BCG Equities, LLC CFPB Complaints

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2000 Latest Complaints
Date Received Timely Response Product Issue State / Zip Submitted Via Tags
01/28/2022 Yes
  • Debt collection
  • Payday loan debt
  • Attempts to collect debt not owed
  • Debt was already discharged in bankruptcy and is no longer owed
  • IL
  • 60611
Web
This is a complaint against the following companies : Loan Originator : XXXX, XXXX XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX, CA XXXX Debt Collector who purchased the original loan from the Loan Originator : BCG Equities , LLC, XXXX XXXX XXXX XXXX, XXXX, WI, XXXX Collection Agency acting on behalf of the above Debt Collector : XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, MO XXXX Summary of Complaint : This loan was taken out in XX/XX/XXXX in the state of Wisconsin. I settled the original amount but they tried to collect an additional amount of {$4400.00} ( in interest at an extremely exorbitant rate exceeding 400 % ). The " collection '' was sold to BCG Equities and they attempted to collect it in XXXX by harassing me with multiple letters, e-mail and phone calls. It is important to note that they were attempting to collect on this loan past the 6 year statute of limitations for the state of Wisconsin. I sent them multiple cease and desist letters.In retialition, they added a collection account to my credit report which I disputed with all the credit agencies and successfully removed. Their collection letters noted that this debt was outside the statute of limitations yet they were continuing to harass me. It is now XX/XX/XXXX, and they have hired a Collection Agency to act on their behalf to collect this same " debt '', by sending me e-mails and calling me on a regular basis requesting payment. I have just sent another of several cease and desist letters to both Collection Agencies noted above.
10/12/2020 Yes
  • Debt collection
  • Other debt
  • Took or threatened to take negative or legal action
  • Sued you without properly notifying you of lawsuit
  • AZ
  • 85705
Web
On XX/XX/2020 i received a letter from my employer " The State of Arizona '' of a Non Exempt Earnings Statement ( Judgement not for support ). this letter stated I have had my wages garnished without proper notification. I never received a letter from the court nor the law offices of XXXX XXXX XXXX. I only found out about the garnishment from The Arizona Department of Administration stating my wages where being garnished. Subsequently i am enrolled through a debt counseling agency whos managing my payments to creditors to help me get back on track with my debt to move on with my life. This garnishment is causing me to fall into ECONOMIC HARDSHIP. I cant afford to buy my prescription medication, I cant afford to see a Dr. Or pay my rent on time. I cant even afford to put gas in my car or keep up with my other bills, after the garnishment I am only bringing home about {$610.00} bi weekly. I have been late on my rent, i cant afford to buy groceries or buy food because of this garnishment. I cant apply for government assistance because I work for the government assistance agency also known as Arizona Department of Economic Security. FAA agents do not qualify for SNAP or Medical benefits. I called XX/XX/2020 at XXXX XXXX to discus why I was ambushed like this. Also BGC Equities LLC & associates have been known for misleading consumers in debt collection practices thus a class action lawsuit was filed against the corporations In Wisconsin. File attached below
01/02/2022 Yes
  • Debt collection
  • Credit card debt
  • Attempts to collect debt not owed
  • Debt is not yours
  • OH
  • 45204
Web
ON XXXX BCQ EQUITIES LLC XXXX XXXX XXXX XXXX XXXX WI XXXX Filed a lawsuit in the XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, OH XXXX Room XXXX Case. XXXX XXXXXXXX against me for a XXXX XXXX XXXX debt allegation of {$17.00}, XXXX. I requested a copy of the original contract from them and all statements showing how this debt transpired from the date of origin to now and they have failed to do so and continues to harass me through the mail and various fake telephone numbers.
12/31/2021 Yes
  • Debt collection
  • Credit card debt
  • Written notification about debt
  • Didn't receive enough information to verify debt
  • IA
  • 52722
Web
I RECEIVED A NOTICE FOR A SMALL CLAIMS JUDGEMENT, I DID NOT RECEIVE ANY NOTICE FROM THIS COLLECTION AGENCY, I CALLED THEM TO TALK ABOUT THE DEBT, AND ASK TRIED TO SET UP A PAYMENT PLAN THAT WOULD STOP THE JUDGEMENT, BUT THEY WHERE UNWILLING TO WORK WITH ME EVEN THOUGH I WAS WILLING TO SET UP A PAYMENT PLAN ON THAT CALL. THEY SAID THAT THEY SENT A COUPLE OF LETTERS AND WENT RIGHT TO TRYING TO SUE.
07/23/2019 Yes
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • OH
  • 43219
Web
I have some unknown addresses and accounts that are on my credit report. I have never done business with BCG EQUITIES LLC/ XXXX XXXX XXXX XXXX XXXX XXXX . I was told to file a report with the FTC and XXXX police for this fraudulent account.
11/21/2016 Yes
  • Debt collection
  • Other (i.e. phone, health club, etc.)
  • Disclosure verification of debt
  • Not given enough info to verify debt
  • WI
  • 53216
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