Collection Receivables, Inc. CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
05/09/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	MN 55033	Web
In response to complaint XXXX I did not give this debt collection agency my permission to share my NON PUBLIC PRIVATE INFORMATION to any third parties. Such as XXXX, XXXX and XXXX. I did not ask for a contract of an Alleged Debt. Pursuant to the Fair Debt Collections Act. Which you as a Debt Collection Agency Have To practice? Or is this not true? COMMUNICATION WITH THIRD PARTIES. Except as provided in section 804, without the prior consent of the consumer given directly to the debt collector, or the ex- press permission of a court of competent jurisdiction, or as reasonably necessary to effectuate a post judgment judicial remedy, a debt collector may not communicate, in connection with the collection of any debt, with any person other than a consumer, his attorney, a consumer reporting agency if otherwise permitted by law, the creditor, the attorney of the creditor, or the attorney of the debt collector. So again I am asking Did I give you guys my consent to share my private information with anyone? I ask that you show me in the same contract/agreement where I can opt out of your sharing of my nonpublic personal information. IS USC 6802 ( B ) clearing states that * A financial institution may not disclose nonpublic personal information to a nonaffiliated third party ''. IS USC 6802 ( B ) 1b " the consumer is given the opportunity, before the time that such information is initially disclosed, to direct that such information not be disclosed to such third party '' IS USC 6802 ( B ) Ic " the consumer is given an explanation of how the consumer can exercise that nondisclosure option. '' In the above- mentioned XXXX XXXX XXXX XXXX without giving me the opportunity to opt out, your institution furnished my nonpublic personal information to nonaffiliated third parties ( i.e XXXX, XXXX XXXX and XXXX ). With that said, your company has not only infringed my right to privacy but also violated multiple Federal Laws. I hereby request you remove the mentioned information from my Consumer Report : My rights are being violated 15 USC 1692d ( 1 ) Any bad debt furnished on my report is ruining my reputation and is a defamation of character. If you accept my request, I will not escalate this matter to a Federal complaint. If not .. any debt collector who fails to comply with any provision of this subchapter with respect to any person is liable to such person in an amount equal to the sum of -- ( 1 ) any actual damage sustained by such person as a result of such failure ; ( 2 ) ( A ) in the case of any action by an individual, such additional damages as the court may allow, but not exceeding {$1000.00} ; or ( B ) in the case of a class action, ( i ) such amount for each named plaintiff as could be recovered under subparagraph ( A ), and ( ii ) such amount as the court may allow for all other class members, without regard to a minimum individual recovery, not to exceed the lesser of {$500000.00} or 1 per centum of the net worth of the debt collector ; and ( 3 ) in the case of any successful action to enforce the foregoing liability, the costs of the action, together with a reasonable attorney 's fee as determined by the court. On a finding by the court that an action under this section was brought in bad faith and for the purpose of harassment, the court may award to the defendant attorney 's fees reasonable in relation to the work expended and costs. Thank you for your attention to this matter.
05/20/2021	Yes	Debt collection I do not know	Communication tactics Used obscene, profane, or other abusive language	GA 308XX	Web
Collection Receivable Inc keeps contacting me after i've sent them a cease and desist letter back in XX/XX/2020, and i've sent them a debt validation letter that they have yet to respond to. They are in violation of the FDCPA. Today i received a call from a lady from Collection Receivable Inc. She called me from XXXX. She was nasty to me and using profanity and making threats. Collection Receivable Inc is practicing unfair and unethical debt collection practices. They have ignored my cease and desist letter, and they have yet to validate the debt they claim i owe on account number # XXXX with a {$150.00} balance with a {$55.00} which makes it a total of {$210.00}. Below is the cease and desist letter i sent and the debt validation letter i sent. If Collection Receivable Inc does not stop calling me and remove the collection account from my credit report i will seek to file litigation against Collection Receivable Inc and seek monetary damages. see letters below XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Ga, XXXX Collection Receivables Inc, XXXX XXXX XXXX XXXX, GA, XXXX XXXX XX/XX/2020 Re : Account # XXXX To Whom It May Concern, Pursuant to my rights under federal debt collection laws, I am requesting that you cease and desist communication with me, as well as my family, friends or my employer, in relation to this or any other alleged debts you claim I owe. You are hereby notified that if you do not comply with this request, I will immediately file a complaint with the Federal Trade Commission and the Attorney General of Georgia. Civil and criminal claims will also be pursued. Sincerely, XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Ga, XXXX Collection Receivables Inc, XXXX XXXX XXXX XXXX, GA, XXXX XXXX XX/XX/2020 To Whom It May Concern, I dispute your claim and I am requesting validation from you pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 ( 8 ) ( FDCPA ). Provide breakdown of fees including how you calculated what you claim I owe. Provide a copy of my signature on a contract or document that holds me responsible for this alleged debt. Cease any credit bureau reporting until debt has been validated by me as required under the FCRA. Send me proof that you are licensed to collect debt in the my state. Send this information to my address listed above and accept this letter-sent as my formal debt validation request, which I am allowed under the FDCPA. I will await your reply with above requested proof. Upon receiving it, I will correspond back with you. Sincerely,
11/29/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	GA 30906	Web
Collection receivable is collecting on an account that is under investigation. XXXX XXXX Collector from Collection receivable admitted that the alleged debt that is own file in my name is under dispute ( PULL CALL ) As of XX/XX/2022 I take it that Collection Receivables XXXX received notification from XXXX stating that this account # XXXX is under investigation. However, XXXX XXXX took it a upon herself to stalk one of my relatives information and called them by phone acting as if she knew him, asking him about me and where I work. ( PULL CALL ) XXXX then decided to call stalk my employment, I answered the phone and instead of her properly confirming this was XXXX, she just stated talking about, she has my account from XXXX XXXX and that I need to pay her! XXXX did not identify her name or where she was calling from XXXX violation!!! XXXX also falsely stated that she was calling from ( XXXX XXXX ) She never identified that she was calling from a collection agency and that the phone call was recorded. BIG VIOLATION! ( PULL THE CALL ) I told XXXX I was at work and that the alleged account she is stating that I owe is under investigation. XXXX aggressively said that she is aware the account is in dispute status BUT how do I want to take care of this debt? BIG VIOLATION ( PULL THIS CALL ) I called back to speak with XXXX, who rudely answered the phone ( ONCE AGAIN SHE DID NOT READ THE TALK OFF TO ME ) SHE just immediately said is this XXXX, and that she put the alleged debt they say I own in REFUSAL TO PAY STATUS!!! I NEVER told her that! I told her she was lying and asked to speak with a supervisor XXXX then hung up on me. I called right back to speak with a supervisor, I guess XXXX XXXX is a supervisor ( She proclaimed to be over everyone on the floor ) I didnt believe her at first and then I asked to speak with a manager. Instead of XXXX, properly and professionally giving the phone call to the OFFICE MANAGER XXXX XXXX ( According to XXXXXXXX XXXXXXXX XXXX XXXX ) She kept saying that she is the next person in charge. SO, I reported XXXX XXXX to her and let her know what took place our conversation. During my conversation with XXXX XXXX, she got angry and started loud talking me in defense of XXXX XXXX!!! I then asked to speak with the owner XXXX XXXX ( According to XXXX XXXXXXXX XXXX XXXX ) XXXX refused to give me the name of the owner or how I could contact her, she kept saying its public information and that she will just tell the owner to call me ( Pull the Call )
12/06/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	GA 30907	Web
I am writing to file a formal complaint against Collections Receivables Inc and the alleged original creditor, XXXXXXXX XXXX XXXXXXXX regarding their unjust attempts to collect a debt that is not owed. The details of my situation are as follows : Unauthorized Charges : On XX/XX/XXXX, I discovered that XXXXXXXX XXXX XXXXXXXX me from two separate companies without my consent. The charges were made by XXXXXXXX XXXX XXXXXXXX and XXXX XXXX XXXX. I immediately filed a dispute, and after conducting their own fraud investigation, my credit card company sided with me and found the charges to be unauthorized. After this I received a call from XXXX that I would be sent to collections for any money I won from the dispute. Medical Treatment Payment Process : It is important to note that I am responsible for paying only what my insurance does not cover. In the case of XXXX XXXX XXXXXXXX, I have diligently paid my share of the medical expenses. However, I have recently discovered that I have overpaid, and I am due for a refund. I also have reasonable suspicion they are engaging in balance billing, which violates federal law. Unjust Debt Collection Attempts : Despite the resolution of the unauthorized charges and the overpayment issue, Collections Receivables Inc continues to pursue collection efforts for a debt that is not owed. Their actions are not only unwarranted but also in direct contradiction to the findings of my credit card company 's fraud investigation. I kindly request the Consumer Financial Protection Bureau 's assistance in investigating this matter and ensuring that Collections Receivables Inc ceases their unjust debt collection attempts. Also, XXXXXXXX XXXX XXXXXXXX should refund me what I overpaid them. I believe that their actions are not only in violation of fair debt collection practices, but also causing undue stress and inconvenience. I have attached relevant documentation, including the resolution from my credit card company 's fraud investigation and proof of overpayment to XXXX XXXX XXXX, for your review. Thank you for your prompt attention to this matter. I look forward to a swift resolution and appreciate your efforts in protecting consumer rights.
08/02/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	GA 30909	Web
I received a letter from collection receivables inc. on XX/XX/2021 stating that I owe a debt to XXXX XXXX of {$1000.00}. I have not received any notification from XXXX XXXX stating that I owe any amount until I received this notice. I contacted the collection agency stating that I do not recognize this debt in the fact that I have not attended that gym and only believed I had signed up for a trial which I have never used. I told them that I would be sending a validity of debt letter and would like this debt to be verified in writing and sent the letter on XX/XX/2021. I have never received anything in the mail from the collection agency verifying the debt and received another call on XX/XX/XXXX with another attempt to collect. I was explaining that I have sent a letter to the office asking for written verification of the debt and they stated they did not have to send me anything in the mail and abruptly put me on hold with no notice or disconnected the call. I called back and the person on the phone began to yell and speak to me in a very unprofessional manner after I asked her not to yell and cut me off as I was just asking questions I had to hang up because she refused to answer me about the validation of debt. I have connected them in writing before the 30 days and they did not contact me in writing or by phone after I sent the letter and therefore have not contacted until after the allotted amount of time. I have a copy of the letter I sent disputing the debt and also have the original letter in the mail from collection receivables inc.
05/18/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	MN 55033	Web
In response to complaint- XXXX This is my last attempt at trying to rectify your companies FEDERAL VIOLATIONS. So what you are saying is your company policies do not apply to FEDERAL laws? Again I did not give you guys permission to share my nonpublic private information. Does your company not abide by the FEDERAL Laws? I am asking If there's a nondisclosure clause in your contract/agreement giving you that option to share my " nonpublic personal information ''. I ask that you show me in the same contract/agreement where I can opt out of your sharing of my nonpublic personal information. IS USC 6802 ( B ) clearing states that * A financial institution may not disclose nonpublic personal information to a nonaffiliated third party ''. USC 6802 ( B ) 1b " the consumer is given the opportunity, before the time that such information is initially disclosed, to direct that such information not be disclosed to such third party '' IS USC 6802 ( B ) Ic " the consumer is given an explanation of how the consumer can exercise that nondisclosure option. '' In the above- mentioned Consumer Credit Transaction , without giving me the opportunity to opt out, your institution furnished my nonpublic personal information to nonaffiliated third parties ( i.e XXXX, XXXX XXXX and XXXX ). With that said, your company has not only infringed my right to privacy but also violated multiple Federal Laws. If this is what your company goes by legal action will be taken.
04/14/2023	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	SC 291XX	Web
I told this debt collection company to please stop contacting me, and that Im unaware of this supposed debt. The late payments reported on my credit report were not authorized by me and were reported without my written consent. Therefore, I am disputing the accuracy of these items and requesting that they be removed from my credit report. I am also requesting that you provide me with documentation showing that you had my written consent to report these items. As you may know, the Fair Credit Reporting Act ( FCRA ) - 15 U.S.C. 1681b, outlines the permissible purposes for which a consumer report can be furnished. The FCRA requires that consumer reporting agencies may only furnish consumer reports for certain purposes, including credit transactions involving the consumer, employment purposes, insurance underwriting purposes, and in connection with a legitimate business need initiated by the consumer. Additionally, the FCRA requires that a consumer must provide written consent before a consumer report can be furnished for most purposes. Please investigate this matter as soon as possible and provide me with the results of your investigation.
08/20/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	AL 36301	Web
Disputed unauthorized accounts with XXXX XXXX XXXX and Collection Receivables Inc in XX/XX/2023 and XX/XX/2023. They are both publishing unauthorized accounts on my report without providing proper validation as mandated by the FCRA and FDCPA. As of today, they have purposely failed to provide : 1. Your lawful authority to collect without my consent or 2. A copy of the original contract between myself and the original creditor where I agreed to the assignment of the alleged debt ; with my ink signature 3. An original contract between me and Collection Receivables Inc with my wet signature 4. The original purchase agreement that shows I'm the legal owner of this alleged debt. Please include all the terms and conditions that are included in the purchase agreement. 5. An affidavit signed under penalty of perjury that your organization has not violated any portion of the FCRA and FDCPA. 6. A verified certificate of authority and proof that your company is licensed to collect debt in my state. Provide me with a license number and registered agent or agent of service.
12/01/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	GA 30909	Web	Servicemember
This company has been calling an harassing me for weeks now. I have advised them that I canceled the account in XXXX. Additionally, I haven't been in the club since XXXX of XXXX. I was pregnant and in the hospital until XXXX of XXXX. Not once have these people tried to verify the debt like asking me who I talked with or my documents for cancelation. Nor have they provided any bills or any statements to validate their claim. This has been placed on my credit report as a collection, to which they verified the debt as being valid when they have yet to provide any documentation of that nor request any documentation from me. At this point, they can resolve it as a debt not owed because it was canceled, show me PROOF, or we can all go to court over {$300.00}. I have lawyers. It's not about the money. It's about the principal. If we go to court, I guarantee they will owe me more than the measly money they are trying to collect on an account that was canceled. I did not have a contract with XXXX XXXX.
05/21/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MD XXXXX	Web	Servicemember
I have requested proof of validation on several occasions from the collections company ( CLTRCBINC ) in XXXX. The company mailed a letter to a home I own and have never resided at. I asked for the original alleged contract with my true signature and that of a qualified employee with the alleged original creditor. After requesting this information several times they failed to provide me with the proof I am allowed to have by the guidelines. This company whom I have never had a contract with provided an address in XXXX, GA when I reached out to them. I have never lived at the address and have not lived in XXXX, GA. I live in XXXX, MD and have lived in MD since XXXX, this company is not licensed to collect in the state of Maryland. Since they failed to send me the requested proof, I want this account to be closed and removed from my XXXX credit reports. XXXX, XXXX and XXXX have not complied with the law and accurately verified my information as well.
12/15/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	TN 374XX	Web
XXXX XXXX sent dues to collection agency after Id cancelled as I was moving to a different state. The gym had continued charging me and eventually sent the dues to Collection Receivables , Inc. To finalize and resolve the issue, I decided to pay the amount due months ago to Collection Receivables , Inc. After paying off, I asked them to not contact me again. Several times a couple of months later, I was still receiving emails and occasional calls from them so I decided to call them and ask them why I was still being contacted, they said the notifications were sent by error ; that I didnt owe anything and that I would no longer be contacted. Today, XX/XX/2022, I received another email telling me that I was being contacted to collect a debt with an attachment for an offer to pay off dues for a lower than owed amount
09/25/2023	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	GA 30906	Web
A company called collection receivables inc. of XXXX Georgia called me for the first time on XX/XX/2023. They informed me of an outstanding debt and I simply told them that I do not agree and the woman insisted that she was right and I was wrong and she did so in an aggressive manner. I ended the call because I knew that I would have to deal with the issue another way. The next day, XX/XX/2023 I get a call from the same company but from a different number. Not wanting to deal with their aggressive attitudes I ignored the call. The same day since they were unable to reach me on my cell phone, they called my job asking for me. I told them that I did not agree with what they were calling about but they have continued to harass me not only on my cell phone but now calling my job. This is unacceptable.
04/27/2021	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	GA 30813	Web
I have had a debt collection company calling me incessantly for over a year. I spoke with someone named XXXX at the company and provided my check card info with the agreement they would deduct {$25.00} a month from my back account to pay my debt and asked that they never contact my job or my husband. Since then they never took a payment out as was agreed, they not only called me incessantly but my husband as well and last time they called they insinuated they were calling from my doctors office to attempt to get my husband who was at work at the time to get me on the phone and then called my employer after being asked to never call them. When I have spoken to them they have been nothing but rude.
10/29/2021	Yes	Debt collection Other debt	Communication tactics Used obscene, profane, or other abusive language	AL 360XX	Web
Collection Receivables has violated several of my consumer rights. Collection Receivables has ruined my XXXX, XXXX and has XXXX me by calling to my employer several times in attempt to collect a debt that I do not owe. I have labeled several exhibits showing the consumer laws that Collection Receivables have violated attached to this statement. I have never signed a contract or agreement with Collection Receivables. Collection Receivables has caused XXXX XXXX for my wife and I. Collection Receivables has ruined my XXXX at my current job. On XX/XX/2021 I mailed a copy of the attached documents to Collection Receivables showing the consumer XXXX found in their attempt to collect a debt.
07/29/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	SC 29803	Web
On or before XX/XX/2021, I went to XXXX XXXX XXXX in XXXX, SC to work out for the last time before I departed for college in XXXX, SC. Since XXXX is XXXX hours from XXXX, I stopped at the membership counter on the way out and spoke to the XXXX 's employee. I explained that I needed to cancel my membership, and after the employee looked up my membership information, the employee told me that my membership " was taken care of ''. Now XXXX 's is claiming I owe {$910.00}!!! This is a very fishy tactic and I suspect they have done the same to many other people, especially since they closed the XXXX location in the last year. Please help me and others that XXXX 's may be treating unfairly.
02/11/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	GA 31605	Web
I dispute this debt. This account was placed on my credit report without giving me the opportunity to pay the debt. I have reached out to the collection agency to resolve the matter and was told that if I agree to pay the debt that they will delete the account from all three credit bureaus ( XXXX, XXXX, and XXXX ). Which I have in writing from XXXX XXXX XXXX, at Collection Receivables. However as of today, I have paid for the account to be deleted on on XX/XX/2021 and two months later, the negative account remains on my credit reports. I would like this matter to be resolved by having the negative account, Collection Receivables/ XXXX XXXX, removed of my XXXX, XXXX, and XXXX report.
10/19/2022	Yes	Debt collection Medical debt	Threatened to contact someone or share information improperly Contacted your employer	SC 29501	Web
They contacted me about my debt XXXX weeks ago. I paid them XXXX dollars. Today they called a place that I did not work and spoke to an employee that was not me about my debt and that I need to pay them. They told them where the debt is and how much to the point where the person is telling me word for word that I owe XXXX XXXX. In addition they called my spouse and told him also about the debt that I owe.. They have also been contacting me on blocked numbers. Im BEYOND embarrassed.
11/20/2023	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	SC 29732	Web	Servicemember
I enrolled for a one-month personal training program at XXXXXXXX XXXX XXXXXXXX and paid for the month in advance. However, they contacted me insisting that I signed up for a XXXX package, which I never agreed to. Despite my attempts to dispute this with the company, they refused to listen and sent the supposed debt of {$2400.00} to collections. Unfortunately, the collections agency has been unresponsive to my dispute and has resorted to harassing me through phone calls and mail.
04/12/2023	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	SC 29803	Web	Servicemember
I spoke to XXXX two months ago on my cell phone and explained that I was told my membership was to be cancelled via a conversation with the manager. I got a call at work last month XX/XX/ from XXXXXXXX XXXX colleague. I told her to not call me at work and she said she would update that. I got a call at work again XX/XX/. I have requested all correspondence be through the mail. They are still calling me on my cell and at work.
10/26/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	GA 31909	Web
Hey, you are not taking this seriously. I sent multiple disputes in regards to these issue. Don't force me to believe that your report is accurate. Technically, the report is incomplete and unverifiable. I gave you enough time to prepare all the documents to prove this on me but you've failed. You are now demandedby the law to remove this inaccuracy from myb credit.
10/23/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	GA 319XX	Web
Written notification for verification of who and how this alleged debt was verified to this debt collector has been sent on the following dates : XX/XX/2022 & XX/XX/2022, with no response each time. On both occasions, a 30 day investigation period was given. This company has not been in compliance of the FCRA laws during this investigation.
10/23/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	SC 29063	Web
COLLECTION RECEIVABLES ARE IN VIOLATION OF 15 USC 1681 ( b ) ( c ) ( 2 ), 15 USC 1681 ( 2 ) ( A ) ( i ). THEY HAVE ALSO VIOLATED MY HIPPA RIGHTS BY ILLEGALLY FURNISHING MY REPORT TO THE 3 CREDIT BUREAUS WITHOUT MY PERMISSION..THESE VIOLATIONS ARE DAMAGING MY UNLIMITED CONSUMER CREDIT AND DEMAND IMMEDIATE DELETION OF THIS ACCOUNT
01/06/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	GA 30906	Web
COLLECTION RECEIVABLES I HAS BEEN SENDING ME COLLECTION NOTICES INTHE AMOUNT OF {$370.00}. THE COLLECTION HAS BEEN REPORTED AS PAST DUE BALANCE. I DO NOT KNOW THIS COMPANY. I NEVER DONE ANY BUSINESS WITH THIS COMPANY.. THIS COMPANY DOES NOT HAVE A CONTRACT WITH MY SIGNITURE
10/20/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	GA 318XX	Web
Hey, you are still the one who is reporting incomplete and inaccurate information on my credit. It's impossible that you don't know to report accurately. I need you to remove this from my credit.
09/12/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	GA 30083	Web	Servicemember
A collection has been reported on credit profile by Collection Receivables INC, Account # : XXXX.
01/26/2024	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	SC 29842	Web

01/24/2024	Yes	Debt or credit management Debt settlement	Charged upfront or unexpected fees	MS 39180	Web

11/16/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	FL 32405	Phone

11/10/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	LA 70714	Web

07/24/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	AL 360XX	Web

06/15/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	AL 36832	Web

02/01/2023	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	AL 36832	Web

11/18/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	SC 29829	Web

10/14/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	GA 31705	Web

08/15/2022	Yes	Debt collection Other debt	Communication tactics Used obscene, profane, or other abusive language	SC 29607	Web

08/09/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	GA 30083	Web	Servicemember

07/20/2022	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	GA 30907	Phone

06/01/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	GA 31063	Web

06/01/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	GA 31063	Web

04/11/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	AL 36832	Web

03/29/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	GA 31605	Web

03/05/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 31069	Web

01/27/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	SC 29842	Web

11/10/2021	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	SC 29646	Web

10/17/2021	No	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	GA 31605	Web

09/28/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	GA 30904	Web

09/22/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	GA 30909	Phone	Servicemember

09/16/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	GA 31005	Phone	Servicemember

09/02/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	GA 31605	Web

08/21/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	FL 32967	Web

06/30/2021	Yes	Debt collection Other debt	Communication tactics Used obscene, profane, or other abusive language	AL 36830	Web