Clark County Collection Service CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
09/16/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	CA 91732	Web	Servicemember
XXXX XXXX Regarding Collection Agency : Clark County Collection Services Regarding Account number : XXXX previously owned by : XXXX in the amount of {$370.00} I have no account with CLARK COUNTY COLLECTION SERVICES/ THIS COLLECTION AGENCY and have never done business with them. I requested CLARK COUNTY COLLECTION SERVICES to provide a contract and verification Validation ( not verify, not confirmation ) of the debt being bought from " XXXX. XXXX XXXX PROVIDED ME WITHA CONTRACT WITH XXXX INSTEAD with no signature on it, just my name printed at the top witht he account. i.e. a contract between myself XXXX XXXX & CLARK COUNTY COLLECTION SERVICES ( specific proof ) that I did business with specifically CLARK COUNTY COLLECTION SERVICES on a written contract that would validate this debt. Instead they provided a letter with stating that I have violated the time limit before the debt is assumed to be valid however it is the very opposite. I did not recieve the response from CLARK COUNTY COLLECTION SERVICES until well after 30 days. They still have only provided me verification not " VALIDATION that I have a debt with them only a CONTRACT AGREEMENT BETWEEN MYSELF AND XXXX. This letter is to confirm that CLARK COUNTY COLLECTION SERVICES the above referenced account was purchased ( From XXXX ) to CLARK COUNTY COLLECTION SERVICES and by using XXXX contract to " Verify not Validation '' is misleading to the credit bureaus and CFPB and to the FTC and me. XXXX no longer owns this debt nor is trying to collect the debt and a collection agency CLARK COUNTY COLLECTION SERVICES '' owns the debt now but has no contract with me XXXX XXXX. I have never done business with XXXX XXXX XXXX regarding the account # XXXX in the amount of {$370.00}. By using the XXXX contract they are claiming that myself and CLARK COUNTY COLLECTION SERVICES have an actual contract together. Which we dont and never have had. CLARK COUNTY COLLECTION SERVICES bought the debt they are misleading FTC, Credit Bureaus and themselves. CLARK COUNTY COLLECTION SERVICES Also failed to give me a response within 30 days as the laws state below BUT TRIED TO USE THIS AS thier arguement to try top keep the debt on my credit which is fraud. You failed to provide proof that I did business with you. I am reporting this account fraudulently. I do not have a contract between CLARK COUNTY COLLECTION SERVICES and myself that states that I owe CLARK COUNTY COLLECTION SERVICES, and XXXX no longer is an involved party. I The Fair Debt Collection Practices Act ( FDCPA ) is a federal law that prohibits debt collectors from using practices that are abusive or deceptive. CLARK COUNTY COLLECTION SERVICES has also created a fraudulent agreement on a payment arrangement in which I have never agreed to. I have never agreed to any payment arrangements, I have never spoken to them on the phone. I keep getting harassing phone calls where they try to ask my information. I am afraid. CLARK COUNTY COLLECTION SERVICES HAVE ALSO TRIED TO REVERSE IT ON ME WITH THE 30 DAY RESPONSE WHEN ULTIMATELY THEY HAVE NEVER PROVIDED VALIDATION OF A DEBT OWED AT ALL. AGAIN NOT VERIFICATION " VALIDATION '' This is clear and evident fraud. The Fair Debt Collection Practices Act ( FDCPA ) 809. Validation of debts ( a ) Notice of debt ; contents Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing -- ( 1 ) the amount of the debt ; ( 2 ) the name of the creditor to whom the debt is owed ; ( 3 ) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector ; ( 4 ) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector ; and ( 5 ) a statement that, upon the consumer 's written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor. 805. Communication in connection with debt collection ( a ) Communication with the consumer generally Without the prior consent of the consumer given directly to the debt collector or the express permission of a court of competent jurisdiction, a debt collector may not communicate with a consumer in connection with the collection of any debt -- ( 1 ) at any unusual time or place or a time or place known or which should be known to be inconvenient to the consumer. In the absence of knowledge of circumstances to the contrary, a debt collector shall assume that the convenient time for communicating with a consumer is after XXXX XXXX XXXX and before XXXX XXXX XXXX, local time at the consumer 's location ; ( 2 ) if the debt collector knows the consumer is represented by an attorney with respect to such debt and has knowledge of, or can readily ascertain, such attorney 's name and address, unless the attorney fails to respond within a reasonable period of time to a communication from the debt collector or unless the attorney consents to direct communication with the consumer; or ( 3 ) at the consumer 's place of employment if the debt collector knows or has reason to know that the consumer 's employer prohibits the consumer from receiving such communication. 808. Unfair practices A debt collector may not use unfair or unconscionable means to collect or attempt to collect any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section : ( 1 ) The collection of any amount ( including any interest, fee, charge, or expense incidental to the principal obligation ) unless such amount is expressly authorized by the agreement creating the debt or permitted by law. ( 2 ) The acceptance by a debt collector from any person of a check or other payment instrument postdated by more than five days unless such person is notified in writing of the debt collector 's intent to deposit such check or instrument not more than ten nor less than three business days prior to such deposit. ( 3 ) The solicitation by a debt collector of any postdated check or other postdated payment instrument for the purpose of threatening or instituting criminal prosecution. ( 4 ) Depositing or threatening to deposit any postdated check or other postdated payment instrument prior to the date on such check or instrument. ( 5 ) Causing charges to be made to any person for communications by concealment of the true purpose of the communication. Such charges include, but are not limited to, collect telephone calls and telegram fees. ( 6 ) Taking or threatening to take any nonjudicial action to effect dispossession or disablement of property if -- ( A ) there is no present right to possession of the property claimed as collateral through an enforceable security interest ; ( B ) there is no present intention to take possession of the property ; or ( C ) the property is exempt by law from such dispossession or disablement. ( 7 ) Communicating with a consumer regarding a debt by post card. ( 8 ) Using any language or symbol, other than the debt collector 's address, on any envelope when communicating with a consumer by use of the mails or by telegram, except that a debt collector may use his business name if such name does not indicate that he is in the debt collection business. 15 USC 1692g 812. Furnishing certain deceptive forms ( a ) It is unlawful to design, compile, and furnish any form knowing that such form would be used to create the false belief in a consumer that a person other than the creditor of such consumer is participating in the collection of or in an attempt to collect a debt such consumer allegedly owes such creditor, when in fact such person is not so participating. ( b ) Any person who violates this section shall be liable to the same extent and in the same manner as a debt collector is liable under section 1692k of this title for failure to comply with a provision of this subchapter. 15 USC 1692k 813. Civil liability 814. Administrative enforcement ( a ) Federal Trade Commission The Federal Trade Commission shall be authorized to enforce compliance with this subchapter, except to the extent that enforcement of the requirements imposed under this subchapter is specifically committed to another Government agency under any of paragraphs ( 1 ) through ( 5 ) of subsection ( b ), subject to subtitle B of the Consumer Financial Protection Act of 2010 [ 12 U.S.C. 5511 et seq. ]. For purpose of the exercise by the Federal Trade Commission of its functions and powers under the Federal Trade Commission Act ( 15 U.S.C. 41 et seq. ), a violation of this subchapter shall be deemed an unfair or deceptive act or practice in violation of that Act. All of the functions and powers of the Federal Trade Commission under the Federal Trade Commission Act are available to the Federal Trade Commission to enforce compliance by any person with this subchapter, irrespective of whether that person is engaged in commerce or meets any other jurisdictional tests under the Federal Trade Commission Act, including the power to enforce the provisions of this subchapter, in the same manner as if the violation had been a violation of a Federal Trade Commission trade regulation rule.
06/07/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NV 89081	Web
I called CLARK COUNTY COLLECTION XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NV XXXX XXXX XXXX XXXX ) XXXX My call was forward to XXXX who specified that the call was being recored. Threaten to continue putting a false medical claim on my credit report that I owe CLARK COUNTY COLLECTION a balance {$380.00} which they claim I owe from the medical Original creditor name XXXX XXXX XXXX {$350.00}. I DO NOT KNOW who is CLARK COUNTY COLLECTION, I do not have a contract with this company. They have ruined my credit by stating I owe them money. This is a false claim I do not have any legal obligation written or signed to this company. PURCHASE OF A DEBT FROM A THIRD PARTY COMPANY ( CLARK COUNTY COLLECTION ) DOES NOT MEAN I LEGAL OWE THEM MONEY. -PROVE IT. CLARK COUNTY COLLECTION has violated NEVADA LAW : CHAPTER 649 - UNIFORM DEBT-MANAGEMENT SERVICES ACT. XXXX XXXX XXXXAgreement defined.Agreement means an agreement between a provider and an individual for the performance of debt-management services. NRS676A.070Certified counselor defined.Certified counselor means an individual certified by a training program or certifying organization, approved by the Commissioner, that authenticates the competence of individuals providing education and assistance to other individuals in connection with debt-management services in which an agreement contemplates that creditors will reduce finance charges or fees for late payment, default or delinquency. NRS676A.080Certified debt specialist defined.Certified debt specialist means an individual certified by a training program or certifying organization, approved by the Commissioner, that authenticates the competence of individuals providing education and assistance to other individuals in connection with debt settlement services. NRS676A.130Debt-management plan defined.Debt-management plan means a plan which contemplates that : 1.Regular, periodic payments will be made to a provider by or on behalf of an individual to whom debt-management services are being provided ; and 2.The individuals creditors will reduce financing charges or fees for late payment, default or delinquency. NRS676A.140Debt-management services defined.Debt-management services means services as an intermediary between an individual and one or more creditors of the individual for the purpose of obtaining concessions and includes credit counseling, the development and implementation of debt-management plans and debt settlement services. The term does not include : 1.Legal services provided in an attorney-client relationship by an attorney licensed or otherwise authorized to practice law in this State ; NRS676A.300Registration required. 1.Except as otherwise provided in subsection 2, a provider may not provide debt-management services to an individual who it reasonably should know resides in this State at the time it agrees to provide the services, unless the provider is registered under this chapter. 2.If a provider is registered under this chapter, subsection 1 does not apply to an employee or agent of the provider. 3.The Commissioner shall maintain and publicize a list of the names of all registered providers. CLARK COUNTY COLLECTION has violated HIPPA LAW XXXX XXXX XXXX 45 CFR 164 ( PART 164 SECURITY AND PRIVACY ) HIPAA Privacy Rule 164.502 Subpart C Security Standards for the Protection of Electronic Protected Health Information 164.302 / 164.304 / 164.306 / 164.308 / 164.312 / 164.316 / 164.318 BILLING CODES 164.514 Other requirements relating to uses and disclosures of protected health information. SEC. ( c ) Implementation specifications : Re-identification. A covered entity may assign a code or other means of record identification to allow information de-identified under this section to be re-identified by the covered entity, provided that : ( 2 ) Security. The covered entity does not use or disclose the code or other means of record identification for any other purpose, and does not disclose the mechanism for re-identification. 164.506 Uses and disclosures to carry out treatment, payment, or health care operations XXXX XXXX XXXX You are inaccurately and incompletely furnishing information regarding the above-referenced account to the Credit Reporting Agencies in violation of the reporting requirements of the FCRA, Section 623, Responsibilities of Furnishers of Information, and for which you are responsible. I want all late payment marks removed from my account. CLARK COUNTY COLLECTION HAS THREATEN ME PERSONALLY with We will continue report to the credit beaus unless you pay this debt. THIS WAS RECORDED BY CLARK COUNTY COLLECTION. THIS QUOTE FROM YOU XXXX IS ABUSIVE AND ILLEGAL As per Fair Debt Collection Practices Act : * The use, or threat of use, of violence or other criminal means to harm a person or the person 's reputation or property. * The use of obscene or profane language or language that would tend to abuse the hearer or reader. * The publication of a list of consumers who allegedly refuse to pay debts. CLARK COUNTY COLLECTION : Collection practices will be reported to the XXXXs Bureau of Consumer Protection & XXXX XXXX XXXX in breach of Fair Debt Collection Practices Act. Any attempt to ruin my personal credit with your collection of debt will result in legal action. Any Further attempt to collect in the state Nevada could be considered a form of extortion NRS 205.320 I DO NOT OWE CLARK COUNTY COLLECTION A DEBT. REMOVE THIS COLLECTION FROM MY CREDIT REPORT.
10/06/2016	Yes	Payday loan	Charged fees or interest I didn't expect	NV 89015	Web
Originally I took a loan with XXXX. Due to medical issues with my son I was unable to continue paying the loan. I went to a payday loan consolidation company who helped me payoff my other payday loans but XXXX refused to participate. They eventually charged off my account and turned it over to Clark County Collections. I never received call or any kind of correspondence from CCCS until XX/XX/2016 when I received in the mail a copy of an application for judgement for default from their attorney. My wife and I called numerous times and spoke to them and their attorney to try and find a way we could pay this back without garnishment and on terms that we can afford. We also were requesting that they remove some of their fees, mainly the fee for servicing of the complaint since we were never served any complaint. They claim that it was served at my residence on XX/XX/2016 at XXXX p.m. by a XXXX male named XXXX who claimed to be my XXXX. My wife, myself and my mother-in-law are all home at this time of day. Were home on this particular day and were never served anything. Nor do I have a cousin named XXXX at my address who would have signed for the papers. CCCS was not willing to do a settlement and a payment plan. They wanted us to pay the full amount which is the original loan amount {$590.00} + interest {$150.00} + {$84.00} filing fees + {$45.00} XXXX of Process fee + {$15.00} admin + {$350.00} attorney fees for a total of {$1200.00}. We offered to go on a payment plan and pay {$100.00} every XXXX weeks but requested they remove some fees. They replied stating they had to check with their client XXXX. I called XXXX and they told me that the account is no longer with them and we had to talk to CCCS. After weeks of back and forth we were told that they could settle for {$1000.00} and we had to pay it in XXXX lump some payment or we can go on a payment plan with an initial payment + {$250.00} per month but we would have to pay the full amount. We pleaded with them regarding the fees since there was no collection process prior to the judgement and we definitely were not served any papers and should n't have to pay the fees for a service that never was provided. They insisted that their XXXX party served the papers to a guy name XXXX at our house on the date stated above which DID NOT HAPPEN. Furthermore, when we received the application for judgement by default via XXXX, it stated there was exhibits and attachments but none were provided. My wife advised CCCS and their attorney that she would contacting the FTC to find out our rights because they are not following proper collection procedures and would not work out fair payment plan and settlement that we could afford and requested that they send us all of the papers on the file so we would have them to file the complaint. Soon after receiving the docs which they stated we had to request in writing and they would mail to us, they already started garnishing my wages for {$250.00} per week. I feel like not only are they not cooperative and did not follow proper procedures, but they drug everything out long enough so that we did n't have any time to take action prior to them starting the garnishment. Coincidentally, my wife pulled her credit report several weeks prior to receiving the application for judgement by default in the mail, noticed that they had the collection for this account on credit and disputed it. But, when my wife called to speak to them about the account they told her that they could not speak to her without authorization from me as she is not on the account, even though they reported it on her credit. I would like some kind of resolution as they fraudulently went about getting this judgement, charged fees for services not provided and refused to work with me on repaying the debt.
01/05/2022	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	NV 89120	Web
I am writing to file a complaint against Clark County Collections, for there non-compliance of Federal laws under the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, and state laws. Clark County Collections agency has illegally chosen to continue to report inaccurate, incomplete and unverified information to the credit bureaus, regardless of my numerous attempts and communications to remedy this situation. Clark County Collection agency is in violation of the Federal and State laws based on the following : 808. Unfair practices ( 1 ) The collection of any amount ( including any interest, fee, charge, or expense incidental to the principal obligation ) unless such amount is expressly authorized by the agreement creating the debt or permitted by law. I am writing to file a complaint against Clark County Collections, for there non-compliance of Federal laws under the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, and state laws. Clark County Collections agency has illegally chosen to continue to report inaccurate, incomplete and unverified information to the credit bureaus, regardless of my numerous attempts and communications to remedy this situation. Clark County Collection agency is in violation of the Federal and State laws based on the following : 808. Unfair practices ( 1 ) The collection of any amount ( including any interest, fee, charge, or expense incidental to the principal obligation ) unless such amount is expressly authorized by the agreement creating the debt or permitted by law. In response to my attempts to resolve this dispute with Clark County Collection service, they continue to send me statements reflecting a balance of {$2000.00}, However they are reporting a balance of {$2400.00} to the credit reporting agencies. They have failed to send me anything in writing that validates the debt that they are currently reporting. The first letter that I mailed them regarding this was sent on XX/XX/2021, in which by law they had 30 days to respond with validation of the debt or remove the collection account from my report. I then sent another letter in attempt to remedy this situation on XX/XX/2021 after they failed to validate the debt. Lastly, I sent in a final written request for validation on XX/XX/2021. They have still failed to validate the debt and continues to report inaccurate, incomplete and unverified debt. By law this should have been removed from my credit report following my XXXX attempt to rectify this, but this account is still being reported illegally and it has continued to damage my credit history. The only resolution I am looking for at this point from Clark County Collection Service, is for them to remove this inaccurate, unverified account from my credit report immediately. They have mailed me a copy of my original lease from the original creditor but there is no clause or provision in that lease that justifies the inaccuracy of what they say I owe vs. what they are actually reporting. I am happy to attach proof of all of my communications as well as the documents that they have mailed me thus far.
05/23/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	TN 38116	Web	Servicemember
I retrieved a copy of my credit report and immediately noted that Clark County Collection Services had inserted a derogatory entry on my credit reports and had not sent me any correspondence ( dunning letter ) prior to doing which would have granted me 30 days as required by law to dispute the validity of the alleged debt. To that end, I communicated in writing ( see attached ), to the credit bureaus regarding this inaccurate, erroneous, unverifiable entry being placed on my credit reports. The credit bureau responded, see attached. The bureau responded that the company verified the information as correct. How so? A third-party collection company can only validate a debt. The original creditor is the only one able to verify a debt. Nonetheless, Clark County Collection Services did not advise the bureaus to update the account status to disputed. This is a violation. The dispute with the bureaus was the first notification Clark County Collection Services received and should have advised the bureaus at the time they allegedly validated the information that they should update the entry to disputed. Clark County Collection Services did not and as you can see in the attached document, it does not denote it was in dispute. This violation in and of itself warrants Clark County Collection Services to delete this entry. My continued efforts to remove this entry from my reports was through with a direct dispute to the company. If they were previously aware of the dispute from the bureaus and advised the bureaus that the entry was correct, they were negligent in not advising the bureaus to update the account to disputed. Clark County Collection Services did not provide the comprehensive account history for this account; including but not limited to all invoices, payments, notices, documents that bear my original signature and also any documentation that reflects I agreed to levelized billing with their company. The FCRA provides that utility companies may only provide or furnish information to the credit bureaus if they provided a consumer credit. Clark County Collection Services did not provide any documentation that bore my original signature nor did they provide or furnish an agreement reflecting their authority to collect on this alleged debt in the state of Tennessee. Clark County Collection Services did not provide a copy of all terms and conditions of the account from its alleged inception. They did not provide a complete accounting ledger of the alleged debt nor did they provide the name and address of the bonding agent in case legal action becomes necessary. Clark County Collection Services blatantly violated my consumer rights and continues to do so. This alleged debt lacks veracity and verification ; further since they are violating FDCPA mandates to provide me notification prior to inserting it on my credit report and ( 2 ) failing to cease collection efforts and reporting when they received the letter of dispute. This entry should be deleted from my credit report immediately and Clark County Collection Services should remunerate me for the violations.
10/09/2018	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	NV 89183	Web
On XX/XX/XXXX I reached out to Clark County Collections agency in order to see what I can do to correct a medical debt they aquired. I spoke with XXXX telephone number XXXX and I was very patient with her, but she continued to be vague with her answers. Specifically I asked her if I could get a copy of the medical debt because I don't remember going to emergency that day. She told me that it would take 30 days to get the information, which is fine. The problem I have is how her tone changed when I asked her, about how long I would have as it relates to moving forward with the judgement. She said I need to refer to my paperwork, however, my paperwork has XX/XX/XXXX, but they served my neighbor the documents on XX/XX/XXXX, while they were taking out the trash before going out of town. I had to advise her that she's not clear and I need to know if I have time to wait on these documents, and eventually she gave an answer, but her tone is rude. Mean while I'm trying to reach out to all parties involved. I call XXXX again XX/XX/XXXX, to advise that I can work out some arrangements, but I'm the only income in my house. She has no compassion, I ask to speak with a manager. She gets me to XXXX telephone number XXXX and I'm trying to work out arrangements or a settlement with her. I asked XXXX how long do I have to decide what I'm going to do, and she as the supervisor gives me a vague answer. At this point I'm really frustrated and I need to know how long before they move forward with the judgement, and her tone changes, as she states you need to refer back to your paperwork because she doesn't have it in front of her. I disregard her tone at this time, and address the fact that my paperwork says XX/XX/XXXX, however my neighbor was given this information on XX/XX/XXXX, so I don't have a clear timeframe because I have two different dates. As I told XXXX about the situation of my neighbor being served and not me, she entertains the conversation. I explain to her how I know it happened, but I'm not clear because, the paperwork was given to my neighbor, handed to my husband and then given to me. She said that she doesn't know the person is but they use XXXX, and then asked me is there anything else she can help me with, in rude tone. When I ask her for the number, she displays a more irritable tone. The call at this time goes south, where she's talking over me and she's refusing to assist me because all she wants is the money. I'm a customer and there is no reason that u shouldn't be treated as if I'm an XXXX, and they would feel the same way if they were in my shoes. As a consumer I have a right to ask questions about my account, and get a clear understanding and the treatment they gave me was unfair. To not answer my questions, take a tone as if I'm bothering them, and over talk me, made me feel that they weren't interested in working with me and they would prefer to garnish my checks.
04/12/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	NV 89148	Web
On XX/XX/XXXX I received an advertisement from an attorney 's office notifying me that a lawsuit had been filed against me. I checked the justice court case search and confirmed that Clark County Collection Services was indeed suing me. I met with the attorney who sent the advertisement and he supplied me with the information for the prosecuting attorney, XXXX XXXX with XXXX XXXX XXXX. I called the office, and informed the lady who answered the phone that I had no knowledge of this debt, and that I had every intention of disputing the debt. I also informed them I was never notified of the debt or my rights to dispute whatsoever. The lady told me that the debt was now over {$1800.00} and that it would take longer to get the information to prove the debt than it would take for the lawsuit to proceed. The lady also told me that they don't have anything with a signature as this is a medical debt. I drafted an official dispute letter, but before I could send it on XX/XX/XXXX my roommate 's daughter was served the paperwork for the lawsuit. After reviewing the papers I found out the supposed visit was on XX/XX/XXXX, that it was only the Doctor 's staffing agency, not the hospital that the debt had originated from, the debt amount is just above {$1200.00}, and they are stating that I violated a written contract, but they stated they have nothing with a signature. At no point was any contact made to me regarding this debt by any party. It was stated when I called the lawyer 's office that the number I gave at the ER was not valid, that number was my number for 5 months after the supposed ER visit, and yet I was never reached out to in order to collect. I have also never moved so I am unaware of a reason why I was not mailed any notices. I want to make sure it is abundantly clear that no party, not the creditor, not the collection agency has ever initiated contact with me in regards to the debt, and I called the XXXX XXXX XXXX on XX/XX/XXXX.
03/14/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NV 89031	Web	Servicemember
I owed all together about XXXX $ in medical debt ( about 4 accounts all together ) one account in paticular ( the only one im complaining about ) they served me paperwork stating i owed XXXX $ i called debt collector CLARK COUNTY COLLECTION SERVICES ( XXXX ) who told me i ACTUALLY owed XXXX ( In a very ''matter of fact '' voice ) and informed them that i would pay it before the court date. I paid the debt in full on XX/XX/XXXX ( XXXX ) and thought it was done and over with and i emailed the ATTY that was retained for the case and he confrimed the account was paid in full ( i can provide documentation for all ) ( i do not recall the date of service however but i have the ppwk at home ) The collection agency is now calling me after all accounts were paid stating i owe an additional XXXX $ ( the cost to serve me ) however the XXXX i was told by XXXX ( allegedly all calls are recorded ) included interest as well as legal fees and that is why the cost was so much ( i was rather confused why they would seek a judgment for XXXX $ if they stated i owed XXXX. I am very frustrated and feel that i am being wronged and that they have no problem making up charges as they go so i am going to speculate this is common practice for them. It is now XX/XX/XXXX and i am still dealing with this. I am no lawyer but commons sense tells me its probably somehow ILLEGAL to just make up charges- This is definately deliberate and not an accounting error otherwise i would not still be getting calls everyday to pay the XXXX $ which is a slap in the face to me after all of this. Not to mention after it was all paid i NEVER was sent a letter stating i owed any other additional funds before i started getting calls over and over agian. I will not be paying this XXXX . It is riduculous that the burden of proof is on me the consumer to dispute these debts when they can just make up charges as they go. Something is seriosly wrong here.
04/25/2022	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NV 89052	Web
After obtaining my consumer reports, I noticed on my XXXX report that there is an unpaid account from Clark County Collection. Under " Loan Type '' it states that they are a " COLLECTION AGENCY / ATTORNEY '' ( All Caps ) as if they are trying to get my attention. I am not aware of who this company is and why they are trying to collect a " debt '' from me in the amount of {$460.00}. I have never received any written documentation from Clark County Collection regarding the validation of this " debt '' or how to dispute ; it just appeared on my consumer report. I have tried to obtain information from XXXX, but of course, XXXX says that they have " Verified and Updated '' the " debt '' ; and did not send me any documentation on the verification. Validation and proof of this " debt '' is requested in accordance with the Fair Debt Collection Practices Act, 15 U.S. C Sec. 1692 and as amended by adding the following new Title 8 U.S.C Sec 802 et seq., and the Fair Credit Billing Act, 15 USC sec 1666 et seq. ; all of which work in conjunction of each other, including the Truth in Lending Act ( TILA ) 15 U.S. C 1601 et seq. It is not my intention now, nor has it ever been my intention to avoid paying any obligation that is lawfully owed. In order to make arrangements to pay an obligation which may be lawfully owed, please document and verify/ validate the " debt ''. This is not a request for verification or proof of the mailing address of whom you say owes the " debt '' ; but a request for validation of the " debt '', including any original contract in accordance with FTC guidelines. This debt is considered invalid until such validation is provided. Further, If Clark County Collection fails to provide this information in a timely manner, I request that this account be deleted and completely removed from all consumer reports.
10/05/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NV 89074	Web
I am not liable for a debt with CC COLL SVC account # XXXX and do not have a contract with XXXX. They did not provide me with the orginial contract that has my signature agreeing to pay them like I previously asked. Account : CC COLL SVC Account # XXXX Consumer Reporting Agencies have assumed a vital role and have a responsibility to report Consumer information to the best of their ability with maximum accuracy. I previously contacted CC COLL SVC and asked for them to investigate & remove the inaccurate account from my consumer report that they are illegally reporting and I requested specifically the alleged original application stating that I agree to pay them CC COLL SVC bearing my signature and they have not been able to provide such proof to me. I have not agreed to pay this collection company. This is a violation of the Fair Credit Reporting Act, and these disputed items may not appear on my credit report if they can't be verified by any evidence or proof. As a result of your conduct described above, you shall promptly DELETE the information disputed. Additionally, as per the FCRA ( 15 U.S.C. 1681n ( a ) ( 1 ) ( A ) ) ;, you are liable to me for statutory damages for your misconduct, in addition to your deletion of the disputed account mentioned, you are demanded to send a check in the amount of {$1000.00} payable to the order of XXXX XXXX issued, this is NOT another dispute or opportunity for you to reinvestigate the previous dispute. The allowed period to conduct such a reinvestigation has expired and shall not be extended by law. Within 14 days, ( XXXX ) DELETE the account in dispute, ( XXXX ) send a updated copy of my consumer file, ( XXXX ) send me the {$1000.00} check to my mailing address ( XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
02/26/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NV 89103	Web
I discovered a debt on my credit report for a service I never had. At first I was given misinformation from them and my peers. They had also told me repeatedly that I am liable if I " get services for anyone '' when I told them I wasn't even at that address and someone used a service under my name ( liable for identity fraud ) which can be corroborated via call recordings. My peers had told me I can pay or settle and unaware of my rights I just let it be. Upon discovering my rights through reading the FDCPA I contacted the company to ask for validation. They claimed statutory validation under 15 USC 1692g ( a ) ( 3 ). The statute however, states " within thirty days after receipt '' and without the successful delivery of said letter did not apply. I attempted through several letters to correct the issue but their only response was template letter. After several attempts and through my previous complaint through this agency, I finally received proof from them that a letter was mailed through their vendor " XXXX '' via USPS. I attempted to verify this by tracking down the whereabouts of the letter but USPS employees notified me as there's no tracking information they are unable to do any investigation into the letter. I need this company to comply with federal statutes and provide validation of the debt through copies if the original contract bearing my signature. If I an legally liable for said debt why are they stonewalling me and attempting to pawn off the burden of on anyone but themselves? The laws and regulations of the FDCPA exist for a reason so please let 's enforce it.
09/14/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	IL XXXXX	Web
After the XXXX breach, I check my reports daily until the alerts are placed on them. I noticed a new derogatory collection account. The name is Clark County XXXX XXXX XXXX. First of all, this debt was originally with XXXX XXXX XXXX of which an agreement was reached after I filed a complaint regarding their collection actions. I informed XXXX XXXX XXXX that I had a medical emergency in my family where my sister was comatose for 8 days and hospitalized for 53 days. XXXX did n't cover most of the medications, devices, special equipment, etc., that would keep her alive and give a better quality of life. My family and I had to come out-of-pocket for those expenses which cost us thousands of dollars. I called XXXX XXXX XXXX and asked them could they forgive the debt due to this critical situation. XXXX XXXX XXXX no longer contacted me after midXXXX. I looked at my credit report in mid-XXXX, and saw the balance owed at {$0.00}. I assumed XXXX XXXX XXXX forgave the debt as I had asked due to my dire situation. When I looked at my credit report today, I see this collection account from Clark County Collection, located at XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX, NV XXXX. I 've never heard of nor received any type of correspondence from this company. Just the negative information on my credit report. I tried to phone Clark County of which the phone just rings endlessly and no one ever answers the calls. I 'm trying to purchase a home and need this negative information removed immediately. Your prompt attention regarding this matter would be greatly appreciated.
06/28/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NV 89014	Web
My husband and I are in the market to purchase a new home. I watch my credit very closely. On XX/XX/2018 I noticed that I had a new item on my credit. It was for the XXXX XXXX XXXX in the amount of {$330.00}. Per the credit report it states it was opened XX/XX/2018. I reached out to the collection company, XXXX XXXX XXXX XXXX on that same day by mail. In the letter I let them know that I dispute this debt in it's entirety. I requested they provide proof that this debt was mine. I asked them to only contact me by mail moving forward. I made it very clear that I DO NOT have a loan from XXXX XXXX XXXX. There is no question about it. I never received a response from them. Instead, on XX/XX/2018 I received a phone call from them in an effort to collect the debt. I told them that this debt is not mine. They told me to report identity theft. Not only are they after me for a debt that is not mine, they are damaging my credit in ways that are unthinkable. It will take me a very long time to improve my scores after this is resolved. In turn, pushing back the purchase of a new home. I will not file identity theft for something that is their mistake. It is absolutely horrible that they expect for me to make this go away by doing that. Clearly the debt is not mine or they would be able to show me that it is. I sent another letter to the collection company today asking for the same thing. I have filed a dispute with the credit bureau that it was reported to.
10/24/2018	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	NV 89103	Web
Hello.. I was living on a XXXX XXXX XXXX XXXX for 2 years, I decided to move out cause that manager on charge give to much stress when left an apartment she comes to supervise and I am not left an apartment dirty, left some furniture cause no to much time for move out they charge for everything they do in that apartment, that manager that time threat me they gon na suid me for a lot money I told them I have my security deposit and she continues yellow me is gon na be more I reply her is no nice she yellow me and treat me, after few months I find out they sent to collection with hight amount the XXXX without noticing me. they keep my security deposit plus my dogs deposits, I try to contact them to ask where my security deposit they say they suppose sent to a collection department, I was call collection department they say they did not get it any security deposit from them they put one vinyl change some other charge damage was done a maintain guy who working for XXXX XXXX I go attach a breakdown charge and collection number, I I appreciate you guys help in this case Account Details Bureau Name XXXX XXXX XXXX Original Lender XXXX XXXX XXXX XXXX Account Type Not Reported Responsibility Individual Credit Limit Not Reported Highest Balance {$4200.00} Payment Details Amount Past Due Not Reported Date of Last Payment Not Reported Monthly Payment Not Provided Payment Frequency Not Reported phone number XXXX address : XXXX XXXX XXXX XXXX XXXX XXXX NV
10/23/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	NV 89149	Web	Servicemember
I noticed a severe drop in my credit score a few months ago and was able to see a negative mark from Clark County Collections. It shows the account was opened XX/XX/2017 although it was only a few months ago that I saw it on my report. I sent a letter on XX/XX/XXXX - Informing them they did not contact me in writing to verify the debt within five days of initial contact, in this case posting the derogatory remark on my credit, stating that I did not accept the validity of the debt, requesting that the remark be removed, requesting that all further communications be delivered in writing. On XX/XX/XXXX I received a letter from CCC stating that I was notified on XX/XX/17 about the debt. I was not. Further they did not include any information Validating the debt, only a print out of what their company claims as a chain of contact attempts. No copy of the original bill, no copies of anything I signed agreeing to be in any way charged or indebted and no copies of original letters. The only hospital visit I had offered a no-insurance 87 % discount if paid in full at the time of discharge. I made this payment at that time. I am not sure if this in regards to that hospital stay or something else as this company placed a remark on my credit report without ever substantiating the debt or providing any written contact until after I sent the letter above and stating that I would be making a complaint here
04/13/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	FL 33180	Web
In 2015 I rented house in XXXX XXXX The rent was {$1600.00} a month and to get into a contract I was required to pay deposit of 3 months and extra fees of the amount of {$5300.00} I did pay some of this deposit was not refundable {$4800.00} was Securty deposit and the rest Im not sure, it was so many years back. I was living there for 1 year and they send a letter to ask me if I will sign up for other year I say no Im leaving. All this yea I pay on time, I have no balance! Few days before I move out they send someone to infect the house. The house was in perfect condition. It was just me and my son live there. I make sure the house its clean and paint some of the walls with the paint the company employees provide me. After I left the house I went to the rental office to request my money deposit back and they say no you owe as more money and start to make things up. It was completely scammed. Nothing of what they say it was true. It was a group of Family own, not professional! I try really hard to fight and get at least some of my money and they keep say we dont owe you anything please leave. It was so many years ago, but I definitely remember the feeling I had back there. I I couldnt do anything about it and I left by knowing they took my money for no reason! Then few years back I find out they actually sold me to Colection by saying I owe them more money. Completely scammed!
05/28/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NC 28306	Web	Servicemember
I am a veteranXXXXgovt employee working in XXXX XXXX XXXX Hospital XXXX XXXX. I do not have responsibilities for any bills. The VA is my insurance company. The City of XXXX XXXX sent my bills to XXXX XXXX XXXX XXXX XXXX Fee Basis sent invoice for my bill for payment To XXXX Texas XXXX for date of service of XX/XX/XXXX. The confirmed electronic check # XXXX XX/XX/XXXX was sent to City of XXXX XXXX. My file had XXXX Balance. No account was ever sent to collections for any reason. ( Confirmed ) The City of XXXX XXXX started outsourcing billing XX/XX/XXXX according to my research. I received this information from agents still working with files before XX/XX/XXXX. I have been working on improving my credit score since my illnesses. I checked my report and this collection has been on my report since XX/XX/XXXX. I am very very disappointed and upset. The information is incorrect & should not be there. I did not receive any notice. Im concerned there have been more files in collections being billed twice through Dept of Veterans Affairs. I have tried giving all this information to CLARK COUNTY COLLECTIONS AGENCY without resolution. I would like my score to be returned back and this to be remove from my credit report. I would like an audit of files sent to the from City of XXXX XXXX about Dept of Veterans Affairs.
02/11/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	NV 89103	Web
I discovered a collection account while checking my credit report. The account was one I had no clue of and they never sent me a letter notifying me of the account, my right to dispute and a time limit to do so. as such i thought my only option had been to pay on a debt I didn't owe. Upon reading 15 usc 1692 also known as fair debt collection practices act and 15 usc 1681 also known as the fair credit reporting act, I discovered my rights to defend myself and ask for validation. This company however refused by sending me a letter stating I had 30 days to dispute and ask for validation. And they also included an invoice for the account which they stated to be " courtesy verification ''. That invoice itself makes no sense because all it proves is that someone claiming to be me may have opened an account not that I used thatservice or should be liable for the alleged debt. Their claim of a 30 day limit also is void as they never sent me the notice required by the FDCPA in the first place. How can a time limit dependent on my reciept of a written communication begin if they never sent me that letter. I also requested proof of the letter and the proof of mailing if they had sent it like they claimed. The only answer I recieve from that company is a template letter and their absolute refusal to follow legal guidelines.
03/21/2023	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt is not yours	NV 89148	Web
On XX/XX/2023 a derogatory account showed up on my credit report from Clark County Collection LLC at XXXX XXXX XXXX XXXX XXXX XXXX NV XXXX. I checked into it and this was no accounts that I had received myself. I contacted the Collection company and was told that it was a payday loan that my wife who I am separated from had received. I had not been notified or served with anything that was saying I owed a debt it just popped up on my credit report. I was not connected to this contract in anyway. They do not have my signature or any documents for me or could not provide a submitted document with an upload of my Nevada Drivers License on it. This means that this company received my SSN # illegally added me to her debt. Spoke with my attorney do to the fair reporting act they are not aloud to post another persons debt on my credit report under the fair reporting act. Also, filed a complaint and spoke with the attorney general who is also concerned how this company obtained my SSN # and other personal information. I have never done any business with dollar loan center or Clark county collection LLC and do not wish to do any business with them. I have never had any accounts with either one of these company 's and do not wish contact from them or there subsidiaries.
07/23/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	NV 89030	Web	Servicemember
I checked my credit report in XX/XX/XXXX when I saw a collection from Clark County Collection ( 10 NV ENERGY ). I immediately disputed the reported information as invalid since I initially thought it was related to a missed payment. However, after further investigation I learned that the account in dispute was for an unknown address. Further, I filed police reports with the XXXX XXXX XXXX Police Department for accounts opened with XXXX XXXX and XXXX XXXX. The investigation took over 6 months and was dismissed the Clark County Collection ( aka ) XXXX XXXX as Valid since, I did not have a POLICE REPORT attached to the complaint, rather a complaint number ( which I was given ). I received a letter from XXXX XXXX stating that the Identity Theft complaint was closed because I submitted the complaint number. BOTH fraudulent accounts were billed to address I do n't live at nor, have I ever lived there and the suspect was named however, the Police failed to arrest the individual stating that they denied the theft. I too XXXX statutorily too long to resolve the complaint and they have not provided any evidence of how they verified the authenticity of the accounts as required by law. Subsequently, I want the item removed from My CREDIT report
11/14/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NV 891XX	Web
Hi, In XX/XX/XXXX I went to XXXX XXXXXXXX XXXX hospital to visit my XXXX While I was there I lXXXX XXXX in the hospital whole way then I woke up XXXX XXXX after the hospital team instead to take me to a room and check my XXXX XXXX despite my request not to get any medical service then I got discharge after XXXXXXXX XXXX I was not informed that I will getting charged for them checking my XXXX XXXX. Then I noticed in XX/XX/XXXX that its reported on my credit report as a medical collection bill of {$1600.00} from XXXX XXXX collection over the incident that happened at XXXX XXXX XXXX XXXX that happened XXXX. XXXX and I explained it above. In XX/XX/XXXX XXXX I field a dispute wheres XXXX XXXX over that collection since beside the fact I didnt agree on receiving any XXXX XXXX from that hospital from first place I also had XXXX XXXX cover that kinda incident and the despite me providing them with my XXXX XXXX the collection refused to resolve the issue since the medical bill has went into collection and the only way to remove it from my record is to pay it from my own pocket. The dispute file number that XXXX XXXX in XXXX is XXXX submitted in XX/XX/XXXX. The result of the dispute got denied from the Clark county collection services.
08/30/2016	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt is not mine	NV 89032	Web
My wife, XXXX XXXX, received a loan from XXXX in XXXX XXXX, NV some time back perhaps XXXX. She was the only signer on the contract. When she defaulted, her account was turned over to Clark County Collection Agency and they also tried to collect from me. Although I have disputed this on several occasions, it still shows up on my credit report as a " joint account '' and that I owe {$990.00}. I have contacted Clark County Collection Agency and so has my wife to let them know I was not on the account and have disputed it with XXXX and XXXX. XXXX has failed to remove this disputed debt that I never owed and Clark County Collection Agency most recently reported this again in XXXX of XXXX ; therefore, I was unable to obtain a home refinance on my house which would have saved me XXXX dollars in bill payments each month. I actually have an account in good standing with XXXX and they wo n't do anything about it either : Last Reported XXXX XXXX, XXXX Collection Agency CC COLL SVC Original Creditor XXXX XXXX Status Open Opened Date XXXX Closed Date -- Responsibility Joint Balance {$990.00} High Balance {$2100.00} Please help, my wife has paid the amount she agreed to on this and Clark County Collections still wo n't remove. Thanks.
01/11/2023	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	NV 89131	Web
Clark County Collections Services sent me a judgement for a debt back in XXXX for a XXXX I had XXXX XXXX XXXX XXXX I called Clark County Collections and informed the company that i did not recall the debt because the information they provided me was not regarding my XXXX. However, after I called the XXXX I was informed that the bill was due to the XXXX XXXX I had. I then called them back and informed them I was on Social security and I had limited income but could pay {$50.00} a month. I asked the representative if I needed to contact the courts or reply to the courts and he indicated that I did not by contacting him and setting up arrangements the judgement will not proceed. I then was told that I would need to come into the office to sign an agreement. I went to the office on XX/XX/XXXX and was asked to sign a paper and give a copy of my license and was told the representative would not speak with me until i complied. The representative then came out and said that management has proceeded with the judgement. I am attaching the record showing that the judgement did not proceed until after i went to the office. This is now on my credit report which was never put on the report prior to this event.
07/16/2020	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NV 89030	Web
The account is being handled by Clark County Collection Services, XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX, NV XXXX, XXXX. The issue is not with the collection agency who have been nothing but professional to this point but with their client. The debt is a medical bill which was submitted to collections XX/XX/2020 from XXXX XXXX. The debt was a patient responsibility in the amount of {$210.00}. Prior to submitting the debt to the collection agency the creditor illegally inflated the debt by {$110.00} which was intended to cover the contingency fee Clark County Collection will charge upon successful recovery of the debt ( contingency fee of approximately 53 % of recovery ). This fee is a cost that the original creditor must absorb and charging it is in violation of Nevada and Federal collection laws. There is no signed agreement between me and XXXX XXXX which allows for cost of collection and even if there were it would only allow for legal fees if the account is litigated under state and federal law. As such the creditor has illegally inflated a debt for the purpose of offsetting the cost of collections.
04/17/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NV 89148	Web
Recently after checking my credit reports, i found out that Clark County Collection Service is reporting a collection account in the amount of {$490.00}. I sent a letter to them via XXXX on XX/XX/XXXX certified mail requesting validation of debt pursuant to FDCPA. ( Certified letter tracking number XXXX ) They responded to my request for validation of debt with letter dated XXXX, XXXX 2019. There are few issues with there response. 1. They said that i have been notified about this debt on XX/XX/XXXX, which is not correct i havent been notified about this at all. 2. As a Validation of debt they sent a statement/bill from NV XXXX which is not enough to validate a debt. 3. The bill sent to me as a Validation has my name on it but has unknown address on it ( XXXX XXXX grand canyon ... ) this is not my address. 4. According to this bill the balance owed is {$620.00}, but they are reporting this account with credit bureaus as a collection account in the amount of {$490.00}. This is a Clear Violation of FDCPA and FCRA Please see said Validation Request letter attached along with there response letter
10/11/2018	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NV 89183	Web
I've been served a summons on debt I was unaware of on a bill that is from XX/XX/2016. I had a medical bill from an er doctor that was turned over to collection agency. I have been at the same address for 5 years until 4 months ago and I have had the same phone number over 15 years. All of my credit reports show this information. The collections agency has made zero attempts to call me, mail me or send me anything certified. They found me at my new residence which isn't even in my name so why couldn't the collection company have reached out. I have XXXX debt in collections and always pay my bills so for them to sue me without notifying me is ludicrous. I have spoken with the agency and they are not willing to budge. They will not take off the lawyers fees which is {$500.00} and all the tacked on fees. I am willing to pay the {$1200.00} and {$120.00} in interest fees but they are demanding over {$1900.00}. I have reached out to the XXXX XXXX XXXX to file a complaint, the attorneys general office of Nevada and multiple lawyers researching my rights.
08/23/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89119	Web
ATTENTION TO CLARK COUNTY COLLECTIONS I AM SUBMITTING THIS INFO AS THIS ACCOUNT is a result of identity theft I have not done business or opened any form of account with this company. I recently discovered through my monitoring service this account being reported I made efforts to remove this account from my file as the amount of {$400.00} does not belong to me. This account was fraudulently opened through this company CLARK COUNTY COLLECTIONS in XXXX of 2020 an has been reported to the FTC and authorities as Identity theft. My information was stolen and utilized by someone else claiming to be me utilizing whatever tools needed to acquire ( SOME FORM OF UTILITY ) In I have submitted all of my personal information needed to resolve this matter in this complaint and through the FTC report attached and do not feel comfortable giving any further information in any way to any others at this time due to the further possibilities of identity theft. All information submitted is said to be the rightful information needed to resolve this matter.
02/18/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	CA 94531	Web
ATTENTION TO CLARK COUNTY COLLECTIONS I AM SUBMITTING THIS INFO AS THIS ACCOUNT is a result of identity theft I have not done business or opened any form of account with this company. I recently discovered through my monitoring service this account being reported I made efforts to remove this account from my file as the amount of {$1500.00} does not belong to me. This account was fraudulently opened through this company CLARK COUNTY COLLECTIONS in XX/XX/2017 an has been reported to the FTC and authorities as Identity theft. My information was stolen and utilized by someone else claiming to be me utilizing whatever tools needed to acquire ( SOME FORM OF ACCOUNT ) In I have submitted all of my personal information needed to resolve this matter in this complaint and through the FTC report attached and do not feel comfortable giving any further information in any way to any others at this time due to the further possibilities of identity theft. All information submitted is said to be the rightful information needed to resolve this matter.
02/10/2021	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89141	Web
ATTENTION TO CLARK COUNTY COLLECTIONS I AM SUBMITTING THIS INFO AS THIS ACCOUNT is a result of identity theft I have not done business or opened any form of account with this company. I recently discovered through my monitoring service this account being reported I made efforts to remove this account from my file as the amount of {$1500.00} does not belong to me. This account was fraudulently opened through this company CLARK COUNTY COLLECTIONS in XXXX of 2015 an has been reported to the FTC and authorities as Identity theft. My information was stolen and utilized by someone else claiming to be me utilizing whatever tools needed to acquire ( SOME FORM OF LOAN ) In I have submitted all of my personal information needed to resolve this matter in this complaint and through the FTC report attached and do not feel comfortable giving any further information in any way to any others at this time due to the further possibilities of identity theft. All information submitted is said to be the rightful information needed to resolve this matter.
12/24/2017	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	NV 89135	Web
I have called them over 10 times to find out what the debt is about. No return calls. Went on the website and sent 3 emails. No return email. I ended up going to see them and asked if they could provide any documentation so I could research the debt. All they could tell me is that it was a medical debt in excess of {$200.00}. They also said it was in 2015. I called XXXX ( my previous insurance company ) and they could n't give me any medial bill for {$200.00}. I went back in the office again and asked for more information again as I believe the debt was paid in full. They refused to give me anything other than an extension to try and dig up my bank statements. I tried to explain I do n't even know what I 'm looking for or who it was paid to. Now they are suing me for this. I believe this is total extortion and I well be in court for it. They need to legally provide me documentarian so I can research and defend my case. This company makes it hard so that they can take you to court and double or triple the fees.
10/13/2020	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89119	Web
ATTENTION TO CLARK COUNTY COLLECTIONS ( XXXX XXXX XXXX XXXX ). I AM SUBMITTING THIS INFO AS THIS ACCOUNT is a result of identity theft. I recently discovered through my new monitoring service this account being reported I made efforts to remove this account from my file as the amount of {$260.00} does not belong to me. This account was fraudulently opened through this company XXXX XXXX XXXX in XXXX of 2017 an has been reported to the FTC and authorities as Identity theft. My information was stolen and utilized by someone else claiming to be me utilizing whatever tools needed to acquire XXXX SOME FORM OF LOAN ) In I have submitted all of my personal information needed to resolve this matter in this complaint and through the FTC report attached and do not feel comfortable giving any further information in any way to any others at this time due to the further possibilities of identity theft. All information submitted is said to be the rightful information needed to resolve this matter.
06/01/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	CA 92501	Web	Servicemember
I received orders from XXXX XXXX, XX/XX/XXXX to XXXX XX/XX/XXXX, XX/XX/XXXXin XX/XX/2022. The electricity was shut off at previous address in XX/XX/2022 through the servicing company XX/XX/XXXX XXXX. A balance was not stated on the last bill I received that month. In late XX/XX/2022, I received a notice of a debt in the amount of {$540.00}. I called and asked why I wasn't notified in XXXX and stated my situation but they sent my account to collections regardless. Apparently they sent a notification to the house I no longer lived at the the current residents kept the mail and I was never notified nor given a chance to dispute, arrange payment, etc. The amount is extreme due to a plan theXX/XX/XXXX XXXX offers, which does not stipulate that I wave Servicemembers Civil Relief Act rights by enrolling the program. Now I am in collections through Clark County Collection Service. The agent handling my debt claims to have never heard of the SCRA.
09/15/2017	Yes	Debt collection I do not know	Written notification about debt Didn't receive notice of right to dispute	NV 89156	Web
On X/XX/17 I received a phone call from a man, who said his name was XXXX. He demanded that I provide my personally identifying information to him but refused to tell what the call was in regards to. I advised him that I would not provide that information to a stranger on the phone. He said that he was calling me from Clark County Collection Services but continued to refuse to tell me what the matter was in regards. I told him that he was required to send me something in writing. He claimed that he did something and I told him that I never received it and that he needs to send it again. He refused and continued to try and ask for my information. He then proceeded to tell me to come to his office in person while still refusing to provide anything writing. I told him I was not going to his office and I wanted something in writing. He hung up on me. I sent the company an email and let them know that I was filing this complaint.
05/23/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NV 89120	Web
The three request ( dispute ) letters that have been sent to Clark County Collection resulted in no success. All letters have been sent Certified Mail with copies of my ID and Social Security Card. In my letters I've demanded that Clark County Collection send me documents showing that the account that they have reported on my credit report belongs to me. Clark County Collection is currently violating Federal Law in regard to Section 609 ( a ) ( 1 ) ( A ) and Section 611 ( a ) ( 1 ) ( A ) of FCRA. I have sent these letters as disputes to XXXX beginning XX/XX/2020 with the last letter being sent on XX/XX/XXXX. XXXX has sent me dispute results saying the accounts had been verified. However, Clark County Collection has not provided me with a copy of any original documentation or a consumer contract with my signature on it which they are required to do according to Section 610 ( a ) of the FCRA.
10/18/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NV 89178	Web
Clark County Collections has reported to the credit bureaus a derogatory account dated XXXX/XXXX/11 in the amount of {$1100.00}. According to information obtained through internet search, this agency collects on unpaid medical accounts. Not only have I kept continuous medical coverage, I have not received any notification of unpaid debt to a provider for medical care. I also have not received any correspondence from Clark County Collections. Additionally, I did not receive any type of medical related service on the date reported by the agency. The unpaid debt reported by Clark County Collections has made it difficult to obtain necessary medical care and they have falsely tarnished my creditworthiness. They have failed to provide sufficient documentation pertaining to their reported debt and have made it impossible to have the incorrect information removed from my credit reports.
05/18/2017	Yes	Payday loan, title loan, or personal loan Installment loan	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NV 891XX	Web
I have received a letter for a debt that is not mine from a collection agency I have NO CONTRACT with. This collection agency has stated that I owe them {$2400.00} and is continuing to ruin my credit file. They have sent paperwork for a loan that claims I took out a loan for {$1800.00}. This is n't even the same amount they are telling me to pay them. I have taken out previous loans with the original creditor and paid them all off on time. I believe they have pulled something that appears to be a signature of mine from past accounts. I do not know who " Clark County Collection '' is, nor do I have any type of contract with them that I am obligated to pay them or owe them money. They claim to have sent me a letter in 2013 that I NEVER received or I would have fought this back then! This needs to be removed from my credit file immediately!
06/09/2020	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	NV 89123	Web
I had a medical debt for under {$400.00} land in XXXX XXXX XXXX XXXX. They added {$100.00} to the medical bill. 3 years later the colection company summons me To court and added {$650.00} or so in lawyer fees. I attempted to approach the court but so many obstacles. I reached the collection agency and paid them {$220.00} for the medical debt owed. They sent me a letter with attempt to Default and were looking at garnishing my wages. Finally, I went to the office in person and settled for {$360.00} ( owed {$590.00} ) I made them Give me a written receipt and to lift and court judgements against me, I am furiating that this company charged me interest and lawyer fees on. Medical debt under {$300.00}. I can not afford this large payment but they gave me no choice or having to take it to court. Is this legal to add interest to medical bill?
10/02/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NV 89108	Web	Servicemember
I have tried to correct this numerous times with XXXX XXXX as well as clark county collections to no avail. I was looking closer at the paperwork clark county collection sent me per my request, and on top of it not being my account, it has being grossly re-aged to suite them. according to them I was in XXXX XXXX until XX/XX/XXXX, and I had an account with XXXX XXXX which I didn't, now they reaged the account to the time when they got ahold of it in XX/XX/2016 which is highly illegal. they feel like they can do what they wish with consumers and get away with it because they have the credit bureaus in their pocket. this is the last time I complain about this on here and seek an attorney if I have to. I need trans union to look into this correctly instead of just asking clark county collections if it is correct.
03/28/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89031	Web
Informed this collection agency that I never signed a contract with the original creditor. This is NOT some ploy. I really did NOT open this account! There are no grounds legally, leading to me, stating or proving that I opened this account. No sufficient evidence that would stand in the court of law exist. I mention this because, that's our next destination. I am prepared to sue, my lawyer is prepared, and I'm merely following the instruction of both my attorney and my local law enforcement. I've reached out to both creditor and collection agency informing them that I was a victim of a bad case of identity theft. They are now the only ones who refuse to even RESPOND. I sent sufficient documentation to both them ( original creditor, and collection agency ) to prove to them that this was not my account.
01/08/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NV 89122	Web	Servicemember
I submitted XXXX disputes on XX/XX/22 then again in XX/XX/22 via certified mail which were both received and within that dispute packet I included my identity verification docs, a police report from XXXX XXXX Police department because there were some accounts on my credit that I had no knowledge of, as well as errors that needs to be removed IMMEDIATELY! All the accounts that were listed on my police report remained the same with XXXX. The other XXXX bureaus found there were fraudulent and also fixed the errors. This is my third attempt to get XXXX to thoroughly review my credit report and remedy the issues, or I'm going to have to pursue legal actions because they are not abiding the FCRA laws. I will continue to document my efforts until these fraudulent charges and errors are removed.
05/31/2019	Yes	Debt collection Mortgage debt	Attempts to collect debt not owed Debt was paid	NV 89149	Web
My wages were garnished to satisfy a debt with XXXX XXXX XXXX a rental agency by Clark County Collection service. When I checked my credit report, they are stating I owe {$60.00} for fees incurred. This feels like a second victimization. I paid the fee. When I contacted the company they stated they were sending out notices for small fees they did not include in the garnishment. I explained that it had been several months since I paid off the garnishment and they were now attempting to collect more debt. This is on my credit report as having been open since XX/XX/2015. I don't understand how they can do this. If the debt was paid, why am I paying additional fees? They also have not billed me or sent any information stating this account has been settled.
12/07/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NV 89084	Web	Servicemember
I had XXXXXXXX XXXX XXXX of XXXX XXXX to do a service at my home and no contract was made or paperwork. I paid for service and later decided I did not want to use them anymore. XXXX stated that it was ok and he would cancel. Not once did I hear of the few that was added. Never once reached out to me to let me know, no email, text, mailed letter, call, or voicemail was received. I did one service with them on XXXX of XXXX and now on XX/XX/XXXX am now getting a notice from a debt collector of these charges. How can someone do this and get away with it. Not once was I told of this charges. I paid for my service and now my credit is in jeopardy for their incompetency in communication and transparency with customers. I do not owe them anything.
05/15/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NV 89110	Web
I discovered a collection on my credit report showing a balance of over {$4000.00}. When I inquired with the credit bureau and collection agency to verify the legitimacy of the bill, they simply replied back that the debt was valid without any documentation showing why or how I had incurred a debt of over {$4000.00}. A long time ago I went and had some XXXX procedures, while I had paid the majority of my bill, I had a small balance of {$800.00} left over. Unfortunately I did not have enough money at the time to pay the remaining part of the bill and was not able to make arrangements. I just ca n't imagine how an {$800.00} bill could balloon to over {$4000.00} and I refuse to pay this amount or have it shown on my credit report this way.
11/30/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt resulted from identity theft	NV 89123	Web
On XXXX/XXXX/2015 Identity Theft report. For medical bill and cable bill. On my credit report. I mail copy of police report, copy of my social security card and driver license to XXXX. Then I received a letter from XXXX Please be advised that XXXX, at this time, will not block the information subject to the submitted identity theft and / or police report you provided as part of your dispute. We are contacting each creditor directly to verify the accounts on your behalf. We will also forward a copy of the documents you have provided to each creditor for their review. The police report is regulated by law and secondary dissemination of any kind is prohibited. Case # XXXX police report.
06/23/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89122	Web
CLARK COUNTY COLLECTIONS ( XXXX XXXX XXXX XXXX XXXX ) is a result of identity theft. I recently discovered through my new monitoring service this account being reported I made efforts to remove this account from my file as the amount of {$470.00} does not belong to me. This account was fraudulently opened through this company in XX/XX/2021 an has been reported to the FTC and authorities as Identity theft. I have submitted all of my information needed to resolve this matter in this complaint and through the FTC report attached and do not feel comfortable giving any further information in any way to any others at this time due to the further possibilities of identity theft.
05/29/2020	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89141	Web
CLARK COUNTY COLLECTIONS ( XXXX XXXX XXXX XXXX ) is a result of identity theft. I recently discovered through my new monitoring service this account being reported I made efforts to remove this account from my file as the amount of {$1500.00} does not belong to me. This account was fraudulently opened through this company in XXXX of 2015 an has been reported to the FTC and authorities as Identity theft. I have submitted all of my information needed to resolve this matter in this complaint and through the FTC report attached and do not feel comfortable giving any further information in any way to any others at this time due to the further possibilities of identity theft.
06/29/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89123	Web
CLARK COUNTY COLLECTIONS ( XXXX XXXX XXXX XXXX is a result of identity theft. I recently discovered through my new monitoring service this account being reported I made efforts to remove this account from my file as the amount of {$2200.00} does not belong to me. This account was fraudulently opened through this company in XX/XX/XXXX and has been reported to the FTC and authorities as Identity theft. I have submitted all of my information needed to resolve this matter in this complaint and through the FTC report attached and do not feel comfortable giving any further information in any way to any others at this time due to the further possibilities of identity theft.
08/12/2019	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89123	Web
CLARK COUNTY COLLECTIONS ( XXXX XXXX XXXX XXXX ) is a result of identity theft. I recently discovered through my new monitoring service this account being reported I made efforts to remove this account from my file as the amount of {$260.00} does not belong to me. This account was fraudulently opened through this company in XX/XX/XXXX an has been reported to the FTC and authorities as Identity theft. I have submitted all of my information needed to resolve this matter in this complaint and through the FTC report attached and do not feel comfortable giving any further information in any way to any others at this time due to the further possibilities of identity theft.
06/29/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89123	Web
CLARK COUNTY COLLECTIONS ( XXXX XXXX XXXX ) is a result of identity theft. I recently discovered through my new monitoring service this account being reported I made efforts to remove this account from my file as the amount of {$2200.00} does not belong to me. This account was fraudulently opened through this company in XX/XX/2016 and has been reported to the FTC and authorities as Identity theft. I have submitted all of my information needed to resolve this matter in this complaint and through the FTC report attached and do not feel comfortable giving any further information in any way to any others at this time due to the further possibilities of identity theft.
11/08/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89084	Web
( CLARK COUNTY COLLECTION ) is a result of identity theft. I recently discovered through my new monitoring service this account being reported I made efforts to remove this account from my file as the amount of {$1100.00} does not belong to me. This account was fraudulently opened through this company in XXXX XXXX 2017 an has been reported to the FTC and authorities as Identity theft. I have submitted all of my information needed to resolve this matter in this complaint and through the FTC report attached and do not feel comfortable giving any further information in any way to any others at this time due to the further possibilities of identity theft.
08/03/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89149	Web
Clark County Collections Services, LLC is attempting to collect on an alleged debt that I do not currently owe. This continued harassment is causing me significant harm and emotional distress. I have never done any business with this company and demand that they cease and desist any further communication with me in regard to this account. Pursuant to the FDCPA I am refusing to pay this alleged debt and do not want any further communication with this company. Any communication with a consumer reporting agency in connection with this account will result in a federal or state lawsuit. Any attempt to collect on this account constitutes harassment.
08/13/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	NV 89048	Web
Clark County Collection Services ( CC COLL SVC ) is still reporting a collection to my XXXX report that is over 7 years old. They are also re-aging the debt to make it look newer than it actually is. I called CC COLL SVC on XX/XX/XXXX and spoke with XXXX ref # XXXX. I asked for validation of the debt and was informed the original collection was from XX/XX/XXXX, and will fall off at 7 yrs = XX/XX/XXXX when reaches 7 yrs old. It's now 7 yrs old and it's still reporting. Property Addr was : XXXX XXXX XXXX XXXX. I demand this collection be removed from my XXXX report as it older than 7 years and should have been removed by now,
11/06/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was result of identity theft	NV 89183	Web
My name is XXXX XXXX, and I am sending this request myself to address the inaccuracies on my Credit Reports. This account is inaccurately and erroneously reporting. Their intentional and willful furnishing of inaccurate information is a violation of FCRA Section 623 and according to FCRA Section 611. I have done many attempts to reach out to XXXX Credit Bureau but they failed to give me any results or feedbacks about this concern, and where is the proof of payment history for this account? Please investigate properly and remove it from my personal credit file. Thank you. XXXX XXXX XXXX XXXX Balance Owed : {$3000.00}
02/07/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TN XXXXX	Web
A collections report was added to both XXXX and XXXX credit reporting agencies on XX/XX/2020. This report does NOT belong to me. It is from cLark County Collection Services for XXXX XXXX. I have never lived in or resided in Nevada nor have I ever had an Nevada identification to open up any accounts out there. I have been a resident of Tennessee for the last 9 years in which this debt has taken place. This isnt my account. I have no state of Nevada identification to open such an account. Credit reports and background checks do not show any residence or identification in the state of Nevada. This is NOT my account.
03/16/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	NV 89156	Web
The original debtor : XXXX XXXX defunct apartment landlord. Sold my debt to Clark County Collections in XXXX XXXX, NV XXXX obtain a lawyer and had a garnishment levied against me. I paid of debt through garnishment. When i tried to get the info removed after i paid off the debt through garnishment. They wanted me to pay an additional XXXX dollars to report debt to credit bureaus ... i declined that. And they left it on my report as unpaid. They have since resold my debt and it is causing mental pain because im unable to move anywhere with this unreported paid of debt.
03/27/2020	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	IL 60628	Web	Servicemember
Trying to apply apartment but I can't be approved because of the collection I don't own .. the Clark county collection trying to collect the XXXX XXXX under my husband account.. which my husband just file chapter XXXX bankruptcy. Which the XXXX XXXX been discharged with the bankruptcy and now they report it under my credit report as a joint which I don't sign anything and im not present when my husband get a loan. The amount they trying to collect is {$1400.00} XX/XX/2018 And they put joint without my signature and even im not present they include me as a joint
08/22/2016	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	NV 89183	Web
I have requested these XXXX accounts be validated and was told that they did not have to since it was not requested in the first 30 days. I never received notice at any point that I owed anyone any money. I have disputed this with the bureaus several times and spoke to this company directly. I am getting the run around and there is nothing that indicates this is mine. I want it off my credit report this is absolutely illegal what they are trying to do. I want a letter from them indicating they are deleting any reference to the XXXX accounts XXXX & XXXX.
06/01/2015	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	NV 89074	Web
I previously contacted your agency regarding this debt trying to be collected regarding Clark County Collections, your company was able to get this agency to send the signed consent of authorization which thank you as this is dated back in XXXX which is even past the allowed time for this agency to report on my credit file. It has been XXXX years. I am requesting this agency to remove as they are violating my rights per the FCRA only allows data to report for XXXX years only. Please help as the credit agencies and Clark County are not following the law.
06/10/2021	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	NV 89074	Web
I was never notified of this debt, per 15 USC 1692 I was to be notified within 5 days. Per 15 USC 1692gf, unfair practices. No information given regarding debt. FTC Report filed and other reports filed. Unknown debt over 3 months now and no information given. Not sure who this company is and how I even owe them or ever entered into contract. Since you have not supplied the demanded proof of the alleged debt, under the doctrine of estoppel by silence, I may presume that no proof of the alleged debt, nor therefore any such debt, in fact exists.
09/25/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	FL 33175	Web
I am writing to bring attention to a concerning matter concerning my credit file. I have observed the presence of a collection entry from your agency, which has caught my attention as I was not previously informed about this collection. Furthermore, I hold serious doubts about the accuracy of the debt being claimed. As per the Fair Debt Collection Practices Act, I have the right to request validation of the debt. Thus, I kindly request that you provide me with the required validation and take appropriate actions to address this issue.
08/24/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	FL 33175	Web
I am writing to bring attention to a concerning matter concerning my credit file. I have observed the presence of a collection entry from your agency, which has caught my attention as I was not previously informed about this collection. Furthermore, I hold serious doubts about the accuracy of the debt being claimed. As per the Fair Debt Collection Practices Act, I have the right to request validation of the debt. Thus, I kindly request that you provide me with the required validation and take appropriate actions to address this issue.
03/17/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89015	Web
This is XXXX XXXX, who is submitting this CFPB complaint myself, and to inform you that there is no third party involved in the process. I sent the letters to XXXX credit bureau the date of the last letter was on XXXX XXXX XXXXXX/XX/XXXX. And now we are in the month of XXXX XXXX and still nothing from them, that means the 3 credit bureaus has NOT complied with the Fair Credit Reporting Act Law. REMOVE OR BLOCK THIS ACCOUNT COMPLETELY FROM MY CREDIT REPORT : XXXX XXXX XXXX XXXXXXXX Date Opened : XX/XX/XXXX Balance Owed : {$1200.00}
11/02/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NV 89081	Web
My name is XXXX XXXX, and I am sending this request myself to address the inaccuracies on my Credit Reports. The XXXX Credit Bureau is reporting inaccurate information on CLARK COUNTY COLLECTION ; this is in violation of the FDICs Uniform Credit Retail Credit Classification and Account Management Policy. Per FCRA, reporting must be 100 % accurate or the information must be deleted. Evaluate this reporting by making a revision of the information provided. Modify and perform any corrections or withdraw this from my personal file.
07/18/2020	Yes	Debt collection Payday loan debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	TX 78634	Web
This account is a loan from XXXX of XXXX. I guess I never made a payment, and then it went to collections with Clark County Collections in XX/XX/XXXX. I have disputed this multiple times with the credit agencies, but the information keeps coming back accurate. They claim the first date of delinquency is XX/XX/XXXX, but it is actually XXXX or XX/XX/XXXX. Making this debt too old to be on my credit report. I have the documentation they gave me, and they also spoke to me on a recorded line stating I never made a payment.
07/03/2016	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt was paid	NV 89511	Web
My debt with XXXX/Clark County Collected was originally {$2600.00} but was settled for {$1900.00} through my representatives at XXXX XXXX XXXX. My final payment for this account was posted on XXXX/XXXX/16. As of XXXX/XXXX/16 Clark County Collections is reporting a balance on my account for {$660.00}. That is the exact difference between the original debt and the settlement amount. This company is incorrectly representing the debt on my credit report by showing a balance due when the account should be paid in full.
08/27/2015	Yes	Debt collection Medical	Taking/threatening an illegal action Sued w/o proper notification of suit	NV 89032	Web
I had a XXXX bill from a former employer for {$500.00}. plus do n't remember the exact amount XXXX and clark county collections XXXX aquired the debt. i made payments and notified them that I was switching jobs and when I received a check the next month, I gave them a payment and have paid them every since. they are charging me an extra {$600.00} to {$800.00} on the original amount. I explained to them in the beginning that I was a XXXX worker and my work varied they said they would work with me but they have not.
02/04/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	CA 90003	Web
i have became a victim of identity theft since 2005 i have major police reports i had everything stolen from me someone in XXXX for a condo in my name and skip out on the lease costing me XXXX on my credit report i have spoke with XXXX county hundreds of times and they told me that it will remain on my credit they told me that i should have been more careful and held on to my purse i was XXXX and for them to say such unbelievable words was beyond me. i had no choice to report them to get some help on this
06/02/2021	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	NC 27707	Web
Clark County Collections Services pulled my credit, and placed a fraudulent account on my current report. I have no account with Clark County Collection Service, as I proceed to call them and they would not remove it. I notified them by emailing and calling to and pursuant to FDCPA and FCRA. I was never notified with a five day dunning letter notice from Clark County collections, nor are they license in North Carolina to do collections. Due to the situation I was unable to qualify for a loan at the bank.
11/06/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	UT 84040	Web	Servicemember
I sent a certified letter on XX/XX/2018 to Clark County Collections for verification of this debt that is on my credit report. It has been over 30 days and I have received ZERO communications back from this company. Per section ( 609 ) of the Fair Credit Reporting Act I should have received validation and verification of this account within 30 days of my written request. Since this account was not verified or validated to be mine I would like this account to be deleted and removed from my credit report.
09/07/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	NV XXXXX	Web
In XX/XX/XXXX I filed for chapter XXXX bankruptcy and it was discharged on XX/XX/XXXX this debt for XXXX XXXX XXXX XXXX XXXX was discharged. Then I received a bill from Clark county collections on XX/XX/XXXX, I promptly called the number and left a message that I was disputing the debt due to the bk and that payments had been made to XXXX XXXX XXXX XXXX XXXX and the amount of the notice stated XXXX was owed and they reported account in XX/XX/XXXX before letter was sent and the balance reported is XXXX.
03/30/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89031	Web
Follow up. I am thankful for a response, however the collection agency is avoiding the fact that they're in violation for continuous reporting of an account that they have no documentation to support. XXXX, I appreciate your response - however, I have already filled out the XXXX XXXX fraud packet. As stated, I've dealt with them personally. Or attempted to rather, they stated they're no longer liable or responsible, and for me to contact the collection agency. I already completed that packet.
01/02/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CA 92660	Web
CLARK COUNTY COLLECTION is reporting that I owed XXXX {$1400.00} on account number # XXXX as of XX/XX/2014. This is not my debt, yet this collection agent keeps reporting the debt when I dispute it. This debt collector has ignored several letters in which I have asked for information on this account, such as the service address and the full name and social security number on the account in order that I can verify if identity theft has even occurred, or if there is some error in the reporting.
10/19/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CA 92551	Web
I received an email this morning that a new trade line was added to my credit report. I checked my report and saw that XXXX XXXX, which is located in Nevada, was added to my report as a debt. I do not reside in Nevada, I reside in California. The company reporting the collection is XXXX XXXX XXXX. The date is XX/XX/2022, of reporting until now. I have tried contacting XXXX XXXX and Clark County Collection via phone and I was unsuccessful in reaching anyone in their department. Thank you!
07/31/2019	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89183	Web
I have recently discovered through my monitoring service that I am a victim of Identity theft. I have noticed over the past few months accounts not belonging to me being reported to my file. I have reported fruadulant account reported as CLARK COUNTY COLLECTIONS ( XXXX XXXX XXXX XXXX ) for the amount of {$2100.00} I have tried to reach out to this company in efforts to resolve this matter and remove this from my file previously although nothing has been done to resolve this matter.
05/30/2019	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89183	Web
Recently as I viewed my personal file through monitoring system I noticed fruadulant account being reported in the amount of {$2100.00} from CLARK COUNTY COLLECTIONS that does not belong to me I don't have any association with this account. This account is as a result of identity theft as it has been reported to the Federal Trade commission as identity theft. please remove this from my file and all associated accounts through all three reporting companies XXXX XXXX, XXXX, and XXXX.
12/18/2022	No	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NV 89101	Web
I sent a debt validation letter due Clark County Collection Services XXXX hss file a complaint with court. Instead provided medical records which is direct violation of HIPPA Regulations. I never signed a HIPPA Form authoritizing them to have access to my medical history or treatments. On XX/XX/2022, I was sent out a debt validation letter from Clark County Collection Services XXXX providing full disclosure of medical treatment and procedures. It is violation of my rights!
09/01/2018	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	GA 30331	Web
I have never received notice of this debt. The account in question is reporting to the credit bureaus and I have since disputed specifically through XXXX. They in turn preceded investigation and they found that it meets FCRA requirements. I still have not received any documentation validating as to why I am liable for this debt. Also per NRS 11.190 2 ( c ), the period of limitations to commit actions against contracts or obligations not found in writing has been reached.
05/17/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	NV 89102	Web	Servicemember
Ive complained several time on the debt which is not even mine, but clark county collection has insisted that it was. XXXX XXXX was the original creditor, that closed the account on XX/XX/2016 which is the time the statute of limitation should have started, not when clark county collection finally started reporting it on XX/XX/2016. so this has illegally been reaged to keep it open longer than the law allows. XXXX is still illegally showing it as open.
03/27/2017	Yes	Debt collection Payday loan	False statements or representation Attempted to collect wrong amount	NV 89149	Web	Older American
In XX/XX/XXXX or XX/XX/XXXX I borrowed a signature loan from a local XXXX company. This account has gone into collection. I have been paying on this account through a consumer debt company. To date I have paid {$680.00} which I have statements to prove. My credit report shows open balance of {$1400.00} on my credit reports with XXXX. Under the provisions of the Fair debt reporting act they should be held accountable or delete the incorrect information.
08/06/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA XXXXX	Web	Servicemember
I have tried to dispute this before with XXXX, but they apparently do n't want to hear the truth. Clark county collections is saying I owe them XXXX from an original XXXX XXXX XXXX that not mine. I just want to see something with my signature, that shows that it 's mine. I am XXXX XXXX XXXX XXXX XXXX which use to be my XXXX XXXX, I 'm just starting to try to right with my XXXX XXXX. I do n't know how it could be mine, show me my supposed signature.
06/27/2018	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89107	Web
To Whom you may Concern, I have recently been looking at my future to try establishing my credit to get resources that would hopefully help my future be secure, however I have come across complication on credit that is questionable and I need these to be corrected .I am in hopes that all things can be corrected and solved so I am able to move onward and upward to have better and greater future. Thank you in Advance Respectly, XXXX XXXX
05/22/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	NV 89102	Web	Servicemember
I have tryed correction this numerous times with XXXX and Clark county collection service with no luck, well this proof that im sending should clear things up. The account which was originally from XXXX XXXX has reached its statute of limitations and should show the account as closed, and it still shows as an open account. Im aware that it will still show up on my credit file, but it should show as closed now.
08/24/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA XXXXX	Web	Servicemember
I 've complained on this issue before in conplaint # XXXX. XXXX XXXX XXXX XXXX keeps pushing a fraud packet, that wants me to give them all kinds of my personal information, that I do n't feel comfortable giving out. I asked them to prove that the so called account is mine. I am not doing their job for them. I want to see proof that the account that was XXXX XXXX is mine.
02/02/2017	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	IL 60647	Web
I rode in an Ambulance on XXXX/XXXX/2016. It took a while to get my medical insurance information so that XXXX paid the claim. In that time the charges were forwared to Clark County Collections Service XXXX. I 've paid the ambulance company and the lab company so I should have no other charges to pay but this collection agency is claiming I owe {$1200.00} with interest.
04/07/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NV 89031	Web
They want to play games. So I will play them. Please respond with the requested documentation. I am asking that they send me the signed contract bearing the wet signature of whomever opened the account. I am requesting that all documentation that will stand in the court of law, outside of a invoice ( unacceptable ) be given to me per FCRA 623, & 609.
06/22/2019	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89031	Web
I'm not sure what all is going on but my identity has been compromised. I have already gone to the bureaus and others to resolve this. This is not my debt. Sorry for the inconvenience. You guys are stating that I opened an account in XXXX of 2019 ... Please mail me all the original documents showing I received services from you since XXXX of 2019.
03/13/2022	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	NV 89031	Web
I went to doctors and XXXX paid the hospital but not the doctor the hospital never sent over the information for the doctor to get paid. This shouldnt be on my credit and the bill should have been paid but since they never got my insurance information its on my credit. I kept saying that I have insurance eventually I told them to stop calling
08/12/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 92832	Web	Servicemember
XX/XX/2021- I have placed several phone calls to this Clark County Collection Service, LLC, and never received a phone call back. I have written letters to have the company remove this debt from my credit report and to no avail, the debt is consistently staying on my report. I have disputed this debt with all credit bureaus.
09/25/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt resulted from identity theft	CA 90630	Web	Older American
this company has been on my report for over 7 years for an acct that is not mine at a apartment complex that I did not lease it. so if not removed I will sue them for my creditworthiness. the credit report show it every time I disputed it 3-4 months ago and no remove or answer
03/03/2023	Yes	Debt collection Other debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	NV 89101	Web
Clark County Collection is currently reporting an account in non compliance with following GLBA statues ( s ) Sec. 6802 - Obligations with respect to disclosures of personal information ( a ) ( b ) ( c ) ( d ) Sec. 6803 - Disclosure of institution privacy policy ( a ) ( b )
09/02/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	CA XXXXX	Web	Servicemember
This is a follow-up email to Clark county collections to give them the evidence they asked me for XX/XX/XXXX thru XX/XX/XXXX plus XX/XX/XXXX/ XX/XX/XXXX I was an XXXX at XXXX XXXX veterans hospital, undergoing my XXXX I needed to be at least halfway useful after my XXXX.
10/07/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	NV 89142	Web
There is a $ XXXX medical debt through XXXX County reporting, cost is unknown as the financial department was to take care of the remaining balance years ago. I have disputed this account and nothing was ever investigated or provided to me. This is inaccurate. Please help
02/26/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NV 89139	Web
Clark County collections was paid in full by me and my husband and they continue harassing us saying we owe more and we do n't they now are garnishing my husbands paycheck when we did n't owe anything else to them and no legal action was taking to our knowledge.
03/29/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NV 89074	Web
I Have contacted CREDIT BUREAUS on numerous occasions to have incorrect or outdated personal information removed, however, they are refusing to remove the information stating that items come back validated even though the information is incorrect.
04/28/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89081	Web
Account is reported fraudulently Currently in process of filing a FTC identity theft Affidavit I have no prior knowledge of account I have no personal or public history with : XXXX XXXX XXXX XXXX XXXX XXXX CLARK COUNTY COLLECTION )
05/11/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	NV 89074	Web
Several request have been sent to validate this unknown item that is listed on my personal credit file. A request for proof of ownership, signed authorization etc. was submitted and nothing has been received. Please assist me
07/20/2022	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt is not yours	NV 89183	Web
I received notification from XXXX that there was a collection on my account from Clark County Collection Services for XXXX XXXX XXXX XXXX in the amount of {$830.00}. I have never had a loan with the XXXX XXXX XXXX.
01/03/2019	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	NV 89183	Web
Clark County collection agency is garnishing my wages without providing me documents for the debt that is owed. I emailed the collection company asking for proof of debt. I have not heard anything from them.
09/29/2016	Yes	Debt collection Medical	Taking/threatening an illegal action Seized/Attempted to seize property	NV 89108	Web
I am very disappointed with how this case has been handled, I 've done what I can and very unfortunate this illegal case was a violation made against The Fair Debt Collection Practices Act.
06/03/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NV 89104	Web
I contacted XXXX about multiple misleading accounts on my credit report. They still have not fixed these issues. i have missed out on multiple credit related products due to XXXX mistake.
10/04/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Right to dispute notice not received	NV 89121	Web
I was contacted by XXXX at Clark County Collections about a debt for XXXX, and i immediately notified her that i was disputing the debt. They have never sent me any verification of debt.
09/15/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89130	Web
I m victim of a indentity theft! I have a XXXX XXXX utility bill on collection which i never open. Account has been open on XX/XX/2022 and amout of the collection is {$420.00}.
06/08/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NV 89183	Web
The bill is not my bill the water company came out to home and discovered water leakage tenants are not responsible for any water damage or leakages home owners are responsible
05/19/2017	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NV 89178	Web
I just looked at my credit report and NO way do I owe XXXX XXXX {$770.00} I would like validation and what address was this account attached to? This is inaccurate data
03/12/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	CA 90802	Web
In XX/XX/2016 I was charged a collection on that is just now appearing on my credit profile. J in didnt even use XXXX XXXX XXXX. I now live in XXXX this is from XXXX.
11/05/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NV 89104	Web
I have fought this for months with the credit agencies, this debt doesn't belong to me. I do not owe any apartment complex this company has the wrong XXXX XXXX
07/03/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	CA 91732	Web
I have filed a dispute in regards to the incorrect items on my credit report. It has been well over 30 days and I haven't received any investigation results.
02/11/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt resulted from identity theft	NV 89183	Web
I have notified CCCS on several occasions that I do not owe to XXXX. They just refuse to dispute the debt on my behalf.
10/21/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	CA 90015	Web
Please remove all accounts listed, my information was compromised in a Data Breach. This debt has not been validated.
12/03/2020	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt is not yours	NV 89149	Web
I have never done any business with CC collection services. I do not owe any debt. This account is not mine.
11/23/2020	Yes	Debt collection Payday loan debt	Written notification about debt Didn't receive enough information to verify debt	SD 57201	Web
Been calling them daily for weeks now, all I get is a answering machine, never get a call back.
09/03/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NV 89147	Web
I do n't know which XXXX XXXX XXXX is this account reported to you
02/09/2023	Yes	Credit card or prepaid card General-purpose credit card or charge card	Getting a credit card Card opened as result of identity theft or fraud	IL 600XX	Web
please this account is no my resposabil
05/25/2022	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	NV 89117	Web
Company will not validate debt
10/16/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NV 89183	Web
inaccurate information showing
01/29/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NV XXXXX	Web	Servicemember
Debt was paid,
01/28/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NV 89117	Web

01/24/2024	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89074	Web

12/01/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89108	Web

11/29/2023	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	NV 89148	Web

11/02/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 95204	Web

10/26/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89147	Web

10/21/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NV 89113	Web

10/06/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	CA 93307	Web

09/21/2023	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	NV 89110	Web

07/16/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NV 89129	Web

06/13/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NV 89117	Web

05/31/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NV 89117	Web

05/08/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89115	Web

04/10/2023	Yes	Debt collection Mortgage debt	False statements or representation Attempted to collect wrong amount	FL 34609	Web

04/04/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV 89178	Web

03/14/2023	Yes	Debt collection Payday loan debt	Written notification about debt Didn't receive enough information to verify debt	NV 89032	Web

02/08/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	NV 89139	Web

01/24/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NV 89148	Web

12/07/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	FL 33175	Web

11/26/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	TX 77077	Web

11/11/2022	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NV 89123	Web

10/18/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	NV 89081	Web	Servicemember

09/26/2022	Yes	Debt collection Other debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	NV 89015	Web

09/26/2022	Yes	Debt collection Other debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	NV 89015	Web

06/22/2022	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NV 89107	Web

06/20/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Was not notified of investigation status or results	NV 89166	Web

04/19/2022	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt was paid	NV 89081	Web

03/14/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NV 89123	Web

02/21/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	NV 89117	Web

12/30/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Investigation took more than 30 days	NV 89147	Web

11/20/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 93611	Web

11/08/2021	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NV 89117	Postal mail

09/02/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	NV 89014	Web

08/30/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NV 89128	Web

08/30/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NV 89148	Web

08/27/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	CA 92124	Web

08/20/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV 89118	Phone

06/25/2021	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	CA 90003	Web

06/15/2021	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt is not yours	NV 89086	Web

06/09/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NV 89031	Web

05/27/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	UT 84041	Web

05/02/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NV 89139	Web

04/13/2021	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	NV 89166	Web

02/10/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 93584	Web

02/09/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	NV 89015	Web

01/27/2021	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	OK 73083	Web

12/09/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NV 89108	Referral

11/27/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NV 89148	Referral

11/10/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt		Fax

11/06/2020	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NV 89103	Fax

11/06/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NE 89103	Fax

10/06/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	FL 34472	Web	Older American, Servicemember

08/19/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	NV 89115	Web

08/06/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89141	Web

06/16/2020	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	NV 89031	Web

06/09/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NV 89135	Web

04/23/2020	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	NV 89117	Web

04/11/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NV 89031	Web

03/05/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	PA 15033	Web

02/23/2020	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	NV 89178	Web

01/08/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NV 89142	Web

11/22/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NJ 07002	Web

11/21/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	UT 84096	Web

11/10/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	FL 33756	Web

08/02/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NV 89120	Web

05/25/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NV 89148	Web

02/01/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NV 89074	Web

12/27/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NV 89108	Postal mail

12/20/2018	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	NV 89131	Web

11/29/2018	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NV 89032	Phone	Older American

09/07/2018	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89031	Web

08/22/2018	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	CA 90302	Web

06/18/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NV 89101	Web

05/10/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NV 89146	Web

05/03/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NV 89117	Web	Servicemember

04/06/2018	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	CA 91977	Web

02/21/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	NV 89077	Web

02/20/2018	Yes	Debt collection Payday loan debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NV 89106	Web

02/13/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	NV 89120	Referral

01/13/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	UT 84120	Web

11/20/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	AZ 86440	Web

10/30/2017	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	NV 89131	Web

09/01/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	FL 32034	Postal mail

08/25/2017	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NV 89135	Web

06/13/2017	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	NV 89166	Web

04/18/2017	Yes	Debt collection Payday loan	Disclosure verification of debt Not disclosed as an attempt to collect	NV 89146	Web

02/22/2017	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	OR 97330	Referral

02/09/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not disclosed as an attempt to collect	NV 89169	Web	Servicemember

02/05/2017	Yes	Payday loan	Can't contact lender	NV 891XX	Web

01/18/2017	Yes	Credit reporting	Incorrect information on credit report Information is not mine	CA 90003	Web

10/07/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	NV 89117	Web

09/14/2016	Yes	Debt collection Medical	Taking/threatening an illegal action Sued w/o proper notification of suit	NV 89011	Web

09/08/2016	Yes	Debt collection Medical	Taking/threatening an illegal action Sued where didn't live/sign for debt	NV 89011	Web

06/16/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NV 89131	Web

04/11/2016	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	NV 89128	Web

01/16/2016	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	NV 89044	Web	Older American

01/06/2016	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	NV 89002	Web

11/19/2015	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	NV 89131	Referral

11/11/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NV 89135	Web

11/05/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NV 89178	Web

09/20/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NV 89048	Web

07/28/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NV 89408	Postal mail

07/21/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine		Postal mail

07/16/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NV 89113	Web

07/16/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NV 89113	Web

05/03/2015	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	NV 89012	Web	Older American

04/06/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NV 89142	Web

02/05/2015	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	NV 89115	Web

01/31/2015	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	NV 89193	Web

01/29/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NV 89135	Web

01/12/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NV 89117	Web

01/09/2015	Yes	Credit reporting	Incorrect information on credit report Account terms	NV 89179	Web

12/18/2014	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	NV 89014	Web

12/17/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NV 89032	Web

11/09/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	AZ 86404	Web	Servicemember

10/22/2014	Yes	Debt collection Medical	Communication tactics Frequent or repeated calls	NV 89107	Web	Servicemember

10/04/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Talked to a third party about my debt	NV 89137	Web

10/02/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NV 89128	Web

07/17/2014	Yes	Debt collection Medical	Taking/threatening an illegal action Threatened arrest/jail if do not pay	NV 89011	Web

07/09/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	NV 89031	Web	Servicemember

07/03/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NV 89031	Web	Servicemember

06/07/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NV 89108	Web

04/09/2014	Yes	Debt collection Payday loan	Cont'd attempts collect debt not owed Debt was paid	SD 57105	Web

03/07/2014	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	AZ 85014	Web

02/24/2014	Yes	Debt collection Medical	Disclosure verification of debt Right to dispute notice not received	NV 89084	Web

01/24/2014	Yes	Debt collection I do not know	Taking/threatening an illegal action Seized/Attempted to seize property	NV 89123	Web

12/30/2013	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	AZ 85281	Web	Older American

12/15/2013	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	IL 61354	Web

12/13/2013	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt resulted from identity theft	CA 90009	Web

11/12/2013	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	NV 89143	Postal mail

09/23/2013	Yes	Debt collection Medical	Communication tactics Called after sent written cease of comm	NV 89031	Web

09/13/2013	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	NV 89027	Web	Older American

09/05/2013	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	CA 90706	Web

08/08/2013	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	FL 33463	Web