Capital Mortage pre-approved me for mortgage and I based on their preapproval I proceeded with signing contract for a hope purchase. I spent a lot of money on the home inspection, survey, lawyer and ernest money. Capital Mortgage run my credit report several times and did not inform me within 30 days that my loan was denied. They kept on advising me to pay off negative accounts from my credit report which I did promising that that will help me get approved for a loan. They also told me to remove myself from my mothers account as authorized used which caused my credit score to drop over 30 points. Finally they informed me that my loan was denied and they would not consider manual underwriting because of location of the property ( XXXX ). Up to now I did not receive denied letter and so I am unable to get back {$5000.00} ernest money deposit. Moreover because of they wrong credit advises my credit score went down and I consequently became ineligible for a loan with another mortgage lender. I would like to receive {$10.00} in damages for the poor service and losses I acquired because of them
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