Armada Corp. CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
11/27/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	WA 98837	Web
When recently applying for a home loan, Armada Corp showed up on my credit report three separate times. All three items are regarding the same, single issue at XXXX XXXX. Years back, I received notice my account had been overlooked and sent to collections. The day I received notice, I hurried to Armada and paid the bill off. Before doing so, I confirmed that if I paid immediately the account would not be reported to the credit bureaus. Now, all these years later, Im discovering that it has been negatively impacting my credit score for years. Im extremely upset and wonder how much this has negatively affected any other new credit accounts in these last several years. Undoubtedly, Ive been paying higher interest rates because of this misinformation being reported. All three separately listed items on my credit report from Armada Corp show a reported date of XX/XX/XXXX and a date account opened date of XX/XX/XXXX. All of this is incorrect, as I made sure to pay the one amount in full right after being notified it had gone to collections. Additionally, listing it as three separate occasions is also incorrect, as it was one account from XXXX XXXX that ended up in collections. All three accounts say collection/charge off in the payment status section, which is completely inaccurate because it was paid in full immediately. Other fields are missing information, such as acxount type and more. To my understanding, once a medical bill is paid in full, it has to be completely removed from credit reporting. So not only is this information correct, but its continuing to be illegally reported on my credit history because it was a medical bill. In order for this to be resolved, I need Armada to immediately notify all three credit bureaus of the mistake and ask them to remove the accounts completely from my credit history. I need this process expedited, as Im scheduled to close on a house soon and Armada items are drastically impacting my rates. I need Armada to notify me in writing that they have contacted all three bureaus. I also need to receive confirmation that this updated information has been sent to any vendors who have pulled my credit report since XX/XX/XXXX. Additionally, I plan on finding out exactly how much Ive been negatively impacted by Armadas inaccurate reporting on my credit report. If it has negatively impacted any other newer accounts, by way of higher interest rates or if I was ever declined on a credit app, then I will be seeking further damages to make me financially whole. Ive spoken with my attorney, and he said he will also be asking for my attorneys fees to be covered by Armada Corp as well. I am open to settling this issue outside of court if Armada would like to propose a financial settlement amount. Otherwise, at the advice of my attorney, I will move forward with a lawsuit. Ive tried calling several times to the local office here, but the phone rings and rings and rings, without any answering machine picking up. Or sometimes it puts me through automated prompts, and when its time to leave a message it beeps and hangs up every time. I look forward to hearing back from someone soon so we can get this issue resolved in a timely manner.
10/06/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	PA 152XX	Web
I, XXXX XXXX, have reviewed my credit report multiple times. I have called/emailed the collections agency, Armada, about medical debt that should not exist on my report, as I was insured through the state of Washington, and was previously XXXX inXX/XX/XXXX. However, I did not realize that debts from years ago could be disputed. I had n't checked my credit until after I moved to Pennsylvania. I received no notices from Armada, or from the original creditor ( XXXX XXXX Clinic ) about my medical debt, which is roughly {$1800.00} or more, reported last on XX/XX/XXXX. I tried calling Armada inXX/XX/XXXX, but the number was no longer in use. It says on their website that they still use the same number. I tried to contact them via online form inXX/XX/XXXXproviding my name, my debts, my email, and my phone number. I have not heard back. I tried to contact them again on XX/XX/XXXX, after being turned down for a loan. I still have not heard back. Those charges on my credit report should not be on there, but I was unable to dispute it due to the identity verification process. I chose answers from " none of the above, '' because I did n't recognize any of the information - a red flag that identity theft may have occurred, or is still occurring. Regardless, if I can not reach the representatives at the XXXX XXXX XXXX to resolve the issue, then I should not be penalized, nor should my credit score suffer, as well. I have tried contacting them, but I receive no attempt to communicate on their behalf. Please reach me at XXXX and leave a detailed message on how I can return your call. I do not answer numbers I do not recognize, especially XXXX numbers. If you leave a message, I will call back, but if you do n't, there 's a good chance that you wo n't be able to reach me. Thank you for your time and patience.
02/20/2016	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	WA 991XX	Web
I show a debt to XXXX/XXXX on my credit report that I know I had insurance for ... so to begin with I called the hospital to verify this unpaid bill. XXXX said that they do not show any unpaid bills for me and instructed me to call the collection agency and ask for a detailed information sheet on this debt so that I can dispute it properly. I first called XXXX collection co ( XXXX ) which was very pleasant and professional, the lady on the phone said no problem we need to send for that information and when we get it we will forward it on to you. THEN I phoned ARMADA corp ( XXXX )., let me tell you they are unprofessional clowns. I first was transferred at least four times before reaching the GEM of an agent that I did .... I did not get her name but she is working out of their XXXX, Wa office and XXXX is the supervisor. I asked for the same detailed list from them and they acted like it was near impossible, finally she said that I would have to submit a letter to them in writing requesting this information, I explained to her and several other employees of XXXX that it is their job to prove this debt and that I was requesting it by phone and she said she would " see what I can do '' which is not acceptable so I requested to speak to her supervisor who was conveniently unavailable and then she hung up on me. I called back and spoke to a different person in the same office who said that the first lady that I just spoke with was now UNAVALIABLE. I again expressed my desire to dispute this debt and that I was requesting this formally NOW on the recorded phone line. I was finally told that XXXX would have to call me the following day which is today ( XXXX/XXXX/2016 ) and I received no call from Anyone at XXXX.
11/18/2016	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	WA 988XX	Web
I had an issue with my insurance company in lat XXXX and early XXXX. I had XXXX bills that were not paid and were sent to collection. I communicated with Armada and let them know the insurance would be paying. In the process of me getting it all worked out they started trying to garnish my wages. The insurance company did pay most of the debt in febuary directly to the hospital and I did not hear from Armada again until XXXX. Now they have added more interest, more legal fees and have not taken the bills of that were paid or reduced the ones that were partially paid. I contacted XXXX at Armada in XXXX Washington and she refused to help me. She stated that I am responsible for the amount and the interest and she refused to help me. XXXX has a personal problem with me and said they have legal documents and would not help me. Armada also has attempted to collect this in the past and they know because of my child support garnishment they are unable to garnish my wages. She is doing this now just to rack up fees on the account and she well knows my situation from the last time before the insurance paid the bills. I was also not notified by the original creditor or armada about any remaining balance and Armada does not want to acknowledge the bills were paid by insurance. This company is know locally for dishonest tactics and now will not even answer my phone calls. Armada has also falsely reported the collection on my credit report causing my score to drop and affecting the interest rate of my last loan.
07/27/2016	Yes	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	NV 89156	Web
XXXX in XXXX XXXX, NV sent bill statements to my previous address where I used to live 6 years ago. I was n't aware until few days ago when I found a misplaced envelope which was from a collection agency ( Armada ) stating that they were hired by the XXXX company to collect a debt. The last time I visited the dentist was on XXXX 2015, about 5 years after I moved to my new address and as normal procedure they gave me a form to update all my personal and insurance information, they were provided with the update but apparently they never updated it in their system and there is why they sent bills to the wrong address. Today I asked them for a copy of the bill and it has the wrong address still. I talked to the managers and they told me there is nothing they can do, that I needed to handle it directly with the collection agency, but I do n't think this is fair because I was n't aware, they made the mistake and because of them I am getting wrong information on my credit report. At the time of my treatment I paid XXXX plus I used to have XXXX insurances, so I thought everything was covered and since I never received any bill statements I did n't know I was still owe some money. Please assist me in resolving this matter. I do n't think I have to be published by other 's mistakes. Thanks.
09/13/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NV 891XX	Web
In XX/XX/XXXX, I received a collection notice from Armada Corp of Nevada. This notification referenced a dollar amount {$770.00} only. This dollar amount was not familiar to me and I have paid every medical bill I've received. The notification did not reference the date, any creditor info or details of the dollar amount. I called Armada. Requested supporting docs be emailed to me. Armada stated they didn't have ability to email. Requested supporting docs be sent via postal mail. To date, nothing received. Today, I was served with a Small Claims Complaint for this {$770.00}. I immediately called Armada, spoke with XXXX, advised her that I never received any supporting docs on this matter. Requested emailed docs again. Was told again that she didn't have the ability to email. XXXX will mail the supporting docs. XXXX stated that this {$770.00} was for a doctor back in XX/XX/XXXX. That was 3 years ago. I don't have any bills, invoices, statements from any entity that are unpaid. You can not retain and hold bills for 3 years, fail to provide supporting docs, fail to email, mail or call and then sue someone. If the debt is valid, I will pay the {$770.00}, but to date, I have not received anything, after requesting it, to support this debt.
10/12/2015	Yes	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	CA 93722	Web	Servicemember
In 2013, I suffered an emergency room visit while traveling for work out of state. I was seen by XXXX XXXX XXXX XXXX XXXX, XXXX in XXXX XXXX XXXX Utah. Phone : XXXX. I presented them with my medical insurance and was discharged the same night. I told them I was traveling for work and that my company 's work insurance should pay for the visit. I never heard from them again ( a year later, I moved ). When I ran my credit report in XXXX 2015, there was a medical collection for {$650.00}! They never tried to contact me ( my phone number has n't changed in XXXX years ). They refused to delete the collection from my report after I paid it in full ( no longer worked for the same company ). By then it was with a collector and they refused to re-call the debt. They shared my personal medical information with a debt collector, violating HIPAA and refused to re-call the debt even when I offered to pay in full and even after I explained I had no knowledge of the debt. This collection is reporting on both my XXXX and XXXX reports and I would like it removed due to HIPAA violation and the fact that they did n't disclose it to me prior to sending to collections.
02/06/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NV 89122	Web
On XX/XX/XXXX I sent a dispute letter to Armada collections agency and as proof I sent the letter with a certified mail receipt. Armada responded on XX/XX/XXXX not with verification but just a print out of charges of the alleged debt. The letter sent by me plainly said to provide viable evidence bearing my signature as proof of the debt being reported to the major credit bureaus. I sent a second letter certified mail on XX/XX/XXXX I was sent the same information as before just a print out. It is now over 3 mos and they have not sent the proof I requested. I did notice they removed the item from my credit report temporarily but has since added the item to my credit report once again. Armada has violated the FDCPA { 807 } and { 15 USC 1962a }. They have not placed the clause ( Account information disputed by consumer, meeting FCRA requirements at all or within the 30 day period. I will be filling action against this company in small claims court as stated in the letter I sent on XX/XX/XXXX and XX/XX/XXXX. I have since been denied credit because of such error and this has been frustrating because it has effected my livelihood.
04/11/2020	No	Debt collection Other debt	Took or threatened to take negative or legal action Threatened to arrest you or take you to jail if you do not pay	WA 98312	Web
I have a few problems with this establishment 's tactics, so I will try to wrap it all up here. Armada corp has a monopoly on debt collection in XXXX and XXXX county, and they know it and use it to their advantage. My account with Armada started over a decade ago and has since become over thirteen ( 13 ) different accounts for each debt they found ( or created ). Armada has on every charge failed to inform me of new debts as they came in. Looking at the only document Armada has sent me in our ten-year relationship shows a pattern of paying off medical debs or non-criminal/traffic debts. This is important as they use these kinds of debts as another means of pressuring citizens into paying them. They do this by threatening to A : Charge you a higher interest rate and B : Suspend your driver 's license. The big issue ( besides this entire industry ) is on XXXX a new account was started from XXXX County XXXX. I moved from that part of the state in XX/XX/XXXX. I believe that Amada is fabricating debts for their own sick capitalist-driven gains.
09/19/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Problem with a credit reporting company's investigation into an existing problem Was not notified of investigation status or results	ID 83835	Web
I submitted two disputes online, one on XX/XX/XXXX and the second on XX/XX/XXXX to the credit bureaus. My rights have been violated by not doing a fair and complete investigation on these accounts and by not notifying me with the results. Two accounts on my credit report increase the balance every month. Armada Account # XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX XX/XX/XXXX, Amada balance increased by {$1.00} XX/XX/XXXX XXXX XXXX XXXX {$7.00} XX/XX/XXXX Amada increased {$1.00} XX/XX/XXXX XXXX increased {$8.00} XX/XX/XXXX XXXX increased {$9.00}, Amada increased {$1.00} XXXX XXXX is also showing a payment was made on XX/XX/2016 when I have never verified this account nor made a payment to them. I don't believe the balances should be changing as these are collection companies, not original creditors. They are also showing a past due balance, when they are collection agencies and should not be reporting past due balances as I have never had an agreement to make a payment with them so how can something be past due?
05/09/2018	Yes	Debt collection Medical debt	Communication tactics Used obscene, profane, or other abusive language	WA 98270	Web
I am trying to clear up my credit, I called to pay off the principle of my debt and asked if I could make a payment to pay off the balance less then interest, I was advised they could not waive the interest and I then requested to just pay off the principle today to stop accruing the interest on the accounts and I would call back at a later time to discuss the interest or contact the client directly about the interest accrued. They told me that if I paid on the account to day and it wasn't the full amount they are asking for then they could not promise I would pay off my assigned balance but that they " sprinkle '' payments towards interest and principle. I called the company that originated the debt from and they refused to take my payment of principle over the phone. They advised me that when they forward to collections you have to work with them only. I asked, what if I mail in a payment are you going to return my check to me? They responded that if you mail it in then they will actually post to the account.
03/08/2019	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	WA XXXXX	Web
Went to The XXXX XXXX for a routine medical appointment early XX/XX/2018. Never received any letters from them or Armada Corp prior to them sending me to collections. I only went once, however Armada Corp divided the bill into 7 accounts, making it look like I have 7 claims against me. But most importantly the bill is only for {$170.00} and some cents, but Armada Corp is wanting me to pay {$270.00}. I spoken to a few representatives at Armada Corp but they all refuse to go down to the original bill. I am willing to pay the {$170.00} and some cents, but feel the {$270.00} is unfair and too extreme in collection fees. Also, I wish The XXXX XXXX contacted me first before placing in collections. I spoken to a representative from The XXXX XXXX as well, but they too did not understand why it went straight to collections. I requested for a rep to contact me from The XXXX XXXX to apply for charity care or some assistance based on income, however The XXXX XXXX never mailed me an application.
08/15/2020	Yes	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	WA 98223	Web
I called off a mark on my credit report. The recording said it was a collection agency and that calls are recorded. When the collector XXXX got on the phone she asked a couple verification questions and told me calls are recorded and it is an attempt to collect a debt. Not one time was I given the full XXXX XXXX This is an attempt to collect a debt any information obtained will be used solely for that purpose. I advised the collector XXXX that she had broke FDCPA by not giving me the entire XXXX XXXX she said she did. I disagreed with her and hung up. I then waited a couple of hours and called to talk to a manager that told me because I knew I was calling a collection agency she didn't have to give the full XXXX XXXX I advised on first contact you have to or in violation. She said they mailed a letter and that was first contract. I told her I had never spoken with anyone prior to today and never received a letter she claims it is not first contact. Obviously I disagree
06/18/2015	Yes	Debt collection Medical	Disclosure verification of debt Not disclosed as an attempt to collect	WA 98290	Web
I pulled my credit report to find I had XXXX accounts reported from armada who collects for the XXXX clinic. These are doctor bills I did n't know I has so I called the company to try and clear these up with payments. XXXX was for {$76.00} and another was for {$87.00} they then informed me that they had several little bills in their office that added up to another {$200.00} that they wanted paid. The lady told me that if they are not {$50.00} or more they can not be reported to my credit but rather then owing them {$160.00} they now claim I owe them {$360.00}. I made a call to XXXX XXXX who said I need to write XXXX checks XXXX for each amount and submit a letter stating what I am paying and that they are to cash the checks and mark my account paid. I sent checks and letter XXXX/XXXX/15 and received them back in the mail on XXXX/XXXX/15 with a letter stating I need to call their office they are rufusing to take my payments.
09/01/2022	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	WA 98037	Web
I was recently notified about my social security number being on the dark web. As such i pulled my credit report from each bureau for review. I found a debt collection on my XXXX report ONLY from a company called Armada Corp for {$250.00}. I filed a dispute with XXXX and reached out to Armada. Armada could not give me any information about this debt without asking me to confirm personal information about myself or account. I stated repeatedly that i do not have an account with them. They seemed more interested in getting money from me than looking into my fraud dispute. I reached out to XXXX and they requested i send them a copy of my drivers license, social security card in the mail. When i mentioned not feeling comfortable putting those sensitive documents in the mail the agent applied pressure by reminding me that its affecting my credit report and it will take 7 years for the item to drop off my report.
02/20/2021	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	FL 33543	Web	Servicemember
After reviewing my credit report I noticed some discrepancies. The discrepancies are being reported by Armada Corp collection company. They are reporting multiple medical collection accounts from " The XXXX XXXX ''. I have never received a dunning letter from Armada Corp. On XXXX I requested Armada Crop to validate the debt as I legally have that right as a consumer. They did not respond until XXXX and I received their response on XXXX stating I have 7 days to respond to them and provide payment!!! I have never signed a HIPPA release form with The XXXX XXXX. Armada Corp is also illegally charging interest on the alleged medical debt. I live in Florida and Armada Corp is located in XXXX, WA. Armada Corp is not a licensed collection company in the state of Florida. Armada Corp also has violated FDCPA by not changing the account status on my credit report reflecting the current accounts are under dispute.
03/05/2023	Yes	Debt collection Medical debt	False statements or representation Told you not to respond to a lawsuit they filed against you	WA 98802	Web
I am reaching out to inform you of the negative interactions between myself and Armada Corp located in XXXX, Wa. I received a legal notice from them indicating I had a limited time to answer and to reach out to Armada. I called the office over 6 times within that time limit and they were unresponsive. When they did answer I spoke to over 5 people before I finally got hold of someone and I spoke to a supervisor that said not to respond to my legal actions they took against me that they would give me a few more days and to call back and let them know how much I could give them. I called back one day before my legal time limit was up and I called they office and they were unresponsive and all the voicemails were full so I could not even leave a message. This was very deceptive of them and they purposely led me on to run out my legal time limit for them to pursue a default judgement.
06/10/2019	Yes	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	WA 98208	Web	Older American
Please find attached a copy of a bill we received from a collection agency, Armada, dated XX/XX/XXXX for services at XXXX XXXX XXXX amounting to {$2300.00} from XXXX. Interest added by Armada was {$760.00} and continues to accrue. This debt was a surprise to us because there was no notification from Armada for 2 years and 7 months, during which time interest was building. I called Armada XX/XX/XXXX after confirming the debt with XXXX XXXX XXXX. I spoke to Account Representative XXXX XXXX, who then transferred me to his leader, XXXX. XXXX remembered being the account representative for this debt in XXXX and said he tried calling our number in XX/XX/XXXX and XX/XX/XXXX. Apparently he was not allowed to leave a message. Therefore, no notification between XX/XX/XXXX and XX/XX/XXXX, with interest adding up. Id like to inquire if this practice is legal. Do I have any recourse?
01/08/2023	Yes	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	WA 98201	Web
XXXX XXXX keeps adding delinquent accounts to my credit report of which I do not owe. In the past XXXX months I have disputed XXXX set of multiple debts they have claimed that I owe only to have them removed and then another set ( XXXX to XXXX debts ) added at a later date. They have resubmitted the same debt again, the same debt multiple times and never once notified me of the debt owed or any specifics to the account. I have never received any request by mail. They are currently claiming the following debts : {$180.00} opened XXXX {$290.00} opened XXXX {$290.00} opened XXXX I have already disputed these debts multiple times via XXXX XXXX and had them removed, only to have them placed back on my credit report months later...
11/17/2016	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	WA 98270	Web
I found the debt on my credit report from Armada Corp and when I called the amount was a lot more than listed on my report. They stated it is interest they have been collecting. I told them I was never informed they were making interest off of this balance. I was under the understanding that if people or companies are going to charge interest on a debt, they have to inform the consumer. I do n't believe that a consumer should have to pay interest on a balance the company does n't communicate to you. As long as you do n't look at your credit report they will just keep charging and the consumer has no idea. I do not have anything in writing to attach because I never received anything in writing.
03/02/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Improper contact or sharing of info Talked to a third party about my debt	WA 98037	Web	Older American
I was billed twice the normal amount for a XXXX and way overcharged for a consultation for the procedure. My insurance company would have paid all if their billing department would have billed it as my normal 10 year check up. For some reason they would not. I asked for it to be fixed they turned it over to collections. I asked to speak with the doctor about his excessive bill and he would not discuss with me. That bill was also turned over to collections. I told the collection company that i was disputing the bill by letter. They still sent the information to the credit reporting agencies. My credit has been damaged.
04/02/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	WA 98801	Web	Servicemember
XXXX of 2018 I oncured a medical bill for {$180.00}. I did space it off and it got turned over to collection 's. I got it taken off of one credit beurea already.The collection agency has still not notified me to date by mail or phone about this collection. I have same address and phone # as always and still nothing. I know I forgot, but I should have a chance to pay off before being turned over to collection 's. I found out only by checking my credit report it was there. This hit hurts me buying a home and would even be willing to pay for them to delete it. Thanl you!
09/30/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	AZ 85345	Web
XX/XX/2019 noticed 9 items totaling {$2100.00} from Armada Corporation, XXXX XXXX XXXX, XXXX XXXX, WA XXXX. Acount shows 6 years and 2 months old. Original debtor is XXXX XXXX. This account does not, and has never been attached to me. I have never been to the XXXX XXXX nor have I had any accounts in collection with Armada Corporation. I called to have them remove it and they can only put it in dispute. This account belongs to someone else and has never been attached to me. My credit recently dropped because they attached this to my report.
01/04/2017	Yes	Debt collection Other (i.e. phone, health club, etc.)	False statements or representation Attempted to collect wrong amount	WA 99301	Web
I contacted the agency Armada Corporation, to settle the debt, they have listed as {$1300.00}, that they reported today. They said I would need {$3500.00}. To pay it off. Those are very different amounts. The debt is also almost at it 's 7 year statue of limitations so they tried to make me make a smaller payment so they can continue the collection proceedings. I am willing to settle the debt for the actual amount of {$1300.00}. But they are n't. I need help. I appreciate your time and consideration on this!
10/23/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was paid	WA 98290	Web	Servicemember
Company was paid half upfront but never completed work that was agreed to. I'd like a refund for my deposit of the {$600.00} paid for nothing. The agreement was to evaluate and provide requirement for a wall that was XXXX tall. Instead they provide concurrence that existing wall at XXXX ' was acceptable. Multiple contacts with company said they would correct mistake but I the end all they did was ask for funds. Complete loss of funds and had to deconstruct wall in the end.
10/20/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	WA 98802	Web
In XXXX of XX/XX/2017, Armada Corp., advised of an outstanding debt for XXXX XXXX. Proof of payment was given to the collection agency however, their position is that they received the debt prior to being paid and are therefore owed for their services. I have twice sent letters to satisfy this problem and with no response. However, Armada continues to report the debt as unpaid and will not remove from credit reporting.
07/22/2015	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	NV 89120	Web	Servicemember
Collection agency in question has failed to respond to debt verification via telephone and written correspondence. Agency has informed me that they will continue to asses fees onto original amount due ; although I have not heard from agency in over one month. Their practices seem to be very predatory ; I would like some form of explanation and clarity and complete removal from my credit profile.
10/07/2015	Yes	Debt collection Medical	Communication tactics Used obscene/profane/abusive language	WA 98632	Web
After explaining the situation on the billing error, they assuredme that if I pay it they will remove it from my credit report. I told them that I was in the process of refinancing my home and that it was critical in order for me to get a good interest rate. They told me they 'd have it done in 3 weeks. At the advice of my banker, I called to confirm this and was told they ca n't remove it.
01/15/2021	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	FL 325XX	Web	Servicemember
I recently checked my credit score and saw that there was a medical debt from 2019 on it from WA. I havent even lived in WA for over 2 years. I sent a letter through certified mail on the XXXX of XXXX to the collections agency requesting proof of the debt as well as more details and still have not received a response. I have a receipt showing when I sent the letter.
03/15/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	WA 98223	Web	Servicemember
I was helping my wife settle a debt with Armada and I discovered I also had an account and owed them {$1000.00}. I was unaware of this but asked to negotiate a settlement and they said they do not do that. I want to pay what I owe but they said it was from 2019. It is not right that they will not work with me on this especially since they did not informed me.
04/22/2015	No	Debt collection I do not know	Cont'd attempts collect debt not owed Debt is not mine	WA 98031	Web	Older American, Servicemember
A company that I have never heard of is using my home address apparently to conduct business and has a court judgement against them that has been turned over to a debt collector. Several months ago we had our mailbox broken into and mail stolen from us and I suspect there is a connection. ( This incident was reported to the Postmaster General )
01/06/2020	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	WA 98683	Web
Found the debt on my credit report. I have tried to reach the collecting agency Armada Corp phone number XXXX. I tried to contact the XXXX clinic of the XXXX. They gave me the phone number of the billing department for them which is XXXX XXXX. They couldn't find my debt anywhere. I tried for a month unsuccessfully. Thank you.
09/25/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NV 891XX	Web
Armada Corp of Nevada is attempting to collection on a XXXX XXXX XXXX debt. This debt ( {$770.00} ) has been paid, in full, to the Creditor ( XXXX XXXX XXXX ). XXXX filed suit for the debt ( plus court costs and fees ). Armada needs to retract their Small Claims Complaint with XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX.
09/18/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NV 891XX	Web
Armada Corp of Nevada is attempting to collection on a 3 years old debt. This debt ( {$770.00} ) has been paid, in full, to the Creditor ( XXXX XXXX XXXX ). Armada filed suit for the debt ( plus court costs and fees ). Armada needs to retract their Small Claims Complaint with XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX.
02/28/2023	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	WA 98292	Web
The debt for {$150.00} was already paid to Armada Corp and was supposed to be removed from my credit. They keep reporting this debt to XXXX as a debt owed and it is not owes. I even have a letter from them that I have submitted to XXXX that states I DO NOT OWE THIS DEBT. Please remove it from my credit.
08/09/2021	Yes	Debt collection Credit card debt	Attempts to collect debt not owed Debt was result of identity theft	NV 89081	Web
No information given regarding account. Violates federal 15 USC 1692gf also no medical release given and eligible to collect on debt per Section 1681 ( i ). The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reporting
12/20/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NV 89120	Web
I was contacted by Armada corporation, about a debt to XXXX XXXX XXXX XXXX. I explained that this charge was incorrect since it was for an XXXX XXXX XXXX that is covered by my insurance. I explained that I have two insurances and should not have a bill at all.
01/31/2023	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Threatened to sue you for very old debt	WA XXXXX	Web
The bills that I have been paying on are extremely old. I pay {$100.00} a month and never seems like I'm getting anywhere. This company either is not applying payments to my account or is charging outrageous fees to where I can not get out of this debt.
09/28/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	WA 98201	Web
XX/XX/15. XXXX XXXX XXXX Armada Corp is trying to collect bill that is not mine. False reporting to credit bureas. I contacted them directly and asked for proof of my bill. They never sent or provided proof. False bill. Not mine. Very rude company
05/03/2017	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	WA XXXXX	Web
This is a medical bill from my ex husband. When this bill was made, we had been divorced a year. This has nothing to do with me and I have repeatedly told XXXX this. It has been since 2007 and I want it removed from my credit report.
09/05/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Old information reappears or never goes away	WA 98115	Web
I have disputed items that are too old to be in my credit report besides the fact that they should have been included in a bankruptcy. They would not remove the items off my credit and it has been hurting my credit score for too long.
02/22/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	WA 98258	Web
One of my XXXX XXXX bills went to collection and then i found out i have 2 others in collections i never received a letter on the other 2 and i did make payments i would like to get this handled.
01/20/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect	WA 98801	Web
All of the derogatory remarks on my credit report are paid, and closed. Please remove all derogatory remarks.
01/03/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Problem with a company's investigation into an existing problem Their investigation did not fix an error on your report	NV 89110	Web

12/01/2023	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	WA 98225	Web

10/17/2023	Yes	Debt collection Other debt	Threatened to contact someone or share information improperly Talked to a third-party about your debt	WA 98816	Web

05/15/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Improper use of your report Reporting company used your report improperly	WA 98270	Web

02/08/2022	Yes	Debt collection Other debt	Attempts to collect debt not owed Debt was result of identity theft	WA 98203	Web

08/25/2021	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt is not yours	WA 98801	Web

07/22/2021	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	CA 90503	Web

07/08/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	WA 98204	Web

06/10/2021	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NV 89139	Web

02/16/2021	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	VA 23860	Web

12/17/2020	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	NV 89141	Web

10/26/2020	Yes	Debt collection I do not know	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	WA 98625	Web

07/17/2020	Yes	Debt collection I do not know	Written notification about debt Didn't receive enough information to verify debt	WA 99336	Web

04/25/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	VA 23860	Web

02/04/2020	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account status incorrect		Phone

12/27/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	WA 98374	Postal mail

08/19/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NV 89052	Web

08/14/2019	Yes	Debt collection I do not know	Communication tactics Frequent or repeated calls	WA 98204	Referral

08/02/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV 89117	Web

06/22/2019	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	WA 98801	Web

03/29/2019	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	WA 98569	Postal mail

03/28/2019	Yes	Debt collection Other debt	Communication tactics Frequent or repeated calls	WA 98230	Referral

03/01/2019	Yes	Credit reporting, credit repair services, or other personal consumer reports Other personal consumer report	Incorrect information on your report Public record information inaccurate	WA 981XX	Web

01/31/2019	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	NV 89117	Web

09/28/2018	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt was paid	NV 89156	Web

09/17/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive enough information to verify debt	NV 89031	Web	Servicemember

05/02/2018	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	WA 98840	Web

01/19/2018	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	WA 99354	Web

10/24/2017	Yes	Debt collection Medical debt	Written notification about debt Didn't receive notice of right to dispute	WA 98203	Web	Older American

10/15/2017	Yes	Debt collection Medical debt	False statements or representation Attempted to collect wrong amount	WA 98012	Web

07/13/2017	Yes	Debt collection Other debt	Written notification about debt Didn't receive enough information to verify debt	NV 89183	Web

06/01/2017	Yes	Debt collection Medical debt	Written notification about debt Notification didn't disclose it was an attempt to collect a debt	WA 98223	Web	Older American

05/19/2017	Yes	Debt collection Medical debt	Attempts to collect debt not owed Debt is not yours	TX 77043	Web

04/10/2017	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	WA 98203	Web

12/06/2016	Yes	Debt collection Medical	False statements or representation Attempted to collect wrong amount	WA 98801	Postal mail

06/05/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt was paid	WA 99202	Web

09/25/2015	Yes	Debt collection Medical	Improper contact or sharing of info Talked to a third party about my debt	WA 98801	Web

08/13/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	OR 97317	Referral

03/09/2015	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	WA 98258	Web

01/27/2015	Yes	Debt collection Other (i.e. phone, health club, etc.)	Taking/threatening an illegal action Attempted to/Collected exempt funds	WA 99216	Web

11/06/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	WA 98223	Web

10/19/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	WA 98270	Web

10/19/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	WA 98270	Web

08/22/2014	Yes	Debt collection Medical	Disclosure verification of debt Not given enough info to verify debt	NV 89148	Web

07/18/2014	Yes	Debt collection Other (i.e. phone, health club, etc.)	Disclosure verification of debt Not given enough info to verify debt	WA 98516	Web

06/16/2014	Yes	Debt collection Medical	Cont'd attempts collect debt not owed Debt was paid	WA 98274	Web

03/29/2014	Yes	Debt collection Medical	Disclosure verification of debt Not disclosed as an attempt to collect	WA 98816	Web