Andrews & Cox, P.C. CFPB Complaints

2000 Latest Complaints

Date Received	Timely Response	Product	Issue	State / Zip	Submitted Via	Tags
01/08/2018	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	IL 60153	Web	Servicemember
XXXX, XXXX, XXXX XXXX lawfirm is attempting to collect a debt that I do not owe them, and they have not provided sufficient response to my request for debt verification that they allege that I owe XXXX XXXX XXXX. On or about XX/XX/XXXX I contacted XXXX XXXX XXXX to discuss an account listed on my credit report. XXXX XXXX indicated to me on that day and on 2-3 additional calls that the debt has been transferred/sold to XXXX and that I should contact them at ( XXXX or XXXX ). In contacting them XXXX on or about XX/XX/XXXX, I was referred to XXXX, XXXX, XXXX XXXX law firm ( XXXX XXXX XXXX, XXXX ... fax XXXX ). In assuming that I would get the run around, I called and mailed XXXX XXXX XXXX requesting debt verification on or about XX/XX/XXXX using a letter that I drafted from CFPB resources. My letter asked for specific details regarding : Why they think that I owe the debt and to whom I owe it ; The amount and age of the debt ; Details about their authority to collect the debt ; and whether they were prepared to accept a balance less than what they were claiming. To date, the only response that I 've been provided in writing is a Balance Due on the Account ( {$1900.00}, plus {$260.00} in interest and court costs ) and the name of the Original Creditor ( XXXX XXXX XXXX ). Today ( XX/XX/XXXX ), the collection representative named XXXX XXXX told me that I owed interest on the account but he never confirmed whether XXXX XXXX XXXX purchased the account. XXXX XXXX forwarded me to the voice mail of another collections representative saying that his name was XXXX XXXX and that he was out of the office and could n't take my call. I then contacted XXXX XXXX XXXX and XXXX XXXX Legal Department ( XXXX & XXXX ) again to inquire about whether the account was in fact sold to the collections agency or if it still belonged to XXXX XXXX. They confirmed that they do not own the account and encouraged me to call back before XXXX in order to speak with someone in their legal department that was not available. I called XXXX XXXX XXXX again to speak with someone that could help provide more clarity about why they were collecting for a debt that I do not owe to them, and why they have court costs associated with XXXX XXXX who is denying ownership of the debt. They only looped me back into XXXX XXXX 's voicemail. Also on today ( XX/XX/XXXX ), I attempted to contact XXXX XXXX XXXX again and they would only confirm that they no longer owned the debt and provided me the number to XXXX to further clarify this matter. In calling XXXX their phone system and representative hung up on me three times. Again, I am contacting CFPB because I believe that XXXX/XXXX, XXXX, XXXX XXXX law firm are illegally attempting to collect a debt that I do not owe to them, AND they have been giving me the run around through their communication methods. Attached is my request to XXXX XXXX XXXX. Here is their contact information : XXXX XXXX XXXX Phone XXXX Fax XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, IN XXXX
10/19/2023	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	VA 23322	Web	Servicemember
I had some financial difficulties last year and a personal loan went to a debt collector called XXXX, XXXX, & XXXX in XX/XX/XXXX. I would like to report the unethical and criminal activities of this debt collector for incorrectly charging late fees when my account was paid in advance for a full year, for charging legal fees during an accelerated collection process that was done for the sole purpose of them extrapolating additional funds from me because my account was paid in advance and garnishment of my bank account several weeks after the entire debt had been paid in full. The debt collector failed to maintain accurate records : The debt collector took over my debt of {$3500.00} in XX/XX/XXXXXXXX and requested $ XXXX to resolve the debt. I made a {$1500.00} payment to Bleecker, Brodey, & Andrews on XX/XX/XXXX. And yet, their office refused to credit the funds to my loan account for 3 months. Please see their letter from XX/XX/XXXXXXXX attached. I made an additional {$500.00} payment to Bleecker, Brodey, & Andrews in XX/XX/XXXX. At this point, my account was paid in advance for an entire year. The debt collector failed to exercise due diligence in presenting accurate information to the court : Bleecker, Brodey and Andrews filed a court order on XX/XX/XXXXXXXX for the full amount of the personal loan in the amount of {$3500.00} despite the fact that I had made a {$1500.00} payment on XX/XX/XXXX. ( More than 30 days prior to the hearing. ) The debt collector has aggressively pursued collection that is not in keeping with the spirit of the law : Despite having paid a year in advance, Bleecker, Brodey, & Andrews accelerated the debt collection process and sought relief in the form of a garnishment. They charged attorney fees, late fees, judgement costs, additional interest and garnishment costs to my account. I issued payment in full for the remainder of my account PLUS these additional expenses in the amount of {$2700.00} on XX/XX/XXXX. The debt collector failed to act in good faith : While Bleecker, Brodey and Andrews acknowledged that my account had a {$0.00} balance, they failed to resend the garnishment order. Please see their letter from XX/XX/XXXXXXXX attached. On XX/XX/XXXXXXXX my bank received the garnishment order and seized all the funds in my bank account. The bank charged a {$150.00} garnishment fee to process this request. This caused my personal payments for my auto insurance and electric bills to bounce. It also left me with NO funds to feed my family. I dont understand why they are doing this to me and my family. When I called their office yesterday, I spoke to XXXX who advised it will take them approximately 2 weeks to resolve this matter. This is simply unacceptable. They are abusing their power and taking advantage of financially disadvantaged people. I respectfully request that you open an investigation into their actions and billing practices.
09/07/2017	Yes	Debt collection Other debt	False statements or representation Attempted to collect wrong amount	IN 476XX	Web
XX/XX/XXXX I received a Summons for none payment totally {$6200.00} from a collection agency. I was given so many days to respond. I called agency on XX/XX/XXXX and set up a payment plan to satisfy my debt. I would pay {$220.00} by the XXXX of every month until debt was satisfied. I received paperwork to fax or mail back I did both to ensure paperwork got to them. I paid three months of payments on time each month. On XX/XX/XXXX I received my paycheck and I had a garnishment applied to my wages from that collection agency. I called agency immediately, I spoke with a supervisor. He informed they had made several errors and he would " e-file '' the court to have them fix it. The judgment was for the full amount of {$6200.00} and my bank account had a freeze on it. At no time did this agency inform me while making my monthly payments of any impending judgments against me. Total payments taken from this agency was {$450.00}, the last payment did not go thru due to my bank levy. The {$450.00} was not included onto my total amount due in the courts final judgment. Total judgment was {$6200.00}. I feel this is a deceptive practice and negligence on their part. I complied with the agreement and they did n't and neglected to tell me anything about my account each month. I called on XX/XX/XXXX and made the payment, the representative neglected to tell me they had placed a hold on my bank account on XX/XX/XXXX. I still have the garnishment, the agency assured they would take of this immediately. That was onXX/XX/XXXX it is now XX/XX/XXXX bank account still has the levy on it and I am expecting to still have my wages garnished for several more pay checks due to the lack of response from this agency. The finance dept. of my employer said it takes several pay periods for this to be corrected. Only after receiving the courts paperwork to fix the problem. I called the court on XX/XX/XXXX they had not received anything from agency.
09/10/2015	Yes	Student loan Non-federal student loan	Can't repay my loan Can't get flexible payment options	VA 223XX	Web
I request for my Credit report be sent to me and was surprisingly to see a judgement against me from XXXX XXXX XXXX XXXX after years of harassment during be unemployment. I fought with them from XX/XX/XXXX until they stopped in XX/XX/XXXX and now I see while they stopped even though they did not during the time mentioned below as I send them constantly letters stating that I was unemployment. Several of their collection agencies and attorneys just ring out to me all day everyday, including the weekend but never stopped. Now there is a surprisingly judgement on on credit report what involving Bleeker, Brody & Andrew, that first send me a warrant that was take to my residence door for another consumer and then lied and said that was me and found out that the other consumer was given my warrant. When I went to court, I explain to the courts and gave them a copy of the warrant and the judge was not please. I also explain to the court that they have been harassing during my hard time being out of work and collecting unemployment and again, the judge was not happy. Bleeker, Brody & Andrew also lied that they send my copy of my original warrant XXXX, and then I received a copy the day of the court date but they are allowed to put a judgement on my files. Now, since I did not have any money to get to court, I wrote letters them and let them know. So in between not able to afford to go to court, somewhere in there this judgement was place on my records. I know that I owe them because how do you repay during hard times. When I talked to XXXX XXXX and the attorneys, they instructed me to sleep in my car until I repay them back. I have tracking letters of this and hope that I can attached them as I have contact you before re : this harassment with XXXX XXXX XXXX loan and Bleeker, Brody & Andrew out of XXXX, GA
12/04/2020	Yes	Debt collection Other debt	Communication tactics Used obscene, profane, or other abusive language	AL 35205	Web
On XXXX XXXX, I contacted Bleeker Brodey & Andrews to discuss possible payment arrangements for a debt that I owe to XXXX XXXX. I spoke with XXXX XXXX and he begin to ask me questions about my place of employment and I told him that I did not have to provide that information and that I am attempting to resolve this debt. At that point, he became very aggressive, hostile and rude. He said that he would not be able to provide any payment arrangements with me unless I provide him with my place of employment and that he can contact my place of employment to verify and begin the process to garnish my wages. I attempted a second time to discuss a possible payment arrangement and he said that I would need to pay XXXX upfront before XXXX enter into a payment arrangement ... which by the way, he previously stated that he would only be able to provide payment arrangement if he knows my place of employment. I proceeded to informed him that I know my rights under the fair debt collection practices and that he will not intimidate, bully or disrespect me when I am attempting to resolve this matter. He told me to call him back when I have XXXX dollars and hung the phone up in my face. I called the firm back and asked to speak with a manager and the representative informed me that is name is XXXX something ( cant remember his last name ) he is on the line with a someone and that I can leave him a voicemail. I left him a message informing him that, XXXX XXXX, was rude and disrespectful and that he hung the phone up in my face. Also, informed the manager, that I am trying to resolve this matter and asked if he could give me a call back. As of now, I still have not heard from anyone in that office. This company uses intimidation tactics to scare people, they are rude and abrasive.
09/02/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	GA 30305	Web	Servicemember
Since XXXX XXXX XXXX has been attempting to collect a debt I feel I do not owe. Since then XXXX attorneys have been contracted with XXXX to collect this debt. Although I disputed the charges and the contract, in the spirit of compromise, I was willing to pay this account in the purpose of merely to have this item eventually removed from my credit report. The scheduled payment was to be {$50.00} per month which I paid religiously every month, on time. On XXXX XXXX, XXXX the 1st payment was scheduled to be made and was paid, then immediately following that in XXXX Law turns the file over to XXXX XXXX XXXX XXXX, XXXX which I again pay on time only to have in XXXX XXXX XXXX XXXX XXXX takes over the case and there is a {$150.00} balance discrepancy which, I thought, was corrected and XXXX XXXX XXXX turns the file over to Bleeker and Brody & Andrews in XXXX XXXX, XXXX now there is a {$250.00} discrepancy in the balance that is owed. XXXX XXXX, XXXX I submitted written notification to Bleeker and Brodey & Andrews notifying them and disputing the balance. XXXX XXXX, XXXX, nearly 6 months later I receive a generic reply with no supplemental or validation of the debt was submitted along with the correspondence as required by law. XXXX XXXX, XXXX Another letter is sent to Bleeker and Brodey & Andrews disputing the balance again and submitting with my correspondence all supporting documentation including proof of all payment made up to the date of my XXXX XXXX letter. No other response was ever made again by the Law Firm. XXXX XXXX was when I received another letter from another Law Firm attempting to collect this debt and now the amount is nearly doubled in collection fees and interest.
02/08/2023	Yes	Debt collection Other debt	False statements or representation Told you not to respond to a lawsuit they filed against you	AL 35242	Web
I was notified via my employment that I was having wage garnishment begin on my next paycheck XX/XX/15. However, I have never been served or formally notified in person of any possible litigation action against me. It is my understanding that legal proceedings can't occur without properly being served and notified of such action. Yet, the first I hear of a lawsuit against me was today, XXXX when my company notified me of garnishment. This leads me to believe that somewhere along the lines, XXXX, or this legal company represented by XXXX XXXX ( Bleecker Brodey & Andrews ) managed to improperly get a judgement and wage garnishment against me. I personally have a witness that lives at my current address who vouges for the fact that I was never formally notified properly of any pending litigation against me. Having been the executive over large collection and recovery operations for top 25 financial institutions, I believe that somewhere along the path one of these companies is falsifying records of being properly served. And, having been through a number of CFPB reviews while serving as the Collections and Recovery executive in the past, I know this type of behavior is absolutely not supported by the likes of the CFPB. I request that all judgements and actions against the judgement be removed from my records. Thanks!
06/24/2020	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	TN 37013	Web
An agreement was made on XX/XX/2020 through verbally and written agreement. ( see attachments below ) Why is there still a court date? I was told a hearing as not necessary since verbal and written agreement was made on XX/XX/2020. Since then, XX/XX/2020 there have been Constant Harassment by a Private Company Hired By BB & A and XXXX XXXX ( phone calling and constant knocking ) has been ongoing since XX/XX/2020 the date of the verbal and written agreement. The Private company hired by XXXX XXXX and BB & A have attempted to haul my vehicle on XX/XX/2020 at XXXX XXXX. The XXXX XXXX was constantly in the neighborhood making frequent stops to harass persons at XXXX XXXX XXXX XXXX Tn. The employee hired by the Private Company through XXXX XXXX and BB & A attorneys entered my private patio without permission to deliver a warrent from XXXX XXXX and BB & A. The paperwork as left on the patio on XX/XX/2020 at XXXX. He also Threw the court papers inside my car disregarding his six feet distance from me and he was not wearing a mask. There were a lot of rudeness and disrespect by the employee hired by XXXX XXXX and BB & A Attorney. I would like an explanation as to why Court orders were still being filed against XXXX XXXX after the verbal and written agreement and required payments were paid?
03/17/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Communication tactics Used obscene/profane/abusive language	IN 462XX	Web
After an Emergency Exemption Hearing on XXXX XXXX, 2016, plaintiff attorney XXXX XXXX XXXX of XXXX asked to meet with my wife and I in the hallway. When we asked the questions, " Why did we not know about the lawsuit? '' and " Why does n't your office return phone calls? '' XXXX XXXX got very defensive and told my wife XXXX XXXX XXXX, " I know what you do for living. I can have you arrested for calling my office. '' XXXX went on to ask about all of the complaints filed against them from the XXXX Office, to which XXXX XXXX stated, " I 'm licensed in XXXX states. You have no idea how powerful I am, I know people and I know where you live. You better be watching over your shoulder. I WILL hurt you, and destroy your business ''. XXXX reached in her bag for her phone, and he tried to take it out of her hand. When she turned to avoid his grab, XXXX XXXX tried to grab a folder out of my wife 's hand, which contained the complaints. She backed up and told him not to touch her or her things. So, he grabbed her wrist and said, " Let me see what 's in the folder. '' XXXX pulled away from him, visibly shaken, and said to XXXX XXXX, " We 'll see you in court. '' We immediately filed a police report with the XXXX XXXX XXXX XXXX XXXX. XXXX # : DP XXXX.
03/21/2021	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	IN 46254	Web
XXXX XXXX XXXX a financial institution has violated the following U.S codes U.S.C 15 U.S. Code 6801 - 6809 and did not adhere to the FDCPA ( Fair Debt Collection Practices Act ) guidelines. by providing my personal and private information to a third party debt collector Bleecker Brodey & Andrews who has filed suit against me in the county I reside without providing me a validation of debt per my request, intentionally providing false, deceptive documents to the XXXX County courts in order to legally obtain a judgment against me for a debt that has not been established as my own and differing amounts requested to resolve the debt. I have received a document requesting an amount with the addition of {$190.00} USD in filing fees which does not coincide with the balance stated to be owed after speaking with the agency which contacted me, I have been unable to receive any documentation/ paperwork from the third-party debt collector XXXX XXXX is using, the accounts listed in the court summons I have received are not that of my own. As of XX/XX/2021 I have still not received any literature from my validation of debt request and have since disputed the alleged balance owed.
01/15/2019	Yes	Debt collection Auto debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	IN 477XX	Web
This auto loan was forced XX/XX/2015 under misleading statements and claims by the Dealership XXXX XXXX representative XXXX XXXX in conjunction with XXXX XXXX XXXX. I have been targeted as well as others in a scam that ultimately lead to the surrender of the vehicle. There are multiple cases filed in Indiana against this dealership that targeted individuals in XXXX Indiana under false pretenses to scam & collect funds from sales of vehicles. Some individuals did not even get titles on said vehicles. I was told that I only had 12 payments to make to complete sale of vehicle. The previous manager at XXXX XXXX XXXX, XXXX was fired due to this situation with me including others. This long ongoing ordeal caused me to have to file bankruptcy then ultimately surrender vehicle under the discussion that there would be no repercussions due to the falsified documents forced in conjunction with XXXX XXXX XXXX & XXXX XXXX at XXXX XXXX. There are other cases that are public records that can be found to support that this is factual and I am not the only victim.
06/23/2018	Yes	Debt collection Medical debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	IN 46224	Web
I sent a certified letter dated XX/XX/XXXX to the collection agency XXXX XXXX XXXX which they signed for on XX/XX/XXXX to Validate, Dispute, Cease and Desist. They responded with a letter dated XX/XX/XXXX with copies of my itemized medical bill with what I was treated for, the date and how much. Not only did they violate HIPPA privacy laws they also failed to provide me with the original contract bearing my signature that states I owe XXXX XXXX XXXX the alleged amount owed. I replied again with another certified letter dated XX/XX/XXXX which again they signed for on XX/XX/XXXX. They failed to reply back and have filed a law suit to garnish my wages. I found out I was being taken to court through a commercial lawyer letter dated XX/XX/XXXX. I have kept a very detailed file that will show our communication back and fourth. They also have the creditors address listed as my old residence.
10/27/2020	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	AL 35749	Web	Servicemember
I have been working with a legal firm, XXXX XXXX, to resolve a debt owed to XXXX XXXX. There was a judgement against me which was handled by Attorney XXXX XXXX phone # XXXX. A payment of over a XXXX dollars was made to the office of Mr. XXXX by XXXX XXXX and I made an additional payment earlier this month as agreed. This morning I looked at my bank account and it had been completely garnished, along with my savings, and the two savings accounts of my XXXX adult children. I have acted in good faith and made every attempt to make payments and resolve this issue. At this very moment I can't even buy groceries or put gas in my car because these unscrupulous people have taken all my available funds. How can I work and function to resolve this when I can't buy groceries or put gas in my car to get to work??
07/16/2021	Yes	Debt collection Payday loan debt	False statements or representation Attempted to collect wrong amount	MS 394XX	Web	Servicemember
XXXX XXXX XXXX being represented by Bleecker, Brodey and Andrews provided a written settlement agreement for debt owed. I signed the agreement and paid the settlement amount. However, Bleeker, Brodey, and Andrews began garnishing my wages, although we made a settlement agreement of payment in full. An agent of the company spoke with my attorney and misrepresented himself as an attorney. He stated that I would be reimbursed for the wage garnishments. However, I have not received any type of reimbursement, and my wages are continuing to be garnished. Bleecker, Brodey and Andrews will not speak with me or my attorney about this matter and continue to garnish my wages even though we had a settlement agreement.
12/14/2020	Yes	Debt collection Credit card debt	Took or threatened to take negative or legal action Sued you without properly notifying you of lawsuit	NC 27529	Web
The company XXXX XXXX XXXX XXXX has harassed me daily by calling my personal cell phone number from XX/XX/XXXX until this present day XX/XX/XXXX. Repeatedly! ( Bleecker Brodey & Andrews ( XXXX XXXX XXXX ). Also, during this time of national unrest and a national pandemic, XXXX XXXX XXXX XXXX sent a Sheriff Deputy to my house that XXXX XXXX XXXX XXXX XXXX and they could have possibly XXXX me to the XXXX. I have saved the text message in my phone, where I was sent an alert stating that the XXXX XXXX XXXX and had been in close contact with someone who had XXXX XXXX. The deputy was not wearing a mask when he came to the door.
07/29/2022	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Information belongs to someone else	GA 30305	Web
I am a victim of identity theft and someone used my personal information to obtain these fraudulent accounts in my name without my consent. I did not benefit from any goods or services of these fraudulent accounts. I am requesting for your companies to remove and delete these fraudulent accounts immediately from my credit file or legal actions will be taken. XXXX XXXX XXXX 2. Bleecker Brodey and Andrews
06/24/2021	Yes	Debt collection Other debt	Threatened to contact someone or share information improperly Contacted your employer	SC 291XX	Web
XXXX XXXX left a message on my managers voicemail on XX/XX/XXXX stating that he had received my complaint and either me or my legal counsel need to contact him. File # XXXX. I received a call on XX/XX/XXXX starting that if they didnt hear from me they would be turning it over to XXXX County to collect. I had until the end of the day or XXXX XXXX the next day to reply.
07/26/2023	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Seized or attempted to seize your property	SC 293XX	Web
They threatened to assert XXXX rights on real property and rights to have the sheriff attempt to collect through the sale of other non exempt items. And the collection agency is XXXX and I live in XXXX XXXX
03/08/2023	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	AL 35749	Web	Servicemember
ACCOUNT IS PAID IN FULL. XXXX XXXX IS SUBMITTING TO XXXX THAT THE ACCOUNT IS A CHARGE OFF. THE PAYMENTS WERE SENT TO XXXX, XXXX, AND XXXX
01/29/2024	Yes	Credit reporting or other personal consumer reports Credit reporting	Improper use of your report Credit inquiries on your report that you don't recognize	NY 11223	Web

12/17/2023	Yes	Debt collection I do not know	Attempts to collect debt not owed Debt was already discharged in bankruptcy and is no longer owed	IN 46214	Web

11/08/2023	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Threatened or suggested your credit would be damaged	IN 46544	Phone

03/09/2023	Yes	Debt collection Other debt	False statements or representation Impersonated attorney, law enforcement, or government official	IN 46234	Web

02/22/2023	Yes	Debt collection Auto debt	Written notification about debt Didn't receive enough information to verify debt	IN 46151	Web

01/25/2022	Yes	Debt collection Other debt	Took or threatened to take negative or legal action Sued you in a state where you do not live or did not sign for the debt	SC 29720	Web

12/04/2017	Yes	Debt collection Credit card debt	Written notification about debt Didn't receive enough information to verify debt	IN 46234	Phone

09/06/2017	Yes	Credit reporting, credit repair services, or other personal consumer reports Credit reporting	Incorrect information on your report Account information incorrect	IL 60431	Web

08/07/2017	Yes	Debt collection Other debt	Communication tactics You told them to stop contacting you, but they keep trying	VA 22304	Postal mail

06/24/2017	Yes	Debt collection Credit card debt	False statements or representation Impersonated attorney, law enforcement, or government official	MS 38804	Web

02/16/2017	Yes	Debt collection Auto	Disclosure verification of debt Not given enough info to verify debt	IN 46214	Phone

06/30/2016	Yes	Debt collection Mortgage	Communication tactics Frequent or repeated calls	VA 20120	Postal mail

05/13/2016	Yes	Debt collection Other (i.e. phone, health club, etc.)	Cont'd attempts collect debt not owed Debt is not mine	GA 30830	Referral

10/02/2014	Yes	Student loan Non-federal student loan	Dealing with my lender or servicer Don't agree with fees charged	GA 30518	Web

07/09/2014	No	Debt collection Non-federal student loan	Disclosure verification of debt Not given enough info to verify debt	GA 30339	Web

01/03/2014	Yes	Debt collection I do not know	Disclosure verification of debt Not given enough info to verify debt	IL 60637	Web	Older American