Auto Acceptance, LLC CFPB Complaints

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2000 Latest Complaints
Date Received Timely Response Product Issue State / Zip Submitted Via Tags
07/23/2020 No
  • Vehicle loan or lease
  • Loan
  • Struggling to pay your loan
  • Lender trying to repossess or disable the vehicle
  • KY
  • 40216
Web
I purchased the van at the end of XX/XX/XXXX. In XXXX there were a few days my car would not start right away. I had to attempt to start the car several times before it actually started. I called the service department and was told I had to drop off the car and it would then be worked in because they were so backed up. I have XXXX kids and had a job that i had to transport to everyday. I was unable to drop the vehicle off for an unknown amount of time. So i continued to drive the van on the days it would start. I paid XXXX on the days it would not. In XXXX I was stranded with my XXXX kids at their daycare. Because my van would not start. I had to leave the vehicle and catch the bus. When i went back the next day the van then started up. In XXXX I started to notice the van would not start on days when the temp was over 70 degrees. Sometime it would start but if i turned it off it would not start back up. I have been stranded in many places. When i received my taxes in XXXX I purchased a rental and put my car in the shop. I paid over {$300.00} for the repair of my ignition housing. My car was in the shop for 1 week. After repairs my car started up great for about 2 weeks. It then started the same cycle of not starting. I purchased another rental and put my car back in the shop. My car was there for 3 days before i received a call stating my car was starting fine and it had to be NOT STARTING for them to determine what the problem was. I went to pick up the van and I continued having the same problem. Only being able to drive my van somedays and not being able to turn it off until I returned home ( spent a ton on gas. ) In XXXX my car did not start for over a week. I called the service department and they towed my van to their shop for free. My a/c was also not working. They had my van for over a week and did not call me or answer my calls. XXXX is also the first month my car payment was late. While my car was still at their shop XXXX from billing called to collect my payment and I explained to her I lost my job in XXXX and have not received unemployment and did not have the money. She then asked why i did not do door dash to get the money. I explained to her that the car was unreliable and in her shop. I also mentioned to her i have not heard from them at all. A few hours later she txt me and told me my vehicle was ready on day 8 of it being in the shop. On XX/XX/XXXX I went to pick up the car and was told they replaced my ignition switch for free and all i had to pay was {$70.00} for my a/c recharge. When I got inside my van it had been broken into and things were thrown all around. Nothing of true value was taken. When i reported it to them they said they were not liable and to make a police report. TWO days later my a/c goes out and my car would not start yet again. I spoke with service who says they could not look at the vehicle for 2 weeks. But informed me I was free to take it to someone else. On XX/XX/XXXX I made an arrangement with XXXX and paid {$250.00} cash so that my car would not be repoed. On XX/XX/XXXX XXXX txt me and ask that i leave my keys so that a driver could pick up my car to be repoed. I told her it was not in my possession at that time. They picked my car up that night on XX/XX/XXXX. I went to the car lot the next day XX/XX/XXXX to get my things and everything had been stolen. I filed another police report and found out they did not list that my car had even been repoed. I had over {$500.00} worth of items stolen including {$300.00} worth of BABY MILK. My car was repoed after I explained my situation and made arrangements I was told would keep my car from being repoed. On top of all that I paid for over {$400.00} of " repairs '' that were never fixed.
02/17/2021 Yes
  • Vehicle loan or lease
  • Loan
  • Managing the loan or lease
  • Problem with additional products or services purchased with the loan
  • KY
  • 40299
Web
Hello I purchase a vehicle used with the the car store here in XXXX and I was also financed on a lot through their company to XXXX I've been in good standing with them for years 7 months starting my loan back in 2019 XXXX if I'm not mistaken Pier I recently got laid off my job and XX/XX/XXXX and I also file for unemployment but I have not got paid in unable to get in contact with unemployment so as of right now I'm old XXXX from unemployment that I have not been paid which cause my car to get repossessed I asked The Car Store to refinance my car where I originally financed it at and they are refusing to do so I spoke with XXXX, XXXX, and XXXX in the loan office of The Car Store. They were very rude and constantly hung up the phone on me when I'm trying to get answers I'm currently behind {$560.00} and was told that I can keep my car if I paid {$130.00} every two weeks but once again I haven't got my unemployment and I'm asking them to refinance my car so my payments can be lower and on a monthly basis and they're saying that they do not do that and they refuse to even though they financed my car
01/08/2016 No
  • Consumer Loan
  • Vehicle loan
  • Managing the loan or lease
  • MO
  • 630XX
Web
As part of the application process for receiving the loan for my car, the dealer required me to provide references to be approved for the loan. I am currently behind on my payment due to an issue with my bank that I am trying to resolve. The lender is calling my references telling them directly that I am 13 days behind on my payment. They are also leaving harassing voicemails on my references ' voicemails. My reference have asked them to stop calling yet they continue to call almost daily.
02/22/2023 No
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Credit monitoring or identity theft protection services
  • Billing dispute for services
  • TX
  • 78109
Web
I financed a XXXX XXXX from XXXX XXXX with Auto Acceptance. In XX/XX/XXXX the car was totaled by someone with XXXX insurance. My Collision declared the car a total loss so a check was issued for the value. I also had Gap which should have covered the remaining. Auto Acceptance is still charging me the monthly payment of {$450.00}, reporting to the credit bureau, and sending emails constantly. This can not be right and/or allowed.
02/22/2023 No
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Credit monitoring or identity theft protection services
  • Billing dispute for services
  • TX
  • 78109
Web
I financed a XXXX XXXX from XXXX XXXX with Auto Acceptance. In XX/XX/XXXX the car was totaled by someone with XXXX XXXX. My Collision declared the car a total loss so a check was issued for the value. I also had Gap which should have covered the remaining. Auto Acceptance is still charging me the monthly payment of {$450.00}, reporting to the credit bureau, and sending emails constantly. This can not be right and/or allowed.
08/16/2022 No
  • Debt collection
  • Other debt
  • Attempts to collect debt not owed
  • Debt was paid
  • VA
  • 201XX
Web
They send me a letter stating everything was paid for. I took the letter to the courthouse in 2017. All was resolved. The company has gone out of business no longer exists and they are still trying to do this after I have shown them their own letter and have explained it isn't legal for them to put this on my credit
09/08/2022 No
  • Credit reporting, credit repair services, or other personal consumer reports
  • Other personal consumer report
  • Incorrect information on your report
  • Old information reappears or never goes away
  • TX
  • 768XX
Web
I signed a agreement with XXXX XXXX to fix my credit and experian. They would send me credit applications for credit cards I did not get qualified. I had several other things that were not fixed on my credit either The report was false and I lost out on several ways to fix my credit due to the hard credit checks
05/05/2023 No
  • Vehicle loan or lease
  • Loan
  • Managing the loan or lease
  • Problem with the interest rate
  • VA
  • 234XX
Web
The interest on the loan was very high and the payments were are high also. Contract started on XX/XX/XXXX payment amount is XXXX a month. No action s were taken
12/26/2023 No
  • Vehicle loan or lease
  • Loan
  • Problems at the end of the loan or lease
  • Unable to receive car title or other problem after the loan is paid off
  • MI
  • 49442
Web Older American
11/15/2023 No
  • Vehicle loan or lease
  • Loan
  • Getting a loan or lease
  • Confusing or misleading advertising or marketing
  • DE
  • 19963
Web
09/18/2023 No
  • Vehicle loan or lease
  • Loan
  • Incorrect information on your report
  • Personal information incorrect
  • KY
  • 40065
Web Servicemember
07/25/2023 No
  • Vehicle loan or lease
  • Loan
  • Managing the loan or lease
  • Problem with additional products or services purchased with the loan
  • GA
  • 30269
Web
07/06/2022 No
  • Credit reporting, credit repair services, or other personal consumer reports
  • Credit reporting
  • Incorrect information on your report
  • Information belongs to someone else
  • AL
  • 36064
Web