Berman & Rabin, P.A. CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
10/16/2019	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was paid	KY 403XX	Web
XXXX XX/XX/XXXX I received a letter dated XXXX XX/XX/XXXX, from debt collector, BERMAN & RABIN , P.A . in XXXX XXXX, KS stating I am " Indebted to XXXX XXXX XXXX ''. It does not have any account number, dates or any other details other than an amount they say I am " indebted ''. ( see attached photo ) The account I assume they are referring to is an old credit card that was actually a XXXX XXXX account. An account which after Months of harassment, then negotiations, I settled, paid as agreed and closed in XX/XX/XXXX- EIGHT YEARS AGO. Also, I worked directly with the head of the entire department at the time, Mr XXXX XXXX, Director of Collections - his number then was XXXX ( no longer in service, he has been promoted ) of XXXX XXXX to negotiate & pay the settlement. I paid it all in one check ( # XXXX ) dated XXXX XX/XX/XXXX & mailed it the same day. The XXXX 1099-C XXXX sent me in XXXX STATES : the remaining debt was FORMALLY CANCELLED as of XXXX XX/XX/XXXX. That is from THE ACTUAL 1099-C TAX Document / FORM - not in a letter they sent, but the ACTUAL TAX DOCUMENT ( see attached photo ) Obviously, I turned that 1099-C in with my XXXX taxes. As you see the XXXX XXXX letter from the " debt collector '' does not have any details regarding the account, but includes a payment slip for convenience to simply pay it ... OR I have 30 days to dispute it & if I do dispute it, they will investigate it & let me know their decision " at no cost ''. Again - I received that letter YESTERDAY - XX/XX/XXXX. THIS MORNING - XX/XX/XXXX - a XXXX XXXX called & left me a message stating he is " unfortunately a debt collector & I need to call him back ''. However, BEFORE he gives me a chance to return his call, he IMMEDIATELY calls MY PARENTS ( where do they get these pone numbers?!?!?! ) - who live in a different city & whom I have not resided with since XXXX & whose current address I have NEVER lived or used. Then my XXXX-yr old mother called me worried, so I had to deal with that. An interesting fact to this is that going through all of my records, I see that the reason it was necessary for Mr. XXXX had to get involved all those years ago, is because another agency they used - XXXX - was calling me, my parents and my EX-HUSBAND who lives across the country with his current family ( calling them as early as XXXX XXXX & multiple times a day - they used that against me in court proceedings, yeah, that was great ) - and I also recorded XXXX threatening me. I tried dealing with those people for SEVEN MONTHS before learning their behavior was illegal, writing a letter to XXXX then CEO, who in turn got Mr. XXXX involved. ( FYI : It is perfectly legal to record phone calls in the state of KY as long as one of the parties is aware of it ) If I learn Mr. XXXX called my former spouse, friends or other family members - I will sue. I am sick of scum like them using humiliation as a tactic.Up until my financial set back after the recession - which took all of my savings to survive - I had a perfect credit score for 25 years. I fought back and finally have a near excellent credit score again. If these XXXX hurt me again, I expect you to do something about it. When I returned his call & told Mr. XXXX never to call my parents or me again or I will sue - he stated that is what they are actually preparing to sue me. So, he is threatening, intimidating & trying to scare me into paying a debt that was settled the better part of a decade ago. It was hard enough to go through that dark & scary time after the recession, by myself as a single mother - but to have these amoral XXXX try to put me through it again after all of these years simply is not right. Obviously, I have the documents to prove this was paid long ago. The factors that are unforgivable is their tactics : the letter making a proclamation right off-the-bat that I am " indebted to XXXX XXXX '', that IF I dispute it, they will then investigate my " claims '', that I need to SEND THEM proof it is paid. NO. Like I am going to send some XXXX XXXX that already has my address & my PARENTS ' phone number any MORE personal information - so I can prove anything to them? I guess some people are XXXX - but I know the law says if you have an accusation, you lay out what you've got & I'll prove your wrong. I wonder how many people they scare & intimidate enough that the victims just send in a check with the handy little " convenience payment stub ''?!? This is WRONG. I am attaching their letter I received yesterday along with my XX/XX/XXXX 1099-C issued by XXXX XXXX XXXX. I have marked out my personal identifying information, leaving just enough for you to see it is the same amount information & showing it was indeed canceled. I wonder how many people they scare after waiting this long to sneak up on people, praying on those victims fears and nightmare memories. Shame on them. When these people use these practices, it has a horrendous ripple effect. Parents worry, friends feel awkward, manipulative former spouses use it to paint a nefarious & pathetic & untrue picture. So, these practices are not as simple as multiple calls trying to get money. This has real, damaging & far-reaching tentacles in many areas of life. It does no good & helps them accomplish nothing.
08/21/2015	Yes	Student loan Non-federal student loan	Dealing with my lender or servicer Don't agree with fees charged	MO 630XX	Web	Older American
My daughter and my grandson went to a college called XXXX XXXX ( at XXXX XXXX XXXX ) my daughter completed the course for XXXX XXXX got a degree but was never ever able to get a job because the school had NO ACCREDITATION but my daughter has an email from grad placement manager it did : per a Senate investigation read the following XXXX no one will accept the credits nor the degree from XXXX XXXX because of who they are accredited by and because the curriculum does not meet the standards of a XXXX degree.XXXX In XX/XX/XXXX, the Accrediting Commission of Career Schools and Colleges of Technology ( ACCSCT ) pulled XXXX 's accreditation for its degree programs after placing the school on probation in XXXX.XXXX This meant that XXXX schools could not enroll new students in XXXX degree programs and could only offer XXXX and XXXX programs. However, degree program students who were already enrolled in XXXX were allowed to complete their course work and receive a degree. Many students wrote about learning of XXXX 's loss of accreditation after paying for and completing substantial coursework towards their degrees. XXXX such student explains : I was not informed that your accreditation had been lost before I had signed my contract. In addition, I was informed that I would have an XXXX Degree upon graduation. XXXX Senate HELP Committee staff analysis of information provided to the committee by the company pursuant. Now with this information both my daughter and grandson have loans through XXXX now called XXXX my daughter has a letter that states her loan was for given but the collection agency XXXX XXXX XXXX @ XXXX XXXX XXXX XXXX XXXX, KS XXXX Phone : ( XXXX ) XXXX have refused to stop going after her we want all monies returned due to the Consumer Fraud, Predatory Lending also my grandsons loan needs to be forgiven it started at {$3100.00} it is now {$11000.00} due to interest rates. This needs to be removed from my name as well as I am a co-signer to both loans my credit has been ruined by this and the fact the govt allowed this is appalling. Facing lawsuits and financial losses, XXXX XXXX put the school for sale XX/XX/XXXX and eventually sold it for {$1.00} to a partnership of private equity firm XXXX XXXX XXXX and the XXXX XXXX, a network of similar technical schools based in XXXX, XXXX. [ 1 ] XXXX XXXX recognized a XXXX loss from the sale. [ 2 ] The school in XXXX XXXX has closed as well as all over the U.S. except in XXXX were they have again changed names XXXX XXXX XXXX to out run lawsuits. My family has been put through enough and I have had enough of watching my daughter being so depressed she has thought of suicide I hope this is not what you expected to read but this is the God 's honest truth you must do something we can no longer continue living like this I am XXXX yrs old I own my own property I cant even get a loan to make repairs because of this. All that were involved should be held accountable from all lenders to all the staff that was at that school they knew they were not to enroll any new students but they did and not one organization stopped them. I 'm begging you my government to help and now this has been a fight my daughter has been fighting for XXXX if not longer.They have federal loans as well but those we will have to submit a separate complaint on but this must be done now with the fact that Berman & Rabin has harassed us and threaten to take everything we own to auction off to settle this debt the XXXX abuse has gone to far we will be reaching out to all media to get this out and to shame all involved.I thank you for any and all help in our time of need
07/20/2015	No	Student loan Non-federal student loan	Dealing with my lender or servicer Don't agree with fees charged	MO 630XX	Web
i have been XXXX and put in perpetual poverty by these people ... .first XXXX a huge problem came up due to school not properly filing with the state and it took a year to get it fixed so i could get my date to test at that point no one would hire me and employers asked if i was willing to go take classes to be hired the classes are so expensive i could not. plus the fact they had me take out an in school loan for uniforms, special books and XXXX i had to make weekly payments and if i did not they would harass me and tell me if i dont pay i would not be allowed in the payments were {$50.00}. second time was XXXX in which they were not accredited to teach it but the worst part is i was not of sound mind when they forced me to sign and the all document 's prove it as they are different dates my father was XXXX ill he did die XX/XX/XXXX, i had told them this but the rep XXXX XXXX would not leave me alone she called at least 9 times a day to make sure i was coming in to sign paperwork and pay the fee to hold my place. XXXX XXXX XXXX grad placement manager and XXXX XXXX caby campus president even the finance officer XXXX XXXX knew because all i did was cry when i was there these people should be held accountable for the mental abuse and financial strain they have put me in not one of them ever said you should wait til you are in a better position in life but all they wanted was money. the reps got commision off of each student they placed i know this because i confronted the president of the campus XXXX XXXX caby she became so agitated by the statement she advised i would be in trouble with the school if i continued making statements i could not back up. i went to XXXX ( at XXXX XXXX XXXX XXXX XXXX mo XXXX ) under XXXX. i have never been able to get a job with this so called degree in fact they sold the school due to lawsuits to XXXX ( owned by the XXXX family trust & XXXX & XXXX ) for {$1.00} buck i was told the class credits would transfer that was a lie the teachers for the most part where less than professional the staff was worse the so called reps where thugs calling several times a day if you did not sign up with them im in debt to the tune of $ XXXX and no one can help and all anyone does is talk about the list of schools you have here no one has mentioned the guys and they are all over check out high tech institute owned by chubb and anthem edcu group they both have filed chapter XXXX bankruptcy which means at some point this ugly snake will re appear as something elsei have a letter from XXXX this was XXXX as we all know this letter was dated XX/XX/XXXX it states that ; you received this form because a Federal Government agency or an applicable financial entity ( a lender ) has DISCHARGED ( canceled or forgiven ) a debt you owed, or because an identifiable event has occurred that either is or is deemed to be a discharge of a debt of {$600.00} or more. now keep this in mind because i was working i was laid-off off on XX/XX/XXXX they have been garnishing my wages every pay period plus took money from my severance per casenet. someone want to tell me where this is legal and they have refiled with the company i worked for wanting to know why they are not getting any money they were sent back i was terminated, i want my {$690.00} back you cant have your cake and eat it too. i have tried and so has my attorney tried to contact this XXXX about this letter and the fact they continued to take my money however she refused to talk to me because i have an attorney due to the lawsuit we filed against XXXX.
08/06/2015	Yes	Debt collection Credit card	Improper contact or sharing of info Talked to a third party about my debt	OH 45103	Web
First off There are more then one issue in the prior question to this issue, I will explain Berman & Rabin PA contacted me requesting me to pay towards my XXXX account that was sent to them, when I was told the amount I didnt agree but was willing to pay to get my credit in good standing, I gave her my bank info and she tells me just what XXXX has told me since XX/XX/XXXX that she couldnt accept my payment and put me on hold, she then tells me to contact safeline which is fingerhuts benefit program.I applied for benefit through safeline which states that XXXX was paid by them more then XXXX is claiming, so they wanted me to pay more then I was supposed to in XX/XX/XXXX. when taking my payment they tell me it kicked back out that they couldnt take it until safeline discharges me, I call safeline and decline their service so I can get my account current. I call XXXX back still cant pay. A supervisor tells me she will fix it and call me back. Instead my account goes to the collection firm so on XX/XX/2015 when XXXX from berman tells me to call safeline XXXX tells me I was owed XXXX payments that I wasnt enrolled any longer but he is sending payment of XXXX in the amount of XXXX to fingerhut but advised me that they had sent more then fingerhut is claiming meanwhile while knowone can accept my payment my credit report is reflecting me being late every month and Im being accessed late fees and interest. So the collection lady is confused she tells me to call XXXX so I call and speak to Sue she says she cant deal with me that I have to deal with the collection firm and she doesnt think they can accept what I was due before the account was sent. Im at a standstill here mycredit is being impacted hard over this they are still charging me interest and late fees I know these XXXX companies work together and I know Im being violated Im on XXXX and dont have the money to get an attorney Im also on a time limit to buying the house Im renting and was told I cant get a loan until this account is cleared up I need some help When talking to the sue from XXXX she reads the notes from my account that says XXXX XXXX failed to keep her arrangements which is false they couldnt and still cant accept my payment even from their law firm something is fishy to me. There is miscommunication, false reporting and unnessacary charges being added to my account in XX/XX/XXXX the account shouldve been up to current they are not telling the truth in their notes, and not telling the truth to me nor the credit reporting agencies. Its not me not making my payments. First off their safeline program was messed up they have my hospital documentation. they were told directly by me in XX/XX/XXXX to take me out of the program the records reflect that The XXXX XXXX tells me on XXXX the reason no payments can be taken is because im still enrolled when Im not he was just fixing what I was owed and he just started that process at XXXX I spoke to the collection firm at XXXX and she still couldnt accept payment from me and they always tell me they can only take payment from my XXXX connected to my bank which also I believe to not be true Im really being affected by this Im showing XXXX late payments on my credit report which is false I had payments made by safeline and I tried to get the account current. I hope you understand where Im coming from. They are falsely reporting and wont accept my payment and charging me through a law firm
08/12/2022	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	VA 233XX	Web	Servicemember
I was first contacted by Berman & Rabin on XX/XX/2022. I did not recognize the number and I let it go to voicemail. Not only did they not leave a voicemail, but they contacted me two more times on XX/XX/2022. They made no effort to leave a voicemail either of times and I have not received any written notice from them. I was contacted by a previous debt collection agency, in which I spoke to a lady who tried to have me pay this debt without even confirming it. I had let her know I do not have any debt, nor did I sign a contract with XXXX XXXX, the company who claims I owe them money. No procedures or work was done and I was charged for the consult that day, which I have an online payment on my credit card for. I never received any bill from XXXX XXXX and out of nowhere I am in collections. I was harassed by XXXX XXXX to go back to get work done, but I had gotten insurance and was way better off, considering their pricing was ridiculous. Now, I was in shock when I received a collections letter for roughly {$1300.00} from the first debt collection agency. I tried to have them email me this contract XXXX XXXXl said I signed & they never did. Instead, they sold this debt to Berman & Rabin, who have called me on two separate numbers, and B & R has yet to send me any written notice. The only thing I ever signed for XXXX XXXX was for a tech named XXXX XXXX XXXX XXXX who told me I had to sign these papers that informed me of pricing if I WERE to get dental treatment, which totaled to over {$5000.00}. I even asked her if it was a contract because I wasnt sure I wanted to proceed with anything and she told me it wasnt, it was so they knew she made me aware of my options. There was no contract, no date. So I am confused as to where they even got this ridiculous number of {$1300.00} or whatever the specific amount is, if the only paper i signed was for well over {$5000.00} to let me know how much all the work I needed costs. Scam only word I can think of just to get money from me. I cancelled my next appointment because I didnt want services with them and XXXX told me to call back if I changed my mind. I obviously did not, but kept receiving calls from XXXX XXXX At least 2 a day. I want this fake debt to stop. I never once went in for treatment. I went in for a XXXX in which they did free XXXX because I was a first time client and a free XXXX for the same reason. If they had done more work on me they would have charged me that day before leaving. I made an appointment for a XXXX XXXX, paid a deposit in which I was told if I canceled I wouldnt get back. I did cancel and did not care that I didnt get that down payment back because I wouldve rather lost that money than pay the rest of the money. There was no work done for me. I was XXXX XXXXXXXX that I paid for myself out of pocket at a XXXX XXXX. It seems very shady and dishonest for XXXX XXXXXXXX to send me to collections in the first place but then when I try to fight the first collections agency, they decide to sell that debt to another one who hasnt even tried to really contact me or send me this proof of debt? Disgusting measures being taken by crooked debt collection agencies that only affect me.
08/26/2015	Yes	Student loan Non-federal student loan	Dealing with my lender or servicer Don't agree with fees charged	MO 63109	Web	Older American
my niece went to XXXX XXXX XXXX at XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) it has since closed because the company that bought it has filed chapter XXXX bankruptcy I was appalled when I found that my government allowed such a transaction to take place how do you not know when a college has been placed on probation and had lost accreditation. You the government has allowed not only her but XXXX to be put in financial ruin and now I have been drug into this nightmare and I am demanding my money back. I have found that the XXXX now called XXXX has been sued for wrongful business practices and that my niece has a letter that states her loan has been forgiven but we have a bigger issue and that is a company called Berman & Rabin @ XXXX XXXX XXXX XXXX XXXX, XXXX XXXX Phone : ( XXXX ) XXXX. These people sent letters to financial institutions to seize money for this bogus loan and they picked up on a CD I had in MY NAME FIRST my niece 's name second at XXXX XXXX XXXX from XX/XX/XXXX here 's were you may want to check the illegal activities of this transaction I WAS NEVER EVER SENT ANYTHING FROM THIS BERMAN & RABIN I WAS NEVER EVER ATTACHED TO A STUDENT LOAN I NEVER EVER SIGNED ANYTHING FOR HER STUDENT LOAN what did happen was I WAS CALLED BY A REP FROM XXXX XXXX XXXX THAT THEY HAD TO RELEASE MY CD TO THESE PEOPLE TO SATISFY THE DEBT that should have never been issued because the so called college was told by the accreditation commission NOT TO ENROLL ANY NEW STUDENTS BECAUSE THEY LOST THE ACCREDITATION ALL OF THIS IS FROM A SENATE INVESTIGATION. This is Consumer Fraud, Predatory lending and the XXXX Merchandising Practices Act 407 sections 1 & 4 she was never told the school was not accredited plus she was told the class credits would transfer to other colleges or universities, section 2 the XXXX book she has is not even for the USA its for laws in the XXXX she and the rest of the people that went to that place never used that book. How can someone allow this to happen I 'm sick of how she & her mother has been treated by this berman & rabin the abuse they have been put through both are suffering not only monetarily but emotionally something needs to be done and now. I know for a fact she has been fighting this for 6+yrs and now the fact from our own US XXXX has proof that she and all that went there should have never been burdened by a student loan they have been deceived and she was not of sound mind and body anyway we as a family were dealing with the illness and eventual death of her father my brother so in XX/XX/XXXX she should have never signed any document for anything she was in a severe XXXX for over a month after his death she was off work for one month I know.
04/15/2018	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	KS 67501	Web
I purchased a storage shed from XXXX XXXX XXXX in XXXX Ks. I gave a {$200.00} deposit and {$160.00} which was the first months rent. I have had nothing but trouble with the creditor from day one. They have purposely tried over and over to inform me that I'm behind and they are coming to repo the shed. I have attached a copy of a letter from one of the multiple attorneys that XXXX XXXX XXXX has had contact me. XXXX XXXX XXXX is the creditor for the shed. I have always paid the payments online well when I went on to the website to make my payment it told me that my account is invalid? So after numerous attempts to contact XXXX XXXX XXXX I finally was informed that I was several months behind and accumulated late fees. They changed my entire account numbers everything. And in the contract it states that NO changes are to be made without both parties hand written signatures. I will also attach emails from the company as well as a letter I received from Berman and Rabin PA stating that I have until XX/XX/XXXX to pay {$520.00} and then I can continue to pay my payments as if it never happened? It shows on the letter from Berman and Rabin PA that my contract began XX/XX/2015 it's a 3 year contract so that would mean pay the {$520.00} and there should only be 7 payments remaining. I tried to take care of the situation on my end only to be told that I would have to contact the office of Berman and Rabin PA but the letter from Berman and Rabin PA states that I need to get ahold of the creditor. Which is it? P.S they don't have any of the dates correct. XXXX XXXX XXXX also informed me that Berman and Rabin PA would be contacting me on Thursday XX/XX/XXXXthey never did. And XXXX XXXX XXXX has locked out my online payment portal. So they have not even allowed me to speak with someone nor if I was to make a payment then HOW!?!?!
08/03/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	TN XXXXX	Web	Older American, Servicemember
I used XXXX for the purchase of my CPAP. I was never informed it was a rental, was sent unbelievable amounts of supplies and billed. I was never told I had to go back to them and have another test. Besides, XXXX does not tell me I need more testing my doctor does. They never billed my insurance even though they have the information. I was told a year ago when I called them I owe nothing. I received in XX/XX/2023, 1 year later after I was told on the phone I owed nothing, a letter stating I owe them {$450.00} arrived. They have refused to speak with my wife or my insurance carrier, XXXX. But in an attempt to resolve this issue XXXX did a conference call with them, my wife and the young man. They promptly hung up on this vitriolic conversation. As always they are rude and hang up this is how they resolve things. I have sent numerous letters Certified mail after they sent me to debt collection company. In each letter I have asked to have the invoice showing services, what I paid etc. To date, I have not recieved anything pertainign to my requests from the debt collection company or XXXX. XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX XXXX XXXX FL XXXX, sent me a letter once again with no invoice of services rendered etc. She alleges I received numerous letters requesting I return the unit etc. I have NEVER received any such letters to date. Even if I return or pay this amount, what is to stop them from billing me more etc.? I feel they are trying to take advantage of me since I am a senior citizen. Help
06/18/2019	Yes	Debt collection Mortgage debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	MO 64086	Web
I filed a complaint with the CFPB regarding a judgment on a second mortgage that I have apparently been sued for. The debt is not valid, as I have stated before, I did a cash for keys deal with the first mortgage and I made sure that the deal included the second mortgage. I was told by all parties involved that it the second mortgage has been paid off. That was the last I had heard of it. Now, nearly ten years later, I am being garnished for an {$80000.00} judgment ( when the original amount of the second mortgage was only XXXX. I tried to look up the original judgment and I see that the process server didn't serve me. They put down that it was a roommate that took my summons, I have never had a roommate. I also see that several attornies have attempted to garnish me at jobs I have never worked at. So how would I have had the chance to defend myself? I went through the CFPB and requested a proper validation of the debt, and the original creditor stated they didn't have me in the system. The law firm that has been assigned sent me a demand letter and judgment that has amounts crossed out. THIS IS NOT A PROPER VALIDATION, and no one has provided me any documentation other than the judgment. But they keep taking money out of my account.
05/15/2019	Yes	Debt collection Mortgage debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	MO 64086	Web
Approximate 7 years ago, I did a Cash For Keys deal instead of going into foreclosure. My concern was that both the first and second mortgage would be paid for and I would be free an clear of the property. I was reassured by the real estate and mortgage company that both mortgages would be paid and I could walk away from the home. Now, I have found that I have an outstanding judgement from the second mortgage company, and they are now garnishing my wages. The only reason I found this out was due to me getting an W2 job ( I have always worked as XXXX ). I found the case online, the process server didnt serve me but a ficticious roommate, I never had a roommate and I dont know the person named that received my summons to court. I have never received paperwork from either the law firm or the second mortgage company requesting payment. I do know that the home was sold to another family, and no Foreclosure legal process ever happened, nor did a judge remove the second mortgage from title. This {$30000.00} second mortgage is now $ XXXX-that I must pay off for them to release the judgment.
08/07/2015	Yes	Consumer Loan Installment loan	Problems when you are unable to pay	GA 30076	Web
About 10 days ago I was contacted by a law firmBerman and RabinThe collector asked if I was XXXX XXXX I said yesThey did n't verify my first name at allThe collection representative began to tell me that I had an outstanding balance from finger hut for over XXXX dollarsI told her I did n't have that large of a balanceShe asked if I was XXXX XXXX I said that is my wifeshe continued to tell me about the debt I then told her in the state of Georgia the spouse is not to be contacted and if was state law that her information was confidential and this is XXXX party disclosure she continued as if she knew the lawI then asked for her Supv she hung upI called back to ask for the manager they started acting like they could n't here me on the phoneI called the next day to have a manager to complain they said a manager would call backAs of today I have n't heard from any managerI would like the recordings of all of the conversationsto my number XXXX and all of the calls as wellI am filing a lawsuit for third party disclosure and anyother Udaap and Fdcpa violations this firm has committed
08/23/2023	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	AL 351XX	Web
We are filing a complaint against XXXX at XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, AL, XXXX, and its management as we believe they are profiling us, discriminating against us, falsely accusing us of damaging the apartment, and attempting to extort money from us by billing us for paint and professional cleaning fees and then sending us to collection to top it all. They are trying to extort {$850.00} from us after we moved. I just learned they sent us to a collection/attorney office Berman and Rabin : Address : XXXX XXXX XXXX # XXXX, XXXX XXXX XXXX KS XXXX XXXX : ( XXXX ) XXXX I sent several emails to them asking them to show me proof of the damage they were claiming and they never would. I asked them if they ever walked the apartment with us to identify with us what damages they were charging us for. They sent me pictures of the apartment before we moved in. In other words, they expect us to pay them rent for 2 years and pay them to get the apartment ready for a new renter.
06/28/2016	Yes	Debt collection Credit card	False statements or representation Impersonated an attorney or official	KS 660XX	Web
The person ( XXXX XXXX ) called and identified herself as an attorney. She demanded personal information from me, such as birth-date, phone number, address, etc. but would not tell me why she was calling. I asked man times for her to tell me but she said that because this was a lawsuit she had to verify personal information. She was very rude and harassing. She intimidated me into giving her personal information and them identified herself as a debt collector. At this time she told me she was recording the call. She told me that I need to pay in full at this time. I told her I was n't sure about this debt and did n't know if it was mine. She demanded it to be paid in full. I believe that she can not represent herself as an attorney and that she must let me know the call is being reordered. She was threatening about what would happen if the debt was not paid in full. The company she is with is called Berman-Rabin and the phone number is XXXX.
08/16/2023	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	AZ 85326	Web
XX/XX/2023 - phone call, unable to answer XX/XX/2023 - phone call, unable to answer XX/XX/2023 - phone call, unable to answer XXXX Received phone call from Bermain & Rabin that I had a debt. I refused to verify my date of birth or SSN, and requested a letter be sent instead. They confirmed that they would send a letter. No letter has been received as of XX/XX/2023. Call was recorded. XX/XX/2023 - phone call, unable to answer XX/XX/2023 - phone call, unable to answer XX/XX/2023 - phone call, unable to answer XX/XX/2023 - phone call, unable to answer XX/XX/2023 - phone call, unable to answer XX/XX/2023 - phone call, unable to answer XX/XX/2023 - Received phone call, unable to answer. Called back, again refused to verify DOB or SSN. Collector refused to take any additional action based on this. Call was recorded.
02/27/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	FL 339XX	Web
I received a letter of demand for a payment of {$270.00} on behalf of an alleged creditor XXXX XXXX. XXXX XXXX has breached and refuses to answer or follow up with my investigation into this matter and a complaint has been filed with XXXX as a provider for breach of contract. I have paid XXXX services as agreed and have a contract with them regarding equipment that was installed in my residence. XXXX XXXX was a third party provider that did not honor the contract as agreed by XXXX. There should be no balance or money due! This is my final attempt at resolving this matter before civil litigation is pursued against XXXX XXXX and your lack of investigation for requesting proper documentation for any and all transfer of debt as required. I wait for your response in order to further resolve this matter.
06/11/2019	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	VA 230XX	Web
I was the victim of a malicious chargeback fraud attack from a payment processor. A legal practice has been attempting to collect a debt ( not the original processing company ) much against my confusion and what I believe to be NOT of my own personal liability. This company has refused to respond to my negotiations and has now blocked me. I have not been disagreeable or offensive in any way and have attempted negotiation. Theyve threatened to sue me multiple times and Ive made PROVABLE efforts to send payments to the ACTUAL COMPANY NOT THESE FALSE REPRESENTATIVES. They are attempting to collect a debt that is NOT theirs and claim Im in breach of contract. I have NO contract with them. My obligations, if any arguably, are 100 % NOT on par with the company claiming to represent them.
08/03/2020	Yes	Debt collection Payday loan debt	False statements or representation Told you not to respond to a lawsuit they filed against you	MO 63031	Web
I was served by XXXX XXXX County back in XXXX 2020, I never received anything from this company prior. I called Berman and Rabin the collection office and spoke with XXXX. He refused to send me documentation pertaining to this suit. He told me that if I didnt want to pay thats fine go to court. I attended all court dates and then set up an payment arrangement. They never sent the paperwork via mail to get notarized by mail. I was told not to show up to court after I made the payment to be told that a default judgement has been entered against me. After emails and calls I was contacted todayXX/XX/20by XXXX who yelled at me and threaten me after I questioned why I was being charged court cost after they never sent my account to abitration.
07/30/2020	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	OK 73012	Web
XXXX XXXX XXXX XXXX-berman and Rabin Pa. Back in XXXX this debt collector did a judgement against me from an orginal creditor XXXX XXXX XXXX credit card of {$1100.00}. They collected on zombie debt. I ended up getting my wages garnished resulting in paying well over {$3600.00}. I switched jobs. In XXXX XXXX they tried renewing the judgment illegally after the statue of limitations expired and they ended up releasing my {$3000.00} in my bank account as I had to hire an attorney. They violated the FDCPA.Recently on XX/XX/XXXX XXXX XXXX is attempting to renew a judgement from the same case that is from XXXX, well passed the statue of limitations in Oklahoma trying to collect on very old debt.
02/25/2020	Yes	Payday loan, title loan, or personal loan Installment loan	Struggling to pay your loan	KS 660XX	Web
Berman & Rabin P.A left me voicemail onXX/XX/2020 that they needed to discuss a business matter. I called back onXX/XX/2020 and spoke with a lady from there and she was threatening to repossess my vehicle if I didnt pay them what they say I owe. I asked what vehicle was this because I didnt have any vehicle loans through them. After a brief hold she came back to only tell me she didnt know what vehicle but I was to pay the balance of {$10000.00} or my vehicle would be repossessed. I asked if information regarding this repossession in question and have not received anything on it. I felt very threatened by this call and dont feel she had any right to make such threats.
06/01/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	MI 489XX	Web	Older American
I called this attorney 's office and tried to explain that I know nothing about this nor did I receive anything. He hung up. I tried to call back and no answer. I feel this is a gimmick and unfair collection practice. My wife received a phone call from this same attorney a XXXX of months ago about some pay day loan she had and she has not worked for several years. When my wife started to cry because the gentleman kept saying that she owed this money, he said oh do n't cry please. I will have an attorney call you back. No one called back and I called and they hung up on me also. Have not heard from this office again on this particular issue.
11/13/2019	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	SC 29681	Web
I received a letter regarding an alleged debt in XX/XX/2019. I responded in writing advising them that I had no knowledge of alleged debt. They again sent another letter dated XX/XX/XXXX giving me " Final Notice '' that unless this debt was paid in full within 10 days they account may be placed with a law firm in my jurisdiction to file suit. I responded in writing once again disputing this alleged debt. Today on XX/XX/XXXX I received a voicemail from this company demanding payment for this alleged debt. Now it is clear that they have violated the FDCPA and continuing to collect on a debt without providing any proof or requested validation.
04/28/2016	No	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Used obscene/profane/abusive language	SD 57108	Web
Have n't had a single phone call from this company in nine years. No letters no nothing. Found out a judgment was against me from nine years ago. Called to try to see what the judgement was for and why I have n't heard anything from them. The reresenative XXXX or XXXX was extremely rude would not work with me at all. XXXX talked over me would n't explain things. Was acting in a misleading manner. I tried to give auth for a third party authorization to speak and get information to help with this debt he was rude to her and hung up on her when she asked to speak with someone above him.
05/25/2022	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	SC 29205	Web	Older American
My mother has XXXX, had a XXXX XXXX XXXX XXXX approach in the evening while she was by herself and sundowning and convince her to purchase security items for the house which were already in place under a previous XXXX contract. They did not furnish her with a contract or with any means of contacting the company later on. XXXX XXXX later refused to cancel the service. Berman and Rabin is attempting to collect {$2200.00} despite the paperwork they themselves sent to prove the debt stating that there is a balance due of {$1900.00} and my mother having paid {$1300.00}.
06/25/2016	No	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	CA 95661	Web
After the account was settled in full per the settlement agreement dated XXXX XXXX, 2016, the attorney offices representing the creditor failed to file an Acknowledgment of Satisfaction of Judgment with the court. This non action on their part is causing hardship and additional expenses. This office is non-responsive most of the time or provides untruthful information : it was communicated that an Acknowledgment of Satisfaction of Judgment will be filed with the Court within 30 days ; it 's been 90+ days since they cashed the check.
10/09/2018	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	MO 65721	Web	Servicemember
I received a letter dated XX/XX/2018. I received a call from them on XXXX-18 stating that the original debt owner wanted them to proceed with a lawsuit. I feel that this is harassment as according to their own letter I am still with in the 30 period to dispute the debt in part or as a whole and to have the debt verified. I asked them to call me back on XXXX-18 so I could discuss with my wife to determine our options. The time agreed to came and I decided to write this while I decided to have the debt verified.
11/15/2022	Yes	Payday loan, title loan, or personal loan Personal line of credit	Incorrect information on your report Old information reappears or never goes away	MI 498XX	Web
This debt was a business loan that was claimed to be forgiven by management it was then paid off through a personal loan and is no longer a valid debt. Called me more than XXXX times within XXXX consecutive days, Harassed me through XXXX and/or XXXX, Called me to collect payment without clearly identifying themselves as debt XXXX, Contacted me even after I requested for them not to in writing. Debt amount : {$19000.00} Company : Berman & Rabin PA
01/13/2022	Yes	Debt collection Auto debt	Attempts to collect debt not owed Debt was paid	MS 39211	Web
Agreed on a settlement. Once completed instead of updating my account or removing the debt they brought it current and insist that I still owe them funds when I do not. I have reported it to the credit beaus and the company itself along with sending my full payment receipts and they all have denied it. I go to look up the debt on the website and it now says my account isn't even found.
07/12/2022	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	CA 90039	Web
XX/XX/2018 {$6500.00} Attempted to contact company and no response. I have no idea what this debt is in regards to, as I do not have any accounts in collections. Nor, do I plan too. This sounds very suspicious to me and the fact that I couldn't get anyone to talk to me. Law office of Berman & Rabin P.A. XXXX XXXX XXXX XXXX, XXXX
05/24/2023	Yes	Debt collection Payday loan debt	Attempts to collect debt not owed Debt is not yours	TX XXXXX	Web
I recently talked to this company about this debt I'm not quite sure why I'm owing this much it was about {$500.00} and some the time I talked to him and we set up a payment arrangement to pay at least {$100.00} a month so I believe that XXXX is incorrect therefore I believe that this amount should be disputed ASAP
12/19/2022	Yes	Debt collection Medical debt	Communication tactics Frequent or repeated calls	KY 42303	Web	Servicemember
All XXXX XXXX XXXX XXXX has turned my account over to a collection agency. However, even after doing so, they continuously call me, and they continue to send me bills that have increased 10 times over compared to what the collection agency states is owed.
10/23/2015	Yes	Debt collection I do not know	Improper contact or sharing of info Talked to a third party about my debt	TX 75098	Web	Servicemember
Good day, I received a call today that I could not answer from Berman and Rabin PA in Kansas. They then immediately called my father and told him they filed a suit against me - disclosing information to a 3d party.
05/06/2021	Yes	Debt collection I do not know	Communication tactics You told them to stop contacting you, but they keep trying	TX 78258	Web	Servicemember
Received several phone calls from a XXXX XXXX from Bermin and Rabin, PA, regarding a debt I have no knowledge of. Repeated phone calls to my workplace with threatening abusive language placing my job at risk.
10/09/2023	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	NY 11221	Web
I have not supplied proof under the doctrine of estoppel by silence, Engelhardt v. Gravens ( mo ) 281 SW 715,719, I presume that no proof of the alleged debt, nor there any such debt in fact therefore exists
03/11/2016	No	Debt collection Credit card	Improper contact or sharing of info Contacted me after I asked not to	KS 66213	Web
Creditor is calling my place of employment several times a week sometimes several times in one day and I have asked them to not contact me at work.
09/11/2017	Yes	Debt collection I do not know	Took or threatened to take negative or legal action Threatened to arrest you or take you to jail if you do not pay	MA 018XX	Web
threatened me with a lawsuit if I did not pay a fraudulent debt they claim I owe. I do not owe any debt.
11/16/2022	Yes	Debt collection Other debt	False statements or representation Indicated you were committing crime by not paying debt	KS 66109	Web	Servicemember
Kansas Taxes Of 2018 XXXX Offered. XXXX down Payment Option And Negotiate Weekly Of Monthly Payments
04/25/2023	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt is not yours	CA 90260	Web
I am receiving letters advising I owe this debt. I do not owe this debt.
01/08/2024	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	MN 55343	Web

08/18/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	SC 29061	Web

07/29/2023	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	TX 78229	Web

06/16/2023	Yes	Debt collection Other debt	Written notification about debt Didn't receive notice of right to dispute	KS 67204	Web

05/09/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NC 28173	Web

07/13/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	CA 92081	Web

03/28/2022	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive notice of right to dispute	VA 20155	Web

10/06/2021	Yes	Debt collection Payday loan debt	Written notification about debt Didn't receive enough information to verify debt	GA 30078	Web

04/11/2020	Yes	Debt collection Payday loan debt	Written notification about debt Didn't receive enough information to verify debt	IN 46237	Referral

11/23/2018	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	KS 66048	Fax

11/02/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was result of identity theft	OK 74137	Web

07/29/2018	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	NM 87123	Web

08/15/2017	Yes	Student loan Private student loan	Dealing with your lender or servicer Need information about your loan balance or loan terms	KS 67601	Web	Servicemember

04/25/2017	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt is not yours	NC 27532	Referral

01/23/2017	Yes	Debt collection Credit card	Taking/threatening an illegal action Attempted to/Collected exempt funds	MO 64030	Web	Servicemember

11/22/2016	Yes	Debt collection Medical	Improper contact or sharing of info Contacted me after I asked not to	KS 66061	Web

10/03/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	FL 34293	Postal mail

07/17/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	KS 66085	Web	Older American

03/21/2016	No	Debt collection Credit card	Communication tactics Threatened to take legal action	CO 80122	Web

03/08/2016	No	Debt collection I do not know	Communication tactics Frequent or repeated calls	KS 66085	Web	Older American

03/01/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	KS 67003	Phone	Servicemember

02/25/2016	Yes	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	OR 97703	Web	Older American

01/25/2016	Yes	Consumer Loan Installment loan	Taking out the loan or lease	FL 32321	Web

08/18/2015	No	Debt collection I do not know	Communication tactics Frequent or repeated calls	NY 14530	Web

07/08/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt is not mine	NY 11570	Referral

07/06/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was discharged in bankruptcy	WA 98037	Referral

07/02/2015	Yes	Debt collection I do not know	Taking/threatening an illegal action Threatened to sue on too old debt	MO 63303	Web

02/11/2015	Yes	Debt collection Credit card	Communication tactics Threatened to take legal action	VA 22314	Web

12/29/2014	Yes	Debt collection Credit card	Communication tactics Called after sent written cease of comm	OH 45065	Web	Older American, Servicemember

09/22/2014	Yes	Debt collection I do not know	Communication tactics Threatened to take legal action	KS 66216	Web

08/25/2014	Yes	Debt collection Medical	Communication tactics Threatened to take legal action	AZ 85208	Postal mail

08/18/2014	Yes	Consumer Loan Vehicle loan	Problems when you are unable to pay	WA 98841	Web	Servicemember

08/15/2014	Yes	Debt collection Credit card	False statements or representation Impersonated an attorney or official	MO 64030	Web	Servicemember

05/01/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt was paid	CA 95949	Web

03/26/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt is not mine	MD 21220	Postal mail

02/27/2014	Yes	Debt collection Credit card	Cont'd attempts collect debt not owed Debt resulted from identity theft	CA 95746	Web