| 04/03/2019 |
Yes |
- Debt collection
- Auto debt
|
- Took or threatened to take negative or legal action
- Threatened or suggested your credit would be damaged
|
|
Web |
|
|
XXXX XXXX has a law firm collecting on the the debt, I have mad payment arrangements and have bee paying on the debt. XXXX is refusing to report payments made under the agreement as of XXXX. XXXX XXXX subsequently reported on my credit a missed payment for all the months prior to the payment arrangement. Now that I have made payments they are refusing to update the status of the agreement but reflecting the payment, balance change but still in a charged off status. Im currently in the process of purchasing a home and can not get funding do to the status of the account. I even offered to pay the balance off in full but they still stated they were unable to change the status of the account at this point. XXXX XXXX totally removed the account from their systems and only refer conversations to the law firm of Buffaloe and XXXX XXXX, who does not partake in any of the credit reporting. They are damaging my credit and refusing to update the status. This account is also 8 years old.. and should not be on my credit at the time it was scheduled for litigation.
|
| 09/21/2021 |
Yes |
- Debt collection
- I do not know
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- False statements or representation
- Impersonated attorney, law enforcement, or government official
|
|
Web |
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My personal information/identity got stolen on XXXX & was sold on the black market. I have received numerous calls throughout the years from fraudsters claiming that I owe money, that legal action will be taken, and even threatened. I have contacted the Federal Trade Commission, the XXXX XXXX XXXX, & have also worked with the NY Atty General 's office in the past regarding various scams. Recently, I received a letter, which I'm uploading with this complaint, from a so called atty 's office stating that I owe a debt in the amt of {$1500.00}. No proof or documentation was included with the letter nor do I recognize the supposed name of the Creditor. It states in the letter that the Atty 's haven't personally reviewed the circumstances of my acct. I've tried contacting the law firm numerous times & the phone just rings. I researched the firm online & there have been several derogatory complaints such as what I have mentioned above including not being able to communicate with this law firm.
|
| 09/26/2015 |
Yes |
- Debt collection
- I do not know
|
- Communication tactics
- Threatened to take legal action
|
|
Web |
|
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My mother XXXX to call the police on XXXX XXXX at XXXX in XXXX, TN. There was a man outside her window with a flashlight walking up and down the house shinning a flashlight in every window. He was knocking on the door. When the police arrived they found a yellow card addressed to me with a number to call. I do not live with my mother and have never lived at this address. The man showed up again and asked my mother if I lived there and she has told him I do not live there. I have have contacted the name on the card asking to meet to get documents and the man hung up on me. I have attached a copy of card and believe he is a processor for Buffaloe Associates in XXXX. I have no idea why this person is trying to contact me and my mother is getting repeated calls after telling them I do not live there.
|
| 01/26/2016 |
Yes |
- Debt collection
- Credit card
|
- Taking/threatening an illegal action
- Threatened to sue on too old debt
|
|
Web |
|
|
I received a subpoena from a collection agency threatening to sue me on a time barred debt from 2004.This company has tried several times to garnish my wages but have been unsuccessful due to I only work 1-2 days a week and now they are taking me to court and asking for record of employment, checking/saving accounts, deed to property, titles to vehicles and copies of tax returns for the past 3 years which I do n't understand the need for because I thought it is against the law to try and sue or threaten to sue someone on a time barred debt.
|
| 02/26/2016 |
No |
- Consumer Loan
- Installment loan
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- Problems when you are unable to pay
|
|
Web |
Older American |
|
I paid for as long as I could on a {$6000.00} loan. I lost my job, and now I am on Social Security.
The debt was apparently bought/sold to a new company, and I believe they have violated the FDCPA by : 1. Refusing to validate the debt, and instead trying to serve me and sue me 2. Collecting past the statue of limitations for TN, which is six years from the date of the last payment. They claim I made a payment in 2012, I did not, and they will not provide ANY proof that I did. I need the Federal Government 's help.
|
| 04/20/2020 |
Yes |
- Debt collection
- Medical debt
|
- Attempts to collect debt not owed
- Debt is not yours
|
|
Web |
|
|
I have disputed this debt numerous times with the collection agency. This debt is not mine, it is my daughters. I have sent proof showing that this is not my debt and nothing has happened.
|
| 10/28/2023 |
Yes |
- Credit reporting or other personal consumer reports
- Other personal consumer report
|
- Improper use of your report
- Report provided to employer without your written authorization
|
|
Web |
Servicemember |
|
|
| 03/01/2022 |
Yes |
- Debt collection
- Credit card debt
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 11/24/2019 |
Yes |
- Debt collection
- Medical debt
|
- Took or threatened to take negative or legal action
- Threatened to sue you for very old debt
|
|
Web |
|
|
|
| 05/27/2017 |
Yes |
- Debt collection
- I do not know
|
- Written notification about debt
- Didn't receive enough information to verify debt
|
|
Web |
|
|
|
| 04/02/2017 |
Yes |
|
- Taking/threatening an illegal action
- Attempted to/Collected exempt funds
|
|
Web |
|
|
|
| 05/07/2015 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Fax |
|
|
|
| 01/14/2015 |
Yes |
- Debt collection
- Credit card
|
- Communication tactics
- Frequent or repeated calls
|
|
Referral |
Older American |
|
|
| 05/27/2014 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Disclosure verification of debt
- Not given enough info to verify debt
|
|
Postal mail |
|
|
|
| 04/30/2014 |
Yes |
|
- Taking/threatening an illegal action
- Sued w/o proper notification of suit
|
|
Web |
|
|
|
| 03/29/2014 |
Yes |
- Debt collection
- Credit card
|
- Taking/threatening an illegal action
- Sued w/o proper notification of suit
|
|
Web |
|
|
|
| 03/20/2014 |
Yes |
|
|
|
Web |
Older American |
|
|
| 12/13/2013 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Communication tactics
- Threatened to take legal action
|
|
Web |
|
|
|
| 12/13/2013 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Taking/threatening an illegal action
- Sued w/o proper notification of suit
|
|
Web |
|
|
|
| 12/10/2013 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Taking/threatening an illegal action
- Sued w/o proper notification of suit
|
|
Web |
|
|
|
| 12/10/2013 |
Yes |
- Debt collection
- Other (i.e. phone, health club, etc.)
|
- Taking/threatening an illegal action
- Attempted to/Collected exempt funds
|
|
Web |
|
|
|