Certified Credit & Collection Bureau CFPB Complaints

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2000 Latest Complaints
Date Received Timely Response Product Issue State / Zip Submitted Via Tags
10/31/2023 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Impersonated attorney, law enforcement, or government official
  • NJ
  • 070XX
Web
I went to the XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX on XX/XX/XXXX late night due to XXXXXXXX XXXX which I thought might be caused by XXXX I was given XXXX XXXX medicine and my pain lessened. The pain was actually caused by the known XXXX XXXX and I do not have XXXX After only a few hours in the XXXX XXXX I was told that I was admitted to ( without my prior consent ) the in-patient hospital bed stay for surgery to remove the XXXX XXXX It was not explained to me that it was not considered an emergent situation to make surgery in XXXX likely. I also overheard that there is not enough XXXX XXXX Naturally you would wonder why I was the one picked to be moved to the in-patient hospital room. I would definitely decline to be admitted as in-patient hospital stay had people told me it is just observation and there is a lack of XXXX which makes surgery unlikely, because I knew what I need is surgery, not observation. Without surgery, the most you can do is to use pain relief medicine. A reasonable person would think the same way and it is well known how expensive in-patient hospital stay is. To my surprise, no matter how many times I asked for surgery or the date/time of surgery in XXXX in the hospital room, they did not give me the surgery or schedule it for me. So I requested leaving the hospital the next day. Had I not requested to leave myself, they would have kept me in the hospital for the remainder of XXXX. The in-patient hospital stay did no benefit to me at all but exacerbated my situation because I was not able to sleep due to lights on, a lot of noise and being interrupted. The hospital stay and observation is just additional suffering to me. Even with observation, surgery is not possible because they need to be scheduled as I was later told and there is not enough physicians at that time. Had people told me the truth or explain things in good faith, I would have gone home right after being given the pain medicine. To my bigger surprise, a huge amount ( more than {$10000.00} ) was charged for the in-patient hospital stay. Given the situation, people should have let me go home directly without admitting me to the hospital. The service is not deemed necessary and the insurance company denied it for quite a few months. Please see the attached for the explanation from the insurance company. I am guessing the medical records can be worded slightly in a way favorable to the hospital and the decision made. Due to these reasons, I do not have a responsibility to pay for service that I even did not agree to. To make an XXXXXXXX XXXX XXXX was drawn and was told to test the blood type, but genetic testing was performed instead. Do the patient have to foot the bill for the genetic testing? Obviously not. Before I submitted this complaint, I have called multiple times in the week of XX/XX/XXXX to have this bill be put on hold because it is under investigation by government agencies. But this request was denied. If this bill is sent to collection and if there is any adverse impact to me. I request to be paid for such impact and mental suffering. By calling their patient financial services, I was told that if I do not make the payment, it will be sent to collection and their attorney which is XXXX XXXX XXXX through which they will sue patient and get the payment through their bank account or some other way. This is a scaring practice. I am not responsible for the bill. Whoever made the decision to move me to in-patient hospital stay is responsible to pay for it. Please also note that medical records were created by the provider and I could not change it although I can call that department and explain what happened ( the same as what I said in this complaint ). I did have the surgery in early XXXX which the hospital reaped a huge revenue already. Charging me both in XXXX and XXXX for the same reason just due to inability to give me a surgery in XXXX does not make sense. So I request waiving the bill of {$1100.00}. I also called patient relations department multiple times, but XXXX XXXX refused to waive or adjust the bill after my detailed explanation. She claimed she reviewed the records. But records are created by them. Wording can be phrased/modified to their benefit, not mine. My request to put the bill on hold while it is in dispute was also denied.
01/14/2022 No
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • NJ
  • 079XX
Web
On XX/XX/XXXX, I was admitted to XXXX XXXX XXXX for a XXXX XXXX, resulting in a few stitches, nothing more. Here, they did not run my medical insurance, they did not ask me if I had insurance, or care to check records. At the time, I was so focused on my severe pain that I did not think to take out my insurance card, but then again, remembering to run my own insurance while in severe pain is NOT my responsibility as the patient. It is the hospitals sole responsibility. I assumed they had my insurance on file as I was sent home without a bill included in my discharge papers. Well over 3 years later, I received a bill for {$5200.00} from Certified Credit & Collection in XXXX XXXX, NJ. When I first called this collection agency in XX/XX/XXXX, I asked for an itemized bill, because I was concerned with what this was about. After all these years, I thought my insurance took care of this bill. Naturally, I asked if my insurance was ran in XXXX. This is when my account representative, XXXX, ( Possibly XXXX, they are hard to understand ) told me that my insurance was NOT ever ran by the hospital. This is the first time I became aware of this information, on XX/XX/XXXX. My account representative told me she would reach out to the hospital for notes. And ever since that conversation, I have tried to reach out to my account representative more than 6 times for said hospital notes. I was told I would receive a call back every time I reached out, and I never have. I have been following up daily and I get no feedback. In fact, the more that I follow up, the more angry and rude this agency becomes. This agency has used abusive language with me, today XX/XX/XXXX at XXXX, saying that " I lied '' and that " they try to call my but my phone is disconnected ''. My phone number has never been disconnected since I obtained it over 15 years ago. That is 100 % false, an intimidation tactic, and predatory. Especially because I have documentation from XXXX of incoming call logs with no call coming from them, and I have documentation from XXXX of outgoing call logs with multiple calls from me to their agency. I also have documentation from XXXX that my phone has not ever been disconnected or shut off. Additional from the abusive language from this agency, to my knowledge, this debt is no longer collectable and they should not be contacting me about it. It has been over 3 years without running my insurance on their end, thus a medical insurance claim can not be filed. And according to my insurance agency, this debt is the sole responsibility of the hospital now.
04/22/2020 No
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • NJ
  • 07666
Web
This complaint arises out of billing for laboratory charges associated with a medical consultation. There are 2 issues to be dealt with, one of which is with the collection agency and one is with the provider. Debt collector issues The issue with the debt collector is that the statutory notifications were omitted, in violation of 15 US Code 1692g ( 3 ), ( 4 ) and ( 5 ) 1. On XX/XX/2020, I received a letter from Certified Credit and Collection, XXXX XXXX XXXX, XXXX XXXX, NJ XXXX , Street Address XXXX XXXX XXXX, XXXX, NJ XXXX XXXX. This letter violated 15 US Code 1692g ( 3 ), ( 4 ) and ( 5 ). It failed to contain the statutory notifications as follows : ( 3 ) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector ; ( 4 ) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector ; and ( 5 ) a statement that, upon the consumers written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor. Creditor Issues At my insistence, I had a detailed discussion before any services were rendered. The discussion was with XXXX XXXX, XXXX XXXX Representative of the provider. This discussion covered co-pays, deductibles, balance billing and whether there would be any separate charges for laboratory services. I was explicitly assured that I would have no out-of-pocket liability other than the co-pay paid at the time of the services, and that this assurance included co-pays, deductibles, balance billing and any laboratory services which I was explicitly assured were " included ''. I promptly notified the provider of the history of these charges and when I received the erroneous bill, but no correction was made and collection activity continued
08/15/2016 No
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • NJ
  • 078XX
Web
My son XXXX was treated for XXXX at XXXX Hospital on XXXX/XXXX/13. At the time I was unemployed and had no insurance. One of the nurses suggested we apply for XXXX because I was unemployed. We submitted all requested documentation to the XXXX vendor the hospital used and were told by one of their representatives that our application had been approved. Two years later, XX/XX/2013, we received a notice of Lawsuit from the law firm of XXXX, XXXX, XXXX on behalf of XXXX Hospital for {$1000.00}. The full amount of my son 's treatment. I contacted the hospital and I was told that my XXXX XXXX Application had been lost. That they had been using an outside vendor and the hospital was forced to terminate their contract due to many errors. I asked if they would honor my original application and they declined. As a compromise, I offered to pay {$600.00} to settle the account and the person I spoke to agreed to my offer and I made a payment of {$600.00} via debit card. I later checked with the law firm and with the court and they confirmed that the lawsuit had note been pursued. There was no further collection activity of any kind for another 3 years until I received a collection letter from Certified Credit & Collections Bureau on behalf of XXXX for {$490.00} which is the balance I would owe from the original bill. I have done everything possible to honor the debt as best as I could. The hospital has carelessly and recklessly perpetuated the collection of this debt for almost 6 years. This has been a very frustrating experience for me and my family at a time when we are under financial stress. I believe this account to settled and it is unfair that the hospital is engaging in these predatory practices. We believe that the debt in question has been satisfied and we should be considered settled.
11/15/2021 No
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • NJ
  • 07083
Web
THE COMPANY CERTIFIED CREDIT & COLLECTION, PURCHASED A DEBIT FROM ANOTHER COMPANY AND I HAD NO INVOLVEMENT WITH THIS TRANSACTION. ACCORDING TO 15 USC 3002 ( 1 ). I AM AN NATURAL PERSON WHICH MEANS MY NAME IN ALL CAPS IS NOT ME. MY NAME IS XXXX XXXX XXXX 15 USC 1692 ( A ) ( 1 ) The term Bureau means the Bureau of Consumer Financial Protection. XXXX, XXXX and XXXX are assumed to be credit bureaus and there is only XXXX Bureau and that is the Consumer Financial Protection Bureau. On XX/XX/1933, Congress enacted HJR-192 to suspend the gold standard and to abrogate the gold clause. This resolution declared that XXXX the holding or dealing in the gold affect the public interest, and are therefore subject to proper regulation and restriction ; and whereas the existing emergency has disclosed that provisions of obligations which purport to give the obligee a right to require payment in gold or a particular kind of coin or currency... Are inconsistent with the declared policy of congress in the payment of debts. This resolution declared that any obligation requiring payment in gold or a particular kind of coin or currency, or in a amount in money policy ; and.. .Every obligation heretofore or hereafter incurred, shall be discharged upon payment, dollar for dollar, in any coin or currency which at the time of payment is legal tender for public or private debts. 15 USC 1681 ( 3 ) ( E ) ( e ) The term investigate consumer report means a consumer report or portion thereof in which information on a consumers character, general reputation, personal characteristics, or mode of living is obtained through personal interviews with neighbors, friends, or associates of the consumer reported on or with others with whom he is acquainted or who may have knowledge concerning any such items of information.
11/10/2019 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • NJ
  • 078XX
Web
On XX/XX/XXXX I received a letter from Certified Credit & Collection to pay XXXX $ I I replied with a question to informed me about the cause of this debt because Ive never received any bills to pay in the past.The agency send me letter that, this is for emergency room in XXXX hospital, NJ on XX/XX/XXXX That day I was at emergency room with broken elbow, which had a sense to me .The third part was responsible to pay for my medical expenses This case was closed in XX/XX/XXXX.I called XXXX NJ hospital billing department to check it.The account number which the agency send me doesnt exist .By my name the billing office was able to find my account to tell me that my balance is XXXX . I called many places related with XXXX hospital and didnt find any debt.My next step was to call the collection agency I asked about the reason for their action The clerk gave me very confusing answers which didnt have any sense She told me XXXX didnt pay-not true I contact them It wasnt pleasnant conversation because I couldnt receive any answers, which had sense.I asked of direct number to the billing office so I can call and confirm that debt.She told me, she didnt have it So I asked her, how she expects me to pay money which I dont know what is this for.The answer was " Miss, it just XXXX $ Really? Finally she hang up on me..I have a feeling that, this is fraud.Our conversation was probably recorded.Dont know, what to do.Please help me with this The billing office said they didnt know the collection company.XXXX XXXX
11/25/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • NJ
  • 07470
Web
This is from XXXX and the amount us {$990.00} We have been receiving Bills and now collection notice from XXXX XXXX XXXX. I had gone for a regular physical and the doctor had ordered blood work. I had clearly told the XXXX XXXX XXXX, XXXX NJ XXXX ( XXXX entity of XXXX XXXX XXXX XXXX XXXX XXXX XXXX to send the blood work to XXXX XXXX the lab covered by my insurance. They did not send it to XXXX and instead did it at the XXXX XXXX XXXX and are now charging me for it. I am not responsible for their mistake. Especially when this should have gone to a lab covered by my insurance. I had reached out to them to inform of this mistake and they Lied to me saying it was send to XXXX. I checked with XXXX and there is no record of any bloodwork for me at that time. I sent XXXX XXXX another letter and asked them to correct this error. They did not get back to me and sent a collection notice date XXXX XXXX that I did not receive till XX/XX/XXXX. I would like your help in stopping this harassment by XXXX XXXX XXXX or trying to ruin my credit score for a bill that should not have been generated in the first place. I tried calling Certified Credit and Collection and they disconnect the phone after saying they are helping other customers/. The File number is XXXX
11/30/2018 No
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • NJ
  • 07047
Web
MY NAME IS XXXX XXXX IN THE PAST I HAVE TRIED TO COME TO AN ARRANGEMENT TO PAY MY DEBT OF XXXX THE PERSON THAT SPOKE WITH XXXX REJECTED ME THE OPTION OF BEING ABLE TO PAY A MINIMUM AMOUNT THEREFORE I WAS VERY AFRAID OF WHAT WAS GOING TO HAPPEN SHE MADE IT CLEAR THAT I HAD TO MAKE A DOWN PAYMENT OF MORE THAN XXXX I AM A SINGLE MOTHER OF A XXXX YEAR OLD TODDLER, ALSO WORKING A FULL TIME JOB TRYING TO MAINTAIN MY LIFE AND MY SONS. THEREFORE TODAY XX/XX/18 AT XXXX MADE A CALL TO THE BUREAU AGAIN TO TRY TO MANAGE AND PAY MY DEBT AT LEAST THE LITTLE I COULD CONTRIBUTE BUT PAY IT BACK THE PERSON I SPOKE WITH STATED THAT THE XXXX DOLLARS I PAYED WERE NOT GOING TO STOP XXXX FROM PROCESSING MY CASE AND SHE WOULD NOT ACCEPT IT I AM A CITIZEN OF THIS COUNTRY BEEN WORKING SINCE XXXX YEARS OLD THE FACT THAT THEY ARE REJECTING ANY SORT OF MY INCOME IT IS DISGUSTING AND I DO NOT WANT TO SPEAK WITH XXXX I WANT TO SPEAK WITH SOMEBODY THATS WILLING TO HELP ME AND WORK WITH MY CASE!!!!
08/06/2023 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • NJ
  • 088XX
Web
I received a letter from Certified Solutions stating I had an account that.was placed for collections. The letter listed a date of service, an account number, my name, a file number, and the balance due. In the body of the letter the was also a phone number to call Toll free for questions and a 24 hour automated customer service number. No where in this letter was listed thr name of the original creditor. So I called the toll free number and was told to hold for a person then the line was disconnected I tried this 2 times. Then I called the 24 hour line and was asked for my account number, which I put in, per the letter, then it asked me for my last 4 of my social security number. Well I don't give that out without more information so I hung up. I have 2 different letters with 2 different dates of service with no creditor information on them how can I verify that this is even my debt like this? XXXX there is no information of how i can dispute the debt.
02/09/2021 No
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • NJ
  • 08844
Web
During XX/XX/XXXX I was involved in auto accident and admitted to the XXXX XXXX XXXX XXXX XXXX in XXXX XXXX, NJ from roughly XXXX XXXX. I only spent that morning in the hospital before being released later on that afternoon. I had came to the ER department as instructed by the physician for 3 more checkups following that day. As I reported the incident to my auto insurance company XXXX XXXX during that Thursday, my PIP coverage was fully able to cover my hospital expenses. Within the timeframe of the year, XXXX Billing Department sent this so called outstanding bill to debt collectors. Even while they got paid as stated by a billing specialist. This fabricated unpaid debt has affected my credit score with delinquencies reported monthly during the year of XXXX til now.
02/01/2021 No
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • NJ
  • 07047
Web
Received a letter in the mail regarding an amount from a hospital visit recently. I called the agency directly and ask for further details of the debt. They wanted me to verify who I am by asking for sensitive information. I did not comply and asked them to simply send me the details of the supposedly debt so I can verify it with the hospital. Also I called the hospital directly to verify the debt and they did not find such debt on their records. They refused to work with me not provide any details. I called a second time with no results. I emailed the company and received no reply. At this point I believe they are fraudulent. Their information is below ; certified credit and collection ( certifiedccb.com )
09/23/2018 No
  • Debt collection
  • Medical debt
  • Threatened to contact someone or share information improperly
  • Contacted you after you asked them to stop
  • NJ
  • XXXXX
Web Older American
Dear CFPB : this matter is in regards of a debt of : {$640.00}. This bill from one of the hospitals i was there around XX/XX/2018, and I aplied for charity care. The collection agency wrote me a letter dated : XX/XX/2018 and I answer them before the 30 days. I explain to them DO NOT CALL ME, DO NOT HARRAS ME, to please to get in touch with the hospital financial/charity care office. I also ask them to mail me within 30 days bye State and Federal Laws. Copies of my bills, receives, copies of my policy number and also i told them do not call me any more and to contact my attorney if need it. Thank you Very truly yours.
07/28/2017 No
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • NY
  • 120XX
Web Older American
Every month I receive a collection notice from this company. The debt incurred because the medical people and the insurance company were not speaking. It has been taken care of, The bill was finally paid by ins. in XXXX. I 'm in their system and automatically get these notices every month ( sometimes every few weeks. ) The medical office said I was not in collections. Yet they keep coming. I called once and got a very nasty person on the phone who left me on hold for 10 minutes. I 've written and told them to stop. Bill was paid. Make them stop.
12/29/2020 No
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • NJ
  • 07410
Web
Certified Credit & Collection set me a bill for debt I do not owe. They received this from another debt agency that claimed I owe this debt. I verified that no debt was owed and all my bills were paid. In Certified Credit & Collection 's letter they stated that if I respond within 30 days and dispute the debt, they would send proof of debt. I disputed the debt and received no proof of debt. Instead, they sent me a second letter asking for payment of this debt I do not owe. Attached are their two letters and my responses to their letters.
07/06/2020 No
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • NJ
  • 07017
Web
I'm disputing this account. I'm asking for them to prove 100 % verified or validation. So I'm submitting through this site for help. This collection agency has not proved this account is mine. They have not sent me any of the proof I'm asking for. This is a medical dispute to which they maybe in violation of HIPPA laws to which I do not see a signed HIPPA form. *Assignment clause *Notarized letter of debt purchase *Signed contract from original creditor *Copy of license to collect in my state legally *Signed HIPPA form
08/26/2019 No
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • NJ
  • XXXXX
Web Older American
Dear CFPB/ MADAM/SIR : I received letter dated, XX/XX/XXXX, From debt collection bureau. they are asking for me to pay them {$57.00} From : XXXX Hospital, date of service was : XX/XX/XXXX. I was at that time 3 days in the hospital for sickness matters. The Total Amount of the Bill was PAID bye my insurance, MEDICARE pay XXXX hospital over $! .000.00 PLUS. Hospital was already PAID in full, and I DO NOW OWE ANYTHING to either or none of them. Thank you. Very Truly Yours. XXXX
06/27/2017 No
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • NJ
  • 07712
Web
I received a letter from a company called Certified Credit & Collections Bureau, stating that I owe a debt of {$910.00} to XXXX XXXX XXXX. I paid in full any debt that I had to the medical center. Further, I feel based on the letter that I received that the company is a scam. The address listed is XXXX XXXX XXXX XXXX XXXX NJ XXXX. They list a website that appears odd as well ; XXXX and a telephone number XXXX.
06/22/2022 Yes
  • Money transfer, virtual currency, or money service
  • Virtual currency
  • Fraud or scam
  • CA
  • 92532
Web
I'm a victim of identity theft, banking fraud, compromised ssn, all my personal information has been stolen. P.S. I'm flowing on a current report I have filled in the past year or so, please I need an update on current status. Contact info- XXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX XXXX ( XXXX ) XXXX Thank you...
01/16/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • NJ
  • 070XX
Web
I received a letter from this address : Certified XXXX XXXX XXXX XXXX XXXX NJ XXXX XXXX XXXX Stating that I owed money to my Doctor 's office, XXXX XXXX, and they were trying to collect the debt. I called the XXXX 's office right away to clarify and they said no, there was no debt. This is a scam.
03/03/2016 No
  • Debt collection
  • Medical
  • False statements or representation
  • Attempted to collect wrong amount
  • NJ
  • XXXXX
Web Servicemember
XXXX paid for the debt and the money that they are collecting is more. In addition, the original debtor is trying to collect the difference not paid by XXXX
10/11/2018 No
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • NJ
  • 07003
Web Servicemember
Letter dated XX/XX/18 indicated that I owe a total of {$430.00}. I do not know how I owe this amount to XXXX XXXX, as they charged my insurance already.
06/10/2021 No
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • NJ
  • 07748
Web
Got a letter to try to collect {$25.00}. Paid the {$25.00} already.
01/30/2024 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • NJ
  • 08527
Web
01/24/2024 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • NJ
  • 07652
Web
08/04/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • NY
  • 10305
Web
07/19/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • FL
  • 32505
Web
07/19/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • NJ
  • 07650
Web
01/14/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • NJ
  • 07083
Web
01/14/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • NJ
  • 07083
Web
12/24/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • NJ
  • 07601
Web
02/13/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • NJ
  • 07650
Web
02/09/2022 No
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • NJ
  • 07093
Web
11/05/2021 No
  • Debt collection
  • Medical debt
  • Communication tactics
  • Frequent or repeated calls
  • NJ
  • 079XX
Web
10/28/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • NJ
  • 07726
Web
07/30/2021 No
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • CA
  • 91352
Web
03/26/2021 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • NJ
  • 07039
Postal mail
11/17/2020 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • NJ
  • 07039
Postal mail
11/16/2020 No
  • Debt collection
  • Other debt
  • False statements or representation
  • Attempted to collect wrong amount
  • NJ
  • 07039
Postal mail
10/31/2020 No
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • NJ
  • 07039
Postal mail
10/07/2020 No
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • NJ
  • 07039
Postal mail
10/01/2020 No
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • FL
  • 32905
Postal mail
07/01/2019 No
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • NJ
  • 088XX
Web
06/27/2019 No
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • NJ
  • 07093
Postal mail
05/23/2019 No
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • SC
  • 29577
Web
11/28/2018 No
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • NJ
  • 07480
Postal mail
11/14/2018 No
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • NJ
  • 07205
Referral
11/02/2017 No
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • NJ
  • 07764
Phone
12/11/2016 No
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • NJ
  • 07066
Web
11/27/2016 No
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • NJ
  • 08822
Web
08/17/2016 No
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • NY
  • 12553
Referral