CCI Financial, Inc CFPB Complaints

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2000 Latest Complaints
Date Received Timely Response Product Issue State / Zip Submitted Via Tags
01/05/2022 Yes
  • Payday loan, title loan, or personal loan
  • Payday loan
  • Problem with a credit reporting company's investigation into an existing problem
  • Investigation took more than 30 days
  • TX
  • XXXXX
 Web
XX/XX/2022 XXXX XXXX XXXX XXXX XXXX XXXX. XXXX XXXXXXXX XXXX XXXX XXXXXXXX, Tx XXXX CHECK CITY XXXX XXXX XXXX XXXX, Utah XXXX Cc : Federal Trade Commission Cc : Consumer Financial Protection Bureau To Whom It May Concern : Notice it is a fact, that I am a federally protected consumer, pursuant to 15 U.S. Code 7006 and 16 C.F.R. 444.1 ( d ) holder in due course, attorney in fact for any and all derivatives thereof for the surname I have been appointed and accept being the executor for all matters proceeding, and I hereby claim that I will autograph for my given name ( XXXX XXXX XXXX ) and as the agent and administrator in fact Notice, it is a fact, affiant is aware, that CHECK CITY Customer Support is a creditor as defined in 16 C.F.R. 433.1 ( d ) A cash advance which is received by a consumer in return for a Finance Charge within the meaning of the Truth in Lending Act and Regulation Z, which is applied in whole or substantial part to purchase of goods or services from a seller who ( 1 ) refers consumers to the consumers to the creditor or ( 2 ) is affiliated with the creditor by common control contract or business arrangement. Pursuant to 16 C.F.R. 433.1 ( b ) I am a consumer, natural person who seeks or acquires goods or services for personal, family or household purposes in accordance with. This loan request was to be used for personal, family and household purposes. Pursuant to 12 C.F.R. 1002.9 ( b ) ( 2 ) and 15 U.S. Code 1681a ( k ) affiant is aware you are unable to deny credit due to credit score. This is adverse action and violates consumer rights as well as Equal Credit Opportunity. Prohibited Practices 12 C.F.R. 1002.4 Regulation B contains 2 comprehensive prohibitions against discriminatory practices : 1 ) A creditor shall not discriminate against an applicant on a prohibited basis regarding aspect of a credit transaction. 2 ) A creditor shall not make any oral or written statement, in advertising or otherwise applicants or prospective applicants that would discourage, on a prohibited basis, a reasonable person from making or pursuing an application. A creditor may not advertise its credit services and practices in ways that would tend to encourage some types of borrowers and discourage others on a prohibited basis. In additional a creditor may not use prescreening tactics likely to discourage potential applicants on a prohibited basis. Instructions to loan officers or brokers to use scripts, rate quotes, or other means to discourage applicants from applying for credit prohibited basis are also prohibited. I read all of your privacy policies and it says you gather information from third party sources to make determinations about me, my credit determination, and my account along sharing my information personally identifiable and anything else you deem fit to them. I found out not only is that illegal, but its violating my rights Pursuant to 18 U.S. Code 1028A - Aggravated identity theft. ( Exhibit J ) The use of consumer disclosures not direct to the person being considered is illegal. You did not ask someone who knew me personally about me spending habits and as a result you charged be higher interest rates and that is illegal. All of the above are examples of fraud, false misrepresentation, conversion, RICO, breach of contract, and collusion is pursuant to 18 U.S. Code 1341 - Frauds and swindles is the appropriate statute. I am requesting the Loan total requested be granted immediately. You have 7 days to respond. Should there be dishonor in the aforementioned requested documentation by way of unrebutted affidavit, failure to disclose requested documents, or failure of response and the particular requests to rectify any fault by CHECK CITY Customer Support herein, will serve as acquiescence and your agreement to a default judgment against your company for the dishonor in the negotiable instrument, bank fraud, creation of the false and deceptive form, mishandling of goods, compromising my relationship with other financial institutions and including stress caused to me in the attempt of exercising my rights in good faith. However, I do in good faith expect you to handle these matters with ordinary care to address all subject matter. Respectfully. XXXX Whereas, I of age, of majority, give this herein notice to all, I make a solemn oath to the one and only most high of creation only, whoever that may be, and I depose the following facts, so be it nunc pro tunc. I swear that all information provided herein and do so under penalty of perjury that the information is true, correct and accurate to the best of my ability and knowledge, so be it. XXXX XXXX, consumer/natural person
04/16/2018 Yes
  • Payday loan, title loan, or personal loan
  • Payday loan
  • Received a loan you didn't apply for
  • NV
  • 89148
 Web
In XX/XX/2018 I was a victim of Identity theft, someone was using my Identity to open up accounts, and get loans. I found out when I pulled my credit report, because I was looking to purchase. I was shock to see that there were many accounts I did not open. I contacted the police department, and filed a report, as well as filed a Identity theft report. I then spoke to all three credit companys, and requested reports from every credit company. I seen that somone was using my Identity with a different driver license, to open accounts through XXXX XXXX XXXX, and many other banks for lines of credit. Then I got a letter from some online payday place called XXXX XXXX, about a loan that was made for the amount of XXXX to the fraud account with XXXX XXXX XXXX. I do not have account with XXXX XXXX XXXX, and or a loan with this company. I spoke with XXXX XXXX XXXX and they alerted the account as fraud. I spoke to XXXX XXXX boy was that a mistake rude did not care lied was on the phone for two hours, was told that if I payed XXXX hafe of the fraud loan that was obtain with this fraud XXXX XXXX XXXX that they would not report me to collections, and all the credit companys, and XXXX. No heart they did not beilve me even after I told them I have proof.
06/28/2017 Yes
  • Payday loan, title loan, or personal loan
  • Payday loan
  • Money was taken from your bank account on the wrong day or for the wrong amount
  • WA
  • 98682
 Web
I emailed CheckCity on XX/XX/XXXX because the website would not accept my correct payday, but it had my withdrawal date a few days before I got paid. The customer service rep fixed the problem in their records to be withdrawn on XXXXXX/XX/XXXX, though if did n't show up on the website. They assured me about twice not to worry.

I looked this morning, XX/XX/XXXX, and my bank account showed a negative balance of {$350.00} ( because I had a previous negative balance of {$58.00} until I got paid on XX/XX/XXXX). I had just perfectly figured out my finances for XX/XX/XXXX, so I was extremely upset when I saw this. This money was not supposed to be withdrawn until XX/XX/XXXX. I emailed to demand they fix this error and am awaiting a reply.

I will never use CheckCity again!

07/16/2018 Yes
  • Debt collection
  • Payday loan debt
  • Communication tactics
  • Frequent or repeated calls
  • UT
  • 84105
 Web
I have a balance owed with this company ( the Collections department. ) They repeatedly call with no one on the other line when I answer. They also call and do not leave messages, and then email me that they were unable to reach me by phone. I have emailed them to set up payment arrangements but told them in the email not to call me before XXXX because I am working during that time, and that email is the preferred method of contact to reach me. Even after that email sent XX/XX/2018, I have received two more calls since, where no one was on the other line when I picked up. This is very disruptive and harassing.
12/27/2017 Yes
  • Debt collection
  • Payday loan debt
  • Took or threatened to take negative or legal action
  • Threatened or suggested your credit would be damaged
  • NV
  • 89032
 Web
XXXX from XXXX XXXX keeps calling me at work after I told her numerous times to stop, including an email. She tells my employer that I need to pay my payday loan off. This is embarrassing and causing problems at work.
07/07/2023 Yes
  • Debt collection
  • Payday loan debt
  • Threatened to contact someone or share information improperly
  • Contacted your employer
  • CA
  • 94578
 Web
08/15/2018 Yes
  • Money transfer, virtual currency, or money service
  • Mobile or digital wallet
  • Fraud or scam
  • CA
  • 93240
 Web
01/31/2018 Yes
  • Payday loan, title loan, or personal loan
  • Payday loan
  • Struggling to pay your loan
  • WI
  • 53010
 Web
07/15/2017 Yes
  • Payday loan, title loan, or personal loan
  • Payday loan
  • Received a loan you didn't apply for
  • NV
  • 89101
 Web