BWW Law Group, LLC CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
08/03/2017	Yes	Mortgage Conventional home mortgage	Struggling to pay mortgage	VA XXXXX	Web
CFPB This Complaint includes Complaints Filed against : XXXX XXXX XXXX XXXX Bank XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, XXXX, & XXXX, XXXX XXXX Law Firm XXXX XXXX XXXX XXXX XXXX XXXX, XXXX Attorney General XXXX Virginia XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX That this complaint comes under the following : That the XXXX is an agency of the United States charged with regulating the offering and providing of consumer-financial products and services under Federal consumer financial laws, XXXX U.S.C. XXXX XXXX a XXXX, including the Fair Debt Collection Practices Act ( FDCPA ) and the Consumer Financial Protection Act of XXXX XXXX XXXX XXXX. XXXX XXXX. XXXX ( XXXX ) ( H ), ( XXXX ). The XXXX regulatory authority extends to persons engaged in the collection of debt related to any consumer-financial product or service. XXXX XXXX. XXXX XXXX XXXX ), ( XXXX ) ( A ) ( x ). The XXXX has independent litigating authority to commence civil actions by its own attorneys to address violations of XXXX consumer financial laws, including the FDCPA and the XXXX. XXXX XXXX. XXXX XXXX a ) - XXXX b ) ; XXXX XXXX. XXXX ( b ) ( XXXX ). That XXXX XXXX XXXX of XXXX XXXX XXXX XXXX states the following in a Federal Lawsuit that started in the District of Columbia after illegal attempts to Foreclose in Case No. XXXX on or around XXXX XXXX, XXXX and then was moved to the XXXX of XXXX XXXX of Virginia XXXX XXXX. XXXX -cv- XXXX to XXXX XXXX who not only has a conflict of Interest due to her XXXX XXXX she has never given the case basic due process. That the below Legal law firms have acted in collusion against the law to prevent any and all Due Process to XXXX XXXX XXXX violating her basic Virginia and United States of America XXXX XXXX. That some of the firms listed are registered as Debt XXXX while others appear not to be but, act as debt XXXX who have ignored XXXX XXXX XXXX rights under XXXX XXXX Code Subchapter V - DEBT COLLECTION PRACTICES XXXX - XXXX findings and declaration of purpose XXXX - Definitions XXXX - Acquisition of location information XXXX - Communication in connection with debt collection XXXX - Harassment or abuse XXXX - False or misleading representations XXXX - Unfair practices XXXX - Validation of debts XXXX - Multiple debts XXXX - Legal actions by debt XXXX XXXX - Furnishing certain deceptive forms XXXX - Civil liability XXXX - Administrative enforcement XXXX - Reports to XXXX by the XXXX ; views of other Federal agencies XXXX - Relation to State laws XXXX - Exemption for State regulation XXXX - Exception for certain bad check enforcement programs operated by private entities Further : VA XXXX XXXX XXXX Virginia does not have its own statute that protects consumers from deceptive and abusive practices by debt XXXX. If you live in Virginia, however, you are protected by the federal Fair Debt Collection Practices Act ( FDCPA ). THAT LAW FIRMS : XXXX XXXX XXXX XXXX XXXX, Geesing, XXXX and Wood Address : XXXX XXXX XXXX XXXX # XXXX, XXXX, VA XXXX Phone : ( XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Others XXXX, XXXX, XXXX, & XXXX, XXXX, XXXX XXXX XXXX XXXX, XXXX, VA XXXX, ( XXXX ) XXXX Lawyers that know of criminal activity of the firm : XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX " Kitty '' XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Others Hunoval Law Firm XXXX Address : XXXX XXXX XXXX, XXXX, NC XXXX Phone : ( XXXX ) XXXX - Letter Attached XXXX, XXXX XXXX XXXX, XXXX Address : XXXX XXXX XXXX XXXX, XXXX, MD XXXX Phone : ( XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX LLP - XXXX XXXX XXXX : XXXX XXXX XXXX # XXXX, XXXX, VA XXXX Phone : ( XXXX ) XXXX XXXX XXXX XXXX Managing Partner : XXXX XXXX XXXX XXXX XXXXXXXXXXXX XXXX XXXX XXXX Regional Administrative DirectorT : XXXX XXXX XXXX XXXX XXXXXXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Address : XXXX XXXX XXXX # XXXX, XXXX, VA XXXX Phone : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Address : XXXX XXXX XXXX # XXXX, XXXX, VA XXXX Phone : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Address : XXXX Towers Crescent Plaza # XXXX, XXXX, VA XXXX Phone : ( XXXX XXXX XXXX XXXX XXXX XXXX '' XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX Partner OTHERS Equity Trustees XXXX Address : XXXX XXXX XXXX XXXX # XXXX, XXXX, VA XXXX Phone : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX & XXXX Address : XXXX XXXX XXXX, XXXX, MD XXXX Phone : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Others Colluding together trying to have me charged with Extortion ( which I was cleared the documents are clear, even being denied all due process that XXXX XXXX XXXX has STANDING by the law ) and even having me illegally jailed for being Poor : XXXX XXXX, XXXX XXXX XXXX, XXXX 22 days XXXX illegally jailed and tortured in the City of XXXX, Solitary Confinement 14 days till XXXX on Election day Tuesday, XXXX XXXX, XXXX. Illegally Jailed to : XXXX. Silence her and stop exposure of emails between herself and XXXX XXXX office on the corruption in the XXXX. XXXX went to XXXX XXXX for help instead he had her jailed, at the same time it was exposed his Pay to XXXX with a XXXX XXXX for a favor. Being ignored by the XXXX XXXX XXXX. XXXX. To XXXX / XXXX her into either committing Suicide or to turning the other check of the corruption and not holding Virginia and the XXXX XXXX, the Government and Elected Officials accountable, as well as the criminal acts and actions of the XXXX XXXX XXXX in Virginia That the law is very clear : That XXXX XXXX 's XXXX XXXX XXXX was the Trustee on every loan through XXXX XXXX XXXX Bank which creates a Conflict of Interest and he should have resigned instead he with the above colluded to have me killed ) actions have turned back time. Giving me less rights then a slave. Taking someone under Title XXXX XXXX XXXX XXXX and Title XXXX XXXX XXXX XXXX XXXX a ) : Whoever holds or returns any person to a condition of PEONAGE, shall be fined under this title for imprisoned not more than 20 years or both. That on XXXX XXXX, XXXX I was placed in jail for failure to pay legal fees in 30 days which is a violation of my Thirteenth Amendment " Neither Slavery nor involuntary servitude, except as punishment for a crime whereof the party shall have duly convicted, shall exist within the United States, or any subject to their Jurisdiction ''. Furthermore the right by placing me " under '' a state XXXX / Involuntary Servitude violating the Fourth Amendment right by malicious prosecution, false imprisonment and unconstitutional arrest. This violation of my Eighth Amendment Right as to Excessive Bail which in this case constitutes " Restitution Bail '' which further shows the knowledgeable malicious intent to silence me till the election was over on XXXX XXXX. XXXX. XXXX, XXXX and XXXX to further line the XXXX pockets by XXXX XXXX. Further : The system is XXXX where the XXXX and XXXX have set it up to protect each other and line each other 's pockets with XXXX. But, that wasnt enough for the above prior to that : XXXX / XXXX XXXX frame of XXXX & XXXX Lawyer XXXX in collusion with others as a favor or hired a gentleman that goes by the name of XXXX XXXX who informs XXXX he was to drug XXXX and get XXXX inappropriate pictures of XXXX, or to XXXX XXXX of Janices daughters, or to plant drugs on Janices daughter or in the home to give XXXX XXXX XXXX XXXX, XXXX and XXXX, information to make JWG incompetent to file any other documents. XXXX XXXX said that XXXX XXXX will go to any length to harm XXXX or XXXX daughters. That XXXX XXXX will continue to do what she can to distract XXXX from becoming successful and moving on with Janices life. That Lawyer XXXX is a Greedy XXXX that all Lawyer Ilonas actions are deliberate to cause harm to XXXX. When the XXXX Police were called they informed XXXX they were instructed by XXXX Attorney XXXX XXXX to not take any reports of issue. XXXX XXXX XXXX of the person who Murdered XXXX XXXX XXXX XXXX XXXX XXXX XXXX ******On XXXX XXXX, XXXX at the shootings of the Congressman the following pictures show him walking away from me READ MORE IN THE ATTACHED That the lawyers for XXXX / XXXX XXXX XXXX Bank XXXX XXXX XXXX XXXX bank XXXX against the law and rules of the Collection Laws and did not respond to the complaint. All across XXXX we talk about how President XXXX XXXX is not above the law - yet Bankers, Lawyers, Judges, Elected Officials act as if they are above the law ruling in conflict and picking and choosing the parts of a complaint to allow into the court. Discretion is given to XXXX to use within the boundaries of the law. XXXX filed for a XXXX Judgement and Judgement was placed on Plaintiff. Question how does XXXX default on her own Complaint. The XXXX and XXXX of the Banks / XXXX and XXXX is a disgrace to all involved. That XXXX and XXXX XXXX have hired XXXX XXXX XXXX, XXXX, and XXXX, XXXX XXXX XXXX to act in a predatory fashion to Foreclose while still in Appeal. Plaintiff XXXX XXXX XXXX XXXX XXXX XXXX amends Complaint and reserves the right to amend Complaint and add additional Parties per FRCP Rule XXXX. Plaintiff XXXX XXXX XXXX complains against the captioned Defendants as follows : INTRODUCTION This is an action for appropriate relief pursuant to the common law, statute XXXX XXXX of the United States of America, for impermissible restraints upon the Plaintiffs constitutionally protected property, entitlements and other Constitutional rights, in Violation of the Fair Debt Collection Practices Act ( FDCPA ) ( XXXX XXXX XXXX, ET SEQ. XXXX, XXXX of XXXX, XXXX XXXX under XXXX U.S.C. XXXX that a XXXX of XXXX duties was created when the scheme to defraud home buyers / owners and deprive them of the right of honest services without XXXX, among other provisions. Pursuant to the XXXX XXXX XXXX XXXX XXXX, XXXX U.S.C. XXXX et seq. That the Defendants pursued and continue to pursue foreclosure actions using false and fabricated documents, particularly mortgage assignments to conceal that they are missing critical documents, namely, the mortgage assignments. Without lawfully executed mortgage assignments, the value of the mortgages and notes held by the trusts is impaired because effective assignments are necessary for the trust to foreclose on its assets in the event of mortgage defaults. When the trustee banks discovered that the mortgage assignments were missing, the trustee banks, together with an associated servicing company, XXXX XXXX XXXX XXXX mortgage loan documentation company ( XXXX ), devised and operated a scheme to replace the missing assignments with fraudulent, fabricated assignments. The purpose of this scheme was to meet the evidentiary requirements imposed by courts in the foreclosure cases and to conceal from trust shareholders the true, impaired value of the assets of each of the alleged trusts, crippled by the missing assignments and related documents. Created illegal Foreclosures. That XXXX XXXX and Bank XXXX XXXX XXXX XXXX Bank at the same time carried the Property at XXXX XXXX XXXX XXXX, XXXX VA XXXX on their Balance Sheets. That Bank XXXX XXXX has agreed to a {$16.00} XXXX Settlement for its admitted wrongdoing and toxic mortgage lending practices with the XXXX Department XXXX XXXX XXXX had in XXXX agreed to a nationwide {$25.00} XXXX settlement with the XXXX Department acknowledging wrongdoing. That XXXX XXXX had XXXX of {$21.00} XXXX last year. That XXXX XXXX is using a smokes and mirror defense to try and shun its responsibility to the XXXX people. That JPMorgan has agreed to {$13.00} XXXX dollar settlement, and {$7.00} XXXX settlement with XXXX over residential mortgage-backed securities and collateralized debt obligation. ( per XXXX Department of Justice XXXX That XXXX XXXX XXXX XXXX, XXXX, XXXX & XXXX, XXXX. through letters, emails to Plaintiff and documents filed in the clerks office in the XXXX of XXXX will attest to the fraudulent documents. Documents filed by Bank XXXX XXXX XXXX XXXX Bank with the clerks office in the XXXX of XXXX will attest to this. That XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX have all represented in their correspondence that they have been hired by XXXX XXXX or Bank XXXX XXXX XXXX XXXX Bank to be a paid agents. That XXXX XXXX XXXX has ignored the regulations set forth by the United States of America XXXX, known as the President Obama XXXX refinance program for financial gain. Plaintiff through documentation will show the shoddy unlawful and unethical behavior from these banks, attorneys and their representatives that they have failed to produce the original note. Defendants and their representatives have been involved with documents that were forged, robo-signed, or reversed-engineered. The defendants have acted XXXX and XXXX. The President 's and XXXX XXXX PROHIBITS A PARTICIPATING server from taking several actions including the following : Proceeding with a foreclosure sale. Any foreclosure sale must be suspended and no new foreclosure action XXXX be initiated during the trial period, and until the borrower has been considered and found ineligible for other available foreclosure prevention options. Requiring a borrower to make an initial contribution payment pending the processing of the trial period plan before the plan starts. Soliciting borrowers to opt out of consideration for XXXX during the temporary review period. XXXX borrowers as delinquent to credit reporting bureaus without explanation. For borrowers who are current when they enter a trial period, the servicer should report the borrower current but on modified payment if the borrower makes timely payments during the trial period. For borrowers who are delinquent when they enter the trial period, the servicer should report in such a manner that accurately reflects the borrowers current workout status. Assessing prepayment penalties for full or partial prepayment as part of the modification. The Fraud carried out by the Defendants in this case includes, XXXX XXXX : Mortgage assignments with forged signatures of the individuals signing on behalf of the grantors, and forged signatures of the witnesses and the notaries by all appearance ; Mortgage assignments with signatures of individuals signing as corporate officers for banks and mortgage companies that never employed them by all appearance ; Mortgage assignments prepared on behalf of grantors who had never themselves acquired ownership of the mortgage and notes by a valid transfer, including assignments where the XXXX was identified as Bogus Assignee for Intervening Assignments and Mortgage assignments notarized by notaries who never witnessed the signatures that they notarized. That on or around XXXX XXXX a Stay was filed with the XXXX Circuit with the following FACTS : PLAINTIFFS MOTION FOR EMERGENCY IMMEDIATE INJUNCTION OR STAY AGAINST XXXX XXXX AND XXXX ON SALE OF HOME AT XXXX XXXX XXXX XXXX, XXXX XXXX XXXX To allow attached new evidence that show XXXX XXXX has no Standing to a Loan Comes Now Plaintiff asks for immediate Stay and or Injunction against XXXX XXXX and XXXX. That they have hired new attorneys to try and foreclose on home while in court here. That it appears that Not once since this case was filed has XXXX XXXX or XXXX XXXX XXXX answered ( having been served by the Marshalls ), XXXX XXXX, Bank XXXX XXXX XXXX XXXX bank, XXXX XXXX and XXXX have not answered since their first response while Plaintiff continues with New Evidence is found to file for New Hearings is shut out / Blackballed by Judge XXXX who has a financial standing in having lost 60 % of her savings in or around the XXXX housing debacle. That this suit was brought due to the criminal activity in the Hamp program by XXXX, Equity Trustees and XXXX XXXX XXXX, Bank XXXX XXXX XXXX XXXX Bank, XXXX XXXX and the question has to who had if any ownership in an alleged loan. That the law is clear that you have to show standing or documents that are not just copied or signed by FAMOUS and criminally charged ROBO signer documents. That XXXX XXXX has shopped lawyers and now hired XXXX XXXX and XXXX to ignore this suit and Foreclose. On or around XXXX XXXX, XXXX a letter was received by them that stated clearly that XXXX XXXX had no instruments that should they had standing, which is what Plaintiff has been claiming. Exhibit XXXX That Plaintiff went to reopen this case and was denied even with this new evidence to reopen. That Judge XXXX has decided with no discovery, no open court hearings that she is XXXX and will Civil Action XXXX No. XXXX cv XXXX XXXX XXXX th Circuit Cases : XXXX XXXX LMB-TCB XXXX XXXX LMB-TCB XXXX XXXX LMB-TCB XXXX XXXX LMB-TCB XXXX XXXX LMB-TCB XXXX XXXX LMB-TCB XXXX decide the case in Chambers ruling in Favoritism, Cronyism with Retaliation and Retribution for Plaintiff letting XXXX XXXX know of her financial conflict. THAT APPEARANCE AND THE DOCUMENTS WILL SHOW XXXX XXXX AND XXXX WITH ATTORNEYS BY ALL APPEARANCE HAVE LIED UNDER OATH IN THE CITY OF XXXX CASE No. XXXX XXXX misleading the court and XXXX XXXX. THAT further it appears that XXXX XXXX and XXXX have on several occasions committed Bankruptcy XXXX. THE QUESTION BECOMES HOW INVOLVED IS BWW LAW GROUP, EQUITY TRUSTEES, BANK OF XXXX XXXX XXXX BANK, XXXX XXXX, XXXX XXXX XXXX XXXX AND XXXX, XXXX, XXXX XXXX XXXX, XXXX XXXX, DIVORCE LAWYER XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, ATTORNEY GENERAL XXXX XXXX, ET AL THAT ALL HAVE A FINANCIAL STANDING AND A WANT TO SEE XXXX XXXX XXXX WITH THIS JUDGE AND MANY OTHER JUDGES, RUINED OR DEAD FOR STANDING UP AND SPEAKING OUT ABOUT THE CORRUPTION. That these Defendants have worked in collusion in a Mafia Style in these cases to insure a Cover Up of all the money stolen from XXXX by Divorce Lawyer XXXX XXXX XXXX XXXX XXXX with the help of this court and other courts to ignore the law and rule in Favor of a Corrupt Attorney or Banker. XXXX et al law firm / XXXX Collector / XXXX XXXX? who backed off from a Foreclosure on XXXX XXXX, XXXX, and sent a letter they were not foreclosing on this date. Started immediately re-advertising the house. The letter was Misleading and done deliberately in an Obstruction of Justice fashion. In conflict with Debt Collection Laws. We have a group of Banks with XXXX and Lawyers who are ignoring the laws and the United States XXXX XXXX XXXX XXXX XXXX to own a home. XXXX XXXX firm has illegal Misleading under XXXX XXXX XXXX XXXX - XXXX findings and declaration of purpose XXXX - Definitions XXXX - Acquisition of location information XXXX - Communication in connection with debt collection XXXX - Harassment or abuse XXXX - False or misleading representations XXXX - Unfair practices XXXX - Validation of debts XXXX - Multiple debts XXXX - Legal actions by debt XXXX XXXX - Furnishing certain deceptive forms XXXX - Civil liability XXXX - Administrative enforcement XXXX - Reports to XXXX by the XXXX ; views of other Federal agencies XXXX - Relation to State laws XXXX - Exemption for State regulation XXXX - Exception for certain bad check enforcement programs operated by private entities That what seems to happen is the above Law firms collude together if XXXX Law Firm is not successful in KILLING a person, while violating there XXXX and United States XXXX and XXXX rights by the Law. That many Americans have STANDING that is being denied by the Judiciary, Government and Elected Officials to further line the pockets of these lawyers by our Government ( XXXX et al ) as seen in attached letter by Congressman XXXX XXXX XXXX was born and raised in XXXX, Maryland, That above lawyers are making MILLIONS of DOLLARS a year by SCREWING the American Public.
01/25/2020	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Seized or attempted to seize your property	VA XXXXX	Web	Older American
NOTICE ; False, deceptive, misleading foreclosure alleged XXXX XXXX XXXX EQUITY MAXIMIZER AGREEMENT AND DISCLOSURE STATEMENT and HOME EQUITY CREDIT LINE DEED OF TRUST are defected and XXXX XXXX XXXX BWW LAW GROUP. LLC do false, deceptive, misleading representation for following reasons : 1- Both alleged XXXX XXXX XXXX EQUITY MAXIMIZER AGREEMENT AND DISCLOSURE STATEMENT and HOME EQUITY CREDIT LINE DEED OF TRUS have wrong address. 2- I, XXXX XXXXXXXX is only one signed XXXX XXXX XXXX EQUITY MAXIMIZER AGREEMENT AND DISCLOSURE STATEMENT. 3- XXXX XXXX is not party in alleged XXXX XXXX XXXX EQUITY MAXIMIZER AGREEMENT AND DISCLOSURE STATEMENT. 4- on HOME EQUITY CREDIT LINE DEED OF TRUST? trustee is Trustee XXXX, XXXX c/0 XXXX XXXX XXXX XXXX, XXXX, Virginia XXXX? When he fired? ALLEGED NOTE and DEED OF TRUST separated multi times. And breached. 5- XXXX XXXX XXXX XXXX breached its contract and therefore, three ( 3 ) of our property unlawfully foreclosed. 6- there is two different account number one ending XXXX ( closed on XX/XX/XXXX ) and other ending XXXX ( closed on XX/XX/XXXX ), with one XXXX XXXX XXXX EQUITY MAXIMIZER AGREEMENT AND DISCLOSURE STATEMENT and HOME EQUITY CREDIT LINE DEED OF TRUST. 7- Alleged account ending XXXX foreclosed, and closed by XXXX XXXX XXXX XXXX on XX/XX/XXXX before complaint filed on XX/XX/XXXX XXXX.by /XXXX/ XXXX XXXX, esq. with BWW LAW GROUP , LLC. case No XXXX XXXX XXXX ( XXXX ) at SUPERIOR COURT OF DISTRICT OF COLUMBIA. 8- Per XXXX XXXX XXXX Notice Date : XX/XX/XXXX account ending XXXX closed onXXXX stated the servicing of your home equity line of credit transfer to XXXX XXXX XXXX XXXX on XX/XX/XXXX. 9- BWW LAW GROUP , LLC DO NOT HAVE STANDING, and there is non-trial, Therefore all court orders case number XXXX XXXX ( XXXX ) are void and nulls ab initio. 10- Alleged XXXX XXXX XXXX XXXX interest transferred to XXXX XXXX XXXX XXXX per XXXX XXXXXXXX letter dated XX/XX/XXXX. Without any facts. 11- XXXX XXXX from BWW LAW GROUP , LLC counsel for XXXX XXXX XXXX , XXXX. stated if we do not hear from you, we will assume that you do not consent transfer XXXX XXXX XXXX INTEREST to XXXX XXXX XXXX XXXX. 12- I do not know CEO, address and contact information of XXXX XXXX XXXX XXXX. or any of their agreement WITH BWW LAW GROUP , LLC. 13- which one is correct XXXX XXXX XXXX letter stated XX/XX/XXXX account ending XXXX closed onXX/XX/XXXX stated the servicing of your home equity line of credit transfer to XXXX XXXX XXXX XXXX on XX/XX/XXXX. Or XXXX XXXX hear say statement XXXX XXXX XXXX XXXX interest transferred to XXXX XXXX XXXX XXXX. 14- If interest of XXXX XXXX XXXX XXXX transferred to XXXX XXXX XXXX XXXX with COOPERATION ASSIGNMENT OF DEED OF TRUST FILED ON XX/XX/XXXX BY XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, XXXXDoc # : XXXX, why BWW LAW GROUP , LLC foreclose alleged debt on behalf of XXXX XXXX XXXX XXXX, and XXXX XXXX XXXX, XXXX. 15- Which alleged lien DID transfer to XXXX XXXX XXXX XXXX what is the amount and who will get all the payments from foreclosure? 16- I, XXXX XXXX do not have any copy of retainer agreement between BWW LAW GROUP , LLC . with XXXX XXXX XXXX XXXX and XXXX XXXX XXXX, XXXX. 17- I XXXX XXXX do not know who is CEO and contact information and address of XXXX XXXX XXXX XXXX. 18- Both XXXX XXXX XXXX XXXX and BWW LAW GROUP. LLC schedule JUDICIAL Foreclosure on XX/XX/XXXX WITHOUT ANY TRIAL. 19- There is one lien or two liens?? Who is noteholder XXXX XXXX XXXX XXXX. RESPONDS on XX/XX/XXXX Validation of Debt - In your inquiries, you requested that we provide evidence of the debt. XXXX is a mortgage servicer and the servicing of your account was transferred to XXXX on XX/XX/XXXX. We have enclosed a copy of the Notice of Servicing Transfer evidencing this transfer. As a servicer, we service the account according to the terms of the XXXX XXXX XXXX Equity Maximizer Agreement and Disclosure Statement ( Note ) and Deed of Trust. Please find enclosed a copy of the Note and Deed of Trust that were signed by you during the origination. Please note, for additional clarification, that XXXX services the second lien on the subject property. We do not service the first lien referenced in your inquiry. Servicing Rights - In your inquiries, you questioned XXXXXXXX authority to service your account. Please understand that servicing rights and duties are established by contract between the Noteholder and the servicer. As the servicer, XXXX is responsible for enforcing the Deed of Trust and Note on behalf of the Noteholder. Please note XXXX does not originate loans. Prior Servicers - In your inquiries, you expressed dissatisfaction with how prior servicers handled the account. We are unable to speak on behalf of prior servicers actions. However, XXXX is confident that the servicing of your loan by XXXX has been compliant with all applicable state and federal regulations. XXXX is committed to assisting customers. Please see the enclosed Early Intervention Notice dated XX/XX/XXXX, advising of the loss mitigation options that you may qualify for. In addition, we have attempted to contact you to discuss the account ; however, no contact was made until XX/XX/XXXX. Foreclosure - In your inquiries, you requested we cancel the foreclosure sale scheduled. Please be advised the foreclosure sale has been cancelled. We have enclosed the Foreclosure Sale Date Change Notice, for your review. As of the date of this letter, the account is due for XX/XX/XXXX. I NEVER HAD 2ND LIEN, AND ALLEGED LINE OF CREDIT PASSED STATUE OF LIMITATION AND BREACHED BY ALLEGED LOAN GENERATOR. 20- If BWW LAW GROUP LLC , FORECLOSE ALLEGED LIEN ENDING XXXX ( closed on XX/XX/XXXX ), AND XXXX XXXX FORECLOSE LIEN ENDING XXXX ( closed on XX/XX/XXXX ), THAT MEANS ALL are false, deceptive, misleading representation, BECAUSE I, NEVER HAD TWO LIENS, and they can not provide two liens NOTES and DEED OF TRUST. 21- Both XXXX XXXX XXXX and BWW LAW GROUP. LLC schedule judicial Foreclosure without any trial on XX/XX/XXXX for which alleged lien? Why BWW LAW GROUP LLC, their substitute trustees are on XXXX XXXX AUCTIONEAR JUDICIAL SALE without any trial, and who will get all the PAYMENTS? 22- There is non-court order judge appoint trustee or substitute trustee. There was no trial all hear say.if there was any trial I need a copy of all transcript. 23- XXXX XXXX AUCTIONEER claim Substitute trustee appointed by court, and it is judicial sale, XXXX XXXX AUCTIONEER stated XXXX XXXX XXXX , XXXX XXXX XXXX , et, al. court appointed trustee. This is a False misleading statements. There was non-trial. XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX and XXXX XXXX XXXX as Substitute Trustees same as APPOINT OF SUBSTITUTE TRUSTEES FILLED ON XX/XX/XXXX Doc # : XXXX by BWW # :XXXX for account ending XXXX closed on XX/XX/XXXX. All land record filling without any chain of title it is slander, and cloud my property known as XXXX XXXX XXXX record and it is a trap for unlawful, deceptive foreclosure such as : 24- 1-APPOINT OF SUBSTITUTE TRUSTEES FILLED ON XX/XX/XXXX Doc # : XXXX by BWW # XXXX. And their names are XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX and XXXX XXXX XXXX as Substitute Trustees 25- 2-NOTICE OF LIS PENDENCE FILED ON XX/XX/XXXX Doc # : XXXX by XXXX XXXX XXXX # : XXXX. 26- 3-ASSIGNMENT OF DEED OF TRUST FILED ON XX/XX/XXXX BY XXXX XXXX XXXX , XXXX , XXXX XXXX XXXX XXXX, DOC # : XXXX 27- 4-COOPERATION ASSIGNMENT OF DEED OF TRUST FILED ON XX/XX/XXXX BY XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX.Doc # : XXXX 28- 5- and others that are not named from DEED record 29- On Thursday, XX/XX/XXXX, XXXX XXXX XXXX to Pay {$16.00} XXXX in Historic Justice Department Settlement for Financial Fraud Leading up to and During the Financial Crisis 30- Seperation of NOTE and DEED OF TRUST and breach of agreement, without affidavit or testimony and without any trial all of the orders on case XXXX ( XXXX ) are hear say and all orders are void and null. and all prove false, deceptive, misleading foreclosure. And all violation of due process of law and violation of FDCPA. And violate my constitution right 4th, 5th, 7th, 9th amendments. And attempt to steal property. 31- Without any chain of titles all are here say, 32- What is penalty for breach of contract and false, deceptive, misleading representation? 33- Did XXXX XXXX , XXXX XXXX rebutted or respond to any of Aggrieved partys verification, validation, and dispute notice that aggrieved party sent via certify mail and via email on ( 1st ( XX/XX/XXXX ) ,2nd ( XX/XX/XXXX ), 3rd ( XX/XX/XXXX ) notices, AND AFFIDAVITH OF TRUTH ( XX/XX/XXXX ), and friendly letter ( XX/XX/XXXX ) and default judgment ( XX/XX/XXXX ) ,1st ( XX/XX/XXXX ), 2nd ( XX/XX/XXXX ), 3rd ( XX/XX/XXXX ) notices of opportunity to cure, motion to comply ( XX/XX/XXXX ) .opposition to opposition to do not comply ( XX/XX/XXXX ) affidavit of material fact ( XX/XX/XXXX ). Notice Special appearance ( XX/XX/XXXX ), notice XX/XX/XXXX, and notice XX/XX/XXXX? 35- I demand a copy of NOTE and DEED OF TRUST and account history for alleged account ending in XXXX ( closed on XX/XX/XXXX same LOC, balance {$0.00}, no contract ), 2nd ending in XXXX ( closed on XX/XX/XXXX same LOC, balance {$0.00}, no contract ), and 3rd ending in XXXX ( opened by debt collector XXXX XXXX XXXX XXXX XXXX , same LOC, no contract ). 36- I, demand a copy of formal verifiable complaint under oath or affirmation and under penalty of perjury for alleged account ending in XXXX ( closed on XX/XX/XXXX same LOC, balance {$0.00}, no contract ), 2nd ending in XXXX ( closed on XX/XX/XXXX same LOC, balance {$0.00}, no contract ), and 3rd ending in XXXX ( opened by 3rd party debt collector XXXX , same LOC, no contract ). 37- I, demand name and address, and contact information any man or woman claim own alleged debt. And when, what, how I damaged him or her financially? 38- BWW LAW GROUP LLC , XXXX XXXX XXXX and XXXX XXXX XXXX XXXX, Please note that still I have no record of doing business with you and I, need to know who you are and to verify your claim. Please note that my time is a very limited resource and if you fail to provide the necessary information, such as : 40- 1- I demand a copy of XXXX XXXX XXXX, XXXX, AND XXXX XXXX XXXX XXXX XXXX BWW LAW GROUP , LLC. charter if were incorporated, partnership, sole proprietorship, etc. and name and address and contact information of XXXX XXXX XXXX, XXXX, and XXXX XXXX XXXX XXXX, BWW LAW GROUP , LLC. CEO, and copy of their License with time and place of registration, all the particulars needed to perfect alleged lien and claim. 41- 2- I demand, if there is any contract to prove I, XXXX XXXX have contract with XXXX XXXX XXXX, XXXX, and XXXX XXXX XXXX XXXX , and BWW LAW GROUP , LLC. I need a copy immediately. 42- 3-I demand a copy of chain of title naming XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX and BWW LAW GROUP , LLC. as the real party of interest or holder of the negotiable instrument of alleged 1st and alleged 2nd lien. 43- As you know there is no agreement or contract in the absence of mutual consent? 44- extortion and Fraud is felony 45- If I deposit anyone 's negotiable instrument without a contract authorizing it, and steal property I would go to jail. If it was our policy to violate a contract, I could go to jail for a very long time. 46- What is the name, address and contact information of man or woman claiming own alleged debt? 47- Federal False Claims Act [ 31 U.S.C. 3729-3733, Section 3729. ] False claims 48- [ 15 U.S. Code 1692f. ] Unfair practices 49- Conspiring to deprive rights retained by the people [ 18 U.S.C. 241 ]. 50- Deprivation of rights retained by the people by action under color of law [ 18 U.S.C. 242 ]. 51- 9-61.200 - National Stolen Property Act18 U.S.C. 2311, 2314, and 2315 52- The Federal Bureau of Investigation has investigative jurisdiction for the stolen property offenses set forth in 18 U.S.C. 2311, 2314 and 2315. The Office of Enforcement Operations of the Criminal Division has supervisory responsibility over offenses arising under 18 U.S.C. 2314 and 2315. 53- 1318. National Stolen Property Act -- " Falsely Made, Forged, Altered, Or Counterfeited '' 54- The Federal Bureau of Investigation has investigative jurisdiction for the stolen property offenses set forth in 18 U.S.C. 2311, 2314 and 2315. The Office of Enforcement Operations of the Criminal Division has supervisory responsibility over offenses arising under 18 U.S.C. 2314 and 2315. 55- Standing : The Foreclosing Party Must Prove It Has the Right to Foreclose 56- What is the minimum amount that any man can fraud? 57- What is the minimum amount of fraud any man can endure? 58- I, demand stop false, deceptive, unlawful foreclosure immediately. 59- I, demand SUPERIOR COURT OF WASHINGTON DC CASE NO. 2017 CA 7217 R ( RP ) close with prejudice immediately. 60- I demand all of the false instrument in land record have notice of satisfaction immediately to prevent future harassments, and unlawful, deceptive foreclosure attempt again. 58- I have no record of doing business with you and I, need to know who you are and to verify your claim. Please note that my time is a very limited resource and if you fail to provide the necessary information, you agree to compensate me for my expended resources dealing with your matter at the rate of $ XXXX/minute. my compensation for any court i attend is {$500000.00}. i am able, ready, willing to settle any debt that is true, due and owing. i say here and will verify in open court that all here said are true I reserve all my rights with prejudice, including amend my notice, exhibits, and add more counts violations. Respectfully submitted BY ; XXXX XXXX XXXX XXXX : costumer advocate for XXXX XXXX XXXX XXXX. XXXX XXXX XXXX XXXX XXXX XXXX, UT XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, XXXX XXXX, XXXX XXXX BWW Law Group , LLC XXXX XXXX XXXX, XXXX XXXX XXXX, Maryland XXXX XXXX bww-law.com XXXX XXXX XXXX and XXXX XXXX XXXX XXXX and XXXX XXXX XXXX XXXX and XXXX XXXX XXXX XXXX District Of Columbia XXXX XXXX XXXX, XXXX, XXXX XXXX \| Washington, DC XXXX XXXX XXXX XXXX XXXX XXXX XXXX CONTACT : UNKNOWN Address : unknown Tel : unknown Contract : unknown Website : unknown
02/02/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Other personal consumer report	Problem with a company's investigation into an existing issue Problem with personal statement of dispute	DC 20010	Web	Older American
i, am a homeowner of fee simple, XXXX XXXX at XXXX XXXX XXXX XXXX, Washington, DC XXXX since XXXX ( for 32 years ) i, never received {$250.00}, XXXX loan from XXXX XXXX XXXX, XXXX and i do not have any debt, loan or any lien. I do not have any joint debt or loan with any man or woman. BWW LAW, GROUP, LLC and XXXX XXXX XXXX XXXX, attempted before and harass me with false, feck, misleading, misrepresenting forged Robo signed documents, They are all fabricated, forged, backdated and Robo signed But most of all, they are false, fraudulent, deceptive documents to foreclose my property at XXXX XXXX XXXX XXXX. AND they defaulted many times, and refuse to provide me any documents that proof they are owner of any debt, or any lien, or any proof that they are creditor, lender, or loan generator. No loan, debt, note or mortgage was ever purchased. But enforcement of the loans required a lawyer who was willing to represent that he or she represented a valid claimant to also produce documents that appeared to be facially valid. From such documents, a legal presumption could arise for the judge to conclude the documents contained true information about actual transactions in the real world that the loans were purchased. ( again They are all fabricated, forged, backdated and Robo signed But most of all, they are false. ) there are many unknown to me entities, many unknown to me counsel, many unknown to me trust, and many unknown to me trustee, without any valid beneficiary for the same alleged HOMEEQUITY note and DEED ( line of creditor generator was XXXX XXXX XXXXXXXX, XXXX which breach its contract and ( caused three of my properties unlawfully foreclosed in XXXX, Virginia ) and closed account years ago, and passed statute of limitation ). I demand following disclosures : a. Please state the full name of the Corporation who hired BWW LAW GROUP LLC, AND XXXX XXXX XXXX to collect and process my checks. b. Please state in which capacity acted this Corporation when it hired BWW LAW GROUP LLC, AND XXXX XXXX XXXX to collect and process my checks. c. Please provide me a copy of retainer Agreement between BWW LAW GROUP LLC, AND XXXX XXXX XXXX and the Company who is authorized to accept payments for alleged loan. Please state names, positions and contact information for BWW LAW GROUP LLC, AND XXXX XXXX XXXX employee and the Company employee who hired BWW LAW GROUP LLC, AND XXXX XXXX XXXX. d. Please disclose which proof of authority this Company and its employee provided to BWW LAW GROUP LLC, AND XXXX XXXX XXXX to authorize collection and process of my payments. e. Please disclose names of BWW LAW GROUP LLC, AND XXXX XXXX XXXX employees who are authorized and who actually collect any of my payments from XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXXXXXX and XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX XXXX Please state who owns the account receivable within named payee who is the beneficiary and the actual recipient of my payments. and why there is two servicers ( BWW LAW GROUP LLC, AND XXXX XXXX XXXX ) for XXXX XXXX XXXX XXXX. ( there is a default judgment favor XXXX XXXX XXXX XXXX ) and there are two trustee without beneficiary and many trustees for unknown debt owner and unknown lien owner. ( debt, lien, lender, creditor, loan account receivable do not exist ). 100 % they are acting for their profits. non- man, woman or entity will have injured financially if you stop their false, unlawful, deceptive actions. Discovery Issues All of the XXXX XXXX is pending and never honored and BWW LAW GROUP , LLC never honored XXXX to provide all the facts and evidence XXXX required and defaulted from day one. unknown owner ( debt, lien, lender, creditor, account receivable do not exist ). All of the XXXX XXXX is pending and never honored and BWW LAW GROUP , LLC never honored XXXX to provide all the facts and evidence XXXX required and defaulted from day one. unknown owner ( debt and lien do not exist ). when, how, what, where, who, whom, how much alleged underline obligation transferred? when, how, what, where, who, whom, how much alleged underline debt sold? when, how, what, where, who, whom, how much alleged underline debt purchased? when, how, what, where, who, whom established, organized trust? When how, what, where, who, whom are beneficiary of trust? When, how, what, where, who, whom filed title insurance and warranty? When, how, what, where, who, whom has loan account receivable? XXXX XXXX do not have any joint debt, loan with XXXX XXXX. XXXX XXXX is victim of identity thief, and XXXX is victim of unfair bench trial orders. i need your help to stop BWW LAW GROUP LLC, and XXXX XXXX XXXX AS SOON AS POSSIBLE before they initiate another, false, fraudulent, deceptive foreclosure and all their harassments. and vacate all false, forged, fabricated documents they filled in DC DEED record since XXXX.
04/19/2017	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	VA 23324	Web
Dear BWW LAW GROUP , L LC ( " BWW '' ) : On XXXX / XXXX / XXXX I received a communication from you dated XXXX / XXXX / XXXX . Your letter states : Our firm has been informed by the Servicer that as of XXXX XXXX , XXXX , the amount of the debt is {$260000.00}. Your letter further states " This is not a demand for payment '', yet includes in bold print an " IMPORTANT NOTICE '' stating, " This communication is from a debt collector attempting to collect a debt... Unless you dispute the validity of the debt, or a portion thereof... this firm will assume the debt is valid. '' [ Emphasis added ] I found your communication to be confusing, misleading and deceptive. I am aware that BWW is in the regular business of collecting debt in the state of Virginia, and that because BWW " regularly collects or attempts to collect debts owed or due or asserted to be owed or due another '', using the mails and other instrumentalities of interstate commerce, pursuan t 15 USC 1692a ( 6 ) BWW is a " debt collector ''. It is also notable that the Fair Debt Collection Practices Act 's ( " FDCPA '' or " Act '' ) definition of debt collector does not include any requirement that a debt collector be engaged in an activity by which it makes a " demand for payment '', in order for its misrepresentations or other prohibited conduct to be actionable. In other words, because BWW regularly collects or attempts to collect debts allegedly owed another ( i.e., is a " debt collector '' ), the fact that you allege your communication " is not a demand for payment '' in no way immunizes BWW from liability for misrepresentations you made or other behavior prohibited by the FDCPA when collecting or attempting to collect an alleged debt directly or indirectly. To the contrary to violate the FDCPA, a debt collector needs only to have used a prohibited practice " in connection with the collection of any debt '' or in an " attempt to collect any debt. '' Your communication is confusing, misleading, and deceptive, because the statement " This is not a demand for payment '' creates confusion and uncertainty about the need to respond and about the true nature of the risk associated with not responding. Your letter creates the false impression that because it purportedly is not a demand for payment failing to respond is inconsequential. Yet, on the other hand your communication admits that failing to " dispute the validity of the debt '' would result in BWW assuming the alleged debt is valid -- an assumption that could impact the Consumer negatively. For example, an incorrect assumption about the validity of the alleged debt if unrebutted would leave the Consumer vulnerable to fraudulent activity, like the furnishing of forged financial instruments and other documents for the purpose of fabricating the appearance of a secured interest in the Consumer 's personal dwelling and homestead ( an interest that otherwise can not exist absent a valid debt ). Next, the attempt to collect the alleged debt could potentially escalate into so call foreclosure proceedings and the possible illegitimate dispossession of the Consumer 's personal dwelling and homestead via illegal asset forfeiture, which may have been avoided if not for deceptive and confusing debt collection communication. This is precisely why the FDCPA prohibits debt collectors from using " misleading representations ''. It is a fact that BWW is a " debt collector '' and was directly or indirectly attempting to collect an alleged debt in behalf of its principal ( s ) XXXX XXXX XXXX , XXXX XXXX " XXXX '' ) the alleged Servicer, and/or XXXX XXXX XXXX XXXX , AS TRUSTEE OF XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX '' ), the alleged creditor, when mailing its communication to the Consumer. XXXX and/or XXXX , who are also both debt collectors as defined under the FDCPA, have contracted
07/16/2016	No	Debt collection Mortgage	False statements or representation Attempted to collect wrong amount	MD 210XX	Web
false information and mis presentation ; If you know about foreclosure fraud, the mass fabrication of mortgage documents in state courts by banks attempting to foreclose on homeowners, you may have one nagging question : Why did banks have to resort to this illegal scheme? Was it just cheaper to mock up the documents than to provide the real ones? Did banks figure they simply had enough power over regulators, politicians and the courts to get away with it? ( They were probably right about that one. ) A newly unsealed lawsuit, which banks settled in XX/XX/XXXX for XXXX, actually offers a different reason, providing a key answer to one of the persistent riddles of the financial crisis and its aftermath. The lawsuit states that banks resorted to fake documents because they could not legally establish true ownership of the loans when trying to foreclose. This reality, which banks did not contest but instead settled out of court, means that tens of millions of mortgages in America still lack a legitimate chain of ownership, with implications far into the future. And if XXXX, supported by the Obama administration, goes back to the same housing finance system, with the same corrupt private entities who broke the nation 's private property system back in business packaging mortgages, then shame on all of us.The XX/XX/XXXX lawsuit was filed in U.S. District Court in both XXXX and XXXX, by a white-collar fraud specialist named XXXX XXXX, on behalf of the federal government, XXXX states and XXXX cities. XXXX banks, mortgage servicers and document processing companies are named in the lawsuit, including mega-banks like XXXX XXXX, XXXX XXXX, XXXX and XXXX XXXX XXXX. XXXX, who fell into foreclosure herself in XX/XX/XXXX, researched her own mortgage documents and found massive fraud ( for example, one document claimed that XXXX XXXX, listed as the owner of her mortgage, acquired ownership in XXXX XXXX, four months after they first filed for foreclosure ). She eventually examined XXXX documents, enough to piece together the entire scheme. A mortgage has XXXX parts : the promissory note ( the IOU from the borrower to the lender ) and the mortgage, which creates the lien on the home in case of default. During the housing bubble, banks bought loans from originators, and then ( in a process known as securitization ) enacted a series of transactions that would eventually pool thousands of mortgages into bonds, sold all over the world to public pension funds, state and municipal governments and other investors. A trustee would pool the loans and sell the securities to investors, and the investors would get an annual percentage yield on their money. In order for the securitization to work, banks purchasing the mortgages had to physically convey the promissory note and the mortgage into the trust. The note had to be endorsed ( the way an individual would endorse a check ), and handed over to a document custodian for the trust, with a " mortgage assignment '' confirming the transfer of ownership. And this had to be done before a 90-day cutoff date, with no grace period beyond that. XXXX XXXX professor XXXX XXXX spelled this out in testimony before Congress in XX/XX/XXXX : " If mortgages were not properly transferred in the securitization process, then mortgage-backed securities would in fact not be backed by any mortgages whatsoever. '' The lawsuit alleges that these notes, as well as the mortgage assignments, were " never delivered to the mortgage-backed securities trusts, '' and that the trustees lied to the SEC and investors about this. As a result, the trusts could not establish ownership of the loan when hey went to foreclose, forcing the production of a stream of false documents, signed by " robo-signers, '' employees using a bevy of corporate titles for companies that never employed them, ... ..
10/19/2016	Yes	Mortgage Conventional adjustable mortgage (ARM)	Loan modification,collection,foreclosure	MD 21015	Web
This is a complaint against BWW Law Group which is a debt collector and as such is liable under the CFPB for it 's actions. I received from BWW Law Group letters dated XX/XX/XXXX, and XX/XX/XXXX, denying my application for a loan modification. I timely appealed the denial, but, to date, BWW Law Group has not responded to my appeal of the denial. Nonetheless, mere days after the XX/XX/XXXX appealed denial, BWW Law Group via its letter to me dated XX/XX/XXXX, solicited me to submit another application for a loan modification. BWW Law Group advised, on page XXXX, that " We will review your completed application for assistance, which must include all required forms and financial documents, even if a foreclosure sale date is scheduled within 30 days. '' Mindful of BWW Law Group 's language, I submitted XX/XX/XXXX, a loan modification application via USPS certified mail/return receipt # XXXX , of which BWW Law Group confirmed its receipt XX/XX/XXXX. I have not since XX/XX/XXXX received any communication from BWW Law Group advising that additional documents to the application are required in accordance with the Consumer Protection Bureau, ( " CFPB '' ), despite the fact that BWW Law Group had 5 business days from the date of receipt to notify me of any additional required documents. As BWW Law Group has not timely requested additional documents, I reasonably assume that BWW Law Group continues to review my application as a " full package ''. BWW Law Group has not denied my XX/XX/XXXX, application nor has it requested additional information, but BWW Law Group did schedule my home to be sold at foreclosure auction on XX/XX/XXXX. This act demonstrates dual-tracking by BWW Law Group, which BWW Law Group attempted to undertake also on both XX/XX/XXXX and XX/XX/XXXX. These attempts to conduct a foreclosure sale of my property while my loan modification application undergoes review is in direct violation of Regulation X, 12 C.F.R. 1024.41 ( g ) and ( j ). It is also a covered error under Regulation X 1024.35 ( b ) ( 10 ), as is a servicer 's failure to provide accurate loss mitigation and foreclosure information. Also, although BWW Law Group claims that the Pooling and Servicing Agreement ( PSA ) dictates the terms of the modification insofar as how many loans in the subject pool may be modified, BWW Law Group also disregards the CFPB in failing to provide proof of this purported reason for a denial of any of my loan modification applications. BWW Law Group provided only a singular letter relating to the investor guidelines, and it predates my submission of a complete application for a loan modification. In it, BWW Law Group suggests that the claimed investor issued a " denial '' of my incomplete application package for a loan modification. Despite BWW Law Group 's claim that pursuant to the PSA the investor will not modify any additional loans in the alleged subject pool, BWW Law Group 's numerous letters soliciting me to submit an application for a loan modification obviate BWW Law Group 's claim that no more loans from the subject pool can be modified. As a result, the existing basis for my being denied a loan modification derives not from an alleged lack of income or any other qualifying criteria, but rather from BWW Law Group 's meaningless claim alleging that the investor limit for modifications has been reached pursuant to the PSA. In any event, I did not sign or agree to the PSA and I am therefore not a party to the PSA, which also governs the requirements for the very " conveyance of the mortgage loans '' into the " pool '' or trust. Yet, BWW Law Group has denied me a loan modification based on a document to which I am not a party. Perhaps it is this contradistinctive situation which owes to BWW Law Group 's perennial issuance of loan modification invitations to me. The XXXX XXXX
06/29/2016	Yes	Debt collection Mortgage	Disclosure verification of debt Not given enough info to verify debt	MD 210XX	Web
email information to cfpb ombudsman team The office of XXXX ombudsman team party XXXX XXXX making the representation had knowledge or belief that the representation was false, or made the representation with the requisite indifference to the truth. acts contrary to honesty and justice why these document was fabricated and doctored documents.Representation was made with the intent to induce the recipient to act, or refrain from acting. Recipient acted or did not act in justifiable reliance on the representation. Recipient suffered damages as a result.XXXX OF THE OFFICE OF OMBUDSMAN TEAM WITH XXXX XXXX XXXX 1. Representation was made of a material fact. 2. Representation was untrue. 3. Party making the representation knew it was untrue. 4. Representation was made with the intent to deceive and for the purpose of inducing the recipient to act upon it. 5. Recipient justifiably relied on the representation. 6. By relying on the untrue statement, the recipient suffered damages. XXXX Misconduct in Other States XXXX. XXXX and XXXX While XXXX and XXXX provided much of the news for reports on attorney misconduct, other states ' attorneys managed to earn negative attention as well. Foreclosure law firms in XXXX and XXXX admitted to committing serious misconduct. Attorneys at XXXX, XXXX, XXXX XXXX XXXX XXXX and at XXXX, XXXX, XXXX XXXX XXXX admitted that other attorneys had signed their signatures in documents submitted to court.XXXX Several notaries had their licenses revoked and the XXXX Court of Appeals adopted a rule allowing courts to appoint independent attorneys to review foreclosure documents for irregularities. The firm took signature pages of bank or servicer employees from affidavits and attached them to other affidavits as needed.XXXX Attorneys signed affidavits that contained blank spaces for amounts to be charged.XXXX A former process server who worked for a company XXXX XXXX hired also cast " " light on sketchy practices. When questioned about records that showed XXXX to XXXX effectuations of service of process over a three day period XX/XX/XXXX ( for a total of {$30000.00} a day ) on XXXX files, the process server quipped, " 'There 's no way they could have that many legitimate papers [... ] There were only XXXX of us who worked the county. ' '' XXXX Later, in XXXX XXXX, XXXX announced the closure of his law firm.XXXX XXXX '' voluntarily de-listed its shares '' from XXXX after the stock dropped to " pennies '' from a year-high of XXXX And thus ended the dazzling rise of XXXX XXXX which had made him wealthy beyond most Americans ' wildest dreams. While dealing with multiple lawsuits, XXXX faced further consternation when the XXXX Bar filed a complaint against him alleging that XXXX violated a court order requiring a response to a lawsuit. Like XXXX, XXXX attracted litigation and controversy over his methods. XXXX 's firm was prone to the same kinds of errors XXXX was, including failing to divulge mortgage payments and filing of shady assignments. including failing to divulge mortgage payments and filing of shady XXXX The XXXX XXXX XXXX Bankruptcy XXXX 's office revealed it " had its [... ] office monitoring cases involving the XXXX firm, '' and various judges threw out cases in which XXXX filed questionable XXXX Attorneys who took over representation of XXXX XXXX that XXXX XXXX filed inaccurate documentation to try to fix missing chain of title XXXX BWW LAW FIRM ARE DOING THIS Judge XXXX XXXX , who has become a kind of folk hero to homeowners ' advocates for his sharply worded anti-bank opinions, discovered XXXX XXXX representing both sides of a lawsuit.XXXX XXXX reportedly came under " repeated criticism by state judges for his practices. '' The firm was a li
04/04/2016	Yes	Debt collection Mortgage	False statements or representation Indicated shouldn't respond to lawsuit	MD 210XX	Web
Disclosure of Personal Conflicts of Interest DOOD FRANK LAW. upon information and phone call to XXXX, we do not owe your loan A futures commission merchant or introducing broker must disclose in research reports and a research analyst must disclose in public appearances whether the research analyst maintains a financial interest in any derivative of a type that the research analyst follows, and the general nature of the financial interest. BWW LAW FIRM AKA XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX. is a MARYLAND State licensed attorney as co-conspirators as a collection agent for XXXX is actually representing XXXX, XXXX and XXXX XXXX in conflict of interest by representing multiple clients with different interests in the same CASE MARYLAND LAW criminal statutes relating to false filings and perjury exist to protect citizens and the judiciary from false filings, including 210.05 : A person is guilty of perjury in the third degree when he swears falsely ; 210.35 : A person is guilty of making an apparently sworn false statement in the second degree when ( a ) he subscribes a written instrument knowing that it contains a statement which is in fact false and which he does not believe to be true, and ( b ) he intends or believes that such instrument will be uttered or delivered with a jurat affixed thereto, and ( c ) such instrument is uttered or delivered with a jurat affixed thereto ; and ( c ) 175.35 Offering a false instrument for filing in the first degree-A person is guilty of offering a false instrument for filing in the first degree when, knowing that a written instrument contains a false statement or false information, and with intent to defraud the state or any political subdivision, public authority ..., he offers or presents it to a public office, public servant, public ... with the knowledge or belief that it will be filed with, registered or recorded in or otherwise become a part of the records of such public office, public servant, public authority ... ; and 175.30 A person is guilty of offering a false instrument for filing in the second degree when, knowing that a written instrument contains a false statement or false information, he offers or presents it to a public office or public servant with the knowledge or belief that it will be filed with, registered or recorded in or otherwise become a part of the records of such public office or public servant. " This is business as usual for all the big banks, '' XXXX said, referring to the manufacture of mortgage NOTE documents out of whole cloth in order to establish legal standing to foreclose on homes.BY LAW FIRM OF bww law group under the control XXXX, XXXX, XXXX XXXX,. Documents were fictitious, false, and fraudulent legal documents filed in the Court and County Clerk 's office under penalty of perjury. 5.. The Foreclosure Complaint conceals facts and is deliberately disoriented to sow confusion that at it states the Mortgage was to Defendant XXXX " as nominee for XXXX '', but provides no proof of an assignment to XXXX but created fraud assignment of deed from XXXX ... years after the original lender cease to exist. The assignment of mortgage is fraud created by indecomm global services from a defunct XXXX, because there no live person at XXXX XXXX XXXX XXXX in 2012 when XXXX XXXX XXXX, created the fruad assignments the bank was cease by FDIC SEE ATTACHED SEE similar fraud created by XXXX XXXX XXXX .. ( XXXX land record audits, XXXX county land record audits ) attached ) indecomm global services is similar to docx featured in XXXX on fraud assignments m Robo signer, fraud, signer working for multiple and claiming to be officers of many banking intuitions.
04/05/2016	Yes	Debt collection Mortgage	False statements or representation Attempted to collect wrong amount	MD 210XX	Web
common denominator USE THE SAME AFFIDAVIT OF LOST NOTE format With these XXXX LAW FIRM FORECLOSURE LAW FIRM fraud document, affidavit, forge note. Robo signing law firm BWW aka XXXX co conspiracy XXXX, XXXX XXXX, XXXX, XXXX XXXX. 1, Law firm BWW aka XXXX XXXX, XXXX, XXXX XXXX, XXXX XXXX. -- use the same fraud affidavit lost note format ( attached ) 2.XXXX XXXX -- use the same fraud affidavit lost note format ( attached 3. XXXX XXXX -- use the same fraud affidavit lost note format ( attached ). Law firm BWW aka XXXX XXXX, XXXX, XXXX XXXX, XXXX XXXX. -- use the same fraud affidavit lost note format ( attached ) 1.XXXX XXXX XXXX ( XXXX XXXX '' ), Respondent, a member of the Bar of XXXX, routinely authorized XXXX non-lawyer members of the staff of what is now BWW Law Group , LLC ( `` BWW Law '' ) to sign his name on documents-including affidavits-in foreclosure filings. XXXX instructed the staff members ( who were also notaries public ) to notarize the affidavits, even though he had not signed them. After learning of allegations that the affidavits had been falsely notarized, XXXX reported himself to the Attorney Grievance Commission of XXXX ( " the Commission '' ), Petitioner. On XXXX XXXX, XXXX, in this Court, Bar Counsel filed a " Petition for Disciplinary or Remedial Action '' against XXXX, charging him with violating XXXX XXXX ' Rules of Professional Conduct ( " MLRPC '' ) 3.3 ( Candor Toward the Tribunal ), 5.1 ( Responsibilities of Partners, Managers, and Supervisory Lawyers ), 5.3 ( Responsibilities Regarding Nonlawyer Assistants ), and 8.4 ( Misconduct ). 1 '' 'Robo-signing '... most often refers to the process of mass-producing affidavits for foreclosures without having knowledge of or verifying the facts. '' Attorney Grievance Comm'n v. XXXX, XXXX XXXX. XXXX, XXXX, XXXX XXXX XXXX, XXXX ( XXXX ). " Robosigning '' may also refer to the mass-production of affidavits that the affiant did not sign. See id. at XXXX, XXXX XXXX at XXXX. As discussed below, this attorney discipline proceeding involves the latter type of " robo-signing. " On XXXX XXXX, XXXX, XXXX e-mailed every member of XXXX XXXX 's staff, stating that he would no longer robo-sign, i.e., authorize others to sign and notarize his name on documents in foreclosure filings. Since then, BWW Law has banned robosigning, as stated in BWW Law 's current employee handbook.XXXX XXXX Foreclosure Mill Shut Down After Guilty Plea And Consent to Judgment, Changes Name to XXXX XXXX XXXX foreclosure mill, Law Firm of XXXX XXXX, has been shut down after the owner, XXXX XXXX, pled guilty to unlawful and unethical practices at his firm. It appears that the firm hopes to have a smooth transition to a new law office, XXXX XXXX, headed by XXXX XXXX 's brother, XXXX XXXX. In XXXX, XXXX XXXX, apparently playing both sides of the crisis, in more than XXXX instancerepresented a property owner against the very same financial institution that he also represented, in at least some capacity, in other foreclosure cases.In XXXX XXXX, XXXX XXXX paid XXXX dollars to settle a XXXX Attorney General investigation into questionable foreclosure practices and suspicious document. massive foreclosure fraud on part of XXXX may ..XXXX XXXX XXXX, XXXX - XXXX XXXX, XXXX. XXXX XXXX, XXXX. has been approached by several homeowners who were the victims of fraudulent foreclosure actions filed by the ... XXXX XXXX has been requested to file an action naming the XXXX XXXX, its employees who manufactured the fraudulent documents and foreclosure foreclosure papers, and the banks and servicer who used the XXXX XXXX to perpetrate the fraudulent foreclosures which numbered XXXX.
06/30/2016	Yes	Debt collection Mortgage	False statements or representation Attempted to collect wrong amount	MD 210XX	Web
Law Firm Must Pay $ XXXX For Operating Automated Debt-Collection ... XXXX ... Consumerist XXXX XXXX, XXXX - In XXXX XXXX, the Consumer Financial Protection Bureau sued XXXX XXXX XXXX XXXX XXXX -- a law firm that specializes exclusively in debt ... emailed to cfpb ombudsman team XXXX / XXXX fraud mortgage assignment robo signer around the county filing of shady assignments. . Representation was made of a material fact. 2. Representation was untrue. 3. Party making the representation knew it was untrue. 4. Representation was made with the intent to deceive and for the purpose of inducing the recipient to act upon it.5. Recipient justifiably relied on the representation. 6. By relying on the untrue statement, the recipient suffered damages.1 1. A false representation was made, usually one of fact. 2. Party making the representation had knowledge or belief that the representation was false, or made the representation with the requisite indifference to the truth. 3. Representation was made with the intent to induce the recipient to act, or refrain from acting. 4. Recipient acted or did not act in justifiable reliance on the representation.5. Recipient suffered damages XXXX a result. D. Misconduct in Other States 1. Maryland and Virginia While Florida and New York provided much of the news for reports on attorney misconduct, other states ' attorneys managed to earn negative attention as well.Foreclosure law firms in Maryland and Virginia admitted to committing serious misconduct. Attorneys at XXXX and at XXXX admitted that other attorneys had signed their signatures in documents submitted to court.XXXX Several notaries had their licenses revoked and the Maryland Court XXXX XXXX adopted a rule allowing courts to appoint independent attorneys to review foreclosure documents for irregularities.XXXX Meanwhile, at the Virginia firm of XXXX , attorneys admitted to the same practices, supposedly to avoid the " sloppy '' practice of crossing out another attorney 's name below a signature line.XXXX Show cause hearings were held in several Maryland counties regarding the issu t another headline-making Florida firm being investigated by the Florida Attorney General , an attorney at the Law Offices of XXXX XXXX XXXX said she handled between XXXX and XXXX XXXX files at any given time.XXXX Further, the attorney testified that it was common practice to sign documents without notaries present, and then to allow notaries to stamp those documents later as if they had been signed in front of a notary.XXXX As with XXXX, rumors circulated that XXXX XXXX signed documents without reviewing them.XXXX After XXXX XXXX stopped referring cases to the firm,XXXX the firm paid {$2.00} XXXX to settle the attorney general 's investigation, making it the only high volume foreclosure firm in Florida to settle.XXXX The foreclosure mill, XXXX, has been shut down after the owner, XXXX XXXX, pled guilty to unlawful and unethical practices at his firm. D. Misconduct in Other States 1. Maryland and Virginia While Florida and New York provided much of the news for reports on attorney misconduct, other states ' attorneys managed to earn negative attention as well. Foreclosure law firms in Maryland and Virginia admitted to committing serious misconduct. Attorneys at XXXX and at XXXX, XXXX admitted that other attorneys had signed their signatures in documents submitted to court.XXXX Several notaries had their licenses revoked and the Maryland Court of XXXX adopted a rule allowing courts to appoint independent attorneys to review foreclosure documents for irregularities.XXXX Meanwhile, at the Virginia firm of XXXX
04/07/2016	Yes	Debt collection Mortgage	False statements or representation Attempted to collect wrong amount	MD 210XX	Web
XXXX have continue to sent false information and Representative. most recently on XXXX XXXX i received affidavit of lost note ... ... .. on a recorded phone conversation i was told by XXXX XXXX , XXXX ( XXXX Ombudsman Team of office of WE DO NOT HAVE THE original NOTE YOUR NOTE IS LOST SEE attached affidavit of lost note date XXXX/XXXX/XXXX your original note is still missing.. the affidavit does not have the first name of the notary ( XXXX require notary name to appear as the would on drivers licence, the signer XXXX XXXX, no first name ..the allege check of the first box, personally known not the second box, XXXX XXXX, XXXX XXXX both signature are missing first name ... i did not sign my loan with XXXX ... .but with XXXX, two separate entities. i said why is these law firm BWW AKA XXXX Are co conspiracy filing fraudulent foreclosure complaints with the courts of the State of Maryland and the County Clerks to deceive the Courts and clerks into believing they are accepting legal papers to obtain judgments against homeowners? Bww aka XXXX co conspiracy filing fraudulent foreclosure complaints with the courts of the State of XXXX and the County Clerks to deceive the Courts and clerks into believing they are accepting proper legal papers to obtain judgments against homeowners ... .. created fraud original note when they have admitted from XXXX ombudsman team XXXX XXXX on a record conversation we do not have the note ... your original note is missing that why I sent you this lost note affidavit of lost note, what we have in the recorded conversation he said .. is just scanned image copy we do not have the original note .. so the original ( the law firm of BWW. XXXX was not in fact original but colored copy of created to show it was the original Bww aka XXXX co conspiracy filing fraudulent foreclosure complaints with the courts of the State of XXXX and the County Clerks to deceive the Courts and clerks into believing they are accepting proper legal papers to obtain judgments against homeowners ) he said we do not have the original note, is still missing I sent you a letter dated XXXX XXXX XXXX ... your original note is still missing ..your original note is missing see lost note affidavit ... lost note affidavit signer are missing first name of all signer, the notary does have a first name, the signer does not have the first name, the bank is wrong WHEN COMPARE TO DIGITAL IMAGE OF scanned NOTE XXXX XXXX SENT DATE XXXX XXXX he said. Your note is lost we do not have the original, all we have is what I sent to digital image scanned attached to the letter and lost note to confirm your note is missing fraud created document backdated to show standing by BWW AKA XXXX $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ Pattern of fraud with BWW AKA XXXX ( the law firm of BWW. XXXX was not in fact original but colored copy created to show it was the original BY Bww aka XXXX co conspiracy filing fraudulent foreclosure complaints with the courts of the State of XXXX and the County Clerks to deceive the Courts and clerks into believing they are accepting proper legal papers to obtain judgments against homeowners ) Is the conduct of Defendants illegal, unlawful and criminal to which they are engaging in a racket against the public and the judiciary that causes homeowners to unlawfully lose their homes, money to CO CONSPIRACY bww or XXXX and/or engage in litigation to defend themsleves against false filings by CO CONSPIRACY bww or XXXX XXXX, XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXX
05/09/2016	Yes	Debt collection Mortgage	Disclosure verification of debt Right to dispute notice not received	MD 210XX	Web
Called after sent written cease of communication notice Did not receive notice of right to dispute Foreclosure Firm XXXX XXXX XXXX to Close Down By XXXX XXXX XXXX XXXX, 2011 XXXX XXXX XXXX, 2011 XXXX In a photo from a former employee of the law firm of XXXX XXXX XXXX, XXXX employees mocked homeowners whose homes had been foreclosed.In a photo from a former employee of the law firm of XXXX XXXX XXXX, XXXX employees mocked homeowners whose homes had been foreclosed. A law firm that had become a lightning rod in the controversy over mortgage-foreclosure practices has shut down, costing XXXX employees their jobs. The XXXX XXXX XXXX XXXX. law firm, which has offices in XXXX, N.Y., and XXXX, N.Y., has filed papers with government agencies notifying them that it plans to close. It made the filings under a federal law requiring employers to provide notice before mass layoffs. " Disrupting the livelihoods of so many dedicated and hardworking people is extremely painful, but the loss of so much business left us no choice but to file these notices, '' said XXXX XXXX in a statement issued on Monday. A firm spokesman said it would have no further comment beyond the release. XXXX XXXX and his colleagues have come under fire for their foreclosure-related legal work. They are one of numerous firms across the country that represent banks and services in trying to foreclose on the millions of homeowners who have defaulted on their loans. Some of these firms ' aggressive, and, in some cases, duplicitous practices, have earned them the moniker " foreclosure mills. '' The XXXX firm 's tactics, which included the " robo-signing '' of documents, has been among the most criticized. Last year, a state court judge in XXXX called XXXX foreclosure filing from the XXXX firm " incredible, outrageous, ludicrous and disingenuous. '' Last month, the firm struck a settlement with the United States attorney 's office in XXXX, which had been investigating the XXXX firm and whether, on behalf of its lender clients, it filed misleading legal papers to expedite foreclosures. The firm agreed to pay a XXXX penalty and vowed change its practices to resolve the case. " In mortgage foreclosure proceedings, there are no excuses for sloppy practices that could lead to someone mistakenly losing their home, '' XXXX XXXX XXXX, the United States attorney in XXXX, said in a statement at the time of the settlement. " Homeowners facing foreclosure can not afford to have faulty paperwork or inadequate evidence submitted, and today 's agreement will help minimize that risk. '' But despite its settlement with the federal government, the firm 's fortunes worsened this month after XXXX published photos of a XXXX party at the XXXX firm showing employees wearing costumes mocking people who had lost their homes. After those photos surfaced, the mortgage giants XXXX XXXX and XXXX cut off the XXXX firm, forbidding servicers of their mortgages from using XXXX XXXX and his colleagues. That effectively served as the firm 's death knell. On Saturday, XXXX XXXX, XXXX XXXX columnist who originally wrote about the firm 's XXXX party, published another column about the controversy. In it, he quoted an e-mail that XXXX XXXX had sent him last week. " XXXX XXXX -- You have destroyed everything and everyone related to XXXX XXXX XXXX XXXX, '' said the letter. " It took 40 years to build this firm and three weeks to tear down. '' " I think that 's what they call shooting the messenger, '' XXXX XXXX wrote.
01/06/2016	Yes	Debt collection Mortgage	Disclosure verification of debt Right to dispute notice not received	MD 210XX	Web
BWW XXXX XXXX third party = similar to XXXX XXXX debt collector CFPB FDCPA XXXX XXXX Not enough information to verify debt i.e. amount of debt & name of creditor address of creditor Talked to a third party about my debt ( XXXX company similar to XXXX features in XXXX XXXX XXXX robo signer that lead to Banks, Mortgages, Forgeries and Foreclosures - XXXX Foreclosure Robo-Signing ... Featuring XXXX and XXXX XXXX XXXX Home Real Estate Foreclosures & Short Sales XX/XX/XXXX - Probably the most famous of the many " Robo-Signers '' that have been discovered is " XXXX XXXX '', who was an employee of XXXX based out.. sam e actions as XXXX a 3rd party manufacturing company XXXX XXXX XX/XX/XXXX - Uploaded by XXXX XXXX XXXX XXXX XXXX, XX/XX/XXXX XXXX XXXX forgery foreclosure mortgage, home house reo crime XXXX XXXX ... XXXX : Criminal Charges in the Foreclosure Scandal ... XXXX XXXX XXXX XXXX XX/XX/XXXX - What 's XXXX? Remember XXXX XXXX, the employee who supposedly signed XXXX foreclosure affidavits? Here 's a graphic the ... Sued me without properly notifying me of lawsuit I obtained information and copies from clerk office circuit in XXXX, XXXX records file after I view the case file on XXXX judiciary search search on line public information about cases files denying my right to defend and schedule sale date before the case hearing order by county judge deceptive, and unconscious actions of the law firm bww the attorney XXXX Misconduct in Other States XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX, XXXX, XXXX XXXX XXXX, XXXX, XXXX XXXX XXXX, XXXX, XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX, XXXX ROBO-LITIGATION Re : Attorney Misconduct at Foreclosure Mills The scale of attorney malfeasance in connection with the foreclosure crisis is enormous. Whether attorneys knowingly filed false documents or simply failed to question documents they had reason to suspect, a large numbers of attorneys were complicit in the filing of tainted documentation throughout the nation. These foreclosure law firms reveal that attorneys do not feel that discovery of the truth is any one person 's responsibility. We can now see that foreclosure litigation, has resulted in robotic attorney practices culminating in severely troubling ethical lapses. Attorneys increasingly revert to the bare floor of rules, rather than examining a sense of obligation to the profession as a whole D. Misconduct in Other States XXXX. XXXX and XXXX foreclosure mill trustee XXXX misconducts While XXXX and XXXX provided much of the news for reports on attorney misconduct, other states ' attorneys managed to earn negative attention as well. Foreclosure law firms in XXXX and XXXX admitted to committing serious misconduct. Attorneys at XXXX, XXXX, XXXX XXXX XXXX XXXX and at XXXXXXXX XXXX XXXX XXXX admitted that other attorneys had signed their signatures in documents submitted to court. XXXX Several notaries had their licenses revoked and the XXXX Court of Appeals adopted a rule allowing courts to appoint independent XXXX Order Adjudicating Plaintiff 's Attorney 's in Contempt of Court at XXXX, XXXX XXXX XXXX v. XXXX XXXX, No. XXXX ( XXXX Cir. Ct. XX/XX/XXXX ), available at XXXX. at XXXX XXXX XXXX XXXX, Banks XXXX Foreclosures, XXXX XXXX XXXX, XXXX XXXX, XXXX, XXXX Plaintiff 's Motion to Purge Amended Affidavit of Indebtedness from the Record, XXXX XXXX XXXX , XXXX XXXX XXXX v. XXXX, XXXX. XXXX XXXX XXXX XXXX
04/16/2018	Yes	Mortgage Conventional home mortgage	Struggling to pay mortgage	MD 21015	Web
We are encountering a problem with BWW Law Group that I believe is of sufficient severity and impact to require the enforcement actions of the Consumer Financial Protection Bureau ( CFPB ). These are problems that never should have started, should have been stopped a long time ago, and are still happening right now in spite of endless consent orders ordering them to stop their behavior. BWW Law Group has been attempting to illegally foreclose on our home in spite of the fact that they are dual-tracking us, as well as violating numerous other laws, regulations, and consent judgments by their actions. No legitimate modification process adhering to the mandatory rules and calculations has ever been completedforcing us to repeatedly submit modification packages that are continually mishandled. BWW Law Group continues to attempt to foreclose on us while we have an active modification application with the loan servicer. The problem continues to increase in severity due to a complete inability to communicate with the loan servicer that ostensibly directs the actions of BWW Law Group. BWW Law Group is currently attempting to sell our home on XX/XX/XXXX, while the loan servicer continues to fail to answer its phone and return any messages. Our inability to have live contact with the servicer at this critical time is illustrated by the call record as follows : 9 calls now : 1. ) Tuesday XXXX XXXX XX/XX/XXXX NO ANSWER, NO RETURN OF MESSAGE 2. ) Wednesday XXXX XXXX XX/XX/ NO ANSWER, NO RETURN OF MESSAGE 3. ) Wednesday XXXX XXXX XX/XX/XXXX NO ANSWER, NO RETURN OF MESSAGE 4. ) Thursday XXXX XXXX XX/XX/XXXX NO ANSWER, NO RETURN OF MESSAGE 5. ) Thursday XXXX XXXX XX/XX/XXXX NO ANSWER, NO RETURN OF MESSAGE 6. ) Friday XXXX XXXX XX/XX/XXXX NO ANSWER, NO RETURN OF MESSAGE 7. ) Saturday XXXX XXXX XX/XX/XXXX NO ANSWER, NO RETURN OF MESSAGE 8. ) Saturday XXXX XXXX XX/XX/XXXXNO ANSWER, NO RETURN OF MESSAGE 9. ) Saturday XXXX XXXX XX/XX/XXXX NO ANSWER, NO RETURN OF MESSAGE We really need help to put a stop to this. It is essential that people be able to communicate with a live person when the servicer and its agents are attempting to illegally sell their homeespecially when it is illegal. We dont even know if BWW Law Group actually has any instructions or any authority to pursue any foreclosure actions. A previous attempt to foreclose on us appears to have been an intentional action that was not authorized by the servicer. This dubious event requires further investigation. We have to know what is going on in this situation. We have been continually fighting these problems with BWW Law Group, and the situation just keeps getting worse. The actions of BWW Law Group have resulted in a number of lawsuits brought by the Consumer Financial Protection Bureau ( CFPB ) for problems like this, and they are legally required by court orders to handle these issues properlyand to not do what they are again doing right now. This problem is very serious and they are in clear violation of the law. They are ignoring numerous laws and consent orders. The CFPB must enforce these laws and orders. These illegal actions by BWW Law Group must be stopped immediately by any means necessary. The CFPB must take action to put a stop to this insane situation. No American citizennor anyone else for that mattershould have to go through this kind of experience in a civilized society.
11/18/2021	Yes	Debt collection Mortgage debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	MD 20743	Web	Servicemember
BWW LAW GROUP LLC.XXXX The BWW LAW GROUP, LLCXXXX and all its active partners, who continue to willfully violate the consumer protection laws as if they do not apply to their practice. I have been personally damaged by their violations as a federally protected consumer for almost 3 years now. As we all know ignorance of the law is no excuse. They are in direct violation of Federal law and are civilly liable due to their willful non compliance as debt collectors pursuant to 15 USC 1681n. Below you will find the US Codes they have willfully violated against me that can be proven : XXXX. 15 USC 1692c ( a ) - Communication without prior written consent or expressed permission. XXXX. 15 USC 1692c ( b ) - Communication without prior consent or expressed written permission. XXXX. 15 USC 1692d ( 1 ) - Attacking my reputation by accusing me of owing a debt. XXXX 15 USC 1692d ( 2 ) - Using false deceptive or misleading representations. XXXX 15 USC 1692e ( 2a ) - False representations of the character and amount of the alleged debt. XXXX. 15 USC 1692e ( 2b ) - False representation of any service rendered or compensation. Accusing me of owing a debt for an alleged loan. XXXX. 15 USC 1692e ( 8 ) - Communicating false information. Communicating false information to the court of me owing an alleged debt.Attempting and threatening to sue and repossess my home. XXXX. 15 USC 1692e ( 9 ) - Use/Distribution of communication without authorization or approval. XXXX. 15 USC 1692e ( 10 ) - False representation. BWW is not a party to the alleged debt by my consent. XXXX 15 USC 1692e ( 12 ) - False representation/ implication. I am a innocent purchaser for value. XXXX. 15 USC 1692f- Unfair practices attempting to collect an alleged debt. XXXX. 15 USC 1692f ( 1 ) - Attempting to collect a debt unauthorized by an agreement between parties. XXXX. 15 USC 1692g ( a4 ) - Certifiable validation and verification of alleged debts. XXXX. 15 USC 1692j ( a, b ) - Furnishing certain deceptive forms. They are not a party to the alleged debt, yet they sent me 6+ letters to my abode without consent.Threatening me with obscene language. XXXX. 18 USC 1028a- Aggravated Identity Theft. They are in possession of my location and personal identifying information without my written consent. XXXX ( the paralegal requested my Social security number on the phone, ( when I called to discuss this matter today ) to verify my identity. Yet I have never given this information to BWW LAW GROUP , LLC. They are in possession of this information illegally. You continue to commit fraud pursuant to rule XXXX. You are not to carry on the business of practicing law for a corporation. People v. XXXX dermatological institute XXXX XXXX XXXX. XXXX ; XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. XXXX. Pursuant 15 USC 1602g, I the CREDITOR have the right to extend credit just as under 15 USC 1635 I have the right to rescind credit. Im not sure which part of the consumer protection laws are not clear to BWW LAW GROUP , LLC. Is it that they believe these laws do not apply to them? They continue to harass me by mail, they have defaulted in Maryland XXXX XXXX to ALL of our notices. They are willfully dragging this out to cause further damage and attempting to ignore the consumer protection laws.
11/18/2021	Yes	Debt collection Mortgage debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	MD 20743	Web	Servicemember
BWW LAW GROUP LLC./XXXX The BWW LAW GROUP, LLCXXXX and all its active partners, who continue to willfully violate the consumer protection laws as if they do not apply to their practice. I have been personally damaged by their violations as a federally protected consumer for almost 3 years now. As we all know ignorance of the law is no excuse. They are in direct violation of Federal law and civilly liable due to their willful non compliance as debt collectors pursuant to 15 USC 1681n. Below you will find the US Codes they have willfully violated against me that can be proven : 1. 15 USC 1692c ( a ) - Communication without prior written consent or expressed permission. 2. 15 USC 1692c ( b ) - Communication without prior consent or expressed written permission. 3. 15 USC 1692d ( 1 ) - Attacking my reputation by accusing me of owing a debt. 4. 15 USC 1692d ( 2 ) - Using false deceptive or misleading representations. 5. 15 USC 1692e ( 2a ) - False representations of the character and amount of the alleged debt. 6. 15 USC 1692e ( 2b ) - False representation of any service rendered or compensation. Accusing me of owing a debt for an alleged loan. 7. 15 USC 1692e ( 8 ) - Communicating false information. Communicating false information to the court of me owing an alleged debt.Attempting and threatening to sue and repossess my home. 8. 15 USC 1692e ( 9 ) - Use/Distribution of communication without authorization or approval. 9. 15 USC 1692e ( 10 ) - False representation. BWW is not a party to the alleged debt by my consent. 10. 15 USC 1692e ( 12 ) - False representation/ implication. I am a innocent purchaser for value. 11. 15 USC 1692f- Unfair practices attempting to collect an alleged debt. 12. 15 USC 1692f ( 1 ) - Attempting to collect a debt unauthorized by an agreement between parties. 13. 15 USC 1692g ( a4 ) - Certifiable validation and verification of alleged debts. 14. 15 USC 1692j ( a, b ) - Furnishing certain deceptive forms. They are not a party to the alleged debt, yet they sent me 6+ letters to my abode without consent.Threatening me with obscene language. 15. 18 USC 1028a- Aggravated Identity Theft. They are in possession of my location and personal identifying information without my written consent. XXXX ( the paralegal requested my Social security number on the phone, ( when I called to discuss this matter today ) to verify my identity. Yet I have never given this information to BWW LAW GROUP , LLC. They are in possession of this information illegally. You continue to commit fraud pursuant to rule 60. You are not to carry on the business of practicing law for a corporation. XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. Pursuant 15 USC 1602g, I the CREDITOR have the right to extend credit just as under 15 USC 1635 I have the right to rescind credit. Im not sure which part of the consumer protection laws are not clear to BWW LAW GROUP , LLC. Is it that they believe these laws do not apply to them? They continue to harass me by mail, they have defaulted in Maryland Circuit Court to ALL of our notices. They are willfully dragging this out to cause further damage and attempting to ignore the consumer protection laws.
05/24/2016	No	Debt collection Mortgage	False statements or representation Impersonated an attorney or official	MD 210XX	Web
XXXX same as XXXX XXXX XXXX fraud documentation robo signing reied on by co conspirator, indecome globalserices, XXXX, BWW XXXX Collector forecloure mill .for deception and faulty evidence.debts that often could not be verified or may not be owed. Debt collectors BWW and conspirators named XXXX, BWW, XXXX, BANK XXXX use the court system for purposes of intimidation ( ASSIGNMENT FRAUD, FRAUD AND MULTIPLE VERSION COPY OF NOTES, FRAUD allonge, create mortgage notes using modern technology, fraud lost note affidavits none these document were ever certify as true and original copy by a practicing attorney in the foreclosure mill even with almost XXXX foreclosure mill attorney attached to this case. XXXX XXXXXXXX XXXX, XXXX, XXXX, XXXX XXXX knew these documents were fraud but continue o file even fraud note manufactured using the miracle modem technology, undated allonge signed by XXXX XXXX, of XXXX XXXX, and XXXX XXXX fraud stamp that on the note even ( several years she may longer work with residential funding, XXXX, home comming, that no longer cease to exist ), Introducing faulty or unsubstantiated evidence, Intimidating consumers with deceptive court filings THEY used sworn statements OF fraud affidavit, declarations of debts, assignments fraud prepared by XXXX prepared and robo signed from contract robo signer that claimed to be officers of multiple banking institutions attesting to details about consumer debts to support its lawsuits with no personal knowledge of defunct entities.when challenged their defense are baseless without merits.see similar actions of foreclosure XXXX law XXXX Firm Reaches Settlement with CFPB over Debt Collection Lawsuit XXXX XXXX, 2015 Under a settlement with the CFPB, the Georgia-based debt collection law firm will pay a {$3.00} XXXX fine and nsure the existence of a variety of non-monetary compliance policies and procedures. On XXXX XXXX, 2015, Judge XXXX XXXX denied the XXXX Firm 's Motion to Dismiss in the case Consumer Financial Protection Bureau XXXX XXXX XXXX XXXX XXXX XXXX, XXXXXXXX XXXX, 2015 XXXX XXXX XXXX XXXX XXXX, 2015 ). In doing so, the district court concluded that the practice-of-law exclusion does not bar the CFPB 's CFPA claims. IN A SIMILAR CASE the CFPB has ordered XXXX of the XXXX law firm 's clients, XXXX XXXX, XXXX XXXX XXXX, and XXXX XXXX XXXX, to overhaul their debt collection practices and to refund millions to harmed consumers. The Bureau will continue working to ensure all players in the collections market treat consumers fairly.
01/23/2017	Yes	Debt collection Mortgage	Taking/threatening an illegal action Seized/Attempted to seize property	MD 20720	Web
XXXX XXXX XXXX and BWW Law Group are debt collectors who has for the last three years lodged threats to physically arrest, cause harm, seize, dispossess, disable assets and other personal property of the Consumer, his estate and family. XXXX and BWW has manufactured, fabricated, counterfeited monetary instruments bearing the consumers Identity without authorization and consent. Identity Theft is a crime and thus has been reported to the FTC and Home Land Security by complaint. XXXX and BWW was ordered by the Consumer to Cease and Desist all physical, terroristic threats against the consumer, but has only increased its criminal harassment and has filed multiple non-judicial actions in incompetent court who lacks jurisdiction over federal question. BWW has misrepresented the face value of certain foreign instruments bearing the consumers name by more than $ XXXX. BWW attempts to benefit illegally from the consumers identity on forged instruments they are not entitled too. BWW and XXXX poses a serious physical harm to the consumer and the consumer feels threatened that it will continued to be imprisoned and arrested by its illegal, unlawful acts. BWW is sole driving force behind the assault of the consumer and fails to respect the sovereignty of the consumer defined in XXXX XXXX XXXX. The federal and constitutional laws BWW and XXXX continues to violate is of significance. BWW appears to disregard the preemption, Supremacy a consumer has over any state laws. Yet, BWW acts as if it above federal law while engaging in interstate commerce for illegal purposes. BWW and XXXX was Ordered to pay actual damages in the amount of {$4.00} XXXX Dollars pursuant to XXXX XXXX XXXX ) ( XXXX ) ( XXXX ) ( XXXX ). This Administrative Action is to document and record with the consumers federal Agency, the Decree issued in compliance with the sovereign power inherent in the consumer to govern its debtors. BWW and XXXX must file a timely response which must be in accordance with the FDCPA, 1692 ( c ) ( c ) ( 1 ). This Foreign Judgment of the consumer will be enforced by Judicial Review in a duly constituted court, if the consumers demands are not met. BWW and XXXX must immediately cease misrepresenting a Trust, Deed or other arrangement with the consumer, as such relationship does not legally and lawfully exist. Even if it did, it is, now, and previously terminated with prejudice.
07/11/2017	Yes	Debt collection I do not know	False statements or representation Attempted to collect wrong amount	MD 21215	Web
XXXX XXXX and XXXX XXXX has hired another attorney to intimidate and threaten me after their admission to forged signatures and fraudulent documents in XXXX City Circuit Court. The following is complaints for BWW Law Group and XXXX XXXX 1. Candor Toward the Tribunal Rule 19-303.3 - BWW Law Group accepted XXXX as a client with knowledge of forgeries and fraudulent documents. The admissions are attached on 3 separate statements the admission was made. ( see forgery statements attached ) - BWW Law Group accepted XXXX as a client with knowledge of a Forensic Document Examiner 's report that my ( XXXX XXXX ) signature was forged. Though the Circuit Court judge ruled authentic signatures, there is a claim filed with Judicial Disabilities. ( see Forensic report attached ) - BWW Law Group/ Attorney XXXX was aware of the mortgage payment discrepancies Attorney XXXX stated in 3 letters that the amount is {$130000.00}. XXXX and XXXX XXXX submitted court documents that the amount is {$160000.00}. ( see attached discrepancies. - BWW Law Group and XXXX XXXX fraudulently submitted a validation of debt after XXXX XXXX submitted an affidavit that the note was lost. ( See affidavit attached ) 2. Respa Violations -XXXX and XXXX XXXX submitted 5 different versions of settlement sheets, presented in court with differences in loan amount, contract sales price, amount due from borrower, signature of borrower and date signed. - The deed was notarized one year after the alleged settlement date. -The deed was recorded 8 months after the alleged settlement date. 3. Violation of Federal Debt Protection Act - XXXX has trespassed on my property leaving a notice taped to my railing. - XXXX representative told my neighbors I was being foreclosed on within the past 30 days. The harassment has been extreme I have filed 2 Cease and Desist. - I have received threats from local XXXX # stating that I will be out on the street 4. Violation FTCA - BWW has called my work number at least 5 times. These were the threatening phone calls. I have returned to XXXX after living through this horror with XXXX XXXX threats for years. I have maintained from the time that I received the fraudulent validation of debt documents that this is not my note and this is not my deed. My name has been placed all over someone else 's debt. Respectfully, XXXX XXXX XXXX
11/02/2019	Yes	Debt collection I do not know	False statements or representation Impersonated attorney, law enforcement, or government official	DC 20010	Web
on XX/XX/XXXX I obtained line of credit from XXXX XXXX XXXX , XXXX, with amount of {$250000.00} with account number # XXXX. on XX/XX/XXXX XXXX XXXX XXXX breach its contract and at that time that I need it most caused me forclosure of my 3 properties in Virginia . on XX/XX/XXXX I filed chapter XXXX bankruptcy, and case converted to chapter XXXX unlawfully, and since trustee transfer all of my money from DIP account ( {$91000.00} ) to his account I was not able to pay XXXX XXXX XXXX LINE OF CREDIT since XX/XX/XXXX. and XXXX XXXX XXXX, XXXX close that account on XX/XX/XXXX. first third party debt collector BWW LAW GROUP LLC tried to collect # XXXX when they could not and find it was forclosure, then third party debt collector BWW LAW GROUP LLC try to collect same line of credit with different account number # XXXX ( amount of {$160000.00} XXXX XXXX XXXX, XXXX closed it on XX/XX/XXXX ) and under name of XXXX XXXX XXXX XXXX for amount of {$250000.00}. and after forclosure XXXX XXXX XXXX XXXX transfer account # XXXX to XXXX XXXX XXXX, XXXX since both account is under one line of credit agreement and both closed and breached and passed statue of limitation. by forclosure and transferring it to debt collector XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX caused a lot of harm and damaged financially and mentally to I, and my family, I disputed BWW LAW GROUP LLC ( XXXX XXXX, and XXXX XXXX ) complaint several time at least 11 times and they ignored me. third party debt collectors finally without any court hearing all hearsay and with different case laws that are not related to the case without any facts or evidence with deceptive action, got judgment against I, and my husband ( he is not party in alleged debt ), to foreclose my home stead property with a line of credit that was breached and passed statue of limitation. alleged case : XXXX at SUPERIOR COURT OF THE DISTRICT OF COLUMBIA, XXXX XXXX XXXX, XXXX XXXX XXXX esq XXXX XXXX esq BWW LAW GROUP , LLC XXXX XXXX XXXX XXXX XXXX XXXX XXXX V XXXX XXXX XXXX, XXXX PLAINTIFF ( S )
09/14/2015	Yes	Mortgage Conventional adjustable mortgage (ARM)	Loan modification,collection,foreclosure	MD 21015	Web
This is a complaint against BWW Law Group which is a debt collector and as such is liable under the CFPB for it 's actions. I have submitted a complete application for a loan modification to the debt collector, BWW Law Group, on numerous occasions to the present. I have received letters dated XXXX XXXX, 2015, and XXXX XXXX, 2015, denying my application for a loan modification. I timely appealed the denial. To date, BWW Law Group has not responded to my appeal of the denial, and as such, no foreclosure sale date can be scheduled pursuant to the CFPB. Pursuant to 12 C.F.R. 1024.41 ( g ) ( 1 ), if a foreclosure action has already been filed and it is more than 37 days before a foreclosure sale, and the borrower submits a complete loss mitigation application, a servicer can not " move for a foreclosure judgment [ including a dispositive motion like a motion for default judgment, on the pleadings or summary judgment ] or order of sale or conduct a foreclosure sale until there has been a final outcome of the decision process for the loan modification. " The CFPB requires that the appeal must be reviewed by different personnel than those responsible for evaluating the borrower 's application. And, within 30 days of the borrower making an appeal, the servicer must provide a notice to the borrower stating the servicer 's determination of whether the servicer will offer the borrower a loss mitigation option based on the appeal. Id. at XXXX ( XXXX ). BWW Law Group, profoundly ignoring the CFPB, is dual-tracking me in order to foreclose on my home, going so far as to schedule a sale date of XXXX XXXX, 2015. Debt Collector Address : BWW Law Group, LLCXXXX XXXX XXXX. XXXX XXXX, Maryland XXXX ( XXXX ) XXXX ext. XXXX ( XXXX ) ( XXXX ) XXXX ( XXXX ) XXXXXXXXXXXX
08/24/2022	Yes	Debt collection Mortgage debt	Attempts to collect debt not owed Debt was paid	MD XXXXX	Web	Older American, Servicemember
I, XXXX and XXXX XXXX, am officially filing this complaint against Debt Collectors ; BWW Law Group and XXXX XXXX for violations under the RESPA. On XX/XX/2017, BWW Law Group and XXXX XXXX auctioned off our property known as XXXX XXXX XXXX, XXXX, Maryland XXXX. However, these debt collectors had no standing to sell our property. In addition, the document used as a debt instrument was fraudulent and the lender named as the secured party to the foreclosure, XXXX Mortgage, had NO knowledge that they were a part of the unlawful sale of our property. Furthermore, at the time of the foreclosure sale, there was no debt or lien on our property. This has since in recent events been validated by the lender XXXX Mortgage that we owned the property free and clear. These Debt collectors were aware that there was no debts or liens on our property. They used deceptive practices to convince the court to allow them to commit these fraudulent acts against us and our property. Now, we are days away from being evicted. This action has forced both me and my wife to file for Bankruptcy in order to stave off the evictions. IF WE DO NOT GET HELP, WE WILL BE HOMELESS AND WITHOUT MEANS! WE ARE ASKING, IF POSSIBLE THAT CFPB OPEN AN INVESTIGATION CONCERING THE DEBT COLLECTORS BWW LAW GROUP AND XXXX XXXX. The lender who transferred our mortgage was XXXX XXXX. XXXX transferred our mortgage to XXXX Mortgage, and XXXX transferred our mortgage to XXXX XXXX. All of their action were violation under RESPA Law! XXXX Mortgage has already submitted its deposition ( XXXX ) to the CFPB. ( See Attachments ). BWW Law Group XXXX XXXX XXXX, XXXX XXXX XXXX, Maryland XXXX XXXX XXXX XXXX XXXX XXXX # XXXX XXXX, Texas XXXX XXXX
10/25/2016	Yes	Mortgage Conventional adjustable mortgage (ARM)	Loan modification,collection,foreclosure	MD 21015	Web
XXXX XXXX, 2016 To : BWW Law Group CC : XXXX. XXXX XXXX XXXX XXXX : NOTICE TO CEASE AND DESIST Third Illegal Attempt to Schedule Sale of Property of XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, MD XXXX Case # XXXX To Whom it May Concern : I just had a letter forwarded to me dated XXXX XXXX, 2016, notifying me that BWW Law Group has scheduled a sale of my family 's home on XXXX XXXX, 2016. This action is in direct defiance of judge XXXX disposition of this matter at the hearing held on XXXX XXXX, 2016. At that time judge XXXX clearly stated that the matter would be held sub curia. The hearing on XXXX XXXX constitutes judge XXXX last decision on this matter. Until the judge makes a decision, neither party may take any action governed by the sub curia status -- which means that the issue is clearly not decided. BWW Law Group must immediately cancel this sale scheduled on XXXX XXXX, 2016, as it is clearly prohibited by law. This is the third illegal act of this nature perpetrated by this entity. This is not behavior acceptable for officers of the court, and it is grounds for an official grievance process to be propounded upon all parties who have participated in this process. I have made a formal complaint with the CFPB and will continue to explore all avenues at my disposal to ensure that this sale is stopped. Not only does this sale flout the authority of the Circuit Court, it also violates dual tracking as my application for a loan modification has not yet been decisioned by XXXX. Sincerely, XXXX XXXX
06/30/2021	Yes	Mortgage Home equity loan or line of credit (HELOC)	Struggling to pay mortgage	MD XXXXX	Web
BWW Law Group is in violation of the CARES Act, RESPA, and FDCPA. BWW Law Group has spontaneously scheduled an illegal sale of our home on XX/XX/XXXX in direct violation of the CARES Act. Because the federally backed mortgage is stayed from foreclosure actions, there is no excuse for the actions of this entity. In addition, BWW Law Group has completely ignored a previous Notice of Error issued on XX/XX/XXXX, and is currently in receipt of another Notice of Error which the servicer ( XXXXXXXX XXXX XXXX XXXX received on XX/XX/XXXX. BWW Law Group can not move forward with a sale while there are pending Notices of Error that have yet to be addressed and resolved. I have not even received any statements from the servicer since XX/XX/XXXX, and I have not been in bankruptcy during any of this time. When the servicer receives the Notice of Error within 7 business days of the sale date, they absolutely must cancel the salethis is the law. We have attached the signed certified mail receipt dated XX/XX/XXXX, which proves that the servicer is in timely receipt of the Notice of Error. Please see attached letter with attachments.
04/14/2016	Yes	Debt collection Mortgage	Communication tactics Threatened to take legal action	MD 210XX	Web
XXXX president XXXX XXXX as attached she admitted to the types of activities that XXXX, XXXX, XXXX XXXX, XXXX are involve IN MD. Photoshop BWW LAW FIRM AKA XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX. is a MARYLAND State licensed attorney as co-conspirators as attorneys debt collector for Defendant XXXX ' member XXXX fka XXXX as successor to XXXX as trustee FOR ramp XXXX????, XXXX ( assignments from indecomm global services and claim are worthless. This is exactly what the XXXX appellate judges said when I listened in on an appeal -- that they had several occasions in which on the same docket, two completely unrelated parties both claimed to be the holder of the original note and both claimed to have the right to foreclose. The appearance of apparent " wet ink '' signatures clearly means that the pretenders have graduated to more sophisticated forgeries of documents using the miracles of modern technology. The Foreclosure Complaint conceals facts and is deliberately disoriented to sow confusion that at it states the Mortgage
05/22/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Taking/threatening an illegal action Seized/Attempted to seize property	MD 208XX	Web
1. 15 USC 1692c ( b ) - without my expressed prior consent ran an ad in the XXXX XXXX XXXX for 3 weeks 2. 15 USC 1692d ( 4 ) - harassed consumer ran ad in the XXXX XXXX XXXX for 3 weeks 3. 15 USC 1692c ( b ) without my expressed prior consent published information on the XXXX website for 21 days 4. 15 USC 1692d ( 4 ) harassed consumer by publishing information on the XXXX website for 21 days 5. 15 USC 1692e ( 2 ) ( A ) conducted illegal sale of consumer goods with false representation of the character, and legal status of the alleged debt 6. 15 USC 1692f ( 6 ) ( A ) conducted illegal sale of consumer goods with no enforceable security interest after receiving notice of rescission 7. 15 USC 1692g ( b ) failed or refused to provide validation and did not cease collection action 8. 15 USC 1692i ( a ) ( 1 ) failed to bring action in the judicial district 9. 15 USC 1692j ( a ) creditor not participating in action of debt-collector 10. 15 USC 1692k ( a ) ( 1 ) actual damages sustained by consumer for debt collector violating FDCPA
06/07/2023	Yes	Mortgage Other type of mortgage	Struggling to pay mortgage	MD 20603	Web
I had a securitization audit done on my property and there is a lot of fraud found. The service mortgager is not the original creditor and have not given me proof of claim under FDCPA under UCC Title 15 Section 1692 ( g ). They have not given me full disclosure. UCC section 3-2-4 they have nit provided the name and the signature of both, beneficiary of both beneficiaries and the original creditor must be disclosed in the same document. XXXX XXXX XXXX are claiming I owe them over $ XXXX and has filed a complaint. They are not the XXXX XXXX XXXX XXXX and are committing Foreclosure Fraud. I will be be sending them a Intent to file a lawsuit
05/17/2016	Yes	Debt collection Mortgage	Disclosure verification of debt Not given enough info to verify debt	MD 210XX	Web
when original note are challenge to provide original black ink sign at the time closing, the co-conspirator XXXX, XXXX XXXX bank XXXX debt collector XXXX XXXX, XXXX XXXX XXXX, and XXXX forge the note just like a criminal will forge a check the co-conspirator XXXX, XXXX XXXX bank of new York debt collector XXXX XXXX, XXXX XXXX XXXX, and XXXX fraud note just like a criminal would forge a check fabricate checks through the use of modern technology. fabricated allonge signer indecomme XXXX fabricated signature fabricated the assignments are these above the law to forge notes through the use of modern technology
07/24/2017	Yes	Debt collection Mortgage debt	False statements or representation Attempted to collect wrong amount	MD XXXXX	Web
BWW Law Group representing XXXX XXXX XXXX has continue to make false statements in reference to a court case involving the property XXXX XXXX XXXX XXXX. See complaint # XXXX The judge never ruled on the Fair Debt Collection Practices. BWW Has continued to violate Fair Debt Collection Practices 807, 809 and 814. The judges ruling is only pertaining to an affidavit not debt collection practices. I am requesting that Consumer Financial look at the documents and due diligence in holding BWW Law Group accountable for the debt collection practices of this law firm.
03/07/2020	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Seized or attempted to seize your property	VA XXXXX	Web
i ; consumer, owner of home stead, exempt property known as XXXX XXXX XXXX XXXX Washington DC, which scheduled for foreclosure on XXXX, XXXX, 2020 again, by BWW LAW GROUP , LLC. alleged plaintiff 's counsel for XXXX XXXX XXXX XXXX, I ; never had any contract with XXXX XXXX XXXX XXXX, i do not know the CEO, none of their information such as, address, telephone number, name, email, web site. in order to settle any debt that is true, due, and owing. i deny alleged debt in entirety, i am, able ready willing to settle any debt that is true, due and owing.
03/26/2015	Yes	Mortgage FHA mortgage	Loan modification,collection,foreclosure	MD 20874	Web
BWW LAW GROUP, LLC ATTORNEYS AT LAW A DEBT COLLECTOR IN VIOLATION OF FDCPA AND IN FEDERAL VIOLATION AGAINST ME AND MY RIGHTS. THEY ARE THE BIGGEST SCAM!!!! I HAVE ASKED FOR A TRIAL BY JURY FOR THE ALLEGED CLAIMS OF THE DEBT THEY CLAIM TO OWE WHICH THEY DO NOT. ALL THEY DO IS HARASS FILE FICTITIOUS PAPERWORK ACTING AS ATTORNEYS AND DEBT COLLECTORS AND ASSIGNING PAPERWORK BUT WHEN I RESPOND THEY IGNORE AND VIOLATE ME. I DEMAND A TRIAL AND I PLAN ON SUIING IN XXXX XXXX COURT.
05/17/2016	Yes	Debt collection Mortgage	False statements or representation Impersonated an attorney or official	MD 210XX	Web
when orignal noteare challenge to provide original black ink sign at the time closing, the co-conspirator XXXX, XXXX XXXX bank XXXX debt collector XXXX XXXX, XXXX XXXX XXXX, and XXXX fraud note just like a criminal would forge a check fabricate checks through the use of modern technology. fabricated allonge signer indecomme XXXX fabricated signature fabricated the assignments are these above the law to forge notes through the use of modern technology
04/01/2015	No	Mortgage Conventional adjustable mortgage (ARM)	Loan modification,collection,foreclosure	MD 20723	Web
Today I received a Notice to Vacate my property despite the fact that I am currently in litigation with XXXX and XXXX. Additionally, I filed a Notice of Rescission which neither organization filed an action in court to challenge as required by law and the recent Supreme court decision. This is now the XXXX entity/ company working as agents for XXXX and XXXX contacting me via mail or in person harassing or attempting to intimidate me.
09/20/2023	Yes	Debt collection Mortgage debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	MD XXXXX	Web
BWW LAW GROUP LLC, added themselves as substitute trustees to my deed before giving their standing on said debt. They also took legal steps by putting documents and affidavits on the record before verifying how theyve acquired said debt. Also, they need to send me the original note with my wet ink blue signature, as the one they sent me is a good forgery.
03/08/2022	Yes	Debt collection Mortgage debt	False statements or representation Impersonated attorney, law enforcement, or government official	MD 20601	Web
XXXX XXXX XXXX XXXX contacted this third party company, BWW Law Group , LLC. in order to collect the alleged debt, without my consent and mentioned that I, the consumer, owes a debt. BWW Law Group is now harassing me, threatening to cause harm, and damage my reputation.
11/09/2023	Yes	Debt collection Mortgage debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	VA 23452	Web

10/29/2023	Yes	Debt collection Mortgage debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	MD 20874	Web

09/05/2022	Yes	Debt collection Mortgage debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	AL 36572	Web

02/04/2022	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Seized or attempted to seize your property	AL 36572	Web

11/24/2021	Yes	Debt collection Mortgage debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	MD 20743	Web

03/18/2021	Yes	Mortgage Conventional home mortgage	Struggling to pay mortgage	MD 21117	Phone

03/26/2020	Yes	Mortgage Conventional home mortgage	Struggling to pay mortgage	VA 20144	Referral

01/31/2020	Yes	Mortgage Conventional home mortgage	Struggling to pay mortgage	VA 22116	Referral

10/28/2019	Yes	Mortgage Conventional home mortgage	Trouble during payment process	VA 20151	Postal mail

04/30/2019	Yes	Mortgage Conventional home mortgage	Struggling to pay mortgage	MD 21227	Postal mail

03/14/2019	Yes	Mortgage Conventional home mortgage	Trouble during payment process	VA 23464	Postal mail

02/15/2019	Yes	Mortgage Other type of mortgage	Trouble during payment process	VA XXXXX	Web

02/15/2019	Yes	Mortgage Other type of mortgage	Trouble during payment process	VA XXXXX	Web

01/02/2019	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	VA 23060	Web	Servicemember

11/27/2018	Yes	Debt collection Mortgage debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	VA 22181	Web

07/06/2018	Yes	Mortgage Conventional home mortgage	Struggling to pay mortgage	VA 23860	Referral

06/27/2018	Yes	Debt collection Mortgage debt	Written notification about debt Didn't receive enough information to verify debt	MD 21704	Referral

06/27/2018	Yes	Debt collection Mortgage debt	Attempts to collect debt not owed Debt was paid	DC 20032	Web

06/25/2018	Yes	Debt collection Mortgage debt	Attempts to collect debt not owed Debt was paid	DC 20032	Web

06/20/2018	Yes	Debt collection Mortgage debt	Attempts to collect debt not owed Debt was paid	DC 20017	Web

05/30/2018	Yes	Mortgage Conventional home mortgage	Struggling to pay mortgage	MD 20740	Web

05/15/2018	Yes	Mortgage Other type of mortgage	Struggling to pay mortgage	MD 20910	Referral

03/08/2018	Yes	Debt collection Mortgage debt	Attempts to collect debt not owed Debt was paid	DC 20032	Web

11/22/2017	Yes	Mortgage Other type of mortgage	Trouble during payment process	MD 20744	Postal mail

11/16/2017	Yes	Mortgage Conventional home mortgage	Struggling to pay mortgage	VA 20187	Postal mail

10/13/2017	Yes	Debt collection Mortgage debt	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	VA 22193	Web

08/04/2017	Yes	Debt collection Mortgage debt	Attempts to collect debt not owed Debt is not yours	VA 22180	Web

05/23/2017	No	Debt collection Mortgage debt	Attempts to collect debt not owed Debt was paid	VA 22980	Postal mail

02/17/2017	Yes	Mortgage Other mortgage	Loan modification,collection,foreclosure	MD 21282	Postal mail	Older American

11/21/2016	Yes	Debt collection Mortgage	Disclosure verification of debt Not given enough info to verify debt	MD 20774	Postal mail

10/27/2016	Yes	Mortgage Conventional fixed mortgage	Loan modification,collection,foreclosure	VA 23464	Web

09/16/2016	Yes	Debt collection Mortgage	Improper contact or sharing of info Talked to a third party about my debt	MD 21046	Web

09/14/2016	Yes	Debt collection Mortgage	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	VA 20166	Postal mail

08/09/2016	Yes	Debt collection Mortgage	Taking/threatening an illegal action Attempted to/Collected exempt funds	DC 20011	Referral

08/04/2016	Yes	Mortgage Other mortgage	Loan modification,collection,foreclosure	VA 20187	Postal mail

08/02/2016	Yes	Debt collection Mortgage	Taking/threatening an illegal action Seized/Attempted to seize property	MD 20743	Web

08/02/2016	Yes	Debt collection Mortgage	Taking/threatening an illegal action Seized/Attempted to seize property	MD 20743	Web

07/21/2016	No	Mortgage Other mortgage	Other	VA 20155	Referral

05/26/2016	No	Debt collection Mortgage	Disclosure verification of debt Not given enough info to verify debt	MD 21771	Referral

05/10/2016	Yes	Debt collection Mortgage	False statements or representation Attempted to collect wrong amount	MD 210XX	Web

05/10/2016	Yes	Mortgage Other mortgage	Loan modification,collection,foreclosure	MD 20772	Referral

04/27/2016	Yes	Debt collection Mortgage	Disclosure verification of debt Not given enough info to verify debt	VA 20148	Postal mail

04/22/2016	Yes	Mortgage Other mortgage	Loan servicing, payments, escrow account	MD 20662	Referral

04/18/2016	Yes	Mortgage Other mortgage	Loan servicing, payments, escrow account	MD 20662	Fax

04/15/2016	Yes	Debt collection Mortgage	Cont'd attempts collect debt not owed Debt is not mine	MD 21046	Web

04/13/2016	Yes	Debt collection Mortgage	Taking/threatening an illegal action Seized/Attempted to seize property	MD 210XX	Web

04/05/2016	Yes	Debt collection Mortgage	Taking/threatening an illegal action Seized/Attempted to seize property	MD 20748	Web

04/04/2016	Yes	Debt collection Mortgage	False statements or representation Attempted to collect wrong amount	MD 210XX	Web

02/22/2016	Yes	Debt collection Mortgage	Taking/threatening an illegal action Seized/Attempted to seize property	MD 20720	Postal mail

02/20/2016	Yes	Debt collection Mortgage	False statements or representation Attempted to collect wrong amount	MD 21046	Web

02/20/2016	Yes	Debt collection Mortgage	Taking/threatening an illegal action Seized/Attempted to seize property	MD 21046	Web

01/10/2016	Yes	Debt collection Mortgage	False statements or representation Attempted to collect wrong amount	MD 210XX	Web

12/10/2015	Yes	Debt collection Mortgage	Disclosure verification of debt Not given enough info to verify debt	MD 20910	Referral

09/25/2015	Yes	Mortgage Other mortgage	Loan modification,collection,foreclosure	VA 23464	Referral

09/14/2015	Yes	Debt collection Mortgage	Cont'd attempts collect debt not owed Debt was paid	DC 20011	Referral

08/18/2015	No	Debt collection Mortgage	Communication tactics Frequent or repeated calls	DC 20007	Postal mail

07/14/2015	Yes	Debt collection Mortgage	Taking/threatening an illegal action Seized/Attempted to seize property	AL 36571	Web	Servicemember

04/15/2015	Yes	Debt collection Mortgage	Disclosure verification of debt Not given enough info to verify debt	VA 22015	Referral

03/26/2015	Yes	Debt collection Mortgage	Disclosure verification of debt Not given enough info to verify debt	VA 22015	Referral

03/02/2015	No	Debt collection Mortgage	Disclosure verification of debt Not given enough info to verify debt	VA 22030	Referral

02/27/2015	Yes	Debt collection Mortgage	Improper contact or sharing of info Talked to a third party about my debt	MD 20772	Web

02/03/2015	Yes	Mortgage Conventional fixed mortgage	Loan modification,collection,foreclosure	VA 20171	Web

01/21/2015	No	Mortgage Other mortgage	Loan modification,collection,foreclosure	VA 22101	Referral

01/21/2015	Yes	Mortgage Other mortgage	Loan modification,collection,foreclosure	VA 22101	Referral

12/02/2014	Yes	Mortgage Conventional fixed mortgage	Loan servicing, payments, escrow account	MD 21244	Web

11/10/2014	Yes	Mortgage Other mortgage	Loan modification,collection,foreclosure	MD 20774	Postal mail