Coast to Coast Financial Solutions, Inc. CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
11/11/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	KS 662XX	Web	Older American, Servicemember
XXXX XXXX has attempted to charge me {$40.00} for trash service provided at my residence on XXXX XXXX in XXXX, KS. I fully paid XXXX XXXX for the period XX/XX/XXXX to XX/XX/XXXX and then cancelled their service for the next period due to miserably poor service. During the prior period XX/XX/XXXX to XX/XX/XXXX XXXX XXXX failed to pick up both trash and recycling on several occasions. The service interruptions began to occur occasionally prior to XX/XX/XXXX but the number of weeks skipped by XXXX XXXX became more frequent during XXXX and XX/XX/XXXX. During XXXX I went consecutive weeks without a trash pickup therefore I was forced to find another trash and recycling service provider. As a result of the unfulfilled services by XXXX, I contacted customer service on Thursday XX/XX/XXXX to cancel my service and request a credit for the incomplete service during the prior period. I did not receive a credit for the skipped weeks. Instead the customer service representative explained XXXX was having difficulty hiring and retaining drivers. I was instructed to put the containers at the curb on XX/XX/XXXX as they would send a truck to retrieve their containers. I followed the instructions however no pick up occurred. I followed up again and was told the truck would come on XX/XX/XXXX to pick up the containers. Again, no-show by XXXX. This annoying cycle continued for nearly five more months and on XX/XX/XXXX XXXX XXXX finally arrived to retrieve their containers nearly six months after service had been cancelled. I am confident I am entitled to a refund from XXXX XXXX for the multiple weeks of unfulfilled trash collection services they failed to provide to me. I am willling to settle for a {$0.00} balance but I am absolutely unwilling to pay an additional {$40.00} for services they did not provide. In XX/XX/XXXX I received a debt collection notice from COAST TO COAST FINANCIAL SOLUTIONS advising me I must file a dispute prior to their XX/XX/XXXX deadline. On XX/XX/XXXX I sent a written notice to XXXX XXXX explaining the same details noted in my description above. No response from XXXX XXXX, instead I received a second letter from COAST TO COAST FINANCIAL SOLUTIONS on XX/XX/XXXX threatening to report the alleged debt to XXXX, XXXX and XXXX if I do not immediately pay {$40.00}. Undoubtedly it would be easier to simply pay the unjust amount however I am fighting because neither REPUBLIC SERVICES nor COAST TO COAST FINANCIAL SOLUTIONS should be allowed to intimidate customers into paying unjust amounts. I understand COAST TO COAST employees are paid incentives based on the amounts they successfully collect therefore it does not surprise me they are both persistent and aggressive in their efforts. I am an XXXX year old retired man so I have the spare time needed to defend myself from this unjust bill collection scam. I faced much tougher obstacles as a XXXX XXXX XXXX andXXXX I am not intimidated by some kid at COAST TO COAST FINANCIAL SOLUTIONS who probably never served their country. I appreciate the US Government for having established the CFPB to hold companies accountable for their conduct. Thank you for taking time to evaluate my case. Please let me know if you would like to have copies of the invoices and letters between me and these two parties.
09/05/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	DC 20008	Web
XXXX XXXX XXXX XXXX ( XXXX XXXX XXXX ) is disputing XXXX XXXX ' claim, which has bee referred to XXXX XXXX XXXX XXXX XXXX, that XXXX XXXX XXXX owes XXXX XXXX {$740.00}. As we have told XXXX XXXX repeatedly in several e-mails to that company, XXXX XXXX XXXX does not believe that it owes more than {$160.00}. Until XXXX XXXX produces a contract that shows otherwise, XXXX XXXX XXXX will not pay any more than {$160.00}. Below is an explanation of our position : XXXX XXXX XXXX available accounting records show that XXXX XXXX XXXX was doing business with XXXX as far back as XX/XX/XXXX. Between XX/XX/XXXX and XX/XX/XXXX, XXXX 's monthly bill rose from less than $ XXXX to $ XXXX. The difference between XX/XX/XXXX and XX/XX/XXXX was nearly an astronomical 13 %. When XXXX XXXX XXXX realized the huge jumps in XXXX bills, XXXX XXXX XXXX explored the competition and investigated XXXX. XXXX XXXX XXXX ascertained that the competition was charging half XXXX rate for better service and that there were hundreds of reviews on-line by XXXX customers complaining of similar price gouging by XXXX. XXXX XXXX XXXX complained to XXXX about its substantial yearly cost increases. In response, the company did not produce any documentation authorizing it to raise the rate for its services, much less apologize for basically taking advantage of XXXX XXXX XXXX. On XX/XX/XXXX, XXXX XXXX XXXX notified XXXX XXXX that it would no longer require trash collection from that company. At that time, a XX/XX/XXXX invoice for XX/XX/XXXX service was outstanding. The total bill for XX/XX/XXXX was {$660.00}. Because of the XX/XX/XXXX notice, XXXX performed only a quarter of the service covered by the outstanding invoice. Accordingly, XXXX XXXX XXXX position is that XXXX XXXX XXXX owes only one-quarter of {$660.00}, or {$160.00} ( subject to XXXX producing a contract or other basis for legal entitlement to more which, despite repeated requests by XXXX XXXX XXXX, XXXX has failed to produce ). We are deeply concerned that XXXX has been increasing the charges to XXXX XXXX XXXX for over a decade at levels that were not authorized by our initial agreement with XXXX. XXXX can not possibly have had a right to increase our bills over $ 141 monthly rate that is reflected on XXXX XXXX XXXXs books. While we are concerned that XXXX actually owes XXXX XXXX XXXX funds ( perhaps thousands ), we have generously offered to pay {$160.00}. XXXX has declined our offer. As XXXX XXXX XXXX has informed Republic, XXXX XXXX XXXX is a nonprofit that operates on a very tight margin. XXXX XXXX XXXX can not afford to just give XXXX several XXXX dollars more than XXXX XXXX XXXX legitimately owes.
10/24/2019	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL 33150	Web
XXXX, XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXX, XXXX, FL XXXX ATTENTION DISPUTE DEPARTMENT TODAYS DATE : XX/XX/XXXX COAST TO COAST FINANCIAL Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report. I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft. ( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ). ( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity. A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information. The reference items are listed below please take this matter very serious COAST TO COAST FINANCIAL I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX XXXX Telephone Consumer Protection Act Litigation, Case No. 11-MD-2295-JAH-BGS, in the U.S. District Court for the XXXX District of California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX, XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXX, XXXX, FL XXXX
12/05/2018	No	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	FL 33040	Web
Coast To Coast Financial Opened XX/XX/2018 Your company have violated FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report. I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft. ( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ). ( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) The repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity. A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under section 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information. The reference items are listed below please take this matter very serious Coast To Coast Financial Opened XX/XX/2018 I have report your company to consumerfinance.gov As a form of record and I am prepare to sue your company Example In re XXXX XXXX XXXX, XXXX Telephone Consumer Protection Act Litigation, Case No. XXXX, in the U.S. District Court for the XXXX District of California Stop collection proceedings against me Signatures on applications and accounts Investigators report XXXX, XXXX XXXX SOC SEC # XXXX DOB XX/XX/XXXX ADDRESS XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, FL XXXX
05/05/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	LA 70605	Web
Debt should have never gone to a collection agency because there was no debt. XXXX did not know anything about this until I was getting a loan at the bank I have excellent credit. When I saw this collection from coast to coast for XXXX I investigated and found out alarm services turned in a collection saying I owed them XXXX for a digital monitor the equipment. I gave proof to them that both the monators were sent back and signed for by them on XXXX/XXXX/2014 with XXXX. serial numbers XXXX and XXXX Then the collection sent me an invoice trying to collect for it going to the collection agency which it should not have gone in the first place of XXXX saying this is a settlement offer. I told them that I was not going to pay for something that should have not gone to them in the XXXX place. Then they send me another invoice from coast to coast for alarm monitoring services for the amount XXXX that they are saying I owned them again. In the XXXX place I never got notice of oweing them anything in 2014 then they said it was for equiment they did n't get which I proofed to them they got which XXXX of there equiment was in XXXX package, how did they get XXXX without out the other, then they said it was canceling without notice which I gave them notice. This company has messed up my credit with there lies. I have all the paper work with this if you need it I can mail it to you I do n't know how to put it on here. I sent this to the XXXX and made a complaint to them.
10/12/2023	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 91709	Web	Older American
Date of service, XX/XX/XXXX ( XXXX XXXX XXXX ) invoice attached. First notice of outstanding debt XX/XX/XXXX ( Coast to Coast Financial Solutions ) copy attached. Call to creditor and collection agency XX/XX/XXXX, to explain I was unaware of any such debt and questioned if the bill had been submitted to XXXX XXXX XXXX XXXX for payment and learned it had not been presented. Approximately two years thereafter XXXX XXXXXXXX XXXX submits to Coast to Coast for collection instead of billing the insurance. Since the date of service XX/XX/XXXX, I changed to a different insurance provider. When I contacted XXXX XXXX XXXX and or XXXX XXXX XXXX in XXXX, it was confirmed that the bill had not been submitted and there was no knowledge of the same. Essentially, XXXX XXXX was never billed by XXXX XXXXXXXX XXXX and I was never provided with an form of notification until XX/XX/XXXX by Coast to Coast debt collections. I have requested that Coast to Coast not continue to call, mail and threaten me with negative credit reporting and instead have their client bill the insurance as they should have originally for payment. In my desperate attempts to have Coast to Coast stop their collection tactics, I delivered a written request for them to " Cease and Desist " from any further action against me ... ... ... ... ... ... ... ... they refused and sent communication the very next day.
05/05/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	OH 43035	Web	Servicemember
Coast to coast has a negative remark on my credit report. I just paid off that account, via XXXX XXXX . It was written off and sent to coast to coast, previously.. I am NOT paying the same bill twice. This account needs to be removed from my credit report. I can forward any proof necessary, as to show that the bill is paid off. On my credit report it shows it was opened in XXXX or sent to coast to coast, XXXX XXXX actually informed me that this account was written off back in XXXX of XXXX . Coast to coast has it written on my credit report, that it 's been recently opened in XXXX of this year. That is false. I want this removed immediately, as it 's paid off. Or i will seek legal action. I am attempting to repair my credit report, one bill at a time and this needs to disappear off my credit report. XXXX XXXX has reopened my trash removal service. I 've asked to have this negative remark, taken off my credit report, and they refuse to do so. It 's also really hard to get hold of a representative from the actual company COAST TO COAST. Any mail automatically goes to a XXXX XXXX which tells me that this third party debt collection agency could be fraudulent.
01/05/2023	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	IN 47403	Web
I signed up for XXXX XXXX XXXX in XX/XX/XXXX and canceled their service within the same day. I received a full refund of my deposit from this company at the time. I then receive a letter from a debt collection company named " Coast to Coast Financial Solutions '' in XX/XX/XXXX claiming I owed {$11.00} to XXXX XXXX XXXX and never paid them. I never received any letter from XXXX XXXX XXXX claiming I owed them money at any point and wouldn't owe them anything as I had never used their sevice. When I called XXXXXXXX XXXX XXXX to ask why I owed money I was told " We can't see what you owed or why now that it's passed on to the debt collection agency ''. I called Coast to Coast Financial Solutions to explain that I owed nothing and that I wouldn't be paying them. They stated over the phone that I would need to write out my complaint on the back of the letter I received and send it back to them. I was not contacted in any way after this until I received a letter from Coast to Coast Financial Solutions on XX/XX/XXXX stating they'd begin pulling my credit score and harming my credit until I pay them. This has led to me filing this complaint.
10/04/2022	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 94513	Web
Coast to Coast Financial Solutions is attempting to acquire payment for services performed by XXXX XXXX XXXX. In XX/XX/22 I asked XXXX to provide me my current agreement. They acquired the company that I had an active agreement with that stated pest treatment would almost completely reduce the amount of pests on the premises. Since their acquisition, they did not meet the terms of the agreement in place with the previous vendor. I sent in a request for help in XX/XX/22. No one responded in over a month. At this point, I had to hire another vendor. XXXX responded by threatening sending me to collections. I asked them to confirm the level of service per the agreement. They sent me to collections. 1 ) The debt collector has Failed to provide me with information that allows me to verify that I owe a debt for services not rendered - i.e. pests control services did not result in pest control 2 ) The debt collector is Attempting to collect fees or additional sums not allowed for in the original contract At this point I feel harassed and taken advantage of and I want them to leave me alone.
01/10/2019	No	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	VA 20191	Web
I have applied for a mortgage loan with the XXXX XXXX XXXX XXXX XXXX and they are requesting that a collection item on my credit report for {$280.00} reported by Coast to Coast XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX be disputed/resolved before I can close on my loan. I attempted to access my credit reports through XXXX. I was able to access the XXXX and XXXX sites but I could not access the XXXX site. The fraudulent item was not on the two sites that I could access so it must be on the XXXX site. I have attempted to access their site with no luck. The phone number on the site only allows you to order the report through the mail which I have done but it can take up to 15 days to receive and not sure how I will be able to dispute the item if I can not access online? They are reporting fraudulent activity on me and I can not access their site to resolve this issue. This is holding up my mortgage loan and I am reporting XXXX and Coast to Coast to the CFPB to have this fraudulent item removed from my credit report and be able to close on my mortgage loan.
12/24/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	OH 43054	Web
Dear XXXX. Relations Mgr., I ask that you provide validation for account history information COAST TO COAST FINANCIAL transmitted to any consumer reporting agencies for me, XXXX XXXX XXXX for the so-called account number # XXXX. Since personally harmful serious problems may be present within transmitted data, I am asking that your company mail this validated information within thirty days. Additionally, formally concur that you adhered to all provisions of the FDCPA or applicable laws after my term of enrollment as a student. Forward more than a cursory account history. In lieu of that this is a call for a formal audit. If these reasonable demands can not be met during this reasonable period, materials disseminated from COAST TO COAST FINANCIAL to any consumer reporting agencies should not be regarded as correct and may bespeak an abridgment of the law. Given that circumstance, vacate that reported information immediately. I appreciate any assistance you will provide.
04/05/2022	No	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	ID 832XX	Web
this company failed to provide service because of lack of manpower during the coved pandemic, I called the local representative a bunch of times. One excuse after another, so I canceled my service. The local contact tried to talk me out of canceling but I had paid for service not delivered. I thought I should receive a refund, but to no avail. They brought out a second receptacle, which I did not order. Called back and canceled again, so they said set the receptacles out in the barrow ditch. By this time I had signed with a different provider for the service. I kept receiving bills, I continued to call the local number which wasn't being answered with any regularity. The company is XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXXXXXX, Idaho. XXXX. I had canceled XX/XX/XXXX and was in good standing at that time. The bills kept coming as though I was still a customer. I had balanced my account with a local representative over the phone and she had agreed I was current.
07/10/2023	No	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	CA 90222	Web
I am very concerned regarding the serious possibility that you have not followed the permissible purpose provisions of the federal FCRA. I have Collections, charge offs and inaccurate personal information reporting on my credit I also have loans that are not mine that reached it statue of limitation seven years of reporting please remove immediately. The Act specifies that you must document your reasons for requesting my report and, when in error, remove them as well. I am depending upon XXXX to follow the statute : Either provide documentation that the law was followed by researching the matter at once, or remove these offending collections, charge offs and inaccurate information as soon as possible. According to FDCPA all negative items are no longer allowed to be reported to any of the credit bureau, I have not got contacted about these matters so Im asking that these items be removed immediately.
05/15/2023	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 95205	Web
I am being charged {$1400.00} by a debt collector called Coast To Coast Financial solutions because of a debt history i have with a garbage utility. They told me that its been under my NAME since 2021. This is NOT true. I have proof its under a different name and it was recently changed without my authority. I do not live in the household and my name was used. I told the XXXX company to reverse the name because I am not responsible for this bill and they told me to contact collections. This is very frustrating to know that someone can authorize my name without my permission and live off a garbage bill for quite some time. Its very sad and I can not afford to pay this. I need help to get this removed. I do not live or own this house so this is unfair. I feel someone used my name without knowing. I am providing proof of a bill from last year under the name XXXX XXXX XXXX which is not my name.
02/23/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	CA 91763	Web
I was received bills from COAST TO COAST FINANCIAL SOLUTIONS, account number : XXXX, Re : XXXX XXXX XXXX, Total due : {$20.00}, and the letter told me If I don't pay that amount they will sent me to collection and the will be effective on my credit score. I want to fill this claim because I did not know why I owe them {$20.00}. I want to explain I need get XXXX XXXX every 3-4 months because i had XXXX XXXX in my body, Every time I came to XXXX XXXX office I had to pay my copay {$20.00} that amout is base on my Insurance before I was get a XXXX XXXX .If I don't pay co-payment they never do XXXX XXXX for me. Another thing I want to fill this claim because i don't want they sent bills to their clients with small money on bill like that with no explaining why, I think too many people they don't remember they paid or not, they don't want get trouble and they sent money to them.
05/22/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	OH 45459	Web
XXXX of 2019 it was brought to our attention by XXXX that our bill was delinquent and that we owed {$120.00} which was promptly paid. The account was set up on direct withdrawl and the card had expired which we were never contacted. The amount was promptly paid in XX/XX/2019 with no monies owed aside from our monthly bill from that date until now. I provided the information to XXXX and XXXX where it appeared, screenshots and account status, XXXX has removed the inaccurate reporting however XXXX replied that the account has been verified which is not possible, my account evidences this. This is keeping myself and my wife from being able to refinance our home due to the score this is hurting. I can provide statements to show the discrepancy was paid on XX/XX/2019, I can provide a copy of my account evidencing, I can also provide the proof that XXXX removed this from my account.
04/27/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	FL 33021	Web
Hello, i am a identity theft victim as shown on my credit report. i have no idea where this debt came from. after receiving the debt collection letter i called the company to ask additional information about the unknown debt over the phone ( ( XXXX ) XXXX ) after at least 15 calls i spoke with the a person which refused to give me the information and threatened me with collection on the credit report. After the phone call i sent a letter to " COAST TO COAST FINANCIAL XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX '' with request of more information bout the debt such as : contract, my signature and any other related information about the debt.. ( copy of their debt collection letter attached to that letter as well ... ) its more than month and half and still nothing. ill ask to remove this collection notice from my credit report because a failure of debt proof .. thank you
04/27/2019	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	FL 33021	Web
Hello, i am a identity theft victim as shown on my credit report. i have no idea where this debt came from. after receiving the debt collection letter i called the company to ask additional information about the unknown debt over the phone ( ( XXXX ) XXXX ) after at least 15 calls i spoke with the a person which refused to give me the information and threatened me with collection on the credit report. After the phone call i sent a letter to " COAST TO COAST FINANCIAL XXXX XXXX XXXX XXXX XXXX XXXX XXXX, CA XXXX '' with request of more information bout the debt such as : contract, my signature and any other related information about the debt.. ( copy of their debt collection letter attached to that letter as well ... ) its more than month and half and still nothing. ill ask to remove this collection notice from my credit report because a failure of debt proof .. thank you
12/13/2023	No	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	VA 22043	Web	Servicemember
My family is currently XXXX XXXX XXXX XXXX XXXX XXXX and we were sent a late notice for one of our utilities ( trash ) from our house before we departed. When we received the debt collection notice it said if paid directly with the original debt holder that we could ignore the notice. So we paid the bill directly with the utility provider to make sure we were not incurring more debt ( it is a utility ). Despite paying the debt we keep receiving bills from the debt collector. Since we live overseas in a remote location we can't just send mail to dispute the debt and it takes us 1-2 months to receive mail. Finally after threatening negative credit reporting from the debt collector... we just paid the bill ( again ). I was worried about the negative credit reporting, so I paid the debt preemptively. We should not have to pay the bill twice.
06/12/2020	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 91746	Web
I received debt letter from Coast To Coast Financial Solutions In XXXX XXXX which said I owed {$50.00} of XXXX XXXX XXXX, but XXXX XXXX XXXX never send me any bill! I tried to contact this company ( Coast To Coast ), but no one response me, untill XX/XX/2020 I contacted to XXXX XXXX XXXX and I paid FULL payment {$43.00} ( they give me some discount ) to XXXX XXXX XXXX on XX/XX/2020, but coast to coast financail solutions still charge me and they report to credit company decrease my credit score and I have a collection. I paid again {$51.00} to Coast To Coast Financial Solutions on XX/XX/2020 I paid twice because this bill. My Account # XXXX File # XXXX I use my chase credit card paid to XXXX XXXX XXXX XX/XX/2020 XXXX XXXX XXXX XXXX XXXX XXXX {$43.00} Paid {$51.00} plus {$5.00} ( fees ) to Coast To Coast Financial Solutions on XX/XX/2020 2020
07/09/2022	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 95330	Web
I got letter from collection company that I owe over {$4000.00} from XXXX I called the number on the letter and exyyo them that I don't owe this the apartment I was living had the garbage included in my rental it was a complex and the property management was paying the bills and I did give them the phone number of the property management but still we getting letters and phone calls and being harassed I requested the full bill details they did not send me I called the garbage company and they telling me it's on collection and they can't help or give me any information I like to go to court and file a lawsuit against both garbage company and collection company for harassment and damage of my credit It be great if I can get help
12/05/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 77090	Web
I was contacted about this debt when my credit report alerted me, on XX/XX/23. I filed a dispute with XXXX. After almost a month, today I was notified that the amount would remain. That THEY confirmed the amount was correct. They did not provide me with any other info. The company Coast to Coast Financial Solutions, placed an amount of {$340.00} for a company called XXXX XXXX XXXX XXXX. I have been in Texas for over 5 years, I stayed with my parents when I first for here and then got an apartment. i say that to say, they have no affiliation with Texas. I have never had a contract with this company. When i attempted to contact Coast to Coast through email and phone. No response in over a month. This account is not mine.
05/17/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	SC 29910	Web	Servicemember
In XX/XX/XXXX we notified XXXX XXXX XXXX in XXXX , XXXX that we were moving and they scheduled to pick up their trash can. We moved to XXXX XXXX and XXXX failed to pick up the trash container. XXXX then billed us for the container {$70.00}. We contacted XXXX and they filed a lost/stolen container report and assured us they would not collect any further. A couple months later, we received another bill for {$70.00}. We contacted XXXX and they filed another lost/stolen container report. They then turned the account over to Collections. The Collection Service will not cancel the debt as they claim it is valid. The Collection Company is Coast To Coast Financial
12/03/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	MI 49519	Web
I was never contacted about my debt. I had to find out about it after trying to get a mortgage and then : My account at the debt collection company was paid in full XX/XX/XXXX, yet every month it is being reported as a {$0.00} balance. Upon speaking with a credit bureau representative I 've understood that this is incorrect and is negatively affecting my credit score and ability to receive a lower interest rate on a mortgage. The credit bureau shows that the account was opened XX/XX/XXXX, but due to the fact that the collection agency is reporting a {$0.00} balance every month, my credit report at the Mortgage company shows the {$0.00} balance reported last month, XX/XX/XXXX.
05/18/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	CA 94804	Web
For the past several months, I have reached out to Coast to Coast in regard to a collection account they have placed on my credit. I have not been successful in getting the matter resolved which is why I have elected to file this complaint. I have no knowledge of what the account is for because I was never contacted by them- they just placed the debt on my credit. Additionally, I HAVE BEEN A VICTIM OF FRAUD. I have a police report on record- the bureaus have it and i filed a complaint with the FTC XXXX Again- I have no knowledge of account number XXXX AND I AM REQUESTING THE FRAUDULENT ACCOUNT AND IT'S FRAUDULENT PAYMENT HISTORY BE EXPUNGED FROM MY CREDIT IMMEDIATELY!!
09/22/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89015	Web
No information given regarding account. Violates federal 15 USC 1692gf and 15 USC Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting. its been 2 months and no information given. No medical release to collect on this debt either No information given regarding account. Violates federal 15 USC 1692gf and 15 USC Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting. its been 2 months and no information given. No medical release to collect on this debt either
06/28/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	VA 22485	Web
Upon randomly checking my credit report I discovered there was an account marked as collections from a company called COAST TO COAST FINANCIAL. I dont know anything about this company and surly never received a letter from them stating that the account will go in collections which would have given me a chance to dispute the account and further investigate the account. There have been two certified letters sent to COAST TO COAST FINANCIAL requesting legal proof that this account belongs to me and both times they have not sent anything. This account is fraudulent and they are breaking federal law. I want the account deleted immediately.
11/10/2022	No	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	OH 45601	Web
I received a collection notice on a forgotten trash removal bill in the amount of XXXX in XX/XX/XXXX. I paid this bill by money order sent XX/XX/XXXX. I continued to receive collection notices so called to check receipt of payment. Receipt of payment was confirmed but I am continuing to receive collection notices with threats of reporting to credit bureaus. I have the money order receipt and have checked the status which states it has been cashed by the recipient. They are now adding interest on this debt. They have been informed that I am in a XXXX XXXX XXXX and this activity is illegal but they continue.
08/06/2017	No	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	WA 98092	Web	Older American
I have started since more than 30 days ago to get the XXXX credit reporting agencies XXXX .. XXXX AND XXXX to up dated their records regarding to certain accounts. and collections listed as paided and showing that they are.. and to this day they are not correct.. .. COAST TO COAST FINANCIAL.. PAIDED IN FULL..2. XXXX XXXX XXXX /CREDIT CARD..INCORRECT BALANCE.. XXXX ... 3 ... XXXX XXXX XXXX .NOT PAST DUE INCORRECT BALANCE.4. XXXX XXXX CREDIT CARD..INCORRECT BALANCE.4 XXXX XXXX XXXX .. INCORRECT BALANCE. 5. S XXXX XXXX PAIDED IN FULL..
10/02/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 95828	Web
Recently I ordered a copy of my credit report and discovered that a collection agency by the name cost to coast financial is reporting a negative account to my credit report in regards to a XXXX XXXX XXXX company. This is not my account. I have never done business with this company. I tried to resolve the issue with them but they have refused due to a document with my name and a signature that is not mine. They do not have my Social Security Number or my Drivers License as proof that this debt was obtained by me. Anyone could have used my information and signed for it.
11/17/2020	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MI 49506	Web
On XX/XX/19 called orginal creditiorc after seeing new address add to my credit report and services i connected the company advised unauthorized as i dont reside there there notes indicates closed no balance.Company not sure why months later ipen same fraud address and sent collections after account was closed. There cooperate supervisor didn't see this as a problem and calling billing to correct collections refused to return acct and delete any personal information profile from there system which should not be there but do to original credits error
03/04/2021	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CO 80004	Web
I dispute the validity of this debt and am demanding that Coast to Coast Financial Solutions provide debt validation documents. If unable to provide those documents, I demand this debt be erased as invalid. If I was in a contract with XXXX, I need to see where on those terms that I agreed to only one trash bin being picked up each week. I did not agree to those terms and I am disputing that I owe XXXX any money. If this shows up on my credit, and if this bill continues through collections I will have no choice but to escalate this complaint.
06/18/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Talked to a third party about my debt	MN 55016	Web
This company reported debt that belonged to a woman named XXXX XXXX in XXXX to my credit report for collections. It resulted in me being denied credit. Since I have lived in XXXX for almost 10 years and my credit report reflects that, they had to have known when they placed the debt on my credit report that it was not mine. Therefore, they are making illegal attempts to collect a debt that is not mine. Worse than that, they are XXXX of XXXX companies that is doing this to me.
01/03/2023	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	AZ 85641	Web	Servicemember
Coast to coast financial solutions Contacted me XXXX mail on a debt with XXXX XXXX XXXX XXXX XXXX say i owed a debt to said company. I received a email from the same company the previous week stating I didnt owe them anything. I also spoke with the company numerous time stating I canceled my services with that company in good faith and started service with another company. I will be sending out the dispute with the company so they are aware of the conflicting claims.
10/19/2017	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	CA 90804	Web
Coast To Coast Financial Solutions sent a collection notice on XX/XX/XXXX for a collection of a debt that was credited on XX/XX/XXXX. After contacting Coast To Coast Financial Solutions ( today XX/XX/XXXX ) about the debt owed was {$310.00}. I called XXXX XXXX and they confirmed the debt was credited. I called Coast To Coast Financial Solutions back 30 minutes later and the amount owed changed to {$320.00}. The representative explained it was more interest due!
10/10/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 92127	Web	Servicemember
coast to coat financial, XXXX, ca XXXX, phone number XXXX, reported collection account on my XXXX credit report, this account belongs to a friend that used my identity and from my good heart, I paid the amount owed on the collection account, amount of XXXX please have the collection company remove this report, this is a fraudulent account that was opened without my consent, my name is XXXX , I live on XXXX, ca XXXX, and the account was opened on XXXX, ca XXXX
10/27/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	MN 553XX	Web
I have sent 2 letters in the past 60 days asking for validation, that is competent evidence bearing my signature, showing that I have a contractual obligation with Coast to Coast Financial. This is violation of the FDCPA 807 [ 15 USC 1962e ], I did not receive proper validation within thirty days of my first letter which was received by Coast To Coast Financial on XXXX/XXXX/2016. I am requesting they remove my item from my credit report immediately.
12/15/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	CA 945XX	Web
Coast 2 Coast is still trying to collect and report a debt to my credit report that was a result of ID THEFT. I explained to coast 2 coast I never lived at the service address provided and that my identity had been stolen. The failed to properly validate the account with my name, social, or drivers license number. I sent over a dispute letter as requested and a copy of my police report but nothing has been done to rectify this issue.
06/05/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	IL 62221	Web
I have disputed a collection on my XXXX report several occasions and have not gotten a resolution. I paid a collection from Coast to Cost for {$240.00} ( {$250.00} w/ fees ) on XXXX XXXX , 2016. It is being reported on my XXXX report as being open and the full amount owed. I called Coast to Coast and th ey report the account as closed and say that XXXX never contacted them in regards to the dispute I filed.
01/01/2022	No	Debt collection Other debt	Communication tactics Used obscene, profane, or other abusive language	KY 41042	Web
The following Violations were violated as a consumer - 15usc1692 ( B ) " an attempt to collect a debt '' is language that indicates your in the debt collection business which is a direct violation of 15usc 1692 ( b ) 5 -1692 ( C ) being contacted at a time that is inconvenient for the consumer -1692 ( C ) did not have my prior consent to contact me, the consumer at all which included via mail, telephone and email.
04/01/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 94561	Web
There is no written communication or any legal proof for the alleged debt to claim ownership anybody can send a bill but that doesn't mean the debt is legitimate. I do not recall being associated with this company. FDCPA section 809 states if you can not validate the debt, you must request all credit reporting agencies delete the inaccurate information from my credit report IMMEDIATELY!
06/16/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NV 89128	Web
The following collection company Coast to Coast Financial XXXX XXXX XXXX XXXX XXXXAccount number XXXXplaced a account on my credit report without ever contacting me in any form. I have written this company asking for documentation several times regarding this account and have never received a response from them. They are violating my rights under the FCRA
09/15/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 95828	Web
I recently dicovered that a collection agency by the name coast to coast is reporting an amount owed to XXXX XXXX XXXX and I have never had an account opened with XXXX XXXX XXXX. I have no reason to do so.From what I am understanding this account was opened back in the year of 2011. I was living in XXXX XXXX county in the city of XXXX XXXX at this time.
07/07/2021	No	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	OH 43211	Web
I was never notified of this debt, per 15 USC 1692 I was to be notified within 5 days. Per 15 USC 1692gf, unfair practices. No information given regarding debt. FTC Report filed and other reports filed. Unknown debt over 3 months now and no information given. Not sure who this company is and how I even owe them or ever entered into contract.
11/30/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	TX 77429	Web
Our subdivision changed trash collection companies so we closed out our account with XXXX XXXX and paid the balance in full. When I called XXXX XXXX to ask why I received the collections notice they said that it was an error that went out to the whole subdivision on their part and we would receive a letter stating that.
10/09/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	OH 449XX	Web
We have responded to XXXX XXXX XXXX ( XXXX XXXX XXXX XXXX, OH XXXX ) twice explaining we have switched garbage collection and that we have paid for the services we received from them. We simply do not owe them anything. They have turned us over to Coast to Coast FinancialXXXX XXXX XXXX XXXX XXXXXXXX XXXX, CA, XXXX.
12/14/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt resulted from identity theft	NC 28031	Web
someone has used my information to open this account fraudulently from when my identity was stolen and this company continues to report this debt as mine when it is not .... I have filled out police report and identity theft affidavit in this matter and have had it notarized as to this account being fraudulent ...
06/20/2015	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	FL 33130	Web
Coast to Coast Financal Solutions has continue collaborating with the scam of XXXX XXXX XXXX XXXX XXXX certified letter were already sent. Coast to Coast Financal Solutions is well aware of the willful conduct of XXXX XXXX XXXX XXXX XXXX and reported fraudulent collection account to my file
04/01/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	AE XXXXX	Web	Servicemember
This is a case concerning XXXX XXXX. First, the debt is XXXX, as my account is closed. I still retain online access to my account, and I have a XXXX balance. However, the company reported me to a collection agency, which in turn reported to a credit bureau, thus damaging my credit.
12/02/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 773XX	Web
I have not had service with XXXX XXXXXXXX XXXX, I sold that home in XX/XX/2022 and have not been there since. This move was in fact reported to XXXX XXXX, power company, utilities, as well as the XXXX. This debt should immediately be removed. XXXX XXXX
11/16/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NV 89134	Web	Older American
Received notice in mail dated XX/XX/19 indicating a past due amount of {$50.00} owed to XXXX XXXX. We autopay XXXX XXXX through our checking account. Letter is threatening in nature.
05/19/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	TN 37075	Web
Today I noticed that this company has reported that I owe them a debt. To my knowledge I have never done business with this company nor have they provided me with goods not services.
05/03/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	TX XXXXX	Web	Servicemember
I was not given a written notice from Coast to coast financial regarding an alleged debt that occurred in XX/XX/2013.
07/24/2021	No	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	OH 43147	Web
This account was paid in full.
01/23/2024	No	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	KY 40258	Web

12/01/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	IN 46222	Phone

11/27/2023	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	IN 46112	Web

11/05/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	WI 54956	Web	Servicemember

10/21/2023	No	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	OH 45663	Web

08/03/2023	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	OH 440XX	Web

06/09/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	GA 30144	Phone

05/31/2023	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 94117	Phone

03/16/2023	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	MI 48116	Phone	Older American

07/11/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NC 27705	Phone

04/14/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA 95624	Web

01/24/2022	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	SC 29445	Web

12/22/2021	No	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	OH 44720	Web

12/10/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	OH 43147	Web

12/10/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	TX 75227	Web

09/23/2021	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 90019	Web

07/28/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	OH 45229	Web

07/26/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 787XX	Web

07/19/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	MN 55068	Web

06/29/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 91360	Postal mail

05/19/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	SC 29209	Web

04/30/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	MN 55421	Web

02/19/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MI 48340	Web

01/04/2021	No	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	DE 19971	Web	Older American, Servicemember

12/14/2020	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 91360	Postal mail

10/22/2020	No	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	VA 20190	Postal mail

09/28/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	MN 55304	Web

11/21/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 91360	Phone

11/16/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information is missing that should be on the report	OH 45251	Web	Servicemember

02/20/2019	No	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	MN 55378	Web

02/09/2019	No	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	OH 44256	Web

01/15/2019	No	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	OH 45240	Web

12/23/2018	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CO 80013	Web

09/04/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	KY 40214	Web

03/20/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 92812	Referral

01/10/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 96073	Web	Older American

09/07/2017	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	MN 55311	Referral

08/18/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	AZ 85286	Web

05/25/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	WA 98059	Web

04/26/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NJ 08103	Phone

04/25/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	IN 47130	Web

04/14/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	SC 29073	Web

03/30/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 94513	Web

03/25/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Taking/threatening an illegal action Attempted to/Collected exempt funds	NV 89135	Web	Older American

01/14/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	GA 30157	Web

11/09/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 91331	Phone	Older American

10/29/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	IL 60410	Web

10/19/2015	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	WA 98043	Web

10/02/2015	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	AE 09855	Web

08/26/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 90220	Phone

08/20/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 90303	Phone

07/17/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	MN 55704	Web	Servicemember

06/30/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	CA 95205	Phone

06/23/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 90302	Phone

03/27/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	NV 89108	Web	Servicemember

03/10/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	FL 32607	Web	Servicemember

02/10/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CA 92324	Phone

01/28/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	MI 49417	Web

01/19/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	WA 98042	Web

11/11/2014	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	CA 95825	Web

09/26/2014	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 95122	Phone

09/16/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 92408	Phone

09/08/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CA 94024	Web

08/05/2014	No	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	CA 90049	Web

08/01/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	GA 31833	Web

07/10/2014	No	Debt collection I do not know	Disclosure verification of debt Right to dispute notice not received	GA 31833	Web	Servicemember

05/09/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Used obscene/profane/abusive language	KY 40269	Web	Older American

04/28/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Called after sent written cease of comm	OH 45660	Web

03/28/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	NY 14224	Web

02/25/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not disclosed as an attempt to collect	CA 90802	Web	Older American

02/12/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	CA 93010	Phone	Older American

01/01/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	CA 93551	Web	Older American

12/31/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	FL 32256	Web	Servicemember