| 03/21/2021 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
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- Charged fees or interest you didn't expect
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Web |
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On XXXX XXXX, I was given a XXXX dollar loan from clear line loans. The annual apr for this loan is 354.21 %. .This is in violation of The Illinois pay day loan reform act which states a company may not charge no more than 15.50 per 100 of interest, and charge a maximum of 99 percent interest per year .therefore making this loan illegal in the state of Illinois..Per section 1 of the Illinois payday loan reform act to give out payday loans to customers the company must be licensed in the state of Illinois which Clearline loans is not..This loan is also is illegal in the state of Illinois per sec 03-03a of the pay day loan reform act which states for a company to operate as a payday lender in the state of Illinois, the company must be licensed with Illinois department of financial regulation which this company is not therefore making this loan illegal and unenforceable under Illinois state law..To this date I have paid XXXX dollars on this illegal loan in the state of Illinois and an unenforceable loan per Illinois state law
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| 05/18/2023 |
Yes |
- Payday loan, title loan, or personal loan
- Payday loan
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- Was approved for a loan, but didn't receive the money
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Web |
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On or about XX/XX/2023 I began receiving emails in my gmail acct about pre approved, unsolicited loans> i have not applied for any online loans. On XX/XX/2023, I received 2 voice mails on my cell phone to call and complete the process for my pre approved loan. i returned both call to Clearline Loans and informed them i had not applied for a loan and this was a fraudulent claim. Both representatives requested I file a police report and they take fraud seriously. They would flag and remove my account from consideration and that the application was from a clearinghouse and I would likely receive more offers. The company did verify my birthdate.
I have filed a police report and have had a lock on my credit due to 2 prior identity theft issues.
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| 09/08/2016 |
Yes |
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- Charged fees or interest I didn't expect
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Web |
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