Collection Associates, Ltd. CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
04/21/2021	Yes	Debt collection Payday loan debt	Written notification about debt Didn't receive notice of right to dispute	UT 84116	Web
Hello, to whom it my concern my name is XXXX XXXX XXXX consumer ). I am A federally protected consumer ; I would like to thank you for the opportunity to address my concerns regarding Collection Associates, LTD ( Debt collector ). My account Number is XXXX. On XX/XX/2021 Collection Associates, has infringed upon my rights to privacy under the Fair debt Reporting Act 15 U.S.C. 1692 ( a ) I would like to ask how my location information was gotten, and who provided consent to communicate with me ( consumer ). ). XXXX XX/XX/2021 I received a Letter from Collection Associates. In the initial communication as defined under 15 U.S.C. ) 1692a ( 2 ) Debt collector has communicated with me at an unusual time & place which was inconvenient to me, this is in violation of 15 U.S. Code 1692c. In those statement letter debt collectors failed to appropriately identify the creditor. Also, in those statement debt collectors was not given prior consent from me to communicate with me in connection of this debt, which I would like Collection Associates to provide me my writing consent of such action, If request can not be provided this will be direct violation of 15 U.S. Code 1692c ( a ) The statement letters that I received was not confirming location information instead they have accused me ( consumer ) of alleged debt to harassed me to coerce payment on that debt they have advertised to me which has ruin my reputation, Is a violation of 15 usc 1692d ( 4 ) and 15 usc 1692b ( 1 ) ( 2 ) Collection Associates ( Debt collector ) has use deceptive and unfair mean to collect debt from me. The letter indicating that we are not obligated to renew the offer, this statement falsely suggested that the one-time payment option was time-sensitive when, in fact, Collection Associates would have renewed the offer to accept a one-time payment for the full balance at any time while it still owned the debt. Collection Associates knew or should have known that its actions are violating the FDCPA but neglected to do so and failed to adequately review its actions to ensure compliance with the law. Also, these letter uses language that has confusing me since it is unclear as to whether the account was currently accruing interest. The letter was confusing to the least unsophisticated consumer whether the settlement offer would require me to forego my rights to validate the debt, whether requesting verification of the debt would be interpreted as a rejection of the settlement offer. This collection letter was unclear as to how to dispute the debt, or how would the proceed would work if the consumer mailed a dispute. Im verbally disputing the validity of this debt with Collection Associates. On XX/XX/2021 i have mail this office my dispute letter with a Cease and desist letter, and a invoice. I the original creditor im requesting Actual and statutory damages For violating the FAIR DEBT COLLECTION PRACTICE ACT, 15 U.S.C 1692 et seq Which prohibits debt collectors from engaging in abusive, deceptive, and unfair debt collection practices This is a violation of 15 usc 1692g ( 5 ) .I request All further collection efforts against I ( XXXX ) with regard to the accounts, any negative credit reporting be removed of any database. in addition, to the damages I'm requesting XXXX XXXX Dollars ( XXXX ) to settle. If this offer is not accepted, my next step will be taking this to litigation.
11/03/2016	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	WI 53220	Web
Collection Associates has XXXX accounts open in my name. The most recent XXXX XXXX XXXX XXXX, I do owe. The prior XXXX accounts date around XXXX. They are from xrays and labs performed within my providers building. It is standard practice that you provide your insurance at the counter when you check in. Even according to the website of these services, they state they obtain the information from the hospital or doctor. The collection company will verify that I stated in every phone call that the company needed to properly submit the insurance. I had verified insurance, my other doctors from the same dates of service had done this just fine. By the time this was brought to my attention by the collection company, even if I had submit the insurance myself it would have been denied due to timely filing. The collection company has known I dispute this amount since everytime I have spoke with them, I explain the responsibility of the office and the issue. They have directed me to the providers, or even said " there is nothing we can do because that company is n't our client anymore ''. The providers say the account is in collections and there is nothing they can do. As a manager of a providers office, I know that you have a responsibility when you work with insurance or are in network with them. You also have these situations in your payment agreement. I have requested the collection company verify that the debt they are trying to collect on is collectable based on the agreement with the providers and myself. I also asked that they provide proof that they had actually obtained my insurance information as they state they do, since other providers submit these claims successfully. This has not been done. The collection company asked me to provide proof the claim was submit to my insurance or denied timely. I asked what that would show, and I was told it would show " I actually gave my information ''. I asked what proof they have when they go to the doctor that they gave them a copy of their card. The response was " well I actually do it. '' I am shocked at the level of irresponsibility and unprofessionalism. I was told initially there was nothing I could do but in my professional roles over the last few years I learned how wrong these practices are. Here is the link to the web site of XXXX of the providers I am referencing with their practices, where they even state they may have a delay and rely on the information of others, or they will contact you. By the time it was brought to my attention it was too late. I had previously thought it was processed, or being resubmit, since my other providers they get information from had no problem. XXXX
04/30/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	CA 93727	Web	Servicemember
A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or consciously avoids knowing that the information is inaccurate. Section 604 ( a ) ( 2 ) allows CRAs to furnish consumer reports in accord with the written instructions of the consumer to whom it relates. ( a ) Time to make payments A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose, unless the creditor has adopted reasonable procedures designed to ensure that each periodic statement including the information required by section 1637 ( b ) of this title is mailed or delivered to the consumer not later than 21 days before the payment due date. ( b ) Grace period If an open end consumer credit plan provides a time period within which an obligor may repay any portion of the credit extended without incurring an additional finance charge, such additional finance charge may not be imposed with respect to such portion of the credit extended for the billing cycle of which such period is a part, unless a statement which includes the amount upon which the finance charge for the period is based was mailed or delivered to the consumer not later than 21 days before the date specified in the statement by which payment must be made in order to avoid imposition of that finance charge. Company responded XXXX XXXX responded on XX/XX/2023 RESPONSE TYPE Closed with explanation Company 's Response Due to this dispute, we have removed this account from the consumer 's credit report. The account is still open in our office. The consumer is free to contact our office to discuss what they believe is incorrect about this balance/account. Feedback provided STATUS Feedback provided on XX/XX/2023 Your feedback THE COMPANYS RESPONSE ADDRESSED ALL OF MY ISSUES No ADDITIONAL COMMENTS This is still reporting on my credit report under COLLECTION ASSOCIATES LT I UNDERSTAND THE COMPANYS RESPONSE TO MY COMPLAINT No ADDITIONAL COMMENTS This is still appearing on credit report. Please delete from credit profile THE COMPANY DID WHAT THEY SAID THEY WOULD DO WITH MY COMPLAINT No ADDITIONAL COMMENTS Did not delete from credit report What happens now? Company agreed to delete still showing on my credit report has been over 14 days Still reporting on XXXX under COLLECTION ASSOCIATES LT Last reported XXXX XXXX, XXXX XXXX COLLECTION ASSOCIATE Last reported XXXX XXXX, XXXX XXXX COLLECTION ASSOCIATE Last reported XXXX XXXX, XXXX
05/18/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	PA 19140	Web
Request For Debt Validation Pursuant to 15 USC 1692g Be Advised this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act ( FCRA ) [ 15 USC 1692g ] stating your claim is disputed and validation is requested. This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to the above-named Title and Section. I respectfully request your offices provide me with competent evidence that I have any legal obligation to pay you. At this time, I will also inform you that if your offices have reported invalidated information to any of the XXXX major credit bureaus ( XXXX, XXXX, or XXXX ) this action may constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company you represent, I will not hesitate in bringing legal action against and your client for the following : violation of the Fair Credit Reporting Act, violation of the Fair Debt Collection Practices Act, and Defamation of Character ( per se ). If your offices are able to provide the proper documentation as requested in the following Declaration, I will require at least 30 calendar days to investigate this information, during which time all collection activity shall CEASE and DESIST. Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel for suit. This includes any listing of information to a credit reporting repository that could be inaccurate or invalidated. If your office fails to respond to this validation request within 30 calendar days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file, and a copy of such deletion request shall be sent to me immediately.
07/18/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	OK 74403	Web
On XX/XX/XXXX I had XXXX and provider ordered sequential compression stockings to be worn at home for 2 weeks XXXX XXXX. Claim was submitted to XXXX XXXX XXXX XXXX XXXX for the amount of {$5900.00} by XXXX XXXX XXXX. Id not heard anything from the company or debt being owed until this past week, XX/XX/XXXX. A collection company called Collection Associates in Wisconsin sent a collections letter. I called and asked what it pertained to. They stated it had to do with sequential compression stockings. I wasnt sure which ones they may have been talking about since I wore some while in the XXXX, XXXX XXXX XXXX in XXXX, after XXXX and ones that I was ordered to wear by my provider once I was XXXX. I called the Providers office by whom they had been ordered. They stated they didnt show me owing anything at their facility and to try XXXX XXXX I called XXXX and they stated I owed nothing there and they would contact the XXXX XXXX XXXX representative. The representative called me and stated he showed me not owing anything and that the debt was most likely written off. I told him Id never received a bill. He stated that a 3rd party must have bought the debt and trying to collect. I called XXXX XXXX XXXX to see what the claim status was. I was told they could not give me a copy of the XXXX but that it was denied because the company did not provide documentation showing that I wore the sequential compression stockings. The XXXX XXXX XXXX didnt respond to them or resubmit the claim. I was not aware that this was an issue. There would be no documentation since I took them home to wear. I do not know where to go from here. I do not feel that I owe this full amount since it was not submitted to my insurance company correctly or my insurance should have covered it. It was not resubmitted and I was not called nor mailed regarding that I owed anything. Please help.
03/05/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	FL 32218	Web
Dear Consumer Financial Protection Bureau, I am writing this dispute in reference to the attempts of an unlicensed collection agency, Collection Associates LTD, to collect a debt from me. This agency has been harassing me with frequent phone calls and letters, and I believe that their actions are in violation of both state and federal laws. Firstly, according to the laws of Florida collection agencies must be licensed in the state in which they are conducting business. I have reason to believe that Collection Associates LTD is not licensed to operate in Florida. Additionally, I have reason to believe that XXXX XXXXXXXX XXXX has violated the Health Insurance Portability and Accountability Act ( HIPAA ) by accessing and using my personal health information to collect the debt. I did not give Collection Associates LTD permission to access this information, and their unauthorized use of it is a clear violation of HIPAA. I am demanding that the CFPB take immediate action to investigate Collection Associates LTD for their illegal collection practices. I believe that Collection Associates LTD has engaged in unfair and deceptive acts in violation of the Fair Debt Collection Practices Act ( FDCPA ) and HIPAA. I request that the CFPB take all necessary steps to halt Collection Associates LTDs illegal collection activities and to ensure that they are held accountable for their violations of both state and federal laws. I hope that you will take swift action to address this matter and to protect my rights as a consumer. Sincerely, XXXX XXXX
06/05/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	OH 43207	Web
In XXXX of 2020, I received a credit alert When I checked my credit report I saw that I had a collection account from Collection Associates XXXX XXXX XXXX, XXXX, WI. On further investigation I found that they also operate as Collection Associates LTDXXXX XXXX XXXX XXXX , XXXX , WI XXXX. When I first disputed this account it came back as verified, I have never had an account with this company nor who they say they are collecting for. I have not received any notifications in the mail nor phone calls about this debt it just showed up on my credit reports. I contacted the XXXX and Collection Associates response was that they don't have an account with me. Which is untrue because they are on my credit report. They also operate with two different phone numbers one being ( XXXX ) XXXX and the other being XXXX. I found this out by a class action lawsuit that was filed against them ( XXXX v Collection Associates LTD ). The PO Box address is the one listed on my credit report, the street address is the one I filed a complaint with the XXXX and Collection Associates claim I didn't have an account with them. I believe they are giving consumers the run around by having two different addresses and phone numbers so that we can not complain and just give up.
06/09/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	OH 44601	Web	Servicemember
I received a court document in XXXX of XXXX stating I was being sued and owed {$1300.00} to XXXX XXXX XXXX, which I have never heard of before. It stated my wages would be garnished if it was not paid. I said a loan was taken out in XXXX for {$250.00}. In XXXX I started to file bankruptcy but got a large amount from the VA so I paid off all debt I had and the bankruptcy was dismissed. I have no record of this loan on any credit reporting agencies, I have no emails or records of a deposit from this agency either. When looking over the documents the signature also does not look like mine and Ive signed the same way since joining the XXXX XXXX back in XXXX. This was the first time I have ever heard of the company who was suing me. I do not believe this loan was even given to me. When documents were send over they blocked out the bank account routing and account number and have yet to provide it so I dont even know if it was sent to an account in my name. Looking up information on XXXX XXXX XXXX online they seen to get this complaint a lot. Please help me get this resolved!!
10/03/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	GA 30458	Web
1 ) On XX/XX/2022 my XXXX and XXXX credit ratings dropped XXXX points. 2 ) I found out through XXXX XXXX that this happened because an ambulance company named " XXXX XXXX XXXX '' reporteed an unpaid debt of {$2000.00}. 3 ) I have XXXX XXXX XXXXurance through XXXX Georgia. 4 ) I never received a bill or notice. 5 ) This went directly to collections. 6 ) I can not locate " XXXX XXXXXXXX XXXX '' despite dozens of attempts. 7 ) I have asked Collection Associates at ( XXXX ) XXXX - XXXX to for a letter promising to remove this debt from my Credit Report in exchange for my insurance information. 8 ) Collection Associates refuses to provide : A ) Address or phone # of " XXXX XXXXXXXX XXXX. '' B ) XXXX debt will be removed once paid. 9 ) I want to resolve this, but want my credit rating restored. 10 ) I have confidence the CFPB can resolve this. 11 ) Don't let me down. XXXX XXXX XXXX XXXX XXXX XXXX # XXXX XXXX, GA XXXX ( XXXX ) XXXX XXXX
07/12/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	WI 53188	Web
Called and left a message with the said company asking for validation didn't receive anything from them for about a month. Another letter was sent from a said company called them again and asked if they could send information to me again and told them about the previous message left for them to send validation instead they sent a letter asking for money from a company that I didn't recognize. They have now asked me to pay money from three different companies without any validation. They have only sent me a payment schedule not only that they have hung up on me while trying to get more information about the said debt. I do not agree with their tactics on collecting a debt or trying to solve an issue with the person who may be responsible for said debt.
10/18/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	IL 60441	Web
My XXXX XXXX was Adversed with a collection account on XX/XX/2021 By Collection Associates , LTD . They refused to provide a Validation of debt pursuant to the FDCPA. They have perpetrated Aggravated Identity Theft against Me along with STRONGARM collection tactics that we outlawed years ago. The repeated called third parties and nearbys attempting to contact me by repeated calling for weeks when they were advised I did not reside there and to NEVER call again. They threated an XXXX year old woman with " legal action '' if she did not provide my telephone number to contact.
10/01/2018	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	MD 21220	Web	Servicemember
I had a medical debt. Collection Associates LT ( address XXXX XXXX XXXX XXXX, WI XXXX phone # XXXX ) got a garnishment levy and sent it my employer in XX/XX/2018. My employer paid the debt out of my checks in XX/XX/2018 for the full amount. Now the company is still reporting to credit reporting agencies that I still owe them. I contacted them who said they transferred it to another lawyer and I need to contact them. Their name is on my credit report as reporting still due. I feel they are just giving me the run around instead of correcting this.
01/11/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	WI 53215	Web
Collection Associates reported on my credit an amount owed of {$1000.00}. I am currently making payments as a agreement. I called them to verify the balance and is still at {$900.00}. So far I have paid them {$650.00}. They told me that the original balance was XXXX which is not correct. My credit report clearly shows {$1000.00} which was reported by them.I know I owed on the account, but they are overcharging. Anything that can be done with this?
07/22/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	OH 431XX	Web	Older American
In XX/XX/2018 I had XXXX XXXX. After XXXX XXXX years, a company call Collection Associates LTD contacted me in writing that I owe {$3400.00}, XXXX XXXX XXXXXXXX XXXX. I requested phone numbers to XXXX XXXX XXXX and all phone numbers are not valid numbers. ( XXXX ), ( XXXX ). XXXX XXXX XXXX website states that they are permanent closed. Talk to Ohio Attorney General and they it sound like a scam.
01/06/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL XXXXX	Web
COLLECTION ASSOCIATES LT IS REPORTING THAT I OWE XXXX XXXX XXXX {$970.00} THIS WAS PAID IN FULL THE DAY OF THE XXXX TO THE XXXX CENTER HAVE SENT THEM THE CHECK PROVEN THIS WAS PAID BUT THEY HAVE NOT REMOVED FROM MY CREDIT REPORTS. I ALSO LOST MY XXXX XXXX IN THAT XXXX DUE TO THE XXXX
10/09/2018	Yes	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	FL 322XX	Web
These collections violates the HIPAA act. I didny authorize my personal medical information to be sent to anyone without my consent. I habent received 1 bill as my insurance has paid these amounts and they appear to be duplicate acxounts.
05/26/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	PA 190XX	Web	Servicemember
This account was formerly held by XXXX XXXX XXXX, see previous complaint about XXXX XXXX Because of their illegal tactics this debt was supposed to be zeroed out, instead they sold it to this new company. This debt needs to be removed.
04/17/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	MA 02472	Web
I keep trying to let the the company 's know that I found my information on the dark web and they keep saying it's verified I would like to see all the original applications and build because none are mine Thanks XXXX
10/19/2022	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	TX 751XX	Web
Not sure who this company is or why they are calling. They called my workplace XXXX but would not leave any information. They were told not to call, then right after called my cell phone and did not leave a message.
04/12/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX XXXXX	Web
Company : Collections Associates, XXXX Original lender : XXXX XXXX XXXX keeps reporting an account that has been paid off. They did not send me any proof that account belongs to me and that is valid.
08/11/2016	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	WI 530XX	Web
The dept that they are claiming sould have been covered under my bankruptcy in 2010, but has been on my report sense. I would like it to be removed from my report.
01/04/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 77407	Web	Servicemember

12/17/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	GA 30047	Web

09/02/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	PA 19082	Web

08/05/2023	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	GA 30014	Web

06/28/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	MO 65616	Phone

05/31/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	MO 64138	Web

05/14/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Other personal consumer report	Incorrect information on your report Information belongs to someone else	FL 32218	Web

04/11/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	CA 93727	Web	Servicemember

03/22/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	TX 77590	Web

02/04/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	WI 53222	Web

01/26/2023	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt is not yours	IL 62035	Web

01/16/2023	Yes	Payday loan, title loan, or personal loan Payday loan	Received a loan you didn't apply for	IL 62035	Web

07/06/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	OH 43147	Web

03/02/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 32225	Web

03/02/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 32225	Web

02/12/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	FL 32570	Web

12/17/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	OH 43608	Phone

10/14/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	IL 60643	Web

04/23/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 77084	Web

04/08/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	MO 63114	Web

07/07/2020	No	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	OH 44320	Fax

06/16/2020	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt was paid	OH 44121	Postal mail

09/10/2019	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	WI 53108	Web

02/26/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	UT 84660	Web	Servicemember

12/30/2017	Yes	Debt collection Payday loan debt	Communication tactics You told them to stop contacting you, but they keep trying	OH 45238	Web

12/12/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	WI 53051	Postal mail

11/14/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	IL 60156	Web	Older American, Servicemember

09/20/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	OH 45424	Web

08/10/2017	Yes	Debt collection Payday loan debt	False statements or representation Attempted to collect wrong amount	IL 60110	Web

01/15/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	FL 32257	Web

11/02/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	WI 54115	Web

03/10/2016	Yes	Debt collection Credit card	Communication tactics Threatened to take legal action	NM 87571	Web

08/07/2015	Yes	Debt collection Medical	Disclosure verification of debt Not disclosed as an attempt to collect	WI 53132	Web

03/09/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	WI 53228	Web

02/21/2015	Yes	Consumer Loan Installment loan	Problems when you are unable to pay	WI 53066	Web

10/09/2014	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	GA 30346	Referral

02/28/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	WI 53172	Web

02/18/2014	Yes	Debt collection Credit card	Communication tactics Frequent or repeated calls	WI 53147	Phone	Older American