Central Portfolio Control Inc. CFPB Complaints

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2000 Latest Complaints
Date Received Timely Response Product Issue State / Zip Submitted Via Tags
09/14/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • LA
  • 705XX
Web
Dear Sir or Madam : I am a victim of identity theft. I have recently learned that my personal information was used to open an account at your company. I did not open this account, and I am requesting that the account be closed and that I be absolved of all charges on the account. Enclosed is a copy of my Identity Theft Report supporting my position. In addition, I am enclosing a copy of sections 605B, 615 ( f ) and 623 ( a ) ( 6 ) of the Fair Credit Reporting Act ( FCRA ), which detail your responsibilities as an information furnisher to consumer reporting agencies in response to the Identity Theft Report I am providing. These sections also detail your responsibilities that apply in the event you receive from a consumer reporting agency notice under section 605B of the FCRA that information you provided is the result of identity theft. Please investigate this matter, close the account and absolve me of all charges, take the steps required of you under the FCRA, and send me a letter confirming your findings and actions, as soon as possible. Enclosures : Identity Theft Report FCRA Sections 605B, 615 ( f ), 623 ( a ) ( 6 ) ENCLOSURE : FCRA 605B ( 15 U.S.C. 1681c-2 ) Block of Information Resulting from Identity Theft ( a ) Block Except as otherwise provided in this section, a consumer reporting agency shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from an alleged identity theft, not later than 4 business days after the date of receipt by such agency of -- ( 1 ) appropriate proof of the identity of the consumer ; ( 2 ) a copy of an identity theft report ; ( 3 ) the identification of such information by the consumer; and ( 4 ) a statement by the consumer that the information is not information relating to any transaction by the consumer. ( b ) Notification A consumer reporting agency shall promptly notify the furnisher of information identified by the consumer under subsection ( a ) of this section -- ( 1 ) that the information may be a result of identity theft ; ( 2 ) that an identity theft report has been filed ; ( 3 ) that a block has been requested under this section; and ( 4 ) of the effective dates of the block. ( c ) Authority to decline or rescind ( 1 ) In general A consumer reporting agency may decline to block, or may rescind any block, of information relating to a consumer under this section, if the consumer reporting agency reasonably determines that -- ( A ) the information was blocked in error or a block was requested by the consumer in error ; ( B ) the information was blocked, or a block was requested by the consumer, on the basis of a material misrepresentation of fact by the consumer relevant to the request to block ; or ( C ) the consumer obtained possession of goods, services, or money as a result of the blocked transaction or transactions. ( 2 ) Notification to consumer If a block of information is declined or rescinded under this subsection, the affected consumer shall be notified promptly, in the same manner as consumers are notified of the reinsertion of information under section 168li ( a ) ( 5 ) ( B ) of this title. ( 3 ) Significance of block For purposes of this subsection, if a consumer reporting agency rescinds a block, the presence of information in the file of a consumer prior to the blocking of such information is not evidence of whether the consumer knew or should have known that the consumer obtained possession of any goods, services, or money as a result of the block. ( d ) Exception for resellers ( 1 ) No reseller file This section shall not apply to a consumer reporting agency, if the consumer reporting agency -- ( A ) is a reseller ; ( B ) is not, at the time of the request of the consumer under subsection ( a ) of this section, otherwise furnishing or reselling a consumer report concerning the information identified by the consumer ; and ( C ) informs the consumer, by any means, that the consumer may report the identity theft to the Commission to obtain consumer information regarding identity theft. ( 2 ) Reseller with file The sole obligation of the consumer reporting agency under this section, with regard to any request of a consumer under this section, shall be to block the consumer report maintained by the consumer reporting agency from any subsequent use, if -- ( A ) the consumer, in accordance with the provisions of subsection ( a ) of this section, identifies, to a consumer reporting agency, information in the file of the consumer that resulted from identity theft ; and ( B ) the consumer reporting agency is a reseller of the identified information. ( 3 ) Notice In carrying out its obligation under paragraph ( 2 ), the reseller shall promptly provide a notice to the consumer of the decision to block the file. Such notice shall contain the name, address, and telephone number of each consumer reporting agency from which the consumer information was obtained for resale. ( e ) Exception for verification companies The provisions of this section do not apply to a check services company, acting as such, which issues authorizations for the purpose of approving or processing negotiable instruments, electronic fund transfers, or similar methods of payments, except that, beginning 4 business days after receipt of information described in paragraphs ( 1 ) through ( 3 ) of subsection ( a ) of this section, a check services company shall not report to a national consumer reporting agency described in section 1681a ( p ) of this title, any information identified in the subject identity theft report as resulting from identity theft. ( f ) Access to blocked information by law enforcement agencies No provision of this section shall be construed as requiring a consumer reporting agency to prevent a Federal, State, or local law enforcement agency from accessing blocked information in a consumer file to which the agency could otherwise obtain access under this title. ENCLOSURE : FCRA 615 ( f ) ( 15 U.S.C. 1681m ( f ) ) Requirements on Users of Consumer Reports Prohibition on Sale or Transfer of Debt Caused by Identity Theft ( f ) Prohibition on sale or transfer of debt caused by identity theft ( 1 ) In general No person shall sell, transfer for consideration, or place for collection a debt that such person has been notified under section 1681c-2 of this title has resulted from identity theft. ( 2 ) Applicability The prohibitions of this subsection shall apply to all persons collecting a debt described in paragraph ( 1 ) after the date of a notification under paragraph ( 1 ). ( 3 ) Rule of construction Nothing in this subsection shall be construed to prohibit -- ( A ) the repurchase of a debt in any case in which the assignee of the debt requires such repurchase because the debt has resulted from identity theft ; ( B ) the securitization of a debt or the pledging of a portfolio of debt as collateral in connection with a borrowing ; or ( C ) the transfer of debt as a result of a merger, acquisition, purchase and assumption transaction, or transfer of substantially all of the assets of an entity. ENCLOSURE : FCRA 623 ( a ) ( 6 ) ( 15 U.S.C. 1681s-2 ( a ) ( 6 ) ) Responsibilities of Furnishers of Information to Consumer Reporting Agencies Duties of Furnishers upon Notice of Identity Theft-Related Information ( 6 ) Duties of furnishers upon notice of identity theft-related information ( A ) Reasonable procedures A person that furnishes information to any consumer reporting agency shall have in place reasonable procedures to respond to any notification that it receives from a consumer reporting agency under 1681c-2 of this title relating to information resulting from identity theft, to prevent that person from refurnishing such blocked information. ( B ) Information alleged to result from identity theft If a consumer submits an identity theft report to a person who furnishes information to a consumer reporting agency at the address specified by that person for receiving such reports stating that information maintained by such person that purports to relate to the consumer resulted from identity theft, the person may not furnish such information that purports to relate to the consumer to any consumer reporting agency, unless the person subsequently knows or is informed by the consumer that the information is correct.
02/22/2021 Yes
  • Debt collection
  • Auto debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • FL
  • 33063
Web
RE : Attentively review my formal writ composed declaration of not proven complaint misinformation that is all or in part : deficient of the adequate current status in the fullness of TRUTH, ACCURACY, COMPLETENESS, TIMELINESS, documented OWNERSHIP, certifiable RESPONSIBILITY, or otherwise irrefutable, complaint obligatory, and regulatory requisite reporting thereby mandating your immediate actions to rectify and remedy and any infractions behavior ( s ) by retaining or returning to demonstrate TRUE, CORRECT, COMPLETE, and COMPLAINT METRO 2 data field formatted reporting!!! I am a victim of identity- theft, I am writing to request that you block all accounts disputed as fraudulent on my credit reports with XXXX , XXXX , and XXXX. This information does not relate to any transactions I have made. I did not give anyone authorization or consent to use my personal information. I hereby exercise my legal rights enacted by Congress and The Federal Trade Commission, which explicitly states when a victim of identity-theft dispute a fraudulent account on his/her credit report it shall be honored by all credit bureaus and all fraudulent information should be blocked within 4 days and proper notification shall be given to all data furnishers pursuant to section 605b of The Federal Fair Credit Reporting Act. Failure to comply shall lead to complaints being filed with The XXXX XXXX XXXX, Consumer Financial Protection Bureau, and Attorney General stating your companys unlawful collection practices, misrepresentation of creditworthiness, defamation of character, and noncompliance to abide by laws enacted by Congress to protect victims of identity-theft who's credit been impacted by acts of fraud. Because I know my rights under THE FAIR CREDIT REPORTING ACT, CONSUMER CREDIT PROTECTION ACT ( CCPA ), and FAIR and ACCURATE CREDIT TRANSACTION ACT of 2003 ( FACTA ). I will be taking action. I also know my rights under this paragraph of Section 312 of the FACTA LAW : SEC.312. Procedures to enhance the accuracy and integrity of information furnished to consumer reporting agencies. ( b ) duty of furnishers to provide accurate information. -- Section 623 ( a ) ( 1 ) of THE FAIR CREDIT REPORTING ACT ( 15 U.S.C. 1681s-2 ( a ) ( 1 ) is amended ( 1 ) in subparagraph ( A ), by striking " knows or consciously avoids knowing the information is inaccurate '' and inserting " knows or has reasonable cause to believe that the information is inaccurate '', and ( 2 ) by adding at the end of the following : ( D ) DEFINITION -- For purposes of subparagraph ( A ), the term 'reasonable cause to believe that the information is inaccurate ' means having specific knowledge, other than solely allegations by the consumer, that would cause a reasonable person to have substantial doubts about the accuracy of information. Policy states. According to the Fair Credit Reporting Act FCRA 611 ( 15 U.S.C 1681 ), Procedure In Case of Disputed Accuracy. ( a ) Reinvestigation ( 1 ) Reinvestigation ( a ) In general. Subject to Subsection ( f ), if the completeness or accuracy of any item of information contained in a consumers file at a consumer agency is disputed by the consumer and the consumer notifies the agency directly, or indirectly through a reseller, of such dispute, free of charge, conduct a reasonable reinvestigation to determine whether the disputed information is inaccurate and record the current status of the disputed information, or delete the item from the file in accordance with paragraph ( 5 ), before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller. Therefore, my position is being clearly stated, these accounts do not belong to me, meaning that you are reporting inaccurate account information within my credit file. The fact that these are inaccurate account information means that you, this credit-reporting agency, are reporting incorrect accounts. Finally, you are reporting the INQUIRIES that are the result of the same type of fraudulent activities. It must be noted that I did not apply for credit accounts with the below-listed companies and creditors, some of these are the result of attempts to open accounts, but the companies did not approve the accounts. Therefore, these inquiries must be deleted from within my credit file. You can not delete the fraudulently opened accounts without also deleting the fraudulent inquiries. It should be noted that an inquiry that was not made by me is not a factual record, just as a fraudulently opened account is not a factual record and not referred to the creditor to be disputed directly with them. The credit reporting agencies have attempted to address an inquiry as a factual record of file access, but if it was done through fraudulent means, it is not a factual record. As a consumer, I should not be required to dispute each fraudulent inquiry directly with each company. These inquiries are the result of fraudulent activity and therefore, inaccurate in which the credit reporting agencies or the creditors can not verify, meaning that these inquiries are unverifiable information and must be deleted from my credit files. 1. CENTRAL PORTFOLIO CONTRO bal. {$8500.00} I am well aware of my rights as a consumer. The Fair Credit Reporting Act requires that you, the credit-reporting agency report accurate and/or correct account information within my credit file. My credit issues are very specific, these accounts and/or items do not belong to me. This means that you are reporting incorrect account information within my credit report. It is this in mind that I request that these listed accounts and items be Blocked and Deleted. According to the Fair Credit Reporting Act FCRA, Section 1681c ( 2 ) Block of information resulting from identity theft. 1.Block. Except as otherwise provided in this section, a consumer reporting shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from alleged identity theft, not later than four ( 4 ) business days after the date receipt by such agency of 1. Appropriate proof of identity of the consumer ; 2. A copy of an identity theft report 3. The identification of such information by the consumer ; and 4. A statement by the consumer that the information relating to the transaction by the consumer. I have provided all of the above listed four ( 4 ) items within this package. Therefore, I expect these listed accounts to be deleted and blocked within ( 4 ) business days. This is clearly an identity theft issue. I am also entitled to receive a free copy of my credit report, so I am requesting a free credit report and that all of these accounts, public records items, and inquiries be permanently blocked and deleted. Enclosures : Identity Theft Report Proof of Identity Copy of Account Statement showing Fraudulent Items FTC Notice to Furnishers CC : Consumer Financial Protection Bureau XXXX XXXX XXXX XXXX XXXX, Iowa XXXX CC : XXXX- XXXXXXXX XXXX XXXX XXXX XXXX, XXXX . XXXX XXXX XXXX XXXX, FL XXXX CC : XXXX- XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX , FL XXXX CC : XXXX- XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. XXXX, FL XXXX CC : Attorney General Office XXXX XXXX XXXX XXXX XXXX. XXXX, FL XXXX
02/08/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • AR
  • 71913
Web
This letter is a formal complaint that you are reporting inaccurate and incomplete credit information. I am troubled that you have included the information below in my credit report and that you have failed to maintain procedures in your operations to ensure maximum possible accuracy in the credit reports you publish. Credit reporting laws ensure that bureaus report only 100 % accurate credit information. Every step must be taken to assure the information reported is completely accurate and correct. The following information, therefore, needs to be re-investigated. According to the Fair Credit Reporting Act, Section 609 ( a ) ( 1 ) ( A ), you are required by federal law to verify, through the physical verification of the original signed consumer contract, any and all accounts that you post on a credit report. Otherwise, anyone paying for your reporting services could fax, mail, or email in a fraudulent account. Please send a verifiable proof ( i.e. : the original consumer contract with my signature on it ) that you have on file for the account listed below. XXXX failure to positively verify these accounts has hurt my ability to obtain credit. Under the FCRA, unverifiable accounts must be removed and if you are unable to provide me a copy of the verifiable proof, you must remove the account listed below In addition, please remove all non-account holding inquiries over 30 days old Please verify the account below. If it can not be properly verified please remove it immediately : Accounts : 1. Central Portfolio Control Original Creditor : XXXX XXXX Initiatives Address : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX MN, XXXX Phone Number : ( XXXX ) XXXX Account Number : XXXX Balance : {$1300.00} Please remove from my credit report Multiple attempts have been made to validate and verify this debt with Central Portfolio Control but I have not received a response from Central Portfolio Control. I previously received a phone call from Central Portfolio Control agents by the name of XXXX XXXX on XX/XX/2021, regarding a debt with XXXX XXXX for the amount of {$1300.00}. While on the call, XXXX XXXX I asked for him to send a written letter validating and verifying the debt he was calling in regards to. On XX/XX/2021 I reached back out to XXXX to inform him that I had not received the written letter that was asked for on XX/XX/2021. I provided XXXX with my Name and address and he stated that he could not verify me in his system. He asked if I had an account number and I informed him I was not provided any of that information when he contacted me on XX/XX/2021. By law, a collection agency has 5 days after phone contact to provide written documents validating and verifying the debt in which they are contacting the customer. Central Portfolio Control did not provide that documentation. On XX/XX/2021, a certified letter was sent by USPS tracking number # asking for validation and verification of the debt that letter is still currently waiting for a delivery scan from XX/XX/2021. On XX/XX/2021, I sent another letter to Central Portfolio Control disputing a debt from an Offer to Resolve letter I received from Central Portfolio Control. In this letter, it stated that the Current and Original Creditor was XXXX XXXX XXXX XXXX XXXX. Federal law requires you to respond within thirty ( 30 ) days, yet you have failed to respond. Central Portfolio Control has failed to reply to these letters and has placed the debt on my credit report. Reporting incorrect information on my credit report I respectfully request to be provided proof of this alleged item, specifically the contract, note or other instrument bearing my signature. Failing to provide means, the items must be deleted from the report as soon as possible. This information is entirely inaccurate and incomplete, and as such represents a very serious error in your reporting. Please delete this misleading information and supply a corrected credit profile to all creditors who have received a copy within the last six months, or the last two years for employment purposes. Additionally, please provide the name, address, and telephone number of each credit grantor or other subscriber. Under federal law, you have thirty ( 30 ) days to complete your investigation. Be advised that the description of the procedure used to determine the accuracy and completeness of the information is requested as well, to be provided within fifteen ( 15 ) days of the completion of your investigation. In addition, please remove all non-account holding inquiries over 30 days old. Also, please add a promotional suppression to my credit file. Attached is a copy of my driver 's license, bank statement, the two letters sent to Central Portfolio Control, receipt from the certified letter, and as well as a copy of the tracking information.
06/12/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • GA
  • 30060
Web Servicemember
Date : XX/XX/XXXX Name : XXXX XXXX XXXX Address : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, GA XXXX SSN : XXXX Contact Number : ( XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX TX XXXX XXXX XXXX XXXX XXXX XXXX XXXX IL XXXX ( or ) XXXX XXXX XXXX XXXX XXXX PA XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX GA XXXX XXXX Credit Report Number : XXXX, Date Created : XX/XX/XXXX XXXX Credit Report Confirmation XXXX XXXX, Date created : XX/XX/XXXX XXXX Credit Report File Number : XXXX, Date created : XX/XX/XXXX Creditor : XXXX XXXX XXXX OR CENTRAL PORTFOLIO CONTROL Account Number : XXXX Address : XXXXXXXX XXXX XXXX XXXX XXXX XXXX, MN XXXX Contact Number : ( XXXX ) XXXX Dear : XXXX, XXXX and XXXX & XXXX XXXX XXXX OR CENTRAL PORTFOLIO CONT I am writing to dispute the inaccuracy of this information contained in my credit report in regards to the Original Creditor : XXXX XXXX XXXX OR CENTRAL PORTFOLIO CONTROL I am writing to dispute [ a ] fraudulent charge ( s ) on my account in the amount ( s ) of {$340.00}. I am a victim of identity theft, and I did not make [ this/these ] charge ( s ). I request that you remove the fraudulent charge ( s ) and any related finance charge and other charges from my account, send me an updated and accurate statement, and close the account ( if applicable ). I also request that you cease reporting the inaccurate information to all of the nationwide credit reporting agencies ( CRAs ) to which you provided it.The federal Fair Credit Reporting Act ( FCRA ) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. This inaccurate reporting is negatively impacting my good name, character, and ability to qualify for new credit. As a consumer, I have a right to accurate and fair reporting of my credit history, and this discrepancy is creating an unfair and inaccurate representation of my creditworthiness. Again please remove this account immediately from my credit report and also provide me a copy of my new credit report reflecting this account removed upon completion. Enclosed is a copy of my Identity Theft Report supporting my position, and a copy of my credit report showing the fraudulent items related to your company that are the result of identity theft. [ Consumers should redact information that is unrelated to the dispute with this company. ] Also enclosed is a copy of the Notice to Furnishers issued by the Federal Trade Commission, which details your responsibilities under the Fair Credit Reporting Act as an information furnisher to CRAs. The Notice also specifies your responsibilities when you receive notice from a CRA, under section 605B of the Fair Credit Reporting Act, that information you provided to the CRA may be the result of identity theft. Those responsibilities include ceasing to provide the inaccurate information to any CRAs, and ensuring that you do not attempt to sell or transfer the fraudulent debts to another party for collection. Furthermore, I believe that the furnisher of this information from XXXX XXXX XXXX OR CENTRAL PORTFOLIO CONTROL as the credit bureau and XXXX is an unreliable source. Their inconsistent reporting raises serious questions about their accuracy and reliability, and I request that you reinvestigate this matter thoroughly. I am formally requesting that you remove this collection account from my credit report due to the inaccurate and unreliable reporting. Please provide me with a written confirmation of the deletion and an updated copy of my credit report. Thank you for your prompt attention to this matter. Sincerely, XXXX XXXX XXXX Thank you Please investigate this matter and send me a written explanation of your findings and actions.
09/12/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • OR
  • 97128
Web
Hello, On XX/XX/2023, I received a text message that stated : Hi XXXX XXXX XXXX, this is Central Portfolio Control Inc . Please contact our office at XXXX or online at XXXX using your AGENCY ID : XXXX. This communication is from licenses Bill Collector. Thank you. Text STOP to unsubscribe. I had never heard from this company at all, so I assumed I would get a letter that explained this debt within the 5 day pay period, according to : 15 U.S. Code 1692g. They did not send any type of validation to this debt within this period. I sent a notarized validation letter on XX/XX/2023 via Certified Mail asking for validation of this debt, the name and address of the original creditor, amount, date of original charge off of delinquency, verification the debt was sold, any judgements obtained by any creditor, commission for debt collector if efforts are successful, etc. I did not hear anything until XX/XX/2023, 15 days after the original text. I received a letter via standard mail that only stated who the creditor was, and the amount owed ( I have the original letter and envelope ). The letter was dated for XX/XX/XXXX, however I absolutely didnt receive it until the XXXX, and there was no postmark date on their letter at all, only showing barcodes and my address. In this letter was again, no information about the original address, original amount due, no identifying information for me to try to reconcile this debt. I sent a second notarized validation letter via Certified Mail on XX/XX/2023 again, asking for the name and address of the original creditor, the original amount etc. And I also noted that per the 15 U.S. Code 1692g statute, they were in violation of the law that states they must send a validation letter within the first five days of contact. I also noted that since you have failed to provide me with most of the mandatory information I am seeking, I am assuming that you have been unable to validate the debt and therefore, I consider this matter closed. You may consider this letter your official notification that I do not intend to correspond with you on this matter again. Another note, Per section 15 U.S.C.A. 1692 ( f ) ( 8 ), collectors are prohibited from using any language other than the collectors business address on an envelope, inducing barcodes viewable through a window envelope that could reveal the consumers internal reference number. The first letter sent to me had my name, address and also a very long barcode along with an address and barcode on their return address, again another violation of the FDCPA. On XX/XX/2023, XXXX months after the first letter sent, I received the second letter from them, postdated XX/XX/2023, this letter stated in receipt of your correspondence, disputing of the debt referenced above. In response and for your review please fin the attached information related to the debt. If you believe the information set forth is not accurate, or that the debt has been resolved, please send us documentation supporting your position, including payments. Attached is a medical debt that seems to be from XXXX XXXX XXXX. There was no one of the rest of the information I requested, such as the amount the debt was sold for, date of original charge of delinquency, verification the debt was sold to a collector, etc. I am unsure of where to move forward, as they have continued to violate the FDCPA in many ways. I would love some guidance on how to go about this. I have all original documents, including envelopes, return slips and the original text message. Please let me know if I am able to submit a formal complaint against Central Portfolio Control, and what my next steps will be. Thank you, XXXX XXXX XXXX
08/15/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • VA
  • 229XX
Web
While looking at my XXXX credit report on XX/XX/XXXX, I found a supposed collection account from Central Portfolio Control for the amount of {$790.00}. It says it was opened on XX/XX/XXXX with the account number starting in XXXX. It also claims that the terms is 1 month ( I assume that means to pay the alleged debt in full ), but I never went into any business with this company or signed any agreements with them, so they should not be reporting anything on my credit or be making terms that I never agreed to or was contacted about, nor was I notified of this debt entirely. I am arguing that the debt is not mine, and even IF it were, this is a violation of my rights as a consumer according to the FDCPA, as 1. I never received any form of verification or validation about this supposed debt, and 2. This was primarily reported to XXXX, and potentially the other two major credit report agencies of XXXX and XXXX, without first notifying or contacting me. This is against Regulation F of the FDCPA which states that a collection agency or debt collector can not report debt to the 3 major credit agencies of XXXX, XXXX, or XXXX without first contacting or notifying the consumer of the supposed debt in question. Additionally, IF this is connected to a XXXX medical debt, this debt has passed the statute of limitations, as it was first opened on XX/XX/XXXX by XXXX XXXX XXXX ( which has since been disputed and removed from my report as of XXXX of this year ) with a total of {$190.00}, which also as of this year, has now been over the statute of limitations to collect on medical debt in Virginia, which is 3 years ( in my XXXX complaint, I mistakenly said 5 years, but its really XXXX ), which means this company can not legally come after me for this alleged debt, and if they do, it will be yet another violation of the FDCPA. I would like for this collection to be removed immediately and for the account to be deleted. I already have made XXXX XXXX XXXX XXXX complaint, which I stated that I will be making a complaint through the XXXX as well if the debt is not removed and deleted, but as of today, XX/XX/XXXX, the company has yet to respond to that complaint, but they still have about 26 days left to respond, so well see if they comply. I also disputed with XXXX, but as of yesterday, XX/XX/XXXX through XXXX, XX/XX/XXXX, my dispute results were unsuccessful, with the account supposedly being verified and updated, and the company still claims I owe this debt, to which I still argue against, and I will keep disputing. IF the account is not deleted, I will be consulting a lawyer or I potentially will even take legal action against this company because they have violated my rights under the FDCPA at least twice, to which I am very well aware of my rights as a consumer. I do not mean to sound difficult, but I am extremely angry and tired of all these collection agencies claiming I allegedly owe money that I know I do not owe, especially not {$790.00}, as I had to make XXXX and XXXX complaints back in XXXX of this year against another collection company ( XXXX XXXX XXXX ) who claimed I owed the exact same amount ( {$790.00} ) in two accounts, which I supposedly got them to delete, but I believe one of the accounts was instead bought by this company without them first notifying me. Please delete the account and remove from my credit report ASAP. I also wish to not be contacted directly by the company, so I would like for them to cease and desist all future contact with me. Thank you
02/28/2023 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • IA
  • 52240
Web
I am a FEDERALLY PROTECTED CONSUMER I am making this complaint against CENTRAL PORTFOLIO CONTROL ACCT # XXXX ALLEDGED DEBT AMOUNT {$310.00}, ACCT # XXXX ALLEDGED DEBT AMOUNT {$1500.00}, ACCT # XXXX ALLEDGED DEBT AMOUNT {$310.00}. I reject your offer to contract I did not consent to any NONAFFILIATED THIRD CENTRAL PORTFOLIO CONTROL ACCT # XXXX, XXXX, XXXX to be in possession of my Nonpublic Person Information. THIS IS A VIOLATION OF THE GRAMM-LEECH-BLILEY ACT FAIR TRADE COMMISION ( FTC ) CONSIDERS PRIVACY VERY CRITICAL. I never gave any permission ( CENTRAL PORTFOLIO CONTROL ) use any of my identifying information to commit mail fraud by contacting me about this ALLEDGED DEBT. This is notice to CEASE AND DESIST all illegal activity and communications and furnishing false credit information on my consumer reports which is considered communication and illegal activity. I am not requesting validation of any alleged debt as obtaining as Non Public Personal Information without my lawful authority constitutes Aggravated Identity Theft 18 USC 1028A. After you sent a letter to addresses where I DO NOT STAY STATING that MERCY XXXX XXXX XXXX SOLD MY NON PUBLIC PERSONAL INFORMATION TO YOUR DEBT COLLECTION COMPANY. I now have reason to believe that you are ALL conspiring against me trying to collect on a EXTENSION OF CREDIT through unlawful extortionate means. There is NO TRILATERAL CONTRACT BETWEEN US ( CENTRAL PORTFOLIO CONTROL ) THAT STATES I HAVE THE LEGAL OBLIGATION TO PAY ( CENTRAL PORTFOLIO CONTROL ). THE FAIR DEBT COLLECTION PRATICES ACT ( F.D.C.P.A. ) AND THE FAIR TRADE COMMISION ( FTC ) WERE CREATED TO PROTECT FEDERAL CONSUMERS LIKE ME. YOU ARE IN VIOLATION OF THE FAIR TRADE COMMISION ACT WHICH STATES " Section 5 of the Federal Trade Commission Act ( FTC Act ) ( 15 USC 45 ) prohibits ''unfair or deceptive acts or practices in or affecting commerce. AND DUE TO CENTRAL PORTFOLIO CONTROL FURNISHING FALSE ALLEDGED DEBT ON MY CONSUMER REPORTS I WAS DENIED EXTENSION OF CREDIT FOR HAVING THREE MEDICAL COLLECTION ACCOUNTS ON MY CONSUMER REPORT. EXTENDING CREDIT WHICH IS MY FEDERAL CONSUMER RIGHT WAS PROHIBBITED BECAUSE OF YOUR FALSE CLAIM YOU ARE PROHIBITTING ME FROM OPERATING IN COMMERCE WHICH NOW PUTS YOU IN VIOLATION OF THE FAIR TRADE COMMISION ACT ( F.T.C ACT ). I AM PREPARED TO SEEK JUSTICE, AND DEMAND, ALL MY FEDERAL RIGHTS BE PROTECTED, AND RESPECTED, AND ENFORCED. AND UNDER THE FAIR DEBT COLLECTIONS PRATICES ACT ( FDCPA ) YOU ARE IN VIOLATION OF15 U.S.C. 1692d A debt collector in collecting a debt, may not harass, oppress, or abuse any person. For example, a debt collector may not : Use or threaten to use violence or other criminal means to harm the physical person, REPUTATION, or property of any person. BY FURNISHING THESE ALLEDGED DEBTS ON MY CONSUMER REPORTS YOU ARE HURTING MY REPUTATION AGAIN WE HAVE NO CONTRACT I HAVE NEVER HAD ANY BUSINESS DEALINGS WITH CENTRAL PORTFOLIO CONTROL NOR DESIRE TO. IMMEDIATELY DELETE THE FALSE ALLEDGED DEBTS ON MY CONSUMER REPORTS. AND UNDER 15 USC 1692K I AM TO BE AWARDED {$1000.00} PER VIOLATION FINDINGS AND THERE THREE VIOLATIONS. I DEMAND MY DUE DAMAGES OF TOTAL {$3000.00} BASED ON 15 USC 1692K BE MAILED TO ME IMMEDIATELY AND DELETE ALL ALLEDGED DEBTS FROM MY CONSUMER REPORTS IMMIEDATELY FEDERAL CONSUMER RIGHTS SUPERCEDES AN ALLEDGED DEBT OF {$310.00}, {$310.00}, {$1500.00}.
03/29/2023 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • UT
  • 84075
Web
XXXX XXXX, I began receiving repeated phone calls from various individuals from various phone numbers saying they were with Central Portfolio Control. When I asked what the calls were about, they said it was regarding a personal matter but couldnt tell me anything else unless I provided my social security number, date of birth, or other personally identifiable information. I explained that my identity had been stolen last year and in light of the prevalence of scams, I would not do so unless they contacted me in writing to let me know who they were and what the calls were about. On one occasion, XXXX XXXX informed me they sent written correspondence on XX/XX/XXXX, and I explained I never received anything. I also told her I am enrolled in the XXXX Informed Delivery program and receive emails daily with images of the envelopes being delivered to my mailbox each day and never received an email with an image of a letter from Central Portfolio Control. She said they would resend the letter, but to date, I have never received ANY written correspondence from Central Portfolio Control. On XX/XX/XXXX, I received notification that Central Portfolio Control reported a {$1500.00} debt delinquency to XXXX and XXXX-without ever telling me what they were calling about or sending written notification. Once I saw the amount, I immediately knew the alleged debt stemmed from a XXXX dispute with a former landlord who, to this day, has never filed a lawsuit or received a judgment against me. I called Central Portfolio Control and advised that I have repeatedly disputed the debt with the landlord, and multiple attorneys and debt collection agencies they hired who all failed to pursue the action-presumably because there is no legal basis for the debt. The dispute centers on whether I agreed to an early termination fee in a buy out agreement separately executed from the lease. The term termination fee appears nowhere in the buy out agreement or in the lease, and significantly, the apartment was rented before the expiration of my lease term so the landlord had zero damages. Under Arizona law, the landlord has a duty to mitigate damages and they did so, fully. At all times, I have disputed this alleged debt and no judge or arbiter has rendered a final judgment on this issue because the landlords attorneys and prior collection companies have all abandoned the endeavor and failed to file any legal action to recover the legally invalid debt. I have kept detailed records of all communications ( most of which were sent via certified mail with proof of delivery ) as well as the original lease and buy out agreement. I am fully prepared to litigate this case and maintain the alleged debt is legally invalid. Central Portfolio control unilaterally reported to the credit bureaus on an alleged debt they failed to properly verify or otherwise inform me of. My credit score has been adversely affected and I intend to pursue all remedies afforded to me by law.
09/05/2019 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Sued you in a state where you do not live or did not sign for the debt
  • FL
  • 34231
Web
On XX/XX/XXXX I was contacted by individual claiming that they were going to garnish my wages if I did not pay them {$3000.00}. This for from a supposed debt that I had in 2007. I informed the gentleman that I did not have any debt and it was not on my credit report. This gentleman said he was from Central portfolio and that he won a court case because they sent me a letter that I needed to show up in court. I am informed him that I did not receive any letter and I've never once received a certified letter from them. In 2007 I lived in XXXX I have now lived in XXXX for over a decade. He said he won the court case by just proving that he sent a letter by a copy of the letter. Nothing was ever needed or had to be certified as what he told me. I told him to prove that I owed the debt send me something to prove it and I'd be happy to start making payments. Two weeks went by and I did not hear from him then I just received a call from somebody who first said his name was XXXX then when I explained I wanted definite information he said his name was XXXX XXXX from Central portfolio. The number was XXXX XXXX he also informed me he was going to garnish my wages. I explained to him that I looked up the law and the state law in XXXX says you have four years to collect debt and that if I received a certified letter by mail I would never not go to court. The research I also found that if they did win a lawsuit in XXXX it would have shown up on my credit report which again none of this is on my credit report. I explained to him that on the XXXX I asked for proof of debt and he was supposed to give that to me within 5 days. He said he was going to then send me proof I don't know if this is legal that they can do this obviously do not live in XXXX or do I have the financial means to go to a court date in XXXX. when I said this he said how are we supposed to know of your financial problems when you don't inform us of them. He knew my address because he asked to verify who I was and had my address, I do not realize or did not realize I even noted that so why would I be contacting them. I have not lived in XXXX for a very long time and have not heard from any debt collectors from out of state. I had one credit card company send me a certified letter to go to court about 3 years ago and I have coarse went and have been paying them on monthly fee ever since but should be over soon. I don't understand why he would say he want a court case in XXXX and that they sent me a letter saying I had to appear in XXXX and not send it certified. Debt collectors are all over the country and they have one lawyer in every state it would have not taken them any time to have a certified letter sent to me in XXXX where I could have attended Court in XXXX to fight this. I don't know if this is a scam. Or what my rights are at this point. But they call from a restricted number so I don't even know if the number he gave me was correct. Help please
08/02/2020 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • TN
  • 37412
Web
The phone number XXXX with the caller identity XXXX XXXX called my cell phone on XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, and XX/XX/XXXX. The calls came from Central Portfolio Control , Inc. They are located in XXXX, MN. The reason for their call was related to a hospital bill for an emergency room visit in the amount of {$2300.00} from XXXX XXXX XXXX XXXX. I was cleaning up old piled up mail at my home in XXXX or XXXX of XXXX when I found the one bill Central Portfolio Control sent to me dated XX/XX/XXXX. I went to the website listed on the bill one day just to make sure it was a valid company and to see if the site was operational. This hospital emergency room visit was from XXXX of XXXX, so, I took the time to go through all of my receipts from that year to make sure it was a bill that I had not already paid. By the time this task was complete it was the end of XX/XX/XXXX. When I could not find proof that the bill was paid, I set out to pay it over the next few months. I determined that I would take whatever was left over after every paycheck and pay on it until the bill was completely paid. The first payment I made was on XX/XX/XXXX in the amount of {$1000.00}. The payment cleared my bank on XX/XX/XXXX. Central Portfolio Control made a call to me after I went to the website initially. I was at work at the time of their call on XX/XX/XXXX at XXXX XXXX EST. The person said, I saw you have been to the site. When are you going to pay the bill? I told him I did not know if it would all be paid at one time, but my intention was to pay it. The next day I made the payment of {$1000.00}. The person turned around and called me back on the next day XX/XX/XXXX and asked when I was going to pay the bill. I explained how I plan to pay the bill and that I could not give a specific amount. I simply told the person I would pay the bill online and I would make a payment every month. He called again on XX/XX/XXXX and I blocked the call because I felt it was ridiculous to have this call every day when I had already stated my intentions. A payment of {$390.00} was made on XX/XX/XXXX. Another payment of {$100.00} was paid on XX/XX/XXXX because I saw 5 calls had already been blocked from this number and it was all I had until I got paid on XX/XX/XXXX. The remaining balance as of XX/XX/XXXX was {$900.00}. When I got paid on XX/XX/XXXX I paid the other {$900.00} to retire the bill. Little did I realize that Central Portfolio Control , Inc. had placed this account on my credit report with XXXX in the amount of {$1000.00} on XX/XX/XXXX. To add insult to injury I got a notice that it was placed on my XXXX credit report on today XX/XX/XXXX and the bill amount is {$0.00}. This violates my rights under the fair credit reporting act by providing inaccurate information about me to the credit bureaus in an attempt to ruin my credit.
08/30/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • AZ
  • 85210
Web
The Fair Credit Reporting Act USC 1681 Section 602 ( a ) states " There is a need to insure credit reporting agencies exercise their grave responsibilities with fairness, impartiality, and respect for the consumer 's right to privacy. '' XXXX and XXXX are consumer reporting agencies and I am the consumer. Which under this act I have the right to make sure that my information remains private and isn't shared. But it seems that my rights are being violated due to the collections I see on my consumer report. Pursuant to 15 USC 1681b " Any consumer reporting agency may furnish a consumer report under the following circumstances and no other, ( 2 ) In accordance with written instructions of the consumer to whom it relates. I in fact DID NOT give consent to have anything added to my consumer report which is a direct violation of the Fair Credit Reporting Act. This is also considered identity theft according to 12 CFR 1022.3 subpart A ( h ) " Identity theft means fraud committed or attempted using the identifying information of another person without authority. " Again I gave no written consent at all for this action to take place which is against the law. XXXX and XXXX do not gave my consent to furnish this information and for certain do not have my written consent. All consent to XXXX and XXXX whether it is verbal, non-verbal, written, implied or otherwise is revoked. Also according to 15 USC 1681C ( a ) ( 5 ) states " Except as authorized under subsection ( b ), no consumer reporting agency may make any consumer report containing any of the following items of information, any other adverse item of information, other than records of convictions of crimes which antedates the report by more than several years. '' These accounts are adverse items they are reporting as I said before without my permission which is against the law. 15 USC 1681e states " Every consumer reporting agency shall maintain reasonable procedures designed to avoid violations of section 1681c of this title and to limit the furnishing of consumer reports to the purposes listed under section 1681b of this title. '' XXXX and XXXX are not maintaining the proper procedures. And, 12 CFR 1016.7 States that " A consumer may excercise the right to opt out at anytime. '' I am opting out of your reporting services. The following accounts are below : XXXX XXXX Date opened XX/XX/22 Amount {$1000.00} Furnisher of information : XXXX XXXX XXXX XXXX XXXX XXXX XXXX Date opened XX/XX/22 Amount {$1800.00} Furnisher of information : XXXX XXXX XXXX XXXX XXXX XXXX Date opened XX/XX/22 Amount {$870.00} Furnisher of information : XXXX XXXX XXXX
05/13/2023 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • NJ
  • 08094
Web Servicemember
Since XXXX, Ive received at least 4 previous calls or text messages from a collections company, trying to speak or make contact with a person named XXXX XXXX Each time, Ive explained to these individuals, this phone # is my personal phone number and I have no knowledge of a XXXX XXXX. Ive also made it aware to each, to stop calling my phone # and remove it from their system as related to their business. On Thursday, XX/XX/XXXX I received a voicemail message from a woman named XXXX XXXX from Central Portfolio Control Inc, asking I return her call @ XXXX. On Friday, XX/XX/XXXX @ XXXX XXXX, I received a text message to my cell phone # XXXX from # XXXX that read, Hi XXXX XXXX, this is Central Portfolio Control Inc regarding a matter of yours, then asking to contact them @ XXXX using, which they state in the text message, is my ID # associated with this issue, # XXXX. ( see attached pic ). I called this XXXX XXXX back at the # XXXX twice on XX/XX/XXXX @ XXXX XXXX and again @ XXXX XXXX XXXX. Both times I left messages to stop calling my cell #, This is not XXXX XXXX nor his phone # and this is phone is a private #. The next day, XX/XX/XXXX @ XXXX XXXX XXXX I call Central Portfolio Control Inc @ XXXX which I got from XXXX search of business A woman answered, stating, Thank you for calling Central Portfolio Control, How may I assist you today. I explained to this woman about the left message I received from XXXX and recently the text message I received on my phone as to them trying to contact a XXXX XXXX. I advised this woman Im not XXXX XXXX, this is not his phone # XXXX and this # is a private #. Please stop calling and texting this #, my personal phone. The woman just sent my call to XXXX voicemail which it did. As a government law enforcement official, Ive taken many steps to protect my identity and personal information thats been compromised in XX/XX/XXXX with team XXXX servers. Ive placed active military alerts to all three credit reporting agencies, and have listed my # with the federal do not call registry since XX/XX/XXXX. Im asking for your assistance to have this agency/company/entity to immediately cease and desist in all forms of communication, phone calls, texts, email or US mail immediately for purposes of trying to contact a person named XXXX XXXX whom I do not know or ever met. This phone # is my personal number, assigned to me since XXXX via XXXX XXXX. I believe, again, another company such as this is looking for a person, XXXX XXXX that May or May not have been associated with this # at some time and maybe has outstanding debt with someone.
11/11/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 77070
Web
Subject : Dispute of Medical Debt and Request for Cease of Communication Dear [ Collection Agency Name ], I am writing to formally dispute the validity of the medical debt that your agency is attempting to collect from me. I would like to emphasize that I did not sign any contract with your agency, and therefore, I do not owe any payment for the alleged debt. As per the Fair Debt Collection Practices Act ( FDCPA ), I kindly request that you cease all communication regarding this debt immediately. Furthermore, I urge you to remove this debt from my credit report as it has significantly impacted my ability to lead a fulfilling life and utilize my credit due to the negative item you have placed on my report. I would like to bring to your attention that the information relating to my XXXX XXXX, including the billing details, is protected by the XXXX XXXX Portability and Accountability Act ( XXXX ). This legislation ensures that my medical information remains confidential and is not shared without proper authorization. Therefore, any disclosure of this information to your agency is a violation of my privacy rights. Moreover, I have taken the necessary steps to cc the Federal Trade Commission ( FTC ) and the Consumer Financial Protection Bureau ( CFPB ) to ensure that they are aware of the ongoing dispute and the inaccuracies present on my credit report. I have been diligently working to rectify these errors, as they have caused significant distress and have negatively impacted my financial opportunities. It is imperative for your agency to understand that I have not entered into any contractual agreement with you regarding this medical debt. Therefore, any attempts to collect payment from me are unjust and unwarranted. I request that you provide me with documented proof of this debt, including a signed contract or other legally binding evidence that establishes my liability for this obligation. I implore you to thoroughly investigate this matter and take immediate action to remove this inaccurate information from my credit report. The Fair Credit Reporting Act ( FCRA ) mandates that all reported information must be accurate, verified, and not misleading. I expect to receive written confirmation from your agency within the legally mandated XXXX period, acknowledging the receipt of this dispute and providing me with an update on the actions taken to address this matter. Thank you for your immediate attention to this dispute. I trust that you will handle this matter with the utmost professionalism and resolve it promptly. Sincerely,
07/28/2015 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • FL
  • 34952
Web
I would like to file a formal complaint against Central Portfolio Control XXXX Inc. XXXX XXXX XXXX XXXX, MN XXXX Number : XXXX - XXXX - XXXXFax : XXXX - XXXX - XXXX I do not have any debts that I am not aware of that would be in a collection agency and I do not understand why this company is calling me. I am on XXXX and Social Security Income ( SSI XXXX. I have Medicaid and Medicare, so I know that all of my Medical costs have been paid for and are being paid for. I also know that all of Student Loans are current and on time, and I also know that my Car Loan is Current as are my Credit Cards. So I believe this company is Calling and Harassing the wrong individual. Here is why : I was never sent a written notice within five days after I was first contacted by telephone by Central Portfolio Control XXXX Inc. They have also contacted my family members XXXX My Domestic Partner & Mother ) by telephone numerous times. I have phone records showing that they have called me at XXXX ( EST ) and multiple times in less than a 2 hour window. On the two occassions I have spoken to their representatives, I was spoken to very harshly ( they have used intimidating language and acted like legal actions would be taken against me - my car would be taken from me or my XXXXSSI benefits withheld or possible jail time ). The representatives gave me incorrect information about myself ; the address they told me I needed to confirm was not my address and I informed them that they did not have the correct address and that I did not feel they had the correct individual. They then proceeded to tell me that I Had to provide them with my Social Security Number, which I did not feel safe providing to them and at this they got extremely mad and I was hung up on in one case and in another I was spoken to like I was a child. I then asked them to stop calling me and to please verify what ever debt they felt I owed them and the representative stated I would receive a validation in the mail soon. I never received anything in the mail at all. If they can not provide an address I have lived at or live at currently then they obviously can not prove to me there is a debt. They also have not even told me how much this debt is for verbally or written or where it even originally came from. I am aware that companies like this one purchase debts for pennies on the dollar so they are not even the original creditor but I also am aware that I only have a car loan and student loans and credit cards and my monthly living expenses so there is no possible way I have any debts!
08/30/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • FL
  • 335XX
Web
I received a text message that I owed a debt to either call. The phone number are going onto the website. I went to the website and I was confused because I was trying to find the original debt to contact them to find out what I even owed money for. I then called the phone number, and the Lady told me out of debt from XX/XX/2015 for {$60.00}. I asked if she could please tell me the providers name address or phone number so I could get in contact with them about the debt. She told me the only thing that she saw on the note was that it was located in XXXXXXXX XXXX. I had explained to her that I had only lived ever in XXXX XXXX XXXX, and I have never visited XXXX. She told me that XXXX was a headquarters office. I asked if she could please provide me with a paper copy of the debt and she told me one was sent back in XXXX. I had informed her that I did not receive anything in XXXX could you please send me a paper copy of my debt. She told me that she could either email it to me or she could send it to me in a text message. I asked her if she could please send me a physical copy to my address since I had not received the one back in XXXX she informed me that it is not their responsibility to keep sending copies out to the homes of people who lost them. I told her that I never originally receive the one from XXXX, that I am working on paying all my debts so I would not have lost it. I asked again for the third time to please have a physical copy sent to my house and she told me thats not gon na happen because their company loses too much money on sending out notices. I asked her if she could please provide any more information and she told me to XXXX it. She told me that she XXXX XXXX XXXX XXXX XXXX and it came right up. I asked her for the phone number that she XXXX and she told me that is my responsibility to look this information up. She gave me my invoice number of XXXX. She said she had my intake form with all my information on it. And to me thats a violation of HIPAA. She was very rude to me and she kept trying to rush me off the phone saying if thats all that I can do for you then thank you and have a nice day. I said I really would like a physical copy of my debt sent to my home, she said she was not going to do that. I told her it was her responsibility to send me one per request or I could report this. She said, who am I gon na report her to and she hung up on me.
08/02/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • NC
  • 28306
Web Servicemember
I logged into my credit report on XX/XX/2023 and saw the following account : Last reported XX/XX/2023, {$3500.00} - Open balance, XXXX XXXX XXXXXXXX XXXX XXXX - Original creditor, XX/XX/2023 ( XXXX mos ) - Opened, Account status - Open, Type - No Account Type Given, Responsibility - Individual, Remarks - Placed for collection, Original creditor name - XXXX XXXX XXXX XXXX XXXX, I have no knowledge of this account and believe that this may have been identity theft. This account appears to have been opened on XX/XX/2023. I have no knowledge of this account and did not authorize anyone to open an account in my name. Nor did I see or have I seen the open amount. I have never done business with the original creditor. I believe this account to be fraudulent, and would like an explanation. I would also like to see supporting document from the company showing where this information came from. This information includes but is not limited to : To whom do you think I owe this debt and what amount do you claim I owe? I will need the name, address and account number for the creditor, in addition to the amount owed. If this debt started with a different creditor, I will need the name, address and account number for the original creditor, the amount owed and the date when the debt was transferred. Please provide a valid basis for the debt, such as the original contract between me and original creditor. Tell me the date the debt became delinquent and the date the last payment was made. Provide me a copy of the last billing statement from the original creditor. If any fees or additional interest charges have been added to that statement, explain how those fees or additional interest charges are permitted, either by the original contract or by law. If any payments have been made on the account since the last billing from the original creditor, please show an itemized list of those payments with dates and amount paid for each item. Does your agency have a debt collection license in ( name of your state )? If so, please provide the name on the license, the license number and the telephone number of the state agency that issued the license. If you do not have a license, please explain why. I requested this information so that I can make an informed decision on whether I am responsible for the debt. Please treat this debt as being in dispute.
08/06/2020 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • IA
  • 51501
Web
I have been paying a debt collection agency called, Central Portfolio Control since XX/XX/XXXX with an initial payment of {$70.00}, and then to be debited, {$50.00} each month, thereafter, until the debt is resolved. I recently ( XX/XX/XXXX ) was debited, {$50.00} above the authorized {$50.00} with two debits of {$37.00} and {$12.00}. I contacted my bank and the bank advised me to call Central Portfolio Control, gave me the telephone number, and attempt to resolve it from there. I then called Central Portfolio and got the round around by their representatives giving me other numbers to call. One of the numbers was actually the number for XXXX XXXX. I finally reached a representative for Central Portfolio and was advised that the extra charges were to either even out two of the individual debts ( all debt is to the same original company ) or pay off two of the individual debts-she did not know which. I then explained the situation to her and advised her that I am on a fixed income and that I needed the extra charges removed. I also advised her that I would allow the {$50.00} I authorized for this month, but going forward I wanted the automatic debit to be canceled-that I would manually pay the {$50.00} monthly until the debts are paid off. She agreed to do as I instructed. Later I received a call back from Central Portfolio Control-this time a different representative. She advised me that they indeed overcharged me and would reverse the extraneous charges and stop the automatic debit. I feel that Central Portfolio Control violated my trust because this is not the only time I have been confused by their record-keeping and the differing amounts I have been told in the past. Using their online site is also a nightmare as record keeping is not as it should be-full of holes. I have print screened and otherwise recorded what is on their online site as of XX/XX/XXXX in case anything is changed since this complaint. There are three charges of the same exact amount and when I called them, the representative told me that those charges were, indeed for different services, which I am suspicious of. One representative told me a different balance due than another rep. I have no confidence that they are handling my account correctly and would like them to be investigated.
10/10/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • FL
  • 323XX
Web
BE ADVISED, this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g stating your claim is disputed and validation is requested. This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to the above-named Title and Section. I respectfully request your offices provide me with competent evidence that I have any legal obligation to pay you. The following companies whom have not sent me proof of contract from original collector providing proof of debt are CENTRAL PORTFOLIO CONTRO, XXXX XXXX XXXX XXXX XXXX XXXX Due to these company getting a charge off tax write off and profit with this account I was supposed to by law receive a 1099 from this company that I have requested which the law states any write offs over {$600.00} is my right to be given, I was never mailed a copy of this 1099 for this alleged debt. At this time, I will also inform you that if your offices have reported invalidated information to any of the XXXX major credit bureaus ( XXXX, XXXX or XXXX ) this action may constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of my credit reports by your company or the company you represent, I will not hesitate in bringing legal action against and your client for the following : violation of the Fair Credit Reporting Act, violation of the Fair Debt Collection Practices Act, and Defamation of Character ( per se ). If your offices are able to provide the proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information, during which time all collection activity shall CEASE and Desist. Also, during this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will consult with my legal counsel for suit. This includes any listing of information to a credit reporting repository that could be inaccurate or invalidated. If your office fails to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file, and a copy of such deletion request shall be sent to me immediately.
02/19/2023 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • MO
  • 63031
Web
Hello, I Contacted Central Portfolio ( collection agency ) on XXXX, XXXX at XXXX. I spoke with a representative that stated that i owed a medical balance from a hospital named XXXX XXXX XXXX. I stated that the bill was paid in full with a grant to the XXXX XXXX XXXX directly and this was added to my credit report several times before but had to be removed due to account was paid in full. I called the hospital with the Central Portfolio representative on 3 way calling and the hospital verified that i do not have a outstanding balance with them. The hospital even told the collection agency directly on the phone that i do not have a outstanding balance with them. The collection representative from Central Portfolio stated they will send a itemized bill but i never received it or proof that this bill exists. This account has been sold to several different collection agency and have been removed from my credit report before in which my past credit report shall reflect. The original hospital is closed down and now a new hospital is operating under a different name called XXXX XXXX XXXX located in XXXX XXXX, Missouri in the City of XXXX. They sent a paid invoice but the collection agency rejected it because the invoice number was different due to the file being transferred so many times. The balance show that the bill was paid in full on XXXX XXXX, XXXX to XXXX XXXX XXXX XXXX XXXX XXXX. I exhausted all of my resources and i tried to resolve with Central Portfolio, but they are not producing any evidence of a original itemized bill from XXXX XXXX XXXX. Note that the original invoice statement attached will have a different balance and invoice number that the collection agency is claiming due the XXXX XXXX XXXX is now XXXX XXXX XXXX. The dates on the invoice is the same date that collection agency has on their verbal invoice that has not been sent to me as requested. I also gave the hospital the collection agency invoice information in which they could not find in their records. Please let me know how i can get this resolved again and not have it back on my credit report. This has been a ongoing nightmare for the last 5yrs and it keep resurfacing on my credit report but is constantly removed every time. Please help -KINDLY-
06/28/2021 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CO
  • 80401
Web
I XXXX XXXX HAVE BEEN A VICTIM OF ID THEFT. IN XX/XX/XXXX I CONTACTED XXXX XXXX TO INQUIRY WHY I HAD A CREDIT INQUIRY FROM THEM. I SPOKE TO XXXX XXXX PROPERTY MGT. SHE SAID NO LEASE WAS OPENED AND NOT TO WORRY..SHE TOLD ME LEASES ARE DONE BY XXXX XXXX. ON XXXX XXXX I CONTACTED XXXX XXXX XXXX AGAIN, AND GOT A RETURN CALL FROM XXXX XXXX. I ASKED WHY HER APT ADDRESS WAS ON MY CREDIT. I GAVE HER THE ADDRESS. SHE ASKED ME TO VERIFY MY INFO. MY SOCIAL WAS A MATCH, PLACE OF EMPLOYMENT AND DRIVERS LICENSE WAS NOT A MATCH. MY DL ENDS IN XXXXSHE THEN TOLD ME SHE WASNT ABLE TO TELL ME ANYTHING MORE. I TOLD. HER HANDS WERE TIED. POLICE AT THE TIME PAID A VISIT TO THE HOME AND GOT NO WHERE. ON XX/XX/XXXX I SPOKE TO A WOMAN AT CENTRAL PORTFOLIO CONTROL AND SHE TOLD ME IT WAS MINE, REFUSED TO LISTEN TO ME, REFUSED TO LABEL THE ACCT IN DISPUTE. SHE SAID LETTERS WERE MAILED TO LET ME KNOW OF DEBT. I NEVER GOT THEM, I WOULD HAVE CONTACTED AT ONCE. SHE SAID THERE MAIL IS IN PLAIN LETTER MAIL AND LOOKS LIKE JUNK MAIL. I TRIED TO TELL HER I WAS A VICTIM OF ID THEFT AND WHEN AND SO FORTH. SHE DIDNT EVEN TRY TO LISTEN OR CARE. SHE SAID PAID THE DEBT.I SAID I WILL CONTACT FTC AND FILE REPORT AND GO THRU CREDIT BUERAU. SHE SAID I COULDNT DO THAT, ITS TO LONG OF A PROCESS. SHE WOULDNT LABLE ACCOUNT AS FRAUD. I THEN TOLD HER TO CEASE AND DESIST. XXXX XXXX A FORMER FRIEND/ROOMMATE OF 10 YEARS, USED MY INFO TO OBTAIN CREDIT. IN XXXX AND XX/XX/XXXX HE WAS ARRESTED FOR FRAUD AND THEFT. HIS PUBLIC INFO WITH XXXX XXXX COURTS SHOW HE USED THE XXXX ADDRESS AND LISTED XXXX XXXX AS A FRIEND CONTACT AT THE ADDRESS. I HAD ALL THREE CREDIT AGENCIES TO REMOVE AND BLOCK THAT ADDRESS. THEY VERIFIED IT WASNT MY ADDRESS AS WELL. I ASKED CENTRAL PORTFOLIO FOR COPY OF THE DL/ PAYMENTS/ LEASE INFO WITH SIGNATURE AND OR PAYSTUBS. WAS DENIED ACCESS TO THAT INFO. CENTRAL PORTOFOLO CONTROL IS REPORTING AND VIOLATING THE FCRA. THEY NEVER ONCE CALLED ME, I GAVE IN XXXX MY PHONE NUMBER TO MANAGER THERE. THEY NEVER CALLED AND DONT BELIVE FOR A MINUTE THEY SENT A LETTER TO GIVE ME A CHANCE TO DISPUTE. I AM PREPARED TO FILE LAWSUIT WITH THIS COMPANY AND SEEK LEAGAL FEES AND DAMAGES. THEY DO NOT OWN THE DEBT/ THEY ARE COLLECTING FOR XXXX XXXX BASED OUT OF XXXX TEXAS
03/18/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • FL
  • 33487
Web
On or about XX/XX/XXXX, a new derogatory mark showed up on my credit report across all major credit bureaus. A company named Credit Portfolio Control , Inc. claimed that I owed them {$920.00}. I attempted to telephone the company multiple times and sent them two letters via USPS. There was no response. I had no idea what this debt was. On XX/XX/XXXX, I filed a complaint with the XXXX XXXX XXXX Credit Portfolio Control did finally respond, claiming that they were representing a collection client, and that this was a credit card debt from XXXX. However, the statement that Credit Portfolio Control provided showed a balance that was about HALF the value of what was filed with the credit reporting agencies. ( They claim that the difference is in interest, fees, etc., but not credit card charges ) I had my identity stolen in XXXX, and filed reports to that effect with the FTC in XXXX and XXXX. This credit card is simply not mine. Also, Credit Portfolio Control can not legally collect on this debt in the State of Florida. The last statement from the credit card company was from XX/XX/XXXX. I reside in Florida. So the statute of limitations to collect on this debt ( if even valid ) lapsed over 1 year ago. They have had since XXXX. It is now XXXX. Additionally, according to my credit report Credit Portfolio Control acquired this debt in XXXX of XXXX. At no time did this company attempt to contact me through any method. They waited to file this with the credit bureaus for seven months, filing to my reports in XX/XX/XXXX. Why file with the bureaus at all if they can not legally collect on this debt? But, as the debt is not mine ( stolen identity ), and has aged passed all statute of limitations limits in Florida for collections regardless, I believe that Credit Portfolio Control is in violation of BOTH the Fair Credit Reporting Act as well as the Fair Debt Collection Practices Act. The XXXX was unable to resolve this issue, and specifically recommended that I contact you. A full transcript of the Complaint with the XXXX is available, along with the supporting documentation. I also have spoken with the FTC ( as indicated in the documentation ), and they recommended that I contact the CFPB as well.
08/06/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • DC
  • 20002
Web
I am writing to address a critical matter concerning the alleged debt associated with my account, which is currently being handled by Central Portfolio Control , Inc. My name is XXXX XXXX XXXX and as a federally protected consumer under various federal statutes including the Fair Debt Collection Practices Act ( FDCPA ), the Truth in Lending Act ( TILA ), and the Fair Credit Reporting Act ( FCRA ), I am aware of my rights and protections. I want to make it clear that I have not granted Central Portfolio Control , Inc authorization to possess my nonpublic personal information, and therefore, any alleged agreement or contract between us is null and void. Furthermore, I assert that the alleged debt is a result of a billing error, and I insist on receiving documentary evidence of the obligor 's indebtedness. Your company 's actions have not only led to duress and coercion in attempting to collect this alleged debt but have also caused significant harm to my credit reputation. Under the provisions of the FCRA, I am legally entitled to dispute and request the removal of inaccurate or unverified information from my credit report. I hereby demand that within 14 days from the date of this letter, you take immediate action to : 1. Cease all communication and collection activities related to this alleged debt, as I am legally refusing payment under 15 U.S. Code 1692c ( c ). 2. Provide sufficient and documented evidence of the validity of the alleged debt. 3. Remove any and all references to this alleged debt from my credit report. Failure to comply with this demand within the stipulated timeframe will leave me with no choice but to pursue legal action to address your company 's violations of various statutes, including but not limited to XXXX, FCRA, and others. Please understand the gravity of this situation and the potential consequences of non-compliance. I expect a comprehensive response within the specified 14-day window to confirm that these actions have been taken. Sincerely, XXXX XXXX
03/24/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was already discharged in bankruptcy and is no longer owed
  • AR
  • 724XX
Web
I was contacted my Central Portfolio Control over a debt from XX/XX/XXXX that was included in my bankruptcy from XX/XX/XXXX. The first time the company called me they were very rude and tried to intimidate me. Upon telling them that I filed bankruptcy they hung up on me and stopped calling but still put the debt on my credit report and even lied about the date. They stated it was opened XX/XX/XXXX which is a lie because the original charge with XXXX XXXX was from XX/XX/XXXX for my last XXXX XXXX. I spoke with XXXX at CPC on XX/XX/XXXX who in turn spoke with my lawyer 's secretary and the called me back to state the debt would be removed. I disputed the debt online on XXXX per my lawyer 's instruction before XXXX ever called me back that day to say it would indeed be removed. The dispute came back as the debt will remain on.my credit report. The dates reported are false, XXXX at CPC XXXX stated the debt would be removed but lied to me. I would have not of filed bankruptcy at such a young age if it weren't for several medical bills for a XXXX illness but I had to and it was XXXX and Central Portfolio Control is still trying to punish me. I should not be punished for a chronic illness/disease that has caused me to have several surgeries and XXXX XXXX surgeries so far especially if I have filed bankruptcy to have it all removed and am trying to do better. I don't owe XXXX XXXX a dime anymore and have never conducted business with Central Portfolio Control, therefore I don't owe them for sure. I also have never received a bill for this charge from CPC, just one phone call where I told them I had filed bankruptcy and apparently that XXXX them off. I also never received a bill from XXXX XXXX for that charge since I filed bankruptcy so there was no way of me knowing this bill was even out there needing to be resolved. CPC eventually quit calling me and placed the charge on my credit report negatively. My lawyer is XXXX XXXX, XXXX.
01/18/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • AZ
  • 85286
Web
File # XXXX and XXXX balance {$37.00}, {$480.00} I reached to to Central Portfolio Control Inc via phone and email at XXXX XX/XX/XXXX, XX/XX/XXXX and again XX/XX/XXXX ( both via email and by phone ). On the phone I asked to speak to XXXX XXXX XXXX XXXX XXXX at XXXX XXXX. This was the name listed on the letter which I recently recieved dated XX/XX/XXXX. However the person whom answered the phone refused to transfer the call and then proceeded to tell me that they did not have record of the information that I sent via email and CFPB which was my license, police and FTC report. Then he said that the client ( hospital ) denied my claim. Trying to understand how something was denied without all the facts and information, such as the current drivers license. The email that was sent to XXXX stated the following I am in receipt of your letter dated XX/XX/XXXX. File # XXXX and XXXX balance {$37.00}, {$480.00} The letter says if you believe that the amount set forth is not accurate, please send us documentation supporting your position but does not indicate where to send this information. License Copy Back.jpg License Copy.jpg I previously provided your agency with copies of the police report/FTC reporting XXXX and license via CFBP and email this email. But if not received, here is again. In addition, I will submit another complaint through the CFBP with this information. The documents you sent show a copy of my old drivers license ( taken when I was 16 ) which was lost and replaced in XXXX. The drivers license attached is the replacement which has a more current picture of me and what I would have looked like in XXXX. Attached you will find that license that replaced the lost license is dated XX/XX/XXXX, this date was before the service date of these charges. You should have all the information you need in order to submit a proper response to your client.
11/24/2021 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • IN
  • 46260
Web
As of XX/XX/XXXX an alleged creditor by the name CENTAL PORTFOLIO CONTRO is reporting an account on my consumer XXXX credit report in the alleged amount of {$2200.00}. XXXX was in receipt of dispute letter on XX/XX/XXXX @ XXXX EST. There is an alleged original creditor listed as XXXX COMPANIES. Which makes CEBTRAL PORTFOLIO CONTRO a third-party debt collector. This account is not mine nor is any alleged debt mine, nor do I have any contract to do business with CENTRAL PORTFOLIO CONTRO. I have written a certified mail letter to XXXX and the CFO for XXXX to verify the accuracy of the alleged account and alleged debt dated XX/XX/XXXX titled " Notice of Dispute Demand for Validation and Proof of Claim ''. As of XX/XX/XXXX XXXX has failed to provide consumer with any accurate validation in writing pursuant to the Fair Credit Reporting Act, XXXX XXXX. XXXX, I expressed my right to demand that XXXX disclose to me all of the documents they have recorded and retained in consumer 's file at the time of request concerning the alleged account that XXXX is reporting on my credit report. XXXX can not just reply in writing stating that XXXX has verified any alleged accounts without providing the supporting full disclosure documents of how XXXX has verified any alleged accounts or any alleged debts. I have not seen nor received any documents to support CENTRAL PORTFOLIO CONTRO claims, nor any documentation from XXXX for them to be reporting this alleged debt on consumer 's credit profile, which has violated and damaged consumer 's credit worthiness dropping score XXXX points. By publishing these inaccurate and unverified items on my credit report and distributing them to XXXX parties you are damaging my reputation and credit worthiness, and I will seek damages if they are not removed because XXXX was unable to provide the necessary documentation.
06/25/2021 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • NE
  • 68154
Web Older American
From XX/XX/2021 to XX/XX/2021, The company Central Portfolio Control continually contacts me about a debt they say I owe in a phone call. I never received any written notification of the debt or proof of the debt. I disputed the amount and asked for written verification. Every time they call, they tell me they have no record of a dispute and want me to pay the full amount. They call usually 2 sometimes 7 times a day. I think it was early XX/XX/2021 Central Portfolio Control ( female ) contacted me via phone about a debt that they say was owed to XXXX XXXX in the amount of {$1400.00} but would not give me details about the bill or dates of service or service provided. I told them that I could not pay something that I did not remember or have knowledge of and that I would require a written copy. I provided my PO Box address and told them that I did not have a mail box at my physical address. I also told them that I disupted the charge unless it proof was received. Another person from that office ( male ) called me that afternoon about the debt and said that he had no record that I disupted the charge and again verified my address. Another person ( female ) from the office called the next morning and said they had no record that I disputed the charge or asked for verification. I also asked for a reduced amount since my XXXX treatment caused memory issues and I can not do the same job as before the XXXX. They would take off about 10 percent but I still said that I disputed the charge until I received proof in the mail. They verified my mailing address again. I have never received any verification in the mail, but that number continues to call 2 to 3 times a day and hangs up after I say hello. Please help me. Aren't they supposed to show proof of the charge if I do not have knowledge of it and also dispute it?
07/06/2023 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • GA
  • 30342
Web
I dispute any debt your company claimed to have on me you must stop all collection activities do not call my telephone number ( XXXX ) if you were ever given permission to call this number ( XXXX ) I am revoking that now my demands are : for you to provide a XXXX XXXX. ( This is what I need included in that audit trail. ) Original signed Contract Account File Ledger All account Documents Transactional History please be sure to provide everything the mentioned in this letter. According to fair credit reporting act section 609 ( a ) ( 1 ) ( A ). you are required by federal law to verify through the physical verification of the original signed consumer contract any and all accounts that you post on a credit report otherwise anyone paying for your reporting services could fax, mail, or email, in fraudulent accounts If you are unable to provide the demanded information you must immediately delete this account. If you fail to communicate to the consumer report and agencies that this debt is in disputed that would be a violation pursuant 15USC 1692E8 - false or misleading representation. The law is very clear as to the civil lability and the remedy available to me according to 15 USC 1692K. Furthermore failure to honor this request will lead me to fully intend on pursuing litigation in this matter is suing your company for actual damage sustained. Please be aware that freezing this account is not an update to my credit report. Under federal law you have 30 days to complete your re-investigation please be advised that the description of the procedure used to determine the accuracy of completeness of the information is hereby requested as well, to be provided within 15 days of the completion of your re-investigation I also attched a copy of my identytheft report Thanks for giving this letter your prompt attention.
08/04/2019 Yes
  • Debt collection
  • Payday loan debt
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • MA
  • 02721
Web
There are 2 related issues with this company ( collection/violation of Privacy ). I had an outstanding loan which I was told not to pay because the company had already written it off as Profit and loss ( meaning I should be receiving a tax form to include as income for my 2019 taxes and that I would need to just pay taxes on the remaining balance-the company had already taken the loss ). The issue with this particular company Central Portfolio Control starts on XXXX XXXX 2019. I received a call from my husband questioning an outstanding loan. My husband told me he just received a call from someone named XXXX looking for me. My husband said he told XXXX he had the wrong number and identified himself as my husband. My husband gave XXXX my number and told him to contact me directly. XXXX then told my husband that he had attempted to contact me ( I had no messages of such ) and then asked my husband if he was aware that I owed this loan. My husbands reply was that he was not aware because we maintain our own finances. Once I received this call I contacted XXXX and recorded the conversation ( which he was aware of ). XXXX admitted clearly what he said to my husband and said he did not violate any privacy rights because Massachusetts allows for collection agencies to speak with a spouse - I explained to XXXX this was incorrect. I then told XXXX this was something I was instructed not to pay as it was already written off as loss by the loan agency so I didn't understand how his company obtained the file. XXXX insisted he was correct and that the company was in their rights. I have spoken to him at least 3 times since and explained that I was filing a complaint with the XXXX, CFPB, and Atty General as was advised by my Financial Counselor. I continue to get messages at least once a week.
03/25/2023 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • NC
  • 28117
Web
On XX/XX/2023 I got an alert through my credit monitoring service that a new collection had been placed on my report with the three credit bureaus. It is my understanding that Debt collectors are required to send a " Debt Validaton Notice '' that affords me 30 days to dispute the validity of a debt prior to furnishing the debt to the bureaus. I NEVER received a Debt of Validation notice that is required by law which would have given me 30 days to dispute the validity of your claim to collect on this debt! Neither did I receive a phone call. This is a serious violation of federal law. If Central Portfolio Control would have sent proper notice, I would have had the opportunity to challenge this alleged debt before it was furnished and causing my score and reputation to suffer significant damage. This is a violated of section XXXX which requires the debt collector to contact me prior to furnishing the debt with any of the bureaus informing me of the debt. Furthermore, I called the debt collector who furnished the alleged debt on my reports on XX/XX/2023 at XXXX to confirm the address as to where I could send a Debt Validation letter and the employee at Central Portfolio Control lied about the address. She gave me a different address than what was listed on my report AND XXXX. When I questioned the discrepancy with this employee, she told me the address listed with the bureaus and XXXX were incorrect. So I used the address she verbally gave me. However, when I went to the post office on XX/XX/2023, the post master told me that the address I was given was invalid. We had try and locate a publicly listed address on XXXX in order to get a workable address for this collector. This wasted my time, the post office 's time, and held up the line. This employee lied to me.
11/30/2020 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • WV
  • 254XX
Web
On XX/XX/2020 I received a phone call from XXXX XXXX informing me that documents were going to be filed against me in XXXX County, XXXX CA. Within a week I then received a phone call from a company called Central Portfolio Control and also informed the gentleman that I would not confirm any of my private information. I then received " An Offer to Resolve '' letter from the same company stating that I owed {$630.00} but if I was going to pay immediately I only owed {$440.00}. I responded to this company stating I did not have any type of loans or credit cards with the two companies referenced, XXXX XXXX XXXX, XXXX or XXXX XXXX. I then contacted our local Sheriff 's Department and was advised to request a copy of my Credit Report and to file a complaint with the Federal Trade Commission. After receiving my Credit Report, I noticed the three companies referenced above were on my report. I filed a dispute to XXXX stating I did not have anything to do with these XXXX companies. I then sent information to the Sheriff 's Office so they could file a Police Report. On XX/XX/2020 I received information back from XXXX stating that XXXX XXXX was going to be removed from my Credit Report however, XXXX XXXX and XXXX XXXX XXXX XXXX were still requiring payment in full. On XX/XX/2020 I received another letter from Central Portfolio Control stating they had received my initial letter and they provided proof of the charges made on a Credit Card from XXXX. All of the charges are from businesses in and around the XXXX, CA area. In addition my name and an address of XXXX XXXX XXXX XXXX, XXXX CA XXXX was referenced on the statement. I did not nor currently live at this address. I have never made any charges on a XXXX XXXX to the businesses referenced on the statement.
08/06/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • OH
  • 43609
Web
I hope this letter finds you well. I am writing to raise an important issue that pertains to the Fair Credit Reporting Act ( FCRA ). Under the provisions of the FCRA, specifically 15 USC 1681 section 602 a, there exists a crucial need to ensure that consumer reporting agencies, such as XXXX and XXXX, fulfill their obligations with utmost fairness, impartiality, and respect for consumers ' right to privacy. However, it has come to my attention that certain actions undertaken by these consumer reporting agencies may be in violation of the aforementioned principles. This is deeply concerning and raises questions about their commitment to upholding the rights of consumers. Given the importance of consumer reporting agencies in maintaining accurate credit information and protecting individuals ' privacy, it is crucial that appropriate measures are taken to address any potential breaches or misconduct. I kindly request that you thoroughly investigate the practices of XXXX and XXXX to ensure compliance with the FCRA. It is imperative that these companies fulfill their responsibilities in a manner that prioritizes the rights and interests of consumers. I appreciate your attention to this matter and your efforts in holding consumer reporting agencies accountable. I trust that you will take the necessary steps to address these concerns and maintain the integrity of the credit reporting system. I am writing to bring to your attention a matter of utmost concern, which involves a violation of the law. As per the provisions of the Fair Credit Reporting Act ( FCRA ), specifically 15 U.S. Code 1681s2 ( A ) ( 1 ), it is unlawful for any person to provide inaccurate information about a consumer to any consumer reporting agency, if they have
03/21/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • WV
  • 26505
Web
There is a collection account on my XXXX and XXXX reports that does not belong to me. It is held by Central Portfolio with original creditor " XXXX XXXX XXXX XXXX XXXX I received no written or digital notifications of the {$660.00} charge before it was reported to the credit agencies. I had no luck getting any information from Central Portfolio regarding this charge. It does not fit the timeline of any hospital visits that I have had in the past, and I also have health insurance that would have notified me if they were not going to cover the charge, if it were indeed legitimate. I disputed it with XXXX and XXXX, both of which " verified the debt '' which I do not believe to be a legitimate debt owed by me. According to XXXX and XXXX : Account opened XX/XX/2021 Balance : {$660.00} XXXX : Reported as collection : XX/XX/2021 Disputed by me : XX/XX/2021 Dispute closed : XX/XX/XXXX. XXXX XXXX : Reported as collection : XX/XX/2021 Disputed by me : XX/XX/2021 Dispute closed : XX/XX/2021 I would like to have these removed from my credit reports and/or obtain assistance in verifying the validity of this account. As stated, I was personally unable to obtain any information proving the account belongs to me, had no hospital visits in 2021, have health insurance coverage, and received no notification from any billing departments prior to the collection account notification. Additionally, this is not the first or even the second time there has been a fraudulent medical account reported to the credit bureaus, and if I remember correctly, the prior fraudulent accounts also originated from " XXXX XXXX XXXX XXXX ''.
05/08/2020 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • IA
  • 50322
Web
XX/XX/XXXX I had a XXXX done by XXXX XXXX. I was billed XXXX. I paid XXXX XXXX directly on XX/XX/XXXX. On XX/XX/XXXX at approximately XXXX XXXX CST I spoke with XXXX XXXX, a debt collector with CPC Recovery Group. ( Central Portfolio Control ). I emailed him the receipt of the medical bill being paid. XXXX stated that the bill i provided was not suffice. ( attached ). I advised that it had been paid and he confirmed that the XXXX XXXX account number that i had paid on XX/XX/XXXX was the account they were trying to collect. I asked them if they would contact XXXX XXXX XXXX and confirm that it had been paid. I was advised that they would not do that and i had to provide additional documentation. There were several more phone calls in which i do not have the intimidate access to time and date, but can find them if i need too. Starting XX/XX/XXXX the debt was added to my credit report. CPC would not return my calls, not contact XXXX XXXX or remove the collection from my credit report that should not have been there in the first place. On XX/XX/XXXX i again sent the statements showing the account was paid to a XXXX XXXX. The debt is still not going to be removed. I can not get CPC to contact XXXX to confirm it was paid, or accept the statements i have showing it was paid. Over the last 9 months, i have been hung up on multiple times, can not get return calls and can not get CPC to pick up a phone and contact XXXX XXXX and confirm it was paid before they received the account to be collected on. I have exhausted all of my options and i have nowhere else to go to get assistance with this. Please help.
09/27/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • FL
  • 33133
Web
In XXXX of XXXX, I was XXXX XXXX XXXX XXXX at XXXX XXXX XXXX XXXX, XXXX, XXXX, FL. I was XXXX XXXX XXXX in the morning in my sleep, XXXX hours after the alleged incident. The house was full of XXXX users and XXXX was a common occurrence. When I was arrested, my wallet ( containing my social security card, ID, all my bank cards / credit cards, voter registration, and some cash ) and my XXXX, along with all of my other asets / personal belongings were stolen because they were left behind at the scene. Someone there, i imagine my girlfriend at the time, helped the group gain access to my phone, giving them access to all my emails and all my online accounts. I placed a fraud alert with all 3 credit bureaus upon my release and filed identity theft XXXX and XXXX. Wouldn't you know, this personal loan for debt consolidation occurred in XXXX of that same year and was placed into a XXXXXXXX XXXX account with a different account number than the truist bank account i actually used/owned. Not a single payment was made on the debt consolidation account and the account immediately went delinquent. I've had no knowledge of this loan or bank accounts existence until today, XX/XX/XXXX, at which point i contacted experian to report the account as fraudulent as a result of identity theft. I have my suspicions as to the possible culprits and will be following up with XXXX to find out more information about the account the money was deposited into, to see if maybe someone opened a joint account, after i follow XXXX 's instructions to file this complaint and upload the complaint to their website alongside a copy of my ID.
11/19/2015 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Improper contact or sharing of info
  • Talked to a third party about my debt
  • CA
  • 92024
Web
I had shopped a XXXX and had a couple of inexpensive items on value-pay. When I updated my credit card information they did not process it correctly and then, with out my permission ( I have no idea how they even obtained the phone number ) they called and harassed my XXXX year old parents because of it, causing damage to my relationship. My credit card was changed out by my bank because there was fraud on the account. I had to wait for the new card to arrive. My phone kept ringing and then the person would hang up when I answered. I finally did a reverse look up to find out it was Central Portfolio Control/XXXX that was calling. I called them back and told them I had updated the card, which had arrived by then. But they still kept calling more than once a day. Two days ago I went to my parent 's home and found out that Central Portfolio Control/XXXX had been calling my XXXX year old parents and harassing them all week too. All of this over missed value payments of {$45.00} that was less 15 days over due, and after I had updated the information several days before. They have no right to violate my privacy by calling and harassing my XXXX year old parents. I 'm a married XXXX year old woman that lives in a different city than my parents. I have never used my parents phone number or given Central Portfolio Control/XXXX permission to contact them. I live in California and this is not legal in that state. There is no way they can undo the personal damage that they did to me by violating my privacy in that way. All of this over the transfer of a credit card and {$45.00}.
06/29/2016 Yes
  • Debt collection
  • Payday loan
  • Communication tactics
  • Used obscene/profane/abusive language
  • IL
  • 60178
Web
A lady by the name of XXXX XXXX fron central portfolio control, tele num, XXXX has continued to call me after speaking to the actual company about the situation. XXXX has also called my contacts I had filled in upon getting the loan without permission. I had missed her call again because of my phones virus detection, saying marketing, hence never answered my phone. XXXX left a voicemail so, I called her back. Once on the phone with her, she didnt want to hear a reason to as why because I owed debt and that the month is ending and they need a payment. I as of six weeks ago was laid of from my job and from a single income family with XXXX children, I told her that I will have no problem paying for the two missed payments that I missed. XXXX didnt want to hear this as she said, I do not care what you think of me or pretty much anything you have to say but youre telling me your not going to pay? I said, thats not what I said. She then started to become very angry and repeatedly said, your not paying, your not paying. I then asked, I have no information to who you are and who you represent. I also have no letter on this. Can you please mail me one? XXXX then told me that she is not a mail service and we already mailed one and I k now you have it. I daid to her, Im sorry but I do not. After yelling at me more she said well, since youre not paying this, cause I need a yes or a no from you, I am transfering you. Another very nice gentleman got on the phone, and I asked if he could mail a letter to me, and he said well, we just did yesterday and I will also email you as well.
11/05/2020 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Investigation took more than 30 days
  • AR
  • 72211
Web
1. Central Portfolio Control Inc. has twice violated law by not providing evidence of a material response and opportunity to validate my debt before reporting it to credit bureaus. No response in previous complaint filed here in a response to my previous disputes and screenshots submitted on XX/XX/XXXX in response to their XX/XX/XXXX letter. No response was provided within 30 days, and did not respond within 5 days of their investigation. They did not respond at all and only responded in this portal on XXXX. In a call on XXXX they did not deny receiving the responses in XXXX, but rather explained the DEBT HAD BEEN SENT TO THE CREDIT BUREAUS BEFORE THE DISPUTE LETTER WAS SENT TO ME AND THE REASON WHY IM SEEING IT NOW IS BECAUSE THEY TOOK SO LONG, and my response does not stop their ability to file the debt -- -not responding to the letters were not addressed, and I again note not provided in the XX/XX/XXXX complaint here in consumer finance. 2. Central Portfolio Inc. did not provide material evidence of a valid debt from an original medical facility. They provided a claim from an insurance company and some sort of payment information to another party. Neither of whom provided a medical service with no identifying information from a facility. Nor information of my signature receiving services from facility. In an XXXX phone call another facility other than who was provided was named and they were unable to provide a contact name or phone number to track the debt. They screened for identifying information they did not have and aggressively attempted to collect.
12/17/2020 Yes
  • Debt collection
  • Medical debt
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • AZ
  • 85202
Web
XXXX I received a debt collector called my phone and claimed to have a debt I owed on. They provided a social security number and date of birth and address and said I verified into to my account and started speaking about a medical debt. I know they arent allowed to give personal information to any third parties and need to verify it is the debtor before providing any information. I asked to speak to a manager who refused to talk to me till I provided a date of birth or last four of my social. When I told them that the date of birth and social security I was given by the representative were this, he told me I have to just say it and not that the representative told me it or he wouldnt help me and he hung up on me. This clearly shows they know it was wrong and a breach of the fdcpa and hipaa laws. I asked for a signed third party consent form signed by me and they told me they didnt have that either which indicated they are illegally holding medical information according to hipaa regulation. The compliance officer XXXX told me he had to request that info which and he defended the representative and provided all of the personal information again saying hes allowed to arrogantly. When I told him that personal information is enough to verify into a bank online and he is putting peoples identities at risk he arrogantly mocked me and told me I need a better bank. He also said hed block me from calling in at all after I told him Id call and escalate this. They refused to provide me their address and blocked me.
11/09/2022 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • MD
  • 21045
Web
Hello I received a text message from CENTRAL PORTFOLIO CONTROL INC stating that they have a matter in their office. I logged onto the website as stated and it lists a XXXX account that is past due and in collections that I have no recollection of. Also, my address is incorrect as listed. I emailed the company at XXXX and asked that they provide proof of the debt and proof of my acknowledgment to them having this debt and their right to collect. I received an email back from XXXX XXXX saying that I needed to call the office to better handle this matter. I emailed him back and said I was weary of scams and that I would not be calling the office. He could please just provide me with the information I requested to the address on file they have. He that wrote back and stated " XXXX XXXX, I understand your concern with scams going on, unfortunately in my industry I am required to complete a verification process before I can disclose any information or provide anything in writing to you. That is why I asked you to call me. If you want to provide your current mailing address, and either the last 4 of your social or Date of Birth than I can proceed. '' I informed him again that I would not be providing that information as they should already have it on file and I was within my rights to request a debt validation letter be sent to the address they have. If the debt is indeed valid then they should have all of that information and it can be sent to me within the 5 days as required by law.
11/21/2022 Yes
  • Checking or savings account
  • Checking account
  • Problem with a lender or other company charging your account
  • Transaction was not authorized
  • CA
  • 93307
Web
I was recently charged by a debt collection company that I made no payment arrangement with on XX/XX/XXXX. This company, apparently purchased my debt from the first debt collection company. I firmly believe the first company passed along my bank account information to this company to just collect without my consent. The second company who charged me would always send me text messages about convenient payment options and discounts. They would text to get me to respond to take care of the matter. All well and good. However, I never responded due to the fact that I have been struggling financially. I want to pay all my debt back, but can not afford to living paycheck to paycheck. The reason I am filing this complaint is because I am deeply upset that they never effectively communicated with me via email, phone, voicemail, mail, text, etc. It appears they just went ahead to take money from my bank account. I did not speak with anyone from this company by phone nor communicated with them in any way. However, let 's say that I did and happened to have forgotten, I would think they would send me a friendly remainder explaining that I had an upcoming payment. I received no such thing, because I as previously mentioned, they kept sending me automated text for me to set up an arrangement. I never gave them a response. And unbeknownst me, they did what they did on XX/XX/XXXX as result. To conclude, I have closed that XXXX XXXX account so no other funds shall be withdrawn.
11/11/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • NE
  • 681XX
Web
I discovered a collections account on my XXXX credit report and I didn't recognize it. The amount reported is {$3900.00} opened on XX/XX/2021. The reporting agency is shown as CENTRAL PORTFOLIO CONTROL XXXX XXXX XXXX XXXX XXXX XXXX XXXX, MN XXXX My 1st response was disputing this account, as I've no knowledge of it and its not mine. The resolution was not in my favor so I further researched this agency and contacted on XX/XX/2021. I contacted via : Website communication XXXX XXXX XXXX Personal email to XXXX A response was given to my correspondence via website but not to my communication attempt via personal email, which contained more verifying information than I provided on their website. Their response : Hello, We are more than happy to help you out, but we are restricted to share information via email without verifying some information and capturing your consent over the phone. For further assistance please contact our compliance department at XXXX or XXXX Thank you XXXX XXXX XXXX XXXX XXXX Central Portfolio Control Inc . XXXX XXXX XXXX XXXX. XXXX XXXX XXXX, MN XXXX Direct : XXXX Toll Free : XXXX Fax : XXXX Email : XXXX I called both numbers provided and it went to a voice-mail that stated it's belonging to this XXXX XXXX XXXX I left a message and a return call was incoming within moments from a different number than that provided. As I'm unable to verify the validity of this agency and person from an inbound call our communication was limited.
12/30/2020 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • OH
  • 432XX
Web
To Whom It May Concern, The reason for my dispute is CENTRAL PORTFOLIO CONTROL INC # XXXX was required to notify me no later than 30 days after furnishing the negative information to credit bureau reports, in writing ... under such section 623, subsection ( 7 ) ( A ). However, in my records, I am unable to locate documentation that they complied with this requirement, which is a violation of the FCRA & FDCPA. Also, CENTRAL PORTFOLIO CONTROL INC failed to give me my " Mini-Miranda '' five days prior to placing this derogatory item on all of my credit reports, per Section 807 ( 11 ) & FDCPA 809, Under 809. 807 ( 1 ) CENTRAL PORTFOLIO CONTROL INC Validations of date and Mini-Mirandi under Section807 ( 1 ) CENTRAL PORTFOLIO CONTROL INC failed to send me my initial communication before placing this alleged item on my credit reports further violating the FCRA, with {$1000.00} per violation CENTRAL PORTFOLIO CONTROL INC is held liable as well for defamation and in the state of OHIO indebtedness with those of other creditors against an individual debtor or codebtors. FDCPA I fail to see where CENTRAL PORTFOLIO CONTROL INC is in compliance with OHIO LAW. I also have reported this account to the FTC, and XXXX Police Dept.I need this collection account to be removed from my credit report. CENTRAL PORTFOLIO CONTROL INC has not even tried to contact me regarding this Fraudulent collection account. Please have them remove this collection account immediately.
07/25/2020 No
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • WA
  • 98499
Web
Ben getting a lot of calls from Central XXXX Portfolio control, explained to the lady on the phone that i didn't owed any of those medical bill that she claimed, I even told her i i work for XXXX XXXX as XXXX XXXX XXXX and my primary care provider and medical/health check up/visit is all through XXXX XXXX. I even send them a copy of my insurance to XXXX. Also explained to them that I'm a victim of Identity theft. Instead of leaving me alone, they called me multiple times and threatened me, my wife and my kids by telling me that they will get their attorney and the federal government to put me to jail if i don't pay up and their attorney is able to get the judge to put me behind bars for my whole lifetime, they also tell me they have the capabilities to destroy my credit history which they have done that as my credit report shows central portfolio control. They also harass me by calling me multiple times, in the morning around XXXX to XXXX XXXX, in the afternoon around XXXX XXXX, in the late evening around XXXX to XXXX XXXX. I try to explain to them every time they call me but they just don't even bother to work with me even after i told them i even send them a copy of my insurance card to show that my insurance and the company i work for is XXXX XXXX, Please assist me in this issues as i have tried everything i can and they keep harassin me on a daily basis. The phone number they called from is XXXX Have a bless day! Sincerely XXXX XXXX
11/05/2020 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • NV
  • 89011
Web
I received a call today from a male trying to verify my information. When I asked where he was calling from, he refused to tell me unless I confirmed my address. I asked him again where he was calling from but wouldnt tell me claiming he was trying to tell me if I confirmed my address. He refused to tell me so I demanded that he cease and desist immediately. However, he kept pressing for my information and I hung up on him. I called the number back and another gentleman answered the phone and didnt disclose any recording like the first guy did and he did not announce the name of the company. So I asked him what the name of the company is and he told me this company. Then the guy stated someone already removed your number, I dont know why you called back. Seriously?! I then advised him that the reason I called Back was because the last guy refused to give me the name of the company. I was hoping to get someone who actually liked their job but by the way my interaction went with the two males, its evident that they both hate their job or they are being trained to refuse any information being trained to violate their consumers rights. Which leads me to believe that this company is a scam. I dont know why this company is calling me. All the scams out and I would think that any legitimate company would have to advise where they are calling from, especially if youre calling someone and asking for them to confirm their personal information.
05/10/2023 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • AZ
  • 85122
Web Older American
I was taken by XXXX to XXXX ( AZ ) XXXX XXXX on XX/XX/XXXX for a XXXX XXXX XXXX and remained there for a week. On or about XX/XX/XXXX I received an invoice from a billing department or company saying they represented XXXX XXXX XXXX I have XXXX and XXXX. The bill was for a total of {$45000.00} The form stated I owed a balance of {$1300.00}, which was a surprise. I tried almost immediately to determine the basis for the {$1300.00} and never got an answer. Instead, fromXX/XX/XXXX through today I was contacted in writing by six ( 6 ) different debt collectors, each demanding the name amount. Each time I wrote a letter demanding to know how the debt amount was determined. None of the debt collectors responded. Instead a new debt collectors showed up. A few months ago I opened an account on XXXX XXXX and was horrified to see that a debt collector by the name of Central Portfolio Control posted a collection for {$1300.00} to by XXXX credit report with a new date of " Opened XX/XX/XXXX'' - more then 4.5 years after the last date of last action. There is no address listed for the company on XXXX XXXX. Three times using the dispute function I disputed the debt with XXXX. The only replies were verified by creditor. Besides this being a surprise bill from XX/XX/XXXX, both XXXX and Central Portfolio Control are intentionally mistating the date of the alleged debt and intentionally harming by credit record and XXXX score.
05/26/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • LA
  • 70808
Web
I have been charged for a hospital visit dated XX/XX/XXXX at XXXX XXXX XXXX XXXX in TN. The charge amount posted on my credit is {$1300.00}. I was not at that hospital in XXXX for any reason and I do not live in XXXX. This has been posted against my credit which I have worked very hard to maintain. I received a letter about these bogus charges that I returned as disputing and I have not heard anything about that dispute. I spoke with the Collection Agency XXXX XXXX XXXX XXXX ( XXXX ) and they informed me that they returned the information back to the Hospital and did not pursue me. The hospital sent the debt to another debt collector ( Central Portfolio Control, XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, MN XXXX ). This collector did not notify me of a debt being collected and posted against my credit for {$1300.00}. I pay my bills and prioritize my responsibilities and this hospital and debt collector has no right to charge me for services which I did not receive and was not even in the state to receive. I believe they obtained my information from a visit dated XX/XX/XXXX. I was there for business and went to the ER at XXXX XXXX XXXX due to illness and I have verification that that bill was paid. This bill was {$420.00} and has been paid in XXXX. I have attempted to correct this situation with hospital billing and they will not help, they hang up and play games as if they can't hear me. This is not a game.
10/06/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • TX
  • 77545
Web
A collection appeared on my credit report without my consent from a collection agency central portfolio in the a amount XXXX on XX/XX/XXXX XXXX then reached out to the collection agency to inquire more about the bill and asked why was this bill put on my credit report without informing me or without my writing instructions.I then requested the original itemized bill of me signing or agreeing to this amount. The collection agency then replied by stating the collection was bought by a third party and they cant provide me an itemized bill. They also stated that the company where the original service took place is closed, so there is no way of providing that information and as long as the third party verify it then it stays on my credit. I then stated to the collection agency that I dont have a XXXX bill from the company and they said its nothing they can do basically. In Accordance with the Fair Credit Reporting Act XXXX account # XXXX has violated my rights. 15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 section 602 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. The Collection Agency is Central Portfolio acct # XXXX collection is being reported on my XXXX and XXXX credit report. The collection agency also stated that the bill is from XXXX and they have no way of getting the original bill.
02/21/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • WA
  • 98030
Web
On XX/XX/ 2020 I made an online ( XXXX ) payment to my medical account with XXXX XXXX XXXX in the amount of {$190.00} by debit card. The account payoff was for my guarantor account # XXXX, which includes several invoices all tied to my guarantor #. In XX/XX/2020 I received a notice of collection from Central Portfolio Control ( CPC ) for {$120.00} for the same account that I paid XXXX months earlier, I asked for details of the collection which they would not provide - so I contacted their corporate to no response, and filed a XXXX complaint. I also contacted XXXX to ask about my paid off account, they said that my online payment was not distributed correctly to pay off my invoices ( internal issue ), where one showed a credit and the other showed a balance owed. XXXX did not distribute the payments, stated they would make the correction and contact CPC to pull back the collection notice. That was completed and corrected in XX/XX/2020. On XX/XX/2020, CPC files a collection on my credit for this same issue from 2020. I have already remedied through XXXX where XXXX confirmed the debt is not collectible as it was paid in full to Highline in XX/XX/2020. Details, dollar amounts, etc. are all identical to their previous attempt. I need this remedied again with CPC as they are asking for additional payment on something Ive already paid and closed with the original creditor, XXXX XXXX XXXX.
02/11/2022 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 77089
Web
The collection agency XXXX XXXX XXXX flagged my credit as a collection account on XX/XX/XXXX. The company flagged my XXXX, XXXX and XXXX reports for an amount of {$1300.00}. I immediately disputed this collection account because I have NEVER been contacted by this company via mail or phone. I have no knowledge of this company nor this debt they claimed I owed. By them unfairly placing this invalidated debt on my credit, my score dropped XXXX points on all three credit reports. In addition to that majority of my Creditors have reduced my credit limits, making this problem snowball into an even bigger problem. I disputed this collection account with all 3 Credit bureaus onXX/XX/XXXX. At the conclusion of that, XXXX XXXX still had not contacted me or sent me any correspondence to validate this debt. They in fact only updated the date they claimed to open this collection account. They now claimed to have opened this collection account XX/XX/XXXX, which was false. I have proof this account was reported in XXXX of XXXX. According to the CFPB Rule 12CFR1006.30 that took effect XXXX XXXX, it requires all Debt Collection agencies to contact the consumer before providing information about a debt to any Credit bureau. XXXX XXXX has broken the law and ruined my credit. If this matter can not be resolved, I do plan on taking it further to restore the damage they have caused me and my credit.
02/14/2023 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • GA
  • 310XX
Web
To whom it may concern, THE TERMS YOU AND YOUR REFER TO CENTRAL PORTFOLIO CONTROL. This document revokes all options for remedy requested prior to the date of the notarizing of this document. Attached are the communications, violations, and exhibits for evidential proof. BE MINDFUL SOME VIOLATIONS ARE CONSIDERED BOTH CIVIL AND CRIMINAL. This is my final plea for remedy, in which, I will proceed with the filing of complaints. Ive recently sent communications, Exhibit B, Exhibit F, via USPS mail, Exhibit G, requesting remedy for the damages caused by your willful act ( s ). I received correspondence in regards to my requests, Exhibit E, stating, We regret to inform you that our company is no longer handling the account referenced below, please call the highlighted number below or the original creditor listed above to obtain further details about your account. I acknowledge your admission of handling the account ( s ). Exhibit E. Regardless of the admission, I felt the response was disrespectful and emotionally triggering. Neither the damages caused nor the request for remedy, for your willful injurious act ( s ) were addressed. Yet, youre admitting to your handling of the account prior to my receipt of Exhibit E, which furthermore, verifies your guilt of the following violations attached to this communication, along with exhibits for evidential proof, but not limited to.
07/15/2021 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • KY
  • 407XX
Web
The company began calling my adult sons cell phone, a number I have never used personally or listed on any account with anyone. My son explained that it was not my phone number but he could take a message, they repeatedly refused stating " we'll just try later '' and hung up before my son could say more. Finally, my son told them to stop calling because I could not be reached at that number and they hung up on him again. I called the number that they were calling from and tried to let them know that his was not a good number for me and has never been listed on anything for me. Since I do not know who they are or what they might be calling about, I would not " verify '' my personal information and when I would not, they would just hang up on me. I also explained to them that if this is about a specific bill ( the only one I have in collections ), that another company is also calling me stating that they are trying to collect this bill, so I need to verify who is supposed to be collecting this bill before I will give out any information. The lady just said, " oh no, it's not that '' and hung up. If the company is not going to identify themselves when asked or do anything other than hang up on me, it seems as if their intent is to harass, not collect. My understanding is that harassing phone calls, even from a legitimate debt collector, are illegal.
10/18/2016 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • IA
  • 51501
Web
This bill was from XXXX/XXXX/XXXX. My son had an XXXX hospital visit. My son had XXXX for his insurance. The hospital changed their billing system over during the last week of XXXX into XXXX of XXXX and had lost that bill in their system resulting in it being unpaid by XXXX. After many calls back and forth to the hospital they finally found the bill a year later and it could not be billed through XXXX any longer. The hospital said they would take care of the bill since it was their fault this happened. Now today XXXX/XXXX/XXXX I received a call from CPC Central Portfolio Control who is saying the bill is unpaid and demanding payment. I have never received a letter from them or anything showing what this is for. The man I spoke to was very aggressive and rude. He would not give me any information except the amount and date of service. He told me he did n't care what I had to say and that contacting the provider of the original bill would do nothing. He threatened to hang up on me if I did not comply to payment. I then called the hospital after speaking to CPC and the hospital says they do n't know who this collection agency is and they said I have a XXXX balance on the account. The hospital told me this sounds fraudulent to them and to report them. This company is calling me with a robotic automated message and has also called my parents as well.
11/27/2023 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • IL
  • 60148
Web Older American
XXXX XXXX XXXX XXXX XXXX. XXXX XXXX Central portfolio control Incorporated XXXX XXXX XXXX XXXX XXXX XXXX XXXX. XXXX XXXX This company and their affiliates continue to call me and send text messages going on 10 years now. They continue to ask for XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Illinois. To my out knowledge no address exist. For some reason you're upload file is not operating. Because I would like to upload the daily text messages & phone calls uspo mail, & email that are submitted. I will have to send that by email. This company continues to call even after today I spoke with them and called them back and ask them their address company name and information, they had the nerve to call again, while I'm filing this complaint and hang up calling from a different number. XXXX is currently investigating mail theft and mail fraud at my address. I have received XXXX mail also from this collection agency and their affiliates. When I called them over 4 months ago and said stop addressing that person 's name to my address. They did not seem to care that I took the time to let them know they have inaccurate information. And appeared to blame me for the inaccurate information. I also called them years ago and they just will not acknowledge these communications. They continue to harass me.
02/13/2020 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • TN
  • 374XX
Web
information below is creditor I'd like to file complaint, my credit score dropped 131 points from XX/XX/XXXX - XX/XX/XXXX because of the false information they'd reported to credit bureau and I've filed a disputed which is completed and deleted ( see below ) but need to request how to get my credit score back up? please advise thank you XXXX XXXX CENTRAL PORTFOLIO CONT Account XXXX This item was removed from your credit report. Please review your report for the details. XXXX icon Deleted You can contact CENTRAL PORTFOLIO CONT at XXXX XXXX XXXX XXXX , XXXX XXXX, XXXX, MN XXXX or ( XXXX ) XXXX-XXXX After your dispute : This item was removed from your Credit Report. Before your dispute : Account NameCENTRAL PORTFOLIO CONTRO Account NumberXXXX Account TypeCollection ResponsibilityIndividual Date OpenedXX/XX/XXXX StatusCollection account. Status UpdatedXX/XX/XXXX Balance {$150.00} Balance Updated XX/XX/XXXX Recent Payment $ XXXX Monthly Payment {$0.00} Original Balance {$150.00} Highest Balance {$0.00} Terms 1 Months On Record UntilXX/XX/XXXX Payment History XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXXXX/XX/XXXX Historical Information First ReportedXX/XX/XXXX Original CreditorXXXX XXXX XXXX XXXX
09/28/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • VA
  • 23831
Web
Central Portfolio Control is trying to collect a debt on behalf of XXXX XXXX XXXX XXXX in XXXX WV for the amount of {$580.00} as of XX/XX/XXXX. They say that the status had updated in XXXX of XXXX, however, when I had lived in XXXX WV, I was a XXXX mother and me and my significant other at the time only had 1 vehicle in which he would take everyday to work, in PA. I have done the research and XXXX is XXXX and XXXX minutes ( the quickest way ) from where I had lived on XXXX XXXX in XXXX WV. I have been notified that social media sites are selling personal information, and I am most certain that my information was sold and/or stolen. The ONLY hospitals I ever frequented when I lived in WV were the XXXX I went to when I was pregnant. I started out at XXXX XXXX in Ohio as a family member worked there, but then later switched to XXXX XXXX XXXX in XXXX WV at XXXX weeks pregnant due to the fact it was closer and more convenient for us when I went into labor. I have contacted XXXX to place a fraud alert on my account and to dispute this twice now, once on my own and the second time today, XX/XX/XXXX, with a fraud department representative. This absolutely NOT my debt. I would have no reason to travel over XXXX to a hospital, especially without having a vehicle 98 % of the time.
01/12/2020 Yes
  • Debt collection
  • Private student loan debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • XXXXX
Web
I HAVE BEEN CONTACTED ONCE AGAIN BY : CENTRAL PORTFOLIO CONTROL XXXX XXXX XXXX XXXX , XXXX XXXX XXXX, MN XXXX WITH A LETTER DATED XX/XX/19. I HAVE FILLED A FORMAL COMPLAINT AGAINST THEM IN WHICH THEY HAD AGGREED TO A CEASE AND DECIST HOWEVER STILL RECEIVED A LETTER WITH INACCURATE INFORMATION ATTEMPTING TO COLLECT ON A FALSE CLAIM. AS I HAVE STATED NUMEROUS AMOUNTS OF TIMES I DO NOT OWE ANYTHING TO XXXX XXXX XXXX XXXX IN FACT THEY OWE ME FOR HAVING ME PAY FOR MY XXXX XXXX AND XXXX XXXX, AND COMPLETELY ROBBING US OF OUR OVERAL SCHOOL XXXX EXPERIENCE. THE LETTER SENT STSTES AN AMOUNT XXXX OF WHICH I DO NOT OWE SINCE I WAS PAYING COMPLETELY OUT OF POCKET TO AN AGENCY WHICH RECEIVED PAYMENTS FROM THE SCHOOL I HAVE ALREADY SENT THEM A LETTER FROM THIS AGENCY XXXX IN WHICH THEY STATE NO MONEY OS OWED AND ACCOUNT HAS BEEN CLOSED. ATTACHED IS THE LETTER FROM A : CURRENT CREDITOR '' XXXX XXXX XXXX XXXX. I DO NOT OWE ANYTHING AND THE PAPERS WHICH THEY SENT SIMPLY DOES NOT STATE WHAT THEY CLAI I OWE IN THIS FALSE ILLEGAL SCAMCLAIM THEY HAVE FABRICATED. FIRST THEY SENT INFO WITH A YEAR I DID NOT GO TO SCHOOL THERE NOW THEY SEND THIS WITH IINFO PERTAINING TO PAYMENT SCHEDULE ETC. IF I HAD NOT PAID XXXX WOULD NOT STSTE ACCOUNT CLOSED NO MONEY OWED.
02/28/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 77530
Web
This past week, XXXX medical collection accounts were placed on my credit report. The company listed on the report is Central Portfolio Cont, and the amounts are {$3900.00} and {$1300.00}. They say the original debt was to a XXXX XXXX XXXX- which is a medical facility in the XXXX area that I have no recollection of ever going to, and has been out of business since XXXX. I tried to see who purchased the hospital after it closed, and apparently that company has filed bankruptcy and I am unable to get any proof of service, detailed medical bill or proof that anything was charged to my insurance because of it. This debt is wrong - I have never been to a hospital by this name, or at this location and I have never been made aware of this debt previously, and can not contact anyone to actually prove this debt is valid. I don't even know what dates they are claiming that I had service there because it says on the date of account opened XX/XX/XXXX which is years after the hospital was closed. In addition, being a medical debt, this should be removed as a XXXX violation on my credit report. I have already filed a dispute with experian where I found this on my report and am reaching out to my legal aid team to see what further can be done.
08/11/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 770XX
Web
Central Portfolio Control is illegally trying to collect on a debt that is NOT mine. It was originally through XXXX XXXX XXXX who was previously notified of the debt not being mine and they could not verify the debt to which they removed it from my credit reports XXXX closed on XXXX and I will a separate complaint about that ) and stopped trying to collect on it. Now XXXX XXXX XXXX has apparently sold it to Central Portfolio Control. This has been an ongoing issue for over 12 years of multiple collection agencies selling it to another agency and then the new agency will try to add it to my credit report as a " new debt ''. I have never had a XXXX XXXX 's card and do not ever get store cards. They don't have a single original contract from XXXX XXXX with my signature on it or anything of the sort as I never had it. 12 years of seeing this constantly pop up with random letters from various collection agencies trying to collect on a debt that can not be verified as it is NOT mine and has passed the statue of limitations The letter that Central Portfolio Control clearly marks that XXXX XXXX XXXX is the current creditor and that the original creditor is XXXX XXXX XXXX. That in itself is so far removed. I am sick of it!
06/29/2018 Yes
  • Debt collection
  • Credit card debt
  • Communication tactics
  • Frequent or repeated calls
  • CO
  • XXXXX
Web
I have files multiple complaints about this company and how they do not do business right. XXXX does bad business, first they sent my debt to XXXX and XXXX who entered a judgement against me never served me the court papers also seized my bank account and tried garnishing my paychecks. I filed a complaint they investigated and found out they did not serve me. The judgment entered against me was set aside on XX/XX/2018, XXXX advised of this in the previous complaint response CFPB Case # : XXXX, which means its no longer valid, they can not collect or try to collect. Now I have Central Portfolio Control-CPC calling my parents house which I do not reside, and they are calling frequently. I spoke with a gentleman XX/XX/XXXX who advised me of an Active Judgment case # XXXX and they are trying collect a deb, I told him that judgment was set aside, no longer valid and he said no he shows it active, mind you I have not received and notification of this judgment becoming active again. So I called XXXX County Civil Courts this morning XX/XX/XXXX and spoke who confirmed that this judgment case # XXXX has been set aside XX/XX/2018 and is not valid. Also as of Today this specific debt was removed from my all 3 of my credit reports.
07/03/2020 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • VA
  • 23060
Web
I got a letter in the mail from " Central portfolio control '' company that they are trying to collect debt for " XXXX XXXX XXXX ''. This company bought what they claimed to be " my debt '' from " XXXX XXXX XXXX ''. In XX/XX/2018 I filled an ID theft report because the latter bank and " XXXX '' issued credits within one week on my behalf and the cards were maxed out. I discovered that there are two accounts under my name accidentally as I noticed my credit score was dropping. Both accounts were opened in XXXX, while at that time I didn't even live in NY. Unfortunately, I don't check my credit report often so missed these fraudulent accounts for months. I issued ID theft report, put a fraud alert on my account, and contacted XXXX and XXXX. After few months these fraudulent debts were dropped from my report. Few months ago I noticed that there is a debt collector who bought the debt from " XXXX XXXX XXXX '', trying to collect ( {$800.00} ) and again it showed on my report. I don't know how these banks opened these accounts on my behalf without verifying my identity. I'm sure that the purchases can be traced to show that this was an ID theft crime and these banks are contributing to the fraud by being reckless.
01/19/2019 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • IA
  • 52317
Web
On XX/XX/XXXX a company calling themselves " Central Portfolio '' began reporting an account for XXXX XXXX apparently originating with a XXXX XXXX XXXX in the amount of {$1400.00}. They list an address of this person in Virginia ( XXXX XXXX XXXX XXXX, XXXX, Virginia ). The problem is, my name is XXXX XXXX. A completely different name, a completely different spelling, in a completely different state of residence, and I would wager a completely different social security number. I attempted to contact this company at their address of XXXX XXXX XXXX XXXX XXXX XXXX, MN XXXX, and their telephone of ( XXXX ) XXXX. I was informed by their phone representative that they have no XXXX XXXX in their system, nor do they have my address. They have repteadly hung up on me, or not returned my voicemails. As a victim of identity theft, it appears this company did no dude diligence to confirm ownership of this account and instead did a blind addition to the three credit reporting agencies for MY report. They must immediately take action to remove me from any association with this account, and also immediately file deletions with all three consumer reporting agencies and provide me with proof that they have done so.
02/15/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 91356
Web
Hi, I received a call from this agency. Apparently I have a {$3000.00} hospital bill. The original creditor was XXXX XXXX, XXXX XXXX XXXX in XXXX. The issue is, that I had XXXX/medical insurance at the time. From what I know, it is illegal, is it not? To send a medicaid patient to collections, to try to bill them for a hospital visit? When this collection agency called me, the associate named XXXX had tried to tell me that this was not the case, even though several resources, federal and state laws on the internet seemed to say that it was the case. Additionally I called XXXX XXXX about it a few months ago, and told them I had insurance at the time and the insurance number, and they said they would reach out to XXXX. In the meantime I would assume that this account would be removed from the collections agency, or they would have to cease trying to collect. However, just a few days ago was when I received the call from them. I called XXXX XXXX again after, and they said that they notified the collection agency. I am on social security/disabled and I receive medicaid. I don't understand why I'm being targeted by this agency for a hospital visit. Why XXXX XXXX sent me to collections when I had XXXX.
03/30/2023 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • WA
  • 98201
Web
On XX/XX/23 I received an alert from XXXX that a major derogatory mark had been made on my credit report with XXXX by Central Portfolio Control for an account I was not aware of. After checking the other two bureaus, I saw that the same mark had been made on my XXXX report as well. I have not received any contact by this debt collection agency by phone, email, or mail with regard to an outstanding debt. It is my understanding that before a debt collector can report a debt to a credit reporting company, the debt collector has to either speak with me in person or over the phone about the debt, mail me a letter about the debt and wait a reasonable amount of time ( generally 14 days ) for a notice that the letter wasnt delivered, or send me an electronic communication about the debt and wait a reasonable amount of time ( generally 14 days ) for a notice that the message wasnt delivered. I have not received any such communication, and yet the debt has been reported to two major credit bureaus and negatively impacted my credit score. I was not provided any information about what the debt is, verification that it belongs to me and hasn't been paid off, or info on how to dispute it.
09/29/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 77388
Web
XXXX contacted a family member three times by phone, and at least one time by text. During the second call he told them that wasn't my number and not to call. They proceeded to call him a third time. They only stopped when I called them and told them they can't do that. On XX/XX/XXXX I requested they send me information about the debt in the mail, because I haven't received anything. They claimed they sent it in XXXX, but I never received it. I asked they send it again. I still haven't received anything. I talked to them again today, XX/XX/XXXX. I asked again to have the information sent to me in the mail, and they again claimed it was sent in XXXX. I again explained I never received anything in XXXX, and have already requested on XX/XX/XXXX that information on the debt be sent to me again since I didn't receive what they claimed to send in XXXX. I'm already paying the company they say I owe monthly, so I need to verify this isn't the same debt. I already called that company on XX/XX/XXXX, and was told they don't show anything was sent to collection on their side. I'm simply trying to verify this is a legitimate debt, and XXXX is being uncooperative.
12/03/2020 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Was not notified of investigation status or results
  • AR
  • 72211
Web
Advised to file by CFPB agent. No letter from CPC was sent showing its XXXX response on this site of a Cease and Desist with no further action and removal from reports. However, a letter dated XXXX responding to my objection of the debt was received. In its " proof '' of the debt, the previous claim adjustment from a insurance company was sent, but no documentation matching the original creditor or the original account number as cited in the letter. I have contacted the alleged creditor who has no knowledge or contract with this company. I am also have intimate association with one of the entities in the documentation proof and it appears that what XXXX has provided has been doctored. Payments are not made to this entity, payment detail does not reflect their methodology, payment detail information or coding information would not be sent to a third party, and there is ink transfer from another document. OverallXXXX XXXX has failed to provide evidence of this alleged debt, and further has failed to attempt to collected within law. CPC 's last response was that of a Cease and Desist and the CFPB agent has noted that correspondence stands.
11/03/2023 Yes
  • Debt collection
  • Rental debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CO
  • 80014
Web
Central Portfolio Services.. I called to ask for proof of the debt, and to give them a statement on what exactly happened with the Landlord. The first representative I spoke to at CPC began screaming at me on the phone, saying you owe this .. you owe this. He refused to connect me to another representative. I called back and spoke to someone else, who was obviously sitting next to the gentleman I spoke to the first time. He stated I was trying to intimidate him .. and that it sounds like this is a very expensive mistake you made. Sounds like a life lesson for you. So your 1. ) going to judge my life decisions and refuse to help or take a statement on how the debt is not owed. And 2. ) treat me less than human and yell at me as Im trying to explain my situation to you? The information on the debt isnt even the company that owns the apartment complex I was in. I signed a lease with XXXX XXXX, and XXXX XXXX purchased the complex during my stay there ( and you would assume that they would have also purchased the leasing agreements and any outstanding debt ). The second gentleman stated I dont see how it matters that the company name is different.
08/14/2017 Yes
  • Debt collection
  • Credit card debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • OH
  • 452XX
Web
I have been receiving repeated phone calls from the company Central Portfolio Control Inc . I received a phone XX/XX/XXXX stating that I owed a debt on a XXXX XXXX and needed to make payment or setup a payment plan right away. If I did not do so then I would be sued or my wages garnished. I however refused a payment as I am still unaware of the collection in question. I was never sent any information regarding the said debt from the original debtor or from CPC. My spouse is now receiving phone calls to his place of business with the same threat : If I do not pay the debt they will garnish my wages. Latest phone call was -XX/XX/XXXX at XXXX XXXX. I am aware that the debt in question is well out of the statue of limitations. The threats and harassing phone calls made to my spouse 's place of employment are unlawful. The threats and phone calls made to my personal cell phone number are unlawful. The CPC has not provided any hard copy proof of the said debt in collection : I have no judgement or collection on my recent credit report - printed XX/XX/XXXX : nor have I ever received any information or contact from the original debtor.
06/24/2021 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was paid
  • NM
  • 87111
Web
CENTRAL PORTFOLIO CONT XXXX XXXX XXXX XXXX XXXX XXXX, MN XXXX ( XXXX ) XXXX This company is attempting to collect on a debt not owed. I broke an apartment lease in 2017 due to uninhabitable living conditions. I provided proof of a broken heater, causing my apartment to be freezing in the winter, a harrassing downstairs neighbour ( XXXX XXXX in XXXX ), a continous gas smell and carbon monoxide alarm, and the property managers would not resolve the issues. I submitted work orders prior to moving out for these issues as well as a clogged drain. I broke my lease and paid the early termination fee, which I have the receipt for. I cleaned the apartment prior to moving out, and am disputing the cleaning charges as the carpet did not need to be replaced, as I spent only a handful of days actually residing in the unit due to the horrible treatment and conditions. My mother and ( XXXX XXXX ) were both in contact with the property management company and were reassured all charges were paid in full after seeking an attorney on the issue. Do we need to seek another one all these years later? All documentation is readily available if so.
02/24/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • TX
  • 77066
Web
On XX/XX/XXXX, I received a notification from XXXX stating that I had two medical collections reported from Central Portfolio Cont for a bill from a XXXX XXXX XXXX. I have never been to XXXX XXXX XXXX. Last year my identity was stolen and I filed a police report. However, I never received any information regarding this debt. Eight years ago, I went to a XXXX XXXX XXXX XXXX that is out of business due to fraud but my insurance company paid this bill. I have emailed Central Portfolio on XX/XX/XXXX asking for this debt to be validated but no answer. I will be sending a certified letter today, XX/XX/XXXX requesting for validation. I believe this violates the FCTA and HIPPA. THe agency is located at XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX and has had hundreds of complaints with the XXXX. Also, I disputed this immediately with XXXX on XX/XX/XXXX and today, XX/XX/XXXX I received results that stated it was verified. How can a CRA verify information within 3 days. I believe consumers need for these agencies to be held responsible for erroneous information being allowed on our credit reports. Thank you for your time.
02/23/2021 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • NJ
  • XXXXX
Web Older American
Dear Madam/Sir, CFPB : I received a letter from a debt collector dated, XX/XX/XXXX, XXXXHowever. I just recive it, today, XX/XX/2021. I am disputing the debt collector do to an unknown credit card that is not mine and does not belongs to me. I call the debt collector and I spoke with one of the representatives and told him that there is an error and a mistake in there behave, because, I never had a credit card with : XXXX XXXX The mail representative Harras me and Thretening me saying that the unknown credit card is mine. I told him to STOP HARRASSING ME, AND I TOLD HIM TO STOP USING VULGAR LANGUAGE. I also told the debt collector to send me. 1 ) An original application to see who file the unknown credit card. 2 ) I need all the statements in relation to this unknown credit card. 3 ) I need all the receives, places dates of purchases and signatures on all the bills or receives. 4 ) The debt collector needs to STOP calling me also. If he needs anything must be in writing and mailed to my Lawyers. Thank you very much for your anticipated courtesy and cooperation in this important matter. Respectfully yours : XXXX
11/30/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • RI
  • 02895
Web
Received a Text XX/XX/XXXX at XXXX XXXX from Central Portfolio Control IncXXXX, regarding a matter that their office is handling. I click the link and add the agency XXXX XXXX. It then brings me to an account that states I owe an alleged debt for {$10000.00}. The Original Creditor was XXXX XXXX XXXX, assignee of XXXX, who previously charged off the alleged debt. I have no contract with Central Portfolio Control Inc . I do not owe them anything I do not know who they are. They are communicating a false debt under 15 USC 1692e ( 8 ). They are communicating False representation. All caps name, stating consumer owes debt 15 USC 1692b ( 2 ). They are in Communication without prior consent violation of 15 USC 1692c ( a ). They are using false, deceptive or misleading representations in violation of 15 USC 1692e. They are using obscene/profane language accusing me of owing an alleged debt which is violation of 15 USC 1692d ( 2 ). The communication between Central Portfolio Control Inc. and XXXX XXXX XXXX, assignee of XXXX, about me is in direct violation of my privacy per the Privacy Act of 1974
10/12/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account information incorrect
  • DE
  • 19802
Web
Notice to all in fact, pursuant with title 15 of the US constitution I am a consumer. The United States is a Corporation pursuant 28 usc 3002 ( 15 ) and I Am a consumer of this corporation. As a consumer I have never signed a contract or PROMISSORY Note with the company CENTRAL PORTFOLIO CONTROL. I believe them to be a 3rd party debt collector which means they must operate once 15 usc 1692 the Fair Debt Collection Practices Act. I demand to see proof that CENTRAL PORTFOLIO CONTROL is in fact the owner of any alleged debt they may claim I own, I am formally requesting a receipt of. purchase giving them authority to collect this alleged debt. Pursuant 18 usc 8 ANY and ALL bill and certificates of indebtedness are the obligation of the United States the corporation not me the consumer. I also have never given written or oral permission for this item to be furnished on my consumer reports which is a direct violation of 15 usc 1681b. Notice in Fact that I am demanding these alleged debts be removed OR send me check in the mail for {$5000.00} for every minute that its been on my consumer report
01/30/2017 Yes
  • Debt collection
  • Medical
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • NE
  • 680XX
Web
This company started calling me about a debt from XXXX of 2015. I said all those bills were paid and the lady was very rude twisting my words and saying I was refusing to pay and being deceptive and uncooperative. I told her I needed something in writing, this was the first I 'd heard any bills were unpaid in over XXXX and I was n't going to pay some random person over the phone. I needed something in writing with dates, service provided, costs, etc. She said a letter was mailed a few weeks back and months later I still have no letter, I 've asked her and her supervisor to send me something in writing and I 've never received anything. She calls my work and my cell constantly and is very rude. If this is a legit company, then they should be able to mail me something in writing. And if not, then they need to stop calling. If I owed anything back in 2015, would n't the hospital have called me? There are too many scams out there to give a company I 've never heard of my credit card information for a bill I do n't know about, especially when they refuse to send me anything in writing.
05/22/2019 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • MA
  • 021XX
Web
I received a call from XXXX from Central Portfolio Central on Monday, XX/XX/2019 at XXXX and he left me a voice message on my work voice message. I promptly returned the call at XXXX to XXXX / XXXX and spoke with XXXX . XXXX stated their was a {$26000.00} judgement against me and I advised I do not know anything about it. I never received communication regarding the debt or was notifed of a court date. I do not have any past due debt that I'm aware of. I advised XXXX not to call my work number again and he smartly stated I said that three times already and started to laugh. He went on to say they will garnish my wages. I ended the call since I was at work. I called back today to XXXX and left voice message to send me a copy of the judgement against me to my email account. I will fight this judgement since I didn't get a fair chance to attend the court date. This was my very first communication regarding this matter. This is not right, they shouldn't be able to scare you over the phone when you are in the dark and clueless what they are talking about, Sincerely, XXXX XXXX
09/03/2023 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • MI
  • 48390
Web
Good morning ; I have noticed identity theft someone with my same name used my information to a company I never herd of and they have posted it in my credit report. I contact the credit Berau XXXX and they after I sent a register letter letting them know that by law they were not supposed to put items that are not mine on my credit report and they have it there causing me to hurt my credit report and having negative item in there. I spoke to XXXX supervisor and they dispute it for me but I want XXXX and XXXX XXXX XXXX XXXX XXXX that a company can damage my credit report and report soemething is not mine. I need help I have the proof that I have sent a letter to them asking them to provide me a signature or something that was done by me and they never sent me but they receive the letter I sent and they said they do not need to follow the federal law and they will investigate and not erase soemthing is not mine and I have called them and ask them to removed because is not mine and is putten in there. I am scare that they will keep putten more things please need help
08/30/2019 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CO
  • 812XX
Web Servicemember
I received notification from a seperate collection agency ( Central Portfolio Control ) that I was sent to collections. I was notified of the charge in XXXX of XXXX, and the default on a loan was in XXXX of XXXX. This was the result of a fradulent charge and identity theft that I was unaware of until I received this notification. The current creditor os XXXX XXXX XXXX Original Creditor was XXXX, XXXX XXXX Original account # Internal file to Central Portfolio Balance : {$1000.00} Someone fraudulently opened an online loan in my name from a previous address that I had not lived at since XX/XX/XXXX. I reported to all credit reporting agencies and the collection agency. They said it was a legitimate charge and it is NOT! I provided documentation that showed I was living out of state in XXXX including by tax return and a paystub. They still refuse to remove it from my credit report. IT IS NOT MY CHARGE! After I called and left a voice mail with XXXX, I have been overinundated with scammer calls and I am convinced they have sold my data for harassing solicitations.
08/22/2023 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 93001
Web Older American
I was notified by XXXX that I had an alert on my credit report the beginning of XX/XX/2023. So I went into XXXX and checked it. I immediately disputed it saying it wasn't mine. The dates given furry opening the account are not mine. I've not opened any account with them original source. But they results I received back from XXXX just stated that all information had been verified. I've not received any communication from them original source of from the debt collector. But yet they say they have everything verified. If anyone were to look at my credit they can see that I have not been late with any of my payments. I've got 100 % payment history with an my accounts that are open. I feel they just sidestepped verifying with me any of the information as then XXXX just took their word for it. Now I think it's on all XXXX as well. The only one that hasn't reported it yet is XXXX. I did not open any account on XXXX of 2023. This is so frustrating that your can't do anything once your results are back from the credit companies. To me this ooks like identity theft.
08/13/2023 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • FL
  • 321XX
Web
Creditor : CENTRAL PORTFOLIO CONT Address XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX Phone number ( XXXX ) XXXX I have repeated received an incorrect collection on my XXXX credit report for medical fees in the amount if {$1500.00}. I have disputed this collect 2 times in the past and had it removed from my credit report because the creditor Central Portfolio could never produce the requested evidence to support that I owed this debt. The creditor has not produced any documents whatsoever. 2 times I have had to get this collection removed from my report and the creditor waits a few months and then assigns the same collection to my report, without furnishing any supporting documents. XXXX is the only credit bureau that allows this to happen. XXXX and XXXX have not allowed this creditor to abuse my credit report with such false and determinantal false collections. I want this creditor to remove this collection immediately and indefinitely, or be fined for abusing the rules, statues and regulations set forth by the CFPB.
08/24/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • MI
  • 48329
Web
Central Portfolio Control , Inc, has committed Mail fraud, Identity Theft, Right to Privacy Violation, and actively engaged in Willful inaccurate and false information to my credit report by placing deceptive information and creating a deficit into my credit CAUSING ME TO LOSE THOUSANDS IN CREDIT LINES ; by purchasing without transparency old discharged debt that has been paid for and proven on my 1099B. Also, Central Portfolio Control , Inc has committed extortion on the phone with me to get this paid for debt paid for again with them. When I sent Cease and Desist letters they in turn placed the lies and deficiencies ' on my credit report as a means of intimidation. They have violated Metro 2 Compliance, FCRA Guidelines, and choose to use the US Postal Service and the credit bureaus TO BREAK THE LAW and to gain financial means fraudulently. Intimidating me and causing stress, XXXXXXXX, and physical symptoms of my XXXX ( XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX to extort money from me. XXXX XXXX XXXX, XXXX. XX/XX/2023
11/11/2022 Yes
  • Debt collection
  • Credit card debt
  • Communication tactics
  • Used obscene, profane, or other abusive language
  • TX
  • 773XX
Web
On XX/XX/11 @ XXXXXXXX XXXX XXXX XXXX XXXX called from phone number XXXX and stated that he ( XXXX XXXX ) was from Central Portfolio Control. XXXX XXXX stated that his " client '', XXXX XXXX, was trying to collect a debt. When I asked if they ( Central Portfolio Control ) had bought the debt, XXXX XXXX stated " no ''. Once I pointed out that 15 USC 1692 ( a ) Communication with the consumer generally states " Without the prior consent of the consumer given directly to the debt collector or the express permission of a court of competent jurisdiction, a debt collector may not communicate with a consumer in connection with the collection of any debt ''. XXXX XXXX then gets erratic and says " What do you plan to do about it ''. When I tell XXXX XXXX again that he ( XXXX XXXX ) is not allowed to contact me since they ( Central Portfolio Control ) are not the ones who I owe the original debt to. XXXX XXXX then begins to say " Do you need me to tell you for a third XXXX time ''. I proceeded to tell him to not contact me again and he hung up.
08/16/2017 Yes
  • Debt collection
  • Private student loan debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • WA
  • 986XX
Web
Hello! I have an account that was sent to collections at XXXX XXXX. Unfortunately, they are in violation of the FDCPA for a couple of reasons. First and foremost, it is my understanding that I am entitled to a written notification within 5 days of first contact from the collector of the amount of the debt as well as my right to dispute. I have not received that information. I verified via telephone that they have my current mailing address. I was also not informed over the phone of my right to dispute. They are also guilty of repeated phone calls. I received the first call on the XXXX on my cell phone. They immediately called me at work ( completely unacceptable!! ). I told them I would speak with them at a later time, when I could deal with the situation. I have clinically diagnosed XXXX, so I very much need some time to deal with difficult matters. They then called me again a few days later, against my instruction. I finally blocked the phone number for my own peace of mind, so I am unaware if they have tried to communicate further.
01/20/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • TX
  • 76201
Web
On XX/XX/XXXX I received an alert from my credit monitoring service that there was a new collection of {$1600.00} being reported by " XXXX XXXX '' from a physician that I have never been to, never been contacted by, and never heard of. The original collector is " XXXX XXXX XXXXXXXX XXXX XXXXXXXX PA '' and is located in XXXX XXXXXXXX, Tx and I live in XXXX, Tx over XXXX hours away. After researching this physicians office, I learned that the address and picture is to a restaurant in XXXX XXXXXXXX, has no website and reviews are full of people complaining about the same thing I am reporting to which is a fraudulent scam. XXXX has reported that the account was " Opened '' on XX/XX/XXXX with the " report date '' and " date of last activity '' of XX/XX/XXXX. On the other hand, XXXX has an " open date '' of XXXX, a " report date '' of XXXX, and a " date of last activity '' of XXXX. This dates have obviously been falsified because it has not even been a year of this company trying to collect a debt from me and the dates do not match up.
06/07/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account information incorrect
  • CA
  • 91304
Web Servicemember
this company was notified by certified mail proof below they received and signed for the debt valadation i sent 0n 5/30/22 its now 6/7/2022 and did not respond within 5 days according to the law that is a violation of 15 usc 1692g (b)Failure to send the consumer a 30-day validation notice within five days of the initial communication Collector must cease collection efforts until debt is validated also received a misleading letter in the mail in bold writing saying this is an offer to resolve financial situation no where on the letter does it saythe mini maranda that is also a violation of 1 5 usc 1692e (11) company also violated HIPPA i did not give anyone consent to furnish negative information on my consumer report this is very stressful and causing me to pay higher interest rates and hurting my chances of getting housing i want this removed and blocked from experian transunion and equifax. ALSO THIS COMPANY LICENSE IS NOT REGISTERED IN CALIFORNIA WHICH MEANS YOUR NOT ALLOWED TO operate or COLLECT IN MY STATE
08/02/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information is missing that should be on the report
  • UT
  • 84047
Web Older American
I have an old account on my credit from XXXX XXXX XXXX that was charged off in XX/XX/XXXX it was sold to XXXX collection agency and then another called Central Portfolio XXXX XXXX of XXXX and they show it as being chared off in XXXX of XXXX which is wrong and everytime I go to credit bureau to make them put the original date of the collection they up date it to that day so in XXXX months i have ask XXXX to fix it they have shown the date as that month and I read by law the original date has to be on the collection on my bureau and they only date they show is one and a month ago, no account numbers no original file date and everytime I try to fight it because it comes off my credit next year and they cant collect they make it look like it just happened I know they can keep updating it but they have to show the original date, Yesterday they put the date on XXXX as XX/XX/XXXX and its not is a debt from almost XXXX XXXX XXXX. there angry they cant collect and are just harassing me to no end. please help. Thanks XXXX XXXX
09/20/2023 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • Used obscene, profane, or other abusive language
  • KY
  • 40701
Web
I was contacted at the beginning of XX/XX/XXXX and requested that the company send me where the medical debt was from. They did not disclose where the bill came from, I was never sent anything so I called back again and asked where the medical bill came from and when the medical bill was sent to them and was sent to a different compliance worker who proceeded to scream at me and bullied me and when I asked to speak to another representative that was not so rude, he told me that there was no one else to talk. Also the worker said I needed to ask him a question that was actually a question but then I was told that I wasn't supposed to speak. So I had to ask him if I could ask a question. I filed a complaint with the company on XX/XX/XXXX regarding the employee to get his name and a recording of the phone call. A risk management director reached out and told me to call her or him and I have tried twice with no response. I have left call back numbers and emailed back to the risk manager director with no response.
01/15/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was already discharged in bankruptcy and is no longer owed
  • VA
  • 231XX
Web
Central Portfolio Cont. has made a fraudulent claim on behalf of XXXX XXXX XXXX I to the Credit Bureau stating that I owe a debt of {$810.00}. They are stating per my credit report that the debt/collection was open in XX/XX/XXXX, however after speaking with them via phone, they stated that this is a debt from XXXX and was XXXX on XXXX. They are refusing to give paperwork stating that this is a debt from XXXX and XXXX in XXXX. It also states that the debt was discharged on my credit report however it still states that it is a new debt due to Central Portfolio Cont. on behalf of XXXX XXXX XXXX I falsifying the date on my credit report. In the state of Virginia the applicable statue of limitations is XXXX years. After the statue of limitations has expired, a creditor or debt collector can no longer file a collection of that debt. They are also in violation of the Fair Debt Collection Practices Act ( FDCPA ) due to this being a time-barred debt and falsifying the date of the debt as stated on my credit report.
08/03/2017 Yes
  • Debt collection
  • Credit card debt
  • Communication tactics
  • Used obscene, profane, or other abusive language
  • CA
  • 90044
Web
X/X/17 I attempted to get receipts of payments I made to this company on behalf of XXXX XXXX. Although they had records..refused saying account went back to the original company. The Rep had shared with me the amount of payments I made and a total. When I asked for written verification she told me she could n't give them to me. When I insisted that I believed she could get it for me..she referred me to a Supervisor. He came on the line with intimidating nasty tone. He read me a debt collection disclosure that had already been read to me by the previous individual. When I began to tell him what I wanted he started to try to intimidate me and interrogate me on why I did n't have the info I was seeking, and the methods I should have tried to get it and control the conversation.. When I would n't let him, he hung up. He was nasty and provocative .Central Portfolio Control Inc , is a debt collection agency located at XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX , MN XXXX. I would like to report this company.
11/23/2021 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • CT
  • 06111
Web Servicemember
I was contacted via text message to my personal cell phone number by a bill collector and told to call them. They addressed me by my first name and provided a number to call them but neglected to include in the body of the text message a simple and reasonable way to opt out of further communication with them. I believe that this is a very clear violation of FDCPA section 1006.6e. Because they broke FDCPA law I would be well within my rights to file a law suit against them. I have never heard of this company and have never done business with them either. If they insist that they purchased a debt that was in my name then they need to provide an official Purchase Agreement as poof rather than sending bills to my house. If they believe that some sort of bill of sale is verification they are wrong. The only official and legal verification that would hold up in a court of law is the actual, original Purchase Agreement. A bill of sale is a small portion of a larger document and thusly invalid.
04/21/2021 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • XXXXX
Web
I sent CENTRAL PORTFOLIO XXXX ( Original Creditor XXXX XXXX XXXX XXXX XXXX XXXX ) a letter in XXXX with tracking number XXXX requesting Can you please provide the date of delinquency, a copy of the Dunning Letter, your license that you can collect on my state, a copy of the contract with the bill of sales, a copy of the application, a copy of a signed contract bearing my signature, a copy of the payment statements of this account from which they are reporting to the credit reporting agency. I dispute the accuracy and the validity of the account. THEY FAILED TO INVESTIGATE AND RESPOND IN 30 DAYS! They responded with a letter with the date of XX/XX/21 and the letter is insufficient. CENTRAL PORTFOLIO is violating the FCRA for reporting this account with inconsistent and inaccurate information that I disputed which they then did not update to the credit reporting agencies as " disputed '' and continues to report inconsistent account information which is in direct violation of the FCRA.
12/12/2023 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • CA
  • 941XX
Web
Central Portfolio Control of XXXX MN sent me a letter supposedly dated on XX/XX/XXXX, but which I only received today ( USPS standard for first class mail delivery is 5 days ), in which the included the following sentence : " As required by law you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations. '' This threat is false and or illegal. As of XX/XX/2022, medical debt less than {$500.00} is NOT REPORTABLE by the credit bureaus. Accordingly threatening to damage my credit using a method that is no longer possible is a false, misleading or potentially fraudulent collection tactic. The debt in questions, which I do not recognize as legitimate and have been disputing for years, is medical debt ( hosptial charges ) in the amount of approximately {$210.00}. Central has provided no original documentation to backup their claim, which I vigorously dispute.
08/29/2017 Yes
  • Debt collection
  • Payday loan debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • WV
  • 261XX
Web
I received a phone call from CPC ( Cental Portfolio Control ) in XXXX at my parents house about a loan I had with XXXX XXXX that I had trouble paying on from the following telephone number ( XXXX ) XXXX. I talk to a XXXX XXXX and gave him my bank information about trying to get the debt settled he also gave me a direct phone number to his office ( XXXX ). I have not received any written communication from XXXX and unfortunately my check returned due to insignificant funds twice. Today XXXX XXXX called me and I tried to get information and every time I mentioned about not getting any written communication from him he got rude. I also asked if I could break the debt into smaller payments he said no and I asked for a company address so I could send a money order he said no also. The agent asked if he can call my parents and asked if they can help with I told him no not to call my parents and only use my number he called me on as contact. The agent then proceded to get rude.
10/29/2022 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • AZ
  • 85022
Web Older American, Servicemember
Former complaint for CFPB were, XXXX ; XXXX ; XXXX All of these accounts with the report credit bureau were closed as uncollectable as they could not produce ANY statements I owed this debt as collectable. I am a XXXX veteran with benefits, I have XXXX with benefits, I also have private insurance coverage with NO deductible and not one of these entities were sent bills from XXXX XXXX XXXX, XXXX which closed their doors and business years ago. You had instructed them accordingly, I am still getting calls regarding this debt AFTER they have closed it out, this debt is STILL listed on my three credit reports as in collection last one from CENTRAL PORTFOLIO CONT., XXXX XXXX XXXX XXXX, XXXX XXXX MN XXXX XXXX. I have repeatedly told them this is an uncollectable debt that was never billed to my insurance and they can NOT support their findings by sending me any statement to the fact and are BLIND calling me to collect a debt that CFPB said was closed and uncollectable.
05/30/2023 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • TX
  • 78653
Web
I had a collection flagged by XXXX XXXX XXXX from a hospital bill that would be on record until XX/XX/XXXX. I disputed the collection with the collection agency directly due to that medical bill being paid by my insurance and me having no recollection of it outside of that. The collection was then removed and gone from all 3 of the credit bureaus by XX/XX/XXXX. The collection has reappeared by Central Portfolio Control as of XX/XX/XXXX, without me being aware, and is now on record until XX/XX/XXXX. I checked back on my Account with XXXX XXXX XXXX and had came across a settlement offer for the same collection that is being reported by Central Portfolio Control and when I try to look up my account with them I can not find it. I don't understand how this collection is being flagged by one account and reaged while being offered a settlement by XXXX XXXX after I had disputed the collection. This sequence of events feels uncommunicative, indirect, and aggressive.
05/25/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • LA
  • XXXXX
Web Servicemember
I received a dunning letter from Central Portfolio trying to collect on a debt that I don't owe I've never heard of them. They have that they are trying to collect on behalf of XXXX XXXX in which I've never done business with. I've wrote them via mail telling them to contact me via mail to provide me with legal documentations showing I've done business with them or XXXX in which I have not. They constantly call me and I repeatedly tell the to contact me via mail, they get rude and hang up or act like they can't hear me when I ask them to contact me via mail not phone or respond they will note I was uncooperative when they tried talking to me even though I keep telling them contact me via mail. This is not my debt, I have never done business with these people or any of its affiliates. I would like for them to stop contacting me or trying to collect on a fraudulent account as I have never heard of Central Portfolio nor have I done business with XXXX
12/28/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • AZ
  • 85286
Web
I did not receive notice regarding this collections balance prior to the company notifying the credit agency XXXX and XXXX of this debt. I identified it via notification from the credit agency. I reached out to collections agency central portfolio on XX/XX/XXXX via phone to obtain information regarding this collections balance. Disputed with company via email XX/XX/XXXX stating that I was a victim of identity theft and provided copy of policy and FTC report I am a victim of identity theft and this collection is not mine. This has been reported to the FTC under report number XXXX. I also filed a police report when I first noticed activity related to theft in XXXX which is also attached, number XXXX XXXX XXXX XXXX I also never received notice of this debt so I did not have the opportunity to submit a rebuttal. Per your customer service department there are two balances XXXX XXXX XXXX XX/XX/XXXX for XXXX and XX/XX/XXXX for XXXX.
05/11/2023 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • WA
  • 98404
Web
CPC - They have been sending me sketchy text and emails trying to get me to open links no information with it. I did not feel comfortable with that. I asked him to please mail me a statement they have not. I also never consented to them texting or emailing me. I have no idea who they are or what theyre collecting for. Then they started calling me, I would answer and no one would say anything then they would hang up. I got a call on XX/XX/XXXX XXXX they finally had someone speak back to me, they wanted personal information in order to speak to me. I refused I asked they send me a statement regarding what it is that theyre collecting on. She said that they did however, I have not received anything. I asked him to resend it to me. She said that they do not resend statements. She was very rude and persistent on having me share personal information it would not tell me what she was collecting on. XXXX is the email they used.
09/19/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 32246
Web
XX/XX/2023 Central Portfolio Control located XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX, MN XXXX started reporting on my consumer reports of an illegitimate account from XXXX XXXX XXXX located XXXX XXXX XXXX XXXX XXXX XXXX, XXXX TX XXXX in the amount of {$1300.00} I didn't even know this existed as I was personally never notified by either party, there are no dates or contact numbers on my consumer reports and this is clearly not my debt. I applied for a mortgage in XX/XX/2023 and was told this was on my consumer reports. For the past 4 months numerous attempts have been made to get this illegitimate charge removed to no avail. Central Portfolio Control is reporting false and damaging and simply misleading information that is causing me a monetary hardship. Their predatorial methods should be against the law. I am asking for help from the CFPB in getting this company to remove this erroneous account off my consumer reports.
05/20/2022 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • ME
  • 046XX
Web
Hello, On XX/XX/22 at XXXX a.m. EST I was notified by text by my credit monitoring service ( XXXX XXXX ) of changes to my credit report : a new account had been opened. I was alarmed because my only recent attempt at opening a new account was rejected by thee lender. Therefore, I knew that this was not due to my own actions. I immediately reviewed my credit report and found that a collections report had been filed on XX/XX/22 in the amount of XXXX. The agency is Central Portfolio Control. The creditor is XXXX XXXX XXXX according to my credit reporting service. However, the issue that I am formally reporting to you is that the FDCPA was violated because I was never notified in writing of my rights to verify the debt, dispute it and was never given notice of it. I only became aware of this debt through my monitoring system 's fortunate ability to notify me that this collection had been posted to my credit report.
04/26/2023 Yes
  • Debt collection
  • Medical debt
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • CT
  • 06606
Web
Central Portfolio sent a text message to my fathers number regarding my debt. Although the amount of debt and to whom I owe this debt to was not identified, my reference number was. Therefore, I feel that in this circumstance this third party can contact central portfolio with my information and find out that I owe this medical debt to a specific MD and when I had this visit. I do not want anyone knowing my medical information, even where I get my medical care from. This is not only unprofessional but I believe it violates my privacy. Another issue I had with Central Portfolio ; they contacted me via text of my boyfriends debt. We do not share the same last name. We do not live together. What made them feel so comfortable in taking action like this? Its very unsettling. I was not aware he was in debt, this is a deceitful act. Their agenda is to tarnish our reputation, as if they are threaten us to make payments.
08/29/2020 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • NE
  • 68116
Web Servicemember
I received a notification that a collection account was placed on my credit report by XXXX on XX/XX/XXXX by a debt collector CENTRAL PORTFOLIO CONTROL. I was previously contacted by CENTRAL PORTFOLIO CONTROL in XX/XX/XXXX for a debt that did not belong to me. I contacted CENTRAL PORTFOLIO CONTROL personally at their call center and verified that they have the wrong person. They were unable to validate any account or provide any signature at my request. I sent them a cease and desist letter via certified mail with return receipt on XX/XX/XXXX. In response to my cease and desist letter, the debt collector placed a fraudulent and negative account on my credit bureaus report. Prior to this my credit score was over XXXX and I have no negative entries on my credit, nor do I owe any money to this debt collector. I have asked the Credit Bureau Agency to remove the fraudulent account and this has not been done.
11/24/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • AZ
  • 85249
Web
On XXXX XXXX, I got a notification from XXXX XXXX that my XXXX score has changed, when I double checked it through XXXXXXXX, it showed that Central Portfolio Control Inc has reported a medical bill to credit bureaus which has negatively affected my credit score immensely. I have not received any written notice, voicemail, or even an email regarding this bill. I was never given proof that this debt exists and I never had the opportunity to have this debt validated. I also never consented this company to have any information about me or my medical records. I have every right to be informed in writing and given ample time to look into this before such drastic action was taken against me. I have a very good credit history and this is the first derogatory mark in my record. This wouldn't have happened if Central Portfolio Control Inc has done their due diligence to inform me of this alleged debt.
08/25/2022 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • AL
  • 35401
Web
I was employed at XXXX XXXX owned by XXXX XXXX from XX/XX/XXXX until XX/XX/XXXX. Upon my time working there, I also lived on-site and had to sign an employee lease addendum that discussed my rental discount as well as giving me the option to either terminate my lease within 7 days or being fired/quoting or continue using the lease without a discount. Once I quit, I moved off of the property within the seven days. My previous manager sent my account to collections and since XXXX has refused to provide proper documentation of the employee lease addendum. I have emailed multiple times and I have called the office. When calling she has a leasing team member tell me " unfortunately. We no longer have your information on file. '' That is incorrect. By law the company is required to keep tenant 's paperwork on file for seven years in the event of any issues, collections, or rental verification.
08/07/2019 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • MA
  • XXXXX
Web
On XX/XX/2019 I got a call on my cell phone from the number XXXX XXXX XXXX XXXX. The lady told me she was from Central Portfolio Control and that she wanted to verify some of my personal information over the phone with me regarding a business matter. I told her I do not have any written notice about this issue. She told me she was calling from XXXX, MA and that a notice was sent to me on XX/XX/XXXX. She stated my address of XXXX XXXX XXXX, XXXX, MA XXXX. I did not confirm any information with this person over the phone and stated I did not get anything over the mail. She said to give it a few days and I should get something in the mail. I then hung up. This person did want to verify my personal information over the phone and was very insistent and I refused to do so over the phone. Please help me verify this matter with this company and if I can have written proof of the issue.
02/18/2023 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • NC
  • 28105
Web
I am filing this complaint pursuant to : 12CFR 1006.34 ( d ) ( 2 ), 12 CFR 1006. ( 1 ) ( 8 ) ( e ) and the Fair Debt Collection Practices Act 809 ( a ). Prior to receiving the attached collection letter from CENTRAL PORTFLIO CONTROL dated XX/XX/2023... .I had never heard of or from this collection agency before. No initial communication from them whatsoever. I have never spoken to anyone from this collection agency, or any other agency affiliated with this collection agency, to include, ( XXXX XXXX XXXX, XXXX, by phone, US mail or email, regarding the alleged debt that they are attempting to collect. However, they sent the attached settlement letter without sending me a MODEL B-1 validation notice or notice to dispute, which are violations of the FDCPA. There are several FDCPA violations involved in this matter, which is why I pray that the CFPB will investigate.
06/10/2022 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was paid
  • OH
  • 431XX
Web
Account balance owed by XXXXXXXX XXXX XXXXXXXX as of XX/XX/XXXX : {$170.00}. XX/XX/XXXX XXXX makes {$170.00} payment using XXXX payment service. XX/XX/XXXX XXXX receives confirmation of payment e-mail from XXXX. XX/XX/XXXX Payment from XX/XX/XXXX was withdrawn from lessee 's checking account. No further Communication from XXXX to XXXX. XX/XX/XXXX Letter sent from Debt Collector to XXXX. XX/XX/XXXX XXXX receives letter and contacts Debt Collector to dispute claim. XX/XX/XXXX XXXX sends proof of payment to Debt Collector. XX/XX/XXXX Debt Collector sent itemized Move Out Statement with fees listed in attached documents. XX/XX/XXXX XXXX contacts Debt Collector, Debt Collector insists XXXX still owes XXXX {$170.00}. XX/XX/XXXX XXXX attempts to contact XXXX by phone and does not get response. XX/XX/XXXX XXXX contacts cfpb.gov to file report on the incident.
11/22/2023 Yes
  • Debt collection
  • Rental debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 90015
Web
I have diligently reported to all bureaus that I have been a victim of identity theft and that accounts originating from XX/XX/XXXXXXXX to XX/XX/XXXXXXXX are subject to investigation into the theft of my identity, as unknown accounts have been opened in my name without my knowledge or consent. Inquiries as well the address that appeared on my credit report previously as a result of this creditor HAVE been removed from all bureaus Correction to my credit report. I Demand this account be removed from my credit report as it is very detrimental to my livelihood. I tried applying for a home using a Loan with my credit, when I was devasted to find out that there are several inaccuracies on my credit within : addresses, accounts, and debt that I have never applied and sign for. According to as per Section 623 of the FCRA 15 U.S.C, 1681i ( a ) ( 5 ) ( A ).
08/24/2022 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • GA
  • 31021
Web
I recently received a copy of my credit report and I noticed that this company is reporting negative information against my SSN. I have never done business with this company. They have never provided me with any goods or services. I have no contractual obligations to this company yet they have reported to the CRA 's that I indeed do. I am requesting validation. Please send me a signed contract between me and your company. One that I signed and one you signed. Copies of a copy is not legit. I would like to see the contract with my wet ink signature, detailed statements from the last 6 months, and how this alleged debt was calculated. Also if I owe this allege debt the apartment stated that their central billing would house all of their bills and upon contacting central billing they have no record of this alleged debt let alone me owing this alleged debt.
10/30/2022 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • AR
  • 72120
Web
I do not have any accurate dates as this situation was from XXXX. I visited an emergency room thinking I had insurance which I was spaying for through my job, it hadnt been active yet & I didnt know this until after the services provided. I received a bill for around XXXX XXXX I had started making payment but then had gone through some hardships & couldnt afford it. Which I had stated to the collections company. Years have passed & at one point during covid a XXXX $ medical bill showed up on my credit. A few days later it was off my credit. Now there is a XXXX $ bill in collections on my account that says it was opened XXXX of XXXX but the bill is from XXXX. Nobody has ever offered me any sort of assistance for this situation & I firmly truthfully believe I should not have to be dealing with this situation at all. Please help me in any way possible!
08/01/2023 Yes
  • Debt collection
  • Payday loan debt
  • Attempts to collect debt not owed
  • Debt was paid
  • AZ
  • 85037
Web
Hello. About 2 years ago I took out a payday loan. They sent me to collections and it went to ; CENTRAL PORTFOLIO CONTROL XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX, MN XXXX XXXX ) XXXX We settled for less the amount due on XX/XX/XXXX. And I was to make 2 payments of XXXX on XX/XX/XXXX and XX/XX/XXXX. I paid them off and they have yet to send me proof that is paid. I have tried calling them and they keep sending letter in mail but it never gets there. They also still have a balance like I havent paid off the collection. And on top of that they havent removed the lien from my vehicle. I dont know what to do anymore I have already paid them. They keep giving me the run around and the lien hasnt been removed from my vehicle I have attached below the balance that I owe and what I have paid already. Even tho it was settle for less than amount due.
04/21/2016 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • OR
  • 97219
Web
Central Portfolio Control keeps calling my cell phone, just leaving a name and the company name and to call them back at XXXX. It is different that the number they call me from which is XXXX. I did an online search for Central Portfolio Control and it looks like they are a real company for debt collection. I do not have any outstanding debt. I run credit reports XXXX4 times a year and have alerts set up on my credit. I do not have any oustanding debt that is not up to date and in good standing. SO, I am unwilling to call this organization back and even give them a chance to talk as I see it as being a fraud. Also, they call my cell phone, not home phone which I find strange. I want them to stop calling. I have not had any original company call me and requesting payment on anything, and as I mentioned, I do not have anything that is in collections.
11/19/2019 Yes
  • Debt collection
  • Credit card debt
  • Communication tactics
  • Frequent or repeated calls
  • CA
  • 92301
Web
Friday XX/XX/2019 Central Portfolio Control , Inc. Called my number it went to voicemail they left no message. The weekend before I received a letter of the debt that I owe but at this time I have no job to be able to comply to pay the debt that is owed. Monday XX/XX/2019 Central Portfolio Control called my house again all in 1 hour they repeated to call my house. 4 times they called my home this all happened at XXXX o'clock and the third time I pressed one to speak to someone and they hanged up again. XXXX o'clock they attempted to call me again and they hanged up again. XXXX o'clock they called again and they repeatedly hung up on me again. Now I rather to receive mail from them and to not call my home again because this is nonsense and unprofessional way to get a consumer to pay their debt. No more phone calls just contact me by mail.
09/19/2016 Yes
  • Debt collection
  • Medical
  • Disclosure verification of debt
  • Right to dispute notice not received
  • OR
  • 972XX
Web
Central Portfolio Concern, based out of XXXX, has called my wife and I several times regarding a debt that we are not acknowledging as accurate as we have no record of it from XXXX. We have asked several times, on what they say is a recorded line, that we are not acknowledging the debt but need a mailed statement. They have verified our mailing address several times as well as email and assured us multiple times that we would receive some sort of letter in the mail or by email. It has been going on for almost 2 months and we have not received any written documentation or email regarding this attempt to collect. They have been rude and accused me of being rude when all I want is information about the alleged debt. We have been checking the mail incessantly as we are trying to purchase a home and are concerned this will affect our credit.
07/15/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • OH
  • 43605
Web
XXXX XXXX XXXX XXXX MBA XXXX XXXX XXXX XXXX XXXX {$290.00} XXXX XXXX XXXX {$150.00} XXXX XXXX {$77.00} XXXX XXXX XXXX {$70.00} XXXX {$37.00} XXXX XXXX 15 U.S.C section 602 A. States I have the right to privacy 15 U.S.C section 604 Section A. It also states that a consumer agency can not furnish a account without my written instructions. 15 U.S.C 1681c ( a ) ( 5 ) Section states no consumer reporting agency may make any consumer report containing any of the following items of information.Any other adverse item of information, other than records of convictions of crimes which antedates the report by more than seven years 15 U.S.C 1681 s-2 ( A ) ( 1 ) A person shall not furnish any information relating to a consumer to any consumer TV reporting agency if the person knows or has reasonable cause to believe that the information is accurate
10/16/2019 Yes
  • Debt collection
  • Private student loan debt
  • Attempts to collect debt not owed
  • Debt was paid
  • AZ
  • 85364
Web
XX/XX/XXXX Amount {$3800.00} Phone call about the debt on XXXX XXXX Send a letter to my address the date the the letter was XXXX XXXX Debt collection company : Central Portfolio Control , Inc. Original creditor : XXXX XXXX XXXX XXXX Current Creditor : XXXX XXXX XXXX, XXXX I graduated from this college in XX/XX/XXXX. The school had a very strict policy that each student must clear all the expenses before they could graduate and get an official transcript. Also each student must have a meeting with a person from financial department to go over the tuition and student loans, if it had been taken out. More over the company that managed the school XXXX XXXX XXXX XXXX XXXX, abruptly shutdown due to its financial situation, causing a lot of people to lose their jobs. Therefore, there is no way that I owe this debt as they claimed.
09/04/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • AZ
  • 85295
Web
The collection agency Central Portfolio Control, is using a tactic called debt parking in an attempt to extort me. I had a medical debt back in XXXX ( around {$870.00} ) that was eventually paid for by my insurance, and consequently removed from my credit report. Central Portfolio Control re-reported this to my credit as a new debt from XX/XX/XXXX, in an attempt to damage my credit and extort me into paying on an invalid debt. They never attempted to contact me via telephone, or by mail before reporting to my credit. No attempt was made by them to validate the accuracy of this debt. I called their agency and was told that I needed to pay, and they had no intention of removing this bogus debt from my report. Not only is this debt not valid, they are in clear violation of FCRA and FDCPA regulations using debt parking tactics.
06/20/2023 Yes
  • Debt collection
  • Credit card debt
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • NC
  • 27519
Web
On XXXX XXXX XXXX EST Central Portfolio Control under phone number ( XXXX ) XXXX messaged my dads number ( XXXX ) XXXX ; this message contained a link, confirmation number of the debt and a statement acknowledging that they are debt collector. I found this immediately disturbing as they never even attempted to contact me first, since the message contained my legal name. My phone number is ( XXXX ) XXXX. This is inexcusable behavior from any debt collector. My dad could have pretty much accessed my debt at any time but he chose to ask me first ; I told him to delete the message because it doesnt relate to him. This is in clear violation of the Fair Credit Reporting Act as this company deliberately attempted to display collection activities related to my closed account towards in another family member without my knowledge.
10/25/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • TX
  • 75052
Web Servicemember
I pulled my credit report from all three bureaus on XX/XX/2022. I noticed a new collection report from Central Portfolio ControXXXX in the amount of {$250.00} on my credit file. I am unaware that there is a debt from XXXX XXXX XXXX XXXX, as my insurance covers the costs of all medical treatment. Additionally, I am allowed under the Health Insurance Portability and Accountability Act ( HIPAA ) to protect my privacy and medical records from third parties. I do not recall giving permission to XXXX XXXX XXXX XXXX for them to release my medical information to Central Portfolio Control. I am aware that the HIPAA does allow for limited information about me but anything more is to only be revealed with the patients authorization. Therefore my request is twofoldvalidation of debt and HIPAA authorization.
11/20/2023 Yes
  • Debt collection
  • Rental debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TN
  • 372XX
Web Servicemember
XXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX XXXX XXXX TN XXXX is trying to collect a debt of 1 month rent. 2 years ago I applied with them and was approved by XXXX office manager. The next day she was fired for fraudulent activities and I was never contacted about an apartment. I was told she was fired and that I would have to reapply and get another agent. I refused, then moved into another set of homes .A year later they are on my credit report for 1 month of rent because I didn't reapply but they kept my application money. I called and asked the OWNER HOW CAN YOU SUE ME FOR 1 MONTH OF RENT THAT'S ILLEGAL. I NEVER MOVED IN OR VIEWED A UNIT. MY AGENT WAS FIRED AND I HAVE A LEASE FROM MY NEW PLACE. I NEVER LIVED THERE. This is an apartment scam. I know of 2 other people who have had similar incidences.
02/21/2023 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CO
  • 80221
Web
On XX/XX/XXXX, I send a intent to vacate notice from apartment-moving out date was XX/XX/XXXX. On XX/XX/XXXX I was contacted via phone & made aware for the first time that I had debt from previous apartments that I had moved out from on XX/XX/XXXX. I informed debt collector that I needed written notice/validation notice from them Central Portfolio Control. Male didnt respond to my request & hanged up. On XX/XX/XXXX, I send Central Porfolio Control a letter with certified mail receipt-requesting written notice/validation from them. I have not received notice. On XX/XX/XXXX, I also send XXXX XXXX a letter with certified mail receipt requesting my deposit which they failed to return based on lease & requesting itemized notice of debt they are claiming I owed as I never received either.
09/02/2023 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • Frequent or repeated calls
  • TX
  • 76036
Web
The following collection companies continuously harass me on a daily and they do nothing but try to get me to say I'm XXXX XXXX, they will even make up stories or lies to get me to confirm its me, XXXX XXXX XXXX {$980.00} XXXX XXXX XXXX {$920.00} XXXX XXXX XXXX {$520.00} Re : Complaint against Harassing Collections Practices Stemming from Identity Theft I am filing a complaint due to ongoing harassment from ABOVE collections companies. These calls have been causing undue stress and inconvenience. Moreover, these alleged debts are not mine but are the result of identity theft that occurred in 2018. I have been receiving frequent and intrusive calls from various phone numbers, often in the early morning and late afternoon. These calls are disruptive to both my personal and work life.
09/06/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • AZ
  • 85040
Web
I have been contacted by Central Portfolio Control several times by phone, trying to collect more personal information for them to give me more details about the bill the are trying to make me pay. I have also received a letter dated XX/XX/2023, with an account summary for service on XXXX XXXX and reference # XXXX for a balance due of {$10000.00}. The communication mentions that the original creator is XXXX XXXX XXXX XXXX XXXX. I have never used nor taken any service from that hospital. I have never been contacted by dignity health and I have never heard nor used Central Portfolio Control company. I have called CPC to report the spam, they did not receive my call seriously, I did not receive any help, and they did not show any concern for the company 's name involvement.
10/03/2020 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • NE
  • 68134
Web
I was reviewing my credit report on XXXX when I noticed that i was placed in collections for a debt that did not belong to me. I contacted Central Portfolio Control and politely informed them that this debt is not mine. The recovery specialist was belligerent, rude, and hostile and told me that the medical debt was mine. I gave her my email address and asked her to send me copies of me signing for consent to be treated at that hospital, and all necessary paperwork showing that it is in fact my bill. The representative agreed to do so. It has been two weeks and the company has failed to respond to my request. Please help me to remove this false medical bill from my credit report because this bill does not belong to me. Thank you kindly for your assistance, XXXX XXXX XXXX
03/09/2021 Yes
  • Debt collection
  • Auto debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 32818
Web
Upon receiving my recent Credit report, I have found information regarding debt that is being claimed against me. I've been working diligently to improve my credit, despite having difficulties with collection agencies in the past. I've done my research on debt collection practices and how to manage my personal finances better. I've been saving for quite some time to pay off my accounts and finally did. This was difficult as the collectors were unwilling to work with me at times. That said I was able to pay off the accounts by starting with a new slate on my credit. The collection agencies in question have not removed the accounts from my credit report yet the rest being damaged because of it. They informed me that they would stop reporting the accounts but haven't.
07/06/2016 Yes
  • Debt collection
  • Credit card
  • Communication tactics
  • Frequent or repeated calls
  • AL
  • 359XX
Web Servicemember
I have stopped automatic debiting of our checking account due to the changes in my household financially. I called them to let them know that I will be closing my current checking account and opening another and would let them know when i could resume my payments on my {$330.00} XXXX XXXX XXXX card. I called them in XXXX and since then they have called me 3 times. Very rude, threatening me, I have even told them the situation and they keep saying they were going to make a noteof it, but apparently they do not make a note since they keep calling me! I have every intention on paying off this debt but it will be a few months before I can because we are behind on some bills due to the transition of my husbands XXXX. This is not the first time I have had calls like this.
01/23/2023 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • TX
  • XXXXX
Web
XXXX XXXX XXXX XXXX XXXX XXXX tx XXXX XXXX XXXX tx violated my hippa rights by selling my debt to another company collection agency called XXXX XXXX XXXX in XXXX XXXX XXXX XXXX XXXX XXXX, MN XXXX i have received threatening phone calls from this number XXXX XXXX about ruining My credit Then on XXXX XX/XX/XXXX XXXX this medical started reporting to my credit report it dropped my credit scores XXXX points i went into an deep XXXX i reach out to them in tears all they kept saying was threatening things i was so scared I ask the to send me letters, XXXX letters was sent to me on my email short after they hung up on XXXX XXXX XXXX asking for my life back im requesting for this debt to be removed for my credit report because of my hippa privacy rights have been violated
01/06/2016 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • TX
  • 774XX
Web
Central Portfolio Control recovery services has been calling me nonstop about a debt owed to XXXX. I do n't have any written documentation about this debt, and I contacted XXXX, the original creditor, to resolve the issue. Customer Service told me they did n't have any record of my owing them, and they searched my email addresses, telephone numbers, and physical addresses. Then, they transferred me to Credit, and that employee told me I had to contact the collection agency, they had no information, they sold it to CPC. I told them if I owed XXXX, I wanted to deal with the original creditor, and pay them. I was told that XXXX had nothing to do with it, I needed to call CPC. I am tired of CPC calling my home, I am being harassed by CPC. XXXX is n't helping me at all.
10/20/2023 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • CA
  • 92223
Web
XX/XX/2023 Received call from CPC from phone # XXXX. I looked up the phone number saw it was a debt collection I immediately knew they had the wrong number. I called them back and asked them to remove my number. I told them if they did not I would file a complaint. XX/XX/2023 received another call from CPC This time from XXXX. XX/XX/2023 Received another call from XXXX at CPC from XXXX left a voice mail stating call them back at XXXX ext. XXXX. The action taken by me, was to block the initial call after I told them not to call. All are appearing in my blocked messages. I did not call back again. As I already asked them back in XXXX to remove me which they said they would now it is starting all over again they call at all times of the day and evening.
03/01/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account information incorrect
  • NE
  • 68144
Web
I have a lot of incorrect information on my credit report that XXXX, XXXX and XXXX is refusing to take off! There are wrong balances, incorrect addresses that are not mine as well as not even valid addresses! XXXX dollar hospital debt from a place I have never been too! I disputed it and it came back accurate when in NEBRASKA we have HIPA LAWS so there was no way they could have accurately verified that! Would have been a violation of my rights! There is missed payments when I havent missed any payments! These credit bureaus are purposely being negligence towards my credit report and reporting false information! I have disputed repeatedly as well as tried reaching out to original debitor to resolve these debts and get them removed but all to no prevail!
04/19/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • OR
  • 97801
Web Servicemember
On XX/XX/2022 I had sent central portfolio control a Debt Validation Letter that requested several documents be sent to me to Validate the debt. I will be attaching the Validation letter to this complaint. In the letter it specifies they have 30 days to validate the debt. I have reached out on four different occasions via email and phone to try to resolve this issue. Today XX/XX/XXXX XXXX days past the validation period, They sent me an email Pertaining to the alleged a debt. This now violates my Validation later as I had attached a ceased and desist letter and that all correspondence must be done, in writing, And sent via mail to my address. I have documented this violation for my records. They failed to validate the alleged debt, And violated my rights.
06/27/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account information incorrect
  • AZ
  • 85213
Web Older American
This is not my bill. If it is, no one has contacted me. Reporting on my credit report like I'm missing monthly payments and no such arrangements have been made. They are sending mail to a relatives house who has tried to send back and they keep returning. Did they do an inquiry on my credit report for that address that I used while trying to gain employment in XXXX? Today they reported I missed a payment and my already poor score dropped drastically. This has to be illegal for this collection company to be doing this. The XXXX complaint I went ahead and paid what my insurance company should have paid. I asked them to delete this record and they refused to. This is a medical collection that exposed my visit to them ... does this not violate HIPPA Laws?
02/25/2023 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • TX
  • 75041
Web
On XX/XX/2023 I spoke with a representative called " XXXX '' who stated that Central Portfolio Control sent a letter to my old address at XXXX XXXX XXXX. in XXXX this was after I called them due to not receiving the first notice they claimed to have sent to my old address, and I requested a letter sent to my current address TWICE. They have sent me nothing via USPS and I have no clue what this alleged debt is in connection to, I will be disputing with the attorney general, as well as following up with CPC to find out just how they are attempting to collect on an alleged debt when I have no clue who they are, nor is there any proof of me doing business with them. They have posted this derogatory remark to my consumer report illegally and without merit.
03/08/2023 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 75231
Web
Central Portfolio is reporting a collection account on my reports that I have been disputing for a while now. I sent them a letter on XX/XX/2023 requesting validation of this debt and I have not heard anything back. Per the FCRA, the consumer reporting agencies have 30 days to complete their investigation in receipt of my dispute. It has been well past 30 days and have not received any type of communication back. How are they able to report this account on my credit reports as valid when they have not responded or provided any valid proof to me? I am requesting that this account is deleted from my reports as they are in violation of my rights as a consumer to have accurate and valid information on my credit reports and right to dispute!
06/06/2021 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • NV
  • 89119
Web
Opened a letter from a 3rd party debt collector for a hospital bill from 2018. This is the first notice of this bill. The hospital has never reached out, sent any type of bill or allowed me to pay before sending me to collections. This is the very first time im seeing this bill which is now a debt collector and is now on my credit report. I am not paying a debt collector but would like to pay the actual hospital. How can a hospital never ever send one single bill my way but a debt collector can find my address? Not ok. I visted this hospital in 2018 over a XXXX XXXX which is involved in me suing the other party. Since 2018 they have NEVER SENT me one bill and I've been at the same home since 2018. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX nevada.
08/17/2020 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • KY
  • 410XX
Web Older American
We are paying XXXX XXXX Hospital in XXXX payments on a bill. There were two accounts on the total. When paying, early even, they kept applying the payments to the smaller account number even when it was paid. Therefore, the bigger charge went unpaid. When Central Portfolio Services called us, I then called the hospital to see why we were being called when payments were being made.They realized what had happened and said that they would rescind the collection. I even checked the following month and they said that they had rescinded it as they said they would. However, that charge is on my credit and Central Portfolio is not removing it. It says that it will remain there until XX/XX/XXXX. Central Porfolio is continuing with collection calls.
04/29/2022 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • CT
  • 06902
Web Older American
XXXX is a collection company that contacted me on my birthday by gaining access to my email and sending a text to me to wish a " Happy Birthday '' message much like a spammer does. In doing so I do not have the ability to opt out of their harassing messages which I believe I am entitled under law. This is a new tactic of theirs. I am enlisting your help to force XXXX to cease and desist these actions and to fine them to the full extent possible. If they are doing this to me they are doing this to countless thousands of others. Thank you for your kind help with this matter. This debt was paid off directly to the original creditor quite some time ago. This collection agency needs to fined for its behavior and for its poor record keeping.
10/19/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • NJ
  • XXXXX
Web
Spoke with a representative on XX/XX/2023 at XXXX and he denied to send me a bill, he also stated on a recorded line that the address he had on file was handpicked from running my information in a system and I told him that he can not randomly pick a address and that the address does not belong to me. These people are listed on my credit report and my score decreased significantly due to the company not accurately having my information correct. They also refused to send me a bill after I requested them to send me the bill via email. I also spoke with the original creditor XXXX XXXX XXXX and they said I do not have anything in collections and that any previous balance I did have with them was discharged and paid off with my insurance
06/29/2019 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 90720
Web
I XXXX XXXX along with my wife XXXX XXXX are in a position to file for a Chapter XXXX bankruptcy. However, as a means of pursuing a reasonable procedure to get out of debt over the next year without such a drastic step, we are requesting very low settlements in the 20 % range of where our debts were at the last payment. Accordingly, we believe that we only have one chance at this, and if we do not start receiving settlement offers soon, we will retain the bankruptcy attorney we recently consulted. Therefore, we request letters of settlement, and we request the cease and desist from all calls to our home, cell and/or work. We desire to resolve these matters in written form only. Thank you for your consideration in this matter.
03/22/2022 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • WA
  • 98501
Web Servicemember
In XX/XX/2021 Central Portfolio Control contacted me about XXXX bill I was uncertain of. I asked them to send me something in the mail. What they sent me were were XXXX detailed letters for an individual the was not me, attempting to collect XXXX debts from them. It included the persons name, their address, dates of service, procedure description, billing info, etc. when I received that, I figured it was an error on the collections agencys part. Today, they texted me. I was shocked. I called, and the lady was so grossly rude. I told her I didnt remember the services, she basically called me a liar. They violated HIPPA and turned me into collections. The innocent person whose info they sent me is military as well.
05/24/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • TX
  • 78247
Web
XXXX XXXX XXXX XXXX Loop XXXX XXXX XXXX XXXX Tx XXXX XXXX You are in Direct Violation of The Fair Credit Reporting Act ( XXXX, XXXXXXXX XXXX XXXX and Central Portfolio 4 ), has violated several of my rights. 15 U.S.C 1681 section 602 A. Clearly states that I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish an account without my written instructions. 15 U.S.C 1666B : A creditor may not treat a payment on a credit card account under a open-end consumer credit plan as late for any purpose. Remove these late payment and update this account immediately as you are in direct violation of several laws under The Fair Credit Reporting Act
04/20/2023 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • NE
  • 681XX
Web
Company contacted me back in XXXX about an unpaid debt with XXXX. I had advised them I was disputing the debt and that I requested a cease and desist. The calls stopped until XX/XX/XXXX which they attempted my cell phone, couldn't reach me, then called my office number. I told the man that I would not be verifying any information, that he wasn't supposed to be calling me and he told me that they had never talked to me before today. It is not the consumer 's error if they do not document their accounting properly. I told him that was not correct and as I was trying to ask them not to contact me again he hung up on me. These additional phone calls are harassing and a violation of the FDCPA in multiple ways.
10/03/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • VA
  • 23238
Web Servicemember
This company advised me that they received a debt from another company XXXX XXXX XXXX for a hospital visit at XXXX XXXX ( I have my medical records and see no record of this visit ). They also told me the bill is for {$500.00} ( conveniently so that they can report this to the credit reporting agencies anything above {$500.00} ). They do not have a valid address for me ( or NAME! ) and did not sent me any notification of a debt as required by law. They are also reporting this as though I was seen in XXXX when XXXX XXXX ( their rep ) advised the bill was from XXXX. I want this REMOVED! And I want the debt VERIFIED!!!! I have credit reports from the past 10 years and have not EVER seen this hospital bill.
11/23/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • WA
  • 98116
Web Servicemember
Im believe that this collection is regarding a hospital visit during XXXX of XXXX At the time, I was living and working for a company where they provided employee housing. I was under the impression that this visit would be covered through an assistance program for low-income individuals. Quite some time has passed, and not once has anybody notified me in an attempt to settle something I believed I did not have to pay in the first place. I have not lived at the address at which I did during this hospital visit, and I also do not have the same phone number anymore. I would have given my best effort to take care of my responsibility of this account, but again, I was never made aware of such obligations.
03/09/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was already discharged in bankruptcy and is no longer owed
  • OH
  • 44122
Web
This debt was not discharged in Bankruptcy. However, has passed the statue of limitations. In XXXX or XXXX I took out two credit cards. XXXX XXXX credit card and a XXXX XXXX Credit Card ( I believe the bank was XXXX but unsure ) In XXXX I stopped paying on these two credit cards and haven't touched the accounts since. In XXXX Central Portfolio took over both of these accounts and posted them to my credit report XXXX balance {XXXX} XXXX balance {XXXX} I have not touched either of these accounts in over 6 years. However on the credit report it is showing as a new debt. It is also showing that the original creditor was XXXX XXXX XXXX I. This is not true. The original creditor was XXXX XXXX and XXXX
10/26/2020 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Old information reappears or never goes away
  • AR
  • 72211
Web
Request via " Contact Us '' page and letter was sent to the attention of XXXX XXXX informing Central Portfolio Control they were attempting to collect on a debt I did not own, validate the debt, and cease collections immediately. My request was on XX/XX/XXXX by letter was in response to reference letter XXXX dated for XX/XX/XXXX. It was also sent on the " Contact Us '' page on XX/XX/XXXX and screenshotted. They did not respond to either by phone or writing and instead reported this account to creditors, and backed the opening date of XX/XX/XXXX. They are in violation of HIPPA and have failed to follow-through with Fair Credit Reporting. I have screenshots of the letter and " Contact Us '' page.
09/11/2015 Yes
  • Credit card
  • Identity theft / Fraud / Embezzlement
  • TX
  • 77025
Web
These people keep calling me about an account I never opened. They say they are going to send me a letter with information about disputing the debt but it never comes. They 've also given me different dates it was opened ( they originally said XX/XX/XXXX but changed it to XX/XX/XXXX after I told them I paid off all my cards in XX/XX/XXXX ). They 've also given me a different balance amount every call from {$580.00} to now {$5500.00}! It 's so obviously a scam but they keep calling and the man who was just on the last call was so rude I had to hang up on him. I 'm shaking and upset. I ca n't take this anymore. I wo n't pay for something I did n't do. I paid off all my credit cards 10 years ago!
11/15/2018 Yes
  • Payday loan, title loan, or personal loan
  • Installment loan
  • Struggling to pay your loan
  • NV
  • 89145
Web
I am receiving harassing phone calls and emails from the 2 collection companies that XXXX XXXX is using to collect whats I owe. I have spoken with the collection agency and gone over everything with them twice and they are verbally abusive, threaten me and speak down to me. They raise their voices during the call as well. They call my work phone and cell phone every morning and every evening including weekends. They are sending emails threating wage garnishment and the amounts do not match what I owe. I have hired a credit counselor to assist me and even he can see that the information isnt accurate. We have been disputing this for a month but the harassment and threats are what need to stop.
01/02/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • IL
  • 605XX
Web
I checked my consumer report XX/XX/2022 and noticed there was a collection account for CENTRAL PORTFOLIO CONTRO that was opened on XX/XX/2022 for {$1000.00}. This company never gave me the opportunity to dispute this debt they claim that I owe. This company and the credit reporting agencies have been willfully negligent by not having this account reasonably investigated in accordance with both the Fair Credit Reporting Act and the Fair Debt Collection Practice Act 15 USC 1692g. I will also add that this debt belonged to a different collection agency, XXXX, up until XX/XX/2022 which was deleted from my consumer report because they could not provide the proper instruments of debt validation.
09/14/2022 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • MD
  • 21229
Web Older American
Upon routine checking on my credit report, I found a new collection account, as of XX/XX/2022, from Central Portfolio Control for {$13000.00} with the original creditor reported as XXXX. I have not used credit cards for six years, so there is no possibility that a new collection account could be opened on me. I have never had a XXXX account with a balance that high and I am currently paying on two other smaller XXXX accounts. I received no notice about this debt, so I was not given the opportunity to dispute this debt as is my right. I attempted to dispute this twice through XXXX XXXX to no avail. Central Portfolio Control is not following the CFPB rules with regard to collecting debt.
09/01/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • FL
  • 32505
Web
I have filed a dispute with all 3 credit bureaus about information being incorrect on my credit report which includes name address collection companies. I also informed them that I received a data breach letter from the HCA informing me that my information such as my name address and social had been used by an unauthorized party. I have tried for years to dispute incorrect information reporting on my credit report. I was effected by XXXX and was sick never hospitalized. And was burnt out from so many attempts and at no point up to recently someone finally said file a dispute at the XXXX, I am a XXXX not sure of alot of things. I dint know what to do until now can you please help me
08/10/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • AZ
  • 85212
Web
XX/XX/XXXX called in as the kept calling over and over and even called my mother ( calls were ignored as they were constant for XXXX weeks thought it was scam call ) XX/XX/XXXX spoke with XXXX and gave name address and told him I need a letter of debt verification as I have yet to receive any notice about this assumed debt. I was told that the assumed debt was from XXXX of XXXX for the amount of XXXX from XXXX XXXX was told I would receive the letter in the mail have yet to receive it has been over 5 days XX/XX/XXXX I called XXXX XXXX and gave my name, dob, and the supposed date of non payment hospital couldnt find anything XX/XX/XXXX I have disputed the debt via credit reports
01/17/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 77089
Web
To whom this may concern, During the month of XXXX I registered for an experian credit report account, this lead to me noticing to accounts which I did not provide Information to my knowledge. After much research I found the original source of the account and contact them for more information, which I did not receive. Next, I contacted XXXX to dispute the accounts and they advised I contact the FTC and report the accounts as fraud. below are the accounts/dates/amount Date opened XX/XX/XXXX XXXX {$710.00} XXXX XXXX account. {$710.00} past due as of XX/XX/XXXX. Date opened XX/XX/XXXX XXXX {$1200.00} XXXX XXXX account. {$1200.00} past due as of XX/XX/XXXX.
11/17/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • HI
  • 967XX
Web
I filed with one of the Credit Bureau ( XXXX ) of the fraud with a collection on my report dated XX/XX/22. They're saying I owe {$1000.00} to an original creditor by name of XXXX XXXX XXXX. This is fraud and the only recollection of a hospital by this name was in Washington state as a child. The Credit Bureau came back with a " completed investigation of FCRA dispute '' but says it was verified and updated as of XXXX XXXX. The collection account name is XXXX XXXX XXXX. I've worked very hard to keep my credit utilization under 5 % and pay all bills on time. If a debt was owed by me, I would pay it but this is fraud and I have idea where this is coming from.
11/04/2018 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • TX
  • 75062
Web
I received a letter from a debt collector, Central Portfolio Control, on XX/XX/XXXX, stating I owe money on an account I do not recognize and threatening to take me to court. The original creditor on the debt collection notice is listed as XXXX XXXX XXXX. I've contacted XXXX XXXX XXXX at least twice by phone and both times my contact information was taken and I was told I'd be contacted by their fraud department but I have not received any call back to resolve this matter. I have responded to Central Portfolio Control via fax on XX/XX/XXXX informing them the account is not mine and is a result of identity fraud but have not received a response from them.
08/27/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • TX
  • 75150
Web Servicemember
Central Portfolio Control is the debt collector for XXXX XXXX XXXX. I recently refiled a dispute with XXXX because the collection agency said it was the correct information. The first late payment was reported in XXXX. I did not go to any hospital in XXXX and I believe it is fraud or theft on behalf of my identity. The amount is for {$6600.00}. The account was opened on XX/XX/XXXX and is 2 months old but a representative of XXXX said the first late payment was reported in XXXX. I have not received any documentation on this issue from the creditor but it is on my credit report. That is how i found out about it through an additional credit report website.
01/26/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • WA
  • 98391
Web
I settled with a debt collector regarding a medical debt totaling {$1800.00}. We agreed I would pay {$1200.00} which I did on XX/XX/2020. The debt collector was Central Portfolio Control and the gentleman offering the settlement was named XXXX XXXX, phone number XXXX. I recently rec 'd a letter from a different debt collector, XXXX XXXX XXXX, stating I owe the difference of {$540.00}. I do not. I've attempted to contact XXXX by phone and no one answers, I tried chat.. no one answers. I've called the original creditor XXXX XXXX XXXX XXXX, who can see that a debt settlement was reached in 2020, but would not help any further with the debt collector.
12/30/2022 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • TX
  • 78216
Web Older American, Servicemember
The company called Central Portfolio Control has repeatedly contacted me by phone and will not give me any information as to a supposed debt they say I owe, until I release personal information to them in order to confirm my identity. I have not received any correspondence from them or any other company as to a debt owed and have also checked with the credit bureaus and I have no outstanding debts. I have requested them to stop communication with me by text and phone and as of yet they continue to call and text me almost daily at all times of the day and night. I have blocked their numbers but they continually robo call me with new numbers.
07/24/2022 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • LA
  • XXXXX
Web
There is a medical collection on my credit report for {$1200.00} that has been re-opened by another collector XX/XX/2021. The collection fell off after it hit its 7 year mark however this year In XXXX it re-appeared and shows that I agreed to a 24 month payment plan. I did not agree to anything nor did anyone from their collection agency contact me or set up a payment plan to handle the dept. This collection has been on my account XXXX years as a mistake and each collection agency hasnt done anything to help negotiate or verify that it was in fact mine and the amount shown is accurate and matches the services I received from the hospital.
04/21/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • OH
  • 43110
Web
In accordance with the Fair Credit Reporting Act 15 U.S.C 1681 & Fair Debt Collection Practices Act 15 U.S.C 1692 Central Portfolio Control # XXXX ( XXXX XXXX XXXX XXXX # XXXX ) has violated my rights : 15 U.S.C 1681 section 602 A states I have the right to privacy. 15 U.S.C 1681 section 604 A section 2 states a consumer reporting agency can not furnish a account without my written instructions. 15 U.S.C 1692 b ( 2 ) not state that such consumer owes any debt. 15 U.S.C 1692 c ( A ) without the prior consent of the consumer giving directly to the debt collection agency may not communicate with a consumer in collection of any debt.
03/26/2022 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • OR
  • 97080
Web
This is a repeat issue that is unfairly impacting my credit report In sum, I was priced out of a home and in exchange for the avoidance of further legal issues, I surrendered the keys and moved out. The property had my original deposit and if this price is fair -- which I will argue that it is not -- then me and my cats did over XXXX in damage upon our two years living there. WHICH WE DID NOT. I notified my company that this debt was in dispute yet it still has not been addressed on my credit report. It is not so easy to return from homelessness and chasing of false zombie debt does not help. It, in fact, hinders the consumer.
03/23/2016 Yes
  • Debt collection
  • Payday loan
  • Improper contact or sharing of info
  • Talked to a third party about my debt
  • TX
  • 78259
Web
this company keeps on calling my sister and harasses her that they are going to arrest me if she does not give them the message. they told her they are a debt collector however they should not have disclosed who they are. she keeps telling them to stop calling. they call her every week at the number noted. she is really angry and would like the calls to stop. I also would like them calling her as my reference.. they are rude and threatening her all the time. this is a 3rd party collection agency and have no idea who they are. please tell them to stop calling my reference and quit harassing her during day while she is working.
11/22/2016 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • NJ
  • 08037
Web
We bought a home in XXXX 2011 and got a landline number from XXXX. Apparently the number previously belonged to someone else, because for the last 5+ years we have received dozens of calls from various debt collection agencies asking for a XXXX XXXX . We do n't know anyone named XXXX XXXX, and we always tell the caller this and request that they do not call our number again. What would prevent one debt collector from simply re-selling the debt portfolio to another agency, with our phone number still attached to a debt for XXXX XXXX? How can we ensure that our phone number is divorced from this unrelated debt?
12/12/2016 Yes
  • Debt collection
  • Non-federal student loan
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • NV
  • 89148
Web
Call from XXXX XXXX for a debt from a college in California. Told him ok let me make a file for him and his company so I know how much and who I need to get ahold of. Got his name, phone number but when I asked for his mailing address he started getting hostile. Talking over me. and REFUSED to give me a mailing address. He threatened that he would take everything I own if I did n't pay. I told him I was recording and he hung up on me. The number he gave me XXXX is a fake number. I called back on XXXX, the number my phone picked up and it went straight to him. He did not answer as Central Portfolio Control.
05/28/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • AR
  • 72118
Web
This third party debt collector is the second collector trying to collect a debt not owed and refused to validate the debt is owed by me. I have sent a affidavit notarized and certified mail disputing the debt requesting they provide the contract that binds me to pay a debt, requesting the verification that I a living breathing man signed a contract with my wet ink signature. They have yet to respond and the debt is still on my credit report which they are now not acting in good faith. I have attached the affidavit i sent them. My medical information is private and this attempt is a violation of HIPPA laws
06/01/2020 Yes
  • Debt collection
  • Other debt
  • False statements or representation
  • Attempted to collect wrong amount
  • TX
  • 77087
Web
XXXX XXXX XXXX XXXX and Central Portfolio Control Inc. tried to collect a debt from me that I didn't owe. I sent over the creditors validation letter neither one of them Validated the debt in order to prove they were capable of collecting the debt in the 45 day allotted time given by the ( FDCPA ) Fair Debt Collection Practice Act. In fact, XXXX XXXX XXXX XXXX didn't answer back to my letter I sent them. Accordingly, to the Law when a collection company doesn't answer back with in 45 days they most stop all collection efforts and removed themselves from my credit report from all three credit bureaus.
08/29/2023 Yes
  • Debt collection
  • Rental debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • TX
  • 77079
Web Servicemember
I received online notification from all three credit bureaus on that CENTRAL PORTFOLIO CONTROL place a Collection account on my credit report in the totals of {$4200.00}. I do not have an account or agreement with CENTRAL PORTFOLIO CONTROL. CENTRAL PORTFOLIO CONTROL violated the FACTA section 623 ( A ) ( 7 ). They did not properly notify me by mail before placing a negative item on my credit report., and allow me to dispute the validity of this debt. This debt can not be validated, I do not owe this debt. I dispute the validity of this debt and it should be deleted from all three credit bureaus.
11/22/2019 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • IL
  • 60110
Web
calls started a few days ago from Central Portfolio Control out of Minnesota, they have relentlessly been calling my home, cell, husbands work, my work without any explanation of any kind. we have been called by a XXXX XXXX to my husbands work number and a XXXX XXXX to my work number. I immediately called and left a message with XXXX XXXX 's answering device ( he did not pick up ) to inform him to cease and desist all calls and any further contact must be made in writing. these are the numbers they are calling from : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
08/11/2022 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was already discharged in bankruptcy and is no longer owed
  • CO
  • 80601
Web
I had a lease with an apartment complex that i was unable to complete.due to my job and lack of work. I spoke with them and worked it out that I would leave the place early. Leave it spotless and they would keep my deposit and get it rented out asap. Now i see a collection on my report for that of XXXX. I have not recieved notice of the collection and the company won't listen to what i tell them about what i worked out. Please help me remove this from my report. It should not be there and it is causing me to not be able to get a good rate on loans. thank you for your help in this matter.
09/13/2021 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • AL
  • XXXXX
Web Older American, Servicemember
Your website questionnaire is flawed. It does not have an option for breaking confidentiality. I received a text message from XXXX at XXXX Monday XXXX XX/XX/2021 stating : XXXX XXXX We have an important message for you from XXXX. This communication is from a licensed bill collector. Please call us at XXXX. As can be seen, anyone could see that this is a debt collection real or faked. Also my phone is set to speak txt messages due to poor eyesight. If I was in public, at work, with friends or family or conducting a business meeting then the others present would hear a debt collection.
12/22/2021 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • OR
  • 97214
Web
I rented an apartment in XXXX and there was apparently a balance owed after I left the premises. I did not hear anything about this {$3200.00} debt until XX/XX/XXXX on my credit report. I tried disputing through XXXX but the results still says the debt started in XX/XX/XXXX, and the dates dont reflect the actual year of tenancy from XXXX. The company has never sent me correspondence informing me of the debt and 6 years later it showed up on my credit report. Central Portfolio Control wont provide accurate info to XXXX informing them of debt being from XXXX and my XXXX XXXX has tanked.
09/01/2022 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • CO
  • 80919
Web
I have been receiving repeated calls either daily or weekly from various numbers claiming to be Central Portfolio Control. I attempted to reach out once through email, but I was not told anything further about why they are calling me. Sometimes they leave messages and sometimes they do not, but they have never identified themselves as a debt collection agency in any message they have left. Once I received a text message from a different number claiming to be them. I have received no written notification of any kind about why they would be contacting me. I do not have any debts owed.
01/26/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was paid
  • TX
  • 75208
Web
Company claims to be debt collector was notified thru email of secured party and they are interfering on Trust property Company risk manager stop responding to emails when mentioned that they should have filed certain IRS Forms as the debt is over XXXX dollars an a obligation of the United States I'm filing this complaint and it will be used in the court of law unless they remove the violation immediately as they are not only voilating constitutional rights they have no claim as XXXX XXXX XXXX is the attorney in fact and Secured party over the United states XXXX XXXXXXXX XXXX XXXX
11/30/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • GA
  • 31210
Web Servicemember
I, XXXX XXXX XXXX had a company call, Central portfolio Cont. ( XXXX XXXX XXXX XXXX XXXX : XXXX ) say I owe them XXXX on my credit report. They reported I opened a account with them and XXXX for rent or whatever and still owe them a balance. I never live at this address and have bank statements and credit card statements reporting my pervious address for the last 6 years. I talk with XXXX and report FRAUD but got no good results from them. I, also submitted a police report explaining my information. I will provide another police report and my ID to verify me. Thanks XXXX XXXX
04/06/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Credit inquiries on your report that you don't recognize
  • TX
  • 77388
Web
In accordance with the Fair Credit Reporting Act, XXXX XXXX XXXX and Central Portfolio have violated my rights. 15 USC 1681 Section 602 states I have the right to privacy. 15 USC 1681 section 604 A Section 2 : states a consumer reporting agency can not furnish an account without my written instructions. 15 USC 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for and purpose. I need these accounts removed from my credit report immediately and an updated copy of my credit report sent to my current address.
08/19/2019 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 91304
Web
Central Porfolio called from XXXX. The representative identified himself as XXXX XXXX. The company call requesting information confirmation like date of birth and others. When deny to confirm information they indicated they already send me a letter to my address. I requested the company address and was not provided. This company has my information wrong for a possible dent in a state that I do not live at. I repeatedly ask this company representative to send the information to my email or confirm the type of debt.The company continuously denied to provide this information.
05/20/2023 Yes
  • Debt collection
  • Payday loan debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • CO
  • 80239
Web
I received notice via an alert from a credit monitoring service on XX/XX/2023, that negative information was added to my credit file. Upon checking my credit report dated XX/XX/2023, I encountered a collection account being reported from Central Portfolio Control. I have not had any communication with this company, and now they are reporting negative information on my credit file. The collection account indicates {$320.00} due, an open date of XX/XX/2023. It shows an original creditor as XXXX. Contact information XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, MN XXXX
05/17/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 92026
Web
Central Portfolio Control has repeated texted and called me regarding a debt for someone named XXXX XXXX. Their agency number is XXXX. They have called me from numerous numbers less than an hour apart and when I tell them I am not XXXX XXXX they hang up and call right back. The last person I spoke to refused to from Central Portfolio Control used abusive and threatening language and raised their voice at me over the phone while I was waiting for my second interview at a new job. My potential employer heard this, and I believe it is the reason I was not hired.
04/21/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • FL
  • 32507
Web
I was not notified of an attempt to collect a debt for an old medical bill. Some called Central Portfolio Control appeared on my Credit report yesterday. I was never received any information about this debt and as a result I was not able to dispute it. I feel like this is more than likely an extremely old medical bill. I would like the opportunity to dispute this old medical debt and have it permanently removed from my credit report. The collection agency involved is : Central Portfolio Control XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX, MN XXXX ( XXXX ) XXXX
07/30/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • MT
  • XXXXX
Web
I spoke to XXXX XXXX this morning. The account was incorrectly billed to me. They have cleared the balance and collected payment from the correct party. The collection company will not verify this and have reported as unpaid to my credit bureaus. The hospital contacted the correct XXXX XXXX and resolved the outstanding balance. It was the hospitals error and it has been corrected on their end. XX/XX/XXXX Hospital Encounter at XXXX XXXX XXXX XXXX XXXX XXXX XXXX ServicesProvider : XXXX XXXX XXXX, MDPatient : XXXX XXXX Visit Account # XXXX
01/23/2023 Yes
  • Debt collection
  • Other debt
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • ME
  • 04240
Web
Today, XX/XX/2023 at XXXX, Central Portfolio Control , Inc . Sent a text message to my mother, address to me. In the text, it contained an Agency ID to get into the account to view payment and discount options. The only other info that was needed to get into and view all of my account details, including the amount owed, was the last 4 of my SSN. Sharing my personal info is not only illegal but its unprofessional and very concerning. I have contacted a law firm and I also sent an email to CPC, INC. to tell them how inappropriate it was.
11/07/2018 Yes
  • Payday loan, title loan, or personal loan
  • Installment loan
  • Charged fees or interest you didn't expect
  • MA
  • 023XX
Web Servicemember
I had a loan with XXXX XXXX that was paid off in full from a mortgage refinance back on XX/XX/2016 which i have a copy of the cashed check in the amount of {$14000.00} with the correct loan number on the check and the bank statement showing that the check cleared the bank account. XXXX XXXX had continued to withdraw funds from my account for the past 2 years. They are now stating that i am in default and that they never recevied a payoff check and the copy of the check i provided is not valid since the account information was hand written.
03/19/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • NC
  • 28216
Web
I have reached out to the company XXXX XXXX XXXX several times I was told the collections would be removed due to identity theft however they didnt remove that was from the district they also are reporting two different balances which it should not be a balance that violates the and should be removed on those grounds as well I have submit multiple fta reports and police report and confirm my identity also XXXX will not allow me to log on and I spoke with ally from fraud she was rude and hung up on me I would like the call monitored
03/21/2015 Yes
  • Debt collection
  • Medical
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • TX
  • 759XX
Web
I received a letter, collection letter from Central Portfolio Control, they stated that because of interest, late charges and other charges that may vary from day to day, the amount due on the day you pay may be greater. In addition, this is the first time I have received a collection notice on this amount and have not received any information on when the service was/if it was provided by the Hospital they are collecting for. They want me to send in a payment and then discuss options? It does n't even give the date of service..
03/22/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • FL
  • 321XX
Web
I got an another medical bill from collection agency, but the same amount ( {$1000.00} ) is in my credit report ( before collection agency company was XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX TX XXXX XXXX. Tel XXXX activity XXXX XXXX XXXX collection ). Today collection agency company is XXXX XXXX XXXX. XXXX XXXX XXXXXXXX XXXX XXXX XXXX, XXXX, MN XXXX tel XXXX activity XXXX XXXX XXXX ( collections ), the original bill was charged on XX/XX/2017 for medical service, but this bill wasnt mine, it was someone name on it.
05/21/2022 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • TX
  • 76112
Web
This company is a horrible collection agency, they wont quit calling while I am at work. They keep sending me medical bills that have already been paid through another agency in XXXX, XXXX XXXX years ago. This collection agency keeps threatening me to sue me. I wrote them in XX/XX/2021 to get dates of service, what the debt was for and they will NOT respond. I wrote them a XXXX notice letter which is attached. Medical bills are not suppose to be on your credit report under the federal trade act so they are in violation.
01/27/2016 Yes
  • Debt collection
  • Credit card
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • TX
  • 78613
Web
I recieved a call from a girl named XXXX. XXXX Company is : Central Portfolio Control XXXX XXXX XXXX XXXX # XXXX XXXX XXXX, MN XXXX TEL : ( XXXX ) XXXX FAX : ( XXXX ) XXXX Advised that she is a " licensed debt collector ''. Stated I owed over {$500.00} to a XXXX I opened up back in XX/XX/XXXX and closed it XX/XX/XXXX. I asked for the CC company 's name and she would not give it to me. I then asked for more information to verify if I actually owed money but she became aggressive and insulting. The call ended quickly.
08/29/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • AL
  • 357XX
Web
A collection debt was added to my credit report XX/XX/2023 in the amount of {$800.00}. i am unaware of the original company and bill. The creditor : CPC has not sent me any information about this debt so that it can be verified and validated. In a XXXX search i have attempted to call the creditor directly to understand why this incorrect debt was placed on my credit report. I have not received any correspondence from the creditor. Calls are unanswered. There has been no communication via phone, mail, or email.
02/24/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • GA
  • 30034
Web
Central Portfolio Cont XXXX XXXX XXXX XXXXXXXX XXXX XXXX, MN XXXX Ph # XXXX I received a letter from XXXX XX/XX/2020 Central Portfolio Cont indicating that I opened an account with them on XX/XX/2020 and that I now owe them, {$8900.00}. They said the account is closed. It is showing as derogatory on my credit report. I dispute this claim of indebtedness in its ' entirety. I do not recall having any contact with this company or owing them any money, nor do I recall appropriating any benefit from this company.
09/03/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Investigation took more than 30 days
  • LA
  • 705XX
Web
CENTRAL PORTFOLIO CONT Has an account on credit file that isnt mine. I have never had any dealings with this company and this fraudulent account is a violation of the FCRPA for a multitude of reasons. Ill start with identity thief I never gave this company access to my information yet they have it. Next they havent validated the debt that they put on my credit report which is Detrimental to my Financial well-being. I repeat I havent had dealings with this company and Ill be sending a consumer damages invoice.
09/20/2023 Yes
  • Debt collection
  • I do not know
  • Electronic communications
  • Frequent or repeated messages
  • TX
  • 77077
Web
I received a text message from a debt collector with my name in regards to a debt collection. I am not aware of this debt and called to verify the debt and to request how they got a hold of my information and what it was in regards to. They refused to inform me and instead asked me to admit that my name in order for me to be given any information on the debt. The problem is, I havent seen anything on my credit report in regards to this debt which is why i asked for information on the debt for verification.
05/16/2023 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Notification didn't disclose it was an attempt to collect a debt
  • CA
  • 90045
Web
CENTRAL PORTFOLIO CONTRO On XXXX XXXX has opened a collection that Im not aware of until this day. XXXX XXXX XXXX XXXX is Original creditor, I dont know who they are. I have never received validation letter and was never notified of this debt not by email nor by letter to my residential address not by original creditor not by collection agency. When I tried to contact CENTRAL PORTFOLIO CONTRO they didnt provide any information to me and moreover, they discriminating me! I need help to stop this, thank you
05/31/2019 Yes
  • Debt collection
  • Payday loan debt
  • Attempts to collect debt not owed
  • Debt was paid
  • AZ
  • 85295
Web Servicemember
I received a letter in XX/XX/XXXX from Central Portfolio Control for a debt owned by XXXX XXXX XXXX. I asked for proof of the debt, the original owner, proof that the debt was transferred to a new owner. They provided a response in XX/XX/XXXX stating that I owe for an online payday loan taken out from a XXXX XXXX tribe. This loan is illegal in my state and it is also illegal for a new non-tribal owner to attempt to collect it. They are continuing to attempt to collect the alleged debt for XXXX XXXX.
08/24/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account information incorrect
  • TX
  • 77021
Web
Credit collection agency reporting medical bill due. I did not have a XXXX XXXX XXXX XXXX XXXX XXXX bill this year. They show I had 3 separate charges incorrectly showing collection and date of balance. They are violating FCRA rules of reporting medical collection before 365 days have past and I do not owe debt. In addition, they are violating my HIPAA rights. If it was for treatment on some other date, they have failed to provide information and bill, more importantly billed my health insurance.
05/13/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • WA
  • 98683
Web
In accordance with the fair Credit Reporting act XXXX Accounts # XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Has violated my rights. 15 USC 1681 Section 602 States I have the right to privacy. 15 USC 1681 Section 604 A Section 2 : It is also states a consumer reporting agency can not furnish a account without my written instructions. 15 USC 1666B : A creditor may not treat a payment on my credit card account under a open end consumer credit plan as a late for any purpose.
01/05/2018 Yes
  • Debt collection
  • Other debt
  • Communication tactics
  • Frequent or repeated calls
  • VA
  • 20155
Web
Central Portfolio Control callback number is XXXX. Has contacted me several times starting XX/XX/XXXX. On XX/XX/XXXX they called and spoke to me directly. Since then they called again leaving messages on XX/XX/XXXX and XX/XX/XXXX. In addition to these calls and messages on my phone. They called my place of employment on XX/XX/XXXX, and my grandmother on XX/XX/XXXX. They have already spoken to me, and have all of my contact information, they should not be calling third parties.
10/01/2019 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CO
  • 80921
Web
I have repeatedly received phone calls from a company claiming to collect debt owed by me to a school i attended. To the best of my knowledge i do not owe the school. Their claims about the said debt keeps changing. I have not received any written communication about the debt to which i can properly respond. The phone calls apart from being distressing offer woefully inadequate information about the debt e.g what service exactly i owe for and to whom specifically i owe.
03/04/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • KY
  • 40356
Web
Debts had been paid by my insurance company and they were still attempting to collect the debts for far more than was owed initially before insurance had paid them. The companies I owed the original debts to stated all my debts had been paid by my insurance and my insurance company confirmed I did not owe the debts. They still reported it to my credit report as being in collections for two amounts that were not only higher than I owed but that had already been paid for.
09/28/2022 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • AZ
  • XXXXX
Web
I keep getting calls and text messages from Central Portfolio Control Inc . I have asked them to stop calling me for a XXXX XXXX. However, they do not. It will go a couple of weeks then they will start again. I want them to stop sending me unauthorized text messages and phone calls. I am not XXXX XXXX. The guy wasn't a XXXX citizen and skipped town after he did a hit-and-run in XXXX. I have owned this number since XXXX and its constant XXXX calling me for this guy.
04/16/2015 Yes
  • Debt collection
  • Credit card
  • Communication tactics
  • Frequent or repeated calls
  • NV
  • 894XX
Web Servicemember
There is a certain debt collector known as Central Portfolio XXXX that is repeatedly calling and harassing my poor old XXXX year old grandmother on the basis of a debt I DO NOT legally owe. I am a resident of XXXX, where the debt should have expired last year, yet they call her at her number in XXXX, where I do not know how they got that number, as I have had no communications with them. What actions should I take to assert my rights and my grandmother 's privacy?
06/30/2021 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • MO
  • 64130
Web
I received an alert on my credit file that there was some kind of collection with a company I have never heard of. The name of the collection company is Central Portfolio Contro. It's indicating that there is money due for some company named XXXX XXXX XXXX XXXX XXXX XXXX. I have no idea what this is. I disputed with the bureaus and they haven't responded. I never received anything in the mail from the collection company or whomever they are trying to collect for.
11/15/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 75071
Web
I received notification on my XXXX and XXXX alerts on XX/XX/2022 of an alleged medical collection debt in which no prior correspondence received. I have sent certified letters on XX/XX/2022 requesting XXXX XXXX XXXX, XXXX and XXXX to verify debt and requesting copy of signed XXXX authorization to release information to 3rd parties. To date, no information has been sent to verify this alleged medical debt of {$1700.00} from Original Creditor XXXX XXXX.
12/18/2019 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • CA
  • 92808
Web
on XX/XX/XXXX, i spoke to XXXX XXXX at Central Portfolio Control XXXX about the judgement lien against the property. We have agreed that the debt will be settle for {$4700.00}. Escrow called on XX/XX/XXXX to pay off demand, XXXX gave a pay off of {$5200.00} and must pay this before XX/XX/2019 Cental Protfolio Control is increasing {$520.00} interest rate in 15 days for a balance of {$5500.00}, is this legal? my contact info is XXXX, phone # XXXX
03/23/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was paid
  • MD
  • 20603
Web
CENTRAL PORTFOLIO CONT HAS REPORTED TO MY CREDIT THAT I OWE {$920.00} WHEN THIS DEBT WAS PAID TO ANOTHER COLLECTION AGENCY, XXXX XXXX XXXX Account number XXXX Collection opened XX/XX/2022 Account type Collection Status : Seriously past due date / assigned to attorney, collection agency, or credit grantor 's internal collection department. Balance {$920.00} CONTACT : CENTRAL PORTFOLIO CONT XXXX XXXX XXXXXXXX XXXX XXXX XXXX, MNXXXX ( XXXX ) XXXX
03/14/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • PA
  • 19142
Web
In accordance with the fair credit Reporting act XXXX Account # XXXX, has violated my rights. 15 USC 1681 Section 602 States I have the right to privacy. 15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. 15 USC 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for purpose. 129
08/21/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • GA
  • 30141
Web
In accordance with the fair credit Reporting act XXXX Account # XXXX, has violated my rights. 15 USC 1681 Section 602 States I have the right to privacy. 15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. 15 USC 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for a purpose.
05/01/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • CA
  • 92405
Web
In accordance with the fair credit reporting act XXXX account # XXXX, has violated my rights. 15 USC 1681 SECTION 602 states I have the right to privacy. 15 USC 1681 SECTION 604 A SECTION 2 : it also states a consumer reporting agency can not furnish an account without my written instructions. 15 USC 1666B : A creditor may not treat a payment on a credit card account under a open end consumer credit plan as late for any purpose.
09/15/2015 Yes
  • Debt collection
  • Credit card
  • Improper contact or sharing of info
  • Talked to a third party about my debt
  • PA
  • XXXXX
Web Older American
A representative from Central Portfolio Control contacted XXXX relatives regarding an account in my name. 1. They contacted my daugther by phone, shared information with her about the account, and attempted to set up payment arrangements. 2. They also contacted my son-in-law about the same debt. During the phone call to my daughter 's husband, the representative shared information about the debt such as the asserted balance owed.
09/03/2022 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 76063
Web
On this XX/XX/2022 company opened a collection Account # {$15000.00} I have never signed any written document saying that i owe this debt to the collector. They are violating my rights of the FCRA as a consumer. I do not know who they are and have not given a written consent from my end. They have not verified that i owe this debt to this alleged company. Please have this removed from all three credit bureau. XXXX XXXX
10/01/2022 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 78217
Web
XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XXXX, XX/XX/XXXX, XXXX Central Portfolio Control purchased an old debt from XXXX Bank and is confirming the debt without sending any paperwork. They are using the date the debt was purchased at the origination date of the credit card opened date - inaccurate. Every time I ask for debt validation XXXX snd XXXX XXXX the debt. The balance is incorrect and are reporting as a collection monthly.
08/24/2015 Yes
  • Debt collection
  • Medical
  • Disclosure verification of debt
  • Right to dispute notice not received
  • IA
  • 503XX
Web
I was called back in XXXX about a debt that I supposedly own by central portfolio control. The caller left a message but did n't state what the debt was, who I owed the debt too, and then failed to send a letter of verification of said debt after 5 days of first initial contact. Central portfolio control then called Monday XXXX XXXX and still did not tell me they were a debt collector or the debt they were trying to collect.
06/17/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • TN
  • 38114
Web
I filed a complaint XX/XX/XXXX about this {$1100.00} bill with a different Credit Agency. My credit was restored and another agency ( Central Portfolio in MN ) that I know anything about has filed this same amount XX/XX/XXXX, not identifying the charge or contacting me about it. I lost XXXX points off my credit score again. I learned about this when I checked my credit score. Please assist me with this matter again. Thanks
12/08/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TN
  • 37066
Web
Received notice of collections from Central Portfolio Control of a debt I had no knowledge of. I informed the company via their website and via certified mail that I was disputing the debt and I requested proof of debt as per their instructions. Central Portfolio Control did not provide any information to support the claim of debt for collection and reported the collection to the credit bureaus, damaging my credit score.
10/26/2023 Yes
  • Debt collection
  • Telecommunications debt
  • Communication tactics
  • Used obscene, profane, or other abusive language
  • LA
  • 70126
Web
On XX/XX/ a company me called in regards to a cell phone payment. They said the card I have on file declined. I told them I am out of work and I will be in touch with them as soon as I can make a payment. They continued to ask me when will that be. I told them I dont know and they continued to ask personal questions like how am I paying my other bills and surviving I felt like this was very unprofessional and abusive.
11/29/2022 Yes
  • Debt collection
  • Credit card debt
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • NV
  • 89128
Web
The collections company sent a text message to a former spouses phone number that I have not been associated with in over 5 years. The text message stated Hi XXXX XXXX, this is Central Portfolio Control Inc regarding a matter our office is handling. We have convenient payment or discount options online at www.paycpc.com using your agency ID : XXXX. You can also contact us at XXXX. Thank you. Text STOP to unsubscribe.
10/08/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Public record information inaccurate
  • OH
  • 43920
Web
Central Portfolio says I owe a delinquent acct. Amount of XXXX that was posted on XX/XX/2023. It also said the age of Acct. Is 2 months old. I have no idea what that could be from. Also, XXXX XXXX XXXX says I have a delinquent acct. Balance of XXXX age of Acct. 3 years and 5 months. The Lender info is XXXX XXXX XXXX XXXX. I would like to dipute both of these because they should not be on my credit report.
02/18/2022 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • MN
  • 55343
Web
Central Portfolio Control has contacted me multiple times this year after I had reported them last year for calling me consistently. I have told them last year to no longer contact me because at the time they had a representative became hostile with me. Then this year they called me multiple times from different numbers. Their contact information is XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Minnesota XXXX XXXX
12/19/2020 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • TX
  • 770XX
Web
I paid the debt off in XXXX and the person I spoke to when paying said that they would remove from credit report. They sent me a account resolution letter. Then reported on my credit that I still have an outstanding balance and owed the entire amount in XXXX. I filed a credit dispute and all they did was update it to show I still havent paid even though I have a letter from them stating I paid them.
12/19/2020 No
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • TX
  • 770XX
Web
I paid the debt off in XXXX and the person I spoke to when paying said that they would remove from credit report. They sent me a account resolution letter. Then reported on my credit that I still have an outstanding balance and owed the entire amount in XXXX. I filed a credit dispute and all they did was update it to show I still havent paid even though I have a letter from them stating I paid them.
02/22/2021 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 77545
Web
I applied for a home loan and found out there was a judgement on my credit report in which I still cant see when I pull up my reports.When I tried to contact the company I was told they only have limited information.I never received anything about this in the mail or this case even going to court.The information the company did send in the mail is not detailed at all. XXXX XXXX XXXX XXXX XXXX
04/07/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • GA
  • 303XX
Web
On XX/XX/2022. I noticed an unusual report on my credit report. And because of that, I lost almost 31 points on my credit score. A company called XXXX XXXX XXXX XXXX, also going by the name Central Portfolio Control showed up on my report for collections with a balance of {$2300.00}. Not only I have never heard of that company before, but I also never contracted that balance with any company.
09/04/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Unable to get your credit report or credit score
  • Problem getting your free annual credit report
  • CO
  • 80918
Web
I got an email from my bank ( XXXX ) stating that there was a negative item on my credit report, and I should check it. According to XXXX, XXXX reported a collections account from a company that I've never done business with. When I tried to use XXXX XXXX online system to dispute the report, I only received error messages on their page. I will call them as soon as they are open and complain.
09/12/2023 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Impersonated attorney, law enforcement, or government official
  • CA
  • 92394
Web
This account has just recently shown up on my credit report. They have the wrong address, and I had to call to find out what this account was. I want it off my credit report as they have said they are lawyers when they call. Also came to find out the account is a Medical account which I know they are supposed to show on the credit report and know where does this show to be a medical account.
11/02/2021 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • TN
  • 374XX
Web
I was unable to find the selection I need as this is in reference to a Text message. It is my understanding that Debt Collector 's must include a way to opt out of texts when they message you, however, there was nothing listed in the message. They already call me many many times a week, i do not wish to receive texts from them as well. I have attached a copy of the text for reference.
03/23/2022 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • OH
  • 451XX
Web
The account just appeared on my credit report XX/XX/2022 out of nowhere in the amount of {$830.00}. I had nothing on my credit report for this amount anywhere. I have disputed it and asked for written verification of the debt from CENTRAL PORTFOLIO CONTROL, XXXXXXXX XXXX XXXX XXXXXXXX XXXX XXXX, XXXX, MN XXXX with nothing heard back. I received ZERO written information via mail.
05/01/2023 Yes
  • Debt collection
  • I do not know
  • False statements or representation
  • Indicated you were committing crime by not paying debt
  • FL
  • 33023
Web
I have been requesting for this company to send me validation of debt to clarify everything about this alleged debt but not only they have failed to send me information, but they are also reporting false information to the credit bureau which is damaging my character. My information may have gotten to the hands of the wrong people and this may be the result of such an incident.
03/21/2023 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Attempted to collect wrong amount
  • FL
  • 334XX
Web
Just received notification of false information being reported on my credit report, in which I never owed this account, it dose not belong to me and I would like for it to be removed immediately before it effects my other accounts. False Information Being Reported : XXXX XXXX XXXX XXXX # XXXX This account does not belong to me, I never took out this account from this company.
03/08/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • IL
  • 60543
Web Older American
I have XXXX XXXX who informs me when I have a negative mark on my credit. A collection agency I believe it is Central Portifolio Cont with sending me anything to dispute this debt has shown up on my credit as an unpaid bill. By law the are required by law to send you written notification on a debt which in this case they did not. Which you then are allowed to dispute.
09/21/2021 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • AZ
  • 85286
Web
I just had two collections hit my credit from Central Portfolio Control on XX/XX/XXXX. One for {$300.00} & one for {$2900.00}. I have no idea what these debts are, other than they are medical. I have not received anything in the mail. I have not received any medical service anywhere near this amount, neither have my dependents. I want this removed from my credit.
12/21/2022 Yes
  • Debt collection
  • Payday loan debt
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • OH
  • 45242
Web
This is not about XXXX XXXX but it is about Central Portfolio Control Inc, who bought an old payday loan debt from XXXX XXXX and have been TEXTing and calling my father, who is XXXX XXXX XXXX and was NEVER on my loan listed : they keep sending him texts about resolving MY debt as a XXXX XXXX XXXX woman. I have asked them to stop contacting my relatives!
10/18/2016 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • False statements or representation
  • Impersonated an attorney or official
  • CA
  • 92545
Web Older American
Consumer portfolio control company, threatened wage garnishment, lawsuit and arrest if i do not pay them on an account no longer on the credit report. this company calls me everyday from XXXX this is a XXXX California number and said If I pay the debt they bought they would quit calling Stop these people dead in their tracks they use terrible tactics
12/14/2023 Yes
  • Debt collection
  • Telecommunications debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 77077
Web
Central portfolio control Inc. claims to To be collecting a debt on behalf of XXXXXXXX XXXX The only problem is I do not owe any money to XXXX XXXX I was not under any contract, and therefore the debt is invalid. I have asked for proof of the debt and proof that I owe or that I broke a contract because I was not under any contract with XXXX XXXX.
09/08/2021 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CO
  • 80516
Web
Cold call from Central Portfolio Control stating I owed a debut for a rental apartment from 5 years ago asked for proof of debut never received, company continues to call weekly for last 2 months with out ever sending proof of debut. I have asked them to stop calling until proof of debut can be provided as this debut was already discharged.
12/16/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • NJ
  • 08859
Web
I sent certified letters to them explaining that I have no idea what this was and that this debt was not mine. They could not verify that it actually belong to me yet they refused to remove the negative info from my credit report. I have yet to establish any credit but would like to start but can not because of the wrong info on my credit.
03/12/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • GA
  • 30277
Web
On XX/XX/2021 I contacted XXXX by mail and on XX/XX/2021 they were contacted by phone regarding a fraudulent account. This company attempted to place this collection on XXXX six months prior and I provided documentation showing a police report had been filed surrounding identity theft. The item was deleted and now it has reflected on XXXX.
07/18/2023 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 92870
Web
I have received multiple calls from Central Portfolio Control Company calling to collect a debt for XXXX XXXX. I have numerous times stated to them that this phone number does not belong to XXXX XXXX, which does not seem to matter to them, I keep receiving calls from different collectors from Central Portfolio Control Company.
06/14/2023 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • AK
  • 99654
Web
Text XXXX XXXX XXXX XXXX XXXX XXXX XXXX, this is Central Portfolio Control Inc . Please contact our office at XXXX or online at XXXX.com using your AGENCY ID : XXXX. This communication is from a licensed Bill Collector. Thank you. Text STOP to unsubscribe. I have responded unsubscribe and they called me afterwards.
11/05/2019 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • MA
  • 01109
Web
She called asking my name when she was the one calling me and telling I'm on a recorded line and asking me my phone number and address to calm for a old debt which I no longer owe. And treating me to sue me and send the police to my house and insulting me. Continuing to harras me and none stop calls to my number.
06/10/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • TX
  • 77073
Web
I don't know what happened but this company XXXX has once put a debt on my account from several years ago. It got it investigated and taken off my report but they still call me every 2 to 4 days. They also change phone numbers. I have blocked several numbers. I just want them to leave me alone. I have screenshots.
05/20/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • NV
  • XXXXX
Web
After reviewing my credit report, I have identified inaccurate accounts and information that are not associated with me. I did not provide consent for any of this information to be included in my credit report, and it is significantly impacting my life. I kindly request your assistance in resolving this matter.
07/15/2022 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • CA
  • 92882
Web
I Spoke with an agent in XX/XX/2022 and explain to him that I have no knowledge of this Collect and that my identity was stolen. He continue to talk over me and still pin this collection on me and was very rude. And I told him I will call XXXX. Because he was just rude and communication skillls was really bad.
03/22/2023 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was paid
  • NC
  • 28216
Web
This company has refused to remove or give me a letter after they told me they would if I paid and it is still showing on my credit I also have the payment on my bank statement. I also spoke to the manager XXXX that told me to call back he was the only helpful one but no one would transfer me to him
12/28/2018 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • VA
  • 22315
Web Servicemember
XX/XX/2018 Central Portfolio Control calls from XXXX asking for XXXX XXXX, I tell them this is not her number, they change the number they are calling from and call again. this has been going on for 4 years that i owned this number. I am not affiliated with this person and I have no idea who she is.
06/12/2018 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • KY
  • 40353
Web
Company called over and over saying they were collecting debt that was not related to me or my name. I asked them to stop, to remove me from their list, but they keep calling. They say the debt occurred after I have already had this number, so it is fraud or illicit attempts to collect fraudulently.
10/13/2020 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • IA
  • 50263
Web
Told them to send me proof of the debt. They refuse to. Keep calling with blocked or un registered numbers. Asked several time for them to stop calling. They claim they have the right to call as much as they want. Asked for managers name or legal rep and they claim to be a lawyer working the case.
04/27/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account information incorrect
  • CO
  • 80922
Web
On XX/XX/25, I disputed a derogatory mark from Central Portfolio control on XXXX. I see that they have marked this account as open 8 months ago, this is not correct. The account they are referencing was opened years ago. I asked for them to remove the fraudulent information and they have refused.
12/17/2021 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • Frequent or repeated calls
  • IA
  • 502XX
Web
One day they called 3 times within 5 minutes, another day they called 4 times within 20 minutes. Recently, they will call, then 1 minute later call again, doing this multiple times a day. They call excessively when I'm at work, never leaving a message so I know who they are or what they want.
10/16/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TN
  • 374XX
Web
I disputed the debt that has a date of XX/XX/2023 in the amount of XXXX I dont have a contract with the collector therefore I dont owe them any money. This is supposed to be a medical bill and for a third party to have medical information that allegedly belongs to me is a HIPPA violation.
09/29/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • WA
  • 98109
Web
Central portfolio control sent me a letter demanding payment of {$50.00}. They attached an invoice which showed the account has a {$0.00} balance. I pointed this out to them and they continue to harass me even though they have and sent back to me the invoice showing there is nothing due
12/06/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • MS
  • 392XX
Web
A collection notice from Central Portfolio Control for the amount of {$1800.00} insurance paid the required state amount and by law this is called surprised billing this was also this bill was included in the BANKRUPTCY THEY ARE TRYING TO COLLECT ON A DEBT DISCHARGED IN BANKRUPTCY.
03/02/2023 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • NE
  • 68046
Web Servicemember
Central Portfolio harassed me into paying medical bills I could not afford and should have been covered under insurance. They then placed the debt onto my XXXX credit file which has harmed my credit and prevented me from purchasing a home. This is a direction violation of the FCRA.
04/02/2023 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • NY
  • 11432
Web
Im not liable with this debt with central portfolio cont. I do not have any contracts with them and had asked them to send me the original application like I asked and they did not send any. There are 2 accounts on my credit reports from them in the amounts of {$5600.00} and XXXX
02/21/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 91325
Web
Receiving calls repeatedly from this company in regards to some debt I have no knowledge about. Have not received any documents for proof or verification of the debt. Getting harassed by phone calls on a daily basis pretty much. Theyve also added this debt onto my credit report!
11/08/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • TX
  • 77803
Web
I contacted XXXX XXXX and they said the only bill I had with them I paid/settled last year and I dont owe them anything. I have no idea what bill these people are talking about when I have NO medical debt at all. I will also be contacting attorney general and filing complaints.
06/17/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • TX
  • 75038
Web
This Debt Collection Company Central Portfolio Control has been sending automated calls repeatedly every day. I told them that the debt was not mine but they do not listen nor give me any response. The balance is ony {$440.00} why would I such money to someting I do not owe.
11/06/2023 Yes
  • Debt collection
  • Rental debt
  • Took or threatened to take negative or legal action
  • Threatened to sue you for very old debt
  • GA
  • 30344
Web
This debt have been on my credit since I moved to GA. I dont owe this company. Its ruining me getting a place to live because its showing up as an evictions. The company calling and charging me I dont own any debt too at all. Legally how could I get this off my report?
12/23/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • GA
  • 30127
Web
I received a notification that they placed a collection on my credit report. I have no clue where the Debt came from! I contacted the company ( Central Portfolio Control ) to get some answers and no one could help me and wasn't able to verify any debt I allegedly owed.
08/01/2020 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • TX
  • 77406
Web
I never had a credit card so that's why I never had a credit report. I opened my first credit card four months ago and when my credit score became available, I found out that there's a medical bill collection on my credit report. I never received any notice or bill.
12/19/2019 Yes
  • Debt collection
  • Credit card debt
  • Threatened to contact someone or share information improperly
  • Contacted you after you asked them to stop
  • NV
  • 89148
Web
I have sent a certified letter and have left voicemail to central portfolio control, they have contacted friends and family members in regards to this debt. They are still contacting me after they have received my certified letter and they are still calling as well.
12/27/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • PA
  • 184XX
Web
Received a collection from Central Portfolio Control. It seems that someone open a account or applied for a loan on XX/XX/2021 under my name, I have know Acknowledgment of company or completed any transactions with such company or any other creditors this is fraud.
07/13/2021 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • XXXXX
Web
I was contacted about debt collection by Central Portfolio Control ( XXXX ), XXXX XXXX XXXX. A merchant I dealt with mislead me about their services, then when I disputed it with my bank, they created false charges and sent those to a debt collector as retaliation.
09/23/2021 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • NE
  • 681XX
Web
I have contacted this company in XXXX and XXXX for proof of account. They are reporting a {$100.00} account on all three credit bureaus. I have also contacted my state Attorney General office and they are not legally authorized to collect in the state of Nebraska.
08/03/2022 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • IL
  • 62702
Web
I have sent debt validation to third party. No response. I have also sent correspondence to XXXX and XXXX. I would like this to be removed from my credit report. It is FRAUDULENT! I have called, sent certified mail return receipt, letters etc and no resolution.
08/11/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account status incorrect
  • CO
  • 80209
Web
Central Portfolio Control is reporting an erroneous item on my XXXX credit report for a collection of {$2600.00}. I have no knowledge of this item and I have never heard of this entity, or received any communications from them. No other CRB reports this item.
10/27/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • AZ
  • 85234
Web Servicemember
I mailed them 2 certified letters on XX/XX/22, one for each of my accounts, asking for them to validate the debt as well as asking for a copy of my signature on a hippa release to them. They never sent me any documentation and are still attempting to collect.
03/18/2022 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • NE
  • 68135
Web
I have told this company before that this number is to NOT be called but yet they still insist on calling over debt I supposedly owe. This morning XX/XX/2022 at XXXX XXXX they called. I told the lady that I was on the do not call list and she was confused.
06/22/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • TN
  • 37211
Web
Today I received an alert that a collection item had been added to my credit file. I never received a letter from this company informing me of a bill of any sort. I was not afforded the opportunity to examine or refute anything in accordance with the law.
06/10/2015 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • IA
  • 502XX
Web Servicemember
XXXX, this debt has been paid directly to the original creditor so this debt is invalid. XXXX, this company called me and my spouse using the number of an auto parts store in Minnesota. When answering, the lady was very rude, obscene and threatening.
01/24/2023 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • TX
  • 791XX
Web
Portfolio Control Inc. Continue the harrassment by texting & calling me and asking for XXXX XXXX XXXX I do not know this person and they have wrong phone number and continue to make calls and texts message after asking them to remove my numbers.
09/11/2017 Yes
  • Debt collection
  • Payday loan debt
  • Communication tactics
  • Frequent or repeated calls
  • CA
  • 91733
Web
Company contacted my cell repeatedly. Since I did not answer, they attempted to contact my managers at my work on X/XX/17 at XXXX XXXX. I 've told XXXX XXXX that he is not allowed to call my work and he says are you going to call me back then?
08/07/2018 Yes
  • Debt collection
  • Credit card debt
  • Communication tactics
  • Frequent or repeated calls
  • CT
  • 06905
Web Older American, Servicemember
XXXX XXXX XXXX XXXX has called me at least three times this week I told them that this is harassment and I was going to take action and wanted the calls to cease. They have never sent me an invoice or letter telling me of this debt.
10/11/2019 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • WA
  • 98022
Web
This company ( CBC ) repeatedly calls our business looking for people. We have told them that we are a school district and demanded they stop calling. Also reported them to the XXXX last month. They are still continuing to call.
12/15/2021 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 91406
Web
I provided my insurance information numerous times, the companyninformed me that the issue was resoled yet I'm still seeing this debt as unresolved on my credit. Also they have entered XXXX as the amount due which is inaccurate.
04/13/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account status incorrect
  • IN
  • 46804
Web
There is a collection for a company on my XXXX credit report called Central Portfolio Control. I have never been notified by this company and I don't have an outstanding debt with them, This needs to be removed from my report.
02/24/2023 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 778XX
Web
on XX/XX/23 I called the company and verified that they are not licensed in Texas to collect and the company before them had that collection and I disputed it and they took it off because the account was old and closed.
12/21/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • AZ
  • 85044
Web
first of all under 15 usc 1681 ( a ) ( 3 ) ( a ) ( b ) ( c ) restriction of sharing medical information and they never had my persmission which is another violation under 15 usc 1681a ( 2 ) I never gave any permision
03/11/2021 Yes
  • Debt collection
  • I do not know
  • False statements or representation
  • Attempted to collect wrong amount
  • TX
  • 75052
Web
Two companies are reporting inaccurate information regarding the same account that is already closed going on 7 years and keeps reflecting misidentified information with no factual date background or balance history.
04/23/2019 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • KY
  • 40220
Web
I wrote a letter and sent it certified ( XXXX ) asking for a breakdown of charges on the account and the letter came back to me ( return to sender ) from USPS. I would like a breakdown of the charges on the account.
08/22/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • NC
  • 27103
Web
Pursuant to 18USC 8, i owes no debt. This company is violating my consumer right to privacy pursuant to 15USC 1681 ( b ) 2. Company has NO permission to report ANYTHING using my info pursuant to 15USC 1681 4.
09/08/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 77381
Web
Pursuit to 18 USC 8, I owe no debt. This company is violating my consumer right to privacy pursuant to 15 USC 1681b 2. Company also has NO permission to report ANYTHING using my info pursuant to 15USC 1681 4
03/27/2018 Yes
  • Debt collection
  • I do not know
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • GA
  • 31069
Web
This company left a voicemail on a SHARED voicemail stating that they are calling from a debt collector. If this continues I will pursue legal action in accordance with the FDCPA which they are VIOLATING.
08/17/2023 Yes
  • Debt collection
  • Credit card debt
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • CA
  • 91763
Web
The company contacted my mother in regards to the debt while i was in the hospital giving birth around the date of XXXX XXXX XX/XX/XXXX giving her information to a debt owed and asking if i was available
05/16/2019 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • CA
  • 90250
Web
CPC XXXX Is a debt collection company that keeps calling my employer 3 to 4 times a day. They have shared information to my co workers and it's personal information that they should not know about.
03/12/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 93036
Web
On XX/XX/XXXX I sent a debt validation letter this company has failed to validate the debt. Please delete this information from my credit report and cease all collection activities immediately.
03/12/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 93036
Web
On XX/XX/XXXX I sent a debt validation letter this company has failed to validate the debt. Please delete this information from my credit report and cease all collection activities immediately.
09/12/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 90017
Web
I never had a XXXX credit card before and I noticed that this collection agency put this in my credit file. Please investigate this matter and I would like to remove it from my credit report.
11/21/2023 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • Frequent or repeated calls
  • CA
  • 95630
Web
They called me twice within a three hour period. I told them I dont work at XXXX XXXX anymore but Im pretty sure they still called there too. I may lose my job due to them calling my work.
12/30/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • GA
  • 30127
Web
I have spoke with collection agency regarding the account in question. This account was opened as a result of identity theft. This account was fraudulently opened without my knowledge.
07/06/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was paid
  • NY
  • 11365
Web
The debt was paid under the agreement that the balance would be reported paid on time, in full, as agreed, and completely removed from collections. And to reflect as a closed account
10/13/2015 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • NV
  • 897XX
Web
got a phone call by a " debt collector '' claiming i owed {$370.00} from an unpaid loan that I never made. i requested proof of the debt and was sent the attached handwritten form.
03/08/2019 Yes
  • Debt collection
  • Credit card debt
  • Communication tactics
  • Frequent or repeated calls
  • IL
  • 60046
Web
Repeatedly calling my place of business demanding to speak with someone. Hes called various departments in my company and spoken with random people trying to get transferred to me
05/04/2022 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • IL
  • 61107
Web
Hello my name is XXXX XXXX and I am submitting this complaint without error or influence of any third agency. Please see my attached documentation as it contains my request.
11/15/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TN
  • 374XX
Web Servicemember
This is not my debt. I have no knowledge of it. It says its a medical bill. I have no contract with this company and medical information is a clear violation of HIPPA laws.
05/19/2018 Yes
  • Debt collection
  • Private student loan debt
  • False statements or representation
  • Attempted to collect wrong amount
  • WA
  • 989XX
Web
I have been paying XXXX for a private student loan since XX/XX/XXXX and on XX/XX/XXXX centeral portfolio control sent me a statement stating I owed them the original debt.
05/11/2023 Yes
  • Debt collection
  • I do not know
  • False statements or representation
  • Attempted to collect wrong amount
  • TX
  • 75150
Web
On XX/XX/10 i got a text message from Central Portfolio Inc. attempting to collect a debt. They are stating that i owe $ XXXX. I do not recall ever owing this amount.
10/21/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • TX
  • 77073
Web
Central Portfolio failed to notify me by mail of the debt in which they say I owe. I had no knowledge of this debt until I received an alert from my credit report.
11/26/2022 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • Frequent or repeated calls
  • TX
  • 77380
Web
Harassing me over medical debt, frequent phone calls, trying to collect wrong amount, reopening accounts after that have been disputed, causing extreme stress.
03/01/2019 Yes
  • Debt collection
  • Payday loan debt
  • Threatened to contact someone or share information improperly
  • Contacted your employer
  • AL
  • 35613
Web
Repeating calls to employer after being told not to call anymore. Calls personal cellphone constantly. Blocked number and now they call as Unknown number
08/23/2022 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • PA
  • 19141
Web
I dont even know what this debt is, it just popped up on my credit even though I havent applied for nothing new. Ive been trying to clean up my credit
05/23/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 93277
Web
I do not owe this company. I understand this company is a debt buyer. Im asking this company ceast and defrain. Im dispute the validation of debt.
10/02/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Investigation took more than 30 days
  • TX
  • 77477
Web
I have filed a dispute in regards to the incorrect items on my credit report. It has been well over 30 days and I haven't received any results..
04/30/2021 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 33579
Web
CENTRALPORTF is claiming that I owe them {$8400.00} but I didn't recognize this debt. Please Remove this inaccurate collection from my report.
03/13/2021 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 77301
Web
CENTRALPORTF is claiming that I owe them {$3500.00} but I didn't recognize this debt. Please Remove this inaccurate collection from my report.
03/02/2022 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • AR
  • 72120
Web
There is a debt ( CENTRAL PORTFOLIO CONT ) showing up on my XXXX credit report that I am not responsible for nor do I have any knowledge of.
01/05/2021 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • FL
  • 338XX
Web
Repeated ph calls rude when i answer them telling me shut up when I ask questions I spoke to a XXXX XXXX Caller ID Central Prtfl. Portfolio
02/21/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • NE
  • 681XX
Web
on XX/XX/2022 I made two payment totaling to {$150.00} to Central Portfolio Control and they are still billing me for the same payments
01/21/2019 Yes
  • Debt collection
  • Credit card debt
  • Communication tactics
  • Called before 8am or after 9pm
  • NJ
  • 08330
Web
They just keep calling 10 plus times a day no message and when I try to complain I get put on hold and never get a live person
08/15/2023 Yes
  • Debt collection
  • Auto debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • SC
  • 295XX
Web
I was under the impression that this was paid through the total loss claim on the vehicle, was never made aware it was owed.
08/03/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • SD
  • 573XX
Web Servicemember
I told caller this is a new number for me and I do not know the person they are looking for. They continue to call me daily.
01/12/2023 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • PA
  • 190XX
Web
Company has consistently been calling me. They have contacted multiple family members without permission and will not stop
05/09/2018 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • TX
  • 77845
Web
I keep getting calls about my wife when she has sent them letters explaining identity theft and to stop contacting me.
10/11/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Investigation took more than 30 days
  • CA
  • 95204
Web
I have reached out to XXXX, XXXX, AND XXXX to investigate some accounts and the investigation took well over 30 days.
06/19/2017 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • TX
  • 77845
Web Servicemember
This is a work number. They keep calling the reception desk and asking for me at work. Please make them stop!
12/02/2020 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • GA
  • 30180
Web
There is a debt collection in my name for {$6700.00} and opened XX/XX/2020. This is not my account.
11/17/2015 Yes
  • Debt collection
  • Credit card
  • Communication tactics
  • Frequent or repeated calls
  • NH
  • 030XX
Web
I have told them to stop calling my work phone # and they continue to call it more than once a day.
12/26/2021 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • MO
  • 640XX
Web
On XXXX it is showing a new debt of {$840.00} I do not owe and this company is unknown to me.
01/26/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • NY
  • 11368
Web
I CHECKED MY REPORT AND THIS CREDIT LOAN IS ON IT, WHICH I HAVE NO KNOWLEDGE OF.
07/22/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • WY
  • 820XX
Web
I got a letter in the mail saying i owed XXXX for a debit i know nothing about.
07/22/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 93306
Web
XX/XX/2020 medical bill for {$1600.00} where I was not see as a patient
12/30/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 77044
Web
XX/XX/2021 The company violated my medical rights under HEPA
07/18/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • NE
  • 68111
Web
I am not responsible for this debt.
03/06/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CO
  • 80013
Web
Attempt to collect debt I dont owe
03/14/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information is missing that should be on the report
  • GA
  • 30213
Web
INCORRECT INFORMATION
02/06/2024 Yes
  • Debt collection
  • I do not know
  • Electronic communications
  • Frequent or repeated messages
  • WA
  • 98036
Web
02/05/2024 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Problem with a company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • AZ
  • 85212
Web
02/03/2024 Yes
  • Debt collection
  • Auto debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • FL
  • 336XX
Web
02/01/2024 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • TX
  • 77301
Web
01/30/2024 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account status incorrect
  • TX
  • 77386
Web
01/25/2024 Yes
  • Debt collection
  • I do not know
  • Electronic communications
  • Frequent or repeated messages
  • TX
  • 77083
Web
01/24/2024 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • NV
  • 89002
Web
01/23/2024 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • GA
  • 30012
Web
01/23/2024 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • TX
  • 77301
Web
01/23/2024 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • CA
  • 94102
Web Servicemember
01/22/2024 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 77066
Web
01/21/2024 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Problem with a company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • NV
  • 89002
Web
01/19/2024 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • CA
  • 92346
Web
01/18/2024 Yes
  • Debt collection
  • Rental debt
  • Communication tactics
  • Used obscene, profane, or other abusive language
  • MD
  • 20740
Web
01/18/2024 Yes
  • Debt collection
  • Other debt
  • Electronic communications
  • Frequent or repeated messages
  • NJ
  • 08046
Web Older American
01/17/2024 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • TX
  • 77063
Web Servicemember
01/17/2024 Yes
  • Debt collection
  • Rental debt
  • Attempts to collect debt not owed
  • Debt was paid
  • FL
  • 32246
Web
01/16/2024 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 94102
Web Servicemember
01/12/2024 Yes
  • Debt collection
  • I do not know
  • False statements or representation
  • Attempted to collect wrong amount
  • NM
  • 874XX
Web Servicemember
01/12/2024 Yes
  • Debt collection
  • Auto debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • NC
  • 28303
Web Servicemember
01/01/2024 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 76011
Web
12/29/2023 Yes
  • Debt collection
  • Rental debt
  • Attempts to collect debt not owed
  • Debt was paid
  • TX
  • 78754
Web
12/28/2023 Yes
  • Debt collection
  • Auto debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • NC
  • 28303
Web Servicemember
12/27/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • FL
  • 32824
Web
12/26/2023 Yes
  • Debt collection
  • Rental debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • IA
  • 503XX
Web
12/21/2023 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • FL
  • 33511
Web
12/19/2023 Yes
  • Debt collection
  • Rental debt
  • Communication tactics
  • Frequent or repeated calls
  • NY
  • 108XX
Web
12/18/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account status incorrect
  • CA
  • 92234
Web
12/16/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Credit inquiries on your report that you don't recognize
  • CA
  • 94061
Web
12/13/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account status incorrect
  • CA
  • 91361
Web
12/07/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • IA
  • 50009
Web
12/07/2023 Yes
  • Debt collection
  • Rental debt
  • Attempts to collect debt not owed
  • Debt was paid
  • TX
  • 78754
Web
11/28/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 95377
Web
11/27/2023 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • AZ
  • 85755
Web
11/26/2023 No
  • Debt collection
  • Rental debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • MN
  • 55401
Web
11/22/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • TX
  • 75287
Web
11/22/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Problem with a company's investigation into an existing problem
  • Was not notified of investigation status or results
  • AZ
  • 85224
Web
11/14/2023 Yes
  • Debt collection
  • Payday loan debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • AZ
  • 85037
Web Servicemember
11/11/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • AZ
  • 85016
Web
11/09/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • IA
  • 50023
Web
11/08/2023 Yes
  • Debt collection
  • Other debt
  • Communication tactics
  • Frequent or repeated calls
  • NY
  • 10701
Web
11/08/2023 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • CT
  • 06437
Web
11/07/2023 Yes
  • Debt collection
  • Rental debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • GA
  • 30318
Web
11/02/2023 Yes
  • Debt collection
  • Payday loan debt
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • CA
  • 92410
Phone
11/01/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CA
  • 96002
Web
10/26/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • PA
  • 18510
Web
10/26/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • OH
  • 43015
Web
10/24/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • SC
  • 29505
Web
10/18/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 92108
Web
10/17/2023 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 77084
Web
10/12/2023 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened to arrest you or take you to jail if you do not pay
  • FL
  • 33711
Web
10/12/2023 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • FL
  • 32246
Web
10/11/2023 Yes
  • Debt collection
  • I do not know
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • FL
  • 32808
Web
10/10/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 76001
Web
10/09/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account status incorrect
  • TX
  • 78222
Web
10/07/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • AZ
  • 85212
Web
10/05/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Credit monitoring or identity theft protection services
  • Problem canceling credit monitoring or identify theft protection service
  • CA
  • 91786
Web
10/04/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • FL
  • 33183
Web
10/04/2023 Yes
  • Debt collection
  • I do not know
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • FL
  • 32808
Web
10/04/2023 Yes
  • Debt collection
  • Rental debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • PA
  • 19004
Web
09/29/2023 Yes
  • Debt collection
  • I do not know
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • FL
  • 32808
Web
09/27/2023 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • AZ
  • 85041
Web Servicemember
09/26/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • AL
  • 36535
Web
09/24/2023 Yes
  • Debt collection
  • Auto debt
  • Threatened to contact someone or share information improperly
  • Contacted you after you asked them to stop
  • MD
  • 21742
Web
09/20/2023 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • IN
  • 46203
Web
09/19/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 75126
Phone
09/14/2023 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • NY
  • 11575
Web
09/13/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 32303
Web
09/13/2023 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • OH
  • 45459
Web
09/12/2023 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • NY
  • 11714
Phone
09/10/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • FL
  • 33311
Web
09/01/2023 Yes
  • Debt collection
  • Payday loan debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 92231
Web
09/01/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • WV
  • 25404
Web
08/31/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Problem with a company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • TX
  • 76052
Web
08/29/2023 Yes
  • Debt collection
  • I do not know
  • False statements or representation
  • Attempted to collect wrong amount
  • NY
  • 11214
Web
08/28/2023 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • TX
  • 77070
Web
08/24/2023 Yes
  • Debt collection
  • Mortgage debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 75088
Web Servicemember
08/23/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • DE
  • 19901
Phone
08/23/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • HI
  • 96753
Web
08/23/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 78626
Web
08/18/2023 Yes
  • Debt collection
  • I do not know
  • False statements or representation
  • Attempted to collect wrong amount
  • NY
  • 11214
Web
08/16/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • AZ
  • 85225
Web
08/14/2023 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • NC
  • 28607
Phone
08/12/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • VA
  • 23222
Web
08/02/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • NY
  • 11214
Web
07/25/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • OH
  • 44101
Web
07/19/2023 Yes
  • Debt collection
  • I do not know
  • False statements or representation
  • Attempted to collect wrong amount
  • NY
  • 11365
Web
07/18/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 77027
Web
07/13/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 32839
Web
07/12/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • KY
  • 403XX
Web
07/11/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 93308
Web
07/09/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • VA
  • 23831
Web
07/07/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • GA
  • 30339
Web
07/01/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 77381
Web
06/26/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • TX
  • 77073
Web
06/23/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • WV
  • 25404
Phone
06/14/2023 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • FL
  • 32806
Web
06/12/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • LA
  • 70808
Phone
06/04/2023 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • PA
  • 19013
Web
05/30/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • NY
  • 11365
Web
05/30/2023 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • CT
  • 06902
Web
05/28/2023 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was paid
  • CO
  • 80010
Web
05/25/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • TN
  • 38016
Web
05/25/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • FL
  • 34744
Web
05/23/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account status incorrect
  • WY
  • 82718
Web
05/22/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • AR
  • 72396
Web
05/20/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • XXXXX
Web
05/15/2023 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • WA
  • 98110
Web Servicemember
05/13/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • GA
  • 31204
Web
05/10/2023 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened to arrest you or take you to jail if you do not pay
  • CA
  • 95061
Web
05/02/2023 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • NY
  • 11209
Web
05/01/2023 Yes
  • Debt collection
  • Other debt
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • FL
  • 33626
Web
04/28/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 77354
Web
04/16/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • AL
  • 35206
Web
04/04/2023 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • NJ
  • 07018
Web
04/04/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Notification didn't disclose it was an attempt to collect a debt
  • NE
  • 68128
Web
03/29/2023 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • NJ
  • 07871
Web
03/26/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • NC
  • 28027
Web
03/23/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 78233
Web Older American, Servicemember
03/21/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 91362
Web
03/21/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • TN
  • 38141
Web
03/20/2023 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 75115
Web
03/10/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • TX
  • 77096
Web
03/08/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Personal information incorrect
  • WA
  • 98401
Phone
03/07/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • AL
  • 36301
Web
03/04/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account status incorrect
  • GA
  • 30144
Web
03/03/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CO
  • 80233
Web
03/03/2023 Yes
  • Credit card or prepaid card
  • General-purpose credit card or charge card
  • Improper use of your report
  • Reporting company used your report improperly
  • SC
  • 296XX
Web
03/02/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 77015
Phone
02/27/2023 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • NE
  • 68504
Web
02/25/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • TX
  • 76247
Web
02/23/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account status incorrect
  • TX
  • 77581
Web
02/22/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • AZ
  • 85233
Web
02/10/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • AZ
  • 85139
Web
02/06/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • CA
  • 95205
Web
02/04/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 76951
Web
01/31/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • TX
  • 77845
Web
01/24/2023 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • IA
  • 50123
Web Servicemember
01/23/2023 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • TX
  • 75007
Web
01/21/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • FL
  • 32177
Web
01/21/2023 Yes
  • Debt collection
  • I do not know
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • FL
  • 33435
Web
01/21/2023 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • GA
  • 30184
Web
01/21/2023 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • GA
  • 30475
Web
01/11/2023 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 75002
Web
01/03/2023 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 93458
Web
12/31/2022 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • FL
  • 32301
Web
12/29/2022 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • NV
  • 89131
Web Servicemember
12/28/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • AZ
  • 85212
Web
12/22/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 95203
Web
12/21/2022 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • DC
  • 20002
Web
12/19/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • ND
  • 58554
Web
12/16/2022 Yes
  • Debt collection
  • I do not know
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • TX
  • 77545
Web
12/12/2022 Yes
  • Debt collection
  • Credit card debt
  • Threatened to contact someone or share information improperly
  • Contacted your employer
  • MN
  • 55057
Web
12/11/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • OH
  • 44094
Web
12/05/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 75228
Web
11/18/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Investigation took more than 30 days
  • GA
  • 31088
Web Servicemember
11/10/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • TX
  • 77584
Web
11/07/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • TX
  • 77014
Web
10/31/2022 Yes
  • Debt collection
  • I do not know
  • False statements or representation
  • Impersonated attorney, law enforcement, or government official
  • OH
  • 44112
Web
10/22/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 77053
Web
10/10/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • IA
  • 51575
Web
10/04/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • NE
  • 68105
Web
10/04/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 77459
Web
09/11/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • PA
  • 15537
Web
09/06/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • TX
  • 77471
Phone Older American
08/31/2022 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • KY
  • 41751
Web
08/26/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • NE
  • 68131
Web
08/23/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Old information reappears or never goes away
  • FL
  • 32563
Web Older American
08/23/2022 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • TX
  • 78735
Web
07/29/2022 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • SC
  • 29617
Referral
07/05/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • SC
  • 29209
Web
07/05/2022 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Notification didn't disclose it was an attempt to collect a debt
  • ND
  • 58103
Web
07/02/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Notification didn't disclose it was an attempt to collect a debt
  • CA
  • 96088
Web
07/01/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • FL
  • 32824
Web
06/28/2022 Yes
  • Debt collection
  • Medical debt
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • AL
  • 35216
Web
06/18/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 75036
Web
06/18/2022 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • FL
  • 32824
Web
06/07/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • TN
  • 37421
Web
06/05/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • AZ
  • 85027
Web
06/05/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • IN
  • 46516
Web
05/27/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 93263
Phone
05/25/2022 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • CA
  • 95758
Web
05/25/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • GA
  • 30092
Web Servicemember
05/12/2022 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • CA
  • 92130
Phone
05/11/2022 Yes
  • Debt collection
  • Payday loan debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • TX
  • 75901
Phone
04/27/2022 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • OH
  • 45152
Web
04/22/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • GA
  • 30736
Web
04/21/2022 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • IL
  • 62526
Web
04/19/2022 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • TN
  • 37355
Web
04/16/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit repair services
  • Fraud or scam
  • CA
  • 92595
Web
04/14/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • TX
  • 75024
Web
03/25/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • IL
  • 60165
Web
03/15/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • MI
  • 48237
Web Servicemember
02/27/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • GA
  • 30314
Web
02/18/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit repair services
  • Fraud or scam
  • NY
  • 12428
Web
02/09/2022 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CT
  • 06492
Web
01/31/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 78229
Web
01/27/2022 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • CT
  • 06424
Phone
01/24/2022 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • TN
  • 37355
Web
01/16/2022 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account status incorrect
  • NE
  • 68144
Web
01/16/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • GA
  • 30157
Web
01/10/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • GA
  • 30093
Web
01/06/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • OH
  • 43213
Web
01/05/2022 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • IA
  • 50317
Web
01/01/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • NM
  • 87114
Web
12/17/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • AZ
  • 85087
Web
12/14/2021 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • KY
  • 40475
Web
12/09/2021 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • NY
  • 12309
Web
11/26/2021 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 32819
Web
11/19/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • AZ
  • 85138
Web
11/11/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Problem with a credit reporting company's investigation into an existing problem
  • Difficulty submitting a dispute or getting information about a dispute over the phone
  • AZ
  • 85138
Web
11/04/2021 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • NV
  • 89106
Web
11/04/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account status incorrect
  • GA
  • 30655
Web
11/03/2021 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Notification didn't disclose it was an attempt to collect a debt
  • CA
  • 91307
Web
11/03/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 77084
Postal mail
11/02/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • AZ
  • 85226
Web
10/25/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • TN
  • 37040
Web
10/23/2021 Yes
  • Debt collection
  • Other debt
  • Communication tactics
  • Frequent or repeated calls
  • VA
  • 23231
Web
10/22/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 34237
Web
10/03/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • GA
  • 30180
Web
09/27/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • WA
  • 98499
Web
09/24/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • LA
  • 70123
Web
09/23/2021 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • CA
  • 95763
Referral
09/09/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • TX
  • 77433
Web
09/07/2021 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 78237
Web
09/07/2021 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • CA
  • 92325
Web Servicemember
09/04/2021 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • FL
  • 33023
Web
08/13/2021 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 79912
Phone
08/10/2021 Yes
  • Debt collection
  • Medical debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • TX
  • 77385
Web
07/27/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • TX
  • 78521
Web
07/14/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 95076
Phone
07/04/2021 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • Frequent or repeated calls
  • TX
  • 77007
Web
06/18/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • WA
  • 98444
Web
06/12/2021 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • NE
  • 68152
Web
05/24/2021 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 90503
Web
05/18/2021 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • WA
  • 98367
Web
04/23/2021 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • KY
  • 40505
Web
04/05/2021 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 77075
Postal mail
04/05/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • PA
  • 19015
Fax
03/15/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • FL
  • 34237
Web
03/11/2021 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • WA
  • 98166
Web
03/04/2021 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • VA
  • 23323
Web
03/04/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • TX
  • 76513
Phone
03/02/2021 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Old information reappears or never goes away
  • FL
  • 33068
Web
02/22/2021 Yes
  • Debt collection
  • Auto debt
  • Attempts to collect debt not owed
  • Debt was already discharged in bankruptcy and is no longer owed
  • TX
  • 77489
Web
02/13/2021 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • KY
  • 40229
Web
01/16/2021 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 90680
Web
12/17/2020 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • WA
  • 98003
Web
12/03/2020 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • TX
  • 77302
Web
12/01/2020 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 95366
Web Servicemember
11/01/2020 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • TN
  • 37377
Web Servicemember
10/14/2020 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 77026
Fax
10/02/2020 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
Fax
09/15/2020 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • LA
  • 70835
Web
08/05/2020 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Account status incorrect
  • AL
  • 35474
Web
07/28/2020 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • NE
  • 68028
Web
05/21/2020 Yes
  • Debt collection
  • Medical debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • GA
  • 30666
Phone Older American
04/08/2020 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • OR
  • 97701
Web Older American
03/26/2020 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • NY
  • 10310
Postal mail
03/04/2020 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
Phone
02/24/2020 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • MA
  • 01879
Web
02/13/2020 Yes
  • Debt collection
  • Credit card debt
  • False statements or representation
  • Attempted to collect wrong amount
  • NM
  • 87031
Web
02/12/2020 Yes
  • Debt collection
  • Federal student loan debt
  • False statements or representation
  • Attempted to collect wrong amount
  • CA
  • 92126
Phone
01/22/2020 Yes
  • Debt collection
  • Federal student loan debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • MI
  • 48822
Referral
12/27/2019 Yes
  • Debt collection
  • Private student loan debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 92114
Web
12/18/2019 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • KY
  • 40291
Web
12/11/2019 Yes
  • Debt collection
  • Medical debt
  • False statements or representation
  • Attempted to collect wrong amount
  • TX
  • 77379
Web
11/21/2019 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • MO
  • 63042
Web
07/28/2019 Yes
  • Debt collection
  • Other debt
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • NC
  • 28092
Web
07/26/2019 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
Phone
07/26/2019 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
Phone
07/16/2019 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt was paid
  • NE
  • 680XX
Web
07/12/2019 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • FL
  • 33647
Postal mail
07/11/2019 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Used obscene, profane, or other abusive language
  • LA
  • 70835
Web
07/03/2019 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • PA
  • 17018
Phone
04/29/2019 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 76112
Web
04/22/2019 Yes
  • Debt collection
  • I do not know
  • Threatened to contact someone or share information improperly
  • Contacted your employer
  • KS
  • 67220
Web Servicemember
03/21/2019 Yes
  • Debt collection
  • Payday loan debt
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • MS
  • 39466
Web
03/06/2019 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • OH
  • 43125
Web
02/12/2019 Yes
  • Debt collection
  • Credit card debt
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • OH
  • 45247
Web
02/11/2019 Yes
  • Debt collection
  • Medical debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • IA
  • 52317
Web
02/07/2019 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • TX
  • 78640
Web
02/04/2019 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • IL
  • 60613
Web
12/19/2018 Yes
  • Debt collection
  • Auto debt
  • Took or threatened to take negative or legal action
  • Collected or attempted to collect exempt funds
Phone
12/18/2018 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • FL
  • 33647
Referral
11/28/2018 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • AZ
  • 85251
Web
11/01/2018 Yes
  • Debt collection
  • Other debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 94560
Web
10/10/2018 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
Phone
09/27/2018 Yes
  • Debt collection
  • Other debt
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • PA
  • 17954
Web
09/07/2018 Yes
  • Debt collection
  • Other debt
  • Communication tactics
  • Frequent or repeated calls
Phone
09/06/2018 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt was already discharged in bankruptcy and is no longer owed
  • MA
  • 02136
Web
08/07/2018 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • MS
  • 39056
Web
07/20/2018 Yes
  • Debt collection
  • Medical debt
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • KY
  • 40962
Web
07/12/2018 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • WA
  • 98405
Web
07/11/2018 Yes
  • Debt collection
  • Credit card debt
  • Communication tactics
  • Frequent or repeated calls
  • IL
  • 60148
Web
07/10/2018 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • IA
  • 51553
Web Servicemember
04/25/2018 Yes
  • Debt collection
  • Private student loan debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • CA
  • 94404
Web
02/15/2018 Yes
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • OR
  • 97068
Referral
01/29/2018 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive notice of right to dispute
  • FL
  • 32405
Web
01/25/2018 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • CA
  • 90028
Fax
08/22/2017 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • TN
  • 37830
Web
08/18/2017 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • You told them to stop contacting you, but they keep trying
  • FL
  • 33414
Web
08/09/2017 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • CA
  • 94117
Web
08/02/2017 Yes
  • Debt collection
  • I do not know
  • Written notification about debt
  • Didn't receive enough information to verify debt
Phone
08/01/2017 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt is not yours
  • NE
  • 68107
Web
07/12/2017 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • OH
  • 45373
Web
04/21/2017 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • MD
  • 20874
Postal mail
04/18/2017 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Improper contact or sharing of info
  • Contacted employer after asked not to
  • FL
  • 32712
Phone
02/23/2017 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Improper contact or sharing of info
  • Contacted me after I asked not to
  • NC
  • 28205
Web
02/15/2017 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Used obscene/profane/abusive language
  • NJ
  • 07002
Web
11/03/2016 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Communication tactics
  • Frequent or repeated calls
  • TX
  • 75217
Postal mail
10/31/2016 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • TX
  • 77053
Web
09/29/2016 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Communication tactics
  • Frequent or repeated calls
  • FL
  • 32218
Referral
09/23/2016 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Communication tactics
  • Called outside of 8am-9pm
  • NC
  • 27298
Phone
09/16/2016 Yes
  • Debt collection
  • Medical
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • FL
  • 34759
Phone Older American
08/31/2016 Yes
  • Student loan
  • Non-federal student loan
  • Can't repay my loan
  • Can't get flexible payment options
  • FL
  • 33461
Web
08/22/2016 Yes
  • Debt collection
  • I do not know
  • Improper contact or sharing of info
  • Contacted me after I asked not to
  • SC
  • 29406
Web Servicemember
07/22/2016 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • FL
  • 32208
Phone Older American
06/22/2016 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • IL
  • 60653
Phone
03/24/2016 Yes
  • Payday loan
  • Can't contact lender
  • IN
  • 46637
Web
01/29/2016 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • NC
  • 28387
Web
12/14/2015 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • RI
  • 02882
Web Older American
10/01/2015 Yes
  • Debt collection
  • Credit card
  • Communication tactics
  • Frequent or repeated calls
  • TN
  • 37066
Web
08/11/2015 Yes
  • Debt collection
  • Credit card
  • Improper contact or sharing of info
  • Contacted employer after asked not to
  • MA
  • 02116
Web
06/03/2015 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • TX
  • 78247
Phone
05/11/2015 Yes
  • Debt collection
  • I do not know
  • Improper contact or sharing of info
  • Contacted employer after asked not to
  • TN
  • 37207
Web
05/06/2015 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • TX
  • 77008
Web
03/30/2015 Yes
  • Debt collection
  • Credit card
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • KS
  • 42718
Phone Older American
03/12/2015 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • TX
  • 77054
Web Older American
02/20/2015 Yes
  • Debt collection
  • Credit card
  • Disclosure verification of debt
  • Right to dispute notice not received
  • WA
  • 98028
Web
01/26/2015 Yes
  • Debt collection
  • Credit card
  • Communication tactics
  • Used obscene/profane/abusive language
  • MI
  • 48030
Web
01/13/2015 Yes
  • Debt collection
  • Medical
  • Communication tactics
  • Threatened to take legal action
  • TX
  • 77578
Web
01/06/2015 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • FL
  • 33572
Web
12/09/2014 Yes
  • Consumer Loan
  • Installment loan
  • Problems when you are unable to pay
  • CA
  • 95901
Web Servicemember
12/04/2014 Yes
  • Debt collection
  • I do not know
  • Disclosure verification of debt
  • Not disclosed as an attempt to collect
  • LA
  • 70005
Web
11/24/2014 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Called outside of 8am-9pm
Phone
11/10/2014 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • MN
  • 55069
Phone Older American
11/04/2014 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • AZ
  • 85132
Postal mail Older American, Servicemember
10/31/2014 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • LA
  • 70714
Web
10/30/2014 Yes
  • Debt collection
  • Medical
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • KY
  • 40006
Web Servicemember
10/28/2014 Yes
  • Debt collection
  • Medical
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • AZ
  • 85132
Postal mail Older American
10/28/2014 Yes
  • Debt collection
  • Credit card
  • Communication tactics
  • Called after sent written cease of comm
  • TX
  • 77480
Web
10/03/2014 Yes
  • Debt collection
  • Credit card
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • ND
  • 58102
Web
09/23/2014 Yes
  • Debt collection
  • Credit card
  • Communication tactics
  • Frequent or repeated calls
  • OH
  • 44141
Web
09/10/2014 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Improper contact or sharing of info
  • Talked to a third party about my debt
  • NY
  • 11411
Web
09/02/2014 Yes
  • Debt collection
  • Credit card
  • Communication tactics
  • Used obscene/profane/abusive language
  • MD
  • 20781
Phone
08/27/2014 Yes
  • Debt collection
  • I do not know
  • Taking/threatening an illegal action
  • Threatened arrest/jail if do not pay
  • SC
  • 29505
Phone Older American
07/24/2014 Yes
  • Debt collection
  • I do not know
  • Disclosure verification of debt
  • Not disclosed as an attempt to collect
  • NY
  • 14625
Web Older American
07/24/2014 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Threatened to take legal action
  • LA
  • 70435
Web
07/24/2014 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • False statements or representation
  • Attempted to collect wrong amount
  • FL
  • 32724
Web
06/30/2014 Yes
  • Debt collection
  • I do not know
  • Communication tactics
  • Frequent or repeated calls
  • SC
  • 29745
Web
06/12/2014 Yes
  • Debt collection
  • Credit card
  • Taking/threatening an illegal action
  • Threatened to sue on too old debt
  • CA
  • 95969
Web
06/12/2014 Yes
  • Debt collection
  • I do not know
  • False statements or representation
  • Attempted to collect wrong amount
  • SC
  • 29040
Web
06/07/2014 Yes
  • Debt collection
  • I do not know
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • OR
  • 97862
Web
04/29/2014 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • FL
  • 32309
Web
04/15/2014 Yes
  • Debt collection
  • Credit card
  • Communication tactics
  • Threatened to take legal action
  • NY
  • 14215
Web
04/02/2014 Yes
  • Debt collection
  • Credit card
  • Communication tactics
  • Used obscene/profane/abusive language
  • SC
  • 29325
Web
03/10/2014 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Improper contact or sharing of info
  • Talked to a third party about my debt
  • OR
  • 97737
Phone Older American, Servicemember
03/05/2014 Yes
  • Debt collection
  • I do not know
  • Improper contact or sharing of info
  • Talked to a third party about my debt
  • MO
  • 63130
Web
02/25/2014 Yes
  • Debt collection
  • I do not know
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • NY
  • 14220
Web
01/13/2014 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt is not mine
  • CA
  • 92543
Web Older American
01/08/2014 Yes
  • Debt collection
  • Credit card
  • Improper contact or sharing of info
  • Contacted me after I asked not to
  • FL
  • 34109
Web
01/06/2014 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • PA
  • 17240
Web
12/20/2013 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • GA
  • 30331
Web
12/13/2013 Yes
  • Debt collection
  • Credit card
  • Cont'd attempts collect debt not owed
  • Debt was paid
  • SC
  • 29154
Web
12/09/2013 Yes
  • Debt collection
  • Auto
  • Improper contact or sharing of info
  • Contacted me after I asked not to
  • TX
  • 75081
Web