back the original number and spoke with the same person that answered the original call, I asked for her name and she said it was XXXX XXXX and I asked for my representative 's name and she said that it was XXXX XXXX. I Googled the name CRS and found out that the company was currently being sued by the FTC and has a history of similar actions in addition to no longer being licensed in my state.
02/22/2019 No
  • Debt collection
  • Other debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • OH
  • 436XX
 Web
I received a voicemail on Monday XX/XX/XXXX from an " XXXX '' claiming that I had 2 civil complaints against me and that I would be served papers that week. I called the number she left in the voicemail and reached CRS and XXXX. XXXX XXXX took the call. He stated the call was being recorded and to let him finish before speaking or asking questions. He said that I owed a debt from XX/XX/2005 from XXXX XXXX and that I would be receiving a court summons regarding a theft and fraud investigation. He claimed that I had 3 options : 1 ) To go to court and be responsible for the judgment and court costs 2 ) make payments or 3 ) pay off at a discount and avoid the court. The call occurred during my work shift and created unnecessary panic and anxiety. I gave my debit card number to avoid a court record and was sent and email to sign papers to authorize payment. After the call ended and I calmed down, I performed research on CRS and associated and found many reports of scamming and predatory tactics to collect old debt. I called the court system in my local county as well as XXXX XXXX and had enough information that this was not legitimate. On XX/XX/XXXX, CRS withdrew {$490.00} without my signed authorization. I called Mr. XXXX to confront him with the situation and call him out with the information I had obtained. He continued to dispute the information XXXX XXXX ( the institution where the debt is owed ) gave me before cutting me off and asking what I wanted. I stated that I want the funds returned to my bank account since I did not sign the papers authorizing them to withdraw. He was going to hang up on me before I could ask when the money would be deposited. He stated today ( XX/XX/XXXX ). I called XXXX XXXX to confirm the original information I received. I called Mr. XXXX back and stated once again the facts and called him out on the lies. He said " the money had already been refunded and to stop calling. '' He hung up on me. The funds were not returned.
05/27/2017 No
  • Debt collection
  • I do not know
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • MI
  • 49009
 Web
I keep getting collection calls for a " XXXX XXXX XXXX '' ( have only heard it, so it might be spelled differently ). I am not this person, nor related to this person, nor know this person. I have called the company before and told them they have the wrong person. However they continue to call and have called for more than a year now.

Here is one of the latest voicemails from ( XXXX ) XXXX, XX/XX/XXXX XXXX XXXX : " This message is solely intended for XXXX XXXX. This is XXXX calling you from CRS. This call is in regards to a legal matter that has been linked to your name and social. If you 'd like to make a formal statement, please contact our office at XXXX. Make reference to case number XXXX. '' Another voicemail from ( XXXX ) XXXX, XX/XX/XXXX XXXX XXXX : " We 're calling today with XXXX XXXX XXXX looking to get in touch with XXXX XXXX XXXX. It appears we have a scheduled delivery of sealed legal documentation that requires a signature and form of id. We will be out between the hours of XXXX and XXXX tomorrow XXXX. If you 'd like to reschedule or have any questions please press 1 and a live representative will be right with you. Thank you. '' Another voicemail from ( XXXX ) XXXX XX/XX/XXXX XXXX XXXX " We 're calling today with XXXX XXXX XXXX looking to get in touch with XXXX XXXX XXXX. It appears we have a scheduled delivery of sealed legal documentation that requires a signature and form of id. We will be out between the hours of XXXX and XXXX tomorrow XXXX. If you 'd like to reschedule or have any questions please press 1 and a live representative will be right with you. Thank you. '' Other phone numbers used with similar messages : ( XXXX ) XXXX XX/XX/XXXX ( XXXX ) XXXX XX/XX/XXXX ( XXXX ) XXXX XX/XX/XXXX ( XXXX ) XXXX XX/XX/XXXX ( XXXX ) XXXX XX/XX/XXXX ( XXXX ) XXXX XX/XX/XXXX ( XXXX ) XXXX XX/XX/XXXX ( XXXX ) XXXX XX/XX/XXXX ( XXXX ) XXXX XX/XX/XXXX I told them they had the wrong person on XX/XX/XXXX. I was told they would remove my number.

08/21/2019 No
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • IN
  • 46221
 Web
Person called 2 weeks ago from a place called CRS she said she would serve me at work or home on Friday, XX/XX/XXXX. When I asked what the service was for she said a debt. I asked what debt and She gave a call back number that went to a voicemail saying no one was available. I also asked for account number she did not have one. I looked it up and it was marked as a scam. Someone did call back saying I would be sued if I didnt pay today. I asked by whom they said by their client. They asked if I would pay by credit card over the phone I asked for account number so I could provide it to my bankruptcy attorney the person laughed and said oh your bankruptcy wont cover this. I asked again for business of debtor they refused and would not give amount due or account number but said I would be served at work on a Friday. I said ok. They tried to verify my email and gave me a different email than mine. No one arrived at my home or work to serve me. Today I received a voicemail XXXX XXXX - XXXX XXXX XXXX at XXXX XXXX from number XXXX. Voicemail says this is XXXX XXXX with department of civil processing at XXXX XXXX XXXX calling for respondent. Our office has been retained to get a statement as part of a pre-litigation progress. Under Indiana state law you have 48 hours to respond with a formal statement XXXX Account number is XXXX either you or your attorney can respond by calling XXXX ext XXXX. Thank you. The background sounded very much like a telemarketing call center. If you call back it is the same voicemail and process as when the lady called threatening to serve me. They call back wanting a credit card payment over the phone. They do not identify debt and say you are being sued to avoid law suit you must pay today. When asking for account specifics for your attorney they revert back to a script demanding payment. Again they do not tell you the amount or account number.
02/25/2021 No
  • Debt collection
  • Other debt
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • NC
  • 27502
 Web
Hello CFPB, The company below continues to call, email and harass members of my family asking to discuss stuff about me. They are a collection agency and have acquired a debt from a company I left several years ago but are falsely claiming I owe. They are threatening lawsuit and also emailed said they are going to call around to see if anyone else wants to join on their lawsuit. Commercial Recovery Inc Tel : XXXX, XXXX Fax : XXXX XXXX XXXX is one of the many names they use. I called the company and asked for XXXX XXXX and they did not have a person names " XXXX XXXX '' then he emailed and said they use fake names. I have listed only a few of the many emails below with dates I get from them. They have been threatening legal action for months and given deadlines that pass and they still continue to make threats. They know where I live and from what I feel have made vailed threats that they know where I live and my family. They are now calling my family members in a attempt to SHAME my name. XXXX : " Your refusal to pay for this legitimate debt leaves us no other option but to assign this matter to legal counsel with a request to file a lawsuit. Unless this office receives the total within 10 days we will send the claim to an attorney in your jurisdiction. Are you sure you do not want to avoid this? XXXX : " My client XXXX has decided to enforce the guarantee against XXXX. We will deal with him separately. '' XXXX XXXX Commercial Recovery Inc XXXX On XX/XX/2021, at XXXX XXXX, XXXX wrote : " You need to call me about our letter to you on the personal guarantee ( on you ) portion of the debt we are pursuing. We need to have a discussion or we will send this to an attorney for suit. Be guided accordingly. '' XXXX XXXX XXXX XXXX
03/23/2021 No
  • Debt collection
  • Other debt
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • WA
  • 98122
 Web
On XX/XX/2021, I received a call from someone who identified himself as XXXX XXXX, a lawyer with CRS & Associates. He informed me that he had been trying to get in touch with my mother regarding a " bad check '' that she wrote nearly five years ago, and he told me that if she did not contact him, he would soon file a case with state court -- he did not mention which state. He told me that he was pursuing the debt collection effort now because the statute of limitation was 5 years, and it was nearly expired. He then said " I probably shouldn't be sharing this much with you, but ... '' and proceeded to tell me which bank that the check had been written from, and the check 's date, the email that my mother had allegedly used to sign the check, and he told me that he had contacted my mother 's place of employment as well. He also told me that he had contacted my father ( no longer married to my mother ). After the call, I contacted my father and found out that XXXX XXXX had also disclosed to him that he was making an effort to collect a debt. I learned that CRS & Associates was not, in fact, a law firm, but rather a debt collection agency. I also learned that the details which he revealed to my father and me over the phone were in violation of the FDCPA, which only allows debt collectors to request contact and location information from third parties. It specifically does not allow collectors to reveal that they are seeking debt repayment to third parties or to workplaces. I have found several reports of unscrupulous debt collection tactics by XXXX XXXX and by CRS & Associates as a whole, and I hope that this report of blatant FDCPA violation prompts an inquiry into their debt collection tactics.
06/25/2019 No
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was paid
  • IL
  • 60050
 Web
The previous page where you could categorize what they were doing they were doing all of those things they threatened to Sue me and said they will be serving me with a summons either at my work or home, they also called family and friends they had not sent me a letter they had been calling and harassing me after I had told them that the debt had been paid. This all originated in XXXX I had a XXXX account I never used and it was overdrawn by {$1.00} and I was never contacted by the bank so they waived all but 1 of the fees and I paid {$26.00} to bring the account to XXXX and I closed the account. Fast forward to XXXX when XXXX XXXX firm contacted me and said I owed {$210.00} for the XXXX account and with it being 9 yrs later I had no proof that it was paid so I ended up paying the {$210.00} and received a paid in full letter. Then Friday XX/XX/XXXX I received a call from XXXX XXXX XXXX. This was the first time I spoke with or ever heard anything from this company no letters no nothing and when I heard it was for the XXXX account again and they were looking to collect over {$450.00} I was not happy. I told them the debt had been paid and I would find the documentation on Monday XX/XX/XXXX. After I received a call from a private number on Monday XX/XX/XXXX that I did not answer I got phone calls from my brother, my dad and my fiance saying this place was calling for an account I owed on. They left threating messages on my voice mail and my fiance 's saying that they will be coming to my house and or work and will be proceeding to sue me. So now I have had my credit score beat up, the embarrassing conversations I had to have with the people they were contacting and so on.
05/21/2018 No
  • Debt collection
  • Other debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • UT
  • 84120
 Web Servicemember
My husband and I were contacted today by a company called " CRS '' from a Texas phone restricted number ... .we were told this was regarding a lawsuit and that they could not release any information unless we call this number XXXX and this was our file number it was in reference to ( I have this number if needed ). I called and the company was referred to as " CRS '' I spoke with a woman named " XXXX XXXX '' who said her direct line was XXXX. She said this was for an over drafted bank account balance for my husband with a bank from XX/XX/XXXX-XX/XX/XXXX and did I know anything about that, I said he has no bank account there. She confirmed his SSN and his DOB ( she had them already ) She stated well you don't know everything about everyone, I said I know his credit and this is not a legitimate dispute. She said well if he or his attorney does not contact us today regarding this matter that they will pursue legal action and garnish his wages to collect on the original balance of {$1200.00} plus legal fees the total would be {$4500.00}. I gave her my gmail and asked that she email all of these details for me to review with him as he was in a class today and could not be reached. She said she would. I have not received any such email from them. We were very upset by this. My husband did settle a closed account with bank back in XX/XX/XXXX but how would they even get this info now, this was also a paid balance? I did not explain any of this to her at that moment.
02/15/2021 No
  • Debt collection
  • Payday loan debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • MN
  • 55433
 Web
On XX/XX/2021 I was notified by my mother that she had received a call from a man named XXXX XXXX from a CSR and associates. The man she spoke with claimed that he was trying to contact me regarding an old payday loan debt from a company called XXXX XXXX XXXX. During the conversation this man told my mother he was preparing to take legal action towards me regarding this debt and that they would be filing it as a felony case, implying to my mother that I would be arrested and imprisoned for failure to pay the debt. After speaking with my mother regarding the call I attempted to contacted Mr. XXXX at XXXX. The phone was answered by a woman who did not state what, if any, organization I had contacted. I hung up the phone but was immediately contacted by Mr. XXXX. Mr. XXXX stated that he would be filing a law suit against me in XXXX court on XX/XX/2021 unless I could work with him to immediately pay the " debt ''. When I requested verification of the debt Mr. XXXX stated he would email it to me. When I stated that I would want a physical copy of the verification Mr. XXXX stated " We're not going to do that '', at which point I ended that call. I don't believe this is a legitimate attempt to collect a debt, however if it is a legitimate attempt then I am deeply upset by the fact that this company provided information regarding my case to my mother, an unauthorized third party. Any information regarding the validity of this matter would be greatly appreciated
12/16/2015 No
  • Debt collection
  • Payday loan
  • Cont'd attempts collect debt not owed
  • Debt resulted from identity theft
  • AZ
  • 85022
 Web
I want to begin by stating the following story is not an exaggeration. For the last 6 years and I repeat, 6 years, a company known as Commercial Recovery Systems ( CRS ) calls me and states I have an outstanding payday loan. I have never received a payday loan. Back in 2008 I was the victim of Identity theft and hired an attorney to take care of everything regarding false loans. I have sent this paperwork to CRS over the years multiple times. This year the calls have increased. I receive a call from CRS XXXX times per week. Each time I answer they tell me the debt is mine, they have court papers they are serving me, they are going to garnish my wages, and much much more. When I try to explain to them that they have the wrong person, they tell me I am a professional debtor and I need to pay my debts. I am going mad over the harassment. No one I contact can sue these people. Each attorney I have contacted says this agency does not respond to court documents. How do I stop them? I am asking the FTC to provide me with peace and quiet. Please stop this company who is in constant violation of the Fair Debt Collection Practices Act. No one should be treated the way I am being treated. I have been dealing with this agency since XXXX. It seems like every other year they re-vamp and begin harassing me. I am becoming fearful and I do not know what to do. I have had to freeze my credit bureaus in order to avoid any further identity theft incidents.
09/09/2016 No
  • Debt collection
  • I do not know
  • Communication tactics
  • Threatened to take legal action
  • MA
  • 02138
 Web
Today, XXXX XXXX 2016 my mother received a phone call from a woman calling herself XXXX and refusing to disclose where she worked. She stated that I was being sued and paperwork was submitted to XXXX XXXX and that I needed to obtain legal counsel. Later this afternoon a person I went to high school with named XXXX XXXX, who I have n't spoken to in 8 years received a voicemail from the same woman, mispronouncing XXXX XXXX and telling him that I, XXXX XXXX, was being sued by XXXX XXXX. In XXXX cases she left no information regarding why legal action was being taken against me, but disclosed to arbitrary individuals that I was being sued and needed an attorney. In XXXX cases I was contacted by worried friends and family concerned that I was being arrested. I have no knowledge of any outstanding debts, and in fact just purchased a car which required very detailed analysis of my current credit report. The woman left no information regarding who she worked for. Upon XXXX searching the phone numbers provided, it became clear the calls were placed by " Commercial Recovery Systems '' ( phone numbers given were XXXX and XXXX ). I have no idea how many other old contacts they may have defamed my name to. After reading XXXX it became clear that they 've been known to do this extensively and unendingly.
08/06/2019 No
  • Debt collection
  • I do not know
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • FL
  • 33455
 Web
I received a call on my personal cell phone on XX/XX/2019 at XXXX XXXX ( Eastern ) from a man looking for my father. They told me that " someone '' gave them my number despite not even knowing who I am or relation to who they were trying to reach. They did not tell me who gave them my number. They asked me to pass their contact information to him so that they may discuss " financial litigation '' with him. I asked what it was concerning, but they declined to tell me. This call was polite enough and I actually agreed to pass the contact info on. He said his name was XXXX from CRS and Associates Today ( XX/XX/2019 ) at XXXX, I received a call from the same number but was unable to take the call. I was left with a voicemail implying legal action was going to be taken as it was the final contact notice and the paperwork was going to be taken off the desk at the end of the day. I had already informed them that I was not the person they were seeking, yet the caller stated that it was " solely intended '' for my father. They know I am not my father, but still give me a message that they know only he is supposed to hear? The phone number that the call appeared to come from both times was a local number to me, but the contact information they gave me was located in another state.
07/03/2015 No
  • Debt collection
  • Medical
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • MI
  • 48219
 Web Servicemember
I would like to request another investigation. I am not satisfied with the previous one. The facts are not being delivered. The company has never supplied a copy of the original bill which includes original dates from the original business. The date of delinquency on this account has been purged. The original date of delinquency is very clearly stated on the bill and is stated as XX/XX/XXXX. Please have collection agency validate. XX/XX/XXXX is inaccurate. The collection agency must have a different bill than I have. The collection agency has clearly re-aged this account. Re-aging this account according to FCRA is against the law. The first date of removal for this account was somehow changed from XX/XX/XXXX. I providing the information I had which is clearly showed a different date than what the collection agency is reporting. This false reporting of information has been upheld by the both XXXX and XXXX. The company is using the date that the account was sent to them as the beginning date of delinquency. The company continues to report this invalid information to the credit bureaus. Several unsuccessful attempts have been made to have this removed from my credit.
07/26/2017 No
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • IA
  • 51501
 Web
I was contacted on XXXX XXXX about a debt that i owed. I had spoke to a man he was very rude and kept talking over me. I asked repeatedly for a letter to be sent to me and i would pay the debt. He stated he would send a letter but they can still proceed with garnishing my wages without me getting the letter. As of today, XXXX XXXX, I still have not gotten a letter. I received a call again today, from a different number, and a voicemail stating they were going to move forward with a hearing with or without hearing from. I call and again ask for a letter so i can take care of the debt and he states " a letter was sent but he has not idea why i havent received it ''. we verify my address and he says my only option now to recived the letters is through email. But regardless they are going to continue with a hearing and may request my presence and i SHOULD get a letter. All i want is a letter verifying this is a legitimate company requesting this. Some of his information was wrong and he says he is SURE i have received other letters trying to settle this. Which is false in the last years i have not received any letters.
01/24/2018 No
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • MN
  • 551XX
 Web
A company named XXXX XXXX XXXX called my sister saying that I am involved in a civil lawsuit and that I need to call them immediately. They told her that I owe money that I am going to court and get sued if I do not call back. They said to give them a call at XXXX and tell them case number. I call them back and they say I owe them XXXX $ and if I do not pay it right this second they will increase the amount send me to court and I would pay thousands in litigation and court fees. They claim this amount is owed from XXXX XXXX which closed years ago and I have never ever received a notification from them, this is the first time I had ever heard about this. We call them back and tell them it is illegal to inform a third party of any legal troubles a person might have and that it is illegal to sue or threaten to sue. They keep transferring us to different people and everyone acts dumb saying that they contract other companies to make those phone calls and they ca n't control that. They hung up on us 4 times. They are a debt collector, claiming to be a law firm.
05/24/2021 No
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • CA
  • 91601
 Web
Hello, XXXX XXXX an attorney called me from CRS and Associates asking me to resolve a matter out of court. He then explained to me that there was a paycheck advance that took place in 2016 for {$500.00} or something like that. I explained to him that I was a patient at a treatment center called XXXX XXXX XXXX XXXX, which in 2016 it was raided by the FBI and the state of California, for XXXX XXXX dollars of insurance fraud, and the owner was charged with countless other charges including XXXX and giving clients XXXX. I myself was a patient of this treatment center and there were many other versions of fraud that took place at XXXX. I tried to explain this him and he told me that I can talk to the judge. Those 3 years a lot of things happened, and I was under a massive amount of stress, and I am not sure if I was even sober when making the phone call since the owner of the facility was giving us drugs at the time. This is very stressful, and I would like to see if I can handle this as I am in college getting my life together and I feel violated.
03/25/2019 No
  • Debt collection
  • I do not know
  • Written notification about debt
  • Notification didn't disclose it was an attempt to collect a debt
  • OK
  • 73012
 Web
Received a call from phone number XXXX stating that I had a court hearing for a " civil matter '' in a voice mail. I returned the call with the case number they gave me, XXXX and asked what this was in regards too. The operator would not release that information until I confirmed personal information about myself such as my address and date of birth. I asked if they sent any notice in the mail about this civil action, and they said yes. I have to this date never received a notice. I asked the company name that the operator represents and the only information she would give me was XXXX out of XXXX Texas. I asked if the operator would give me their website and or physical address so that I could confirm that it was not a fraudulent call, and the operator refused. I asked if the operator 's company was a debt collection agency, and she stated " We are registered as a mediation company ''. Then she asked for my date of birth again. When I refused stating that I would only give it to her once she provided information about her company, she hung up.
04/27/2019 No
  • Debt collection
  • Other debt
  • False statements or representation
  • Impersonated attorney, law enforcement, or government official
  • GA
  • 30655
 Web
On XX/XX/XXXX I received a voicemail from a XXXX XXXX, stating that she was from the local Process Server Office and that I will be getting served a subpoena to appear before a Judge to answer charges for a debt Collection. She said that I needed to call the attorneys office at XXXX and speak to a paralegal about settling the debt. She gave me a case number. I called and it ends up being CRS and XXXX our if Texas. I asked the guy if they were a law firm. He said no, they are a debt collection agency. He said that I needed to pay {$390.00} for money I apparently owe to XXXX XXXX XXXX from XX/XX/XXXX. I knew I owed them money for an account that had overdraft penalties but didnt realize it was that much. He said if I dont set up a payment plan, they will sue me in court and will add on charges of defrauding a bank ( which I clearly did not do ). He pretty much intimidated me into trying to make a payment arrangement. I looked into them online and found out that they have had numerous complaints about this tactic and they arent a legit law firm.
12/28/2020 No
  • Debt collection
  • I do not know
  • Threatened to contact someone or share information improperly
  • Contacted your employer
  • MO
  • 63801
 Web
I received a series of calls starting at XXXX and another at XXXX XXXX and then again at XXXX XXXX, on XX/XX/XXXX. A man named XXXX XXXX, with CRS and Associates claimed to have filed a bounced check claim from XX/XX/XXXX in the amount of {$710.00} with my county sheriff 's department. He called my wife, my sister, and also my place of employment and threatened to contact my immediate supervisor. I told him that I did not want him contacting anyone but me in regards to personal matters, and he dismissed that by saying it was his right to try anything necessary to collect the debt. He offered to settle this " out of court '' and I told him I was not interested in committing to anything until I had the necessary info on the debt. He more or less stated that he would see me in court. My place of employment is small, and I am a senior manager. Calls like this can affect my position within the company specifically as it pertains to handling financial decisions, which is part of my responsibility.
08/15/2017 No
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • TX
  • 751XX
 Web Servicemember
Received a voicemail from the telephone number XXXX and this is what it stated " Hi this is XXXX XXXX calling with the Department of Civil Processing here at XXXX XXXX XXXX. I 'm calling for ( my full name ). ( My first name ) This is your final notification regarding case number XXXX. Now due to your negligence to respond and attempts we have made to contact you, the Department of civil processing is now deemed you non-compliant in our district policy at this time you will be placed on a schedule for your hearing. We hearing back later at ( my address ). You will have to sign for them and appear. Any questions or concerns I can be reached directly at XXXX. '' This is the 2nd voicemail this week from different number and I also received a text message with my ssn from an XXXX number, stating I was going to have legal actions against me. This is becoming a weekly ordeal as well as they are calling members of my family by getting their phone numbers from online.
03/13/2019 No
  • Debt collection
  • I do not know
  • False statements or representation
  • Impersonated attorney, law enforcement, or government official
  • KY
  • 40508
 Web
I spoke with a relative of mine ( I'm domiciled at her address ) and she explained that someone called her looking for me about a warrant. She gave me the phone number ( XXXX ). I called and spoke to an alleged " XXXX XXXX '' who asked me for a case number. I explained none was given. I asked for the name of the company. He stated XXXX XXXX XXXX, XXXX and said that he could not do anything without the case number. I explained there was no case number. While doing so, I looked up the company and it appeared to be a collection company. I asked if he could cross reference other information. I gave him the number he that they called my relative on. I stated that they were a collection company. He said it was not. Then he said he will just have the court documents served and then hung up. I believe he was impersonation an attorney or court officer and should be held to FDCPA to answer for his and his companies tactics.
04/01/2021 No
  • Debt collection
  • Other debt
  • False statements or representation
  • Impersonated attorney, law enforcement, or government official
  • CA
  • 94521
 Web
XX/XX/2021 - A man claiming to be named XXXX XXXX from CRS and Associates in New York is aggressively calling me over and over again, calling my employer, my father, my ex father in law and every other person listed as a relative on my public records. Claiming I wrote a bad electronic check and owe money. Which is not true, false and a complete scam. He is trying to scare me into paying him claiming he will be serving me and suing me, telling me I owe money to him for a fraudulent check from years ago. I know it is scam as I do not owe this but I want him to stop harassing my family, employer and friends. This has to stop. I have blocked his number but he keeps calling my business office and landlines which I can't block him on. He calls from XXXX. I have voicemails from him as well that are very aggressive and attacking. Please help. Please stop this man from continuing to so this to me and others. Thank you!
11/13/2015 No
  • Debt collection
  • Credit card
  • Taking/threatening an illegal action
  • Threatened to sue on too old debt
  • FL
  • 33012
 Web Servicemember
Agency Name : Commercial Recovery Systems , Inc. Debt is from XX/XX/XXXX? XXXX XXXX. Received a letter from them on XX/XX/XXXXSent a Certified Letter Requesting cease and desist calling my parents and son, also to call me directly on my mobile number. They continue to call all numbers regardless. I was threatened with court action, I requested then to be served so I can defend my self in court. They asked for my attorneys name. I did notprovide this information. Nothing they continue on. I am extremely worried that they may present a claim in court that I would not be aware of and get an unfair judgment against me. Was called today with the same story and I proceeded to request to be served at my place of work at which time the lady hung up. This is now getting ridiculous for a dept. I do not even remember having all my other depts. where paid in full or settled with XXXX payments several years ago.
05/06/2021 No
  • Debt collection
  • I do not know
  • Communication tactics
  • Used obscene, profane, or other abusive language
  • IA
  • 52804
 Web
On XXXX and XX/XX/XXXX I had received a call from XXXX stating he was from CRS and Associates stating that I issued an online check to their client that bounced. They stated the date of the transaction happened on XX/XX/XXXX. I called the bank to check on this claim due to having closed this account years before said date and they could not locate my information or any claims. I asked the guy working with CRS and Associates to send me a letter explaining the claim and info on the collections so I can look it over and He said they would not be sending me a letter. Would not let me talk, kept cutting me off saying that they were going to file this and see me in court next week. I tried to explain that I called the bank on XX/XX/XXXX and he got loud with me saying I did not call them because he just got off the phone with them this morning on XX/XX/XXXX and hung up on me.
10/18/2017 No
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • TX
  • 75042
 Web
XX/XX/2017 Phone call transcript. Called from XXXX Hey not bad. Yes file services notice for XXXX XXXX -- XXXX XXXX this is the Office of XXXX XXXX XXXX calling -- again I was asked to contact you in regards to a complaint we received with allegations attached we need to get a formal response from you -- this to be in the office today until XXXX XXXX -- at that time are gon na submit this back to the client the client is going to requested to be scheduled for hearing -- had a verification of employment paperwork will be issued out for your signature -- if you have any questions or concerns would like to submit a formal response or take advantage of mediation services my office provides I XXXX 's he 'll be your last chance to respond to this matter through my office -- contact ( XXXX ) XXXX -- S to speak with XXXX at XXXX
10/11/2016 No
  • Debt collection
  • Credit card
  • Communication tactics
  • Threatened to take legal action
  • AZ
  • 85122
 Web
CRS contacted my elderly parents home in Illinois threatening them that they are going to sue thier son if he does not handle the debt. The person we spoke with was XXXX at XXXX. This company continues to harass my parents and threaten them rather than me which I would prefer. However this company is know for these tactics and has been brought to suit by the FTC for the same behaviors. I can not upset my elderly parents with this ridiculous behavior and threats. They do no need to worry about me. This tactic is scaring them and causing XXXX for them and it is despicable. I myself suffered my XXXX on XXXX XXXX, 2016 due to XXXX and I dont need this happening to my parents. They also discussed my debt with my parents. Telling them if I dont call they will sue me? Unacceptable
02/28/2016 No
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • FL
  • 33615
 Web
Company re-aged an account as a new debt reporting and claiming for XXXX. Once I advised I have not been in medical facility since XXXX, the date was changed to match my statement. I have disputed thru credit bureaus. However, it continue to stay in my file without providing me with documentation. I request full validation including copies of insurance XXXX to provider where it shows I am liable for payment. I believe that all my liabilities -copays and coinsurance-were met at time of services as required by the facility in XXXX. That was until this account appeared in my credit report in XXXX. The collection agency has refused to provide additional information by not responding to any of my multiple requests.
10/24/2017 No
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • AZ
  • 85017
 Web
I received a call on the morning of XXXX/XXXX/XXXX. The man said he was said scheduled to serve me on Monday XXXX/XXXX/XXXX. He said to contact XXXX XXXX XXXX if I wanted to know why I was being served. I have never been contacted by XXXX XXXX XXXX in any way prior to this phone call. When I contacted them, they identified themselves as a mediator. They said that I owed XXXX XXXX over {$670.00} and that if I did not agree to pay them, then XXXX XXXX would sue me for triple the amount. They also said that I would be responsible for a {$1000.00} court fee. When I asked for debt verification or a written " validation notice '', they told me that it was not possible. I was told to just take their word for it.
03/26/2021 No
  • Debt collection
  • Payday loan debt
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • CA
  • 91945
 Web
On XX/XX/XXXX they called and left a voicemail stating they would take legal action if I dont respond. They then called my mom. I tried calling them to confront but no answer. On XX/XX/XXXX I answered and asked why theyre calling me and calling my mom. Theyre claiming I owe from a past debt still which Im pretty sure I dont. Regardless, theyre threatening to take legal action, calling me from Texas XXXX I live in California along where the loan was taken ) and also doing it during early ( XXXX my time zone XXXX pretty sure if they are real, they are doing it on purpose knowing Im 2 hrs behind. In addition to this, when I googled them online theyre being reported as fraud.
03/25/2019 No
  • Debt collection
  • Other debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • CO
  • 800XX
 Web
This Morning a process server called me from a Private number left a 48sec msg. Yawning and tired.XXXX XXXX. I will be served as a civil complaint Wednesday theXX/XX/XXXXand for more information reference XXXX and call XXXX. I called XXXX XXXX answered XXXX XXXX XXXX XXXX direct line XXXX.14min call about XXXX XXXX account ending in XXXX. For {$830.00} with attorney fees was {$3100.00}. Account opened XX/XX/XXXX closed XX/XX/XXXX and I could settle for {$620.00}. The name is the name and not an acronym. I called XXXX XXXX and the account dates do not match and the amount owed was {$400.00} and the are mailing me the last 3months of statements to confirm debt.
07/03/2019 No
  • Debt collection
  • Other debt
  • False statements or representation
  • Impersonated attorney, law enforcement, or government official
  • IL
  • 60611
 Web
On XX/XX/2019 I was contacted by a supposed private courier that said that they had a certified letter that was to be delivered to me by Friday XX/XX/2019. If I needed to reschedule the delivery they advised me to call CRS XXXX XXXX and provided me with a case number. I called CRS XXXX XXXX and the person that answered claimed to be a paralegal and said that the case that was against me was from an old XXXX XXXX account that was overdrawn 10 years ago for about {$500.00} and that CRS XXXX XXXX was sending a court summons for the amount of {$1500.00} but I was given the option of making a payment plan or paying a lower amount before XX/XX/2019.
10/16/2018 No
  • Debt collection
  • Other debt
  • Communication tactics
  • Frequent or repeated calls
  • CA
  • 92234
 Web
On XX/XX/2018 at XXXX pacific time my maternal cousin received a phone call from XXXX XXXX XXXX claiming that I owe so much money on a checking account from XXXX XXXX and if this matter isnt resolved they are going to take legal action. I called the number they left. It rang once then music started and then a man picked up. In the conversation I had he accused me of theft of stealing goods or services. I asked him for the name of the company he represents then I looked it up using XXXX and every thing that came up under that company was linked to extortion scam. When I brought this up to him, he immediately hung up.
03/04/2016 No
  • Debt collection
  • Payday loan
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • MA
  • 02125
 Web
I was contacted by CRS ( Commercial Recovery Systems , Inc. ) about a debt they claim belongs to me in the amount of {$1200.00} for a payday loan. They would only tell me the year and amount of the debt and refused to give me any more information. I assure you this debt has nothing to do with me. They said that it was already handed over to their legal department and I would now be getting fraud charges added onto the pending lawsuit against me. They refused to give me any sort of documentation for this debt, and I have never received anything in the mail regarding this. I need these calls to stop.
06/01/2018 No
  • Debt collection
  • Payday loan debt
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • XXXXX
 Web
I took out a payday Ioan in XX/XX/2017 with a company call XXXX XXXX. A company called XXXX XXXXXXXX help is representing me. I have been making on time payments to them for several years to resolve this predatory loan. They have also been sent several cease and deceit legal documents forbidding them to contact me directly. They have called my employer and a threatened to serve me with legal papers. I told them that I would file a complaint it they contacted me again. They then called me on my cell phone and were extremely rude and aggressive. I had made every attempt to pay this loan back.
06/09/2021 No
  • Debt collection
  • Payday loan debt
  • Communication tactics
  • Used obscene, profane, or other abusive language
  • CA
  • 947XX
 Web
Credit Recovery Systems, located in XXXX XXXX, NY used constant abusive language towards me, telling me they were going to sue me and that I would be arrested. After telling him I would be getting my husband involved, he mentioned, Your husband will keep his mouth shut after today. Very strange behavior from a collection agency. Also, one of the men working there, ( XXXX ), continued lying about who he actually was. He claimed his name was XXXX, then XXXX XXXX. After asking XXXX to speak with someone else because he was very rude, he transferred me to XXXX XXXX, who was himself.
02/11/2019 No
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • GA
  • 30236
 Web
I was contacted on XX/XX/2019. THe person gave me a last four of SSN and birthrate and I told them the debt was not mine. The person immediate called me back then called another company number asking to speak to my boss. Then they called me back asking to speak to my boss. I asked them for information regarding the debt which he failed to provided but claim to be sending to my boss. I asked for his address so I can contact them in writing and tell them I am the wrong person. He gave an incorrect address and birthday and I again informed them the debt was not mine. File # XXXX
04/29/2019 No
  • Debt collection
  • Other debt
  • Took or threatened to take negative or legal action
  • Threatened to arrest you or take you to jail if you do not pay
  • GA
  • 30019
 Web
My wife and I were contacted by XXXX XXXX XXXX regarding a fake debt owed to a bank. Upon further investigation, there is no debt owed to the bank. CRS has threaten arrest to my wife and and doing even more investigation, CRS has been BANNED from ever collecting any debts per XXXX. We have also hired an attorney to take FULL, LEGAL ACTION against XXXX XXXX XXXX. This company has used vulgar language to us, impersonating law enforcement officers, as well as court officials. This calls started on XX/XX/XXXX and are also harassing family members.
04/13/2021 No
  • Debt collection
  • Payday loan debt
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • TX
  • 78232
 Web
CRS & Associates have contacted people I didn't give them permission to contact, and left voicemails where applicable threatening penalties, court, and possible jail time. They have said that they are legally okay to contact whomever they want. When asking for an address, they gave me XXXX XXXX XXXX, XXXX, Tx, which doesn't come up on maps. This makes sense because he took a minute to tell me. Also they ONLY accept cards, nothing mailed in. They are extremely rude and hung up on me twice when asking basic questions.
10/30/2017 No
  • Debt collection
  • I do not know
  • False statements or representation
  • Impersonated attorney, law enforcement, or government official
  • AZ
  • 851XX
 Web
Commercial Recovery Systems , Inc. Contacted me XX/XX/17 from a blocked number stating they had a process server needing to serve me. Directed me to call the the plaintiff directly of the civil compliant. Refereed me to XXXX with court case # XXXX XXXX who said the case was being brought up against me by XXXX XXXX, and proceeded to give me more information. They are misrepresenting the legal status of a debt, with impersonating attorneys, attorneys staff, or judicial employees, in violation of FDCPA.
11/11/2015 No
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt was discharged in bankruptcy
  • MI
  • 481XX
 Web
XX/XX/XXXX I filed bankruptcy however, XX/XX/XXXX I started getting phones from Commercial Recovery Systems telling me they was trying to collect debts on XXXX accounts from XXXX that were included in my bankruptcy. Well these calls where by far normal debt practices they was harassing and threatening. They was calling me all hours and my work. Causing emotional and stress not only calling me but my father. You will see I filed a law suit and I recently see the FTC has a law suit against them.
06/20/2017 No
  • Debt collection
  • Payday loan debt
  • False statements or representation
  • Impersonated attorney, law enforcement, or government official
  • OH
  • 437XX
 Web
On XXXX I was contacted by CRS XXXX . The gentleman told me he was a lawyer who needed to get my side of the story on a debt I owed before going into court. He stated he was a lawyer and that the company I owed the debt to had filed legal action against me for check fraud that was punishable by jail time, fines, and restitution. He stated that unless I gave him my debit card information immediately they were going to move ahead with the legal filing against me. What can be done about this?
06/17/2021 No
  • Debt collection
  • I do not know
  • Threatened to contact someone or share information improperly
  • Contacted your employer
  • MN
  • 56401
 Web
two messages about a check written from previous bank from 2017. He then threatened to file bad check in XXXX XXXX court. Then called back 3 minutes later claiming he just talked to the XXXX County XXXX and was told that he legally had to contact my employer of my school district to report I commited a crime. He has now contacted my family telling them all I committed a crime and would be going to jail. Have never had any communication in regards to any debt or bad check from 2017.
04/06/2016 No
  • Debt collection
  • Payday loan
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • NY
  • 10028
 Web
The company is alleging I owe a debt from a payday loan, While I did take out payday loans in Nevada in the mid XXXX all of these loans were paid. Not to mention that they are barred by the statute of limitations on debt collections past 6 years. The company refuses to produce any evidence of the loans and are insisting that criminal actions are being filed unless I pay them money. Repeatedly calling, harassing and cursing at me. I am an attorney and I know this is against the law.
06/28/2017 No
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • NJ
  • 070XX
 Web
CRS Debt collection of XXXX Texas keeps calling myself, my job and my family members up to 5 times a day. They claim I owe money from some kind of loan from 2009. They tell me someone is coming to arrest me, and use abusive language. I have no idea what the loan is for, and they keep calling my place of unemployment and family members over and over. The person today told me to be quiet and listen to him that I am going to get arrested.
03/21/2019 No
  • Debt collection
  • Other debt
  • False statements or representation
  • Impersonated attorney, law enforcement, or government official
  • CA
  • 92692
 Web
on XX/XX/XXXX I received a voicemail from a caller id blocked number, when i checked the voicemail it said i was going to be served on XX/XX/XXXX, and to call XXXX, when called i told i was being sued for a XXXX bank account and that I was going to be served, when i started asking questions, they hung up on me and now wont take any calls.. upon review I found this https : XXXX They called themselves CRS and associates
05/25/2017 No
  • Debt collection
  • I do not know
  • Threatened to contact someone or share information improperly
  • Contacted your employer
  • TX
  • 77504
 Web
On XXXX / XXXX / 2017 I received a phone call at my job fro m CRS and Associates. T he man on the line advised me that he had 'my file ' in his office. He then went on to recite my social security number. My calls at work are recorded at all times, so this was extremely unacceptable. I have never heard of this company, nor have I given any consent to contact me at work. This company is extremely unprofessional.
12/04/2019 No
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • CA
  • 954XX
 Web Older American
CRS and XXXX ( XXXX XXXX ) have made many phone calls to my cell phone and work number. They have never left a case number, just said that civil complaint has been filed against me. If I do not contact them, the company has the right to verify my employment. XXXX message left on my work number, XXXX, call to my cell phone @ XXXX, call to my work phone at XXXX demanding a responese by XXXX EST.
12/07/2018 No
  • Debt collection
  • Other debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • IL
  • 60002
 Web
On XX/XX/18 XXXX XXXX left a threatening voice mail on my cell phone. They told me I was going to be served court papers at my place of work for an old debt. I called there and they offered me a payment plan. What concerns me is the fact that they have my Social Security number. This is a very old debt and I'm sure past the legal limit to collect.
02/15/2018 No
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Threatened to arrest you or take you to jail if you do not pay
  • VA
  • 245XX
 Web
CALLER IDENTIFIED HERSELF AS XXXX XXXX WITH PROCESS SERVER. SAID I WOULD RECEIVE A SUMMONS IN A FEW DAYS. I DO NOT KNOW THESE PEOPLE NOR DO I OWE THEM ANY MONEY. THEY ALSO CONTACTED MY MOTHER IN LAW WITH THE SAME MESSAGE. BOTH WERE LEFT AS VOICEMAILS. CALL CAME UP AS " UNKNOWN CALLER '' BUT IT GAVE A CALLBACK NUMBER IN THE MESSAGE OF XXXX
09/28/2018 No
  • Debt collection
  • I do not know
  • False statements or representation
  • Indicated you were committing crime by not paying debt
  • IL
  • 60073
 Web
Getting repeated harrassing phone calls stating there are two allogations against my social security number for unpaid debt and that they are sending a process server to my home, which never actually happens of course, but the calls are getting annoying.
07/31/2017 No
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • NY
  • 10025
 Web
CRS ASSOC, repeated calls daily about " failed Bankingtransaction '', threats of legal action daily, nothing is owed to anybody
06/08/2017 No
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • TX
  • 78758
 Web
Called left a message describing the debt. Threatened to take action against me. On first call from then.
06/07/2021 No
  • Debt collection
  • I do not know
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • CT
  • 06002
 Web Older American
10/28/2019 No
  • Debt collection
  • I do not know
  • False statements or representation
  • Impersonated attorney, law enforcement, or government official
  • OH
  • 45383
 Web
09/11/2019 No
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • OH
  • 43140
 Web
03/21/2019 No
  • Debt collection
  • Other debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • TX
  • 75181
 Web Servicemember
08/14/2018 No
  • Debt collection
  • I do not know
  • False statements or representation
  • Impersonated attorney, law enforcement, or government official
  • LA
  • 70508
 Web
07/05/2018 No
  • Debt collection
  • Other debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • TN
  • 37604
 Web
05/15/2018 No
  • Debt collection
  • Other debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
Phone
02/13/2018 No
  • Debt collection
  • Other debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
Phone
01/25/2018 No
  • Debt collection
  • Other debt
  • Took or threatened to take negative or legal action
  • Threatened to arrest you or take you to jail if you do not pay
  • MI
  • 48035
 Web
11/01/2017 No
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • DC
  • 20020
 Web
10/12/2017 No
  • Debt collection
  • I do not know
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • IL
  • 60143
 Web
08/22/2017 No
  • Debt collection
  • Payday loan debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • TX
  • 78148
 Web Servicemember
02/07/2017 No
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • WA
  • 98273
 Postal mail
07/14/2016 No
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Taking/threatening an illegal action
  • Threatened arrest/jail if do not pay
  • NY
  • 14098
 Web
06/22/2016 No
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Communication tactics
  • Threatened to take legal action
  • KS
  • 66213
 Phone Older American
02/25/2015 No
  • Debt collection
  • Mortgage
  • Improper contact or sharing of info
  • Contacted me after I asked not to
  • OK
  • 74014
 Web
02/18/2015 No
  • Debt collection
  • Auto
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • MI
  • 49116
 Referral
02/14/2015 No
  • Debt collection
  • Credit card
  • False statements or representation
  • Impersonated an attorney or official
  • TX
  • 77429
 Web
02/11/2015 No
  • Debt collection
  • I do not know
  • Communication tactics
  • Threatened to take legal action
  • CA
  • 95035
 Web Servicemember
02/06/2015 No
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Communication tactics
  • Frequent or repeated calls
  • OK
  • 73112
 Referral
02/04/2015 No
  • Debt collection
  • Credit card
  • Communication tactics
  • Called after sent written cease of comm
  • MO
  • 64012
 Web
01/26/2015 No
  • Debt collection
  • Credit card
  • Taking/threatening an illegal action
  • Threatened to sue on too old debt
  • CA
  • 95035
 Web
01/26/2015 No
  • Debt collection
  • I do not know
  • Taking/threatening an illegal action
  • Threatened arrest/jail if do not pay
  • CA
  • 95382
 Web Older American
01/22/2015 No
  • Debt collection
  • Credit card
  • Improper contact or sharing of info
  • Contacted employer after asked not to
  • IL
  • 60177
 Web
01/22/2015 No
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 94702
 Web
01/22/2015 No
  • Debt collection
  • Credit card
  • Taking/threatening an illegal action
  • Threatened to sue on too old debt
  • SD
  • 57747
 Web
01/20/2015 No
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Communication tactics
  • Threatened to take legal action
  • TX
  • 77077
 Web
01/19/2015 No
  • Debt collection
  • Credit card
  • Communication tactics
  • Threatened to take legal action
  • FL
  • 32801
 Web
01/16/2015 No
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • OH
  • 43230
 Web
01/13/2015 No
  • Mortgage
  • Other mortgage
  • Loan servicing, payments, escrow account
  • IA
  • 50072
 Web
01/07/2015 Yes
  • Credit card
  • Delinquent account
  • NV
  • 89703
 Web
01/06/2015 Yes
  • Debt collection
  • I do not know
  • Taking/threatening an illegal action
  • Threatened arrest/jail if do not pay
  • TX
  • 78041
 Web
01/04/2015 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • PA
  • 19145
 Web
12/26/2014 No
  • Debt collection
  • Mortgage
  • Communication tactics
  • Used obscene/profane/abusive language
  • CO
  • 80210
 Web
12/15/2014 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • RI
  • 02914
 Web
12/12/2014 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • SC
  • 29414
 Web
12/01/2014 No
  • Debt collection
  • Credit card
  • Taking/threatening an illegal action
  • Threatened arrest/jail if do not pay
  • CA
  • 90249
 Web
11/18/2014 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Threatened to take legal action
  • TX
  • 78108
 Web
11/16/2014 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Communication tactics
  • Used obscene/profane/abusive language
  • MN
  • 55810
 Web
11/14/2014 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • TN
  • 38341
 Phone
11/14/2014 Yes
  • Debt collection
  • Credit card
  • Disclosure verification of debt
  • Right to dispute notice not received
  • NC
  • 28904
 Web
11/14/2014 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • OH
  • 44319
 Referral
11/13/2014 Yes
  • Debt collection
  • I do not know
  • False statements or representation
  • Indicated committed crime not paying
  • TX
  • 78108
 Web
11/11/2014 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • WI
  • 53214
 Web Servicemember
11/06/2014 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • WI
  • 54311
 Web
11/02/2014 Yes
  • Debt collection
  • Credit card
  • Communication tactics
  • Used obscene/profane/abusive language
  • OK
  • 74331
 Web
10/29/2014 Yes
  • Debt collection
  • Credit card
  • Taking/threatening an illegal action
  • Threatened to sue on too old debt
  • AR
  • 72432
 Web Older American
10/23/2014 Yes
  • Debt collection
  • Credit card
  • Taking/threatening an illegal action
  • Threatened to sue on too old debt
  • NY
  • 12305
 Web
10/16/2014 Yes
  • Debt collection
  • Credit card
  • Improper contact or sharing of info
  • Contacted me after I asked not to
  • OR
  • 97023
 Web Servicemember
10/15/2014 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • VA
  • 22193
 Web
10/15/2014 Yes
  • Debt collection
  • Credit card
  • False statements or representation
  • Indicated committed crime not paying
  • CO
  • 80021
 Web
10/14/2014 No
  • Debt collection
  • Mortgage
  • Communication tactics
  • Used obscene/profane/abusive language
  • SC
  • 29697
 Web
10/09/2014 Yes
  • Debt collection
  • Auto
  • Communication tactics
  • Used obscene/profane/abusive language
  • FL
  • 33126
 Phone
10/07/2014 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • HI
  • 96740
 Web
10/06/2014 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • CO
  • 80013
 Web
10/03/2014 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Used obscene/profane/abusive language
  • MN
  • 55408
 Web
10/01/2014 Yes
  • Debt collection
  • Credit card
  • Communication tactics
  • Frequent or repeated calls
  • TX
  • 79936
 Phone
10/01/2014 No
  • Mortgage
  • Home equity loan or line of credit
  • Settlement process and costs
  • MA
  • 02302
 Web
09/26/2014 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • FL
  • 32905
 Postal mail
09/24/2014 No
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • NY
  • 12144
 Web
09/19/2014 No
  • Debt collection
  • Mortgage
  • Cont'd attempts collect debt not owed
  • Debt was discharged in bankruptcy
  • PA
  • 15425
 Web Servicemember
09/19/2014 Yes
  • Debt collection
  • Credit card
  • Communication tactics
  • Frequent or repeated calls
  • TX
  • 77479
 Web
09/18/2014 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • FL
  • 32736
 Web
09/17/2014 No
  • Debt collection
  • I do not know
  • Communication tactics
  • Threatened to take legal action
  • CA
  • 94080
 Phone
09/12/2014 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • FL
  • 32905
 Referral
09/08/2014 No
  • Debt collection
  • Credit card
  • Communication tactics
  • Used obscene/profane/abusive language
  • NJ
  • 07828
 Web
09/08/2014 Yes
  • Debt collection
  • Credit card
  • Communication tactics
  • Threatened to take legal action
  • NY
  • 10567
 Web
09/04/2014 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Threatened to take legal action
  • TX
  • 78108
 Web
09/04/2014 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • VA
  • 20181
 Web
09/03/2014 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Threatened to take legal action
  • AL
  • 35226
 Web
08/30/2014 No
  • Debt collection
  • Credit card
  • Taking/threatening an illegal action
  • Threatened to sue on too old debt
  • SC
  • 29655
 Web
08/26/2014 No
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • TX
  • 77082
 Web
08/22/2014 No
  • Debt collection
  • Credit card
  • Taking/threatening an illegal action
  • Threatened arrest/jail if do not pay
  • SC
  • 29625
 Web
08/21/2014 No
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • CA
  • 95973
 Web
08/21/2014 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • NC
  • 28227
 Phone
08/19/2014 No
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • OR
  • 97457
 Web
08/17/2014 No
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • FL
  • 34604
 Web
08/08/2014 Yes
  • Debt collection
  • I do not know
  • Improper contact or sharing of info
  • Talked to a third party about my debt
  • OH
  • 44866
 Web
07/31/2014 No
  • Debt collection
  • I do not know
  • Communication tactics
  • Threatened to take legal action
  • NY
  • 10021
 Referral
07/30/2014 No
  • Debt collection
  • I do not know
  • Communication tactics
  • Called after sent written cease of comm
  • TX
  • 75232
 Phone Older American
07/30/2014 No
  • Debt collection
  • Credit card
  • Taking/threatening an illegal action
  • Sued w/o proper notification of suit
  • CA
  • 90047
 Phone Older American
07/30/2014 No
  • Debt collection
  • Credit card
  • Taking/threatening an illegal action
  • Threatened to sue on too old debt
  • CA
  • 90805
 Web
07/30/2014 No
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • WI
  • 53511
 Web
07/29/2014 No
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • WI
  • 53012
 Web
07/24/2014 Yes
  • Debt collection
  • Credit card
  • Taking/threatening an illegal action
  • Threatened to sue on too old debt
  • MO
  • 65567
 Web
07/24/2014 No
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • GA
  • 30349
 Referral
07/18/2014 Yes
  • Debt collection
  • Mortgage
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • VA
  • 23112
 Web
07/15/2014 Yes
  • Debt collection
  • I do not know
  • Disclosure verification of debt
  • Right to dispute notice not received
  • KS
  • 66078
 Web
07/10/2014 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • IA
  • 52405
 Web
07/02/2014 No
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Taking/threatening an illegal action
  • Threatened to sue on too old debt
  • OH
  • 45231
 Web Older American
06/25/2014 No
  • Debt collection
  • Mortgage
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • HI
  • 96793
 Web
06/24/2014 No
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • FL
  • 33186
 Web
06/18/2014 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • KY
  • 42102
 Referral
06/13/2014 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • IL
  • 60402
 Referral
06/12/2014 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • NY
  • 11729
 Phone Older American
06/07/2014 Yes
  • Debt collection
  • Credit card
  • False statements or representation
  • Impersonated an attorney or official
  • IL
  • 60465
 Web
06/04/2014 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Taking/threatening an illegal action
  • Threatened to sue on too old debt
  • MN
  • 55336
 Web Servicemember
06/03/2014 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • TX
  • 79363
 Web
05/29/2014 Yes
  • Debt collection
  • I do not know
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • CT
  • 06901
 Web
05/29/2014 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • NY
  • 11207
 Web
05/28/2014 Yes
  • Debt collection
  • Credit card
  • Communication tactics
  • Frequent or repeated calls
  • TX
  • 77389
 Web
05/27/2014 Yes
  • Debt collection
  • Credit card
  • Communication tactics
  • Threatened to take legal action
  • NJ
  • 07035
 Phone Older American
05/27/2014 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • NY
  • 10023
 Phone
05/22/2014 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • PA
  • 18940
 Web
05/22/2014 Yes
  • Debt collection
  • Credit card
  • Taking/threatening an illegal action
  • Threatened arrest/jail if do not pay
  • VA
  • 23523
 Web
05/06/2014 Yes
  • Debt collection
  • Credit card
  • Taking/threatening an illegal action
  • Threatened arrest/jail if do not pay
  • TX
  • 77449
 Web
04/30/2014 Yes
  • Debt collection
  • Credit card
  • Taking/threatening an illegal action
  • Threatened to sue on too old debt
  • FL
  • 32087
 Web
04/23/2014 No
  • Debt collection
  • Credit card
  • Taking/threatening an illegal action
  • Threatened to sue on too old debt
  • TX
  • 78569
 Web
04/23/2014 No
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • FL
  • 32514
 Web
04/22/2014 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • MO
  • 65807
 Web
04/21/2014 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • MO
  • 65807
 Web
04/15/2014 Yes
  • Debt collection
  • Mortgage
  • False statements or representation
  • Impersonated an attorney or official
  • SD
  • 57105
 Web
04/07/2014 Yes
  • Debt collection
  • Mortgage
  • Taking/threatening an illegal action
  • Threatened to sue on too old debt
  • IL
  • 60609
 Web
04/04/2014 Yes
  • Debt collection
  • Auto
  • Communication tactics
  • Threatened to take legal action
  • FL
  • 33319
 Web
03/26/2014 Yes
  • Debt collection
  • Mortgage
  • Improper contact or sharing of info
  • Contacted employer after asked not to
  • NY
  • 11552
 Phone
03/20/2014 Yes
  • Debt collection
  • Auto
  • Communication tactics
  • Threatened to take legal action
  • FL
  • 32615
 Web
03/17/2014 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt resulted from identity theft
  • NC
  • 27540
 Web
02/26/2014 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • NE
  • 68137
 Web Servicemember
02/21/2014 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 92399
 Web
02/13/2014 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • PA
  • 18940
 Web
02/10/2014 Yes
  • Debt collection
  • Auto
  • Taking/threatening an illegal action
  • Threatened to sue on too old debt
  • TX
  • 78245
 Web
01/28/2014 Yes
  • Debt collection
  • Credit card
  • Communication tactics
  • Threatened to take legal action
  • CA
  • 95966
 Web
01/26/2014 Yes
  • Debt collection
  • I do not know
  • Disclosure verification of debt
  • Right to dispute notice not received
  • FL
  • 32904
 Web
01/08/2014 Yes
  • Debt collection
  • Credit card
  • Communication tactics
  • Threatened to take legal action
  • NY
  • 11372
 Web
12/19/2013 Yes
  • Debt collection
  • Auto
  • Communication tactics
  • Threatened to take legal action
  • KY
  • 42261
 Web
12/16/2013 No
  • Debt collection
  • Auto
  • Improper contact or sharing of info
  • Talked to a third party about my debt
  • TX
  • 77539
 Web
12/04/2013 Yes
  • Debt collection
  • Credit card
  • Taking/threatening an illegal action
  • Threatened to sue on too old debt
  • TN
  • 38310
 Web Older American
11/26/2013 Yes
  • Debt collection
  • Credit card
  • False statements or representation
  • Impersonated an attorney or official
  • GA
  • 31316
 Web
11/26/2013 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt was discharged in bankruptcy
  • GA
  • 31093
 Web Servicemember
11/22/2013 No
  • Debt collection
  • Credit card
  • Taking/threatening an illegal action
  • Threatened arrest/jail if do not pay
  • NY
  • 10952
 Phone
11/15/2013 Yes
  • Debt collection
  • Auto
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • WA
  • 98632
 Web
11/13/2013 Yes
  • Debt collection
  • Credit card
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • CA
  • 95031
 Referral
11/07/2013 Yes
  • Debt collection
  • Credit card
  • Improper contact or sharing of info
  • Contacted me after I asked not to
  • TX
  • 78620
 Web
11/02/2013 No
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • NV
  • 89103
 Web Older American
09/27/2013 No
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • NV
  • 89156
 Web
09/26/2013 No
  • Debt collection
  • Auto
  • Taking/threatening an illegal action
  • Attempted to/Collected exempt funds
  • OH
  • 45801
 Web Older American
09/19/2013 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 95648
 Web
09/18/2013 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • MA
  • 01609
 Web
09/16/2013 Yes
  • Debt collection
  • Credit card
  • Taking/threatening an illegal action
  • Threatened arrest/jail if do not pay
  • NV
  • 89139
 Web Servicemember
09/14/2013 Yes
  • Debt collection
  • Auto
  • Communication tactics
  • Used obscene/profane/abusive language
  • MD
  • 20708
 Web Servicemember
09/12/2013 Yes
  • Debt collection
  • I do not know
  • Disclosure verification of debt
  • Right to dispute notice not received
  • CA
  • 90803
 Web
09/11/2013 Yes
  • Debt collection
  • Auto
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • IL
  • 60402
 Web
09/10/2013 Yes
  • Debt collection
  • Credit card
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • AZ
  • 85037
 Web
09/10/2013 No
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • TX
  • 76155
 Web
09/05/2013 Yes
  • Debt collection
  • Mortgage
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • OK
  • 73012
 Web
08/28/2013 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • WA
  • 98405
 Referral
08/27/2013 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • CA
  • 91711
 Web
08/26/2013 Yes
  • Debt collection
  • Auto
  • Communication tactics
  • Called after sent written cease of comm
  • FL
  • 33196
 Web
08/21/2013 Yes
  • Debt collection
  • I do not know
  • False statements or representation
  • Indicated committed crime not paying
  • SC
  • 29205
 Web
08/21/2013 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Communication tactics
  • Frequent or repeated calls
  • PA
  • 16407
 Phone Older American
08/16/2013 Yes
  • Debt collection
  • Auto
  • Improper contact or sharing of info
  • Talked to a third party about my debt
  • FL
  • 33196
 Web
08/07/2013 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • SC
  • 29115
 Web
08/07/2013 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • TX
  • 77573
 Web Older American
08/05/2013 No
  • Debt collection
  • Auto
  • Disclosure verification of debt
  • Not disclosed as an attempt to collect
  • GA
  • 31220
 Web
08/05/2013 Yes
  • Debt collection
  • Auto
  • Improper contact or sharing of info
  • Contacted employer after asked not to
  • VA
  • 23801
 Web Servicemember
08/02/2013 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Communication tactics
  • Frequent or repeated calls
  • LA
  • 70560
 Web
08/01/2013 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 95470
 Phone Older American
07/27/2013 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • IL
  • 61109
 Web
07/26/2013 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • MA
  • 01432
 Web
07/25/2013 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • KS
  • 66616
 Phone Older American
07/24/2013 Yes
  • Debt collection
  • I do not know
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • FL
  • 32779
 Web Servicemember
07/22/2013 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • GA
  • 30068
 Phone Older American
07/15/2013 No
  • Debt collection
  • Mortgage
  • Taking/threatening an illegal action
  • Threatened arrest/jail if do not pay
  • GA
  • 30157
 Web
07/12/2013 No
  • Debt collection
  • I do not know
  • Communication tactics
  • Threatened to take legal action
  • TX
  • 76886
 Web
07/10/2013 No
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • VA
  • 22032
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