Camino Financial Inc. CFPB Complaints

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2000 Latest Complaints
Date Received Timely Response Product Issue State / Zip Submitted Via Tags
01/24/2024 Yes
  • Payday loan, title loan, personal loan, or advance loan
  • Installment loan
  • Problem when making payments
  • CA
  • 92692
Web
Camino Financial is supposed to be business lending ; however, they are reporting to my personal credit, making this a consumer matter. On XX/XX/XXXX, I requested a billing error investigation along with a cease & desist on all communication until the results were produced. The letter was sent by certified mail and was signed for by a Camino Financial representative on XX/XX/XXXX. According to the Privacy Act of 1974, no transaction history can be reported to credit reporting agencies. Camino Financial is, in fact, reporting monthly payment history, which is defined as transaction history. On top of that, once a billing error investigation has been requested, the company must stop all reporting, collections, and payments until rectified. Due to Camino Financial 's negligence in illegal reporting, I had XXXX credit cards cut their limits by over XXXX XXXX dollars. U.S Code 1666 states that all communication outside of billing error information must cease until the investigation has been completed. It is XX/XX/XXXX, and I have not received an email stating an investigation has been started. I have- however, received nine phone calls, seven text messages to my personal cell, and seven emails trying to collect a payment on this account where payments should be halted. This is wanton disregard for the cease and desist letter as well as the USC 1666 requirements.
04/01/2023 No
  • Debt collection
  • Other debt
  • Communication tactics
  • Frequent or repeated calls
  • GA
  • 30134
Web
I am not even 30 days past due and have receive over 25 calls in the past week of XXXX. This is not including multiple voice messages, texts, and emails. Ive received XXXX calls in the past XXXX hours alone. I advised I would update my card the upcoming week and to please cease all harassing communication. They kept contacting me at first saying that I gave them permission to contact me I advised that I did not give them permission to harass me. There is a difference. After multiple texts back-and-forth, they finally agreed to cease and desist. After telling them, I was going to update my card with them. I received this response Ok, so you dont want to take responsability of this? I am going to take your answer as a negative of payment That was not what I said at all. But I advise them that no further responses for me would be made as I am reporting it to the CFPB. I am also getting emails saying that my account is one month past due when its not I am documenting these practices, in case they inaccurately report late payments to the credit bureau I have attached photos of all the missed calls from their company in the past week
12/03/2022 No
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Unable to get your credit report or credit score
  • Other problem getting your report or credit score
  • SC
  • 29505
Web
Received a business loan from Camino financial on XX/XX/2022 for {$14000.00} XXXX and was told that payments will be reported to XXXX XXXX to help build business credit. Its been XXXX XXXX and they havent reported anything. I tried contacting them through phone and was hung up on. I also emailed and no response and also was blocked from the complaint email. I think it unfair to advertise services and dont offer the service just to hold businesses back. Thanks
01/04/2023 Yes
  • Payday loan, title loan, or personal loan
  • Payday loan
  • Money was taken from your bank account on the wrong day or for the wrong amount
  • MD
  • 20708
Web Servicemember
After explaining to the company that I was having difficulty keeping up with payments. They adjusted the payment schedule, but also with Drew funds for the previous agreement, which I turn would overdraft my account on a number of occasions. And now they call4 or five time in a row and call my family after I've spoken with them about arranging other options. They continue to call evnery day constantly.
08/30/2022 Yes
  • Mortgage
  • Conventional home mortgage
  • Improper use of your report
  • Reporting company used your report improperly
  • CA
  • XXXXX
Web
Adverse action denying credit my credit score is XXXX You need to take this off my credit completely this is negative information I sustained my good credit over the years by paying my bills not by creditors writing bogus stuff
10/06/2023 Yes
  • Credit reporting or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Credit inquiries on your report that you don't recognize
  • AZ
  • 85132
Web
I noticed some unauthorized inquires on my report and in accordance with the FCRA I'd would like to have them removed IMMEDIATELY
12/08/2022 No
  • Credit card or prepaid card
  • General-purpose credit card or charge card
  • Getting a credit card
  • Card opened as result of identity theft or fraud
  • NY
  • 10704
Web
I NEVER APPLIED FOR A CREDIT CARD I BEEN VICTIM OF IDENTITY THEFT
01/18/2024 Yes
  • Payday loan, title loan, personal loan, or advance loan
  • Personal line of credit
  • Problem with a company's investigation into an existing problem
  • Their investigation did not fix an error on your report
  • MN
  • 554XX
Web
05/22/2023 No
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Improper use of your report
  • Reporting company used your report improperly
  • TX
  • 77384
Web
02/28/2023 Yes
  • Debt collection
  • Other debt
  • Threatened to contact someone or share information improperly
  • Talked to a third-party about your debt
  • NY
  • 11730
Web
02/04/2023 Yes
  • Payday loan, title loan, or personal loan
  • Installment loan
  • Problem when making payments
  • NY
  • 11730
Web
12/02/2022 No
  • Payday loan, title loan, or personal loan
  • Installment loan
  • Charged fees or interest you didn't expect
  • FL
  • 32832
Web
09/22/2022 Yes
  • Debt collection
  • I do not know
  • Attempts to collect debt not owed
  • Debt was result of identity theft
  • SD
  • 57523
Web
05/03/2022 Yes
  • Payday loan, title loan, or personal loan
  • Personal line of credit
  • Getting a line of credit
  • FL
  • 32808
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