Cohn, Goldberg & Deutsch,LLC CFPB Complaints

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2000 Latest Complaints
Date Received Timely Response Product Issue State / Zip Submitted Via Tags
08/03/2016 Yes
  • Debt collection
  • Mortgage
  • Improper contact or sharing of info
  • Talked to a third party about my debt
  • MD
  • 210XX
Web
emailed to cfpb ombudsman team Communicating with Third Parties : a known third party confidential information request to release information shared and use upon deposition of all parties involve in the scheme .. The only third parties that a debt collector may contact when trying to collect a debt are The consumer The consumer 's attorney Prohibited Practices Harassing or Abusive Practices Publish a list of consumers who allegedly refuse to pay debts, except to a consumer reporting agency or to persons meeting the requirements of section 603 ( f ) or 604 ( 3 ) of the FDCPA Advertise a debt for sale to coerce payment Communicate, or threaten to communicate, false credit information or information that should be known to be false, including not identifying disputed debts as such Communicate, or threaten to communicate, false credit information or information that should be known to be false, including not identifying disputed debts as such False or Misleading Representations A debt collector, in collecting a debt, may not use any false, deceptive, or misleading representation. Specifically, a debt collector may not Falsely represent or imply that he or she is vouched for, bonded by, or affiliated with the United States or any state, including the use of any badge, uniform, or similar identification Falsely represent the character, amount, or legal status of the debt, or of any services rendered, or compensation he or she may receive for collecting the debt Falsely represent or imply that he or she is an attorney or that communications are from an attorney Threaten to take any action that is not legal or intended Falsely represent or imply that nonpayment of any debt will result in the arrest or imprisonment of any person or the seizure, garnishment, attachment, or sale of any property or wages of any person, unless such action is lawful and intended by the debt collector or creditor Falsely represent or imply that the sale, referral, or other transfer of the debt will cause the consumer to lose a claim or a defense to payment, or become subject to any practice prohibited by the FDCPA Falsely represent or imply that the consumer committed a crime or other conduct to disgrace the consumer Communicate, or threaten to communicate, false credit information or information that should be known to be false, including not identifying disputed debts as such Use or distribute written communications made to look like or falsely represent documents authorized, issued, or approved by any court, official, or agency of the United States or any state if the appearance or wording would give a false impression of the document 's source, authorization, or approval Use any false representation or deceptive means to collect or attempt to collect a debt or to obtain information about a consumer Fail to disclose in the initial written communication with the consumer, and the initial oral communication if it precedes the initial written communication, that the debt collector is attempting to collect a debt and that any information obtained will be used for that purpose. In addition, the debt collector must disclose in subsequent communications that the communication is from a debt collector. ( These disclosures do not apply to a formal pleading made in connection with a legal action. ) Falsely represent or imply that accounts have been sold to innocent purchasers for value Falsely represent or imply that documents are legal process Use any name other than the true name of the debt collector 's business, company, or organization Falsely represent or imply that documents are not legal-process forms or do not require action by the consumer Falsely represent or imply that the debt collector operates or is employed by a consumer reporting agency
04/17/2023 Yes
  • Debt collection
  • Mortgage debt
  • Took or threatened to take negative or legal action
  • Seized or attempted to seize your property
  • MD
  • XXXXX
Web
Cohn, Goldberg, and Deutsch, LLC contacted the Trustee via presentment through the mail to dispute a debt collection. The trustee responded to validate the debt, cease and desist, trademark infringement, etc. Cohn, Goldberg, & Deustch, LLC has been notified of default, was invoiced, a UCC 1 was filed, reported identity theft to the IRS, and the Whistleblower Division of the US Treasury and IRS have an open investigation on Cohn, Goldberg, & Deutsch , LLC. The debt collection agency pursued the trustee by filing a foreclosure case in Howard County Maryland on XX/XX/XXXX. On XX/XX/XXXX an agent from Cohn, Goldberg, & Deutsch , LLC, trespass on my property, and took pictures in preparation to sell my come online and at the Howard County Court House, MD. XX/XX/XXXX, Cohn, et all.. were verbally and in writing notified of CEASE AND DESIST ESTOPPABLE. The debt collection agency Cohn, Goldberg, & Deustsch, LLC, is registered and doing business in the State of Maryland, XXXX ID : XXXX, as a Debt Collection Agency, transacting business in the name or for the account of a corporation - original lender XXXX XXXX XXXX XXXX - that has been forfeited in the State of Maryland, any agent or corporation acting on behalf of the forfeited company is MD RULE 3-514 Prohibition against doing business after forfeiture. Cohn, Goldberg, Deutsch, LLC is acting as a Trustee Substitute Trustee with no consent by me or proof of proper appointment by the Trust Indenture Act, 17 CFR 260.5b1, the trustee invokes the Art 4 Sec 1 of the constitution to file rule 12 [ Texas R. Civ P.12 ] Attorney to show authority. There is no contract approved by the Secretary of the Treasury for the Debt Collection Agency, Cohn, Goldberg, & Deutsch , LLC., 18 USC 3718 Contracts for Collection Services , interference with Trade 15 USC 1 & 2 violation, Judicial Authority from Congress as a member of the Bar association, attorneys can not prove they are an attorney general, Rule 18-102.11. Cohn, Goldberg, & Deutsch , LLC hired XXXX XXXX XXXX company to auction my home on XXXX. XXXX XXXX XXXX and other associated comapny, has posted my personal data [ pictures of my home ] information on their website to be sold online or at the courthouse without my consent. The attorneys can not prove they are attorney general, on behalf of the United States of America based on the Judiciary Act of 1789, Disqualification MD RULE 18-102.11, ABA RULE 2.11, I believe these violations have occurred, 31 USC 3729 : False claims, 18 USC 241 , 18 USC 242 , MD Rule 5-602 - Lack of Personal Knowledge, impersonation, misrepresentation, XXXX activity, MD. Commercial Law Code 3-311, MD XXXXommercial Law Code Ann. 13-301 ( 2021 ), MD. Commercial Law Code Ann. XXXX ( XXXX ), Md. XXXX XXXX. XXXX, XXXX XXXX XXXX, Maryland Consumer Protection Act ( MCPA ) and others XXXX
12/15/2023 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • MD
  • 206XX
Web
I am writing to file. a complaint against Cohn , Goldberg & Deutsch , LLC for their egregious violation of the Fair Debt Collection Practices Act. I received a letter from this company dated XXXX XXXX stating that they are attempting to collect a debt and that I had I until XXXX XXXX to request validation of the debt, and if not, the debt would be assumed valid. In response, I promptly sent a letter by USPS certified mail tracking # XXXX in response to that letter on XXXX XXXX which was received by this company on XX/XX/2023 at XXXX, which was well within the timeframe. Despite this, Cohn , Goldberg & Deutsch , LLC failed to acknowledge the debt validation letter to provide any proof of the allege debt. Which it is now assumed invalid. To my dismay, I discovered that on XXXX XXXX XXXX XXXX XXXX XXXX XXXX filed a claim in XXXX XXXX, MD District Court, which not only contradicts the FDCPA but also constitutes unfair and deceptive practices. They have not only disregarded my request for debt validation but also pursed legal action without proper verification. It is essential to note that I have mail forwarding from my previous address to my current address which was provided to the company in the letter received by them, and I use USPS informed delivery to monitor incoming mail. Despite this, Cohn , Goldberg & Deutsch , LLC has not sent any response or validation documents. Within the 30-day timeframe specified by the FDCPA, all collection activities were supposed to cease and desist until validation was provided, giving me 30 days to investigate once received. However, Cohn , Goldberg & Deutsch has provided no response, denying me the opportunity to validate the allege debt. Furthermore, I sent another letter Dated On XX/XX/2023 which the company received XXXX XXXX at XXXX ( USPS tracking XXXX ) explicitly informing them of their FDCPA violations and the lack of grounds to purse legal action. In this letter, I emphasized that any attempt to sue would result in a lawsuit being filed against their company for damages deemed reasonable. It is crucial to note that I made them aware that their silence would be considered acquiescence, implying their agreement to be sued for any claims I may file against them. Despite these explicit warnings and attempts at resolution, the company has failed to respond, further demonstrating a blatant disregard to the FDCPA and a lack of commitment to their duties and resolving this matter amicably. Your assistance in addressing this matter and holding Cohn , Goldberg & Deutsch , LLC accountable for their actions is greatly appreciated.
06/10/2017 Yes
  • Debt collection
  • Mortgage debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • MD
  • 21117
Web Servicemember
This Attorney and XXXX XXXX have violated my FDCPA rights by their continued attempts to collect an alleged debt before providing validation of debt. My original request dated XX/XX/XXXX has gone unanswered. I am exercising my rights under th e " Fair Debt Collections Practices Act '' a s codified at 15 USC 1692, which stipulates that a debt collector must, if requested, provide validation of the alleged debt, i.e. validate the debt, per " The Fair Debt Collections Practices Act '', " FDCPA ''. The debt collector ( Foreclosure Attorney, Bank, Alleged Lender ) is mandated under " FDCPA '' to cease and desist ALL collection activity until validation of the original note is provided .

This law firm and XXXX XXXX XXXX are in violation of Fair Debt collection practices by continued attempts to collect this debt. All collection activity should have ceased and desisted until validation of the debt is provided. This is my 2nd request and as of XX/XX/XXXX I have yet to receive the requested VALIDATION documentation.

I have requested the following : 1. Copy of the original alleged note accompanied by an AFFIDAVIT from the alleged Lend er 2. Ide ntify to what the alleged debt pertains. 3. Provide details how the alleged debt was calculated. 4. Provide Regulation Z, and Notice of Right to Cancel ( Truth in Lending Act ) 5. P rovide copies of any papers that show that I agreed to pay the alleged debt. 6. Identify the original creditor and all Assignments from the Securitization based on the Pooling and Servicing Agreement t o the original creditor. This means a valid legal chain of title from the depositor to the trust. Nobody bu t the Depositor ( Settler ) can transf er property to the trust. 7. Provide the agreement between the creditor and your firm which authorizes you to collect funds ( without a contract, your firm has no right to foreclose ). 8. Provide evidence that you are licensed to collect in my state. 9. Provide your license numbers and the Alleged Lender 's Registered Agent.

07/15/2017 Yes
  • Debt collection
  • Auto debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • MD
  • 20602
Web
My car was repoed on XXXX /2017. I received notices of the car auction date and time and what I need to do if I wanted to keep my car. on XXXX / XXXX /2017 I received a letter from Cohn , Goldberg & Deutsch collection agency on behalf of XXXX . It stated I had 30 days to dispute the validity of this debt or any portion thereof, and I did just that. The first certified letter I sent was to confirm that debt belonged to me XXXX / XXXX /17 I then received the initial contract from XXXX XXXX XXXX that I signed. I then sent another certified letter on XXXX / XXXX /2017 requesting Under the laws of the State of ( Maryland ) UCC ( 1-103, MD COML ) and State RISA and MVISA statutes a deficiency can not be claimed unless all of the required notices were properly and timely given, and all of the allowable redemption and cure time limits were adhered to.I requested copies of the legal notices and proof of the commercially reasonable manner of the resale of the subject vehicle. If no such proof is provided within 14 days of receipt of this notice, the alleged claim of a deficiency will be considered and null avoid.I received a phone call from XXXX XXXX stating that they received my letters and that they notified XXXX for an update but to their understanding, the car had n't been sold. The third certified letter I sent was on XXXX / XXXX /17 notifying them that they failed to verify my request within the 30 days and by law, they have to remove this account from my credit report. I then received a letter from XXXX on XXXX / XXXX /17 of a {$8300.00} deficiency balance and another letter from Cohn , Goldberg & Deutsch , LLC on XXXX / XXXX /17 saying I have a deficiency balance of {$16000.00}. I followed all the proper procedures and kept a paper trail of the communication line on behalf .
03/28/2020 Yes
  • Debt collection
  • Other debt
  • Took or threatened to take negative or legal action
  • Collected or attempted to collect exempt funds
  • MD
  • 21742
Web
I have been battling XXXX for 2 years while caring for a baby as a single mother. Unfortunately I got behind on my bills and one bill collector located in XXXX - Cohn, Goldberg and Deutch ( XXXX XXXX XXXX, XXXX, MD XXXX ) has been especially aggressive and nasty in pursuit of collections. On Tuesday THIS WEEK -- in the MIDDLE OF THIS CRISIS I was purchasing groceries at the grocery store and my card declined. This collection firm emptied my bank account to - {$11000.00} in the middle of a crisis. I do not work and the money they collected was my XXXX payment. They did not leave me with a single penny. NOTHING to purchase essential food items for me or my child. They have since attached my bank account. No money for food and basic necessities, no access to the {$750.00} I had to care for myself and my child. HELP! I am still on XXXX for XXXX. I have never heard of such an unkind form of behavior in my life. I am very afraid for me and my child 's well-being. I do not know if you will get this message or be able to offer help, but it would be so appreciated. I am afraid and I feel attacked by this company during a VERY stressful time in my life where I am afraid for my health and life.
08/23/2016 Yes
  • Debt collection
  • Mortgage
  • Communication tactics
  • Used obscene/profane/abusive language
  • MD
  • 210XX
Web
communication tactics Seized or attempted to seize property Used obscene, profane or other abusive language continue to advertise property as foreclosure after debtor seek relief In the days following bankruptcy filling. the debt collector XXXX XXXX, XXXX law firm Cohn Goldberg Deutsch may have approved the use of violence or even orchestrated it .from evidence and actions and the pride inspired by this third party .the debt collector only way was to play on the old fear, bulling and treacherous. inflict XXXX to collect a debt, that include the third party inflicting physical injury orchestrated by Cohn Goldberg m and Deutsch and XXXX XXXX, XXXX these debt collector moral compass is off course. they seem to have take the position that they are above the law. Portraying their actions as perfectly permissible. TO COLLECT A DEBT. The debt collectors XXXX XXXX, XXXX COHN AND GOLDBERG, Deutsch, XXXX XXXX XXXX XXXXl XXXX, XXXX, XXXX XXXX XXXX
08/24/2023 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • MD
  • 21113
Web
Hi, I been reaching out for a debt collection company for over a year inquiring on the remaining balance, most of XXXX, and the company did not respond back because I was indicating that based on my records the debt was supposed to completed and paid in full. Now someone from the company a year later is threatening to sue based on their lapse of their company not following up with my inquiries about my debt being satisfied is now saying they are going to sue me cause my debt was collecting interest. When in addition to, they refused to update on my account balance when inquired as well. And the first time someone follows up with me over a year later was today XXXX XXXX XXXX XXXX
07/13/2016 Yes
  • Debt collection
  • Mortgage
  • False statements or representation
  • Attempted to collect wrong amount
  • MD
  • 210XX
Web
communication tactic continue to collect a debt i did not owe false statement and representation Cohn Goldberg Deutsch, XXXX XXXX knew the facts were fraud see attached documents submitting XXXX XXXX fraud lost note affidavit. thanks to the GREAT JUDGE THAT DENIED THEIR FRAUD Foreclosure Fraud - Titles Used by XXXX XXXX of XXXX DOCUMENT IN CASE FILE IN 2008 REVEALS FORECLOSURE MILL LAW FIRM CONTROL COHN GOLDBERG DEUTSCH IN THIS CASE # XXXX KNEW THE FACTS WERE FRAUD AND WERE TRYING TO GET HIS HONORABLE JUDGE XXXX XXXX TO SIGN OFF ON THEIR FRAUD SEE ATTACHMENTS TODAY THE THIS SAME DEBT COLLECTOR LAW FIRM STILL CONTINUE TO FILE QUESTION DOCUMENTS IN COURTS TODAY CASE
01/30/2020 Yes
  • Payday loan, title loan, or personal loan
  • Personal line of credit
  • Struggling to pay your loan
  • MD
  • 21206
Web
The agency of Cohn Goldberg & Deutsch sent all the letters to the wrong address and when I went to my daughter 's house to fix the heat for her tenants she told me to check her mail and that's when I seen the letter from there office. I contacted them and they wouldn't let me talk to a lawyer in there office. This account was charged off on XX/XX/XXXX and they sent me a letter which is dated XX/XX/XXXX and in Maryland it's only 3 yrs on any writing contract. They issued a garnishment against me. I called once again the gentleman said they issued a judgment on XX/XX/XXXX I checked it and didn't see any judgment against me.
04/17/2016 Yes
  • Mortgage
  • Reverse mortgage
  • Application, originator, mortgage broker
  • MD
  • XXXXX
Web Older American
XXXX XXXX Sheriff Dept delivered foreclosure proceeding for a lost note on XXXX/XXXX/XXXX. The law office handling the case also sent a notice to all tenants on XXXX/XXXX/XXXX pertaining to foreclosure actions which is another case. No resolution or settlement was met pertaining to actions to take place at any time after XXXX XXXX, XXXX pertaining to alleged lost note affidavit filed in Circuit Court as recorded on XXXX XXXX, XXXX. The reverse mortgage originated in the amount of {$300000.00} is a credit line that was not advanced and/or any portion thereof at any time between XXXX and XXXX as alleged.
05/17/2016 Yes
  • Debt collection
  • Mortgage
  • Disclosure verification of debt
  • Right to dispute notice not received
  • MD
  • 210XX
Web
Did not disclose communication was an attempt to collect a debt Not enough information to verify debt i.e. amount of debt & name of creditor Did not receive notice of right to dispute assignment fraud was to the servicer assignment fraud was challenge in 2012 upon discovery they dismiss the case of fraud assignment was prepared by co-conspirator XXXX XXXX, PC, and debt collector XXXX XXXX, Na ( XXXX ) XXXX, XXXX XXXX ) without document of true fact of who the owner note, or mortgages are .lack of transparency and fraud activities
12/09/2019 Yes
  • Mortgage
  • FHA mortgage
  • Closing on a mortgage
  • MD
  • 21220
Web Older American
On XX/XX/XXXX, I did a refinance on my home XXXX XXXX XXXX XXXX XXXX. with XXXX XXXX XXXX, XXXX. In XXXX we had to file bankrupcy to try to save my home. It appears that attorney 's XXXX XXXX XXXX, Cohn , Goldberg & Deutsch , LLC handle the foreclosure process & the bankruptcy, my husband was put on one court docket as the Debtor, my husband name is not on the deed, it seem to be personal because on my XXXX XXXX credit report a XXXX XXXX XXXX, & XXXX XXXX was on my report.
02/25/2016 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • MD
  • 20886
Web Older American
I took out XXXX personal loans on XXXX separate occasions from XXXX XXXX XXXX : ( 1 ) {$2000.00} and ( 2 ) {$6000.00}. I have already paid over {$14000.00} for both. I stopped paying for the last loan since I was told I had paid it off, but still owed {$4600.00}. The law firm to whom my outstanding debt was sent, Cohn, Goldberg & Deutsch said they may sue me for an additional {$4600.00}. Can you help with this excessive usury? Thank you.
08/11/2016 Yes
  • Debt collection
  • I do not know
  • Taking/threatening an illegal action
  • Attempted to/Collected exempt funds
  • MD
  • 207XX
Web
XXXX XXXX XXXX illegally collected and held protected SSI Funds, with out performing proper account review. Took advantage of a venerable XXXX person by not releasing the funds, and would not provide any documents pertaining to her frozen account. Would not release funds until I advocated for my mother, showing this act violated ( 31 CFR 212.2 ), ( 31 CFR 212.4 ), ( 31 CFR 212.5 ), ( 31 CFR 212.6 ) and ( 31 CFR 212.7 )
05/08/2016 Yes
  • Debt collection
  • Mortgage
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • MD
  • 210XX
Web
Attempted to collect wrong amount Debt resulted from identity theft Did not receive notice of right to dispute Not enough information to verify debt i.e. amount of debt & name of creditor Did not disclose communication was an attempt to collect a debt
03/14/2023 Yes
  • Debt collection
  • Mortgage debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • VA
  • XXXXX
Web Servicemember
Pursuant to Fair Debt Collection Practices Act I have mailed / email ( per attached documents ) disputing the debt and request for validation on XX/XX/2023 ; XX/XX/2023 and XX/XX/2023.
02/02/2024 Yes
  • Debt collection
  • Auto debt
  • Attempts to collect debt not owed
  • Debt was paid
  • MD
  • 21028
Web
04/06/2021 Yes
  • Debt collection
  • Mortgage debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • NV
  • 89134
Web
03/25/2020 Yes
  • Debt collection
  • Payday loan debt
  • Took or threatened to take negative or legal action
  • Sued you in a state where you do not live or did not sign for the debt
  • MD
  • 21742
Phone
01/22/2018 Yes
  • Debt collection
  • Other debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • MD
  • 20906
Web
09/14/2017 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you in a state where you do not live or did not sign for the debt
  • NJ
  • 07028
Web