| 08/27/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Incorrect information on your report
- Account information incorrect
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Web |
Servicemember |
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I purchased a car in XXXX XXXX which was originally financed by XXXX XXXX from a shady car lot called XXXX XXXX in XXXX XXXX XXXX I was young, under distress, in a new city, and manipulated to sign blank contracts. XXXX sold my loan to Center Street Finance, also known as CSF. Center Street Finance repossessed the car in XXXX after I was unable to continue to pay. I feel on hard times with health problems and personal family issues.
After years of trying to get a straight answer besides " you owe us the money '' from Center Street Finance, I am still confused why they continue to report to XXXX that I still owe them {$11000.00}. Before the repossession, I paid {$400.00} a month for 4 years totaling about {$19000.00}. They charged off the car to receive tax breaks and probably resold the car because it was still in great condition. According to XXXX XXXX XXXX that car was worth about $ XXXX resale price.
It's disgusting and overwhelming Center Street Finance made over {$40000.00} off of me because I bought a XXXX XXXX XXXX at XXXX XXXX XXXX for a car that was worth $ XXXX at the time of purchase. Even more odious that they are allowed to report on my credit for years stating that I still owe them when they received their car back.
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| 06/06/2019 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
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Web |
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I have been trying to get this matter solved for months and almost two years since I got the car. The car loan is not showing up on my credit reports and on the website of the car loan company states they report the information every 30 days.
I have sent multiple letters to the company CSF SERVICING and even contacted credit bureaus and dispute to have my account included in the reports. No answer has been provided to me and every time a dispute closes no changes are made in my reports and the account never shows.
I have tried to resolve this matter with Contact Information Address : XXXX XXXX XXXX XXXX TX XXXX Phone : XXXX EMail : XXXX Text : XXXX Fax : XXXX Business Hours Monday thru Friday XXXX to XXXX CST Saturday XXXX to XXXX CST and no answer. I will no longer pay for a car that is not helping me build my credit and maybe will never get a clear title off this company due to this mess.
Please I will await your answer within 30 days Thank you for your attention in this matter.
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| 01/01/2022 |
Yes |
- Debt collection
- Auto debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
Servicemember |
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Dates associated with item being disputed : Last date verified XX/XX/XXXX o Explanation of item being disputed : o The high balance for XXXX is showing {$14000.00} while XXXX is showing a high balance of {$10000.00}.
o The date of last payment on my report is showing XX/XX/XXXX on XXXX and XX/XX/XXXX for XXXX.
o The Date of last activity is showing XXXX/XXXX/XXXX for XXXX and XX/XX/XXXX on XXXX. This clearly is showing that these companies are falsely and recklessly reporting inaccurate information as this date is the date used to age the account and is used to determine when the 7 year reporting period will end. This is unfair as there could be extra years added onto this particular account that is reporting on my report.
Ive repeatedly reached out to XXXX, XXXX and the Company named Center Street Finance with no response on this debt about the validity and errors they continue to report
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| 12/07/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Improper use of your report
- Reporting company used your report improperly
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Web |
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In accordance with the fair credit Reporting act XXXX Account # XXXX, has violated my rights.
15 USC 1681 Section 602 States I have the right to privacy.
15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions.
15 USC 1666B : A creditor may not treat payment on a credit card account XXXX open end consumer credit plan as late for purpose.
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| 07/30/2022 |
Yes |
- Credit reporting, credit repair services, or other personal consumer reports
- Credit reporting
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- Problem with a credit reporting company's investigation into an existing problem
- Investigation took more than 30 days
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Web |
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| 01/07/2021 |
Yes |
- Debt collection
- I do not know
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- Attempts to collect debt not owed
- Debt was result of identity theft
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Web |
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| 02/07/2020 |
Yes |
- Vehicle loan or lease
- Loan
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- Managing the loan or lease
- Problem with the interest rate
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Web |
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| 08/25/2019 |
Yes |
- Debt collection
- Auto debt
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- False statements or representation
- Attempted to collect wrong amount
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Web |
Servicemember |
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