CCM Finance LLC CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
10/27/2021	Yes	Vehicle loan or lease Loan	Struggling to pay your loan Lender trying to repossess or disable the vehicle	TX 77040	Web
Every since I received my car and have had this company as my car loan company that I pay my car note through it has been pure XXXX. Their contract they have is a scam, their policy is a scam, the entire company is a scam and they need to be shut down completely. My car was repo and has been in the storage facility that it was tow to, for 2 weeks. All of a sudden ccm finance took all their cars from that facility and moved them to another facility 2 days ago without any warning. I called ccm finance on XX/XX/XXXX XXXX to see how much the car was since the storage company already told me they send the invoice off the following day and my car was repo on XX/XX/2021, so XXXX already had the invoice and told me it was XXXX. I said ok that sounds correct because the tow fee XXXX is XXXX and the storage owner where my car was at told me XXXX was only going to be added to the total. So when I called today they told me the amount now is XXXX and some change, I said wow how did it go up that much, I knew the XXXX was added because a car note was due on XXXX XXXX and they would be added to the XXXX to make the new total as XXXX but its almost XXXX something more after the XXXX was added. And she stated that its XXXX for a key retrieve and XXXX for the tow to tow it to another place, I explained to the lady Over the Today that I have never heard of that before and the lady didnt tell me that when I first called so how did yall just add it all of a sudden, she also stated that they didnt have the keys but I know she was lying because the storage lady had the keys from the beginning of the car being towed.. The lady from ccm finance said hold on came back and said well yea you right they had the keys but the charge is because the key retrieve, I said maam they had the keys what are you talking about. I asked to speak to a manager she said a manager wasnt available til later. So I hung up called the storage lady where my car was at before it was moved 2 days ago, she told me that the manager of XXXX finance actually told them if they have the keys to charge the customers XXXX dollars because it will save ccm finance money, so they will pay the storage company XXXX for charging customers XXXX extra dollars on top of towing fees but ccm finance trying to profit and charge the customers XXXX for key retrieve which I never heard of and the storage lady also stated she only put on the invoice XXXX dollars for the new tow when it was moved from her facility, but XXXX finance told me it was XXXX dollars. This company has been profiting and changing invoices on all repos to take customers money knowing if the car was repo the customer is having a hard time already paying it why continue to rob the customer. This company has so many bad reviews about repos on XXXX its ridiculous. Also the new storage place where the car is at this moment stating all my belongings that may have still been in the car was destroyed due to the car being repo more than 30 days. And the XXXX day was XX/XX/XXXX I had been calling this storage place for 2 weeks straight no answer, then finally today I was told my belongings was destroyed, I stated I have been calling for two weeks now and you guys never answered. She proceeded to have a attitude and hung up once I stated I will sue you and the car company because both of the businesses is trash businesses and needs to be shut down. This company needs to be shut down!
11/03/2021	Yes	Debt collection Auto debt	Written notification about debt Didn't receive enough information to verify debt	LA 705XX	Web
I XXXX XXXX XXXX, entered into a consumer credit transaction with CCM Finance LLC on XX/XX/2021. A consumer credit transaction in which a finance charge was involved. 15 usc 1605 defines a finance charge as the sum of all charges in a consumer credit transaction. The finance charge does not include cash, but CCM Finance LLC took cash. The finance charge is suppose to include insurance, but CCM Finance LLC made me purchase insurance separately. 15 USC 1692 ( a ) .states, Abusive debt collection practices contributed to the invasions of individual privacy, CCM FINANCE LLC willfully gave and willfully admitted to giving my information to a illegal third party, XXXX XXXX and XXXX, who wasn't a witness to the agreement, and also I never made any agreements with nor contract with, my personal information to find my location, which is an invasion of my privacy and sensitive information, to come and steal my vehicle which is theft. CCM FINANCE LLC is in violation 15 USC 1611. CCM FINANCE LLC willfully and knowingly failed to provide/ disclose information required under the provisions of 15 USC 1601. They are now civily and criminally liable. Pursuant to the provisions of the Truth and Lending Act ( TILA ), 15 U.S.C. Section 1635, I hereby rescind the above-referenced loan, due to violations of TILA, including but not limited to the unlawful failure to give timely and proper notices required under TILA. With this letter, I hereby exercise my rights under the Federal Truth in Lending Act, 15 U.S.C. 1635 and Regulation Z, 12 C.F.R. 226.23 ( b ) ( 5 ) to rescind the above referenced Auto Loan. The Truth in Lending disclosure statement was defective for the following reason : CCM FINANCE LLC is in violation of 15 USC 1605. ( a ) ( c ). This transaction included a finance charge and the finance charge is suppose to includes insurance which protects the creditor against the obligor 's loss, and property damage. CCM FINANCE LLC did not include my insurance in my finance charge and made me purchase seperately. CCM FINANCE LLC is in violation of 15 USC 1605. A finance charge is the sum of all charges in a consumer credit transaction and it does not include cash. CCM FINANCE LLC in fact took cash as shown in the attached exhibits. CCM FINANCE LLC is in violation 15 USC 1611. CCM FINANCE LLC willfully and knowingly failed to provide/ disclose information required under the provisions of 15 USC 1601. They are now civily and criminally liable. Pursuant to 15 U.S.C. 1635 ( f ), my right to rescind this loan extends for three-years as a result of this defective Truth in Lending disclosure statement. This rescission notice has been sent to you within that time period. Please be advised that your security interest on my vehicle is now void per 15 U.S.C. 1635 ; Regulation Z 226.23 and you have twenty-days to return all of the payments I have made on this loan and to do your part to terminate the security interest on my vehicle, terminate loan and also as remedy I need my title lien free and my vehicle returned, also I REVOKE and TERMINATE any and all POWER OF ATTORNEY that was given during the consumer credit transaction. ive sent notarized affidavits via certified tracking numbers XXXX and XXXX that were delivered XX/XX/2021
01/25/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	LA 70802	Web
Subject : Unauthorized Credit Reporting and Demand for Resolution Reference to Federal, Texas Laws, and Louisiana FCRA Identity Theft Fraud Laws Dear CCM FINANCE LLC, I am writing to bring to your attention a concerning matter involving the unauthorized reporting of information to my credit report, which contravenes the Fair Credit Reporting Act ( FCRA ) under Sections 1681b ( a ) ( 2 ), 1681c ( a ) ( 2 ), and 1681s-2 ( a ). Additionally, I wish to highlight relevant provisions in the Texas Finance Code under Sections 392.301 and 392.305, as well as identity theft fraud laws, particularly Louisiana FCRA Identity Theft Fraud Laws. It has come to my unequivocal attention that XXXX XXXX has engaged in unauthorized reporting to my credit report without obtaining my explicit consent. The FCRA, a federal law, explicitly mandates that consumer consent is a non-negotiable requirement for such reporting activities under Section 1681b ( a ) ( 2 ). In conjunction with federal law, Texas state law, specifically Section 392.301 of the Texas Finance Code, emphasizes the necessity of consumer consent for credit reporting. Furthermore, Section 392.305 of the Texas Finance Code provides clear guidelines for the fair reporting of consumer credit information. Simultaneously, identity theft fraud laws, such as Louisiana FCRA Identity Theft Fraud Laws, underscore the severity of unauthorized access and misuse of personal information. I assert with unwavering certainty that I have not provided consent for CCM FINANCE LLC to report any information to my credit report. This undeniable lack of explicit permission constitutes a blatant violation of my rights, potentially causing damage to my creditworthiness and demonstrating a disregard for federal and state laws. I demand, with the utmost certainty, that XXXX XXXX immediately ceases any further reporting of information to my credit report without obtaining my explicit consent, as mandated by Section 1681b ( a ) ( 2 ) of the FCRA and Sections 392.301 and 392.305 of the Texas Finance Code. Failure to comply within the stipulated 30-day timeframe will be viewed as willful noncompliance, subject to penalties under applicable laws, including identity theft fraud laws, including those outlined in Louisiana FCRA Identity Theft Fraud Laws. Obtaining consent is not a discretionary choice but a legal obligation under these specific sections of the FCRA, Texas state law, and identity theft fraud laws in Louisiana. This is not a negotiation ; it is a demand for compliance with both federal and state regulations, protecting consumers like myself from unauthorized and damaging credit reporting. I anticipate your immediate attention to this matter and expect that CCM FINANCE LLC will promptly rectify these egregious violations, respecting my rights under federal, Texas, and Louisiana laws. Done in good faith.
09/26/2022	No	Debt collection Auto debt	Attempts to collect debt not owed Debt was paid	LA 710XX	Web
I reached out to a salesman for XXXX via XXXX regarding a sponsored post about vehicles for sale. After going back and forth about the process and what was needed in order to complete the car purchase, I decided to make an appointment to go in and buy vehicle. Once I arrived the salesperson whom I had been speaking with was not available, neither any of the vehicles he stated was. After being assisted by salesman, XXXX XXXX, I made the decision to purchase another vehicle. What seemed like a good purchase has been a complete nightmare from the time I signed my signature ( payment in full ) and rode off in vehicle. I made this purchase on XX/XX/XXXX and within the 1st 60 days my XXXX went out. I proceeded to look up the terms of my warranty and set my vehicle up to be repaired. After speaking with the warranty company I learned there was only 1 covered repair facility in my area and that facility needed for me to leave my vehicle at least 2 weeks to determine the diagnosis. Unable to do that I asked about taking the vehicle to a different location and was informed that I would be responsible for the cost. I called in multiple times to CCM Finance LLC to receive assistance with this but never received any help. Not only did they not offer any assistance with repairs but also would not assist with car payments or allow me to make partial payments. After this initial frustration I dissected my consumer contract. which contains many fraudulent and erroneous errors. One of those errors is my personal information that was changed without my consent and is now reporting on my credit report. Also the price of vehicle is more than what was told to me, I was told warranty was included in the price of the vehicle and it was not, I was offered deferment for past due note but was informed all funds had ran out and program has ended. I have filed complaints with the Attorney Generals office as well as served the XXXX XXXX XXXX and made several attempts to have this issue resolved with the company but response. On XX/XX/XXXX my vehicle was illegally stolen and repossessed without proper procedure, LA R.S. 6:966 ( A ) ( B ),, or making any attempt to resolve my issues, acknowledge or address my concern.
03/26/2021	Yes	Vehicle loan or lease Loan	Managing the loan or lease Problem with additional products or services purchased with the loan	TX 770XX	Web
My vehicle was repossessed due to failure to make payments for a separate insurance coverage that I declined from the the begging of the contract. I have been covered by XXXX 3+years I stated from the beginning I didnt need the CPI. So how is my vehicle being repossessed for failure to pay for a service that I declined? I tried for 3 days to speak with management. When I finally was able to speak to someone I was simply told my car was gone and there was nothing to be done and hung up on. I was never offered the opportunity to pay the loan off in full. XXXX XXXX refused to even look into the details or notes on my account. I told him these discrepancies were the fault of the XXXX employee that assisted me XX/XX/2021 He stated No comment and disconnected the call. If he had simply read the notes of the account it would be obvious that I am not behind in payments because I didnt ever need the CPI and the failure for them to enroll me in autopay is not my fault. They also shared supposedly secure information with someone that is not on my account. On XX/XX/XXXX. I made a payment towards my loan XX/XX/2021 they requested a copy of the declaration letter from XXXX for my policy which I promptly emailed when I got home as theyd contacted me while driving. I dont understand how is it that I am 3 payments behind? The one payment missed on XX/XX/2021 ( they never made any attempt to contact or collect the payment ) was due to them failing to enroll me in autopay on the eighth. This in entirely their fault and now theyre attempting to steal my down payment and ruin my credit history. I financed the vehicle XX/XX/2021 my car was repossessed XX/XX/2021 roughly a few weeks. How exactly is it even possible for me to be 3 payments behind? They are attempting to add fraudulent charges to my account in order to terminate the loan. They have even called and spoken with a XXXX representative who verified my coverage prior to finance. If I made a payment XX/XX/2021 and my account was in good standing.
06/05/2022	Yes	Vehicle loan or lease Loan	Getting a loan or lease Changes in terms mid-deal or after closing	LA 70117	Web
XX/XX/XXXX I purchased a vehicle under the impression my down-payment was XXXX. With a bi weekly XXXX. I was at the dealership earlier that day to meet a person that was advertising XXXX XXXX XXXX on XXXX by the name XXXX XXXX and informed him I only had XXXX to put down on the vehicle. He wasn't when I made it but told me to ask for XXXX. After looking around a different car she give me the price XXXX XXXX XXXX XXXX down-payment and XXXX a month. I deny the offer and left. I contacted XXXX XXXX and told him what happened and he told me he gon na work the deal told me to come back he got my down-payment to XXXX and he would put the other XXXX made it back XXXX minutes before closing so everybody i rushing. Give them my down-payment XXXX informed me that I was still getting the same vehicle and the same bi-weekly payment and to speed up the process I'm guessing she told me I didn't have to read the paper work because it's everything she explains early only thing change was my down-payment amount. But 2 week later I got a call about the remaining balance of down-payment for XXXX and XXXX i think for insurance that only coverage is for the car. Which that wasn't explained and I only found out after getting into a accident with my kids 3 days after making the purchase of the car. Looking over my agreement I noticed they fraudulent my home address without telling me but advertised they financial to louisiana residents so why did they use a fake address is confusing so with everything that I just felt that they was full of scams and didn't make a payment now the car has been repo but don't wan na tell me when to go to get my stuff give me a number that go straight to voice mail
07/18/2022	Yes	Vehicle loan or lease Loan	Getting a loan or lease Fraudulent loan	TX 77705	Web
To whom it may concern, my automobile was stolen by CCM XXXX Finance in the form of a " Repossession '' for the second time this year of 2022. On the XXXX day of XX/XX/2022 I requested a payoff to be sent to me in the mail to the address on file and I have never received it. Today, the XXXX day of XX/XX/2022 is when CCM XXXX Finance has stolen my automobile for the second time after I, the consumer, have exercised my rights to rescind in pursuant to 15 U.S. Code subsection 1635 " Right of rescission as to certain transactions '' in the form of a contract made by I, the consumer, a Debt Validation letter. I, the consumer, sent the letter via Certified mail through USPS on the XXXX day of XX/XX/2022 to CCM Finance lien holder address XXXX XXXX XXXX, XXXX Tx XXXX. I then received confirmation via Green Return Recipe, that the Debt Validation letter was received and signed by XXXX XXXX on the XXXX Day of XX/XX/2022. Also, the tow company XXXX XXXX, who was authorized by CCM Finance to steal my automobile on the XXXX day of XX/XX/2022, left destruction to my families private property while doing so. On CCMFinance.net, when I log into my account on their website it shows " You have no active accounts associated with your profile '', " There are no payments '', and " You have no scheduled payments ''. To close on this statement that I have Done in good faith, Without Prejudice, and All Rights Reserved.
07/22/2023	Yes	Vehicle loan or lease Loan	Struggling to pay your loan Loan balance remaining after the vehicle is repossessed and sold	TX 77546	Web
My vehicle was repossessed after missing one single payment due to my pay date changing at work because I was hired permanently. There was no consideration of me putting down a large down payment and making numerous attempts to settle the outstanding balance owed to redeem the vehicle. Not only was the car repossessed but outrageous charges were piled on top of the fee making it nearly impossible to redeem the vehicle. I tried numerous of times to settle with paying the amount past due but every-time i called to make the payment the amount changed. I have then tried reaching out to the towing company numerous occasions from calling XXXX times a day to text messages and even going onto the website to schedule an appointment and not being able to. I have yet to redeem my personal items and they refuse to give me my belongings without me giving them money. I have text messages This is illegal. I am very disappointed in the way the company has handled me as a customer. I would like to redeem my personal items for XXXX as a resolution and I would also like for this fraudulent company to delete this repossession They are charging me XXXX for a XXXX car
09/22/2021	No	Debt collection Auto debt	Written notification about debt Didn't receive enough information to verify debt	LA 705XX	Web
I XXXX XXXX XXXX, entered into a consumer credit transaction with CCM Finance LLC on XX/XX/2021. A consumer credit transaction in which a finance charge was involved. XXXX usc XXXX defines a finance charge as the sum of all charges in a consumer credit transaction. The finance charge does not include cash, but CCM Finance LLC took cash. The finance charge is suppose to include insurance, but CCM Finance LLC made me purchase insurance separately. 15 USC 1692 ( a ) .states, Abusive debt collection practices contributed to the invasions of individual privacy, CCM FINANCE LLC willfully gave and willfully admitted to giving my information to a illegal third party, XXXX XXXXXXXX XXXX XXXXXXXX, who wasn't a witness to the agreement, and also I never made any agreements with nor contract with, my personal information to find my location, which is an invasion of my privacy and sensitive information, to come and steal my vehicle which is theft. CCM FINANCE LLC is in violation 15 USC 1611. CCM FINANCE LLC willfully and knowingly failed to provide/ disclose information required under the provisions of 15 USC 1601. They are now civily and criminally liable.
02/23/2021	Yes	Vehicle loan or lease Lease	Struggling to pay your loan Lender trying to repossess or disable the vehicle	TX 77004	Web
Right before the freeze in XXXX we where out of light and water for like a week the car lot came pick my car up Sunday evening around XXXX my other car note was due Monday I was going to give them a call Monday and work something out with my payments they came and got my vehicle and lying saying they picked my vehicle up Monday morning My car notes are XXXX every 2 weeks due to me recovering from XXXX XXXX XXXX my wife been paying on it I call the bank Monday to get my car back to pay the 2 car notes they added more chargers on there so I had to pay them XXXX, for Misc payment, regular payments XXXX include taxs ig, collateral insurance CPI XXXX=XXXX paid them that in full in there still holding my car at a storage not to mention I have to pay the storage as well the company is ccm finance there very rude threat you with there come take your car and you want get it back and they will hang the phone up in your face you will get more complaints and another thing the reason why I was behind because something messed up on my car I had to pay XXXX to get my car out the repair shop that the car lot in paid XXXX after that
02/10/2022	Yes	Vehicle loan or lease Loan	Struggling to pay your loan Loan balance remaining after the vehicle is repossessed and sold	TX 75208	Web
XX/XX/18 purchased car from XXXX XXXX XXXX & gave XXXX down ( CCM financial llc ) XXXX I spoke with CCM and asked them to take payment. XXXX they repod the car. XXXX I called CCM and asked why they took if they were supposed to take payment. From my debit card got hung up on & when I called again they were closed XXXX called again and got out on hold and then forwarded to a vm. Left vm XXXX called & requested the total amount due XXXX order to redeem the car, & planned to make the money gram payment same day, lady told no can do theyre deciding to close out my loan for good with no option for redemption and were unable to give me any more information and hung up on me. Called back and continued to be hung up on saying you dont have an acct with us we cant take your call XXXX I called for an explanation of why they werent wanting to let me redeem my car, and asked why I havent been called or sent any letters or anything and they said theyre not required to disclose anything to me since my acct is closed. XXXX I called to ask about my things that were in car and got hung up on.
08/14/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	TX 75068	Web
I am a victim of identity theft. Due to the Corona Virus Pandemic, we are all facing which has me sitting still at home and I saw the recent news about the multiple XXXX Data breaches. I decided to look at my credit reports from the 3 major credit bureaus and found that someone had used my Identity. I have no idea how the theft took place. I also have no knowledge of any suspects. I did not receive any money, goods, or services as a result of identity theft. I contacted the Credit Bureau and told me to file an Identity Theft Report which I am doing. I appreciate your effort in getting this matter resolved. Thank you. Please let me know if you need any other information from me to block this information from my credit report. Thank you.
02/23/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	TX 76227	Web
Called the end of XXXX inquiring why my credit report still showed a current repossession and that my account is closed dating back to XXXX. Vehicle was repossessed in XXXX and we paid all fees up to date and got vehicle back within a month. Every payment, twice a month, have been paid on or before the due date like clock work. Called CCM finance on XX/XX/23 because I was informed they have reported all of my payments as late and still are reporting my account as repossessed/closed and sat on hold for over a hour. Left a call back request with my number and no response back.
03/25/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	TX 77494	Web
in accordance with the fair credit reporting act XXXX XXXX CCM Finance LLC XXXX XXXX, HAS VIOLATED MY RIGHTS. 15 USC 1681 Section 602 States I have the rights to privacy. 15 USC 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my written instructions. 15USC 1666B : A creditor may not treat a payment on a credit account under an open end consumer credit plan as late for any purpose.
09/22/2022	No	Credit reporting, credit repair services, or other personal consumer reports Other personal consumer report	Identity theft protection or other monitoring services Didn't receive services that were advertised	TX 77057	Web
Hi, ima writing to delete the following information in my file. The items I need deleted are listed in the report. I am a victim of identity theft and did not make the charge. I ask that the items be deleted to correct my credit report .I reported the theft of my identity to the federal trade commission and also have enclosed copies of the federal trade commissions identity theft affidavit. Please delete the items XXXX soon as possible
08/18/2023	Yes	Vehicle loan or lease Loan	Struggling to pay your loan Loan balance remaining after the vehicle is repossessed and sold	MS 38701	Web
CCM FINANCE LLC The car was a lemon car The car starting act up two days after getting it the trunk wouldnt not close ask them to repair it they didnt The car need a XXXX XXXX which bout the same price to get a new car They didnt not want to fix it ask for refund n get this car car was way over the price in XXXX XXXX this company been dodging me for years There a tracker in the car
04/11/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	TX 75081	Web
CCM finance is reporting negative account to my credit. They are stating that i had an account with late payments and i do not remember that ever happening. I have sent several disputes and i also sent a method of verification showing that i had an account with them that was ever late. CCM finance never got back with me. This is a violation of FCRA 623 ( a )
08/23/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	MS 38701	Web
I have called to fix this problem they send me to several department this account is sold to someone and I ask to be removed off my credit report immediately not my debit anymore
04/22/2021	Yes	Vehicle loan or lease Loan	Incorrect information on your report Old information reappears or never goes away	TX XXXXX	Web
Account is paid and satified and would like this removed from my credit report
12/20/2022	No	Vehicle loan or lease Loan	Struggling to pay your loan Lender trying to repossess or disable the vehicle	TX 75160	Web
I put XXXX down which did not go towards the car payment loan
02/07/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	TX 77545	Web

02/03/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Credit monitoring or identity theft protection services Problem canceling credit monitoring or identify theft protection service	MI 48141	Web

01/23/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	MS 39402	Web	Servicemember

01/18/2024	Yes	Vehicle loan or lease Loan	Problem with a company's investigation into an existing problem Their investigation did not fix an error on your report	TX 77048	Web

01/12/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	LA 70501	Web

12/06/2023	Yes	Vehicle loan or lease Loan	Repossession Loan balance remaining after the vehicle is repossessed and sold	TX 75104	Web

11/10/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	TX 77077	Web

11/04/2023	Yes	Vehicle loan or lease Loan	Repossession Notice to repossess	TX 77048	Web

10/10/2023	Yes	Debt collection Auto debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	LA 70127	Web

10/01/2023	No	Vehicle loan or lease Loan	Repossession Loan balance remaining after the vehicle is repossessed and sold	TX 77077	Web

08/31/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	GA 30083	Web

07/26/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 77096	Web

04/19/2023	No	Vehicle loan or lease Loan	Incorrect information on your report Information belongs to someone else	TX 77035	Phone

03/19/2023	No	Vehicle loan or lease Loan	Struggling to pay your loan Lender trying to repossess or disable the vehicle	TX 77078	Web

03/01/2023	No	Vehicle loan or lease Loan	Getting a loan or lease Fraudulent loan	TX 77065	Web

02/01/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit repair services	Confusing or missing disclosures	TX 77346	Phone

01/29/2023	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	TX 75048	Web

01/06/2023	No	Debt collection Auto debt	Attempts to collect debt not owed Debt was result of identity theft	TX 75063	Web

03/16/2022	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Their investigation did not fix an error on your report	TN 38125	Phone	Servicemember

03/09/2022	Yes	Vehicle loan or lease Lease	Struggling to pay your loan Lender trying to repossess or disable the vehicle	TX 75243	Web

02/01/2022	Yes	Vehicle loan or lease Lease	Getting a loan or lease Confusing or misleading advertising	TX 77373	Web

01/06/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	TX 77087	Web

09/11/2021	No	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	TX 77044	Web

07/27/2020	Yes	Vehicle loan or lease Loan	Managing the loan or lease Problem with fees charged	TX 77049	Web

03/27/2020	Yes	Vehicle loan or lease Loan	Struggling to pay your loan Denied request to lower payments	TX 75115	Web