Collection Management Holdings, LLC CFPB Complaints

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2000 Latest Complaints
Date Received Timely Response Product Issue State / Zip Submitted Via Tags
05/11/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • PA
  • 19141
Web
Thank you for responding to my CFPB complaint. In your correspondence sent you have stated you investigated numerous disputes about my consumer report since 2016 and determined the information provided by XXXX XXXX to the consumer reporting agencies is accurate each time see exhibit A1. XXXX XXXX then goes on to say based on their results from the investigation but has never provided any documentary evidence pursuant to 15 U.S.C. 44 to support their investigation See exhibit A2. I now request that these results be presented for me to evaluate. Furthermore, an alleged agreement was signed with XXXX XXXX XXXX XXXX then transferred to XXXXXXXX XXXX XXXX who are now doing business as XXXX XXXX but being reported to the consumer reporting agency ( XXXX, XXXX and XXXX ) as XXXXXXXX XXXX XXXX. Provide me the chain of tittle and business agreement you all have giving consent for my nonpublic personal information to be conveyed transfer or assigned to any non-affiliate third parties. It makes me question the merits of both companies business ethics, that financial institutions that would willfully violate the consumers rights. After doing my research I found out that this company is required to follow the laws of the Gramm Leach Bailey act. XXXX XXXX has violated my rights to privacy and stated the card agreement provided them with specific rights and I renewed the pledge each time I used the card but does not have a legal and lawfully contract with two wet signatures to support their claim. If that wasn't enough card member service, then adds on a privacy pledge and disclosure of account information agreement to give out my nonpublic personal information to third parties when pursuant to 15 U.S.C. 1693L Congress specifically states no agreement between a consumer and any other person ( XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) may contain any provision which constitutes a waiver of any rights therefore canceling the consent unlawfully attained by the agreement. Your Company knowingly use deceptive means to gained consent an willfully omitted a financial institution may not disclose nonpublic personal information to a nonaffiliated third party unless the consumer is given the opportunity, before the time that such information is initially disclosed, to direct that such information not be disclosed to such third party ; and the consumer is given an explanation of how the consumer can exercise that nondisclosure option. Provide documentary evidence that you have complied with federal law and provided the consumer with an explanation of how to exercise the non-disclosure option. Furthermore, as to your allegations that you the creditor adopted reasonable procedures designed to ensure that each periodic statement including the information required is mailed or delivered to me the consumer not later than 21 days before the payment due date is false, in exhibit B you then state While we can assure you that we mailed several items regarding your account to the address on file for your account, we can not guarantee timely delivery by United states Postal Service. Congress stated you must ensure meaning ( Guarantee ) and you specifically stated that you can not guarantee timely delivery therefore failing to willfully stay in compliance with federal law federal law put in place to protect me the consumer. But to continue this scheme card member service then went on to violate the fair credit reporting act by committing aggravated identity theft 18 U.S.C. 1028A to use extortionate means to harm my reputation, by way of Racketeering activity to induce repayment / collection of an extension of credit, by reporting this information to XXXX, XXXX, XXXX. When in fact 15 U.S.C 1681a ( D ) ( 2 ) states a consumer report does not include report containing information solely as to transactions or experiences between the consumer and the person making the report and 15 U.S.C 1681a ( D ) ( 2 ) ( B ) any authorization or approval of a specific extension of credit directly or indirectly by the issuer of a credit card or similar device. Inclosing on XXXX XXXX, you stated you would file a 1099-C with the IRS when debt is canceled. On XXXX XXXX it was charged off, so how is a charged off reporting on my consumer report when a charge off is considered income an income is excluded from being reported on a consumer report see exhibit C. Provide me with a completed W9 form so I can have the IRS audit this account to avoid the risk of tax fraud. In the event of your failure to provide said documentation, this respondent demands that all alleged debts be properly recorded and officially acknowledge within your records in any other agency as non-existence, included but not limited to all debt collector and consumer reporting agencies XXXX, XXXX and XXXX. If you feel any of this information is inaccurate provide documentary evidence in an affidavit under penalties of perjury of what laws or authority allows your agreement to supersede federal laws to protect my consumers rights.
12/15/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 33881
Web
This notice is to inform you that you have unlawfully reported an alleged debt to my consumer report. Under the New Rule REGULATION F which took effect XX/XX/2021, You { COLLECTION Management Co } You have violated the FDCPA 1006.30a and its new rule by parking this alleged debt on my consumer reports. Cease and Desist the reporting of this alleged Debt immediately or I will escalate this matter to taking legal action. I have not given you written permission to put anything on my credit profile 15 USC 1681b2. You have no permissible purpose by law to contact third parties with my private or personal information. Your offenses amount to Aggravated Identity Theft pursuant to 18 U.S.C. 1028A. You have knowingly transferred, possessed, or used, without lawful authority, a means of identification of me, which is a felony punishable with up to 2 years of imprisonment, in addition to civil liability. I AM A LITIGIOUS CONSUMER I WILL NOT HESITATE TO TAKE LEGAL ACTION AGAINST { COLLECTION Management Co } 15 USC 1692c ( c ) Ceasing communication If a consumer notifies a debt collector in writing that the consumer refuses to pay a debt or that the consumer wishes the debt collector to cease further communication with the consumer, the debt collector shall not communicate further with the consumer with respect to such debt. I refuse to pay this alleged debt. Cease and Desist all collections activity regarding this alleged debt and PROMPTLY Delete it from all consumer reporting agencies that you have reported this inaccurate, incomplete, erroneous and misleading information to at once. The reporting of such inaccurate information has caused severe damage to my character, my reputation, my general mode of living and my ability to obtain credit for personal and house purposes. You and your inaccurate reporting have damaged my livelihood. 15 U.S. Code 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies ( a ) Duty of furnishers of information to provide accurate information Prohibition ( A ) Reporting information with actual knowledge of errors A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. Duty : a moral or legal obligation ; a responsibility Accurate : correct in all details ; exact. Prohibition : a law or regulation forbidding something 15 USC 1681 s-2 Says you { Collection Management Co } are a furnisher of information to a consumer reporting agency. You ARE PROHIBITED BY LAW to furnish inaccurate information 15 USC 1681 s-2 ( a ) ( 1 ) ( A ) 15 U.S. Code 1681s2 ( a ) Duty of furnishers of information to provide accurate information Prohibition ( B ) Reporting information after notice and confirmation of errors A person shall not furnish information relating to a consumer to any consumer reporting agency if ( i ) the person has been notified by the consumer, at the address specified by the person for such notices, that specific information is inaccurate ; and ( ii ) the information is, in fact, inaccurate. In conclusion I have shown you and you have been put on notice that you are reporting inaccurate information. The information is, in fact, inaccurate. The continued reporting of this inaccurate information is a clear violation of the Law 15 USC 1681 s-2 of your responsibilities as a furnisher of information. You have caused me and my family severe harm due to your negligence and inaccurate reporting. This is a final opportunity to Cure and DELETE This Erroneous, inaccurate account from my Consumer report. YOU HAVE 10 Calendar days to DELETE THIS ACCOUNT FROM MY CONSUMER REPORTS! or I will take legal action for consumer law violation under 15 USC 1681 n, 15 USC 1681 o and 15 USC 1692k. DELETE THE FOLLOWING ACCOUNT/S FROM YOUR RECORDS AND ALL CONSUMER REPORTING AGENCIES. Account name Acct # XXXX Failure to respond satisfactorily with deletion of the above referenced account, and send out a free copy of my report after the changes have been made will result in legal actions being taken against your company, for which I will also be seeking {$1000.00} per violation for : Defamation of Character ( per se ) Negligent Enablement of Identity Fraud Fair Debt Collections Practices Act 15 USC 1692g violations Fair Credit Reporting Act 15USC 1681 violations for willful noncompliance - 616. Civil liability for willful noncompliance [ 15 U.S.C. 1681n ]
02/27/2023 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • NM
  • XXXXX
Web Older American, Servicemember
My medical bills were to be paid by Medicare insurance, which did not pay due to billing errors. XXXX XXXX XXXX XXXX XXXX ( XXXX ) accepted my Medicare Advantage insurance for services provided on XXXX XX/XX/XXXX. The bill was partially paid by my insurance, but the provider never submitted a corrected claim for the rest of their and the physician 's bill. I have never received a bill from either XXXX or XXXX XXXX XXXX XXXX XXXX XXXX XXXX for the physician 's bill. I contacted their billing offices repeatedly in XXXX and XX/XX/XXXX and was told they had lost my file, then they were changing billing companies, then I should stop calling them and they would submit corrected bills, and finally, I was told if I never received a bill, " so be it. '' Nothing was heard for 6 years when XXXX XXXX XXXX ( XXXX ), a collection agency, surfaced in XX/XX/XXXX and said I owed XXXX XXXX XXXX ( who I have never dealt with ), {$660.00}. I was also told the doctor was not obligated to accept my Medicare insurance- which is obviously not true since the facility accepted my insurance cards at the time. I sent XXXX documentation and they said, first, to have a nice summer, and a week later told me if I did not pay, they would report the unpaid bill to the credit bureaus. Nothing was heard for six months and then Credit Management Company, a new collection agency that has never billed me, reported an open account to XXXX. The alleged debt was for XXXX XXXXXXXX XXXX - again a company I have never dealt with. I have researched XXXX and XXXX and learned they are both bankrupt and there are many similar instances of improper billing filed with the XXXX XXXX XXXX XXXX XXXX ) in XXXX Texas. I tried to find out any information about XXXX XXXXXXXX XXXX and was told they are a recruiting company that would not have ever billed me for professional services. They have not returned my telephone calls. The collection agency that has taken action to report an unpaid debt is Credit Management Company, XXXX XXXX XXXX, XXXX, PA XXXX. They have not responded to my query. I have filed a complaint against them through the XXXX of XXXX Pennsylvania. I also filed a complaint against the bankrupt XXXX and XXXX with the XXXX of XXXX XXXX Texas and the Texas Department of Insurance. Complaints have also been filed with the No Surprise Help Desk at the Centers for Medicare & Medicaid Services and the New Mexico XXXX XXXX XXXX XXXX Department NM Senior Medicare Patrol . The provider XXXX said they accepted my Medicare card for payment, billed the insurance provider, then failed to correct errors. Had they corrected the bills, the amount claimed would have been paid in full and I would owe nothing. There is no reason I owe this money for a failure to correctly bill by the medical provider and physician within the prescribed time to submit bills.
07/31/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • WI
  • 53545
Web
Sent This Letter & did NOT compile or respond - still on all three ( 3 ) CRA 's Mailed XXXX Credit Management Company XXXX XXXX XXXX XXXX, PA XXXX XX/XX/XXXX Re : Acct # xxxxxxxx {$180.00} To Whom It May Concern : This letter is being sent to you in response to your recent letter. This is not a refusal to pay, but a notice that your claim is disputed. Under the Fair Debt Collections Practices Act ( FDCPA ), I have the right to request validation of the debt you say I owe you. I am requesting proof that I am indeed the party you are asking to pay this debt, the date of the alleged medical service, the name of the patient, and proof that there is some contractual obligation which is binding on me to pay this debt. Please attach copies of : Any agreement with your client that grants you the authority to collect on this alleged debt, or proof of acquisition by purchase or assignment, and authorization under subtitle D of the ARRA, SEC. XXXX. APPLICATION OF SECURITY PROVISIONS AND PENALTIES TO BUSINESS ASSOCIATES OF COVERED ENTITIES ; and SEC. 13407 ( 1 ) BREACH OF SECURITY. The term 'breach of security ' means, with respect to unsecured PHR identifiable health information of an individual in a personal health record, acquisition of such information without the authorization of the individual. Please note that enforcement of penalties against you is covered under the penalty rules of the Omnibus Final Rule effective XX/XX/XXXX interpreting and implementing various provisions of the Health Information Technology for Economic and Clinical Health Act of 2009 ( HITECH Act ) as issued XX/XX/XXXX and the penalty rules of the FCRA and FACTA including FACT Act changes final rules effective XX/XX/XXXX. Please also attach : copies of any agreement that bears the signature of the alleged debtor wherein he or she agreed to pay the creditor and as this is a medical account a copy of any HIPAA authorization. Please also be advised that this letter is not only a formal dispute, but a request that you cease and desist any and all collection activities, including reporting ; or verifying this account on my credit reports. I require compliance with the terms and conditions of this letter within 30 days. or a complete withdrawal, in writing, of any claim. In the event of noncompliance, I reserve the right to le charges and/? or complaints with the OCR on your HIPAA violations and appropriate County, State & Federal authorities, the CFPB , XXXX and State Bar associations for violations of the FDCPA, FCRA XXXX and Federal and State statutes on illegal collection activities on any account that may be time-barred as well as in violation of Wisconsin medical privacy rules. I also hereby reserve my right to take private civil action against you to recover damages.
08/03/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account status incorrect
  • FL
  • 33407
Web
Subject : Complaint Regarding Credit Management Company - Violation of HIPAA Law Dear CFPB, I am filing a formal complaint against [ Credit Management Company ] concerning the collection efforts they have initiated for a medical bill, which I believe is in violation of the Health Insurance Portability and Accountability Act ( HIPAA ) and other applicable laws and regulations. This dispute is in reference to the following alleged debt : Creditor : Credit Management Company Account Number : XXXX Date of Service : XX/XX/2023 Amount : {$910.00} I assert that I am well aware of my rights under HIPAA and other consumer protection laws. The medical information being collected by [ Credit Management Company ] is protected by HIPAA, and it is unlawful for any debt collection company to disclose such sensitive information without proper authorization. I have not granted any authorization for the disclosure of my medical information to [ Credit Management Company ], nor have I authorized them to engage in collection activities on my behalf. I demand that the Consumer Financial Protection Bureau investigates this matter thoroughly to ensure that [ Credit Management Company ] complies with the provisions of the Health Insurance Portability and Accountability Act ( HIPAA ) and other relevant laws and regulations. I further request that [ Credit Management Company ] provides the following information to validate their claim : 1. Verification of Debt : Provide a complete breakdown of the debt, including the original medical provider 's name, the date and nature of the medical service, and an itemized statement of all charges. 2. Proof of Authorization : Furnish evidence demonstrating that I have authorized the disclosure of my medical information to their company. 3. Compliance with HIPAA : Explain how their collection practices comply with the provisions of HIPAA and safeguard the privacy and confidentiality of my medical information. I demand that [ Credit Management Company ] immediately cease all collection activities related to this medical bill until they can provide the requested documentation and demonstrate compliance with HIPAA. I am enclosing copies of all relevant documents, including the credit report showing the collection entry, to support my complaint. Please keep me informed of the progress of the investigation and any actions taken by the Consumer Financial Protection Bureau in resolving this matter. Thank you for your attention to this complaint. I look forward to a resolution that upholds my rights under HIPAA and other applicable laws. Sincerely, XXXX XXXX
05/23/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 90250
Web
I was a patient at a XXXX XXXX treatment facility called XXXX XXXX, XXXX XXXX from XX/XX/2018 until XX/XX/2018. I was initially admitted to the facility under the agreement that the cost of my stay would be covered by my health insurance, XXXX XXXX XXXX. After six weeks into my stay, it was discovered that my health insurance had terminated due to a payment issue with the cobra website and I was informed I had to sign an agreement that stated I would be responsible for the total cost of my stay at inpatient and the remainder of my stay at their XXXX XXXX and XXXX. ( My health insurance had mistakenly approved all the days of my stay up until that point ) I was told that if I did not sign this agreement I would have to leave the facility granted at the time I was still medically recovering and did not have any where else to go. I reluctantly signed the payment responsibility agreement under duress and informed the staff at the facility that I would work with my former employer and cobra to try to have my health insurance reinstated so the payment matter would be fixed. Two to three weeks later while I was waiting to hear back from my former employer, the staff at the XXXX XXXX XXXX XXXX XXXX facility told me they could no longer wait for payment and that I had to be discharged. The director of their XXXX facility, XXXX XXXX and her coworker were extremely bullying and stated to me this is your fault because of your XXXX XXXX XXXX XXXX Three months later, on XX/XX/2018, I received a letter that stated I owed a {$13000.00} + bill to XXXX XXXX for the cost of my stay at their facilities. I called their billing department to inform them that I was not responsible for the payment and that the responsibility belonged to my former health insurance provider, XXXX XXXX XXXX. The bill was eventually turned over to a creditor, Credit Management. The amount for the bill now stands at {$11000.00} I do not owe this money, I signed responsibility for the payment only because I was under duress and I was not mentally/medically in the right state of mind to sign as evidenced by my then need for a stay at a treatment center. My signature on the patient financial responsibility document ( attached ) was not notarized.
05/23/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 90250
Web
I was a patient at a XXXX XXXX XXXX facility called XXXX XXXX, XXXX XXXX from XX/XX/2018 until XX/XX/2018. I was initially admitted to the facility under the agreement that the cost of my stay would be covered by my health insurance, XXXX XXXX XXXX. After six weeks into my stay, it was discovered that my health insurance had terminated due to a payment issue with the XXXX website and I was informed I had to sign an agreement that stated I would be responsible for the total cost of my stay at inpatient and the remainder of my stay at their sober living and IOP. ( My health insurance had mistakenly approved all the days of my stay up until that point ) I was told that if I did not sign this agreement I would have to leave the facility granted at the time I was still medically recovering and did not have any where else to go. I reluctantly signed the payment responsibility agreement under duress and informed the staff at the facility that I would work with my former employer and XXXX to try to have my health insurance reinstated so the payment matter would be fixed. Two to three weeks later while I was waiting to hear back from my former employer, the staff at the XXXX XXXX XXXX XXXXXXXX XXXX facility told me they could no longer wait for payment and that I had to be discharged. The director of their XXXX facility, XXXX XXXX and her coworker were extremely bullying and stated to me this is your fault because of your XXXX XXXX XXXX XXXX Three months later, on XX/XX/2018, I received a letter that stated I owed a {$13000.00} + bill to XXXX XXXX for the cost of my stay at their facilities. I called their billing department to inform them that I was not responsible for the payment and that the responsibility belonged to my former health insurance provider, XXXX XXXX XXXX. The bill was eventually turned over to a creditor, Credit Management. The amount for the bill now stands at {$11000.00} I do not owe this money, I signed responsibility for the payment only because I was under duress and I was not XXXX in the right state of mind to sign as evidenced by my then need for a stay at a treatment center. My signature on the patient financial responsibility document ( attached ) was not notarized.
04/21/2021 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • MO
  • XXXXX
Web Older American
on XX/XX/XXXX I received a statement for a balance of {$590.00} of which I felt I didn't owe, for a medication that was sent to me without my prior payment or authorization for payment in the form of credit /debit card check or cash. I had previously talked with a representative from the company and ended with an understanding that I had no credit card or any other form of payment on record, other than insurance from part D of my social security, and a grant from the XXXX XXXX for assistance in covering my co-pay amounts. I made it clear to the company that I would not be paying any of the bill. But, the company sent the medication anyway and billed me. I was unable to pay do to my being on a fixed income. I responded to the company by mail with an explanation, and reason that I felt not responsible for their error in shipping a medication without prior payment, as I know is a policy of the company. My letter dated XX/XX/XXXX to follow. Again I received another statement just like the first on XX/XX/XXXX, and again I responded with a letter XX/XX/XXXX and confirmed that their statement must be an oversight. I received another statement XX/XX/XXXX for the same amount and this time soon after on XX/XX/XXXX I received a letter from a debt collector on behave of the company. I replied to the debt collector and also the company with a letter of my own to try and get them to quit sending these harassing statements and letters. I received two more letters from the same debt collector from a ( XXXX XXXX ) on XX/XX/XXXX and XX/XX/XXXX. I am at my wits ends trying to explain to the company and the debt collector that I do not owe them money. There was a mistake made by the company in shipping out a medication prior to having payment or having any form of payment on file. I was on an assistance program because i could not afford the medication, and between my XXXX XXXX XXXX, supplemental insurance, and finally an assistance grant from the XXXX XXXX costs were taken care of till of course funds ran out, at which point I would have to seeks other assistance from another form..
05/02/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • TX
  • XXXXX
Web
XXXX XXXX XX/XX/1987 XXXX XXXX XXXX XXXX XXXX Texas, XXXX ( XXXX ) XXXX In accordance with the Fair Credit Reporting act. The List of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681. Account name : XXXXXXXX XXXX XXXX : # XXXX Account name : XXXX XXXX / XXXX XXXX # XXXX Account name : XXXX XXXX # XXXX Account name : XXXX # XXXX Account name : XXXX # XXXX Account name : XXXXXXXX XXXX # XXXX Account name : XXXX XXXX XXXX # XXXX Account XXXX : XXXX XXXX XXXX XXXX # XXXX Account name : XXXX XXXX # XXXX Account name : XXXX XXXX # XXXX Account name : XXXX # XXXX Account name : XXXX XXXX # XXXX Account name : XXXX XXXX # XXXX Account name : XXXX XXXX # XXXX Account name : XXXX XXXX # XXXX Account name : XXXX # XXXX Account name : XXXX XXXX # XXXX Account XXXX : XXXX # XXXX Account name : XXXX # XXXX Account name : XXXX XXXX XXXX # XXXX Account name : XXXX XXXX Account name : XXXX XXXX # XXXX Account name XXXX XXXX XXXX # XXXX Account name : XXXX XXXX # XXXX Account name : XXXX XXXX # XXXX Account name : XXXX # XXXX Account name XXXX XXXX # XXXX Account name : XXXX # XXXX Account name : XXXX XXXX # XXXX Account name : XXXX XXXX # XXXX HAS VIOLATED MY RIGHTS. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions 15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years. 15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. Sincerely, XXXX XXXX
10/04/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • GA
  • 30349
Web
This complaint is to the Credit bureaus. I have disputed this information multiple times with no change. I have sent in my ID Social Security Card as well as police report and XXXX has continuously stalled me. I would like your help in getting this matter investigated and removed immediately. My personal information has been used repeatedly used and my identity is compromised. Please help XXXX is reporting incorrect and fraudulent information in my name which has severly hindered me. I am not responsible for the following accounts. XXXX XXXX XXXX XX/XX/2020 -This account is ridiculous. There is no payment history and no notes on this account. It just shows a collection which I have no idea came from. I have disputed this account explaining that I have no knowledge of this account. I have asked for proof of my signature when applying for this account. I have had no such luck in fixing this issue. XXXX XXXX XXXX XXXX XXXXXXXX XXXX I have continuously explained that I have no knowledge of this account. I have never opened this account and I dont understand how it is listed on my report. This account is also fraudulent. XXXX XXXX XXXX XXXX XXXX XXXX I have never had an account with XXXX XXXX XXXX I reached out to the company directly to ask for proof and to explain that this is fraud and they were suppose to investigate and remove. It has been years with no change. The account has no history or usage on any devices fraudulently purchased yet I have had no help it removing this information. XXXX XXXXXXXX bankruptcy XXXX have only filed a XXXX XXXX bankruptcy in the past. Which has already been removed after 7years. I have repeatedly reached out and disputed this information with the credit bureaus as well as the bankruptcy court on how this misunderstanding needs to be fixed and removed immediately. Thank you
01/18/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TN
  • 38138
Web Servicemember
I received a letter dated XX/XX/2023 on XX/XX/2023. The original creditor was XXXX XXXX XXXX. This communication was from Credit Management company from XXXX, TX, formerly XXXX XXXX XXXX. The letter has an address but no phone number. I was given the phone number by another company. XXXX. I contacted their office on XXXX XXXX at XXXX XXXX XXXX. The call lasted XXXX seconds. They said they are representing a XXXX XXXX XXXX, XXXX. I spoke to a gentleman named XXXX. I advised him that this was a XXXX 's XXXX case. XXXX XXXX XXXX XXXX XXXX XXXX XXXX were advised of this when I was sent there by my employer. They were given all information when I was initially seen. I disputed the debt through XXXX XXXX as it showed up on my Credit Report. I believe that is why I received the letter. I received from this company what appears to be XXXX pages printed from a computer and that is supposed to " verify '' the debt. The letter and their Agent identified this is a debt from XXXX XXXX XXXX, XXXX in XXXX, CA. When I spoke to the XXXX and provided the reference number he stated you owe _____. I then advised him this was a XXXX 's XXXX case and I dispute this debt. I advised him that XXXX XXXX know this is a XXXX 's XXXX claim and I don't owe them as my employer was supposed to pay according to Tennessee law. He said so I am annotating your account to show you refuse to pay. I said no I dispute the debt as it is a XXXX 's XXXX case. He said well we sent verification. I said no I want an itemized bill and if you want money take me to court. His attitude was like I just woke him up and he wasn't interested in anything I said. The letter and the " verification '' document both have no indication of the right to dispute a debt or a phone number to contact the XXXX. I am also forwarding to the Tennessee Attorney General.
02/21/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • GA
  • 30161
Web
My credit report shows an account from your company. In XXXX of XXXX, XXXX announced it experienced a data breach, which impacted the personal information of approximately XXXX XXXX people. Due to this breach I became a victim of identity theft. Under the debt collection protection act, I have the right to request and receive the validation of this debt. On XX/XX/XXXX I sent your company a debt validation letter requesting you to provide me with the following, A calculation of this balance, including the complete payment history on this account along with proof of the balance owed, Documentation that shows I agreed to pay this debt, with my signature and that date that I signed. The agreement that grants you authority to collect on this alleged debt as well as a copy of your state license including the license number. Your company has refused to respond to this legal request, I am for certain that I do not owe your company any money. For starters, I have never done business with you, in fact I have never heard of your company until having received this notice on my credit report. According to the FCRA regulations I may sue you in any qualified state or federal court, including small claims court in my area. It is a violation of the fair credit reporting act for you to continue to report this account to my credit report. If you refuse the removal of this account, I will move forward in filing a suit against your company. It has been well over thirty days which is the legal time frame by law that your company had to respond to my debt validation letter that was sent out on XX/XX/XXXX. My first step is filing a police report against your company. I plan to present this documentation to a judge in my area in 3 business days if this account is not removed.
10/03/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 32327
Web Servicemember
I sent the following to Credit Management Company and XXXX. Credit Management company sent me a hospital bill in my name. After contacting the hospital, as you will see from the letter below, that my name is not in their records at all, not as a person of responsibility for the bill or any thing else. Basically, they do not have my name listed anywhere at all, but somehow this collections agency has my name on this bill. I called the agency and they stated they would not stop collections because they still state that my evidence proves nothing that I am still responsible for this bill. I will attach my proof. Please help me resolve this matter. My credit score has dropped XXXX points! To whom it may concern ; I have attached a consent form from the hospital proving that I am not responsible for this bill from the collections agency. Credit Management Company. The bill in question, which I also attached, is for a hospital visit for my estranged daughter on XXXX. The consent form shows that she ( my estranged daughter ) signed the form indicating that she was the responsible payee of the bill. I want to know how a collections agency can put my name on a bill for someone else when the hospital, the hospitals billing office and the hospitals business all tell me that my name is nowhere in their records at all, including not in their records as the responsible party for this bill. Please have this removed from my credit report. I do not think it is fair for my credit to plummet XXXX points for a bill I am nor ever have been responsible for. You will see from the attachments, the consent form attachment and the second page of the Credit Management Company attachment that the dates match. This proves that I am NOT responsible for this bill.
02/20/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 76112
Web
Credit Management Company began calling me on XX/XX/XXXX demanding that I pay a debt that has already been resolved as not mine by 2 previous collectors. Now they purchased it and are using aggressive tactics to collect. I have recordings of the following calls : XXXX XXXX XXXX & XXXX XXXX XXXX XXXX XXXX & XXXX XXXX I have never been to " XXXX XXXX '' and on the day in question XX/XX/XXXX I was XXXX in the XXXX XXXX XXXX. In XXXX XXXX XXXX XXXX XXXX tried to collect this debt. I explained the same to them and never heard from them again. In XXXXXXXX XXXX XXXXXXXX this debt appeared on my credit report. I was buying a car at the time and it cause me to pay an extra 2 % interest on the loan. I contacted the reporter who was NOT this company and they immediately removed it from my credit report. Now this company is trying to collect the same debt. This is not my debt and there is no possible way that I could have incurred this debt. I very clearly disputed the debt on the phone with their collector and I have recordings of the calls. Nevertheless they have placed this collection on my credit report as of XX/XX/XXXX as a {$1300.00} collection. They called more than the times listed above those are the only ones I was able to record. I requested they send me proof of the debt and they have failed to do so. They sent me a one page letter only showing : Original Creditor : XXXX XXXX XXXX XXXX Current Creditor. XXXX XXXXXXXX XXXX XXXX On the back is says again XXXX XXXX XXXX XXXX gives a date on XX/XX/XXXX ( still I was in the jail ) but no proof that I signed for this account or agreed to pay any amount. The failure to provide original proof of the debt is a violation of the Fair Credit Reporting Act.
09/19/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • TX
  • 77584
Web
To Whom It May Concern, This letter is a formal complaint that you are reporting inaccurate and incomplete credit information. I am distressed that you have included the information below in my credit profile and that you have failed to maintain reasonable procedures in your operations to assure maximum possible accuracy in the credit reports you publish. Credit reporting laws ensure that bureaus report only 100 % accurate credit information. Every step must be taken to assure the information reported is completely accurate and correct. The following information therefore needs to be re-investigated. According to the Fair Credit Reporting Act, Section 609 ( a ) ( 1 ) ( A ), you are required by federal law to verify, through the physical verification of the original signed consumer contract, any and all accounts that you post on a credit report. Otherwise, anyone paying for your reporting services could fax, mail or email in a fraudulent account. I demand to see verifiable proof ( i.e. : an original consumer contract with my signature on it ) that you have on file for the account listed below. Your failure to positively verify these accounts has hurt my ability to obtain credit. Under the FCRA, unverifiable accounts must be removed and if you are unable to provide me a copy of verifiable proof, you must remove the account listed below. I demand that the following account be verified or immediately : Ive also included my police report that reflects the concern. COLLECTION MANAGEMENT CO ( XXXX ) Ive disputed this error, but they continue to report on my credit file. Ive filed a police report for the misuse of my identity and provided a copy for reference.
06/21/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • CA
  • 935XX
Web
This company has been calling me from a number that says " potential spam '' XXXX. They have called 6 times in 3 weeks. When they call they go over my birthdate and my name. They have never verified my address. But they tell me they are calling about a medical bill. I have asked them each and every time they have called as to what hospital this is through, because at the date of service they gave me I had 2 insurances that should have covered everything. They keep telling me XXXX XXXX XXXX. I have Never been to a hospital by that name. I have asked multiple times for a copy of the bill, I need to see proof where this is from. On XX/XX/2023 I got the call again at XXXX. I kept asking the rep over and over for the information for the billing. Instead he transferred me to the supervisor. The supervisor wanted to argue with me, I told him they must stop calling me until they can prove to me where this bill is actually coming from. The supervisor yelled at me, called me a XXXX XXXX XXXX' and hung up on me. at XXXX they called again, I refused to answer. and at XXXX they called again, I spoke to the rep. He stated he can not give me more information, as that is all they have. I got mad and hung up the phone. I am also going to file this complaint with XXXX. As I feel like they are not being honest and are now harassing me. They had called my husband the week prior and told him about a bill, and stated the same hospital, neither one of us never heard of this hospital. But they had talked him into paying a bill over the phone, he didnt understand his rights and was worried about it going to collections.
01/16/2020 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • NH
  • 030XX
Web Older American, Servicemember
My wife was admitted into XXXX XXXX XXXX XXXX XXXX XXXX for XXXX XXXX in XX/XX/XXXX. She completed her treatment and I was told my insurance would fully cover this treatment. On XX/XX/XXXX I received a notice from Credit Management Company on XXXX that I had an outstanding balance of XXXX dollars. Prior to this I did not receive an invoice form XXXX XXXX XXXX of XXXX Az. I attempted to contact XXXX. and I was unsuccessful. XXXX doesn't publish any telephone number or addresses for contact info for account receivable. Though they have 24 hour reception for intakes patients. The collection C.M.C. account # XXXX. Upon contacting my Insurance I was informed that XXXX XXXX XXXX XXXX paid the balance in full on XX/XX/XXXX. XXXX XXXX account # XXXX, Claim # XXXX. Note, XXXX XXXX XXXX XXXX was either bought-out or is a subsidy of XXXX XXXX XXXX. Moreover I was informed that the billing was not properly submitted by XXXX XXXX XXXX XXXX. Because I didn't get any help from XXXX XXXX XXXX XXXX, or XXXX XXXX XXXX It took about a month to clean this mess up with my insurance company. Upon receiving receipt of payment I notified C.M.C. and they refuse to discharge me from this debt. Thereupon I FAXed a copy of my insurance documentation that XXXX insurance paid the full balance to CMC to XXXX XXXX, the supervisor, on XX/XX/XXXX. The cover sheet contained all of my contact info, email, telephone, and etc. with a request of an acknowledgement of this FAX. None was received. I have called CMC numerous times and as of yet Mr. XXXX XXXX has not responded not has C.M.C. discharged me form this debt
06/15/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • FL
  • 33162
Web
I am writing to bring to your attention the presence of a fraudulenXXXX XXXX credit card account and a XXXX XXXX on my credit report. These unauthorized activities have been falsely associated with my name, and I kindly request their immediate removal from my credit history. Upon reviewing my credit report, I discovered that a XXXX credit card account has been opened under my name without my knowledge or consent. This account does not belong to me, and its presence inaccurately reflects my financial status. Additionally, I have found that a rental property has been rented using my name fraudulently. I have no affiliation with this property and it has been wrongfully associated with my credit profile. I urge you to conduct a thorough investigation into these fraudulent instances and take the necessary steps to remove them from my credit report. The inclusion of these fraudulent items is not only damaging my financial standing but also has the potential to hinder my future financial opportunities. Enclosed with this letter, you will find supporting documentation, including relevant police reports and any additional evidence to assist in your investigation. I am fully committed to cooperating and providing any further information or documentation required. I sincerely appreciate your immediate attention to this matter and request that you keep me informed of the progress and actions taken to address this issue. Thank you for your prompt assistance in rectifying this situation and ensuring the accuracy of my credit report. Sincerely, XXXX XXXX
11/09/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • TX
  • 77064
Web
Amount per credit report {$2200.00} -COLLECTION MANAGEMENT - I have never heard of this company nor have I ever done business with them. I have not received anything in the mail in regard to this allege debt and have no knowledge of it. I received an alert that there was a change to credit and this account was placed on my report with my knowledge nor consent. I am very aware of that before any accounts can be placed on my report it has to be investigated and this account was not investigated by neither the credit reporting agency nor the debt buyer. I sent a debt validation letter to COLLECTION MANAGEMENT and have not heard anything back this far. I am requesting that false account be removed immediately. Furthermore, this is violation of my rights to privacy, accuracy and my XXXX. I have NEVER signed or received any documents from this company stating that they were going to furnish negative information to my consumer report as it is written that before anything that would negatively. I have never given this company my non public information nor have I done business with this company. I have requested that this allege unfair practicing company by the name of COLLECTION MANAGEMENT provide me the original purchase agreement, my certified written consent and disclosures they have on file their license number so I can confirm there company is legally able to collect in my state and this company has refused to respond to my request. I need this account removed from my account and for all lines of communication to cease and desist at this very moment.
09/16/2021 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • WV
  • 254XX
Web
I've repeatedly received calls and Voicemails about " debt. '' It's a constant voicemail and I'm continuously receiving these calls despite having been registered on the " do-not-call list '' since XX/XX/XXXX. I'm begging for action to be taken to stop the harassment by way of repeated phone calls. The number calling is listed on my phone as XXXX ; but of course I have no idea if this is the actual number calling. Phone calls still on my call history clearly show I'm on a robo-calling list that routinely calls weekly despite my registration on the 'do not call list, ' and include a call history of : XX/XX/XXXX @ XXXX XX/XX/XXXX @ XXXX XX/XX/XXXX @ XXXX XX/XX/XXXX @ XXXX XX/XX/XXXX @ XXXX XX/XX/XXXX @ XXXX XX/XX/XXXX @ XXXX XX/XX/XXXX @ XXXX The list continues on after this, too, these are only THE LAST 8 CALLS. I'm begging for action and recourse if possible. If there's any evidence necessary to prosecute, I'm happy to provide it - this is a weekly situation that continues as recently as this morning and I sincerely would appreciate any legal action that can be afforded to this company as they have CLEARLY violated the do not call registry requirements. Clearly the penalties are not a deterrent to these companies and it's frustrating, since I have never heard of this company, never used the phone Number attached to them, or reached out to them to solicit any correspondence of any kind. I've documented the incessant calls and have a longer call history that goes WELL beyond the above referenced incidents.
03/23/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • WI
  • 54401
Web
I didn't even know I had the debt from the ER. I did not receive notice that I owed money, I did not receive notice that it was going to collections. The collection agency that took over my debt, did not call, did not send a notice to me that my debt was passed over to them. I got an email on XX/XX/XXXX that my credit score had dropped XXXX points. When I logged into my account it said I had been sent to collections. Luckily XXXX had the collection agency contact information. I contacted the collection agency immediately and asked about these bills. Only to find out this agency had dinged my account on XX/XX/XXXX and never sent notice to me. The dates were from one provider at the ER in XXXX XXXX, FL XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX I would have paid these if I knew they were out there. XX/XX/XXXX I checked my credit, as I was in the middle of a divorce and was in the process of repairing my life financially. They weren't on the credit report then. When I asked the collection agency when they took over the debt, they said the medical provider sent in XXXXXXXX XXXX XXXXXXXX How am I suppose to pay a bill if I didn't receive notice. And secondly when was the collection agency going to let me know? As far as paper work.. I have none. No bills from the hospital. No letter stating my account is being moved to collections. No collection letter from the agency that took over my debt from the hospital. If it wasn't for XXXX I wouldn't have known about any of this.
01/24/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • NY
  • 12550
Web
Harassment by : Credit Management Company XXXX XXXX XXXX XXXX XXXX XXXX Owe {$200.00} Act # XXXX Billing Customer : XXXX XXXX XXXX XXXX XXXX XXXX XXXX agree I owe XXXX and have spoke with XXXX XXXX XXXX no cooperation as to why they do not provide a paper or electronic statement. Their answer is they don't send statements because its a medical bill and they will see my medical history due to hippa law, its not true they have sent me that already they just need to do a billing statement. They keep repeating I need to either pay over the phone with a credit card, or send it to their po box . I had paid XXXX payments XXXX XX/XX/XXXX ck # XXXX & XXXX XX/XX/XXXX ck # XXXX bringing balance to XXXX and stopped because of no statement to show me my new balance. I called again XX/XX/XXXX and was told the same story. I find this absurd that a business gives you a po box to send money to or pay over the phone with credit card with no billing statement. I would like to see my balance and know they are legitimate. I found a lot of complaints online as well. I am being harassed numerous times a week with recorded message. Phone calls have become a invasion and disturbs me at my work place. A legitimate billing statement would work and I can pay this bill. I look forward to your assistance with this as it just goes round and round - XXXX XXXX
09/14/2022 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • Frequent or repeated calls
  • CA
  • 92037
Web
Back in XXXX of XXXX I went to the emergency room in XXXX for an injury. I have medical from XXXX that I provided to them and then later informed my insurance about the visit. Im XXXX of XXXX I noticed that I was getting phone calls from Credit Management Company saying I owed money. I was shocked as every party involved had my information. Over the next 2 years theyd call me every other day for months and it would stop for maybe a month after I call them and then back to every other day. Id call them give them my insurance information or call my insurance for them to call XXXX. On XX/XX/XXXX my insurance has called them and they covered the debt. My insurance said that everything was done and I should be receiving any more calls. I called XXXX back in XXXX of XXXX after my insurance covered it because XXXX started to call me back. I spoke to XXXX XXXX who I believe to be the owner of the company to tell her shes XXXX me and my insurance has given her my information. She claimed they never called and Im still in debt. Im still receiving calls today XX/XX/XXXX and they still claim I didnt pay the debt. When I looked up my right I saw that is illegal for her to charge a medical patient and when I looked up her name and company it comes up as spam
10/27/2023 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • MO
  • 640XX
Web
On XX/XX/2023 I contacted Collection Management Company about a XXXX accounts that Are reporting negative on my credit profile. I asked the company rep to help me understand the Credit extension that I obtained from them and what services that was performed by them for me. I don't recognize or remember having a contract with them. I also informed them that my rights per Fair Credit Reporting Act was being violated and hurting my credit rating. I also asked them to remove these reporting accounts from my credit profile.Also to VALIDATE THE DEBT Per.15 U.S.C 1681 Method of Verification Law. I also asked the company to provide the copy of my original invoice or receipt with my signature. I also requested a Itemized bill with every single charge from the original contract.I also notified them about that if the following accounts : XXXX. Collection Management Company Account number # XXXX XXXX {$970.00} opened on XX/XX/2023 XXXX. Collection Management Company Account XXXX # XXXX XXXX XXXX opened on XX/XX/2023 XXXX. Collection Management Company Account Number # XXXX Balance XXXX wasn't removed I would Report it here to the Cfpb and also state that these reporting accounts also wasnt following metro 2 compliance.
08/18/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account information incorrect
  • VA
  • 23601
Web
Credit Management Co. is a collections agency who handles a medical debt of mine that is currently in collections status. This agency has bad practices and is continuously reporting this debt/collection as a new account every month, even though they have been in possession of the account for years. This re-aging and re-reporting the old debt as a new collections, is leading to a new negative item showing up on my credit report every month with this agency. Not only is this unfair to me as an individual working hard to repair my credit and climb out of debt, it is unethical because the information is simply not true. As of XX/XX/2023, Credit Management Co. has reported my medical debt as new to the credit reporting agencies and shows an account age as 1 month. Again, this is untrue since they have possessed the account for years. My medical debt amount is {$1500.00} which is correct. Ive contacted the agency to no avail, as the representative tell me that all information reported is accurate although this is untrue. I am asking for an investigation and any penalization and disciplinary action to be taken against this agency, to ensure that others arent made to encounter what I am dealing with.
09/16/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • SC
  • 29412
Web
I called the Collection Management Company today, XX/XX/XXXX at 4:20pm. Their address is XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX. Their number is ( XXXX ) XXXX. They repeatedly asked me for my social security number, and I would not give it to them. They would hang up on me when I wouldn't give my social security number. Finally a person took my name and was able to see that a {$1300.00} charge was from a XXXX XXXX XXXX in XXXX. I've never been to a hospital in XXXX. He said he would just take my word for it and take it off my credit report and that would take 2-3 weeks. I repeatedly asked him if he could send me a confirmation that he took it off of the credit and said he couldn't do that. He said he would do an investigation and see if it was identity theft, and I asked him if he could let me know if it was identity theft and he said no. He hung up on me. I called again and was given the same schtick that they are doing me a favor by taking the debt off and taking my word for it, but could not prove to me that they are doing it. Then threatened me by saying they could prove that the bill was mine, but that they were doing me a favor. This is clearly a scummy, fake debt collector.
09/05/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • TX
  • 77064
Web
I already paid this other debt collection that was {$90.00} on XXXX XXXX. I have documentation of proof that I paid it off. After that I did not receive any other debt collection since I thought it was already paid off and when I spoke to the debt collector which was XXXX XXXX XXXX on the phone he told me I dont owe anything. So why am I being charged again for a crazy amount of {$620.00}? This debt was from the hospital bill in 2019 and i never stopped paying it off through mall, I was giving $ XXXX monthly however the hospital ( XXXX XXXX XXXX, I think they changed their name to that ) was not satisfied and took me to the debt collector. Keep in mind the hospital did not provided me any service.I couldnt contact the hospital because it got shut done during COVID. Keep in mind this debt took a toll on me personally, they ruined my credit score and whenever I dispute the case to the debt collectors and let them know that it was already paid. They responded by saying that its supposedly accurate and they did not responded about the other debt that I paid. I dont understand whats going on. They are truly being wrongful.
04/07/2023 Yes
  • Debt collection
  • Other debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • PA
  • 196XX
Web
On XX/XX/2023, I spoke with 'XXXX XXXX regarding an issue surrounding a claim. I reported that I believe that I do not owe this debt. The agent ( XXXX XXXX asked why. I gave her my reason. She become agitated and stated that on XX/XX/2023, the debt would be reported to a credit agency and 'affect ' my credit. I asked why their company notified of this claimed debt on XX/XX/2023 and only gave me 38 days to pay and then report it to the credit agency. XXXX claimed that their company only gives debtors '60 days from the time collections receives the claim. Not when the debtor is notified '. I stated that this seems misleading and is directly going to harm my credit score. I asked for an extension, as this was the first time I was made aware of any claims/debt. It is also unclear as to whether I actually owe this debt. I may file separate complaints in regards to a incorrect amount and the face that I may not owe this deb at all. This complaint is in regards to their credit reporting practices; claiming that they give debtors 60 days to pay and then reporting them to credit agencies 38 days after notifying them.
11/02/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account status incorrect
  • CA
  • 90745
Web
The accounts were charged off in XXXX of 2021 in the amount of {$1700.00} and {$7200.00} XXXX credited my account as if I made a payment, which I never did after the account was closed. This led to the reopening the account and giving late payment as if the account is still active. I have two accounts with this XXXX, and this was done on both accounts. Every month I get alerts saying I missed a payment on a closed account. The following laws were violated ; 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions 15 U.S.C 1681c. ( a ) ( 5 ) Section States : no consumer reporting agency may make any consumer report containing any of the following items of information Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years. 15 U.S.C. 1681s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate.
01/06/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • OK
  • 749XX
Web
My husband bought a truck from XXXX XXXX XXXX while I was at work. He got it a few months before he passed in XXXX XXXX XXXX It wasn't even tagged yet due to covid shutting down the tag offices in our areas. I didn't know till after he had passed and I voluntarily surrendered the vehicle and it ended up tanking my credit XXXX XXXX that my name had been forged and it was on my husband 's truck. I sent them an email saying we loved it but I couldn't afford it. They then tried to get my insurance for XXXX worth of hail damage that was already on the vehicle. That got denied then they sold it and want me to pay the difference. I have no job and XXXX XXXX. I have no extra money to pay the difference is XXXX XXXX Unfortunately I just don't have that kind of money. They sent me a paper saying I'm going to be taken to court but no court date has been set and I am trying to get a home for me an my children and this is really hurting my credit. The place contacting me is XXXX XXXX XXXX I've tried sending proof of the signatures not matching. That I was at work during this time. I don't know what else to do.
05/14/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • TX
  • 76107
Web
I was at a medical clinic for a check up on my health when I got XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX The doctor called an ambulance when I was in this state of XXXX XXXX XXXX XXXX XXXX. The ambulance arrived while I was still in and out of awareness and took me away to the hospital, less than a XXXX mile away from the clinic without my approval. They also didn't contact my wife to make her aware of them moving me to the hospital or of my condition until I was already loaded on their ambulance. Having moved to XXXX from XXXX I am very aware of how organizations like XXXX charge insanely exorbitant fees, in this case it appears to be over {$2000.00} for this ride. My insurance paid what they deemed acceptable for a ride like this, {$500.00}, and now XXXX is attempting to extort money from me that my insurance wouldn't cover. All this without me approving the ride, or being in any condition to approve of any ride in one of their ambulances. I would never had approved of the calling and then the transport to the hospital because of their reputation and the notorious fees they charge..
10/04/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • MD
  • 20876
Web
XXXX XXXX XXXX XXXX sold my financial information to a collection agency named CREDIT MANAGEMENT COMPANY without my consent. This is identity theft. They are a third party debt collector. I do not have contract with them. CREDIT MANAGEMENT COMPANY has been collecting on a debt already paid. They have been reporting false information to consumer reporting agencies. Pursuant to 15 U.S. Code 6801 ( a ) ( 1 ) ( B ) ( i ), I did not give my permission to furnish my reports to any consumer reporting agencies. Pursuant to 16 CFR 433.1, 433.2 and 433.3, I, as a debtor, am asserting my rights, the alleged debt was paid in full with my social security card which is a negotiable instrument. 16 CFR 433.2 ( a ) - Preservation of consumers ' claims and defenses, unfair or deceptive acts or practices. NOTICE ANY HOLDER OF THIS CONSUMER CREDIT CONTRACT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT HERETO OR WITH THE PROCEEDS HEREOF. RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE DEBTOR HEREUNDER.
03/20/2023 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Collected or attempted to collect exempt funds
  • VA
  • 20105
Web
This morning I woke up to check my bank account. I realized my credit score had gone from XXXX to XXXX overnight. I viewed my credit report and was a {$900.00} debt I owed. I called the lender they did get my social security number. I asked them where the charge was from they said it was medical. I then asked what name was the hospital called. He even spelled it out for me multiple times. XXXX XXXX. Never in my life have I gone to a hospital named that. I ended up googling XXXX XXXX and a hospital in Ohio popped up. I live in Virginia, Ive never even been to Ohio. I kept telling him please explain why Im getting charge for something out of my state. He started getting frustrated he said if I dont pay my debt hes going to get the police involved. He hung up on me. A couple minutes later he called me back trying to get all my personal info once again. I kept telling him Ive never been to that hospital and he literally goes well what hospitals have you been to? I asked him why he would ask that I told him he sounds like a scammer and he hung up once again.
09/01/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 33033
Web
15 U.S. Code $ 1681c-2 a consumer reporting agency shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from an alleged identity theft, not later than 4 business days after the date of receipt. It has been 30 days and you are in VIOLATION of this law because I am a victim of id. theft!! Please delete these items IMMEDIATELY! These accounts should not be furnished on my consumer report as they are in VIOL Under, 15 U.S Code 1681b - Permissible purposes of consumer reports ( a ) IN GENERAL ject to subsection ( c ) any consumer reporting agency may furnish a consumer report under the following circumstances and no other : ( 2 ) In accordance with the WRITTEN INSTRUCTION of the consumer to whom it relates. I NEVER gave any consumer reporting agency WRITTEN CONSENT to report anything on my consumer report which violates my rights as a federal protected consumer. NO CONSENT IS IDENTITY THEFT. As a consumer I am demanding the deletion of the accounts listed IMMEDIATELY!
03/10/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TN
  • 370XX
Web
XX/XX/XXXX First of all, when a debt collector calls you. They will ask for you. Then ask you to verify your information- not give you the information and then say " is that right? '' I spoke to two different people who said my DOB was XX/XX/XXXX and all I said was " um-hmm '' and then they went on to explain everything about the debt. Next, the debt is over ten years old. It is not even showing on my credit report and the insurance company should have done an appeal like all insurance companies do, if the hospital is covered then the ER physican is covered also. That way everyone gets paid. But this over 10 year debit?? and the way the company Credit Management Company gave out information like they were talking to their friend or family. I don't know who they are and they don't know know who I am- I never verified anything verbally. Debt Collectors will ask the person on the phone to give the last 4 of social or the dob and then the address. But they did nothing. They violated the Fair Debt Collection Practices Act!
05/17/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • CA
  • 92627
Web Older American
I opened an account with XXXX XXXX via XXXX for a credit card in XXXX. My credit report shows that I missed or was late on a payment in XX/XX/XXXX and I have tried repeatedly on the phone through XXXX XXXX through and XXXX XXXX and at the latest as of today, on the phone with the supervisor to get that Corrected. I was never told in all my investigation that this was for my XXXX account and not my XXXX account. I am suggesting that XXXX XXXX has been unable to verify which card Ive been calling about and therefore that there is bank error in reporting. Ive never missed payments. My entire credit report shows zero late or missing payments. Other than this one that is allegedly reported. Today XXXX when I called the credit reporting division of XXXX XXXX who says he is the supervisor says there is nothing he can do about it. I am suggesting the one issue on my entire report could potentially be a bank error and have asked to have it removed as I am current and have no other Late payments in my credit history.
07/06/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • FL
  • 32164
Web Servicemember
On XXXX XXXX, 2023, Collection Management Company, opened a collections with the credit bureaus in the amount of {$1900.00} for supposed emergency services. I have no knowledge of this account, and insist most stringently that this account does not belong to me. On XXXX XXXX, 2023, I filed a dispute with XXXX Credit Bureau. On XXXX XXXX, 2023, I filed an additional dispute to include " fraud. '' My suspicion is that there is someone who is periodically receiving emergency services while using my name and personal information. My suspicions are supported by the fact that this has happened on XXXX other occasions for supposed " emergency services, '' whereby I filed disputes. My disputes were validated, and the instances were stricken from my credit report due to them not belonging to me. I have never received any collection notices, nor have I received mail, phone calls, or any other attempts to collect this debt. The first I learned of it was through my credit report.
02/13/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • PA
  • 15044
Web
Upon receiving a phone call and voicemail, I called company back ( credit management company XXXX ) they stated they called to collect a medical debt. I requested the debt to be sent in writing so I can verify it as I have moved recently and dont have any access to my paperwork. They directly refused and said they have no legal obligation to send anything in writing verifying the debt. I told them I have a right to receive something in writing before I pay out of pocket and they refused multiple times and then simply hung up on me and I was on hold to talk to another agent after that for over an hour and never got thru to anyone else. I will pay debt if i owe it but I want to verify it in writing before doing so as I think anyone would want to as I do not recall any recent medical debts I owe other than the ones on my credit report which this is not so I can not verify. I feel they are using horrible bully tactics and I needed to make someone aware to help. Thank you
04/10/2023 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • VA
  • 238XX
Web
On or around XXXX of XXXX COLLECTION MANAGEMENT CO placed a collection account on my consumer report. Listed below is how it appears on XXXX report : Account info Account name COLLECTION MANAGEMENT CO Account number XXXX Account type Collection Responsibility Individual Date opened XX/XX/XXXX Status Collection account. {$1.00}, 180 past due as of XX/XX/XXXX. Status updated XX/XX/XXXX Balance {$1100.00} Balance updated XX/XX/XXXX Recent payment $ 0 Monthly payment {$0.00} Original balance {$1100.00} Highest balance {$0.00} Terms 1 Months On record until XX/XX/XXXX I do not recognize this account. I have never conscented to do business with Collection Management Co. Collection Management Co has no permissible purpose to even has access to my consumer report. I challenge the validity of this debt. Collections Management Co has failed me my right to dispute the inaccurate account as they have never mailed any letter stating the right to do so.
07/03/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • TN
  • 377XX
Web
XX/XX/XXXX I was going through my consumer report and Credit management who is a 3rd party debt collector is on my consumer report. They never sent me any notification of attempting to collect an alleged debt and I did not know about even disputing this alleged debt because they placed it on my consumer report. This is also a hippa violation and due to the privacy act of 1974 my information was sold to this collection department without my knowledge which is a federal violation. according to 18 usc 8 all obligation of debt belongs to the united states and identity theft is a federal crime PER 18 USC 1028 A. According to the medical debt collections act any creditor is prohibited from placing a medical debt on any one consumer report when the debt was less than 1 yr old. Unfortunately this alleged debt does not belong to me. I am opting out of this item reporting to my consumer report per 17 cfr 248.125 and due to the privacy act of 1974.
12/07/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • NC
  • 27103
Web
I Would be happy to settle any Financial obligation I may own as soon as I receive the following documentation form you. 1 ) The Validation of debt which is actual accounting 2 ) The verification of your Claim against me, a Sworn Affidavit or hand signed invoice in accordance with The Bills Of Exchange Act of 1882, The Uniform Commercial Codes, The Federal Fair Credit Reporting Act and The Georgia State Statues of Lawful Purpose. 3 ) A copy of the contract signed by both parties 4 ) Please also provide me with a True and Certified Copy ( not a photocopy ) of the Original Note under penalty of perjury and with unlimited liability and confirm that this Note has never been sold. 5 ) Please also confirm the name of the Individual who is the Duly Authorized Representative from your company, who has carried out Due Diligences under The Money Laundering Regulations XXXX and what actions he or she has taken in relation to this account
10/10/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • TX
  • 77082
Web
1. XXXX XXXX XXXX XXXX 2.Collection Management XXXX 3. XXXX XXXX XXXX XXXX BE ADVISED, this is a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g stating your claim is disputed and validation is requested. This is NOT a request for " verification '' or proof of my mailing address, but A request for " Validation '' made pursuant to the above-named TITLE and Section. I respectfully request your offices to provide me with competent evidence that I have any LEGAL OBLIGATIONS to pay you. At this time, I will also inform you that if your offices keep reporting invalidated information to any of the 3 major credit bureaus ( XXXX, XXXX AND XXXX ) THIS ACTION MAY CONSTITUTE FRAUD UNDER BOTH FEDERAL AND STATE LAWS. You are in VIOLATION OF the Fair Credit Reporting Act, VIOLATION of the Fair Debt Collection Practices Act, and DEFAMATION OF CHARACTER ( per se ). These Accounts are not mines.
12/27/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • NY
  • 12550
Web
When my youngest daughter was first born, there was an issue with the spelling of her name on her insurance card. So when I visited the pediatrician, at XXXX XXXX XXXX, I had to sign self-pay affidavits for all of her appointments until it got sorted out. After the issue was corrected, I brought her new card to the appointments and had them take a copy. I was assured they would bill all of her pass bills back to our insurance. Then about a year and a half later, I received a notice from a collection agency stating that I had a past due bill of {$300.00}. when I called to speak with the doctors office, they claim that it is for one of those early visits. This should have been billed to my insurance and I shouldve only been responsible for the co-pays and now I have a negative on my credit report for collections that were never owed to begin with.
05/28/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • TX
  • XXXXX
Web
The medical debt in question is past the statue of limitations. In violation of FCRA the collection agency is re-aging the account and presenting it as current. I called on XXXX the collection agency involved complaining about the account and they promised to have it deleted in 72 hours from the credit reporting. It has been a full week now and that account has not been deleted. I called the collection agency a 2nd time on XXXX and they promised a 2nd time that the request to delete account had been sent to the credit reporting agencies. The names of the managers that I spoke with at the collection agency are XXXX and XXXX. I was transferred by a receptionist at the collection agency to managers XXXX and XXXX who answered the call from XXXX. The collection agency is called Credit Management Company in XXXX PA. Phone number XXXX
05/02/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • TX
  • 770XX
Web Older American, Servicemember
There are three attachments. My attorney handled this dispute. The debt was paid in full. My attorney sent a cease and desist letter to the original debtor XXXX in XX/XX/2023. There has been no response. XXXX sold the paid debt to Credit Management Company ( attached ). Credit Management Company after being contacted by myself and XXXX, refuses to remove the debt from my credit file. XXXX has made the correction ( attached ). My attorney says credit collection agency 's sell accounts back and forth, for cents on a dollar. This situation is very clear and straight forward. It is not a he said she said. There is an legal agreement, and a tracible check negotiated by XXXX in consideration for the debt being paid in full. Please have this removed immediately, from my credit report. Thank you,
04/13/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • NY
  • 10010
Web
On or about XX/XX/XXXX, ' XXXX, ' misidentified me as an individual owner of a debt, and misattributed me as the responsible party. I have requested the creditor 's information, including but not limited to, the original contract identifying me as the owner of this debt and my, physical 'wet signature, ' on said contract ; the corporate entity name, address, and phone number, but they have been unable or unwilling to supply me the requested information in the 30 days, as required by law. The creditor has also failed to furnish the payment history on this account, if any, with a detailed line item breakdown of the debt they claim is owed by me. Additionally, the owner of this purported debt has not responded to my request for proof of ownership made on XXXX XXXX XXXX
01/23/2023 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • NY
  • 10475
Web
Debt collector knew by the name XXXX XXXX. XXXX, phone number XXXX, has attempted to communicate via telephone repeatedly at unusual and inconvenient times as outlined under Code of Federal Regulation ( CFR ) Title 12, chapter 10 subpart B subsection 1006.6 ( b ) ( 1 ) ( i ) ( ii ) and FDCPA subsection 805 ( a ) ( 1 ). I have no business with XXXX XXXX. XXXX directly or indirectly which makes them a third party. XXXX XXXX. XXXX 's unwanted communication with me is a violation of 12 CFR 1006.6 ( d ) ( 1 ) and 12 CFR 1006.10 ( a ) ( 1 ) because I never gave XXXX XXXX XXXX my location information or permission to contact me. These are also violations of the FDCPA subsection 804 & 806 ( 5 ) respectively as well as 12 CFR 1006.14 ( a ), ( b ) ( 1 ), ( 2 ) ( i ) ( ii )
02/21/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • AL
  • 36582
Web
On XXXX XXXX I noticed a collection on my credit report. On XX/XX/XXXX I contacted the creditor listed on the report to inquire about the supposedly debt. I made three different phone calls and spoke with a different representative each time. each representative told me that no debt in the amount in question was showing as me owing a bill. Each one stated that nothing is showing under my personal information that has been sent to collections. I then reached out to the debt collector and gave him the information that I received from the creditor. He really couldn't give enough information about the account and the phone disconnected. The debt collector was never heard of by me, and I never receive any kind of communication as to validate this debt.
10/02/2022 Yes
  • Debt collection
  • Other debt
  • Took or threatened to take negative or legal action
  • Threatened to arrest you or take you to jail if you do not pay
  • MO
  • 64131
Web
I was the victim of fraud by scammer and my bank XXXX XXXX XXXX XXXX XXXX ) is expecting me to pay the money back. They have terminated my account and sent a dept collection agency after me and thee agency is threating to come after me if i don't the may the amount of {$8500.00} saying i owe my bank this money. They claim to have made multiple attempts to contact be but i never received any of them. The first and only letter i received was in XXXX they said i have till XXXX first to contact them or they will assume all their information is correct. But at the same time all attempts I've made to contact them have failed the phone number they gave to to contact doesn't work i get left of hold for hours and i dont know what to do.
09/03/2022 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • FL
  • 32738
Web
I have blocked this number and continue to receive voice mail messages three times a week. This has been going of for a long time now. I tried to called the number back once but you go into a loop and no one answers. The message left is as follows : Hi this is XXXX XXXX calling from credit management company please contact me or any of our representatives at XXXX Then it repeats itself again and the message is 36 seconds long. I have no idea why they are calling me as I do not have any debt owed. This appears to be a scam or a phishing expedition. Please make them stop as I have to go in and manually erase the messages every couple of weeks as they are eating up the space on my message program on my phone. Thank you.
09/12/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • TX
  • 77429
Web
I paid my account from XXXX XXXX XXXX in XXXX after being sent to a collection agency without my knowledge. I paid the full amount we agreed on and that document was sent to me in XXXX showing the account was PAID IN FULL by XXXX XXXX. Now they have sent this fully paid account to another collection agency with a different amount and name without the original account number. The original location was closed a few months later and no account number shows from my only visit in XXXX. This is illegal and I told the Rep that it has been paid and he still tried to collect money. I am not paying for what was settled. Please stop XXXX XXXX XXXX and Collections Management from harassing me for an account paid in full.
10/11/2023 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • GA
  • 30238
Web
Noticed I had two collections accounts on my report from the same entity, just different account numbers with the exact same amount owed which was {$500.00} for both accounts. I requested that these two accounts be validated along with the amount and they would not. Also, I have nvere received any notice of this medical debt which violates the No Surprises Act. This company is also aware that this year, legislation was enacted that prevented medical debt {$500.00} or less from being reported by the bureaus. They added additional fees to the true amount owed so that it would fall just out of the amount and report negatively on my credit. They still have not provided any itemized statement to justify the fees.
08/24/2020 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • PA
  • 168XX
Web Servicemember
I spoke with credit management company in XX/XX/2020 to set up payment on the medical debt they own of mine they offered to send the report to me because they have duplicated or fraudulently made up accounts which literally took my debt and doubled it, now I cant find a home or a better car to get to and from my XXXX XXXX XXXX and Im just highly disappointed that this company has caused more of a hardship on my life lately then this corona virus or anything else, I work hard Im a XXXX in the United States XXXX and Im sincerely trying but I want these duplicated accounts removed because I have failed to be able to contact them since they lied and said I could receive a report on the accounts they own
05/18/2023 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • PA
  • 164XX
Web Servicemember
I worked for XXXX XXXX and got a {$6000.00} sign on bonus, I ended up off with a medical XXXX and was unable to return to that position. XXXX was to find me another position within the company and they were having difficulty and my boss at the time was pressuring me because she needed to fill the position, she wanted me to resign so she could fill the position, so I did while off with my XXXX. I was treated unfair with my XXXX and bullied into resigning, I never received a bill from XXXX XXXX for this, first I heard anything about it was through this collection agency, I should not have to pay this {$6000.00} sign on back because of this, now it is at XXXX Credit Management Company reference XXXX.
07/25/2020 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • OK
  • 731XX
Web
On XX/XX/2020 I received an account statement from the original creditor. On XX/XX/2020 the original creditor cashed a partial payment. On XX/XX/2020 I received a collection letter from a collection company. On XX/XX/2020 I mailed a request to verify the debt when the amount on the collection letter did not match the account statement I received from the original creditor. In my request letter I included a copy of the check cashed by the original creditor. I also included a check which satisfied the remaining balance. The check was cashed by the collection agency I did not receive verification of the debt, but instead received an additional collection letter dated XX/XX/2020.
12/29/2023 No
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • NY
  • 11224
Web
On XX/XX/2023 I received a letter from Credit Management Company that I owed a debt to XXXX XXXX XXXX XXXX XXXX. However on XX/XX/2023, I received my monthly statement from XXXX XXXX XXXX XXXX XXXX that my account was current, and gave the current amount due, which was not due until XX/XX/2023. I spoke with a representative today, after trying to find an email so I could easily rectify this, but they make it nearly impossible to contact them. After finally speaking with a very rude gentleman, who said they do not make mistakes and I owe them this money, I gave up. They didn't want to admit there error, they are nearly impossible to deal with, and my account is current.
04/04/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • GA
  • XXXXX
Web
I checked my credit and saw three medical bills reporting from COLLECTION MANAGEMENT for XXXX XXXX XXXX XXXX XXXXXXXX in the amount of {$660.00} ; one account from XXXX XXXX XXXX from XXXX XXXX XXXX XXXX in the amount of {$720.00} and one from XXXX XXXX XXXX from XXXX XXXX XXXX in the amount of {$680.00}. These are all incorrect as I have been in and out of prison and have been homeless, something I let the triage nurses know prior to services rendered. I completed the financial assistance forms to ensure services were covered. I am very surprised to see these bills reporting to my credit. I never received any correspondence about these debts or how to dispute them.
10/11/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • IL
  • 60419
Web
Credit Managment Company is harassing and trying to collect a Debt that is already paid. This account is Already prepaid and was paid to the bearer ( XXXX ). under the UCC 3-603 UCC 3-104 UCC 3-306 without recourse XXXX in the amount of XXXX to the XXXX XXXXXXXX XXXX XXXX XXXX. so double the amount was paid, by it already being prepaid that All Accounts are prepaid. CMC illegally obtained my Social security number without my consent in violation of 18 USC section 1028 ( buying and use of social security number ). XXXX sold my social security number to XXXX, without my consent. in which is a violation of 15 U.S.C section A section 2 states i have a right to privacy.
05/02/2023 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • TN
  • 38104
Web
Hello, my name is XXXX XXXX, I am writing to delete the following information from my file. The items I need deleted are limited in the report. I am a victim of identity theft. and did not make the charge. I'm trying to get a new car and these items won't get me approved. I ask that the items be deleted to correct my credit report. I reported the theft of my identity to the federal trade commission and I also have enclosed copies of the Federal Trade Commission 's Identity Theft Affidavit. Please delete the items as soon as possible Fraudulent Accounts : XXXX XXXX XX/XX/XXXX {$1100.00} XXXX XXXX XXXXXXXX XX/XX/XXXX {$790.00} XXXX XXXX XX/XX/XXXX {$570.00}
12/09/2023 Yes
  • Debt or credit management
  • Debt settlement
  • Didn't provide services promised
  • GA
  • XXXXX
Web
On XXXX XXXX, I logged into my XXXX and XXXX accounts to view my credit report online. However, I noticed that the Credit Management Company LLC was still reporting an open collection medical debt that was past due for {$930.00}. On XXXX XXXX at XXXX XXXX, I spoke with XXXX XXXX XXXX the manager of Credit Management Company XXXX regarding a medical bill that was placed in collections and reported to the XXXX major credit bureaus. XXXX XXXX offered me a settlement amount of {$370.00} and assured me that the collection would be removed from my credit report if I agreed to make the payment by XX/XX/XXXX. The payment was successfully processed on that day.
03/15/2023 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 90260
Web
I noticed sevearl things on my credit report have been documented incorrectly by all the reporting agencies. According to the law, before any information inserted on my consumer report, it should be accurate. Pursuant to 15 USC 1681b ( a ) 2, it states that as a consumer, for anyone to get or use my consumer report, I must provide written permission as it relates to me the consumer. The law also states that the consumer reporting agencies must conduct a proper and thorough investigation. This has not been done. According to the Fair Credit Reporting Act, I have the right to challenge anything and everything that appears to be inaccurate and unclear.
12/26/2022 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • OH
  • 44139
Web
I complained to you, they responded on XXXX claiming to stop calling. Just listened to my messages, there were XXXX calls from them. I only listened to XXXX envelope of the messgae which was dated XX/XX/XXXX XXXX am. AFTER THEY LIED AND SAID THEY WOULD STOP. They clearly dont respect this office and continue to XXXX XXXX I hope you will charge them a fine and do something as a penalty for co ti using to harass me ( for something I DO NOT OWE ). On top of being rude criminals they are idiots. My balance with XXXX is XXXX. As I stated before I am taking legal action. If you could be so kind as sending me their address I would greatly appreciate it.
10/23/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • TN
  • 385XX
Web
Yes I have had a data breach with XXXX they have my stuff on my dark web and sold my information also on XXXX I noticed a lot of address wrong social different names used that I got to report bc I think someone in Texas have bought a house in my name I need every consumer that is in with these peony and at the time I was paying to get my credit up so everything has got screwed up but I dont see how different names and address and different social popping up on all my stuff and so now I am in a world of XXXX and been wondering why they cant verify me bc my stuff got stolen by hackers!!!! I need to notify everyone and plus things I dont know about!!!
09/06/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • TX
  • 77084
Web
In accordance with the fair credit reporting act the following accounts has violated my rights : 15 U.S.C 1681 section 602 A States I have the right to privacy 15 U.S.C 1681 section 602 A It also states a consumer reporting agency can not furnish a account without my written instructions XXXX Acct # XXXX XXXX Acct XXXX XXXX Acct # XXXX XXXX XXXXXXXX XXXX XXXX Acct XXXX XXXX XXXX Acct XXXX XXXX XXXXXXXX XXXX Acct # XXXX XXXX XXXX XXXX Acct # XXXX XXXX ( Original Creditor : XXXXXXXX XXXX XXXX ) Acct # XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX XXXX XXXX ) Acct # XXXX XXXX XXXX XXXX XXXX XXXX XXXX
04/20/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • PA
  • 196XX
Web
Original complaint filed XX/XX/2023 ( did not process ). Credit Management Company ( CMC ) notified on multiple occasions about issues around the validity of debt they are attempting to collect. Notified that this is not my debt and is not a valid claim. Ignored this fact and refused to provide any evidence to the contrary. Claiming invalid contract is evidence of claim. They can not support their claim and all further attempts will be disputed. Secondly, they responded to a previous CFPB complaint with inaccurate information. They are attempting to report this to a credit agency and have no right.
05/04/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • PA
  • 196XX
Web
On XX/XX/ I became aware of a company called Collection Management Company ( CMC ), DBA Credit Management Company, trying to collect a claim based on a nullified contract. This debt was never my debt and I made CMC aware of this on multiple occasions, in writing and verbally. On XX/XX/ I decided to pay the amount to avoid the threatened harm on my credit score. I maintain that this was never my debt and only agreed to pay the claim to avoid the threats to my credit score from XXXX by employee XXXX XXXX. I believe that this violates the FCRA guidelines around credit reporting agencies.
08/29/2023 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • VA
  • 23234
Web Servicemember
Called XXXX XXXX XXXX XXXX XXXX on XX/XX/23 and spoke with XXXX to inquire on account details to include : location of service, date of service and request an itemized bill. I gave her the exact amount showing on credit report {$1100.00}. They were not able to locate a bill with the specific amount that I allegedly owe. I would ask that the alleged debt be removed from my credit report immediately as it has prohibited me from getting a credit card. The reason for denial was a collections account on report and that is the only collections account on currently showing on my credit report.
04/26/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Credit inquiries on your report that you don't recognize
  • WA
  • XXXXX
Web
I had XXXX XXXX account on my credit report that isnt belong to me I have tried to disputed it with the credit bureau and XXXX as well.its my information on it but I didnt open it, I work as XXXX in Alaska and most of the time I have prepaid mobile phone if the check on my credit profile you will see that I always have new numbers and some hard inquiries and collections that doesnt belong to me. Out of year I only home for 3 months only. I keep asking my roommate if they take my information for anything I dont know about they keeps lies in my face please help.
05/31/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • FL
  • 33606
Web
I am involved in malpractice litigation with this hospital and doctors, you had previous accounts on my credit report that were removed without a problem with an email from a manager with your company stating he would remove all debt accounts related to this institution, could you please remove these last 2 accounts in the amounts of {$1800.00} and $ XXXXwith Credit Management Company. I do not owe them and everything from this facility has previously agreed to remove any accounts from this facility. Thank you for your help in this matter!
05/04/2023 Yes
  • Debt collection
  • I do not know
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • PA
  • 196XX
Web
On XX/XX/2023, I was made aware that Collection Mangement Company ( CMC ) was contacting non-associated addresses and phone numbers. XXXX XXXX stated that the number CMC had dialed was XXXX '. I called this number afterwards and did speak with someone with my name, but it was not me and my privacy was violated as a result. Secondly, the letter I received on XX/XX/2023 was sent to a relatives address that I have never resided at. Upon consultation, I believe that this violates the FCRA guidelines around credit reporting agencies.
12/14/2020 Yes
  • Debt collection
  • Payday loan debt
  • Communication tactics
  • Frequent or repeated calls
  • MD
  • 20874
Web Older American
I have received Two Telephone calls from the # XXXX, and Voicemails, from a Debt Collector, " Credit Management Co. '', on XX/XX/2020 and XX/XX/2020. They haven't explained, the Creditor 's information. I contacted them, on same days. They did not release any information, about the Creditor and Questioned my Personal informations. I did not release any information except my name. Because of Fraudulent activities which I have victimized, as a result of Data Breached, by " XXXX Credit Management '' and " XXXX '' Transporation.
11/28/2023 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Used obscene, profane, or other abusive language
  • MS
  • 39532
Web
This company has engaged in very abusive, deceptive, and unfair practices that are not prohibited by the FDCPA. They've have reported an account without my agreement or signing of any related agreement. A legal contract necessitates the consent of both parties, which I did not provide. Additionally, they did not follow the proper 5-step validation procedure, constituting unfair practices. According to the FDCPA, I am entitled to {$1000.00} per violation, and their actions clearly infringed upon my rights!
06/05/2023 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • FL
  • 33311
Web
Ive tried contacting the company since XX/XX/2023 and have not received any mail or calls yet alone emails regarding that debt. Debt collectors are threatening to damage my credit as well and hinder me from gaining anything because of the debt. They have been calling non stop but can not confirm or send any information regarding that the debt is mine. Also refuse to send any signed original documents saying its mine. I have received calls everyday for the last 4 months stating from XX/XX/2023 until now
05/12/2023 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • WV
  • 261XX
Web
Has been calling and leaving voicemails harassing me since XXXX of last year. I've blocked their multiple numbers, but they're still able to leave voicemail to harass me. No matter how many times I tell them to quit calling they keep calling to leave voicemail! I have absolutely no debt whatsoever. They are harassing me with multiple numbers and I have the call logs to prove it! They are now calling me from XXXX since XX/XX/2022. I have screen recordings of how long the harassment has continued.
03/28/2023 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • FL
  • 336XX
Web
Debt collector under the name ( credit management company ) put a derogatory mark on my credit score that left my credit with a XXXX points. From a debt I paid off 6-7 years ago, this company from what Ive read, does this often to people, they commit fraud. By reusing old debts paid off or by plain making the debts up. This is a fraud and a scam company that needs to be stopped not just for my sake but the poor elder people that stress just as much as I do over these things.
11/22/2020 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • MD
  • XXXXX
Web Older American
Recorded message from Credit Management Company claiming to be trying to collect a debt. This is a scam. I have no debt to be collected and have informed the company, as well as telling them to stop calling me. I continue to receive automated telephone calls from XXXX. There are many, but the ones I have records of are : XXXX XX/XX/2020 XXXX XXXX ; XXXX XX/XX/2020 XXXX XXXX ; XXXX XX/XX/2020 XXXX XXXX. I have voice mail recordings for each of these calls.
11/10/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Problem with fraud alerts or security freezes
  • MA
  • 02149
Web
XX/XX/23 XXXX ID security alert/ XXXX XXXX XXXX : Fraudulent application may be submitted in or my identity may have been used without my consent to fraudulently obtain goods or services. Someone write " I am XXXX XXXX XXXX XXXX XXXX do not extend credit without first verifying the identity of the applicant. I can be reached at XXXX XXXX XXXX .this alert will be maintained on file for 1 year beginning XX/XX/23. They used my name, and my phone number.
03/21/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • FL
  • 33334
Web Servicemember
In accordance with the fair credit reporting act. The list of accounts below has violated my federally protected consumer rights to privacy and confidentiality under 15 usc 1681. XXXX XXXX XXXX XXXX XXXX $ XXXX XXXX XXXX XXXX XXXX XXXX XXXX {$15.00} usc 1681 section 602 a. States i have the right to privacy. 15 USC 1681 604 a section 2. It also states consumer reporting agency can not furnish an account without my written instructions.
10/06/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • KY
  • 40475
Web
In accordance with the Fair Credit Reporting Act, this creditor has violated my rights. Under 15usc1681 section 602, states I have the rights to privacy. 15usc1681 section 604a section2 it also states that a consumer reporting agency can not furnish an account without my written instructions. Under 15usc 1666b, a creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose.
09/02/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Credit inquiries on your report that you don't recognize
  • GA
  • 30092
Web
In accordance with the fair credit reporting act XXXX account # XXXX, has violated my rights. 15 USC 1681 section 602 states I have the right to privacy. 15 USC 1681 section 604 A section 2 : It also states a consumer reporting agency can not furnish a account without written instructions. 15 USC 1666B : A creditor may not treat a payment on credit card account under an open end consumer credit planas as late for any purpose.
03/14/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Credit inquiries on your report that you don't recognize
  • GA
  • 31909
Web
In accordance with the fair credit Reporting act XXXX Account # XXXX, has violated my rights. 15 USC 1681 Section 602 States I have the right to privacy. 15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. 15 USC 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for purpose.
12/04/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Report provided to employer without your written authorization
  • TX
  • 762XX
Web Servicemember
In accordance with the fair credit reporting act XXXX account # XXXX, has violated my rights. 15 USC 1681 section 602 states i have right to privacy. 15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions. 15 USC 1666B : A creditor may not treat a payment on a credit card account under an open-end consumer credit plan as late for purpose
11/18/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Credit inquiries on your report that you don't recognize
  • FL
  • 33432
Web
THIS WILL BE THE THIRD REQUEST FOR XXXX TO REMOVE THE FOLLOWING UNAUTHORIZED INQUIRIES. THE PREVIOUS ATTEMPTS EXCEEDED 30-DAYS BEFORE RECEIVING A RESPONSE, WHICH VIOLATES MY RIGHTS UNDER FCRA. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
03/24/2023 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • Frequent or repeated calls
  • TX
  • 760XX
Web
On XX/XX/2022 A company opened for the two amount of {$1500.00} - {$1000.00} a collection I never signed a document They are violating my rights of the FCRA as a consumer saying that I owe this debt to the collector I dont know who they are and have not written consent from my end Also they have not verified that I owe this debt to this alleged company Please have this removed from all three credit bureaus XXXX XXXX
08/18/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CT
  • 06320
Web
I called XXXX XXXX XXXX someone answered and said it was the wrong office and transferred me. When the person picked up sounded like they were caught off guard. I proceed to explain I saw this debt on my credit report and I wanted proof because I never received it. He took my name and social and told me an amount of {$1.00} less than I saw, told him that then he placed me on hold and never came back.
09/27/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 34286
Web
I called the Credit Management Company listed on my XXXX report that has a balance of {$1700.00}. The lender allegedly was XXXX XXXX XXXX XXXX. I spoke with the collection agency and they told me that the account was no longer with them. It is with another company XXXX XXXX XXXX which is not on my actual credit report. Credit Management Company did not have any other contact or account info.
05/09/2023 Yes
  • Debt collection
  • I do not know
  • False statements or representation
  • Indicated you were committing crime by not paying debt
  • TX
  • 770XX
Web
I am writing to delete and remove the following accounts and information off of my consumer report. The accounts and information listed below should not be reporting on to my consumer report. This is a direct violation of the FDCPA and FCRA and needs to be deleted and remove off of my consumer report immediately as its violating several laws. Remove these account and information immediately!
03/22/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • PA
  • 151XX
Web
They are debt collecting against my XXXX year old XXXX, XXXX XXXX ( birthday XX/XX/XXXX ) for {$150.00} dollar hospital fee. I called to advise they can not debt collect against a child and they will not remove the debt even though they violated the law. On XX/XX/XXXX they confirmed the debt is in my childs name on a recorded line and apologized for their error but can not remove the debt.
12/16/2022 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • OH
  • 44139
Web
They call me XXXX times a day. I do not owe anyone money. Period. I have excellent credit. They refuse to send me a bill in the mail, put it in writing or even tell me who I supposedly owe money. They are the most obnoxious, rude people. I asked who I supposedly owe money to and she hung up on me. Yet every single day, they leave at least XXXX message. THEY NEED TO BE STOPPED!!!!
09/17/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • FL
  • 32828
Web
This letter serves as my second warning before I take legal action against your company for its repeated failure to provide the requested information pertaining to alleged debts you claim I owe. I have previously requested validation of the following accounts : XXXX, XXXX, XXXX, and XXXX. To date, I have not received any response or the requested validation of these debts.
06/22/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • FL
  • 33064
Web
COLLECTION MANAGEMENT CO : DEBT COLLECTION COMPANY IS REPORTING ON MY CONSUMER REPORT AS AN OPEN ACCOUNT DATE AS OF XXXX WHICH IS INACCURATE. I AM ASKING THEM FOR AN AUDIT TRIAL OF BALANCE TO PROVIDE ME THE AGREEMENT THAT GRANTS THEM AUTHORITY TO COLLECT THIS ALLEGED DEBT. ALSO PROVED ME THS MASTER BILL OF SAIL. ACCT # XXXX ACCT # XXXX ACCT # XXXX
05/26/2022 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • Frequent or repeated calls
  • GA
  • 30032
Web Servicemember
I have received non-stop harassing calls from this number about debt collection daily, sometime multiple times. This has given me XXXX with my phone constantly ringing sometimes at the most inconvenient times. Its a burden thats constantly hanging over my head Ive been contacted so much. Every time they call and leave a message I want to cry.
06/20/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • IN
  • 46201
Web Servicemember
I hhave absolutely no knowledge of this debt. This makes absolutely no sense to even have this debt incurred because I had health insurance at the time and gave that information to the medical office. But there was absolutely no communication between their company and myself. They just put this debt on my credit report without any notice.
03/24/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • FL
  • 33155
Web
I just learned about this debt when I looked at my credit report. I was never notified in writing or by phone by this collection agency. I dont know them and I dont owe them. Under the new CFPB Collection Rule, collection agencies must provide proper notification before reporting. They did not. Please remove this illegal collection.
01/18/2023 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • Frequent or repeated calls
  • WI
  • 53704
Web
XXXX XXXX keeps calling me even though Ive repeatedly asked her to stop. Im disputing the charges she claims I owe. I get daily/weekly calls from her stating Contact me or any of our representative at XXXX thank you hi this is XXXX XXXX calling from credit management please contact me or any of our representative at XXXX thank you
07/05/2023 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • LA
  • 70114
Web
I have a mystery debt from XXXX XXXX XXXX XXXX that is in collections. I havent spoken to anyone to confirm the debt and if there was a medical bill it would have been covered under XXXX XXXX XXXX XXXX ( XXXX ) as all other medical bills were during that time. They are actually breaking the law by trying to collect this debt.
04/22/2021 Yes
  • Debt collection
  • I do not know
  • False statements or representation
  • Impersonated attorney, law enforcement, or government official
  • TN
  • 37918
Web
I have been receiving harassing phone calls and voicemails from strangers from this company that also contain a fraudulent caller ID. Apparently this is a collection company. My search revealed this to be the actual company : Credit Management Company XXXX XXXX XXXX XXXX, PA XXXX Office : XXXX Toll Free : XXXX Fax : XXXX
05/20/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • NV
  • XXXXX
Web
After reviewing my credit report, I have identified inaccurate accounts and information that are not associated with me. I did not provide consent for any of this information to be included in my credit report, and it is significantly impacting my life. I kindly request your assistance in resolving this matter.
10/14/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • PA
  • 15068
Web
The Credit Management Company has billed me for a past medical expense. It was an unfair and surprise expense, but since it was only {$20.00}, I just paid it instantly. Months later, I'm still receiving phone calls and voicemails every single day from them. One of their many numbers are XXXX ( XXXX ) XXXX.
01/05/2023 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Called before 8am or after 9pm
  • AZ
  • 85304
Web
This company called credit management companies call before XXXX. Its XXXX here in AZ and received a phone call from them. I know this is a violation under the fair credit. The phone number that called is XXXX Who the XXXX calls at XXXX XXXX I dont know who they are.
05/10/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 92307
Web Older American
I am still on XXXX I don't know why they have been charging me I still have a doctor 's note from my primary doctor and XXXX doctor so I don't know why they are charging me should be taken care of from my medical and Medicare thank you so much XXXX XXXX XXXX
12/17/2019 Yes
  • Debt collection
  • Other debt
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • PA
  • XXXXX
Web
I worked for this company and I know exactly who is calling me and that is a HIPPA violation when Ive asked them not to call me as I know all of the employees and it is illegal to keep calling me when Ive asked them to remove my number.
05/01/2023 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • OH
  • 43054
Web Servicemember
I went to XXXX XXXX at XXXX, Ohio XXXX XXXX Informed the Veteran Affairs about my visit. The veteran clinic did not pay all of the bill, they only some of it. I`m 100 % service contacted. The rest of the bill was sent to collection.
09/08/2023 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • FL
  • 34668
Web
I am completely unaware of this collection as a whole. I did not give any permission to any company to sell off my potential debt to anyone else. That is not legal and I will be filing a lawsuit if this isn't corrected immediately.
06/13/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 76504
Web
I havent lived in XXXX for almost 6 years and this bill was added in XXXX of this year. I am unable to get in contact with anybody with the company and the address comes up to a parking garage in XXXX.
04/19/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • VA
  • 20136
Web
Company named under credit management sent us a letter asking for money.. When contacted them they tried to get more personal information without any explanation who they are also with foreign accent
08/26/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • FL
  • 32828
Web
I am not requesting a Debt Verification Letter but rather a Debt Validation Letter, which is my right under the FDCPA. Please provide me with the following information regarding each of the accounts
07/24/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 79107
Web
Collection management XXXX owed Never received written information, This is identity theft Sent to validate debt , cant get ahold of anyone Address XXXX XXXX XXXX XXXX XXXX XXXX XXXX
05/18/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • TX
  • 75052
Web
XXXX XXXX XXXX XXXX XXXX XXXX , Balance owed {$1100.00}. Tried reaching out to the company to inquire further information. I have no knowledge of this company and maintain help insurance.
04/24/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 33809
Web
Not my debt XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
04/20/2023 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • TX
  • 75089
Web
Collection management whom I dont have business with ( Did not sign a contract ) .Reported this account to my consumer report and it has caused damage and losses. {$680.00}.
12/14/2020 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • MD
  • 21740
Web Servicemember
I have no idea. This number calls and will not identify who they are or what collection company they are affiliated with and or what the alleged debt is that is owed.
12/07/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 77578
Web Servicemember
Lady called today from Credit Management Company asking me to confirm my name and DOB for a debt owed. I refused to confirm either. I have no outstanding debts.
07/05/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • MO
  • 64118
Web
Im not sure whats going on. I have never done business with Credit Management Company, however, an alleged medical debt is being reported to my consumer report
04/13/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • MO
  • 63116
Web
The dates are not accurate as well as the services were supposed to be paid by XXXX XXXX as at the time of said services I was in a homeless shelter.
06/27/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was already discharged in bankruptcy and is no longer owed
  • PA
  • XXXXX
Web
Today, XX/XX/22. Multiple other days I unfortunately erased from my answering machine. Daily calls
10/18/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 77407
Web
Debt is not paid
02/06/2024 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 92026
Web
02/03/2024 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 77706
Web
02/03/2024 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 92880
Web
02/02/2024 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • Frequent or repeated calls
  • AZ
  • 85743
Web
01/30/2024 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • TN
  • 38127
Web
01/30/2024 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • SC
  • 29483
Web
01/29/2024 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was paid
  • TX
  • 78229
Web
01/27/2024 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • AL
  • 35034
Web
01/26/2024 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • TX
  • 77044
Web
01/25/2024 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • PA
  • 18510
Web
01/24/2024 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • CA
  • 90220
Web
01/24/2024 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • TX
  • 752XX
Web Servicemember
01/23/2024 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • MD
  • 216XX
Web
01/22/2024 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • CA
  • 94002
Web Older American
01/19/2024 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 902XX
Web Older American
01/19/2024 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 75048
Web
01/19/2024 No
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • PA
  • 15205
Web
01/19/2024 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • IL
  • 603XX
Web
01/18/2024 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Problem with fraud alerts or security freezes
  • FL
  • 33412
Web
01/18/2024 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • NY
  • 11743
Web
01/18/2024 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • GA
  • 30188
Web
01/18/2024 Yes
  • Debt collection
  • I do not know
  • False statements or representation
  • Attempted to collect wrong amount
  • CT
  • 06111
Web
01/17/2024 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • TX
  • 77084
Web
01/17/2024 No
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was paid
  • TX
  • 78230
Web
01/16/2024 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • PA
  • 18610
Phone Older American
01/16/2024 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account status incorrect
  • NC
  • 27512
Web
01/16/2024 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • FL
  • 33706
Web Servicemember
01/16/2024 No
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 76244
Phone
01/15/2024 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • IN
  • 46383
Web
01/12/2024 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • SC
  • 29483
Web
01/11/2024 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 75241
Web
01/11/2024 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • DE
  • 19802
Web
01/11/2024 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • GA
  • 30248
Web Servicemember
01/08/2024 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • TN
  • 38103
Web
01/08/2024 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Problem with a company's investigation into an existing problem
  • Was not notified of investigation status or results
  • FL
  • 34772
Web
01/05/2024 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 77038
Web
01/02/2024 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • PA
  • 16868
Web
01/02/2024 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account information incorrect
  • MI
  • 48235
Web
12/30/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • TX
  • 777XX
Web Servicemember
12/28/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • GA
  • 31763
Web
12/26/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 34695
Web
12/21/2023 Yes
  • Debt or credit management
  • Debt settlement
  • Confusing or missing disclosures
  • PA
  • 150XX
Web Older American
12/21/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • AR
  • 71854
Web
12/20/2023 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • PA
  • 19014
Web
12/20/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • MO
  • 640XX
Web
12/17/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • TX
  • 77044
Web
12/16/2023 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • Frequent or repeated calls
  • PA
  • 15216
Web
12/15/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 77578
Web
12/10/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • SC
  • 29229
Web
12/08/2023 Yes
  • Debt collection
  • Rental debt
  • Attempts to collect debt not owed
  • Debt was paid
  • TX
  • 75090
Web
12/08/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • MS
  • 395XX
Web
12/07/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • NC
  • 28501
Web
12/01/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • GA
  • 30349
Web
11/30/2023 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • TX
  • 75604
Web
11/22/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Problem with a company's investigation into an existing problem
  • Investigation took more than 30 days
  • MO
  • 63121
Web
11/17/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • GA
  • 31903
Web
11/13/2023 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • PA
  • 19014
Web
11/10/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • KY
  • 41339
Web
11/07/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • LA
  • 70431
Web
11/06/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • NY
  • 10940
Web
11/05/2023 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • OH
  • 44505
Web
11/02/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Problem with a company's investigation into an existing problem
  • Was not notified of investigation status or results
  • TX
  • 75033
Web
10/20/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • FL
  • 32825
Web
10/14/2023 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • VA
  • 23834
Web
10/07/2023 No
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Credit inquiries on your report that you don't recognize
  • GA
  • 304XX
Web
10/05/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • MD
  • 20708
Web
10/03/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • GA
  • 30268
Web
09/28/2023 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • TN
  • 37013
Phone
09/26/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • AL
  • 36535
Web
09/22/2023 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • VA
  • 23832
Phone Older American
09/20/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • OH
  • 45039
Web
09/18/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • FL
  • 33157
Web
09/13/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 77007
Web
09/09/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 78729
Web
08/29/2023 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • TX
  • 77023
Web
08/21/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 75135
Web
08/21/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 32812
Web
08/19/2023 Yes
  • Debt collection
  • Payday loan debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CT
  • 06830
Web
08/18/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • FL
  • 32796
Web
08/15/2023 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • Used obscene, profane, or other abusive language
  • FL
  • 32821
Web
08/11/2023 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CT
  • 06042
Web
08/04/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Credit monitoring or identity theft protection services
  • Problem canceling credit monitoring or identify theft protection service
  • FL
  • 334XX
Web
08/01/2023 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • TX
  • 75166
Web
08/01/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • NY
  • 11203
Web Servicemember
07/26/2023 Yes
  • Debt collection
  • Other debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • MO
  • XXXXX
Web
07/26/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • IN
  • 46222
Web
07/25/2023 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • MD
  • 20785
Web
07/20/2023 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Called before 8am or after 9pm
  • FL
  • 32563
Web
07/04/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • FL
  • 33830
Web
07/03/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • LA
  • 70113
Web
06/24/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • FL
  • 33317
Web
06/20/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • OH
  • 43449
Web Servicemember
06/20/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • NY
  • 14086
Web
06/18/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • NY
  • 11235
Web
06/15/2023 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • PA
  • 15203
Web
06/13/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • IL
  • 60139
Web
06/13/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • DC
  • 20017
Phone
06/12/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 75180
Web
06/11/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • MD
  • 20784
Web
06/10/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • TX
  • 75234
Web
06/05/2023 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 75013
Web
05/25/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • FL
  • 34744
Web
05/18/2023 Yes
  • Debt collection
  • Private student loan debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • AL
  • 361XX
Web
05/17/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • VA
  • 20170
Web
05/12/2023 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • MD
  • 21754
Web
05/12/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • NJ
  • 07026
Web
05/11/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 75115
Web Servicemember
05/08/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • FL
  • 33321
Web
05/05/2023 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Impersonated attorney, law enforcement, or government official
  • FL
  • 33436
Web
05/03/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • MI
  • 48209
Web
04/28/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • AR
  • 71747
Web
04/27/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Credit inquiries on your report that you don't recognize
  • OR
  • 97219
Web
04/26/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • VA
  • 23223
Web
04/26/2023 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • NC
  • 28660
Phone
04/25/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • VA
  • 23231
Web
04/24/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 32506
Web
04/22/2023 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • TX
  • 75241
Web
04/20/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • NC
  • 27607
Web
04/15/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 76542
Web Servicemember
04/14/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 78253
Web
04/06/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 34741
Web
04/03/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • MD
  • 21237
Web
04/01/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • MI
  • 48093
Web
03/26/2023 Yes
  • Debt collection
  • Medical debt
  • Threatened to contact someone or share information improperly
  • Contacted you after you asked them to stop
  • FL
  • 33313
Web
03/25/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TN
  • 37115
Web
03/25/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TN
  • 38127
Web
03/23/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • KS
  • 66614
Web
03/21/2023 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • SC
  • 29803
Web Older American
03/21/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • TX
  • 77441
Phone
03/20/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • MD
  • 21239
Web
03/06/2023 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TN
  • 38114
Web
02/25/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • OH
  • 45406
Web
02/08/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Difficulty submitting a dispute or getting information about a dispute over the phone
  • CA
  • 90638
Web
02/02/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • PA
  • 15132
Web
01/31/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Credit inquiries on your report that you don't recognize
  • IL
  • 60616
Web Older American
01/15/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Credit inquiries on your report that you don't recognize
  • NY
  • 10023
Web
01/15/2023 Yes
  • Debt collection
  • I do not know
  • Threatened to contact someone or share information improperly
  • Contacted you after you asked them to stop
  • MS
  • 38930
Web
01/10/2023 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • PA
  • 15132
Web
12/07/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • IN
  • 46280
Web
11/24/2022 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • MS
  • 38930
Web
11/08/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • PA
  • 16648
Web
10/26/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account information incorrect
  • CA
  • 90250
Web Older American
10/26/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Public record information inaccurate
  • FL
  • 33803
Web
10/23/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • IL
  • 60622
Web
10/20/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • OK
  • 74112
Web
10/18/2022 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • NC
  • 28216
Web
09/06/2022 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • IL
  • 61101
Web
09/05/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Investigation took more than 30 days
  • FL
  • 33351
Web
07/20/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • HI
  • 96744
Web
07/19/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • HI
  • 96744
Web
07/14/2022 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • MS
  • 38930
Web
07/07/2022 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • Frequent or repeated calls
  • IL
  • 60156
Web
07/03/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was paid
  • MD
  • 21783
Web
03/29/2022 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • NY
  • 10990
Web Servicemember
03/22/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • PA
  • 15848
Web
03/15/2022 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • Frequent or repeated calls
  • MS
  • 38930
Web
03/09/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • PA
  • 15905
Web
03/07/2022 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was paid
  • PA
  • 15228
Web
02/23/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • PA
  • 15214
Web
02/15/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • PA
  • 15084
Web
01/27/2022 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • MD
  • 21755
Web
01/10/2022 Yes
  • Debt collection
  • I do not know
  • False statements or representation
  • Attempted to collect wrong amount
  • LA
  • 70809
Phone
01/07/2022 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • Frequent or repeated calls
  • NH
  • 03784
Web
12/13/2021 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • PA
  • 16001
Web
05/05/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • PA
  • 15857
Web
04/22/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • PA
  • 15068
Web
04/16/2021 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 90503
Web
01/30/2021 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 90503
Web
08/14/2020 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • PA
  • 16875
Web
07/26/2020 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • PA
  • 19344
Web
07/17/2020 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • Frequent or repeated calls
  • WV
  • 26070
Web
01/09/2020 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • FL
  • 33468
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