Collins & Hilton Asset Group, LLC CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
06/16/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	IL 60443	Web
*UPDATED INFORMATION FOR COMPLAINT # XXXX THIS IS NOT A DUPLICATE COMPLAINT DO NOT CLOSE AS DUPLICATE My name is XXXX XXXX and as a federally protected consumer XXXX and I am making this complaint against Collins Asset Group , LLC for committing identity theft XXXX I have never given Collins Asset Group , LLC any permission to use any of my personal identifying information in order to commit mail fraud by contacting me about any alleged debt claimed to be owed. I am aware that the that in accordance with UCC Article 9-408 ( c ), the assignment of a defaulted note without the consent of an obligor is both ineffective and illegal. Both the assignee and the assigned by its actions are both liable for violations under 15 USC 1692e ( 12 ). Collins Asset Group , LLC has failed to provide me with evidence of certified mailing with a corresponding USPS tracking number proving that it has met its obligation to lawfully validate this alleged debt with me the consumer prior to furnishing any information to the CRAs. Collins Asset Group , LLC continues to use unlawful and extortionate collection practices as defined under 18 USC 891 ( 7 ) with forethought and malicious intent to bring harm to my financial reputation in violation of Federal Law under 18 USC 894 ( a ), and is also engaged in Debt Parking in violation of 15 USC 1692d ( 4 ). The Federal Trade Commission has acknowledged that a consumers credit report is a No Parking Zone for fraudulent debts in accordance with Federal Law. Collins Asset Group , LLC by its response has willfully admitted to the fact that it has illegally obtained and is currently in use and possession of my personal identifying information by stating This account charged off on XX/XX/XXXX, with a balance of {$27000.00} and was sold to Collins Asset Group , LLC on XX/XX/XXXX. The purchase and acquisition of my personal identifying information did not result from any authorized consumer credit transaction, nor was any expressed written instruction, permission, or consent given Collins Asset Group , LLC authorizing the use, possession, transferal, or assignment of my private intellectual property in any form thus constituting Aggravated Identity Theft as defined by 18 USC 1028A ( a ) ( 1 ). Additionally, this purchase and transaction by Collins Asset Group , LLC, in a fraudulent attempt to obtain money and or property from me as a consumer constitutes Securities Fraud in violation of 15 USC 77q ( a ). Collins Asset Group , LLC has also admitted to the fact that I have previously disputed the referenced account as Identity Theft by stating : On XX/XX/XXXX, the consumer filed [ a ] complaint with the CFPB and that We have received disputes from the customer for ID theft. Despite this admission, Collins Asset Group , LLC has failed to comply with Federal Law in accordance with the Fair Credit Reporting Act section 15 USC 1681s-2 ( a ) ( 6 ) ( B ) by removing or blocking the inaccurate and fraudulent account from my credit report. Although Collins Asset Group , LLC has stated : Our TQM team reviewed and determined [ it ] wasnt a fraud account, this is in fact a false statement as Federal Law pursuant to 12 CFR 1022.3 ( h ) defines Identity Theft as a fraud committed or attempted using the identifying information of another person without authority. Collins Asset Group , LLC by its response has willfully admitted to the fact that it has illegally transferred my personal identifying information to XXXX and XXXX, XXXX, without my expressed written instruction, permission, or consent authorizing the use, possession, or transferal of my private intellectual property in any form thus constituting a second act of aggravated identity theft as defined by 18 USC 1028A ( a ) ( 1 ). Furthermore, in accordance with UCC Article 9-408 ( c ), the transfer or assignment of a [ Promissory Note ] absent the consent of an obligated party is both ineffective and illegal. Both Collins Asset Group , LLC " and XXXX and XXXX, XXXX, acting as assignee and assignor shall be held civilly and criminally liable for violations of Federal Law under 15 USC 1692e ( 12 ), as well as securities fraud, extortion, and mail fraud. In accordance with the 15 USC 1692c ( c ), I am once again legally refusing to pay this debt and I am again demanding that Collins Asset Group , LLC to cease and desist all illegal communication and collection activity of this alleged debt, which includes an immediate removing or blocking of the inaccurate and fraudulent account referenced herein that has resulted from identity theft and unauthorized use of my personal identifying information in accordance with 15 USC 1681s-2 ( a ) ( 6 ) ( B ). Based upon the facts stated herein, I have now initiated litigation for actual damages caused by Collins Asset Group , LLC who will now be held criminally liable for aggravated identity theft pursuant to 18 USC 1028A ( a ) ( 1 ), extortion, theft by deception, securities fraud, and mail fraud. Upon the receipt of the statements and documents provided herein, you are hereby notified in accordance with UCC Article 1-202 ( f ). Notice of identity theft and unauthorized use of my personal identifying information including all corresponding documentation and claims of civil and criminal liability has also been mailed to XXXX XXXX XXXX XXXX XXXX XXXX by way of USPS Priority Express Mail # EI XXXX XXXX XXXX XXXX. UPDATED INFORMATION FOR COMPLAINT # XXXX THIS IS NOT A DUPLICATE COMPLAINT* *DO NOT CLOSE AS DUPLICATE*
08/11/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	MD 21234	Web
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, MD XXXX Social Security # XXXX DOB : XX/XX/1976 I hereby make a ghost-letter attempt to a resolution on various credit items and/or items of public record that currently show on XXXX, XXXX, XXXX XXXX and XXXX respectively. My position is legal based upon sections of the Fair Credit Reporting Act as well as the Fair Debt Collection Practices Act. These laws are to make sure that a level and fair playing field exist to protect American consumers from abusive reporting procedures on credit reports, as well as illegal and deceptive collection practices. I stipulate at this time that are no condition am U making an identity theft claim or accusation, so I demand that policy be adhered to by all creditors and respective credit reporting agencies. Amended consumer rights Fair Credit Reporting Act Public Law 15 U.S.C. 1681 : https : //www.consumer.ftc.gov/articles/pdf-0111-fair-credit-reporting-act.pdf Fair Debt Collection Practices Act : https : //www.ftc.gov/enforcement/rules/rulemaking-regulatory-reform-proceedings/fair-debt-collection-practices-act-text On these subscribers that are reporting the affixed information, I am requesting full validation such as, original transfer rights to collect, confirmation of legal timeline to report on credit and/or collection procedures, validation of licensing requirements, posted bonding requirements, oversight on monthly payment histories, proper subscriber agreement compliance with credit reporting agencies, and overall compliance with all Fair Credit Reporting Act and Fair Debt Collection Practices Act bylaws as mandated by federal laws. If all of these requirements are not in order, then I have the legal right to request the deletion of this tradeline accordingly. I especially desire compliance under the 84-month timeline for deletion of negative information, with the deletion of the account details altogether. My dispute is quite specific in the exception area posted below : 605. Requirements relating to information contained in consumer reports [ 15 U.S.C. 1681c ], Section 609 of the Fair Credit Reporting Act ( FCRA ), Disclosures to consumers [ 15 U.S.C. 1681g ] ; Section 610 ( a ) ( 1 ) [ 1681h ], and 611. CREDITOR CONTACT INFORMATION : COLLINS ASSET GROUP XXXX XXXX XXXX XXXX XXXX, TX XXXX ( XXXX ) XXXX ACCOUNT # XXXX On these subscribers that are reporting the affixed information, I am requesting full validation such as, original transfer rights to collect, confirmation of legal timeline to report on credit and/or collection procedures, validation of licensing requirements, posted bonding requirements, oversight on monthly payment histories, proper subscriber agreement compliance with credit reporting agencies, and overall compliance with all Fair Credit Reporting Act and Fair Debt Collection Practices Act bylaws as mandated by federal laws. If all of these requirements are not in order, then I have the legal right to request the deletion of this tradeline accordingly. I am posting this dispute through the Consumer Financial Protection Bureau, the governing body of the Fair Credit Reporting Act and the Fair Debt Collection Practices Act. Please respond to this dispute within 30-days as mandated within federal guidelines. Sincerely, XXXX XXXX
10/12/2022	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	FL 32810	Web
On XX/XX/2022, my wife and I received a civil complaint notifying us that we were being sued from a company called Accelerated Inventory LLC. My wife and I called Accelerated Inventory LLC on XX/XX/2022, and we spoke to a representative to ask them why we were being sued and why we were never notified that they had purchased the debt. The representative who answered the phone stated that they do not call or send correspondence and that that would've been done by an undisclosed company which we don't know who would be. Around that time my wife 's mother was hospitalized and surgery had to be performed requiring a lot of time out of us to handle her care before we decided to respond we wanted to review all of the bills and see how the interest was calculated as well as discuss with a debt consolidation company we use why this debt was not resolved as a part of our agreement. We sent letters to XXXX XXXX, accelerated inventory LLC and we were waiting for information about how the debt was calculated because we are in attorneys we didn't quite know how to respond without hiring an attorney which would cause his financial issues at the present moment with having to take time away to take care of our mother. We never received a response from the letter that was sent back on XX/XX/2022, so so we did some research online to find out how to handle these matters without having to hire an expensive attorney and sent that letter by certified mail to the court XXXX XXXX and the attorney and never received a response but we received a letter in regards to a final judgment which we do not feel like is fair because we don't know who this company is and we were never contacted prior to the attorney filing suit against us. 1. XXXX XXXX reflects a {$0.00} balance on my credit report 2. Accelerated Inventory is not reported on my credit report with any outstanding balances. 3. The representative we spoke to on XX/XX/2022, stated that they do not attempt to collect the debt and an undisclosed company does debt collection. The representative did not provide us our options to get the documents we requested. 4. On XX/XX/2022, we sent another certified letter requesting information about the debt like payment history and interest calculation. 5. We never received a letter of intent to sue or a demand letter which is required 30 days prior to the suit in the state of Florida under statute 501 under consumer protection laws under XXXX if we understand the law correctly. Accelerated Inventory did not attempt to collect this debt by placing it on our credit report, contact, or by demand letter by their attorney XXXX XXXX XXXX XXXX XXXX. Sued us before properly notifying us, did not explain our rights to dispute this debt, and we have not received the information to verify that the balance they are suing us for is accurate which we do not believe the balance is correct. We would like them to provide the documentation to validate this debt including the payment history and all interest accrued to be provided since we never received anything regarding the purchase of this debt until we were being sued.
03/29/2018	Yes	Vehicle loan or lease Loan	Getting a loan or lease Fraudulent loan	CA XXXXX	Web
XX/XX/ 18 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX TX XXXX Re : Acct # XXXX To Whom It May Concern : I AM THE VICTIM OF IDENTITY THEFT This letter is regarding a negative inaccurate account or accounts, which you claim I PURCHASED A CAR FROM YOU?? This is a formal notice that your erroneous claim ( s ) is/are now disputed. I am requesting validation, made pursuant to the Fair Debt Collection Practices Act and the Fair Credit Reporting Act, along with the corresponding local state laws. Please note that I am requesting " validation '' that is competent evidence bearing my signature, showing that I have ( or ever had ) some contractual obligation to pay you. Be advised that the method of validation is hereby requested along with the procedure used to determine the accuracy and completeness 's of the information is hereby requested. As per FTC opinion letter from Attorney General XXXX XXXX XXXX, you should be aware that a printout of a bill or itemized document does not constitute verification. Additionally, please provide the names, addresses, and telephone numbers of each person who personally verified this alleged account, so that I can inquire about how they " verified '' without providing any proof, bearing my signature? Please also be aware that any negative mark found on my credit reports including ( XXXX XXXX XXXX ) from your company or any company that you represent, for a debt that I don't owe, is a violation of the FCRA & FDCPA ; therefore, if you can not validate the debt, you must request that all credit reporting agencies delete the entry. Pending the outcome of my investigation of any evidence that you submit, you are instructed to take no action that could be detrimental to any of my credit reports. Failure to respond within 30 days of receipt of this certified letter may result in small claims legal action against your company at my local venue. I would be seeking a minimum of {$1000.00} in damages per violation : " Defamation " Negligent Enablement of Identity Fraud " Violation of Fair Debt Collection Practices Act ( including but not limiting to Section 807-8 ) " Violation of the Fair Credit Reporting Act ( including but not limited to Section 623-b ) Please Note : This notice is an attempt to correct your records, and any information received from you will be collected as evidence should any further action be necessary. This is a request for information only, and is not a statement, election, or waiver of status. My Contact Info is as follows : XXXX XXXX P.S. Please be aware that dependent upon your response, I may be detailing any potential issues with your company via an online public press release, including documentation of any potential small claims action. I am also including a copy of my complaint to the organizations below : CC : Consumer Financial Bureau CC : Attorney General 's Office CC : XXXX XXXX XXXX
06/27/2017	Yes	Debt collection Mortgage debt	Written notification about debt Didn't receive notice of right to dispute	CA 90065	Web
Hello, Today I received a menacing letter from a company called Collins asset group LLC XXXX XXXX XXXX, XXXX, TX XXXX. The letter I received claims it 's a notice of intent to accelerate and right to cure. The letter then goes on to reference " Please note pursuant to the promissory note executed on XX/XX/XXXX between you and XXXX XXXX XXXX in the original loan amount of {$22000.00} this letter serves as Collins asset group LLC 's notice of intent to accelerate the entire principal balance due of the promissory note. If you fail to remit the current outstanding past due balance in the amount of {$20.00} within 30 days of this letter and bring your principal payments up to date according to the term of the promissory note, Collins asset group will accelerate the entire principal balance of the loan that was not previously forgiven pursuant to our letter to you dated XX/XX/XXXX and refer your account to its legal department. " This is the first letter I have ever received from this company they are incorrect in stating they sent me a letter dated XX/XX/XXXX. Not only that but they are attempting to collect on a debt that is over 10 years old. I have researched this company and apparently they use the same dishonest tactics in an attempt to coerce people to pay debts that much like in my case are not even on their credit reports anymore. Much like many hard-working people in this country, when the mortgage crisis happened, I not only lost my job in the real estate business but I also lost the ability to pay for the mortgage I had. This company has not sent me a contract showing they lent me something or provided service to me or that I agreed to do business with them, I have told them that any contract with me has to be between the accuser and me with both of our signatures. I had no knowledge of this company until recently, have never contracted with them, they are strangers to any transaction with me and are not qualified to claim that I owe them something. I have disputed this with all - credit reporting it has been deleted inXX/XX/XXXX. I have demanded validation from the accuser/furnisher and they have not validated with any proof of a contractual agreement between me and them. So, they are trying to collect again on a debt when does it end? Its like a merry go round and it 's unjust harassment because now I fear I have to go through the process again in order to get an old debt deleted, consumers are faced with these collections agencies that do nothing but waste time and I value my credit and it 's very important to keep these collections agencies away when they have no merit to pursue their actions.
03/14/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	FL 33462	Web
Please be advised that the following collection company : XXXX XXXX XXXX XXXX XXXX XXXX XXXX. XXXX XXXX XXXX, FL XXXX XXXX Reported on my credit bureau the delinquency of an account that already is in the XXXX XXXX XXXX, FL court system. Please find Case # and Docket information below. Not to mention they made numerous attempts to collect on this debt by using scare tactics stating that I needed to contact the law firm handling this matter immediately. They called my cell phone 4xs in a row from phone # XXXX. I strongly believe that this is harassment since the law firm which is handling this matter has still not responded to my Motion to Compel Arbitration with the Court. I would be interested in knowing if they are using these tactics as common practice. The Law Firm Associated with this matter is the : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Attorneys at XXXX XXXX XXXX XXXX XXXX XXXX, FL XXXX Phone : XXXX Toll Free : XXXX CASE NUMBER : XXXX CASE STYLE : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX CIVIL COVER SHEET Submit Submit 3 XX/XX/XXXX DIFFERENTIATED CASE MANAGEMENT PLAN STANDING ORDER F/B PLT Submit Submit XXXX XX/XX/XXXX SUMMONS ISSUED XXXX ; XXXX ; XXXX AS TO XXXX XXXX XXXX FILED Submit XXXX XXXX XX/XX/XXXX COMPLAINT F/B PLT Submit Submit XXXX XX/XX/XXXX NOTICE OF EMAIL DESIGNATION XXXX XX/XX/XXXX DIVISION ASSIGNMENT AD : Circuit Civil Central - AD ( Civil ) Submit Submit XXXX XX/XX/XXXX XXXX {$410.00} ON RECEIPT XXXX {$410.00} XXXX Fully Paid Submit Submit XXXX XX/XX/XXXX SERVICE RETURNED ( NUMBERED ) VERIFIED RETURN OF SERVICE SUBSTITUTE XXXX XXXX - XX/XX/XXXX Submit Submit XXXX XX/XX/XXXX RESPONSE TO : ALLEGATIONS F/B DFT XXXX XXXX, PRO XXXX ALLEGATIONS F/B DFT XXXX XXXX, PRO XXXX Submit Submit XXXX XX/XX/XXXX NOTICE OF HEARING NOTICE OF VIRTUAL HEARING XX/XX/XXXX XXXX XXXX Submit Submit XXXX XX/XX/XXXX AFFIDAVIT AS TO COSTS AFFIDAVIT OF COSTS XXXX XXXX XXXX Submit Submit XXXX XX/XX/XXXX MOTION FOR SUMMARY JUDGMENT PLAINTIFF 'S MOTION FOR SUMMARY JUDGMENT AS TO XXXX XXXX Submit Submit XXXX XX/XX/XXXX XXXX WITH NON-JURY TRIAL ORDER XXXX XXXX XXXX XX/XX/XXXX Submit Submit XXXX XX/XX/XXXX MOTION TO COMPEL ARBITRATION AND STAY PROCEEDINGS ( F/B DFT ) Your help in this matter would be greatly appreciated. XXXX XXXX XXXX
09/24/2021	Yes	Debt collection Payday loan debt	False statements or representation Attempted to collect wrong amount	FL 33606	Web
Back in XXXX i contacted COLLINS ASSET GROUP Collections whom was contracted by a finance company ( XXXX XXXX ) i owed {$2200.00} whom Obtained my Car Title from the Lean Holders after i had paid the Vehicle off in XXXX of 2020. XXXX @ XXXX is who i've been corresponding with over the phone @ Collins, i exlained that i understand they were holding my car title & i want it so lets make arrangement for me to pay, we ageed i would pay {$70.00} a month auto withdrawn from my chkg acct until the debt of {$2200.00} is paid & we hung up, {$70.00} was withdrawn @ the end of that same week, the following wk i called XXXX back because {$70.00} isn't enough & i didn't want them in my acct that long so iasked if we could make a different arrangement of {$1500.00}, sure she said, so i said {$130.00} bi-weekly & she said Ok for 6 months & it would total {$1500.00} she said & i greed & asked her to send me something in writing stating the agreement we made & the amount for me to pay & she said she can't change the statement amount but the agreement amount of {$1500.00} is in their system. ( she was very nice & convincing & willing to work with me on {$1500.00} agreement so i took her word & didn't pressure on the statement issue ) & the bi-weekly paymnt started to be withdrawn regularly until i got a insufficient fund in XXXX, so i called XXXX about NSF & she said No Worries you get no penalties, so i said can you put that payement at the End? & she said yes & i said thank you & can we resume withdrawals on the following payweek? yes again & we hung up then in XXXX the 2nd withdrawn for that month i got another INF, so she called & told me i got to many NSF 's & she can't hold the agreement of {$1500.00} anymore, i said to her that she never stated any of this to me & then she started to get really Nasty & told me i had to start all over again with payments & that i still owed over {$1300.00} & when i question her about all the payments i had made already & that she is sounding like i didn't have an agreement & she is charging me the full {$2200.00} she told me she really didn't have to make an agreement with me & that she was doing me a favor & that i had only made 2 payment because i broke the agreement twice.
11/01/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	MD 20878	Web
I am writing to complain about Accelerated Inventory Management , LLC ( " AIM '' ), a XXXX debt collector that obtained my credit information XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX '' ) without my consent. " AIM '' used that information as an attempt to threaten in the form of a lawsuit for amounts notated in that information. I sent " AIM '' a letter of validation and requested information related to the validity of their allegations since I had never heard of them nor had any prior contact. They did not send back anything that substantiates their claim that I owe them the debt in which they are threatening to sue for, only doctored copies they obtained in the apparent transaction of my information. This is fraud on multiple levels and I demand an investigation into these unfair practices that deceive consumers such as myself. These are the specific violations of U.S. Code committed by " AIM '' : 15 U.S. Code 1681b ( d ) ( 1 ) ( A ) : AIM obtained my credit information from Lending Club without my consent. 15 U.S. Code 1681c ( 1 ) : AIM did not send me a written notice of the alleged debt before threatening to sue me. 15 U.S. Code 1681c ( 2 ) : AIM did not validate the alleged debt before threatening to sue me. 15 U.S. Code 1692e ( 2 ) : AIM used false, deceptive, or misleading representations in an attempt to collect the debt by sending doctored copies of documents. 15 U.S. Code 1692e ( 10 ) : AIM used threats of violence or other criminal actions to attempt to collect the debt. 18 U.S. Code 1028 ( a ) ( 7 ) : AIM committed mail fraud by sending doctored copies of documents through the mail. Specific Examples of Unfair, Deceptive, and Abusive Practices : To summarize : AIM obtained my credit information from XXXX XXXX without my consent. AIM threatened to sue me for a debt that I do not owe. AIM did not send me a written notice of the alleged debt before threatening to sue me. AIM did not validate the alleged debt before threatening to sue me. AIM sent me doctored copies of documents in an attempt to collect the debt. Thank you for your time and attention to this matter.
06/28/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	IL 60443	Web
*UPDATED INFORMATION FOR COMPLAINT # XXXX THIS IS NOT A DUPLICATE COMPLAINT DO NOT CLOSE AS DUPLICATE** I, XXXX XXXX, as a Federally protected consumer XXXX am submitting this complaint against the debt collection agency, Collins Asset Group , LLC for willful and deliberate failure to comply with the Fair Credit Reporting Act section 15 USC 1681s-2 ( a ) ( 6 ) ( B ) by removing or blocking the inaccurate and fraudulent account from my consumer credit report. With clean hands and in good faith I have issued due notice to this agency informing them of the Identity Theft and unauthorized activity committed, which includes the required statement of facts by the consumer, the FTC Identity Theft Report, and the FTC Identity Theft Affidavit in accordance with the FCRA. This debt collection agency continues to furnish fraudulent account information in an unfair, false, misleading, and inequitable manner causing grave harm and detriment to my financial reputation as a Federally protected consumer. Collins Asset Group , LLC has committed willful and deliberate violations of both the FDCPA and the FCRA and shall be held civilly and criminally liable for the following : 1. ) FDCPA - 15 USC 1692c ( a ) / 12 CFR 1006.6 ( b ) ( 4 ) ( i ) No Prior Consent to Communicate 2. ) FDCPA 15 USC 1692e ( 2 ) ( A ) / 12 CFR 1006.18 ( b ) ( 2 ) ( i ) False Representation of Debt Amount 3. ) FDCPA 15 USC 1692f ( 1 ) / 12 CFR 1006.18 ( d ) False or Misleading Representations 4. ) FDCPA 15 USC 1692e ( 10 ) / 12 CFR 1006.22 ( b ) Collecting Amount With No Agreement 5. ) FCRA 15 USC 1681s-2 ( a ) ( 1 ) ( B ) ( ii ) Reporting Information Factually Inaccurate 6. ) FCRA 15 USC 1681s-2 ( a ) ( 1 ) ( B ) ( i ) Reporting Information After Notice of Inaccuracy 7. ) FCRA 15 USC 1681s-2 ( a ) ( 1 ) ( A ) Reporting Information With Knowledge of Errors 8. ) FCRA 12 CFR 1022.3 ( h ) Identity Theft / Unauthorized Use of Personal Information 9. ) FCRA 15 USC 1681s-2 ( a ) ( 6 ) ( B ) Failure to Remove Information after Notice of Identity Theft
09/11/2019	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	PA XXXXX	Web	Older American
On XX/XX/17 I contracted with XXXX XXXX at XXXX XXXX XXXX ( XXXX ), XXXX XXXX XXXX, XXXX XXXX, XXXX FL XXXX Phone # ( XXXX ) XXXX to help with filing my back tax returns. The IRS had already begun to levy my Social Security income for an inflated amount taxes, fees, and penalties. I contracted with XXXX to 1 ) stop the levying of my SS Income. 2 ) File back taxes for six years to correct the amount I owed to the IRS. 3 ) Negotiate a repayment plan with the IRS. Total contracted price to cover their work was established at {$3900.00}. XXXX acquired financing for me through XXXX XXXX ( also known as XXXX XXXX XXXX ). XXXX negotiated a settlement with the IRS and stopped the levying of my SS income after about 3 months. XXXX never filed any back tax returns for me or negotiated a correction in the amount I owed the IRS. I received a letter stating they were then closing my file. I felt they had over charged me for what work they actually done on my behalf. I negotiated with them. XXXX issued a {$2400.00} refund payment to my XXXX account. All was then good with XXXX. $ XXXX a {$1400.00} loan amount. XXXX XXXX had charged me an application fee upfront of 5 % on the full {$3900.00} but refused to give me credit for the total loan reduction. XXXX just subtracted the {$2400.00} from the total balance owed and continued to charge me interest on that unpaid balance. I feel I was overcharged on the initial loan application fee, as well as interest on an incorrect total loan amount. When I tried to negotiate with XXXX, they charged off the account and sold it to another lender, Collins Asset Group. Collins Asset Group and XXXX XXXX XXXX are both reporting unpaid accounts to the credit bureaus. They both refuse to correct my original loan amount and unpaid balance owed. Their actions are also hurting my credit rating. Please help me with these abusive lenders.
09/23/2018	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt is not yours	TX 75070	Web	Servicemember
Collins Asset Group , LLC never sent me notification of this alleged debt until after I reached out to them in the form of a dispute. I saw a negative entry by this company on my credit reports in XX/XX/2018. This company claims I owe {$10000.00} to XXXX XXXX XXXX ( TX ). I wrote them a letter of dispute and also notified XXXX and XXXX of the erroneous mistake. Collins Asset Group did not remove the negative mark on my credit reports and in fact, told the credit bureaus this was a valid debt. I then reached out to the alleged original creditor and spoke to the owner of XXXX XXXX XXXX, Mr. XXXX XXXX XXXX. He told me that he has no knowledge of Collins Asset Group and he never hired them to pursue me because, I do not owe him any money. I received a letter dated XX/XX/2018 from this company and I decided to pay a visit to XXXX XXXX XXXX and to show them the letter as proof this company claims I owed them money on XX/XX/2018. Mr. XXXX immediately said this is not accurate and proceeded to call the phone number from the letter ( XXXX ) XXXX. A female named XXXX refused to talk to Mr. XXXX calling him a third party and that she needed my permission to speak with him. When I took the phone to give her permission to speak to the owner they claimed is the original creditor, she then refused to talk to me as well. I asked for a manager and was told none was available and that I need to once again, put my dispute I writing. Mr. XXXX, just a frustrated as I was offered to help by writing the enclosed letter and asked me to attach his business card for verification. Im in need of assistance and would like this company to stop pursuing me and remove this negative mark from my credit reports. Sincerely, XXXX XXXX XXXX XXXX
05/22/2020	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt is not yours	IL 60406	Web
The agency " COLLINS ASSET GROUP , LLC '' acting as a 3rd Party Debt Collector has sent multiple notices attempting to unlawfully collect on an alleged debt has provided no proof of claim, or certified contractual evidence signed between both parties proving your agency is in fact the Original Creditor, Owner, Servicer, Lender, Assignee, or Holder in Due Course of the alleged debt. The actions of " COLLINS ASSET GROUP , LLC '' at this time are in clear violation of the [ Fair Debt Collection Practices Act Section 805 ( a ) ] [ 15 USC 1692c ] as no prior written consent or permission has been given to your agency granting the right of communication in connection with this alleged debt or any other matter in fact. Furthermore, the agency " COLLINS ASSET GROUP , LLC '' has deliberately ignored a formal notice and DEMAND TO CEASE AND DESIST all communication made pursuant to the [ Fair Debt Collection Practices Act Section 805 ( c ) ] [ 15 USC 1692c ] which was delivered by way of USPS Certified Mail Number XXXX XXXX XXXX XXXX XXXX XXXX at XXXX XXXX on Saturday XX/XX/2020. In addition, " COLLINS ASSET GROUP , LLC '' has unlawfully and void of contract furnished inaccurate information to multiple Credit Reporting Agencies, thus violating the responsibility and duty to report accurately pursuant to the [ Fair Credit Reporting Act Section 623 ( a ) [ 15 USC 1681s-2 ]. Based upon the facts and evidence provided herein a claim will be immediately filed in Federal Court against " COLLINS ASSET GROUP , LLC '' for Civil Liability pursuant to all applicable law. All rights are hereby explicitly reserved without prejudice and without recourse in regards to this matter.
07/14/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NY 10452	Web
I've been disputing fraud accounts on my credit report since XX/XX/2020. I keep sending multiple sets of letters to the bureaus and the creditors so the excuse of " we didn't get it '' doesn't happen. Furthermore, each letter is certified mail with tracking and each letter shows signed and delivered and yet the bureaus are still not taking any actions. The accounts are not showing in dispute nor are they removed from my report. The accounts always show up with different name variations and different account number variations and yet the bureaus seem to ignore the trend and let these fraud accounts affect my credit score. I have requested the investigation to be initiated and also verifiable proof to be submitted should the account claim to be mine. Not only have I not received any mail showing the verifiable proofs needed to justify the accounts to be on my report, I haven't even received any letters at all stating the investigations have begun. Per the FCRA and federal law, the process is supposed to be 30 days. 375 days later, I'm still here shelling out money for certified mail with no end in sight and no results to show. This is my last option before I take this up with my lawyers and sue for full compensations and damages incurred. Finally, it seems that when these complaints are submitted, the bureaus are using the excuse that they " can't confirm my identity '' to get away with taking no actions on my credit report. Please investigate this as well.
03/28/2023	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	PA 19050	Web
I have been trying to fix my credit and settle old debts. When I contacted the company that previously had this account, they advised me that they no longer had the account and that I had to now contact XXXX XXXX XXXX. I got in contact with them to try to settle the debt which is old and figured they'd offer me a decent, manageable amount. The debt is originally from XXXX on XX/XX/XXXX. The last payment was made on XX/XX/XXXX. The amount owed is {$11.00}, XXXX. They offered me a settlement of about 80 % of the balance due which would be more than {$8000.00}. I told them that I do not have money like that. Then they offered monthly payments for the entire amount due. They said they would email me papers outlining the settlement offer. What they sent was some legal paperwork for me to sign admitting that I want a judgement against myself to be entered. I didn't receive any legal paperwork before so why would they send me this and why would I agree to this. In the past, when I have made a settlement on old debt it was for a much, much lower amount and I just received a letter from the company stating that the matter was considered settled. I called to ask about all the legal paperwork and they said there's a judgement that will be there against me. Then today they sent an email stating that if I did not make an initial payment that they are proceeding with legal action and the judgement. I don't know anything about a legal case or a judgement.
08/10/2021	Yes	Debt collection Auto debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	OH 44146	Web
I ( the consumer ) XXXX XXXX have spoke with this company multiple times on recorded lines about this fraudulent account that I do not owe. The numerous times I spoke with the reps I told them to stop contacting me through all forms of communication and they clearly are ignoring me and used non stop obscene and profane language and continuously kept saying I owe this debt that they ( purchased ) from XXXX XXXXXXXX XXXX XXXXXXXX. They have sent me numerous post cards attempting to collect a debt and they have also reported this fraudulent account to the consumer reporting agencies which heavily effected my credit score. Due to the major negative impact it has retriggered my XXXX causing me to fall behind on other credit card payments and rack up multiple late payments hurting my credit report more. My XXXX is XXXX my ability to sleep, work, and properly function in my everyday life. This collection account caused me to be away from my family, I am currently living out of my car because my spouse thinks im bad with money and our finances and seeing these letters and account on my consumer reports damaged her trust in me with our income. Lastly I have been denied numerous credit cards and auto loans because underwriters see this negative remark on my report. I am now seeking legal counsel and litigation proceedings through District Court because of the amount of irreparable damages that has been done to my life.
05/27/2023	Yes	Payday loan, title loan, or personal loan Payday loan	Received a loan you didn't apply for	TX 78240	Web
I received a threatening letter from XXXX XXXX XXXX, XXXX located at XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX TX XXXX XXXX Phone ( XXXX ) XXXX. This law firm is claiming to be a debt collector trying to collect a debt that monies are owed to Collins Asset Group , LLC. I responded to the law firm asking for the XXXX XXXX XXXX to send me the name and address of the original creditor and if I do not respond by XX/XX/XXXX the law firm will sue me. I responded/disputed to XXXX letter XXXX choosing " I want you to send me the name and address of the original creditor. '' On XX/XX/XXXX, I received another letter from XXXX XXXX Firm stating that they have advised their client ( Collins Asset Group , LLC ) to update the matter as disputed. I believe this loan was fraudulently made using my name. I did not receive an amount of {$7400.00} into the XXXX account because I did not bank with XXXX in XXXX. I did not sign a contract by XXXX Bank- the loan agreement shows a XXXX signature and this is not my signature. The signature looks to be forged or digitized. The loan agreement shows 15 pages but I only received 11 pages from this law firm. I reviewed my bank statements and personal information and do not have any deposits into any accounts of the amount {$7400.00}. The paperwork I received from XXXX XXXX XXXX ( document labeled XXXX XXXX ) sent the document with pages 12-15 missing.
05/27/2021	Yes	Debt collection Payday loan debt	Written notification about debt Didn't receive notice of right to dispute	TX 78664	Web
Collins Asset Group , LLC reported information to my credit file in XX/XX/XXXX with an account origination date of apparently XXXX. I have never entered into a contract agreement with Collins Asset Group , LLC. I contacted this company via phone for additional information as they claim I owed them {$4900.00} and request this be removed from my file as it's being reported without validation. They said they would send me proof. Nothing has been received. I have also emailed this company twice at the email on their website to get validation of this alleged debt on XX/XX/XXXX, and again on XX/XX/XXXX. No response. I've yet to receive documentation proving this account is mine. It is now XX/XX/XXXX. Per the Fair Credit Reporting Act, after a request for debt validation and no response from the collection organization within 30 days, any reporting on my credit file constitutes an illegal continuation of collection activity. Collins Asset Group , LLC is incapable of verifying the information of this alleged debt, so I can not verify this alleged account. I have given Collins Asset Group , LLC ample time to resolve this alleged debt. This account needs to be removed from my credit file. In addition to reporting this here to the CFPB, I will be reporting them to the Texas Attorney General 's office and seeking legal action if this is not resolved.
06/13/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	GA XXXXX	Web
Dear Collector : I just noticed that your company is reporting the following account listed below on my credit report. Creditor : Account : This letter is not a refusal to pay. However, I would like to let your company know that I am disputing your claim. Under the FDCPA, I am allowed to request validation from third party collection agencies. As you know, not complying with FDCPA will put your company in a bad position with the FTC, so I am asking that your company supply me with a copy of the following : 1. Proof that you either own or were assigned the debt from the creditor. 2. Proof that you have the right to collect this debt in my state. 3. Proof that your company carries a bond. 4. Proof of how your company assessed the outstanding debt. 5. Payment history from the original creditor. 6. Name and address from the original creditor. 7. Copy of the original contract bearing my signature. 8. Chain of title on this debt. 9. Proof that you can collect this debt from me. 10.Do you own or is this debt assigned? 11.Copies of all letters sent to me from you and the original creditor regarding this debt. 12.How much did you buy the debt for? 13.When was the last date a payment was made on this debt? 14.What fees/interest was tacked onto the debt? 15.How were the fees determined? Thank you for your time and cooperation.
10/13/2021	Yes	Debt collection Auto debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NY 10025	Web
Years back, I brought a car from XXXX XXXX, XXXX, located atXXXX XXXX XXXX, XXXX, NY XXXX. The vehicle was financed through XXXX XXXX, XXXX was found to be a predatory lender, and I was part of a complaint filed against them in 2016. XXXX still has outstanding complaints with the XXXX. I was told by XXXX and sent a letter stating that the lone was canceled and that the information would be removed from my credit report, and it was. About two years later, I got a call from someone at Collins Asset Group , Llc, located at XXXX XXXX, XXXX, TX XXXX XXXX When I explained to them that the debt was with XXXX and that the lone had been canceled and I informed them of the ruling, I didn't hear from them. Later I found out Collins Asset Group , Llc reported me the credit agencies. When I contacted a lawyer, I was informed that XXXX XXXX went out of business and that the statute of limitations had run out to collect on this debt. Given all this information, Collins Asset Group , Llc, is still pursuing this debt, and I have written many times asking them to remove the false information from my credit profile. And in a recent phone call, Collins Asset Group , Llc did not inform me that the statute of limitations had run out to collect on this debt and instead tried to get me to agree to a payment agreement.
06/13/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	FL 33801	Web
I sent a certified letter with return receipt to Collins Asset Group in XX/XX/2018 upon noticing that this company had begun reporting this entry on my credit reports. In my initial request to this company, I requested that they provide the date this alleged debt became payable, the original delinquency date as well as a complete accounting of the alleged account. In the letter I received from this 3rd party collection company was a mere dunning letter. This company never sent me a dunning letter nor have I ever received any communication from them regarding this alleged debt. By Collins Asset Group not allowing me 30 days to respond to dispute the validity of the account entry, is a blatant violation of my consumer rights. Further, if this company is able to provide a document that bore signatures and is a contract, why is the contract not listed as an RIC? Where is the copy of the contract proving I entered into an agreement with Collins Asset Group? Where is the proof or dunning letter that they should have sent me prior to inserting this account on my credit reports negligently? This account is inaccurate, unverifiable and erroneous and should be DELETED IMMEDIATELY FROM MY CREDIT REPORTS.
12/27/2016	Yes	Debt collection Mortgage	Cont'd attempts collect debt not owed Debt is not mine	FL 33712	Web	Servicemember
I have submitted disputes through XXXX they have not sent me a contract showing they lent me something or provided service to me and I agreed to do business with them, that it needs to be deleted. I have told them that any contract with me has to be between the accuser and me with both of our signatures. I have no knowledge of this company, have never contracted with them, they are strangers to any transaction with me and are not qualified to claim that I owe them something under the XXXX of XXXX. I have disputed this with all XXXX credit reporting it has been deleted on XX/XX/2015. I have demanded validation from the accuser/furnisher and they have not validated with any proof of a contractual agreement between me and them.So, that is why it was deleted and now XXXX year XXXX months later they are trying to collect again on a debt when does it end it 's like a merry go around and harassment because now I have to go through the process again in order to get deleted and will just like before the time and effort us consumers are faced with these collections agencies for what nothing but wasted time and I value my credit and it 's very important to keep onto of these collections agencies.
04/01/2020	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	VA 23235	Web
XX/XX/2020 I contacted Collins Asset Group LLC # XXXX, spoke with a XXXX, and was advised that the company no longer had my account in their possession or in the office, and that the account had been outsourced to another company. She refused to provide me with any account information in reference to anything I owe or how to remove reporting, but Collins Asset Group is the company reporting that I owe them funds. Disputed issue with XXXX XXXX online, Collins Asset group responded that information is accurate, so i contacted Collins Group on XX/XX/2020, spoke with a XXXX, and she confirmed the same information that it was outsourced but also could not inform me on my account information. She refused to dispute and advised that the outsourced company will be handling case and payment options, and once I resolve issue with them, they will contact XXXX to remove reporting. I explained my situation to XXXX and she agreed with me that if the account is no longer in their office and has been outsourced, the outsourced company should be reporting against me not Collins Asset Group LLC. I then contacted XXXX XXXX and spoke with XXXX who escalated issue by re-disputing error on my report.
08/11/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	GA XXXXX	Web
To Whom It May Concern, I was looking through my consumer report and noticed that an account with the account number referenced above was furnished by your company on my consumer reports. This account listed the following company as the creditor as XXXX XXXX XXXX which is now stating that you Collins Asset Group are the creditor. This company is not the creditor and I am putting you on notice that I disagree with this. Pursuant to 15 usc 1692g ( a ) ( 2 ) I am demanding that you provide me with the name of the creditor of this account. Keep in mind that providing me with statements of a credit account does not prove that the company that provided the statements is the creditor. Keep in mind that impersonating a creditor is a federal crime. If you fail to provide the name of the creditor of this account I am demanding you remove this account from my consumer reports. Your company shall immediately cease collection of this alleged debt because you no longer have the right to assume it is valid because I am disputing the entire amount. I am demanding that you cease collection, and remove this alleged debt from my consumer reports.
06/01/2018	Yes	Debt collection Other debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	VA 231XX	Web	Servicemember
I was late on an account from XX/XX/XXXX to XX/XX/XXXX with XXXX. I subsequently made the three missed payments and have been up to date and current since then. However, I received a collections letter from XXXX XXXX XXXX XXXX with the amount for the XXXX loan on or around XX/XX/XXXX. XXXX XXXX XXXX XXXX has reported this as a collection account on my credit report. I have spoken to them several times, On XX/XX/XXXX, XX/XX/XXXX and XX/XX/XXXX. They advised me that they own the account but to keep making payments to XXXX. I spoke with XXXX on XX/XX/XXXX and XX/XX/XXXX. They advised me that they own the account and did not know who XXXX XXXX XXXX XXXX was. I never received an opportunity to validate this debt with XXXX XXXX XXXX XXXX. They refused to provide me a copy of the original validation letter on XX/XX/XXXX. I have disputed this account with all three credit bureau 's but they did not remove this account. Attached is proof i have been making payments to XXXX and not XXXX XXXX XXXX , XXXX. XXXX did move to a new computer system in late XXXX, I am not sure if this affected my loan and caused errors, it is very disturbing.
06/08/2021	Yes	Debt collection Auto debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	NY 12603	Web
I made contact with Collins Asset group regarding a collection on my credit report for a car the was voluntarily repossessed. I made a payment arraignment with this agency to pay down my debt, {$100.00} a month, with the understanding that they report my account is in repayment. The company continually reported the account in collections. I had filed a dispute against the report. I sent emails at the latest on XX/XX/XXXX no longer disputing this account. The company still reported that I am disputing the account. I have spoken to all three credit bureaus and they do not have a dispute on file, except when Collins reports the dispute, it triggers a dispute with the credit bureaus. Collins refuses to change the account to a repayment status, remove the dispute, or report it in adherence to the FCRA. I have spoken to XXXX the Operations Manager at Collins and was told flat out they would not put the account in repayment and nor remove any of the dispute wording being erroneously reported to the credit bureaus. I have emailed this company many times for documentation and have received no correspondence.
07/09/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	TX XXXXX	Web
I financed a XXXX XXXX XXXX with XXXX XXXX XXXX on XX/XX/XXXX and defaulted on the loan and it was repossesed XX/XX/XXXX. However, XXXX is charged off {$21000.00} and written off the account as well as listed it on my credit report until XXXX. XXXX then also sold the account to Collins Asset Group XX/XX/XXXX and they are reporting {$10000.00} past due as of current. Collins Asset Group is also reporting on my report until a different date which will be removed in XX/XX/XXXX. My issue is that both are listed on my account twice for one vehicle and fall of each on different years. Collins A. G. is also reporting inaccurate information in regards to whom the original creditor was..Collins is reporting that I owe XXXX as the original creditor, when in fact XXXX is the original creditor. I hold copies of any information that has been included to support my complaint and or findings. NOTE* This has made my life horrible, I am unable to obtain a better quality of life because of incorrect and wrong information as well as how many different accounts are listed for 1 vehicle.
10/14/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL 60443	Web
I am requesting the Bill of Assignment for this alleged account. Without proving the ownership right of this account being transferred or assigned to COLLINS ASSET GROUP , LLC, this debt collection agency can not legally communicate with me or attempt to collect the alleged debt from me. Please be advised that providing a memorandum or other statement from your agency, COLLINS ASSET GROUP , LLC stating that the assignment of the account was transferred shall be deemed insufficient. Additionally, I have confirmed that this agency COLLINS ASSET GROUP , LLC is originally incorporated in the State of Delaware ( File Registration # XXXX ), however, in order to legally practice the collection of debt from residents in the State of Illinois, COLLINS ASSET GROUP , LLC is required by law to be licensed. Please provide me with a verified ( sworn to by affidavit ) Certificate of Authority from the State of Illinois, authorizing your agency to transact business in the State of Illinois and a photo copy of your State Department of Commerce and Insurance Certificate.
06/13/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NC 28273	Web
I NOTICED A CHARGE OFF ACCOUNT WITH XXXX XXXX XXXX THAT I DIDNT OPEN ON MY CREDIT REPORT. IT IS A FRAUDULENT ACCOUNT. IVE CALLED XXXX XXXX AND HAVE SPOKEN WITH MANY SUPERVISOR AND HAVE EXPLAINED TO ALL OF THEM THAT I DIDNT APPLY NOR OBTAIN A AUTO LOAN WITH XXXX XXXX. IVE EXPLAINED TO THEM THAT MY IDENTIFY WAS STOLEN A ALMOST 2 WHOLE YEAR BEFORE THIS CAR WAS PURCHASED AND EVEN EMAILED AND FAXED OVER THE POLICE REPORT TO VALIDATE MY STATEMENT.THEY IMMEDIATELY APOLOGIZED AN SAID HOWEVER SINCE THE DEBT WAS SOLD TO COLLIN ASSET GROUP THAT I WOULD NEED TO CONTACT THEM .COLLIN DISREGARDED MY CONCERN AND SAID I STILL WOULD HAVE TO PAY THIS AUTO LAON THAT I DIDNT SIGN UP FOR NOR AUTHORIZED TO BE IN MY NAME. I THEN CALLED XXXX XXXX BACK AND THEY SAID THEY WONT REMOVE IT AND THAT I NEEDED TO PAY TO HAVE IT REMOVED. THAT IS AGAINST THE LAW AND THIS ACCOUNT WILL BE REMOVED. I DIDNT OPEN THIS ACCOUNT, IT IS FRAUDULENT AND I NEED IT REMOVED FROM ALL THREE OF MY CREDIT REPORTS AND RECEIVED ALL OF THE POINTS BACK THAT I LOST FROM THIS FRAUDULENT AUTO LOAN ACCOUNT.
10/10/2022	Yes	Payday loan, title loan, or personal loan Personal line of credit	Problem when making payments	CA 93551	Web
I was giving a {$25000.00} cash loan which is now {$29000.00} plus from XXXX XXXX ( who was funded by XXXX bank ) in XXXX. XXXX XXXX sold my account to Collins Asset Group. I have been calling Collins Asset group monthly and at times weekly since XXXX of XXXX to pay loan off in full. No settlement, and they refuse to take the payment stating that they do not have enough information to take my payment & they suggest I call back in a week or XXXX to see if they files have been updated ( this has been going on for over XXXX years. ) They do not fail to report me to collections on the XXXX of every month to the XXXX credit bureaus. I have been denied a home loan due to this account. I have literally been going in circles begging them to take my payment and mark it as satisfied. This has caused mental agony on my end. This is an attempt to pay off a debt in full, including the interest thats building due to them not taking my payment in full. I have no other options as to what to do at this point. Please help me. Thank you.
07/27/2023	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	MO 63010	Web
Hi There We had taken out a consolidation loan a few years back after our son died ( we co signed his XXXX debt and needed to pay it off ) Times became hard, etc. I called the company explained the situation and they stated they would charge it off due to our circumstances. Flash forward XXXX years later, a company called Accelerated Inventory ManagemenXXXX bought the debt for 'pennies ' and has now filed a lawsuit against us. I have spoken multiple times to the attorney 's office ( XXXX and XXXX ) and reached a settlement agreement for {$15000.00} if we paid it immediately. Which we did. They will not send anything in writing to me to confirm this and yet STILL filed a judgment against my husband, not on me as it appears they 'extended my court date '. No one will send me anything in writing even though I have a XXXX balance receipt ( attached ). How can they legally file a judgement against us even though we reached a settlement? I need help please, this is just not fair.
04/09/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	CA 94089	Web
Collins Asset group reported a collection to personal credit report last month .... Prior to that there was no notice of collection, letter, call or inquiry on this debt they claim is owed to them. Request for validation of debt came back with a simple print out stating that 24k+ was owed to them from the loan originated in CA back in 2017 at 29.66 % ... It is a known fact that CA statutory limit on personal loans is 10 % .... isn't this a usury? After disputing the accuracy of this account with the buraus Collis Asset groups responded with " full validation and confirmation of total accuracy of this account '' to all 3 CRAs However, could not produce signed contract, proof of origination, proof of any payments made on this loan in the past and no proof of personal identification that would prove they have the right person on this collections and who the original creditor/lender was besides the fact that this is originated in the state of CA ...
09/15/2019	No	Debt collection Auto debt	Written notification about debt Didn't receive enough information to verify debt	TX 77090	Web
I first contacted Collins Asset Group by certified mail ( XXXX XXXX XXXX XXXX XXXX ) in XX/XX/2019 requesting that they send me documents to prove the debt for the amount they were claiming I owe. This letter specifically asked for the SURPLUS AND DEFICIENCY NOTICE and their authorization/license with the Texas OCCC being that they are now the holder of the retail sales contract because that is a state requirement. Collins responded by sending the sales agreement but they DID NOT send the Calculation of Surplus and Deficiency Notice as requested and is due to me upon request within 14 days of getting such notice as said by both federal and state laws, UCC 9-616. I then sent a second notice ( via certified mail receipt number XXXX XXXX XXXX XXXX XXXX and received in their office XX/XX/2019 ) saying that they ignored my request for this information, and Collins has yet to respond giving me what I asked for.
02/12/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	DC 200XX	Web	Servicemember
I DO NOT ACKNOWLEDGE OR OWE THIS DEBT. I AM A XXXX XXXX XXXX XXXX AND XXXX XXXX PERSON AND I DO NOT OWE THIS DEBT.THERE IS NO CONTRACT AND NO DEBT. THIS DEBT IS WRONG I DO NOT ACKNOWLEDGE IT OR ANY AMOUNT AND IT NEEDS TO BE TREMOVED!! THIS COMPANY PLACED IT ON MY CREDIT REPORT AND I NEED IT REMOVED IMMEDIATELY. THIS IS NOT MINE AND THEY HAVE NO PROOF OF THIS DEBT IT NEEDS TO BE REMOVED IMMEDIATELY. I HAVE REPORTED THIS AWFUL EVIL COMAPNY TO THE CFPB, THE ATTROEMNY GENERAL, THE FTC, THE XXXX AND I WILL PURSUE LITIGATION IF NOT REMOVED.I DO NOT ACKNOWLEDGE THIS DEBT AND IT NEEDS TO BE REMOVED IMMEDIATELY. THIS ALLEGED ( I DONT ACKNOWLEDGE ) DEBT HAS BEEN RE-AGED TO MAKE IT APPEAR YOUNGER WHICH IS ALOS ILLEGAL!! THIS COMAPNY DISCRIMINATES AGAINST AND HATES OUR NATIONS WOUNDED WARRIORS AND IS PREVENTING ME FROM GWTTING A ROOF OVER MY HEAD. I AM XXXX AND THIS COMPANY IS XXXX XXXX PERSONS.
10/07/2022	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX 752XX	Web
I am hereby giving notices to Collins Asset Group LLC and XXXX XXXX XXXX to Cease and Desist communication in regards to an alleged debt that is reporting onto my consumer report. The term communication Pursuant to 15 USC 1692a ( 2 ) means the conveying of information regarding a debt directly or indirectly to any person through any medium. Any medium includes any written, oral or electronic or any other medium. Furnishing negative information on my consumer report is a form of communication. This is a formal notice to cease communication through ANY medium including my consumer report as it is a form of communication regarding an alleged debt. This is a direct violation of 15 USC 1692d ( 1 ) as my consumer report is my reputation and my reputation has in fact been ruined in regards to this negatively reporting.
05/01/2021	Yes	Debt collection Auto debt	False statements or representation Attempted to collect wrong amount	FL 32824	Web
My dispute is regarding a collection account showing on my credit report from Collins Asset Group , LLC in the amount of {$4400.00}, which I do not believe I owe. I have disputed this account directly with them and even hired a company to assist me with no result. They were informed that I never received an Explanation of Calculation of Deficiency and requested a copy from the original creditor showing the amount owed. They have refused to provide said letter. I will not pay until I receive proof that I in fact owed the {$4400.00} they are attempting to collect from me. Please note that this situation have negative impacted my credit and created a lot of emotional stress. I am requesting your assistance in enforcing this company to comply with my request or delete their trade line from my credit report. Thank you
05/20/2018	Yes	Vehicle loan or lease Loan	Struggling to pay your loan Loan balance remaining after the vehicle is repossessed and sold	FL 338XX	Web
I have requested a signed legal document between myself and the said lender collection agency, Collins Asset Group, this is my second attempt requesting a contract to validate my signature and agreement with the collection agency, as they continue to send ask me for my personal information to follow through with their investigation, they also forwarded me documents from the said lender, but not their agency. At this time I am requesting to file a cease and dismiss of collection from the said agency as they have failed to provide supporting documents by and between their agency and myself. 1st contact dated : XX/XX/XXXX 2nd contact dated : XX/XX/XXXX collection amount {$8100.00}, opened XX/XX/XXXX without my agreement nor signature. Collins Asset Group XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, TX XXXX
08/18/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	PA 19120	Web
I am a victim of identity theft. Due to the Corona Virus Pandemic, we are all facing which has me sitting still at home and I saw the recent news about the multiple XXXX and XXXX Data breaches. I decided to look at my credit reports from the 3 major credit bureaus and found that someone had used my Identity. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I contacted the Credit Bureaus and told me to file an Identity Theft Report which I am doing. I appreciate your effort in getting this matter resolved. Please let me know if you need any other information from me to block this information from my credit report. Thank you.
03/21/2017	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	MN 55378	Web
Here is the deal ... I do n't owe a debt collector as this issue is with Collins Asset Group and they have refused to put down the proper information on this, so it makes it look like I have an account in collections which is inaccurate ... You ca n't have a debt in collection, when it was closed due to a bankruptcy ... This is impacting my life and has caused me to be turned down for a loan and a credit card as I am trying to rebuild my credit score ... I have been working hard on getting things in order and this has put up a road block ... It 's being reported to XXXX credit bureau ... I currently have an attorney who is ready to move on this if it does n't change and get reported as " closed '' due to Bankruptcy ... Thank You
01/24/2022	Yes	Debt collection Payday loan debt	False statements or representation Indicated you were committing crime by not paying debt	AP XXXXX	Web	Servicemember
Collins Asset Group is acting on behalf of XXXX XXXX XXXX stating that I owe {$12000.00} and that an attorney has been retained to collect from me. It was reported that I have no responded to any requests for debt collection and that my wages will be garnished. I currently live in XXXX XXXX and am in the military. Ive never been contacted by any of these people for any reason prior to it being on my credit report. Ive contacted them numerous times to have proof provided of this debt and all numbers written on the consumer credit page just give a busy signal and all written correspondence has been returned to sender. These inaccuracies and derogatory remarks are false and harming my credit and potentially my job.
04/02/2019	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt is not yours	SC 291XX	Web
I hav a collection on my account from a Collection Agency attempting to collect on a debt collection hat is not owed. They claim to be collecting for a company called XXXX XXXX XXXX XXXX who was closed due to fraud. The company was closed and was never able to provide consumers with titles so that customers could get permanent tags. The car was NEVER repossessed. I'm not sure who this collection agency is but I know they can not validate this debt and I'm sure they do not own the debt. This company is illegally trying to collect on a debt they clearly do NOT own. They can not validate the debt or show proof of ownership according to the FDCRA. This is illegal and fraud!!
05/05/2023	No	Debt collection I do not know	Took or threatened to take negative or legal action Threatened to sue you for very old debt	TX 75098	Web
This debt is beyond the statute of limitations as it has been 4 years since they began demanding the full balance on the debt. They are threatening a lawsuit against me. Furthermore, they know I have counsel on this matter and they continue to contact me directly after receiving written notice I have an attorney. My attorney 's name is XXXX XXXX with the XXXX. XXXX XXXX XXXX, XXXX at XXXX XXXX XXXX XXXX XXXX, XXXX TX XXXX her email is XXXX : XXXX. Please note I disputed the validity of the debt via my counsel and no response was ever received by the Collins Asset group. Any responses to this complaint should be directed at my counsel. Thank you, XXXX XXXX XXXX
12/10/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	FL 33563	Web
I got XXXX. on this matter in XX/XX/2019. To settle the debt. We settled for half what was owed. I was to get a letter from them about the agreement. I never get one have payed them as agreed. This has been going on since XX/XX/2019. Last month no one answered the phone. Payed online and it said approved but they say it doesn't work. They will not give what I owe. What to pay off. One Lady told me XX/XX/2019 that I owed XXXX but the bill was XXXX and settled for XXXX. I don't think it, s right to be paying on something with out proof. I know it will go into the credit bureau as payed less. I need help with them giving my proof. My ref. # XXXX with them
08/29/2018	Yes	Debt collection Auto debt	Written notification about debt Didn't receive enough information to verify debt	PA 19104	Web
I sent this Debt Buyer a dispute letter via certified mail. They signed for it and have not responded or provided proof of the alleged debt they claim i owe. I also did some research on XXXX XXXX XXXX XXXX and it turns out that they are NOT licensed in the State of Pennsylvania to collect on Auto Deficiencies. They do have a license as a debt collector but not the state specific license to collect on Auto Deficiencies. They have violated the FDCPA by collecting on a debt they are Not licensed to. They also have not provided any proof of this alleged debt which is false and misleading. I have already consulted with a consumer protection attorney.
06/20/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL 33441	Web
I am an XXXX employed with XXXX XXXX XXXX XXXX. I am a victim of identity theft .This collection agency is not only reporting fraudulent account but also aware that is account is fraudulent in deed. I sent my police report and my FTC affidavit that i received from the Federal Trade Commission that was notarized. They keep verifying this fraudulent account and are not reporting to my dispute. I have never had any goods or services with Fair Collections and Out and Collins Asset Group or their affiliates west the are knowingly and willingly reporting this fraud. They have caused me great damage and embarrassment also with XXXX XXXX
04/01/2023	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	MD XXXXX	Web	Servicemember
On XX/XX/2023 ACCELERATED INVENTORY MANAGEMENT LLC ( AIM ) through XXXX XXXX XXXX and XXXX XXXX XXXX XXXX filed, without any attempts to deliver notice to me that I may have sufficient time to answer in a timely manner, a civil action filed with subterfuge in violation of State and Federal law. If not for the receipt by USPS mail of an unsolicited advertisement from a XXXX, Maryland area attorney, I would have not know about the civil action AIM, XXXX, and XXXX caused to be filed in the DISTRICT COURT OF MARYLAND FOR XXXX XXXX four hundred thirty ( 430 ) days after the statute of limitations had expired.
09/08/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	UT 84120	Web
FCRA states information reporting has to be 100 % verifiable and 100 % accurate otherwise the information must be removed under federal law. XXXX has been reporting unverifiable and inaccurate information on my credit which has damaged my credit. I intend to litigate if they do no remove this file from my credit report. I request for them to provide the written contract and physical documentation to support the information they are reporting on my credit report via the CFPB portal. Do not send screenshots. Do not send medical statements. Send my actual signature on a contract. As this debt is Not mine.
03/28/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NJ 08234	Web
My name is XXXX XXXX I have a loan out with XXXX XXXX now its with XXXX XXXX XXXX XXXX XXXX Texas I been trying to get this collection agency to give me a statement on my account I have never received any debt collection from this company or the original loan company it is on my credit report I have tried to pay this loan Ive been sick with XXXX and trying to resolve this and debt Collection company will not release my information I have filed XXXX XXXX XXXX and report the FCC commission and trying to file a small claims with the state of New Jersey to try to get this paid can you please help me XXXX
11/08/2017	Yes	Debt collection Mortgage debt	Attempts to collect debt not owed Debt was paid	WI 53072	Web
Collins Asset Group has been sending info to someone with my same name. They sent her a certified letter XXXX/XXXX/XXXX and she tracked me down and sent me a copy of it. The letter claims that I owe XXXX XXXX XXXX for 2nd mortgage taken out in XXXX. That mortgage was paid off when I refinanced with XXXX XXXX so STOP TRYING TO SCAM PEOPLE! Even if it was owed - they are outside of the statute of limitations on collecting on a written contract! BUT IT 'S NOT OWED! I do n't even own that house and have n't in 7 years. Reference # on letter XXXX Collins Asset Group LLC XXXX XXXX XXXX XXXX, TX XXXX
09/21/2016	Yes	Debt collection Mortgage	False statements or representation Indicated committed crime not paying	VA 23456	Web
XX/XX/XXXX I was wrongfully foreclosed on and evicted from my home by XXXX mortgage. The loan was an XXXX and the primary was settled and XXXX attempted to collect on the second. XX/XX/XXXX, I was contacted by I believe the state who was conducting a class action lawsuit. I subsequently received XXXX insignificant settlement checks from this suit. In XX/XX/XXXX I was contacted by a collection agency attempting to collect on this debt. I explained the history and explained that given the circumstances, I had no intention of settling the debt. This issue continues to resurface and impact my credit.
11/03/2020	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt is not yours	GA 30305	Web
On XX/XX/2017 Collins Asset Group added a derogatory mark on my credit report per XXXX. Upon further research, this account was transferred/sold and I am no longer responsible for the account. Debtor 's creditor did not verify this collection. also, there was NO written form of communication, contract, or signature for this accused debt at all. A bill without a signature does not validate the debt and anybody can send a bill and say its mine. According to the FCRA, Collins Asset Group has violated my rights as a consumer and I'm requesting legal action to remove this account immediately.
05/03/2022	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened to sue you for very old debt	LA 70122	Web
Accelerated Inventory Management LLC XXXX XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXX Tx XXXX is trying to sue me for a debt I don't owe them. They have no provided any source of debt validation. According to my credit report, I have a perfect payment history with the company they claim to be collecting debt for. They are not allowed in operate in my state and are using a law firm to scare me into paying them. This harassment needs to stop! They need to provide some kind of proof which they have not. They have violated my rights. I plan to counter sue them for their false claims and damages.
04/18/2020	Yes	Debt collection Auto debt	Communication tactics You told them to stop contacting you, but they keep trying	OH 43130	Web	Older American
XXXX XXXX XXXX has started calling again every since the stimulus checks are coming out. I have told them I will not pay for a vehicle that was totaled in XXXX and the original creditor got the insurance money. Now they brought the loan form XXXX XXXX XXXX of Indiana and XXXX and trying to collect the remaining amount. I'm on social security and not paying for it. They both the XXXX original creditor and XXXX XXXX have charge it off as a bad debit. XXXX XXXX XXXX is trying to silver line it's pockets. This started back in XXXX and then it was quiet now starting again since XX/XX/XXXX.
12/31/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	OR XXXXX	Web
I got a notification to my credit report that an account was opened early last year without my consent or knowledge at the time I lost my wallet and had to get a new drivers license and social security number. I reached out to the police and they did an on going investigation about identity theft. I then sent in that police report numerous times and the Collin asset group refuses to acknowledge the fraud on my behalf at this point its been a year and they havent gone anything to make it right and its affecting my credit in a huge negative way I need it fixed immediately.
09/26/2022	Yes	Debt collection Other debt	False statements or representation Impersonated attorney, law enforcement, or government official	IL 60443	Web
COLLINS ASSET GROUP , LLC is using my personal identifiable information to furnish negative items on my consumer report to extort me and to cause me duress in the collection of and extension of credit. I am demanding that COLLINS ASSET GROUP , LLC provide to me a legally binding contract / agreement showing all 4 elements that makes it legally enforceable, and that shows the contract is in the best interest of I, XXXX XXXX, the beneficiary. I the Beneficiary / Consumer and natural man ( XXXX XXXX ) am submitting this complaint without any influence from any 3rd party.
12/26/2018	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt was paid	TN 38134	Web
I had an auto loan in 2013 through a company. I paid the loan for two years, but also told the company that the dealer sold me a lemon. The truck didnt work anymore. I paid the loan down to about {$390.00} and I had a XXXX. The loan company stated that if I let them get the vehicle once its sold that should cover my balance owned. Now 5 years later a debt collector says I owe {$8900.00} for unpaid debt. I tried to explain, but they dont want hear it. I only paid {$12000.00} for the truck back then. They are scamming me and I cant do anything about it.
08/03/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	MD 20748	Web
Despite the multiple previous written requests, the unverified items listed below still remain on my credit report in violation of Federal Law. They failed to comply with air Credit Reporting Act, 15 USC sections 1681i within the time set forth by law and continued reporting of unverified information which now, given all my attempts to address it directly with the creditor, as willful negligence and non-compliance with federal statutes. COLLINSASSET ( Original Creditor : XXXX XXXX XXXX XXXX XXXX ) XXXX Balance : {$10000.00}
06/11/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	SC 29730	Web
The collection agency is Collins Asset Group. I was not informed of this debt until it showed up on my credit report. I was not given a notice of chance to dispute the account or the amount that its stated I owe. I have disputed with the credit agencies and collection agency and still have not been sent information about the debt and that it is mine and what is owed on it. This is reporting to my credit and it is hurting me and they are not providing me with the information needed. The original company is XXXX XXXX XXXX.
12/29/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NY 10472	Web
This debt/collection appeared on my credit, it does not belong to me. This is put falsely on my credit report. It states it was opened in XXXX of 2017. I have zero documentation reflecting this account nor was this account authorized on my behalf. This account has appeared on my credit report and is reflecting negatively in collection under an individual type and again does not belong to me. It is my right to get incorrect and false information to be Removed. I have received zero documentation regarding the matter.
08/09/2018	Yes	Debt collection Mortgage debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	WI 53154	Web
XXXX XXXX XXXX is claiming I owe them a lot of money, however when asked the attorney XXXX for this so called debt 's itemized statement and copy of the agreement no one will give me the information. XXXX XXXX XXXX stated that they liquidated the mortgage I had with them. XXXX will not tell me from what the debt came from. XXXX XXXX XXXX also has not produced a statement for this debt and a person can never be reached in the company who can answer the simple question of where the debt came from.
08/26/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	TN 377XX	Web	Servicemember
I was living in the country of XXXX from XXXX to XXXX in XXXX someone opened a personal loan from XXXX XXXX in the amount of XXXX dollars i have sent copies of paper work showing i was not living at a address the the loan was giving to they also said that a few payments where made from a account that i stopped using now the account went into collections from Collins Asset group/XXXX XXXX If needed i can send a coy of my XXXX government ids and paper work from ssn and the VA hospital XXXX XXXX
04/02/2018	Yes	Debt collection Auto debt	Written notification about debt Didn't receive notice of right to dispute	GA 304XX	Web
XXXX ( Original Creditor : XXXX XXXX XXXX XXXX ) THIS company is reporting on my credit which XXXX XXXX is reporting too both companies trying to collect for the same account & different amounts ... the vehicle was purchase from XXXX XXXX XXXX but was sold to XXXX XXXX both companies trying to collect two different amounts for the same account I was never sent any documents where I could have attended the auction or sale I was never giving the chance to buy the vehicle back
06/03/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	FL 338XX	Web
They must identify themselves as a debt collection agency and give their name and the address for the collection agency. They must tell you the name of the creditor ( company or person you owe ), the amount you owe and how you can dispute the debt or seek verification of the debt. I have never received any written forms from them. Now today I received paperwork delivered from a lady at my door about a lawsuit FROM THEIR LAWER.
08/21/2017	No	Debt collection Mortgage debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	FL 32904	Web
I am being sued for a mortgage that was improperly foreclosed on and was taken to a Federal Class action Law Suite . I was awarded XXXX toward this instance and am now being sued for the difference of a XXXX mortgage. I have attempted to fax information about this to the company, have sent certified mail in regards to this. They have dismissed this and have now served me with a summons and are taking me to court.
09/29/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	PA 19120	Web
XXXX and XXXX Credit Bureaus are reporting inaccurate information on COLLINS ASSET GROUP with an Account Number of XXXX, Opened last XX/XX/2017 and a Balance of {$4900.00}. Per FCRA, reporting must be 100 % accurate or the information must be deleted. Evaluate this reporting by making a revision of the information provided. Modify and perform any corrections or withdraw this from my personal file.
10/19/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	FL 34212	Web
HELLO MY NAME IS XXXX XXXX AND IVE BEEN ATTEMPTING TO TRY AND RESOLVE THIS MATTER WITH COLLINS ASSET GROUP. PLEASE READ THE FOLLOWING NOTICE THOROUGHLY AND CAREFULLY BEFORE RESPONDING. IT IS A NOTICE. IT INFORMS YOU. IT MEANS WHAT IT SAYS. FOR THESE REASONS IT IS RECOMMENDED THAT YOU CAREFULLY CONSIDER THIS NOTICE AND RESPOND IN SUBSTANCE, WHICH MEANS ACTUALLY ADDRESSING THE POINTS RAISED HEREIN.
02/01/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	CA 94501	Web	Older American
I disputed a collection account that is still showing as an " open account '' ithis s account was discharged in my bankruptcy XX/XX/2015. I called the collection co. in question after viewing my XXXX credit report. i was told by the collection co. rep " XXXX '' that the account is being reported correctly. spoke to attorney XXXX and was told they have to update and report the account correct.
02/15/2021	Yes	Debt collection Payday loan debt	Written notification about debt Didn't receive enough information to verify debt	NC 28451	Web	Servicemember
On XX/XX/2020 I sent a letter to Collins Asset Group requesting for validation for debt they say I owe so things could be handle and I can improve my credit. Its been almost a year and I have received any letters or none of my phone calls have been returned. This has been a negative impact on my credit report and has stressed me out because my wife wants me to use my VA loan for a house.
09/02/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NC 27545	Web
I had an account that i got behind on that ended up going to collections. Then a company called Collins Asset Group brought the account from XXXX XXXX. The issue is both accounts are still showing up on my credit report and i have disputed both twice and now i can't anymore and they are still on my report. I want the old XXXX XXXX moved off since it was brought by another company.
05/13/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	OH 44128	Web
On XX/XX/XXXX I noticed there are discrepancies in the status of the account for a balance from XX/XX/XXXX. The balance of {$6300.00} is showing closed with a {$0.00} balance on my XXXX and XXXX credit report but is showing still open when I pull my XXXX report. This debt is past 7 years old and is showing inconsistent reporting on my credit file. Please help me clear this issue.
05/06/2017	Yes	Debt collection Mortgage debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	FL 335XX	Web
Collins Asset is attempting to collect on a debt that was removed and discharge from my credit over 8 years ago however the home was fourclosed over 10years ago. This loan was a 80/20 lo an and serviced with XXXX XXXX and sold many times XXXX , XXXX and XXXX attempted to negotiate with me. Collins Asset i s now taking me to court stating that they accelerated the loan.
03/09/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NJ 07108	Web
An account in my name was referred to a 3rd party collection agency. I presented the company with a police report, and a FTC complaint, and now I'm filing a report with the CFPB because it has yet to be handled. I advised the address they have on file is not an address I'm familiar with. I provided a copy of my License as well, and I still got no response. .
08/16/2019	Yes	Vehicle loan or lease Loan	Getting a loan or lease Fraudulent loan	CA 90047	Web
Collins Asset Group claims I owe them $XXXX for a car loan from XXXX XXXX XXXX. The account number is XXXX. I don’t know anything of this account. I disputed this account on XX/XX/2019 as a fraudulent account and Collins Asset Group sent me a fraud contract with false addresses and fraud drivers licenses, and other fraud documents that I’ve never seen before.
05/08/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	FL 34684	Web
Title loan/personal loan ( not sure at this point ) .. Paid off, called local office no balance, company changed names/mgmt from XXXX XXXX to XXXX XXXX.. You cam and can tget anyone to answer their phones and forced to leave message on random general voicemail. Now all of a sudden it sen to collections by XXXX to Colection agency called XXXX XXXX XXXX
07/01/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	FL 33025	Web
I was never notified of this debt, per 15 USC 1692 I was to be notified within 5 days. Per 15 USC 1692gf, unfair practices. No information given regarding debt. FTC Report filed and other reports filed. Unknown debt over 3 months now and no information given. Not sure who this company is and how I even owe them or ever entered into contract.
08/20/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	GA 30331	Web
I am a victim of identity theft and I have been disputing information without knowing my true rights as a consumer. Per the FTC as a victim of identity theft the furnisher must delete and I have supplied the letter Notice to Furnishers. Per the Notice of Furnishers Information they must comply because of the inaccurate information.
06/18/2021	Yes	Debt collection Auto debt	Written notification about debt Didn't receive enough information to verify debt	NY 132XX	Web
this debt collection company ( COLLINS ASSET GROUP ) has illegally obtained my information and used It to obtain credit from other Financial institutions without my consent.My consumer rights have been violated, and I want the cfpb to remedy this issue asap. please see all attached documents
02/01/2021	No	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	TX 77049	Web
I'VE BEEN DISPUTING AN ACCOUNT THAT RECENTLY APPEARED ON MY CREDIT REPORT THAT I BELIEVE IS PART OF MY IDENTITY THEFT CASE FROM EARLIER LAST YEAR AND NEEDS TO BE REMOVED FROM MY CREDIT REPORT. IT KEEPS COMING BACK SAYING VERIFIED BUT I DON'T KNOW HOW IF IT'S NOT MY ACCOUNT.
09/27/2019	Yes	Debt collection Auto debt	False statements or representation Attempted to collect wrong amount	NC 289XX	Web
Original purchase amount in XX/XX/XXXX was {$XXXX}. Car was repossessed in XXXX of XXXX with only one payment of XXXX not paid. They are reporting that I owe XXXX on a car that I do not have and didnt originally cost that much and almost a year payments paid on.
02/01/2016	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	CA 94501	Web
this collection agency continues to report a " discharged account on my credit reports as an open collection account and are still trying to collect this debt. I contacted this company and are refusing to update this account to reflect an accurate status.
08/11/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	FL 33060	Web
The collision asset account is not mines I have no knowledge of this account seems to be a fraudulent charge added to my account and I have disputed this with XXXX and it was removed but it is still showing on my experian account.
06/30/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	MD 20746	Web
This company is reporting a debt on my credit report that Ive sent multiple letters to the company to validate the debt and they have not sent or validated anything. I do not have any business with this company at all.
09/13/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	SC 29621	Web	Servicemember
A sheriff 's deputy came by my house to serve a summons for XXXX XXXX XXXX. A debt has been sold to this company on an old debt. I was never notified by XXXX XXXX XXXX. A Summons was attempted to be served at my home
01/11/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	IL 60617	Web
This account has been disputed at least four times with XXXX, XXXX, and XXXX. I, have never had an account with XXXX XXXX XXXX. The information is unable to be validated, or confirmed, and need to be removed.
09/24/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	CA 92627	Web	Servicemember
Collins Asset Group is stating that the original creditor is XXXX XXXX. But the original creditor is XXXX XXXX. The date this account was opened was XX/XX/2017. The amount is for {$3700.00}
05/05/2021	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	OH 453XX	Web
I was never notified either written or by phone of this debt and the amount for a phone bill doesnt add up. I was never given a summary of charges or even know what I am being charged for!
03/25/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	IL 60030	Web
In your response to me on complaint XXXX you said that you have no validation or proof from the previous agency. Now I am asking why your company is still trying to collect the debt?
07/29/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Problem with personal statement of dispute	OH 44116	Web
I am making payments to pay this amount I owe I should have not still have a bad negative on this report I am making my payments on time please check this out thank you mr XXXX
03/02/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	GA 30252	Web
This account shouldn't have been open in 2019 without my permission. Collins assets group llc wouldn't remove this account that isn't mines.
12/15/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 913XX	Web
Debt is unknown to me. Amount of $ {$10000.00}. opened XX/XX/XXXX, XXXX collection agency has refused to take it off my credit report.
09/23/2016	Yes	Debt collection Mortgage	Cont'd attempts collect debt not owed Debt was paid	IN 46237	Web
Paid off a mortgage debt via settlement as paid in full. Another debt collector is trying to collect on that same debt.
04/11/2018	No	Debt collection Auto debt	Attempts to collect debt not owed Debt is not yours	GA 30213	Web
I sent the XXXX XXXX XXXX a letter and they refuse to remove this debt from my credit report.
06/01/2015	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	CA XXXXX	Web	Servicemember
Called, left no voice messageUnknown Caller
01/08/2018	Yes	Debt collection Auto debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	FL 34714	Web
They keep hitting my credit every 7 days.
01/22/2024	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NY 14615	Web

01/10/2024	No	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	MD 20878	Web

01/04/2024	No	Payday loan, title loan, personal loan, or advance loan Installment loan	Problem with the payoff process at the end of the loan	VA 22406	Web

10/26/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	TX 77062	Web

10/03/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	FL 33319	Web

08/04/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	TX 78230	Web

05/12/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	GA 30214	Web	Servicemember

03/14/2023	Yes	Debt collection Auto debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	GA 30721	Web

02/05/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MD 20784	Web

12/21/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	IA 50625	Web

11/16/2022	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MN 55123	Phone

10/07/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NY 10304	Referral

10/04/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IL 60616	Web

07/12/2022	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Collected or attempted to collect exempt funds	OH 44111	Web

07/05/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	OH 44111	Web

07/01/2022	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Collected or attempted to collect exempt funds	PA 19027	Web

06/13/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	AL 35555	Web

06/06/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Problem with personal statement of dispute	GA 30311	Web

06/06/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	FL 32065	Web

05/13/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	IL 60443	Web

04/29/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	TX 75126	Web

03/17/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NC 28314	Web

03/15/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NY 10304	Phone

03/11/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Was not notified of investigation status or results	TX 75251	Web

03/01/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	TX 77379	Web

02/07/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 91344	Web

02/04/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Problem with personal statement of dispute	OK 73012	Web

01/25/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	NC 28472	Web

01/18/2022	Yes	Debt collection Auto debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	OH 44128	Web

01/07/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NY 13211	Web

12/01/2021	Yes	Vehicle loan or lease Loan	Incorrect information on your report Account information incorrect	TX 75067	Phone	Servicemember

11/17/2021	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	PA 19027	Web

11/15/2021	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	CA 94550	Web

11/10/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	TX 75216	Web

11/02/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	ID 83705	Web

10/23/2021	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt was result of identity theft	CA 91606	Web

09/13/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Was not notified of investigation status or results	AL 36207	Web

09/05/2021	Yes	Debt collection Payday loan debt	Communication tactics Frequent or repeated calls	TX 77396	Web

08/17/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	MN 55430	Web

08/10/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NC 27614	Web

08/05/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	MN 55430	Web

07/21/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	MN 55430	Web

07/18/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 90745	Web

06/28/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	OH 44011	Web	Servicemember

06/04/2021	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30168	Web

05/04/2021	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt was result of identity theft	GA 31014	Web

04/28/2021	No	Debt collection Auto debt	Communication tactics Frequent or repeated calls	FL 33882	Phone

04/20/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	FL 33882	Phone

03/31/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	NC 27377	Web

03/30/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	DE 19901	Web

03/06/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	FL 33027	Postal mail	Older American

03/04/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	PA 15212	Web

03/04/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	IL 60030	Web

02/19/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	OH 44485	Web

01/19/2021	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt was paid	TX 77023	Web

01/07/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 30016	Web

11/11/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL 33132	Web

09/24/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NC 28314	Phone	Servicemember

09/21/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	TX 77433	Web

09/20/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 91342	Web

08/17/2020	Yes	Debt collection Private student loan debt	Attempts to collect debt not owed Debt was paid	OH 44052	Web

07/23/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	NC 27606	Web

06/20/2020	Yes	Debt collection Auto debt	Written notification about debt Didn't receive enough information to verify debt	TX 77568	Web

04/30/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	TX 77568	Web

04/27/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 91406	Web

04/22/2020	Yes	Debt collection Auto debt	False statements or representation Attempted to collect wrong amount	VA 23235	Web

04/10/2020	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	FL 33614	Web

04/03/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL 33162	Web

03/11/2020	Yes	Debt collection Auto debt	Written notification about debt Didn't receive enough information to verify debt	OH 44420	Web	Servicemember

11/04/2019	Yes	Debt collection Auto debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX 77379	Web

10/22/2019	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 33311	Web

10/22/2019	No	Debt collection Auto debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX 76706	Web

09/28/2019	No	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	MD 21284	Web	Servicemember

09/18/2019	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt was result of identity theft	FL 33033	Web

06/24/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	FL 33449	Web

06/03/2019	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt is not yours	GA 30080	Web

05/18/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	CA 95219	Web

03/06/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	PA 15210	Web

02/08/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	PA 15210	Web

01/28/2019	Yes	Debt collection Auto debt	Written notification about debt Didn't receive enough information to verify debt	TX 78043	Web

01/18/2019	Yes	Debt collection Mortgage debt	Attempts to collect debt not owed Debt is not yours	CA 90810	Fax

10/08/2018	No	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	AZ 85041	Web

09/11/2018	Yes	Vehicle loan or lease Loan	Struggling to pay your loan Loan balance remaining after the vehicle is repossessed and sold	TX 77379	Web

09/09/2018	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt was result of identity theft	FL 33179	Web

09/04/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	MI 48195	Web

08/27/2018	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	FL 33703	Web

08/09/2018	No	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	SC 29010	Web

08/06/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	OK 74101	Web

04/20/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	AZ 85041	Web

03/20/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	FL 33068	Postal mail

03/10/2018	Yes	Debt collection Private student loan debt	Attempts to collect debt not owed Debt was paid	FL 32905	Web

02/11/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	AL 35055	Web

01/16/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL 33614	Phone

06/06/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	GA 30213	Web

04/02/2017	Yes	Credit reporting	Incorrect information on credit report Account status	MN 55378	Web

12/20/2016	Yes	Debt collection Auto	Disclosure verification of debt Not given enough info to verify debt	GA 30331	Referral

11/01/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	OH 44106	Referral

10/31/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	TN 37218	Web

10/18/2016	Yes	Debt collection Auto	Disclosure verification of debt Not given enough info to verify debt	NJ 07106	Web

09/16/2016	Yes	Debt collection Auto	Disclosure verification of debt Not given enough info to verify debt	NJ 07106	Web

08/09/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	OH 44106	Referral

05/12/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	OH 43231	Postal mail

04/06/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	NY 11233	Postal mail

03/22/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	GA 30066	Web

03/07/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	KY 40220	Web

02/14/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	KY 40220	Web

10/17/2015	Yes	Consumer Loan Installment loan	Managing the loan or lease	MD 21631	Web

07/24/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	NY 11368	Referral

04/30/2015	Yes	Debt collection I do not know	Disclosure verification of debt Right to dispute notice not received	WA 98133	Web

11/11/2014	Yes	Debt collection Auto	Disclosure verification of debt Not given enough info to verify debt	FL 32514	Web	Servicemember

09/24/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	TX 76542	Web	Servicemember

08/11/2014	Yes	Debt collection Mortgage	Cont'd attempts collect debt not owed Debt was paid	PR 00907	Web

06/25/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 92627	Web

06/19/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	FL 32949	Referral

05/28/2014	Yes	Debt collection Payday loan	Communication tactics Threatened to take legal action	FL 34986	Phone

03/16/2014	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	TN 37379	Web

11/08/2013	No	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	NE 69001	Web